the michigan banner november 16, 2014 edition

8/10/2019 The Michigan Banner November 16, 2014 Edition

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Volume 11 Number 20 The Michigan BannerFirst Great Lakes Bay Regional Newspaper

Celebrating 11 years of Positive News!

Leading in Diversity

LegacyP 3

NewsmakerP LB1

CongratulationsP 13

Fighting with Derrick

P 18

A Legend is LostP 23

Empowering Communities and Changing Lives

November 16, 2014

were equally asthrilled that thisnew expansiongrant will allowus to addressadditional unmetneeds that havebeen identiedthrough ourcollaborativework these pastfew years.

Funds fromthe expansiongrant will coverincreasing servicesto better servepopulations theSaginaw MAXinitiative has nothad the resources to serve to date that are listed below:

Youth with substance use disorders, LGBTyouth, and youth with private insurances including

youth of returning veterans who would not otherwisebe eligible for specialty mental health benets. Expanding the age of children served byproviding mental health consultations to childrenand families in pediatric clinics and schools, andgrowing the system of care effort statewide throughstrategic collaborations.

Implementation of these efforts will include avariety of increased partnerships and new endeavorsboth locally and beyond. Most notably, SaginawMAX will leverage the well-established relationshipwith Partners in Pediatrics (PIP) to build a pediatric

medical home that provides integrated medical andbehavioral health care to address the target populationsmedical and social determinants of health.

Resources of the local Disproportionate MinorityContact Initiative will also be leveraged to targetthe mental health services to children and youth infoster care and the juvenile detention center.

Saginaw MAX System of Care Initiative ReceivesFour Year Expansion Grant

SEE P 2, Saginaw MAX System of Care

Saginaw CountyCommunity MentalHealth Authority(SCCMHA) andSaginaw MAXSystem of Careare excited toannounce thereceipt of a fouryear expansiongrant from theSubstance Abuseand MentalHealth ServicesAdministration(SAMHSA) tocontinue andexpand the systemof care effort.The purpose of

the award is to address the unmetneeds of youthwith emotional and behavioral challenges andtheir families that have been identied in the

Saginaw community, and progress the system ofcare initiative to a statewide level. SCCMHA rst received funding from SAMHSAto develop a system of care effort in Saginaw Countyin 2010. The original grant included federal supportfor six years to build relationships with leadersfrom all of the child-and-family serving systems inthe community, and reform the way services andsupports were provided to youth 6-17 years of agewith complex emotional and behavioral challengesto be more coordinated and inclusive. After a full year of planning and organizing,

Saginaw MAX System of Care was officiallylaunched in 2011 with youth and families leadingthe effort alongside key community leaders. Todate, Saginaw MAX has provided support andservices to 197 youth in Saginaw County. We are excited about the additional serviceswe have been able to develop as a result of theoriginal system of care grant, said Linda Schneider,director of Clinical Services for SCCMHA. And

Linda Schneider, SCCMHA

Director of Clinical Services

Wardene B. Talley, Saginaw

System of Care Program Director

Happy Thanksgiving!


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November 16, 2014

To provide intensive home-basedservices to families of children and youththrough the age of 17 who lack insurancecoverage for intensive at-home interventionwith specific targeting of families ofreturning veterans. Expand the existing cultural and linguistic

competency training to other communitymental health organizations in Michiganthrough a partnerships with the MichiganAssociation of Community MentalHealth Boards. Address the needs of transition age youth(TAY) by appointing a TAY Peer Support

FROM P 1, Saginaw MAX System of Care

Specialist to partner with the Departmentof Human Services transition staff to developa proactive planning process for earlyengagement of youth. To ensure effective age-appropriateservices and supports needed for youth tosuccessfully transition into adult roles,

and much more. I am very excited about having the abilityto not only sustain the SOC initiative but toenhance our efforts to meet the needs of thechildren, youth and families we serve, saidSaginaw MAX System of Care ProjectDirector, Wardene Talley. The Expansion

Grant will allow us to carry the SOC messageof transformation from Saginaw Countythroughout the State of Michigan and beyond.Great job and thanks to all involved in thesubmission of the proposal. The expansion grant from SAMHSA,which provides $1 million per year for four

years with the expectation of $333,000 inlocal match fund contributions for the rstthree years, and $1 million in local matchfund contributions for the nal year, willprovide funding in addition to the originalsystem of care grant which is scheduled toend October 1, 2016.

Lansing -Michigans public schools canbegin moving forward in their planning forthe online statewide student assessment in thespring of 2015. The Michigan Department ofEducation announced today its updatedassessment system, called the Michigan

Student Test of Educational Progress (M-STEP). This is great news for our local schooldistricts, said State Superintendent MikeFlanagan. Theyve been very anxious tohear what the new assessment will be, aswe developed a new test to comply withlegislatively-mandated changes. The new assessment was required by thestate legislature for the spring 2015 testingperiod. The legislature also required theDepartment of Education to re-bid its long-term assessment system that will begin in thespring of 2016. The new assessment meets all of therequirements put into law by the legislature;that it be: an online assessment, with a paper-and-pencil option; aligned to the state standards;expanding writing assessments to additional grades;providing an increased number of constructedresponse test questions so that pupils candemonstrate higher-order skills, such as problemsolving and communicating reasoning; andpilot tested before statewide implementation.

M-STEP replaces the 44-year-old MEAPtest, which was not online and measured the

Michigan Student Test System Developed for Spring 2015previous state standards. The spring 2015assessment will include Michigan-createdcontent, as well as content developed by themulti-state Smarter Balanced AssessmentConsortium. Educators from Michigan publicschools helped develop and write test content

that will appear on M-STEP. The changes in law diverted what thedepartment and local school districts hadbeen developing and preparing for over thepast three years, Flanagan said. It putschools in some unwelcomed limbo whileour experts scrambled to nd testing contentthat met the legislative requirements. The assessment for spring 2015 is a one-year stopgap until the long-term assessmentis awarded through the re-bidding process.M-STEP includes the following assessments:A spring summative assessment for grades 3-8;A Michigan Merit Exam (MME) for grade 11,which includes a college entrance exam; a workskills component; and a summative componentaligned to Michigan content standards. This will be the rst time all statewideassessments will be administered online. Tohelp prepare, nearly 1,900 Michigan schoolshave performed pilot online testing over thepast three and a half years. The state Legislaturehas invested more than $100 million over the

past two years to help get local districtstechnology-ready for the new assessments.

To date, over 80 percent of schools meet theminimum technology requirement for thenew assessment. There still will be a paper-and-penciloption for schools if they believe they are notready with the minimal technology requirements.

Districts have until November 21 to request awaiver to administer the paper/pencil test.Due to the cost concerns of preparing the

separate online and paper/pencil formats, andwanting to be the best stewards of public funds,MDE will not entertain change requests beyondthat November 21 deadline date.

The entire Michigan Merit Exam for thespring of 2015 will take longer for localschools to administer due to requirements instate law. The high school test requires additionaltime because the college entrance and workskills tests that Michigan currently is contractedto use, do not measure the states standardsfor English language arts and mathematics.The move to more rigorous standards requiresadditional types of test questions not presenton those assessments. As a result, the state isrequired to provide additional testing toensure state and federal laws that requiremeasurement of the states standards are met. The U.S. Department of Education

(USED) has allowed a few states to get aSEE P 4, Michigan Student Test System


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In This IssueThe Michigan Department of Education ................................................... Page 2The Latino Banner ............................................................................... LB 1 - LB 4

Business.................................................................................................... Page 10

Health......................................................................................................... Page 17

Praise Connections and Life ................................................................... Page 23

November 16, 2014

Saginaw -Martin H. Starkof Saginaw, passed away Friday,

November 7, 2014, at the age of 90.

Stark was a passionate philanthropist

who greatly cared about his community,

giving to countless institutions

throughout his lifetime as a resident

of Saginaw.

He served as chairman of OICof Metro Saginaw from 1965 to 1999,

where many in the Great Lakes Bay

Region had the opportunity to attend,

and now are in various careers

throughout the community.

Longtime Saginaw Businessman,Philanthropist and Community Supporter

Remembered for His Passion to Help Others

The skills I obtained duringmy time at OIC, OpportunitiesIndustrialization Center, after amajor layoff from General Motorsin 1981, and before attending college,has continued to be implementedthroughout my entrepreneurial career,and as the publisher of The Michigan

Banner, said Jerome Buckley. A funeral service was heldSunday, Nov. 9, at W. L. Case and Co.Funeral Chapel at 4480 Mackinaw.Burial was at the Hebrew Cemeteryarea of Forest Lawn Cemetery,3210 S. Washington.

Martin H. Stark (Middle) celebrating a birthday with good friends, Bonnie and

Paul Chaffee, Margaret Clark, and Ruth and Henry Marsh.


