the profit newsletter for atlanta reia - june 2012

7/31/2019 The Profit Newsletter for Atlanta REIA - June 2012

1/202012 Atlanta REIA, LLC All Right Reserved. Quotation and reprint are not allowed without written permission of the publisher. http://AtlantaREIA.com

Atlanta Real Estate Investors Alliance JUNE 2

Atlanta REIA, LLC2700 Braselton Hwy, Suite 10-183

Dacula, GA 30019

P: 678-701-7160 F: [email protected]://atlantareia.com

MAIN MEETING

Monday, June 4th

Atlanta Perimeter Hotel & Suites

111 Perimeter Center W, Atlanta, GA

5:30pm 9:00pm

IN THIS ISSUE

BringYourBusiness

Cards&FlYers

JUNE 2012

The Prot has nally arrived justin time for Atlanta REIAs 2year birthday celebration. Thats

right, it has already been 2 years sincewe decided to start Atlanta REIA back

in June 2010 and to hold our rst meet-ing on July 5th, 2010.

Ever since we started Atlanta REIA,our mission has always been to help in-sure our members real estate success byproviding affordable, quality real estateinvesting education, frequent, fun realestate networking opportunities andcommunity outreach programs to build,renovate and repair homes for needyAtlanta families. Weve been able to

achieve this mission through our meet-

ings, special interest groups, networkingevents, seminars, webinars, workshopsand our relationship with the FullerCenter of Atlanta.

Now we are working to bring you evenmore incredible member benets andbigger discounts from suppliers such asLowes, Sun Belt Tool Rentals, SherwinWilliams, Sears Commercial, Sprint /Nextel, Rent Fast, Build a Sign throughour new relationship with the Commu-

nity Buying Group; interactive, data-

base driven websites with Super Smart;and our brand new newsletter, The Prof-it, which will be published and deliveredeach month about a week prior to ourAtlanta REIA Main Monthly Meeting.

The purpose ofThe Prot is to help keepyou and our members, guests, friends

and followers updated on all the upsand downs of the real estate market;changing laws, rules and regulations;the latest real estate investing tech-niques, strategies and so much more!

The Prot is also designed to keep youand other subscribers updated and in-formed of all the events and happen-ings going on at Atlanta REIA eachmonth as well as exposing you to a widevariety of vendors and suppliers servingthe real estate industry.

The Prot will have a wide variety oflocal and national real estate expertssuch as Russ Hiner, Jim Hitt, Jeff Nix,

The Prot Has Arrived!By Dustin Griffin, Executive Director of Atlanta REIA

Dustin Grifn,Executive Director o Atlanta REIA

continued on p17

Check ut ur Main Speaker fr June, Larry Harblt, n P2.

The Prot Has Arrived!By Dustin Grin .................................................................... 1

Are You One o The Investors Today Who Are Not AsActive Buying Real Estate As You Once Were?By Larry Harbolt .................................................................... 2

Board o Directors ............................................................... 4

7 reasons why you need a coach!By Russ Hiner.......................................................................... 5

Survivor... Picking The Right Partners?By Erven Kimble..................................................................... 6

Atlanta REIA Welcomes Business Member to The ProtBy Jef Nix................................................................................ 7

Why MERS Cannot Be Legal Owner o a NoteBy Bob Massey ....................................................................... 8

Do You Value Your Time and Money?By Attorney Craig Halperin ............................................... 10

Legions of Frustrated Investors Turn to Real EstateInvesting: Play and Pray Amateur Property Flippersvs. LandlordsBy Jim Hitt.............................................................................11

ContractingBy Michael Vazquez ........................................................... 14

Membership Application................................................ 18

Meeting Calendar ............................................................. 19

Calendar o Events ............................................................ 20
http://www.meetup.com/atlantareia/http://youtube.com/user/atlantareia/http://twitter.com/atlantareia/http://www.facebook.com/atlantareia/




Are You One of The Investors TodayWho Are Not As Active Buying RealEstate As You Once Were Because

You Are Finding It Difficult to FindDeals That Will Work For You?by larry harbolt

Dont Miss Our

Atlanta REIA

Live Webasts

http://AtlantaREIA.com/Webcasts

Webcast schedule is subject to change.

See http://AtlantaREIA.com/Calendar

or the most up to date webcast schedule.

1st Tuesday

Super Smart

Technology Webcast

1st Thursday

Training / Business

Opportunity Webcast

3rd Tuesday

Whats Hot in

Real Estate Investing

3rd Thursday

Training / Business

Opportunity Webcast

4th Tuesday (Quarterly)

Upgrade Your

Prosperity Webcast

4th Thursday

Evening with

an Expert Webcast

Atlanta REIA

Webast Replays

http://AtlantaREIA.com/

Webcasts/Replays

Atlanta REIA Members can watch our

webcast replays 24/7/365 by logging into

http://AtlantaREIA.com

Join us or

LATE NITE NETWORKINGat the Meeting-Ater-the-Meeting

We meet at the Tilted Kilt Perimeter located1155-B Mount Vernon Highway in Atlantaright ater our Atlanta REIA Main Meeting.

PERIMETER

Have you noticed a decliningnumber of people attend-ing real estate

meetings lately? Well,maybe not at AtlantaREIA Meetings, but this

is true of many other RE-IAs across the country.Ive run a weekly real es-tate meeting myself forover 10 years down in StPetersburg, FL and Iveseen my own group at-tendance diminish froman average of 200 peopleeach week to approxi-mately 50 over the pastcouple of years. I realizemany investors are confused, scared andhave lost faith in the real estate invest-ing business and who can blame them?You cant open a newspaper or turn onthe television without hearing anythingbut negative news about the real estatemarket. All we hear about is the declin-ing sales prices, lower number of sales,almost no building starts and of coursethe record number of Foreclosures na-tionwide. Who can blame investors for

shying away from buying houses in thismarket? Many investors are waiting for

the market to bottomout before they are go-ing to get back in thebusiness. There is no

better time to be buyinghouses than NOW, yetmany investors are nd-ing it impossible to fundtheir deals while otherinvestors believe doingShort Sales is their onlychance to make moneytoday. This is not true!That kind of thinking issimply crazy!

Because of all of the Foreclosures happen-ing, there has been a major focus by RealEstate teachers to teach about Foreclo-sure Real Estate and Short Sales. The lasttime I looked, only approximately 20%of all houses in this country were in Fore-closure while the other 80% are not. An-other interesting fact, 30% to 40% of allhouses in this country are free and clear.

continued on p13
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3/20

Right now is the best time in modern history to buy real estate. Join Larry Harbolt on Saturday, June 9,2012, and he will share with you his secrets on how to make money in todays real estate market. Larry willshow you what you really need to know to buy real estate protably with only $10 down, even i you have badcredit or are bankrupt!

The Ultimate Fast Track t YurBusiness Success Wrkshp

A Full Day Workshop & Strategy Session with Larry Harbolt onJune 9th, 2012

For more information or to register online,

please see http://larry.atlantareia.om

At this workshop, Larry will teach you how to:

H Buy real estate protably in any market or economic cycle.

H Learn how to buy real estate when you have no money, no credit or poor credit.

H How to buy and sell all the property you want and never use a bank or apply

or a loan again.

H Why you can buy millions o dollars in real estate and never have a debt show

on your credit report or be personally liable or a penny.

H Learn how to create the terms to make cash today and overcome seller

objections like a pro.

H How a ew careully chosen words you can easily master in minutes can

potentially earn you big paydays when youre ready to cash out your seller.

H How to structure oers with no payments, no interest and get the seller to

gladly accept so you can drive your cash ow through the roo.

