ecmc unregulated student loan fraud, forgeries and garnishment

1

FRAUD AND FORGERIES PGS 12-20

3230 Cruger Avenue 6B

Bronx, NY 10467

October 12, 2012

Mr. Hilton Austin Loan Analyst

Fax 312 730 1456

TOP Social Security

Hardship Refund and Hearing Branch

Po Box 61735

Chicago, Illinois 60661-61735

Dear Mr. Austin:

Thank you for speaking with me this morning. Attached in exhibit 1 you will find the U.S. Mail

certified receipt for an undue hardship refund and hearing for the over 300 dollars stolen from my

retirement check of October 2012. The receipt is dated October 5, 2012. This is my second

request for a hearing as ECMC has ignored several other timely requests. I have received no due

process. I am being treated like a slave by ECMC and ask that an end to this inhumane treatment

and an end to their student loan forged promissory notes and fraud judgment Ponzi schemes.

I was not supposed to be garnished. I received no garnishment notice. I received threat of

garnishment about July 25, 2012. I was told I had 30 days to dispute and request validation. I

did such in a timely manner. I was told I had 60 days from the notice of threat of garnishment to

request a hearing. As such, after I received their above noted forged promissory notes and

fraudulent judgment, I requested a hearing. Please see exhibit 2, the certified US mail receipts

illustrating my dispute and request for hearing was sent on September 24, 2012. The

comprehensive files sent to ECMC and authorities will all communications between ECMC and I are

posted at:

PLEASE SEE THE FRAUD JUDGMENT ON PAGE 44-45 AND THE FORGED PROMISSORY NOTE ON PAGES

22- 30 AND 37-49.

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo

w&viewMode=singlePage

Exhibit 3 attached to this fax is one U.S. mail return receipt I received from the US Department

of Justice. Exhibits 4-11 include the fraud judgment and forged promissory notes I received from

ECMC. The legal reasons the judgment is considered fraud are listed on the pages. ECMC’S fraud

based judgment is 2 pages. These are exhibits 4and 5. I have the clean copy ECMC sent me.

The forged promissory notes are included as exhibits 6-11. They are forged because they are

endorsed by someone other than me. They have an unauthorized signature. Additionally, under the

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=window&viewMode=singlePage


2

law, legal endorsement must be notarized. ECMC’s endorsements have no notarizations. There is

no date of endorsement.

There is no corporate seal and the robo-stamped signature exemplifies an unauthorized signature.

These are not lawful loan documents. They are promissory note Ponzi scheme documents consistent

with the promissory Ponzi scheme definition pursuant to the North American Securities

Administrators Association posted at:

Laws Provide Con Artists with Personal Economic Growth Plan ...

http://www.nasaa.org/14679/laws-provide-con-artists-with-personal-economic-growth-plan/

Attached as exhibit 12, is the signed unauthorized signature loan discharge application. I am resubmitting this again. Attached as exhibit 13, is the signed request for hearing. I am resubmitting this again. This exhibit is 2 pages. Attached as exhibit 13 and 14, are the signed Economic Hardship Deferrment Request and the Unemployment Deferrment. I am submitting these forms under duress because I have been criminally garnished with no due process regarding this forged promissory note alleged debt. I am resubmitting the signed undue hardship application. I believe I am being exploited and forced to partake in this fraud to make it look like the issue at hand is finances when the real issue at hand is I am faced with fraudulent documents by ECMC and no one has put ECMC’s standing or lawful right to any money from me in writing. I was garnished as a form of punishment for disputing this unenforceable alleged debt. Again, I am asking for a U.S Department of Education letter/document explaining the role of ECMC in this matter as well as explaining i) who is the current holder and owner of the original note; ii) who is the current Trustee and how they became Trustee; iii) who is the current Beneficiary and how they became Beneficiary; iv) how the alleged loan was funded and by whom; v) whether money was laundered by the purported ‘funders’ to fund terrorists activities; vi) where the funds to finance the alleged loan were obtained from; vi) who the funds to finance the alleged loan were obtained from.

