the silver journal - january - february 2013 (online only)

theSilverJournalNiagara Edition - January - February 2013

Health, Lifestyle and Finances

ONLINE 1800gotjunk.comBY PHONE 1-800-468-5865

BOOK TODAY

Trusted junk removal since 1989. HOw IT wORKS:• We’ll remove almost anything, from old furniture to renovation

debris and everything in between.

• We do all the loading and clean-up. You don’t have to lift a finger.

• We provide upfront, all-inclusive rates. You only pay for what

goes in the truck.

• We offer same-day service and will arrive on time.

ArtscapesCelebrate Wellness

Linwell Medical Plaza | 282 Linwell Rd., St. Catharines | www.hearing-clinic.ca | 905.938.1661

Better Hearing is Within Your Reach!

At Niagara Hearing & Speech Clinic, our registered hearing care professionals are committed to helping you with any hearing difficulties you may be experiencing.

We offer a wide range of products and services:comprehensive testing for children and adultshearing aid sales and serviceear wax removalhearing aid batteries and accessoriesWSIB, DVA, ADP, CAW and Insurance Plan authorized

Contact us today to learn how we can help improve your quality of life!

We offer state-of-the-art hearing aid technology for:

listening to the television

S cott C. Jackson, H.I .S .

The Silver Journal | 3

Contents

5 Publisher’s Note 7 The Little Things Matter 9 Not Your Typical Hair Salon11 Fine Wines15 Over 25 Years of Service17 Family Owned Since 1957 18 Niagara Region’s Country Fresh Cleaning Services20 Visit the Sliversmith Brewing Company 22 Selling Things…What You Should Know 23 Why and How Today’s Seniors Buy Real Estate25 A Multi-Discipline Tack Shop 27 Downsizing From the Family Home31 Niagara Health and Home Expo32 Dundee Wealth

34 St. Catharines’ War Memorials36 Never Too Late To Live Your Dreams37 Restoring The Beaverdams Church38 Life After The Penny39 Maximize Retirement Savings 40 Calming Effect: Women Can Overcome Leading Health Threat41 Stay Healthy When Stressed 43 Smart Snacking Tips44 Fraud Prevention Tips For Older Adults45 Simple Airport Security Tips For Seniors47 Booksmart Reviews48-51 Marketplace

Cover: Read Story Online Cover: Read Story Online

Let us help you brighten up your home this year!

IHFSales & InstallationsImperial Hardwood Flooring

Visit us at 580 Read Rd, St.Catharines, ON

or call 905-937-2189 Today!Email: [email protected]

FAMILY-RUN BUSINESSFREE ESTIMATES WITH NO OBLIGATION

Showroom Hours: Monday-Friday: 9:30 to 5:00

Saturday: 9:30 to 1:00

Need New Floors?

From hardwood, laminate or cork flooring, you’ll be sure to find something to suit your style and budget. We provide you with the best quality customer service

from start to finish.

What about those large and heavy pieces of furniture? No worries!We will move them out of the way and put them back when

we are done. FREE of charge!


PublisherMary Susan Staton, [email protected]

The Silver Journalthesilverjournal.ca

905-933-5953

Associate PublisherSandie Bellows

EditorKaren Moncur, [email protected]

Travel EditorLiz Fleming [email protected]

Contributing WritersTim Miller

Beth CockcroftJohn BauslaughJessinta Joseph

John PerkinsPaul Speer

Christine RabyGeri Klingbile

Dana DonovanGary Archer

Maureen Sherman

PhotographersLindsey Altoft

Sales ManagerGeorge Chow [email protected]

SalesJane Alice Perkins

Sandie Bellows [email protected] Magro (Grimsby Region)

Lead DesignerJustin Luey, [email protected]

Additional Graphic DesignChristy Goines-Large

Pauline Johnson

WebmasterJustin Luey, [email protected]

Advisory PanelArie Vrugteveen

Executive Director, Retire at Home Jane Bradley B.A Psychology

Jonathon Dick, Lawyer & Notary Public Ruth A. Rutherford-Pretty

Executive Director, Victim Services

CirculationThe St.Catharines Standard

The Welland Tribune

The Silver Journal is printed every other month and is delivered as an insert in the The information and opinions contained in this publication are obtained from various sources believed to be reliable, but their accuracy cannot be guaranteed. The Silver Journal and its employees and agents assume no responsibility for errors or omissions or damages arising from the use of the published information and opinions. Readers are cautioned to consult their own professional advisers to determine the applicability of information in this publication. For further information, please contact the publisher.

Publisher’s Note I believe in The Silver Journal, and I’m commited to producing a great product for both our readers and our advertising partners.

We have ambitious goals and we have overcome some major hurdles in the past three months, but we have a better product as a result.

We apologize for any inconvenience this may have caused, but we are excited for our future endeavors.

Thank you for reading The Silver Journal, and being so supportive.

Our new website is growing and we are elated with the growth of our online presence.

We also want to thank our advertisors who have worked with us in the past year. We have a lot of gratitude and want to wish everyone a happy and healthy new year.

Mary Susan Staton

SilverJournalthe

Niagara Edition - January-February 2013


At Elio’s Foot Comfort Centre, Mario and Rob DiFelice blend old-school skills with cutting-edge technology

to make sure that every customer has a solution to their needs.

“We pay extra attention to people,” said Mario DiFelice, who has been involved in the footwear industry for over 20 years with his brother, Rob. “The customer who is coming in here with problems needs extra care if they are elderly and we will do that. We give everyone the same amount of attention, but if the doctor is sending their patient here we have to make sure we are an extension of that professional care. If the doctor has the trust to send a patient here, we have to take care of them.”

Since 1970, Elio’s Foot Comfort Centre has been taking care of people. The family-owned business just entered its 41st year of operation on Front St. in Thorold, but the business has a whole new look to it.

“We put a whole new face-lift in the front

with a new façade done with stone and stucco, putting in new doors, new windows, a new sign, some in-store renovations and renovating the production area in back,” said Mario. “It has been long overdue, and we want to help revitalize downtown Thorold. We are doing our part to show a commitment to the downtown area.”

After Elio DiFelice started the business in 1970, his two sons, Mario and Rob, were incorporated on to the shop floor in the 1990s. After expanding their square footage and product lines, the brothers invested a substantial amount of capital into machinery and training to accommodate customers and provide the best technology and care available. Now, the business has 13 employees and can accommodate any need when it comes to comfort. Ninety-percent of their inventory is orthotic-friendly footwear for males and females of any age.

“We have adapted with the times and went with more orthopedic services because there is an aging population here.” said Mario.

“We have gotten into custom orthotics, custom-made shoes and now we have hired professionals, pedorthists, a master craftsman shoemaker and do everything on site. There is a big demand for these products, and the more we are getting involved the more we are getting referrals from doctors who have patients with problems.”

With comfort in mind, the DiFelice brothers also are planning out how they can continue to keep their customers walking comfortably tomorrow and in the future.

“We are looking to expand at our current location, both on the sales floor and in the production facility, so we can accommodate the increasing demand for comfort footwear, custom-made shoes and orthotics,” said Mario. “Also, we want to expand our referral base with local physicians and reinforce to them that they can rely on us to keep their patients walking in comfort.”

The Little Things Matter Joseph Cassidy

www.transitionstudio.caTransitions Studio 244 Grantham Ave. St. Catharines 905-937-1623

transitions studio

health beauty naturally

* One does not need to be a

client to take advantage of Transitions Studio’s unique assortment of natural prod-

ucts.

On

e does not need to be a client to take advantage of Transitions Studio’s unique

asso

rtm

ent

of n

atur

al p

rodu

cts.

Chemical free mineral

makeup Organic

lipstick, lipgloss, eyeliners Unscented, raw, vegan, gluten free hair and skin products Specializing in medically related hair loss and thinning Complete line of wigs, turbans, hats and accessories Unique gift boutique with an assortment

of healing crystals, jewellery and Himalayan salts

Visit our OPEN HOUSE, Friday,

December 14th - 8am-6pm

“Beauty Without Risk” Not your typical Hair Salon


A pioneer in making the “transition” to becoming a chemically-conscious establishment, Transitions Studio is a salon as well as a retail outlet dedicated to improving the overall

health of its clients and the environment. Owners Carlo and Tina Turavani have changed their approach to beauty care to one that is holistic and encompasses Zen traditions.

Their approach is not one that is new to them. Due to Tina’s childhood health issues, and those of family and friends, they have been motivated to live in this manner most of their lives, and have raised their children to embrace it as well. Tina is steadfast in her research to help develop safe and chemical-free products that help others live a healthier and more comfortable life.

From the products used and carried to the furniture and other design features within, Transitions Studio is completely environmentally-conscious. Hair dyes used are non-toxic, NO ammonia, smell , Paraphenylenediamine, coal tars, . Intensive research has been undergone into the products they offer, and they work with a chemist to provide customers with the safest and purest of products. They carry unscented vegan, raw, chemical- and gluten-free hair products including natural hairsprays, mousses, and gels, and their shampoos and conditioners will wash away most of the accumulated synthetics and petro-chemicals that have been built up in the hair from years of using chemical hair products.

Only natural skin care products are offered at Transitions Studio. One of their most sought-after products is their mineral makeup line. Not only does mineral makeup give the wearer a natural translucent glow, but it is made of all-natural non-micronized minerals, which nourish the skin as the makeup both camouflages imperfections and protects from harmful UV rays. Unlike traditional makeup, mineral makeup does not contain any chemicals, synthetic dyes, fragrances, talc, alcohol binders, or preservatives. As it is non-comedogenic and

contains anti-inflammatory properties, mineral makeup is gentle to sensitive skin, and will not cause dryness or allergies, clog pores, or aggravate existing acne. It is also water-proof and resistant to sweat. Transitions Studio also carries a full line of organic lip, brow, and eye pencils, and organic lead-free lipsticks, glosses, and mascaras.

Transitions Studio has been mindful to encompass all aspects of the salon in the effort to lessen its carbon footprint. Carlo and Tina support the Canadian economy by buying most of their products from local suppliers.

One does not have to be a client to take advantage of Transitions Studio’s plethora of chemical-free, natural products. Their unique retail outlet consists of hand-crafted, fair trade, biodegradable, vegan-friendly gifts. They carry an extensive hemp and bamboo line, which includes purses, towel sets, computer bags, scarves, and cleaning supplies. Jewellery made of healing stones that are crafted locally, as well as calming selenite crystals, which are used to instil peace and drain negative energy from the body, are also offered. Customized gift baskets are available for any occasion.

Carlo and his associate, CJ have become certified tricologists, which means that they specialize in the natural approach to hair loss and hair thinning. This feat has been long in the works. In 1992, a close childhood friend of Carlo and Tina passed away from cancer. Frustrated with the quality of wigs that were available at the time, she had asked them to find the means of providing others with improved hair pieces.

That same year, Carlo and Tina became dedicated to restoring the self esteem of countless adults and children throughout the Niagara region who suffer from hair loss by providing them with wigs and hair prostheses. Most of their clients had undergone chemotherapy for cancer, and their repressed auto immune systems from the treatments made them sensitive to fragrances and chemicals. Working with these clients emphasized the importance of giving care to the mind, body, and spirit every day.

In 1997, Carlo established the Canadian chapter of Wigs for Kids, which is the first non-profit organization in Canada that provides hair pieces made of human hair for children suffering from hair loss due to medical conditions including cancer, lupus, and alopecia. The ultimate satisfaction for Carlo and Tina is seeing the smile on the faces of children when they look in the mirror to find that they look like themselves again.

The mission of Transitions Studio is to provide clients with a healthy, safe, and tranquil experience, which becomes apparent from the moment one walks into the salon to the end of the visit. Its inviting atmosphere urges people to take the rewarding step toward experiencing a “transition” of their own.

