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Your Realtor Relationship What Legal Responsibilities Do ey Have to You? Cold Weather Comfort Food Maggiano’s Famous Meatballs Ideas to Freshen Up Your Interior Design Estates at Champion Run, Champion Ridge, Greystone Country Estates, e Pinnacles, Inwood Estates, Rogers Ranch/Falling Brook & Rogers Ranch Point Bluff Real Estate Services January | February 2013 North Central Luxury

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Your Realtor RelationshipWhat Legal Responsibilities Do They Have to You?

Cold Weather Comfort FoodMaggiano’s Famous Meatballs

Ideas to Freshen Up Your Interior Design

Estates at Champion Run, Champion Ridge, Greystone Country Estates, The Pinnacles, Inwood Estates, Rogers Ranch/Falling Brook & Rogers Ranch Point Bluff

Real Estate Services

January | February 2013

North Central Luxury

If your home is currently listed, this is not a solicitation for that listing. Produced by UpscaleRealEstateMarketing.com • 877.660.0996

www.SALuxuryRealty.com

#1 LUXURY BROKER IN SAN ANTONIO (per local board statistics).

Information is deemed reliable but not guaranteed.

We will contribute

$500 on your behalf,

to Homes For Our Troops at Close

of Escrow when you list or buy with us

by 3/1/13!

.60 Acres | Price on RequestGRAB THIS ONE & INDULGE YOURSELF WITH THE LUXURY LIFESTYLE THIS LOCATION HAS TO OFFER!

One of the last golf course lots left in The Dominion. Located on the 7th hole and elevated above the golf course with all the amazing views of the course, hill

country and pond. Lot is cleared and ready for construction. Bring YOUR OWN builder and start planning to build your dream home while this opportunity lasts.

FREE home design plans with your accepted offer by 1/31/13!

Matin Tabbakh, BBABroker Associate, Realtor®,

Accredited Luxury Home SpecialistKeller Williams Luxury International

10 Dominion Dr, San Antonio TX 78257C: 210-772-7777 • O: 210-776-1500

[email protected]

That’s right, Zero closing cost on refinance or resale purchase! Property Tax, Appraisal, Homeowners and Title Insurance are still charged. Call now to qualify!

Kinerth “Kim” KelmanSenior Loan OfficerCISCO #24901 | NMLS #418628

OFFICE: 210.483.4901CELL: 210.421.8854

Special terms apply. Subject to change without notice.

[email protected]

Like us on facebook: facebook.com/SALuxuryRealty

Follow us on twitter: twitter.com/SALuxuryRealty

How would you like a $0.00 closing cost loan?

FREE SALES REPORTS AVAILABLE FOR YOUR SPECIFIC NEIGHBORHOOD. JUST ASK!

270 N. Loop 1604, Suite 310

San Antonio, TX 78232 © 2012 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: TX. TX OCCC Reg. Loan License- lic no. 7293. PrimeLending, A PlainsCapital Company is an Equal Housing Opportunity Lender.

