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    Like us on facebook www.facebook.com/mypaperonline • Tell Them You Saw It In The Musconetcong News, June 2015, Page 1

    No. 7 Vol. 10 www.mypaperonline.com October 2015

    By Chelsea Cattano

    James Saccone, a seniorat Randolph High

    School and a soccerplayer for the past nineyears, is a regional coordi-nator for Sports EquipmentNeighborhood Drive(SEND).

    According to the organi-zation’s website, sendchar-ity.org, SEND is an organi-zation which was started byAdam and Daniel Compainand it is a charitable501(c)3 organization thatcollects and distributes pre-owned sports equipment tothose in need.

    “It was started by twomen that I’ve actually met,and they have a few region-al coordinators and I’m oneof them for MorrisCounty,” Saccone said.“These branches can eitherbe Soccer EquipmentNeighborhood Drive orLacrosse EquipmentNeighborhood Drive, sothat would be L.E.N.D., but

    High School Senior Makes Time To Collect And Donate Sports Equipment

    continued on page 4

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    Page 2, October 2015, Tell Them You Saw It In The Roxbury News • Like us on facebook www.facebook.com/mypaperonline

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    The Godfather’s Daughter, RitaGigante, plans to visit the Roxbury

    Library on Sat., Oct. 24, at 1 p.m.On the surface, Rita Gigante’s familylooked like all the other families in hersuburban New Jersey neighborhood. Butbehind closed doors, they had a secret –her father, a notorious crime boss namedVincent “the chin” Gigante, was the leaderof the Genovese crime clan and the head of all five New York crime families.

    Meet Gigante, learn about her child-hood and the book she wrote, “The

    Godfather’s Daughter.” She will take us onher emotional and spiritual journey grow-ing up on the fringes of the underworld.Patrons will have the opportunity to pur-chase the book and have it signed at thisevent. Registration is requested. To regis-ter, call the library at 973-584-2400 ext.501 or email [email protected].

    O n Wed., Oct. 28, from 9 a.m. to 11a.m., the Borough of MountArlington will offer a SMACblood screening test at the Borough Hall.

    This fasting blood test includes a completeblood count, chemistry (sodium, glucose,potassium, kidney and liver function) andcholesterol (LDL, HDL).

    Cost is $20 for adults age 18-54; $15

    for senior citizens age 55 and older.Additional test options will also be

    available for additional costFor registration and more information,

    call the Public Health Nurse at 973-691-0900 extension 7353. Bring two stampedenvelopes addressed to physician andhome address.

    Join the Roxbury Community School forits annual bus trip to see the Radio CityChristmas Spectacular on Sun., Nov. 15.Luxury buses depart from Roxbury HighSchool in Succasunna at 1:30 p.m., to arrivein NY just in a time for a late lunch beforethe show at 5 p.m. Buses will return toRoxbury High School around 9 p.m. Ticketsare $100 which includes transportation.

    What better way to ring in the holiday

    spirit than a visit to see the Radio CityChristmas Spectacular while leaving thedriving into Manhattan to someone else! It’sa one-of-a-kind celebration with family,friends, and loved ones. Reserve a seat/tick-et now by going to http://tinyurl.com/puqfo-qn. Tickets will be given out on the bus thatday. For more information about the trip,visit, http://www.roxbury.org/domain/246.

    Bus Trip To See Radio City

    Christmas Spectacular Planned

    Daughter Of Notorious Crime BossTo Discuss Book

    Mt. Arlington Offers Blood Test

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    Like us on facebook www.facebook.com/mypaperonline • Tell Them You Saw It In The Roxbury News, October 2015, Page 3

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    Page 4, October 2015, Tell Them You Saw It In The Roxbury News • Like us on facebook www.facebook.com/mypaperonline

    THE ACADEMIES OF MORRIS COUNTYVOCATIONAL SCHOOL DISTRICT

    Information Sessions

    For Application Visit : WWW.MCVTS.ORG/AdmissionsAdditional Information

    Email: [email protected] ~ Call: 973-627-4600 ext. 277

    APPLICATION DEADLINE is DECEMBER 4, 2015

    Academy for Math, Science & EngineeringLocated at Morris Hills HS

    520 W. Main Street, Rockaway, NJ 07866

    Academy for Environmental ScienceLocated at Jefferson HS

    1010 Weldon Rd, Oak Ridge, NJ 07438

    ACADEMIES LOCATED IN DENVILLEMorris County School of Technology

    400 E. Main St. (Route 53) ~ Denville, NJ 07834

    SATELLITE ACADEMIES

    INFORMATION SESSIONS

    Wednesday, October 146:00 PM (Cafeteria)

    Tuesday, November 17

    6:00 PM (Cafeteria)

    Wednesday, October 212 Information Sessions

    6:00 PM & 7:00 PM (Gymnasium)

    Saturday, November 1410:00 AM (Cafeteria)

    Information about theAcademy will be

    provided at the DenvilleCampus Sessions.

    their overall thing is sports. I’m soccer[coordinator] and those donations go allaround the world and most recentlyKenya.”

    Saccone first got involved with theorganization four years ago when he was afreshman in high school.

    “I’m not sure how much SEND as awhole has collected but through my effortsover the past four years it’s over three hun-dred pieces of equipment,” Saccone said.

