rates of fees charged by „swedbank“, ab for its services and operations handling ... ·...

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RATES OF FEES CHARGED BY „SWEDBANK“, AB FOR ITS SERVICES AND OPERATIONS

HANDLING OF ACCOUNTS................................................................................................................ 21. ACCOUNT AGREEMENTS. HANDLING OF ACCOUNTS.................................................... 22. INFORMATION ON ACCOUNTS ............................................................................................. 2

AGREEMENTS ...................................................................................................................................... 43. SWEDBANK ELECTRONIC BANKING PROGRAMME FOR BUSINESS CUSTOMER .... 44. SWEDBANK INTERNET BANKING FOR BUSINESS CUSTOMERS.................................. 45. SWEDBANK INTERNET BANKING ......................................................................................... 46. MOBILE BANK FACILITY.......................................................................................................... 47. BANK BY PHONE ...................................................................................................................... 48. AUTOMATED SERVICE............................................................................................................ 49. PIN GENERATOR ...................................................................................................................... 410. BANK LINK .............................................................................................................................. 411. DIRECT DEBIT PAYMENTS: FEES CHARGED FOR PAYEES ....................................... 412. FEES COLLECTION AGREEMENTS .................................................................................. 513. LISTED TRANSFERS AGREEMENTS ................................................................................ 514. INTEREST COMPENSATION SERVICE............................................................................. 5

NON-CASH PAYMENTS/SETTLEMENTS......................................................................................... 515. ADMINISTRATION OF FUNDS TRANSFERRED TO A CUSTOMER’S ACCOUNT(S). 516. PAYMENT TRANSFERS AND NON-CASH SETTLEMENTS ........................................... 617. ADDITIONAL SERVICES RELATED WITH MONEY TRANSFERS ............................... 10

OPERATIONS WITH CASH ............................................................................................................... 1118. OPERATIONS WITH CASH ................................................................................................ 1119. URGENT MONEY TRANSFERS ........................................................................................ 1220. URGENT MONEY TRANSFERS ........................................................................................ 12

OTHER SERVICES/TRANSACTIONS.............................................................................................. 1321. CHEQUES ............................................................................................................................. 1322. SWEDBANK PRIVATE BANKING ...................................................................................... 1423. OTHER SERVICES .............................................................................................................. 15

SECURITIES ........................................................................................................................................ 1524. INVESTMENT FUNDS’ UNITS TRADE AND THEIR SAFEKEEPING SERVICES...... 1525. SECURITIES TRADE AND SAFEKEEPING SERVICES ................................................. 16

DOCUMENTARY PAYMENTS AND GUARANTEES ..................................................................... 1826. DOCUMENTARY PAYMENTS AND GUARANTEES....................................................... 18

RENT OF SAFE-DEPOSIT BOXES .................................................................................................. 2027. 1ST GROUP OF FEES ........................................................................................................ 2028. 2ND GROUP OF FEES........................................................................................................ 2129. 3RD GROUP OF FEES........................................................................................................ 22

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HANDLING OF ACCOUNTS

1. ACCOUNT AGREEMENTS. HANDLING OF ACCOUNTS1. Opening of a „Swedbank“, AB (further - Bank) account.Note: Transactions via bank accounts can be carried out in the following currencies: AUD, CAD, CHF, CZK, DKK, EEK, EUR, GBP, HUF, JPY, LTL, LVL, NOK, PLN, RUB (RUR), SEK and USD.

Transactions in cash can be conducted both in NIP and SCP.

Payment order-based transactions can be carried out in the following currencies: BGN, BYR,ISK, HRK, KZT, RON, RSD, SIT, UAH, BAM and TRY.

Free of charge

2. Trust (Group) Account Service provided to legal persons: 2.1. opening of a Trust Account Free of charge2.2. annual fee for support of a Trust Account LTL 7002.3. monthly fee for support of a sub-account under the Trust Account LTL 502.4. issuance of certificate of balance of a sub-account under the Trust Account LTL 20

3. Sending of documents by post in the case of the opening of a bank account in Estonia or Latvia:

3.1. sending of documents by post in the case of the opening of a bank account in Estonia or Latvia

LTL 20

3.2. sending of documents via DHL in the case of the opening of a bank account in Estonia or Latvia

LTL 100

4. A quarterly fee for the handling of a personal bank account: 4.1. in the case of a bank account attached to a personal payment card issued by „Swedbank“, AB (note: such a payment card must be valid for the entire quarter in question)

Free of charge

4.2. in other cases LTL 1.55. A yearly fee for the handling of an invalid personal payment card account (opened before 21 February 2002 under the payment card agreements with the then Lietuvos Taupomasis Bankas)

LTL 3.6

6. Issuance/replacement of a personal savings-books:6.1. to persons over 60 years of age Free of charge6.2. in other cases LTL 5

7. Issuance of a cheque-book LTL 25Bank account-based transactions are carried out in accordance with valid Bank’s rates of fees

2. INFORMATION ON ACCOUNTS

1. Statements of accounts:1.1. issuance, over-the-counter at „Swedbank“, AB branches, of daily statements of accounts to private and legal persons

Free of charge

1.2. preparation and issuance, over-the-counter at „Swedbank“, AB branches, of periodic statements of accounts to private persons:

1.2.1. as of previous day LTL 1

1.2.2. as of previous month LTL 1.5

1.2.3. as of previous quarter LTL 5

1.2.4. as of previous year LTL 25

1.3. preparation and issuance, over-the-counter at „Swedbank“, AB branches, of periodic statements of accounts to legal persons:

1.3.1. as of previous day LTL 1

1.3.2. as of previous month LTL 5

1.3.3. as of previous quarter LTL 20

1.3.4. as of previous year LTL 80

1.4. sending of statements of accounts to private and legal persons via „Swedbank“, AB e-channels

Free of charge

1.5. printing out of statements of accounts dating the periods inquired by natural or legal persons

LTL 5

1.6. printing out of statements of accounts held with former Lietuvos Taupomasis Bankas (LTB) and Lietuvos Valstybinis Komercinis Bankas (LVKB) before 1 January 2001.

LTL1.0 per unit, however not less than LTL 15

2. Sending by post within Lithuania of periodic monthly/quarterly/yearly statements of accounts: 2.1. to private persons LTL 1.9

2.2. to legal persons LTL 5

3. Sending, by post, of periodic monthly/quarterly/annual statements of account to foreign

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2. INFORMATION ON ACCOUNTScountries:

3.1. to private persons LTL 10

2.2. to legal persons LTL 10

4. Sending (by post) of statements of accounts printed out in the Bank against the customer’s request:

4.1. by an ordinary letter, within Lithuania LTL 5

4.2. by a registered letter, within Lithuania LTL 8

4.3. to a foreign country LTL 20

5. Sending of a statement of account by fax against the customer’s request:

5.1. within Lithuania LTL 5

5.2. to a foreign country LTL 10

6. Issuance of certificates of accounts opened or closed and their balances thereof:

6.1. certificate in Lithuanian language (drafted within 10 days) LTL 15

6.2. certificate in Lithuanian language (drafted within a business day) LTL 30

6.3. certificate in foreign (English) language LTL 50

7. Other certificates and notifications/notes/notices LTL 50

8. Certificate issued by „Swedbank“, AB to auditors (an audit/consultancy company) LTL 100

9. Certificate issued by „Swedbank“, AB for declaration of personal income and property Free of charge

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AGREEMENTS

3. SWEDBANK ELECTRONIC BANKING PROGRAMME FOR BUSINESS CUSTOMER1. One-time installation fee LTL 150

2. Monthly support fee for to be paid by persons who opt for ”Price Package 1”, (further – PP1) LTL 80

3. Monthly support fee for to be paid by persons who opt for ”Price Package 2”, (further – PP2) LTL 30

Transactions/operations carried out under this Swedbank Electronic Banking Programme for Business Customer are charged according to the Bank’s rates of fees existent on payment dates in question.“Price Package 1” offers better rates for money transfer transactions.The monthly Swedbank Electronic Banking Programme’s for Business Customer support fee is charged on all individual accounts indicated in Swedbank Electronic Banking Programme for Business Customer Agreement, except business cards accounts.