GORGEOUS HOMESITE ON DOMINION GOLF COURSE

Featured P roperty

Makingahomeunique,special,andpersonallyintuitivearechallengeseveryhomeownerencounterswhetherthehomeis1,500squarefeetor15,000squarefeet.Often,ahomeneedsjustatouchofglamour,orspecialvisualinterests,totakeitfrom“nice”to“knock-out!” Nomatterthesizeofthehomeorspace,therewillalwaysbecommonissuestocontendwith.Forexample,howtobringinteresttothatspace?Whatwillmakeahomeorspacestandapartfromanotherone?Howshouldlargespacesbefashionedtofeelmoreintimate?Howcansmallerspacesfeellarger? Designingahomeorspaceproperlycanalsobequiteaninvestment.Ifandwhenahomeownerdecidestoselltheproperty,thehomeshouldstandalonefromtheotherchoicesonthemarket.Creatingfascinatingandcompellingdetailsisoptimum,inthatthoseremarkableelementsandappealingdesignchoiceshopefullywillremaininthememoriesofthosewhoareviewingyourhome. Inmanyinstances,atouchofdramaisagreatwaytocreateinterestingspaces.Thetrickthough,istounderstandexactlywhatthatmeansandhowtoachieveit.Forlargerspaces,thereisusuallyabitofastrongerchallenge,butproperlydesigningthespacewillcertainlyincludefocusingonatleastoneareaintheroomtoaddthattouchofdrama.Fireplaces,interestingart,importantpiecesoffurniture,beautifulviewsandconversationareaswillhelpdeterminethosefocalpoints. Theoppositewillbetruewhendesigningsmallerspaces.Inthiscasethechallengeisusuallytomakethespacefeellarger.Thebestwaytoachievethismaybetosimplify.Forasmallerspace,thismaybeachievedbydeterminingafocalpointintheroomandaddressingitwithsomethingthatwilldemandattentionwhensomeoneentersthespace. Whenincorporatingsomedrama,youmighttakeacuefromcurrentdesigntrends.Forcolor,the“newneutral”isdefinitelygray-notanicygray,butmoreofawarmgray.Thatgrayisbeingpairedwithallsortsofotherfashionablehuessuchasyellow,applegreen,andpurple.

Organicshapesversusgeometricorlinearlinesareon-trendnowandcanbeseeninfurnishings,fabricsandevenwalldécor.Wallpanelsinallsortsofmaterials,shapesandpatternsareawaytomakeabigimpact.CheckoutInterlockingRockpanelsbyModularArts.comforinspiration. AstatementheadboardintheMasterBedroomisanothersurewaytocreatedrama.Theseheadboardscanbeupholsteredinallsortsofgorgeousfabrics,craftedfromwoodorevenmadeoutofleather-upholsteredlargemosaicpieces. Often,theuseofinterestingtextureisallthat’snecessary.Asimplewallorothermundanearchitecturalelementcanbeabsolutelytransformedwiththeapplicationofmaterialssuchasstone,metal,tiles,crystals...theoptionsareaslimitlessasyourimagination! Now,getyourimaginationworkingonoverdriveandplantoputalittlepanacheinyourhome’sdesignaswell!

Debra May Himes, Principal of Debra May Himes Interior Design & Associates, LLC can be reached at DMHDesign.com.

By Debra May Himes, ASID, LEED AP

MEATBALLS:1egg1/2tsp.garlic,finelyminced6tbsp.milk3/4c.seasonedbreadcrumbs1tbsp.oliveoil1/2c.gratedparmesancheese1tsp.salt20oz.groundbeef11/2tbsp.parsley,chopped

1. Combinegarlic,breadcrumbs,cheese,andsalt together.Mixwellbyhanduntilallingredientsare evenlydistributed.

2.Mixbeef,parsley,eggandmilktogetherwithbread crumbmixture.

3.Mixonlyuntilcombinedandforminto16evenlysized meatballs(approximately2oz.permeatball).

4.Heatoliveoilinalargeskilletovermedium-high heat.Addmeatballsandbrownonallsidesuntil cookedthrough.

5.Finishina350degreeovenfor10minutes.

PROCEDURE:1JarMaggiano’smarinarasauce1lb.goodqualitydryspaghetti(suchasBarillaorDeCecco)

1.Inasaucepan,heatmarinaraandmeatballsuntil meatballsareheatedthroughout.

2.Cookspaghettiaccordingtoinstructionsonbox.

3.Drainspaghettiwell(donotrinse).Tossimmediately withheatedmarinaraandplaceinwarmedserving dish.Placemeatballsontopandspoonadditional sauceovermeatballs.

4.Serveimmediatelywithgratedparmesan.

Yield: 4 to 6 servings

It’simportanttounderstandwhatlegalresponsibilitiesyourrealestatesalespersonhastoyouandtootherpartiesinthetransaction.Askwhattypeofagencyrelationshipyouragenthaswithyou:

SELLER’S REPRESENTATIVE (also known as a listing agent or seller’s agent)Aseller’sagentishiredbyandrepresentstheseller.Allfiduciarydutiesareowedtotheseller.Theagencyrelationshipusuallyiscreatedbyalistingcontract.