    Saccone is the coordinator for four dropoff points in North Jersey, Soccer Post inMorristown, JAG Physical Therapy inCedar Knolls, Kozak Sports Center in

    Randolph, and Soccer Evolution inRandolph. At these locations, any dona-tions are welcome. Typically they receivesweatshirts, cleats, shin guards, hats, andany other sites that could possibly be wornwhile playing soccer.

    The collected items are sent as close tothe towns they were collected in, and as faraway as places in Europe and Africa.

    “Some [people] come and they contactme, or the people who started the charityand we usually get really, really, really,

    great feedback from them,” Saccone said.“The ones through Kenya, which I knowthat all of my equipment went to, we’vereceived gracious letters; we’ve received

    photographs; we’ve received all thesethings back from them, and it’s really themost meaningful moment, I think, as I putall my efforts into this. I think it’s the mostpoignant when I see photographs of themusing the equipment with ear to ear grinsand them clearly jumping up for joy insome of these photos, it really makes itworthwhile.”

    According to Saccone, the secret fordoing it all is to find a balance betweenschool, homework, soccer practice andworking for this organization, as well ashaving good time management skills.

    “I try to fit in as much as I can into such

    a sort of small gap of time that I have andso I try to find a balance between all of it,”he says. “I find that you can give a lot of your time while doing other things. So[SEND] does take a lot of time but it’sworth it and it is manageable.”

    Saccone wants to continue to contributeto SEND for as long as he possibly can.When he goes to college next year, heplans on still making time to help peopleeven if it is during his breaks when he isback home.

    “The feedback that I get is actually myfavorite part,” Saccone said. “All the pho-tos that I get, I hang up on my wall toremind me of what I’m doing this for. Just

    Collect And Donate Sports Equipment...to see that you can impart happiness onsomeone else is really powerful in itself and to see someone with a bad perspectiveor bad view of the world and make it bet-ter through letting them have this passionthat I share with them, I think it’s really the

    whole point.”Through the website, sendcharity.org,

    anyone interested in making a donationcan find the name and address of drop off locations as well as the names of the coor-dinator in charge of those locations.

    continued from front page

    Attention Schools, Churches,Organizations Send Your Press Releases

    to [email protected]

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    Like us on facebook www.facebook.com/mypaperonline • Tell Them You Saw It In The Roxbury News, October 2015, Page 5

    Roxpac Presents The Steve ChapinBand- A tribute to brother HarryChapin, Sat. Nov. 14, 7:30 p.m. Theenduring legacy of Harry's music is alive

    and well each time Steve, along with Chapinband alumni Big John Wallace and Howard

    Fields, take the stage to perform their stun-ning recreations of Harry's most well-lovedsongs as well as Steve's own beautiful tunes.

    Tickets are $30 before Nov. 11; $35 on

    Nov. 12 and at the door.Celebrate Christmas with Chris Westfall

    Music Fills Art Center In Upcoming Events

    on Sat. Dec. 5, at 7:30 p.m. Roxpac PresentsRing in Christmas with an evening of Christmas Music by Chris Westfall on bothpiano and guitar. Here is the voice toremember. Join this passionate troubadouras he takes listeners on a unique journey.Experience his ability to connect with peo-ple through song in a way that is deep andenduring, transforming a simple tune into a

    celebration, touching all who are fortunateenough to be a part of Christopher Westfall'smusical tapestry. Admission is $20,

    Performances are at Investors BankTheater in Succasunna. For more informa-tion, email [email protected]; call Cindy(908) 619-1738; or visit www.roxburyartsal-liance.org.

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    Page 6, October 2015, Tell Them You Saw It In The Roxbury News • Like us on facebook www.facebook.com/mypaperonline

    Mrs. R’s Laundry Room Roxbury’s NEWEST, CLEANEST, and mostAFFORDABLE Self Service Laundromat!

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    Isaiah 40:31

    H alloween at R-R-Roxbury ,Thurs., Oct. 29, set-up at 5:15p.m.; Trick-or-Treating 6:30 p.m.-7:30 p.m., at Roxbury High School Turf Field.

    Bring a house such as a decorated tableand chair,and candy for some trick-or-treating fun with an angel or ghoul!Register on the Recreation page atwww.roxburynj.us to receive an ‘address’for the haunted house, and have a scarynight of fun, creepy games and candy. First100 costumed kids get a pumpkin or a lightbracelet, second 100 get what the first 100left!

    Roxbury Township’s Home for theHoliday , Sat., Dec. 5, 11 a.m.-5 p.m., atMain Street, Succasunna. Planning isunderway for a festive winter celebrationin Roxbury! Mark the calendar for a day of music, food trucks, crafts, and all dayentertainment. Santa will be visiting, andthe tree lighting will be part of the festivi-ties. Cisit www.roxburynj.us/holiday formore information as the date gets closer!