4. SWEDBANK INTERNET BANKING FOR BUSINESS CUSTOMERS1. Agreement signing fee Free of charge2. Monthly support fee Free of charge

Transactions/operations carried out via Swedbank Internet Banking for Business Customers are charged according to the Bank’s rates of fees existent on payment dates in question.

5. SWEDBANK INTERNET BANKING1. Swedbank Internet Banking agreement signing fee Free of charge2. Swedbank Internet Banking support fee Free of charge

Transactions conducted via the Swedbank Internet Banking facility are charged according to valid Bank’s rates of fees

6. MOBILE BANK FACILITY1. Mobile Bank Agreement signing fee Free of charge2. Mobile Bank Agreement’s support fee Free of charge3. Sending of message by subscriber of the Mobile Bank facility LTL 0.33

7. BANK BY PHONE1. Bank by Phone Agreement signing fee Free of charge2. Bank by Phone monthly support fee

2.1. applied to personal customers: 2.1.1. who use the Bank’s individual service package Free of charge2.1.2. other individuals LTL 4.99

2.2. applied to business customers LTL 25Operations conducted via the Bank by Phone facility are charged according to Rates of Fees for „Swedbank“, AB Services and Operations approved by the Bank’s Board.

8. AUTOMATED SERVICE1. Automated Service Agreement signing fee Free of charge2. Automated Service monthly support fee:

2.1. applied to personal customers LTL 0.992.2. applied to business customers. LTL 5

9. PIN GENERATOR1. In those cases when at least one of the electronic service (Swedbank Internet Banking, Telephone Banking or Mobile Bank) agreements envisages that a user can conduct transactions via his/her account exceeding the established daily limit of LTL 4,000, such a user will be issued a PIN generator only. 2. In other cases, not specified in the Section 1, a user may choose at his/her discretion either a code card or PIN generator.1. Issuance of PIN generator LTL 492. Replacement of PIN generator LTL 493. De-blocking of PIN generator Free of charge

10. BANK LINK1. One-time registration fee LTL 2502. Monthly support fee Free of charge3. A fee charged for direction of users of Swedbank Internet Banking for Business Customers to Internet shop’s website

Free of charge

11. DIRECT DEBIT PAYMENTS: FEES CHARGED FOR PAYEES1. Direct Debit Agreement signing fee Free of charge

2. Direct Debit monthly support fee LTL 49

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12. FEES COLLECTION AGREEMENTS1. Fees Collection Agreement signing fee Free of charge2. Fees Collection monthly support fee Free of charge

13. LISTED TRANSFERS AGREEMENTS1. Agreement signing fee Free of charge2. Monthly support fee Free of charge

14. INTEREST COMPENSATION SERVICE1. Interest Compensation Agreement signing fee LTL 1380 2. Monthly agreement support fee LTL 50 3. Monthly accountholder‘s fee LTL 15 4. Agreement alteration fee LTL 170

NON-CASH PAYMENTS/SETTLEMENTS

15. ADMINISTRATION OF FUNDS TRANSFERRED TO A CUSTOMER’S ACCOUNT(S)1. Transfers within „Swedbank“, AB Day

1.1. administration of funds transferred from „Swedbank“, AB T0 Free of charge1.2. fees applied to the Payee for a direct debit payment operation in those cases when funds are debited from the Payer’s account and transferred to the Payee’s account

T0 LTL 0.8

1.3. fees charged by the Bank for the collection of the Payers’ fees and sending of information on the crediting of the said fees:

a. crediting of the collected fees into account, when information on the collected fees must be reflected in statement of account to be sent to the Payee

T0 LTL 1.5 for a fee accepted

b. crediting of the collected fees into account, when information on the collected fees must be provided in an electronic file

T0 LTL 2 for a fee accepted

1.4. Fee for an operation carried out via the Bank Link system T0 3 % of the amount (sum)2. Administration of funds transferred from Swedbank Group T0 Free of charge3. Transfers from other banks incorporated in Lithuania:

3.1. crediting of Litas-denominated funds T0 LTL 1.23.2. crediting of FX-denominated funds T0 LTL 5

4. Wire transfers from overseas banks: 4.1. crediting of Litas-denominated funds T+1 LTL 54.2. European payment*(sums do not exceed EUR 50,000) T+1 LTL 54.3. crediting of FX-denominated funds (except as provided in Section 4.2 above) T+1 LTL 204.4. return of funds (received from overseas banks) to the Payer’s bank account LTL 504.5. re-crediting of funds to accounts of other banks’ customers LTL 50

Day: a period within which funds are credited to the payee‘s bank account, where TO means that funds shall be credited to the Payee‘s bank account on the same day when „Swedbank “, AB receives the funds in question from the Payer‘s bank. T+1means that funds shall be credited to the Payee‘s bank account not later than next business day following a day when„Swedbank“, AB received funds in questions from the Payer.

* Swedbank Group banks:Swedbank (SWIFT code: SWEDSESS), Sweden, StockholmSwedbank (SWIFT code: SWEDSEGG) Sweden, Gothenburg’sSwedbank (SWIFT code: SWEDFIHH) FinlandSwedbank (SWIFT code: SWEDDKKK) DenmarkSwedbank (SWIFT code: SWEDNOKK) NorwaySwedbank AS (SWIFT code: HABAEE2X), EstoniaSwedbank AS (SWFT code: HABALV22), LatviaOAO Swedbank (SWFT code:HABARUMM), Russian Federation

** EUR-denominated transfer from EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, indicated in this case must be the Payee’s bank SWIFT (BIC); the Payee’s bank account must be indicated in IBAN format; and – the payment type is designated SHA.