H How to change the terms o the loan months or years ater the closing and

make the seller ecstatic to do so.

H Build an empire rom monthly cash ow and cure negative cash ow, a

secret ew people know.

Come and join Larry on Saturday, June 9th, 2012 or The Ultimate Fast Trackto Your Business Success Workshop. Bring your pen and paper, take lots onotes and you will come away with New Methods, Processes and Systems thatare Efcient, Eective and WHEN YOU WILL Learn them can be measured by theNEW CASH in YOUR bank account!

I you wish to attend, reserve your seat(s) now! Atlanta REIA Gold Members canattend for $19.95, Silver Members for $29.95 and Guests for $39.95. These pricesare good or 2 people and will increase by $10 ater the early registration specialexpires on June 6th, 2012 at Midnight.

Workshop registration starts at 8:30 AM on June 9th at the Atlanta PerimeterHotel & Suites located at 111 Perimeter Center West in Atlanta, GA.

Workshop

registration starts

at 8:30am on June9th at the Atlanta

Perimeter Hotel

& Suites located

at 111 Perimeter

Center West in

Atlanta, GA.
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www.Facebook.com/AtlantaREIAKeep up to date with our latest opportunities by joining us on Faceboo

LEGAL DISCLAIMER: Atlanta REIA, LLC promotes practical knowledge of real estate investment thougheducation, discussion and networking. The information, views and opinions expressed in the publication do notnecessarily reect the views, policies and opinions of Atlanta REIA, LLC or any of its members and sponsors,nor does mention of certain trade names, products, services, individuals or organizations imply endorsement byAtlanta REIA, LLC or its members or sponsors. The information presented in this publication is made available

for informational purposes only and is not to be construed as nancial or legal advice which should only beobtained through a competent attorney, accountant or other qualied professional advisor. Atlanta REIA, LLCdoes not pre-qualify, evaluate, endorse, guarantee or warranty any particular deal, service, company, or person.Atlanta REIA, LLC recommends you perform your own due diligence and seek appropriate legal, accounting,or other professional advice before making any investment. Atlanta REIA, LLC disclaims any and all liability forany actions or inactions taken by readers of this informational material or as a result of communications from orto its ofcers, directors, employees, contractors, partners, members, sponsors and afliates.

2700 Braselton Hwy, Suite 10-1Dacula GA 30019

P: 678-701-7160 F: 770-216-1E: [email protected]: http://AtlantaREIA.com

Atlanta REIAs mission is to help insure our members real estate success by providing afordable, quality real

estate investing education; requent, un real estate networking opportunities; and ongoing community outreac

programs to help build, renovate and repair homes or needy Atlanta amilies while improving our local communit

Dustin GrinExecutive DirectorP: 678-701-7160F: 770-216-1560

E: [email protected]

Christine GrinAssistant DirectorP: 678-701-7160F: 770-216-1560E: [email protected]

Je NixDirector o Business MembershipP: 678-776-8861E: [email protected]

Gordon CattsDirector o Programs, Leader o Movers & Sh akers,

Atlanta REIA South & Mountain REIAP: 404-454-3567E: [email protected]

Alan McDonaldDirector o AVS, Leader o the Beginning InvestorsGroup & Cashfow GroupP: 770-369-0446E: [email protected]

Joe ThompsonLeader o Haves & Wants Meeting and SpeedMarketing SessionP: 770-403-3227


Karen BershadDirector o Membership & Leader o theSmall Business GroupP: 770-356-1234E: [email protected]

Leslie MathisLeader o Atlanta REIA WestP: 678-895-1460E: [email protected]

Reginald JacksonLeader o Atlanta REIA South

P: 404-427-8797E: [email protected]

Russ HinerLeader o Creative Deal Structuring Group andMastermind GroupP: 404-660-4289E: [email protected]

Steve BrownLeader o Cash Cows Commercial GroupP: 770-378-6235E: [email protected]

Don DeRosaLeader o Mobile Real Estate Rockstars GrouP: 678-410-7352E: [email protected]

Rock ShukoorLeader o I Love Marketing GroupP: 678-938-4776


Michael VazquezLeader o Spanish Investors Networking GroP: 678-951-9222E: [email protected]

Bob MasseyLeader o Short Sale & Foreclosure GroupP: 706-816-9820E: bob@oundationpublishingllc

Kristin MackDirector o Savannah REIA

P: 817-851-7788E: [email protected]

Mark GaleyPresident o Fuller Center o AtlantaP: 404-867-3258E: [email protected]

2012 Atlanta REIA, LLC All Right Reserved. Quotation and reprint are not allowed without written permission of the publisher. http://AtlantaREIA.com

Besuretowearyourmembershipbadgeto

allourmeetings.
http://twitter.com/atlantareia/http://www.meetup.com/atlantareia/http://youtube.com/user/atlantareia/https://www.facebook.com/AtlantaREIA




1. Overcoming Fear. When I rstgot started in the real estate businessI had a tremendous amount of fear.There was the fear that preventedme from placing the ads, the fearthat prevented me from makingoffers, and the fear that paralyzedme to the point that I was not ableto move forward in a real estateinvesting career.

2. Knowing The Numbers AndExit Strategies. After I made myrst 50 offers I overcame that fear.After I got an agreement accepted Ihad the fear of not knowing what Iwas going to do with the propertyand whether or not it was going tobe protable. The exit strategy isthe plan. The exit strategy deneswhat your prot is and how muchprot there will be. Once I was ableto get a handle on the exit strategiesand rene the numbers my careerstarted to take off.

3. Running Your Business RatherThan Your Business RunningYou. I then noticed that I had notime to do the fun things in my life.I was so busy I didnt have time toenjoy the money I was earning. Themoney that I was creating was goingback into the business. I was notrelaxing and enjoying some of thefruits of my labor. I began to realize

that if I didnt work, all the time,the business would stop. Cash owwould stop and long-term wealthwould wobble. I needed help!

4. Building a Team with a SingleVision. As the business grew Istarted to hire more employees. Eachnew employee brought the newchallenges. It was tough enoughmanaging me but I had to have newskills in order to manage others. If I

did not grow my business with otherpeople, my business would go at.If my business was at I couldnttake a vacation. My business wasrunning me.

5. Focusing On What Youre GoodAt. I began to lose focus and thebusiness hit a plateau. I achievedthe goals that I had desired formy business but there was still

something I wanted to do. I read anumber of books on business. Thereality was I was not working thebusiness. I lost interest. I needed tobe more accountable. By me beingaccountable to my business my focusbecame much clearer.

6. Objectively Knowing TheMarket. In the 30 years that Ihave been doing real estate, themarket has changed every year.If it wasnt the interest rates thatchanged it was the rental market.If it wasnt the mortgage industryit was government regulations. If itwasnt the price of the property itwas the return on investment. If thelending rules got too loose then allof the good renters were taken outof the market and evictions went up.The coach has the ability to look atyour business objectively. The coachhas the ability to see opportunities,niches, and prot centers.

7. Raising Capital. My businessstarted and stopped, started andstopped. I was using my own cash.I would save it up, then I woulduse it for a down payment andget conventional nancing. Thenancing rules changed. After I hita certain number of properties, I wasno longer able to get conventionalnancing. I had to learn how to raiseprivate capital. Now my business

moves very smoothly because I haveinvestors that are working with mesupplying me the necessary cash, andIm paying great returns.

Each one of us has talents and strengthsHaving the right coach develops youstrengths and allows you to work withpeople who will cover your weaknessesA great coach is somebody who wilwork with you on your terms, but ha

the people skills to demonstrate youterms are not necessarily good for youand your dreams.

