inhouse april 2006 edition

produced by Lawlors Property Services

Warren Hall, Loughtonsee page 20

02 inhouse april 06

produced by: Lawlors Property Services

inhousecontents

2 Professional Contributors

3 A Personal Choice

4 Foskett Marr & Gadsby

5/6/7 Chigwell

8 ‘spaces’ interior design

9/10/11 Loughton

12 Repton Park

13 Savills Private Finance

14/15 Vantis

16/17/18 Woodford

19 Manor Landscapes

20 Radiant Flooring

21 Feature Property - Warren Hall

22 Lettings

23 A Pink Wig Will Get You Through It!

24 Lettings

inhouse

dedicated to property

news and viewsIt is apparent from the recent media coverage that the public

perception of estate agency is at an all time low. It is hardly surprising

that our profession is under fire when there are so few regulations

governing membership of our profession. The recent undercover TV

program exposed sharp practices at many companies, but particularly,

those who are not members of The National Association of Estate

Agents (NAEA).

It was apparent that many of the staff at these firms were using

inappropriate practices because they were working on personally

driven commission. It has long been the practice in estate agency that

negotiators are paid personal commission, but this can often lead to

conf licts in the office between the staff, and can be detrimental to the

client. Because of this, we at Lawlors Property Services have never

operated on this basis, and not only do we ensure that all our staff are

highly trained and encouraged to achieve qualifications through the

NAEA, but they are also paid on a pooled commission basis at each

office. This system ensures that when you place your property with

Lawlors Property Services you can rest assured that every member of

staff in the office is working together, to achieve the best for you as the

client. We believe that this is one of the fundamental secrets of our

success in the area, and although our staff are highly motivated, they are

driven by the desire to succeed and to be the best.

BUDGET THOUGHTS

We fully expected to make lengthy comments regarding the

budget in this issue, but as far as property is concerned, it appears to be

something of a damp squib! The only changes that affected property

were a modest increase in the Stamp Duty threshold from £120,000 to

£125, 000, which is hardly relevant in our area, and a phased raising of

the Inheritance Tax threshold over the next few years to a measly

£300,000 (see Vantis in-depth Budget review). Regrettably, none of this

adds up to very much, and has little or no impact on the local market.

However, on the plus side, at least there was no hike in Stamp Duty.

Finally, we are pleased to welcome Gerard

Houlihan (right) back from his travels around

the world. Gerard has rejoined us as our Group

Sales & Marketing Manager based at our

Loughton Office and will further strengthen

the team working for you, our clients.

Many thanks .

Sandra & James Lawlor FNAEA

Partners, Lawlors Property Services

Going the extra mile…1. The magazine is distributed to 20,000 local

homes every month.

2. Personal service by qualified professionals.

3. Members of the National Association of Estate Agents.

4. Competitive fee arrangement for extensive advertising.

5. Virtual tours, floorplans, email contact, screenpresentation and full colour details.

WE want to sell YOUR property!

LAWLORSPROPERTY SERVICES

by James LawlorPARTNER F.N.A.E.A.

I am spoilt for choice with this month’s edition, and it has been a struggle to find my favourite threeproperties from the wide selection of available property on our register at the present time. I hope that thisexcellent selection of prime properties will meet with your approval.

I was most impressed with this fine house on Gravel Lane, Chigwell which offers fantastic views overopen fields, yet can be best described as a ‘Mayfair’ farmhouse. This is simply because of the exquisitecondition of the interior fittings throughout. This beautiful property sits upon its own groundsextending to approximately three acres, and has the benefit of six bedrooms, a master bedroom suitewith en-suite bathroom and dressing room, family bathroom and additional en-suite to bedroom five.The property is protected by electric gates opening onto a pea shingle drive with parking forapproximately ten vehicles, approaching the triple garage with space above for storage/play room.

There is an array of accommodation on the ground floor to suit all family needs offering lounge, diningroom, family room, study and a beautifully crafted bespoke fitted kitchen/breakfast room. All-in-all, ahouse that must be seen.

Next on my list and something completed different, is not one property but two. I particularly fancythe two remaining apartments at the highly popular Buckhurst Gate Development in High Road,Buckhurst Hill. Now that the block is almost completed and the sales office is closed because most of

the units have been sold, there appears to be just two lovely apartments to sell. These are beautifully presented TwoBedroom apartments with open plan lounge/kitchen, master bedroom with en-suite shower room, additionalbathroom and Juliet balconies. This is a secure, gated development and an approximate size of 1,313sqft throughout.Extremely good value for money with a choice of apartments at £385,000 or £399,950.

Lastly, but by no means least, is this exceptional detached residence situated on Manor Road, Chigwell which boastsspectacular views over Chigwell Golf Course, and must also have one of the largest sitting rooms, at 46ft, in the area.With a mixture of hardwood and Marble flooring, complimented by solid Oak doors and ornate wrought ironbalustrade, this property is truly an architect’s dream. With an exceptional high-quality kitchen and utility room, familyroom, dining room and beautiful gardens overlooking the Golf Course, this property is very desirable.

For more information on these and many other interesting properties, please check our website atwww.lawlors.co.uk. I hope you enjoy my personal choice.

Gravel Lane, Chigwell

£1.85m

SOLD

SOLD

SOLD

LAWLORS: successfully selling your home...

Manor Road, Chigwell £2.35m

april 06 inhouse 03

Ever since I was encouraged to climb onthe property ladder in 1988 I have beenconscious of the difficulties first timebuyers face in being able to purchasetheir first home

The result of rising house prices is that manybuyers in this part of the country need to borrowup to five times their salaries to get their foot onthe first rung of the property ladder. I understandthat the average age of first-time buyers is nowwell into their 30s, but many people would like toget on the property ladder sooner and areprevented from doing so by the initial costs,particularly stamp duty. There was someexpectation of help with this from the chancellor inthe budget, but this did not materialise. Calls thatfirst time buyers be exempt from stamp duty wereleft unheeded and the small increase from£120,000 to £125,000 in the threshold over whicha buyer is required to pay Stamp Duty will assistunder 2% of transactions in this area.

Most children would not welcome the advice I readover the weekend that the best thing parentscould do is to encourage their child to save. Evenfewer parents will appreciate the alternativesuggestion that children could save on all thatexpensive rent by moving back home!Consequently, we are more frequently helpingmany families where parents have decided to assisttheir children take the first step - either by lendingor giving money to them or by joining in themortgage as joint borrowers.

Clients who want a active involvement in theproperty can take a joint mortgage with their childand so co-own the property with them. Theadvantage of this is that both salaries are taken

into account when a lender calculates how muchcan be borrowed. However, if both names are onthe mortgage agreement then both will be jointlyand severally liable for the monthly repayments,regardless of personal arrangements. As the parenthas also become the owner of a property that willnot be their primary residence, the parties will haveto consider the possibility of Capital Gains Taxarising on the eventual sale. Alternatively theremay be a further Stamp duty liability on a sale ofthe parents share to their child at a later date. If theparent subsequently makes a gift of their sharethen it may well be a potentially exempt transferand not therefore excluded from the parentstaxable estate for the purposes of any InheritanceTax calculations, unless of course they survive thegift for a period of seven years.

Whilst parents are rightly concerned about the taxconsequences of making a gift or a loan it is just asimportant they consider the legal implications. Ouradvice is that relevant legal contracts should bedrawn up to ensure that no one else - such as thechild’s partner - walks off with your or your child’smoney. These arrangements are often done byway of a promissory note or by means of a‘declaration of trust’ - otherwise known as ‘deedof trust’. This is a private legal document separatefrom, but running alongside, the property deedsand its purpose is to make any arrangement youhave drawn up with your child legally binding.

If you would like further advice on the legalimplications of helping your child purchasetheir first property please contact DuncanGadsby on 01992- 578642.