BUYER’S REPRESENTATIVE (also known as a buyer’s agent)Abuyer’sagentishiredbyprospectivebuyerstorepresenttheminarealestatetransaction.Thebuyer’srepworksinthebuyer’sbestinterestthroughoutthetransactionandowesfiduciarydutiestothebuyer.Thebuyercanpaythelicenseedirectlythroughanegotiatedfee,orthebuyer’srepmaybepaidbythesellerorthroughacommissionsplitwiththeseller’sagent.

SUBAGENTAsubagentowesthesamefiduciarydutiestotheagent’scustomerastheagentdoes.Subagencyusuallyariseswhenacooperatingsalesassociatefromanotherbrokerage,whoisnotthebuyer’sagent,showspropertytoabuyer.Insuchacase,thesubagentworkswiththebuyerasacustomerbutowesfiduciarydutiestothelistingbrokerandtheseller.Althoughasubagentcannotassistthebuyerinanywaythatwouldbedetrimentaltotheseller,abuyer/customercanexpecttobetreatedhonestlybythesubagent.Itisimportantthatsubagentsfullyexplaintheirdutiestobuyers.SubagencyisnotcommoninTexas.

DISCLOSED DUAL AGENTDualagencyisarelationshipinwhichthebrokeragefirmrepresentsboththebuyerandthesellerinthesamerealestatetransaction.Texasdoesnotallowdualagency,butratherintermediary,inwhichtheconsentmustbeinwriting.Dualagencyrelationshipsdonotcarrywiththemallofthetraditionalfiduciarydutiestoclients.Instead,dualagentsowelimitedfiduciaryduties.Becauseofthepotentialforconflictsofinterestinadual-agencyrelationship,it’svitalthatallpartiesgivetheirinformedconsent.Discloseddualagency,inwhichboththebuyerandtheselleraretoldthattheagentisrepresentingbothofthem,islegalinmostotherstates.

DESIGNATED AGENT (also called appointed agent)Thisisabrokeragepracticethatallowsthemanagingbrokertodesignatewhichlicenseesinthebrokeragewillactasanagentofthesellerandwhichwillactasanagentofthebuyer.Designatedagencyavoidstheproblemofcreatingadual-agencyrelationshipforlicenseesatthebrokerage.Thedesignatedagentsgivetheirclientsfullrepresentation,withalloftheattendantfiduciaryduties.Thebrokerstillhastheresponsibilityofsupervisingbothgroupsoflicensees.

NON-AGENCY RELATIONSHIP (called, among other things, a transaction broker or facilitator)Somestatespermitarealestatelicenseetohaveatypeofnon-agencyrelationshipwithaconsumer.Theserelationshipsvaryconsiderablyfromstatetostate,bothastothedutiesowedtotheconsumerandthenameusedtodescribethem.Verygenerally,thedutiesowedtotheconsumerinanon-agencyrelationshiparelessthanthecomplete,traditionalfiduciarydutiesofanagencyrelationship.InTexas,anon-agencyrelationshipisnotpracticed.Instead,aRealtorinTexaseitherrepresentsthebuyer,theseller,orisinanintermediaryrelationship.

Source: REALTORMag. Official Magazine of the National Association of REALTORS.® www.realtor.org

SanAntonioCocktailConference

VariousVenues,January17th–20th

210.324.5645|SACocktailConference.com

Jointopbartendersandfellowcocktailaficionados

forfourdaysofeducationalseminars,guidedtastings

andcocktailpartieswithproceedstobenefitHeartGift

SanAntonio,agroupdedicatedtoprovidinglifesaving

heartsurgerytodisadvantagedchildrenlivingin

developingcountries.