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Page 4

1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com

The Michigan BannerFirst Great Lakes Bay Regional Newspaper

November 16, 2014

use only a college-entrance exam like ACT.However, USED cannot waive the Michiganlaw that requires the state assessments bealigned to the state standards. The majority of schools that are testingonline will have greater exibility and cancongure testing, as desired, within the eight-week window the department has providedthem. This provides ample opportunity forschools to plan their testing times. Therewill be eight partial days of testing for thepaper/pencil option of the high school test inthe spring. This option, which should be usedonly by those continuing to prepare their

buildings for online testing, must continue to

be spread in this fashion to assure adequatetesting security.School Accountability MDE will be working with the USED to

update Michigans school accountabilitymodel used in its flexibility waiver to thefederal No Child Left Behind Act. Theseupdates would recognize the changes instatewide assessments and improvementsin identifying student academic growthand learning. In these discussions with USED, it willbe the Michigan Department of Educationsintent to use the test data from this transitionalyear for a trial run of a revised accountability

system. It is the intent of the Department that

the results of the trial run of accountabilitywould be shared with schools and districtsfor local decision making, but that noconsequences would be applied. The Department encourages localdistricts to use the data to inform classroominstruction; student and school improvementplanning; and local programming decisions. Educator and Administrator EvaluationsSchools will be provided student-levelgrowth data for use in teacher and administratorevaluations. Because these educator evaluationsare still determined by local school districts,how local districts choose to use the data inthe evaluations is up to each district. For more information on M-STEP, log

on to: http://www.michigan.gov/mstep

FROM P 2, Michigan Student Test System

Saginaw The Dome stic Violence

Victims Assistance Project, supported by the

Crime Victim Assistance Grant, Award CVA

#20437-18V14, has been awarded to theUnderground Railroad, Inc. by the Michigan

Crime Victim Services Commission, Michigan

Department of Community Health.

The grant award, $157,259 (80% of the

project), comes from the Federal Crime Victims

Fund, established by the Victims of Crime Act

of 1984. Underground Railroad, Inc. provides

a 20% match by using 140 hours of volunteer

time valued at $1,427 and a $37,888 cash match.

The project director employed by Underground

Railroad, Inc. is Valerie Hoffman, CEO. This

grant allows Underground Railroad, Inc. to

provide the following services to victims of

domestic violence, sexual assault and stalking:

Court Support Underground Railroad

staff will accompany victims of domestic

violence, sexual assault, and stalking to court

proceedings in Saginaw County. We will provide

advocacy, information, referral, and act as aliaison between the victim and the prosecutor.

Transportation, appropriate clothing, and

childcare can be provided for those attending

court by contacting our ofce at (989) 792-6004.

Underground Railroad, Inc. Receives Grant fromFederal Crime Victims Fund

Personal Protection Order Advocacy

Full-time staff members located in the lower

level of the Saginaw County Courthouse will

answer questions, provide information, andnotify petitioners of progress with their

personal protection orders. Staff is available

8am-5pm, Monday-Friday, and can be reached

at (989) 790-5412.

Counseling Individual counseling and

support groups are offered to victims of domestic

violence, sexual assault, and stalking. Counseling

is also offered for children of domestic violence

victims. For additional information concerning

counseling schedule call (989) 755-0413.

Other services provided by Underground

Railroad, Inc. are:

24 Hour Telephone Crisis Hotline The

24 hour crisis hotline is answered 24 hours a day,

7 days a week by trained employees for victims,

survivors, friends, family and service providers.

Shelter Emergency housing is offered

for victims and their children. Clothing and

personal items can be provided. Arrangementsare made anytime, 24 hours a day.

Transitional Assistance Housing,

furnishings, transportation, medical help,

childcare, arrangements for children to attend

school, etc. are all offered to individuals ready to

make a permanent change in their lives.

These services are offered only to residents

of the shelter. Safe Place Supervised parenting time

and monitored custody exchanges for

non-custodial parents because of concerns

related to domestic violence, domestic

violence-related child abuse, or sexual

assault is available.

24 Hour Crisis Response Team This

team of trained, professional staff is available

for referrals from police and medical personnel

24 hours a day, 7 days a week.

Contact the above services at: (989)

755-0411 or toll free at 1-888-399-8385

Victims of domestic violence, sexual

assault and stalking do not have to be a

resident of our shelter to access any of our

services, unless otherwise noted. Spanish-

speaking staff and TTY phone lines for the

deaf are available. All services are free

and condential.


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B

ANNERATINO

L

THE

1400 W. Genesee Saginaw, Michigan (989) 753-3475 The Latino Banner [email protected]

Volume 2 Number 21 November 16, 2014

Lder en la diversidad Vamos Adelante

Detroit -Mary Barra made major national

and international news when, on Jan. 15, 2014,

General Motors named her as the giant

automakers new CEO. Her appointment

was history-making as Barra became GMs

first female CEO and the highest rankingexecutive female of any automotive company

in the world. Several months after taking ofce, Barra

again made major international news, this

time as the chief spokesperson for addressing

allegations that GM had serious vehicle

safety issues with its ignition-switches.

According to some reports, the company

knew about such issues, failed to correct

them through recalls even though some

allegations of death were associated with GM

auto crashes that many speculated werecaused by faulty ignition-switches.

I realize there are no words of mine that

can ease their grief and pain, Barra told

numerous national and international media

outlets. But as I lead GM through this crisis,

Mary Barra: Michigan Chronicles Newsmaker of the YearI want everyone to know that I am guided by

two clear principles - rst that we do the right

thing for those who were harmed and, second,

that we accept responsibility for our mistakesand commit to doing everything within our

power to prevent this problem from ever

happening again.

Perhaps no new CEO in the United States

has ever had to endure the kind of scrutiny

that Barra has faced, including record-setting

recalls and multiple grueling appearances

before Congress. Amid claims that GM would

be transparent and ethical in all inquiries

pertaining to its ignition-switches, Barra

stood the tests with honesty and a vow to

change how GM approached and dealt with

safety issues related to any of its vehicles.

Yet, Barra also proclaimed that GM will be a

erce competitor.

For Barra, being a erce competitor has

been an important part of her makeup that

has propelled her to become the top executive

at GM. In a corporate culture where mennormally stand at the helm, Barras tenacity

and rise to the top should not to be dismissed

as luck or happenstance.

Prior to taking GMs top job, Barra was the

companys Executive Vice President, Global

Product Development, Purchasing & Supply

Chain, which followed her position as Senior

Vice President, Global Product Development.

In both roles, Barra was influentially

instrumental in the design, engineering,program management and quality of GM

vehicles around the globe.

Other key company positions held by

Barra have included GMs Vice President,

Global Human Resources; Vice President,

Global Manufacturing Engineers; Plant

Manager, Detroit Hamtramck Assembly; and

Executive Director of Competitive Operations

Engineering, among others. Barras preparation for a career at GM

began in 1985, when she graduated from

General Motors Institute (Kettering University)

where she earned a bachelors degree in

electrical engineering. She subsequently

received an MBA from the Stanford Graduate

School of Business, after receiving a GM

fellowship. Thus, she has continued to move

up GMs corporate ladder at an impressive

rate, and continues to champion GMs integrity

and transparency in all its endeavors.

I want GM to excel, Barra said recently

at the Detroit Economic Club. I want GM to

be the most valued automotive company in

the world. Some will say these ambitions are

too bold, too aggressive. I dont think so. If

we arent here to win, to lead, to excel, why

are we here? I want to win, not just get by or

just hold on, but win. While the heat is still turned up on GMs

vehicle safety practices, policies and massive

recalls, Barra has been a calming force and

has shown real leadership in very difcult

situations. Many of the nations print media

outlets have praised the job she has done

since taking ofce last January.

Time magazine named her to its Time

100, Forbes magazine lists Barra as one of

the Worlds 100 Most Powerful Women,Fortune magazine placed her on top of its 50

Most Powerful Women in Business, and the

Michigan Chronicle is proud to name Mary

Barra as its 2014 Newsmaker of the Year.

Source: The Michigan Chronicle

Mary Barra, CEO, General Motors


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LB 2


The Latino BannerVamos Adelante

November 16, 2014

Education ~ Educacin

Disclaimer:The Latino Banner and its staff are not responsible and will not be held liable for any mistakes, errors, misspellings and falseadvertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the LatinoBanner are not necessarily the views or beliefs of The Latino Banner newspaper. The Latino Banner reserves the right to edit,change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistentwith or conflicts with the mission of the newspaper.

We encourage readers to send letters, story ideas, comments and questions.Deadlines:2 weeks before each publication date of the 1st and 16th of each month.Submission Procedure:Mailed or e-mailed to the [email protected]. Preferred format: Jpeg or PDF

David E. Kepler, CEOThe Dow Chemical Company

University Center, MI -A leading

executive of The Dow Chemical Company willserve as the keynote speaker during two

Retiring Dow Vice President to Address SVSU GraduatesSaginaw Valley State University commencementceremonies in December. David E. Kepler,executive vice president, chief sustainabilityofcer and chief information ofcer, willaddress graduates Friday, Dec. 12 and Saturday,Dec. 13. Earlier this year, Kepler announced hewould retire after 39 years at Dow. He hasbeen considered one of his industrys leadersin information technology deployment.

