the 50+ show magazine - manchester 2013 edition

The 50+ ShowMagazine

ProgrammeShow planExhibitorsGardening

HobbiesFinancePuzzlesHealth TravelFood

and more!

Manchester Central1 - 2 March 2013

£2Where sold

Is there something

BIGRetirement planning perhaps?Look out for our elephant. You can’t ignoreit and you could win a safari trip for 2!Competition terms and conditions apply, visit the Prudential stand for full details.

you’re ignoring?

RETS10334_10_12_RETS10334_10_12 18/10/2012 15:04 Page 1

The 50+ Show Magazineis published by PRo Publications International LtdFirst Floor Adelphi Court1 East StreetEpsom, Surrey, KT17 1BB

Tel 01372 743837Fax 01372 743838

Robert McCaffrey [email protected]

Reina Villanueva Deputy editor [email protected]

Claire Humphries Associate [email protected]

David Thomson Sales executive [email protected]

Jane Donaldson Sales executive [email protected]

Margaret Masson [email protected]

Paul Brown Commercial [email protected]

Sonal Patel [email protected]

Contents

Welcome to The 50+ Show Magazine and Show Guide for The 50+ Show in Manchester in March 2013. We hope that you have a positive,

re-energising and inspirational day out at The 50+ Show this year.The 50+ Show takes place four times each year, here in Manchester in March,

in London in July, Glasgow in November and Birmingham in December.In this magazine you’ll find features on finance, health and more. If you’d like

to try our tram hunting competition and be in with a chance to win £25 in M&S vouchers, please take our quick online survey questionnaire before 15 March. We hope that you’ll tell us what you thought of the show - we really do read every single questionnaire that we receive back. We’d love to read your feed-back to help us make the show even better next time!

On behalf of the whole organising team, we hope that you enjoy both this 50+ Show Magazine and The 50+ Show in Manchester itself.

‘Life is for living:’ that’s our motto!

4 50+ Show A-Z of exhibitors and advertisers5 50+ Show floor plan Where to find the exhibitors you are after!PROGRAMME & PERFORMER PROFILES6 Show programme and information At-a-glance programmes for Friday and Saturday...10 Performer profiles13 50+ Show Competitions14 Featured exhibitor profilesMONEY MATTERS18 How to get the most from your pension savings20 The importance of having a will22 Take control of your financial futureHEALTH24 Midriff Misery - and how to beat the stress hormone26 Carers - getting the right care and supportCULINARY28 Loving food and hating waste plus recipes from Sweet MandarinGARDENING30 Beautiful gardens all year round!TRAVEL32 Iceland...if you don’t like the weather, just wait 15 minutes.34 The Puzzle Page Crossword, courtesy of Puzzle Collection

Visitors are advised to satisfy themselves as to the bona fides of the exhibitors prior to finalising any transactions.

Robert McCaffreyEditor

Spot the trams!To keep your eye-

balls fit, we have hid-den a number of trams throughout these pages - more than 10 but fewer than 20. Can you find them ALL? Send us the answer by filling in our survey and you could win a £25 M&S voucher!

On-line survey address: http://propubs.polldaddy.com/s/50-plus-show-manchester-2013

The 50+ ShowMagazine

Programme

Show plan

Exhibitors

Gardening

Hobbies

Finance

Puzzles

Health

Travel

Food

and more!

Manchester Central1 - 2 March 2013

£2Where sold

The 50+ Show Magazine 3 March 2013

The 50+ Show Exhibitor A-ZOrganisation Stand

50 Plus Magazine A16Action on Hearing Loss D3Age UK E6Ajustamatic C16Alfa Travel B1All year Cyprus travel A12Amaze Brush E22Aristo Developers B16Arthritis Research UK C3Ateronon C10BBC Tours A8Black Country Living Museum A22Boundary Mill Stores B11Brian McEniff Hotels A5Britannia Hotels B20Broadstone Mill Outlet A3BT D24British Wheel of Yoga E26Cancer Research UK Health ZoneCapital Alternatives C6Clifton Park Hotel A4Collette Worldwide Holidays A11Commonwealth War Graves Commission D1Costco Wholesale D24ACyclo-Ssage A10Discover Dudley A21Dru Yoga C18Ellen Smith Coach Tours A13Eurotherapy E16Financial Ombudsman Service E25Flint and Flame D9Fortina Spa Resort C1Girlings Retirement Rentals C15Group Travel Organisers Association A20Jet2Holidays/Jet2.com B14JustHEAR C12KCO beauty and brow powders B13Key Retirement Solutions C0Lloyd Caravans P1Malbern Windows D23Marie Curie D8Mersey Ferries A20AMossley Canopies D21Multiwhisk E8National Federation of Occupational Pensioners C7 NSPCC E12Nu Skin D18Oakdale Beds D5Optimax C9

Organisation StandOriginal Beauty Flow D2Pannone C11Prudential D13/D15Ramblers Worldwide Holidays B6Regenovex D7Retirement Today Magazine D11Robinsons Holidays A17Roofsure E13RSPB D22Saga Holidays A1Shawbury Vintners D12Shearings Holidays B17Silver Travel Advisor B8South Lakeland Parks B22Southport Flower Show B9

Specsavers D19Stroke Association D17Swansway Honda E1The 50+ Show A18The Pensions Advisory Service (TPAS) C4The Quays B7The Times Newspaper C2Tunisia Tourism B3U3A D4AVegetarian Society C5Visit Hull & East Yorkshire A6Visit Isle of Wight B4Wiltshire Farm Foods D4Woodland Trust B10WW & J McClure Solicitors E11Wyldecrest Parks P3

Broadstone Mill Outlet 23Choice Magazine 17Fortina Spa 35Girlings 15NSPCC 21

Optimax 23Prudential 2,36Regenovex 25

Advertiser Index


The 50+ Show Floor Plan


Friday

SEMINAR THEATRE50+ SHOW

COOKERY THEATRE

10.15 - 10.45GETTING THE RIGHT CARE,SUPPORT & PUBLIC SERVICESFOR YOURichard Copson, Pannone Group

11.00 - 11.30Take control of your retirement: Top financial tips from Prudential. Mike Atkinson and Stuart Brockless, Prudential

11.45 - 12.15MAKE THE MOST OF YOUR RETIREMENT - GET INVOLVED IN VOLUNTEERINGTalk and Q&A with NSPCC

10.0

0 -

12.3

0 12

.25

- 14

.30

14.3

0 -

16.0

0

12.30 - 13.20YOUR MONEY MATTERS PANELChaired by: Simon Primmer, The Pensions Advisory Service Mike Waller, PrudentialAnne Leader, The Financial Ombudsman ServiceRepresentative form Key Retirement Solutions

13.40 - 14.30GARDENING Q&A TIMEChaired by: Sam Youd, Former Head Gardener, Tatton ParkGraham Porter, Horticultural ConsultantPhil Dunnett, Ribblesdale NurseriesTerry Morris, Gardening Lecturer


15.30 -16.00MIDRIFF MISERY. Tips on how to avoid ‘middle-age spread’ Fiona Kirk, Nutritionist and author of Eat, Live & Lose The Flab

10.30 - 11.15 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE!

Richard Fox is a TV Chef and food and drink ex-pert. He has had his own cooking slot on BBC 1 Regional Look North and was a regular chef on BBC 2’s Food Poker.

11.45 - 12.30EXCITING VEGETARIAN DISHESby ALEX CONNELL, Principal Tutor at Cordon Vert Cookery School

13.00 - 13.45SWEET MANDARIN CHINESEBANQUETHelen and Lisa Tse, Owners and Chefs at Sweet Mandarin Restaurant, Manchester


15.20 - 16.00HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE!Richard Fox is a TV Chef and food and drink ex-pert. He has had his own cooking slot on BBC 1 Regional Look North and was a regular chef on BBC 2’s Food Poker.


TRAVEL SEMINARTHEATRE

PERFORMANCE STAGE& FASHION SHOWS

10.00 - 10.45DRU YOGA Workshop for total health & well being

11.15 - 12.00ZUMBAFiona Gray, FLG Dance & Fitness

12.15 - 13.00YOGABritish Wheel of Yoga

10.30 - 11.00FASHION SHOWGray & Osbourn

11.30 - 11.50TONE-ACITY LADIES QUARTET


ACTIVITY ZONE

10.15 - 11.00HOW TO REMAIN ACTIVE AND DOING THE THINGS YOU LOVEArthritis Research UK

11.15 - 12.00STEP INTO A WORLD OFDISCOVERY.Ramblers Worldwide Holidays

12.15 - 12.45DISCOVER MORE WITH SHEARINGS HOLIDAYS. Michael Bowers, Shearings Holidays

13.00 - 13.45CYPRUS - THE PERFECT DESTINATION FOR RETIREMENT.Aristo Developers

14.00 - 14.45CHOOSING YOUR FIRST TOURING HOLIDAYNichola Absalom, Silver Travel Advisor


15.40 - 16.10UNSPOILT NORTH CYPRUS DESTINATIONErkan Kilim, A1 Cyprus

13.15 - 14.00BALLROOM & LATIN AMERICANJagers Dance

14.15 - 15.00SALSA & LATINO RHYTHMSJagers Dance

15.15 - 16.00LINE DANCINGAlan B’s Nuline Dance

14.30 - 16.0012.30 - 14.30

10.00 - 12.30

1st Marc

h

The 50+ Show Magazine 7

PROGRAMME - FRIDAY--------------------------------------------------------------------------------------------------------------------------

13.15 - 14.00PRIZE QUIZAre you a brainiac or perhaps Britain’s next mastermind? Come along and test your knowledge! The lucky winner will be rewarded with a pair of tickets to see The Ladykillers on Tues 26th March at The Lowry.