    Boys Skills and Drills Basketball ClinicsClinics are offered for boys in third

    through eighth grades. Dates are Oct. 27,Nov. 3, 10 and 17 at the Roxbury HighSchool Gym. Grades third through fifth are6 p.m.-7 p.m., and grades sixth througheighth are 7:15 p.m.-8:15 p.m. RHS HeadCoach Joe Ansaldi and staff will be run-ning the clinics. Register online or in-per-son at Roxbury Recreation. Fee: $30.Girls Skills and Drills Basketball Clinics

    Clinics are offered for girls in thirdthrough eighth grades. Dates are Nov. 10,12, 17 and 19 at the Lincoln RooseveltGym. Grades third through fifth are 6p.m.-7 p.m., and grades sixth througheighth are 7:15 p.m.-8:15 p.m. RHSCoaches Frank Dekmar, Jessica Trotterand Greg Trotter will be running theseclinics. Register online or in-person atRoxbury Recreation. Fee: $30.Recreation Basketball

    Great program for building skills, mak-ing friends, and getting exercise during thefall and winter months. Offerings for kids

    in Kindergarten through High School.Kindergarten through second grade clinicsbegin in November. Grades third througheighth begin in December. Register now tobe considered for travel teams. Boys highschool team games are on Sundays only,beginning Dec. More info on theRecreation page at www.roxburynj.us.Register online or in-person. All levelsreceive a t-shirt. Coaches needed too!Recreation Jr. Gaels Wrestling

    For children in kindergarten througheighth grade and includes kindergartenthrough first grade Clinic, first throughfourth grade Novice levels, and secondthrough eighth grade Jr. Gaels. Buildscharacter and self-confidence, along withstrength and flexibility for all musclegroups. Program begins mid-Nov. Moreinfo on the Recreation page at www.rox-burynj.us. Register online or in-person; t-shirt included.Fun, Fitness and Friendship-Two AgeGroups!

    This fun and enthusiastic class for kids

    is conducted by Bob Capra, a L/R teacher.Safe games, fair play, fair competition, andsportsmanship are incorporated in games.The non-stop action includes PopcornDodge-Ball, Guard the Pin, Pilo Polo, soc-cer, kickball and much more. Please bringa drink to each session. For grades kinder-garten through second, remaining classesare on Tues., Oct. 20, 27 and Nov. 10 and17. For grades third and fourth, remainingclasses are on Thurs., Oct. 22, 29, and Nov.12 and 19. All classes are at the HorseshoeLake Gym. Register in-person at RoxburyRecreation or mail payment to RoxburyRecreation, 72 Eyland Ave, Succasunna,NJ 07876; checks payable to RoxburyClinics. Fee: $55.

    Now through Nov. 28, Sponsor aWreath - For the second year Roxbury is

    joining the Wreaths Across America fami-ly in honoring veterans by laying wreathson the graves of departed servicemen andwomen on Dec. 12. Honor veterans fortheir service and sacrifice by sponsoring a

    Keep Busy In Roxbury This Fall

    continued on next page

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    Like us on facebook www.facebook.com/mypaperonline • Tell Them You Saw It In The Roxbury News, October 2015, Page 7

    135 Route 46 East, Paramount Plaza • Budd Lake855-948-2020 • www.visionsourcemtolive.com

    Thursday, Nov. 19th5pm to 8pm

    “Mom’s Night Out”

    Get out of the house and come seeour new Designer collections

    includingKate Spade, Jimmy Choo and Marc Jacobs.

    Enjoy some wine and cheeseAND some pampering from a

    Mary Kay representative!!

    There will be Rafe prizes so RSVPfor more info and like our Facebook Page

    for an additional rafe ticket!!

    facebook.com/VisionSourceOfMtOliveIt’s time that MOM had a night off!!Come on out!

    wreath to be laid on a grave of a veteranburied at the Succasunna FirstPresbyterian Church and United MethodistChurch cemeteries. To sponsor a wreath:www.RoxburyWAA.org . For more infor-mation: [email protected].

    Sun., Oct. 25, at 3 p.m.- MusicalLegends with Lauren Hooker (story-telling, family friendly), at RoxPAC atInvestors Bank Theater,Succasunna.Musical Legends is an interac-tive educational theatrical performancethat will entertain all ages. Based on a chil-dren's story, it is a tale of how fire wasbrought down to Mother Earth. The audi-ence becomes the animals of the storythrough Native American sign language,song and a toe-heel dance step. Tickets:adult $9; children over age two, $6. Visitwww.roxburyartsalliance.org for moreinfo.

    Mon., Oct. 26, Life Line ScreeningPreventive Health Event at RoxburySenior Center. Five screenings will be

    offered that scan for potential health prob-lems related to blocked arteries which is aleading cause of stroke; abdominal aorticaneurysms which can lead to a rupturedaorta; hardening of the arteries in the legswhich is a strong predictor of heart dis-ease; atrial fibrillation or irregular heartbeat which is closely tied to stroke risk;and a bone density screening, for men andwomen, used to assess the risk of osteo-porosis. All five screenings take 60-90minutes to complete. In order to registerfor this event and to receive a $10 discountoff any package priced above $129, 888-653-6441 or visitwww.lifelinescreening.com/community-partners.

    Sat., Nov. 14, RHS Hockey ShreddingFundraiser , 10 a.m.-2 p.m., Senior CenterParking Lot. Support the Roxbury HighSchool Ice Hockey Team while cleaningout files! Bring documents to be shreddedon-site by a professional document shred-ding company. The cost for this service isa donation to the RHS Ice Hockey Team.