Not Your Typical Hair Salon Adrianna Morganelli

artscapesgallery150 ONTARIO STREET • ST. CATHARINES • 905.685.1421 • artscapesgallerycanada.com

CUSTOM FRAMING STUDIO

“we understand the art of framing”

Till August 30thFeaturing the work of

KenCosgrove

Alexander RasmussenBeverly BarberJerry MancoSheila Krack

Darlene MonroeNorbert CollinsShelley Szczucki

Artscapes Gallery AndCustom Framing

Serving the Niagara Area with one of a kind unique artwork and framing designs not

available in big box stores.

Visit the website and join facebook to followalong with the happenings at Artscapes!

Stop by for a free quote and design for your art!Monday - Friday 10:00 am - 5:30 pm

Saturday 10:00 am - 4:00 pm • Sunday Closed

Parking In Rear

Niagara’s Bounty

Beyond Strewn Apple Fence

In House Artists Include:


Fernando De Moura was born in Madeira, Portugal and is the founder of the De Moura Winery Way and

head of the De Moura family. Their line of fine wines is uniquely named after members of their family. With this, they are able to share a little piece of the De Moura family with each of you.

Old World traditions from the Portuguese archipelago of Madeira Island with New World craftsmanship and quality from Niagara-on-the-Lake. These were the groundwork that influenced the De Mouras when founding The De Moura Winery Way.

Everything from growing grapes to bottling wine takes place on their 10 acre vineyard and winery in Niagara-on-the-Lake. This way, they ensure that meticulous care is

given to the production of their fine wines at every step of the wine making process. From planting new vines in the spring to harvesting from mature grapevines in fall by hand, to processing and racking of wine in real Canadian, French and American Oak barrels in their barn – they make sure that the wine that reaches your table is the most flavourful, highest quality wine you’ve ever experienced.

The De Moura commitment to outstanding quality is shown in the following wines. The 2007 Dref Cabernet Sauvignon is dark red with aromas of red berry fruit. It is medium bodied, having aged in new French and American oak, producing excellent character. The 2007 Mélange de Frederick is a blend of Shiraz and Merlot, this assemblage has pronounced blackberry

and cassis aroma with a hint of spices. It is full bodied and mouth filling with subtle tannins from 24 months of maturation in French oak barrels. The finish is pleasant and persistent. The 2008 Liew Chardonnay is full of aromas of fruit and melon and hint of spices. It is delightfully full bodied and mouth filling with a lingering finish of subtle oakiness. Come and visit De Mouras Winery Way as they have plenty of premium wines starting at $12.95 per bottle.

To discover how to pair these wines to food and cheese, visit their website at: thedemourawineryway.com. The De Moura Winery Way – bringing you the tastes and traditions of Madeira Island wines from Niagara-on-the-Lake.

Fine Wines Fernando De Moura

Sweeping High Prices Under The Rug!

The Reg ion’s Largest Fu l l Serv ice Disco unt Flooring Store

Bring The GrandkidsTo Colour Wally Wemnant!

The Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreThe Reg ion’s Largest Fu l l Serv ice Disco unt Flooring StoreCelebrating 37 Continuous Years

Monday / Tuesday / Friday 9:30 a.m. - 5 p.m.Thursday 9:30 a.m. - 6 p.m. • Saturday 10 a.m. - 4 p.m.

Closed Wednesday & Sunday

To Colour Wally Wemnant!

Thursday 9:30 a.m. - 6 p.m. • Saturday 10 a.m. - 4 p.m.

1037 Rolls Wemnants And Area Rugs In Stock!

6 MONTHS EQUAL PAYMENTSINTEREST FREE - OAC - Details In Store

Trained staff • Expert Installation GuaranteedFree Measuring Service With Your Order

LIMITED TIME SALE

$237

St. Catharines Only Mohawk Colour Center!100% Smartstrand Carpet

• Lifetime Stain & Soil Warranty• Lifetime Pet Urine Warranty• 60 Day Satisfaction

Assurance Warranty• 24 Designers Colours• Includes Certified Installation!!

sq. ft.

37%OFF$13700

37%OFF

EA.

$137

Luxury Vinyl

Carpet Wemnants

• Install with or without glue• Highly durable• Simple to maintain• Soft to walk on• Choose from slate, stone,

ceramic tile finishes• In stock

• In stock• Room size to

mansion size• Hundred’s to

choose from

sq. ft.

$149sq. ft.

from

WallyWemnant WallyWemnants

CARPETMARKET LTD.

404 ST. PAUL ST. AND 11 GENEVA ST.AT HWY 406 • ST. CATHARINESWWW.WALLYWEMNANT.COM

Select Designer

Area Rugs• Beautiful heavy weights

Special PurchaseDecorative Rugs• Large 8x11 size• Traditional &

c ontemporary styles• Many to choose from• In-stock

Fashion Loop Carpet Special Purchase Reg. 2.39 sq. ft. NOW 37% OFF!limited time while quantities last JUST

WELIKEYOU!


From Daddy Warbucks to Puff Daddy, from saddles to satellites, from 1921 to 2012 members of our

family at Hartleib Hopkins Colton have been serving St. Catharines / Niagara in the painting and decorating world. Our customers appreciate, what now has become less significant in a fast food, fast paced world, experience and quality. Trying to find a salesperson is never an issue, wondering if they know what they’re talking about is never an issue and personalized service is our mantra.

We are also homegrown proud Canadians. Whether you purchase Para Paint, Levolor Blinds, Eclipse Shutters, Hunter Douglas Blinds or Draperies 90 % of what we sell is made in Canada. Try that at a big box store.

Large corporate stores need to sell you warranties. When you make your purchase from Hartleib Hopkins Colton your warranty is us. Along with our suppliers, we don’t just treat you nice when you’re buying, we take care of you if something goes wrong with your purchase or service. If you have a problem, you can walk into our store and deal with an owner who can make decisions on the spot. Not surprisingly, most of our business is repeat customers or referrals.

Our grandfather Henry Colton in 1921, our fathers Charlie Hartleib and Martin Hopkins after World War II through the 70’s, instilled in us a sense of community and service, loyalty and trust, and hard work. We, Bill Hartleib and Martin Hopkins II, support local charities such as Habitat for Humanity with product

and participate in fundraisers to aid other charities.

Pricing? We constantly shop for the best deals for our customers and pass them along. These are tough times and every penny counts. Whether home or office, fixed income, reduced budget, or money to blow we can fit your needs and do it with a high degree of style.

Our staff consists of Gerti Jacobi, a professional colour consultant, Bernice James Walker, a professional experienced window treatment consultant, our window treatment installer Greg Luff and Henry Colton’s great great grandson, our master tinter Jeff Pahl.

Come in and see us. You’ll be glad you did.

Homegrown Proud Canadians Bill Hartleib

Living healthy means eating healthy – but the challenge can be � nding the right sources, for everything from fresh local and organic produce, to drug free-meats and poultry to a full selection of vitamins.

The good news is, you don’t have to look any farther than Commisso’s Fresh Foodsat 6161 Thorold Stone Rd. in Niagara Falls. Everything you need is right there.

With a Wellness Department that showcases a full range of vitamins and supplements,

from � sh oils to probiotics, regular, in-store health-related seminars, a pro-

duce departments that features not only locally grown and organic fruit and vegetables but also live sun-� ower, wheatgrass, broccoli and pea shoots, a butcher shop burst-ing with organic meats and poultry, fresh � sh and seafood and much more, Commisso’s Fresh Foods is Ni-

agara’s favourite destination for the health conscious.

And that’s not all!

The store’s pizza ovens and bakery shelves produce delicious breads and other

treats, all made from scratch, without addi-tives and preservatives, and shoppers can

choose from an excellent selection of gluten-free products. Check out the

delicatessen, where you’ll � nd low sodium, low fat, gluten free and lo-

cally cured nitrite free prosciutto - and be sure to drop by the in-store kitchen, where Executive Chef Anthony Greco and his cooking

colleagues prepare treats of all kinds.

Give yourself a little extra timewhen you come to do your shop-ping and stop by for a cup of tea or some fresh brewed cof-fee – you’ll � nd that getting the groceries is far more enjoyable when you’re feeling relaxed and refreshed. Why not try a smoothie made from freshly cut and frozen fruit from the produce department, with a choice of milk, almond milk, yogurt or juice? And pump up the nutrients by adding top-quality, clean protein powders, matcha green tea, greens+, or phytoberry antioxidant supplements. Looking for something a little more substantial? Watch for an expanded hot menu in the bistro, coming soon for break-fast, lunch and dinner!

Be sure to take advantage of Commisso’s Fresh Foods Tuesday delivery. Order your groceries on-line and have them delivered to your home – for just $10.00 extra based on a minimum order of $25.00.

Give yourself a break from the kitchen and choose ready-to-go fully cooked meals. What could be more convenient?

“Come in and see for yourself,” says Rocky. ”Commisso’s Fresh Foods is your answer to healthy eating and healthy living!”

Visit www.commissosfreshfoods.comfor more information, including an event lineup of free health seminars.

6161 Thorold Stone Rd., Niagara Falls • 905-357-6600 • www.CommissosFreshFoods.com

Saturday & Sunday 8am-8pm • Monday to Friday 7am-9pm

F ind Us orFollow us on...

“Come in and see for yourself,” Rocky. your answer to healthy eating and healthy living!”

Visit

Your Fresh Experience!

FRESH SAVINGS CARD

FREE SIGN UP! Instant Savings on Hundreds of Items Each Time You Shop!

Your source for healthyliving and great food!


“Having a stone chip in your windshield repaired is often much more affordable than people think,” explained Don Reeds, owner of Apple Auto Glass at 17 Secord Drive in St. Catharines. “If your auto insurance includes glass coverage, the repair could be free. The cost of a replacement will largely depend on the type of windshield your vehicle requires. Since there is a large range of vehicles driven on Canadian roads, the range of costs varies as well with each vehicle. Once we know your vehicle’s make and model, we will be able to provide you with a free estimate quickly and easily.”

Whether you have a small stone chip that needs to be repaired quickly or a cracked windshield that needs to be replaced, they’ll make sure it’s done properly. Their trained and licensed technicians will ensure that your windshield is the key safety component it was designed to be.

Windshields are just the beginning of what Apple Auto glass can do, they also ensure your backglass and doorglass are repaired and functioning properly, two extremely important safety features of your vehicle. They can also provide you with a variety of aftermarket car and truck accessories and specialized products, everything you need to make the most of your vehicle.

From bed liners to bug guards to sunroofs, ventvisors, window tinting to headlight restoration and installation of headlights, Apple Auto Glass has got you covered.You will also find that Don and his expertly trained staff can offer custom upholstery work, convertible tops and other services that provide the protection you need for your vehicle.

Come in for a maintenance package tune up for $100 and we will

pull the panel apart, lube all of the movable parts and motors and reseal everything to ensure that when the cold winter weather hits, you will be prepared.

Don Reeds and his Apple family have been serving his customers for over 25 years and have earned their respect and trust. So visit Don at Apple Auto Glass on 17 Secord Drive or call the shop at 905-934-3373. You can also visit www.appleautoglass.com. Apple Auto Glass is the pick of the crop, quality to the core and integrity is job 1.

Over 25 Years of Service John Bauslaugh

TOTALAuto RepAiR

Dave Bogusat69 Eastchester Ave.St.Catharines, ON

L2P 2Y6

Complete Car Care for All Makes and Models

[email protected]

Our ServiceS:Air Conditioning Services & Repair

Alignments ( 2 & 4 wheel )Annual Truck & Equipment Inspections

Brake Services & RepairsElectrical Diagnostics & Repairs

Fleet Maintenance & RepairsFluid Flushes

Fuel Injection Diagnostics & RepairsLight Duty Trucks

Muffler & Exhaust RepairsPreventive Maintenance

Suspension Chassis RepairsTransmission & Drivetrain Repair

Vehicle Safety InspectionsWelding & Fabrication

132 GEN-LAKE PLAZA • LAKESHORE ROAD • ST CATHARINES • 905.397.1104 • WWW.HIBIZCUS.COMMON-FRI 10AM-6PM • SAT: 10AM-4PM • AFTER HOURS BY APPOINTMENT

FASHIONJEWELLERYPEARLSHATSHAND PAINTED LEATHER BAGSBATIK WALL PAINTINGSBEADED TAPESTRIESSILK AND COTTON BEACH WRAPS

GIFTS . . .