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16. PAYMENT TRANSFERS AND NON-CASH SETTLEMENTS Fees shown by payment channels indicated in payment

instructions

Hour(before)

Day

SwedbankInternet

Banking for Business Clients

Swedbank Electronic banking

programme for

Business Clients

Swedbank, Internet Banking

Over-the-counter

Banking by

Phone

1. Transfers within „Swedbank“, AB:1.1. Litas-denominated transfer to one’s own bank account

T0 Free of charge

Free of charge

Free of charge

LTL 1.5

1.2. Litas-denominated transfer to other persons’ bank account, (SHA)

T0 LTL 0.8 LTL 0.6 (PP1)

LTL 0.8 (PP2)

LTL 0.8 LTL 1.5

1.3. FX-denominated transfer, (SHA) T0 LTL 2 LTL 2 LTL 2 LTL 31.4. standard Litas-denominated transfer, (SHA)

T0 LTL 0.8 - LTL 0.8 LTL 0.8 -

1.5. Group Litas-denominated transferpresentment, (SHA)

T0 Free of charge

Free of charge

- - -

1.6. Group Litas-denominated transfer, (SHA)

T0 LTL 0.8 - - - -

NB: Fee is applied for money transfer to every separate beneficiary indicated in group transfer

1.7. Listed Litas-denominated transfer, (SHA)

14:00 T0 - - 0.4% of the total sum of Listed Transfer, however, not less than LTL 49

1.8. debiting of funds using Direct Debit facility

T0 Free of charge

- Free of charge

Free of charge

1.9. acceptance of Litas-denominated fees (SHA) (note: this bank fee shall be paid by the Payer, unless otherwise specified in the bank’s agreements with payees):

a. for payments-in into budget accounts of Lithuanian municipalities and other state institutions’ money funds

T0 Free of charge

- LTL 0.8 per a fee payment

LTL 2 per a fee payment

b. for payments-in under the Utility Bills Payment Book

T0 Free of charge

- LTL 0.8 for fee payment transaction

per one formof the Book

LTL 3 for fee payment

transaction per one page of the Book

c. for other payments-in T0 Free of charge

- LTL 0.8 per a payment operation

LTL 3 per a payment operation

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Fees shown by payment channels indicated in payment instructions

Hour(before)

Day

SwedbankInternet



programme for

Business Clients


Over-the-counter

Banking by

Phone

2. Transfers to banks incorporated in Lithuania:2.1. ordinary Litas -denominated transfer, (SHA) 14:30 T0

LTL 0.8LTL 0.6 (PP1)

LTL 0.8 (PP2)

LTL 1.2 LTL 4 LTL 4

2.2. urgent Litas -denominated transfer, (SHA) 15:00 T0 LTL 4 LTL 4 LTL 4 LTL 7 LTL 72.3. recurrent Litas -denominated transfer (SHA) 14:00 T0 LTL 2 - LTL 2 LTL 22.4. Group Litas-denominated transfer

presentment, (SHA)T0 Free of

chargeFree of charge

- - -

2.5. Group Litas-denominated transfer, (SHA)

NB: Fee is applied for money transfer to every separate beneficiary indicated in group transfer

T0 LTL 0.8 LTL 0.6 (PP1)

LTL 0.8 (PP2)

- - -

2.6. ordinary FX -denominated transfer (SHA)a. transfer denominated in EUR and USD 14:00 T0b. transfer denominated in AUD, BGN, HUF, JPY 15:30 T+2c. transfer denominated in other foreign currency 15:30 T+1 LTL 40 LTL 40 LTL 40 LTL 50 -

3. Preparation of Litas-denominated payment order according to the customer’s primary documents (invoices, agreements and other payment-related documents) to be executed within “Swedbank”, AB or to another bank incorporated in Lithuania.

Note: this fee is charged to legal entities only.

- - - LTL 5 -

4. Payment transfer to Swedbank Group banks:If terms are acceptable, indicated must be the Payee’s bank's BIC. The Payee’s bank account must be indicated in IBAN format only.4.1. Litas-denominated transfer, (SHA) 15:00 T0 LTL 5 LTL 5 LTL 5 LTL 5 -

4.2. FX-denominated transfer, (SHA)

a. transfer denominated in EEK, LVL, EUR, USD, SEK, NOK and DKK

15:00 T0

b. RUB to OAO Swedbank, Russian Federation

12:00 T0

c. transfer denominated in other foreign currency to Swedbank in Latvia, Estonia, Russian Federation

15:00 T0

d. transfer denominated in other foreign currency to Swedbank in Sweden, Finland, Norway and Denmark

22:00 T+2

LTL 30 LTL 30 LTL 30 LTL 30 -

5. International money transfers:

5.1. ordinary Litas-denominated transfer, (SHA)

22:00 T+2 LTL 40 LTL 40 LTL 40 LTL 50 -

5.2. European payment**

a .Normal, sums do not exceed EUR 50,000,

22:00 T+2 LTL 40 LTL 40 LTL 40 LTL 45

b. Normal, sums exceed EUR 50,000,

22:00 T+2 LTL 45 LTL 45 LTL 45 LTL 50

c. Urgent 16:00 T+1 LTL 90 LTL 90 LTL 90 LTL 100

5.3. ordinary FX-denominated transfer

22:00 T+2

OUR LTL 85 LTL 80 (PP1)

LTL 85 LTL 90 -

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Fees shown by payment channels indicated in payment instructions

Hour(before)

Day

SwedbankInternet



programme for

Business Clients


Over-the-counter

Banking by

Phone

LTL 85 (PP2)

OUR (recurrent transfer) LTL 85SHA (except cases specified in

Item 5.2)LTL 50 LTL 50 LTL 50 LTL 50 -

BEN Free of charge

Free of charge

Free of charge

Free of charge

-

5.4. very urgent transfers denominated in the following currencies:

EUR, USD Other currencies

16:0014:00

T+1T+1

OUR LTL 150 LTL 150 LTL 150 LTL 150 -SHA LTL 100 LTL 100 LTL 100 LTL 100 -BEN Free of

chargeFree of charge

Free of charge

Free of charge

-

5.5. Very urgent EUR and USD-denominated transfers

14:00 T0

OUR LTL 350 LTL 350 LTL 350 LTL 350 -SHA LTL 200 LTL 200 LTL 200 LTL 200 -

BEN Free of charge

Free of charge

Free of charge

Free of charge

-

6. Execution of debit order.Note: fees are applicable to presenter of the order (the payee) only.

6.1. Where they payer‘s account is held with the Bank .

LTL 1

6.2. Where they payer‘s account is held with other bank.

LTL 1.5LTL 1.5

7. Debiting of funds to the account against debit or cash collection order (irrespective of channel of presentation of the order in question).

Note: This fee is applicable to the payer for each debit transaction.7.1. Where they payee‘s account is held with

the Bank.LTL 1.5 LTL 1.5

7.2. Where they payee‘s account is held with other bank.

LTL 4 LTL 4

Hour: an hour, before which a payment order must be presented so that to have it executed on a day indicated in the field “Day”. A payment order presented later will be executed on a next day following the day indicated in the filed “Day”. E.g. if 14:00 is indicated under “Hour” and TO under “Day”, a payment order presented before 14:00 o’clock shall be executed the same day (TO); in the event of presentation of a payment order after 14:00 o’clock , it will be executed next day following the day specified under “Day”, i.e. T+1. If no concrete hour is indicated in the field “Hour”, a payment order presented at any time will be executed on a day indicated in the field “Day”.Day: a period of time when a payment order must be executed taking into consideration at what hour (before or later) an order in question has been presented. E.g. in the case of TO, a payment orders shall be executed the same day if it was presented before an hour specified in the filed “Hour”.

* SWEDBANK Group banks:Swedbank (SWIFT code: SWEDSESS), Sweden, StockholmSwedbank (SWIFT code: SWEDSEGG) Sweden, Gothenburg’sSwedbank (SWIFT code: SWEDFIHH) FinlandSwedbank (SWIFT code: SWEDDKKK) DenmarkSwedbank (SWIFT code: SWEDNOKK) NorwaySwedbank AS (SWFT code: HABAEE2X), EstoniaSwedbank AS (SWFT code: HABALV22), Latvia

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OAO Swedbank (SWFT code:HABARUMM), Russian Federation

** EUR-denominated transfer to EU countries, Iceland, Liechtenstein, Norway and Switzerland, if terms are acceptable, indicated in this case must be the Payee’s bank SWIFT (BIC); the Payee’s bank account must be indicated in IBAN format, and the payment type is designated SHA.

