MISSION Teach young minds how to think to thrive in a world of rapid change and automation RESEARCH INTERESTS • Option Analytics • Risk Management • Financial Technology • Cryptocurrencies • Distributed Ledgers ACTIVITIES • FinTech Experimentation

o RBSFinTechLab • Crypto Experimentation

o RBSCrytoLab • Distinguished Speaker CONTACT Mark.Guthner@Rutgers.Edu (848) 445-9214 TWITTER @MGuthner @theOptionsEdge @RBSCryptoLab @RBSFinTechLab

CAREER EXPERIENCES Associate Professor of Financial Practice 1993 – current RUTGERS BUSINESS SCHOOL FINANCE & ECONOMICS Piscataway, NJ • Teach classes in Investment Analytics, Portfolio Theory, Corporate Finance,

Investment Banking, Financial Modeling, Fixed Income, Asset Pricing & Business Ethics

• Provide career advise & assist students secure promising career opportunities • Author case studies • Design curriculum and educational opportunities in Financial Technology

• Founder & developer of the RBSCrytoLab & RBSFinTechLab • Secure equipment for student experimentation • Arrange speaking/educational opportunities for distinguished business leaders

Advisory Board Memberships 2019 – current NEW MINE London, England WHITWELL ADVISORS Austin, TX

Managing Director, CFO 1993 – current TIMELINE PARTNERS LLC Summit, NJ • Financial Journalist • Editor of theOptionsEdge.Com • Coauthor “The Options Edge” • Contributing Author to TheStreet.Com

Head Derivatives & Quantitative Strategist 2013 – 2014 DASH FINANCIAL LLC New York, NY • Advising clients on the use of quantitative analytics and listed options • Prototyped & Perfected & prototyped decision support systems for web delivery

Managing Director, Chief Derivatives Strategist 2012 – 2013 CRT CAPITAL GROUP LLC Stamford, CT & New York, NY • Built a derivatives business from scratch, achieved OCC membership • Worked with sales/traders to generate millions in revenue and grow customer base • Developed & published investment ideas incorporating derivatives strategies for

distribution to CRT clients

Director Equity Derivatives 2005 – 2009 Head of Prop Trading Analytics, Portfolio & Risk Management BANC OF AMERICA SECURITIES New York, NY • Developed proprietary trading ideas • Managed proprietary & market making trading books • Train and develop junior staff

Director, Portfolio & Risk Manager – Project Finance 1999 – 2004 AUSTRALIA NEW ZEALAND BANKING GROUP Melbourne, Singapore, London, NY • Developed & implemented business unit strategy • Managed the debt origination process globally • Managed the project finance loan portfolio • Developed & implemented Basel II compliant rating and capital analytical method

for loan rating, pricing & capital allocation • Advised the Basel II Modeling Task Force

Senior Advisor, Financial Services Industry Group 1996 – 1999 KPMG BARENTS, LLC Washington, Jakarta, London, Melbourne • ANZ Bank – Developed and demonstrated a Basel II compliant rating and

economic capital and model for specialized lending • Bumiputera 1912 - (Indonesia’s largest life insurance company) – Performed

Investment Management and Training Services

Vice President and Portfolio Manager 5/1993 – 8/1994 HSBC/MIDLAND INVESTMENT MANAGEMENT LTD. New York, NY • Started an institutional fixed income management business. • Developed value added investment strategy, benchmarked against a 1 - Month

LIBOR. • Raised $240 million of assets from affiliate banks.

Vice President and Portfolio Manager 1987 – 1993 PRUDENTIAL FIXED INCOME ADVISORS Newark, NJ • Managed bond portfolios beating benchmark by 131 bps/year. • Developed a very profitable US Treasury yield curve arbitrage-trading model. • Advised clients on asset allocation based on quantitative analytics within ALM

framework. • Managed client relationships. • Raised over $2 billion (6 accounts) in assets under management. EDUCATION THE UNIVERSITY OF MICHIGAN • PhD Candidate, Financial Economics • MBA, Finance 1986 • BSE (ME) – Mechanical Engineering, 1981

• cum laude • Member of Tau Beta Pi Honorary Society of Mechanical Engineers

PERSONAL Volunteer: SUSAN G. KOMEN BREAST CANCER FOUNDATION Volunteer CFA INSTITUTE • CFA Exam Grading • Standard Setting (setting the passing score) • Director: Education Advisory Board