    Keep Busy In Roxbury This Fall...continued from previous page

    Attention Schools, Churches, Organizations Send Your Press Releases to [email protected]

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    Page 8, October 2015, Tell Them You Saw It In The Roxbury News • Like us on facebook www.facebook.com/mypaperonline

    By Anastasia Marchese

    Since last November,Christina AlecciAdamski has beenfighting an uphill battle

    against a debilitating case of Lyme disease. A former stu-dent at Roxbury HighSchool, she is also a gradu-ate of Stevens Institute of Technology in Hoboken.

    Adamski has a degree inthe biomedical field and hadbeen working to designinstruments used in hip andknee replacement surgeries,but her condition has madeit impossible to return to

    work. Her pain is severe andpersistent, making even theweight of a shirt on her skinunbearable. The medicalcare she has received hasbeen unable to help her, andduring the time she was hos-pitalized her condition onlyworsened.

    If Lyme is diagnosedproperly and treated earlyon, a round of antibiotics

    can cure the infection.Unfortunately Adamski test-ed negative, so was notgiven that early treatment.

    According to SheilaMathis, false negatives are

    common in Lyme’s patients,as most Lyme’s tests onlydetect a few bands of theinfection, but there are morethan 100 different bands of Lyme. Mathis has had a lotof experience dealing withLyme and the insurancecomplications that comewith treating severe Lymedisease. Her daughter wentthrough an ordeal similar to

    Adamski's.Mathis' in-network doc-

    tors were unable to help, butthanks to an out-of-networkspecialist, her daughter has

    fully recovered. Mathis andher daughter, Kaila, want tohelp Adamski see the samedoctors who are speciallyqualified to help. Seeingout-of-network doctorsmeans out-of-pocketexpenses however, so Kailahas been working with theInteract Club at RoxburyHigh to raise funds to makethis medical help a financialpossibility.

    One ongoing fundraiseris through the GoFundMesite where people can makedirect donations to Adamskifor her treatment. The origi-nal lofty goal of $25,000didn't feel like a real possi-bility at first, but in the firstmonth they raised $15,900on the site with donationscoming from almost 200people.

    "It's been the easiestfundraiser in the word," saidMathis. "It's spread likewildfire. People are happyto able to help this great

    family.""Team Christina"~ BeatLyme, is the tagline for thefundraising efforts. TheInteract Club is also selling2,600 green bracelets at a

    dollar each. The RoxburyGirls Soccer Team is donat-ing a game to her onOctober 15. They will beselling t-shirts and ribbons

    to raise money for her med-ical care.On Oct. 16, the Roxbury

    High School was planningon theming this year'shomecoming game, "In the

    Spirit of Christina" and wasselling "Lyme Out" limegreen shirts to raise aware-ness of the growing Lymeepidemic and to raise funds

    to help Adamski win thisbattle.To learn more and donate

    online, go to https://www.gofundme.com/goteamchristina.

    Roxbury Rallies For Team Christina To Beat Lyme Disease

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    Like us on facebook www.facebook.com/mypaperonline • Tell Them You Saw It In The Roxbury News, October 2015, Page 9

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    Page 10, October 2015, Tell Them You Saw It In The Roxbury News • Like us on facebook www.facebook.com/mypaperonline

    T housands of people from across the region areexpected to come out for the annual FriendshipCircle (FC) Walk on Sun., Oct. 25, in Livingston.In its ninth year, the FC Walk is a fun day that supportschildren with special needs

    The event features a one-mile fundraising walk toraise awareness of and support for programs for familieswith children with special needs. Following the walkwill be a Friendship Fair with a petting zoo, inflatablerides, batting cages, food and more.

    This year’s highlight will be a performance by thesinging sensation the Maccabeats. The a cappella groupis best known for their 2010 hit single “Candlelight,”about the holiday of Hannuka. They have since gone ona world tour and recorded many other hit songs.

    This year’s FCwalk and Friendship Fair will be heldat the Joseph K ushner Hebrew Academy in Livingston.Registration begins at noon and the walk kick-off fol-lows at 1 p.m.

    More than 2,000 people attended last year’s FCwalkand Friendship Fair and organizers are anticipating aneven-larger crowd this year.

    “When thousands of families get together at theFCwalk that sends a powerful message to local families

    who have children with special needs – a message of support, a message of caring, a message of friendship,”says FC Executive Director Rabbi Zalman Grossbaum.“Plus, it’s a great way to spend time with family andfriends.”

    New to the Fun Fair will be a virtual reality displaythat will allow people to take a VR tour of LifeTown, asoon-to-be-built center in Livingston that will redefinethe landscape for individuals with special needs.

    The 47,000-square-foot social, educational and recre-ational center, LifeTown will be fully inclusive so thatall children regardless of their abilities will be able toenjoy the benefits of play and friendship, while receiv-ing needed therapies and learning vital life skills. It willserve as the base for all FC programs and more.

    A non-profit organization, Friendship Circle inLivingston is a primary resource for families who havechildren and teens with special needs. At the core of allFC programs is the belief that each person can be a pro-ductive member of the community and can benefit fromthe friendship of their peers.

    To create a fundraising team, learn more about theFriendship Circle or the annual walk, visitwww.fcwalk.com or call 973-251-0200.

