data anaylsis wid 80 repondents

7/29/2019 Data Anaylsis Wid 80 Repondents

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Q1:- Data Shows Age Wise Classification of the Respondents

Table No.-5.1 Age of the Respondents

Age No. of Respondents Percentage (%)

Below 20 Nil Nil

20-29 34 34

30-39 7 7

40- 49 17 17

50-59 18 18

Above 60 24 24

Total 100 100

Figure No.- 5.1 Age of the Respondents

0%

34%

7%

17% 18%

24%

0%

5%

10%

15%

20%

25%

30%

35%

40%

Below20

20-29 30-39 40- 49 50-59 Above60

Age of the Respondents

Age of the Respondents

Analysis & Interpretation:

According to survey of the respondents were of different age group. The investor of age below

20 was in no number. The investor of age 20-29 was 34 in number. The investor of age 30-39

were 7, 40-49 there were 17 investor, in between 50-59 there were 18 investor and above 60

were 24 investor.

Q2:- Data Shows Gender of the Respondents

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Table No.-5.2 Gender of the respondents

Gender No. of Respondents Percentage (%)

Male 79 79

Female 21 21

Total 100 100

Figure No.- 5.2 Gender of the Respondents

79%

21%

Gender

Male

Female


In survey number of male respondents was more in number i.e. about 79% and the next position

has been occupied by female respondents, they are about 21% of the sample so mainly men

preferred to go for investments.

Q3:- Data Shows Occupation of Respondent

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Table No.-5.3 Occupation of the Respondents

Occupation No. of Respondents Percentage (%)

Household 5 5

Business 23 23

Service 42 42

Professional 15 15

Retired 7 7

Student 8 8

Total 100 100

Figure No. - 5.3 Occupation of the Respondents

5%

23%

42%

15%7% 8%

0%

10%

20%

30%

40%

50%

Occupation of the Respondent

Occupation of theRespondent


From the survey it was found that the respondents were of different occupations. Most respondents were

from service sector was about 42% of the sample. Respondents from the business were occupying 23%

then come professional with 15%. Students occupy 8%, retired people occupy 7.5% with household

occupying 5%.

Q4: Data Shows Annual Income of the Respondents

Table No. - 5.4 Annual Income of the Respondents

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Particulars No. of Respondents Percentage (%)

More than 1 lac 26 26

1 Lac to 2 Lac 42 42

2 Lac to 3 Lac 24 24

Above 3 Lac 8 8

Total 100 100

Figure No. - 5.4 Annual Income of the Respondents

26%

42%

24%

8%

0%

10%

20%

30%

40%

50%

More than 1lac

1 Lac to 2 Lac2 Lac to 3 Lac Above 3 Lac

Annual Income of the Respondents

Annual Income of theRespondents


According to the survey, the respondents of the income group of less than 1 lac were of 26%, respondent

were of income group between 1-2 lac about 42%. 24% of the respondent was of the income group 2-3

lac 8% respondents were of the income group more than 3 lac.1

Q5: Data Shows that Whether Respondents Invest Their Money

Table No. - 5.5 Whether Respondent Invest Their Money or Not

Investments No. of Respondents Percentage (%)

Yes 100 100

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No Nil Nil

Total 100 100

Figure No. - 5.5 Whether Respondent Invest Their Money or Not

100%

0%0%

20%

40%

60%

80%

100%

120%

Yes No

Respondent Invest or Not

Respondent Invest or Not


All the respondents considered in the sample do invest their saving. Out of total sample, the respondent

going for investment were total in number with all the 100 respondents considered in sample were going

for complete investment with 100%.

Q6:- Data Shows Normal Investment Avenues that Usually Respondent Prefer to save

Table -5.6 Normal Investment Avenues that Usually Respondent Prefer to save

Particulars No. of Respondents Percentage (%)

Bank deposits 33 33

Shares 16 16

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Bonds/Debentures 16 16

Mutual Funds 15 15

Insurance 13 13

Real Estate 7 7

Total 100 100

Figure No.-5.6 Normal Investment Avenues that Usually Respondent Prefer to save

33%

16%16%

15%

13%

7%

Different Avenues of Investment

Bank deposits

Shares

Bonds/Debentures

Mutual Funds

Insurance

Real Estate


According to the survey, the different investment avenues opted by respondents were 33% of the

individuals preferring to bank deposits 16% of the individuals preferring to shares, respondents preferring

to mutual fund were 15% followed by insurance and real estate with 13% and 7% resp.