Recognized for his inuence in cybersecurity and risk management, Kepler wasappointed to the U.S. National InfrastructureAdvisory Council, a group that advises U.S.presidents on issues relating to the security ofU.S. infrastructure sectors and their functionalsystems, physical assets and cyber networks. Kepler has been responsible forenvironment, health and safety resources atDow. He has served as chairman of the teamthat provided executive oversight for thecompanys sustainable performance. His

responsibilities have involved leadershipfor Dows Business Services Group; he also

The Latina Leadership Academy Opens Program for 2015 LA -The Latina LeadershipAcademy, in partnership withthe University of SouthernCalifornias Marshall Schoolof Business and the USCLatino Alumni Association hasopened its 2015 application

process for its highly acclaimedLatina Global Executive Leadership Program.It is the rst program in the country to approachcritical leadership skillsfrom a gender-based,cultural and global perspective.

The program embraces the principlesused in Harvards groundbreaking AuthenticLeadership program and is designed for highpotential mid to senior level Latina leaderswho are looking to become more effectiveand take on greater leadership challenges.

Admittance to the program is competitive.

Selected Latina leaders immerse themselvesin lectures, interactive exercises and leadershipdiagnostics, exploring critical leadershipskills, including negotiation effectiveness,power and relationships, social networks,

influencing across cultures, persuasivecommunication and adaptive leadership.

The programs corporate faculty showcasessome of the most powerful Latinas in CorporateAmerica. Qualications to join the prestigiousline up of inuential corporate Latina facultyteam are numerous including being the highest

ranking Latina in a fortune 500 company.Dr. Yasmin Davidds, founder and CEO ofthe Latina Leadership Academy states, Theprograms objective is to unite, empower and

SEE P LB 3, The Latina Leadership Academy

has provided oversight for the companysCanadian region. He has been a member of the board ofdirectors at Teradata Corporation, an analyticaldata solutions company; the Toronto-basedTD Bank Group; the U.S. Chamber of Com-merce; and the National Safety Council. Healso has served as board chairman of theMidMichigan Innovation Center, a nonprotcommitted to growing Michigan smallbusinesses.

Kepler resides in Midland with his wife,Patti. Both have been active in the communityand are members of the United Ways Alexde Tocqueville Society. The rst of two SVSU commencementceremonies will be held Friday, Dec. 12, at7:30 p.m. in the Ryder Center. Graduates fromthe colleges of Health and Human Services, andBusiness and Management will be recognized. The second ceremony is Saturday, Dec. 13,at 11 a.m. in the Ryder Center. Students fromthe colleges of Arts and Behavioral Sciences;

Education; and Science, Engineering andTechnology will be recognized.


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LB 3



November 16, 2014

develop the top Latina Leaders in America.Our Latina corporate faculty members are theprograms greatest asset. Graduates of the program have described

the process as a life-changing experience.Araceli Almazan, a litigation attorney forStephenson, Acquisto & Colman and 2014graduate of the program states, Words cantdescribe how amazing this program is, fromthe curriculum to the breadth of knowledgeDr. Davidds has and all the facilitators possess,this program is unmatched. The format isunique because it incorporates differentteaching methods that emphasize the importanceof hard and soft skills in leadership all whileemploying an interactive approach that makesthis curriculum come to life. Without a doubt,

this program is absolutely amazing.The Application deadline for the2015 Latina Global Executive LeadershipProgram and the Latina Entrepreneur Path isDecember 1, 2015. To learn more about theprogram and download an application visitwww.latinaleadershipacademy.orgSource: Latina Leadership Academy

Health ~ Salud

By Mayo Clinic Staff

MN -People with type 1 or type 2diabetes should have a dilated eye examperformed by an eye doctor (ophthalmolo-gist) every year. The American DiabetesAssociation (ADA) recommends that anyonewhos older than 10 with type 1 diabetes havehis or her rst eye exam within ve years ofbeing diagnosed with diabetes. For people

with type 2 diabetes, the ADA advises gettingthe initial eye exam soon after youve beendiagnosed with diabetes, because you mayhave had diabetes for some time withoutknowing it. After the initial exam, the ADA recom-mends that people with either type 1 or type2 diabetes get an annual eye exam. Somepeople whove had repeated normal examsmay be able to extend the time betweenexams to two to three years. Ask your eyedoctor what he or she recommends. Women with diabetes who become

pregnant need to have an eye exam duringthe rst trimester of pregnancy and possiblyagain later in the pregnancy, depending onthe results of the rst exam. The reason forthis is that pregnancy can sometimes worsendiabetic retinopathy.

Diabetic Retinopathy Because appointments can be brief, andtheres often a lot of ground to cover, its agood idea to arrive prepared. Heres someinformation to help you get ready for youreye appointment and what to expect fromyour eye doctor.What you can do Write down a brief summary of yourdiabetes history, including when you werediagnosed, what medications you currently

take for diabetes, what medications youveused in the past, your average blood sugarlevels in recent weeks, and your last fewhemoglobin A1C readings, if you know them. Make a list of any other medications thatyou take, along with the dosage information.Also write down the names and doses of anyvitamins or supplements that youre taking. Write down any symptoms youreexperiencing, if any. Include any that mayseem unrelated to potential eye problems,because other conditions can affect youreye health.

Ask a family member or friend to comewith you, if possible. Sometimes it can bedifcult to remember all of the informationprovided to you, and someone who accompaniesyou might remember something that youmissed or forgot. In addition, because your

eyes will stay dilated for some time after theexam, a companion would be available todrive you home. Write down questions to ask yourdoctor. Preparing a list of questions can helpyou cover all of the points that are importantto you. For diabetic retinopathy, some basicquestions to ask your doctor include: Why is diabetes affecting my vision? Do I need any other tests?

Is this condition temporary or long lasting? What treatments are available, andwhich do you recommend?

What types of side effects can I expectfrom treatment?

I have other health conditions. How canI best manage them together?

If I control my blood sugar, will my eyesymptoms go away?

What do my blood sugar goals need tobe to protect my eyes?

Are there any brochures or other printedmaterial that I can take with me? What

websites do you recommend? In addition to the questions that youveprepared to ask your doctor, dont hesitate toask additional questions.

Source: Mayo Clinic

FROM P LB 3, The Latina Leadership Academy Light Coconut Custard PieAmerican Diabetic Organization

IngredientsCrust:1 cup all-purpose our

1/2 teaspoon DominoLight Sugar & Stevia Blend1/4 teaspoon salt1/2 teaspoon baking powder1/4 teaspoon baking soda1/4 cup canola oil3 tablespoons 0% fat Greek Yogurt1 large egg white1/2 teaspoon vanilla extract

Filling:1/4 cup cornstarch2 large eggs

1/3 cup Domino Light Sugar & Stevia Blend1/4 teaspoon salt1/8 teaspoon ground nutmeg1 1/2 teaspoons vanilla extract1 teaspoon coconut extract1 cup 0% fat milk1/2 cup 0% fat Greek Yogurt3 tablespoons shredded aked unsweetened coconut

PreparationCrust:Coat 9-inch glass pie plate with cooking spray;set aside. Combine dry ingredients in medium bowl. Insmall bowl, whisk together oil, yogurt and vanilla.Using your hands, add oil mixture to our mixture toform dough. Shape dough into disk and place betweentwo sheets of wax paper. Roll to 12-inch circle; tdough into prepared pie plate.

Filling:Preheat oven to 350F. Place all llingingredients into a blender; mix on high for 30 seconds.Pour into pie shell and bake 45 to 55 minutes, or untilknife inserted in center comes out clean. Serve slightlywarm or chilled. Store in refrigerator. Yields 8 servings.Prep Time: 25 minutesBake Time: 45-55 minutesYield: 8 servingsServing Size: 1 slice

Nutritional InformationCalories: 210

Total Fat: 9 gSaturated Fat: 2 gSodium: 270 mgCholesterol: 45 mgTotal Carbohydrate: 26 gDietary Fiber: < 1 gSugars: 11 gProtein: 7 gSource: www.diabetes.org


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November 16, 2014


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Intersection of Business & Wealth

Page 10



November 16, 2014

Saginaw - Garber Buick of Saginaw,

5925 State Street, has been named one of

Automotive News Best Dealerships To

Work in North America in the July, 2014

edition of Automotive News magazine.

For the third year Automotive News

has identied dealerships that excel in

workplace satisfaction, talent retention andfair treatment of employees. Garber Buick

was recognized as one of the top 100 deal-

erships in the U.S. and Canada, based on

employee surveys.

The dealership was one of only two

Michigan dealerships to make the list. Rich

Perdue, General Manager of Garber Buick,

received the award at a gala awards dinner

Studio of 5

by Lisa Larson

7075 Gratiot Rd.(inside Quilted Cottage)

Saginaw, MI 48609

989-284-6365

www.studioof5.com

1000 businesses strong:

Are YOU a member?

GARBER BUICK RECOGNIZED by AUTOMOTIVENEWS as a BEST DEALERSHIP TO WORK

at the Fours Season Hotel in Chicago on

October 15.