All great leaders and all great businesspeople surround themselves with indi-viduals who have been there, done thatand are willing to share. Your investment in a coach/mentor will be one oyour best investments. I have had severain my career.

reasons whyyou need a coach!By Russ Hiner

Russ Hiner404-660-4289

[email protected]

www.rhiner.com

www.acebook.com/1rhiner

Russ has been investing in real estate inAtlanta Georgia since 1981. His companycurrently controls apartment buildingsand single-amily properties in Georgiaand other states. His ocus is on raisingprivate capital through Hedge Equity, LLC.

Russ invests everyday. His knowledgeand experience is current in the market.He is capitalizing on the needs, wants,and desires o the customer. He has adeep level o experience in buildingrelationships with vendors, investors,tenants, sellers, and qualied buyers. Hehas the knowledge to negotiate contracts,manage rental properties, and make hisco-investors wealthy. He enjoys takingproperties which are virtually destroyed,renovating them, and creating a bettercommunity.

How To Be A ReAl esTATe InvesToR




http://SavannahREIA.com.cOMMeets on the

4th Mondayo each Month

6pm9pm

Leaders

Kristin Mack

& Aislee Jackson

5320 Waters Ave

Savannah, GA

www.Facebook.com/SavannahREIA

www. Youtube.com/SavannahREIA

www. Twitter.com/SavannahREIA

We have all faced the question;Is this a good business opportuni-ty for me? The answer to this

question may come from your professionaltraining on how to evaluate a deal. Some-times, we nd ourselves enrolled in theschool of Hard Knocks taking the fresh-

men class of Trial and Error. But, if youare an entrepreneur, there may be is a morecritical question that has to be answeredand your answer to this question may notbe quite as forgiving.

That question is; Who am I doing businesswith? Have you ever found yourself chal-lenged to do business with someone whooperates with a fundamentally different setof values and moral practices than yourself?Have you ever been asked to participate ina venture or business proposition that justdidnt sit right in your heart? Sometimes,at rst glance, it may seem to be quite at-tractive and a potentially protable propo-sition. But after some careful thought anddiscussion, you begin to feel uncomfort-

able about the person orthe proposition.

Our message from theBook of Proverbs says,dont allow yourself to

be recruited by, or be in partnership with

greedy, or criminally minded people.When you hear schemes or proposals thatin any way appear to be less than ethical;BEWARE. A proposition to do businesswhere there is not a clear Win-Win sce-nario for everyone involved may not be thekind of business you should participate in.If the potential business associates seem tobe illegal, immoral, or shady, wisdom sug-gest that you turn and go the other way.

If the business outcome of a deal or action

that is purposed is not something that youwould like to happen to you or your fam-ily, run away from it. If you cant discussit openly and completely with all involvedparties, in a public setting, then thats nota deal that you should do. Furthermore,dont even be in the company of the people

who make such proposals. If these kinds ofpeople are considered to be your friends,partners or associates, quickly change yourbusiness relationship with them.

Dont be afraid to stand up for honesty andintegrity. When you refuse to compromiseand stand up for what is right the outcomeis always more protable and rewarding,even if it seems like you might be losingout in the short term. Honesty and integ-rity produces winners!

Some Thoughts To Ponder

1. What do you consider to be non-negotiable when you decide who youare going to do business with?

2. Do you havewise people around youto advise you, to coach you, to prayfor you and to help you make goodbusiness decisions?

3. What fears do you have aboutexpressing your principles andsaying No to questionablebusiness associates?

a. Perhaps a fear of being ridiculed?

b. Maybe a fear of losing clients?c. Or a fear of losing money?

BusIness By THe Book

Survivor... PickingThe Right Partners?By Erven Kimble

They may say, Come and join us lets ambush the innocent! Think of the great thingswell get! Well ll our houses with all the stuff we take. Come, throw in your lot with us; well

all share the loot. My child, dont go along with them! Stay far away from their paths.(Proverbs 1:11-15)

turn

an g

the ther

way

Erven Kimble404-606-8909

[email protected]

www.PeopleWhoBuyHouses.com

www.acebook.com/eakimble

Erven Kimble is an accomplished pastor, teacher,author, community leader, licensed ChristianCounselor and Real Estate entrepreneur. Erven

is a visionary that has aithully served asthe Senior Pastor o a local church in Lilburn,Georgia or twenty years.

The author searched the Book o Proverbs andextracted wisdom that reerence business andnances to produce the series o articles calledBusiness By The Book. The purpose o thesearticles present time tested Biblical principlesin a way that is practical, relevant and benecialto the average business person.




When youre ready to get

started, call Christine

Grin at 678-701-7160.

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Atlanta Real Estate Investors Alliane

Get Your Business Noticed!I youre looking to reach the Real EstateIndustry here in the Greater Atlanta Metro

Area and throughout Georgia, you cant dobetter than The PROFIT. Your ad will reach

more than 10,000 each month with your

message. Our production teams are amongsome o the best designers in the country.

We make you look GOOD!

As Director of Business Member-ship, in keeping with the kick-off the inaugural issue of The

Prot, Id like to take the opportunity topersonally thank all the business mem-bers who contribute their valuable time,talent, and resources to making AtlantaREIA what it is, and what it is becom-

ing. Atlanta REIA is a collective successbecause of you and what you bring to theorganization. While many of you attendthe monthly general meeting or some ofthe subgroup gatherings, there are manyothers companies behind the scenes whooffer a nearly endless variety of goods andservices that support the endeavors of allour real estate investor members.

In future issues ofThe Prot, this seg-ment will highlight our business mem-bers as well as announcing the new andrenewing members so that the mem-bership at large will be reminded of thene companies that are available and atyour service.

If you are someone who owns or operatesa business that is related to or supportsthe real estate industry in any way, con-tact me if you have any curiosity aboutaligning your efforts with Atlanta REIA.There is a spot waiting for you and itoffers access to a whole new client basethat needs your services and is waiting tomeet you!

BusIness MeMBeR spoTlIgHT

Atlanta REIA Welcomes

Business Member to The ProfitBy Jeff Nix, Director of Business Membership

Je Nix678-776-8861

[email protected]

www.acebook.com/je.nix

Je Nix is a ounding membero Atlanta REIA and serves asDirector o Business Membership.Contact Je or more inormationon Business Memberships. Jeis also the owner/operator oAtlanta Carpet Services, Inc.,which has been serving the realestate community throughoutMetro Atlanta or over 20 years.




The Mortgage Electronic Regis-tration System is just thatanelectronic registration system.

MERS came into being after the GSEsproduced a white paper in 1993 statingthe case for an electronic registration

system to track mortgage assignments.It was ofcially launched in 1997.

From the point of view of the mort-gage industry MERS made it possible totransfer mortgages or merge lender ac-quisitions efciently without triggeringlocal transfer taxes and other recordingfees. It changes what has always been apublic documentation process to a pri-vate one. The industry claims the MERSsystem allows the industry to have a cen-tral repository for mortgage assignmentinformation in order to keep a more ac-curate picture of ownership.

Courts have not been unanimous aboutthe legitimacy of MERS and manycourts have ruled that MERS muddiesthe waters in the recorded chain of titleand cheats counties out of much neededrevenue. In fact, county recorders in sev-eral states have sued the MERS systemfor loss of documentation fees. On theother hand, the MERS website lists cases

it has won in at least 22 states since thebeginning of 2011. There is clearly awindow of opportunity to ght MERSlegitimacy as an owner of record in manyforeclosure cases.

