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B R O C H U R E

THE SPRING MEETING OF

ESTORIL, CASCAIS17-19 May 2018

Hotel Palácio Estoril Rua Particular – PT-2769-504 Estoril

PROGRAMME & AGENDA

ORGANISED BY

Professional Association of Valuation Companies of Portugal

THE ORGANISER

Professional Association of Valuation Companies of Portugal

ASAVAL, founded in 2010, is an association representing the Portuguese property valuation companies, as well as individual valuers, nationally and internationally. ASAVAL and its member companies stand for the setting in Portugal of the European Valuation Standards, for high levels of professionalism and independence of the valuation profession, including independence from real estate brokerage.

The association is a Full member of TEGoVA since 2011 and an AMA and an R-AMA awarding member of TEGoVA since October 2015.

The representatives of the Association to TEGoVA are:

Adriano Callé Lucas REV

PresidentASAVAL

Isabel Araújo Ferreira REV

Member of the BoardASAVAL

Paulo Barros Trindade REV

Member of the BoardASAVAL

Carlos Calvário

TEGoVA Meeting, Cascais 17-19 May 2018 . Programme & Agenda . 2

Secretary GeneralASAVAL

Secretariat: Rosário Botelho | Tel: +351 213 960 554 | Mob: +351 964 359 101 | E-mail: [email protected]

BRIEF HISTORY OF CASCAIS

The development of Cascais began in the 12th century and in its humble beginnings, the coastal village depended on fishing and maritime commerce, but already in 1364 it obtained the elevation of town status.

The town's medieval fortress was inadequate to invasions, and during the conflict with Spain in 1580, Spanish troops led by the Duque of Alba invaded Cascais.

Later the fortress was enlarged and changed into its characteristic, and still remaining, citadel star-shaped floorplan and it became part of the strategic defence line of the coast and reinforcing the protection of the maritime entrance to Lisbon.

When King Luís I in the 1870ies decided to make Cascais into his summer residence the quiet fishing village turned into a cosmopolitan address and the Portuguese royal family stayed in Cascais to enjoy the sea during the summers until 1908. Thanks to King Luís, the citadel was equipped with the country's first electric lights in 1878 and the first railway also arrived here in 1889.

Another important step in the development of the area was made in the first half of the 20th century with the building of a casino, hotels and a thermal SPA in neighbouring Estoril.

During the two world wars, especially in World War II, Estoril became the elected getaway destination for European aristocracy to the horrors of the war and several of the exiled royal families of Europe, including those of


mailto:[email protected]

Spain (House of Bourbon), Italy (House of Savoy), Hungary and Bulgaria came to live here.

Besides aristocrats and royalty’s, spies and writers also had a preference for the area, as was the case with for example Ian Fleming. It is supposed that he wrote the first part of Casino Royale, with its legendary figure James Bond here and thus projection of the image of the Cascais Estoril area to the four corners of the world.

HOTELS & MAIN VENUE

Hotel & Meeting/Conference VenueHotel Palácio Estoril

Located in the heart of Estoril just 20 minutes from the centre of Lisbon, the Palácio is a five-star hotel set in beautiful gardens and with outstanding views over Estoril and the Bay of Cascais.

From the airport: 30 minutes

http://www.palacioestorilhotel.com/

€ 210 - Single room | € 230 - Double room Buffet breakfast included (complimentary access to Spa Banyan Tree’ sauna, hammam,

jacuzzi, gym and dynamic pool) City tax : € 1 per day and per person to be paid directly to hotel on check

out

Second Option HotelHotel Inglaterra

Hotel Inglaterra embraces his conservative side of "belle époque" with its new contemporary and bold side that invites all of our customers to live more than an experience during your stay in Estoril.


From the airport: 30 minutes.

http://www.hotelinglaterra.com.pt/inglaterra-hotel

175 € - Standard single room | 185 € - Standard double room Breakfast included City tax : € 1 per day and per person to be paid directly to hotel on check

out

FORMAL DINNER

Penha Longa Monastery

Hotel Penha Longa Ritz-Carlton, Estrada da Lagoa Azul Sintra - Linhó 2714 - 511 Portugal


http://www.penhalonga.com/en

INFORMAL DINNER

Restaurante Monte Mar

Rua da Cintura do Porto de Armazém 109, Cais Sodré 65, 1200 Lisboa

http://www.mmlisboa.pt/en/restaurant-monte-mar-lisboa

VALUATION CONFERENCE

Hotel Palácio Estoril

European Valuation Conference

“ European Valuation Standards and Qualifications – Guarantors of the professional competence that EU

regulation requires”


