the michigan banner november 1, 2011 edition

8/3/2019 The Michigan Banner November 1, 2011 Edition

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Leading in Diversity Empowering Communities and Changing Lives

Volume8Number21TheMichiganBanner

November1,2011FirstGreatLakesBayRegionalNewspaper

Communityp.10

Troop50432CookiePowerp.11

MarilynPearsonp.13

GlenThomasRideoutp.18

SenatorKahnp.9

MaketheImpossiblePossibleBillStricklandInspiresCommunityLeadersatSVSU

By Andre Buckley

On Tuesday October 25, Pittsburgh, PA community

leader, Bill Strickland, brought an empowering message

of hope and change to the audience at Saginaw Valley

State Universitys Malcolm Field Theatre for Performing

Arts. On Wednesday in the Emeriti Room at SVSU several

community leaders joined him for a luncheon where they

inquired how to duplicate his efforts in Saginaw. He

challenged those in attendance to not only change how

we view our young people (theres nothing wrong with

them) but to embrace non-traditional methods of engaging them, specificallythrough the arts.

Bill Strickland shared his story of how his life was saved through the

transformative power of creativity that he experienced in a ceramics class in

high school. He has since shared that transformative creativity with thousands of kids over the last 30 years. He is

the President and CEO of Manchester Bidwell Corporation, a jobs training center and community arts program.

The training center has developed job training ranging from pharmacy technicians to culinary experts. His after

school program provides young people the opportunity to gain skills in art, ceramics, photography and music. The

Manchester Craftsmans Guild (MCG), another component of Stricklands center, has produced Grammy award

winning compositions featuring the likes of jazz legend Dizzy Gillespie, Pat Metheny and many more. All of this

is done in one of the poorest neighborhoods in Pittsburgh.

Through tireless effort Bill Strickland has restored dignity, respect and responsibility to masses of poor people

society would have readily given up on. Through the beauty of art a connection has been made in countless

lives. Poor people deserve beautiful things, said

Strickland. His community centers are Frank Lloyd

Wright inspired structures that foster creativity and

allow poor people to experience that which they

would not otherwise. Bill Strickland believes that

environment can foster behavior. If schools look like

prisons, kids act like prisoners. Strickland utilizesthe latest technology in his classrooms and although

no expense is spared, Strickland says his classrooms

are far lest costly than prisons.

While Bill Strickland is an innovator, he has the

results to prove his methodology works. His program

in Pittsburgh was so successful that he has teamed

with public and private stakeholders to scale his

continued on page 3

p.4


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Page2TheMichiganBanner



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In This IssuePolitics ................................................................................................Page 4-8Business & Financial ...........................................................................Page 12

Entertainment.......................................................................................Page 18

Health ................................................................................................Page 20

November1,2011TheMichiganBanner

Page3FirstGreatLakesBayRegionalNewspaper

The Michigan Banner

1400 W. Genesee, Suite 200Saginaw, Michigan 48602

Phone: (989) 753-3475

E-Mail:

[email protected]

Publisher&Editor:Jerome Buckley

SeniorEditor:R. L. Buckley

ProjectManager:Jennifer Scott

Circulation&Distribution:Staff

Marketing&SalesManagerStaff

SalesStaff

ITEd Chapman

Mission:The mission of The Michigan Banner is to

operate and serve as a print and on line

media venue committed to educating, informing

and enlightening our readers regarding events

and news that directly and indirectly affect

the communities globally.

Furthermore, our mission is to serve as a

catalyst and a link for cultivating young adultsas entrepreneurial and business leaders and to

broaden economic opportunities within

the communities worldwide.

Disclaimer:The Michigan Banner and its staff are not

responsible and will not be held liable for any

mistakes, errors, misspellings and false

advertisements inpart or whole that may be

placed within its publication. Articles, information

or comments printed in the newspaper are not

necessarily the views orbeliefs of The MichiganBanner newspaper. The Michigan Banner

reserves the right to edit, change, or delete

any information, or refuse to print any

information, article or advertisement which is

believed to be inconsistent with or conficts

with the mission of the newspaper.


MaketheImpossiblePossiblecontinued from page 1

success in other cities. Philanthropists have helped with the building of six community

centers including one in Grand Rapids MI. Strickland has a goal of building 100 centers in

the United States and 100 around the world. Corporate sponsors like Alcoa, Bayer, Hewlett

Packard, Heinz, EBay and Steelcase Furniture in Grand Rapids, MI have provided millionsin cash and in-kind donations. President Barak Obama named Strickland to the White House

Council for Community Solutions. He is the author of the book Make the Impossible Possible

One Mans Crusade to Inspire Others to Dream Bigger and Achieve the Extraordinary.

Among the many awards Bill Strickland has received is the prestigious MacArthur Fellowship

genius grant in 1996.

To contact Mr. Strickland, visit www.bill-strickland.org

PeopleNeedPermissiontoTakeRisksBy Jerome Buckley

Risk To take chances, to step out

Are you afraid to step out, to take chances, to move forward into the

vision that you are sure you are to follow? There is no better time than

now for productive risk, a time to encourage others normally not in your

sphere of influence to actively pursue their vision, and walk confidently

towards success. As a leader we have the responsibility to put forth the

model of positive risk for all, whether they are normally in your sphere

of influence or not.

In Ezra 3:7, Cyrus issued a decree to the Jews to return to their homeland, however, out of

hundreds of thousands of Jews (in 538 B.C.), less than 50,000 heeded his decree. The ones

who did return gave up a life of comfort and familiarity to pursue a life of rebuilding. Many

times people will take less risk because they are fearful, or they have never seen others take

positive risk. When did David become a leader? It was only after his monumental victory

over the giant, Goliath, in 1 Sam. 17-55-58, did anyone else look to him as a leader. However,

he had the honor of knowing the perfect model of excellence, God. We, of course, are not

the perfect model of excellence, but we must be the best model of excellence we can to

help people to move forward to rebuild their life. Leaders, your model of successful risk

taking could be the difference between the successful future of a person, their family, and our

communities. I continue to look forward to conversing with community leaders concerningyour models as risk takers for our youth and communities.


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BallotIncludesTaxProposalsforCountySchools,CityHallBy Mike Thompson

For The Michigan Banner




A former Saginaw

County Board of

C o m m i s s i o n e r s

member, Jim

Graham, had a

favorite story. He

was door-knocking near Gratiot Avenue insouthwest Saginaw during a campaign, and

a constituent told him, I dont live in the

county. I live in the city. Well, needless to

say, Saginaw city dwellers indeed are part of

the county as well. And on the Nov. 8, ballot,

we have a countywide tax proposal and a

city-only tax proposal.

The countywide proposal comes not

from the courthouse, but from the Saginaw

Intermediate School District (SISD),

which oversees special education and other

functions for Saginaw Countys 13 local

school districts. Count em alphabetically:

Birch Run, Bridgeport, Buena Vista,

Chesaning, Carrollton, Frankenmuth,

Freeland, Hemlock, Merrill, Saginaw City,

Saginaw Township, St. Charles, and Swan

Valley. The proposal would add 1.4644 mills

(apologies for the multiple digits; blamethe old statewide Headlee Amendment; we

wont increase the headache by trying to

explain it) to the existing 1.9417 mills for

special education. Okay, lets simplify. This

involves adding something barely short of

1.5 mills to the existing 2 mills.

We also should explain special education.

Children (and young adults through age 26)

with major congenital disabilities attend the

Millet Center out near Bridgeport. Specialeducation also has expanded to encompass

home-district challenges such as autism and

attention deficit. And so, believe it or not,

about 1 in 5 students will receive some sort of

special education. Costs of special education

vary widely, depending on the individual. A

wheelchair-bound student at Millet obviously

will require far more special attention than an

ADHD pupil at a district school. But when

all the costs are added up, special education

requires about twice as much money as so-

called regular education. Michigans fundingformula does not take this difference fully into

account, and so money is sapped from regular

education in order to pay for the unfunded

mandate of special education. The SISD

millage proposal would help to more fully pay

for special education, which in the process

would also help to support regular education in

each home district. A taxpayer in Frankenmuth,

for instance, would be supporting Frankenmuth

schools.

Skeptics should not view this as some sort

of lottery-style trick, or three-card monte.

The SISD Board of Education, including our

Saginaw NAACP President, Leola Wilson,

and Buena Vistas Joseph Powe (longtime

public servants on this board, going back to the

1970s), and the superintendent, Richard Syrek

(formerly a veteran at the helm of Swan Valley

schools) have openly and honestly made cleartheir intent to help the local districts make ends

meet.

