southwestern ontario new home and condo guide - aug 02, 2014

August 2 - 30, 2014 Volume 17 Issue 14

INSIDE THIS ISSUE

RAISING FUNDS FORHABITAT FOR HUMANITY

THE GREEN BENEFITS OF NEW HOMES

CITY FOCUS:STONEY CREEK

[ 4-WEEK ISSUE ]

LIFE IMAGINED IN Smithville

309 Blackburn Dr., Brantford 519.756.4554

McLeod Rd. & Kalar Rd., nIaGara falls 905.354.1710

3 Binhaven Boulevard, BInBrooK 905.692.6000

30' & 36'Detached

258990

trUE FreeholdTowns

21199036' Detached

341990

trUE FreeholdTowns

218990

30', 36' & 46'Detached

24299030' Detached

297990

nEw rElEasE of towns comInG aUGUst 9th!

hUrry In to sEE thE fInal rElEasE of homEsItEs!

phasE 5comInG soon!

Parks,playgrounds,trailsandbeautifulhomes. That’slifeatLUSH.Comeintodaytofindthe homesite and design of your dreams at special introductory prices! We’re open 7-days a week.

22 Green Mountain Rd. W., stonEy crEEK 905.930.7934

New Designs, New HomesitesNOW OPEN!

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opEn 7 days a wEEK: Mon-Thurs: 1-7pmFri: 1-6pmSat & Sun: 11am-5pm

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Join the conversation

Prices, sizes and specifications are subject to change without notice. Please see Sales for full details. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected. E. & O.E. empirecommunities.com

Mississauga

Toronto

Lake Ontario

LakeOntario

Cambridge

Colborne

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LakeOntario

Cambridge

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GR

EENBUILDER

OF T HE Y EAEAEROF EAEAE RARA

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2013

Empire communities is pleased to be recognized as

Green Builder of the year

EMPI 6973 NHG SW-Lush at Victory-15x10.5-F.indd 1 2014-07-29 3:35 PM

309 Blackburn Dr., Brantford 519.756.4554

McLeod Rd. & Kalar Rd., nIaGara falls 905.354.1710

3 Binhaven Boulevard, BInBrooK 905.692.6000

30' & 36'Detached

258990

trUE FreeholdTowns

21199036' Detached

341990

trUE FreeholdTowns

218990

30', 36' & 46'Detached

24299030' Detached

297990

nEw rElEasE of towns comInG aUGUst 9th!

hUrry In to sEE thE fInal rElEasE of homEsItEs!

phasE 5comInG soon!

Parks,playgrounds,trailsandbeautifulhomes. That’slifeatLUSH.Comeintodaytofindthe homesite and design of your dreams at special introductory prices! We’re open 7-days a week.

22 Green Mountain Rd. W., stonEy crEEK 905.930.7934

New Designs, New HomesitesNOW OPEN!

fromfrom

Townhomes

YES! WE’RE OPEN!

opEn 7 days a wEEK: Mon-Thurs: 1-7pmFri: 1-6pmSat & Sun: 11am-5pm

facebook.com/EmpireCommunities

@Empire_Living

Join the conversation

Prices, sizes and specifications are subject to change without notice. Please see Sales for full details. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected. E. & O.E. empirecommunities.com

Mississauga

Toronto

Lake Ontario

LakeOntario

Cambridge

Colborne

Veterans

Mem

orial Pkw

Gretzky

401 8

403

QEW407

56

Lincoln PWY

Binbrook Rd

NN

Clarence

Paris

QEW

Colborne

Cent

enni

al PW

Y

Cent

enni

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Green Mtn. RdMud St

Rymal Rd

Red H

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PWY

SummerleaImagine

Blac

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ConklinShellard M

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Wynd�eld



Victory

Lundy’s Ln

McLeod Rd

Falls

General BrockPkwy

Brown Rd

Kalar R

d

Montrose R

d

Exit27

NiagaraSquare

NiagaraFalls

Mississauga

Toronto

Lake Ontario

LakeOntario

Cambridge

Colborne

Veterans

Mem

orial Pkw

Gretzky

401 8

403

QEW407

56

Lincoln PWY

Binbrook Rd

NN

Clarence

Paris

QEW

Colborne

Cent

enni

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Green Mtn. RdMud St

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Lundy’s Ln

McLeod Rd

Falls

General BrockPkwy

Brown Rd

Kalar R

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Montrose R

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NiagaraFalls

2013

Empire communities is pleased to be recognized as

Green Builder of the year

EMPI 6973 NHG SW-Lush at Victory-15x10.5-F.indd 1 2014-07-29 3:35 PM

BW-NHC_SWO-0414.pdf 1 14-04-24 12:39 PM

The Wintergreen Model Home In Wildflowers.

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All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

30' Home, The Angelica, Elev. ‘B’, 1,284 Sq.Ft., $308,990

36' Home, The Lupin, Elev. ‘B’, 1,950 Sq.Ft., $374,990

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6

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AUGUST 2 - 30, 2014 | NEW HOME & CONDO GUIDE SWO 7

regular and special features 34

46

70

IN EVERY ISSUE

10 Editor’s Note83 Hot Dates84 Ad Index

COLUMNISTS

38 Building Blocks The Green benefits of today’s new homes by Jeff Paikin

86 Fundamentally Speaking Watch the retail landscape for areas on the upswing by Wayne Karl

IN THE NEWS

18 Habitat for Humanity Building industry raises $45,000 for Habitat for Humanity

24 Investing SWO towns top real estate investment spots in Ontario

26 Empire Communities Empire honoured for Energy Star-qualified home milestone

50 New Horizon Development New Horizon sees record-setting sales at Waterfront Trails

54 Niagara Innovative Living Walkers Creek Condos raising the bar on Niagara condo living

58 Empire Communities Empire introduces Lush at Victory in Stoney Creek

61 Homes by DeSantis Building homes... building hope – two years into their new future

contentsAUG 2 - 30, 2014 || VOLUME 17 ISSUE 14

ON THE COVER

p. 14PHELPS HOMES

Life imagined in Smithville – small town living, with three communities

to choose from

20 London27 Hamilton65 Waterloo

New Home WATCH

community focus features

63 Adi Development Group Adi Development celebrates topping off the Mod’rn in Burlington

76 Architecture Design and architectural excellence on display from RAW

HOMEBUYERS’ HELP

52 City Focus Stoney Creek: natural surroundings, modern development and growth

77 Homebuyers’ Resources Mortgage Calculator & Rate Table

34 Multi-Site Branthaven Homes Fairgrounds Finale, Jazz and life – the latest virtuoso performances

46 Niagara Falls Mountainview Homes Thundering Waters: Live the lifestyle you’ve always wanted

70 Waterloo Eastforest Homes Vista Hills – Waterloo’s new destination of choice

experience an EXCEPTIONAL lifestyle.

Live where serene countryside meets exciting nightlife; where world-class wineries

and stunning marinas are only minutes away; where fabulous dining and shopping are

at your fi ngertips; where you can be amazed again and again by one of the wonders

of the world. Discover exceptional value and experience an exceptional lifestyle in

Niagara Falls with three exquisite communities from Niagara’s largest homebuilder.

Off er & Specifi cation subject to change without notice. E.&.O.E. Not valid with any other promotion or on previous purchases. Restrictions apply, visit sales offi ce for details .Experience Niagara promo currently available at Niagara Falls communities only.

SAVE $10,000!on your home at one of our Niagara Falls communities. DON’T WAIT! LIMITED TIME OFFER!

fernwood windy lane estates5827 Fiddlehead Ave 7320 Lionshead Ave5827 Fiddlehead Ave

905.323.6232

www.mountainview.comMonday, Tuesday, Thursday, Saturday, Sunday 12 - 5p.m.

Wednesday 12 - 7 p.m.Friday by appointment


PRESIDENT, WALL2WALL MEDIA

Jacqueline HillDIRECTOR OF SALES, NATIONAL

Josh Heppner ASSOCIATE PUBLISHER

Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeART DIRECTOR

Daiana Garay

EDITOR

Wayne KarlCONTRIBUTING EDITORS

Sara DuckElisa KrovblitLydia McNutt

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer BistronADMINISTRATIVE ASSISTANT

Antoinette Jackson

MANAGER OF PRODUCTION

Bala GnanapandithanCO-ORDINATOR

Hannah YarkonyGRAPHIC DESIGNER

Viosa Barileva

CONTRIBUTING WRITERS

Joanne KeenanJeffrey ReedMichele Sponagle

#500-401 The West MallEtobicoke, ON M9C 5J5

T 416.626.4200 F 416.784.5867

ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2014: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

newhomeandcondoguide.com

Published By

WAYNE KARL EDITOR Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide

//EDITOR’S NOTE

The Bank of Canada’s recent announcement to hold its interest rate target at one per cent does not come as a surprise. � e rate has been holding at that level

since September 2010, which is good news if you’re in the market for a mortgage.

� ere are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it

means you don’t have to wait to get fi nancing, and can be an especially good tool to when markets are hot. Removing the “conditional on fi nancing” clause could mean your off er is accepted fi rst since you already have your fi nancing in place.

When will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any signifi cant movement this year.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage. It can take a few days. Many lenders off er online pre-approvals to make the process faster and easier. Take advantage while you still can.

Taking advantage while you canLow interest rates still in your favour

As discussed in the column above, Canada’s continuing ultra-low interest rate environment does provide homebuyers with an excellent

opportunity. But, according to one study, it may also be lulling some

buyers into something of a false sense of security.A new mortgage poll from CIBC reveals that the

percentage of Canadians who are taking steps to repay their mortgage faster is down from 68 per cent last year to 55 per cent this year. And of those taking such action, in two out of three CIBC measurements, fewer people are planning to pay down sooner than later, compared to 2013.

Is this an opportunity lost, or a case of some homeowners being spoiled by the continuing low rates? CIBC seems to think both; Canadians are spending a lot more on home renovations and summer vacations this year.

“With mortgage rates remaining relatively stable and at historic lows for the last few years, some Canadians may not be as focused on paying down their mortgages as when interest rates are higher,” says Barry Gollom, vice-president at CIBC.