The Ultimate in

Retail Therapy!

Different..Unique..Exotic!


Choosing the right headstones or grave markers as a memorial for your loved ones can be overwhelming. Barber Monuments have simplified it for you at their facility at 120 Bunting Road in St. Catharines. You will find their most popular models of headstones and markers in both granite and bronze, custom vases, statues, companion monuments, cremation items and more. They can truly personalize your loved-one’s memorial with any design you may have in mind.

Barber Monuments is family owned and has been operating in the Niagara Region since 1957. They are here to help you every step of the way in choosing the perfect tribute for your loved-one. It is their mission to help you in this time of need. They promise to provide attentive, caring service at a fair price. They can work closely with your church, temple, cemetery and funeral home to help lift the burdens from your shoulders.

Wendy Barber does all the layouts and proofs for the stones and markers as she is an intricate part of the work that they do. They have hundreds of designs to choose from and engraving can be done in many different languages.

In your time of need, please visit Diane Taylor at Barber Monuments or call 905-684-7913. She’ll be more than pleased to guide you through every step of the process.

Family Owned Since 1957 John Bauslaugh

210 Martindale RdSt Catharines ON, L2R 6P9

905-688-8840www.beattiesfloral.com

Our contempory flower market,walk-in cooler and gorgeous view

of 12 Mile Creek will makeyour experience one-of-a-kind

Fresh flowers hand delivered daily worldwide,100 % satisfaction guaranteed!

MON - FRI 8:00am - 6:00pmSAT 7:30am - 4:30pm

SUN 10:00am - 2:00pm

Bringing beauty to your home, office, occasions & life moments

A unique floral experience

18 | The Silver Journal

Come home to a sparkling clean house after a long day with the help of Country Fresh Cleaning Services.

Specializing in homeowners, Veterans Affairs clients, and homes with pets and smokers, Country Fresh can provide a variety of customized cleaning packages.

They offer weekly, bi-weekly, and monthly services. Their janitorial work is offered seven days a week. Let their professional

bonded and insured cleaners help you free up your afternoon. Don’t spend your day off cleaning. Instead spend it running errands, shopping, visiting family, or simply relaxing. Leave the mess to them.

Only the safest, cleaning products are used during their cleaning and janitorial services. They understand that you want to keep your family protected. Both from germs and bacteria, and also from harsh chemicals. At Country Fresh Cleaning Services, all their products are environmentally safe. They use only Murphy oil soap or mild soap known as Hertel .

Homes with pets and smokers offer a harder challenge when it comes to cleaning. They specialize in these particular homes, tackling everything from lingering odours to stubborn stains. Their crew comes supplied with deodorizers and heavy-duty stain fighters.

With so many years in the business, Country Fresh has generated numerous repeat customers. They have formed a strong bond between all their clients. They know just who to call for a thorough, no-hassle cleaning. Their reputation fuels countless word-of-mouth referrals. Country Fresh Cleaning Services looks towards the future with the hopes of continued success and an ever-expanding clientele.

Contact Country Fresh Cleaning Services for your free estimate by calling 905-358-7227 and ask for Heather. Remember, they’re cleaning the entire Niagara Region.

Niagara Region’s Country Fresh Cleaning Services John Bauslaugh

Come in today and find something unique from our

Fall and

Wintercollections of sportswear, dresses,handbags and accessories.

Regular, Plus & Petite Sizes

Casual & Comfortable Clothing . . . for the young and young at heart!

224 West StreetPort Colborne

905.835.5024

Mon. - Sat.10am-5pm

Sun.Noon-4pm

The industry of craft brewers started to build 20 years ago. At that

time, not many people thought craft brewers would survive. Instead they thrived. People got excited about them. People started looking for things that are different in beers, not just global brands. Consumers wanted something with more distinction, more character, more of a story behind it that separates it from other products.

Well, I found a new one and its home is here in Virgil.

Meet Matthew Swan and Chris Pontsioen. Two people that worked together at Outward Bound Canada for ten years. They became close friends, rock climbing partners and traveled to many destinations around the world.

Matt and Chris realized that Niagara-on-the-Lake was

home to dozens of wineries, but there wasn’t a brewery. So they partnered up and created Silversmith Brewing Company.The first order of business was to find a location. They renovated the Old St. John Anglican church on 1523 Niagara Stone Road in Virgil. Built in 1894, the building is ideal to house the brewery. I visited the church and it has a quaint atmosphere. The bar was build with the beams from an old barn in Virgil, the walls are brick, and it has the original pine floor. The church still has its unique window style that adds a certain eloquence to the place.

The second order of business was to find a brew master. Now enters friend number three, Dan MacKinnon. Dan has a Masters in Science in Brewing and Distillery from the Heriot-Watt University in Edinburgh, Scotland. Dan started brewing two types of beers for Silversmith A Bavarian styled breakfast wheat beer and a black lager, or

“Schwarzbier” in German.

“We brewed these two beers to Old World standards with the finest ingredients. Both our breakfast style of Hefeweizen and our Black Lager contain only the four things integral to making beer: water, malt, hops, and yeast. The refreshingly unfiltered wheat ale delivers a distinctively smooth flavor “ explains Matthew, “and the black beer is a deep black colour with full chocolate and coffee flavours, yet is crisp and refreshing like a lager should be.”

Silversmith Brewing Company started selling their beer with great success in Toronto, London, Stratford, Kitchener and Beamsville and has won two awards for their Black Lager. So the next time you’re thinking of a wine tour, I suggest you stop by the Silversmith Brewing Company or give them a call at 905-468-8447.

Visit the Sliversmith Brewing Company John Bauslaugh

905-468-0045HOURS

Monday - Sunday 6:00 am - 6:00 pmHome-Style Cooking

New Menu ItemsLunch Specials Breakfast Specials

Daily Specials

1494 Niagara Stone Rd.Virgil, ON L0S 1T0

(corner of Four Mill Creek Rd. & Niagara Stone Rd.)

1 pc Fish/Fries/ColeslawShawarma BeefShawarma ChickenSouvlaki ChickenKafta Beef or KababFalafel 100% VegetableFajita ChickenDonair or Gyros

$6.49$5.99$5.99$5.99$5.99$5.99$5.99$5.99

Two Eggs, 2 Bacon or 2 sausage and Texas Toast

Pancakes

Waffl es with Topping

$2.99

$3.99

$3.99

& Much More

Niagar

a St

Gen

eva

St

Welland Ave

Pag

e S

t


I get questions daily from people with items to sell, be it one or an entire estate, about value, how best to sell and avoid rip-offs.

Let me give you some food for thought. In a house, the most valuable thing is the house. In most homes the “second hand” value of the content is worth less than $5,000. Why? Because items you purchase for your use or decoration do not add value. They are like a car losing value the day you drive it off the lot.

So, what are the items that do keep or increase in value? All items in demand by present day fashion, as well as rarities, unusual items, some collectibles and works of art. To find out which are these items, it is wise to have a reputable and knowledgeable appraiser sort out and valuate things before you start the selling process. When you know, you make better decisions.

In the era of the Internet there are no secrets, everything is available to everyone worldwide, and only quality and excitement leads to good prices. Items in demand today are fine wooden furniture, items such as 1880’s East Lake, Duncan Phyfe, Art Deco and Contemporary Design.

Also on the rise are: coins, military, watches, autographs, documents, corkscrews, and even early electronics.

The good thing is: that with very different taste and demand today the world is your buyer.

A special section should be made for coins, jewellery, watches and other gold and sterling silver items. If an item is not sellable because it is out of style, used up, or damaged, then it is worth it precious metal value. As a collectible or jewel it should sell at an adequate value.

Please feel free to come by, send pictures, or call for information.

Forum Antiques - Leon Perel (Certified Appraiser CPPAG)1547 Niagara Stone Road , Virgil(905) 321-1918 • [email protected]

Selling Things…What You Should Know Leon Perel

HENDERSON’SHENDERSON’SPHARMACYPHARMACY

www.hendersonspharmacy.com

905-227-2511

Mon-Fri 9am to 9pmSat 9am to 6:30pmSun 10am to 5pm

15 Front St.S,Thorold

Hours Of Operation

Senior’s Day First Wednesday

of every month20% off Reg. Prices

Free DeliveryLarge Selection of

Home Health Care Products

..

Glenn Betts has a 30-year background in real estate sales with extensive experience in writing for real estate, fundraising, and a variety of other businesses. Here’s what he has to say about what type of real estate seniors are buying.

Not too many years ago, selling to seniors meant finding “senior housing.” That generally meant a “scaled-down” home that offered low maintenance, all-on-one-floor living, and close proximity to medical services.

But seniors have changed. While a few may still follow the old pattern, for the most part, today’s older set doesn’t want to retire to a box. They have no intention of spending their days watching TV and going to doctor’s appointments.

They may want a low maintenance home - because they have too many other things to do. They may also require a home with ample parking and lack of covenants and restrictions - so they can park a large mobile home during

the months when they’re not traveling.

They may want to move to be near grand-children. But if they don’t, they may need a multi-bedroom home because they anticipate having their children and grand-children as visitors on a regular basis.

Today’s seniors may want to live near a golf course, a pool, a health club, or a mall. They may want to choose a community with plenty of opportunity for volunteer work. They may prefer to be in an area that offers a wide choice of fine dining opportunities, the theater, with easy access to shopping.

They may even want a location where they can operate a small business - either from home or close by. Some have dreamed of a home business for their entire “working life” and finally have the freedom to go after it.

The difference is that people are staying healthy longer. Retired people aren’t finished having fun, but instead may just be beginning to have fun. After years of being tied to the “9

to 5 grind,” they’re ready for new adventures.

We treat our senior clients with the highest degree of respect and continually ask them about their goals and their plans, along with finding out what benefits and features are most important to them. Once we have collected all the information we can make suggestions and give advice based on what they tell us. For instance, if they plan to spend time traveling, you might recommend a gated community with security rather than a secluded location - for the safety of their home while they’re away.

Buying a residence as a senior citizen can be both exciting and daunting. The excitement stems from anticipating new beginnings in a fresh environment. It can be daunting because there are so many types of Senior Residences, finite resources and sometimes emotional hurdles to overcome. Knowing how to best serve home buyers, sellers and investors at all stages of life is another way Glenn Betts adds value to each real estate transaction.

Why and How Today’s Seniors Buy Real Estate John Bauslaugh

Your Key To New Beginnings

Walkers Creek BungalowGreat solid brick bungalow located in sought after north end near Walkers Creek. 3 bedrooms, two baths, eat in kitchen and large fenced yard with garage and paved drive. Close to schools and park. Clean and well kept. Perfect family home.List Price $242,000.

18 TRELAWNE

BILL STEPHENSSales Representative289 407 4994

3 Bdrm Brick Century HomeGorgeous 2 story, 3bdrm brick century home in sought after historic downtown neighborhood. Recently remodeled with modern flare. Brand new Scavolini kitchen with built in beverage centre, Thermadore oven and warming drawer, 2nd built in AEG oven and Stove top with marble counter topand center island andheatedfloors.List Price $499,900.

40 YATES

SAVANNAH BONNSales Representative905 321 3612

“The Blue Gables” B & BAbsolutely stunning and immaculate B & B (Bed and Breakfast) property known as “THE BLUE GABLES”. The Blue Gables boasts 100% occupancy during the season through the internet and is built on an international clientele. Approx. 4800 sq ft with 7 bedrooms and 8 bathrooms. Attention to detail isdisplayed throughout theB & B.

4305 SIMCOE ST.

MARIO DE LUCASales Representative905 246 7355

3 Bdrm Home in WellandportCompletely rebuilt 1700 Sqft 3 bdrm family home right in wellandport. Newly dry walled both levels; fully rewired 100 amp elec service & new breaker panel; high eff gas furnace 2010; new roof 15 yrs warranty; 3000 gal cistern water supply; 2000 Gal septic holding tank all new. Air tight woodstove in L/R. Zoned institutional.List price $179,900.

