Provide Provide

Niceville City Hall7:00 PM5 March 2013

RBOA INC 2013 ANNUAL MTG

RBOA INCRBOA INC

Welcome -- thanks for coming Welcome -- thanks for coming

Your participation in conduct of RBOA Your participation in conduct of RBOA is is greatly appreciatedgreatly appreciated

402 members (properties) strong402 members (properties) strong Board of Directors, Committees Board of Directors, Committees

All VolunteersAll Volunteers

AGENDAAGENDA

CALL TO ORDERCALL TO ORDER QUORUM VALIDATIONQUORUM VALIDATION ANNOUNCEMENT OF STANDARDSANNOUNCEMENT OF STANDARDS ELECTION OF DIRECTORSELECTION OF DIRECTORS TREASURER’S REPORTTREASURER’S REPORT PROPOSED 2013 BUDGETPROPOSED 2013 BUDGET COMMITTEE REPORTSCOMMITTEE REPORTS 2013 PROJECTS/CONSIDERATIONS2013 PROJECTS/CONSIDERATIONS OPEN DISCUSSION OPEN DISCUSSION

BOARD OF DIRECTORSBOARD OF DIRECTORS

PRESIDENT PAUL MARYESKIPRESIDENT PAUL MARYESKI VICE PRES AL HABERBUSCHVICE PRES AL HABERBUSCH TREAS/SEC LINDA BLYTHETREAS/SEC LINDA BLYTHE ENVIRONMENT BILL PATRICK ENVIRONMENT BILL PATRICK ARCHITECTURE AL HABERBUSCHARCHITECTURE AL HABERBUSCH COMPLIANCE FRANK STRASBURGERCOMPLIANCE FRANK STRASBURGER MAINTENANCE FRANK STRASBURGER MAINTENANCE FRANK STRASBURGER

SPECIAL THANKSSPECIAL THANKS

WEBSITE MANAGEMENTWEBSITE MANAGEMENT MICHAEL & JONI MCCAIN (MEMBERS)MICHAEL & JONI MCCAIN (MEMBERS)

CITY OF NICEVILLECITY OF NICEVILLE USE OF CITY HALL – no $$ chargeUSE OF CITY HALL – no $$ charge

BOOK KEEPING/BILLINGBOOK KEEPING/BILLING MICHELLE ATKINSON MICHELLE ATKINSON

LANDSCAPING LANDSCAPING PRO EARTHSCAPES (ON CONTRACT)PRO EARTHSCAPES (ON CONTRACT)

SPECIAL THANKSSPECIAL THANKS

LAWN MAINTENANCE LAWN MAINTENANCE (cutting/trimming)(cutting/trimming) S & P LAWN SERVICE (ON CONTRACT) S & P LAWN SERVICE (ON CONTRACT)

TAX ACCOUNTANTTAX ACCOUNTANT STEPHEN SHELTON, CPASTEPHEN SHELTON, CPA

ENTRANCE LIGHTINGENTRANCE LIGHTING DESTIN LIGHTING (SUPPLIES)DESTIN LIGHTING (SUPPLIES)

PESTICIDE SERVICEPESTICIDE SERVICE GRASS ROOTS (ON CONTRACT)GRASS ROOTS (ON CONTRACT)

SPECIAL THANKSSPECIAL THANKS

LEGAL ASSISTANCELEGAL ASSISTANCE BECKER & POLIAKOFF (ON RETAINER)BECKER & POLIAKOFF (ON RETAINER)

JAY ROBERTS, ESQJAY ROBERTS, ESQ

JOHN ANDRLEJOHN ANDRLE GETTING THE WORD OUT (LAKE GETTING THE WORD OUT (LAKE

MATTERS)MATTERS) CORPORATE MEMORY—LAKE CORPORATE MEMORY—LAKE

HENDERSONHENDERSON

PURPOSE AND POWER OF THE PURPOSE AND POWER OF THE ASSOCIATIONASSOCIATION

““This Association is non-profit, does not This Association is non-profit, does not contemplate pecuniary gain or profit to contemplate pecuniary gain or profit to the members thereof. The specific the members thereof. The specific purposes for which it is formed are to purposes for which it is formed are to provide for maintenance, preservation and provide for maintenance, preservation and architectural control of the residential architectural control of the residential properties and to promote the health, properties and to promote the health, safety and welfare of the residents of said safety and welfare of the residents of said properties.” (Article III of the By Laws)properties.” (Article III of the By Laws)