How much would this tax increase cost

you? Take your homes taxable value, which

is half of the sale value, and for each $1,000

in State Equalized Value, or SEV, add about

$1.50 per year. If you are a tenant, dont let

your landlord try to justify anything but a tiny

rent increase for the added expense they would

incur.TaxProposalforCityHall

The city-only tax proposal is for 1.1916

mills (or 1.2 mills rounded off) to renovate an

aging 75-year-old City Hall. I can recall a City

Council planning session back at the turn of

the millennium. Reed Phillips was the city

manager back in year 2000, and he described

two facilities in need of major repairs. One

was the Civic Center, which of course was

pawned off to the county for the 0.45-mill

tax which since has been reduced to 0.25

mill. Meanwhile, City Halls needs were postponed in favor of some semblance of

maintaining police and fire funding.

Anyone who has visited City Hall has

witnessed the room air conditioners during

summer, and windows opened during winter

because heat is not equally dispersed. Still,

the City Council did not seem to devote a

whole lot of in-depth study to this $7 million

proposal (the entire three-part Civic Center

was renovated for less than $14 million).

Council members simply accepted the

maximum study and decided, if we can do

the job for less money, great, we will either

reduce the bond issue or shorten the 16-year

payoff. Scant attention was given to less

costly options.

Voters may wish to measure this factor and

wait for an inevitable revised proposal that

doesnt necessarily tear up the total innardsof City Hall for a redo. Use of an alternative

existing building might be considered,

especially if the feds follow through on

closing the main post office, which is right

next door. Also, the City Council will have at

least three new members with the departures

of Paul Virciglio, Amanda Kitterman-Miller

and Bill Scharffe, and the trio of newcomers

just might want to have some input.

We also need to monitor these buildingrenovation plans. The Saginaw school

board approved a new gym floor at Morley

Elementary on the outer Northeast Side, and

then closed Morley. The board approved a

continued on page 5


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BallotIncludesTaxProposalsforCountySchools,CityHallcontinued from page 4

new playground at John Moore Elementaryacross from the courthouse, and then closed

John Moore. Why? Even though the City

Council is not the school board, we must

seek due diligence. How much would this

first proposal for City Hall renovation cost?

Add about $1.20 per year for each $1,000 of

your homes taxable value.

RememberingProposalA

Personally, Im also more than old

enough to remember 1994, when Michiganvoters passed Proposal A, which slashed

property taxes in favor of a two-penny

boost in the sales tax. It seemed like a good

deal back then. We saved about 30 mills in

property taxes, or even more depending on

the school district of our residences, and we

really didnt notice the sales tax hike unless

we were purchasing a big item such as a car.Since then, we have been sort of nickel and

dimed on the property taxes, even though they

remain lower than the pre-1994 levies. City

dwellers now pay a transit tax, a rubbish fee, a

school facilities tax, and city and county public

safety taxes.

We may ask, will these millages ever end?

My view is to maintain an open mind and to

consider each various proposal on its own

merits. We should not blame our local leaders,be they SISD board members or City Council

members. They are only striving to cope with

federal and state cutbacks, along with the bad

economy. In retrospect, it would have been a

lot easier to have been a public servant back 40

years ago, when the auto plants were humming.

Im going to vote in favor of the special

education tax, for the sake of the children,even though Ive learned that some of them

are cutting the pages and ruining their

expensive textbooks in order to hide cell

phones. A few bad apples shouldnt spoil

things for the majority of good kids, who are

facing challenges that are more difficult than

my generation ever encountered.

And Im going to cast one of my rare local

no votes against the City Hall renovation

bond issue, at least for now, in order to seewhat the new City Council might more

economically suggest. Of course, you the

reader and citizen can decide for yourself.

Please take the time to vote. Its a shame

that we only have 20 percent participation,

or sometimes worse, in these local elections.

VoteforSaginawCityCouncil,BoardofEducationBy Mike Thompson


DelenaSpates-Allen

Occupation:Saginaw Future Inc., government contract and export manager.

CivicInvolvement:Incumbent Board of Education president; Saginaw County Planning Commission, Saginaw County

Parks and Recreation Commission, Saginaw Housing Commission.

Statement:I am excited about my role on the Saginaw Board of Education as we continue to build a consensus with the

Board, Superintendent, Staff, Unions, Parents and the Community, while focusing on the continuation of providing all

children the opportunity to learn in a loving environment.

I will continue my focus on the district goals of:* Delivering rigorous, relevant and flexible academic programs that are globally competitive, and cultivate a culture of

college bound or post-secondary learners.

*Assuring that the district operates in a fiscally responsible and transparent manner.

* Continuing to provide quality customer service, safety, and student success.

Saginaw City Council and Board of Education elections are also on Tuesday,Nov.8. We may not think these elections are as important

as choosing the United States president, but these local officials have a great deal of influence over our lives. Plus, because of retirements,

there will be many new members. To learn more about the candidates, readers may also attend a forum at Zion Baptist Church, 721 Johnson

Street, at 3 p.m., on November 6.

As part of The Michigan Banners news coverage, we invited each candidate to list occupation and civic involvement, and to issue a 100-

word statement. Following are responses received from candidates, first from school board candidates, and then council candidates,

BOARDOFEDUCATION(VoteforuptoTHREEcandidates)


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VoteforSaginawCityCouncil,BoardofEducationRuthAnnKnapp

Occupation: Retired music educator, Saginaw School District

Community Involvement: Diamond Life membership in NAACP, life membership in Music Educators NationalConference as well as Retired NEA/MEA and Michigan Art Educators Association

Statement:I was an educator in Saginaw schools for more than 40 years. I felt it was important to be involved both as an

employee and as a taxpayer, so I attended Board of Education meetings, starting in 1975, and have disagreed with their

decisions at times. I would be an independent voice, and, at the same time, a team player.

I believe in:

* A strong, comprehensive curriculum for ALL students that includes subjects and also the enrichment of art, music and

physical education.

* A safe and healthy environment for schools and community.

* Sound fiscal policies at all governing levels that establish education as a priority for our city, state and nation.

RudyPatterson

Occupation:Retired Delphi Chassis electrician and UAW benefits rep, currently substitute teacher for Saginaw Public

Schools

CommunityInvolvement:Saginaw Civic Center Board of Directors, Saginaw Zoning Board of Appeals, volunteer sports

coach for Saginaw schools.

Statement:Saginaw Public Schools worked well for so many of us. I would love to see our system maintain some of those

old standards, values and beliefs. Remember when all children brought books home for nightly home work? And it was

okay for teachers to tell a kid to pull those pants up? The only difference between now and then is consistency throughout

the district. The Saginaw Promise is wonderful if our students are prepared to go to college. The average counselor ratio

is 500-to-1. We must quiet our classrooms so teachers may present their material. Oh, has anyone asked why so many

children have to be medicated? Im Rudy Patterson with four children in the district. I have a lot to talk about!

JoeManuelLoperena

(HeaskedtheCityClerktoremovehisnamefromtheballot,butbythetimeheasked,theballotsalreadywere

printed.)

SAGINAWCITYCOUNCIL(VoteforuptoFIVEcandidates)

AnnieBoensch

Occupation: Full-time motherCivicInvolvement:Saginaw County Democratic Party, Covenant Neighborhood Association.

Statement:I am running for Saginaw City Council because I envision our city as being one where families look forward

to raising their children children who will grow and plant their own roots here. I hope for a future that shows Saginaw

as a city that holds public safety, job security, a strong economy and a community of caring among its very top priorities.

I believe Saginaw needs leaders who are not afraid to take a stand and do what is right... Leaders like me. I count on your

support to make this vision of hope a reality in our city!

NormanC.Braddock

Occupation:SVRC Industries, director of quality and business development

CivicInvolvement:Saginaw Board of Education, Saginaw Promise, Bridge Center for Racial Harmony.

Statement:As a candidate for city council I will be committed to the citizens of Saginaw. Competent to serve based upon

my 12 years of service on the Saginaw School Board and connected based upon my lifelong experience with the people

and institutions of this city, the region, the state of Michigan and these United States of America.

Photo

Not

Available


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VoteforSaginawCityCouncil,BoardofEducationWillieF.Casey

Occupation:GM retiree and pastor of New Beginning Christian Church of God in Christ.