    Friendship Circle Walk Supports Kids With Special Needs

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    Like us on facebook www.facebook.com/mypaperonline • Tell Them You Saw It In The Roxbury News, October 2015, Page 11

    By Cara Connelly

    Halloween is a fun and festive timefor children and families but, forsome pets it can be a downrightnightmare. Here are some simple steps for

    taking the stress and danger out of Halloween for a hound.

    Candy is for people, not pets. All kindsof chocolate- especially baking and darkchocolate can be dangerous, even lethal for

    dogs. Symptoms of chocolate poisoningmay include vomiting, diarrhea, rapidbreathing, increased heart rate and seizures.Halloween candies containing the artificialsweetener xylitol can also be poisonous to

    dogs.Don’t leave pets out in the yard on

    Halloween. Vicious pranksters have beenknown to tease, injure or steal pets onHalloween night. Inexcusable certainly, but

    Tips To Ensure Hound Halloween Fun With Less Howling preventable.

    Keep pets in a quiet, confined area awayfrom the door and trick-or-treaters.Doorbells ringing, doors constantly openingand closing on Halloween coupled withstrangers dressed in unusual costumes andyelling loudly for candy are all scary forfurry friends. Dogs are especially territorialand may become anxious and growl at inno-cent trick-or-treaters. Putting a dog awayisn’t being mean- it will provide them withsome quiet, ensure they won’t run off andkeep them happy and safe.

    Keep Halloween plants/decorations outof reach. Pumpkins, corn and mums arewonderful Halloween and Fall decorationsthat look great but are not necessarily dog

    friendly. Although, relatively nontoxic, suchplants can cause stomach upset and intestin-al blockage if large pieces are ingested.

    Don’t keep lit pumpkins around yourdog. If a dog gets too close to a lit pumpkin,they run the risk of burning themselves orknocking things over and causing a fire.Keep them out of reach.

    Keep wires, electric light cords andstrings of lights out of reach. Wires, electriccords and strings of lights all have shards of

    glass and plastic in them. Chewed on, theyare dangerous and could even cause a possi-ble life-threatening electric shock.

    Costumes- love it or leave it. If youdecide that Fido needs a costume, make sureit’s safe and not annoying. A costume shouldnot constrict movement, hearing, or the abil-ity to breathe or bark. Try on the pooch’scostume before the big night. If the dogseems distressed, allergic or just plain does-n’t like it, skip it.

    ID for a dog. This is a good time toremind dog owners the importance of hav-ing proper identification for a pooch. If adog should become lost, get spooked andescape, having the proper identification willincrease the chances that they will be

    returned. Make sure tag information is up todate- better yet, get a microchip for Fido.Halloween season can be a festive time

    for the whole family, dogs included.Costume parties and trick-or-treating makemuch of October a fun time of the year.Especially for a pooch, keep things more funthan frightful. Dogs spook easily and can beskittish when startled. Here’s wishing allhumans and canines a happy and safeHalloween 2015- no scaredy-cats allowed!

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    Page 12, October 2015, Tell Them You Saw It In The Roxbury News • Like us on facebook www.facebook.com/mypaperonline

    School is back in session. If you haveschool-age children, you’re probablybusy getting them acclimated to anoth-er year of hitting the books. But the schoolyears go by quickly, so it won’t be longbefore your kids are ready to head off to col-lege. Will you be financially prepared tohelp them?

    It’s certainly a challenge, especiallygiven the rising costs of higher education.Consider these figures from the CollegeBoard: For the 2011–2012 school year, theaverage cost (including tuition, fees, roomand board) was $17,131 per year for an in-state student attending a public, four-yearcollege or university. For a student attendinga private four-year school, the comparableaverage cost was $38,589 annually. Andthese numbers are likely to increase in the

    years ahead.So what can you do to help meet the highcosts of higher education? For starters, youneed to save and invest — early and often.And you’ll also want to choose investmentsthat are particularly well suited for college.

    Here are a few suggestions:• 529 plan — When you invest in a 529

    plan, all withdrawals will be free from fed-eral income taxes, as long as the money isused for a qualified college expense for yourchild, or even your grandchild. (However,non-qualified withdrawals may be subject tofederal, state and penalty taxes.)Contribution limits are quite high, so in alllikelihood, you’ll be able to put as much asyou want into a 529 plan — although yougenerally can’t exceed the annual gift taxexclusion, which is $13,000 per beneficiaryin 2012. Furthermore, if you participate inyour own state’s 529 plan, your contribu-tions may be tax deductible on your statetaxes.

    • Coverdell Education Savings Account— Depending on your income level, youcan contribute up to $2,000 annually to a

    Coverdell Education Savings Account(ESA) in 2012. Your Coverdell earnings andwithdrawals will be tax-free, provided youuse the money for qualified educationexpenses. (Any non-education withdrawalsfrom a Coverdell ESA may be subject to a10% penalty.) You can place Coverdell ESAcontributions into virtually any investmentyou choose —stocks, bonds, certificates of deposit, etc.