I am asking for such in the furtherance of justice, to resolve this matter, to understand the role

of ECMC, and to stop terroristic acts, pursuant to Public Law 107-56, 115 Stat. 272 (U.S.A.

P.A.T.R.I.O.T. Act).

I seek the documents requested and a hearing as stated in my affirmed affidavit dated September

23, 2012. Above all, I seek stoppage of the garnishment at least until the requested documents

are produced and a hearing is granted, as the garnishment is being used as penalty for exercising

my God given rights to protect myself from terroristic acts inflicted to advance my financial,

emotional and physical demise.

http://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&ved=0CCMQFjAA&url=http%3A%2F%2Fwww.nasaa.org%2F14679%2Flaws-provide-con-artists-with-personal-economic-growth-plan%2F&ei=Dlt4ULjvLcuv0AHJ34GYDw&usg=AFQjCNFmSKWdceA5HSZaLmgdRuVExwnpPQ&sig2=Vx8l089Bz32fjsIMZWylCw

http://www.nasaa.org/14679/laws-provide-con-artists-with-personal-economic-growth-plan/

3

Finally, I was repeatedly asked why is no one helping me while the forged promissory notes and the

fraudulent judgment are indisputable. Please see the attached. I believe, the administrative US

Department of Education due process laws are being intentionally corrupted to force me to court

because ECMC has been guaranteed a judicial win despite having the attached fraud. I say this

because I have filed several complaints against the NYS chief judge and the judiciary as well as

law departments have been used to harm/destroy me repeatedly.

I am being criminally set up to put the forgeries and judgment fraud under judicial discretion by

way of authorities and the US Department of education disregarding ECMC’s criminal possession of

usurious, forged and fraudulent alleged loan records.

Please see samples of these documented judicial conspiracies against rights crimes here on pages

56- 66, exhibit 19:

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?m

ode=window&viewMode=singlePage

I am a victim of legal abuse syndrome and law departments and the courts are used to advance the

assassination of one’s life and finances. Law departments are used to disregard laws to induce law

suits while the perpetrator of the crimes is covered by the judiciary. This is a form of terrorism

that must and will end in God’s time but needs to be exposed here as it is being implemented.

There is no other reason as to why forged promissory notes and a fraudulent judgment, with no

motion or affidavit could be used to garnish me and premeditate the theft of over 40,000 dollars

not owed. Instead of the administrative remedies being enforced to stop the crimes, I was

garnished as punishment for documenting the crimes and the penal laws that substantiate forgery

and the fraudulent judgment simulation crimes.

I am living through this modernized slavery and ask that someone in authority mandates

enforcement of the administrative remedies to stop the use of forged endorsements, promissory

notes and fraudulent judgments to steal money from innocent people.

Finally, I ask that you find the over 145 page affidavit sent with the attached documents and

respond with a hearing date and stoppage of the garnishment as the garnishment is not warranted

and is being used in a retaliatory fashion to further harm, punish and attempt to silence me for

exposing documented ECMC student loan fraud.



5

EXTRA SIGNATURE PAGE FOR CLICKABLE LINKS

I should not be garnished at the expense of ECMC’s documented fraud and forgeries. If this was a

legitimate debt, where are the legitimate loan and court documents? I did not send forgeries to

ECMC, ECMC sent me forgeries. I have done everything humanely possible to stop these theft of

income based on fraud crimes. I seek to be treated the way anyone reading this would want to be

treated. I seek due process rights enforced. I seek an end to the garnishment until at minimum

ECMC’s standing is secured and evidence submitted substantiating the alleged debt is on the

record. At present, there is no such evidence. I am being treated like a slave and resent it. My

money has been criminally stolen from me in an organized crime fashion while authorities watch and

have done nothing. This should not be happening.

ECMC sent me the attached fraudulent documents and I expect them to be held accountable for

their criminal possession of forged and fraud based usurious loan and court documents. Professional

assistance is greatly needed to stop this terrorism embedded in the use of indisputable fraud and

forgery, to exploit legal abuse victims, all advancing a documented and deadly conspiracy against

rights.