Richard J. Garber, President of Garber

Management Group stated This is very

signicant for our organization and I am

very pleased that Garber Buick received

this recognition. Employee satisfaction is

one of our organizations highest priorities. Garber Buick is Americas oldest

Buick dealership founded in 1907 by

Guy S. Garber. It is ranked in the top 1%

for sales and customer satisfaction among

Buick dealers nation-wide. The dealership

is owned and operated by the Garber

Management Group which is the umbrella

organization for 14 dealerships located

in Michigan, Illinois, Florida and

New York.

The group represents fourteen

manufacturers which include Buick,

Chevrolet, GMC, Ford, Chrysler,

Dodge, Jeep, Ram, Nissan Hyundai,

Porsche, Audi, Acura and Honda.

The organization also consistsof RightWay Automotive, a sub-

prime used vehicle operation with

over 25 locations in Michigan,

Illinois and Ohio. GatewayFinancial Solutions is the nance

arm of the business. Together the

organization employs over 1200

people nation-wide.

Tax Strategies YouNeed to Know NOW

Saginaw -Whether youre concernedabout personal tax issues or tax mattersimpacting your business, 2014 was a year

of big changes.Join Rehmanns experienced advisors

for Tax strategies you need to know NOW,on November 19, at 5800 Gratiot Rd., inSaginaw, at 1 p.m. to 3 p.m.

This will be a live tax planning webinarwhere there will be a discussion of both

business and personal tax matters that mayimpact you. For additional information call:989.799.9580.


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Page 11



November 16, 2014

Washington The U.S. Small Business

Administration 7(a) Loan Program reached

another lending rec ord in FY 2014,

announced recently by SBA AdministratorMaria Contreras-Sweet. By the end of the

scal year (Sept. 30), SBA had approved

52,044 7(a) loans for $19.19 billion, an

increase of 12 percent in number loans and

7.4 percent in dollar amount over fiscal

year 2013.

The 7(a) program is d esigned to

provide small businesses with the mostcomprehensive type of nancial assistance to

cover the vast majority of business expenses,

such as short and long-term working capital,

exports, and renancing existing debt under

certain conditions.

As our economy continues to grow

and recover, small businesses are the

essential fuel to that continued growth,

said Contreras-Sweet. Thanks to the hard

work and outreach by our lending partners,

SBA staff, and our resource partners, as well

as the small business owners themselves, we

have been able to put more capital into the

hands of our nations entrepreneurs. We

know that Americas small businesses pack

the biggest punch, creating two out of every

SBA Hits Another Lending Record in FY 2014

three net new private sector jobs in the

U.S. These small businesses are the

cornerstone of our communities, so their

success and expansion is vital to the nations

economic growth.

SBA had been authorized $17.5 billion in

the FY 2014 lending program. It became

clear that lending would exceed that amount;

therefore the agency secured an increase forthe 7(a) program in the Continuing Resolution

that was approved in mid-September.

Other SBA loans that did well in scal

2014 were those $150,000 a nd under.

Spurred by the fee relief implemented at the

beginning of the scal year (fees were set to

zero), these loans saw an increase of 23

percent in number of loans (30,675) and 29

percent in approved dollars ($1.86 billion)

over fiscal year 2013 (24,923 and $1.44

billion respectively).

Fee relief was also instrumental in

helping veteran small bu siness owners

through the Veteran Advantage initiative

(zero fees on loans $150,000 to $350,000

to veterans.) Fee relief for veterans began

January 1, 2014, and by the end of the scal

year amounted to $610,000. Fee relief for

both loans $150,000 and under, and for

Veterans Advantage, was extended through

scal year 2015.

Small businesses reflect the dynamic

demographics of the United States. In FY2014, the number of SBA loans to African

Americans grew by roughly 36 percent over

the previous year. For Hispanics and women,

there was an increase of 14 percent for

each group.

In our efforts to reach out and help

small businesses across the nation, lenders

play an important role as partners, as it is

through them that SBA nancial assistance

is channeled and managed. In FY 2014, SBAadded 308 new lenders that, collectively,

made 684 loans for nearly $317 million.

As exports continue to play a pivotal role

in strengthening the nations economy, SBA

loans to exporters grew by 3.7 percent in

number of loans and 12 percent in dollar

amount over last year.

One of the ways in which SBA helps

small businesses is through providing

essential bid and performance bonds to

small contractors, which allows these small

businesses to be more competitive when

bidding on contracts, be they with the

government or the private sector.

In scal year 2014, SBA Ofce of Surety

Bond Program saw an increase of four

percent in total contract value, from $6.168

billion in FY 2013 to $6.413 billion in FY

2014. Total bond contract amount also grew

from $1.262 billion in FY 2013 to $1.358 in

FY 2014, an increase of eight percent.

For more information about the SBAs Loan

Programs and other nancial assistance aswell as services, visit: http://go.usa.gov/GQh3.

Celebrate Small Business Day on Saturday, November 29!


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November 16, 2014

Uncrapify Your Life!

Midland - Jeff Havens will bepresenting Uncrapify Your Life!, ahilarious presentation of how not

to communicate on Tuesday,Nov. 18, at Great Hall Banquetand Convention Center inMidland, at 11:30 a.m. - 1 p.m.

By using reverse psychology,Jeff will show you how smallchanges in your communicationcan strengthen relationships,increase loyalty, and create anunbreakable culture of teamworkand mutual respect. Registration

is $25. Visit www.macc.orgfor additional informationand registration.

Starting a BusinessSaginaw -The Michigan Small Business Development Center

Great Lakes Bay Region will offer a free Starting a Business seminarat the Hoyt Library at 505 Janes Avenue in Saginaw on Thursday,

Nov. 20, from 6 p.m. to 8:30 p.m.

This seminar is designed for individuals who are considering

self-employment and those who may be at the beginning stages of

starting a business. Delivered in a seminar format, this introductory

session helps aspiring entrepreneurs assess their abilities to lead and

manage a company.

The evaluation of market and sales potential for their products/

services, and start-up costs, nancing options, and business planningare introduced, along with other necessary steps to getting started.

For more information about Michigan SBDC, online

resources, business education seminars and registration, go to

www.SBDCMichigan.org or call 989. 686-9597. Pre-registration is

required and reasonable arrangements for persons with disabilities

will be made if requested at least two weeks in advance.

Seminar sponsors are Public Libraries of Saginaw, Saginaw

Future, Saginaw County Clerk and the SBDC Great Lakes Bay

Region hosted by Delta College Corporate Services. The same

seminar is repeated Thursday, Jan. 22, 2015, from 5:30 p.m. to 8 p.m.

The Michigan BannerYour Positive News!

Visit us @ www.themichiganbanner.comBe Sure to Like Us

@ facebook.com/michiganbanner

Jeff Havens,

Comedic Motivational Speaker


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November 16, 2014

Saginaw -A collaboration of the Saginaw

County Chamber of Commerce, Bay Area

Chamber of Commerce, Midland AreaChamber of Commerce and Mt. Pleasant

Area Chamber of Commerce presented the

third annual Great Lakes Bay Regional

Chamber Summit on Monday October 27, at

the Horizons Conference Center, 6200 State,

Third Annual Great Lakes Bay Regional Chamber Summit 2014 Awardees Honoredin Saginaw. The keynote speaker was former

Michigan Gov. John Engler.

The 2014 regional chamber awards andhonorees were:

Eric Gilbertson, recently retired, was

Saginaw Valley State Universitys president

for nearly 25 years and the longest serving

university president in Michigan, received

the individual award for playing a key role

in regionalism.

Shaheen Development received theSmall Business Regional Award. Great Lakes

Loons received the Quality of Life Award.

CMU College of Medicine received theCorporate Regional Award.

CMU College Of Medicine , the Corporate Regional Award,with Herb Spence and CMU College

of Medicine Interim Dean Linda Perkowski

Great Lakes Loons, the Regional Quality of Life Award,with Paul Barbeau and Annette Rummel.

Shaheen Development, Small Business Regional Award,with Pete Shaheen and Alice Gerard, CEO,

McLaren Bay Region Hospital.

Dr. Eric Gilbertson,Individual award for playing a key role in regionalism.


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November 16, 2014

Spencers Restaurant5530 Gratiot Road

between M-47 & Center Rd. in Saginaw, MI

989.793.4500

www.spencersroute46.comM-F Open for Lunch 11:30 a.m.

Sat. Open at 5 p.m.

CLOSED Sun

Spencer Dambro, Owner

Thanks Charles and Darlean Castell for allowingme to help you once again with your truck purchase!

Terry ReedSales Professional

Used Cars

Phone (989) 667-2000 Ext 341Direct (989) 460-0341Fax (989) 667-0103

E-Mail [email protected]

Website www.labadieauto.com

Labadie Buick Cadillac GMC711 S. Euclid Ave.Bay City, MI 48706

Lansing - Conservation ofcers with the

Michigan Department of Natural Resources

urge deer hunters to engage in an ethical hunt

and be aware tha t Michigans new hunting

licenses carry certain conditions. The new

licenses approved by the Legislature and

signed into law by Gov. Rick Snyder in 2013

took effect March 1, 2014.

