Leave Without Pay-USLeave Without Pay-US(LWOP-US) (LWOP-US)

This slide show only pertains to you if you will be placed on This slide show only pertains to you if you will be placed on Title 10 (including Title 32 pre-mob) orders for a period Title 10 (including Title 32 pre-mob) orders for a period greater than 30 days greater than 30 days andand be in a non pay status for a be in a non pay status for a

period greater than 30 days.period greater than 30 days.

What this brief will cover…What this brief will cover…

Federal Employees Health Benefits (FEHB)Federal Employees Health Benefits (FEHB) Federal Employees Group Life Insurance (FEGLI)Federal Employees Group Life Insurance (FEGLI) National Guard Association of the United States National Guard Association of the United States

(NGAUS)(NGAUS) Vulcan, FEDVIP, FSAFEDS and FLTCIP InsurancesVulcan, FEDVIP, FSAFEDS and FLTCIP Insurances FERS OR CSRS coverageFERS OR CSRS coverage TSP, Military and CivilianTSP, Military and Civilian USERRAUSERRA SF 52, ORDERS AND HRO FORM-1SF 52, ORDERS AND HRO FORM-1 PROPER TIMECARD CODINGPROPER TIMECARD CODING Your Technician beneficiary forms on file with HROYour Technician beneficiary forms on file with HRO HRO phone listingHRO phone listing

LeaveLeave Before you can be placed on LWOP-US, you need Before you can be placed on LWOP-US, you need

to know what your first day in non pay will be. to know what your first day in non pay will be. You are allowed to “double dip” using:You are allowed to “double dip” using: Compensatory time earned Compensatory time earned (this expires 1 year after is was earned, no exceptions)(this expires 1 year after is was earned, no exceptions)

Time off award Time off award (this expires 1 year after is was earned, no exceptions)(this expires 1 year after is was earned, no exceptions)

Annual leave Annual leave Military leaveMilitary leave *You are NOT authorized to use sick leave while on *You are NOT authorized to use sick leave while on

Military orders.Military orders. If you choose to double dip it is highly recommended If you choose to double dip it is highly recommended

that you do so at the beginning of your orders, not that you do so at the beginning of your orders, not throughout or at the end as there are restrictions as to throughout or at the end as there are restrictions as to what kinds of leave you can use at the end of a what kinds of leave you can use at the end of a deployment. Interspersing leave throughout a deployment. Interspersing leave throughout a deployment is not permitted due to timecard code deployment is not permitted due to timecard code restrictions.restrictions.

Standard Form 52Standard Form 52 Once you know what your first day in non pay Once you know what your first day in non pay

status will be, your supervisor needs to submit an status will be, your supervisor needs to submit an SF 52, along with your orders and an HRO form 1 SF 52, along with your orders and an HRO form 1 to HRO. The effective date of this SF 52 must to HRO. The effective date of this SF 52 must correspond with your time cardcorrespond with your time card Speaking of Speaking of timecards, once on Military orders in a non pay timecards, once on Military orders in a non pay status your timecard must be coded KG. If you status your timecard must be coded KG. If you timecard is coded as KA your step increase will be timecard is coded as KA your step increase will be postponedpostponed So…please pass this information on So…please pass this information on to your timecard keeper as a friendly reminder. to your timecard keeper as a friendly reminder. Below is an SF 52 for your convenience.Below is an SF 52 for your convenience.

SF 52SF 52

USERRAUSERRA

USERRA. USERRA. The Uniformed Services Employment and Reemployment Rights Act (USERRA), enacted October 1994 and significantly updated in 1996 and 1998, provides job protection and rights of reinstatement to employees who participate in the National Guard and Reserve. Click on the USERRA below if you would like to read more about USERRA.

USSERA

FEHB, FEHB, if you had FEHB before deployment go to the if you had FEHB before deployment go to the

next slide.next slide.

If you did not have FEHB before your deployment If you did not have FEHB before your deployment and you missed open enrollment (NOV-DEC), you and you missed open enrollment (NOV-DEC), you can enroll in FEHB.can enroll in FEHB. You can enroll within 60 days upon your return to duty You can enroll within 60 days upon your return to duty

as a Technician. Please click on the SF 2809 below to as a Technician. Please click on the SF 2809 below to enroll. Enrollment code will be 1F, effective date will be enroll. Enrollment code will be 1F, effective date will be your RTD date.your RTD date.