One of the more comprehensive com-plaints against MERS was led in Febru-ary 2012 by Eric Schneiderman, attor-ney general of New York. Mr. Schnei-derman maintains that MERS has com-mitted fraud and acted deceptively inmany respects:

It has bypassed legitimate registrarsof mortgage documents thusavoiding more than $2 billion indocumentation taxes and fees;

MERS is accused of being just a shell

company with no economic interestin the mortgages being recorded;

MERS has over 20,000 memberemployees designated to executemillions of mortgage documents,and yet MERS has failed toadequately screen, train and monitorits employees as certifying ofcers;

MERS eliminated the ability of thepublic and individual homeowners totrack the transfer of their mortgagedocuments or to be assured of properchain of title and the MERS databasecontains many inaccuracies;

Banks have securitized and sold offmillions of loans using the systemwith little scrutiny to assure accuraterepresentation of quality and contentof these securities;

Use of records from the MERS systemled to wide-spread mishandling andfraud in ling of foreclosure casesusing forged documentation andsignatures on documents by peoplewho are not actually ofcers of the

owning lender;

MERS has initiated foreclosureeven though it has no legal standingto do so;

In many cases assignments werenot properly mademany wererobosigned and were not legal;

Use of MERS has potentially cloudedtitles on millions of homes.

We are seeing litigation around the coun-try listing similar arguments of fraudmismanagement of important legal re-cords, clouded titles, and lack of stand-ing when MERS attempts to foreclose onbehalf of a lender.

Why MERS Cannot Be

Legal Owner of a Noteby Bob Massey

We meet at the Total Wine & More located at124 Perimeter Center W in Atlanta at 3:00pm

beore our Atlanta REIA Main Meeting.

PERIMETER

continued on p17



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As an attorney who specializes inreal estate transactions for in-vestors, I always try and stress

the importance of using an attorney toform your business entity, more speci-cally an LLC, to shield your real estateassets from liability, as opposed to try-

ing to take on this task on your own, orusing an online service. No matter howmany times we suggest this, investorssometimes overlook the importance ofseeking an attorneys advice during ini-tial registration of LLC documents. Asa result, many investors are forced toamend their Articles of Organization,sometimes more than once. In our ex-perience, investors who have registeredtheir LLCs online, without engagingan attorney to correctly draft the docu-ments necessary for proper ling, end uphaving to le amendments nine timesout of ten regardless of their experience.

The time and money lost due to avoid-able mistakes can be very frustrating,and necessary amendments often end upcosting investors the same, if not more,than what their attorney fees would havebeen had they hired one at the onset.Conversely, investors who work with at-torneys during the ling process are farless likely to encounter obstacles result-

ing from imperfect lings and unantici-

pated obstacles. These investors are thusmuch more insulated from the risk ofneedlessly incurring costly amendments.Attorneys can help investors circumventthese unnecessary obstacles and losses inseveral important ways.

A good law rm can save an investortime on the front end by expeditingthe LLC ling process as a result of itsongoing relationship with personnel in

the Secretary of States ofce. Docu-ments led with the Georgia Secretaryof State online often sit in queue forupwards of seven to ten business days,unless the investor opts to pay an extra$100 for rush recording. In contrast,investors who work with good attor-

neys are often granted Certicates ofOrganization on the same day they lewithout incurring the extra cost of rushrecording. Attorneys who have a rela-tionship with the Secretary of Statesofce have the ability to give their cli-ents les greater priority and can in-crease the likelihood that their clientsLLCs are created correctly and expedi-tiously at the rst ling as opposed tositting in a generic online queue.

Foreign and out-of-state investors losevaluable time for their real estate clos-ings by signing, notarizing, and mailingout corporate documents back and forth.Any experienced investor understandsthat the loss of a few days can make thedifference between a successful deal anda lost opportunity. Investors can avoidsuch problems by delegating signa-tory authority to local registered agentsor non-member managers through anLLCs Articles of Organization and/orOperating Agreement. Language estab-

lishing and limiting the capacity of reg-

istered agents and non-member manag-ers should be very specic, since slightvariations in word choice or syntax canproduce diametrically different results.The Georgia Secretary of States web-site does not have the ability to generatethis language; in fact, it does not allowan LLC to designate members or non-member managers duties at all.

On the other hand, an experienced at-

torney, has the legal knowledge andexpertise to best implement the intentof an investor, and can draft an LLCsArticles of Organization in a way thatgives an investor the greatest possiblereach without delegating too muchpower. Therefore, real estate investors

should always seek legal advice beforeforming an LLC. What are the twomost important factors to my clientsthat invest in real estate? Time andmoneyand in the long run, both othese can be saved by using an expe-rienced law rm to accomplish an in-vestors goals as quickly and nanciallyefciently as possible to get his or herentity registered correctly, without theneed for any changes post facto.

Information contained in this article is forinformational purposes only and should notbe considered legal advice. You should alwayscontact an attorney for legal advice and notrely on information published here.

Craig Halperin678-999-9220

[email protected]

www.halperinlyman.comCraig Halperin is a native Atlantan who iscurrently the Managing Partner and CFOo Halperin Lyman, LLC. Ater graduatingrom the UGA School o Law, Craigpracticed corporate law until making theswitch to the practice o real propertylaw in 2006. In addition to his work withHalperin Lyman, Craig is also the Ownerand CEO o CGC Real Estate Services, LLC,an Atlanta based investment companyproviding a ull spectrum o real estateinvestment consulting services.

THougHTs FRoM youR ATToRney

Do You Value Your

Time and Money?By Attorney Craig Halperin




Atlanta REIA

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Rental Properties in Your IRA

For legions of investors frustrated withpuny yields on savings and bonds, slowgrowth retarding stock market returns,and the usual substantial risk involvedin security investing (any given stock orbond can potentially become worthless

overnight), we have good news: The com-bination of declining real estate prices andsteady or increasing rents have opened upa window of opportunity in real estate forincome-oriented investors. In fact, yearsafter the smart money was selling offreal estate ahead of the bubble collapse,we are seeing signs that smart money isgetting back in the real estate market. In-deed, up to 20 percent of residential realestate now sold is sold to investors andnot just to play and pray amateur prop-erty ippers, but to value-oriented inves-tors as well, who are seeking to generateimmediate positive cash ow.

Advantage or IRA Owners

This is a big development for IRA inves-tors, because generating cash ow suf-cient to maintain properties is importantfor IRA owners. Because you are restrictedto $5,000 in new contributions to IRAsevery year ($6,000 for those over age 50),you have to pay for any needed repairs or

renovations to properties either with cash

in the IRA, bringing on a partner, nonre-course debt nancing, or other retirementassets you can roll over into the account.When you can realize immediate positivecash ow from a property, however, netof nancing costs and taxes, that takes alot of the pressure off, and makes owningreal estate in an IRA much simpler.

Getting Started inReal Estate IRA Investing

Owning property within an IRA is sim-ple: Open an account with AmericanIRA, a third-party administrator special-izing in self-directed retirement accounts.Identify a property, fund the account,and direct us to purchase the propertyon your IRAs behalf. We will work withyour team of advisors to ensure that theproperty is titled and held in accordancewith the IRSs regulations pertaining toretirement accounts.

Using Leverage

If you cant pay cash for the property,you can have your IRA borrow most ofthe purchase price. Typically, you can -nance a property in an IRA with banksthat specialize in non-recourse nancingthrough IRAs which generally requires adown payment of about 35 percent, plus

reserves. The loan must be a non-recourse

PRAdo

Join us at the

Every Thursday at 1:30pm

@ 5 Seasons Brewing located at5600 Roswell Rd in Sandy Springs at the Prado.