Explanations of BEN, OUR and SHA payment transfers: OUR. The payment order OUR means that, in the case of transferring funds to the Payee abroad, the Payer, i.e. you undertake to pay all “Swedbank“, AB (hereinafter referred as the Bank) applied charges and other banks' charges/fees established for this type of transaction. Where your payment of such a charge to the Bank for effecting a payment order does not fully cover the charges stipulated by your Correspondent bank and the Payee's bank for effecting a payment order in question, you are expected to additionally cover the difference of the charges set by the Correspondent and Payee's banks and the amount that you have already paid to the Bank. If a funds transfer order is denominated in USD, other banks fees can be additionally debited from the payee's bank account.BEN. Payment transfer means that the recipient, i.e. your partner abroad, covers all the fees of the Bank as well as other banks, which usually are withdrawn from the amount transferred (the recipient will get a lower sum). However, the sender must pay a fee for performance of transfer, if under the procedures set by other banks; the fees imposed by them cannot be withdrawn from the recipient. SHA. Type payment order means that the Payer, i.e. you cover the transfer-related fee charged by the bank; other (overseas) banks fees are to be covered by the Payee (meaning that he/she receives not a full amount)

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17. ADDITIONAL SERVICES RELATED WITH MONEY TRANSFERS1. Inquiries, corrections and confirmations:

1.1. investigation of execution of an international money transfer operation upon the customer’s request and supply of the resulting information

LTL 100

1.2. canceling of a domestic LTL-denominated payment order LTL 101.3. canceling or correcting of an international payment order (here, the “correcting” means

changing of a datum (data) in a payment order):

a. a payment order that has not been sent out from the Bank LTL 10b. a payment order that has been sent out from the Bank LTL 150, plus overseas

bank’s fees a transfer to Swedbank Group bank*

Note: in the case of cancellation of an international payment order, its conversion transaction is not revoked

LTL 10

2. The Bank’s confirmation of an executed international payment order (or providing a SWIFT copy) LTL 5 for a confirmation (copy)

3. An additional information received from an overseas bank following the customer’s request LTL 1004. A certificate issued by an overseas bank-correspondent LTL 205. An advice sent (by SWIFT or Telex) to an overseas bank LTL 406. A monthly fee to be paid for the operating of the customer’s bank account under advices MT

101 and/or MT940 LTL 110

7. A fee to be paid for the advice MT 942 LTL 118. An additional confirmation of a transaction.

Note: the fee is applied only in the case of an instruction for the conducting of a domestic or international money transfer operation presented via Swedbank Internet Banking or Telephone Banking facilities. The fee is charged both upon the receipt or non-receipt of the customer’s confirmation.

LTL 3

Swedbank Group banks:Swedbank (SWIFT code: SWEDSESS), Sweden, StockholmSwedbank (SWIFT code: SWEDSEGG) Sweden, Gothenburg’sSwedbank (SWIFT code: SWEDFIHH) FinlandSwedbank (SWIFT code: SWEDDKKK) DenmarkSwedbank (SWIFT code: SWEDNOKK) NorwaySwedbank AS (SWFT code: HABAEE2X), EstoniaSwedbank AS (SWFT code: HABALV22), LatviaOAO Swedbank (SWFT code:HABARUMM), Russian Federation

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OPERATIONS WITH CASH

18. OPERATIONS WITH CASH1. Instructions to transfer the paid-in cash:

1.1. paying-in of Litas, Euro and US Dollar-denominated banknotes into one’s own bank account (applied to personal customers)

Free of charge

1.2. paying-in of Litas-denominated banknotes into other customer’s bank account

LTL 3

1.3. paying-in of other FX-denominated banknotes (in other cases ) 0.3% from the sum paid; minimum LTL 3.

2. Cash withdrawing via ATM Ref. “Credit cards fees”

3. Withdrawing of cash from one’s bank account over-the-counter (at bank offices):3.1. in the case of persons over 60 years of age:

3.1.1. a LTL-denominated sum of money less than LTL 1,000 Free of charge3.1.2. a LTL-denominated sum of money above LTL 1,000 0.6% from the total amount3.1.3. a sum of money denominated in other currency 0.6% from the sum; minimum LTL 3

3.2. in the remaining cases.Note: no fee is charged in the event that a balance of account denominated in Litas and worth less than LTL 4 is paid out to the customer following the closing of a bank account in question.Note: cash is paid out in national and foreign currency banknotes and national currency coins. Where a partial pay-out in FX coins is impossible, a payable sum is automatically converted into Litas.

0.6% from the sum; minimum LTL 3

3.3. withdrawing of cash from a deposit-servicing account when the deposit in question had been placed in cash.

Note: no fee is charged when cash is withdrawn from a bank account opened with the Bank before 1 December 2001 and the sum is returned to the account upon the expiry of the maturity of the deposit in question.

Free of charge

3.4. withdrawal of cash from Senior account if it has been held with the Bank over one month.

Note: a 1-month condition is irrelevant if such an account has been renewed.

If payment, or its equivalent in litas, when payment is denominated in EUR and USD, does not exceed LTL 30,000 (inclusive) - free ofcharge. If payment, or its equivalent in litas, when payment is denominated in EUR and USD, exceeds LTL 30,000 - 0.6% from theamount exceeding LTL 30,000 minus LTL 3.

4. A fee charged for the canceling of an advance order of cash or because of a post-due taking-out of cash. Note: The customer is supposed to order cash against a written confirmation. In branches, sizes of sums to be ordered and periods thereof must be set by Branch Managers

0.2% from the cancelled sum; maximum LTL 1,000

5. Fee charged for buying/selling of currency in cash over-the-counter in a Bank office Note: When the customers sells or buys currency worth 10,000 in Litas equivalent, the Bank may apply an individual currency exchange rate that is lower than the standard rate.

LTL 2

6. Re-counting of cash:6.1. re-counting of banknotes only (i.e. without carrying out other bank operations)

LTL 0.1 for a banknote

6.2. re-calculating of LTL, USD and EUR-denominated banknotes in those cases when a legal person places cash into the Company’s account.

Note: this fee also includes the covering of the expenses incurred because of the cash collection

0.04 % from the sum; minimum LTL 1

7. Exchange of cash: 7.1 exchange of Litas-denominated coins into other denominations of the same

currency4 % from the sum; minimum LTL 3 if

the sum exceeds LTL 107.2. exchange of FX banknotes (if available at Cash Desk) 0.1 % from the sum.