While balancing your mortgage against other fi nancial goals, CIBC advises homeowners to increase payment amounts, accelerate payment frequency and make pre- or lump-sum payments whenever possible.

Are we being spoiled by low rates?Expected age to become mortgage-free slowly creeping up

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

10 NEW HOME & CONDO GUIDE SWO | AUGUST 2 - 30, 2014

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11

//COVER STORY

W hoever said you can’t have it all doesn’t live in a Phelps Home in Smithville. At the top of the Niagara Escarpment just south of Grimsby and

only 15 minutes from Hamilton, Phelps is building three distinct communities and helping homebuyers create the life they imagined. This quaint West Niagara town offers the lifestyle more and more people are craving. Close to conserva-tion areas, wineries and fresh local markets – and away from the hustle and bustle that seems to be more apparent in suburbia.

“In Smithville, there’s just more space and a relaxed tranquility that only comes with small town living. But with the convenience and close proximity to big city amenities and the major roads that take you where you need to be,” says David Wassmansdorf, vice-president of new homes at Phelps Homes. “We’re seeing a wide range of customers making the move from places like Burlington, Hamilton and Stoney Creek because we’re able to offer great value at attractive pricing.”

And it’s not just about the location – it’s about the homes and the lot sizes. With nearly 40 years of experience, Phelps builds homes on larger than average lots with unique craftsman-style exteriors and forward thinking floor plans that really speak to the way people live today.

LOCATION Smithville

HOUSING TYPE Brookside/Atwater Collection, attached and detached bungalows with loft options; Streamside, bungalows and two-storey family homes; Auburn Trail, bungalows and two-storey family homes

SALES CENTRE Brookside/Atwater Collection, 25 Manorwood Dr., open Monday to Thursday 1 to 6 p.m., Friday by appointment, weekends and holidays 11 a.m. to 5 p.m. [email protected] 905.957.1777

Streamside, 30 Streamside Dr., open Monday to Thursday 1 to 6 p.m., Friday by appointment, weekends and holidays 11 a.m. to 5 p.m. [email protected] 905.945.6978

Auburn Trail, 105 Anastasia Blvd., sales office opening soon. [email protected] 905.945.6970

LIFE IMAGINED IN SMITHVILLE…Small town living, with three communities to choose from


PHELPS HOMES | Multi-site

Exciting things are happening at the three Phelps Homes communities in Smithville. “There’s a lot on the horizon with new phases and new house design releases. What’s great, is that our Smithville communities are already established, so buyers are not coming to a brand new site with no identity or heart beat,” says Wassmansdorf.

Streamside is located just off Hwy. 20 when coming from Hamilton Mountain. Here, Phelps has built gorgeous executive bungalows and two-storey family homes on large lots, each with their own distinctive appeal. The remaining 50-ft. lots are expected to sell quickly with the upcoming release of new modern home designs featuring open concept living, nine-ft. ceilings and beautiful designer kitchens.

Nearby at Brookside, the third phase of Niagara’s premiere adult lifestyle community is well on its way to being sold out. The new home designs for the remaining detached bungalows with loft options on 50-ft. lots, offer all the features new homebuyers expect. Larger garages, spacious closets, inspired kitchens and open floor plans. The front porches are complete with signature stone accented pillars to give the homes a distinguished exterior finish.

Also at Brookside, The Atwater Collection, is set to release in early fall with registration starting in August. Atwater is a private enclave of attached bungalows nestled close to the babbling 20 Mile Creek and a stone’s throw to beautiful walking trails. Backing on to protected conservation greenspace, Atwater towns will be available starting in the high $200’s.

Auburn Trail rounds out the triade of Phelps Communities in Smithville. This new community features sought-after 50-ft. lots with brand new home designs for bungalows and two-story family homes. Early registration for Auburn Trail begins mid-August and pricing starts from the mid $300’s.

“We’re extremely proud of the communities we’re building in Smithville,” says Helena Medeiros, director of construction at Phelps Homes. “Our construction techniques are top-notch, our designs are contemporary and we are committed to providing customers with an effortless experience.”

For more information, visit phelpshomes.com

15

1 M4400-1C R1.inddRound

Job Description: Mechanical Specifications: Contact:

Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997

Client: TD BANKDocket #: 112-LTDCICM4400Project: HOME INSURANCE MAGAZINE Ad #: M4400-1C R1

Bleed: 8.5” x 11.25” Trim: 7.5” x 10” Live: 6.5” x 9”File built at 100% 1” = 1”

Acct. Mgr: SARI / KATHERINE

Crea. Dir: LISA GREENBERG

Art Dir: ADAM THUR

Writer: None

Producer: BARRY DUROCHER

Studio: Kim C

Proofreader: PETER

Colours: 4C Start Date: 4-30-2014 4:45 PMRevision Date: 4-30-2014 4:48 PMPrint Scale: 100%

Comments: DINING ROOM V2 Publication: Vancouver New Home Guide, Vancouver New Condo, condo Guide GTA, New Homes southern Ont, Homes

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0005031_001_M4400_1C_R1.indd 1 4/30/14 6:23 PM

TD Insurance ON-M4400-1C_R1.indd 1 5/1/14 12:25:01 PM


Hawthorne Village Offers Excellent Incentives, Great Detached Homes & Early Fall Closings.

Follow us:

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

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• More than 10,000 families already enjoy Hawthorne Village living• Abundant natural beauty at the Escarpment

• Shopping and schooling right in the community• Enjoy all of the benefits of living in the wonderful town of Milton

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sw NH&C_HV_Aug.2.indd 1 2014-07-29 4:22 PM

//IN THE NEWS

Members of the Building Industry and Land Development Association (BILD) raised more than $45,000 toward its community partner Habitat for Humanity GTA at the association’s recent fifth annual Race for Humanity and 22nd annual Charity BBQ.

More than 650 builders, developers, renovators and service professionals attended the fundraiser, hosted on BILD’s front lawn, which raised money for BILD’s 2014 partner family. Since 2003, BILD members have helped 11 families realize their dream of homeownership.

The Charity BBQ was preceded by the fifth annual Race for Humanity – a scavenger hunt consisting of 28 teams competing against each other by solving clues around the City of Toronto. The event, presented by the Toronto Star and In2ition Realty, has been recognized with international awards and nominations numerous times since its inception.

“These two annual events are another example of our industry’s strong legacy of giving back through volunteerism, philanthropy and sponsorship,” says BILD President and CEO Bryan Tuckey. “I am proud to represent an association whose members are so committed to making the GTA a better place to live for future generations.”

BILD would like to thank all the event sponsors, auction donors, volunteers and guests for all the fundraising support. Congratulations to the organizing committee for planning a highly successful event.

Building and development industry raises $45,000 FOR HABITAT FOR HUMANITY


2 M4102-1B.inddRound

Job Description: Mechanical Specifications: Contact:

Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997

Client: TD BANKDocket #: 112-LTDCOFU4102Project: SMO MORTGAGE MAGAZINE Ad #: U4102-1B

Bleed: 8.5” x 11.25” Trim: 7.5” x 10” Live: 6.5” x 9”File built at 100% 1” = 1”

Acct. Mgr: GENEVIEVE/JORDAN

Crea. Dir: DAVID FEDERICO

Art Dir: -

Writer: -

Producer: BARRY DUROCHER

Studio: GRAHAM BOWMAN

Proofreader: PETER

Colours: 4C Start Date: 7-2-2014 12:27 PMRevision Date: 7-3-2014 5:01 PMPrint Scale: 100%

Comments: Calgary New Home Guide, Calgary Resale Home Guide, Edmonton New Home Guide, Edmonton New Condo Guide, Ontario New Home Guide-GTA, Ontario New Home Guide-Eastern, Ontario Condo Guide-GTA, Ontario Resale Home and Condo, New Home Guide-SWO, Vancouver

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PREVIEW REGISTRATIONFOREST PARK HOMES London | Amour Riverbend Coming soon – elegant town villas from $234,900. armourriverbend.ca

FOREST PARK HOMES London | Central Park Coming soon – urban townhomes from $224,900. centralparklondon.ca

NEW OPENINGSTRICAR GROUP Stratford | 36Front Steps from the Avon River, this luxurious new lowrise building features suites ranging from 1,200 to 1,800 sq. ft. in two-bedroom or two-bedroom plus den designs, as well as select penthouses. 36front.com

SIFTON PROPERTIES London | Westwood Village Grand opening of luxury one-floor Energy Star condos from the low $300’s. sifton.com

CLAYSAM HOMES Woodstock | Neighbourhoods of Devonshire Get affordable homeownership in this community of single-family homes minutes from Hwy. 401. claysamhomes.com

NEW RELEASESCACHET REID HERITAGE HOMES London | Copperfield Final single-family homes available in this community. Single-detached designs close to schools, shopping, recreation and parks. cachetreid.com

SENATOR HOMES Woodstock | Havelock Corners Detached homes from $209,990 in an established community. senatorhomes.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home & Condo Guide!

New Home WATCH


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Tillsonburg TILLSONBURG DEVELOPMENTS Baldwin Place • • • from $232,000 25

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OPPORTUNITY. OPPORTUNITY. OPPORTUNITY.


//IN THE NEWS

Towns in Southwestern Ontario dominate the top spots of best places in the province to invest in real estate, according to a new report from the Real Estate Investment Network (REIN). Some of the GTA’s hottest new home and condo communities also made the list, including Brampton, Vaughan, Durham Region and Toronto – but tying for top spot were Kitchener and Cambridge.

The report, entitled Top Ontario Investment Towns 2014, analyzes the current and future prospects for real estate investment opportunities in Ontario, and identifies the top regions that will outperform others in the province over the next five years.

REIN’s findings are based on in-depth research, analysis of the latest statistics, economic and social trends, and on-the-ground reports from REIN’s research staff and members, along with reports and statistics from organizations such as Canada Mortgage and Housing Corp. (CMHC), Statistics Canada, Multiple Listing Service (MLS), Canadian Home Builders’ Association, city and regional real estate boards and local economic development offices.