04 inhouse april 06

Feature - Law

Duncan Gadsby:partner


Sunday Hotline 10am - 2pm 07736 234422

OOAAKK LLOODDGGEE AAVVEENNUUEE,,CCHHIIGGWWEELLLL££449999,,999955

Extended Four Bedroom Semi-Detached property boasting: cloakroom/WC, lounge,conservatory/dining room, kitchen/breakfast room, utility room, master bedroom with en-suite showerroom, single garage & off-street parking.

DDIICCKKEENNSS RRIISSEE,,CCHHIIGGWWEELLLL££440099,,999955

Three Double Bedroom Semi-Detached residence located in a sought after location within Chigwell. With no on-going chain to this property an early viewing is highly recommended to avoid disappointment. Cloakroom/WC,lounge, dining room, kitchen/breakfast room, family bathroom, single garage & off-street parking.

HHAAIINNAAUULLTT RROOAADD,,CCHHIIGGWWEELLLL££557755,,000000

This Four Bedroom Semi-Detached property is located within a sought after position and having no on-going chain. Cloakroom/WC, lounge, TV/study, dining room, kitchen/breakfast room, utility room,master bedroom with en-suite bathroom, family bathroom & off-street parking.

MMAANNOORR RROOAADD,,CCHHIIGGWWEELLLL££889999,,999955

Detached family residence. The property boasts a wealth of features with: Lounge, dining room,kitchen/breakfast area, cloakroom/WC, utility area, master bedroom with en-suite bathroom,family bathroom and three further rooms in loft area.

HHAAIINNAAUULLTT RROOAADD,,CCHHIIGGWWEELLLL££11..4455MM

Backing onto the exclusive Chigwell Golf Course with picturesque views, lies this Five Bedroom Detached residence on theever-popular Hainault Road. Lounge, dining room, TV room, kitchen/diner, utility room, cloakroom/WC, masterbedroom with en-suite dressing room & bathroom, family bathroom, loft room/bedroom five, carriage driveway & garage.

LLAAMMBBOOUURRNNEE RROOAADD,,CCHHIIGGWWEELLLL RROOWW££556655,,000000

Spacious Five Bedroom Semi-Detached property which has been extended affording excellent livingaccommodation. Cloakroom/WC, lounge, dining room, study/family room, kitchen/breakfast room,utility room, family bathroom, storage room, dressing area, off-street parking & single garage.

DDAACCRREE CCLLOOSSEE,,CCHHIIGGWWEELLLL££443399,,999955

Three Bedroom Detached home with attached garage. Currently extended to the rear giving a furtherreception/study room, the property would lend itself well to further extending (subject to the usual planningconsents). Cloakroom/WC, lounge, kitchen/breakfast room, family bathroom & carriage driveway.

MMAANNOORR RROOAADD,,WWOOOODDFFOORRDD GGRREEEENN££554444,,999955

Immaculate Four Bedroom Detached property having been maintained to the highest standard and beingjust over ten years old. Cloakroom/WC, lounge, dining room, kitchen/breakfast, utility room,conservatory, master bedroom with en-suite bathroom, family bathroom, single garage & off-street parking.

april 06 inhouse 05

CHIGWELL OFFICE116 High Road, Chigwell, Essex, IG7 5BJ

t: 020 8281 0123 f: 020 8281 0222e: [email protected]



HHIIGGHH RROOAADD,,CCHHIIGGWWEELLLL££449999,,999955

Four Bedroom Link-Detached residence situated over three f loors spectacular views over Essexcountryside. Cloakroom/WC, lounge/diner, kitchen, family bathroom, master bedroom with en-suite bathroom, single garage, off-street parking & shared driveway.

CCOOOOLLGGAARRDDIIEE AAVVEENNUUEE,,CCHHIIGGWWEELLLL££552255,,000000

Four Bedroom Semi-Detached residence offering three good-sized double bedrooms and fullylandscaped rear garden. Lounge, sitting room, conservatory, kitchen, shower room, familybathroom, single garage & off-street parking.

NNEEWW FFAARRMM DDRRIIVVEE,,AABBRRIIDDGGEE££772255,,000000

Three Bedroom Detached property in a semi-rural location which has planning permission toextend the property to become a large Four Bedroom Detached with four en-suites, a doublegarage, three bay cart lodge and ménage. The property is set on approximately 2.5 acres

DDAALLEESSIIDDEE GGAARRDDEENNSS,,CCHHIIGGWWEELLLL££11,,005500,,000000

Five Bedroom Detached residence in a sought after location upon the Courtlands Estate. Lounge,family room, kitchen/breakfast room, utility room, shower room, master bedroom with en-suiteshower, family bathroom, games room, off-street parking, landscaped rear garden & single garage.

BBRRAACCKKEENN DDRRIIVVEE,,CCHHIIGGWWEELLLL££11,,779999,,999999

Six Bedroom Detached residence with no on-going chain. Two shower rooms, cloakroom/WC, lounge,sitting room, family/TV room, kitchen/breakfast room, utility room, master bedroom, bedroom two &bedroom five with en-suites, carriage driveway, summer house with changing facilities.

MMAANNOORR RROOAADD,,CCHHIIGGWWEELLLL££22..3355MM

Georgian-style Five Double Bedroom Detached residence overlooking Chigwell Golf Course with stunning un-interrupted views. Boasting five bathrooms, bespoke kitchen/breakfast room, solid Oak doors & frames, Marblef looring & Portland stone. Family room, dining room, cloakroom/WC, utility room & integral garaging.

SSCCHHOOOOLL LLAANNEE,,CCHHIIGGWWEELLLL££11..44MM

Four/Five Bedroom Detached period home occupying a plot around 1.5 acres (this would need to be confirmed)boasting: lounge, sitting room, TV/family room, reception room, kitchen/breakfast room, utility room, storageroom, WC/shower room, master bedroom with en-suite dressing & bathroom, family bathroom & study.

SSTTRRAADDBBRROOKKEE DDRRIIVVEE,,CCHHIIGGWWEELLLL££11..6655MM

Five Bedroom Detached residence with Marble flooring, hand crafted kitchen/breakfast room and no on-going chain.Cloakroom/WC, lounge, family room, dining room, utility room, master bedroom with en-suite dressing room &bathroom, bedroom three with en-suite shower room, family bathroom, detached double garage & off-street parking.

06 inhouse april 06

CHIGWELL OFFICE116 High Road, Chigwell, Essex, IG7 5BJ


specialising in sales and lettings:

Chigwell, Abridge, Repton Park,Lambourne End and Stapleford.


CCEEDDAARR PPAARRKK,,CCHHIIGGWWEELLLL££442255,,000000

Three Bedroom, Three Bathroom Basement Apartment benefiting from unusually good natural lightand offering: breakfast room, kitchen, lounge/diner, master, bedroom two & three with en-suites, singlegarage, cloakroom/WC, laundry room/cellar, communal grounds & video security entryphone.

LLEECCHHMMEERREE AAVVEENNUUEE,,CCHHIIGGWWEELLLL££552255,,000000

Five Bedroom Detached family home with lounge, kitchen/breakfast room, play room/study,lobby area, shower room, family bathroom, rear garden & off-street parking.

MMEEAADDOOWW WWAAYY,,CCHHIIGGWWEELLLL££887755,,000000

Four Bedroom Detached residence in a south after location upon the Courtlands Estate. Cloakroom/WC,lounge, dining room, sitting room, kitchen/breakfast room, master bedroom with en-suite shower room,bedroom three with en-suite, family bathroom & off-street parking for at lease six vehicles.

CCHHIIGGWWEELLLL RRIISSEE,,CCHHIIGGWWEELLLL££992255,,000000

Positioned in one of the most sought after location's within Chigwell, lies this Four BedroomDetached residence offering all the qualities and many original features you would find of aproperty build in the 1930's. Immediate viewing encouraged.

GGRRAANNGGEE CCRREESSCCEENNTTCCHHIIGGWWEELLLL,,££550099,,999955

Located on a corner plot is this Three Bedroom Detached 1920's-style residence, retaining muchcharacter and original features. Lounge, dining room, kitchen, family bathroom, single garage &off-street parking.