7.4. exchange of worn-out LTL-denominated banknotes Free of charge7.3. exchange of worn-out FX banknotes when agreed beforehand with a Bank office)

5 % from the face value

8. Checking of banknotes, without carrying out other bank operations LTL 0.1 for a banknote

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19. URGENT MONEY TRANSFERS

1. Acceptance, over-the-counter at a branch office, of cash payment (fee) to be transferred to Lithuanian municipality’s bank account and (or) other state institution’smoney fund

LTL 2 per payment-in

2. Acceptance, over-the-counter at a branch office, of cash payment (fee) paid via the Utility Bills Payment Book

LTL 3 per payment-in according to one page of the Utility Bills Payment

Book 3. Acceptance, over-the-counter at a branch office, of other cash-based payments

(fees)LTL 3 per payment-in

20. URGENT MONEY TRANSFERS

Fees to be paid in Litas (LTL) for the transfer of Western Union US dollars (USD) denominated Money Transfer and other Western Union US dollars (USD) denominated Money Transfer related additional services according to the existing (at the Bank) LTL/ USD exchange rate (in cash):1. Western Union Money Transfers in the event that a US dollars (USD) denominated amount transferred is:

1.1. To all countries except those indicated in sub-paragraph 1.2: Up to USD 50 USD 13 From USD 2001 to 2500 USD 110 From USD 51 to 100 USD 15 From USD 2501 to 3000 USD 120 From USD 101 to 200 USD 22 From USD 3001 to 3500 USD 140 From USD 201 to 300 USD 29 From USD 3501 to 4000 USD 160 From USD 301 to 400 USD 34 From USD 4001 to 4500 USD 180 From USD 401 to 500 USD 40 From USD 4501 to 5000 USD 200 From USD 501 to 750 USD 45 From USD 5001 to 5500 USD 220 From USD 751 to 1000 USD 50 From USD 5501 to 6000 USD 240 From USD 1001 to 1500 USD 75 From USD 6001 to 6500 USD 260 From USD 1501 to 1750 USD 80 From USD 6501 to 7000 USD 280 From USD 1751 to 2000 USD 90 From USD 7001 to 7499 USD 3001.2. To Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Bulgaria, Czech Republic, Croatia, Cyprus

(Northern), Estonia, Georgia, Hungary, Kazakhstan, Kosovo, Kyrgyzstan, Latvia, Macedonia, Moldova, Poland, Romania, Russia, Serbia, Montenegro, Slovakia, Slovenia, Tajikistan, Turkmenistan, Ukraine and Uzbekistan:

Up to USD 100 USD 6 From USD 2751 to 3000 USD 99 From USD 101 to 200 USD 9 From USD 3001 to 3500 USD 109 From USD 201 to 300 USD 14 From USD 3501 to 4000 USD 129 From USD 301 to 400 USD 19 From USD 4001 to 4500 USD 149 From USD 401 to 500 USD 24 From USD 4501 to 5000 USD 169 From USD 501 to 750 USD 29 From USD 5001 to 5500 USD 189 From USD 751 to 1250 USD 37 From USD 5501 to 6000 USD 209 From USD 1251 to 1750 USD 53 From USD 6001 to 6500 USD 229 From USD 1751 to 2250 USD 69 From USD 6501 to 7000 USD 249 From USD 2251 to 2750 USD 89 From USD 7001 to 7499 USD 269

2. Notification by phone USD 33. Notification by message:

3.1. consisting of up to 10 words USD 23.2. for each additional word USD 0.20

4. Delivery to the Payee USD 13.005. Western Union Payments in the event that a US dollars (USD) denominated amount transferred is:

5.1. up to USD 3000 USD 155.2. from USD 3001 to USD 5000 USD 25

6. Western Union Money Transfer payout in US dollars (USD) Free of chargeFees to be paid in Litas (LTL) for the transfer of Western Union Litas (LTL) denominated Money Transfer and other Western Union Litas (LTL) denominated Money Transfer related additional services.

7. Western Union Money Transfers in the event that a Litas (LTL) denominated amount transferred is:7.1. To all countries except those indicated in sub-paragraph 7.2: Up to LTL 135 LTL 35 From LTL 5400.01 to 6750 LTL 297 From LTL 135.01 to 270 LTL 40 From LTL 6750.01 to 8100 LTL 324 From LTL 270.01 to 540 LTL 59 From LTL 8100.01 to 9450 LTL 378 From LTL 540.01 to 810 LTL 78 From LTL 9450.01 to 10800 LTL 432 From LTL 810.01 to 1080 LTL 92 From LTL 10800.01 to 12150 LTL 486 From LTL 1080.01 to 1350

LTL 108 From LTL 12150.01 to 13500 LTL 540

13

From LTL 1350.01 to 2025


From LTL 2025.01 to 2700


From LTL 2700.01 to 4050


From LTL 4050.01 to 4725


From LTL 4725.01 to 5400


7.2. To Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Bulgaria, Czech Republic, Croatia, Cyprus (Northern), Estonia, Georgia, Hungary, Kazakhstan, Kosovo, Kyrgyzstan, Latvia, Macedonia, Moldova, Poland, Romania, Russia, Serbia, Montenegro, Slovakia, Slovenia, Tajikistan, Turkmenistan, Ukraine and Uzbekistan: Up to LTL 280 LTL 17 From LTL 7700.01 to 8500 LTL 280 From LTL 280.01 to 560 LTL 25 From LTL 8500.01 to 10000 LTL 305 From LTL 560.01 to 850 LTL 40 From LTL 10000.01 to 11350 LTL 359 From LTL 850.01 to 1150 LTL 55 From LTL 11350.01 to 12700 LTL 413 From LTL 1150.01 to 1400


From LTL 1400.01 to 2100


From LTL 2100.01 to 3500


From LTL 3500.01 to 5000


From LTL 5000.01 to 6300


From LTL 6300.01 to 7700


8. Notification by phone LTL 8 9. Notification by message:

9.1. consisting of up to 10 words LTL 59.2. for each additional word LTL 0.80

10. Delivery to the Payee LTL 51.8011. Western Union Money Transfer payout in Litas (LTL) Free of charge

OTHER SERVICES/TRANSACTIONS

21. CHEQUES1. Buying and selling of Traveler’s Cheques:

1.1. buying of Traveler’s Cheques 1,5% from the sum bought1.2. selling of Traveler’s Cheques 1 % from the sum sold

2. „Swedbank“, AB -issued Cheques:2.1. sale: 0.8 from the total sum sold, however,

minimal amount is LTL 10 and maximal amount may stand up to LTL 80

2.2. suspension of payment against a cheque LTL 20, plus fees charged by overseas banks

2.3. payment of an unused cheque LTL 203. Collection of Cheques:

3.1. collection of Pension and Alimony Cheques Free of charge3.2. encashment of other Cheques 1%, minimum LTL 25; maximal – LTL 300,

plus fees charged by overseas banks3.3. return of unpaid cheques LTL 10, plus fees charged by overseas

banks 3.4. return of revocable cheque to the customer when it has not been sent to an overseas bank

LTL 10

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22. SWEDBANK PRIVATE BANKING

1. Swedbank Private banking services*

Swedbank Private Banking Service Agreement signing fee Free of charge

Monthly Swedbank Private Banking Service fee charged to the main customer

LTL 35

Monthly Swedbank Private Banking Service fee charged to the customer’s family members indicated in Swedbank Private Banking Service Agreement

Free of charge

2. Fees for deals** Customers who have entered into Swedbank Private Service Agreements and/or drew up Investment Consulting

Agreements

Private Financial Wealth Management (PWM)