14.30 - 14.50TONE-ACITY LADIES QUARTET


15.40 - 16.10DO YOUR THING CHOIR

Saturd

aySEMINAR THEATRE

50+ SHOW COOKERY THEATRE

10.15 - 10.45GETTING THE RIGHT CARE,SUPPORT & PUBLIC SERVICESFOR YOURichard Copson, Pannone Group


11.45 - 12.15MAKE THE MOST OF YOUR RETIREMENT - GET INVOLVED IN VOLUNTEERINGTalk and Q&A with NSPCC

10.0

0 -

12.3

0 12

.25

- 14

.30

14.3

0 -

16.0

0

12.30 - 13.20YOUR MONEY MATTERS PANELChaired by: Simon Primmer, The Pensions Advisory Service Mike Waller, PrudentialAnne Leader, The Financial Ombudsman ServiceRepresentative form Key Retirement Solutions

13.40 - 14.30GARDENING Q&A TIMEChaired by: Sam Youd, Former Head Gardener, Tatton ParkGraham Porter, Horticultural ConsultantPhil Dunnett, Ribblesdale NurseriesTerry Morris, Gardening Lecturer


15.30 -16.00MIDRIFF MISERY. Tips on how to avoid ‘middle-age spread’ Fiona Kirk, Nutritionist and author of Eat, Live & Lose The Flab

10.30 - 11.15 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE!

Richard Fox is a TV Chef and food and drink ex-pert. He has had his own cooking slot on BBC 1 Regional Look North and was a regular chef on BBC 2’s Food Poker.


13.00 - 13.45SWEET MANDARIN CHINESEBANQUETHelen and Lisa Tse, Owners and Chefs at Sweet Mandarin Restaurant, Manchester


15.20 - 16.00HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE!Richard Fox is a TV Chef and food and drink ex-pert. He has had his own cooking slot on BBC 1 Regional Look North and was a regular chef on BBC 2’s Food Poker.


TRAVEL SEMINARTHEATRE

PERFORMANCE STAGE& FASHION SHOWS


11.00 - 11.30THE MANCHESTER CHORALE

11.45 - 12.15CRYSTAL CHORDS LADIESBARBERSHOP CHORUS

ACTIVITY ZONE

10.15 - 11.00HOW TO REMAIN ACTIVE AND DOING THE THINGS YOU LOVEArthritis Research UK


12.15 - 12.45DISCOVER MORE WITH SHEARINGS HOLIDAYS. Michael Bowers, Shearings Holidays

13.00 - 13.45CYPRUS - THE PERFECT DESTINATION FOR RETIREMENT.Aristo Developers

14.00 - 14.45GENTLE WALKING AND CYCLINGHOLIDAYSCatherine Crone, Silver Travel Advisor


15.40 - 16.10UNSPOILT NORTH CYPRUS DESTINATIONErkan Kilim, A1 Cyprus

13.15 - 14.00BALLROOM & LATIN AMERICANJagers Dance

14.15 - 15.00SALSA & LATINO RHYTHMSJagers Dance

15.15 - 16.00LINE DANCINGAlan B’s Nuline Dance

14.30 - 16.0012.30 - 14.30

10.00 - 12.30

2nd Marc

h


PROGRAMME - SATURDAY--------------------------------------------------------------------------------------------------------------------------


13.10 - 13.30BEVOX CHOIR

13.40 - 14.20PRIZE QUIZAre you a brainiac or perhaps Britain’s next mastermind? Come along and test your knowledge! The lucky winner will be rewarded with a pair of tickets to see The Ladykillers on Tues 26th March at The Lowry.

14.30 - 15.00CRYSTAL CHORDS LADIESBARBERSHOP CHORUS


15.45 - 16.15BEVOX CHOIR

10.00 - 10.45DRU YOGA Workshop for total health & well being

11.15 - 12.00ZUMBAFiona Gray, FLG Dance & Fitness

12.15 - 13.00YOGABritish Wheel of Yoga

FEATURES--------------------------------------------------------------------------------------------------------------------------

Come along and participate in decopatch activities and watch some demonstrations on how to upcycle furniture and how to “jazz up your junk” ( i.e, make an old photo frame or even a shoe box - beautiful and useful again) at The 50+ Show Craft Zone. Craftelicious will run craft making demonstrations and make & take sessions throughout the day. Craftelicious is a family-run Craft Studio with Cafe in the heart of Chorlton, Manchester, that provides creative activities and workshops on a drop-in and structured basis for all. The ac-tivities can take from 30 minutes up to a whole afternoon. Staff will be on hand to demon-strate all activities and products as well as guide and help you choose activities that suit your age/ability. All craft activities are run by Craftelicious, their in-house or guest artists and are designed for both adults and children.

For further information about Craftelicious vis-it www.crafteliciousuk.com, send an email to [email protected] or call 0161 860 4814.

Multi Award Winning acappella quartet, a.k.a VOCAL DIAMONDS, Tone-Acity are a four part harmony ladies quartet. They are an award-winning ensemble who have been singing together for over ten years. Their four voices: Lesley Carson - LeadLorna Williamson - BaritoneJennifer Carson-Fox - Tenor Kirsten Wheeler - Bass...matched to make wonderful spine-tingling harmonies. Be entertained with their varied repertoire and interesting arrangements at the performance stage on Friday 1st March at 11.30am and 2.30pm.

Do Your Thing!

Get crafting with

Do Your Thing is the exciting new choir that has taken Tameside by storm. In under a year the Do Your Thing community choir, led by Choral Director Liz Taylor, is now a 100+ member strong contemporary singing experience.

Performing popular numbers from artists such as Take That, Abba and Queen, to name a few, they are sure to get your feet tapping as they take to the stage at The 50+ Show on the 1st March at 3.45pm.

With a new choir recently started in Stockport, joining the choir requires no pre-vious singing experience, no auditions, and welcomes all, aged 16 or over for a weekly rehearsal filled with fun, friendship and the songs you might sing along to on the radio (or in the shower!). Whilst performing is not required of members, recent high profile gigs have included the Queen’s Jubilee, at Stamford Park’s Grand Re-Opening, the Olympic Torch festivities in Ashton and The Palace Hotel in Manchester .For further details, please visit: www.do-your-thing.co.uk


Tone-acity

Come and meet the staff from Cancer Research UK who will be carrying out very simple health checks.

They will run BMI, smokerlyzer and blood pressure checks. A BMI entails calculating a person's Body Mass Index by weighing them, measur-ing waist size, and comparing these with heights. A smokerlyzer test en-tails the user exhaling into a hand-held machine with a tube, which reads the levels of oxygen in the lungs.

FEATURES--------------------------------------------------------------------------------------------------------------------------


What’s on the catwalk...Fashion show featuring real models,

professionally styled and choreographed by Mandy White of White Event Management.

Clothes supplied by Gray & Osbourn (www.grayandosbourn.co.uk)

Make sure you have the best seat in the house!

Images above courtesy of Gray & Osbourn.

Activity Zone/Dance floor

On Friday 1st and Saturday 2nd of March at 11.15am, the Zumba Gold party begins!

Fiona Gray with the FLG Dance & Fitness will deliver demon-strations of the fastest growing fitness craze in the world!

Zumba Gold is a fun way to develop strength, flexibility, stamina and mental agility. It takes the Zumba formula and modifies the moves to suit the needs of the active older participant and true beginner. What stays the same are all the elements the Zumba Fitness Party is known for: the zesty Latin music, like salsa, meren-gue, cumbia, and reggaeton; the exhilarating, easy-to-follow moves; and the invigorating, party-like atmosphere.

FLG Dance & Fitness delivers Zumba Gold sessions at St Cle-ments Church in Chorlton, The Kathlocke Centre in Moss Side, Zion Health Centre in Hulme and the Old Trafford Com-munity Centre. If you would like further information speak to Fiona, Lorna or any of the dancers. New members are al-ways welcome!

www.zumbafeelgood.co.uk

FEATURES--------------------------------------------------------------------------------------------------------------------------


Rolling Hills Chorus

Crystal Chords Made up of 60+ women, the group has been en-tertaining for almost 30 years and have strong connections in Manchester and beyond, per-forming at private and public events while regu-larly supporting community groups and chari-ties.

Crystal Chords is an award-winning chorus that regularly competes nationally and internationally. See the crystals shine at The 50+ Show with their diverse repertoire, from classics to beautiful ballads, even arrangements from films and shows! They will be performing on the 50+ Show performance stage on Saturday, 2nd of March at 11.45am and 2.30pm.