    • Zero coupon bonds — A zero couponbond is priced at a discount to its principal orface value. You receive the principal valuewhen the bond matures. So you could pur-chase a zero coupon bond that matures in theyear your child is ready to go to college.Although you won’t receive regular interestpayments throughout the life of the zerocoupon bond, you’ll still be liable for the

    taxes on this interest. Therefore, consultwith your tax advisor before purchasing azero coupon bond. These investments haveproven popular among many parents andgrandparents.

    However, you’ll need to consult withyour financial advisor to determine whichcollege-savings vehicles are appropriate foryour needs. But don’t wait too long —because before you know it, today’s grade-schoolers will be packing for their collegedorms.

    This article was written by Edward Jonesfor use by your local Edward JonesFinancial Advisor.

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    by November 3rd.

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    O ctober is Crime Prevention Month and also themonth in which Halloween is celebrated. Learnhow to celebrate both together.Although children look forward to tricks, treats, and

    ghoulish garb, Halloween can be fraught with fright forparents, with candy given to their kids by strangers anda legion of masked and costumed trick-or-treaters at thedoor. However, following a few safety tips can ensuresafe fun for kids and candy-givers alike.

    The activities below focus on Halloween, which iscelebrated in the last week of October. The effortsthroughout the month generate enthusiasm for crimeprevention so it can grow stronger and become morewidespread.

    To ensure that trick-or-treaters, you, and your house

    stay safe, remember the following tips.Clear your yard and sidewalk of any obstacles or dec-

    orations that may be hard to see in the dark, lest some-one go bump in the night.

    Keep your house well lighted, both inside and out;you wouldn’t want to miss any particularly good cos-tumes, would you?

    Ask your Neighborhood Watch or local citizen’sgroup to haunt (patrol) your community.

    Report any suspicious or criminal activity to yourpolice or sheriff’s department.

    To make sure even the scariest costumes are safe,keep the following in mind when buying or designingone.

    Try makeup instead of masks; it’s more comfortableand doesn’t obstruct vision the way masks can.

    Check to ensure that costumes are flame-retardant sothat young ones are safe around jack-o’-lanterns, can-dles, and other flames.

    Keep costumes short to ensure that the only trip takenis the one around the neighborhood.

    Look for brightly colored costumes, attach reflector

    strips to costumes and bags, and remind trick-or-treatersto carry glow sticks and flashlights.

    If a costume involves any sort of fake weapon, makesure that it is made of a flexible material such as card-

    Crime Prevention Month and Halloweenboard or foam. Or, avoid the whole problem of weaponsby challenging your child to design a costume that isscary without one.

    Keep in mind the next few tips to make sure your

    trick-or-treater’s night in the neighborhood will be safeand fun.

    Older kids should trick-or-treat in groups; kids walk-ing around alone are never as safe as those in groups,and especially not at night. Younger kids should beaccompanied by a parent or trusted neighbor.

    Review the route for trick-or-treating beforehand andset a time set when kids should be home. Also, have aplan if your child gets separated from his or her friendsor from you.

    Remind your children not to enter strange houses orcars.

    After a successful and safe night around the neigh-borhood, remember that the treats still need scrutiny

    before anyone eats them.Remind your children not to eat treats until they’ve

    come home. To help ensure this, feed them a meal or asubstantial snack before they go out.

    Check all treats at home in a well-lighted place. Beespecially wary of anything that is not wrapped by thefactory or that is no longer sealed.

    Remind kids not to eat everything at once, lest theybe green even without the makeup.

    A ccording to the Consumer Law Center, Inc.(CLC), Americans lose an estimated $40 billioneach year to the fraudulent sale of goods andservices over the telephone. The elderly are frequenttargets of telemarketing frauds and sweepstakes scams.Studies conducted by CLC reveal that “fraudulent tele-marketers direct anywhere from 56 percent to nearly 80percent of their calls at older customers. One sweep-

    stakes-related scam detailed on CBS’s 60 Minutesreportedly bilked seniors in 24 states out of an estimat-ed $5 billion.”

    The National Crime Prevention Council is workingto design, implement, promote, and evaluate a strategicapproach to prevent telemarketing fraud and relatedcrimes against seniors by promoting awareness andaction on preventive strategies by senior consumers, lawenforcement, and other community resources.

    NCPC's work with seniors is at the initial stages.Check back periodically for more information on the

    following:Conduct research on the attitudes and awareness of

    seniors about telemarketing fraud and scams to identifytrends, opinions, and messages that will move seniors to

    take the action to reduce or avoid risks. The researchwill examine issues as older Americans see them, partic-ularly their worries and fears and their issues withrespect to preserving their financial health.

    Devise a media campaign to include public serviceadvertising featuring McGruff the Crime Dog and mattefeatures focused on fraud prevention

    Identify examples of prevention practices, resources,

    and successes from within the network of the CrimePrevention Coalition of America and other partnerorganizations

    Provide senior consumers with online telemarketingprevention resources and tips and the opportunity torequest additional tips via a periodic e-bulletin and factsheets

    Develop, implement, and promote training and relat-ed tools for law enforcement working with seniors

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    tions, federal agencies, and nonprofit groups servingseniors, building a network of linked preventionresources.

    Crimes Against Seniors

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    By Jason Cohen

    In an attempt to attract more people to RoxburyTownship, the Economic Development Committeeand the Chamber of Commerce launched a video con-test, “Explore Roxbury,” for video production students atRoxbury High School.