HHIIGGHH EELLMMSS,,CCHHIIGGWWEELLLL,,££443399,,999955

This particular property comes with stunning panoramic views of Chigwell and the surroundingareas offering: kitchen, dining room, cloakroom/WC, garage/store room, lounge, familybathroom, second bathroom & off-street parking.

GGRROOVVEE LLAANNEE,,CCHHIIGGWWEELLLL££11..3355MM

Four Bedroom Detached property which can easily become a Six/Seven Bedroom as there arenumerous reception areas to be utilised. Spacious accommodation on offer for todays modernliving requirement. Immediate viewing a must!

TTHHEE BBOOWWLLSS,,CCHHIIGGWWEELLLL££338800,,000000

Third Floor, Two Bedroom Apartment which has been recently refurbished by the current owners.Features of the property include a bathroom with jacuzzi bath, shower room with double power-showerwith steam function, fitted kitchen with integrated appliances and a South-facing balcony.

april 06 inhouse 07

08 inhouse april 06

Treat your home to a different kind ofspring clean this April.Feeling a bit jaded after a long, cold winter? Longing to bring a fresh splash ofcolour into your living space? Say goodbye to your nets - open the windowsand bring in the light! Whether you’re selling or staying put, spring is theperfect time to take a new look at your home.

Funny how things change. One minute you’re happy with the way things are.The next minute you happen upon something that completely changes yourmind. Professional improvements not only add serious value to a property, butmake it more pleasurable to live in.

Your home is your foundation for living. If you’re thinking of major changesspacesˇ can advise you. If you just need an uplift, with a fresh splash of colour, ora new way of arranging your home, we can do that too.All interiors benefit fromfresh paint and paper and recoup by far the highest return in relation to outlay.But, before you get out your paintbrush, think about the end result. Planning isnecessary to achieve a quality finish. That’s where spacesˇ can offer you a rangeof possibilities. You give us the groundwork and we’ll create that perfect setting.

Is selling perhaps not the right option for you, because of stamp duty and risinglegal costs? Adding space to your home can substantially increase its value andtake it to a higher price bracket. Extensions such as loft conversions orconservatories may be the right alternative, or a completely new interior design.

Your home is your haven, whatever time you spend in it. Where do you spendmost of your time? Where do you like to relax in those precious momentsalone? Get one-to-one expert advice on any project you have in mind.Whatever the size, spacesˇ can work with you to provide solutions.

Glossy magazines offer countless design possibilities. Sometimes they seem outof reach. But we can show you how to create your dream, at any budget. Say,for example, you want to create a warm welcoming space in a dingy hall.Everywhere has hidden potential and there is nothing more satisfying thanbringing a space to life, and taking it into the home you love.

spacesˇ will banish your interior design fears and work with you create abeautiful new home that will be a pleasure to live in, not just today, but foryears to come. Our speciality is giving property a wow factor - raising values byadding good design.

Feature - Interiors

Call one of our consultants for your free, no-obligationconsultation on 01279 721 594, or 0794 169 8763.

[email protected], or view our website

www.spacesinteriordesign.co.uk.

Art in a room is like punctuation in a sentence - neither is completewithout the other. Why not commission a distinctive modern canvassfor less than you think? Original and unique artwork can enhance yourhome or workplace, whether you choose a single canvass, a diptych ortriptych, by co-ordinating with the style, size and colour of any room.Our aim is to create a dynamic, impressive image.

Go to the website to view artwork examples, or telephone to discussyour requirements.

YOUR

HOMEIS WHAT YOU

MAKE IT...

april 06 inhouse 09



HHIIGGHH BBEEEECCHH RROOAADDLLOOUUGGHHTTOONN££337744,,999955 FF//HH

A three bedroom end terrace period property retaining original features. Two reception rooms,kitchen/breakfast room and dining room. Side access, off street parking and centrally located offHigh Street, Loughton itself.

WWOOOODDCCOOTTEE MMEEWWSSGGTT.. WWOOOODDCCOOTTEE PPAARRKK££337799,,999955 FF//HH

A 3 Bedroom Terraced house located on Great Woodcote Park. Large reception room running width of thehouse, fitted kitchen breakfast room and ground floor cloakroom. First floor offers 3 double bedrooms,with en-suite and fitted wardrobes to master and further bathroom garage, off street parking and balcony.

CCLLEEVVEESS CCLLOOSSEEHHAANNBBUURRYY PPAARRKK££446655,,000000 FF//HH

Four bedroom detached property. Two reception rooms, kitchen breakfast room, utility room andg/f WC. En suite shower to the master, garage. Quiet cul de sac location. Access to Loughtonunderground station.

TTHHEE LLOODDGGEE WWAARRLLIIEESSUUPPSSHHIIRREE££662200,,000000 FF//HH

A 3 bedroom detached Period property set in the Essex Country Side benefits from many originalfeatures. Two receptions. Two bathrooms. We are advised by the current owners the property isset in approximately one quarter of an acre. Summer House and Out Building.

LLIITTTTLLEE SSTTRREEEETTMMEERRIIDDIIAANN PPAARRKK££226655,,000000 FF//HH

Three bedroom Detached House with en suite. The benefits are double glazing, gas centralheating, integral garage. The property is in the heart of Meridian Park, an area of incredible naturalbeauty. Lounge 18' 3 x 12' 6 Kitchen 11' 3 x 8'1 Dining Area 8'7 x 8'6 and chain free.

GGRREEEENN HHIILLLLSS BBUUCCKKHHUURRSSTT HHIILLLL££223399,,999955 SS//FF

Spacious 2 double bedroom second f loor apartment. Communal grounds, allocated parkingspace, garage en block and chain free. Kitchen, modern shower room and a spacious lounge/diner.Added benefit of share of freehold.

HHOOWWAARRDD LLOODDGGEEBBOOLLEEYYNN CCOOUURRTT££229999,,999955 LL//HH

A 2 bedroom second f loor apartment. With 2 balconies to the rear showing uninterruptedstunning views of London and beyond. Main bathroom and further en-suite. Allocated parking for2 vehicles. Chain free.

CCLLEEVVEESS CCLLOOSSEEHHAANNBBUURRYY PPAARRKK££336600,,000000 FF//HH

A 3 bedroom detached family home offered in excellent condition throughout. 2 reception roomsplus conservatory, fitted kitchen and WC. First floor offers 3 bedrooms, one with en suite and furtherfamily bathroom. Garage and parking spaces Easy access to Loughton Central Line.

LOUGHTON OFFICE165 High Road, Loughton, Essex, IG10 4LF




TTHHEE HHEEIIGGHHTTSSLLOOUUGGHHTTOONN££449999,,999955 FF//HH

Cul-de-sac location off High Road Loughton is this beautifully presented five bedroom. town house. Two receptionrooms, kitchen and cloakroom on ground floor, four bedrooms and family bathroom on the first floor and dualaspect master suite on the second floor with terrace to front and modern stylish en-suite shower room as well.

PPUUMMPP HHIILLLLLLOOUUGGHHTTOONN££666655,,000000 FF//HH

4 bedroom detached family residence situated within this prestigious location with superb viewsoverlooking Loughton and London. Kitchen, Dining Room, Cloakroom Study, Garden Room,Master Bedroom with En Suite Shower Room. Rear Garden Garage Off Street Parking.

FFIIRRSS DDRRIIVVEELLOOUUGGHHTTOONN££554499,,999955 FF//HH

Well presented 4 bedroom detached property situated in North Loughton. Main reception withstunning views, fitted kitchen, off street parking, large garden running along rear, side and front ofproperty. Separate cloakroom and utility room.

AALLGGEERRSS RROOAADDLLOOUUGGHHTTOONN££558844,,999955 FF//HH

Ideally located for Loughton central line station and high road is this four bedroom detachedhouse. Two receptions, kitchen, utility room, cloak room and integral garage on the ground f loorand four bedrooms plus family bathroom and en suite to master on the first f loor. Chain free.