BeVox

“Vox” is the Latin for “vocal” and BeVox means “be vocal”. BeVox was formed in September 2010. It started with three groups, in Wakefield, Sheffield and Nottingham. In the first season, the groups were quite small - just ten singers in Wakefield, and twenty-four in Nottingham. Sheffield started with fifty-two. Since then, a fourth group in Barnsley has come and gone (formed in April 2011, merged with other groups February 2013) and the company has grown to over two hundred singers. In that time, they have done over a hundred perfor-mances and helped to raise well over £17,000 for charity.

Ever since the end of their first season in December 2010, they’ve been organising “flash mob” performances, taking music out into the public domain and surprising people with performances in unexpected places. They have flash-mobbed six dif-ferent shopping centres (four in one day!), even joined with City Voices Cardiff to produce a spectacular 200+ voice flash mob in London’s St Pancras International Rail Terminal. For more information visit: www.bevox.co.uk

Watch them performlive at 1.10pmand 3.45pm at The50+ Show this Saturday, 2 Marchat The 50+ Showperformance stage!

The Manchester ChoraleBe ready for an inspriring musical experience by award-winning choir, Man-chester Chorale, at The 50+ Show on the Saturday, 2nd of March at 11am. The Manchester Chorale has a reputation for the breadth of the music it performs. The choir has always aimed to achieve high standards and that is reflected in competition successes at Sligo, Worcester and Bangor(NI); and of course the Manchester Chorale has become one of the best known names in the Sains-bury’s Choir of the Year Competition with reg-ular televised appearances in the final stages of the competition.In addition to Choir of the Year, over the years the Chorale has made a number of other diverse television appearances.

Jagers Dance

JAGERS DANCE & EVENTS WAS FOUNDED IN 2003 BY RONALD JAGER & JENNY SHEERAN.

Together, Ronald & Jenny have over half a century of Dancing Experience at the Highest Com-petitive Level - several times Dutch champions, Top 3 in the UK and Top 24 in all Grand Slam Championships (International, Open British, UK and US Open). They will demonstrate and run ballroom dance teach-in ses-sions at The 50+ Show. A little of bit Waltz, some Cha Cha Cha, a taste of Meringue and maybe Rock & Roll Jazz. Well, whether you have danced ballroom before, are dancing ballroom now or are just starting out on your ballroom adventure, you will surely have fun at The 50+ Show dance floor.

--------------------------------------------------------------------------------------------------------------------------COMPETITIONS

AGE UK E6Visit the Age UK stand and enter into a prize draw for a chance to win £1000. *Simply fill in a prize draw form to enter.

ARTHRITIS RESEARCH UK C3isit the Arthritis Research UK stand and fill in a prize draw for the chance to win £50 of M&S Vouchers

BOUNDARY MILL STORES B11Visit the Boundary Mill Stores stand and enter into a prize draw to win £50 worth of Boundary Mill Shopping Vouchers.

JUSTHEAR C12Come and visit JUSTHEAR stand C12 and enter their prize draw. The winner will receive a pair of digital hearing aids built with the very latest hearing technology. *The winner will be notified by JustHear the week following the show.

MARIE CURIE D8Visit the Marie Curie stand and enter their prize draw to have your will written or amended for free! A draw will be made on both days of the show.

NFOP C7Anyone visiting the NFOP stand (C7) will be entered into a competition to win FREE Life Membership of the National Fed-eration of Occupational Pensioners.

NSPCC E12Visit the NSPCC’s Gifts in Wills stand to enter their free will competition.

PANNONE C11Visit the Pannone stand and enter into a prize draw to win £60 of M&S Vouchers.

PRUDENTIAL - D13,D15WIN A LUXURY SAFARI FOR TWO

Want to win a truly unforgettable trip for you and a guest to jet off to the sun soaked South African city of Cape Town? The highlight of this trip will however be an overnight safari experience at the Aquila Safari Park where you will get a unique close up view of the fa-mous Big Five .

To enter, just pop along to the Prudential stand at the 50+ Show, answer a few quick questions on one of the iPads, and we’ll enter you into the draw.

REGENOVEX D7Win 1 of 5 x Hula Hoop & 3 month supply of Regenovex. Sim-ply complete an entry form on the Regenovex stand for your chance to win.

THE QUAYS B7Win an overnight stay for two at The Quays, Manchester (Saturday 8 and Sunday 9 June). The prize includes tickets to Soul Sister at The Lowry, dinner, bed and breakfast at The Copthorne Hotel and guided tours of Ordsall Hall and IWM North, part of Imperial War Museums.

THE VEGETARIAN SOCIETY & CORDON VERT COOKERY SCHOOL C5Add to your culinary repertoire! - visit the Vegetarian Socidety stand for the chance to win a fantastic Cordon Vert Vegetarian Cookery School meat-free leisure day, learning about vegetar-ian cookery, with a delicious lunch included.

Competitions

* Please be advised that Terms and Conditions apply to the above competitions


FEATURED EXHIBITORS--------------------------------------------------------------------------------------------------------------------------


FORTINA SPAStand C1

The 4 star Hotel Fortina and the 5 star Fortina Spa Resort in Malta are offering 2 for 1 holidays for 14 night dura-tions and over. Situated in the heart of the Meditteranean with fabulous views overlooking the capital city of Valetta, packages are comprised of half board and all inclusive accommodation including return flights from Manches-ter, in-resort hotel transfers and a cruise of Malta’s Grand Harbour.

Please visit us on Stand C1 for full details.

Telephone: 0800 917 3001Web: www.hotelfortina.comTigne Seafront, Sliema,SLM 154 MALTA

MARIE CURIE CANCER CAREStand D8

Marie Curie Cancer Care provides high quality nursing care to terminally ill patients and their families, completely free of charge, either in a patient’s own home or in one of our hospices. Gifts in Wills fund the equivalent of 1 in 2 of our Marie Curie Nurses, so have an important part to play in the future of the charity. To find out more and to enter our ‘Free Will’ prize draw, come and meet us at stand D8

Telephone: 0800 716 146Web: www.mariecurie.org.ukGifts in Wills Manager, Marie Curie Cancer Care, FREEPOST LON 15438, London, SE1 7YY

NSPCCStand E12

The NSPCC leads the fight against child abuse. We will do so until it ends and all children are safe from harm. Our lo-cal services help children and families in their communities across the UK, ChildLine and the adult helpline are there to ensure we’re there to offer advice and support 24 hours a day to those who need it, and our campaigning work en-sures that child protection remains a high priority on the political agenda.

Telephone: 0207 825 2505Web: www.nspcc.org.ukWeston House, 42 Curtain Road, London, EV2A 3NH

COMMONWEALTH WAR GRAVES COMMISSIONStand D1

The CWGC commemorates 1.7 mil-lion members of the Commonwealth forces who died during the two world wars, maintaining their graves and memorials in 153 countries. Commission staff will be on stand D1 to answer questions and undertake traces of in-dividual casualties using a searchable online database. A wide range of free information sheets will be available. Our partners from The War Graves Photographic Project will also be available to consult their online repository of military headstone photographs and take orders.

Telephone: 01628 507200Web: www.cwgc.org 2 Marlow Road, Maidenhead, Berkshire, SL6 7DX

GIRLINGS RETIREMENT RENTALSStand C15

Girlings offer a variety of housing options across the UK to the active 55+ age group. When you rent a retirement prop-erty through Girlings, the service charge and maintenance is included in the rent allowing you to budget effectively. The majority of developments offer communal facilities and a house manager is on hand for help and advice. Reassur-ance and peace of mind are covered through the 24 hour emergency call line. Discover the freedom renting in retire-ment can bring...

Telephone: 0800 525 184 Web: www.girlings.co.ukGlanville House, Frobisher Way, Taunton, Somerset, TA2 6BB

BROADSTONE MILL OUTLETStand A3

Broadstone Mill Shopping Outlet is a unique shopping destination. With hundreds of top brands at discount prices and 100’s of special offers in store with up to 75% off the RRP, with more brands and departments than ever before, they really do have something for everyone! Indulge in some retail therapy before re-laxing in the café or tea room with a cappuccino and a sandwich. Save money in a friendly and relaxed atmosphere, while shopping for your favourite discount brands.”

Telephone: 0161 953 4470Web: www.broadstonemillshoppingoutlet.co.ukBroadstone Road, Reddish, Stockport, SK5 7DL

“Without doubt the best property decision we have made!”

Peace of Mind

Independence

Flexibility

Choice

0800 525 184 www.girlings.co.uk

55+? Did you know you can rent private retirement property on a Life Long Tenancy which gives you the right to remain living in the property for as long as you wish, with service charges and maintenance included in the rent?

Discover the freedom renting in retirement can bring

Come and se

e us

at Stan

d

C15


SOUTHPORT FLOWER SHOWStand B9

Southport Flower Show is the largest independent fl ower show in the country. Attracting an audience of over 70,000 over the four day event, it off ers gardening inspiration, specialist food, celebrity guests, entertainment and much more. Renowned for its diversity and friendliness, the show constantly surprises and has visitors returning every year. Make Southport Flower Show a highlight of your summer. You will quickly discover the variety on off er goes well beyond what you might imagine a fl ower show to be!