This matter can be resolved via review and ending the use of the forged and fraudulent ECMC

documents, and or a hearing with forensic document examiners, expert witnesses and equal

protection of the law. I should not be forced to court because of a deliberate denial of due

process rights and equal protection of the law rights at this level. This type of treatment

exemplifies past practices of slavery. The attached forgeries, lawless endorsements, and simulated

fraud based judgment, must not be overlooked at this level.

I seek what I am entitled to; stop the garnishment until a hearing is had. Please remove this

matter from ECMC as they have defrauded and harmed me already. Thank you for your time in

partaking in the anticipated advancement of America via equal rights enforcement. Again, thank

you.

Sincerely,

Miriam Snyder

PLEASE SEE THE COMPREHENSIVE AFFIDAVIT FILED WITH THE US DEPARTMENT OF EDUCATION DOCUMENTING

ECMC CRIMINAL ACTIVITIES AND DOCUMENTS. THE US DEPARTMENT OF EDUCATION LAW DEPARTMENT WAS

SUPPOSED TO STOP ECMC AND ORDER THE LOWER LEVELS NOT TO PARTAKE IN FURTHER ENFORCING THIS

NON ENFORCEABLE ALLEGED DEBT BASED ON ECMC’S DEFRAUD DOCUMENTS. INSTEAD THE OPPOSITE

OCCURRED. I WAS GARNISHED AS PART OF TOP DOWN ORGANIZED CRIME WHILE I DID EVERYTHING

HUMANELY POSSIBLE TO STOP THESE CRIMES. PLEASE SEE:

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=window&viewMode

=singlePage

Attached 15 exhibits



6

EXHIBIT 1

SECOND REQUEST TO STOP GARNISHMENT AND REQUEST FOR HEARING MAILED OCTOBER

5, 2012





7

EXHIBIT 2

TIMELY WITHIN 60 DAYS OF NOTICE, REQUEST FOR HEARING MAILED SEPTEMBER 24,

2012

4 PAGES





8





9





10





11

EXHIBIT 3

US DEPARTMENT OF EDUCATION US MAIL RECEIPT REQUEST FOR HEARING BEFORE

GARNISHMENT





12

EXHIBIT 4

$16,694.97 (BLANK COPY OF THE EXHIBIT IS AVAILABLE)

FRUADULENT, NON -VALID, MISREPRESENTING, DECEITFUL, MALICIOUS, CRIMINAL

SCHEME TO DEFRAUD AND EXTORT DEFAULT JUDGMENT

WITH NO ATTORNEY CERTIFICATION OR SIGNATURE, NO COURT STAMP, NO COURT SEAL,

NO MOTION OR AFFIDAVIT,

THE COURTS ARE BEING USED TO TERRORIZE INNOCENT PEOPLE

175.20 - Tampering with public records in the second degree. 175.25 - Tampering with public

records in the first degree. 175.30 - Offering a false instrument for filing in the second degree.

175.35 - Offering a false instrument for filing in the first degree

US Code -

Section 1028:

Fraud and

related activity

in connection

with

identification

documents,

authentication

features, and

information

http://law.justia.com/

newyork/codes/penal/

pen0190.65_190.65.h

tml

ECMC MR. BOYLE

190.45 - Possession

of usurious loan

records. 190.50 -

Unlawful collection

practices. 190.55 -

Making a false

statement of credit

terms. 190.60 -

Scheme to defraud in

the second degree.

190.65 - Scheme to

defraud in the first

degree.

New York Laws:

Penal : (185.00 -

185.15) Frauds On

Creditors

185.05 - Fraud

involving a security

interest.

http://law.justia.com/newyork/codes/penal/pen0190.65_190.65.html




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EXHIBIT 5

FRUADULENT, NON VALID, MISREPRESENTING, DECEITFUL, MALICIOUS, CRIMINAL

SCHEME TO DEFRAUD AND EXTORT DEFAULT JUDGMENT PART 2

WITH NO COURT CLERK SEAL, NO CERTIFICATION OR SIGNATURE, NO COURT STAMP,

NO MOTION OR AFFIDAVIT

HOMELAND TERRORISM 2012

S 170.10 Forgery in the

second degree.