Or you can enroll within 31 days before and up to 60 Or you can enroll within 31 days before and up to 60 days after you lose your TRICARE coverage. Enrollment days after you lose your TRICARE coverage. Enrollment code will be 1M, effective date will be the day you loose code will be 1M, effective date will be the day you loose your TRICARE coverage. Please click on the SF 2809 your TRICARE coverage. Please click on the SF 2809 below to enroll. below to enroll.

SF 2809SF 2809

FEHB, FEHB, if you wish to MAINTAIN your FEHB if you wish to MAINTAIN your FEHB during your deployment read below. Otherwise go during your deployment read below. Otherwise go

to the next slide.to the next slide. Yes it is true that you can keep your FEHB Yes it is true that you can keep your FEHB

coverage FREE for up to 24 months while on Title coverage FREE for up to 24 months while on Title 10. This excludes ANY portion of a pay period that 10. This excludes ANY portion of a pay period that you are in a paid status (double dipping using you are in a paid status (double dipping using leave. There are NO exceptions to this) leave. There are NO exceptions to this)

If you are on a title 32 pre-mob order prior to your If you are on a title 32 pre-mob order prior to your title 10 order you must keep your FEHB coverage title 10 order you must keep your FEHB coverage during your Title 32 time to get the free during your Title 32 time to get the free coverage. During Title 32 your FEHB coverage is coverage. During Title 32 your FEHB coverage is NOT free. If you are in a pay status during Title NOT free. If you are in a pay status during Title 32 it will be auto deducted from your LES. If you 32 it will be auto deducted from your LES. If you are in a non pay status during Title 32 it will be are in a non pay status during Title 32 it will be double deducted upon your return to duty.double deducted upon your return to duty.

FEHB, FEHB, if you wish to TERMINATE your FEHB during your if you wish to TERMINATE your FEHB during your

deployment read below. Otherwise go to the next slide.deployment read below. Otherwise go to the next slide. You may TERMINATE your FEHB coverage up to You may TERMINATE your FEHB coverage up to

60 days after you gain TRICARE coverage. The 60 days after you gain TRICARE coverage. The effective date of this TERMINATION will always be effective date of this TERMINATION will always be at the end of a pay period. at the end of a pay period. When you return to duty, You can reinstate your FEHB When you return to duty, You can reinstate your FEHB

coverage within 31 days before and up to 60 days after coverage within 31 days before and up to 60 days after you lose your TRICARE coverage. Please click on the SF you lose your TRICARE coverage. Please click on the SF 2809 below and refer to the chart, page 7-9.2809 below and refer to the chart, page 7-9.

Or you can reinstate your FEHB upon return to duty. Or you can reinstate your FEHB upon return to duty. Please click on the SF 2809 below and refer to the chart, Please click on the SF 2809 below and refer to the chart, page 7-9.page 7-9.

SF 2809SF 2809

FEDVIP, FSAFEDS and FLTCIP FEDVIP, FSAFEDS and FLTCIP InsurancesInsurances, , if you did not have these before if you did not have these before deploying, read below. Otherwise go to the next deploying, read below. Otherwise go to the next

slide.slide.So you missed FEHB (which includes So you missed FEHB (which includes

FEDVIP, FSAFEDS and FLTCIP) open FEDVIP, FSAFEDS and FLTCIP) open enrollment. You may enroll in FEDVIP, enrollment. You may enroll in FEDVIP, FSAFEDS and FLTCIP Insurances up to FSAFEDS and FLTCIP Insurances up to 60 days after you return to duty. 60 days after you return to duty. Please click on the FEDVIP below for Please click on the FEDVIP below for more information. To enroll in more information. To enroll in FEDVIP, visit FEDVIP, visit www.benefeds.comwww.benefeds.com. . FEDVIPFEDVIP

FEDVIP, FSAFEDS and FLTCIP FEDVIP, FSAFEDS and FLTCIP Insurances … Insurances … If you are now enrolled in FEDVIP, If you are now enrolled in FEDVIP,

FSAFEDS and FLTCIP Insurances, please read below. FSAFEDS and FLTCIP Insurances, please read below. Otherwise go to the next slide.Otherwise go to the next slide.

You must contact your FEDVIP, You must contact your FEDVIP, FSAFEDS and FLTCIP Insurances FSAFEDS and FLTCIP Insurances before you are place in a non pay before you are place in a non pay status. You have the opportunity to status. You have the opportunity to cancel your coverage, BUT you must cancel your coverage, BUT you must contact your carrier. HRO does not contact your carrier. HRO does not have access to your FEDVIP, have access to your FEDVIP, FSAFEDS and FLTCIP Insurances .FSAFEDS and FLTCIP Insurances .

VULCAN, VULCAN, if you have VULCAN read below. if you have VULCAN read below. Otherwise go to the next slide.Otherwise go to the next slide.