DDOOVVEECCOOTTEE BBAARRNNTTHHEEYYDDOONN GGAARRNNOONN££555500,,000000 FF//HH

An opportunity to purchase this well presented 4 bedroom detached barn located in this semirural setting. Sitting Room 18'4 x 16'4 Family Room 12'3 x 9'2 Cloakroom Kitchen 13'10 x 11'4Utility Room Dining Room 11'10 x 11'1. Off Street Parking, rear Garden and chain free.

CCHHUURRCCHH LLAANNEELLOOUUGGHHTTOONN££669999,,999955 FF//HH

Four bedroom detached residence. 3 receptions. G/F Shower Room Kitchen 16'0 x 8'8 UtilityRoom. Master Bedroom with en suite Bedroom 2 12'8 x 12'0 Bedroom 3 12'4 x 9'4 Bedroom 410'7 x 8'10 Family Bathroom Swimming Pool Off Street Parking Two Garages.

HHIILLLL HHAALLLLTTHHEEYYDDOONN MMOOUUNNTT££667755,,000000 LL//HH

This outstanding duplex 3 bedroom bungalow. Main reception 14' x 22' 8, second galleriedreception 14'9 x 12'5. Modern fitted luxury kitchen, own private courtyard garden and garage.

TTRRAAPPSS HHIILLLLLLOOUUGGHHTTOONN££557755,,000000 FF//HH

We are delighted to be offering to market this three bedroom detached property with largeattached garage. Located on Traps Hill being set back from the road. The property would lenditself well to extending (subject to usual planning consents) if required.

10 inhouse april 06

LOUGHTON OFFICE165 High Road, Loughton, Essex, IG10 4LF



Buckhurst Hill, Theydon BoisEpping, Loughton and Ongar.


CCAAMMPPIIOONNSSLLOOUUGGHHTTOONN££775500,,000000 FF//HH

An opportunity to purchase this extended four bedroom executive family residence situated within this prestigiousdevelopment on the North Side of Loughton. Kitchen, Utility Room Cloakroom. 3 Receptions. Master Bedroomwith En-suite Bathroom. Family Bathroom Garden Room, Off Street Parking, Integral Garage, Rear Garden

RRAAVVEENNSSMMEERREEEEPPPPIINNGG££883355,,000000 FF//HH

A unique opportunity to acquire a four bedroom detached property set in approximately a thirdof an acre. The property also offers subject to the relevant planning permissions the ability toextend and increase this already impressive residence.

BBRRIIDDGGEE BBAARRNNTTHHEEYYDDOONN GGAARRNNOONN££11,,115500,,000000 FF//HH

Lawlors are delighted to present this award winning grade 2 listed barn conversion with grounds extending toapproximately five acres. The property has a stable block with separate living accommodation, a triple timber carportwith further storage newly converted above. Beautiful galleried landing, feature fire place, beamed walls and ceilings.

LLIITTTTLLEE PPLLUUCCKKEETTTTSSLLOOUUGGHHTTOONN££11,,119999,,999955 FF//HH

A spacious five/six bedroom, three bathroom detached house within easy reach of Buckhurst HillCentral Line station and Queens Road's shops. Spacious Entrance Hall. Four reception rooms andutility room. Integral Garage. Master Bedroom with en suite and dressing Room/Study.

CCHHUURRCCHH LLAANNEELLOOUUGGHHTTOONNDDeevveellooppmmeenntt OOppppoorrttuunniittyy

A unique opportunity has arisen to purchase this currently four bedroom bungalow situated on thecorner of Traps Hill and Church Lane. The property has planning permission to build a substantialfamily residence. The plans can be viewed via appointment at Lawlors property services Loughton.

CCLLOOVVEERRLLYYSSLLOOUUGGHHTTOONN££889999,,999955 FF//HH

Set in one of Loughton’s more desirable locations is this five bedroom, four reception detached residence. Theproperty has been substantially renovated and includes an exceptionally spacious suite including bedroomand shower room which have been constructed above the garage which could be used as a separate annex.

QQUUEEEENNSS RROOAADDLLOOUUGGHHTTOONN££555500,,000000 FF//HH

A 4 bedroom end terrace, bay fronted, Victorian property offered in excellent condition through-out. Modern fitted kitchen and bathroom. Ground f loor shower room/Utility room, off streetparking, double glazing, G.C.H. and is chain free. Off Street Parking for Two/Three Vehicles.

TTHHEEYYDDOONN PPAARRKK RROOAADD,,TTHHEEYYDDOONN BBOOIISS ££779999,,999955 FF//HH

Currently undergoing an extensive refurbishmentprogramme. Once completed will offer a stunning4 bedroom, 3 en suite plus family bathroom

double frontedVictorian home.Including 2receptions, fittedkitchen diner, g/fWC, utility roomand OSP for severalvehicles.

april 06 inhouse 11

12 inhouse april 06

Residential Homes

BBAATTHHOOLLOOMMEEWW HHOOUUSSEE££553355,,000000

Three Bedroom, First FloorApartment offering spectacularviews over the ground of ReptonPark. Shower room, dining area,lounge, kitchen, master bedroomwith en-suite bathroom, bedroomtwo with en-suite shower room, andallocated parking.

Repton ParkRepton Park

Repton Park Department: 020 8281 0123

LAWLORS PROPERTY SERVICES

SSUUTTHHEERRLLAANNDD HHOOUUSSEE,,££556699,,999955

Three Bedroom, First Floor Apartmentwith spectacular views over surroundgrounds and Essex Countryside.Boasting: high ceilings & thelounge/diner has two fantastic bayaspects with un-interrupted views.Kitchen/breakfast room, master &bedroom two with en-suites, additionalshower room & allocated parking.

RREEGGEENNTTSS DDRRIIVVEE ££997755,,000000Six Bedroom family home, arrangedover three f loors & garden in excessof 70ft. Lounge, dining room,kitchen/breakfast room, utilityroom, cloakroom/WC, masterbedroom with en-suite bathroom &dressing area, bedroom two withen-suite bathroom, bedroom threewith en-suite shower room, familybathroom & detached doublegarage.

TTHHEE BBOOUULLEEVVAARRDD,, ££669999,,999955

Four Bedroom Villa located in theprominent Repton Park with no on-going chain. Dining room,cloakroom/WC, kitchen, utilityroom, single garage, family room,conservatory, lounge with study area,family bathroom, master & bedroomtwo with en-suites, off-street parking& single garage.

RROOSSEEBBUURRYY SSQQUUAARREE,,££559999,,999955

Four Double Bedroom Mid-Terrace'Westminster' Villa offers manyrefinements and qualities expected in atownhouse of the Victorian era. Granitework surfaces, luxury stone floors, en-suites & no on-going chain.Cloakroom/WC, kitchen/breakfastroom, utility room, family bathroom,master bedroom with en-suite,bedroom two with en-suite, singlegarage & off-street parking.

SSUUTTHHEERRLLAANNDD HHOOUUSSEE,, ££552255,,000000

Two Bedroom, Top FloorApartment with stunning viewsover Sussex and Hertfordshire andbeautifully decorated in neutralcolours. Master & bedroom twpwith en-suites, lounge/dining room,kitchen/breakfast room, utilityroom, cloakroom/WC & allocatedparking.

By WENDY DOCHERTY, consultant

SAVILLS PRIVATE FINANCE

If you are considering splashing out on a propertyin the prime market, it is essential to seek expertadvice on the best way of financing your purchase.A mortgage broker such as Savills Private Finance(SPF), which specialises in seven- and eight-figuremortgages, is essential. Not only will we be able tofind the best deal for UK nationals wanting to buyin the region, we are also skilled in dealing withforeign nationals wanting to purchase in the UK.

Why not walk into the local branch of your high-street bank and get a mortgage? Well, if, like manypurchasers at this level, you are hoping to borrowas much as possible to buy the property of yourdreams, a high-street lender is unlikely to get youthe desired result. The majority of high-streetlenders will refuse to deal in mortgages above£500,000, let alone lend you as much as, say 85per cent of a £2m property purchase.