Deer hunters should be aware of the two

options they have for licenses:

Single deer license, valid throughout

New Hunting License Conditions in Effectarchery, rearm and muzzleloader seasons.

This license has replaced the separate archery

and firearm licenses. Hunters who buy a

single deer license may not buy a second

single deer license or the deer combo license.

Deer combo license, which includes two

kill tags, one regular and one restricted.

Hunters who want two deer licenses must

buy the deer combo license instead of the

single deer license. This is required to

implement antler point restrictions, which

apply based on whether the hunter has

purchased two deer licenses. The deer

combo license is valid for use during the

archery, rearm and muzzleloader seasons.

A hunter can use both kill tags in the rearm

seasons, both in the archery season or one in

each season.

For more information on the new license

conditions and deer hunting in Michigan, go

to www.michigan.gov/deer.


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Appraisal ServicesClarence W. Osborne Jr.,

Certied General AppraiserResidential and Commercial989.746.9721989.780.2088

AttorneysThe Law Ofces of Alan A. Crawford PLLCAlan A. Crawford, Attorney At Law615 Griswold Ste. 1215, Detroit, MI 48226803 Court Street, Saginaw, MI 48602313.559.7881313.556.2487 (Fax)www.acrawfordlaw.com

Michael L. Oakes, Attorney At Law2811 E. GeneseeSaginaw, MI 486011-888-886-5711www.oakeslawgroup.com

AutoGarber Buick5925 State StreetSaginaw, MI 48603989.497.4444

Labadie Olds711 S. EuclidBay City, MI 48706Terry ReedSales Professional

989-667-2000 Ext. 341Direct 989-460-0341Fax 989-667-0103E-mail [email protected] www.labadieauto.com

McDonald Pontiac-GMC, Inc.5155 State Street Saginaw, MI 48603Leon V. WashingtonSales & Leasing [email protected]

Saginaw Valley Ford Lincoln4201 Bay RoadSaginaw, MI 48603

Parys LiddellSales Consultant-Lincoln CertiedRepresentative989.792.2453

Auto DetailMorningstar Auto Detail Shop306 East Remington StreetSaginaw, MI 48601989-482-6505www.MorningStarDetail.com

BakeriesLighthouse Bakery285 S. Outer DriveSaginaw, MI 48601

989-754-7088Fax 989-754-7099

BeautyIllusions Beauty Salon

Valerie KingOwner/Operator1400 W. Genesee StreetSaginaw, MI 48602989.755.2666/989.755.3883

Imani Beauty SalonFelicia Thomas212 Federal Ave. (Downtown)Saginaw, MI 48601

Reections of U TooLouise McKinnie, Owner2103 Sheridan Ave.Saginaw, Michigan 48601989.753.4600

Sports Barbershop1400 W. GeneseeSaginaw, Michigan 48602989-992-2600

Unique Cuts & Massage1502 Court StreetSaginaw, MI 48602989-327-2338

Unique Cuts II3125 E. HollandSaginaw, MI 48601989-327-2338

Business SolutionsThe Growth CoachCal Talley, Owner293 Provincial Ct. #78 48602989-401-6229C.Talley@TheGrowthCoach.comwww.TheGrowthCoach.com

Cleaning ServicesBest ChoiceFloor Maintenance & Carpet [email protected]

Community Centers and Services

First Ward Community Services1410 N. 12th StreetSaginaw, Michigan 48601989-753-0411

ConsultantsEnviCare Consulting, Inc.Billy J. Strawter, Sr., President2809 Blairmont DriveMidland, MI 48622989.839.9177www.envicareinc.com

DentistsJack W. Nash, DDS

Cosmetic andRestorative Dentistry1320 S. Washington Ave.Saginaw, Michigan 48601989-752-1200

FashionWhere Did U Get That Hat?Specializing in Custom DesignsSundays BestYvonne Ellison/MillinerPhone 989-529-4193E-mail: [email protected]

FinancialCity of SaginawBlock Grant & Rehab Program1315 S. Washington AvenueSaginaw, MI 48601989-759-1530

Saginaw EconomicDevelopment CorporationShontaye Bibbs1315 S. Washington Avenue,Room 207Saginaw, MI [email protected]

Florists

Erikas Flowers214 Federal Ave.Saginaw, MI 48607989-755-9330www.erikasowerssaginaw.com

Food & DiningSpencers Route 46Spence DambroProprietor5530 GratiotSaginaw, MI 48638989-793-3400www.spencersnefood.com

Funeral Homes

Deisler Funeral Home2233 Hemmeter Rd.Saginaw, MI 48603989.799.1151

Heating and CoolingHORIZONAzola Williams989-755-8650 Business989-233-3295 Cell

Home Health Care ServicesComforcare Home Care

320 S. Washington Ave. Ste. 202Saginaw, MI 48607989.752.5502www.mbsmichigan.comforcare.com

PhotographyE.B. Studio212 Washington Ave.Saginaw, MI 48607989-397-4144

PublicationsDavid HallCrimiel Publications LLCPOB 20061Saginaw, Michigan 48602

RestaurantsBrother Arthurs Fish & More2522 E. GeneseeSaginaw, MI 48601989-752-0200

Rite Spot1205 LapeerSaginaw, MI 48601989-754-6001

Savoy Bar & Grill127 S. Franklin StreetSaginaw, MI 48607

989.754.9660RetailersGREEKS R US2203 E. GeneseeSaginaw, MI [email protected]

Shoe RepairMorgans Shoe Repair308 Federal Ave.Saginaw, MI 48607989-754-6155

Tax Services

Robert McDuffy Tax & AccountingService/ERO e-le2127 LedyardSaginaw, MI 48601Business 989-443-0115Fax [email protected]

Township GovermentBuena Vista Charter TownshipDexter A. MitchellTownship Manager1160 S. Outer Dr.Saginaw, MI 48601

Business Directory

Advertisers Are Talking 24/7 Around The Great Lakes Bay Region And Beyond @ www.themichiganbanner.com!To Join The Conversation Contact The Sales Staff at 989.753.3475, or the [email protected].

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November 16, 2014

Better Choices, Better Medicine, Better Healing

Health

University Center, MI - Whilemost college students typicallyfinish their education beforediving into the profession theirdegree will support, circumstanceand opportunity combined to

thrust Rachel Gregus into thechallenge of performing bothfeats at the same time.

The Saginaw Valley StateUniversity student is about oneyear shy of earning a bachelorsdegree in health science. Shesalso more than one year intoserving as co-founder andmanager of a home health careagency employing 15 people and

serving 60 others in the GreatLakes Bay Region. Its denitely a lot of work,she said of her work both

academically and with her company,Safe Hands Warm Hearts Inc.Its something that started out as a little idea and unfolded intosomething big. And, judging by the size of the clientele already established, itssomething that Gregus has managed to steer with early success. Theroad preceding this stretch of success, though, had a few more twistsand turns.

A 2007 Swan Valley High School graduate, Gregus said shestruggled to find her calling early on in college. She dabbled inacademic majors ranging from psychology to forensic science. I kind of threw my hands up in the air and said, What amI doing, she said. I was so restless. I have to have some kindof direction. A nursing assistant at HealthSource of Saginaw from 2010to 2013, Gregus eventually decided to expand on her health careinterests by pursuing SVSUs health science degree. Her focuswas strengthened further when a close friend with engineeringdegrees focused in health care approached her about developingan agency that would tend to those in need of home health care.

He asked what I knew about it, and I decided to entertain myselfwith some of the questions he was asking, Gregus said of thecompanys owner, Udit Parikh.

What started as curious detective work online quickly transformedinto the development of a functioning business. Before I knew it, I

SVSU Student Manages Growing Home Health Care Agencywas creating policies and procedures, she said. By September 2013,Safe Hands Warm Hearts Inc. was in business.

More than a year later, the agency services about 60 people -largely an elderly population in Saginaw, Bay and Midland counties.The company also provides care for residents of Wescourt IndependentSenior Living apartments in Saginaw. Gregus said the company is

currently expanding coverage into Lansing. Once we do that, wewould like to serve surrounding states, and possibly franchise,Gregus said.

Along with her work life, Gregus has plans beyond the foreseeablefuture for her academic life. She eventually wants to pursue a mastersdegree in health care-related studies - possibly international healthcare or health care ethics. Balancing being a young manager and a student at the sametime is tough, she said. Theres a reason why people do this afterthey graduate, but I love what I do. Its been very rewarding.

Rachel Gregus


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November 16, 2014

Jump Start Your Lifewith a Career in EMS!

Emergency MedicalTechnician Course

August 26 thru

December 9

$840 plus books.

For moreinformation and

course registrationvisit us

online!

www.mobilemedical.org

Saginaw -You could be the key

to saving the life of Derrick Nash.