ROCKY BAYOU OWNERSHIP ROCKY BAYOU OWNERSHIP ASSOCIATIONASSOCIATION

QUORUM VALIDATION (26% of 402 = 105)QUORUM VALIDATION (26% of 402 = 105)

ANNOUNCEMENT OF STANDARDSANNOUNCEMENT OF STANDARDS

ELECTION OF DIRECTORSELECTION OF DIRECTORS 7 TOTAL: 5 NEEDED FOR QUORUM, 4 MUST 7 TOTAL: 5 NEEDED FOR QUORUM, 4 MUST

VOTEVOTE NOMINATIONS: SCOTT WILCOXENNOMINATIONS: SCOTT WILCOXEN RESULTS -- RESULTS --

CY 2012 TREASURER’S REPORTCY 2012 TREASURER’S REPORT $44K Annual Program$44K Annual Program

402 mbrs x $110402 mbrs x $110

Money Mkt: $4,431.20Money Mkt: $4,431.20 Checking: $5,873.29Checking: $5,873.29 Dam Fund: $5,425.35Dam Fund: $5,425.35

__________________

$15,729.84*$15,729.84*

*as of 31 Dec 2012 *as of 31 Dec 2012

*as of 31 Dec 2011 ($28,000) *as of 31 Dec 2011 ($28,000)

*as of 31 Dec 2010 ($31,100)*as of 31 Dec 2010 ($31,100)

2013 Annual Budget2013 Annual Budget Income Income

Annual DuesAnnual Dues $44,220$44,220 Interest/Donations 200Interest/Donations 200 Special AssessmentSpecial Assessment 30,150 30,150

Total incomeTotal income $74,570$74,570 Expenses Expenses

Accounting Accounting 3,000 3,000 AdministrativeAdministrative 1,500 1,500 Grounds KeepingGrounds Keeping 8,000 8,000 InsuranceInsurance 6,000 6,000 LandscapingLandscaping 6,500 6,500 Legal & Professional 5,000Legal & Professional 5,000 Newsletter 1,000Newsletter 1,000 Projects 10,000Projects 10,000 Repairs & Maintenance 1,500Repairs & Maintenance 1,500 Entrance Ways 1,000 Entrance Ways 1,000 Taxes Taxes 200 200 Utilities (elect/water)Utilities (elect/water) 6,250 6,250 Other (web site)Other (web site) 100 100

Total Expenses Total Expenses $50,050$50,050

Net Gain (Loss)Net Gain (Loss) $ 24,520 $ 24,520

COMMITTEE REPORTSCOMMITTEE REPORTS

ENVIRONMENTALENVIRONMENTAL

COVENANT COMPLIANCE COVENANT COMPLIANCE

ARCHITECTURAL CONTROLARCHITECTURAL CONTROL

environmental

ENVIRONMENTALENVIRONMENTAL

THE LAKESTHE LAKES: Amick, Phelps, Werk, Kenny, : Amick, Phelps, Werk, Kenny, Henderson Henderson

CLOSE CONTACT WITH THE “LAKE DOCTOR” FOR VEGETATION CONTROL ON ALL LAKES

LAKE HENDERSON & LAKE WERK MORE PROBLEMATICAL LAKE WERK: SPATTERDOCK LILIES MONITOR SITUATION – early treatment is critical

CHEMICAL TREATMENT IS COSTLY

VEGETATION CAN BE CONTROLLED - NOT ELIMINATED

PLEASE LET THE BOARD KNOW IF YOU SEE A PLEASE LET THE BOARD KNOW IF YOU SEE A PROBLEM DEVELOPING--thanksPROBLEM DEVELOPING--thanks

ALLIGATORSALLIGATORS FLA FISH & WILDLIFE WILL RESPONDFLA FISH & WILDLIFE WILL RESPOND

IF GATOR > THAN 4 FEET IN LENGTHIF GATOR > THAN 4 FEET IN LENGTH GATORS GROW ONE FOOT EACH YEARGATORS GROW ONE FOOT EACH YEAR

FALL 2011 SMALL ALLIGATOR SPOTTEDFALL 2011 SMALL ALLIGATOR SPOTTED TRAPPER UNSUCCESSFULTRAPPER UNSUCCESSFUL

LATE 2012 SMALL ALLIGATOR SPOTTEDLATE 2012 SMALL ALLIGATOR SPOTTED NO ACTION TAKEN DUE TO SIZENO ACTION TAKEN DUE TO SIZE

BE CAREFUL W/CHILDREN/SMALL PETSBE CAREFUL W/CHILDREN/SMALL PETS GIVE US A CALL IF YOU SEE A GATORGIVE US A CALL IF YOU SEE A GATOR

TELL US IT IS > 4 FEET IN LENGTH!TELL US IT IS > 4 FEET IN LENGTH!