THE REPORT ANALYZES FACTORS SUCH AS:» Is the area’s population growing faster than the provincial average?» Are new infrastructures being built to handle that growth? » Is the area creating new jobs and taking steps to maintain current

employment levels?» Will the area benefit from an economic or real estate ripple effect?» Has political leadership created an economic growth atmosphere?» Are there major transportation improvements in the works?

Don R. Campbell, president of REIN, states in the report, “Kitchener and Cambridge have once again topped our Top Ontario Investment Towns report. The presence of world-leading companies such as Microsoft and Google attest to the R&D capabilities and significant competitive advantage the region has to offer. Major transportation improvements over the next five years will entice even more businesses to locate within the region as commute times and inner-city congestion are reduced. In-migration is strong, average incomes are strong, the available older housing stock is there and overall job growth continues. The two communities will remain part of the ‘economic Alberta of Ontario’ in the foreseeable future.”

THE TOP ONTARIO COMMUNITIES OF 2014: 01 Kitchener & Cambridge02 Hamilton03 Barrie04 Waterloo 05 Brampton06 Ottawa07 Vaughan08 Durham Region (Whitby,

Pickering and Ajax)09 Toronto10 Milton11 Orillia

ABOUT REINFounded in 1993, The Real Estate Investment Network Ltd. (REIN) has grown over the years to become Canada’s leading real estate research and education organization for investors and homeowners across North America. REIN does not sell or market real estate to its members or the general public, but instead conducts objective and unbiased research, analysis and investor education. For further information on REIN, visit reincanada.com

“ Kitchener and Cambridge have once again topped our Top Ontario Investment Towns report.”

SWO towns top investment spotsIN ONTARIO


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//IN THE NEWS

EMPIRE COMMUNITIES HONOURED FOR ENERGY STAR-QUALIFIED HOME MILESTONE

Empire Communities has reached the milestone of having achieved 1,000 Energy Star-qualified homes at its master-planned community of Wyndfield in Brantford. Paul A. Golini Jr., Empire Communities’ executive vice-president and co-founder, recently received recognition from EnerQuality on behalf of Empire Communities, the largest Energy Star builder in Southwestern Ontario.

At the builder’s Wyndfield community, EnerQuality President Corey McBurney presented Golini with a plaque signifying the company’s 1,000 Energy Star-qualified home milestone in Wyndfield and the builder’s commitment to its homeowners and the community of Brantford through its high performance and energy-efficient homes.

Golini addressed the recognition and what it really means for the company’s homeowners, who place trust in Empire Communities and Energy Star. “The purchase of a home is the single largest expense most of us make in our lives,” said Golini. “By choosing an Energy Star home, homeowners can make energy efficiency part of their lifestyle.”

John Godden, CEO and founder of Clearsphere, which inspects and certifies homes based on Energy Star standards recognized the importance of the Wyndfield homes on the environment. “For the next 100 years, each house here that’s Energy Star is going to have an active impact on our atmosphere in reducing the environmental impact of climate change,” said Godden.

Godden also shared statistics on what 1,000 Energy Star homes will save the equivalent of in greenhouse gas, including 317 passenger vehicles, 62,777 propane cylinders

for home barbecues and 641,756 litres of gasoline consumed. Also in attendance was the Mayor of Brantford Chris

Friel and Phil McColeman, MP Brant, who both recognized the positive impact Empire Communities and the Wyndfield master-planned community has had on Brantford.

“Empire Communities has transformed this part of our community into one of the most desirable and one of the most beautiful areas of the city,” said McColeman.

For more than 20 years, Empire Communities has been building in Southwestern Ontario, where it built its first home and has created several communities. Empire Communities first began building homes to the Energy Star-qualification as a standard in 2007. Energy Star-qualified homes are carefully designed and built to be a minimum of 20 per cent more energy efficient than those built to minimum provincial building code standards, which results in reducing energy bills and promoting a healthier living environment.


ANCASTERBEAMSVILLEBINBROOKBRANTBRANTFORDBURLINGTONCATHARINES GRIMSBY HAMILTON

MILTONNIAGARAOAKVILLEPARISPORT DOVERST. CATHARINESSTONEY CREEKVINELAND

HAMILTON HALTON NIAGARA

PREVIEW REGISTRATIONLOSANI HOMES Ancaster | Ancaster Glen & Ancaster Woodlands Register now for a priority viewing of singles and towns in Ancaster’s most exclusive community. losanihomes.com

ROSEHAVEN HOMES Waterdown | Waterdown Meadows Returning to Waterdown – popular 35-ft. singles. waterdownmeadows.com

MADY DEVELOPMENT CORP. Burlington | Delta Burlington Waterfront New waterfront hotel and condo project, part of the Burlington Bridgewater initiative. mady.com

NEW HORIZON HOMES Stoney Creek | Waterfront Trails True lakeside living coming to Stoney Creek. Register now for VIP access. newhorizonhomes.ca

MATTAMY HOMES Oakville | The Preserve Coming soon – new and exciting live/work opportunities. Register now! mattamyhomes.com

VALERY HOMES Milton | Viva2 Register now for one- and two-bedroom condo suites, while future phases will include condo townhome designs valeryhomes.com

SILVERGATE HOMES Niagara on the Lake | St. Andrews Glen Register now for this elegant collection of spacious condo townhomes in this historic town. standrewsglen.com

KINGWOOD HOMES Brantford | Riverwalk Grand opening coming soon – register now for this master-planned community of luxury 40-ft. singles beside the Grand River. kingwoodhomes.ca

SPALLACCI HOMES Hamilton | Eden Park Coming soon – Simona Place The Towns of Eden Park Exquisite collection of executive townhomes. spallaccihomes.com

LOSANI HOMES Binbrook | Fairgrounds Register now for the final phase of towns and singles, coming this summer. losanihomes.com

SPALLACCI HOMES Hamilton | 101 Locke Condos Register now – Boutique condo living is coming to Hamilton’s hip Locke Street. spallaccihomes.com

NEW OPENINGSSPALLCCI GROUP & VALERY HOMES Hamilton | The Residences of Royal Connaught Now open – the transformation of this landmark property has begun. Here’s your chance to buy a piece of history. royalconnaught.com

MULTI-AREA DEVELOPMENTS Hamilton | Bloom Grand opening of two- and three-storey townhomes in Summit Park. multi-area.com

KINGWOOD HOMES Paris | Village on the Grand Now open – elegant towns backing onto the Grand River. kingwoodhomes.ca

HALTON HILLS WELLINGTON WATERLOO

BUILDERS: If you would like to include your new model home or site opening, email [email protected].

Please say you saw it in New Home & Condo Guide!

New Home WATCH

NEW HORIZON HOMES Oakville | Mint Condos Tradition meets urban living at Bronte and Dundas in these affordable luxury condos. newhorizonhomes.ca

LJM DEVELOPMENTS Grimsby | Waterview Condominiums Boutique lifestyle with contemporary architecture and state-of-the-art fixtures. waterviewcondominiums.ca

ROSEHAVEN HOMES Mount Albert | Victoria Highlands 50-ft. detached singles from the $580’s. rosehaveninmountalbert.com

LAKEVIEW HOMES &SOLMAR DEVELOPMENT GROUP Niagara-on-the-Lake | Cannery Park New release of 38-ft. singles and semi-detached homes in this community among tree-lined streets, shopping, vineyards and wineries. cannerypark.ca

SPALLACCI HOMES Hamilton | Eden Park Grand Opening of Chateau-inspired semis collection. spallaccihomes.com

NEW RELEASESROSEHAVEN HOMES Chippawa | Lyon’s Creek 50-ft. detached and 35-ft. freehold towns from the $320’s. rosehavenhomes.com


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Ancaster DAWN VICTORIA Evergreens • from mid $400's 40

Ancaster LOSANI HOMES Ancaster Glen • • 85

Beamsville HOMES BY DESANTIS Lincoln Square • from $279,900 11

Binbrook BRANTHAVEN HOMES The Fairgrounds Finale • from the high $200's 13

Brantford EMPIRE COMMUNITIES Wyndfield • • from $218,990 2&3

Burlington BRANTHAVEN HOMES Jazz • from the $200's 12

Grimsby BUCCI HOMES Bliss • from mid $260's 31

Hamilton EMPIRE COMMUNITIES Summerlea • • from $297,990 2&3

Hamilton LOSANI HOMES The Woodlands • • 85

Hamilton STARWARD HOMES Country Ridge Estates • • from $435,000 42

Hamilton SPALLACCI HOMES Eden Park • from the $300's 30

Hamilton VRANCOR GROUP 150 Main • from $211,990 43

Oakville BRANTHAVEN HOMES Oakvillage • from mid $200's 13

Oakville MATTAMY HOMES Hawthorne Village • • from $465,990 17

Oakville NEW HORIZON Mint Condos • 39

Niagara EMPIRE COMMUNITIES Imagine • from $211,990 2&3

Niagara PHELPS HOMES Streamside on the Twenty • • from low $400's 32

Niagara Falls MOUNTAINVIEW HOMES Fernwood • • 9

Niagara Falls MOUNTAINVIEW HOMES Thundering Waters • • • from low $300's 9

Niagara Falls ROSEHAVEN Lyon's Creek • • • from the $320's 41

Niagara on the Lake BW HOMES Niagara on the Green • • • from mid $200's 5

Niagara on the Lake LAKEVIEW Cannery Park • from the $290's 33

Niagara on the Lake SOLMAR DEVELOPMENT CORP Cannery Park • from the $290's 33

Smithville PHELPS HOMES Brookside on the Twenty • • from the $350's 32

Smithville PHELPS HOMES Auburntrail • • from mid $300's 32

Smithville PHELPS HOMES The Atwater Collection • • from high $200's 32

St. Catharines BW HOMES Victoria Village • from low $300's 4

St. Catharines COSMOPOLITAN HOMES Vintner Estates • from $259,990 57

St. Catharines NIAGARA INNOVATIVE Walkers Creek • from $224,900 55

LIVING INC Condominiums

St. Catharines STARWARD HOMES Heritage Point • from $214,900 42

Stoney Creek EMPIRE COMMUNITIES Lush at Victory • • from $299,990 2&3

Stoney Creek NEW HORIZON Waterfront Trails • • 51

Stoney Creek ROSEHAVEN HOMES On the Ridge • from the low $300's 41&49

Stoney Creek HOMES BY DESANTIS On the Ridge • from the low $300's 49

Thorold GREAT GULF Rolling Meadows • from $197,990 87

Thorold MOUNTAINVIEW HOMES Windy Lane Estates • • 9

Thorold ROSEHAVEN HOMES Gibson Heights • • from the $290's 41

Waterdown COUNTRY GREEN HOMES The Uptowns of Waterdown • from mid $200's 7

Winona BRANTHAVEN HOMES life • from high $200's 13

29

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FINAL PHASENOW RELEASED


Life. Imagined.

