chris spade

Presented by

Chris Spade Keller Williams Realty

Connect With Me On twitter @sdaceofspades

lnstigram @sdaceofspades F acebook: https :/ /www. facebook. com/ChrisSpadeReal Estate?ref=h I

619-320-5467 or email [email protected]

About Me

Selling real estate in San Diego for 8 years

Prior to real estate I was a full time Journalist

I worked at 2 TV stations in San Diego.

Work at Keller Williams San Diego Metro

Spare time I love to cook

Why Keller

Williams?

Learning based

#1 Real Estate company in the World

The power of 112,000 agents and we continue to grow.

We have offices in North America, Europe, Asia, South Africa.

We can refer you anyone, anywhere in the world .

My Team:

We are always looking for talent. If you are thinking of getting into real estate, call me

because we would love to talk to you. If you know someone we should know please let

me know.

My name is Chris Spade I am the team leader for the Aces of Spades @ Keller Williams San Diego Metro. I also have a full time executive assistant and a dedicated buyer's agent.

Help you buy the perfect home, in the best location

For the least amount of money

In the least amount of time.

Incredible ability to negotiate-- even when 10 offers on the table

We search for off market properties not just homes on the multiple listing service

Communication: we promise to talk to you .

Experience: we have a powerful team and the power of the largest brokerage in the World .

Vendors: we have the best inspectors, termite people, electrician, foundation people. This helps you save

money!

Why Work With Us?

• Today we'll talk about some common fears and helpful facts about buying a home.

• How a home is an excellent investment

• The steps to buying a home

Overview

Take notes but if you miss something don't worry at the end of this presentation you can download the show notes and the 2015 guide to buying a home. Those are free.

Common Fears

I can't afford a

home right now.

I should wait until the real

estate market get's

better.

I don't have money for a

downpayment.

I can't afford to buy

my dream home.

According to the National Association of REAL TOR ® economists the net worth of home owners vs renters is 31-46 times as much. That means someone who owns a home is up to 46 times more wealthy than someone who rents.

That's Significant!

That's what everyone is thinking here anyway. Appreciation: is the rate at which your investment increases year over year.The average appreciation across the united states is about

4% annually.

The average price of a home in San Diego County in April of

2015 was $455,000.

What's That Mean?

That means at a 4% appreciation your home will

increase $18,200 annually.

Just for owning!

For this exercise you are buying a home for

$350,000, you're putting

10% down and you're borrowing the money are

your interest rate is 4.5%.

**Not a tax deduction # of dollars paid in less tax at the end of the year.

We are not accountants so talk to your CPA or tax professional first! If you need a referral to a tax professional in San Diego please let us know and we will point you to our preferred tax

professional.

Now you might be thinking . I

can't afford $1596 a month. Maybe right now you can't. Up your allowance on your payroll.

Here's the upside to owning. YOUR PAYMENT NEVER GOES UP! Rents are going up an average of 4% a year and with vacancy rates at 2% in San Diego,

RENTS ARE ALWAYS ON THE RISE.

Annual Savings Appreciation $12,600 Tax Savings $3,518 Paid Equity $5082 Total $21 ,200

Let's Break It Down Monthly

Appreciation $1050 Tax Savings $293 Paid Equity $423.50 Total $1766.50

So How Do You Accomplish This Goal?

Get Pre Approved For A Mortgage. That's

The First Step To Home Ownership.

Loan Application

Copy of last two year tax returns Copy last two bank statements

Last two paycheck stubs

Any other documents they may need.

What The Lender Will

Require

We have the right lender who will help make that process easy for you.

Call us @619-320-5467 and we'll hook you up with our

prefered lender.

If you're loving and living in San Diego we'd love the first opportunity to work with you. If you're watching this and living outside of San Diego we have wonderful referral partners.

Hiring The Right Agent

Find your home

Starts with the Buyer Consultation.

"Guide to Buying a Home"

Then we go shopping

Make An Offer

Perform Due Diligence

Protect Your Investment.

Email- [email protected]

for a FREE copy of the Guide to Buying a home. Also

you can get a copy of the show notes.

When you meet with us ask us about our Love it or Leave it

Guarantee!