NO ACTION TAKEN DUE TO SIZENO ACTION TAKEN DUE TO SIZE BE CAREFUL WITH CHILDREN & SMALL PETSBE CAREFUL WITH CHILDREN & SMALL PETS TELL US IT IS BIGGER THAN 4 FEET IN LENGTH!!TELL US IT IS BIGGER THAN 4 FEET IN LENGTH!!

beaversbeavers

BEAVERSBEAVERS

BEAVERS AT WORK IN LAKE WERK!BEAVERS AT WORK IN LAKE WERK! SEVERAL TREES TAKEN DOWN RECENTLYSEVERAL TREES TAKEN DOWN RECENTLY TRAPPER CALLED-PERMIT OBTAINEDTRAPPER CALLED-PERMIT OBTAINED

BEAVER REMOVED FROM LAKE: FEB 2013BEAVER REMOVED FROM LAKE: FEB 2013 EMERALD COAST WILDLIFE REFUGE EMERALD COAST WILDLIFE REFUGE

DOES NOT RELOCATE BEAVERSDOES NOT RELOCATE BEAVERS RECOMMENDED TRAP AND DESTROY DAMRECOMMENDED TRAP AND DESTROY DAM

((PROTECT TREES WITH FENCING/WIRE MESH)PROTECT TREES WITH FENCING/WIRE MESH)

COVENANT COMPLIANCECOVENANT COMPLIANCE

COVENANT COMPLIANCECOVENANT COMPLIANCE

COVENANT COMPLIANCECOVENANT COMPLIANCE

VIOLATIONS: DIRECT NOTIFICATION TO PROPERTY VIOLATIONS: DIRECT NOTIFICATION TO PROPERTY OWNERS OWNERS

FIRST STEP--LETTER FROM COMPLIANCE OFFICERFIRST STEP--LETTER FROM COMPLIANCE OFFICER STEP TWO--LETTER FROM ATTORNEY….OR…STEP TWO--LETTER FROM ATTORNEY….OR… POTENTIAL FINE LEVIED BY BOD “FINING BOARD” POTENTIAL FINE LEVIED BY BOD “FINING BOARD” LASTLY…LETTER FROM ATTORNEY/LEGAL ACTION AS LASTLY…LETTER FROM ATTORNEY/LEGAL ACTION AS

REQUIREDREQUIRED

DISCREPANCIESDISCREPANCIES

GENERALLY A LACK OF KNOWLEDGE OF COVENANTS GENERALLY A LACK OF KNOWLEDGE OF COVENANTS SPECIFICSSPECIFICS

THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL COVENANTSCOVENANTS

FINING AMENDMENTFINING AMENDMENT

AMENDMENT TO THE BY-LAWS IN 2010AMENDMENT TO THE BY-LAWS IN 2010 2012—THREE NOTICES SENT FOR FINING 2012—THREE NOTICES SENT FOR FINING

HEARINGHEARING TWO VIOLATIONS CORRECTED W/O HEARINGTWO VIOLATIONS CORRECTED W/O HEARING ONE FINING HEARING CONDUCTEDONE FINING HEARING CONDUCTED

FINE ESTABLISHED ($25 DAILY TO MAX OF $2500)FINE ESTABLISHED ($25 DAILY TO MAX OF $2500) FINE SUSPENDED PENDING CORRECTION FINE SUSPENDED PENDING CORRECTION PROBLEM SOLVED SUMMER 2012 W/O FINEPROBLEM SOLVED SUMMER 2012 W/O FINE

COVENANT COMPLIANCECOVENANT COMPLIANCE COVENANT COMPLIANCECOVENANT COMPLIANCE

HistoryHistory 16 in 200916 in 2009 9 IN 2010 – 2 REPEAT VIOLATIONS9 IN 2010 – 2 REPEAT VIOLATIONS 8 in 2011 – FINING PROCESS HAS WORKED TO GAIN 8 in 2011 – FINING PROCESS HAS WORKED TO GAIN

COMPLIANCECOMPLIANCE 11 IN 201211 IN 2012

TWO OWNERS ARE REPEAT OFFENDERSTWO OWNERS ARE REPEAT OFFENDERS VIOLATIONS INCLUDE:VIOLATIONS INCLUDE:

BOATS/JET SKIS & TRAILERS BOATS/JET SKIS & TRAILERS UTILITY TRAILERS UTILITY TRAILERS YARD UPKEEP AND GENERAL APPEARANCEYARD UPKEEP AND GENERAL APPEARANCE

MOST VIOLATIONS CORRECTED AFTER FIRST MOST VIOLATIONS CORRECTED AFTER FIRST LETTERLETTER

2 OPEN ISSUES—BOTH ARE YARD UPKEEP RELATED2 OPEN ISSUES—BOTH ARE YARD UPKEEP RELATED

ARCHITECTURAL CONTROLARCHITECTURAL CONTROL

ARCHITECTURAL CONTROLARCHITECTURAL CONTROL

Who is on the Committee?Who is on the Committee?