Hotel Palácio Estoril Friday 18 May 2018

14:00 – 17:30

GENERAL ASSEMBLY

Hotel Palácio Estoril

VENUES (summary)

Hotel Palácio Estoril - Meetings

EVSB meeting (Thursday 17 May, morning) Board meeting (Thursday 17 May, afternoon) Other meetings (Friday 18 May, morning) General Assembly meeting (Saturday 19 May, morning)

Hotel Palácio Estoril - Conference room Valuation Conference (Friday 18 May, afternoon)

Mosteiro de Penha Longa Formal Dinner (Friday 18 May)

Restaurante Monte Mar Informal Dinner (Saturday 19 May)


PARTNERS PROGRAMME

Saturday 19 May 2018Visit to Village of Sintra – A UNESCO world heritage site 10:00 – 15:00

Visit to:

Cabo da Roca – the westernmost point of the European mainland The National Palace in Sintra Some free time for strolling and shopping in the pedestrian streets and lanes of

Sintra Lunch at Restaurant centrally located in historical centre

Cost: € 70 per person (minimum participants:10)The price includes entrance fees and English speaking guide. Lunch is included.

MEETING PROGRAMME

Thursday, 17 May 2018

15:00 - 18:30 Registration of TEGoVA Delegates

10:00 - 13:30 EVSB Meeting(for EVS Board Members only)

15:00 - 19:00 TEGoVA Board Meeting(for Board Members only)

20:00 - 23:00 TEGoVA Board Dinner(for Board Members, Advisers, Secretariat and Guests)Venue: Restaurant Bougainvillea Terrace at the Hotel Palácio Estoril


Dress Code: Jacket, no badges

19:45 Meeting point: lobby of the hotel

Friday, 18 May 2018

08:30 - 18:30 Registration of TEGoVA Delegates

09:30 - 10:30 REV, TRV & REVC Contract Signing (for AMA, R-AMA and C-AMA delegates who have REV, TRV and REVC Agreements to be signed)

09:30 - 10:30 Recognition Committee Meeting(RC Members only)

10:30 - 11:30 EVQB Meeting(EVQB Members only)

11:30 - 12:30 EVPMB Meeting(EVPMB Members only)

12:30 - 14:00 Buffet lunch on the premises

14:15 - 17:30 European Valuation Conference(please see next page)

´

20:00 - 23:30 Cocktail & Formal Dinner (TEGoVA delegates, partners / guests)

Venue: Mosteiro da Penha LongaDress Code: Jacket & Tie, no badgeTransport: Private bus

19:30 Meeting point: lobby hotelEUROPEAN VALUATION CONFERENCE *“European Valuation Standards and Qualifications

Guarantors of the professional competence that EU regulation requires”

Friday 18 May 2018

14:00 Registration (Entrance Free for TEGoVA Delegates)14:15 Welcome - Adriano Callé Lucas FRICS REV, President of

ASAVAL, Chairman of CPU Consultores and Paulo Barros Trindade REV, Board Member of ASAVAL; CEO of TERRAVAL

14:20 Opening by the Conference Moderators – João Carvalho das Neves PhD FRICS REV, Professor of ISEG; Coordinator of


the Post Graduation in Valuation & Property Management and Jean-François Drouets FRICS REV, Member of the Board and Treasurer of TEGoVA; CEO, Catella Valuation, France

14:30 “The need to adopt EVS – European Valuation Standards – as Portuguese legislation” – Michael Reinberg PhD FRICS CRE REV, Chairman of the European Valuation Standards Board of TEGoVA; Member of the Board, Austrian Association of Real Estate Experts; Managing Director, Reinberg & Partners Immobilienberatung

14:45 “REV (Recognized European Valuer) and TRV (TEGoVA Residential Valuer): The key to valuers’ Europe-wide professional recognition” – Roger Messenger BSc FRICS FIRRV REV MCIArb, Vice-Chairman of the Board of TEGoVA; Chairman of the REV/TRV Recognition Committee and European Valuation Qualifications Board; Council Member, Institute of Revenues, Rating and Valuation; Partner Wilks Head & Eve

15:00 “The role of Valuation Companies in the Mortgage Lending Industry” - João Carvalho das Neves

15:15 “Real Estate Valuation – The Challenges of their Supervision and Regulation” - Tiago dos Santos Matias – Head of Supervisão de Gestão de Investimento Colectivo CMVM