Those lenders who do offer bigger loans tend tocharge higher rates for the privilege. This isbecause borrowers taking on deals this size tend tobe more sophisticated than the average mortgagecustomer. They are more likely to ‘churn’ or moveonto a better deal once the offer period ends,rather than put up with a higher, less competitiverate. And they are also more likely to clear theirmortgage more quickly, paying off large chunks as,and when, they receive their bonuses.

This is where a broker with the right contactscomes into their own. We can negotiate the bestrate on bigger loans as we can achieve discountsoff the lender’s standard mortgage offering. Thisenables us to get you the same terms that thelender offers to those taking out smallermortgages, which can save you thousands ofpounds a year.

For example, SPF is offering an exclusive two-yearfixed rate deal of 4.25 per cent on a minimum loansize of £500,000. This fantastic rate is available upto 90 per cent loan to value (LTV) for thoseborrowing up to £1.75m, while 80 per cent LTV isavailable up to £2.5m and 75 per cent up to £5m.

It is likely that you will be after an interest-only dealrather than a repayment, and this can be arranged.It is also likely that you will require more flexibilitythan a standard fixed or discounted deal can offer,and at SPF we can tailor a deal to meet yourparticular needs. Because your situation is likely tobe far from straightforward, a cocktail of rates maybe more suitable - some floating, some fixed - totie in with your future earning expectations. Thisprovides much more flexibility, which can be vitalwith a fluctuating income.

Speed is one of the biggest assets a brokerexperienced in this market can bring to thetable. One of the major problemswith £1m-plus proper-ties is that thereis often a lotof demandfor them.Particularlyd e s i r a b l eproperties aresnapped upquickly so youcan’t affordto hanga b o u t

if you’ve seen something you want as you maythen miss out.

It is not unusual for agents to demand thatexchange of contracts occurs within 10 workingdays. Given that the average property transactionin England and Wales takes closer to 12 weeks, ifyou apply direct to the lender it is likely to takemuch longer than the agent’s deadline to obtain abig enough loan, process the offer and exchangecontracts.

Most lenders aren’t equipped to proceed thisquickly but a broker can harangue the lender untilthe deal goes through in this restricted timeframeso that you don’t miss out on your dream home.

For all your residential mortgage needs, contactWendy Docherty at Savills Private Finance on 0207715 4183 or 07968 553377

Top-end finance from specialist brokersDemand for property in the prime housing market - homes costing £500,000 andabove - is on the increase, partly due to the rise in bonuses and remunerationlevels in the City of London, which are having a ripple effect outside the capital.

According to Savills Research, prime country houses in the Home Counties are set to rise by 4 per cent thisyear, with the highest increases at the top end of the market. This compares with a 1 per cent increase inprices in 2005.

“the right broker with theright contacts…“

“tailor-made to meet your needs…“

“speed is of the essence…“

april 06 inhouse 13

14 inhouse april 06

The Chancellor of the Exchequerannounced his tenth (and last?) Budgeton 22nd March 2006. His speech lastedover an hour and one political punditcommented “with no Budget black holeto fill and no money to spend Mr Brownfilled the vacuum with politics”!The general press is referring to Mr Brown’s “Budget forSchools” where he set out his ambition to match whatprivate schools spend in State schools. It is very interestingto note that in the Treasury’s Red Book – which contains allthe hard facts on the Budget – there are no hard facts, nofigures, no target dates and no explanation of how thislong term ambition will be paid for!

As always on Budget Day, the devil is in the detail,particularly when it comes to tax. This year there are 64separate press releases on tax issues – which is many morethan usual (last year there were only 37). We are settingout below an outline of the main proposed changes thataffect personal tax and a brief summary of the others. Asalways, many of the changes relate to the Chancellor’scontinued attack on tax avoidance.

PERSONAL CHANGESInheritance Tax & TrustsNew rules have been introduced to bring into line theInheritance Tax treatment of gifts to life interest trusts andaccumulation and maintenance trusts with the existingdiscretionary trust regime.

Other than in a few limited circumstances, (mainly involvingdeath), gifts to life interest trusts and accumulation andmaintenance trusts no longer qualify as “potentially exempttransfers” and thus exempt from Inheritance Tax if the settlorsurvives the gift by seven years.

With effect from 22nd March 2006 gifts to new trusts (or toexisting trusts) will now be subject to:

1. an immediate Inheritance Tax charge at 20% on lifetimetransfers that exceed the Inheritance Tax threshold;

2. “periodic” charges every tenth anniversary of the trust and

3. “exit” charges when trust capital is appointed tobeneficiaries.

However, the alignment of the tax treatment will in certaincircumstances mean that capital gains can be held over underS.260 Taxation of Chargeable Gains Act 1992.

There are special rules to determine when existing trusts fallwithin the new regime.

Tax System for TrustsNew measures have been introduced with effect from 6thApril 2006 to modernise the tax system for trusts and tobring the main trust related definitions and tests for tax onincome and capital gains into line.

In particular there will be a common definition of “settledproperty”, “settlor” and a common test to determinewhether the trustees of a settlement are resident in the UKfor both Income Tax and Capital Gains Tax.

In addition changes have been made to the definition of

what constitutes a “settlor interested” trust for Income andCapital Gains Tax purposes. It is unclear as yet whether thiswill remove the possibility of hold over relief under S.260Taxation of Chargeable Gains Act 1992 on assets gifted to lifeinterest trusts and accumulation and maintenance trusts setup by parents for minor children which was also introducedin this Budget.

Changes to the Venture Capital SchemesThe new rate of income tax relief for investors in VentureCapital Trusts (VCTs) will be 30 per cent.

The minimum period for which VCT investors must hold theirshares will rise to 5 years - previously it was 3 years. There arechanges to the meaning of "investment" which means thatafter 6 April 2007 it will be easier for a VCT to qualify for relief.

Regarding enterprise investment scheme (EIS) the annualinvestment limit for income tax relief is doubled to £400,000.

Regarding VCT, EIS and the corporate venturing scheme, thelimit on the maximum size of companies able to raise moneyunder the schemes ("the gross assets test") is reduced to £7million before investment and £8 million afterwards. (Theyused to be £15 million and £16 million respectively).

Except as indicated above, the new measures take effectfrom 6 April 2006 subject to certain transitional measures.

Alternative Finance ArrangementsMeasures have been introduced that build on thoseintroduced in FA 2005 relating to finance arrangements thatare structured so that they do not involve the payment orreceipt of interest. The legislation in FA2005 enabled certainfinancial arrangements to be taxed in a manner similar tothose involving interest. It also ensured that other rulesrelating to interest, such as deduction of tax at source applyin the same way.

The new provisions provide for two alternative financialarrangements to be taxed on a level playing field withproducts involving interest. These relate to an agency-stylecontract, which is equivalent to a savings account, and apartnership-style arrangement used to finance the purchaseof property or other assets. Additionally under theseprovisions low cost alternative finance arrangementsprovided by employers to employees are treated in the sameway as conventional low interest loans to employees.

These changes further facilitate the use of alternativefinancial products including, for example, those developed tobe Shari’a compliant.

A consultation exercise will also be conducted to look at anumber of issues identified by practitioners which couldsimplify the current “I minus E” system and removeunnecessary barriers to commercial transactions, especiallybusiness transfers.

Stamp Duty Land TaxThis measure raises the threshold for stamp duty land tax onresidential transactions from £120,000 to £125,000. Tax willnow be payable at 1% on transactions exceeding £125,000but not exceeding £250,000.

This change affects transactions for which the “effective date”is on or after 23 March 2006. The “effective date” is normallythe date of completion, not the date of exchange of contracts.

More Stamp Duty Land TaxThis measure aligns the Stamp Duty Land Tax (“SDLT”)treatment of financing products which preclude the paymentof interest (“Islamic Finance”) with the treatment ofconventional loan finance arrangements, and extends thepreviously announced relief for individuals to companies,clubs and trusts. The relief works by allowing later transfers ina chain relief for previously paid SDLT. Each transfer is at ahigher value than the previous one, and would normallyattract SDLT on the whole amount of the transfer, rather thanjust the uplift element. Relief will be available from the dateof Royal Assent to the Finance Bill.

