THE WALTON& HITT GROUP

of Wells Fargo Advisors

OVERVIEWThe Walton & Hitt Group is a team of investment professionals dedicated to connecting all aspects of your financial life. Our mission is to provide you with the guidance to build, manage, and protect your family’s wealth, from one generation to the next.

Serving San Diego for more than 20 years, The Walton & Hitt Group has the expertise to provide you with a deeper understanding of your goals and objectives and how to create and implement a financial plan to achieve them.

Our team is made up of both seasoned and next-generation advisors, providing you and your family the comfort of knowing they will be able to work with us for generations to come.

PLANNING AND INVESTMENT PROCESS We believe successful client relationships begin with listening. We want to learn what you value most, what your highest financial priorities are, and how to preserve your legacy with your heirs.

Investment and Insurance Products:   NOT FDIC Insured   NO Bank Guarantee   MAY Lose Value

Mark F. WaltonFamily Wealth Planner

Managing Director – InvestmentsSenior PIM Portfolio Manager

Joris V. HittSenior Portfolio Manager

Managing Director – InvestmentsSenior PIM Portfolio Manager

Peter R. MeroSenior Portfolio Manager

Senior Vice President – InvestmentsSenior PIM Portfolio Manager

Todd B. Newell, CRPCFinancial Planner

Financial Advisor

Robert A. KinslowResearch Analyst

Financial Advisor

Karin Huber Senior Registered Client Associate

Nallely CruzadoSenior Client Associate

DORSEY WRIGHT GUIDES OUR

MANAGERS ON WHICH ASSET CLASSES TO FAVOR AND WHICH

ONES TO NOT.

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2018 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Wells Fargo Advisors is not a legal or tax advisor.

SERV

ING SAN DIEGO

FOR

MO

RE THAN 25 YEARS

.

The Envision® Planning process gives us a road map on how best to structure your portfolio. As your life changes, we can adjust your plan to account for unexpected events and possible new opportunities.

We develop fully integrated solutions for retirement, education funding, financial risk management, and charitable giving. We then implement and monitor those strategies to make sure you are on the right track.

Our balanced portfolios are constructed using high-quality common stock that are benefitting from certain secular trends and exchange-traded funds (ETFs) that capture certain sectors of the stock and bond markets.

The Walton & Hitt Group employs both fundamental and technical research for its buy and sell decisions. We use Dorsey Wright, owned by the NASDAQ, for relative strength analysis based on the laws of supply and demand. This tool gives our managers buy/sell disciplines – which removes bias – to determine which stocks are the strongest in their asset class.

The Envision Process

DEFINE MAJOR LIFE GOALS

IDEAL AND ACCEPTABLE GOALS

PRIORITIZING GOALS

COLLABORATION

MAKING A RECOMMENDATION

IMPLEMENTATION

MONITORING PROGRESS

NEW GOALS AND PRIORITIES

Page 3Page 2

PORTFOLIO MANAGEMENT

The Private Investment Management (PIM) program is a customized portfolio designed to meet your specific investment goals. We will guide you through a consulting process to ascertain your investment goals and risk parameters, and then we’ll use asset allocation to construct a portfolio of various securities chosen to help meet your financial objectives. As your Portfolio Managers, we will actively manage your portfolio on an ongoing, discretionary basis using an individualized investment style.

IMPLEMENTATION

Once we’ve penciled in your goals, our process will help you arrive at an asset allocation (investment mix) that supports your objectives. We will “stress test” your investment portfolio through statistical modeling when creating your plan, helping you determine how likely you are to achieve your goals.

MONITORING

We’ll show you how your investment performance today measures up against your plans for tomorrow, and with our process, following your progress is simple. By getting in touch with us or accessing your account online, you can see a simple chart the value of your investments.

We won’t lose sight of your goals, dreams, and priorities. They may remain the same for many years or change over time, and whether it’s a life event or a market event, the process can be updated easily to adapt to your new goals or circumstances.

OUR PROCESSWhen it comes to managing complex finances, no single solution works for everyone. That’s why your relationship team begins with a deep understanding of you and your family’s goals, and then develops customized solutions to help you achieve them.