5119 CANBORO RD.

ERIC DAGENAISSales Representative905 329 0942

391 Vine Street • Unit One • St. Catharines 905-641-1700 Office • 1-888-641-1515 Toll Free • 905-641-2037 Fax

www.goldgrouprealty.ca

Gold Group Realty Inc.

• WILLS

• ESTATES

• REAL ESTATE

• CORPORATE

• COMMERCIAL

• POWERS OF ATTORNEY

Hours:Monday to Friday 9 a.m. to 5 p.m.

Evenings, Weekends And House Calls By Appointment

149 Welland Avenue • St. Catharines • 905.988.9900 • Email: [email protected]

B A R R I S T E R , S O L I C I T O R & N O T A R Y P U B L I C

BiographyJon grew up in Niagara-on-the-Lake and currently resides in St.

Catharines. He obtained his law degree from the University

of Western Ontario after graduating from Niagara University

with first class honours. Jon has practiced law for over 15 years,

servicing clients throughout the Niagara Region.

He specializes in the areas of Wills and Estate Planning, Real

Estate, and Corporate-Commercial law. He is also a former board

member and vice chair of the United Mennonite Home, a long-

term care facility and seniors’ complex in Vineland.

In addition to his law practice, Jon also sings professionally as

a baritone soloist with organizations in the Niagara Region and

beyond. He has appeared locally with Choralis Camerata and

the Niagara Symphony, and has performed solo opera roles with

Toronto Operetta Theatre, Opera in Concert and Halifax Summer

Opera.

Jon has always had an interest in seniors and their special and

diverse needs - whether it be advising on Wills with provisions

for children and grandchildren, to more complex Estate Planning

including provisions for children with special needs, to “Living

Wills” addressing terminal medical conditions, or multiple Wills

for dealing with shares in private corporations.

Jon offers his initial consultation free of charge to answer any

questions or concerns that you may have. He is also sensitive to

clients’ diverse financial situations and is open to customizing

payment plans that suit individual needs. Jon would be happy

to meet with you either at his

office in St. Catharines or

in the comfort of

your home.

JONATHON E. DICK

LAW OFFICE

I met with Breck Foerstner, the owner of HorseWorld Emporium in St. Catharines. His fascinating background in business and farming explains his love for horses and why he purchased the

HorseWorld Emporium in the mid 1980’s. He did so, to share his wealth of knowledge with the horse world and also to continue his own love for the animal. HorseWorld is a full service tack shop, offering old fashioned service to a local and international clientele.

“At this time, I was looking for a challenge,” Breck explained. “Our emporium has turned into everything I could have asked for and more.”

Breck was taught how to ride horses by Ex-German Calvary Officers. He then went to school in the United States and road herd in Oklahoma. From there, he progressed through many different stages in his life, including working as a sales manager for Bell Canada. He then became sales manger for a grass seed company. From there he became a turkey, poult, hatching egg sales person. He started his own turkey breeder farm in the 1970’s and produced hatching eggs. He was soon put in charge of the European operation of Ralston Purina’s turkey and poultry division. During this time, he helped design breeder farms in Hungary during the Russian occupation in the 1970’s.

He then returned and bought his second farm north of Guelph in the early 1980’s. It was a turkey hatching egg production facility along with cattle and a sow operation. Unfortunately, after ten years, Breck suffered a serious car accident which forced him to sell his ranch. When he sold the ranch he bought a bankrupted travel agency in St. Catharines. Once taking ownership, he built the agency into the number 2 position in the Niagara Region. When the previous owner of HorseWorld decided to close the tack shop, Breck saw this as an opportunity to get back involved with his original love of horses.

HorseWorld Emporium stocks a huge selection of saddles and tack items for both the equestrian and western horse rider. For the equestrian, Breck has saddles made by St. Lourdes, Courbettte

and Excel. His western saddles are made by Billy Cooke, Circle Y, Reinsman, Abetta, Colorado Saddlery and others. Everyone has a little country and western in them and here you will find cowboy boots, hats, western clothing, gloves, scarves, jewellery and more. Their boots are from Justin, Canada West, Abbilene and Old West, while the hats are from Bullhide, Renegade, Bailey and Akubra. HorseWorld has a large selection of Wrangler riding jeans. They offer various health care products for the horse and dog. If they don’t have a certain item in stock, Breck can get it for you. Plus, his customers can purchase gift certificates or choose from hundreds of items on his website: horseworldemporium.ca.

As Niagara’s most versatile tack shop, HorseWorld Emporium also operates a 1,000 square foot leather shop where Breck’s staff can repair, make and personalize all kinds of leather projects. Here, customers can choose from English bridle leather, Latigo, garment leather or different weights of harness leather. HorseWorld can also provide brass hardware, as well as nickel plated rings and buckles for their custom jobs. There is also a well stocked consignment section.

As for Breck, he is also known as a barefoot trimmer for horses. A craft that takes many years to perfect. Breck says, “We want to make our customers happy and satisfied.”

A Multi-Discipline Tack Shop John Bauslaugh

[email protected]

Williams Kool Heat offers a wide variety of repair and installation services for all your HVAC needs including:

•Emergency Repair Service to All Makes & Models•Furnace Repairs•Central Air Conditioning Repairs•Furnace Replacement Installations•Central Air Conditioning Replacement Installations•Humidifi ers•Air Cleaners•Water Heater Repairs•Water Heater Installations•Annual Preventative Maintenance

Sheila Corriveau, Broker ASA and Carly Corinthos, Sales Representative, SRES from Coldwell Banker Advantage Real Estate Inc., Brokerage in Welland specialize in working with needs of the 55+ seniors market including helping them to downsize from their family homes to smaller, more manageable accommodations. The physical down-sizing process is by far the most daunting part of making a later-in-life move. Sheila’s and Carly’s tips and insights should help whether you’re the older adult ready to face this task, or whether you’re the adult child who has offered to help your parents with their living transition.

Begin in the areas of the house that you are currently not using. Many older adults are still living in the same houses where they raised their families. In most situations, there are areas of the house that are currently not being used, like the upstairs bedrooms, the basement family room or others. Start the sorting and clearing process in these rooms because it will be least disruptive to everyday life. These areas also often contain lots of items that have not been used in a considerable length of time and that will not be missed when passed on to children, grandchildren, charity or the auction house. Begin with the large Items in each room and work your way down to the small items. The rationale for this? It’s easier to start with furniture and the bigger pieces and you’ll feel like you are making some progress. If you start with the small items, you may get overwhelmed and frustrated before you even get started. Sort the items in each room as follows. Items that you want to keep as you move forward into the later stages of your life (this includes items you are not currently ready to part with or items that you definitely know you will want to move with you to your new home).

• Items that will be passed on to family or friends.• Items that will be sold via a garage sale or auction.• Items that will be given to charity.• Items that need to be thrown away.• Tell your kids that it’s time for them to collect the things that

they still have stored at your house.• Allow plenty of flexibility and time for the sorting and

downsizing and trust the process.• Remember that your goal is to simplify your life.

If there are items that you don’t have room for at your new place and you still want to keep, don’t forget that every community has convenient storage facilities to meet your needs. The rent is inexpensive and allows you more time to consider the items destiny.

Sheila and Carly have found that these tips have helped many in the past. They hope it will help you too. So when you are thinking of downsizing, please give Sheila & Carly a call at Coldwell Banker Advantage Real Estate at 905-788-3232 and they can help you with all your real estate needs.

Downsizing From the Family Home John Bauslaugh TEAM

EXCELProudly Presents

Your Key To Your New Address In Niagara!

With Winter right around the corner look to Lookout Village for condo living at its finest. 2 Buildings set on 7 acres this unit is located in “B” building and features 2 BRs, 2 Baths, updated kitchen and LR/DR combo. Underground parking spot included along with use of sauna, hot tub, party room, outdoor BBQ area, tennis and pool.

Being offered $169,900Call today to arrange for your tour!

RETIRE YOUR SHOVEL

Coldwell Banker AdvantageReal Estate Inc., Brokerage

Independently Owned and Operated

905.788.3232

Listed bySheila Corriveau

Sold byCarly CorinthosWhat a “team effort!”

If you want to hirethese ladies, it costs you

“Nothing Extra For The Advantage Of Two!

PERFECT FOR 1ST TIME BUYER OR RETIREE

Two designations, one as an Accredited Senior Agent and the other as a Senior Real Estate Specialist. Two registrations with RECO, one as a Sales Representative and the other as a Broker. When you want to sell your home to begin retirement or transition into the next adventure of life – the Advantage to YOU is that Experience costs you nothing

IT’S PRICELESS! Call Team Excel today!

Experience • Energy • Excellence • Honesty And Integrity

SHEILA CORRIVEAUBroker ASA 905.932.1947CARLY CORINTHOSSales Representative SRES 905.359.2403

The AdvantageOf Two:

www.teamexcel.ca

SOLD

• TWO TIMES THE ENERGY

• TWO TIMES THE SKILL

COVERED BY MOST INSURANCE PLANS

Dr. Driscoll has been providing chiropractic care for 13 years to treat, correct and prevent pain.

We are now accepting new patients at our 2 locations.

We offer early morning, evening and weekend appointments.

PLEASE CALL US FOR MORE INFORMATION.

TESTIMONIAL -- LEAH’S STORY I was diagnosed with Fibromyalgia and Chronic Fatigue Syndrome 20 years ago. I was prescribed standard pain medications. For many years before planning anything I would have to “wait and see how I was feeling”. While skating backwards, I fell hard and hurt my shoulder, neck and banged my head. By the time I got home, I could hardly turn my head. I tried to take care of the problem at home. However, the pain and stiffness became too severe over the next week that I could not sleep well. I was examined and xrays were taken to help diagnose my problem and to determine what type of treatment would be the most beneficial for me. Initially, my Chiropractor worked on my neck muscles and adjusted my upper back. I felt so much better and the stiffness and pain had started to subside quickly. This relief was new to me after suffering for so many years. The level of pain that I experience now has decreased immensely and I need less pain medication to function. Every day has improved significantly.

Dr. Driscoll Treats:

Get the Most out of your life...Safe, Comfortable Chiropractic Care for All Ages

Dr. Darcy Driscoll

CALL US TODAY FOR YOUR APPOINTMENT AT 9056840327 OR 9052272679 CONTACT US USING DRISCOLLCHIROPRACTIC.COM

LOCATIONS100 Fourth Ave, St.CatharinesRidley Heights Plaza(Beside Dr. Perri Family Dentistry)905-684-0327

20 Regent St, Thorold(across from Tim Hortons)905-227-2679

Book your complimentary consultation today to determine if chiropractic care is right for you.FREE Parking & No Medical Referral Needed.

Headache and Neck Pain

Foot Pain Knee Pain

Any New or Chronic Back Pain

Plant & Rake Without the AcheGardening and yard work is deceptively strenuous. In a recent poll, 88 per cent of Ontario chiropractors indicated that working in the garden and yard were the most common sources of neck and back pain they treat during the warm weather season.

To help you enjoy the fruits of your labour during this yard and gardening season, we recommend you keep these tips in mind:

Stretch before you head out. Take the time to prepare your body for activity; always warm-up and cool down your muscles. Add a short walk and you’ll have topped off your routine with overall conditioning. Now you’re ready for your open-air workout.

THE RIGHT MOVESUsing the right moves can go a long way to enabling you to plant and rake without the ache. Positioning your body correctly reduces strain on muscles and joints.

LIFT RIGHTMake sure your back is straight. And always bend your knees. Carry the load close to your body. Avoid heavy lifting immediately after bending or kneeling.

KNEEL TO PLANTUse knee pads or a kneeling mat to reduce the strain while you plant and weed. Keep your back straight and stop frequently to take a break.