You are required to contact the VULCAN You are required to contact the VULCAN company before you are placed in a non company before you are placed in a non pay status. HRO does not access to pay status. HRO does not access to your VULCAN coverage. Please see your VULCAN coverage. Please see below for the POC information that you below for the POC information that you will need.will need.

VULCANVULCAN

FEGLI, FEGLI, if you have FEGLI coverage please click if you have FEGLI coverage please click below. Then complete the form. Otherwise go to below. Then complete the form. Otherwise go to

the next slide.the next slide.

FEGLI info sheetFEGLI info sheet

FEGLI, FEGLI, if you are not currently enrolled in if you are not currently enrolled in FEGLI, read below. Otherwise go to the next slide.FEGLI, read below. Otherwise go to the next slide.

If you are not currently enrolled in FEGLI and you wish to enroll If you are not currently enrolled in FEGLI and you wish to enroll you must experience one of the following qualifying life events:you must experience one of the following qualifying life events:

1. Physical: Approval of Request for Insurance SF 2822) by the Office of Federal Employees' Group Life Insurance (OFEGLI).

2. Life Event: Marriage, divorce, death of spouse or acquisition of an eligible child.

3. Employee is reinstated after a break in service of at least 180 days in a position that is not excluded from life insurance by law or regulation.

4. Employee returns to Federal Service after a break in service of at least 180 days in a position that is excluded from life insurance by law or regulation.

5A. Employee initially waives or subsequently cancels life insurance coverage.

5B. Employee (or if applicable, assignee(s)) elects to decrease optional coverage.

6. Open Enrollment Period.*For more information on FEGLI, please refer to the below form and booklet.

FEGLI Booklet SF 2817

NGAUS… NGAUS… if you have NGAUS please read if you have NGAUS please read below. Otherwise go to the next slide.below. Otherwise go to the next slide.

If you have the Long Term Disability Insurance, here are your options:If you have the Long Term Disability Insurance, here are your options: MAINTAIN the coverage and have double deductions upon your return to duty. MAINTAIN the coverage and have double deductions upon your return to duty.

Keep in mind that while on Military orders this coverage will not pay out if you Keep in mind that while on Military orders this coverage will not pay out if you get hurt/disabledget hurt/disabled

TERMINATE the coverage at the end of the pay period in which you are place on TERMINATE the coverage at the end of the pay period in which you are place on Military orders. And yes, you will be able to pick this coverage back up when you Military orders. And yes, you will be able to pick this coverage back up when you return to dutyreturn to duty

If you have the Term Life Insurance, here are your options:If you have the Term Life Insurance, here are your options:*MAINTAIN the coverage and pay NGAUS directly during your deployment. This *MAINTAIN the coverage and pay NGAUS directly during your deployment. This coverage will pay out in the event of your death on Military orders.coverage will pay out in the event of your death on Military orders.*TERMINATE the coverage at the end of the pay period in which you are place on *TERMINATE the coverage at the end of the pay period in which you are place on Military orders. And yes, you will be able to pick this coverage back up when you Military orders. And yes, you will be able to pick this coverage back up when you return to dutyreturn to duty

Please see below for more information.Please see below for more information.

NGAUS Booklet NGAUS Booklet

NGAUS Change formNGAUS Change form

NGAUS… NGAUS… if you do not have NGAUS read if you do not have NGAUS read below. Otherwise go to the next slide.below. Otherwise go to the next slide.

If you are not currently enrolled in NGAUS If you are not currently enrolled in NGAUS and you wish to enroll you must and you wish to enroll you must experience one of the following:experience one of the following: Open enrollment (Nov-Dec)Open enrollment (Nov-Dec) Medical underwritingMedical underwriting Return from Military orders (LWOP-US)Return from Military orders (LWOP-US)

• For more information please reference below.For more information please reference below.

• NGAUS BookletNGAUS Booklet

NGUAD Enrollment FormNGUAD Enrollment Form

TSP…TSP… if you have a Civilian TSP loan, read below. if you have a Civilian TSP loan, read below. Otherwise go to the next slide.Otherwise go to the next slide.

If you have a Civilian TSP loan and you If you have a Civilian TSP loan and you inform HRO about it, an HRA will submit a inform HRO about it, an HRA will submit a TSP-41 to TSP to defer your Civilian TSP TSP-41 to TSP to defer your Civilian TSP loan while on Military orders. You still can loan while on Military orders. You still can make loan payments directly to TSP while make loan payments directly to TSP while deployed if you like, see icon below for the deployed if you like, see icon below for the loan coupon. loan coupon. (Upon your return to duty your HRA will (Upon your return to duty your HRA will submit a TSP-41 to TSP to restart your Civilian TSP loan submit a TSP-41 to TSP to restart your Civilian TSP loan deductions. You will need to make your TSP loan payments deductions. You will need to make your TSP loan payments to TSP until you see it being deducted from your LES.)to TSP until you see it being deducted from your LES.)