And Even More …Various changes have been announced. These remove fromthe scope of SDLT or deemed consideration for SDLT:

• Gifts of property where the donee or beneficiary payspart of the capital gains or inheritance tax on the gift.

• Payment of landlord’s costs by the tenant onamendments and variations to leases.

• Certain aspects of Single Farm Payments assigned byagricultural tenants to landlords.

• The SDLT charge where there is the transfer of aninterest in a partnership which includes land, but thetrade of the partnership is not that of dealing in ordeveloping land.

• Certain potential double SDLT charges in relation topartnerships.

There is simplification of the rules in relation to rent variations,and in relation to rent reviews for agricultural tenancies. Thetreatment of backdated leases will also be simplified andclarified, as will the rules on the assignment of leases of lessthan 7 years.

Unit Trusts & SDLTIt was announced that, with effect from today, landtransactions entered into involving the transfer of property tothe trustees of a unit trust scheme will no longer be eligiblefor “Seeding Relief”.

The Chancellor’s Budget 2006 At A Glance• Changes to the Inheritance Tax regime

involving trusts

• Removal of 0% Corporation Tax Rate

• More detail on UK Real Estate InvestmentTrusts

• Increase in Enterprise Investment Schemelimit from £200,000 to £400,000

• Change in rate of Income Tax relief oninvestments into Venture Capital Trustsnew rate 30%

• Lots and lots of small tweaks...

Feature - Finance

april 06 inhouse 15

Previously relief from SDLT was given where property wastransferred to the trustees of a unit trust scheme inconsideration for the issue of units. Unit trusts will now betreated for SDLT purposes the same as other collectiveinvestment vehicles.

This anti-avoidance measure is therefore likely to affectindividuals and companies wishing to invest in unit trusts soas to avoid SDLT on the transfer or sale of property. There arehowever other arrangements which still exist which will allowSDLT to be mitigated in certain circumstances and furtherdetails are available from your usual Vantis contact.

Share OptionsLegislation is to be introduced to ensure that any reward ofemployment obtained by employees from avoidanceschemes using options over shares and securities will be fullysubject to tax through PAYE and NIC. Following a statementmade by Dawn Primarolo on 2 December 2004 in respect ofemployment related arrangements, the new legislation willbe effective from that earlier date.

Pensions & Inheritance TaxHMRC set out in detail today the changes to the taxation ofpensions which have been talked about as part of the A-Dayrules.

Until now, should an individual die before the age of 75 andnot have exercised their right to receive pension benefits at thatpoint, under certain circumstances the value of the pensionfund could form part of their estate for Inheritance Tax and a40% charge would potentially apply. HMRC have previously,by concession, not charged IHT where the beneficiary of thepension fund on their death is the individuals spouse, civilpartner or financial dependant. This concessionary treatment isto now be incorporated into legislation.

More interestingly, where funds are allocated to provide apension for an individual under the new Alternatively SecuredPension rules any left over funds on their death which are notused for the benefit of a spouse, civil partner or financialdependant or paid to charity are subject to Inheritance Tax asif they formed part of the individuals estate on death.

Any funds left over once the spouse, civil partner or financialdependant have been taken care of, will subsequently also besubject to Inheritance Tax as if they formed part of theindividual’s estate on death.

Where there is an overlap between the income tax chargesimposed on pension scheme benefits and the Inheritance Taxcharge, the Inheritance Tax charge takes priority.

Life Insurance CompaniesMeasures relating to life insurance companies wereannounced on 29 September 2005. As a result ofconsultation since then the Budget has proposed changes tothe legislation. The measures affect the basis for taxing theincome and gains attributable to assets not needed to paypolicyholder benefits to ensure that, for accounting periodsbeginning on or after 1 January 2005 and ending before 1

October 2006, such income and gains will be taxed at normalcorporation tax rates. As a result of consultation a furtheramending instrument will be laid shortly. Additionally afurther measure will make some technical changes to thecorporation tax and stamp duty land tax rules that applywhere there is transfer of business in connection with ascheme of demutualization.

Life Assurance PoliciesChanges have been proposed to ensure that unexpected taxeffects will not arise for holders of qualifying life assurancepolicies where there is a variation in the method forcalculating the investment return to holders of the policies,for instance from with-profits to non-profit unit-linked.

In the past these variations have often been linked with transfersof insurance business from one insurance company to another.

The measure will apply to the type of variation describedabove taking place on or after 7 October 2005. It also appliesretrospectively to similar variations that took place undercourt-approved insurance business transfer schemes.

CharitiesHMRC has announced anti-avoidance provisions aimed atboth individuals and companies who, they perceive, misusecharitable reliefs.

The three areas involved are:

1. Restricts the dealings that a charity can have with itssubstantial donors (those giving £25,000 or more in asingle 12 month period or £100,000 or more over a 6 yearperiod). HMRC will remove the tax relief from the charitywhere the restrictions are breached;

2. Creates a £1 for £1 restriction on a charity’s exemptincome and gains by reference to the charity’s no-charitable expenditure; and

3. Subjects non-close companies to the same limits onbenefits received as a result of a gift to a charity ascurrently apply for individuals and close companies.

The new rules do not apply to transactions that occur afterthe commencement date where the transaction is alreadyunder contract or where the donor has obtained bothincome tax relief and capital gains tax exemption for theirdonation.

The new rules will not apply to a disposal at less than marketvalue by a substantial shareholder to a charity which involvesa gift of certain shares or real property.

Disclosure of Tax Avoidance SchemesFurther to pronouncements made in the pre-Budget report inDecember 2005 it was announced today that the disclosureregime in respect of tax avoidance schemes will be extendedto include the whole of income tax, corporation tax andcapital gains tax.

These new provisions will have effect from 1 July 2006. It isintended that the previous disclosure regime which hadrelated to only employment arrangements and certain

financial arrangements will be revoked to be replaced by ahallmark test.

These hallmarks will be in line with the disclosure regimealready in place for VAT and will be derived from the existing“filters” of confidentiality, premium fee and off-marketterms. These will fall into three groups targeting thefollowing;

• New and innovative schemes;

• Mass marketed tax products; and

• Areas of perceived risk.

There will also be further amendments to the existingdisclosure regulations which will reduce the time limit fornotification of in-house schemes to 30 days from the date ofimplementation. This burden to disclose will however beremoved for individuals and small and medium sizeenterprises.

Landlord’s DepositsMost Landlords are required to hold service charge fundsreceived from tenants or leaseholders in trust. Incomeaccumulated on those funds is presently taxed at the normaltrust rates of 32.5% on dividends and 40% on all otherincome. From 6th April 2006, where Registered SocialLandlords, local authorities, housing associations and charitablehousing trusts hold service charges on trust the income will besubject only to the basic rate of tax ie 10% for dividends and20% for interest income and 22% for all other income.

OTHER CHANGES AFFECTING BUSINESSESCorporation TaxFrom 1st April 2006 the Corporation Tax starting rate of 0%on profits up to £10000 is abolished.

Marginal rates of 32.75% are unchanged and for companieswith no associates the starting rate is £300,000

Capital AllowancesFirst year allowances increase to 50% from 1st April 2006 butonly for small businesses with a turnover less than £5.6m andless than 50 employees.

Real Estate Investment TrustsREIT’s are to commence on 1st January 2007 and can obtaintax exemptions subject to detailed rules. REIT’s must be listedon a recognised stock exchange.

Vantis is the AIM listed business advisory group that specialises in helping

business people improve the performance of their businesses. Through

20 locations across the UK, the company offers a range of specialist

skills, including business advisory, accountancy, bespoke tax planning,

business recovery and advisory services, sports advisory and

management services, outsourcing, corporate finance, asset finance and

independent financial advice. Working together with our tax experts in

the UK, we are able to provide workable solutions for landlords and

individual home owners in the UK and abroad.