15:45 “The limits of statistics and AVMs in valuing individual properties” – Krzysztof Grzesik FRICS IRRV (Hons) REV, Chairman of the Board of TEGoVA; Vice-President, Polish Federation of Valuers’ Associations; Partner, Polish Properties

15:55 – 16:25 Coffee Break16:25 “Valuer’s Fees – Competition/fees/quality and the

race to the bottom” – Roger Messenger

16:45 “Sanctuarising the valuer’s professional experience and judgment – the EVS-compliant Valuation Report” – Cédric Perrière REV, Member of the European Valuation Standards Board; JHP Valuation

17:05 Discussion – Moderated by João Carvalho das Neves and Jean-François Drouets

17:25 – 17:30 Conclusion - João Carvalho das Neves and Jean-François Drouets

* Programme subject to minor amendments


Saturday, 19 May 2018

08:30 - 09:30 Registration of TEGoVA Delegates (entrance GA room)

10:00 - 15:00 Partners’ ProgrammeVist to Sintra - UNESCO world heritage village - with lunch

09:45 Meeting Point: lobby of the hotel

09:30 - 16:00 TEGoVA General Assembly

11:00 - 11:30 Coffee break

13:00 - 14:30 Lunch Delegates – TEGoVA General Assembly (hotel)

14:30 - 16:00 TEGoVA General Assembly continued

16:00 - 17:30 Board Meeting

20:00 – 23:00 Informal DinnerVenue: Restaurant Monte MarDress Code: Smart casual, no badgeTransport: by bus

19:30 Meeting point: lobby of the hotel


TEGoVA General Assembly – Cascais – 19 May 2018

Programme and Agenda

09:30 Meeting opens at the Palácio Estoril Hotel, naming of Secretary and Scrutineers; roll-call by Secretary of members present and proxies (to be recorded by him in the presence / proxies / voting lists)

I. APPROVAL OF THE MINUTES OF THE LAST GENERAL ASSEMBLY

No requests for amendments to the draft under t17-33 of 30.11.2017 received so far.

See t18-08 of 07.05.2018

II. TEGoVA FINANCES

1. 2017 Income & Expenditure chart

2. Report of the Treasurer, and presentation of the report of the statutory auditor on the 2017 accounts

3. Examination and approval of the annual accounts closed on 31 December 2017

Jean-François Drouets (AFREXIM), Treasurer, to report

See t18-09 of 07.05.2018

4. Discharge of the Treasurer and the Statutory Auditor

5. Reappointment of the auditor Ernst &Young Réviseurs d’entreprises represented by Mrs Katleen Daems.


III. DISCHARGE OF THE BOARD

Discharge to the Board of Directors for the exercise of their mandate as Board member, daily manager or any function as delegate of TEGoVA AISBL during the year 2017.

IV. REV

1. Audit reports regarding IVD (German Real Estate Professional Association) and LIVA (Latvian Association of Property Appraisers)

Report and approval

2. Assessment report regarding CIAB (Chamber of Independent Appraisers in Bulgaria) and CPV (Chamber of Professional Valuers) (Bulgaria)

Report and approval

Roger Messenger (IRRV), Chairman of the Recognition Committee, to report

See t18-11 of 11.05.2018

3. Any other issue

“The Impact of Appraisal Management Companis on the U.S. Valuation Prfession”

Jeff Sherman MAI, AI-GRS

Vice-President

Appraisal Institute (AI)


11:00 – 11:30 Coffee

V. PROPOSAL FOR A DIRECTIVE ON THE ISSUE OF COVERED BONDS

Secretariat to report

“The fallacy of the tick-box bank valuation report”

Roger Messenger BSc FRICS FIRRV REV MCIArb Hon. CAAV MIPAV (HONS)

VI. EUROPEAN VALUATION STANDARDS BOARD

Michael Reinberg (ARE), Chairman of the EVSB, to report on work in progress

Including an exchange of views on the EVS-compliant Valuation Report for Residential Property presented at the previous day’s valuation conference

See t18-07 of 03.05.2018


VII. EUROPEAN VALUATION PRACTICE AND METHODOLOGY BOARD

Philippe Guillerm (AFREXIM), Chairman of the EVPMB, to report on work in progress

VIII. LIMITS ON THE USE OF AVMs

A. “Enabling Assessment of the Accuracy of Values of Individual Properties Estimated by Automated Valuation Models” – A Report for TEGoVA by George Matysiak