Telephone: 01704 547147Web: www.southportfl owershow.co.ukVictoria Park, Southport, PR8 2BZ

REGENOVEXStand D7

Regenovex - the latest generation of products specially designed by experts, is an advanced unique formula-tion with Bionovex® (marine oil from New Zealand Green Lipped Mussels) and Hyaluronic Acid (key component of synovial fl uid and cartilage). Regenovex is manufactured by The Mentholatum Company Limited. With a reputation spanning over 100 years Mentholatum - one of Scotland’s most prominent consumer healthcare companies, provides high quality, innovative products worldwide.

Telephone: 01355 848484Web: www.regenovex.co.uk1 Redwood Avenue, Peel Park Campus, East Kilbride, G74 5PE

PRUDENTIALStand D13,D15

Whether there’s some way to go before you retire or you are already retired, Prudential’s Financial Advisers will be on hand to help you with any questions or concerns that you may have. You’re welcome to come along to our stand to chat about your fi nancial hopes and worries.

We look forward to seeing you there. Oh, and look out for the elephant in the room. It’s hard to ignore, and you could win a safari trip for 2*! *Terms & Conditions of this competition are available at the Prudential stand.

Telephone: 0800 000 000Web: www.pru.co.uk

RETIREMENT TODAY MAGAZINE Stand D11

Visit our stand and receive a complimentary copy.Fantastic show off er, subscribe today and receive 12 issues of Retirement Today magazine direct to your door for only £14.99 plus a gift exclusive to the 50 Plus Show ‘Seriously Senior Moments‘ worth £9.99Enter our competition, for a chance to win great prizes in our daily draw.

Telephone: 01296 632700Web: www.retirement-today.co.ukEmail: [email protected]

OPTIMAXStand C9

Optimax is the UK’s leading Laser Eye Surgery specialist. Founded in 1991, it has carried out more than 350, 000 treatments. They off er a range of treatments suitable for those over 40, including Implantable Lens procedures and Cataract surgery, which can eliminate the need for glass-es and restore natural vision at the same time. What all Optimax treatments have in common is helping people to see the world more clearly. Choose Optimax for unbeatable results, aff ordable prices and outstanding patient care.

Telephone: 08705 14 13 14Web: www.optimax.co.uk128 Finchley Road, London, NW3 5HT

FEATURED EXHIBITORS--------------------------------------------------------------------------------------------------------------------------

SILVER TRAVEL ADVISORStand B8

Are you over 50 and love to travel?If the answer is yes, visit silvertraveladvisor.com! Silver Trav-el Advisor is a travel advice and reviews site dedicated to the over 50’s, packed full of information about hotels, des-tinations, and all kinds of diff erent and interesting holidays. It’s free to register and join in, and every month there is a holiday prize draw. A team of friendly advisors are on hand to answer all your travel questions and you can share your own experiences too.

www.silvertraveladvisor.com82 Bridge Road, East Molesey, Surrey KT8 9HFEmail: [email protected]

Since 1983, The Pensions Ad-visory Service (TPAS) has been helping people un-

derstand pensions. We provide independent guidance and in-formation on all types of pension plans. If something goes wrong with your private or workplace pension, we can help with that too.

Our service is free and provided by a network of volunteers from across the pensions industry, supported by a small team of staff. With the recent announce-ment about changes to the state pension, more and more people are keen to know about their future entitlement and are plan-ning for the future.

Here are our top tips for planning your retirement, whether you are con-sidering retiring soon, have recently retired or want to ensure a comfort-able retirement in the future.

1. Get a state pension statement. A state pension statement gives you an estimate of the state pension you may get when you reach your state pension age, based on your National Insurance record as it stands when the statement is produced. It includes simple information that will help you understand what effect further qualifying years may have on the amounts shown on the statement. Con-tact the Pensions Service at:www.gov.uk/state-pension-statement to get a statement.

2. Knowledge is king and being part of it feels royal. Get as much information as you can from your pension provider. They can send you a statement showing how much is in your pension pot, and potentially how much it

will be worth when you retire, based on a number of different factors. Your pen-sion provider can also tell you what other benefits your pension has, for example whether it includes a form of life insur-ance. If you have more than one pension make sure you get statements from all your pension providers.

3. Trace lost pensions. If you have lost contact with an old em-ployer’s pension scheme, the Pension Trac-ing Service can help you to find a lost pen-sion. They should be able to provide you with the current contact details of your scheme. You can use their tracing service by telephone, post or online. The Pension Tracing Service has access to many pen-sion schemes’ contact details and makes them available to the public, on request. To contact the tracing service call them on 0845 6002 537, complete the online form at www.gov.uk/find-lost-pension or write to them at; Pension Tracing Service The Pension Service Tyneview Park Whit-ley Road Newcastle upon Tyne NE98 1BA


HOW TO GET THE MOST from your pension savings Top tips for a better retirement by The Pensions Advisory Service.

4. Beware of early access schemes. These are sometimes called Pension Liber-ation Plans. Watch out for predators claim-ing to be able to release pensions cash as a loan or lump sum before the law allows.

The perpetrators often work alongside ‘introducers’ or ‘advisers’ who try to entice the public with spam text messages, cold calls or website promotions into transfer-ring their existing workplace or private pension with the promise of being able to release a portion as cash before the age of 55.

The remainder of the funds is likely to be invested in highly dubious and risky, unregulated investment structures, of-ten based overseas. Although it may be tempting to release cash from your pen-sion early, schemes presented to you, par-ticularly if you are under age 55, are un-likely to be legitimate and you will incur a large tax penalty.

If it sounds too good to be true, it usu-ally is. If you think you have been a victim of a pension liberation fraud or if you have

information regarding pension liberation fraud, contact Action Fraud on 0300 123 2040.

5. If in doubt, check it out. Don’t be worried, or put off by jargon. If there is anything you don’t understand about your workplace pension, ask ques-tions and if in doubt call us on 0845 601 2923. Our website has a series of fact sheets which explain key pension topics such as death benefits, taking a small pen-sion pot as a lump sum and transferring a pension.

6. Make sure you are getting everything you’re entitled to. If you have already retired and are strug-gling to make ends meet, you may be entitled to some extra support. Contact the Pension Service or your local Citizens Advice Bureau.

7. Check out the rest to get the best. When approaching retirement, shop around for the best pension deal you can get for your money. If you have health problems, you may be able to get more for your money. For help with choosing an annuity, try our online planners at www.pensionsadvisoryservice.org.uk/online-planners

8. Get independent advice. For free independent advice and guid-ance about saving for retirement, or if you believe something has gone wrong with your pension, please call us on 0845 601 2923. Alternatively, you can write to us at: The Pensions Advisory Service, 11 Bel-grave Road, London, SW1V 1RB. You can also send us a message via our website www.pensionsadvisoryservice.org.uk

-----------------------------------------------------------------------------------MONEY MATTERS


Talk to an independent

expert from The Pensions

Advisory Service

CALL 0845 601 2923

or Visit Stand C4

at The 50+ Show. v


Making a Will is easy to do and gives you the peace of mind from knowing that your fam-

ily and friends will be looked after and that your possessions are gifted to those you care about. It may also re-duce the impact of inheritance tax on your assets, protecting them for the people and causes most important to you.

Some people don’t make a Will be-cause they assume that their partner or children will automatically inherit all their worldly goods. This is not al-ways the case, particularly in more complicated family circumstances.

If you have already written your Will, it is important to ensure that it is kept up to date. Experts suggest that a Will is reviewed every five years and updated as and when circumstances change. There may have been births, deaths, marriages or separations, all of which may have an impact on the contents of a Will, and some of which can affect your actual wishes being fulfilled.

Some handy tips on making your willThe good news is that writing or amending your Will is not nearly as complicated or costly as many people think. Schemes such as Will Aid allow you to write or amend your Will at a reduced cost while benefiting numer-ous charities including the NSPCC, Age UK and the British Red Cross.

Here are a few points to think about when preparing to write your Will:Make a note of everything you own and everything you owe. You will need contact details, account numbers and passwords for any important online assets (bank accounts, shares etc.)

You will need to appoint Execu-tors to ensure your wishes are carried out. Any adult can be an Executor and they can also be named in the Will as a beneficiary. Very often a close fam-ily member will take on the role, but

they can seek professional help if nec-essary.

You should be specific about how you would like your money to be dis-tributed. For example, you can leave specified amounts, a share or percent-age of your Estate (i.e. a percentage of the total sum of your personal posses-sions, property and money) to named individuals or charities. Percentage gifts are recom-mended as they will not be devalued by inflation. You will need to provide full names and addresses and charity registra-tion numbers where possible.

It’s worth remembering that a beneficiary might die before you; decide what you wish to happen to their bequest if this should happen. Finally, remember you can always change your will.

Make a differencefor others.Leaving a gift in your Will to a cause close to your heart is your op-portunity to make a huge difference. For many charities, gifts in Wills are vital, accounting for a significant proportion of their income. In fact, some charities rely on gifts in Wills for up to 70 per cent of their income. Without these generous gifts so much of their work would not be possible.