CivicInvolvement:Habitat for Humanity, Ezekiel Project child lead paint poisoning prevention.Statement: I have served as a charter school board member at Frances Reh Academy, led Bible study at the Rescue

Mission and the County Juvenile Center, and worked with families and children impacted by incarceration at MCP Support

Center. I want to represent the entire community and be a voice for all citizens. I believe that we should work together to

restore Saginaw to its former glory through job creation, and economic stability, and with the right representation at the

Council Table. Your vote for me will help Saginaw to be a better city.

DanFitzpatrick

Occupation:AT & T telecommunications director and manager

CivicInvolvement:Incumbent City Council member, Friends of Hoyt Park, Habitat for Humanity, Knights of Columbus,

Saginaw County 911.Statement:The accomplishment Im most proud of is joining with (retiring councilman) Paul Virciglio and a handful of

dedicated community leaders/volunteers in a vision for the re-use of Hoyt Park. An organization called Friends of Hoyt

Park was created and we are now seeing that vision making big strides. Also, I helped to take a major step forward in public

safety, as the chair of the special committee to draft the dangerous dog ordinance, which passed earlier this summer.

FloydKloc

Occupation:Private practice attorney

Civic Involvement:Historical Society of Saginaw County, Saginaw Kiwanis Club and Foundation, Saginaw Bay

Symphony Association, Positive Results In a Downtown Environment (PRIDE).

Statement:My legal training, my 35 years living and practicing law in Saginaw, and many years of community service,as well as my past work as Chief Assistant City Attorney and continued municipal law practice, has uniquely prepared

me for service on the City Council. I have experience with City government and its operations, and the problems facing

it. I have great experience with problem solving, legal matters, and the needs of our community. I have a strong, positive

vision for Saginaw, and as an ardent City supporter, I will bring enthusiasm, energy and commitment to making Saginaw

an attractive community again.

CervinDonMerrill

Occupation:Pastor of Greater Works Ministries

CivicInvolvement:President of the Save Our Selves Coalition (SOS) and the Lifeline Coalition

Community Volunteer

Statement:As a City of Saginaw councilman I will work to bring jobs to the city, curve gang violence, eliminate blight

in the city, and create more programs for our youth and elderly citizens. Saginaw needs new leadership with the dedication

and commitment to improve quality of life for our people. I am committed and dedicated; and will not hesitate to do whats

needed to improve our total community, but I need your help.

AmosONeal

Occupation:Protection Behavior Health Alliance, correctional health division director (halfway house on Norman Street)

CivicInvolvement:Incumbent City Council member and mayor pro-tem, Parishioners on Patrol, Michigan Municipal

League, National League of Cities.Statement:My qualities are experience, leadership and community involvement. I am working for the priorities of the

community. These are to keep Saginaw safe, to improve neighborhoods and to improve the condition of our roads.

ErnieMitchellAhmad

Response not available.

Photo

NotAvailable


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Election2011By Pastor Charles H. Coleman, D.C.E.


In just a few days,

we will have the

opportunity to go to

the polls and vote

for men and women

to occupy seats at

our local boards and

commissions. This

is what they call an

off year election in that there are no federal

or state offices being filled. It is, though,probably one of the most important elections

that we will have a chance to vote in.

When we elect a President, a Senator, a

congressperson, a governor, state senator or

state representative, we elect very important

people. These are the men and women who

sit in the seats of power and direct the affairs

of our country and states. These are the men

and women who control how much money

gets to the local governments from thefederal and state government. They do have

a very real impact on our lives, and how

our communities function. The important

thing to remember, though, is that while they

insure that the money gets to our locality,

they do not tell us exactly how it should be

spent.

Those decisions are made at the local

level. Those decisions are made by the

Superintendents of Schools and the City

Managers. Superintendents of Schools and

City Managers are hired by the local Boards

of Education and City Councils. It is these

people who will make the recommendations

and decisions about how those dollars should

be spent when they get here. It is these

individuals, who live with us, who shop in the

same stores that we shop in, who go to church

with us, who go to the football and basketball

games with us, who make the decisions about

how the dollars should be spent. While you

may meet your congressman and senator, while

you may get a chance to chat with your state

representative or state senator, you can see thecity council person and board of education

trustee out and about. You can suggest to them

what you think should happen with the dollars.

You can suggest to them what you think the

policy should be. Because they see and hear

us, they are close enough to us to understand

what we think is important and act on it.

When we vote on November 8th, we will

vote for the men and women who will decide

how many police officers and firefightersshould be available to our community. When

we vote on November 8th, we will vote for the

men and women who will decide how many

teachers will work in our schools. When we

vote on November 8th, we will select the people

who will decide if transportation for students

will be privatized, if our rubbish will be picked

up, if we will keep athletics in schools, if we

will have recreation for our children.

On Tuesday, November 8th, we have the

opportunity to elect men and women to the

Boards of Education and City Councils who

look, think and act like we do. We have the

opportunity to influence the hiring and firing

of City Managers and Superintendents of

Schools. We have the opportunity to decide

if we want people who will work to ensure

that there is balance in local government.

When our parents and grandparents were

marching for Civil Rights, among the most

important of those rights was the right to

vote. It was said that if you did not vote,

you did not count. That statement is as true

today as it was 50 years ago. Your vote isyour voice. Your vote is your way of saying

that you like or dislike the direction that

your community or school system is taking.

If you dont vote, you should not complain

about what happens because in not voting,

you said that you agree with that the voters

said. If you want to be heard, then get up

on November 8th, and go to the polls. Dont

go to the polls alone, but take someone.

After you have voted, call someone else andremind them to go to the polls. Different

from people around the world, you will not

be arrested for voting. Different from people

in other parts of the world, you do not have

to wait on line for days to vote. You can go

to the polls and vote and be on your way,

usually in less than an hour.

Lets break a record and go to the polls in

big numbers on November 8th, and elect the

right people to the City Councils and Boards

of Education.

RaisingtheBar:ReformingMichigansK-12SchoolsReforming Michigans K-12 schools will

be the topic of the next Delta Debates Political

Forum Series, featuring a legislator, teachers,

school superintendent, education departmentdirector and union representative. The panel

discussion will be held on Monday, November

7, from 7-8:30 p.m. in the Delta College

Lecture Theater (G-160). It is free and open to

the public.

Moderated by Michigan Public Radios

Rick Pluta, the panel will provide a range of

perspectives on the critical issues facing the

state of curriculum mandates, education funding,teacher tenure reform and charter schools. It will

include: Linda Forward, director of the Office

of Education Improvement and Innovation;

Deanna Hull, 4th grade teacher, Arthur Eddy

Academy; Roger Kahn, state senator, Michigans

32nd Senate District; Doug Newcombe, Bay

City Public Schools Superintendent; Sandra

Schafer, chemistry teacher, John Glenn High

School; and Louise Somalski, LegislativeCoordinator, American Federation of Teachers.

Throughout the event, moderator Rick Pluta

will ask questions of the panel, with audience

questions welcome toward the end.


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Sen.KahnRecognizesHispanicAdvocacyDay

LANSING Sen. Roger Kahn, R-Saginaw Township,(from left) welcomed Hispanic/Latino Commission ofMichigan Commissioner Gilberto Guevara of SaginawCounty and Executive Director Marylou Olivarez Mason tothe state Capitol for Hispanic Advocacy Day. Kahn is the proud sponsor of Senate Resolution 90, which recognizesOct. 20, 2011 as Hispanic Advocacy Day. The resolution hasbeen approved by the Senate.

Saturday, November 5

9:30 AM ~ 2:30 PMMid-Michigan Childrens Museum

315 W. Genesee, Saginaw

Delta Sigma Theta Sorority, Inc.Saginaw Alumnae Chapter

presents

Learn how to keep your heart & body healthy in a fun way!

Discounted admission: $5Free gift to all children (10 and under) who attend.

Children must be accompanied by an adult.

SpecialGroup Activities

10:45 AM

12:30 PM

1:45 PM

Joinus for

FUN!FUN!

PowerPlay

For info, contact the Mid-Michigan Childrens Museum(989) 399-6626 www.midmicm.org

Adult Health ScreeningsMartial Arts Demo

Whats the science behind physical energy? Kid-friendly nutrition advice

Dance your way to fitness all day with our DJ spinning the tunes.