Your neighbors!!Your neighbors!!

Al Haberbusch - ChairmanAl Haberbusch - Chairman

Bill OsthoffBill Osthoff

Paul GrimmigPaul Grimmig

ARCHITECTURAL CONTROLARCHITECTURAL CONTROL

ACC Application – for any new house or ACC Application – for any new house or addition to the property after a house is in addition to the property after a house is in placeplace Download application at rboa.net (first column)Download application at rboa.net (first column) Info required: what is it; what will it look like; Info required: what is it; what will it look like;

what’s it made of; what’s it made of; where will it be sited on the lot where will it be sited on the lot (include drawings/pictures, specs, site plan)(include drawings/pictures, specs, site plan)

Owner (not realtor or contractor) agrees/certifiesOwner (not realtor or contractor) agrees/certifies Restrictive covenants are on the web site (click Restrictive covenants are on the web site (click

Documents) Find your address on member list – Documents) Find your address on member list – shows Unit Numbershows Unit Number

ACC will retain drawings for file – submit in 11” x ACC will retain drawings for file – submit in 11” x 14” format 14” format

ARCHITECTURAL CONTROLARCHITECTURAL CONTROL

Variance to Restrictive CovenantsVariance to Restrictive Covenants Provide rationale – why can’t your project comply?Provide rationale – why can’t your project comply?

Provide written concurrence from owners adjoining Provide written concurrence from owners adjoining your property, or owners that might be affected (e.g. your property, or owners that might be affected (e.g. across the street) across the street)

In granting set back waivers, RBOA assumes no In granting set back waivers, RBOA assumes no responsibility for encroachment into Utilities/Drainage responsibility for encroachment into Utilities/Drainage setbacks from County or other government agency. setbacks from County or other government agency. This is always noted in ACC approval “Notes” This is always noted in ACC approval “Notes”

            

Package Types 2012Package Types 2012

3 Fences3 Fences 2 Sheds2 Sheds 1 Room Addition1 Room Addition 1 Enclose Existing Porch1 Enclose Existing Porch 1 Pool/Fence1 Pool/Fence

PROJECTS PROJECTS

SEVERAL IMPROVEMENTS IN MINDSEVERAL IMPROVEMENTS IN MIND MARION & SHARON ENTRANCESMARION & SHARON ENTRANCES

ONLY TWO UNIMPROVED RBOA ENTRANCES ONLY TWO UNIMPROVED RBOA ENTRANCES CURBING: ESTIMATES FROM CSC OF FLORIDACURBING: ESTIMATES FROM CSC OF FLORIDA ENTRANCE SIGNS AS FOLLOW ONENTRANCE SIGNS AS FOLLOW ON

RUCKEL/COLLEGE BLVD ENTRANCERUCKEL/COLLEGE BLVD ENTRANCE ISLAND REHAB: GRASS IS PROBLEMATICAL ISLAND REHAB: GRASS IS PROBLEMATICAL

SEVERAL TREES TO COME DOWNSEVERAL TREES TO COME DOWN LANDSCAPING PLAN TO BE DEVELOPEDLANDSCAPING PLAN TO BE DEVELOPED

CONSIDERATIONSCONSIDERATIONS

DUES INCREASEDUES INCREASE SPECIAL ASSESSMENTSSPECIAL ASSESSMENTS

CHANGE TO BY LAWSCHANGE TO BY LAWS COVENANT EXTENSIONSCOVENANT EXTENSIONS

UNITS 1 & 2:UNITS 1 & 2: expire this yeexpire this yearar!!!!

DUES INCREASE IN 2014?DUES INCREASE IN 2014?