A person is guilty of

forgery in the second

degree when, with intent

to defraud, deceive or

injure another, he falsely

makes, completes or

alters a written

instrument which is or

purports to be, or which

is

calculated to

become or to represent

if completed:

2. A public record, or an

instrument filed or

required or authorized

by law to be filed in or

with a public office or

public servant; or

3. A written instrument

officially issued or

created by a public

office, public servant or

governmental

instrumentality;

_______________________

US Code - Section 1028:

Fraud and related

activity in

connection with

identification

documents,

authentication

features, and

information

http://law.justia.com/new

york/codes/penal/pen019

0.65_190.65.html

THE NYS COURTS ARE BEING USED AS A SATANIST’S/CRIMINAL’S HAVEN FOR:

18 USC 3130----3730

MONEY LAUNDERING

18 USC 1341 FRAUDS

AND SWINDLES,

18 USC 1512 ENGAGING

IN MISLEADING

CONDUCT

18 USC 1503 INTIMIDATE

WITNESSES,

18 USC SEC 1509

IMPEDING DUE EXERCISE

OF RIGHTS BY

ATTEMPTING TO

PREVENT, OBSTRUCT,

IMPEDE, AND INTERFERE

WITH SAME,

18 U.S.C. SEC. 1962

RACKETEERING BY

CONDUCTING AN

ONGOING ENTERPRISE

OF BRIBERY, EXTORTION,

OR THREATS OF SAME,

18 USC SEC 371

CONSPIRACY TO OFFEND

AND DEFRAUD THE

UNITED STATES

18 USC 1927 THROUGH

18 USC 1967 (RICO)

RACKETEERING,

INFLUENCE,

CORRUPTION,

ORGANIZATION ACT

18 USC 1960, 1901, 1905,

1911, 1952, 1956, 1957, 1961,

1962, 1963, 1964 (RICO)

CIVIL RICO- CONTINUOS

CRIMINAL ENTERPRISE

ACT (CCE)

U.S. CODE TITLE 10,

INTERFERENCE WITH

STATE AND FEDERAL

LAWS

18 U.S.C. SEC. 2381

TREASON AGAINST THE

AMERICAN PEOPLE BY

LEVYING WAR AGAINST

THEIR CONSTITUTION OR

AIDING ITS ENEMIES,

18 USC 241 CONSPIRACY

AGAINST RIGHTS OF

SOVEREIGN, FREE, GOD

CREATED, SPIRIT AND

SOUL BEINGS,

175.20 - Tampering with public records in the second degree. 175.25 - Tampering

with public records in the first degree. 175.30 - Offering a false instrument for

filing in the second degree. 175.35 - Offering a false instrument for filing in the

first degree.




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EXHIBIT 6

FORGED ECMC STUDENT LOAN BANK ENDORSEMENT

I AFFIRM UNDER PENALTY OF PERJURY THAT, MIRIM SNYDER DID NOT SIGN, AUTHORIZE OR

CONSENT TO THE BELOW PROMISSARY NOTE FORGED ENDORSEMENT

THE BELOW IS CRIMINAL FORGERY AND COLLUSION BETWEEN ECMC BOYLE AND VOLPE DESPERATE

SECURIZATION SCHEME TO DEFRAUD

ROBO-STAMPED JOHN

VOLPE

Article 190 - OTHER FRAUDS 190.23 - False

personation. 190.25 -

Criminal impersonation

in the second degree.

190.26 - Criminal

impersonation in the first

degree

Article 175 - OFFENSES

INVOLVING FALSE WRITTEN

STATEMENTS 175.00 -

Definitions of terms. 175.05 -

Falsifying business records in the

second degree. 175.10 -

Falsifying business records in the

first degree. 175.15 - Falsifying

business records; defense.

175.20 - Tampering with public

records in the second degree.

175.25 - Tampering with public

records in the first degree.

