SYSTEMATIC INVESTMENT

PLANNING(SIP)

INVESTMENTS BY :-AFATB MULLA (34)

ROAD MAP

INTRODUCTIONRUPEE COST AVERAGEPROBLEM OF INVESTOR5 REASON TO INVEST IN SYSTEMATICWORKING OF SIPFACILITY BY SIPBETTER INVESTMENT THANHOW SIP SCORESBENEFITS

Systematic Investment Plan (SIP)

SimpleMin Investment of only Rs.500

IntelligentBenefit from the Power of Compounding

PracticalLink to your Financial Goals

SIP WORKS ON PRINCIPLE OF REGULAR INVESTMENTS

LIKE A RECURRING DEPOSIT WITH THE POST OFFICE OR BANK

METHOD OF INVESTING A FIXED SUM REGULARLY IN MUTUAL FUNDS

HELPS IN INVESTING AT THE RIGHT TIME

POWER OF COMPOUNDING TO BETTER APPRECIATE THE WORKING OF SIPs

INTRODUCTION

RUPEE COST AVERAGING

MARKETS ARE VOLATILE, THEY MOVE UP & DOWN IN AN INPREDICTABLE MANNER

INVEST A FIXED AMOUNT AT REGULAR, PREDERTERMINED INTERVALS & USE THE MARKET FLUCTUATIONS TO YOUR BENEFITS

HOW DOES IT HELP YOU :

YOU BUY LESS WHEN THE MARKET IS UP & BUT MORE WHEN THE MARKET IS DOWN

OVERTIME THE MARKET FLUCTIATIONS ARE AVERAGED

MOST LIKELY YOU WILL REALIZE SAVING ON THE COST PER UNIT

LEAD TO HIGHER RETURNS

EXAMPLE OF SYSTEMATIC INVESTMENT

START INVESTING EARLY IN LIFE

THE LOWER THE COMPOUNDING PERIOD, THE BETTER FOR YOU

PROBLEMS OF INVESTORS

MONEY TO INVEST

MANAGING IT

TIME OR EXPERTISE

KNOWLEDGE

WORKING OF SIP

SET YOUR FINANCIAL GOALS

IDENTIDY THE SCHEME

DECIDE THE SIP AMOUNT

LOOKING FOR LONG TERM COMMITMMENT

START INVESTING

LIGHT ON WALLET

MAKES MARKET TIMMING IRRELEVANT

HELPS YOU BUILD FOR THE FUTURE

COMPOUNDS RETURN

LOWERS THE AVERAGE COST

5 REASONS FOR INVESTING

SYSTEMATICALLY

FACILITY BY SIPAVAILABLE IN ALL OPEN-END EQUITY FUNDS & INCOME FUNDS

OFFERED ON A SAILY, WEEKLY, MONTHLY & QUATERLY BASIS

AVAILABLE DATES FOR MONTHLY & QUATERLY OPTION SIP CAN BE NORMALLY ANY DAY OF THE MONTH (DIFFER FROM FUND HOUSE TO FUND HOUSE)

IF YOU ARE DOING AN SIP IN MORE THAN ONE FUND, CHOOSE DIFFERENT DATES TO ENSURE YOU HAVE MORE PRICE POINTS FOR ENTRY

MINIMUM SIP AMT Rs 500 {MONTHLY} Rs 1000 {QUATERLY]

CAN CHOOSE TO DO SIP FOR 6 OR 12 MONTHS

BETTER INVESTMENT THAN

EQUITY SHARES

DEBENTURE

MUTUAL FUNDS

INSURANCE

HOW SIP SCORES

CAN DO SIP USING POST-DATED CHEQUES OR AUTO DEBIT

AUTO-DEBIT IS AN EFFICIENT & HASSEL-FREE WAY AS YOUR INVESTMENT

ROUTED THROUGH YR BANK A/C ELECTRONICALLY

AUTHORIZE YOUR BANKER TO DEBIT THE SIP AMOUNT ON A WEEKLY, MONTHLY OR QUATERLY BASIS

USE THE SIP ‘AUTO DEBIT’ FORM FOR THIS PURPOSE

FIRST SWEEP OUT OF MONEY ON CHOSEN DATE AFTER 40 DAYS FROM THE 1ST INVESTMENT INSTALLMENT (THROUGH CHEQUE)

INSTALLMENTS WILL HAPPEN THROUGH AUTO DEBIT FOR THE PERIOD CHOSEN FOR SIP

BENEFITS

INCALCULATE FINANCIAL DISCIPLINE

REDUCE THE RISK

COMPOUND THE RETURNS

PLAN & BUILD YOUR FUTURE

ACCUMULATE WEALTH IN A MUCH RELAXED MANNER

OVERPOWER THE TEMPTATION TO SPEND LAVISHLY

RECOMMENDATI

ON

THANK YOU…