Nash, a standout high school

football player, was diagnosed

with acute lymphoblastic leukemia

during his senior year at Carrollton

High School in May 2013. Doctors

expected a lengthy hospital stay,

but Nash quickly responded to

treatment and was in remission

within a month.

Thanks to his remarkable

turnaround, his dream of playingcollege football was realized this

spring when he suited up at Central Michigan Universitys spring game.

All was right in Nashs world, and he was preparing to play for

CMU this fall when he started to feel ill. In October when his sickness

persisted, doctors discovered the leukemia had returned.

Now facing his second bout with leukemia, Nash and his doctors

are set to call a new play. In addition to more chemotherapy, Nash is

hoping to receive a lifesaving bone marrow transplant. But despite

his willingness, nding a matching donor can be a difcult task.

Seventy percent of people who need a transplant will not have amatch in their family and will turn to Be The Match to nd a life-

saving donor, said Caitlin Regan, stem cell recruitment specialist for

Michigan Blood. Patients are most likely to nd a match in someone

of their same ethnic background and currently, the registry iscomprised of almost 70 percent Caucasian donors. Its extremely

important for us to continue to increase the size and diversity of the

registry to improve all patients chance for a cure.

Michigan Bloods Marrow/Stem Cell Program, an afliate of the

National Marrow Donor Programs Be The Match Registry, recruits

potential donors for patients across the U.S. and around the world

who need bone marrow or stem cell transplants. With every new

potential donor, the chance of a match for thousands of patients with

leukemia, lymphoma, and other blood diseases improves.

To increase Nashs chances of finding a match, Michigan

Bloods Be The Match program is holding registry events in his

honor in Saginaw and at CMU. Individuals between the ages of

18 and 44 can join the Be The Match Registry simply by fillingout a health questionnaire and providing a cheek swab.

Help someone get their transplant and make them feel wholeagain, says Nash, who has been a Michigan Blood advocate since

his original diagnosis.

The second registry event will run from 3 p.m. to 7 p.m.

Wednesday, Nov. 19 at Ames United Methodist Church, 801 State in

Saginaw. Everyone who registers at the Saginaw drive will receive

CMU Student Athlete Needs Bone Marrow Transplantan Im Fighting With Derrick button courtesy of the Carrollton

Athletic Association and a special treat from Macys Lakeshore Grill.

The third event is set for Thursday, Nov. 20 from 10 a.m. to 3 p.m.

at various locations on CMUs campus. Tables will be located in the

lobbies of East Campus residence halls (Fabiano, Woldt, Emmons,

Saxe, Herrig and Celani), in the Health Professions building and in

the Bovee University Center.

Although these registry drives are being held in Derricks honor,

its important to remember that when members of the community

volunteer to join the registry, theyre making themselves available to

any patient searching for a donor, says Regan.

While donors of all types help save lives, there is a serious

shortage of potential donors who represent ethnic minorities. ForNashs drives, organizers are seeking African-Americans in particular

to support the effort.

A diverse group of prospective donors will give more transplant

candidates a better chance to nd matches, says Regan. A marrow

transplant is often a patients last and best chance for survival. Plain

and simple, it saves lives.

For additional information about joining the Be The Match

Registry, visit www.miblood.org/be-the-match-registry.

Derrick Nash


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FREE

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November 16, 2014

Praise Connections & Life

Saginaw My name is RuShawnda McCalland I am the mother of Shane AnthonyPeoples-Welch. I would like to share my storywith the parents of the community. Threeyears and seventeen days ago I lost myfirst born son to a heart condition calledHypertrophic Cardiomyopathy.

Hypertrophic Cardiomyopathy is a heartmuscle disease which is a thickening of themuscle around the heart, causing the heart tonot pump as well as it should, which canlead to heart failure, and sudden death.Shane was attending Grand Valley StateUniversity at the time of his death, andwhile playing basketball in the gym at GVSU,he lost consciousness.

Before Shane attended college he was astudent at Saginaw High school, and was anhonor student graduating in the top ten of hisclass in 2008 earning scholarships that paidfor his college tuition.

Shane was a loving, kind-hearted, smart,intelligent young man who loved God. He isknown to our family as a young legend thatwill forever live in our hearts. I have chosen to be an advocate forMatters of the Heart, to bring awareness of

The greatest tragedy in life is not death,but a life without a purpose.Myles Monroe

Jamaica -Dr. Myles Munroe, Presidentand Founder, of Bahamas Faith MinistriesInternational (BFMI), who was killed in aplane crash along with his wife Ruth and 7others on Sunday, November 9, 2014, is agreat loss to the world.

Dr. Munroe was an awesome, thoughtprovoking pastor and teacher that when you

heard his teachings they profoundly affectedyour life. A best-selling author and lecturer,he traveled the world advising leaders inbusiness, education, religion, and other elds.

Born in 1954 in the islands capital ofNassau, Munroe founded Bahamas FaithMinistries International in the early 1980safter studying at Oral Roberts University, aChristian liberal arts school in Tulsa, Okla.

Among the many accolades of how hisdeath has affected the world are those of

A Legend is Lost in Plane CrashORU President Billy Wilson, Pastor SamuelRodriguez, and Prime Minister Perry Christie.

His work in extending Christs Kingdomin our generation was exemplary and worldchanging. He was a servant to the universityas both a member of the Board of Regentsand, most recently, on the Board of Reference,Wilson says. Over the years, Myles was amuch beloved chapel speaker and contributor

to our university community. Rev. Munroealso served as co-chair of the Empowered21Caribbean cabinet and a member of theEmpowered21 Global Council. His energyand enthusiasm for imparting Spiritempowered Christianity to new generationswas contagious.

It is utterly impossible to measure themagnitude of Dr. Munroes loss to the Bahamasand to the world, Prime Minister Perry Christie

said. He was indisputably one of the mostglobally recognizable religious gures ournation has ever produced.

The Munroes have two children, Charisaand Chairo.

Matters of the HeartSubmitted by RuShawnda McCall

Dr. Myles Munroe

and Mrs. Ruth Ann Munroe

congenital heart defects, and I have includeda twelve step screening that may helpreduce sudden death in other youngathletes. To save just one persons lifewould truly be a blessing.

Personal history Chest/pain discomfort upon exertion Unexplained fainting or near-fainting Excessive and unexplained fatigue

associated with exercise Heart murmur High Blood pressure

Family history One or more relatives who died of heart

disease (sudden/unexpected or otherwise)before age 50

Close relative under age 50 withdisability from heart disease

Specic knowledge of certain cardiacconditions in family members: hypertrophicor dilated cardiomyopathy in which the heartcavity or wall becomes enlarged, long QTSyndrome which affects the hearts electricalrhythm, Marfan syndrome in which the wallsof the hearts major arteries are weakened,or clinically important arrhythmias orheart rhythms.

Physical examination Heart murmur Femoral pulses to exclude narrowing of

the aorta Physical appearance of Marfan syndrome Brachial artery blood pressure (taken in

a sitting position) Source: Scientifc statement March 12, 2007By American Heart Association

Shane Anthony Peoples-Welchand mother RuShawnda McCall


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Bethel AME ChurchPastor P. David Saunders535 Cathay St.Saginaw, MI 48601(989) 755-7011

Bread of Life Harvest CenterSenior Pastor Rodney J. McTaggart3726 Fortune Blvd.Saginaw, MI 48603(989) 790-7933

Christ Disciples BaptistPastor Eddie Benson3317 Lapeer StreetSaginaw, MI 48601(989) 754-2444

Christ Fellowship MBCPastor Robert Davis818 N. Washington Ave.Saginaw, MI 48601(989) 754-4435

Corinthian Baptist ChurchPastor Roy L. Manning104 S. 10thSt.Saginaw, MI 48601(989) 754-1820

Faith Harvest ChurchBishop Ronald E. ChippFaith Harvest Church1734 N. MasonSaginaw, MI 48602(989) 799-4200

Website: www.faithharvestministry.orgE-mail: [email protected] Freewill Missionary

Grace Chapel ChurchPastor James Nelson2202 Janes Ave.Saginaw, MI 48601989.755.3212

Greater Williams TempleBishop H.J. Williams

608 RemingtonSaginaw, MI 48601(989) 755-5291

SaginawJacobs LadderPastor Dempsey Allen1926 Fairfield Street

Saginaw, MI 48602989-799-6601

Life In Christ MinistriesPastor Dennis Cotton, Sr.2915 S. Washington Ave.Saginaw, MI [email protected]

Messiah Missionary Baptist Church2615 Williamson Road

Saginaw, MI 48601Pastor Otis WashingtonPhone: 989-777-2636Fax: 989-777-2640Email: [email protected]: www.Messiahsag.org

Mt. Olive Baptist ChurchPastor Marvin T. Smith1114 N. 6th StreetSaginaw, MI 48601(989) 752-8064

New Beginning Christian ChurchReverend Dr. Willie F. Casey1016 Sherman RoadSaginaw, MI 48604989-754-2963

New Beginnings Life ChangingMinistriesPastor Otis Dickens2312 S. Washington Ave.Saginaw, MI 48601

(989) 755-3650

New Birth Missionary BaptistPastor Larry D. Camel1418 S. WarrenSaginaw, MI 48601(989) 755-6604

New Covenant Christian CenterPastor Ron Frierson523 HaydenSaginaw, MI

752-8485

New Life Baptist ChurchPastor Rufus Bradley1401 Janes St.