Whoever said you can’t have it all doesn’t live here.

There’s nothing like a little extra space to spread your wings. With larger lots, double

car garages, and great rooms for family gatherings you simply get more than you

bargained for with a Phelps home. Not only do you get more space to live, but the

craftsmanship and modern designs have been specially chosen and carefully built.

And what really makes a Phelps home special is where we put it. In Smithville. Away

from the hustle and bustle of a big city, surrounded by nature’s best - but close

enough to the things that matter; schools, farmer’s markets, and local wineries.

Visit our model home and start living the life you imagined.

PhelpsHomes.comEXECUTIVE FAMILY HOMES ON 50’ LOTS NIAGARA’S PREMIER ADULT LIFESTYLE COMMUNITIES

Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.

Bungalows + 2 storeys from the low 400s

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Detached Bungalows

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SlmrLkvw-Cnry-NHG_SWO-0414.pdf 1 14-04-22 2:15 PM

//COMMUNITY FOCUS

LOCATION Burlington, Binbrook, Winona

HOUSING TYPE Burlington, boutique condos; Binbrook, single-family homes and townhomes; Winona, townhomes

CONTACT branthaven.com

M ove to a new beat as Branthaven Homes premieres its latest lineup of new releases: Fairgrounds Finale, Jazz and Life. Branthaven’s new Jazz boutique condo is one of the exciting projects from a builder

with a sterling reputation. Located in Burlington’s Aldershot neighbourhood, Jazz hits all the right notes with a four-storey residence designed in partnership with award-winning Kirkor Architects, and one of Toronto’s sharpest interior design firms, IIBYIV.

“Jazz is a really unique offering,” says Steve Stipsits, president of Branthaven. “It’s right in tempo with the lifestyle preferences of today’s savvy condo buyers. Jazz will deliver leading edge modern design, smart layouts and attainable luxury in perfect harmony.”

Jazz has all the cachet of a New York boutique hotel. Expect all the luxe extras that Branthaven is known for, providing an intuitive response to the way today’s homeowners live. “These are better life spaces,” adds Stipsits. “They will be very bright, airy and have a contemporary vibe.” Sun drenched, open-concept

FAIRGROUNDS FINALE, JAZZ AND LIFE The latest virtuoso performances from Branthaven



BRANTHAVEN HOMES | Multi-site

The kitchen easily becomes the hub of any party, and is loaded with extra storage and Fresh Thinking features including an under-cabinet mount for an iPad

spaces with wide glass balconies blend the indoors with the spectacular outdoor setting. One bedroom-plus-den layouts range from 545 to 725 sq. ft., with wide glass balconies. Jazz’s spacious two-bedroom plans soar from 750 to more than 1,300 sq. ft. – some units even boast stunning wraparound windows and garden suite terraces.

Unwind in Jazz’s social library/lounge or gather in the fitness/yoga studio. The feeling is intimate yet communal, an ensemble piece that’s right in tune with modern life. Take in panoramic views of Lake Ontario from one of Burlington’s many lakeside patios, just minutes in proximity. If hiking and nature are more your groove, explore the exhibits and events at the Royal Botanical Gardens, hike the many nature trails and enjoy wonderful views along the Niagara Escarpment. In essence, the soul of Burlington will vitalize your senses.

The kitchen easily becomes the hub of any party, and is loaded with extra storage and Fresh Thinking features including an under-cabinet mount for an iPad (perfect for browsing recipes or providing the soundtrack to another great meal). Spa-style bathrooms are designed to indulge, from the deep tub and furniture-style floating effect vanity with pullout drawers, to the sleek shower shelf and the cultured-marble counters.

Fairgrounds Finale in Binbrook is an attraction at the epicentre of 19 acres of parks, trails and forests, that’s close to major highways. These single-family homes and townhomes allow you to stay where you play with lots of green spaces for a day of hiking or

picnicking. Above-standard features and finishes are a big draw.Finally, Life townhomes in Winona (in the Stoney Creek area) riffs on stylish

country living. “People want to live life in the best neighbourhoods. They tell us they want to be different, they have their own individual style,” says Stipsits. The result is bold, expressive townhomes tailor-made for telling your own story. Oversized windows, modern accents, smart designs and amenities – these are the starting points to let you live your best life, the way it was meant to be lived: efficiently, expressively, authentically.

Don’t miss your opportunity to experience the latest virtuoso performances from Branthaven. Register today at branthaven.com for the debut of Fairgrounds Finale, Jazz Condos and Life townhomes.

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICEanytime, anywhere!

Now you can view all New Home & Condo Guide magazines online using any smartphone, tablet or desktop device.

NEWHOMEANDCONDOGUIDE.COMPublished by

» by JEFF PAIKIN

//BUILDING BLOCKS

JEFF PAIKIN Past President of HHHBA,

has been in the building industry for more than 20

years. As President and CEO of New Horizon Development Group

(Builders of the inaugural CHBA Green Home of

the Year), there isn’t much in the housing world

he hasn’t seen. Jeff will provide regular insight

and perspective of what’s going on in today’s market and what buyers should be aware of as they prepare

to make a purchase. He can be reached at

[email protected]

The Green benefits

OF TODAY’S NEW HOMES

There is no shortage of benefits afforded to homebuyers who opt for Green building features in their new home. And make no mistake: it is far more cost effective to implement energy saving features in a newly built home than to retrofit an existing house. This creates a unique point of distinction for today’s new homes as compared to those built as recently as five or 10 years ago. Green technology and its implementation has come a long way, providing homebuyers with an unprecedented wealth of opportunities to reduce their carbon footprint while enjoying significant savings in their utility costs. INSULATION One of the most important Green upgrades to consider when buying a new home is proper insulation. Heating and cooling can account for nearly half of your home’s energy consumption. Proper insulation will ensure the expensive energy that’s heating and cooling your home isn’t escaping through the windows or roof. To make your home even more of an insulated fortress, you may also consider upgrading your weather stripping and sealant around the doors and windows. GEOTHERMAL Many of today’s premier builders are pioneering the shift to geothermal energy in their new home and condominium developments. Using 30 to 60 per cent less energy, running quieter and requiring less maintenance than typical HVAC systems, geothermal systems use a loop of underground water piping to transfer heat from the earth below where its cooler to your home. SOLAR PANELS Solar panels have long been an attractive way to reduce the energy consumption of a home. A solar electric system compares very favorably with other home improvements in percentage of cost recovered, particularly

as electric rates rise. In addition to the energy savings, solar panels constructed with the home’s esthetics in mind can have a visible and positive impression on future homebuyers. They can literally see this is a Green energy home, providing long-term benefits for them as well.WATER HEATERS Many consumers tend to overlook the expense of heating water for their daily needs, even though up to 20 per cent of each household’s energy budget goes toward it. Tankless water heaters offer increased efficiency with no decrease in comfort or convenience for homeowners. Instead of a large 50 to 60 gallon tank that heats and stores the water, tankless water heaters use extreme heat to raise the water temperature as it passes though the pipes, resulting in instant and continuous hot water. Tankless heaters last approximately twice as long as traditional tanks and provide energy savings. APPLIANCES With newly-built homes, everything is new – including home appliances. Kitchens are outfitted with new refrigerators, ovens and dishwashers, often from a series of design options the consumer controls. Most reputable builders are offering Energy Star appliances in their design centres, helping customers select attractive and energy efficient appliances. Wisely investing in upgraded appliances will also help to increase the resale value of your home, too, since appliances can be a major focal point for homebuyers.MISCELLANEOUS Something as simple as having a ceiling fan installed to circulate warm air from the ceiling to the floor can actually save you 10 per cent on your heating bill.

Excess space in homes no longer has the appeal it once had. Smaller homes that eliminate wasted space with formal living rooms and/or media rooms that are connected to the core areas resonate with today’s buyers.

For those looking to really reduce their carbon footprint when buying a new home, don’t discount walkability. The ability to stroll to parks, shopping and schools greatly reduces dependence on cars improving both personal and environmental health.

There really is no limit when it comes to finding new and innovative ways to enhance a home’s eco-friendliness. Everything from air filtration systems, to the home’s orientation to the sun and the color of the roof can constitute as Green upgrades. Options will vary by builder and the development, however many consumers will see dramatic reductions in your monthly energy bills by taking advantage of these features.

And when the time comes to sell your home, you will be able to continue to reap the rewards of today’s Green technology.


NH&C GUIDE AD mint.indd 1 7/30/2014 9:45:41 AM


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ST. CATHARINESGOLF & COUNTRY CLUB

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LIVING THEDREAMat the corner of MAIN and Everything

150 Main WestResidential Loft CondosSpacious and Open Concept designed suitesFantastic location, in the “Heart of the City”!Spectacular views of the Hamilton Bay, Escarpment and Skyline

Standard Features & Finishes:

Building Features:• Concierge service• Contemporary fi nished corridors and suite entry areas• Party room with catering kitchen, library and fi replace• Fully equipped fi tness centre with aerobics/yoga/stretching area• Year round swimming pool with outdoor sundeck• Courtyard with multiple barbecue stations and various seating arrangements

6 Piece Appliance Package IncludedGE* Stainless Steel Kitchen Appliances

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decorative bulkheads• 8 foot doors*• In-suite laundry• Smooth fi nish ceilings

$200’s STARTING IN LOW

Occupancy early Jan/2015!