Q7: Data Shows Awareness of mutual funds

Table No. -5.7 Awareness Level of Mutual Funds

Options No. of Respondents Percentage (%)

Yes 62 62

No 38 38

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Total 100 100

Figure No. - 5.7 Awareness Level of Mutual Funds

62%

38%

Awareness of mutual funds

Yes

No


According to the survey, most investor were aware of mutual fund with a percentage of 62 andrespondent were not aware of mutual fund were 38%.

Q8:- Data Shows Media of knowledge about Mutual Funds

Table No. - 5.8 Media of knowledge about Mutual Funds

Source No. of Respondents Percentage (%)

Advertising 26 26

Friends 19 19

Family Member 10 10

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Financial Advisors 32 32

Relatives 13 13

Total 100 100

Figure No. - 5.8 Media of knowledge about Mutual Funds

26%

19%

10%

32%

13%

0%5%

10%15%20%25%30%35%

Media of Knowledge About Mutual Fund

Media of Knowledge AboutMutual Fund


According to the survey, the respondents were more aware of mutual funds through financial advisors

who occupy 32%, followed by advertisement 26%, Friends 19%, Relatives 13% and family member 10%.

Q9:- Data Shows Types of Funds Respondents Preferred

Table No. - 5.9 Types of Funds Respondents Preferred


Debt 31 31

Equity 56 56

Hybrid 13 13

Total 100 100

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Figure No.- 5.9 Types of Funds Respondents Preferred

31%

56%

13%

Types of Fund Investors Preferred

Debt

Equity

Hybrid


From the survey conducted the respondents prefer equity fund more in number they occupy 56%

followed by debt funds with 31% and a very few respondent prefer to hybrid fund with 13%.

Q10:- Data Provides Reasons for Investing In Mutual Funds

Table No. - 5.10 Reasons For Investing In Mutual Funds

Reasons No. of Respondents Percentage (%)

Attractive Returns 34 34

Tax Planning 16 16

Liquidity 9 9

Diversification 8 8

Flexibility 7 7

Transparency 2 2

All 24 24

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Total 100 100

Figure No. - 5.10 Reasons For Investing In Mutual Funds

34%

16%9%8%

7%2%

24%

Reasons for Investing in Mutual Fund

Attractive Returns

Tax Planning

Liquidity

Diversification

Flexibility

Transparency

All

Analysis & Interpretation: From the above graph it was cleared the respondent gives maximum

importance to attractive returns at the time of making investment in mutual fund. 16% considered tax

planning, 9% liquidity,7% considered flexibility and diversification. Less importance is given to

transparency. 24% considered all the reasons for investing in mutual fund. There is difference between

sample size and number of respondent because multiple answers were invited.

Q11:- Data Shows Preference of Various Mutual Fund Companies

Table No.- 5.11 Respondents Preference Towards Various Mutual Fund Companies


HDFC 12 12

Reliance 26 26

HSBC 6 6

UTI 11 11

Birla Sun Life 33 33

SBI Mutual Funds 12 12

Total 100 100

Figure No.- 5.11 Respondents Preference Towards Various Mutual Fund Companies

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12%

26%

6%

11%

33%

12%

0%

5%

10%

15%20%

25%

30%

35%

HDFC Reliance HSBC UTI BirlaSun Life

SBIMutual

Funds

Preference Towards Various Mutual Fund Companies

Preference Towards VariousMutual Fund Companies


Based on the survey it was found that the respondent would definitely prefer Birla sun life and Reliance

as compare to other brands of mutual funds. With Birla in the lead with 33%,then Reliance with 26%, SBI

and HDFC with 12% , UTI with 11% and HSBC with 6%From the figure it is clear that 43% of the

respondents invest in endowment policy, 27% in whole life policy. Only 18% and 12% prefer the term

insurance and money back policy respectively.