FAsT TRAck To selF-DIRecTeD IRA InvesTIng

Legions of Frustrated InvestorsTurn to Real Estate Investing:Play and Pray Amateur

Property Flippers vs. LandlordsJim Hitt, CEO of American IRA, LLC




loan, meaning the loan can only be col-lateralized by the property youre buy-ing, within the IRA. You cannot sign apersonal guarantee on the debt nor canyour IRA or any other prohibited person.Fortunately, in many markets, it is stillpossible to generate substantial free cashow from well-chosen rental properties,

even carrying a mortgage of 2/3ds of thevalue of the property.

In addition to a 35 percent down pay-ment, lenders will typically look to seeif they can expect a positive cash ow of20 to 25 percent, net of expenses. Again,this is very doable in many real estatemarkets today.

Looking for more exibility? The IRAis not limited to borrowing funds frombanks that specialize in non-recourse

loans, your IRA can also borrow fromprivate lenders. Borrowing from privatelenders has some added advantages to itas the terms and down payment are ne-gotiable. When entering into loans withprivate lenders make sure to do your duediligence, use professionals to draw upthe paperwork, and remember that theloan must be non-recourse.

One caveat: Because borrowed moneyis not IRA money, any prots attribut-able to borrowed money could be subjectto unrelated debt income tax (UDIT).

American IRA does not provide individu-alized tax advice its important to retainyour own tax advisor for advice on howthis affects your personal situation.

Advantages o Holding Property inan IRA

IRAs allow you to defer all the incomeyour rental property receives. This isa crucial consideration for real estateinvestors, because of the substantialamount of rental income, which wouldotherwise be taxable in the current year.If you hold the property in a Roth IRA,the income and potential capital appre-ciation is tax free.

Because theres no current tax liability onrental income, you cant take depreciationdeductions on rental property you hold

in the IRA. However, you arent payingcurrent year taxes on the property, its awash. Real estate investing in tax-advan-taged accounts does not rely on deprecia-tion allowances to make sense. You canstill frequently realize positive cash owvery quickly or even immediately, evenwithout depreciation.

Note, however, that if you have leveragedthe property, you can deduct all the nor-mal expenses, such as interest, taxes, in-surance and depreciation in the percent-age applicable to the percentage of debton the property.

Other Accounts

Real estate investing in retirement ac-counts is not limited to IRAs. If you pre-fer, you can buy real estate within a self-directed Solo 401(k), SEP IRA or SIM-PLE IRA as well. Many investors chooseto do so because of the higher contribu-tion allowances available in these types of

accounts. For example, as of 2012, youcan contribute up to $49,000 to a SEPIRA, or 25 percent of your compensation whichever is less.

As a point of interest, Solo 401(k) ac-counts are not generally subject to unre-lated debt income tax. You can use lever-age within the Solo 401(k) account andthe account remains fully tax-deferred,though you must still pay applicableproperty taxes and property expenses.

Considerations

The IRS imposes a few rules on whayou may and may not do with real estatewithin your IRA. For example, neitheryou, nor your parents, grandparents, chil-dren, grandchildren or your spouses olegally adopted step-children can borrow

from, lend to or buy or sell goods and ser-vices from your IRA, nor may any entitiethey control. Note that un-adopted step-children are not prohibited.

You also cant use the property for the di-rect benet of any prohibited individualsThey cant even stay overnight in a prop-erty, whether or not the property chargesrent. Assets in IRAs must be solely usedto grow and to generate eventual retire-ment income for yourself or your bene-ciary, and for no other purpose. How-

ever, one great strategy commonly usedby investors is to buy a retirement homenow with their IRA, rent the propertyuntil they retire, and then after havingreached age 59, take the house as a dis-tribution for personal use. If the accountis in a Roth IRA, there wont be any taxesdue on the distribution.

For more information, or to explore youoptions, call American IRA today at 866-750-0472. We look forward to working

with you.

Jim Hitt800-750-0472

[email protected]

www.americanira.com

www.acebook.com/americanira

www.twitter.com/iraexpert

Jim Hitt is the ChieExecutive Ofcer oAmerican IRA, LLC andhas been committed to all

aspects o investing or more than 30years, using seldirected IRAs or hisown investments since 1982. Jimsorte is the nancing and acquisitiono real estate, private oerings,mortgage lending, businesss, jointventures, partnerships and limitedliability companies using creativetechniques.




The major problem for investors, who arecurrently doing Short Sales, is it takescash to buy the properties they are try-ing to get the lender to discount. If thoseinvestors are unable to get nancing tofund their deals, how do they think they

will be able to close those deals. If youcant get nancing in the form of loans ortransactional funding how do you expectto make money? You simply cant con-tinue to make offers contingent on get-ting nancing if you cant get loans.

One o the Most Alarming ThingsI Continually See Is the Fact ThatReal Estate Investors Are Extreme-ly Reluctant to Change the WayThey Do Business.

Because they are so reluctant to change,they are, what we call -One Trick Po-nies. They only know one way to buyhouses. They dont realize that therecould be a deal in every house they drivepast. Because they only know one wayto buy houses, they are unable to protfrom those deals. Because you fear chang-ing the way you do business, you could belosing a fortune and you dont even knowit. Investors who are afraid to change aresimply getting out of the business all to-gether. There is no need to do that if youare willing to take just a small amount oftime to learn how to buy houses withoutthe need for institutional nancing. Justa few simple changes can take your busi-ness from practically non-existent to fullspeed ahead.

I Personally Believe There Are TwoMain Reasons Why Investors TodayAre So Reluctant to Change.

First, because money was easy to get over

the past decade, few investors understand

how to do any type of deal without insti-tutional nancing. HELLO, that modeldoesnt work anymore, nor does it even ex-ist for most investors. Second, the investorswho understand there are different ways tobuy real estate are keeping their mouthsshut so they wont have more competitionin this incredible buyers market. Yes, I

said incredible BUYERS market! This isthe best market in which to buy real estateIve seen in the 30 years Ive been in thebusiness. Its a BUYERS market and thatis why you should be learning every pos-sible way you can, to buy houses even ifyou have no money or bad credit. If donethe way I show you it wont matter, youcan do deals even if you are bankrupt, sodont let anyone tell you that you cant.

OnJune 4th, 2012 at theAtlanta REIAMain Monthly Meeting, I will be shar-

ing with you Never Step in a BankAgain the 5 Steps to GenerateLarge Profts and Create Wealth ina time when the uninformed are callingthis the worst real estate market in re-cent history. Join us for what will be alife changing evening that answers everyinvestors questions about what to do intodays market to make money when somany are unable to do anything.

I look forward to seeing you onJune 4that Atlanta REIA!

Also, I will be giving away several of ourproducts that will change the life of thosewho attend the meeting, these productsare valued at over $1,900.

See you there,

Larry Harbolt

Larry Harbolt is the nations leading creative Seller Financing expert as well as apopular national real estate speaker and teacher whose time-tested strategiesand nuts and bolts teaching style has helped thousands o aspiring real estateentrepreneurs realize their nancial dreams with little or no money and without

the need or credit. Larry has been successul creatively buying and selling real estate orover 30 years and has written numerous popular articles and real estate courses. LarryHarbolts reputation o being one o the best kitchen-table negotiators who has the abilityto make a deal where others cannot see an opportunity has made him a sought aterconsultant and mentor or real estate investors everywhere he goes.

Make a Differene.

Follow the Fuller center

of Atlanta on:

www.Facebook.com/FullerCenterOAtlanta

www.Youtube.com/AtlantaFullerCenter

www.Twitter.com/FullerCenterATL

The Fuller Center for Housing ofGreater Atlanta is a aith-driven,C h r i s t - c e n t e r e d , n o n - p r o i torganizat ion, that promotescol laborat ive and innovat ivepartnerships with individuals ,organizations, corporations, andreligious groups o all aiths inan unrelenting quest to provide

adequate shelter or all people inneed in the Greater Atlanta area.