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(*as per fl oor plan design of unit type/sizes and specifi cations are subject to change without notice E.& O,E.). (*BONUS Cable, Phone & Internet Package FREE for 6 Months from Cogeco) (*trademark)

Sales offi ce hours are:Mon-Thurs 12-6pmSat & Sun 12-5pm

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GRAND OPENINGTwo Model HomesDon’t miss out on this one! A brand new phase at sought-after Topper Woods has just launched. Move up to an enclave of all-detached homes on 43’ and 50’ traditional lots. Live where everything is right around the corner, in Kitchener’s historic Doon Village with schools, local parkland and easy access to Hwy 401.

Elegant 43’ and 50’ Singles from $444,990

Prices, specifications, and promotions subject to change without notice. Other promotional offers does not apply. Renderings are Artist’s concept and images are for mood impressions only. Some items in this model home are upgraded features, please consult with a Sales Representative for details. E.&O.E August 2014. 12094.

LIFE IS BETTER at Topper Woodsin Kitchener

SALES CENTRE & MODEL HOMES

7 Wetland Way, Kitchener ON N2P 2Y7519.894.8222HOURS:

Monday – Thursday: 1 pm – 8 pm Friday: 12 pm – 5 pmWeekends & Hol.: 11 am – 6 pm

//COMMUNITY FOCUS

O nce again, Mountainview Homes has captured an ideal setting for its newest project, Thundering Waters,

a golf course community offering premier Niagara living.

Just minutes from the excitement of downtown Niagara Falls, Thundering Waters offers homebuyers the lifestyle they’ve always wanted. Nestled between the crashing waves of the falls and the serenity of lush greenspace, this golf course setting addresses lifestyle needs from all sides.

You will live where the landscape is speckled with vineyards, fruit farms and miles of scenic trails. Where a day of golf is followed by an evening beneath the bright lights of one

NIAGARA’S THUNDERING WATERS Live the lifestyle you’ve always wanted

of Ontario’s favourite cities. Where great schools, fabulous shopping and dining options are at your fingertips. This is Thundering Waters – a stunning resort-style community you will fall in love with again and again.

Variety is the spice of life, and that is readily apparent at Thundering Waters where homebuyers will choose from executive townhomes or impressive singles – both taking advantage of stunning golf course views. Available in bungalow and two-storey designs, the townhomes range from 1,165 to 1,870 sq. ft. The singles are designed for 32-, 40-, 45- and 50-ft. lots in two-storey, bungalow and bungaloft plans.

With an exterior that is charming and inviting, you’ll instantly fall in love with the architectural details and classic look of this 3,243-sq.-ft. model home. The Kingsbridge is elegant and family friendly. The inviting grand foyer with imported ceramic tiles leads past the spiral staircase and


MOUNTAINVIEW HOMES | Thundering Waters

LOCATION: Niagara Falls

HOUSING TYPE: Singles from $342,900 Townhomes from $297,900

SALES CENTRE: 7320 Lionshead Ave., at Drummond Rd.

CONTACT: 905.323.6232 mountainview.com

through to the great room. At the heart of the home you’ll find a chef ’s dream kitchen with dark maple cabinetry, stainless steel appliances, quartz countertops and a sparkling glass and marble backsplash. The large island overlooks a casual dining area and family room that features an elegant gas fireplace and built-ins. Large windows throughout the home provide breathtaking views of the greens and French doors open to the deck overlooking the course.

Also on the main floor is a formal dining room, garage access, convenient powder room, oversized laundry and mudroom and Mountainview’s signature Stop and Drop Family Organization Centre.

Upstairs you’ll find a spacious loft area, three large bedrooms, two more bathrooms plus a dream master suite offering a sitting area, walk-out to a deck, his and hers walk-in closets and a luxurious ensuite featuring a soaker tub, stand-up shower and private water closet. The Kingsbridge model home is a design inspiration featuring today’s best furniture, finishes and lighting.

At 2,062 sq. ft., the Tahoe show home offers four large bedrooms, three bathrooms including a beautiful ensuite and second-floor laundry. The Great Room is large and spacious featuring a gas fireplace, and the kitchen is dressed in beautiful medium toned wood cabinetry with a sparkling glass backsplash. Also on the main floor is a convenient powder room, garage access and the Stop and Drop Family Organization Centre. Filled with widows, the Tahoe is bright, airy and provides families with a welcoming home they will cherish year after year.

At Thundering Waters, homeowners will enjoy affordable, premier Niagara living and can still purchase their home with only five per cent down. Mountainview Homes also works with realtors


Presented by: For exhibiting opportunities call 1-800-465-1073

SEPTEMBER 12 - 14, 2014


Walk, Bike or Playin Stoney Creek’s Newest

Family Friendly Community!

Visit the Presentation Centre at Mud St. and First Ave. Experience the kind of community where neighbours greet each other by name and kids make best friends for life. Where nature is spectacular along the Niagara Escarpment. These homes offer exceptional charm, deep lots with some backing onto the proposed park, they are as special as the families who will call them home. Visit today!

*Prices and specifications correct at press time. Rendering is artist’s concept. E. & O.E. Prices quoted are in $ thousands.

Towns $300’s, Semis $300’s, 35’ & 40’ Detached $400’sfrom the low

from the mid

from the mid

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Few Towns Remain

New Semi Designs COMING SEPTEMBER 2014

Rosehaven Homes

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LiveOnTheRidge.ca49

//IN THE NEWS

On Saturday, July 19, New Horizon Development Group achieved yet another record-setting result with its Phase 1 release of Waterfront Trails Coastal Condos and Towns. Located on the southern shores of Lake Ontario in Stoney Creek, this masterfully planned community of finely crafted, contemporary condos and townhomes drew in thousands of online registrants in less than 90 days.

The first phase at Waterfront Trails features a four-storey, 129-suite condo building and 78 two- and three-storey townhomes. The Saturday afternoon sales event attracted more than 1,000 attendees, including excited purchasers, community dignitaries and key members of the local media who all braved the rainy weather to join in celebration and support of the company’s flagship development. When it was all said and done, virtually the entire community was sold in less than six hours, making it the fastest selling development in Stoney Creek’s history.

Says New Horizon President Jeff Paikin: “The massive turnout and subsequent sell-out at Waterfront Trails is a testament to the demand for conveniently located property in the Greater Hamilton area. Stoney Creek in particular has attracted a lot of smart money. Future homeowners and investors alike are seeing the bounty of benefits to living in an amenity rich region situated less than an hour away from both Toronto and the U.S. border.”

Following the strong response to this first offering at Waterfront Trails, New Horizon confirmed it will be releasing a second phase at Waterfront Trails, on the east side of the preserved woodland area. Details are still being finalized for what could be a stunning sequel to this breakthrough community.

Paikin, Hamilton’s reigning Citizen of the Year, expressed sincere fulfillment in being able to bring such a dynamic development to his own backyard. “Our recent string of successes in neighbouring communities like Burlington and Oakville has been something all of our staff and supporters take much joy in,” says Paikin. “But to achieve such superb results in my hometown has provided me a deep sense of gratification that is very hard to quantify.”

New Horizon has a 20-year history of providing exceptional value and quality to homeowners throughout the Southwestern Ontario region in a vast array of communities, locations and housing styles. The future is bright, as the company has more than 2,000 more residences in the planning stages. To learn more about New Horizon Development Group and its upcoming projects, visit newhorizonhomes.ca

New HorizonSEES RECORD-SETTING SALES AT WATERFRONT TRAILS


NH&C GUIDE AD WITH COSTAL AND FULL TEXT.indd 1 7/30/2014 9:25:52 AM

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T hriving rural areas, the Niagara Escarpment, Lake Ontario shores, proximity to Ontario’s wine region, hundreds of acres of parks and

expanding highway access... All of this defines “home” for the 63,000 residents of Stoney Creek.

To say this is a picturesque town resplendent with lifestyle opportunities is an understatement. With lakeside locations, marinas and the Fifty Point Marina and Conservation Area, Stoney Creek boasts an excellent combination of natural surroundings and modern but comfortable development. Feel like a nice, quiet walk in the woods? There’s the Bruce Trail that winds along the Niagara Escarpment. In the spring, there’s the Hawk Watch, taking place at the Beamer Conservation Area. Numerous golf courses are only minutes away, as are facilities for hockey, soccer, tennis, softball, racquetball, swimming and curling.

Longtime residents as well as recent homebuyers are drawn to the picturesque settings, served by more than

100 businesses, new-home development and improving access to Hamilton and St. Catharines, and all other points around the Golden Horseshoe.

Indeed, Stoney Creek and neighbouring Grimsby are among the fastest-growing parts of the Hamilton region. In recent years, new condominiums have been built along the lakefront beyond the reach of the industrial Hamilton Harbour. Builders – including Empire Communities, New Horizon Homes, Rosehaven Homes, Branthaven Homes, Homes by DeSantis and Losani Homes – have attracted local residents as well as those relocating from the Greater Toronto Area, thanks to greater affordability and quick access to the western GTA via the Burlington Skyway. Detached housing growth remains strong in developments above the mountain.

Still, greenspace is abundant, with more than 40 parks totalling 382 acres of land, 23 baseball diamonds, 19 soccer fields and 27 playgrounds.

STONEY CREEK HAS IT ALL

Natural surroundings and modern development and growth...

//CITY FOCUS


Stoney Creek extends from the shores of Lake Ontario to above the majestic Niagara Escarpment with the QEW right at their doorstep. It is located within 30 minutes of downtown Hamilton and St. Catharines, less than a one-hour drive from Toronto and the U.S. border. Businesses and residents enjoy the ideal mix of a small town, community lifestyle, while maintaining easy access to several major urban centres.