Saginaw, MI 48601(989) 753-1151

Ninth Street Community ChurchPastor William L. Scott, Jr.Assistant Pastor Rex Jones1118 N. 9th StreetSaginaw, MI 48601989-752-7366

Prince of Peace Baptist Church825 North 24th Street

Saginaw, MI 48601989.754.2841Pastor Robert B. Corley, Jr.

Resurrection Life Ministries ChurchPastor Carolyn L. Wilkins2320 Sheridan AvenueSaginaw, MI 48601989.754.9466

St. Paul BaptistPastor Vincent D. McMillon120 N. 15thSt.

Saginaw, MI 48601(989) 752-5023

Saginaw Valley CommunityPastor Richard Sayad3660 HermansauSaginaw, MI 48603(989) 752-4769

St. Lukes CME Church1121 TuscolaSaginaw, MI 48607

(989) 755-0351The Potters Touch MinistriesPastor Kareem J. Bowen1402 North 6th StreetSaginaw, MI 48601989.755.9406Facebook.com/The Potters Touch

Transforming Life MinistriesPastor William Brown3024 South Washington AvenueSaginaw, MI 48601-4353(989) 754-9573

True Vine Baptist ChurchPastor Paul E. Broaddus2930 Janes Street

Saginaw, MI 48601989-752-0751

Victorious Believers Ministries ChurchRev. Christopher V. Pryor624 S. Outer Dr.Saginaw, MI(989) 755-7692

Wolverine Baptist State Convention615 S. Jefferson Ave.Saginaw, MI 48607

World Outreach Campus ofGreater Coleman Temple MinistriesSupt. H.J. Coleman Jr.2405 Bay Rd.Saginaw, MI 48602(989) 752-7957

Zion Missionary Baptist ChurchPastor Rodrick Smith721 JohnsonSaginaw, MI 48607

(989) 754-9621

To Celebrate a Life

Call 989.753.3475, or email [email protected] and Memorials

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November 16, 2014

Chicago -Edward and Shirley Calahan

are philanthropists and founders of

the Calahan Foundation, a non-profit

organization 501(c)3 created in 2009 to

inspire youth through educational

scholarships, contemporary role models,

entrepreneurial mentorship, and economic

empowerment programs.

Each year the Celebration ofGiving Benet Concert brings together

over 2,000 guests to raise funds for the

annual scholarship awards to low-income

high school students in the inner city

communities. The scholarship recipients

attend college as well as some of the top

universities across the United States.

Calahan Foundat ion Presents AnnualCelebration of Giving Benefit Concert

Midland -On Saturday, October 25,

Disability Network of Mid-Michigan

(DNMM) hosted a Divided UNITED

fundraiser for the United Way of Midland

County at the Midland Brewing Company (MBC).

The fundraiser supported the United Wayscurrent community giving campaign. The event

was centered on the Michigan vs. Michigan

State football game. Donors purchased squares

on a Score By Quarters rafe board.

After each quarter of the game, a winner

received a range of prizes donated by DNMM

and MBC. In addition to the rafe, MBC

donated $1 of all beers sold during the event,

bags of Logans Roadhouse peanuts were sold,and general donations were collected. In total,

DNMM raised $1,870 for the United Way.

We are so grateful to all who helped make

this fundraiser a success, especially the staff

Disability Network Raises Funds for the United Wayat Midland Brewing Company, said David

Emmel, Executive Director of DNMM.

United Way does so much for so many

families and non-prots in Midland County.

We were all eager to do whatever we could

to help them reach their fundraising goal.

And the communitys generous response was

indicative of how much we all value the United

Way and all they do for our community.

Disability Network of Mid-Michigan, a

partner agency of the United Way of Midland

County, is dedicated to creating accessible

and inclusive communities. They provide an

array of services to people of all ages and all

types of disabilities with the goal of helping

them live independently, fully able to access

their communities.For more information, please contact

Disability Network of Mid-Michigan at

1-800-782-4160 or at www.dnmm.org.

Edward and Shirley Calahan

Divided United Fundraiser


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November 16, 2014

You cant see what you cant see. There may be some challenges facing your nonprot that youre not aware of. They are insidious and

sometimes deadly. Taking a close look at whats really going on may refocus your energy and resources, and rescue your fundraising.

By Mel B. and Pearl D. Shaw

FUNdraising Good Times

Hidden Fundraising Challenges

Heres some background. Nonprotorganizations and institutions play a key rolein communities across the country. Healthcare,education, advocacy, homeless services,domestic violence prevention, athletics, theopera, symphony and theatres are just afew of the ways in which they add to ourcollective life.

Mel B. and Pearl D. ShawSaad & Shaw Comprehensive FundDevelopment Services

The rewards from such work are many.And, unfortunately, challenges abound. Topones include board involvement, stafng,money, resources, exposure and awareness,and volunteer involvement. These are real.And at the same time, for some organizationsthe challenges are actually a little deeper.They lie in what you cant see. And they

inform or exacerbate the visible ones. Lack of urgency and excitement. Itshard to raise money and engage volunteerswithout a sense of urgency and excitement.Have you made the case to a potential donorregarding why it is important to supportthe priorities of your nonprofit today, andnot tomorrow? Have you created a mechanism forgenerating enthusiasm in giving? Are youactively competing for the philanthropic

dollar or waiting for it to come your way?You need an infec tious excitement thatis communicated verbally, in writing andelectronically. Put fundraising at the topof your list each day. Duplication of services. You may be100% committed to your organization, itsservices or advocacy, and the people itserves. But, are you the only game in town,or are there a multitude of organizationsdoing similar work? When there are toomany organizations providing comparable

services it can be difcult for donors andfunders to understand why they should fundyour organization over a similar one.

You may not get funded. Or you - andyour like-minded nonprots - may be splittinga pool of funds with the result being that noone raises enough money to effectivelyadvance their mission. If duplication of

services is an issue for your nonprofit,you may want to consider the unthinkable:merging, or rening/changing your mission. Repeatedly soliciting the same donorsand funders. This is an under the radarchallenge that sometimes isnt even identiedas such. The positive spin is: we have a fewcommitted donors who consistently supportus. That may be true, but how long will it last? Are they providing enough funding, oris your organization cutting staff and services

in order to operate? What if donors suddenlychanged their giving? Donor retention isnt agiven: things change. Dont put yournonprot at risk: broaden your fundraising.Next week we will cover more.

Mel and Pearl Shaw position nonprots,colleges and universities for fundraisingsuccess. For help with your campaign visitwww.saadandshaw.com or call (901) 522-8727.

Copyright 2014 Mel and Pearl Shaw

L- R - Stephanie Heckroth, Assistant Vice President& Saginaw Ofce Manager; Christopher Estes, SCU

President & CEO; J.J. Fulgenzi, Operation Care Package Michigan Founder & Volunteer; Chad Merrihew, SCU

Senior Vice President & Chief Operating Ofcer

Saginaw -Security Credit Union

recently presented Operation Care Package

of Michigan with an assortment of items

collected during the Support Our Troopsdonation drive. Throughout September

and October, SCU members, staff and the

surrounding community were encouraged

to drop off toiletries, non-perishable food

Security Credit Union Donates toOperation Care Package of Michigan

times, clothing and recreational materials to

their local SCU ofce.

More than 2,000 items were collected

to be packaged and shipped overseas todeployed troops this holiday season. A

monetary donation of $1,250 was also

presented to OCPMI for p urchasing

needed items.