Atlanta REIA and our members,riends and ollowers are proud tobe partners with the Fuller Centero Atlanta and assisting them inbuilding, renovating and repairinghomes or needy Atlanta amilies.

I you are interested in to help aamily in need, please contact MarkGaley at (404) 867-3258 or [email protected].

We also need and welcome yourdonations!

http://FullercenterofAtlanta.org

Larry cont. from p2
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Finding an investment deal today,although not easy, is not as dif-cult as it once was. When -

nancing was easy to qualify for and nodoc loans were offered by all, deals wereharder to come by. Many people still be-lieve that nding the deal is the hardestpart of investing. I would have to say thatnding the deal is less difcult than put-ting it under contract. Why? Well, by

the time a contract is being discussed youknow you want to contract the propertyand the seller knows he/she wants to sell.However, how much the seller will ac-cept and what the buyer will pay rarelymatches up.

Lets look at the sellers point of view.First, you must identify who the seller isand what is his/her interest in the prop-erty. There are many types of sellers butthe most common seller is an owner thatlives in the property, an owner that in-herited the property, an owner that usedthe property as an investment, whole-saler, and REO agents. This is impor-tant to identify immediately because itdetermines how you should contract aproperty. More importantly it will letyou know how to best present a con-tract to make it more attractive to eachseller type. The one thing that all sellershave in common is that they expect you

to justify your offer. As an investor youwant the property as cheap as possibleto make the most prot but makingsure the contract is a win-win situationwill make you more money in the longrun. How? That seller will become yourwalking billboard and may bring youmore properties!

Now lets look at the contract form your

point of view, the buyer. We are goingto focus on the buyer being an investor.You, the investor, would hope that theseller would just give you the property.Believe it or not but it has and will hap-pen if you are in real estate long enough.Again, this goes back to making surethe contract you put out is a win-winfor everyone involved. As a buyer youneed to identify your exit strategy andbe prepared to have a back up. This willdetermine what you can pay for a prop-erty. This will also make justifying youroffer to the seller easier. The seller un-derstands that if you are an investor youare buying to make a prot but does notwant to feel like they were robbed. Atthe end of the day all sellers are lookingfor a buyer that CLOSES!!! I will take ifa step further and say sellers want buy-ers that FUND!!! There are many dealswhere the buyer may close but does notfund and the deal does not happen.

We will be take a more in depth viewat each type of seller so that you can beprepared and know how to approacheach situation. I have been doing it longenough that I consider it common knowl-edge but its the difference between re-ceiving and a rejection or an ACCEPTEDcontract.

En Espaol, vea la pgina 15

Advertise Your Business in The ProftI youre looking to reach the Real Estate Industry here in theGreater Atlanta Metro Area and throughout Georgia, you cant

do better than The PROFIT. Your ad will reach more than 10,000each month with your message. Our production teams are

among some o the best designers in the country. We make youlook GOOD!

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and then call Christine Grin at 678-701-7160.

Atlanta Real Estate Investors Alliane

Michael Vazquez678-951-9222

[email protected]

Michael Vazquez has been oeringproperties to real estate investorssignicantly below market valuesince 2006 in both Texas and Georgia.Michael is always looking to or moreinvestors to work with.

FRoM conTRAcT To closIng

ContractingBy Michael Vazquez




www.Twitter.com/AtlantaREIAKeep up to date with our latest opportunities by joining us on Twitter

2012 Atlanta REIA, LLC All Right Reserved. Quotation and reprint are not allowed without written permission of the publisher. http://AtlantaREIA.com

Encontrar un acuerdo de inversinhoy, aunque no es fcil, no es tandifcil como lo era antes. Cuando

el nanciamiento fue fcil para calicarpara los prstamos de documentacin yno se les ofreci por todos, ofertas eranms difciles de conseguir. Muchas per-sonas todava creen que la bsquedade la oferta es la parte ms difcil deinvertir. Yo tendra que decir que la

bsqueda de la oferta es menos difcilque ponerlo bajo contrato. Por qu?Bueno, en el momento en un contratoque se discute usted sabe que quierecontratar a la propiedad y el vendedorsabe que quiere vender. Sin embargo, lomucho que el vendedor aceptar y lo queel comprador pagar rara vez coincide.

Echemos un vistazo a punto de vista delvendedor. En primer lugar, debe iden-ticar quin es el vendedor y cul es suinters en la propiedad. Hay muchos ti-pos de vendedores, pero el vendedor mscomn es un propietario que vive en lapropiedad, un propietario que hered lapropiedad, un propietario que utiliza lapropiedad como una inversin, mayoris-ta, y los agentes de REO. Esto es impor-tante para identicar de inmediato, yaque determina cmo se debe contratar auna propiedad. Ms importante an, lepermitir saber cmo presentar lo mejorde un contrato para hacerlo ms atrac-tivo para cada tipo vendedor. La nica

cosa que todos los vendedores tienen en

comn es que esperan que para justi-car su oferta. Como un inversor deseaque la propiedad lo ms barato posiblepara sacar el mximo benecio, peroasegurndose de que el contrato es unasituacin ganar-ganar va a hacer msdinero en el largo plazo. Cmo? Queel vendedor se convertir en su cartela pie y puede traer ms propiedades!

Ahora vamos a ver el contrato de formarsu punto de vista, el comprador. Nosvamos a centrar en que el comprador esun inversor. Usted, el inversionista, quela esperanza de que el vendedor slo lepondras a la propiedad. Lo creas o no,pero lo tiene y va a pasar si usted est enel sector inmobiliario el tiempo sucien-te. Una vez ms, esto se remonta a ase-gurarse de que el contrato que le pongafuera es un ganar-ganar para todos losinvolucrados. Como un comprador quenecesita para identicar su estrategia desalida y estar preparado para tener unacopia de seguridad. Esto va a determinarlo que usted puede pagar por una propie-dad. Esto tambin har que justique suoferta al vendedor ms fcil. El vendedorentiende que si usted es un inversionistaque compra para obtener un benecio,pero no quiere sentir que fueron robados.Al nal del da todos los vendedores es-tn buscando un comprador que cierra!Voy a tomar en caso de un paso ms ally decir que los vendedores quieren que

los compradores PAGEN! Hay muchas

ofertas que el comprador cierra, perono manda el pago y el cierre no sucede

Vamos a tomar una mayor visin enprofundidad en cada tipo de vendedopara que pueda estar preparado y sabercmo abordar cada situacin. He estadohaciendo esto por tanto tiempo que loconsidero el conocimiento comn, peroes la diferencia entre la recepcin y unrechazo o un contrato aceptado.

En Ingls, vea la pgina 14

Michael Vazquez678-951-9222

[email protected]

Michael Vazquez ha estado oreciendopropiedades a inversionistas de bienesraces muy por debajo de valor demercado desde el ao 2006 en Texas yGeorgia. Michael siempre est buscandoms inversionistas con quien trabajar.

De conTRATo HAsTA el cIeRRe

ContratacionBy Michael Vazquez


16/20

Keep your Atlanta REIA Membership urrent and

enjoy big disounts from these suppliers and

many others in the community Buying Group.