In addition to small-town atmosphere, the town is part of the Gateway to Niagara, offering much more than meets the eye. It is one of the many towns and villages that comprise the Niagara region, an area of 1,800 sq. km. that forms a peninsula of land between Lake Ontario and Lake Erie with a total population of about 432,000.

With many on the move to new-home communities in Stoney Creek, the secret is out. The town offers quiet getaways from city living and an ideal location for commuters heading to Hamilton and Toronto or Niagara. Builders are responding accordingly, with a wide selection of new-home options, including luxury, detached and townhome living.

Like the rest of the Niagara region, Stoney Creek enjoys a thriving agricultural industry. The area along the QEW, and above and below the Escarpment, is dotted with livestock farms, orchards, vineyards and greenhouses. The greenhouse industry of Niagara boasts in excess of 18 million sq. ft. of space. Some 200 greenhouses and 75 food processing plants employ more than 6,000 with thousands more employed in related industries. Horticulture is supported by extensive training programs through Niagara College’s Horticultural Centre, The Niagara Parks Commission School of Horticulture and The Horticultural Research Institute of Ontario (University of Guelph), all of which base programs in the Niagara Region.

Niagara’s grape industry produces more than 48,000 tonnes per year. New wineries are an example of the region’s ongoing expansion in overall agricultural and food processing. Increased popularity of grape and wine products has created a separate identity and a designated Wine Route that has been posted from Stoney Creek to Niagara Falls, connecting 30 of the area’s 70 wineries offering tours and tasting. Hundreds of thousands of visitors tour this scenic route annually. The wine industry employs more than 5,000 people in wineries, retail, and as suppliers and growers.

West Lincoln Memorial Hospital is located in Grimsby and serves 60,000 citizens in town and adjoining municipalities and is also the largest public employer. Larger hospitals with expanded services and facilities are located in nearby St. Catharines and Hamilton.

From its roots as a service centre to thriving agricultural industry, Stoney Creek has become a preferred locale to live and do business in Niagara.

STONEY CREEK AT A GLANCEPOPULATION

63,000AVERAGE HOME PRICES

Nov. 2013, $384,585 Nov. 2012, $361,151NUMBER OF PUBLIC AND CATHOLIC

SCHOOLS

10SOURCE: Town of Stoney Creek, CMHC,

Canadian Real Estate Association, Tourism Niagara, Statistics Canada, Royal LePage Survey of Housing Prices, Niagara Economic Development Corp. *Hamilton-Burlington and District


//IN THE NEWS

� e bar for condominium living in Niagara is soon to be raised a little higher, thanks to the development of a 44-suite, fi ve-fl oor project in North St. Catharines.

Unparalleled quality, exquisite design and exceptional value are all hallmarks of Walkers Creek Condos, a project, which proves that moving into a condominium doesn’t have to mean downsizing. Luxury suites will range in size from 966 to just less than 1,300 sq. ft., while each will feature a carefully selected range of amenities to support resident’s vibrant lifestyle.

Features of this development include high ceilings, second-fl oor solarium and lounge, underground parking, in-suite laundry as well as ample storage and much more.

� e development recently unveiled two model suites at its 379 Scott St. location, giving potential buyers a glimpse of why Walkers Creek Condos unique features.

Niagara Innovative Living, a developer whose roster of projects includes Stamford Village Condominiums in Niagara Falls, is the builder behind Walkers Creek Condos.

� at project earned the company Project of the Year award in 2010 by the Niagara Home Builder’s Association.

Prices start in the low $220’s with low monthly fees. Find out more about this project at walkerscreekcondos.ca or by calling the sales team at 905.687.9229.

Walkers Creek CondosRAISING THE BAR ON NIAGARA CONDO LIVING

Unparalleled quality, exquisite design and exceptional value are all hallmarks of Walkers Creek Condos, a project, which proves that moving into a condominium doesn’t have to mean downsizing.


Presented by: For exhibiting opportunities call 1-800-465-1073

Presented by:

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DECORATED MODEL HOME NOW OPEN!

Award winning Cosmopolitan Homes invites you to discover the very best in freehold townhome living at Vintner Estates.

Choice of 2 to 5 bedroom fl oorplans• Bungalow and two-storey designs• Soaring 9 foot main fl oor ceilings• Gourmet Kitchens with island breakfast bar• 1 and 2 car garages with direct house access• Great Rooms with gas fi replaces available•

Vintner EstatesS T . C A T H A R I N E S

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905-682-4441 • VintnerEstates.caLimited time bonus offer. No substitutions or cash value. All selections are to be made from Builder’s standard samples.*Hardwood throughout main oor on two-storey homes except areas designated for tile.

Excludes bungalow bedrooms and hallways other than main hall. **8 ft. doors wherever height permits. Illustrations are artist’s concept. Prices & speci cations subject to change without notice. E. & O.E.

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in kitchensKitchen sink with ledge-back & •

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//IN THE NEWS

EMPIRE INTRODUCES LUSH AT VICTORY IN UPPER STONEY CREEK

It seems like just yesterday that Empire launched its exciting new community of Victory in Upper Stoney Creek, and since then the community has garnered much praise not only from those who have bought a new home there, but also from those in the area that appreciate the significance of a truly master–planned community in their neighbourhood.

Now, Empire is introducing an outstanding release of beautiful home designs with its new neighbourhood of Lush at Victory. Lush at Victory will feature approximately 650 homesites with brand new designs including single-family detached homes on 30- and 36-ft. homesites priced from just $359,990, and the always popular two-storey freehold Victory townhomes starting at $299,990.

Nominated for nine BILD awards, including Best Project of the Year for 2013, Victory is ideally situated in Upper Stoney Creek on the mountain next to Centennial and the Red Hill Valley Parkways and close to major highways the QEW, 407, 403 and 6.

Lush at Victory brings stylish living to a highly sought-after area. This community will appeal to a range of buyers, from first-time homeowners, to those looking to move up and from families to young professionals.

But life at Lush is more than just living in a beautiful home. It means that being outdoors offers endless opportunities. Lush at Victory is wonderfully situated beside Heritage Park, with its wealth of major sports parks including a host of soccer fields as well as baseball diamonds suitable for any age group. Ontario’s famous Bruce Trail meanders alongside Lush at Victory and offers miles of nature trails where discovery is just around the next bend whatever the season. Lush at Victory is truly a lifestyle worth considering.

Buying a new home from Empire has never been easier. Now, Empire is introducing its Easy Buy Program to help purchasers buy their new dream home at Lush at Victory. Drop by the sales office for more details about this exciting program.

The Lush showroom is located at 22 Green Mountain Rd. W., open Monday to Thursday, 1 to 7 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 5 p.m. Phone 905.495.0441 or email [email protected]


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IN THE NEWS//

When Gabriele DeSantis first approached Habitat Hamilton about entering into a partnership to build a home under the program’s model, no one expected the cycle of change that this partnership would start. Now, two years later, Homes by De Santis is once again stepping forward to make a difference.

Reflecting on what this has meant to the family, the Den Bestin family commented, “Normal. When your ‘home’ threatens the safety of your family, normal is all you want, normal is finally what we have. Coming home is no longer a source of anxiety; it isn’t even a thought any more. It is simply a welcome part of our everyday life, as it should be.”

In 2012, Homes by De Santis completed a simple four-bedroom home, calling in his various trades’ people, in les than 50 days. It is now home to the Den Bestin family, whose five children thrive in the security of a home.

When asked why Homes by De Santis was so passionate about this cause, Gabriele DeSantis said, “We at Homes by DeSantis are committed to helping families achieve homeownership. We were proud to be the first builder in Hamilton to join Habitat for Humanity, and to come together for this common cause. It’s a great day to celebrate with the Den Bestens, as it has been two years since they moved into their brand new home. In continuation of our support of Habitat for Humanity, we are pleased to present a cheque for $1,000.”

Habitat Hamilton, one of 68 affiliates in Canada, has been in operation since 1991. The goal is to eliminate poverty housing and homelessness throughout the world, making the provision of a decent shelter a matter of conscience and action. Sold to partner families at market value, with Habitat holding the zero-per-cent mortgages, the program helps families to break the cycle of poverty. Habitat for Humanity invites volunteers to work together in partnership with families in need – providing “a hand up, not a hand out.”

Building homes… building hope TWO YEARS INTO THEIR NEW FUTURE

Visit the new real estate section on canpages.caand start looking for that special place.

Search yourfavorite neighbourhood

Find out about nearbyservices and amenities

View new construction projectsand register to get the latest info

We think fi nding a home is a lot more than simply fi nding the right property.That’s why we put you right in the middle of the search process.

IN THE MARKET FOR A

NEW HOUSE OR A CONDO?

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63

IN THE NEWS//

As Adi Development Group looks forward to welcoming residents of the Mod’rn to its new condominiums this fall, the team took the opportunity to celebrate a project milestone, topping off the final floor of the building.

“We work hard and have an intense, laser-like focus, but we think it’s incredibly important to reward successes in life. This kind of milestone tells us that we’re on track,” says Tariq Adi, CEO of Adi Development Group.

Enjoying some of the region’s most-loved flavours, local food trucks Johnny Blonde, Dirty South and the Gelato Spot served up lunch for the entire team.

“We wanted to get everybody together, people don’t realize this, but there is a huge team effort involved to bringing buildings to life. Everybody who has worked on this project has been instrumental to its success, especially the team working on the construction: they are truly superheroes. Our hats are off to the team,” says Saud Adi, COO of Adi Development.

The event was an opportunity for the team to reflect on an ambitious idea that has turned into reality. When designing the Mod’rn, Tariq and Saud Adi set out to offer Burlington buyers a new type of product, one that reflected its increasingly metropolitan population and thriving urban culture.

Commenting on a broader market trend, Tariq notes that as modern, young families continue to adopt a more active urban lifestyle, they are seeking alternatives to traditional suburban homes.

“I see a major change in housing and how people live, when you think about sustainability and what is attractive to buyers. We’re moving away from

sprawling lowrise, to a lifestyle where everything is walkable and close by,” says Tariq.