THE 12 PILLARS OF WEALTH MANAGEMENT

Managing Your Investments and Risk1

Protecting You and Your Family5

Funding Your Educational Goals9

Coordinating Your Executive Benefits4

Creating Your Legacy8

Your Other Goals and Concerns12

Managing and Leveraging Your Debt2

Planning for Your Retirement3

Defining Your Estate Goals7

Planning for Life Transitions and Unexpected Events11

6 Planning for Business Transitions

10 Pursuing Your Dreams

Together, we will work with you to explore these 12 wealth management issues while working to address your goals for building, managing, preserving, and transitioning your wealth.

Page 5Page 4

COMPREHENSIVE WEALTH MANAGEMENT SERVICES

1 Advisory services are not designed for excessively traded or inactive accounts, and may not be suitable for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for these programs is $10,000 to $250,000.2 Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

3 Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.4 Wells Fargo Securities is the trade name for the capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including Wells Fargo Securities, LLC, member NYSE, FINRA and SIPC and Wells Fargo Bank, National Association. Wells Fargo Bank, N.A. is a banking affiliate of Wells Fargo & Company.

5 Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain

restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker(license number MB2234) in Massachusetts.

THE VALUE OF A TEAM APPROACHThe Walton & Hitt Group’s veteran advisors bring a wealth of life experience to the table, while our next-generation advisors offer fresh, new perspectives to balance the vast expertise of their senior counterparts.

Our senior advisors have guided clients through many different market cycles including two of the worst bear markets in U.S history. We are committed to alleviating clients’ concerns about their finances and taking the emotion out of investing.

INVESTMENT PLANNING1,2

• Extensive choice of asset management options

• Customizable advisory services

• IRAs and distribution strategies, Trust, Joint and Individual accounts, 529 Plans

RETIREMENT PLANNING AND CASH FLOW MODELING• Flexible planning to help achieve your goals

• Manage your transition from work to retirement

• Create a plan for a predictable cash flow to support your lifestyle

RISK MANAGEMENT3

• Term and Permanent Life insurance solutions

• Extended Care planning with Long-term care

SYNDICATED AND CAPITAL MARKET SERVICES4

• Private capital investments in non-public companies

• Initial and secondary public offerings

PRIVATE PLACEMENT BUSINESS SOLUTIONS• 401(k)s, Defined Benefit Plans, ESOP plans

• Employee benefits

• Succession planning

• Business transition strategies and lending

THROUGH OUR WELLS FARGO AFFILIATES,5 YOU HAVE ACCESS TO LENDING AND BANKING PRODUCTS SUCH AS:

• Securities-based financing

• Residential mortgages

• Home equity financing

• Business financing

• Credit cards

We help our clients with an extensive array of services in addition to providing asset management advice.

BACKED BY THE WORLD-CLASS CAPABILITIES OF WELLS FARGO ADVISORS

Wells Fargo Advisors is the nation’s third largest financial services Firm with over 14,000 financial advisors. Wells Fargo Advisors administers $1.6 trillion in client assets providing world-class investment advice and guidance to clients throughout the United States.

Wells Fargo Advisors is one of the nation’s premier wealth management firms, known and respected for the responsible stewardship of its clients’ assets. With roots dating back to 1879, it grew through mergers with some of the most respected regional and national financial companies. A non-bank affiliate of Wells Fargo & Company, Wells Fargo Advisors prides itself on exceptional service based on trust and knowledge, and for a corporate culture that puts client needs above all else.

Page 7Page 6

LET’S HAVE A CONVERSATIONThe Walton & Hitt Group welcomes the opportunity to meet with you to learn more about your wealth management needs and goals, and discuss how we can serve as a resource to help you achieve your objectives. Please contact us today at (800) 556-0015 to schedule a confidential, no-obligation portfolio review or private consultation.

SERV

ING SAN DIEGO

FOR

MO

RE THAN 20 YEARS

.

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, member FINRA/SIPC, a registered broker dealer and non-bank affiliate of Wells Fargo and Company. 1019-XXXXX

888 Prospect StreetSuite 301La Jolla, CA 92037

(858) 456-5446

waltonandhittgroup.com