2.1. Shares issued by Lithuanian, Latvian and Estonian issuers

0.35%; minimum LTL 5 0.18%; minimum LTL 5

2.2. Acquisition of Swedbank equity funds’ units

1.00%; minimum LTL 20.00 0.80%; minimum LTL 35.00

2.3. Redemption of Swedbank equity funds’ units

1.00%; minimum LTL 20.00 0.80%; minimum LTL 35.00

2.4. Acquisition of units of funds managed by other assets management companies

2.4.1. For Franklin Templeton, East Capital, JP Morgan and Robur equity funds

1.00%; minimum LTL 35.00, plus third parties’ fees


2.4.2. For Franklin Templeton, East Capital, JP Morgan and Robur bonds funds



2.4.3. Hedge funds 1.00%; minimum LTL 380.00, plus third parties' fees


2.4.4. Other equity funds 1.00%; minimum LTL 35.00, plus third parties’ fees


2.4.5. Other bonds funds 0.60%; minimum LTL 35.00, plus third parties’ fees


2.5. Redemption of units of funds managed by other assets management companies

2.5.1. For Franklin Templeton, East Capital, JP Morgan and Robur equity funds



2.5.2. For Franklin Templeton, East Capital, JP Morgan and Robur bonds funds

0.60%, minimum LTL 35.00, plus third parties’ fees


2.5.3. Hedge funds 1.00%, minimum LTL 380.00, plus third parties’ fees


2.5.4. Other equity funds 1.00%, minimum LTL 35.00, plus third parties’ fees


2.5.5. Other bonds funds 0.60%, minimum 35.00, plus third parties’ fees

0.50%, minimum 35.00, plus third parties’ fees

* Other services & operations provided to private banking customers (VIP customers) are charged according to the VIP customer service rates approved by Board of „Swedbank“, AB.

** If VIP customer service rates are not established, fees for private banking customers (VIP customers) are charged according to the Bank’s general service rates.*** „Swedbank“, AB funds: Swedbank Investeerimisfondid AS (Swedbank AS subsidiary in Estonia). Investment shares funds managed by this company are sold in Lithuania by means of public placement.

15

23. OTHER SERVICES1. A repeated printing of document that proves execution of a transaction in a sub-branch

LTL 1 per document

2. Processing of documents:2.1. sending of documents by fax:

2.1.1. within Lithuania LTL 5 per page2.1.2. to a foreign country LTL 10 per page

2.2. sending of documents:2.2.1. within Lithuania

2.2.1.1. by regular post LTL 2 per page, however, minimum LTL 5 2.2.1.2. by registered post LTL 2 per page, however, minimum LTL 82.2.2. to a foreign country LTL 5 per page, however, minimum LTL

202.2.3. by currier LTL 20, plus the currier’s fees

3. Certification of specimens of signatures and seals Free of charge4. Producing copies of documents:

4.1. producing copies of agreements LTL 20 per copy4.2. producing copies of documents and issuance of duplicates LTL 5 per copy4.3. copying of other documents LTL 1 per page, VAT LTL 0,16

5. Issuance of a reference (recommendation) LTL 1006. Fee charged by the Bank for acceptance of the customer’s request to conduct search of documents(s) in the Bank’s Archives:

6.1. in the case of personal customers LTL 14.99, VAT LTL 2,396.2. in the case of business customers LTL 50, VAT LTL 7.98

SECURITIES

24. INVESTMENT FUNDS’ UNITS TRADE AND THEIR SAFEKEEPING SERVICES1. Trading in Investment funds units*:

1.1. acquisition and redemption of Swedbank Money Market Fund’s units free of charge

1.2. acquisition of units of Swedbank Eastern Europe Bonds Fund 0.50%

1.3. redemption of units of Swedbank Eastern Europe Bonds Fund 0.00%

1.4. acquisition of units of Swedbank Group Funds ** 1.50%, min. LTL 20

1.5. redemption of units of Swedbank Group Funds 1.00%, min. LTL 20

1.6. conversion of units of Swedbank Group Funds LTL 40

1.7. acquisition of units of investment funds under management of other companies

1.7.1. Franklin Templeton, East Capital, JP Morgan, Robur funds 1.50%, min. LTL 35 Lt

1.7.2. hedge funds 1.50%, min. LTL 380 Lt

1.7.3. other funds 1.50%, min. LTL 90 Lt

1.8. redemption of units of investment funds under management of other companies

1.8.1. Franklin Templeton, East Capital, JP Morgan, Robur funds 1.00%, min. LTL 35 Lt

1.8.2. hedge funds 1.00%, min. LTL 380 Lt

1.8.3. other funds 1.00%, min. LTL 90 Lt

1.9. conversion of units of funds under management of other companies *** LTL 70

1.10. acquisition of units of funds by means of the regular investment facility 1.5%Acquisition fees (indicated in percentage point, %) are calculated on the basis of the prices of units of investment funds acquired Redemption fees (indicated in percentage point, %) are withheld from the price of investment fund’s units sold 2. Discounts of the acquisition fee dependent upon the sums invested (agreed by getting in touch with“ Swedbank“, AB Financial Brokerage Department) Up to LTL 500,000 1.50%From LTL 500,000 to 1,000,000 1.25%Above LTL 1,000,000 1.00%3. Quarterly fee for Fund’s units safekeeping service ****3.1 Swedbank Money Market Fund’s units free of charge3.2. Swedbank Group Funds units 0.0150%3.3. units of investment funds under management of other companies 0.0400%* The Bank receives a fee from the funds management company for investment funds distributed. Size of such a fee is dependent upon total value of distributed funds’ units and can, therefore, differ significantly according to results of distributions of different funds.

16

Detailed information on the fee to be received by the Bank is required to be sent to the Customer within 3 (three) business days after the submission of the Customer’s written request thereto. The Customer is supposed to submit his/her written request for the abovementioned detailed information over-the-counter at any „Swedbank“, AB branch office during its business hours. ** Swedbank Funds: Swedbank Investeerimisfondid AS (Swedbank AS, subsidiary in Estonia). Investment shares funds managed by this company are sold in Lithuania by means of public placement.*** In the case when it is possible to convert funds being under the management of the same company.*** *It is calculated based on average quarterly market value of investment fund (held on the securities account). If securities account is empty, the securities account handling fee is not applied

25. SECURITIES TRADE AND SAFEKEEPING SERVICESSize of fees (calculated from sums under deals in

question when expressed in percentage form)

Over-the-counter at a branch

At Financial Brokerage

DepartmentVia Swedbank

Internet Banking1. Opening of securities account Free of charge free of charge -2. Trading in shares:

2.1. issued by Lithuanian, Latvian and Estonian companies0.6%, minimum –

LTL 50.35%, minimum

– LTL 50.3%, minimum –

LTL 52.2.* issued by US, German, Italian, French, Dutch, Swedish, Danish, Finish and Norwegian companies -

0.35%, minimum – LTL 80

0.35%, minimum – LTL 80

2.3.* issued by Austrian, Check, Polish, Hungarian, UK (ADRs) and Russian companies (when a minimal order sum stands at USD 25,000) -

0.5%, minimum –LTL 80

0.5%, minimum –LTL 80

2.4.*issued by UK (under FTSE 350 index), Slovenian and Slovak companies -

1%, minimum –LTL 80

1%, minimum –LTL 80

2.5.* issued by Croatian companies -1%, minimum –

LTL 2001%, minimum –

LTL 200

2.6.* issued by Bulgarian companies -1,5%, minimum –

LTL 2501,5%, minimum –

LTL 250

2.7.* issued by other countries’ companies -

According to separate

agreement

According to separate

agreement3. Trading in debt securities:3.1.Lithuanian government-issued debt securities3.1.1. on the primary market:up to LTL 100 000 LTL 20 LTL 20 -above LTL 100 000 LTL 50 LTL 50 -3.1.2. on the secondary market Free of charge Free of charge Free of charge