Mod’rn launched as Burlington’s fastest selling project, answering a previously untapped demand for boutique lifestyle condominiums in the city. “It turns out our enthusiasm was contagious: the project was a big hit,” says Tariq.

The building’s striking modern façades play dark iron brick, against wood panels and natural stone with a dynamic canopy framing the boutique entrance.

Mod’rn’s rooftop amenities offer an urban retreat for lounging and socializing, with fireplace lounges, barbecues and outdoor dining areas. Indoors, the stylish entertainment space is designed for parties and private dining.

“It feels great to see this project come to life and it’s just one of many to come. We’re just warming up,” he says.

Located at 1284 Guelph Line, just south of Upper Middle, Mod’rn offers, one-bedroom plus den and two-bedroom suites ranging from 750 to 906 sq. ft. from the low $300’s, with occupancy starting this fall.

Visit the sales centre at 5210 Dundas St. W., Burlington, open Monday to Thursday from 3 to 8 p.m. and Saturday to Sunday from noon to 5 p.m. For more information, call 905.592.2028 or email [email protected]. To register, visit adidevelopments.com

Adi Development GroupCELEBRATES TOPPING OFF THE MOD’RN

ENJOY A BEAUTIFUL BACKYARD KINGDOMEby Estates, an exceptional ENERGY STAR® community, offers delightful

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PREVIEW REGISTRATIONEASTFOREST HOMES Kitchener | Four Winds Register now for these one, two- and three-bedroom quads. eastforesthomes.com

ACTIVIA GROUP Waterloo | Bloom Register now for this new multi-residential condominium community in Carriage Crossing. soontobloom.ca

FUSION HOMES Guelph | Solterra Coming soon – 30-ft. detached homes from 1,300 to 2,450 sq. ft. Register now for priority preview. fusionhomes.com

FUSION HOMES Guelph | Natura Register now for priority preview of this collection of townhomes surrounded by woodlands behind Eastview Road. fusionhomes.com

NEW OPENINGSMONARCH Kitchener | Topper Woods A new phase of 43- and 50-ft. singles on traditional lots. monarchgroup.net

REID’S HERITAGE HOMES Guelph | Alive Now open – three- and four-bedroom freehold and condominium townhomes starting from the $300,000s. reidsheritagehomes.com

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REID’S HERITAGE HOMES Kitchener | Williamsburg Walk Now open – midrise urban condominiums starting from the low $200’s. reidsheritagehomes.com

AZ TECH HOMES Arthur | Preston Park Townhomes from the mid $200’s in Wellington County, near Orangville and Fergus. Model homes open in June 2014 kettlebeckdevelopments.com

COOK HOMES Kitchener | Grand Ridge A private crescent sitting on a ridge overlooking the Grand River, featuring 30- and 36-ft. lots. cookhomes.ca

NEW RELEASESREID’S HERITAGE HOMES Kitchener | The Oaks New 56-suite condominium. Offering a great selection of floorplans that suit a variety of budgets and lifestyles in an established community. reidsheritagehomes.com

REID’S HERITAGE HOMES Fergus | Westminster Highlands Master-planned community in Fergus. Choose from a variety of single-detached homes, bungalow, two-storey and executive townhomes, and midrise condos – close to amenities and trails. reidsheritagehomes.com

New Home WATCH


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Collingwood REID'S HERITAGE HOMES Silver Glen Preserve • • BC

Fergus REID'S HERITAGE HOMES Westminster Highlands • • • from $184,900 73

Georgetown MENKES The Enclaves of Upper Canada • • from high $500's 37

Guelph TRICAR GROUP River Mill Condominiums • from mid $200's 69

Kitchener MATTAMY HOMES Wildflowers • • from $268,990 6

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Kitchener REID'S HERITAGE HOMES The Oaks • BC

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Waterloo COOK HOMES The Village in Beechwood West • • from $478,500 68

Waterloo EASTFOREST HOMES Vista Hills • from $394,990 72

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Surrounded by parklands, creek and natural greenbelt in mature neighbourhood

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*For a limited time only. Buyer must order $15,000 or greater in home upgrades to receive full credit of $15,000 in free upgrades. Valid till August 31st, 2014. Offers and plans subject to change without notice. See sales representative for more information. E. & O. E.

Don’t miss your opportunity to make your summer even better! Own a brand new luxury villa in Waterloo’s established Beechwood West neighbourhood

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OVER 80%

SOLD OUT

2 MODEL HOMES TO VIEW AT 435 WINCHESTER DR. WATERLOO.

Take the 401 to 7/8 West, exit at Fischer-Hallman, cross Erb St. and turn left onto Winchester Drive.

Call our Sales Representative today:

Pattie O’Reilly Especially New Homes Inc., Broker

Sat. & Sun. 1- 5pm | Mon., Tues. & Wed. 2- 7pm

[email protected]

519.725.8880 or 519.886.9797

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//COMMUNITY FOCUS

I f you haven’t already discovered the difference at Vista Hills, now is the time. Located in the west end of Waterloo and surrounded by the Waterloo

Moraine’s environmentally-protected land on the north and east sides, Vista Hills is quickly becoming the new destination of choice. Located just slightly more than an hour west of downtown Toronto, Waterloo is a dynamic, leading-edge community and is recognized as one of Canada’s best places to live, work and visit. Within the boundaries of highly ranked elementary and secondary schools in the Waterloo Region District School Board and Waterloo Catholic District School Board, Vista Hills is also close to the University of Waterloo, Wilfrid Laurier University, Conestoga College Waterloo Campus and within minutes of RIM technology park and the Tannery technology hub as well as major shopping, fine dining, entertainment, parks, walking trails and major highways.

Eastforest Homes is proud to be one of the major home builders in Vista Hills, offering superb designs, built to Energy Star standards with quality features and great choices. The Laurel and the Cottonwood are two amazing model homes available for your viewing pleasure and the Cottonwood model, designated as The Optimum Discovery Home, displays behind the scenes technology that raises the Energy Efficiency of this home to 20 per cent higher than the current building code requirements, demonstrating new building sciences and techniques included in every Eastforest single-detached home.

VISTA HILLS Waterloo’s new destination of choice


EASTFOREST HOMES | Vista Hills

VISTA HILLS Waterloo’s new destination of choice

The Optimum Discovery Home is part experiment and part learning centre; it allowed the building team to test the real world performance of various technologies and building techniques, and at the same time serves as an educational tool, raising awareness and illustrating how and why they work to improve energy efficiency and lessen the environmental impact without sacrificing livability. The behind the scenes displays in the Cottonwood model home help demonstrate how the increased energy efficiency was attainted.

The Cottonwood at 2,280 sq. ft. is a three-bedroom model with a main floor designed to invite family gathering. Spanning the width of the home, the kitchen and dinette area are embraced by the Great Room at the rear of

the home which leads out to a magnificent deck area for even more extended family pleasure. The Cottonwood is available with a single- or double-car garage starting at $414,990.

The Laurel at 2,572 sq. ft. is a four-bedroom home with a main floor laundry, mud room and separate dining room. The open concept main floor invites entertaining as all areas draw you back to the heart of the home, the kitchen with a window over the double sink and optional island with extended breakfast bar. A magnificent electric fireplace, set in natural stone flanked by decorative cut outs is the focal point of the great room. The Laurel starts at $449,990.

Eastforest Homes has a great selection of lots at Vista Hills, ranging from 32- to more than 45-ft., starting at $394,990. All homes come with free appliances and $10,000 in free options, while purchasers during July and August qualify for the Summer Savings promotion, and every visitor is entered to win a fabulous family vacation for four. The sales office is located at 239 Buttonbush St. – for hours of operation and directions visit eastforesthomes.com

LOCATION Waterloo

HOUSING TYPE Single-detached homes

SALES CENTRE 239 Buttonbush St.

CONTACT eastforesthomes.com


eastforesthomes.com

Prices correct at press time. Pictures are for illustration purposes only. Promotions available on new construction only, are not applicable with any other promotion unless stated and may be cancelled or discontinued at any time. See Sales Representative for details. Broker protected. E. & O. E. June 2014

Wilm

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Fischer Hallm

an Rd.

Conestoga Pkwy.

< To Stratfo

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Columbia St. W.

Presentation

Centre

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401

401

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8

8

7

239 Buttonbush Street, Waterloo, ON | 226-647-1447

starting at $394,990

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//IN THE NEWS

DESIGN AND ARCHITECTURAL EXCELLENCE

on display from RAW

What would it look like if you deconstructed all of the colourful buildings that make up Toronto’s ever-expanding skyline? Known for its award-winning contemporary midrise projects across Toronto, internationally recognized RAW infiltrated an 11,000-sq-ft. storage locker in the city’s trendy Junction neighbourhood to find out. A cavalcade of installations were custom built to fill the industrial space for RAW’s annual design and architecture celebration.

Each year, RAW hosts hundreds of key players, influencers and guests from Toronto’s design and architecture community, exploring ground-breaking themes in urbanism and architecture. This year, RAW invited the industry to get up close and personal with the building blocks of the city with its seventh annual event, RAW Material.

Entering the sweeping industrial space, just off the rail-path in the trendy Junction neighbourhood, guests were encouraged to rediscover the materials that have created Toronto’s famously expanding skyline, met with a collection of large-scale installations that overwhelmed the senses. RAW’s studio crafted a playground of interactive pieces to demand reconsideration of the most basic building materials: wood, masonry, glass, metals and even fabrics.

“In the design and builder community, we spend our days obsessing over how to manipulate these resources to create structures for our clients and the culture at large,” says Roland Rom Colthoff, director of RAW. “We wanted to create an atmosphere where people will have the opportunity to play with these building blocks – let their imagination run wild like when they were kids.”

A residential neighborhood hung from the ceiling, illuminated to invite guests inside. Oversized, glass cases became a canvas for glowing inked contributions from attendees. Common two-by-four was reimagined to become a spiral jungle gym with an interior hideout. Metallic fabric provided a striking backdrop for celebrity DJ Alex Merrell, whose client-list includes Louis Vuitton and Armani.