RAKE RIGHTEase the strain on your back by putting one leg in front, the other behind. Switch legs and hands from time to time.

ALTERNATEHeavy. Light. Heavy. Light. That’s the right way to handle those chores.

CHANGE HANDSTake the strain off by changing the position of your hands.

CHECK YOUR POSITIONAnd change it often. Kneel. Then stand. Or simply sit and relax for a while.

THE RIGHT TOOLSChoose tools that are ergonomically designed, with padded handles and spring action. Make sure the size and weight are right for you. And always choose the proper tool for the job.

Here are a few more tips to lighten your load:• a hose is easier to manage than a watering can• a good cart, or dolly, makes moving heavier loads a breeze• a wheelbarrow that is lightweight and has two wheels is a good idea• separate a larger load into several small ones• select comfortable, thick soled, supportive shoes• cover up with a wide-brimmed hat, wear gloves and sunscreen• use ergonomically designed, long handled, lightweight tools

Don’t forget to get-up, move around, alternate tasks, repeat your stretch routine, or sit back, relax, and have a cool drink. Try not to overexert yourself, and take three brief breaks at least once every hour. Give yourself a breather ... your back will thank you!

If you have back or muscle pain that lasts more than 48-hours without improvement, visit a chiropractor. Chiropractors play an important role in providing preventative education and early detection of spinal problems, as well as providing expert care for back, muscle, joint pain and injury.

Brought to you by the Niagara Chiropractic Society

For more back health information, or to find a chiropractor near you, please visit

www.chiropractic.on.ca or call 1-877-327-2273.

Dr. Tanja Braun Smith 905-937-3148 St. Catharines

Dr. Raymond D'Archi 905-563-6700

Beamsville

Dr. William deVries 905-684-1104 St.Catharines

Dr. Darcy Driscoll 905-684-0327 St. Catharines

Dr. Tracy Drynan 905-641-3000 St. Catharines

Dr. Thomas Gadsby 905-563-8558

Beamsville

Dr. David Leprich 905-685-6571 St. Catharines

Dr. Alan Ley 905-937-5042 St Catharines

Dr. Erica Mattia 905-347-2616 St. Catharines

Dr. Chad Minor 905-732-4464

Welland

Dr. Dennis Mizel 905-934-7776 St. Catharines

Dr. Frouz Paiwand 905-468-2177

Niagara On The Lake

Dr. Albert Scales 905-935-3355 St. Catharines

Dr. Enrico Schirru 905-688-5150 St. Catharines

Dr. Taia Spencer-Yap 905-937-7908 St Catharines

Dr. Connie Taylor 905-688-4949 St. Catharines

Dr. David West 905-945-3731

Grimsby


Hearing is Happiness

Hearing lossHearing loss is a condition that is much more commonthan many people would imagine. Hearing is not onlynecessary to fully enjoy and understand conversation,TV or radio, it is essential in developing speech so thatwe are understood by others. It is also important toyour well being. Hearing loss removes you from theworld around you.Hearing aidsStamford Hearing Aids fits all types of hearing aids:digital and directional hearing aids that provideenhancement to the speech sounds you havedifficulty hearing, while automatically decreasing

some of the disruptive background noises.Individualized attentionStamford Hearing Aids has served the pubic since1989. Certified Hearing Aid Specialists at StamfordHearing Aids offer hearing evaluations within asoundproof testing booth and advice as it pertainsto your individual needs. Stamford Hearing Aids canalso make ear molds for water sports, musicians andexcessive noise.Replacement batteries, accessoriesand repairs are available.Convenient paymentStamford Hearing Aids is a registered vendor underthe Ministry of Health’s Assistive Device Branch

(ADP), the Workplace Safety Insurance Board(WSIB), Department of Veterans Affairs (DVA), andthe Ontario Disability Support Program (ODSP).Weaccept all insurance plans.Three locationsWe have locations inSt. Catharines,Fort Erieand NiagaraFalls for yourconvenience.

plans.

$40000

OFFBinaural on

Selected Models

Rediscover the sounds of life, withStamford Hearing Clinic

WE CAN RECOMMEND ANY STYLE FOR YOUR NEEDS

111 FOURTH AVENUEUnit 3 Ridley Square, St. Catharines, ON L2S 3P4 Phone - 905-397-0660 • Fax - 905-397-0661

www.stamfordhearing.com

Enjoy what you have been missing!We treat the different kinds of hearing loss, ranging from mild, moderate, severe and profound, with the expert fitting of a hearing aid. If youoften ask people to repeat themselves, experience ringing or other head noises, have difficulty understanding speech or sounds when background noise is present, or havedifficulty locating a sound source, call Stamford Hearing Aids for a private consultation or drop in and see us today. No appointment necessary.Walk-ins are welcome.

WHATWEDO

Stamford Hearing Clinic

• Full service hearing clinic • Affordable hearing aids available • Full audiometric testing • All make repairs• Hearing aids come with lifetime support & service • Price Match Guaranteed

HEARING AIDSStarting At $89900 BinaurallyCALL TODAY FOR DETAILS!

VOTEDNIAGARA’S #1 HEARING

SPECIALIST

Niagara’sFinest!

2012

Thank you! I just wanted to thank all my sponsors,exhibitors,volunteers and attendees for helping make the Niagara Health and Home Expo an overwhelming success. Thanks to all my sponsors including Avondale Food Stores,H2 Only, Hamilton Bulldogs, Niagara This Week, ED FM and Z101.1, Niagara Bullet News, the Silver Journal, Bath Fitter, St. Catharines Ice Dogs, St. Catharines Falcons, Healthy Beginnings Chiropractic, Niagara Inflatables and Spotlight Niagara. Thank you to the over 60 local exhibitors who placed their trust in my company that we would deliver a quality show that would attract a large number of attendees. Thank you to the many volunteers who helped me to organize and run the expo. A sincere thank you to everyone who attended. Please call or email me about what you would like to see for the next show in May 2013.

A special thank you to my web designer Amanda Bergsma.

Niagara Health and Home Expo Jon Radick

Total Car Care.Total Customer Care.

OIL CHANGE GrEAT SAvINGS

$5off*

Oil ChangeService includes: • New oil filter• Check underhood fluid levels• Change engine oil

$10 Off*

All services over $100

$20 Off*


$30 Off*


* Discount off regular price. Consumer pays all tax. Most vehicles. Coupon required at time of purchase. Not valid with other offers. Valid at participating locations listed below. Void if sold, copied or transferred and where prohibited by law.

387 ONtariO St. St. CatheriNeS 135 hartzel rD. St. CatheriNeS expireS 12/31/12

* excludes tax. excludes tires and batteries. Discount off regular price. Consumer pays all tax. Most vehicles. Coupon required at time of purchase. One coupon per total invoice. Not valid with other offers. Valid at participating locations listed below. Void if sold, copied or transferred and where prohibited by law.

387 ONtariO St. St. CatheriNeS 135 hartzel rD. St. CatheriNeS expireS 12/31/12

387 OntariO St. 905-684-8741

135 Hartzel rd. 905-688-6011

Offers valid only at Midas locations listed. See manager for details. © 2012 Midas Canada inc.

17 OCT 2012 1103 100% 1FILE NAME M00573-StCatherines_Mid1012.indd DESCRIPTION Nsp: St. Catherines Coupon Offer

CLIENT Midas COLOURS KDOCKET PTO MID P010867

FINAL w:5” x h:5.5” PD HP PIC INFO hi res

AD SEPS RUN

CL OUTPUT Print Quality PDF

PAGE 1 FONTS Helvetica Neue LT STD, ITC Flora

MIDAS AD CENTRE @ CO-OP ADVERTISING51 Wolseley street, toroNto, oN, CANADA M5t 1A4 • 1 800 806 6864 • 416 645 3750

Sincerely, Jon Radick (President)Niagara Health and Home Expo(905) [email protected]


Dundee Wealth Jim Morrison

My name is Jim Morrison and I have been an Advisor in the Investment Industry for 35 years. I have covered all facets of the industry. It has been a few years since my TV and Radio shows were on the airwaves. I would approach different subjects and answer the questions that are important to my clients and all of you striving to understand your future and current needs.

As Senior Investment Advisor at DWM Securities Inc. and an Insurance Representative with Dundee Insurance Agency Ltd, I have the ability to work on a personalized platform utilizing a holistic approach to growing your entire net worth using Estate Planning & Wealth Transfer, Tax Savings, Retirement, Mortgage Service/Debt Solutions, the list goes on.

I have spent my career specializing in and ensuring that my client’s money outlives their needs, instead of my client’s outliving their money. Through proper techniques and saving strategies, along with carefully partnering with other industry specialists; your needs can be taken care of to your satisfaction.

With such uncertain times, over the coming months, I am going to be touching on subjects that concern my own clients as well as the

questions I receive from you. My goal is to help educate and dispel some of the worries and concerns that you have.

A few questions are: Can I save taxes through my investments? Is Real Estate counted as part of my portfolio? Can we have an RESP for our Grandchildren? How do I equalize my estate between heirs?

Please contact my Team with your questions so that we can start an open line of communication to achieve your goals and grow your net worth together.

James R. MorrisonSenior Investment AdvisorDirector, Private Client GroupDWM Securities Inc.(905)937-0962 See Ad on Page XX

James Morrison *Retirement Planning & Saving Strategies *Estate Equalization & Wealth TransferSenior Investment Advisor *Tax Sheltering/Deferring/Efficiency *Debt / Budgeting Solutions*Mortgage ServicesDirector, Private Client Group *RRSP; Spousal RSP; RRIF; Spousal RIF; LIRA; LIF; TFSA; Canadian & US AccountsDWM Securities Inc. *Stocks, Bonds, Tax Shelters, Mutual Funds, Money Market, GIC’s, USD, Gold CertificatesInsurance Broker *Life Insurance, Group Benefits, Disability, Critical Illness Dundee Insurance Agency Ltd

Lawyer Accountant Mortgage Specialist Life Insurance Speicalist Trust Agents Memorial Home

You will have access to our full Team of Professionals to help guide you on your journey to build and secure your net worth and set you on track to meet your needs and ensure that your money out lives you, instead of you

outliving your money.

284 Geneva St. Suite 6, St.Catharines, ON. L2N2E8 (905) 937-0962/1-888-568-6893/fax: (905)937-9268 [email protected]

Jaclyn Morrison Investment Advisor, DWM Securities Inc., Insurance Broker, Dundee Insurance Agency LtdDiane Labrie Executive Assistant

DWM Securities Inc., Member-Canadian Investor Protection Fund, is a DundeeWealth Inc. Company

577 Ontario St. • St.Catharines • 905-988-9160 i n t e g r a t e d h e a l t h c a r e . c a

F ITNESS STUDIO&Integrated Health CareBe Happy • Be Healthy • Be Whole

Rebalance • Revitalize • Restore

Talk to us about all yourhealth and fitness needs!

All of our practitioners are qualified and registered in their area of training

We Offer Services In:

Visit our website for promotions news and booking information

Let Us Help You ~ Seniors Welcome

• ACUPUNCTURE

• EXERCISE PROGRAMS Boot Camp Core Training Pilates Weight Training Yoga

• HOMEOPATHY

• MASSAGE THERAPY

• NATUROPATHY

• PERSONAL TRAINING

• SHIATSU THERAPY

A F U L L S E RV I C E H O L I S T I C H E A LT H C L I N I C

Clinic Staff: Naturopathic Doctor ......................... Tara Clapp, NDShiatsu Therapist ............................... Jason Hookey, CSTRegistered Massage Therapists ........... Alexis Verdile, RMT ......................................................... Teresa Carlone, RMTPersonal Trainer ................................. Kate Profjit-FazioHomeopathic Doctor .......................... Ashley Guite

Fitness Staff:Rose JaekelMonique Idzenga

Mary Di GiorgioKate Profijt-FazioCody Kent


St. Catharines is home to eight War Memorials, dating as far back as 1886. As the Town of Merritton, Village of Port Dalhousie and Grantham Township were

incorporated with St. Catharines in 1961, so too did their war memorials. Over the last several years much work has been done to research their history, and to assess and plan for needed repairs. Community support has been strong for the preservation of these Cenotaphs, which honour the men and women who have stood for our freedoms over generations.