Jan Rickler - Client PartnerVANTIS

3rd FloorCrown House151 High RoadLoughtonIG10 4LG

Email: [email protected]: www.vantisplc.com

Dave Kirkwood - Client PartnerVANTIS

3rd FloorCrown House151 High RoadLoughtonIG10 4LG

Email:[email protected]: www.vantisplc.com

This article represents our understandingof current law and Inland Revenuepractice. Levels, bases of and relief fromtaxation are those currently applying –and they are subject to change.

If you need further advice please contact Jan Rickler or

Dave Kirkwood in our Loughton office on 020 8502 0411.

Previous Vantis articles can be read on-line at www.lawlors.co.uk/publications.asp

16 inhouse april 06



SSUUNNSSEETT AAVVEENNUUEE,,WWOOOODDFFOORRDD GGRREEEENN££226644,,999955

Offered to market is this immaculate presented two bedroom apartment. Benefiting from familybathroom, good-sized lounge/diner, kitchen with fitted appliances and balcony with views overthe local golf course. The property has recently been fully refurbished.

HHIIGGHH RROOAADD,,BBUUCCKKHHUURRSSTT HHIILLLL££228899,,999955

Offered to market is this well presented three bedroom second f loor property. Benefiting frommezzanine level from lounge to second bedroom, dressing area also to second bedroom, balcony,kitchen, family bathroom, allocated parking and communal garden.

MMOORRNNIINNGGTTOONN RROOAADD,,WWOOOODDFFOORRDD GGRREEEENN££338855,,000000

A well presented four bedroom semi detached town house. The property has been completely re-modernised by thecurrent owners and offers an abundance of fine features including professionally fitted Amtico flooring, extendedkitchen and TV room. To fully appreciate the property on offer we would strongly recommend an internal inspection.

WWHHIITTEEHHAALLLL RROOAADD,,WWOOOODDFFOORRDD GGRREEEENN££441199,,999955

A delightful three bedroom semi detached property on Whitehall Road. The property benefits fromthree double bedrooms, two reception rooms, modern fitted kitchen, summer room and garage. Theproperty offered in immaculate condition and an internal viewing is highly recommended.

HHAARRTTSS GGRROOVVEE,,WWOOOODDFFOORRDD GGRREEEENN££334455,,000000

An immaculately presented three bedroom luxury apartment in the sought after development of The Water Gardens.Property benefits include a spacious lounge with double aspect windows and balcony overlooking woodland, fittedkitchen, three well proportioned bedrooms with en suite to the master bedroom, a garage and off street parking.

SSAAVVIILLLL RROOWW,,WWOOOODDFFOORRDD GGRREEEENN££337799,,999955

A delightful penthouse situated in the ever popular Churchill Lodge. The property benefits fromthree bedrooms, lounge, kitchen, bathroom, en suite to master bedroom. Also has the addedbenefit of a terrace which runs around the whole property offering panoramic views.

HHIIGGHH RROOAADD,,BBUUCCKKHHUURRSSTT HHIILLLL££228855,,999955

Located in the sought after block of Charnwood, Lawlors Property Services are delighted to offer this two bedroomtop floor apartment. The property is well maintained and has panoramic views of Woodford and beyond. Theproperty benefits from lounge, fitted kitchen, separate w.c, fully tiled bathroom, garage en block and balcony.

GGRREENNVVIILLLLEE GGAARRDDEENNSS,,WWOOOODDFFOORRDD GGRREEEENN££333355,,000000

Offered to the market is this three bedroom semi-detached family residence offering a spacious sittingroom/dining room of approximately 28ft, kitchen breakfast room with breakfast area, beautifulmature rear garden with summer house and off street parking allowing parking for two cars.

april 06 inhouse 17

WOODFORD OFFICE457 High Road, Woodford Green, Essex, IG8 0XE



Woodford Green, Sth Woodford,Buckhurst Hill, Nth Chingford andWanstead


GGRROOSSVVEENNOORR GGAARRDDEENNSS,,WWOOOODDFFOORRDD GGRREEEENN££444499,,999955

A beautifully presented extended Three Bedroom Semi Detached Residence which is ideallylocated for Woodford Central Line. Benefits include: Three bedrooms, extended kitchen/diner,lounge, dining room, study, downstairs cloakroom and off street parking.

GGRROOSSVVEENNOORR GGAARRDDEENNSS,,WWOOOODDFFOORRDD GGRREEEENN££442200,,000000

Four bedroom semi detached property situated in the ever-popular cul-de-sac of Grosvenor Gardens,benefiting from: two reception rooms, four/five bedrooms, family bathroom to the first f loor and anadditional shower room to the second f loor, off street parking to the front and garage to the side.

MMOONNTTAALLTT RROOAADD,,WWOOOODDFFOORRDD GGRREEEENN££448855,,000000

Four Bedroom Semi Detached residence situated in the ever popular location of Montalt Road with uninterruptedviews over Highams Park to the rear of the property. Benefits include four bedrooms, through lounge/diner,integral garage, porch, off street parking, rear garden with a southerly aspect backing onto Highams Park.

SSNNAAKKEESS LLAANNEE WWEESSTT,,WWOOOODDFFOORRDD GGRREEEENN££555500,,000000

A three bedroom detached residence set within close proximity of Woodford Central Line TubeStation with it's links to the city and the west end. Benefits include three bedrooms, open plan stylekitchen/diner, family room, sitting room, downstairs cloakroom, off street parking and detached.

BBEERREESSFFOORRDD DDRRIIVVEE,,WWOOOODDFFOORRDD GGRREEEENN££557799,,999955

A fabulous four bedroom semi detached family residence situated within the desirable location ofBeresford Drive on the prestigious Monkhams Estate. The property has integrated garage and hasbeen extended to make an extra bedroom with En-Suite.

MMOONNKKHHAAMMSS LLAANNEE,,WWOOOODDFFOORRDD GGRREEEENN££662299,,999955

Offered to the market is this three bedroom detached character cottage which benefits from two spacious receptionrooms, kitchen with granite work tops and separate utility room and mature rear garden. The property is steeped withoriginal features and has plans passed for a two storey extension (plans available for viewing in the Woodford Office.

TTHHEE CCHHAARRTTEERR RROOAADD,,WWOOOODDFFOORRDD GGRREEEENN££557755,,000000

Lawlors Property Services are delighted to offer onto the market this immaculately presented Five bedroom Semi Detachedresidence with stunning views of Epping Forest to the front and rear of the property. Benefits include five bedrooms, two withen suite bathroom, L-shaped lounge/diner, playroom, cloakroom, kitchen/breakfast room, off street parking, stunning views.


Offered to market is the immaculately presented three bedroom semi detached family residence. Theproperty benefits from, Lounge, Dinning room, study, downstairs shower room with W/C, off street parkingand rear garden. This property needs to be viewed to fully appreciate the standard of accommodation on offer.

18 inhouse april 06



WOODFORD OFFICE457 High Road, Woodford Green, Essex, IG8 0XE


QQUUEEEENNSS RROOAADD,,BBUUCCKKHHUURRSSTT HHIILLLL££662255,,000000

A spacious six bedroom semi detached property situated in the ever popular Queens Road, Buckhurst Hill, minutesaway from the Central Line. Benefits include six bedrooms, contemporary style open plan living accommodation, ensuite to master bedroom, family bathroom, ground floor cloakroom, utility room, garage and off street parking.

BBAARRCCLLAAYY OOVVAALL,,WWOOOODDFFOORRDD GGRREEEENN££662255,,000000

Set in the heart of Woodford Wells is this stunning five double bedroom semi detached Victorian residence. Benefitsinclude: sitting room, dining room, cloakroom/ W.C, conservatory, kitchen / diner, cellar, en suite to master bedroom,rear garden approximately 80ft, an internal viewing is highly recommended to fully appreciate this beautiful residence.

TTUUDDOORR CCLLOOSSEE,,WWOOOODDFFOORRDD GGRREEEENN££887700,,000000

A splendid five bedroom detached executive residence which has undergone considerable redevelopment andoffers three reception rooms, large kitchen diner, five bedrooms, two of which offer en suite shower facilities. Asyou would expect from a property of this nature the internal fixtures and fittings are of the highest standard.