Presentation by Professor Matysiak

B. Panel: “AVMs and valuation of individual properties in different countries”

Moderator: Konstantinos P. Pallis, Association of Greek Valuers (AVAG)

Panellists:

- Georgia – Nino Beraia, Independent Valuers Society of Georgia (IVSG)

- Germany – Alexander Weber, German Real Estate Professional Association (IVD)

- Ukraine – Valery V. Yakubovsky, Ukrainian Society of Appraisers (USOA)

C. “The use of AVMs by Spanish valuation companies” – Iñigo Amiano Bergara (AEV)

D. Panel: “Inspection of the property – Does this essential aspect of valuation always need to be done by a qualified valuer?”


Moderator: Konstantinos P. Pallis

Panellists:

- Nino Beraia

- Michael Reinberg

IX. REVASE PROJECT

Patrick Davitt (IPAV) and David Magor (IRRV) to report on completion of the project and on what individual members will get from it

X. TEGoVA MEMBERSHIP CANDIDATURES

1. Bosnia and Herzegovina

Ø UDRUŽENJE EKSPERATA iz OBLASTI NEKRETINA u BOSNI i HERCEGOVINI (BHPA)

Bosnian & Herzegovinian Property Association (BHPA)

(Associate Member)

Presentation by Dr. Muharem H. Karamujić MRICS FBHPA, President

2. Republic of Macedonia

Ø ASOCIJACIJA NA NEZAVISNI PROCENUVACI


Association of Independent Valuers (AIV)

(Associate Member)

Presentation by Danijela Ilić FRICS REV, President of National Association of Valuers of Serbia (NAVS) in the name of AIV

3. Netherlands

Ø NEDERLANDS REGISTER VASTGOED TAXATEURS (NRVT)

Real Estate Valuers Register of the Netherlands

(Observer Member)

Presentation by Pr.dr Aart C. Hordijk MRICS, Member of the Board

See t18-10(1) & (2) of 08.05.2018

XI. AUTUMN 2018 GENERAL MEETING & VALUATION CONFERENCE

Athens, 18-20 October 2018, organised by the Association of Greek Valuers (AVAG)

Presentation by Konstantinos P. Pallis REV, Vice-President of AVAG

XII. CANDIDATURES FOR HOSTING OF FUTURE GENERAL MEETINGS

Spring 2019

Dubrovnik, 16-19/05/2019, organised by HDSViP (inspection pending)


Autumn 2019

No candidatures received so far

Call for new candidatures

XIII. ANY OTHER BUSINESS

oooooooooooo

13:00 – 14:30 Lunch (hotel)

14:30 – 16:00 General Assembly continued, if necessary

16:00 – 17:00 TEGoVA Board meeting

SPRING TEGoVA MEETING - CASCAIS 2018 -

LIST OF PARTICIPANTS (DELEGATES, APPLICANTS & GUESTS)