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November 16, 2014

NON PROFIT DIRECTORYA. Philip Randolph InstituteP.O. Box 1107Saginaw, MI 48606

American Red Cross1232 N. MichiganSaginaw, MI 48602989-754-8181

CAN Council Saginaw County1311 N. Michigan AvenueSaginaw, MI 48602(989) 752-7226 / fax (989) 752-2777www.cancouncil.org

Circle of Love1809 Durand Ave.Saginaw, MI 48602989-754-2377

Emmaus House of Saginaw733 S. 15th StreetSaginaw, MI 48601

989-755-7538THE EZEKIEL [email protected]. Box 3470Saginaw, MI 48605-3470Phone: 989-755-1620Fax: 989-755-4038

First Ward Community Center1410 N. 12th StreetSaginaw, MI 48601989-753-0411

Girl Scouts Heart of Michigan5470 Davis Rd.Saginaw, MI 48604989-799-9565

Good Neighbors Mission1318 Cherry StreetSaginaw, MI 48601989-399-9918

Health Delivery, Inc.501 Lapeer Ave.Saginaw, MI 48607989-759-6400

Houghton-Jones Task Force1708 Johnson StreetSaginaw, MI

989-752-1660Lighthouse Outreach Center808 Janes StreetSaginaw, MI 48601989-928-9096

Mobile Medical Response834 S. Washington Ave.Saginaw, MI 48601989.758.2900

Michigan Banner Outreach1400 W. GeneseeSaginaw, MI 48602989-714-2240

Pit and Balcony Theatre805 N. HamiltonSaginaw, MI 48602www.pitandbalconytheatre.com989-754-6587pitandbalconytheatre@yahoo.com

Public Libraries of SaginawButman-Fish, Hoyt,Wickes & Zauel Libraries505 Janes AvenueSaginaw, MI 48607

989-755-0904www.saginawlibrary.org

Restoration Community Outreach1205 NormanSaginaw, MI 48601(989) 753-1886 / fax (989) 753-2880

Email: [email protected] County Business& Education Partnership1231 South Washington Ave.Saginaw, MI 48601989.399.0016

Saginaw County Community ActionAgency, Inc. (CAC)2824 Perkins StreetSaginaw, MI 48601989-753-7741

The Saginaw Community Foundation1 Tuscola, Suite 100Saginaw, MI 48607989-755-0545

Women of Colors

P.O. Box 5525Saginaw, MI 48603989-399-9275 or 989-737-9286

Saginaw - Have you ever thought what

you would like to do with your assets once

you are gone? Wouldnt it be a great idea to

share some of your assets with an organization

that can continue to serve others with your

contribution for years to come?

Giving to an organization, like ours, is

investing in the future of low-income families

to help with one of the most basic needs

humans have - decent shelter. Giving to Saginaw-Shiawassee Habitat

for Humanity is about giving a hand up not a

Giving beyond your lifetimeHabitat Highlights

hand-out to families. We do not give homes

away nor make repairs without repayment.

When families purchase a house with

our organization, they are expected to repay

a zero-interest loan for the life of the loan.

Mortgage payments are reinvested in the

community to help more low-income families

in need of either a new or rehabbed house.

Low-income families, who already own theirhomes may also qualify for the Critical Home

Repair program.

We believe in using the monetary or in-

kind gifts donated to our organization in a

responsible manner. It is you who makes a

difference in the lives of others. We are

simply the conduit.

We thank you in advance for thinking

about the possibility of donating some of

your assets to our organization. Help make

a difference beyond your lifetime.

For additional information contactCarmen at 753.5200 ext. 500, and visit

www.sshfh.org.

No one has ever become poor by giving.

Anne Frank


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November 16, 2014

Source: www.saginawheadstart.org

Established in 1965, Head Start promotesschool readiness for children, ages three tove, in low-income families by offeringeducational, nutritional, health, social andother services. Head Start programs promoteschool readiness by enhancing the socialand cognitive development of childrenthrough the provision of educational, health,nutritional, social and other services toenrolled children and families. Programsactively engage parents in their childrenslearning and help them in making progress

toward their educational, literacy andemployment goals. Signicant emphasis isplaced on the involvement of parents in theadministration of local Head Start programs. Early Head Start, launched in 1995,provides support to low-income infants,toddlers, pregnant women and theirfamilies. EHS programs enhance childrensphysical, social, emotional, and intellectualdevelopment; assist pregnant women toaccess comprehensive prenatal andpostpartum care; support parents efforts tofulll their parental roles; and help parentsmove toward self-sufciency. Together HeadStart and Early Head Start have served tensof millions of children and their families.

Contact Saginaw ISD HS/EHS At Saginaw ISD Head Start, our attentivestaff is available Monday through Friday toanswer all of your questions and make everyeffort to ensure you are 100% satised.Claytor Administrative Building3200 Perkins Street Saginaw, MI 48601(989) 752-2193 (989) 921-7146 (fax)Ofce Hours:

Monday: 8 AM - 4:30 PMTuesday: 8 AM - 4:30 PMWednesday: 8 AM - 4:30 PM

Thursday: 8 AM - 4:30 PMFriday: 8 AM - 4:30 PMSaturday: ClosedSunday: Closed

Our missin is to prvide highquality services, develping

schl readiness and family

empwerment fr prenatal toage ve children and familiesby wrking in partnership withparents and the cmmunity.

31st Parent Conference andFamily Engagement Institutes

Partnerships play a

central role in theHead Start model.NHSAs annual

Parent Conferenceand FamilyEngagement

Institutes is the onlynational event that

focuses on howcommunities,

parents, families, and Head Start

program staff can best partner topromote both parent and family

engagement and childrens learningand development. Visit www.nhsa.orgfor conference details and registration.

Sabrina Beeman-Jackson

Saginaw ISD Head Start/Early

Head Start Program Director


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November 16, 2014

The true end to financial barriers is

teaching our young people how to create

opportunities for themselves otherwise they

will never know how to escape the struggle.

Matthew J.S. Aaron Jr.

Saginaw -Young Men Who Dare (YMWD),

established in 2007, is a non-prot program

developed by Patrick McGovern under the

umbrella of Women of Colors, Inc. and their

Great Empowering Motivation Sessions

(GEMS) mentoring program.

The main goal of Young Men Who Dare

is to inspire, empower, and encourage young

men ages 6 to13 of todays society to have a

better tomorrow.

A great team of inspiring young men from

the Saginaw community that consist of

Young Men Who DareChristopher Watson, Ashton McMillan,

Gabrielle Martinez, Christian Carter, and

Hurley J. Coleman III, have joined together to

create new and exciting ideas for the younger

men of this generation. The team are all

great young men in their own right, and

they have created an outstanding curriculum

that will most denitely give young men a

new perspective on life.

The program will teach young men to takepride in themselves, take personal responsibility

for their behavior and prepare them for lifes

challenges by involving positive male role

models as mentors.

To nd out more about YMWD, call

(989) 399-9275 or (989) 737-9286.Young Men Who Dare

Positive Presentation

Saginaw The Castle Museum has

received a donation of Native American

artifacts, which are featured in The Everyday

Objects of the Chippewa Indians exhibi tfrom local curator

Mike Slasinski.

This collection showcases objects that

date back from 100 to 125 years ago, which

were used by Native Americans of the

Great Lakes region. Much of these

artifacts highlight the cultures creative

beadwork and essential tools for daily living.

In 2012, Mike shared his collection,The Everyday Objects of the Chippewa

People, in a temporary exhibit at the

museum. After the death of his wife

Barbara, he decided to donate some of the

Castle Museum Receives Donationof Native American Artifacts

artifacts in her honor. A memorial plaque

with her name is also displayed in the

exhibit.

We are happy to have receive these itemsfrom Mike, said President and CEO Ken Santa.

This is the rst time Native American

artifacts such as these have been highlighted

in a permanent exhibit at the museum.

The collection is now on display

and the public is

encouraged to view the

donated items, Tuesday to Saturday 10 a.m. to 4:30 p.m. and Sunday from

1 p.m. to 4:30 p.m.

For more information, call 989-752-2861 or

visit www.castlemuseum.org.Mike Slasinski with Native American

Artifacts Exhibit


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November 16, 2014

Culture & LifestylesThanksgiving

Each year on the fourth Thursday

in November, Americans gather for a day of

soulful indulging of favorite foods, football

and family. While todays Thanksgiving

celebrations is very

different from the

original 1621 harvest

meal, it is still theday Americans travel

to visit family

and friends.

In keeping with

the tradition of

Thanksgiving we

have included one

of the favoriterecipes published in

Great Lakes Bay Region author, Patty Pinners

cookbook, Sweets: A Collection of Soul

Food Desserts and Me mories. The

cookbook has great memories of Pinners

history in our town.

Enjoy and Happy Thanksgiving!

Coconut CakeIngredients1 cup (2 sticks) unsalted butter, softened2 cups granulated sugar4 eggs, separated3 cups cake our, sifted2 teaspoons baking powder1/4 teaspoon salt1 cup milk1 cup sweetened aked coconut2 teaspoons vanilla extract2 cups granulated sugar1/4 cup light corn syrup

1 cup boiling water3 egg whites1 teaspoon vanilla extract2 cups sweetened aked coconut, for garnish

InstructionsPreheat the oven to 350degrees. Grease and lightly our three 9-inchround cake pans. Set them aside.

To make the cake, in a large mixing bowlcream the butter and sugar thoroughly untillight and creamy.

Add the egg yolks one at time, beating wellafter each addition.

In a large bowl, sift together the our, bakingpowder and salt.

Add the our mixture to the butter and sugarmixture, alternating with the milk, beatingafter each addition. Stir in the coconut andvanilla extract.

In another bowl, beat the egg whites until theyform stiff peaks.

Fold them into the cake batter. Divide thebatter evenly into the prepared cake pans.

Bake for 30 minutes, or until a toothpickinserted into the middle of each layer comesout clean. Transfer the pans from the oven towire racks.

Allow to cool in their pans for 10 minutes,then unmold them onto the wire racks tocool completely.

To make the frosting, in a large saucepan,combine the sugar, corn syrup and boiling water.

Bring to a boil over medium-low heat, andcook until the mixture spins thread andreaches

the michigan banner november 16, 2014 edition

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