The word “cenotaph” means “empty grave,” and acknowledges the loss of life that is represented by these stone and metal structures. Several of our War Memorials name those who gave the ultimate sacrifice. Others simply and elegantly recognize the conflicts that have been fought by local men and women.

The front doors of City Hall are surrounded by elegant bronze plaques that serve as our Honour Rolls, with the names of men and women who gave their lives in the First and Second World Wars and the Korean War. Another plaque at City Hall’s main entrance commemorates the St. Catharines recipients of the Victoria Cross, the highest decoration for valour in the British Empire. Private Alexander Watson died during the Northwest Rebellion, and community sentiment was such that funds were raised to erect the figure that now graces the front lawn of City Hall. The oldest monument in the collection, Private Watson also honours those from St. Catharines who were lost in the Second Boer War.

Merritton (Merritt Street) and Port Dalhousie (Ann Street) each have beautiful Cenotaphs built circa 1921, and it is believed their statues were carved by artist Emmanuel Paul. These Cenotaphs have been recent greening projects of the St. Catharines Green Committee and are now surrounded with beautiful, new landscapes. The grounds of Victoria Lawn Cemetery house the Grantham Cenotaph and the Korea Veterans Associations Memorial. Also in the cemetery is the 10th Field Battery R.C.A. Memorial, built circa 1965, and the Royal Canadian Legion’s Monument, built in 1990.

The largest monument is the St. Catharines Cenotaph, located in Memorial Park, on what is now referred to as Veterans Way (St. Paul Street West). Unveiled on August 7, 1927, the first wreath was laid by His Royal Highness, Edward, Prince of Wales, who made a brief stop at the ceremony as he travelled through Niagara. At the time, the monument was a tribute to the memory of the 300 St. Catharines men who gave their lives for the British Empire in 1915-1918. Today, it also commemorates World War II, the Korean War, the United Nations Peacekeepers and the Canadian Merchant Navy.

St. Catharines’ War Memorials

City of St. CatharinesPO Box 3012, 50 Church St., St. Catharines, ON L2R 7C2

Tel: 905.688.5600 | TTY: 905.688.4TTY (4889)Twitter@St_Catharines | Search City of St. Catharines on Facebook

www.stcatharines.ca

VICTORIA LAWN CEMETERYBeautiful, centuries old trees and wide green

spaces mark the rich history and natural setting of Victoria Lawn Cemetery. A part of our community for over 150 years. Victoria Lawn Cemetery serves as a peaceful and pleasant final resting place for people of all religious denominations and cultures.

Pre-Planning Assistance Available

• EarthandCremationInterment

• MausoleumCryptandNicheEntombment

• ColumbariumCremationInurnment

Foranappointmentcall905.688.5601ext.1557Fax:905.687.1711

480QueenstonStreet,St.Catharines,ON

This fall community members will see work begin on two of our memorials: the Port Dalhousie Cenotaph and the St. Catharines Cenotaph.

In July 2009, a heritage conservator was hired by the City of St. Catharines to evaluate the condition of these memorials. His report revealed that the St. Catharines Cenotaph is in need of significant restoration. The repair of this Cenotaph is a complicated affair, and this fall a team will temporarily remove its top to review the interior condition of the monument.

Last year, the eagle eyes of Port Dalhousie Legion member Brian Bowman espied space beneath the Port Dalhousie statue, and a quick investigation confirmed that the statue is lifting off its pins and will require re-installing. This work is set to take place this fall, and the Royal Canadian Legion, Port Dalhousie Branch 350, is set to contribute to these repairs, matching a requested grant from the Minister of Veterans Affairs as well as City funds.

The costs to repair the St. Catharines Cenotaph are estimated at $200,000 or more, and to meet this goal, fundraising projects have been underway since 2010. On May 12, 2010 the City of St. Catharines hosted a concert by The Stadacona Band of Canadian Forces Atlantic that celebrated the Canadian Naval Centenary. The concert had over 300 attendees and raised $3,000, thanks to generous contributors in the community. Significant contributions have been made by the Royal Canadian Legion Branch 24 ($10,000) and the Royal Canadian Legion, Polish Branch 418 ($3,000) in support of the Cenotaph’s restoration. Other community members have also stepped forward and the total raised to date is $17,000.

These funds will be used to match a grant request to the Minister of Veterans Affairs, as well as funds from the City’s capital budget.

Quickbooks, ACC PAC, Simply Accounting

Leah Johnston905-397-9584

[email protected]

Niagara Office Works Inc.

Personal & Corporate Income TaxesYear End & Financial Statements

Bookkeeping & Consulting

Community members can expect to hear more about these projects in future. If you’re looking for a worthy project for your donations, consider the needs of St. Catharines’ historic monuments. Their preservation ensures that Canada’s story of valour and sacrifice is shared with future generations.

It was 1991 at 45 years old weighing 250 lbs. Life as I knew it was over. Multiple diagnoses, organ dysfunction, allergies,

depression, chronic pain, hopelessness and consumed with fear, coping seemed more than I could handle. At 37 as my health began to decline I was forced to give up my corporate job and dependencies of alcohol, cigarettes, prescription and soft street drugs which I had relied on over the years to cope with my conflicts and confusions about life, relationships and communication. It seemed the more I tried to hide the more problems I accumulated until now my life literally had come to a dead stop. I had not yet realized that sometimes dead stop is where forks in the road of choice show up and long buried dreams are reborn.

My days were constantly consumed with a mentality that it was too late to turn the physical issues around or to unravel the way I reacted to life emotionally and mentally I was a total and dismal failure. In spite of a lot of inner work I believed I was incapable of ever sorting out so many unusual life

traumas that triggered survival mode that I lived in. I waited for death as the last DR. specialist had advised me to “Make sure my affairs were in order as there was nothing he could do to help me.”

The end of the road became the beginning of the key to my current healthier lifestyle on every level. I began to listen to inner leadings, to move in different directions and take new actions which sometimes seemed very foreign. I soon began to experience positive changes that seemed perfect for my lifestyle and needs. At the time I constantly reminded myself of my one vision to have a stronger healthier body no matter what I had to do to get it.

With some trial and error I gradually learned how to not only take my life back initially in terms of my physical health but also in terms of my mental and emotional health since I always knew that I was a whole being with a body mind and spirit.Over time I began feeling better and the pain I lived with constantly for years subsided,

my mind became clearer and I imagined new visions for myself. One day, a dream I had long forgotten to have my own business was unearthed out of the blue which was born out of my physical need to ensure I didn’t overwork my body in its healing process. I had come to realize I needed to be conscious at all times of my limitations on all levels since this was one of the key problems in why I had experienced two burnout phases in my career life.

As my health increased so did my dream and at 51 I stepped out of my comfort zone and became Niagara Regions first Life Coach as a Wholistic Lifestyle Consultant. Today I have designed a unique and powerful process to assist others in living in wholeness and reviving/designing their dreams. Since I learned it’s never too late to live a dream. So get that drawing board out and unearth those dreams.

If I can go against the odds so can you!

Never Too Late To Live Your Dreams Maureen Sherman

905-788-2327 • 905-988-1688 • 905-563-3283 • 1-800-463-1436

AWARD WINNING DRIVING SCHOOL

AAPEXDRIVING ACADEMY

HOW’S YOUR DRIVING?

Staying safe.Staying mobile.

Get the facts about driving and aging.

SAFETY TIPS • WARNING SIGNS • RISK FACTORS

www.aapexdriving.com

For over 180 years, the Beaverdams Church has proudly stood at its home in Thorold. From its first days when

Reverend Egerton Ryerson preached to his flock, the church has existed for roughly 65,700 days as a place of worship for the community.

Now, a dedicated group of volunteers is committed to restoring the church and giving it new life for many more days and years to come.

“I saw an article in the paper about the need for people to form a board before they could get going with anything to do with the church,” said Denise Bradden, the chair of the Beaverdams Community Church Board. “I thought if I didn’t volunteer then the church is going to fall down, and I think it is important to save it. That is how I became involved.” Bradden has only lived in Thorold eight years, but she “has always loved it here” and runs the local Morningstar Cottage Bed and Breakfast. Her commitment to the project comes from a genuine desire to see the church restored to its former glory, but she knows that the project will need the help of the entire community.

“Most buildings that are like this have a friends association that does the fundraising and we are looking at getting that going,” said Bradden. “We will be looking for corporate donations and getting the community involved.

“This is the community’s church. I think a lot of people are not aware of it because it is tucked away but it is a very important church, and I would like to see the community involved in the fundraising efforts. “Before we do anything we have to raise money. We have to get a certain percentage from grants but that money is drying up too. We would love to get members of the community involved in the fundraising end of it. That is where we need the manpower at the moment.”

Beaverdams Community Church Board member David Cowan has spent his entire life in this community and remembers the Beaverdams Church from days long gone by. “I grew up in Thorold and have been familiar with this building since I was a kid,” he said. “A few years ago a call came up for volunteers with the idea to restore it because it was getting into a worst state of repairs. I

responded and about a year ago a board was formed. There are eight of us on the board and we spent the last year planning what we are going to do.

“Just recently, the City of Thorold approved the plans that Denise (Bradden) presented at the last council meeting. Now we are in a position to start raising funds.”

There are so many different ways of contributing to the efforts in bringing the grand old building back to its glory. Now its time to get the ball rolling on restoring the historic monument that has been filled with many generations of local families.

“We want to have a concert, trivia nights and we are looking at having a bridal fashion show in the wintertime,” said Bradden. “We look forward to any ideas that brings about more community involvement.”

For more information on how to get involved in the Beaverdams Community Church Restoration Project, contact Denise at 905-688-4841, David at 905-227-7556 or send an email to [email protected].

Restoring The Beaverdams Church Joseph Cassidy

Sun Life Post Retirement PlanTM

Get ready. Ask me how.

Life’s brighter under the sun

© Sun Life Assurance Company of Canada, 2012.

Sun Life Post Retirement PlanTM

Get ready. Ask me how.

Retire the way you want to with a

Hal Katz B.Sc. B.Admin.905-684-1141 ext 220380 King Street, Suite 501St. Catharines, ON L2R 7G1

Life After The Penny(NC)—Do you remember where you were on February 4, 2013 when the Royal Canadian Mint (RCM) stopped issuing pennies? Perhaps you walked by one on the sidewalk but didn’t bother to pick it up — to your peril. There goes your chance of having a lucky day, as the old adage goes. Oh well, it doesn’t really matter now does it?

Research by Desjardins Group’s economists found that maintaining the penny costs Canadians an estimated $150M a year. Thanks in part to this analysis, the federal government announced last year that it would withdraw the one-cent coin. Don’t worry though; this definitely wasn’t a case of being penny wise and pound foolish. Frankly, the penny lost its shine ages ago: it costs 1.6¢ each to produce and its purchasing power has been greatly reduced partly because Canadians have been hording them for years.

By eliminating the coin, there will be a significant savings to the environment and

the economy in general due to the reduction in handling costs for retailers, financial institutions and consumers. As a result, the transition costs for the government to gradually withdraw the penny — which may be in the tens of millions of dollars over the next few years — will be minimal compared to the recurring annual savings Canadians will see down the line.

Gone but not forgotten

Although the RCM is no longer minting the penny, it will maintain its value and legal tender indefinitely. And some businesses will still accept it as a form of payment. As pennies are withdrawn from circulation, prices will be rounded to the nearest nickel for cash transactions. Non-cash transactions (debit card, credit card, prepaid card, cheque, etc.) will continue to be settled to the nearest cent.

Don’t cry for the penny, it had a good run

What will the RCM do with all the lowly pennies that are returned? They will be melted down and recycled, which will create a revenue source for the government to help offset the transition costs.

Great use for your old copper

If you’re the proud owner of a terrarium full of pennies and would rather not roll and return the lot to your local financial institution, consider donating them to a local charity.