Whatever your circum-stances, a small percentage of what’s left after you’ve taken care of your loved ones can make a real difference. A gift left in your Will to charity is tax-free under current legislation, and as a percentage, it would not be af-fected by inflation and can be more affordable.

In November, you can also sup-port some of your favourite charities while writing or amending your Will through the Will Aid scheme. Throughout the

month, participating solicitors waive their fee for writing or amending Wills and instead invite clients to make a donation to charities including the NSPCC and Christian Aid – you can download the handy Will Planner and find participating solicitors near you at: http://www.willaid.org.uk

--------------------------------------------------------------------------------------------------------------------------MONEY MATTERS

The Importance of having a Will

“When someone you love dies, you are in turmoil. It is difficult to cope with grief, let alone financial insecurity. This is why it is so important for every adult to have a proper, up-to-date Will. This is the best gift you can leave for those you love. And if you choose to make your Will with a Will Aid solicitor you will also be leaving a loving gift to the thousands of children, families and communities around the world helped by the Will Aid charities. “Dame Judi Dench

Photo of Dame Judi Dench by: Andrew Zuckerman

v

A childhood full of love and laughter?

A safe place to play?

Your generosity?

Children are our future. They learn from us, share our interests and inherit our funny little ways.

After you’ve remembered your loved ones, you could help the NSPCC protect children by leaving a gift in your will.

Visit www.nspcc.org.uk/giftsinwills for more information.

What will you leave children?

NSPCC registered charity numbers 216401 and SC037717. Photography by David Chambers, posed by a model. 2012209/13.

2012209_50_Plus_Events_ A4_Ad.indd 1 07/02/2013 15:28

--------------------------------------------------------------------------------------------------------------------------MONEY MATTERS


We spoke to Anne Leader from the ombudsman service for her top tips for managing your money matter:

Brainy banking Don’t just ignore your bank and credit card statements – take the time to read them and make sure that the pay-ments shown are ones you recognise. It also pays to ask your bank for a list

of your direct debits and standing orders. If you’re paying for things you don’t recognise or no longer use, consider cancelling them – but tell the business involved first.

Credit control Interest rates on credit cards can change, so it’s worth reviewing your current rate – and shop around, you may find that there is a better offer available elsewhere. Keep a note of when repay-ments are due to each of your credit accounts – some, like cata-logues, are due every 28 days which means the payment date shifts each month. If you’re lucky enough to have an interest-free credit deal make sure you know when the deal ends your monthly payment will increase after this date.

Perfect pensions Pensions and annuities can be complicated to understand, so if you’re not sure about anything on yours, don’t be afraid to ask. Whether your pension is through your work place or one you’ve set up private there will be someone you can contact for advice. If there is anything you don’t understand keep asking until you do. If you don’t yet have a pension, shop around for the best one for you – and if you are seeking professional advice make sure the advisor is regulated by the Financial Services Authority.

Ideal insurance Motor, home, travel, health – almost everything can be insured these days but how do you know that you’ve got the best deal for you? A cheaper policy may seem like the best option but the terms can vary wildly so, while it may be boring, make sure you read the documents to check the cover is suitable for your needs. At the same time check that the insurer has recorded all your details correctly – including information about any pre-existing medical conditions.

Take control of your

financial future

Everywhere you look these days someone is talk-ing about bother with a bank, issues with an in-surer or problems with a pension. It can seem like managing your own money matters is impossible – particularly when something does go wrong and you don’t know where to turn. But there is an or-ganisation set up to help people when things do go wrong. The Financial Ombudsman Service – the free service set up by law to sort out problems between consumers and their bank, insurer or financial advisor – has the power to look at individual complaints where you can’t sort things out with the business directly. The ombudsman can look at a range of issues from pensions to mortgages and from credit cards to car insurance. What’s better – as they were set up by Parlia-ment they’re completely

Taking the time to get to know your finances can help you avoid

a problem in the future. But it’s always best to expect

the unexpected so here’s our tips for handling a complaint if one

does crop up:

1. What are you unhappy about?Be clear in your own mind what the problem is and how you’d like it to be sorted. This will help you focus your complaint.

2. Try to stay calm.No matter how upset you might be, try to be calm and polite. This can help you get your points across more clearly and effectively.

3. Get in touch.You should first contact the business you think is re-sponsible and explain what has gone wrong. Try to have any relevant information to hand, for example statements or policy documents.

4. Write or phone?It can be a good idea to put your complaint in writ-ing – and keep a copy of your letter. If you prefer to call, make a note of the time and date of the call, the details of what was said and the name of the person you spoke to.

5. Taking things further. The business will have a complaints procedure – if the person you are dealing with isn’t able to sort things out, say you want to take things further. And remember, if the business doesn’t get things sorted, the Financial Ombudsman Service may be able to help on 0300 123 9 123 or www.financial-ombudsman.org.uk. v

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TEST YOUR KNOWLEDGEparticipate in our Prize Quiz

on Friday at 1.15pm and Saturday at 1.45pmat the performance stage

Are you a brainiac or perhaps Britain’s next mastermind? Come along and test your knowledge!The Quiz will take place on the Performance Stage Friday 1 March at pm and Saturday 2 March at pm. The lucky winner will be rewarded with a pair of tickets to see The Ladykillers on Tues 26th March at The Lowry * Terms and Conditions apply. * Tickets/dates are non transferable. The tickets have kindly been donated by The Lowry. The show runs from 26th March 2013 until 30th March 2013.

For further information visit www.thelowry.com/event/the-ladykillers

Places in the quiz are offered on a first-come, first-served basis and only a limited number of places are available.

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Big honest answers to

BIG FAT LOSS questions

Fiona Kirk

Midriff MiserY

- Nutritionist and author of Eat, Live & Lose the Flab

Fiona Kirk tells us how to beat the ‘stress hormone’

Why does every sandwich, cream bun and bowl of spaghetti bo-lognese seem to settle way too

comfortably around your middle? Why, when you are watching your weight or trying to lose some flab is your waistline the one area that refuses to shrink? It has a lot to do with the stress hormone, cortisol.

How do you feel when you have to slam on the brakes to narrowly avoid hitting another car or worse still, a pedestrian? Not good! Your heart is racing, your stom-ach is churning, you have gone very pale and you can’t stop shaking. This is what is known as the stress response. When the body is under stress a message is sent to the brain and the stress hormones, adren-aline and cortisol are released. Adrenaline is the one that ensures we react to the above crisis in super-quick time and cor-tisol is the one that releases glucose and fat from stores to ensure that we have the

energy to do so. They are an incredible, life-saving double act but cor-tisol can be a cruel chum when it comes to waistline management.

21st century lifestyles bring on all sorts of physical, emotional, environmental and nutritional stressors on a daily basis and whilst adrenaline levels return to ‘normal’ after every stressful situation has been dealt with, cortisol levels remain high, sometimes for days, our appetite increases and as much energy as possible is squir-relled away to deal with the next bout of stress. And guess where the favourite stor-age site is - the fat cells in and around the midriff.

So how do you convince your body that all is well, that there is no threat and that there’s no need to keep storing en-ergy as fat around your middle? Firstly, by endeavouring to reduce the stress in your lives but that’s never easy and secondly by

feeding the stress to ensure cortisol levels remain under control.

• Eat little and often. Studies show that eating quality, balanced small meals and snacks every 3 hours can reduce your body’s damaging cortisol levels by around 20% in 2 weeks.

• Have protein with every meal and snack. Protein foods slow down the rate at which the stomach empties, keeping you satisfied until your next meal or snack and preventing blood sugar highs and lows which the body sees as stress.

• Fit fabulous fats into your day. The essential Omega fats are filling, fat busting and great for our skin, hair and nails but few of us eat enough of them. Snack on seeds and nuts, use nut and seed butters for spreading, drizzle nut and seed oils on salads and vegetables and have oily fish at least 3 times a week.

• Bin the white stuff. Sugar is eve-rywhere and it’s not just the stuff in the sugar bowl and in sweets, cakes, pastries etc. It is also added to many processed and ‘fast’ foods and most junk foods. The more a food is refined or processed, the more quickly it is broken down and delivered into the bloodstream and the bigger the stress response.

• Avoid starchy carbohydrates after 6pm. Whole grains, beans, lentils and starchy vegetables provide lots of en-

Here’s how to do it:

HEALTH--------------------------------------------------------------------------------------------------------------------------


HEALTH

- Nutritionist and author of Eat, Live & Lose the Flab

ergy during the day when you are active but can leave you feeling bloated and uncomfortable at bedtime un-less you exercise in the evening.

• Get half an hour’s physical activity into your day. Working muscles need lots of energy (20-50 times more than they do at rest) so fat stores are forced into action and if you ‘get physical’ first thing in the morning you fat burn more efficiently for around 8 hours afterwards. Regular exercise also reduces the negative effects of both cortisol and the fat storing hormone, insulin.

• Drink water every 2-3 hours. Every chemical reaction that takes place in the body 24/7 from trans-porting nutrients and waste in and out of body cells to maintaining body temperature to encouraging fat burning needs water to get a result.