SanAntonioSpursvs.PhoenixSuns

AT&TCenter,January26th

210.444.5000|NBA.com/spurs

CheeronourSpurs,tapyourtoestotheSilverDancers,

chucklealongwithTheCoyote,andkeeptheparty

goinglongafterthefinalbuzzerattheOVERTIMEevent

featuringalivebandanddancingwithyourfriends.

ValentineLuncheon&StyleShow

SanAntonioCountryClub,February9th

210.785.5850|FriendsOfHospiceSanAntonio.org

TheFriendsofHospiceValentineLuncheon,Silent

AuctionandStyleShowmakesadifferenceinthelives

ofCHRISTUSVNAHospicepatientsandtheirfamilies.

Theeventraisesfundsthroughtablesales,silent

auction,andraffles.Guestswillenjoyaspectacular

styleshowbyJulianGoldandadeliciouslunch–

allwhilehelpingothersinourcommunity.

LoveLetters:MusicoftheHeart

SanAntonioMuseumofArt,February12th&16th

210.978.8100|SAMuseum.org

VocidiSorelleperformsatthemuseumfora

specialValentine’sDaytwo-concertseriesinthe

CowdenGallery.Theprogramsfeaturemusicthat

reflectstheartinSAMA’s“AphroditeandtheGodsof

Love”exhibit.Admissionisfree.VocidiSorelle,Italian

for“VoicesofSisters,”isagroupoftwelvehighly

talentedfemalea cappella singersbasedinSanAntonio.

QueenoftheVineCelebration

KendallPlantationinBoerne,February15th

QueenOfTheVine.org

Fourdynamicwomenhaveengagedinaspirited

competitiontoraisefundsfortheBrightonCenterand

themorethan2,500childrenwithdevelopmental

delaysanddisabilitiesthattheyserve.Everydollar

countsasonevoteandtheQueenoftheVinetitleis

awardedtothecandidatewiththemostvotesatthe

QueenoftheVineCelebration.Thefun,“anti-gala”

formaleventwillfeatureculinarystationswithpaired

wineandbeer,livemusicanddancing,aswellaslive

andsilentauctions.

JANUARY|FEBRUARY2013

SPAGHETTI & MEATBALLS

FeaturingMaggiano’sLittleItaly210.451.6000|Maggianos.com

In Good Taste Event Calendar

UNDERSTANDING AGENCY RELATIONSHIPS

Makingahomeunique,special,andpersonallyintuitivearechallengeseveryhomeownerencounterswhetherthehomeis1,500squarefeetor15,000squarefeet.Often,ahomeneedsjustatouchofglamour,orspecialvisualinterests,totakeitfrom“nice”to“knock-out!” Nomatterthesizeofthehomeorspace,therewillalwaysbecommonissuestocontendwith.Forexample,howtobringinteresttothatspace?Whatwillmakeahomeorspacestandapartfromanotherone?Howshouldlargespacesbefashionedtofeelmoreintimate?Howcansmallerspacesfeellarger? Designingahomeorspaceproperlycanalsobequiteaninvestment.Ifandwhenahomeownerdecidestoselltheproperty,thehomeshouldstandalonefromtheotherchoicesonthemarket.Creatingfascinatingandcompellingdetailsisoptimum,inthatthoseremarkableelementsandappealingdesignchoiceshopefullywillremaininthememoriesofthosewhoareviewingyourhome. Inmanyinstances,atouchofdramaisagreatwaytocreateinterestingspaces.Thetrickthough,istounderstandexactlywhatthatmeansandhowtoachieveit.Forlargerspaces,thereisusuallyabitofastrongerchallenge,butproperlydesigningthespacewillcertainlyincludefocusingonatleastoneareaintheroomtoaddthattouchofdrama.Fireplaces,interestingart,importantpiecesoffurniture,beautifulviewsandconversationareaswillhelpdeterminethosefocalpoints. Theoppositewillbetruewhendesigningsmallerspaces.Inthiscasethechallengeisusuallytomakethespacefeellarger.Thebestwaytoachievethismaybetosimplify.Forasmallerspace,thismaybeachievedbydeterminingafocalpointintheroomandaddressingitwithsomethingthatwilldemandattentionwhensomeoneentersthespace. Whenincorporatingsomedrama,youmighttakeacuefromcurrentdesigntrends.Forcolor,the“newneutral”isdefinitelygray-notanicygray,butmoreofawarmgray.Thatgrayisbeingpairedwithallsortsofotherfashionablehuessuchasyellow,applegreen,andpurple.