Atnya Pattersn,REAlToR

Century 21 Signature Reaty5580 State St., Ste. 4Saginaw, MI 48603

989-284-1465 ce989-921-7000 ffice

989-921-7001 [email protected]

CongratulationsCongratulations to Aniya Washington, age 12, winner of The

Michigan Banner Junior Voice Your Vision Writing contest. Sheis a member of New Birth MBC, Pastor Larry Camel, and attends

Bridgeport Middle School. The daughter of Barbara Jones and

Angelouse Washington, she enjoys writing poetry to help me

express my feelings, she explains, helping out at church, and

spending time and shopping with family and friends. Aniyas

poem, In These Streets was published in The Michigan

Banner, October 16, edition, and can also be read on the blog at

themichiganbanner.wordpress.com, or www.themichiganbanner.

com. Aniya will also receive a $50.00 cash prize.

OperationReach

SponsorsMale

ResponsibilityWorkshop

By Noah Bruner

Operation Reach is taking a bite out of

crime every Monday from 6 7 p.m. with

Male Responsibility workshops. We have a

different male role model facilitate the session

every week to give the young men a differentperspective, improve their social network, teach

responsibility, and how to give back to their

community. Operation Reach was honored to

have Bob Johnson and Christopher Parham

facilitate the first two sessions. In addition,

each young man expressed appreciation for

Bob and Christopher taking time out of their

busy schedules for the encouraging words

to them to set goals, and plan for their future

so they will not be a statistic. Please contactOperation Reach at 989 754-4444 to schedule

a facilitation group for young men for 1 hour at

one of our upcoming workshops every Monday

from 6 - 7pm.

All lasting

business

is built on

friendship.

Alfred A.

Montapert


10/32

EmployeeVolunteerism

As a global company, our commitment to social responsibility stretches around the globe. Dow people have always reached out to help

our extended family, but it is in our own communities with our friends and neighbors that we really roll up our sleeves and get to work.

From building homes to mentoring children, our employees volunteer their time and talents to make a difference. We support and encourage

the grassroots efforts or our employees, and encourage you to learn more about how Dow people are lending a helping hand in Michigan

communities through Dow Promise, Habitat for Humanity and United Way.

DowPromise:

It started as a vision the vision of Dow employees to positively impact African-American communities near Dow locations, where

economic and educational challenges may be barriers to success. It was also a promise to give something back to kids and their communities.

Since its creation in 2000, Dow Promise has evolved from a promise into a lasting relationship that supports Dows commitment to the

principles of Sustainable Development, and more importantly, social responsibility.

Dow Promise supports non-profit programs that demonstrate one of the following:

AclearneedinthecityorcommunitywhereDowhasapresence Achancetohelppre-collegestudentsdiscoverthewondersofscience

Supportofaprojectorprograminvolvingscience,engineering,businessorarelatedareawhereDowneedstalentedpeople

An opportunity to sustain and enhance the

environment

HabitatforHumanityofMidland,SaginawandBay

Counties:

Dows relationship with Habitat for Humanity began in

the early 1980s. Since then, Dow has contributed millions in

financial and product support. Thousands of our employees

have volunteered their time to help with local builds andother Habitat activities over the past 25-plus years.

UnitedWay:

Dow employees lead the effort to bring community

needs in mid-Michigan to the attention of other Dow

employees. The United Way program in mid-Michigan

focuses on broad employee communications and personal

invitations to help meet challenging community goals.

The United Way campaign succeeds at Dow because

it encourages employee involvement at every level of

campaign planning. The message is clear. The people that

United Way helps are our neighbors, our friends, and so

very often, our families.




Dow combines the power of science and technology with the Human Element to passionately innovate what is essential to human progress. The

Company connects chemistry and innovation with the principles of sustainability to help address many of the worlds most challenging problems such

as the need for clean water, renewable energy generation and conservation, and increasing agricultural productivity. Dows diversified industry-leadingportfolio of specialty chemical, advanced materials, agrosciences and plastics businesses delivers a broad range of technology-based products and solutions

to customers in approximately 160 countries and in high growth sectors such as electronics, water, energy, coatings and agriculture. In 2010, Dow had

annual sales of $53.7 billion and employed approximately 50,000 people worldwide. The Companys more than 5,000 products are manufactured at 188

sites in 35 countries across the globe. References to Dow or the Company mean The Dow Chemical Company and its consolidated subsidiaries unless

otherwise expressly noted. More information about Dow can be found at www.dow.com.

CommittedtoCommunity

AboutDow


11/32




Rep.OakesCondemnsRevisionstoAutoNo-FaultModifications to auto no-fault will make it more difficult for those

injured in auto accidents to receive medical coverage.

LANSING

Recently, State Rep.

Stacy Erwin Oakes

(D-Saginaw) condemned

HB 4936, a bill to revise

the states auto no-

fault law. Revisions

would include: No-

fault policies would no

longer automatically

cover unlimited lifetimemedical and rehabilitation benefits; the fee

schedule used in the Workers Comp system

would be applied to payments made by auto

insurers to physicians, hospitals, and providers

treating an injured person or providing rehab,

provisions determining when a person may

sue for pain and suffering would be amended;

individuals injured on a motorcycle involved

in an accident with a motor vehicle could claim

PIP benefits only up to a maximum of $250,000;

Motorcyclists and passengers not wearing

helmets would be considered at least 35 percent

comparatively at fault for the purposes of assessing

damages in lawsuits, and would not be entitled to

recover damages for excess expenses, work loss, or

survivors loss; and specific limits would be placed

in statute on attendant care or nursing services

provided in an injured persons home.

House Bill 4936 was introduced by State Rep.

Pete Lund (R- Shelby Township), chair of the HouseCommittee on Insurance. After three hearings of

testimony, the bill was brought up for a vote where

it passed with a 9-7 vote. Typically, when an

unpopular bill is passed the Michigan Constitution

allows voters the opportunity to challenge it with

a referendum. In this case, however, the bill was

made referendum proof by including a $50,000

appropriation for the issuance of a report. The

Michigan Constitution provides that any law

which appropriates money is referendum proof,

in an attempt to protect the full faith and credit

of the State of Michigan. Republicans continue

to cram unpopular changes to longstanding law

through the legislative process despite opposition

from industry professionals, physicians and their

constituents, Oakes said. Appropriating these

funds for a so-called report on implementation

is simply a democracy-skirting tactic, she

emphasized.

Also in opposition to the modifications wasformer State Rep. Jim Howell. I applaud Rep.

Howells attempt to give the present legislature

historical perspective on the no-fault law,

Oakes said. My Republican colleagues would

be wise to heed his suggestions, but I fear that,

by no fault of his own, his petitions will fall on

deaf ears.

GirlScoutsCookieOrders

WillSupportLeadership

ProgramsGirl Scouts in

the Great Lakes

Bay Region of

Girl Scouts Heart

of Michigan are

ready to take

your order for

your favorite Girl

Scout cookies.

The once-a-year

program, which

runs through

November 5,

offers customers

their favorite treats and supports leadership

programs for girls ages 5 17. After November5, Girl Scouts will be selling cookies at booths

around the community. In November, customers

can find cookie booth locations near them by

visiting www.gshom.org and clicking on the

Cookie Locator.

SpousalBenefitsOfferIncreasedRetirementOptionsBy Cynthia W. EdwardsSocial Security

Public Affairs Specialist

Flint - You may have more

options than you know when

it comes to Social Security

benefits. Like many, you

probably have given some

thought to your own retirementplans. You know you can retire as

early as age 62 and get reduced

benefits. You know you can

wait until your full retirement

age and get full benefits. You

also may know you can defer collecting benefits and accrue

delayed retirement credits up to age 70, which will boost

your payment. But did you know that being a spouse or a

widower gives you even more choices?

For example, if you have reached your full retirement

age when you elect to receive benefits and are eligible for

a spouses or ex-spouses benefit and your own retirement benefit, you may choose to receive only spouses benefits.

In this way, you can continue to earn delayed retirement

credits on your own Social Security record. You then may

file for benefits on your own record later and receive a higher

monthly benefit based on the effect of delayed retirement

credits.

Widows and widowers have similar options. Widows

and widowers can begin receiving Social Security benefits

at age 60, at age 50 if they are disabled, or at any age if they

are caring for the deceased workers child who is younger

than 16 or disabled and also entitled to Social Security benefits on the deceased workers record. Widows and

widowers can take a reduced benefit on one record and

later switch to a full benefit on the other record. For

example, a woman could take a reduced widows benefit

at age 60 or 62 and then switch to her full (100 percent)

retirement benefit when she reaches full retirement age.