175.30 - Offering a false

instrument for filing in the

second degree. 175.35 -

Offering a false instrument for

filing in the first degree. 175.40

- Issuing a false certificate.

175.45 - Issuing a false financial

statement.

Criminal usury in the second

degree. 190.42 - Criminal usury

in the first degree. 190.45 -

Possession of usurious loan

records. 190.50 - Unlawful

collection practices. 190.55 -

Making a false statement of

credit terms. 190.60 - Scheme

to defraud in the second degree.

190.65 - Scheme to defraud in

the first degree.

New York Laws: Penal : (185.00

- 185.15) Frauds On Creditors

185.05 - Fraud involving a

security interest.

170.00 Forgery; definitions of terms.

170.05 Forgery in the third degree.

170.10 Forgery in the second degree.

170.15 Forgery in the first degree.

170.20 Criminal possession of a

forged instrument in the third

degree.

170.25 Criminal possession of a

forged instrument in the second

degree

"Complete written instrument"

means one which purports to

be a genuine written instrument

fully drawn with respect to

every essential feature thereof.

An endorsement,

attestation, acknowledgment or

other

similar signature or statement

is deemed both a complete

written

instrument in itself and a part

of the main instrument in which

it is

contained or to which it

attaches.

NO NOTARY – REQUIRED FOR LEGAL ENDORSEMENT

NO DATE OF ENDORSEMENT

NO CORPORATE SEAL

ROBO-STAMPED FORGED, UNAUTHORIZED SIGNATURE

http://ypdcrime.com/penal.law/article170.htm#p170.00






15

EXHIBIT 7 FORGED PROMISSORY NOTE





170.20 Criminal possession of a forged instrument in the third degree.

170.25 Criminal possession of a forged instrument in the second degree

"Complete written instrument" means one which purports to be a genuine written instrument fully drawn

with respect to every essential feature thereof. An endorsement, attestation, acknowledgment or other

FORGED

PROMISSORY NOTE

NO NOTARY – REQUIRED FOR

LEGAL ENDORSEMENT


NO CORPORATE SEAL

ROBO-STAMPED FORGED,

UNAUTHORIZED SIGNATURE

185.05 Fraud Involving A

Security Interest;

190.40 - Criminal usury in

the second degree.


the first degree.

190.45 - Possession of

usurious loan records.

190.50 - Unlawful collection

practices.

190.55 - Making a false

statement of credit terms.

190.60 - Scheme to defraud



in the first degree.







16








"Complete written instrument" means one which purports to be a genuine written instrument fully

drawn with respect to every essential feature thereof. An endorsement, attestation,

acknowledgment or other

FORGED PROMISSORY

NOTE

NO NOTARY – REQUIRED FOR

LEGAL ENDORSEMENT


NO CORPORATE SEAL

ROBO-STAMPED- FORGED,



Security Interest;


the second degree.


the first degree.




practices.













17

FORGED/ALTERED/NON VALID/CRIMINAL PROMMISSORY NOTE

EXHIBIT 9







"Complete written instrument" means one which purports to be a genuine written instrument fully

drawn with respect to every essential feature thereof. An endorsement, attestation,

acknowledgment or other

FORGED

PROMISSORY

NOTE

NO NOTARY – REQUIRED

FOR LEGAL

ENDORSEMENT

NO DATE OF

ENDORSEMENT

NO CORPORATE SEAL


UNAUTHORIZED

SIGNATURE

185.05 Fraud Involving A Security

Interest;

190.40 - Criminal usury in the

second degree.

190.42 - Criminal usury in the first

degree.

190.45 - Possession of usurious

loan records.


practices.

190.55 - Making a false statement

of credit terms.

190.60 - Scheme to defraud in the

second degree.

190.65 - Scheme to defraud in the

first degree.







18








"Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential

feature thereof. An endorsement, attestation, acknowledgment or other

FORGED

PROMISSORY

NOTE

NO NOTARY – REQUIRED

FOR LEGAL ENDORSEMENT


NO CORPORATE SEAL



185.05 Fraud Involving

A Security Interest;

190.40 - Criminal usury


190.42 - Criminal usury




190.50 - Unlawful

collection practices.


statement of credit

terms.