Organicshapesversusgeometricorlinearlinesareon-trendnowandcanbeseeninfurnishings,fabricsandevenwalldécor.Wallpanelsinallsortsofmaterials,shapesandpatternsareawaytomakeabigimpact.CheckoutInterlockingRockpanelsbyModularArts.comforinspiration. AstatementheadboardintheMasterBedroomisanothersurewaytocreatedrama.Theseheadboardscanbeupholsteredinallsortsofgorgeousfabrics,craftedfromwoodorevenmadeoutofleather-upholsteredlargemosaicpieces. Often,theuseofinterestingtextureisallthat’snecessary.Asimplewallorothermundanearchitecturalelementcanbeabsolutelytransformedwiththeapplicationofmaterialssuchasstone,metal,tiles,crystals...theoptionsareaslimitlessasyourimagination! Now,getyourimaginationworkingonoverdriveandplantoputalittlepanacheinyourhome’sdesignaswell!

Debra May Himes, Principal of Debra May Himes Interior Design & Associates, LLC can be reached at DMHDesign.com.

By Debra May Himes, ASID, LEED AP

MEATBALLS:1egg1/2tsp.garlic,finelyminced6tbsp.milk3/4c.seasonedbreadcrumbs1tbsp.oliveoil1/2c.gratedparmesancheese1tsp.salt20oz.groundbeef11/2tbsp.parsley,chopped

1. Combinegarlic,breadcrumbs,cheese,andsalt together.Mixwellbyhanduntilallingredientsare evenlydistributed.

2.Mixbeef,parsley,eggandmilktogetherwithbread crumbmixture.

3.Mixonlyuntilcombinedandforminto16evenlysized meatballs(approximately2oz.permeatball).

4.Heatoliveoilinalargeskilletovermedium-high heat.Addmeatballsandbrownonallsidesuntil cookedthrough.

5.Finishina350degreeovenfor10minutes.

PROCEDURE:1JarMaggiano’smarinarasauce1lb.goodqualitydryspaghetti(suchasBarillaorDeCecco)

1.Inasaucepan,heatmarinaraandmeatballsuntil meatballsareheatedthroughout.

2.Cookspaghettiaccordingtoinstructionsonbox.

3.Drainspaghettiwell(donotrinse).Tossimmediately withheatedmarinaraandplaceinwarmedserving dish.Placemeatballsontopandspoonadditional sauceovermeatballs.

4.Serveimmediatelywithgratedparmesan.

Yield: 4 to 6 servings

It’simportanttounderstandwhatlegalresponsibilitiesyourrealestatesalespersonhastoyouandtootherpartiesinthetransaction.Askwhattypeofagencyrelationshipyouragenthaswithyou:

SELLER’S REPRESENTATIVE (also known as a listing agent or seller’s agent)Aseller’sagentishiredbyandrepresentstheseller.Allfiduciarydutiesareowedtotheseller.Theagencyrelationshipusuallyiscreatedbyalistingcontract.

BUYER’S REPRESENTATIVE (also known as a buyer’s agent)Abuyer’sagentishiredbyprospectivebuyerstorepresenttheminarealestatetransaction.Thebuyer’srepworksinthebuyer’sbestinterestthroughoutthetransactionandowesfiduciarydutiestothebuyer.Thebuyercanpaythelicenseedirectlythroughanegotiatedfee,orthebuyer’srepmaybepaidbythesellerorthroughacommissionsplitwiththeseller’sagent.