Fr mre infrmatin, seehttp://Benefts.AtlantaREIA.com




Agents, Attorneys, Mortgage Brokersand Investors take a look at currentand recently failed Short Sale and LoanModification cases you have submittedand if the loan is in the MERS system,or the loan has been securitized, thereis an alternative which may make iteasier to negotiate a fair settlementwith the lender. Some homeownersmay be able to run forensic and se-

curitization audits on the mortgage,note and foreclosure documentation.If irregularities are found a lawsuitmay be filed on the homeowners be-half which may lead to a judgment ora negotiated settlement favorable tothe homeowner. This could be a greatalternative for those times when othermethods of foreclosure avoidance havenot been successful.

Bob Massey, Don DeRosa, MichaelVazquez, Erven Kimble, myself andmany others contributing articles eachmonth on a wide variety of topics suchas tools and technology, foreclosuresand short sales, property management,marketing, deal structuring, creative -nancing, wholesaling, renovations andmuch, much more!

Also, youll quickly notice thatThe Prot

is an interactive, digital newsletter withmany articles and ads that are clickableand will open webpages in your browseron your PC, Mac, smart phone or iPad.For example, many of the articles willhave links to contact the authors, followthem on Facebook, visit their websiteand comment on their articles and in-

teract with them on AtlantaREIA.comAnd this is just the beginning. The Prohas arrived!

We hope you enjoy The Prot, read itoften and will share it with your friendsand family. For more information on ThProt, see http://atlantareia.com/the-prot/Enjoy!

The Prot cont. from p1

Why MERS cont. from p8

Bob Massey

[email protected]

www.REWealthCoach.com

www.Facebook.com/BobMasseyOcial

Bob Massey is a recoveringcorporate executive who is nowliving the dream running his ownreal successul estate investingbusiness and teaching others

how to do the same. In the process he habecome the nations leading educator on theoreclosure investing the oreclosure process

PlaceYourAdvertisementHereandGetNoticed!

Sign up now and get your ad created by our designspecialists for FREE!

This introductory special is available for a limited time only.If you are ready to get started, see ourAdvertising Rates in this issue.

Then call Christine Grifn at 678-701-7160.

Mutiple Sizes Available.


18/20

AAttllaannttaa RREEIIAA MMeemmbbeerrsshhiipp AApppplliiccaattiioonnMail Application to Atlanta REIA, 2700 Braselton Hwy, Suite10-183, Dacula, GA 30019 or Fax to 770-216-1560

Atlanta REIA Use Only: Member #: ____________ Exp Date: ____________ ID Card: Printed Sent ___/___/___

Mail Application to Atlanta REIA, 2700 Braselton Hwy, Suite10-183, Dacula, GA 30019 or Fax to 770-216-1560

rev 1/28/2011

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Silver Membership for Individual: $100/year

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Name on Card: Total Amount: $

Billing Address:

Card Type: Visa, Master Card, Discover, American Express

Card Number: Expiration Date: Code:

Terms of Sale, Disclaimer & Release

The undersigned Applicant(s), hereafter called the "Applicant" understands and acknowledges that membership in the Atlanta Real Estate Investor Alliancehereafter called "Atlanta REIA", absolutely does NOT entitle nor make Applicant a legal member of Atlanta REIA, LLC the company. Applicant acknowledges th

Atlanta REIA does not render legal, tax, economic or investment advice. All programs are provided with the understanding that Atlanta REIA is not engaged rendering legal, tax, or other professional services. If legal, tax or other expert assistance is required, the services of a competent professional should be sough

Atlanta REIA does not investigate its members, nor vouch for, nor make representation as to the honesty, integrity, reliability, motives and/or resources of imembers, officers, directors, employees, agents, and or contractors. The Applicant, in consideration for his/her acceptance as a member of Atlanta REIA, herebreleases, discharges and agrees to indemnify Atlanta REIA, its officers, directors, members, employees, agents, and/or contractors from any liabilities no

accrued, or which may hereafter accrue, from their actions, inactions, or communications made by Atlanta REIA and/or officers, directors, members, employeeagents, and/or contractors in or through their respective capacities with Atlanta REIA. Applicant agrees to comply with the terms and conditions described hereithe Code of Ethics and any other terms described on our website at AtlantaREIA.com as well as any other Atlanta REIA rules and regulations. Applicant agreeand acknowledges that Atlanta REIA may enforce these codes, terms, rules and regulations at its sole and absolute discretion and may terminate this membershat any time for any reason whatsoever. Applicant grants to Atlanta REIA, its representatives and employees the right to take photographs, video or audio

Applicant and Applicant's property. Applicant authorizes Atlanta REIA, its assigns and transferees to copyright, use and publish the same in print and/electronically. Applicant agrees that Atlanta REIA may use such photographs, video and audio of Applicant with or without Applicant's name and for any lawfpurpose, including, but not limited to, publicity, illustration, advertising and web content. Applicant grants permission to Atlanta REIA to contact Applicant regardinmembership and related business by phone, fax, email, text message, chat programs, social networking, automated voice broadcast dialers or any other meannecessary. By completing this application, Applicant agrees to give Atlanta REIA permission to bill the credit card above for the membership plan selected abov

Applicant acknowledges and agrees that the term of membership is one (1) year and that billing for membership will be automatically renewed for one (1) yeaupon expiration at the then current membership rate and that the appropriate charges be applied to Applicant's credit card on file. Should Applicant decide tcancel membership, a written notice of cancellation must be emailed, faxed or sent via postal email to Atlanta REIA at the address, email or fax below thirty (3days prior to the next billing or renewal period. Atlanta REIA must acknowledge receipt of this written cancellation notice for it to be valid. Membership dues arNON-REFUNDABLE for any reason whatsoever. Applicant promises NOT to initiate any refunds or credit card charge backs for these membership dues anrelated charges at any time. Applicant agrees that Atlanta REIA may change the terms of this Agreement or its membership dues at any time by posting succhanges to our website at AtlantaREIA.com. By continuing membership, Applicant agrees to be bound by such changes. Applicant will send all written notificationto: Atlanta REIA, 2700 Braselton Hwy, Suite10-183, Dacula, GA 30019. Fax: 770-216-1560 Email: [email protected]

With my signature, I accept the "Terms of Sale, Disclaimer & Release" and I authorize Atlanta REIA, LLC to charge my credit card for the membershplan above as well as total recurring amount shown. I further acknowledge that these membership dues are non-refundable.

Applicant #1: (sign) Applicant #2: (sig

(print) (prin

Date: Date:




1st Monday o Each MonthAtlanta REIA Main Meeting5:30 PM 9:00 PMAtlanta Perimeter Hotel & Suites111 Perimeter Center W, AtlantaLeader: Dustin Grifnhttp://main.atlantareia.com

1st Monday o Each MonthLate Nite Networking Dunwoody9:30 PM Late Nite

Tilted Kilt, 1155-B Mount Vernon Hwy, Atlanta, GALeader: Lee Buddenhttp://main.atlantareia.com

1st Monday (Once Per Quarter)Mobile Real Estate Rockstars Group3:00 PM 5:30 PM

Total Wine & More124 Perimeter Center W, Atlanta, GALeader: Don DeRosahttp://rockstars.atlantareia.com

1st Monday (Once Per Quarter)Short Sale & Foreclosure Group3:00 PM 5:30 PM

Total Wine & More124 Perimeter Center W, Atlanta, GALeader: Bob Masseyhttp://ss.atlantareia.com

1st Monday (Once Per Quarter)Active Investors Group3:00 PM 5:30 PM

Total Wine & More124 Perimeter Center W, Atlanta, GALeader: Gordon Catts

1st Tuesday o Each MonthMountain REIA6:30 PM 9:00 PMGolden Corral2025 Market Place Blvd, Cumming, GALeader: Gordon Cattshttp://mountainreia.com