190.60 - Scheme to

defraud in the second

degree.

190.65 - Scheme to

defraud in the first

degree.







19








"Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential

feature thereof. An endorsement, attestation, acknowledgment or other

FORGED PROMISSORY

NOTE

NO NOTARY – REQUIRED FOR LEGAL

ENDORSEMENT


NO CORPORATE SEAL




Security Interest;


second degree.


first degree.




practices.




the second degree.


the first degree.







20

EXHIBIT 12 SIGNED UNAUTHORIZED SIGNATURE LOAN DISCHARGE APPLICATION

21

EXHIBIT 13

SIGNED SEP 23, 2012 REQUEST FOR HEARING ( 2 PAGES)

23

EXHIBIT 14

ECONOMIC HARDSHIP DEFERRMENT REQUEST DUE TO DUE PROCESS DENIALS EMBEDDED IN THE

CRIMINAL GARNISHMENT

24

EXHIBIT 15

25

3230 Cruger Avenue 6B

Bronx, NY 10467

October 4, 2012

Attn: Social Security

Hardship Refund and Hearing Branch

Po Box 61735

Chicago, Illinois 60661-61735

Dear U.S Department of Education Hardship Hearing Representative:

I write this additional letter seeking a hardship hearing and refund. Attached you will find the

certified receipts dated September 24, 2012 with the request for hardship review and financial

disclosure forms sent to multiple US Department of Education offices, including ECMC.

I asked that this loan be returned to the original creditor as ECMC practices are criminal and

malicious towards me. I cannot work with ECMC because of the attached fraud and the hostility

they have demonstrated towards financially assassinating me without legal standing, cause or

reason. ECMC is acting as a revenge for hire mafiosa entity stemming with sending me forged

promissory notes and a fraudulent judgment, with no motion or affidavit. Please see the fraud

judgment on the attached specifically, pages 22-23 and the forged promissory notes on pages 24-

29 and exhibit 23. I am being financially raped at the expense of fraud and I am being forced to

entertain ECMC’s crimes and fictional administration via their unregulated Possession of usurious

loan records .Please note that in good faith, I asked ECMC to validate their alleged student loan

debt and they sent me multitudes of fraud as documented in the attached criminal report.

Despite such, in the attached documents in Exhibit 21 you will find my:

1. Hearing Request

2. Unemployment and Undue Economic Hardship Forms

Please note these forms were sent within the 60 day grace period from being notified and I

was still maliciously garnished with no due process.

In Exhibit 22, you will find the financial disclosure forms. I have attached with this the below

documents that financially disclose undue hardship.

1. October 2012 Gas and Electricity Turn Off Notice and bill for $1,805.00 and a August

17, 2012 electricity shut off notice

26

2. Backed up rent for 6 years and Current Month to Month Lease for 1,000.00 a month.

Please note I was blacklisted for the last 6 years and was criminally made unable to pay

rent. But God! I owe the apartment owner Vernon Daniels past due rent for over 6 years,

which is over $49,000.00. He chose to not to enjoin in this assassination plan. He refused

to make me homeless as part of this murder plan. He is due backed rent money. Please see

the attached past due rental bill for my apartment for $49, 821.84. I rent from the owner

Mr. Daniels and his standing with the apartment has been jeopardized because of the undue

hardship blacklisting I detail in the attached criminal report. The attached Social Security

Earnings Record, exhibit 22 shows that I have been income blacklisted since 2007. I have

had zero income since 2007 and this exemplifies undue economic hardship as I must repay

all the people who helped me eat and live during that horrific multiple years of zero income.

I believe I am a victim of ECMC discrimination and slavery practices because there is no

rational reason for their use of usurious loan records to garnish me and there is no reason

for their ongoing harassment and phone calls. I have asked them to keep everything in

writing, cease phone calls, and they maliciously continue to harass me via phone calls. Up to

yesterday October 4, 2012 ECMC called my phone despite stealing/garnishing my money

based on a fraudulent judgment and forged promissory notes and being told to cease all

phone calls and to keep all ECMC communications in writing.