    Representatives from the EDC and the Chamber of Commerce will review the videos and work with the stu-dents to help them produce videos that will be used as partof the town’s new marketing initiative. The initiative isdesigned to help highlight all of the strengths Roxburyoffers to people who want to establish a business in townor for people looking to move there with their family.

    “We think there’s a lot about Roxbury that’s very goodfor small businesses,” said Councilman Bob DeFillippo,who is also on the EDC.

    Entries will be based on the following four themes: liv-ing in Roxbury, playing in Roxbury, shopping in Roxburyand learning in Roxbury. Videos were due Oct. 16 and anawards luncheon is planned for Nov. 3. Students can learnmore about this program athttp://www.roxbury.org/ExploreRoxbury. The Chamberof Commerce will give cash prizes for the best entry andthe video that is selected will be placed on the townshipwebsite.

    DeFillippo, who is a public relations consultant at ZitoPartners in Warren, and teaches public relations at New

    York University, knows that a good video can spread apowerful message in today’s technologically driven socie-ty.

    “The videos will be short and appropriate for web post-ing and social media,” says DeFillippio.

    Debbie Burleigh, the television production teacher atRoxbury High School, has two students, seniors TheresaTumminello and Kate Shirkey who are creating a videofor the contest. Burleigh said the contest will not onlyshowcase Roxbury, but also highlight the filmmakingskills her students have learned.

    Shirkey is part of the Roxbury GaelVision Club and thevideo covers New Landing Park, the Ledgewood Mallupdate and much more.

    “I think the contest is a great way to show what aunique community Roxbury has here,” Burleigh said. “Wereally have some opportunities that other communitiesdon't. It’s a very generous and giving town; always help-ing others is probably the biggest theme I see.”

    “Fifteen years into the 21st century, Roxbury Townshipis a thriving community dotted with homes, churches,schools, shopping malls, professional buildings, andrecreational facilities,” noted Margaret Cushing, local his-torian of the Roxbury Township Historical Society in pre-vious write-up about the township in the “RoxburyNews.”

    She wrote, “Its diverse population strives to meet the

    challenges of a fast-paced society. Residents in theirleisure hours continue to fish in the township’s streams,enjoy its remaining open spaces, and even cultivate rowsof corn, squash and tomatoes in backyard gardens. “

    Incorporated as a township in 1740, Roxbury is cele-brating its 275th anniversary of its official founding. Itcontinues to be a “wholesome place in which to live, workand play,” wrote Cushing.

    Roxbury Hosting First Video Contest To Attract Newbies To Town

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    Dawn O'Malley Financial Advisorat Edward Jones

    Invites you to a free Seminar and dinnerPreparing for the Unexpected

    and Long term careat La Strada Ristorante, 1105 Route 10,

    Randolph, on Thurs., Nov. 19, 2015 at 6pm RSVP to Ellen Hawkins at 973-398-0028

    by November 18th.

    November is Long-term Care Aware-ness Month – a month dedicated toeducating the public about the needto prepare for the potentially significantcosts of long-term care. And the more youknow about these expenses, the better pre-pared you will be to deal with them.

    To begin, just how expensive is long-term care? Consider this: The average costfor a private room in a nursing home is morethan $87,000 per year, according to the 2014Cost of Care Survey produced by Genworth,a financial services company.

    And the average cost of an assisted livingfacility, which provides a level of care that isnot as extensive as that offered by a nursinghome, is $42,000 per year, according to thesame Genworth study. All long-term carecosts have risen steadily over the past sever-al years, with no indication they will leveloff.

    Many people, when they think aboutlong-term care at all, believe that Medicarewill pay these costs – but that’s just not thecase. Typically, Medicare only covers asmall percentage of long-term care expens-

    Prepare Far Ahead For Long-term Care Costses, which means you will have to takeresponsibility for the rest. Of course, if youare fortunate, you may go through life with-out ever needing to enter a nursing home oran assisted living facility, or even needinghelp from a home health-care aide. Given

    the costs involved, can you afford to jeop-ardize your financial independence — or,even worse, impose a potential burden onyour grown children?

    To prevent these events, you will need tocreate a strategy to pay for long-term careexpenses – even if you never incur them.Basically, you have two options: You couldself-insure, or you could “transfer the risk”to an insurer.

    If you are going to self-insure, you willneed to set aside a considerable sum of money, as indicated by the costs mentionedabove. If you choose this self-insuranceroute but never really need a significantamount of long-term care, you could simplyuse the bulk of the money for your normalliving expenses during retirement and ear-mark the remainder for your estate.However, if you were to need many years of nursing home care, you could end up goingthrough all your money.

    As an alternative, you could transfer therisk of paying for long-term care to an insur-ance company. Many plans are available

    these days, so to find the choice that isappropriate for your needs, you will want toconsult with a professional financial advisor.Here’s a word of caution, though: The pre-miums for this type of protection rise prettyrapidly as you get older. Therefore, if you

    are considering adding this coverage, youmay be better off by acting sooner ratherthan later.

    None of us can know with certainty whatthe future holds for us. Ideally, you willalways remain in good shape, both mentallyand physically, with the ability to take careof yourself. But, as you’ve heard, it’s best to“hope for the best but plan for the worst.”So, take the lessons of Long-term CareAwareness Month to heart and start prepar-ing yourself for every scenario.