If you already are receiving reduced benefits and

you then are widowed, you may want to wait until full

retirement age to claim survivors benefits. Then your

benefits as a survivor will not be reduced for your age.

They may be reduced, however, if your deceased spouse

took benefits early and was receiving reduced benefits.The rules vary depending on the situation, so you

should talk to a Social Security representative about

the options available to you. To learn more, visit www.

socialsecurity.gov or call 1-800-772-1213 (TTY 1-800-

325-0778).


12/32




Business & Financial

Whether you are starting up a new business or

expanding an established business in the City

of Saginaw, youre starting something good.Services. Jobs. Goods. Knowledge. Expertise.

These are the fundamentals that built Saginaw

long ago and they are the principals that will

move us forward toward a bright future.

The business loan

program at the SaginawEconomic Development

Corporation (SEDC) is

designed to provide

needed funds when

bank financing is not

available or to fill the

gap between bank loans

and additional needs.SEDC offers loans

of up to $220,000

for commercial real

estate, machinery

and equipment, and

inventory

Business must be

located within theCity of Saginaw

Additional

requirements

are available by

contacting us.

InvestIng In Your successBusiness Loans

Mary Hart, Loan Support

1315 S. Washington Ave., Room 207

Saginaw, MI 48601

Phone: 989-759-1395 Fax: 989-759-1734

Email: [email protected]

saiawemi

Dlpmcpai

odai Thrns

Director of

Development

LayawayNowforLater:BBB

AdviceontheLayawayProcessThe current economy has left many shoppers on a budget and

searching for more affordable methods of paying for big-ticket items

and holiday gifts. This holiday season, many families will be turning

to alternate forms of payment to make ends meet. With many stores

offering layaway services, Better Business Bureau (BBB) is offering

advice on how to use this payment plan in lieu of credit cards.

Once considered a dated, old-fashioned method of payment,

layaway services are back in a big way, with many businesses nowshaking the dust off their layaway programs for todays beleaguered

consumers. Buying items on layaway is different from putting them on

a credit card because the buyer isnt charged interest on the purchase

and cant take the item home until it is paid off. When purchasing

items on layaway, the buyer must typically make a down payment of

10 to 20 percent and pay any service or plan fees for the store to hold

the item(s) for them. The customer then has typically 30 to 90 days

to make periodic payments to pay off the balance. Once paid off, the

customer can take the item(s) home.

Layaway services can be a great alternative to the using a creditcard, said Patrick Bennett, BBB Director of Community Relations.

However, its extremely important that customers take note of the fine

print and know what to expect. As a complement to in-store layaway,

some stores provide online layaway services for purchasing items

through the retailer s website. Additionally, third-party businesses have

sprung up for the purpose of setting up layaway plans online between

customers and retailers that dont already have a layaway program.

Customers make periodic payments to the third-party layaway service

provider. Once the item is fully paid for, the business then buys the

item from the retailer and ships it to the customer.When buying items on layaway, BBB advises consumers to get

everything in writing and offers the following checklist of questions to ask:HowmuchtimedoIhavetopayofftheitem?

Whenarethepaymentsdue?

HowmuchdoIhavetoputdown?

Arethereanystorageorserviceplanfees?

WhathappensifImissapayment?Aretherepenalties?Doesthe

item return to inventory?

CanIgetarefundorstorecreditifInolongerwanttheitemaftermaking a few payments?

WhathappensiftheitemgoesonsaleafterIveputitonlayaway?

Does the retailer or third-party layaway service have a good BBB rating?For more advice on how to be a well-informed consumer this

holiday season, visit www.easternmichiganbbb.org/bbb-news.

GrowingNumberofSeniorsFacingForeclosureNeedYourHelp

By Rawle Andrews Jr.AARP Regional Vice PresidentMideast States

AARP is deeply committed to removing barriers that keep older

Americans from aging in place, or remaining in their own homes

continued on page 23


13/32




DenialIsMoreThanJustARiverGetting Back to Basics in This Tough Economy

By Marilyn Pearson

President & CEO, TPB Legacy Group

As a Philanthropic

Consultant, I work

with universities,

colleges and nonprofit

organizations. One

common thread that

ties these groups

together is that the

financial support for these organizations have been shrinking as people find themselves

caught in an economy crisis that has not

yielded extra money to support worthy

causes and effect change in this world.

We must not be in denial regarding our

income and expenses and how we manage

our finances every day. When I say, denial

is more than just a river, we have to stop

kidding ourselves about what we are buying,

how what we are spending, and develop astrategy to get back to the basics in managing

our finances.

I recently facilitated a workshop for a

group of young people who aged out of the

foster care system. They were participating

in a program that will pay their tuition to a

community college and their expenses are

covered in order to give them a jump start

to a productive life. One of the participantssaid, I pay my cable bill first; I just cannot

live without cable. I tried to point out to

him that if you do not keep a roof over your

head and pay your utility bill on time, your

cable will not be connected and all the other

expenses are mute! My personal motto is

pay your rent first!

Here are a few steps to getting control

of our dollars and find a way to support a

working cause in the community.1. Keep track of all your expenditures

for one month. Dont miss anything,

including ATM withdrawal fees, fast food

purchases, quick trips for designer coffee,

the corner store purchase for that occasional

lottery ticket.

2. Pick up a notebook and list on one page

all of your fixed expenses:

Mortgageorrentpayments

Utilities(electric,gas,water)

Insurance (life, auto, home or

apartment)

Phone(LANline)

Propertytaxes Auto maintenance (gas, oil changes,

basic upkeep)

Creditcards

Food

Householdmaintenance(lawncare)

Laundryanddrycleaning

Personal care products (soap,

toothpaste, etc.)

Churchdonations

3. List all of your expenses that can beconsidered non-essentials:

Cable/internet

Cellphones

Newclothing

Tripstobeautysalonorbarber

Pedicuresandmanicures

iPoddownloads,DVDmovies,CDsof

current artists

Entertainment (concerts, movies,computer games)

Lotterypurchasesandcasinovisits

Extracreditcards

4. List all of your income:

Employment (wages or commissions

received)

Dividendsandinvestmentincome

Rentalincome

Any funds received from friends or

familyAfter 30 days, block out some time and take

a good look at your expenses and your income.

Review what your budget is for the month. If

you have extra dollars, place a portion in your

savings account. It is recommended that you

have at least six months of your income

available for emergencies. With any extra

dollars, you can also find a local charity and

make a donation. You can contribute your

time and talent a few hours a week in lieu of

a cash donation. You can still effect change

in your community and the world.

This is a true reality check and you can

move from denial to reality and the changesthat you need to make to get on the road to

financial stability. If your expenses continue

to exceed your income, you will be living

your life in a deficit.

Financial Planning Tips:

If you have a past due bill, do not ignore

the mail or the phone calls. The bills will not

go away if you do not open the mail and the

calls will continue relentlessly.

Call your creditors and let them knowyour situation (recent job loss, decrease

in work hours, or if illness is preventing

you from working). Ask if there are any

programs to work out a payment plan for the

outstanding balance. If the reply you get is

NO, ask again.

Doyouhaveaprogramthatwillhelp

me with a solution to work out this debt?

Isthereawaytoreducetheinterestrate and let me pay the balance over a period

of time?

MayIspeakwithasupervisortosee

if there are any programs that they may have

access to help me during these trying times?

I have found that asking (at least three

times), Is there anything else that you can

offer? usually produces a favorable response.

Always get the name, location, ID and contact

number of the representative you talk with.Keep this information in your notebook and

make room for a couple of pages for each bill

so that you know whom you spoke with and

how they will be able to help you.

continued on page 14


14/32




DenialIsMoreThanJustARivercontinued from page 13

Remember: do not make an agreement that you cannot keep!

Once you develop your budget and how much income you have

each month, you will be able to work within that budget. If we know

where we stand financially, we can map out a plan for where we

would like to be and take steps to eliminate our debt. When we can

see exactly where we are, we will be able to make a difference within

our families and our community.