1 Heinz Muhr Austria ARE - AUSTRIAN ASSOCIATION OF REAL ESTATE EXPERTS

2 Michael Reinberg Austria ARE - AUSTRIAN ASSOCIATION OF REAL ESTATE EXPERTS


3 Karl Speybrouck Belgium UGEB-ULEB - UNION OF EXPERTS SURVEYORS OF BRUSSELS

4 Gabriela Cuper Belgium TEGoVA - Secretariat

5 François Isnard Belgium TEGoVA - Secretariat

6 Michael MacBrien Belgium TEGoVA - Secretariat

7 Svetla Dermendzhieva Bulgaria CIAB - CHAMBER OF INDEPENDENT APPRAISERS IN BULGARIA

8 Kalina Kavaldzhieva Bulgaria CIAB - CHAMBER OF INDEPENDENT APPRAISERS IN BULGARIA

9 Andrey Ivanov Bulgaria CPV - CHAMBER OF PROFESSIONAL VALUERS

10 Victor Genev Bulgaria CPV - CHAMBER OF PROFESSIONAL VALUERS

11 Vladimir Ignatov Bulgaria CPV - CHAMBER OF PROFESSIONAL VALUERS

12 Richard Colbourne Canada AIC - APPRAISAL INSTITUTE OF CANADA

13 Peter McLean Canada AIC - APPRAISAL INSTITUTE OF CANADA

14 Keith Lancastle Canada AIC - APPRAISAL INSTITUTE OF CANADA

15 Melita Bestvina CroatiaHDSViP - CROATIAN ASSOCIATION OF COURT EXPERT WITNESSES AND VALUERS

16 Jean-François Drouets France AFREXIM - FRENCH ASSOCIATION OF PROPERTY VALUATION COMPANIES

17 Philippe Guillerm France AFREXIM - FRENCH ASSOCIATION OF PROPERTY VALUATION COMPANIES

18 Denis Pelouse France CEIF-FNAIM - CHAMBER OF REAL ESTATE VALUERS OF FRANCE

19 Emmanuelle Gauthier France CEIF-FNAIM - CHAMBER OF REAL ESTATE VALUERS OF FRANCE

20 Cédric Perrière France CNEI - NATIIONAL COMPANY OF REAL ESTATE EXPERTS

21 Ludovic Balzac France CSN - HIGH COUNCIL FOR THE NOTARIAL PROFESSION

22 Thierry Delesalle France CSN - HIGH COUNCIL FOR THE


NOTARIAL PROFESSION

23 Claude Galpin France IFEI - FRENCH INSTITUTE OF REAL ESTATE VALUATION

24 Gérard Fons France SNPI - NATIONAL ASSOCIATION OF REAL ESTATE PROFESSIONALS

25 Bertrand Wasels France SNPI - NATIONAL ASSOCIATION OF REAL ESTATE PROFESSIONALS

26Jean-François Trably

France UNIS - NATIONAL UNION OF PROPERTY PROFESSIONS

27 Nino Beraia Georgia IVSG - INDEPENDENT VALUERS SOCIETY OF GEORGIA

28 Wolfgang Gluntz Germany BDVI – GERMAN ASSOCIATION OF PUBLICLY APPOINTED SURVEYORS

29 Bernhard Bischoff Germany BVS - ASSOCIATION OF PUBLICLY CERTIFIED AND QUALIFIED EXPERTS

30 Alexander Weber Germany IVD - GERMAN REAL ESTATE PROFESSIONAL ASSOCIATION

31 Konstantinos Pallis Greece AVAG - ASSOCIATION OF GREEK VALUERS

32 Angelos Simos Greece AVAG - ASSOCIATION OF GREEK VALUERS

33 Katalin Kurucz Hungary MAISZ - HUNGARIAN REAL ESATE ASSOCIATION

34 Brian Dempsey IrelandIPAV - INSTITUTE OF PROFFESSIONAL AUCTIONEERS AND VALUERS

35 Patrick Davitt IrelandIPAV - INSTITUTE OF PROFFESSIONAL AUCTIONEERS AND VALUERS

36 Silvia Cappelli Italy ASSOVIB - ASSOCIATION OF PROPERTY VALUATION COMPANIES

37 Maria Grazia Scorza Italy CNGeGL - NATIONAL COUNCIL OF ITALIAN SURVEYORS

38 Dritëro Kadolli Kosovo IVSP - INSTITUTE FOR APPRAISALS AND PROPERTY STUDIES

39 Vilis Zuromskis Latvia LIVA - LATVIAN ASSOCIATION OF PROPERTY APPRAISERS

40 Sanja Radović Montenegro

IOPCG - THE INSTITUTE OF CERTIFIED VALUERS OF


MONTENEGRO

41 Milan Mirković Montenegro

NAVM - NATIONAL ASSOCIATION OF APPRAISERS OF MONTENEGRO

42 Andrija Zvicer Montenegro

NAVM - NATIONAL ASSOCIATION OF APPRAISERS OF MONTENEGRO

43 Ruud M. Kathmann Netherlands

NCREA - THE NETHERLANDS COUNCIL FOR REAL ESTATE ASSESSMENT

44 Ben Bervoets Netherlands

NCREA - THE NETHERLANDS COUNCIL FOR REAL ESTATE ASSESSMENT