3.2. Eurobonds0.05% +

transaction fee 0.05% +

transaction fee0.05% +

transaction fee4. Quarterly fee for securities safekeeping **:4.1.in the case of securities issued by Lithuanian companies: value of portfolio – up to LTL 10,000 LTL 1.25value of portfolio – above LTL 10,000 0.0125%4.2. securities issued by Estonian companies 0.0150%4.3. securities issued by Latvian companies 0.0200%4.4. securities issued by Central and Eastern Europe’s companies 0.0600%4.5. securities issued by Russian companies 0.2500%4.6. securities issued by other foreign companies 0.0200%5. Transactions fee:5.1. in the case of securities issued by Lithuanian companies:5.1.1. outgoing payment order LTL 155.1.2. payment order when the Bank acts as a custodian only LTL 10

5.2. in the case of securities issued by Estonian companies:5.2.1. non-payment order; a deal made via the Stock Exchange or directly

LTL 5

5.3. in the case of securities issued by Latvian companies:5.3.1. payment order LTL 255.3.2. free of payment order LTL 655.3.3. between Swedbank Group securities accounts LTL 55.4. in the case of securities issued by other foreign companies:5.4.1. between Swedbank Group securities accounts LTL 355.4.2. outside Swedbank Group securities accounts LTL 35 + other country’s fees5.5. inheritance/gift of securities*** LTL 155.6. pledge of securities/repurchase deal LTL 506. Additional statement or supply of information:

17

25. SECURITIES TRADE AND SAFEKEEPING SERVICES6.1. when received personally over-the-counter Free of charge 6.2. when sent by registered mail or by fax LTL 87. Securities portfolio management fee:7.1. securities portfolio success management fee dependent upon increase of value of assets in question

15%

7.2. fee charged for the entering into deals with Lithuanian, Latvian and Estonian companies’ shares

0.18% of the deal’s sum; minimum – LTL 5

7.3. fee charged for the entering into deals with foreign countries’ shares funds

0.8% of the deal’s sum; minimum – LTL 35

* On foreign Stock Exchanges, securities can be traded in lots, i.e. according to established minimal quantities of shares and their multiple.** Calculated based on average quarterly balance of securities account. Debt securities are evaluated at face value. If securities account is empty, securities account handling fee is not applied. *** This fee must be paid by beneficiary.

18

DOCUMENTARY PAYMENTS AND GUARANTEES

26. DOCUMENTARY PAYMENTS AND GUARANTEES(Chapter becomes effective since 02 01 2007. Prices and amounts expressed in Litas are valid for the respective counter values in any other currency calculated on the basis of the official exchange rate of the Bank of Lithuania)1. Collection services1.1. Import collection 1.1.1. Payment under certain document or bill of exchange 0,15% (min.LTL 100, max. LTL 750) 1.1.2. Advise of amendment of collection instruction LTL 701.1.3. Advise of collection LTL 701.1.4. Return of unpaid documents or release of documents “free of payment”

0,15% (min LTL 100 max. LTL 500)

1.1.5. Documents handling fee (in case of non payment or non acceptance within 15 days after Bank’s advise to a client about received collection)

LTL 100

1.1.6. Custody of accepted bills of exchange until payment LTL 1001.1.7. Protest of the bill of exchange LTL 250 (notary fees and commissions are

charged separately)1.1.8. Query at the client's request LTL 501.1.9. Dispatch of the documents by courier post According to the actual costs of courier post1.2. Export collection1.2.1. Collection of documents and bills of exchange 0,15% (min LTL 100 max. LTL 750)1.2.2. Fee for crediting the account under collection**** LTL 201.2.3. Amendment of collection instruction LTL 701.2.4. Custody of accepted bills of exchange until payment LTL 1001.2.5. Query at the client's request LTL 501.2.6. Dispatch of the documents by courier post According to the actual costs of courier post

2. Documentary credits2.1. Import documentary credits2.1.1. Pre-advice of documentary credit LTL 502.1.2. Issue of documentary credit* LTL 3002.1.3. Deferred payment fee* LTL 50 (per set)2.1.4. Amendment LTL 70 (per amendment)2.1.5. Checking of the documents** 0,15% min LTL 200 (per set)2.1.6. Payment under the documents LTL 1002.1.7. Unutilized documentary credit (not applied to standby letters of credit)

LTL 70

2.1.8. Return of unpaid documents LTL 1002.1.9. Query at the clients request LTL 502.1.10. Dispatch of the documents by courier post According to the actual costs of courier post2.2. Export documentary credits2.2.1. Pre-advice of documentary credit LTL 502.2.2. Advise of documentary credit LTL 902.2.3. Advice of the amendment LTL 70 (for each amendment)2.2.4. Checking of the documents** 0,15% min. LTL 250 (per set)2.2.5. Payment under the documents (documentary credit available with „Swedbank“, AB) ***

LTL 150

2.2.6. Fee for crediting the account under documentary credit****2.2.7. Transfer of the documentary credit 0,2% (from the transferred amount) min LTL 3002.2.8. Checking of the documents, substituted under transferred documentary credit

LTL 100

2.2.9. Confirmation of documentary credit By arrangement 2.2.10. Supervision of deferred payment LTL 100 (per set)2.2.11. Return of unpaid documents LTL 1002.2.12. Advise of the assignment of proceeds LTL 1502.2.13. Cancellation of advise of the assignment of proceeds LTL 302.2.14. Payment under the documents prior maturity LTL 150 + interest rate by arrangement2.2.15. Dispatch of the documents by courier post According to actual costs of courier post2.2.16. Query at the client’s request LTL 50

* The obligation under documentary credit commission is applied, if documentary credit issue is not secured by cash collateral. Cash collateral is not interest bearing. ** If „Swedbank“, AB is issuing and advising bank of the same documentary credit and documents are presented directly to„Swedbank“, AB, checking of the documents fee is 0, 08% min. LTL 100. *** This fee is not applied, if the documents are paid prior maturity. **** varies depending on the position 4.3 in part XV of “Rates of fees charged by „Swedbank“, AB for its services and operations”.

19

3. Guarantees3.1. Issue of the guarantee (except tender guarantees) *: 3.1.1. Amount of the guarantee is equal or less than LTL 1.999,99 (or respective counter value in any other currency)

LTL 150

3.1.2. Amount of the guarantee from LTL 2.000 to 4.999,99 (or respective counter value in any other currency)

LTL 200

3.1.3. Amount of the guarantee from LTL 5.000 to 9.999,99 (or respective counter value in any other currency)

LTL 300

3.1.4. Amount of the guarantee is equal or over LTL 10.000,00 (or respective counter value in any other currency)

LTL 350

3.2. Issue of a tender guarantee*:3.2.1. Amount of the guarantee is equal or less than LTL 499,99 (or respective counter value in any other currency)

LTL 80

3.2.2. Amount of the guarantee is equal or over LTL 500 (or respective counter value in any other currency)

0,5% (min. LTL 150, max. LTL 350)

3.3. Issue of individual guarantee for customs** 0,5% (min. LTL 40, max. LTL 150)3.4. Issue of the guarantee under the counter guarantee By arrangement3.5. Amendment of conditions LTL 1003.6. Advice of the guarantee or amendment LTL 1003.7. Query at the client‘s request LTL 503.8. Payment under the guarantee 0,1% min. LTL 5003.9. Handover of client’s claim LTL 200 and courier post costs3.10. Dispatch of the documents by courier post According to the actual costs of courier post

* If guarantee issue is not secured by cash collateral, the obligation under the guarantee commission is applied. Cash collateral is not interest bearing.