To access additional reports like this one by the economic team at Desjardins Group, visit the Economic Studies and Publications section at www.desjardins.com.

•Sports Cards •Gifts •Sports Memorabilia •Custom Framing

Now Open286 Lake St. Unit #2, St.Catharines, ON

[email protected] www.breakawayauthentics.com

To join our mailing list, text your name and email to: 289-272-0107 or scan the QC code:


Maximize Retirement Savings(NC)—Valuable tax preparation resources are available to communities across Ontario prepared by the Certified General Accountants of Ontario www.cga-ontario.org.

Here is a snapshot of tips to maximize pension contributions and your Registered Retirement Savings Plans:

• Individuals who are paying Canada pension plan (CPP) and/or employment insurance (EI) premiums may claim a 15 per cent federal tax credit and 5.05 per cent provincial tax credit on the amount paid.

• Contribute to your RRSP early in the year. If, for example, you contribute $22,970 — the maximum possible annual contribution amount for 2012 — at the beginning of the year instead of at the end, over a 25-year period, assuming a five per cent rate of return, you would have an extra $54,800 in your RRSP.

• If you are an employee who is making regular RRSP contributions, request that the amount of income tax withheld on your pay cheque be reduced in order to reflect the savings those contributions will bring. This is a more efficient way to manage your money.

• You don’t have to deduct an RRSP contribution in the year it is made; instead, you can carry it forward for deduction in a future period when you have income placing you in a higher tax bracket. Be sure you have used all personal tax credits before deducting your RRSP contribution.

• If you are at least 65, consider creating pension income by converting part of your RRSP to a life annuity or an RRIF if your financial circumstances warrant such a move.

• Contributing to a spousal RRSP also creates potential pension income for your spouse or common-law partner.

• Pension income splitting can be a good strategy to minimize overall family taxes if the spouse to whom the funds are being transferred has low, or no other sources of income.

• If you qualify for Canada pension plan (CPP) disability benefits, remember to check to see whether you also qualify for the federal disability tax credit (DTC).

Midtown Denture ClinicRick Bianchi DD

Peter Lapichino DDServing St.Catharines since 1972

Established by Clive MusselSmileConfidencewith

FREE Consultations!All Dental Insurance Plans Accepted

• Full and Partial Denture Service• Same Day Repairs and Relines• Dentures Over Implants• Latest Oral Health Screening

We Make HousecallsIncluding Retirement Homes

117 1/2 Welland Ave.St.Catharines(Across from Midtown Plaza)

(905) 688-3543midtowndentureclinic.com


Calming Effect: Women Can Overcome Leading Health Threat(NC)—Chilling out can turn down the heat on incident rates of heart attacks and strokes among women, according to the Heart and Stroke Foundation.

Heart disease and stroke is a leading cause of death for women in Canada, and kills seven times more women than breast cancer. Gender is also a key determinant:women are more likely than men to die of a heart attack or stroke.

However, women can reduce their risk by putting themselves first and making healthy lifestyle choices. Key among them is managing stress, a difficult task for those juggling work, family and home life, says Bobbe Wood, the foundation’s president. Financial worries, project deadlines and ensuring the happiness of a child can often overwhelm us, she adds.

Almost one quarter of Canadians report a high degree of life stress, states a report co-published by the foundation and the Canadian Mental Health Association. Combine this with a woman’s risk for heart attack and stroke and you have a potentially deadly duo.

“High blood pressure and high cholesterol levels are major risk factors for heart attack and stroke among women. We have to take action by making healthy lifestyle choices,” stresses Wood. “Talking to your doctor and controlling these levels are essential for women to make good health last and lead long, full and vital lives.”

Diet and exercise are also important influences to combating heart attacks and stroke. Wood suggests the following to put you on the right track:

• three sessions of weight-bearing exercises and 150 minutes of moderate- to vigorous-intensity aerobic exercise (in minimum of 10-minute increments) each week;

• seven to eight servings of vegetables and fruit each day; and

• limited consumption of saturated and trans fats and sodium.

Smoking is an obvious culprit. Within one year of going cold turkey, a woman’s risk of suffering a smoking-related heart attack is cut in half. While smoking is an addiction and quitting may be difficult, with help and a plan, it may become easier, says Wood.

Aside from talking to your doctor, Wood also recommends women assess their risk for heart disease and stroke by taking an online quiz at TheHeartTruth.ca/quiz.


Stay Healthy When Stressed(NC)—According to a survey commissioned by the Florida Department of Citrus, 38 per cent of Canadians rate their stress level as high. While 77 per cent believe that eating a balanced diet – with seven to 10 daily servings of fruits and vegetables can help their physical and mental well-being – 36 per cent say that stress contributes to their inability to maintain a healthy diet. This can lead to illness, another common side effect for one in four Canadians.

“It’s important to maintain a balanced diet, especially when you’re stressed,” says registered dietitian, Lydia Knorr. “Citrus fruit and juice are delicious, easy to incorporate into meals, and they provide key vitamins that help support the immune system as well as overall health.”

This recipe is a healthy update on a winter favourite that incorporates Florida orange and grapefruit juices into a comforting dish.

Black Bean Florida Citrus Chili with Avocado Cream

1 tbsp (15 mL) canola oil1 onion, chopped3 cloves garlic, minced1 green pepper, chopped1 jalapeno pepper, seeded and minced1 tbsp (15 mL) ancho chili powder1 1/2 tsp (7 mL) ground cumin1/2 tsp (2 mL) smoked paprika2 cans (19 oz/540 mL each) black beans, drained and rinsed1 can (28 oz/796 mL) stewed tomatoes1/2 cup (125 mL) each Florida orange and grapefruit juices2 tbsp (30 mL) chopped fresh cilantro2 tbsp (30 mL) tomato paste1 tbsp (15 mL) chopped fresh oregano1 avocado1/3 cup (75 mL) sour cream1 tbsp (15 mL) chopped fresh cilantro1 tbsp (15 mL) Florida grapefruit juice

In a large pot, heat oil over medium heat. Cook onion, garlic, green and jalapeno peppers, chili powder, cumin and paprika for 8 minutes. Stir in beans, tomatoes, orange and grapefruit juices, tomato paste, cilantro and oregano. Bring to a boil. Reduce heat and simmer, stirring occasionally for 20 minutes.

In a separate bowl, mash avocado until smooth. Stir in sour cream, cilantro, grapefruit juice and salt. To serve:

– Advertisement –

LeafSourceTM - Stops Pain Within Days!

Rarely does nature reveala theraputic agent soincredible that medicalresearchers - and thepeople that try it - areastounded by its healthenhancing benefits.

2010 Best in Canada Award

BestSuperfoodwithmultiple

health

“No back pain, no sore kneesand no sore ankles““I saw an article in a weekly newspaper

about how great LeafSource was. Well I havesuffered with a sore back for the last 20years and I also have sore knees and ankles,seems like I have had them forever. I am 71years old so, I started taking LeafSource 2tablets twice a day 7pm and 7am for fourdays nothing happened so I increased thedosage 2 tablets three times per day everyeight hours. The following day my sore backwas gone. The next day knees and ankleswere painless. I have been outside doingyard work and it is amazing how much I amgetting done and still feeling great. For overtwo weeks now I have no back pain, no soreknees and no sore ankles! LeafSource is thebest I have ever used by far. Thank You.”Rae - Medicine Hat, AB

“My blood pressure level hasdropped with no medicationother““I have experienced arthritic joint pain in myknees and back for many years. After takingLeaf Source for only a few days the painsubsided. I also monitor my blood pressuredaily. My blood pressure level has droppedwith no medication other than Leaf Source.In my case a valued-added benefit.”R.C. - Montrose, BC

“Pain, It’s absolutely gone!I’m amazed. Thanks““In January I was diagnosed with rheumatoidillness. Since that time I’ve been jugglingwith steroids and other drugs to help reducethe swelling and pain and inflammation.Recently at a health food store your productwas recommended to me. It’s been 3 weeks,and I’m floored. I’ve been able to stop all theNSAIDs and I have no pain. It’s absolutelygone! I’m amazed. Thanks.”Kathy M. - Montreal, QC

“I felt as if I was 20 yearsyounger or more““I am pretty stunned what this has done forme in 8 days of taking LeafSource. I am asuper active 54 year young guy. When I was40 I had to stop playing my passion...whichis hockey. I had a serious case of siaticawhich caused me extreme discomfort the nextfew days at work after I played. I would workthrough it by power stretching, walking...whatever I had to do to go back on the icein the next couple of days. So for 18 yearsI have tried many many products ...most ofthem expensive. And most did not work at all.I had been on a mission to find a product thatis doing exactly what LeafSource is doing.So here I am on day 9 with 90% of my paingone. Yesterday was day 8 and I jumped onmy bicycle to go get some more LeafSource.

It’s amazing when one is not inflamed andbound up and the nerves and muscles arepain free...how much more power I had in mylegs. Lungs were better, recovery better and Icould function in the evening without pain.I felt as if I was 20 years younger or more.My ultimate goal is to create fitness videosfor out of shape boomers. I could not pursuethis, I felt, until I could get to the level offitness needed to be an example to others.My pain before would not let me get to thatoptimal fitness level where I could be thatexample. Until LeafSource.”Nicholas W. - Toronto, ON

endorsed by Brad King, MS, MFSNutritional Researcher, Best Selling Author

www.leafsource.comDistributed by Hedley Ent. 1-888-292-5660

White Oaks Resort & SpaNiagara on the Lake

905-688-8800

4025 Dorchester Rd.Niagara Falls

905-374-8919Opento thePublic

“Two Great Locations to Serve You ~ Open 7 Days a Week”

www.naturallyhealthyniagara.com

$3.00 OFF with this Ad!!Exp. Feb 1, 2012

dollop each serving with avocado cream.

Makes 6 to 8 servings.

Smart Snacking Tips(NC)—When you’re busy and on-the-go, having healthy food choices in a snap is a must. There are a lot of snack options to choose from, but not all of them are good choices for a healthy lifestyle. The best snacks contain beneficial nutrients and ingredients you can actually pronounce. Snacks with protein and fibre and that are low in sugar will keep you energized and curb your hunger so you can avoid making poor choices later in the day.

The best way to keep your snack habits in check is to know yourself. Pay attention to when you’re hungry and what you’re craving the most (sweets, salty and crunchy, etc.), and figure out some go-to healthy alternatives to fit these cravings. Then, take a few minutes each morning to pack smart snacks for the day and you’ll be prepared for when hunger hits. It’s called “smart” snacking not only because it’s healthy, but also because it’s easy, delicious and satisfying.

Portable snack options help prevent crashing or giving in to poor food choices no matter where you are. Try out these tricks courtesy of the Almond Board of California:

• Invest in a reusable snack bag or resealable bags to keep a stash of your own snacks in your purse, car or gym bag.

• Keep non-perishable snacks in your office or desk drawer, like

instant oatmeal, almonds, baked chips, pretzels, dried fruit and a jar of almond butter. Add fresh ingredients such as yogurt, apples, grapes, cheese or whole-wheat toast to create a variety of snack combinations.

• Seek out smart snacks on the road, such as pre-packaged vegetables and dip, edamame, fruit and cheese, baked snacks or nutty trail mixes that you can portion out mindfully.

• Snack bars that use whole, unprocessed ingredients are perfect for stashing in carry-on baggage.

• Bottled vegetable juices contain nutrients and fibre in a pinch; just be careful about added sugar.

More information is available online at www.AlmondBoard.com.

Family owned and operated since 1957f Headstones and Markers in granite and bronze

f custom vases f companion monuments

f cremation items

CEMETERY LETTERING SERVICES

120 Bunting Rd. f St. Catharines, Ontario f 905-684-7913 f [email protected]

Fraud Prevention Tips For Older Adults(NC)—Seniors are all too often the target of fraudulent phone calls and email scams. Many security experts agree that older adults can be seen as profitable targets for fraudsters – in part because seniors are often thought to have a “nest egg” and an excellent credit rating.