It has been said that people dont plan to fail -- they fail to plan.We must plan to be successful financially. Getting back to basics

with your finances will help you move from denial to reality.at Wanigas Credit Union FreeFinancialCounseling LowRatesonConsumerandMortgageLoans

FirstTimeHome BuyerProgram

FixedRateMortgages upto30years HomeEquityLoans andLines ofCredit Personal,ProfessionalService

1837 Bagley, Saginaw

9030 Gratiot, Saginaw4026 Shattuck, Saginaw

4129 N. Euclid, Bay City

113 W. Huron, Vassar

989.799.9800

www.wanigas.com

Its Time for

toYOU

Shine

3481843-

01

5090 State Street | Building A Suite One | Saginaw, Michigan 48603989.792.2552 | fax: 989.792.3881 | [email protected]

Business Lawyers for

Business People

Humphreys,Campbell,

Dust & Humphreys, P.C.Attorneys and Counselors at Law

Divorce*FamilyLawCorporations*LLCs

BusinessTransactions*Litigation

Trusts*Wills*ProbatePowersOfAttorneyRealEstate


15/32




2011 AT&T Intellectual Property. All rights reserved .

your business your wayAfrican American-owned businesses do more than your share of groundbreaking. Where

others see obstacles, you see only opportunities. Thats why AT&T is proud to deliver the

connections and breakthrough technology that can help you grow like our wireless network

with access to the nations largest Wi-fi network. We believe in limitless possibilities.

And we believe in you.


16/32




Business DirectoryAttrneys

John D. L. HumphreysHumphreys, Campbell, Dust & Humphreys, P.C.Building A , Suite One, 5090 State StreetSaginaw, MI 48603(989) 792-2522 Fax (989) 792-3881E-Mail [email protected]

Authrs

W. James Richardson1356 Woodside StreetSaginaw, MI988-753-0233www.wjamesrichardson.com

Aut2 Fresh DetailingAuto Detail ShopKenny Jackson306 E. Remington StreetSaginaw, MI 48601

989-753-9155

McDonald Pontiac-GMC, Inc.5155 State Street Saginaw, MI 48603Leon V. WashingtonSales & Leasing [email protected]

Saginaw Valley Ford Lincoln Mercury4201 Bay RoadSaginaw, MI989-792-2453

Bakeries

Lighthouse Bakery285 S. Outer Drive Saginaw, MI989-754-7088 Fax 989-754-7099

Banquet Faciities

Rowan - West Facility1400 W. GeneseeSaginaw, Michigan

989-753-3475

Beauty

Illusions Beauty SalonValerie KingOwner/Operator1400 W. Genesee StreetSaginaw, Michigan989-755-2666/989-755-3883

LocAccentsTonita LawsonSisterlocks Consultant6327 Laurentian Ct.Flint, MI 48532810-240-9665www.LocAccents.Blogsport.comwww.Sisterlocks.com

Reection of U Too

2103 Sheridan Ave.Saginaw, Michigan989-753-4600

Shea GalleriaDee HollowayBarber/Stylist1703 E. GeneseeSaginaw, MI 48601989-245-5479

Shea GalleriaMonicas1703 E. GeneseeSaginaw, MI 48601

989-484-0259Sports Barbershop1400 W. GeneseeSaginaw, Michigan

989-992-2600

Unique Cuts & Massage1502 Court StreetSaginaw, MI 48602989-327-2338

Unique Cuts II3125 E. HollandSaginaw, MI 48601

989-327-2338Carrtn Pubic Schs

Craig C. DouglasSuperintendentP.O. Box 517Carrollton, MI 48724(989) 754-1475Fax (989) 754-1470Direct Dial (989) [email protected]

Cmmunity Centers and Services

First Ward Community ServicesSheilda BraddockPresident/CEOHuman Services1410 N. 12th StreetSaginaw, Michigan

989-753-0411

Cmputers

Creative ComputersLathan Wilson (Buddy)817 East GeneseeSaginaw, MI 48607

989-755-9290

DentistsJack Weston Nash DDSCosmetic and Restorative Dentistry1320 S. Washington AvenueSaginaw, Michigan 48601989-752-1200

Finance

KarenLawrence-Webster.comFinancial AdvisorsAXA Advisors, LLC4800 Fashion Square Blvd.,Suite220Saginaw, Michigan [email protected](989)797-3281

Fd & Dining

Spencers Route 46Spence DambroProprietor

5530 Gratiot989-793-3400Saginaw, MI 48638www.spencersfinefood.com

Graphics/Digita

TBF Graphics Digital803 S. Washington Ave.Saginaw, Michigan989-752-5540TBFGRAPHICS.COMTBFDIGITAL.COM

Husing Agency

Circle of LoveHousing Counseling AgencyPamelia D. Brazil1809 Durand StreetSaginaw, Michigan989-921-0569www.circleoovecdc.org

Heating and Cing

HORIZONAzola Williams989-755-8650 Business989-233-3295 Cell

Pubicatins

David HallCrimiel Publications LLCPOB 20061Saginaw, Michigan 48602

ReatrsCentury 21Atonya F. Patterson, Realtor5580 State St., Suite 4Saginaw, Michigan 48603989.921.7000 ofce989.284.1465 [email protected]

Century 21

Rose Chandler, Realtor5580 State Street, Suite 4Saginaw, Michigan 48603

989.921.7000 ofce

989.921.7001 fax989.753.5796 home [email protected] cell

Restaurants

Brother Arthurs Fish & More2522 E. GeneseeSaginaw, MI989-752-0200

Kings Fish-N-MoreEddie KingOwner & Chef1202 N. Washington Ave

Saginaw, Michigan 48601(989) 252-43042 way# 131*433*10322Catering Available Upon Request

Rite Spot1205 LapeerSaginaw, MI 48601989-754-6001

Retaiers

GREEKS R US2203 E. GeneseeSaginaw, MI 48601

[email protected]

Kennys Clothes310 Johnson St.Saginaw, MI989-753-4552 [email protected]

TairsExecutive TailoringChristopher E. EddingtonMaster Tailor418 Court Street

Saginaw, MI [email protected] hour service

Tax Services

Robert McDuffy Tax & AccountingService/ERO e-le2127 LedyardSaginaw, MI 48601Business - 989-443-0115Fax [email protected]

TransprtatinMcFadden Charter Service, LLCHoward McFadden1200 E. Moore Rd.Saginaw, Michigan989-777-7038 / 989-751-1461Howard [email protected]

Advertise your business with us!


17/32

At Dow, we are committed to the success of the Great LakesBay Region. When we invest in our community, we invest in our

future. Whether we support events and organizations, collaborate

on high-priority needs, or get involved through volunteering,

we are the Human Element Dow people bonding with our

communities to make good things happen. Dow is proud to be

part of building a brighter tomorrow.

Trademark of The Dow Chemical Company.

Committed to Community.

. . :





18/32




Entertainment

ReflectionsBy Steve HolseyEstablished

In the recording world, one of the mostgratifying things-for the fortunate few-is tobe so firmly established that whether or notyou have a current hit, or a current releaseperiod, there is an audience. Those fans willshow up no matter what, and there is alwaysmedia interest from the media.

A perfect example is Stevie Wonder.Being an icon, he can stay out of the recordingstudio for a decade, or never go back, and itwouldnt matter. Being a legend with a solid body of work and a reputation for givinggreat shows trumps everything else.

Frankie Beverly & Maze hasnt had arecord on the charts since 1994, but thereis still a packed house for every show. Onone occasion Barry White performed at theFox Theater without a current hot record, yetthe theater was filled to capacity, and thatincludes the balcony.

Among others whoare established solidas a rock are ArethaFranklin, the OJays,Gladys Knight, Prince,Dionne Warwick, Ron

Isley, Diana Ross,Earth, Wind & Fire, Natalie Cole, the

Temptations (despite all the personnel changes),Tina Turner and Roberta Flack. These artists,and others like them, will always be in demand,and thats what you call job security.

NOWTOTHE unexpected. From 1998to 2000, one of the music industrys hottestattractions was platinum haired Sisqo, fromDru Hill, a vocal group that had a lot of hits,

especially in the late 90s. It came to ourattention that Sisqo (now blond) recentlycompeted in a sexy swimsuit competitionwearing a Mankini. He called himself TheSisqo Kid for this occasion. In case you areunfamiliar with the Mankini, it is a one-pieceswimsuit that leaves almost nothing to theimagination. It was popularized by Sacha BaronCohen in the Borat movie. Not criticizingSisqo for his participation, which took a lot ofnerve. Probably it was fun for him and good forpublicity, all the more so since his career is noton fire right now.

TARAJI P. HENSON, the talented andattractive actress, says she can sing and plansto step into the recording field. Well see whathappens. Hensons performances have beenoutstanding, including such films as I can DoBad All by Myself, The Curious Case of

Benjamin Button and The Karate Kid, plusmany TV shows.Raphael Saadiq says it is nice to win awards,

but they are not the most important thing.Awards dont clap, people do, he said.