** Individual guarantees for customs are issued only under cash collateral.

4. Escrow accounts4.1. Escrow account agreement 0,15% min. LTL 300

5. Bills of exchange (promissory notes)5.1. Discount By arrangement5.2. Aval*:5.2.1. Amount of the bill of exchange (promissory note) equals or is less than LTL 1.999,99 (or respective counter value in any other currency)

LTL 150

5.2.2. Amount of the bill of exchange (promissory note) from LTL 2.000 to 4.999,99 (or respective counter value in any other currency)

LTL 200

5.2.3. Amount of the bill of exchange (promissory note) from LTL 5.000 to 9.999,99 (or respective counter value in any other currency)

LTL 300

5.2.4. Amount of the bill of exchange(promissory note) is equal or over LTL 10.000 (or respective counter value in any other currency)

LTL 350

5.3. Protest of the bill of exchange (promissory note) LTL 250 (notary fees and commissions are charged separately)

5.4. Collection of a bill of exchange (promissory note) payable in Lithuania and advice to a payer

0,15% (min. LTL 50, max. LTL 750)

5.5. Amendment to collection instruction of a bill of exchange (promissory note) payable in Lithuania and advice to a payer

LTL 40

5.6. Presentation for acceptance of bill of exchange (or visa for promissory notes) payable in Lithuania

LTL 20

5.7. Custody of bill of exchange (promissory notes) payable in Lithuania until payment (over 30 days after day of collection)

LTL 30 (for the whole period)

*The obligation under the bill of exchange commission is applied, if aval of bill of exchange (promissory note) is granted without cash collateral.

20

RENT OF SAFE-DEPOSIT BOXES

27. 1ST GROUP OF FEES

Capacity, dm3

Up to 32 dm3(10 dm3*) From 32 up to 50 dm3(16 dm3*) Over 50 dm3(23 dm3*)

Rent periodAmount without

VAT VAT

Total with VAT

Amount without

VAT VAT

Total with VAT

Amount without

VAT VATTotal

with VAT

24 hours 16.81 3.19 20.00 21.01 3.99 25.00 25.21 4.79 30.001 week 33.61 6.39 40.00 58.82 11.18 70.00 67.23 12.77 80.002 weeks 50.42 9.58 60.00 84.03 15.97 100.00 100.84 19.16 120.001 month 67.23 12.77 80.00 117.65 22.35 140.00 126.05 23.95 150.002 months 126.05 23.95 150.00 210.08 39.92 250.00 226.89 43.11 270.003 months 184.87 35.13 220.00 302.52 57.48 360.00 336.13 63.86 399.994 months 243.70 46.30 290.00 394.96 75.04 470.00 445.38 84.62 530.005 months 294.12 55.88 350.00 487.39 92.60 579.99 546.22 103.78 650.006 months 344.54 65.46 410.00 571.43 108.57 680.00 647.06 122.94 770.007 or 8 months 411.76 78.23 489.99 672.27 127.73 800.00 756.30 143.70 900.009 or 10 months 470.59 89.41 560.00 764.71 145.29 910.00 882.35 167.65 1050.00

11 or 12 months 529.41 100.59 630.00 857.14 162.86 1020.00 1008.40 191.60 1200.00

* Safe-deposit boxes of new design

NOTES. All rent fees of individual safe-deposit boxes are specified with the Value Added Tax (VAT). The specific group of fees and specific fees applied in respective clients’ service locations is approved by the Regional Branch Manager. In case all safe-deposit boxes of lower capacity have been rented, rent fees lower by one level may be applied for safe-deposit boxes of larger capacity at the discretion of the Regional Branch Manager of the Bank.

Services related with rent of individual safe-deposit boxes

1. Change of a safe-deposit box lock in case the client has lost its key 168.06 31.93 200.00

21

28. 2ND GROUP OF FEES

Capacity, dm3

Up to 32 dm3(10 dm3*) From 32 up to 50 dm3(16 dm3*) Over 50 dm3(23 dm3*)Rent period Amount

without VAT VAT

Total with VAT

Amount without

VAT VATTotal with

VAT

Amount without

VAT VATTotal with

VAT

24 hours 16.95 1.92 12.00 10.92 2.07 12.99 11.76 2.23 13.991 week 33.90 3.83 24.00 29.41 5.59 35.00 33.61 6.39 40.002 weeks 50.85 6.07 38.00 42.02 7.98 50.00 50.42 9.58 60.001 month 67.80 7.98 50.00 58.82 11.18 70.00 67.23 12.77 80.002 months 127.12 14.37 90.00 100.84 19.16 120.00 126.05 23.95 150.003 months 186.44 20.76 130.00 168.07 31.93 200.00 184.87 35.13 220.004 months 245.76 27.14 170.00 184.87 35.13 220.00 252.10 47.90 300.005 months 296.61 33.53 210.00 277.31 52.69 330.00 310.92 59.07 369.996 months 347.46 38.32 240.00 319.33 60.67 380.00 361.34 68.65 429.997 or 8 months 415.25 44.71 280.00 352.94 67.06 420.00 420.17 79.83 500.009 or 10 months 474.58 51.09 320.00 378.15 71.85 450.00 504.20 95.80 600.00

11 or 12 months 533.90 57.48 360.00 420.17 79.83 500.00 571.43 108.57 680.00





22

29. 3RD GROUP OF FEESCapacity, dm3

Up to 32 dm3(10 dm3*)From 32 up to 50 dm3(16

dm3*) Over 50 dm3(23 dm3*)Rent periodAmount without

VAT VAT

Total with VAT

Amount without

VAT VATTotal with

VAT

Amount without

VAT VAT

Total with VAT

24 hours 5.04 0.96 6.00 8.40 1.60 10.00 10.08 1.92 12.001 week 10.08 1.92 12.00 16.81 3.19 20.00 16.81 3.19 20.002 weeks 13.44 2.55 15.99 25.21 4.79 30.00 25.21 4.79 30.001 month 16.81 3.19 20.00 33.61 6.39 40.00 33.61 6.39 40.002 months 33.61 6.39 40.00 58.82 11.18 70.00 67.23 12.77 80.003 months 50.42 9.58 60.00 84.03 15.97 100.00 100.84 19.16 120.004 months 67.23 12.77 80.00 109.24 20.76 130.00 126.05 23.95 150.005 months 84.03 15.97 100.00 126.05 23.95 150.00 151.26 28.74 180.006 months 100.84 19.16 120.00 151.26 28.74 180.00 168.07 31.93 200.007 or 8 months 117.65 22.35 140.00 193.28 36.72 230.00 218.49 41.51 260.009 or 10 months 134.45 25.55 160.00 235.29 44.71 280.00 252.10 47.90 300.0011 or 12 months 151.26 28.74 180.00 277.31 52.69 330.00 319.33 60.67 380.00