Sublime Catering chef Michael Tong crafted a menu that draws inspiration from the RAW theme with provocative dishes prepared using the “raw materials” being celebrated: cedar smoked trout; crepe roti cooked on a large slab of iron; three types of Mongolian hot pots cooked in oversized glass; and freshly made warm ricotta hung from architectural fabric.

“We really wanted to demonstrate all the ways these deceptively common materials interact with our everyday lives. The applications are endless,” says Colthoff.

Everything in the space was custom built, emphasizing the flexibility of the materials. Heaps of scrap metal and three-thousand bricks became the mortar for a cocktail station featuring old school Victoria Sprits and Fentimans tonic cocktails, as well as a selection of beers from Nickel Brook Breweries and Ontario Wines.

Photos by Bob Gundu


Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


68 NEW HOMES SOUTHWESTERN ONTARIO | JANUARY 12 - 26, 2010

oNtArIo’S MOST-READ NEW HOMES GROUP

Pemberton Group’sSkycity 2 Now SellingIn Richmond Hill

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Calculate your mortgage payments

01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT

EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $

AMORTIZATION PERIOD

Canadian mortgage payment factors Instructions:

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.


2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

Mortgage payment calculation chartAMORTIZATION PERIODS

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

%


Compare mortgage rates for your best deal

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEJuly 28, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

TRUST COMPANIES

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.29 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29 6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04CIBC 3 2.99 2.79 3.65 2.97 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89Manulife Bank 2.7 4.45 3 3.05 3.1 3.14 3.19 3.50op National Bank n/a 4.4 3.14 3.04 3.75 2.95 3.39 6.70op 6.70op President’s Choice Finan 3 2.94 3.59 4.04 4.44Royal Bank 3 3.14 3.04 3.75 4.54 4.94 6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 2.77 4.79 6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.99 3.04 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.5 3.95 2.89 2.89 2.79 2.94 2.99Investors Group Trust n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op MTCC 2.6 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 3.09 6.40op 6.30op IC Savings 3.05 2.99 2.99 3.39 3.39First National Fin. LP 3.95 2.99 2.59 2.69 2.77 3.09FirstOntario C.U. 2.6 3.09 3.14 3.29 2.77 3.04 6.34op 6.34op London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op Luminus Financial 2.55 3.05 2.3 2.95 2.85 2.95 6.3 MCAP 2.5 3.6 3.95 4.35 4.89 5.14Meridian Credit Union 2.75 4 3.09 3.14 3.65 2.95 3.19 6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4 3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1


HOT DATES//

AUG 1-13

Mill Race Festival of Traditional Folk Music DOWNTOWN CAMBRIDGEPatterned after European festivals, the events are held on numerous outdoor stages in the town core. Traditional forms of folk music and dance are emphasized. Local and international performers.

millracefolksociety.com

AUG 7-10

TD Kitchener Blues Festival MERRITT PARK AMPHITHEATRE WELLANDOne of Canada's biggest free Blues Festivals – four days and multi stages in Downtown Kitchener – best of international, national and regional blues. Workshops, arts exhibit, food and craft vendors – and it's licensed.

kitchenerbluesfestival.com

AUG 8-9

IlluminAqua MERRITT PARK AMPHITHEATRE WELLANDIlluminAqua is a unique blend of music, fire and fountains all set on the waters Welland’s Waterway. There is no other festival like this in Ontario, drawing people from across the province.

illuminaqua.com

AUG 8-10

Brantford Kinsmen Annual Ribfest COCKSHUTT PARK BRANTFORDJoin us for the Brantford Kinsmen Annual Ribfest at Cockshutt Park in Brantford and enjoy an astonishing amount of mouth-watering ribs and chicken!

btfdribfest.exofire.net

AUG 15-17

Niagara BuskerFest DOWNTOWN ST. CATHARINES A family-friendly street festival attended by thousands. Non-stop performances from top buskers from around the world, street food, vendors plus unique displays and more.

niagarabuskerfest.com

AUG 29 - SEPT 1

Canada's Largest Ribfest SPENCER SMITH PARK BURLINGTON Enjoy summer activities, great bands and of course delicious, messy, mouth-watering ribs! Canada’s Largest Ribfest is a fun event for the whole family.

canadaslargestribfest.com

Aug 2 to 30

Calendar of events beginning from

Aug. 2 to 30, 2014


Advertiser index

BAYVIEW WELLINGTON: Victoria Village 4

BAYVIEW WELLINGTON: Niagara-on-the-Green 5

BRANTHAVEN HOMES: Corporate 12 & 13

BUCCI HOMES: Bliss 31

BURLINGTON HOME SHOW 48

COOK HOMES: The Village in Beechwood West 68

COSMOPOLITAN HOMES: Vintner Estates 57

COUNTRYGREEN HOMES: The Uptowns of Waterdown 7

DAWN VICTORIA HOMES: Evergreens 40

EASTFOREST HOMES: Vista Hills 72

EMPIRE COMMUNITIES: Multi-site 2 & 3

GREAT GULF: Rolling Meadows IBC

HOMES BY DESANTIS: Lincoln Square 11

HOMES BY DESANTIS: On the Ridge 49

LAKEVIEW HOMES: Cannery Park 33

LOSANI HOMES: The Woodlands/Ancaster Glen 85

MATTAMY HOMES: Hawthorne Village 17

MATTAMY HOMES: Wildflowers 6

MENKES DEVELOPMENTS: Enclaves of Upper Canada 37

MONARCH: Corporate 44 & 45

MOUNTAINVIEW HOMES: Corporate 9

NEW HORIZON DEVELOPMENT: Mint 39

NEW HORIZON DEVELOPMENT: Waterfront Trails 51

NIAGARA INNOVATIVE LIVING: Walkers Creek Condos 55

OAKVILLE HOME SHOW 56

PHELPS HOMES: Multi-site 32

REID’S HERITAGE: Corporate BC

REID’S HERITAGE: Westminster Highlands 73

ROSEHAVEN HOMES: Corporate 41

ROSEHAVEN HOMES: On the Ridge 49

SENATOR HOMES: Havelock Corners 23

SOLMAR DEVELOPMENT CORP: Cannery Park 33

SPALLACCI GROUP: Eden Park 30

STARWARD HOMES: Country Ridge Estates/Heritage Pt. 42

TD BANK 16 & 19

TERRA VIEW HOMES: Edgewater Estates 75

TILLSONBURG DEVELOPMENTS: Baldwin Place 25

TOWN OF TILLSONBURG 22

TRICAR GROUP: River Mill Condominiums 69

VRANCOR GROUP: 150 Main 43

WILLIAMSBURG HOMES: Eby Estates 64


C

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ANC NHC 2014-06-17.pdf 1 06/17/2014 2:27:09 PM

Target Corp.’s 2013 expansion into Canada – and subsequent retrenching this year – represent an important exercise in economic and community development. � e U.S. retail giant announced in 2011 it was moving north with a $1.8-billion acquisition of up to 200 Zellers store leases, with most of the initial openings coming from renovating existing Zellers locations.

While the expansion may not have gone quite as planned, with Canadian consumers not exactly enthralled with Target’s product off erings and pricing strategy, there’s no question the move will continue to have a signifi cant impact on the Canadian retail landscape – particularly as the company builds greenfi eld outlets in new locations.

Wal-Mart also recently announced plans to spend $500 million completing 35 supercentre projects over the next year. � e U.S. retailer says it will spend more than $376 million to build, expand, relocate or remodel stores, as well as invest additional funds on operational improvements.

For homeowners and prospective homebuyers, this is all good news – and a very good reason to pay attention. Such major retail developments are a signifi cant infl uence on land development and housing.

When the likes of Target, Walmart, Costco and other major players set up shop, particularly in a new location, it’s a good sign an area could be on the upswing.

Like proximity to mass transit, schools and other amenities, being close to shopping is a major attraction for builders and, of course, prospective homebuyers. � ese features are among the key determining factors to enjoying your home while you live there, as well as for potential resale value in the future.

Large retailers and commercial ventures don’t just pop up in the middle of nowhere or in declining neighbourhoods. � ese companies make careful, long-range and well planned-out decisions in lockstep with municipalities and developers, based on hard data, research and demographic information.

� is is why major retail expansion is good news: it’s an indicator the economy continues to strengthen; and, for those looking to buy a home, it’s a sign to look out for new or

TO SEE IF YOUR NEIGHBOURHOOD MAY BE ON THE UPSWING

Watch the changing retail landscape

Large retailers and commercial ventures don’t just pop up in the middle of nowhere or in declining neighbourhoods.

//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally

Speaking, Wayne explores the basics – such as

economic fundamentals – you need to examine

when buying property. He can be reached at

[email protected] or follow him on Twitter

at Twitter.com/WayneKarl

» by WAYNE KARL

expanding neighbourhoods and solid buying opportunities.

Such retail developments, combined with the associated employment gains and economic and infrastructure improvements, point to new and expanding homebuying options.

So, while you’re out there looking for your new home, look around for the big box stores. If they see a bright future for your prospective neighbor-hood, chances are it will make a sound buying decision for you.


GREATGULF.COM

Sales office hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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*Prices and specifications subject to change without notice. E.&.O.E. All models shown are artist’s concepts only. © July, 2014.

Quick-closing homes available across Ontario

For more information, please visit reidsheritagehomes.com

Thornbury

Kitchener

Collingwood

Meaford

Bungalow with Loft

Two-Storey Detached Home

Two-Storey Townhomes

Bungalow Townhomes

$519,900*

$599,900*

$291,200*

$295,900*

3,359 sq. ft. • 2 Bedrooms + den • 3 BathroomsFully finished lower level

3,024 sq. ft. • 3 Bedrooms • 2.5 Bathrooms

1,359 sq. ft. • 3 Bedrooms • 2.5 Bathrooms

1,348 sq. ft. • 1 Bedroom + den • 2 Bathrooms

Multiple units available!

Multiple units available!

Former model home, beautifully appointed!

STARTING FROM

STARTING FROM

southwestern ontario new home and condo guide - aug 02, 2014

Documents

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green mountain

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