45 Ger Jaarsma Netherlands

NVM - DUTCH ASSOCIATION OF REAL ESTATE BROKERS AND VALUERS

46 Rolph Limpens Netherlands

VastgoedPRO - ASSOCIATION OF REAL ESTATE AGENTS AND VALUERS OF THE NETHERLANDS

47 Gijs de Jager Netherlands

VBO MAKELAAR - DUTCH ASSOCIATION OF REAL ESTATE AGENTS AND VALUERS

48 Hans van den Heuvel Netherlands

VBO MAKELAAR - DUTCH ASSOCIATION OF REAL ESTATE AGENTS AND VALUERS

49 Ottar Skare Norway NTF - NORWEGIAN SURVEYORS AND VALUERS ASSOCIATION

50 Sture Pettersen Norway NTF - NORWEGIAN SURVEYORS AND VALUERS ASSOCIATION

51 Marek Wisniewski Poland PFVA - THE POLISH FEDERATION OF VALUERS' ASSOCIATIONS

52 Krzysztof Grzesik Poland PFVA - THE POLISH FEDERATION OF VALUERS' ASSOCIATIONS

53 Marcin Malmon Poland PFVA - THE POLISH FEDERATION OF VALUERS' ASSOCIATIONS

54 Adriano Callé Lucas PortugalASAVAL - PROFESSIONAL ASSOCIATION OF VALUATION COMPANIES OF PORTUGAL

55 Paulo Trindade PortugalASAVAL - PROFESSIONAL ASSOCIATION OF VALUATION COMPANIES OF PORTUGAL

56 Isabel Araújo Ferreira PortugalASAVAL - PROFESSIONAL ASSOCIATION OF VALUATION COMPANIES OF PORTUGAL


57 Dana Ababei Romania ANEVAR - NATIONAL ASSOCIATION OF ROMANIAN VALUERS

58 Daniel Manate Romania ANEVAR - NATIONAL ASSOCIATION OF ROMANIAN VALUERS

59 George Dogarescu Romania ANEVAR - NATIONAL ASSOCIATION OF ROMANIAN VALUERS

60 Sorin Petre Romania ANEVAR - NATIONAL ASSOCIATION OF ROMANIAN VALUERS

61 Adrian Vascu Romania ANEVAR - NATIONAL ASSOCIATION OF ROMANIAN VALUERS

62 Danijela Ilić Serbia NAVS - NATIONAL ASSOCIATION OF VALUERS OF SERBIA

63 Iñigo Amiano Vergara Spain AEV - SPANISH ASSOCIATION OF VALUE ANALYSIS

64 Paloma Arnaiz Pérez-Villamil Spain AEV - SPANISH ASSOCIATION OF VALUE ANALYSIS

65 Alberto Alegret Burgués Spain AEVIU - SPANISH ASSOCIATION OF REAL ESTATE AND URBAN APPRAISAL

66 Alberto Cabrera Guardiola Spain AEVIU - SPANISH ASSOCIATION OF REAL ESTATE AND URBAN APPRAISAL

67 Carlos Marmolejo Duarte Spain AEVIU - SPANISH ASSOCIATION OF REAL ESTATE AND URBAN APPRAISAL

68 José Basañez Agarrado SpainATASA - PROFESSIONAL ASSOCIATION OF VALUATION COMPANIES OF SPAIN

68 Leandro S. Escobar Torres SpainATASA - PROFESSIONAL ASSOCIATION OF VALUATION COMPANIES OF SPAIN

70 Susana Suárez Alvariño SpainATASA - PROFESSIONAL ASSOCIATION OF VALUATION COMPANIES OF SPAIN

71 Oleksii Kalapusha Ukraine UABVS - ASSOCIATION OF BANK VALUATION SPECIALISTS

72 Valery V. Yakubovsky Ukraine USOA - UKRANIAN SOCIETY OF APPRAISERS

73 Andrew Coney United Kingdom

CAAV - CENTRAL ASSOCIATION OF AGRICULTURAL VALUERS

74 Jeremy Moody United Kingdom

CAAV - CENTRAL ASSOCIATION OF AGRICULTURAL VALUERS

75 Geoff Coster United CAAV - CENTRAL ASSOCIATION OF


Kingdom AGRICULTURAL VALUERS

76 David Magor United Kingdom

IRRV - INSTITUTE OF REVENUES RATING AND VALUATION

77 Gordon Heath United Kingdom


78 Roger Messenger United Kingdom


79 Geoff Fisher United Kingdom


80 Jim Amorin USA AI - APPRAISAL INSTITUTE

81 Jefferson L. Sherman USA AI - APPRAISAL INSTITUTE

Applicants & Guests

82 Muharem H. KaramujićBosnia & Herzegovina

BHPA - BOSNIAN & HERZEGOVINIAN PROPERTY ASSOCIATION

83 Aart Hordijk Netherlands

NRVT - REAL ESTATE REGISTER OF THE NETHERLANDS

84 Sebastiaan Rogeveen Netherlands

NRVT - REAL ESTATE REGISTER OF THE NETHERLANDS

85 George Matysiak Poland CUE - CRACOW UNIVERSITY OF ECONOMICS


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