Q12 :- Data Shows Respondents Satisfaction Level About Their Investment

Table No.- 5.12 Various Reasons of the Satisfaction Level About Their Investment

Satisfaction Reason No. of Respondents Percentage (%)

Less Investment Risk 42 42

Flexibility 24 24

Fixed and Regular Income 18 18

Liquidity 16 16

Total 100 100

Figure No.-5.12 Various Reasons of the Satisfaction Level About Their Investment

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42%

24%

18% 16%

0%5%

10%15%20%

25%30%

35%40%45%

LessInvestment

Risk

Flexibility Fixed andRegular

Income

Liquidity

Satisfaction Level About Their Investment

Satisfaction Level AboutTheir Investment


42% was satisfied because of less investment risk, 24% because of flexibility, 18% because of

fixed and regular income and 16% due to liquidity. Majority was satisfied from there investment

in mutual fund due to less investments risk followed by flexibility, fixed and regular income and

liquidity.

Q13:- Data Shows Whether the Respondents Were Satisfied By The AMC At The Time of

Investment

Table No.-5.13 Whether the Respondents Were Satisfied By The AMC At The Time of Investment

Response No. of Respondents Percentage (%)

Yes 72 72

No 28 28

Total 100 100

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Figure No. - 5.13 Whether the Respondents Were Satisfied By The AMC At The Time of

Investment

72%

28%

Satisfaction from AMC at the Time of Investment

Yes

No


Above Figure shows, that 72% of the respondents were properly guided by the AMC Only 28%

do not receive proper guidance. Because large chunk of investors guided properly this make

them to invest in mutual funds.

s

Q14:- Data Shows Potential for Mutual Fund Market in Future

Table No.-5.14Potential for Mutual Fund Market in Future

Response No. of Respondents Percentage (%)

Yes 90 90

No 10 10

Total 100 100

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Figure No. 5.14 Potential for Mutual Fund Market in Future

90%

10%

Potential for Mutual Fund Market in Future

Yes

No


According to the survey, it was cleared that most of the respondents were willing to invest in

mutual funds in the future also because of the benefit of returns, flexibility attached with it. But

10% were not interested in making investments because of dissatisfaction derived from it.

Q 15: Data Shows the Perception Regarding the Future of Mutual Fund

Table No.- 5.15 Perception Regarding the Future of Mutual Fund

Perception No. of Respondents Percentage (%)

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Bright 66 66

Risk Avenue 16 16

Slow Growth 10 10

No Response 8 8

Dark 0 0

Total 100 100

Figure No.-5.15 Perception Regarding the Future of Mutual Fund

66%

16%10% 8%

0%0%

10%

20%

30%

40%

50%

60%

70%

Bright Risk

Avenue

Slow

Growth

No

Response

Dark

Perception Regarding the Future of Mutual Fund

Perception Regarding theFuture of Mutual Fund


From the survey, it was found that 66% of the respondents believed that the future of mutual

fund industry was bright. 16% feel it was risky avenue. 10% believed that it was growing slowly.

No body feels that their future was going to dark. So steps can be taken to make the people more

aware about these funds so that these funds can have bright future.

Q16: Rank the Various Reasons Responsible for Investment in Mutual Funds.

Table No.- 5.16 Various Reasons for Investment in Mutual Funds

Satisfaction Reason No. of Respondents Rank

Less Investment Risk 42 1

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Flexibility 24 2

Fixed and Regular Income 18 3

Liquidity 16 4

Table No.- 5.16 Various Reasons for Investment in Mutual Funds

42%

24%

18%16%

0%

5%

10%

15%

20%25%

30%

35%

40%

45%

Less InvestmentRisk

Flexibility Fixed and Regular Income

Liquidity

Reasons for Investment


42% was satisfied because of less investment risk, 24% because of flexibility, 18% because of

fixed and regular income and 16% due to liquidity. Majority was satisfied from there investment

in mutual fund due to less investments risk followed by flexibility, fixed and regular income and

liquidity.

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data anaylsis wid 80 repondents

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