*Please see below for the loan coupon and *Please see below for the loan coupon and information about TSP loans.information about TSP loans.

TSP TSP InformatonInformaton TSP Loan BookletTSP Loan Booklet

RETRO TSP… RETRO TSP… hold on to your hat! Open your hold on to your hat! Open your

mind and take this inmind and take this in How would you like to dump a lot of $, yes $, into How would you like to dump a lot of $, yes $, into

your Civilian TSP account from your time in your Civilian TSP account from your time in LWOP-US? It is so easy, all I need from you is your LWOP-US? It is so easy, all I need from you is your all Military LES’s and Civilian LES’s from your all Military LES’s and Civilian LES’s from your LWOP-US time period. This amount is based upon LWOP-US time period. This amount is based upon your Civilian TSP contribution before your LWOP-your Civilian TSP contribution before your LWOP-US. Yep, it’s that easy! You have 60 days from US. Yep, it’s that easy! You have 60 days from your return to duty effective date to get these your return to duty effective date to get these LES’s to meLES’s to me I submit them to DFAS and DFAS I submit them to DFAS and DFAS will send you a letter giving you options on how will send you a letter giving you options on how to put that $ into your Civilian TSP account. Click to put that $ into your Civilian TSP account. Click below to learn morebelow to learn more

RETRO TSPRETRO TSP TSP informationTSP information

Beneficiary forms…Beneficiary forms…

If you are in need to change your If you are in need to change your beneficiary forms please submit beneficiary forms please submit them to HRO mistake free. If you are them to HRO mistake free. If you are not sure of who is listed on your not sure of who is listed on your beneficiary forms, just give me a beneficiary forms, just give me a phone call and I will let you know.phone call and I will let you know.

Retirement… Retirement… FERS or CSRSFERS or CSRS

Your HRA will need a “member copy 4” of your DD Form Your HRA will need a “member copy 4” of your DD Form 214. This 214 is the start of the process to your Military 214. This 214 is the start of the process to your Military deposit. Or you might know it better as “buyback. Without deposit. Or you might know it better as “buyback. Without this Military Deposit paid in full, your LWOP-US time will not this Military Deposit paid in full, your LWOP-US time will not count towards your retirement. It will only count towards count towards your retirement. It will only count towards your Annual Leave. This is a timely process, please be your Annual Leave. This is a timely process, please be patient. HRO will contact you when the process is patient. HRO will contact you when the process is completecomplete

Your FERS or CSRS coverage will pay out to your beneficiary Your FERS or CSRS coverage will pay out to your beneficiary listed (if non on record with HRO then by law) in the event listed (if non on record with HRO then by law) in the event of your death. Please inform your family that HRO will not of your death. Please inform your family that HRO will not make the initial notification to your family of your death. make the initial notification to your family of your death. And that HRO will assist your family when they are ready to And that HRO will assist your family when they are ready to process any death claims that are applicable.process any death claims that are applicable.

Other information, for your convenience:Other information, for your convenience:

Technician HandbookTechnician HandbookFEHB GUIDE 2010FEHB GUIDE 2010TSP Managing Your AccountTSP Managing Your AccountTSP Summary of the TSPTSP Summary of the TSPUSERRA Fact SheetUSERRA Fact SheetTSP Effects of non pay statusTSP Effects of non pay statusTSP Loan CouponTSP Loan CouponFEGLI HandbookFEGLI Handbook

Finally…Finally… I hope that I have done a good job in putting I hope that I have done a good job in putting

this information together for you. Please this information together for you. Please give me a call at 304-561-6428 (or stop in) give me a call at 304-561-6428 (or stop in) to talk about this slide show and the choices to talk about this slide show and the choices that you want to make concerning your that you want to make concerning your benefits. Please find below the HRO Contact benefits. Please find below the HRO Contact listing for your convenience. Don’t forget listing for your convenience. Don’t forget that I still need an SF 52, HRO form-1 and a that I still need an SF 52, HRO form-1 and a copy of your orders before I can place you in copy of your orders before I can place you in LWOP-US. Thank you, see you for your LWOP-US. Thank you, see you for your Return to Duty briefReturn to Duty brief

HRO Contact SheetHRO Contact Sheet