• Be wary of dairy. Intolerance to lactose, the sugar and casein, the protein in milk is on the rise and where there is intolerance, there is inflammation which prompts stress in the body and cortisol leaps into action. Restrict your daily intake to natural live yo-ghurt, low fat cottage cheese, hard goat’s or ewe’s milk cheeses and use alternative butters, milks and creams wherever possible (nut, seed, soya, oat).

• Cart snacks around. Ensure you have healthy snacks to hand to deal with energy dips which the body regards as another stress: small bags or trays of raw vegetables, baby tomatoes, sliced or chopped fruit, small pots of hummus, tzatziki, cottage cheese or guacamole, sachets of Miso soup, fruit smoothies, nat-ural live yoghurt, cold boiled eggs, chicken portions, rice or lentil salads, mini oatcakes, packs of raw nuts and seeds, vegetable juices and of course water!

• Have a bedtime snack. If you have trouble getting to sleep or regularly wake up in the middle of the night and can’t get back to sleep it is likely that your cortisol lev-els are raised. Have a small snack around 30 minutes be-fore bed. A couple of oatcakes with cold cooked turkey or a small pot of natural yoghurt with sliced banana are good choices because these foods are rich in tryptophan which encourages the production of the calming chemical, serotonin.

--------------------------------------------------------------------------------------------------------------------------

v

These are difficult times for everyone. We know this: if we didn’t, the media and politicians remind us daily. We

can see how an unprecedented recession and a recovery which is painfully slow in coming affects us and those we care for.

If we are pause to reflect upon the true impact of the recession, then we might do well to reflect upon the difficulties disa-bled people face, recession or not.

For those who need care, support and assistance to live full and free and inde-pendent life which a good many of us take for granted, the question of access to services and funding of the care and support they need have been questions which they, sadly, have had to face long before global recession brought home to many more of us the often brutal realities of financial constraints and budgetary dif-ficulties.

For those with significant health prob-lems and disabilities who need some level of support to live the independent live they deserve, it has often been an attri-tional battle securing recognition for the extent of difficulties and, in turn, their need for higher levels of care which public authorities are often unwilling to recog-nise or meet.

Anyone with health problems or dis-abilities and those who care for them will know all too well the difficulties faced when seeking the very minimum level of care, support and public services.

This is not to criticise those responsible for the provision of such services, or the ul-

timate decision makers for they face, and have always faced, the unenviable task of allocating a limited funds to those who, in their professional view, most need it.

We hear regularly of failings in various systems of the welfare state, be it by way of reports highlighting appalling failings in the NHS or the observations of the Care Quality Commission as to the reality of what community care really means in terms of dignity and a humane approach to those unable to care for themselves. This does raise issues which all of us can question in terms of what it is we expect from a civilised society.


Carers - Getting the right care and support

“If we are pause to reflect upon the true impact of the recession, then we might do well to reflect upon the difficulties disabled people face, recession or not.”

Whatever particular views we may hold as to the impor-tance of human rights, we can surely see that some failures in our welfare state breach fundamental rights, which it should be remembered are enforceable within our legal system, in relation to inhuman and degrading treatment (Ar-ticle 3 of the European Con-vention on Human Rights), depravation of liberty (Article 5), the right to respect for pri-vacy and family life (Article 8), the prohibition of discrimina-tion (Article 14) and even the right to life (Article 2).

How then to address the issue of care and support for those who most need it and how to help the carers who provide support for them in often difficult, exhausting and trying times.

For those who care for disa-bled people, family members and those who work with disabled people and people with high care needs, there is always route to take, there is always a series of touchstones to use to bolster arguments for increased care.

In terms of community based care and support services, a good starting point is the NHS and Community Care Act 1990.

Under Section 47 of this Act, the local authority social services department have an absolute and legally enforceable duty to carry out a comprehensive and per-son centred assessment of potential care needs.

This is a fundamental legal duty, simply triggered by a request for assessment, the assessment itself then being the foun-dation for the planning, provision and funding of what should be an appropri-ate package of care services for someone who, on all evidence available, clearly needs care services.

For example, those caring for old par-ents with deteriorating health, who are not currently in receipt of any form of care, support or assistance from social services or whose care package is inad-equate, should not hesitate to contact social services to request an assessment or reassessment of care needs, any failure to instigate a comprehensive and person centred assessment (as opposed to any inadequate tick box exercise or gate keep-ing process) being legally challengeable.

No one who cares for vulnerable, disa-

bled or incapacitated people should ever hesitate to raise concerns in relation to the poor quality of care services which those they care for may receive, whether this be in a residential or home care set-ting and whether this be by way of discus-sion, negotiation, formal complaint or by way of judicial review proceedings; often the legal process by which flawed deci-sion making on the part of public bodies, such as social services or the NHS, is chal-lenged.

Thus, if those you care for are not re-ceiving the quality of care they deserve or overly restrictive, budget led decisions are taken in relation to on going care needs, for example when discharged from hospi-tal and still in need of health care services; there are specific mechanisms designed to address these needs via the continuing healthcare assessment and review process and the NHS complaints procedure: a pro-cess, like the local authority complaints procedure, not to be underestimated in terms of the impact a complaint can have in terms of ensuring action is taken and flawed decisions overturned.

These are but simple examples of how failings in the decision making of those with key responsibilities for the vulnerable can be challenged. It would be wrong to suggest that pursuing matters in this and other ways is straightforward but it should never be thought that those who have fundamental duties to understand the dif-ficulties faced by the vulnerable members of cannot be held to account in terms of key legal duties.

Simple, straightforward, not overly ar-

gumentative discussions, requests for key information, for example community care or health care assessments, care plans and budgetary calculations, are the key to understanding why decisions have been made and thus whether the decision is sound or should be challenged.

If those who have a responsibility for assessing care and support needs have failed to truly understand the extent of health problems, disabilities and care needs, for example because lack of time or resources, then this is contrary to com-mon sense let alone fundamental legal principals of reasonableness, rationality, natural justice, i.e. public law principles, and possibly human rights.

Getting the right care and support for those you care for is no easy task, whether matters are pursued via legal routes or not, but as carers will know all too well it isn’t always easy to accept the decisions of those who don’t understand circum-stances as well as you do when it is their job to do so.

None of us should shy away from speak-ing up: we don’t have to do so in a feisty way but doing so in a way which gets those who make the decisions to under-stand why it is they should listen to you can often very easily make things very much better. Difficult times for sure, but chin up.

Written by: Richard Copson, PartnerPannone LLP

---------------------------------------------------------------------------------------------------------------CARE & SUPPORT


“No one who cares for vulnerable, disabled or in-capacitated people should ever hesitate to raise concerns in relation to the poor quality of care services which those they care for may receive.”

v


‘Delicious, quick-as-a-flash, no shopping required, everyone loves it’.If this little phrase of unlikely bedfellows sounds like the stuff of culinary fantasy - in the same vain as self-emptying dish washer and easy-clean juicer, then prepare yourself for a little surprise. This wish list for heaven in the home eating is yours for the taking by simply embracing a few basic principles and ideas.

Imagine opening the kitchen cupboard doors and fridge; glanc-ing at the veg rack, and instead of seeing empty spaces, decay-ing produce, yesterday’s remnants and a scary ensemble of dry goods, you were able to instantly visualise effortless, tasty pizza (with a golden thin and crispy base made from a flour tortilla). Imagine a topping on that pizza of char-grilled courgette strips, succulent roasted pepper (last week’s old veg), a thin spread of Bolognese sauce (three day leftovers), all topped with melt-ing, bubbling cheddar (was dry, with the first bloom of mould). Or how about a golden-fried fish cake stuffed to the gills with tuna mayo, green flecks of blanched broccoli stalk, garden peas and tender potato? And then to finish - a tasty layered dessert made from last week’s croissant (magically transformed into soft sponge), sweet, juicy nectarine (which only minutes previously could have made a couple of overs of test cricket it was so under-ripe), and a raspberry-streaked crème fraiche.

Chances are you’ve probably consigned all the ingredients gone to make the above dishes to the bin at some time or anoth-er based on anything from expired best before date to “it’ll be rot-ten by the time we get back after the weekend”. Most food waste comes from a combination of phobia, false perception and para-noia: A phobia of re-heating - propagated by the dark forces of

the European food police; a false perception that slightly brown or bendy means inedible and paranoia that an expired best be-fore may poison you.

The first issue to tackle is the phobia of reheating, and the cor-nerstone of fulfilling that opening line fantasy. You can re-heat just about anything for days after it’s been cooked: chicken, rice, pasta, Bolognese sauce, roasted red pepper, blanched broccoli, etc. etc. The fridge life of any of this stuff is considerably extended by having your fridge on a good, cold setting - mine is just one notch away from freezing stuff. Just make sure you cool your cooked food to room temperature as quickly as possible (thin lay-ers always cool quicker than thick), and then refrigerate or freeze in plastic lidded containers.