SUBAGENTAsubagentowesthesamefiduciarydutiestotheagent’scustomerastheagentdoes.Subagencyusuallyariseswhenacooperatingsalesassociatefromanotherbrokerage,whoisnotthebuyer’sagent,showspropertytoabuyer.Insuchacase,thesubagentworkswiththebuyerasacustomerbutowesfiduciarydutiestothelistingbrokerandtheseller.Althoughasubagentcannotassistthebuyerinanywaythatwouldbedetrimentaltotheseller,abuyer/customercanexpecttobetreatedhonestlybythesubagent.Itisimportantthatsubagentsfullyexplaintheirdutiestobuyers.SubagencyisnotcommoninTexas.

DISCLOSED DUAL AGENTDualagencyisarelationshipinwhichthebrokeragefirmrepresentsboththebuyerandthesellerinthesamerealestatetransaction.Texasdoesnotallowdualagency,butratherintermediary,inwhichtheconsentmustbeinwriting.Dualagencyrelationshipsdonotcarrywiththemallofthetraditionalfiduciarydutiestoclients.Instead,dualagentsowelimitedfiduciaryduties.Becauseofthepotentialforconflictsofinterestinadual-agencyrelationship,it’svitalthatallpartiesgivetheirinformedconsent.Discloseddualagency,inwhichboththebuyerandtheselleraretoldthattheagentisrepresentingbothofthem,islegalinmostotherstates.

DESIGNATED AGENT (also called appointed agent)Thisisabrokeragepracticethatallowsthemanagingbrokertodesignatewhichlicenseesinthebrokeragewillactasanagentofthesellerandwhichwillactasanagentofthebuyer.Designatedagencyavoidstheproblemofcreatingadual-agencyrelationshipforlicenseesatthebrokerage.Thedesignatedagentsgivetheirclientsfullrepresentation,withalloftheattendantfiduciaryduties.Thebrokerstillhastheresponsibilityofsupervisingbothgroupsoflicensees.

NON-AGENCY RELATIONSHIP (called, among other things, a transaction broker or facilitator)Somestatespermitarealestatelicenseetohaveatypeofnon-agencyrelationshipwithaconsumer.Theserelationshipsvaryconsiderablyfromstatetostate,bothastothedutiesowedtotheconsumerandthenameusedtodescribethem.Verygenerally,thedutiesowedtotheconsumerinanon-agencyrelationshiparelessthanthecomplete,traditionalfiduciarydutiesofanagencyrelationship.InTexas,anon-agencyrelationshipisnotpracticed.Instead,aRealtorinTexaseitherrepresentsthebuyer,theseller,orisinanintermediaryrelationship.

Source: REALTORMag. Official Magazine of the National Association of REALTORS.® www.realtor.org

SanAntonioCocktailConference

VariousVenues,January17th–20th

210.324.5645|SACocktailConference.com

Jointopbartendersandfellowcocktailaficionados

forfourdaysofeducationalseminars,guidedtastings

andcocktailpartieswithproceedstobenefitHeartGift

SanAntonio,agroupdedicatedtoprovidinglifesaving

heartsurgerytodisadvantagedchildrenlivingin

developingcountries.

SanAntonioSpursvs.PhoenixSuns

AT&TCenter,January26th

210.444.5000|NBA.com/spurs

CheeronourSpurs,tapyourtoestotheSilverDancers,

chucklealongwithTheCoyote,andkeeptheparty

goinglongafterthefinalbuzzerattheOVERTIMEevent

featuringalivebandanddancingwithyourfriends.

ValentineLuncheon&StyleShow

SanAntonioCountryClub,February9th

210.785.5850|FriendsOfHospiceSanAntonio.org

TheFriendsofHospiceValentineLuncheon,Silent

AuctionandStyleShowmakesadifferenceinthelives

ofCHRISTUSVNAHospicepatientsandtheirfamilies.

Theeventraisesfundsthroughtablesales,silent

auction,andraffles.Guestswillenjoyaspectacular

styleshowbyJulianGoldandadeliciouslunch–

allwhilehelpingothersinourcommunity.

