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Name: _________________________________ Date: ______________________ Block: ___________
Everfi Module 6: Renting vs OwningVideo: Renting vs Owning What is the difference between renting vs owning? Give some examples.
What are some terms you have to follow when renting an apartment?
What does it mean if you lease a car?
Why is rent-to-own not a good idea, even if it seems cheaper?
Types of AssetsDepreciating Assets
1. What is a depreciating asset?
2. What is an example of a depreciating asset?
3. What determines how much a car has depreciated?
Appreciating Assets 1. What is an appreciating asset?
2. What are some examples of appreciating assets?
3. Why can appreciating assets still be risky?
Renting Pros and ConsWhat are the pros and cons to renting?
Pros to Renting Cons to Renting
Post Test Grade:
_________
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Explore a Lease Agreement
Parts of Lease Description Lease Terms
Deposits and Fees
Lease Regulations
Repairs
Utilities
Renter’s Insurance
Owning Pros and Cons What are the pros and cons to owning?
Pros to Owning Cons to Owning
Video: MortgagesWhat is a mortgage?
What is a down payment?
What will the bank do when you apply for a mortgage?
What does the bank look at to determine how much money to loan you at what interest rate?
How long do mortgages generally last? ________________What happens if you don’t pay your mortgage? ____________________________________________
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Video: Mortgages Terms and Factors What has the greatest impact on the amount of your mortgage?
How can you reduce your payments? 1.
2.
3.
4.
What does it mean if you “default” on your mortgage? What will happen?
Video: Transportation Choices What does it mean if you “lease” a car?
What are the cons of leasing a car?
What are the pros of leasing a car?
What are the advantages of buying a car?
What are some of the other expenses you have when you lease or buy a car?