Niles Rodgers, producer/songwriter andfounder of Chic (Good Times, Le Freak,etc.) has written an autobiography titled LeFreak; An Upside Down Story of Family,Disco and Destiny.

NEW EDITION is planning to have

another reunion next year, including a tourand an album. It is no secret that there was

inner-group conflict,involving all members,Ralph Tresvant,Bobby Brown, RickyBell, Michael Bivins,Ronnie DeVoe andJohnny Gill.

But according toBrown, this time things

are going to be different. Our friendshipwas lost once the business of being in thegroup exploded, he said. Were working atbecoming friends again. I think the thing thatwas missing was prayer, us being able to praytogether and understand our differences.

Congratulations to BeBe and CeCeWinans on receiving a star on the Hollywood

Walk of Fame.The Michigan Chronicle

Its time to sing a new song. Its time to awaken to the

challenge to make greater, even more exciting music

than we ever have. Its time to harness the great power

music has to build communities and to change lives.

Its time to sing our world awake. Join us as we begina new season together and sing the vivid, the eye-

opening, exciting songs that inhabit our worlds music.

Glen Thomas Rideout

Fr additina

infrmatin g t

www.

themichiganbanner.

wrdpress.cm


19/32

Come out and Celebrate

the holidays with buena Vista

Charter townsihpfor our 3rd

annual Christmas treelighting

on:deCember9, 2011

time: 6:30 pm

where: buena Vista CommunityCenter

(1940 s. outer driVe)

bring the family forhot CoCoa & donuts

EmpowEring gEnEration, uniting communitiEs, for a positivE

global impact





20/32




Better Choices, Better Medicine, Better Healing

DearDr.Nash:

I know that drinking pop is really bad for

your teeth and I want

my children to grow

up with a healthy

mouth. I dont want

my children to have

to go through cavities,

crowns or even worse,

extractions. Could you please help me know

what to look for in the super market when I

am buying groceries for my family.

DearReader:

Well, the pop and juice aisles in the

store are just chock full of hidden sugars.

You really have to start reading the labels

of all of the drinks, or even snacks, that is

on the shelves. The food manufacturers aresometimes trying to fool us into thinking

there is not any sugar in a certain product but

beware -- the sugars are still there hidden by

other names. Manufacturers will use many

other names to cover up the real name of

sugar in their products in the hope that we

wont know its there in the ingredients.

These are some of the names used to

fool you: dextrose, sucrose, glucose, fructose,

maltose, dextrose fruit syrup, molasses, fruit

syrup and glucose fructose syrup. There are

many problems with these disguised sugars.

Just like plain table sugar, these sugars can

cause a tremendous amount of decay in just a

very short time.

Adding to the problems of tooth decay

is the chance of too much sugar in the diet

leading to childhood or adult obesity. A big

problem that I see in teenagers is their habit of

sipping all day on one of these sugary drinks.

They buy a big drink then either sit or drive

around with friends sipping the drink for hours

each day, so the teeth are constantly exposed

to sugar. If someone were to have a drink with

some sugar in it at a meal then immediately

brush and floss after the meal, the sugar may

not have time to supply the bacteria (thatnaturally exist in the mouth to aid digestion)

with the nutrients it needs to start the decay

process. In some circles the name given to the

hidden sugars is The Devils Candy.....they

just cause to much harm to the human body if

consumed in excess. The habit also can create

a lifelong craving for sweets and carbohydrates

which can lead to obesity and sooner or later to

diabetes and heart disease.

But, lets go back to the store again.

For many grocery beverage items, the total

calorie count is completely from sugar. Just a

short list of the sugary drinks that will begin

to cause a climate for decay in a childs or

adult mouth in a matter of minutes: chocolate

milk, fruity coolers, lemonade, sweetened

iced teas, some flavored vitamin waters,

caffeine-boosted power sodas, powdered

sweetened flavor-aids for water and many

others. There are many more out there, so

please start reading labels for your childrens

sake.

The best thing to use to quench your

thirst is what God gave us the most of in

our environment and that is water. Try it

-- you may like the switch, and youll save

your money and your teeth at the same time.It is cheap and easy to fill a pitcher with

plain or simply filtered tap water and keep

it refreshingly chilled in the fridge at home.

Compare that versus the price of all these

sugary drinks that cause so many health

problems now and later in our children and

families.

Dr. Nash Dental Corner

November is American Diabetes Month

and healthy eating recommendations

can sometimes be overwhelming. What

Can I Eat? is one of the most common

questions asked by those who have diabetes.

Patients need a good place to turn to when

deciding what to prepare for themselves

or their families, said Elizabeth Mayer-Davis, President, Health Care & Education,

American Diabetes Association.

Meal planning helps improve blood

glucose, blood pressure and cholesterol

numbers. Research shows that losing weight

can prevent diabetes complications, such as

blindness, kidney disease, heart attack and

stroke. Additionally, by losing 7 percent of

your body weight (15 pounds if you weigh

200 pounds) through diet and 150 minutes of

physical activity per week, you can reduce

your risk for developing type 2 diabetes by 58

percent.Explore recipes, meal plans, and more with

the online nutrition resource, MyFoodAdvisor:

Recipes for Healthy Living: a website presented

by the American Diabetes Association. The

website will help you make healthy eating

decisions with recipes and cooking tips.

For more information call the American

Diabetes Association at 1-800-DIABETES

(1-800-342-2383) or visit www.diabetes.

org. Information from both these sources is

available in English and Spanish.

Source: www.diabetes.org

WhatsForDinner?

QuitSmokingDiabetes and smoking do not mix. You should

consider quitting if you have diabetes. Smoking

reduces oxygen flow to your organs, increases

your cholesterol and raises blood pressure.

Source: American Diabetes Association


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ProjectLAUNCHSaginaw/IncredibleYearsProject LAUNCH Saginaw will be implementing an evidence-based practice called Incredible Years. We

would like to invite you to become part of this exciting initiative by becoming certified as a Parent Group Leader

for parents of children 2-8 years of age. Ourgoalistobuildcapacitytopromoteyoungchildrenssocialandemotionalcompetenceandaddresschallengingbehaviorthroughparenteducationandsupport.Project LAUNCH is looking to train qualified potential parent group leaders in Saginaw for training scheduled

forDecember7-9,2011. We have openings for 5 trainers.Whatweareofferingtopayfor: IndividualstoattendBASICParentGroupLeadertraininginSaginaw,MichiganDecember7-9,2011; this

will include food, registration, and materials Onecompletesetoftrainingmaterialswillbeprovidedatnocostperagencywithleadinstructortousein

conducting parent group sessions Workbookswillbepurchasedforeachparentwhoparticipatesintraining $10stipendperparticipant/perclasswillbeprovidedtoagenciestocoverthecostoffood,childcareandincentivesduring13

month commitment AssistancewithproductionofvideotapestobesubmittedtoIncredibleYearstocompleteyourcertification ConsultationfeesforIncredibleYearstoreviewyourvideotapesWhatweexpectinreturn: Commitment IndividualstrainedinSaginaw,MIareexpectedtoconducttwoparentgroupsthroughtheserieswithin13monthsofcompletion

of training (depending on your age group specialization, Incredible Years parenting series vary in lengthyou would choosewhich group you wanted to teach: Babies 8-10 sessions, Toddlers 12-13 sessions; Preschool 18-20 sessions, School Age 18-20sessions); this will involve home visits and/or other follow-up methods to assist parents who are unable to attend one or moresessions

ServeasParentGroupLeaderforatleast3yearsprovidingatleastonegroupseriestrainingperyearaftercertification Recruitandenrollaminimumof12participantsforeachparenttrainingseries Graduateaminimumof6participantsforeachparenttrainingseries(ifIamunabletoaccomplishthis,theserieswillneedtobe

re-offered to a new group) Instructfamiliesforaminimumof2hourspersession. Submitvideotapesofparenttrainingsessions(forexample,ifprovidinggroupsthatare20sessionsinduration,youwouldsubmit

80 hours of videotape total--2 groups x 20 sessions x 2 hours each) to The Incredible Years program to complete the certificationprocess

Offertheseparenttrainingsessionsbeginningin2012 ParticipateindatacollectionforProjectLAUNCHevaluation

FollowallcriteriaforfidelitytothemodelasidentifiedbyTheIncredibleYearsprogram CompletetraininglogsandevaluationformsandsubmitaspertimelineWhatwewillnotcover: Yourtime--youragencywillneedtocommittoyourtimeforattendingthetraining,conductingparentgroupsessionsPlease note the opportunity to become a Parent Group Leader is being made available to a limited number of people by invitation only.