1st Wednesday o Each MonthCreative Deal Structuring Group (CDS)

7:00 PM 9:00 PMWhitehall Tavern2391 Peachtree Rd NE, Atlanta, GALeader: Russ Hinerhttp://cds.atlantareia.com

Every Thursday(Except Major Holidays)Have & Wants Meeting1:30 PM - 3:30 PM5 Seasons Brewing5600 Roswell Rd, Sandy Springs, GALeader: Joe Thompsonhttp://havesandwants.atlantareia.com

Atlanta REIA Meetings calendarhttp://AtlantaREIA.com/Meetings

PLEASE NOTE:This schedule is subject to change. Visit http://AtlantaREIA.com/Calendar or the most current schedu

Keep up to date with

our latest opportunities by

joining us on Facebook at

www.Facebook.com/AtlantaREIA

3rd Wednesday o Each MonthLate Nite Networking Buford9:00 PM Late Nite

Tilted Kilt3480 Financial Center Pkwy, #M1080, Buford, GALeader: Dustin Grifn & Gordon Cattshttp://north.atlantareia.com

4th Monday o Each MonthAtlanta REIA West Meeting6:30 PM 9:00 PMCherokee Cattle Company2710 Canton Rd, Marietta, GALeader: Leslie Mathis

http://west.atlantareia.com

4th Monday o Each MonthLate Nite Networking Marietta9:00 PM CloseCherokee Cattle Company2710 Canton Rd, Marietta, GALeader: Leslie Mathishttp://west.atlantareia.com

4th Monday o Each MonthSavannah REIA6:00 PM 9:00 PMBarnes Restaurant5320 Waters Avenue, Savannah, GALeader: Kristin Mackhttp://savannahreia.com

4th Tuesday o Each MonthNote Buyer Group Meeting6:30 PM 8:30 PMOlive Garden2467 Cobb Parkway SE Smyrna, GALeader: Tom Boyerhttp://nbg.atlantareia.com

4th Wednesday o Each MonthBeginning Investors Group Meeting (BIG)6:30 PM 9:00 PMChe Robs Caribbean Cae5920 Roswell Rd NE, #A117Sandy Springs, GALeader: Alan McDonaldhttp://big.atlantareia.com

4th Thursday o Each MonthCash Cows Commercial Group11:30 AM 1:00 PM5 Seasons Brewing,5600 Roswell Rd, Sandy Springs, GAhttp://cashcows.atlantareia.com

1st Sunday o Each MonthCash Flow Players Group Meeting4:30 PM Game OverSecrets Factory2030 Powers Ferry Rd SE, #440, Atlanta, GALeader: Alan McDonaldhttp://cashow.atlantareia.com

2nd Wednesday o Each MonthSpanish Investors Networking Group (SING)6:30 PM 8:30 PM

Taco Depot4788 Sugarloaf Pkwy, #107, Lawrenceville, GALeader: Michael Vazquez

http://sing.atlantareia.com

2nd Wednesday o Each MonthI Love Marketing Group7:00 PM 9:00 PMSocial Vinings, 3621 Vinings Slope SE, Atlanta, GALeader: Rock Shukoorhttp://ilm.atlantareia.com

2nd Thursday o Each MonthAtlanta REIA South Meeting6:30 PM 8:30 PMGiovannas Italian Kitchen1375 Virginia Ave, East Point, GALeader: Reggie Jackson & Gordon Cattshttp://south.atlantareia.com

2nd Thursday (Once Per Quarter)Small Business Group (SBG)3:30 PM 5:30 PM5 Seasons Brewing5600 Roswell Rd, Sandy Springs, GALeader: Karen Bershadhttp://sbg.atlantareia.com

3rd Monday o Each MonthMovers & Shakers Lunch Meeting11:00 AM 1:30 PM5 Seasons Brewing3655 Old Milton Parkway, Alpharetta, GALeader: Gordon Cattshttp://moversandshakers.atlantareia.com

3rd Tuesday o Each Month

Gwinnett County Group (The Fish Club)7:00 PM 9:00 PMRed Lobster2055 Pleasant Hill Rd, Duluth, GALeader: Aaron McGinnishttp://fshclub.atlantareia.com

3rd Wednesday o Each MonthAtlanta REIA North Meeting6:30 PM 8:30 PM1960 Skylar Hill Dr, Suite D, Buord, GALeader: Dustin Grifn & Gordon Cattshttp://north.atlantareia.com


20/20

ATLANTA REIA CALENDAR OF EVENTS

J U N E / J U L Y 2 0 1 2

SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 30

1 2 3 4 5 6 7

8 9 10 11 12 13 14

15 16 17 18 19 20 21

22 23 24 25 26 27 28

29 30 31

Active Investors Meeting3:00pm - 5:30pmAtlanta REIA Main Meeting5:30pm 9:00pmLate Nite Networking9:30pm

Have & Wants Meeting1:30pm - 3:30pm

TBAMountain REIA6:30pm 9:00pm Happy

4th of July!

Have & Wants Meeting1:30pm - 3:30pmAtlanta REIASouth Meeting6:30pm 8:30pmNorth Georgia REIA7:00pm - 9:00pm

Cash Flow PlayersGroup Meeting4:30pm Game Over

TBASpanish InvestorsNetworking Group (SING)6:30pm 8:30pmI Love Marketing Group7:00pm 9:00pm


TBAMovers & ShakersLunch Meeting11:00am 1:30pm

Gwinnett CountyGroup (The Fish Club)7:00pm 9:00pm

Atlanta REIANorth Meeting6:30pm 8:30pmLate NiteNetworking Buford9:00pm Late Nite

Cash CowsCommercial Group11:30am 1:00pmHave & Wants Meeting1:30pm - 3:30pm

TBA

Movers & Shakers11:00am - 1:30pm

Gwinnett County Group(The Fish Club)7:00pm 9:00pm

Atlanta REIANorth Meeting6:30pm 8:30pm

Late NiteNetworking Buford9:00pm Late Nite


TBA

Atlanta REIA West6:30pm - 9:00pmLate Nite Networking West9:00pm - CloseSavannah REIA6:00pm - 9:00pm

Note Buyer Group Meeting6:30pm 8:30pm

Beginning InvestorsGroup Meeting (BIG)6:30pm 9:00pm

Cash CowsCommercial Group11:30am 1:00pmHave & Wants Meeting1:30pm - 3:30pm

TBA

Mountain REIA

6:30pm 9:00pmSuper Smart Webcast7pm - 8pm

Creative Deal

Structuring Group (CDS)7:00pm 9:00pm

Have & Wants Meeting

1:30pm - 3:30pm

Atlanta REIA Main Meeting

5:30pm 9:00pmLate NiteNetworking Dunwoody9:30pm Late NiteForeclosure & Short Sale3:00pm 5:00pm

Spanish InvestorsNetworking Group (SING)6:30pm 8:30pmI Love Marketing Group7:00pm 9:00pm

Have & Wants Meeting1:30pm - 3:30pmAtlanta REIASouth Meeting6:30pm 8:30pmNorth Georgia REIA7:00pm - 9:00pm

Cash Flow Players

Group Meeting4:30pm Game Over

TBA

Savannah REIA6:00pm 9:00pmAtlanta REIA West Meeting6:30pm 9:00pmLate NiteNetworking Marietta9:00pm Close

Note Buyers Group Meeting6:30pm 8:30pm

Beginning InvestorsGroup Meeting (BIG)6:30pm 9:00pm

PLEASE NOTE:This schedule is subject to change. Visit http://AtlantaREIA.com/Calendar or the most current schedul

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the profit newsletter for atlanta reia - june 2012

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