What makes this even more alarming is that research shows seniors who do become victims of fraud are not telling their friends or family. This is an important step to help law enforcement catch the criminals and prevent fraud in the future.

“According to a Visa Canada survey, approximately half of all seniors over the age of 65 who have been victimized by fraud do not tell anyone about their ordeal,” says Gord Jamieson, head of security for Visa Canada. “Individuals should never be embarrassed to talk to family, friends or their bank if they have questions or are worried they may be a victim of fraud.”

Jamieson points out that there are many things seniors, and all Canadians, can do to help safeguard their personal information and prevent fraud. He recommends the following tips for the young at heart:

• Always treat your cards as if they were cash, and don’t leave them in places where they are easily accessible to anyone.

• Always report lost or stolen cards immediately to your bank.

• Always make a list of all your card numbers and keep this list in a safe place.

• Always create a PIN that is hard to guess (e.g. not a birthday or phone number).

• Always be cautious when asked for personal information over the phone when you didn’t initiate the call.

• Never share your PIN – not even with family, friends or caregivers.

• Never keep a written copy of your PIN in your wallet or purse.

• Never lend your credit or debit card to anyone, ever.

• Never agree to a “free trial” or “sample” without reading the terms and conditions. You may be agreeing to future monthly charges – which aren’t free.

More fraud prevention tips can be found online at www.VisaSecuritySense.ca.

DEBT TROUBLE?Retire with Peace of MindIf you are getting ready to retire, but are burdened with financial troubles, it may be time to consider a Consumer Proposal. This simple process allows you to settle all of your unsecured debts by making affordable monthly payments over a set period of time.

For more than 50 years, MNP Limited has helped individuals resolve their financial problems by offering solutions that are tailored to their unique situation.

Take action now, for a debt free retirement. Call to book your FREE confidential consultation at 905.937.0002.

FREE CONFIDENTIAL CONSULTATIONCALL 905.937.0002

432 Niagara Street, St. Catharines (resident office)Niagara Falls • Welland • Grimsby • Stoney Creek

Doug Stuive, CA, CIRP, Trustee 905.937.0002Trustees in Bankruptcy & Proposal Administrators mNPdebt.ca

Simple Airport Security Tips For Seniors(NC)—Getting ready for a vacation can be hectic – especially if you’re a senior and not sure what you can bring with you in carry-on baggage. The following tips can make the experience less stressful and help get your next trip off to a smooth start:

• All prescription medications are allowed in carry-on baggage. To ensure a quick screening, make sure your medications are clearly labelled with your name.

• Essential non-prescription medication (cough syrup, eye drops, contact lens solutions, rash creams, gel pills, etc.) can be carried in containers larger than 100 ml in carry-on baggage. These must be given to the screening officer separately.

• Diabetes medications and equipment, including syringes, are permitted. Diabetic

travellers are also allowed to bring juice or carbohydrate gel packs.

• Wheelchairs, walkers, prosthetic devices and any other disability-related equipment are permitted through the security checkpoint. Keep in mind that prosthetic joint replacements often have metal parts – bring a note from your doctor in case your new hip sets off the metal detector.

• Medical defibrillators and small oxygen or air cylinders for medical use may be packed in carry-on or checked baggage with the air carrier’s approval.

• If you have any concerns about the screening process, check with your doctor before flying to determine if it is safe for you to go through the metal detector or be hand-wanded. If not, you can request a physical

search.

• You can use the Family/Special Needs security line. Screening officers at these lines are trained to offer additional assistance and the x-ray equipment is designed for larger items like wheelchairs.

• Finally, do not hesitate to ask screening officers for assistance with mobility aids and carry-on items as you proceed through security.

• Additional tips are available online at:

www.catsa.gc.cam.catsa.gc.caTwitter @catsa_gc

Monica’soffers a complete range of amoenapost-surgery products including bras, breast forms, camisoles and compression garments for recovery care.

86 West Main Street • Welland905-734-8049

[email protected] FREE STORESIDE PARKING

~ Comfortable Women - Only Environment ~

Professional Bra & Mastectomy FittingF I N E Q U A L I T Y I N T I M AT E A P PA R E L

327 Read Rd.Niagara-on-the-Lake, ON

L0S 1J0

Gary’sMaintenance

Phone: 905-934-0444 Fax: 905-934-8690

garysmaintenance.com

Emissions Testing & RepairsFull or Partial Restorations & Repairs to Classics, Antiques & Trucks


Booksmart Reviews Dana Donovan

A Prisoner of Birth by Jeffery Archer

My first Archer book and I was so thrilled with the writing style and fast

paced storyline. Just when you figure you know how it’s going Archer puts a twist in that get’s you guessing again.

My customer refused to tell me what this book was about and just promised I’d love it. She was so right! I am doing the same to you. Pick it up, read it, and get hooked on Jeffery Archer.

Bell Canto by Ann Patchet

What a surprising book. A powerful businessman from South America has a lavish birthday party, with Roxane Cross, a famous Opera star as entertainment. Terrorists take the entire party hostage and Patchet takes her story telling to the next level. Terrorists and hostages start to mix and become friends, lovers, and future plans are made.

Patchet amazingly turned a tragedy into a life changing experience. You will be kept entertained right to the last page.

MarketPlace

4159 Jordan RoadJordan Station, Ontario

[email protected]

CanadianDiabetesAssociation

By investing in the Canadian Diabetes Association, you can be sure that your donation will be used wisely to help improve the lives of people living with diabetes in your community, while we work to find a cure.

905-646-4843 Ext.31-800-BANTING

diabetes.ca

4600 Victoria Ave. Vineland, ON

CafeOpen

[email protected]

152 St.Paul St., St.Catharines,ON L2R 3M2905-685-9801

The De Moura Winery Way

545 Niagara Stone Rd (Highway 55)Niagara-On-The-Lake, ON

905-687-8086

The Wallpaper PlaceUltra Savings On Instock Wallcovering

Decorate Your Castle at Cottage Prices

20 Hartzel Rd. Unit 16St.Catharines, ON

905-984-5660Fax: 905-984-2148

www.wallpaperplace.ca

UPPER CANADACHEESE COMPANY

silversmithbrewing.com1523 Niagara Stone Rd, Virgil

Opening Fall 2012

Forum Antiques

1547 Niagara Stone Road, Virgil (Niagara-on-the-Lake)

906.468.2777 • 905.321.1918 (cell)

Appraisals, advice, buy / sell one item or entire Estates.

Art work, furniture, rare items, collections, military, jewellery, watches, coins, gold items, sterling silver.

If you do not know value or where to sell, we do and we’ll help bring peace of mind.

Leon PerelCertifi ed Personal Property Appraiser CPPAG

Special OfferAppraising the content of an entire Estate or Home

$ 150 (regular $350)Some restrictions apply

Expires February 28, 2012

CountryFresh

CLEANING SERVICES

905-358-7227countryfreshcleaning.ca

Residential & Commercial Cleaning Services

Become A Regular Customer And Receive

10% o� First Cleaning and

10.00 o� your next three cleanings.


Hartleib HopkinsReceive

$10.00 off43 Maywood Avenue

St. Catharinesa gallon of Para Ultra Eggshell Paint

No Limit!Expires February 28, 2012905-685-5688

Colton

905-934-3373

$25.00 offExpires February 28, 2012

®

17 Secord DriveSt. Catharines, Ontario L2N 1K9

[email protected] www.appleautoglass.com

off any windshield

905-934-3373

$10.00 off

Expires February 28, 2012135 Dieppe Road, St. Catharines, L2R 6M7

off any work done under $100 before tax

INTEGRITYCAR CARE

integritycarcare.ca [email protected]

$20.00 offoff any work done over $100 before tax

or

153 Scott St. St.Catharines

905-934-8441

HAIRCUTWomen $36.00

Men $15.00Children $10.00

FREE Haircut with Colour or Highlights

Open: Mon - Sat 11-11 Sun 3-11


MONDAY to FRIDAYCoupon Must Be Submitted With Order • Valid Until November 30/2012

Buy 1 Lunch Special . . .

Get 1 FREE85 Hartzel Road

St. Catharines

905-682-3295

222 Pelham Rd.St.Catharines, Ontario

905-687-1130

Receive One FREE Blizzard or Royal Treatwith the purchase of a 2nd Blizzard or

Royal Treat of equal or great value. Cannot be used with any other coupon or promotion. One

coupon per person, per day.


2 for 1

[email protected]@groups.facebook.com

Marcie’s Unique Hair Studio

530 Scott St. St.Catharines

905-935-5353

• 8 Slice Pizza• 3 Toppings on Each• 2 Lbs Chicken Wings• Veggie Sticks w/Blue Cheese• 2 Ltr Pop

$22.99Additional Toppings $1

Add Another Pizza for $6SAVE $6







BuonaPizza

Coupon Must Be Submitted With Order • Expires February 28, 2012

Open for breakfast, lunch, and dinner 7 days a week.

325 Ontario StreetSt.Catharines, Ontario L2R 5L3

905-685-3307

Visit our British CornerWe now carry Gourmet Indian Cooking

Sauces and ChutneysLinwell Plaza (At Grantham & Linwell)

905-937-6784Still the Best Fish & Chips in Town!

1 PC. Haddock & Chip$6.75

2 PC. Haddock & Chip$9.95

IntroducingAuthenticSamosas

6 Samosas with 2 dipping chutneys

$6.95

Spend $35 Before Tax and Receive $10 Off Your Bill

You must present your voucher to the server for more details.Not valid in private rooms. Must purchase two beverages.

FREE!HOME PICKUP & DELIVERY

Call: 905-934-8484(Pickup Days: Monday & Thursday)

www.manorcleaners.com

40% OFFYOUR FIRST ORDER!

Coupon must be submitted with order.


WallyWemnants WallyWemnantsCARPETMARKET LTD.

Monday / Tuesday / Friday 9:30 a.m. - 5 p.m.Thursday 9:30 a.m. - 6 p.m. • Saturday 10 a.m. - 4 p.m.

Closed Wednesday & Sunday

404 ST. PAUL ST. AND 11 GENEVA ST.AT HWY 406 • ST. CATHARINESWWW.WALLYWEMNANT.COM 37 continuous years • Over 1,000 Rolls, Wemnants, and Area Rugs in stock!

3 FOR 1 SALE$2.991. Smartstrand Carpet

2. Approved Underpad3. Certified Installation

24 designer colours to choose from*based upon 250 sq.ft.

sq. ft.*With Coupon • Coupon Expires Nov./19/2012

*

Expires February 28, 2012 *with coupon


Prestige

Luxury Firm Euro Top

SingleDouble SetQueen Set King Set

Centennial Euro Top Mico-Gel Memory Foam

Natural SupportChiropractic 500 Series

Single SetDouble SetQueen Set

www.bestwaybedding.com

BeddingBestway

QEW

Scott StO

ntario St

Hiscott St

N

50 Scott St. W. (off Ontario St.)St.Catharines905-685-6333

Mon, Tues, & Wed 8 - 5 pm • Thurs & Fri 8-8 pm • Sun 12 - 4 pm

24 Double Edge Guard Support High Coil with Soy Foam Quilted Bam-Boo with Dacron

Quilted to Joma WoolWith Mico-Gel Memory Foam 1600 Coil on Coil Construction

Pillows • Roll-away Cots • Mattress Protectors • Ajustable Beds • Headboards

SHOP ONLINE

$399$499$599

$499$599$699$999

Single Set Double SetQueen Set King Set

$599$799$899$1,299

SingleDouble SetQueen Set King Set

$799$999$1,199$1,599

Single Set Double SetQueen Set King Set

$1,199$1,899$1,999$2,499

Double SetQueen Set King Set

$1,899$1,999$2,399

the silver journal - january - february 2013 (online only)

Documents

apple auto glass

hartleib hopkins colton

commissos fresh foods

royal canadian legion

de moura winery

dundee insurance agency

blood pressure level

participating locations listed