I have attached extensive documentation and expert testimony regarding the multiple

income lynching’s inflicted in my life to induce me into poverty and undue economic hardship.

Consequently ECMC’s criminal acts verify the assassination program components I have

detailed.

I believe I am entitled to some relief. Please stop the garnishment and please refund the

money taken from me as I have documented and detailed indisputable inflicted undue

economic hardship.

Until ECMC is prosecuted, I need the garnishment to stop. Upon their prosecution, I seek

loan discharge based on their fraud and forgeries. Consequently until the documented and

attached ECMC student loan fraud and forgery crimes are stopped I may be forced to pay

something. Consequently, under duress, I can pay a minimum of 20 dollars a month because

the over 6 years of blacklisting/unemployment has destroyed my financial health.

I have attached over 145 pages of documented income lynching’s and blacklisting’s inflicted

on me and such exemplifies past, present and ongoing induced poverty and undue economic

hardship programming and infiltrations. I am in an assassination program and ECMC was used

to advance the induced poverty and undue economic hardship programming.

27

To this end, I respectfully request that this account be taken back from ECMC for their

ongoing crimes, malice and hostility towards me, particularly for their sending to me forged

and fraud bank and court documents. Please see

In exhibit 25 A, I have attached the Department of Treasury letter dated July 25, 2012

notifying me of the garnishment possibility. I filed my request for hearing and hardship

papers September 24 2012, which is within the 60 day period and I was still maliciously

garnished and mad unable to eat.

Please note I was forced to public assistance with a double Master’s degree in education

administration and in bilingual education because of the prioritization of this criminally insane

income lynching and blacklisting program .I am criminally not allowed to work. I am income

blacklisted. Please see exhibit 25, multiple jobs I got, received exemplary ratings, yet my

income was lynched to induce economic hardship repetitiously.

Because of these crimes, I was forced to receiving public assistance benefits up to

September 2012 and sent the attached exhibit 22 and page 3 in exhibit 25A documenting

such and was still garnished.

I am in an induced poverty, induced undue economic hardship murder program and seek

entities to not partake in this financial assassination. The crimes come from and are

ordered from law departments. I am not being allowed to work or use my education since

suing a union. Please see the multitudes of documents verifying such in exhibit 25. I am not

being allowed to have income to survive. I am in an assassination program and ask this office

to please stop the garnishment and refund monies taken due to the indisputable induced

undue economic hardship files I have submitted.

In summary I have not worked in over 6 years despite sending out millions of resume, being

willing able, ready and wanting to work. Since these crimes were implemented I was forced

to public assistance and just got off of it July 25, 2012 and was summons the garnishment

on the same day as if someone is programming the system to keep me impoverished and

unable to eat. I have no interest in government programs. I rather work and pay my bills. I

am not given this opportunity. I have been made relentlessly, criminally and maliciously

unable to work and earn meaningful income. The last 6 years of my life with zero income

were deadly and exemplifies induced unwarranted, but real, undue economic hardship.

In closing, I have attached the complete file I sent in to ECMC that was disregarded and

such effectuated an unwarranted and malicious garnishment. Please the attached or the

below link:

28

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2

012?mode=window&viewMode=singlePage

Please stop the garnishment and refund the money taken from me so I can eat and pay some of my

back dated bills.

Please have the attached fraudulent judgment and forged promissory notes investigated as I am a

victim of documented unauthorized student loan signatures and as such I am entitled to discharge.

Please see pages 24- 29 and exhibit 23. Please remove ECMC from this matter as I take their

crimes, assaults and harassment as dangerous. They have created a hostile environment. If an

EEOC complaint is needed, against ECMC, please let me know.

Until such investigations happen, please stop the garnishments based on the documented undue

economic hardship and I will do whatever is needed to facilitate such. Thank you for your time,

consideration, investigations, and professional assistance.

Sincerely,

Miriam Snyder



ecmc unregulated student loan fraud, forgeries and garnishment

Documents