Secondly, just because your courgette wouldn’t take first prize at the village fete doesn’t mean it won’t be transformed from tired and bendy into tasty and good-looking with a quick blast of heat from the char-grill plate. Scratch beneath the surface is the bat-tle cry here, and you’ll be amazed what gems you unearth. And finally, just because it’s stale (bread products) or past best before (everything) doesn’t mean it’s a has-been only fit for the scrap heap. Those dried herbs and spices are a treasure trove of flavour for the mundane and the everyday, so let aroma be your guide - not the date.

It’s also worth bearing in mind that fruit and veg deteriorates because of enzyme activity which is magically halted through cooking. So, once cooked, you’ve temporarily suspended that deterioration, and you have the double whammy of a load of pre-cooked ingredients in your fridge or freezer that simply need combining in whatever manner you fancy and then simply re-heating. Believe me, it’s a lot easier to conjure up a fish cake recipe from nothing when you’re looking at fluffy, cooked mash in the fridge than a gangrenous green tattie with a ‘don’t you dare’ glint in its sprouting eye. - Richard Fox, Chef

LOVE FOOD --------------------------------------------------------------------------------------------------------------------------

LOVING FOOD & HATING WASTE!

“Most food waste comes from a combination of phobia, false perception and paranoia”

INGREDIENTS:• 200g yellow split peas (soak for a couple of hours)• 1 ½ litres chicken stock (use two cubes in the water, or better still fresh chicken stock!)• 1 onion, finely dicedLeftover roast chicken, torn into bite-size peices• Handful of spinach or curly kale• Seasoning to taste

Roast chicken and split pea ‘stewp’This quick, tasty and cheap-as-chips leftovers number was inspired by a mark Hix smoked haddock and fish stock version. My version uses left over roast chicken in place of the haddock and chicken stock instead of the fish stock. The rest is pretty much the same. You can vary the consistency by just blitzing a higher or lesser proportion of the cooked split peas. I’ve called mine a stewp simply because it’s a cross between a soup and a stew…..and sooooo tasty! - Richard Fox METHOD:

1. Gently fry the onion in some butter or oil for a few minutes until soft.

2. Add the drained and rinsed split yellow peas and add the chicken stock (I threw in the broken up chicken carcass for extra flavour – which you need to remove and discard when the peas are ready).

3. Bring to the boil, skimming off any froth that rises to the surface and simmer for about 30 minutes, or until the peas are tender.

4. Remove about a fifth of the peas and stock and blend. If you think you’ve got too much liquid still in the pea mix, just drain some off.

5. Add the blended stuff back to the soup, add the chicken pieces and the kale or spinach and cook for a few minutes until the chicken is warm and the leaves are wilted.

6. Correct the seasoning and serve with some warm crusty bread.

v


RECIPES-------------------------------------------------------------------------------------------------------------------------

FIRECRACKER KING PRAWNS

The firecracker chilli loving will love this dish and perfect to spice up those lazy weekends. The chillies when consumed raw can give a burning sensation. To reduce the pain and optimize the pleasure, we add some Sweet and Sour sauce. It is the sugar in the sauce which can reduce the fieriness and the vinegar in the sauce produces a wonderfully rounded taste that will ignite your taste buds.

INGREDIENTS:

· 180g raw King Prawns

· 50g mixed vegetables (waterchestnuts, bambooshoots, onions)

· 1-2 pieces of finely chopped ginger

· 60g red chilli finely sliced

· 25g birds eye chilli finely sliced

· 1 bottle Sweet Mandarin Sweet and Sour Sauce 300g

***************************************************************************************************************************************************************************************

METHOD:1. Cut the red chillies, birds eye chillies and ginger into small slices.

2. Pour the Sweet Mandarin Sweet and Sour Sauce into a saucepan untilboiling. Switch off and add the cut chillies and ginger.

3. Add raw king prawns for 3 minutes or until the king prawns turn from opaque to pink. Also add the mixed vegetables and stir thor-oughly. The beauty about the Sweet Manda-rin Sweet and Sour sauce is it thickens byitself.

4. Serve. Perfect with jasmine rice.*********************************************************************************************************************************************************************************************************************************************************************

SWEET CHILLI CHICKEN THIGHS The Emperor of China loved the chicken thigh rather than chicken breast ashe believed the thighs has more texture and taste. The chillies were at theheart of the Emperor’s kitchen apparently introduced by the Portuguese inthe 17th Century and were seen as a delicacy and this was food Heaven.

Serves 4. Prep time - 10 minutes. Cooking time - 10 minutes.

METHOD:1. Cut the onions into cubes. Tip – put the onion in the fridgefor 30minutes before cooking to avoid tears.

2. In a hot wok, add in the vegetable oil. Add in the cubedonion to cook off first.

3. Add in the chicken thighs skin side down and cook for 5minutes on each side until skin turns golden. Turn the chicken thighs over and cook for another 5 minutes. Add in the water at this stage to prevent the chicken thighs from burning in the wok.

4. Add in the peppers and stir in the wok with the chicken

5. Pour in one bottle of Sweet Mandarin Sweet Chilli Sauce.

6. Cook for a further 10 minutes. Make sure the chicken thigh isfully cooked by using a knife to poke the thickest part of the chicken. If any blood comes out continue to cook. When the juices run clear, thechicken is cooked.

7. Serve and be the hostess with the most-ess.

INGREDIENTS:

• 1 pack of chicken thighs (8 in a portion)

• 1 onion sliced into cubes

• 1 pack of mixed colour peppers

• 1 fresh ginger peeled and sliced thinly

• 2tbsp of vegetable oil

• 25ml of water

• 1 bottle of Sweet Mandarin Sweet Chilli Sauce 300g

Serves 4. Prep time - 10 minutes. Cooking time - 20 minutes.

www.sweetmandarin.com

Sweet Mandarin,19 Copperas St. Manchester,

M4 1HSt: 0161 832 8848

for prosperity!

for lots and lots of luck!

Helen and Lisa Tse, owners of the award-winning restaurant, Sweet Mandarin, share two of their popular recipes to The 50+ Show visitors. The talented Tse sisters will be demonstrating their mouth-watering dishes at the 50+ Show cookery theatre this Friday and Saturday, 13.00 to 13.45.

Above: Helen & Lisa with Gordon Ramsay


The most important element in any good garden is having interest throughout all twelve months of the

year. This doesn’t have to mean a garden that’s full of blooms the whole time - this is generally unachievable, but it does mean you should have a scattering of lovely things to look at all year, from 1st January right through until the end of December. You might feel rather daunted by trying to achieve this, but don’t despair; Barnsdale Gardens’ Nick Hamilton has some top tips to help you get there...

What do they say about inspiration and perspiration? Well, in this case they’re absolutely right because the best way to start is to make yourself a cup of tea and go for a leisurely wander around your plot. Get into the habit of doing it regularly - say each week or once a month, and when you feel it looks as though it needs a bit of a lift, that’s the time to get out and about to visit some local gardens. Ones that take

part in the National Gardens Scheme are brilliant for inspiration and they’ll usu-ally have at least one garden of a similar size to your own. Their owners are also an excellent source of information and it’s definitely worth making the most of a gar-dener’s passion for his plot and quizzing them about the interesting plants you come across in their beds and borders. Seeing different varieties and combina-tions actually working, and working well, in a real garden setting can only be a mas-sive source of inspiration, even for well seasoned gardeners.

Getting to know other gardeners has other benefits of course; as well as enjoy-ing having like-minded people to share ideas with, most gardeners are pretty gen-erous when it comes to donating cuttings to keen friends. For me, it’s like an addic-tion - I love propagating plants and I find it very relaxing, therapeutic and thoroughly exhilarating when they root. Not only that, but if I see a plant with shoots that I can propagate, I will propagate it just for the fun of it, which means I have plenty of plants that I do need for the Gardens but also loads of extra ones that I don’t. Luck-ily, I can give many of them to my local Cottage Garden Society for their plant fair, as well as having some left over to pass on to my long and ever increasing list of friends, who all seem to encourage my

propagating passion! It’s such a satisfying way to stock your garden, and easier than you might imagine; you just need to make sure you use the right method for the right plant at the right time of year. So, go for hardwood cuttings in winter, semi-ripe cuttings from July until the end of Octo-ber and softwood cuttings from growing tips, really from when the new shoots are long enough (probably April/May) until the middle of September. If any of your cuttings fail you’ll only have to wait a lit-tle while for more shoots to appear so that you can have another go and in no time you’ll have lots of lovely new plants to fill those gaps in your garden.

Of course, it’s not necessarily all about flowers; anyone who grows vegetables, whether on an allotment, in a plot at the bottom of the garden or dotted prettily amongst ornamental plants in the flower garden as I do, will know how satisfying it can be to have fresh produce at their fingertips throughout the year. A produc-tive plot doesn’t need to be large- there’s a popular misconception that you need an area about the size of five football pitches, but that’s most definitely not the case; no, the most important thing here is a bit of forward thinking.