MMOONNKKHHAAMMSS AAVVEENNUUEE,,WWOOOODDFFOORRDD GGRREEEENN OOIIEEOO££11,,000000,,000000

A stunning four bedroom detached family residence which has been thoughtfully and lovingly maintained by the current ownerswith no expense spared to create this delightful family residence. Internally the property offers five reception rooms, fitted kitchen,utility room, two en suite facilities, a 160 ft professionally landscaped rear garden, off street parking and attached garage.

TTHHEE DDEELLLL,,WWOOOODDFFOORRDD GGRREEEENN££774499,,999955

A delightful four bedroom detached family residence situated in this ever popular residential turning of TheDell. The property offers three reception rooms, kitchen, there are four bedrooms to the first f loor one withEn-Suite and a family bathroom There is also a 65ft rear garden and a paved in and out driveway.

BBEERREESSFFOORRDD DDRRIIVVEE,,WWOOOODDFFOORRDD GGRREEEENN££777755,,000000

Offered for sale is this fabulous five bedroom detached residence situated within the desirable location of Beresford Driveon the prestigious Monkhams Estate. The Property benefits include: fitted kitchen, lounge, dining room, cloakroom,master bedroom with en-suite, four further bedrooms, family bathroom, integral garage and off street parking.


A spacious five bedroom detached residence in the sought after location of The Monkham's Estate.Benefits currently include two reception rooms plus a conservatory, spacious kitchen/breakfast roomwith separate utility room, mature rear garden, off street parking and integral single garage.

OOVVEERRTTOONN DDRRIIVVEE,,WWAANNSSTTEEAADD££774499,,999955

Rarely available a seven bedroom property situated opposite Wanstead Golf course, it gives great pleasureto present this detached three reception home which boasts three En-Suite's an exceptionally largekitchen/breakfast room, separate utility room and play room/office at the rear of the 60ft garden.

£735,000

Please contactour Loughtonoffice on 020 8502 5588.

Warren HallElite Home

A stunning three bedroom duplex apartment

situated within this exclusive gated development.

This prestigious property (featured on TV and other

publications such as The Sunday Times and Elle

Decoration), has been transformed to the exacting

standards of the current owners to create a

marriage of contrasting styles from the traditional

exterior to the stunning contempary interior. The

property is unique in every detail, with bespoke

fixtures providing clean lines yet with clever

functionality for everyday living. The property is

ideally located for the Central Line transport link to

the City (25 mins) and the shopping facilities of

trendy Queens Road in Buckhurst Hill, yet is set in

8 acres of tranquil landscaped grounds with

unobstructed views overlooking Epping Forest and

also has the benefit of a communal outdoor

heated swimming pool.

grace &style

As featured on TVDuplex PenthouseWarren Hall Loughton,Share of Freehold

april 06 inhouse 21

DDRRYYSSDDAALLEE AAVVEENNUUEE,, CCHHIINNGGFFOORRDD ££990000 ppccmm• Two Bedrooms • Bungalow• Refurbished • Garden• Fitted Kitchen • Available NowWWooooddffoorrdd 002200 88550066 00882288

HHIIGGHH RROOAADD,, LLOOUUGGHHTTOONN ££550000 ppccmm• Studio Apartment • Three to Choose From • Close to Station • Close to Shops • Panoramic Views • Available NowLLoouugghhttoonn 002200 88550022 55558888

SSTTAATTIIOONN RROOAADD,, LLOOUUGGHHTTOONN ££11000000 ppccmm• Two Bedrooms • 2nd Floor New Build Apartment• Fully Fitted Kitchen • En-Suite to Master Bedroom• Balcony • Close To StationLLoouugghhttoonn 002200 88550022 55558888

HHIIGGHH RROOAADD,, LLOOUUGGHHTTOONN ££33550000 ppccmm• Five Bedrooms • Detached House• Bar/Games Room • Traditional Victorian Styling• Redecorated • Viewing RecommendedLLoouugghhttoonn 002200 88550022 55558888

MMAANNOORR RROOAADD,, CCHHIIGGWWEELLLL ££22000000 ppccmm• Three Bedrooms • Detached House• Backs on to Chigwell GC • Stunning Views• Refurbished • Available NowCChhiiggwweellll 002200 88228811 00112233

AAUURROORRAA CCOOUURRTT,, WWOOOODDFFOORRDD GGRREEEENN ££11330000 ppccmm• Two Bedrooms Apartment • Spacious• Balcony • Sought After Location• En-suite to Master Bedroom • Underground ParkingWWooooddffoorrdd 002200 88550066 00882288

HHIIGGHH RROOAADD,, CCHHIIGGWWEELLLL ££11330000 ppccmm• Three Bedrooms • Semi Detached Cottage• Close to Transport Links • Rural Setting• Unfurnished • Available NowCChhiiggwweellll 002200 88228811 00112233

FFAALLLLOOWWFFIIEELLDD,, LLOOUUGGHHTTOONN ££11440000 ppccmm• Three Bedrooms • End of Terrace House• Redecorated Throughout • En-suite to Master Bedroom• Prestigious Location • Available NowLLoouugghhttoonn 002200 88550022 55558888


Garden Way, Loughton• Four Bedroom Detached House• New Carpets Throughout• Viewing RecommendedLoughton 020 8502 5588 £2100 pcm

Long Green, Chigwell • Five Bedroom Detached House• Three Bathrooms• Close to UndergroundChigwell 020 8502 5588 £1800 pcm

St Anthonys Avenue, Woodford• Three/Four Bedroom House• Close to Station• GardenWoodford 020 8506 0828 £1150 pcm

Pyrles Green, Loughton• Two Bedroom Terraced House• Excellent Condition Throughout• GardenLoughton 020 8502 5588 £825 pcm

Bradfield House, Repton Park• Stunning Two Bedroom Apartment• Spacious Throughout• Furnished or UnfurnishedChigwell 020 8281 0123 £1450 pcm

Batholemew House, Repton Park• Two Bedroom Furnished Apartment• Outstanding Condition Throughout• Available NowChigwell 020 8281 0123 £1500 pcm

Oak Hill Road, Stapleford Abbots• Four Bedroom Detached Bungalow• Excellent Decorative Order• Heated Swimming PoolLoughton 020 8502 5588 £1700 pcm

Rowland Crescent, Chigwell• Three Bedroom Semi Detached House• Detached Garage• Close to Station

Chigwell 020 8281 0123 £1200 pcm

LATEST

LETTINGS

First Floor, 165 High Road, Loughton, Essex, IG10 4LF


22 inhouse april 06

LANDLORDSWE URGENTLY NEED YOUR PROPERTY FOR WAITING TENANTS

SEE PAGE 22 FOR FURTHER PROPERTIES

LAWLORS LETTINGS: 020 8502 5588WHERE BETTER HOMES ARE FOUND

First Floor, 165 High Road, Loughton, Essex, IG10 4LF


Manor Road, Chigwell £P.O.A

• Outstanding Six Detached Residence• Snooker/Bar Room• One Bedroom Self Contained Annexe• Viewing Strongly Recommended

The Chase, Loughton £1550 pcm

• Three Bedroom End of Terrace House• Excellent Decorative Order• Furnished or Unfurnished• Viewing Recommended

Manor Road, Chigwell £P.O.A

• Five Bedroom Detached House• Enriched with character• Spacious throughout• Stunning landscaped gardens

Boleyn Court, Buckhurst Hill £1295 pcm

• Three Bedroom First Floor Apartment• Redecorated• Newly Fitted Kitchen• Two Balconies

Sutherland House, Chigwell £1200 pcm

• One Bedroom Second Floor Apartment• En-suite to Master Bedroom• Excellent Condition• Furnished

Forest View, Chingford £950 pcm

• Two Bedroom Third Floor Apartment• Stunning Golf Course Views• Unfurnished• Available

inhouse april 2006 edition

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