LoveLetters:MusicoftheHeart

SanAntonioMuseumofArt,February12th&16th

210.978.8100|SAMuseum.org

VocidiSorelleperformsatthemuseumfora

specialValentine’sDaytwo-concertseriesinthe

CowdenGallery.Theprogramsfeaturemusicthat

reflectstheartinSAMA’s“AphroditeandtheGodsof

Love”exhibit.Admissionisfree.VocidiSorelle,Italian

for“VoicesofSisters,”isagroupoftwelvehighly

talentedfemalea cappella singersbasedinSanAntonio.

QueenoftheVineCelebration

KendallPlantationinBoerne,February15th

QueenOfTheVine.org

Fourdynamicwomenhaveengagedinaspirited

competitiontoraisefundsfortheBrightonCenterand

themorethan2,500childrenwithdevelopmental

delaysanddisabilitiesthattheyserve.Everydollar

countsasonevoteandtheQueenoftheVinetitleis

awardedtothecandidatewiththemostvotesatthe

QueenoftheVineCelebration.Thefun,“anti-gala”

formaleventwillfeatureculinarystationswithpaired

wineandbeer,livemusicanddancing,aswellaslive

andsilentauctions.

JANUARY|FEBRUARY2013

SPAGHETTI & MEATBALLS

FeaturingMaggiano’sLittleItaly210.451.6000|Maggianos.com

In Good Taste Event Calendar

UNDERSTANDING AGENCY RELATIONSHIPS

Your Realtor RelationshipWhat Legal Responsibilities Do They Have to You?

Cold Weather Comfort FoodMaggiano’s Famous Meatballs

Ideas to Freshen Up Your Interior Design

Estates at Champion Run, Champion Ridge, Greystone Country Estates, The Pinnacles, Inwood Estates, Rogers Ranch/Falling Brook & Rogers Ranch Point Bluff

Real Estate Services

January | February 2013

North Central Luxury

If your home is currently listed, this is not a solicitation for that listing. Produced by UpscaleRealEstateMarketing.com • 877.660.0996

www.SALuxuryRealty.com

#1 LUXURY BROKER IN SAN ANTONIO (per local board statistics).

Information is deemed reliable but not guaranteed.

We will contribute

$500 on your behalf,

to Homes For Our Troops at Close

of Escrow when you list or buy with us

by 3/1/13!

.60 Acres | Price on RequestGRAB THIS ONE & INDULGE YOURSELF WITH THE LUXURY LIFESTYLE THIS LOCATION HAS TO OFFER!

One of the last golf course lots left in The Dominion. Located on the 7th hole and elevated above the golf course with all the amazing views of the course, hill

country and pond. Lot is cleared and ready for construction. Bring YOUR OWN builder and start planning to build your dream home while this opportunity lasts.

FREE home design plans with your accepted offer by 1/31/13!

Matin Tabbakh, BBABroker Associate, Realtor®,

Accredited Luxury Home SpecialistKeller Williams Luxury International

10 Dominion Dr, San Antonio TX 78257C: 210-772-7777 • O: 210-776-1500

[email protected]

That’s right, Zero closing cost on refinance or resale purchase! Property Tax, Appraisal, Homeowners and Title Insurance are still charged. Call now to qualify!

Kinerth “Kim” KelmanSenior Loan OfficerCISCO #24901 | NMLS #418628

OFFICE: 210.483.4901CELL: 210.421.8854

Special terms apply. Subject to change without notice.

[email protected]

Like us on facebook: facebook.com/SALuxuryRealty

Follow us on twitter: twitter.com/SALuxuryRealty

How would you like a $0.00 closing cost loan?

FREE SALES REPORTS AVAILABLE FOR YOUR SPECIFIC NEIGHBORHOOD. JUST ASK!

270 N. Loop 1604, Suite 310

San Antonio, TX 78232 © 2012 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: TX. TX OCCC Reg. Loan License- lic no. 7293. PrimeLending, A PlainsCapital Company is an Equal Housing Opportunity Lender.

GORGEOUS HOMESITE ON DOMINION GOLF COURSE

Featured P roperty