online payments - welcome to the jungle (wordcamp norway 2015)
TRANSCRIPT
Payment Service Providers
Distributors Collectors
• Requires an agreement with both the PSP and your acquiring bank.
• Do not collect the funds, they transfer them instantly to your bank account.
• Only requires an agreement with the PSP.
• Transfer the funds to your bank account in batches, manually or on a schedule.
Klarna, PayPal, Stripe, PaymillDIBS, Nets, PayEx, SveaWebPay
Card payments– DIBS – PayEx – Nets – Stripe – Paymill
Alternative payments – Klarna – PayEx – SveaWebPay – iDeal – Trustly
Digital wallets – PayPal – Payson – Skrill
Payment Methods
0
1600
3200
4800
6400
8000
PayPal DIBS Klarna Checkout
3 549
7 4906 650
3 5493 0803 725
Price
0 kr/month 3,4% + 3,25 kr/TXN
690 kr/m3 kr + 1,9 kr + 1,9%/TXN
599 kr/m2,95%/TXN
100 orders/month á 1 000 kr 1 000 orders/month á 100 kr
Aelia Currency Switcher – aelia.co
Multi-currency
WPML – wpml.org
Multi-currency & multilingual
Monthly fee
Transaction fee
PSP type
Card payments
Invoice payments
Direct Bank payments
Recurringbilling
2Checkout
DIBS
Klarna
Nets
SveaWebPay
PayEx
PayPal
Stripe
Paymill
Distributor
Distributor
Distributor
Distributor
Collector
Collector
Collector
Collector
Collector
549 kr 2 kr + innløseravtale
3 kr + innløseravtale
2,95%599 kr
2,9% + 2,5 kr
3,4% + 3,25 kr
2,95% + 2,65 kr
2,4% + 2,47 kr
0 kr
0 kr
0 kr
0 kr
690 kr
545 kr
499 kr 1,85 kr + innløseravtale
2,9 kr + innløseravtale
A few payment alternatives for Scandinavian merchants
•Get to know your customers.
•Compare prices based on the purchase pattern.
•Multiple currencies or not?
Recap
Thanks!Twitter@NiklasHogefjord
Companykrokedil.com
Slidesniklashogefjord.com
Questions?