As a PGL, you will identify and recruit parents to participate in your parent group sessions. This is a big commitment on your part and theparents part. Incredible Years has a high dosage: anywhere from 8-20 sessions, depending on the age of the children with whose parentsyou would be working. PGLs must have resources/job to support this role, as additional funding for group leadership is not available.

This is an opportunity for you to receive advanced training and to be a resource to parents of young children in your community.You will not be expected to cover parents of all age ranges. For example, you may choose to specialize in parents of infants/toddlers,preschoolers, or school age children (up to age 8). You will be expected to attend all 3 days of the training.

The Incredible Years is an evidence-based program that has undergone rigorous research. For more information on The IncredibleYears, visit their website athttp://www.incredibleyears.com.

Applicationandresumemustbereceivedby5:00p.m.November4,2011tobeconsidered. Decisions will be made on PGL

selection in November. Please submit application and resume via email Elizabeth L Milton at [email protected] or mail to Project

LAUNCH,Attn.ElizabethLMilton,P.O.Box5679,Saginaw,MI48603-0679.continued on page 22


22/32




ProjectLAUNCHSaginaw/IncredibleYearsProjectLAUNCHSaginaw

IncredibleYearsParentGroupLeaderApplication

Name: _______________________________________________________________________________Agency Name: ________________________________________________________________________Mailing Address: ______________________________________________________________________

City: _________________________________ State: MI Zip: ____________________________

Job Title: ______________________________________ Work Phone #: ____________________

Email Address: ________________________________________________________________________

Qualifications (include description and examples):

1. Do you have a degree(s) in Early Childhood or a related field or parenting training experience? Please describe.

2. Do you hold any other certificates, degrees, or have you taken any specific classes or training related

to young childrens emotional and social competence? If so, please describe.3. Please describe your current or past experience with training adults or leading parent groups.

4. Do you have any experience using Incredible Years? If so, please describe.5. Do you have an existing group of parents you plan to offer IY? If so, please describe.

Expectations(Please initial on the line next to each item to signal your agreement to meet each expectation, should you be chosen to

become an Incredible Years Parent Group Leader):_____ Attend 3 days of Incredible Years BASIC Parent Group Leader training on December 7-9, 2011.

_____ Lead two parent groups through the 20-session program (or the length of your chosen age specialization) within 12 months of

completion of training.

_____ Serve as a Parent Group Leader for at least 3 years providing at least one group series per year following certification._____ Recruit and enroll a minimum of 12 participants for each parent training series.

_____ Offer home visits to families to provide one on one training when sessions are missed (as dictated by The Incredible Years)

_____ Graduate a minimum of 6 participants for each parent training series (if I am unable to accomplish this, the series will need to

be re-offered to a new group)_____ Instruct families for a minimum of 2 hours per session as prescribed by The Incredible Years

_____ Submit videotapes of parent training sessions (for example, if providing groups that are 20 sessions in duration, you would

submit 80 hours of videotape total--2 groups x 20 sessions x 2 hours each) to The Incredible Years program to complete the certification

process_____ Have resources/job to support this role, for instance: Currently have a job that includes providing parent group leadership or

_____ Participate in ongoing training and technical support from Incredible Years/Project LAUNCH staff including observation,coaching, and web-based support

_____ Collect data as required for the Project LAUNCH evaluation_____ Follow all criteria for fidelity to the model as identified by The Incredible Years

_____ Provide IY parent group leadership only when acting as an IY parent group leader

References: Provide name and contact information (phone and email) for three references that can attest to your qualifications and

abilities as a parent group leader.1.

2.

3.

My name below indicates that I have read and agree to abide by the above requirements and expectations. __________________________________________ ________________________________

Name Date

My name below indicates that I agree to support this applicant in meeting the above requirements and expectations.

___________________________________________ ________________________________Supervisors Name Date


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Pastor P. David Saunders

Bethel A. M. E. Church

535 Cathay Street

Saginaw, MI

(989) 755-7011 ext. 221

SaginawHealingRoomsCelebratingFifth

AnniversaryofSettingtheCaptivesFreeBy Christine Denton

As I contemplated writing this article

and extending the invitation to celebrate

a ministry that has not only served our

Michigan communities, but others from

across the nation, I wanted to share with you

the history of how the healing rooms came

to be. I then realized that the celebration

on November 13, during SVCC Sunday

morning Service, and reception following

at 1:00 p.m., is not at all about who heard

Gods call and how they came together to be

His hands and feet. It is about HIM. Heheals His children because of his great love

for each one of us.

This spirit filled ministry found its home

at Saginaw Valley Community Church on

Hemansau Drive in Saginaw, on November

9, of 2006.

The Lord called many but few have

answered. Those that have answered have

been raised up and the Lord has guided their

footsteps to lead the lost to salvation, to heal

the sick and brokenhearted and to set the

captives free.

The ministry grew by word of mouth

the testimonies of those the ministry touched

with the healing power of the Lord, and soon

Tuesday morning and evening sessions were

added to the original Thursday afternoon andevening prayer / healing sessions.

The ministry has also evolved as the

volunteers have yielded to the Lords presence

and call upon their lives, changing and blessing

each one. Regardless of what they are called to

do including greeter, administrator, healer,

prayer warrior, or director, each falls into

step with the other to be His hands and feet,

His voice, His comfort and anything else that

is needed.

This is not a ministry of SVCC but that of

the Lord Himself. For it is for His glory that

we are here.

If you have not been blessed with the

presence of the Lord in one of the Tuesday

or Thursday prayer / healing sessions, please

take this as a personal invitation to visit ormake an appointment to receive salvation,

healing, comfort or any blessing the Lord

has for you. For additional information

concerning the Healing Rooms, please visit

the website at svcc.cc.

GrowingNumberofSeniorsFacingForeclosureNeedYourHelp

continued from page 12

as long as they desire and as long as they are able. One of thosebarriers is foreclosure. An increasing number of seniors, who own

their houses outright, get behind on their taxes and insurance and face

the risk of losing their homes. This is a growing and heart-rending

problem that cries out for fair, just and compassionate solutions and

civic engagement.

Foreclosures are lose-lose situations for both lenders and

homeowners, so AARP favors extending the work-out period to

help lenders protect their loan and people protect the roof over their

head. AARP urges lenders to look beyond immediate short-termreturns and consider how accepting some financial concessions to

prevent foreclosures may help them in the longer run by stabilizing

the communities in which they do business. Declining home values,

the languid economy and rising insurance premiums are among

the factors that have led more than 600,000 homeowners to utilize

reverse mortgages to generate income that helps them meet basic

needs and to age in place.

A reverse mortgage allows homeowners age 62 and older to

borrow against their equity to set up a monthly stream of income.

They can use that money to pay medical bills, property taxes,insurance coverage or other expenses. This can be a viable option

to some, but borrowers need to be aware of the terms and beware of

unscrupulous operators. If youre interested in volunteering to help

seniors at risk of losing their homes, call AARP Michigan at 1-866-

227-7448 or email to [email protected] Michigan Chronicle


24/32




NON PROFIT DIRECTORYVisit www.themichiganbanner to view giving opportunities in the non proft directory

Weeklypeergroupsessions

Etiquettetraining Creditrepairclinics

Investmentclub

GEDpreparation

Entrepreneurworkshops

Tutoring

Gunsafetyclasses

Parentingprograms STDPrevention

Substanceabuseprevention

Healthworkshops Foreclosureprevention

Financialliteracytraining

Jobpreparation

Communityenrichment

Scholarshipworkshops

Publicspeakingseminars

Movienights,andmore

Operation Reach is a 501 (c)(3) non-profit organization located at 119 S. Jefferson Ave, in Saginaw.

Our programming consists of:

Sunday Worship services are also hosted with Greater Community Kingdom Church that has a mission to seek those

difficult to reach spiritually. For additional information call 989-754-4444.

OperationReach

The ComForcare Mission

To improve the quality of life and level of independence

for every client and family receiving our services

ComForcare is focused on four initiatives that webelieve are critical to the well being of seniors

Fall Prevention

the michigan banner november 1, 2011 edition

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