The first thing I always suggest people do before planting anything is to draw up a plan, but nothing too technical, you’ll be pleased to hear! When I talk to would-be vegetable gardeners about the first part of their plan, which is to list what they want to grow, they tend to go for everything they eat the most of. That might seem to be the most obvious way of going about it, but it’s actually unlikely to be the way that uses the available space to its best capabilities. Of course you need to focus on what you like to eat, but try narrowing that down to what tastes the best when it’s picked freshly from your plot (like sweet-corn and asparagus), things that you can grow which are expensive to buy (such as aubergines and French beans) and vegeta-bles that you really like but are impossible to find in most shops (scorzonera, for in-stance, and salsify). There are many, many varieties of vegetable that you can grow where the taste, when freshly harvested, is incomparable to the same vegetables

GARDENING--------------------------------------------------------------------------------------------------------------------------

BEAUTIFUL GARDENS, ALL YEAR ROUNDSimple garden jobs that will keep your outside spaces looking great

© Hamilton Photography


Left: Apple arch in winterAbove: Prunus in spring

by Catherine Hamilton


GARDENING--------------------------------------------------------------------------------------------------------------------------

bought from a supermarket, and until you try them you’ll never know!

The second stage is where you work out where these varieties will fit into your space, and which crops will follow once one has been harvested, bearing in mind the good sense in rotating your crops each year. Sometimes, seeing it all set down on paper, it can feel rather complicated but the way to look at it is as a fluid plant rath-er than something that is set in stone. So, if it doesn’t quite work out according to ‘the plan’, things can be knocked on, shuffled about or dropped altogether; I find a glass of wine oils the cogs nicely when drawing up my initial plan, but as time goes on it becomes effortless.

Beds and borders of all kinds look their best against that most British of garden features, a lush green lawn, and although it can take quite a bit of work to keep them looking good, most gardeners agree that

they really are worth the ef-fort. So apart from the obvi-ous mowing throughout the late spring, summer and au-tumn what else can we do? Here are a few tricks which will keep your grass looking superb.

Firstly, give it room to breathe; moss in a lawn re-duces the quality of the grass and leads to bare patches; aerating the lawn to improve drainage will eradicate moss and should be done dur-ing autumn, in all but very free draining soils. On larger lawns a mechanical aerator is useful, but on smaller ar-eas a fork is ideal, and it just needs to be pushed into the ground as deep as possi-ble, wiggled backwards and forwards and

then pulled out. Repeat this as often as possible, say every 8-15cm (3-6ins) or so, and once all the lawn has been done, you can spread and brush sharp sand into the open holes.

Some gardeners advocate scarifying the lawn at the same time, but that can just leave you with partially or totally bald patches to look at all winter- very disheart-ening! Better to leave it until early spring when the grass will grow back vigorously and quickly cover those patches. Again, for larger areas a mechanical or electri-cal scarifier is great but on smaller lawns a spring tine rake is perfect. Rake through the grass and it will remove all the moss and thatch, leaving you with grass that has space to grow into and no competition! Your lawn will want a good feed after both these jobs, so in autumn treat it to a special autumnal lawn feed that encourages root growth and gives grass the best possible chance of getting through the winter in good condition; earlier in the year a spring lawn feed boosts the grass into growth, as well as greening up any yellowing grass.

And that, in a nutshell, is how I go about keeping my outside spaces beau-tiful and productive, all year round. I’m lucky enough to come from a gardening family, and it has always been one of the most satisfying and relaxing ways I could think of to spend my time, so if you can get out there for a couple of hours a week, go for it- you’ll feel fantastic and you’ll have a garden that will be the envy of your neigh-bours!


Left: ‘Autumn’ by Nick HamiltonAbove: Artisan’s Cottage Garden

© H

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TRAVEL

For those with short memories, June 2012 was not a month of summer in the UK, but 30 days of the heaviest

rainfall on record; indeed relentlessly mis-erable weather which felt more like No-vember! It may have stayed light until late, but it was rarely something to celebrate outdoors.

Escaping to the sun for a few days was one option, but the chance to visit a land where every kind of weather condition was a possibility, and where they really know a thing or two about the midnight sun was far more exciting.

Scheduled flights at civilised times are available, but I selected the low cost op-tion with Iceland Express, the downside being a brutal departure time of 1am from Stansted (just a few tourists, some hardy looking Icelandic natives and the clean-ers in the deserted departure lounge). The plane took off in the darkness (and rain) in the middle of the night; but that was the last time that we would see the dark until the return flight a few days later.

By 3am we were in broad daylight and flying over a slightly surreal and barren landscape of volcanic earth, lava and rocks. There didn’t seem to be a building in sight apart from the odd farm. After land-ing at Reykjavik airport, an easy 40-minute coach journey brought us into the capital city (there are no railways in Iceland, and in fact no motorways either). It was chilly and, until reaching the city outskirts, felt like the road to nowhere.

Reykjavik itself would be a provincial town anywhere else in Europe, but 80% of the country’s 320,000 population live in or near this pleasant pint-sized capital. As our guide explained, there is Reykjavik

and there is the countryside; nothing else. She was right: once you get past the final building in the outskirts, it’s back to nature at its most powerful. And the whole world became very aware of that back in April 2011 when Ejafjallayokl (pronounced Aye-a-fiat-la-yolkel) erupted and brought Eu-ropean air traffic to a standstill.

A half day is sufficient to see most of Reykjavik; it’s easily navigated on foot. A fabulous new glass fronted cultural centre (the Harpa) has been built on the water’s edge with a comprehensive programme of entertainment (ranging from comedy to classical music). The shops appear to

mainly sell woolens and warm clothing. Bearing in mind this was June, I can say with certainty that I didn’t see anywhere selling summer clothes. And that’s not re-ally a surprise with the average tempera-ture rarely creeping above 20 degrees. Ap-parently there was one day of heat wave earlier in the month (25 degrees) and an official half day off work was declared.

There’s a charming casualness amongst the locals in the way they dress, best de-scribed as après-ski wear. Even the more fashionable Icelandic ladies wore sturdy shoes and everyone looked like they were ready for a day’s hiking. The pace is

Iceland ...If you don’t like the weather, just wait 15 minutes...


Above: Reykjavik Church, Left: A sculpture on the Reykjavik coast

Above: The Golden Falls

Iceland ...If you don’t like the weather, just wait 15 minutes...


relaxed, and there seems to be no sign of any class system or ostenta-tion. Doubtless there are plenty of wealthy Icelanders, but they are not flash. In fact I had to remind myself that this was the scene of the bank-ing crisis in the not too distant past, and yet it felt nothing like a financial centre. A few businessmen ambled by (in suits and walking boots), but nobody looked like they were in a hurry to close a deal.

When it comes to creature com-forts, Reykjavik is the second highest consumer of electricity and power in the world. Lit up like a beacon throughout the winter months, with only Las Vegas ahead (although for very different reasons of course), eco-friendliness does have its limits after all.

Getting out and about is a must, and there’s an impressive range of ex-cursions, including Reykjavik Excursions whose tour guides are clearly handpicked geographers and geologists, each one passionate about their country and very knowledgeable about the history, rock

formations, volcanoes, flora and fauna.

For my three day visit I wanted to pack in as much as possible so selected a half day Golden Circle tour, a full day South Shore tour and finally a Blue Lagoon ex-perience. That combined with a half day in Reykjavik was a perfect combination. The Golden Circle is a tourist route, but worth doing because it takes in some important landmarks. Firstly, Thingvellir, the seat of the original Parliament, then the quite breath-taking Golden Falls, and finally the Geysir (the eponymous geyser), which obligingly spurts most impressively every 5-7 minutes.

En route, we learned from our guide about sagas, the tales of Icelandic folklore, the elves and their semi-circles of rocks. We saw some of the 80,000 Icelandic hors-es that roam the countryside (that’s more than 1 for every 4 people). We learned about the way in which people are named in Iceland – a man takes his father’s Chris-tian name, plus Son, and a woman her father’s Christian name + daughter. And finally I understood how Magnus Magnus-

son came to be named. Magnus, son of Magnus - literally. It’s all so simple.

Day two saw us on the South Shore excursion, a spectacular full day of driving, magnificent water-falls, villages, raging sea, volcanoes, glacier walking, a folklore museum and a lot of talking by our guide who was truly a living encyclopedia of his country.

Day three was a visit to the Blue Lagoon, the only really smart com-mercial place we visited. It’s set up for corporate trips with the staff dressed up in fancy uniforms with bow ties which, given the laid back nature of the rest of the country, seems a little excessive. But the la-goon itself is incredible, the world’s largest natural swimming pool com-

plete with mud face packs and an unfor-gettable view.

Iceland is a raw and beautiful wilder-ness, a geographer’s paradise, and a sculpture of the forces of nature. Visiting in the mid-summer and experiencing the midnight sun is highly recommended, al-though of course a price must be paid for all that summer light, and a visit in winter would find daylight for only a sparse few hours.

And the weather? Four seasons in a day; beautiful clear skies, thick clouds, strong winds, heavy rainfall, bright sunshine, hot enough for a t-shirt, chilly enough for a jacket. Constantly changing and all the more enjoyable an experience for it.

Tip: When booking a short break to Iceland, pre-booking excursions is a very good idea as it means that your time can be maximised. This is not a country where you want to sit around and do nothing.

Written by: Debbie MarshallSilver Travel Advisor,

www.silvertraveladvisor.com

TRAVEL--------------------------------------------------------------------------------------------------------------------------

v

Above: A natural lagoon

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