    This article was written by Edward Jonesfor use by your local Edward JonesFinancial Advisor.

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    By Elsie Walker

    On Sundays at 11 a.m., the sound of a church bell canbe heard throughout the Port Morris area of Roxbury. It is the bell of the Port Morris UnitedMethodist Church. Here generations have worshipped, doneoutreach, and hosted community events.

    On Oct. 11, the congregation celebrated its 140thanniversary and history of a church that is intertwined withthe community. That history began with the railroad indus-try which was at one time prominent in the area. Parts of itstill can be seen in the church, such as the church’s bellwhich came from a train engine.

    The church’s anniversary service included skits recallingits history, sounds of its well known choir and soloist RichBoyer, Jr, and also participating in the service were thesuperintendent of the Skylands District of the United

    Methodist Church, the Rev. Dr. Steven Bechtold, past pas-tors Rev. Karen McMartin and Judy Todt and the currentpastor, Nick Petrov. After the service, historical pictures anditems were on display in the church’s fellowship hall and apicnic and puppet show were held outside.

    Petrov said, “The Port Morris United Methodist Church(PMUMC) has touched the community throughout the yearsin various capacities, trying to respond to the needs of thepresent age. These needs changed with every generation, butbeing the ‘church on the move,’ Port Morris UMC always

    strived to ‘move’ toward uncharted territories in order to cre-ate a loving community, to exemplify and encourage peaceand justice both near and far.

    The church is known for its beautiful sounds, smells and

    events. While most church choirs only sing accompanied bypiano or organ, the Port Morris church has a gifted choirwhich sings well known and original works, many times acappella. Also, several times a year, people flock to thechurch for its pasties sale. The Easter Bunny makes a year-ly visit for an Easter Egg Hunt and Puppet Show that hasbeen part of the community for 28 years. At Advent, thechurch hosts an ecumenical nativity program in which sev-eral area churches participate through song, puppetry,drama/comedy, and instrumental music. Of course, out-reach plays a big part in the church.

    “The generosity of the Port Morris UMC is evident,” says

    Petrov. “Our outreach touches many places in our commu-nity and across the world. The congregation contributes tofood pantries, nursing homes, soldiers stationed in Iraq andAfghanistan, homeless shelters and hunger walks. The youthgroup continues to visit nursing homes to sing carols and toshare Christmas gifts and cookies with the residents. Theyouth also make and deliver Valentines, created during ayearly intergenerational valentine making party, to a varietyof nursing homes. Port Morris UMC rejoices in the outreachto children, primarily through the good work in the Sunday

    school.”Petrov notes that, of course, the center of the church’s life

    is worship. Its doors are open to everyone who wishes toattend. “The church is blessed to have lively music and awonderful choir that empowers the Sunday worship service.Music, the sacraments, and the spoken Word continue to lift

    Landing Church Celebrates 140th Anniversary By Recalling History

    continued on page 20

    Rev. Dr. Steven Bechtold, superintendent of the Skylands District of the United Methodist Church, Pastor Judy Todt, Rev. Karen

    McMartin, and Pastor Nick Petrov, current pastor of the Port

    Morris United Methodist Church gather near its historical chan-cel rail which cam e from a train's dining c ar.

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    the believers up in the glory of the Lord,”Petrov said.

    The anniversary service was no excep-tion. The Sunday School gave a lively pres-

    entation on the church’s beginnings. Ateacher, Mary Mills, saw that children of thearea, whose parents were mostly railroadworkers, needed a Sunday school. She gotthe support of Waters B. Day a wealthy well-known Methodist from Hackettstown andJames Schappell from Port Morris, and aSunday School was started in a railroadmachine room.

    Later, the Delaware, Lackawanna, andWestern Railroad Company built a chapel,since many of its workers were part of the

    congregation. However, as the railroad traf-fic increased, it became dangerous to crossthe tracks to the church. In 1900, the con-gregation purchased a lot next to the town’sschool. The plan was to move the churchbuilding during the winter; that moveincluded crossing a frozen 400 foot canalpond. As history tells it, halfway across thepond, the weather warmed and the ice start-ed to thaw. The congregation feared itschurch would end up in the bottom of the

    pond, but they prayed for a miracle…andthey got one. The weather suddenly gotcolder, the ice held, and the church wasbrought safely to where it is today. The

    church has since been known as “the churchon the move.”In giving the message that day, Bechtold

    noted that many times, people” idealize thepast rather learn from it.” He said that thePort Morris Church was started by a womanwho saw a need and addressed it. Also, thepeople of the early Port Morris congregationtook a risk in moving the church so that itcould thrive and help others. He encouragedthe current congregation to look for ways toserve and to be open to taking risks.

    On display after the service were histori-cal pictures and items of early Port Morristhat are part of the extensive collection of thelate Carlton "Cart" D'Auria, Sr. and picturesfeaturing key events in the church’s historyand daily life.

    “My wish is that the Port Morris UnitedMethodist Church always remains a ‘churchon the move,’ striving to ‘move’ forward infaith and service to the community," saidPetrov.

    Celebrates 140th Anniversary...continued from page 16

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    FAMILY OWNED AND OPERATED

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