DIRECTORS TO SERIOUSLY ADDRESS IN DIRECTORS TO SERIOUSLY ADDRESS IN 20132013(BOD CAN INCREASE DUES BY 10% ANNUALLY WITHOUT (BOD CAN INCREASE DUES BY 10% ANNUALLY WITHOUT

MEMBERSHIP APPROVAL (PER BY LAWS)MEMBERSHIP APPROVAL (PER BY LAWS) RBOA DUES ARE LOW GIVEN SIZE AND SCOPE OF RBOA DUES ARE LOW GIVEN SIZE AND SCOPE OF

ASSOCIATIONASSOCIATION TO CONTINUE WITH PROJECTS/IMPROVEMENTSTO CONTINUE WITH PROJECTS/IMPROVEMENTS

BENCHES IN RUCKEL/WAVA PARKBENCHES IN RUCKEL/WAVA PARK DAM INSPECTIONS (PREVENTIVE MAINTENANCE)DAM INSPECTIONS (PREVENTIVE MAINTENANCE)

DUES INCREASE CON’TDUES INCREASE CON’T MANAGEMENT COMPANY PROPOSALMANAGEMENT COMPANY PROPOSAL

CONTRACT FOR SERVICES RENDEREDCONTRACT FOR SERVICES RENDERED BOOK KEEPING, BILLING, COMPLIANCE INSPECTIONS, BOOK KEEPING, BILLING, COMPLIANCE INSPECTIONS,

ACC ADMINISTRATIONACC ADMINISTRATION MORE EFFICIENCY/CONSISTENCYMORE EFFICIENCY/CONSISTENCY

RBOA NEEDS IMPROVED RECORD KEEPINGRBOA NEEDS IMPROVED RECORD KEEPING STATUTORY COMPLIANCE IS IMPORTANTSTATUTORY COMPLIANCE IS IMPORTANT

- SHOULD ENCOURAGE VOLUNTEERS FOR - SHOULD ENCOURAGE VOLUNTEERS FOR

BOARD OF DIRECTOR SERVICE -BOARD OF DIRECTOR SERVICE -

Special AssessmentsSpecial Assessments ConsiderationsConsiderations

Lakes are a major RBOA expense itemLakes are a major RBOA expense item Lake Amick/Phelps Dam repair in 1994Lake Amick/Phelps Dam repair in 1994 Lake Henderson Dam repair in 2005: $150,000Lake Henderson Dam repair in 2005: $150,000

$94 assessment for all members$94 assessment for all members 49 of 56 Lake Henderson property members49 of 56 Lake Henderson property members

contributed additional $2,000contributed additional $2,000 Lake Amick/Phelps Dam in 2010/2012: $31,000+Lake Amick/Phelps Dam in 2010/2012: $31,000+ By Laws do not allow varying assessment levelsBy Laws do not allow varying assessment levels

BOD considering amendment to By Laws, Mar 2014 BOD considering amendment to By Laws, Mar 2014 To allow BOD to recommend varying levelsTo allow BOD to recommend varying levels Members must approve any proposed assessmentMembers must approve any proposed assessment

COVENANT AMENDMENTSCOVENANT AMENDMENTS

UNIT 1 COVENANTS EXPIRE UNIT 1 COVENANTS EXPIRE DEC 2013DEC 2013 FOREST ROAD, SHARON, MARION, GOLF FOREST ROAD, SHARON, MARION, GOLF

COURSE COURSE UNIT 2 COVENANTS EXPIRE UNIT 2 COVENANTS EXPIRE SEPT 2013SEPT 2013

FOREST ROAD, COLLEGE BLVD, DIANE, FOREST ROAD, COLLEGE BLVD, DIANE,

IRENE CT, CARR, JASON, LAKE AMICKIRENE CT, CARR, JASON, LAKE AMICK FINAL BOD TRY in Mid 2013FINAL BOD TRY in Mid 2013

If fails: several unknown unknowns!!If fails: several unknown unknowns!!

Real Estate MarketReal Estate Market Market has bottomed: still Market has bottomed: still buyersbuyers market market

Jan-Feb 2013, 59 sales vs 66 in 2012Jan-Feb 2013, 59 sales vs 66 in 2012 Average 2013 price sold is up 9% VS 2012Average 2013 price sold is up 9% VS 2012 Clean and neat homes, right priced are sellingClean and neat homes, right priced are selling

Updated helps: kitchen/baths/flooring/roofUpdated helps: kitchen/baths/flooring/roof New homes selling quicklyNew homes selling quickly

Homes for sale on MLS (90% of market)Homes for sale on MLS (90% of market) Niceville: 15.6% are distressedNiceville: 15.6% are distressed

Short sales, foreclosures, bank owned (REO)Short sales, foreclosures, bank owned (REO)

Real Estate MarketReal Estate Market RUCKEL PROPERTIES-NEW HOUSING DEVRUCKEL PROPERTIES-NEW HOUSING DEV

BEHIND THE AIRPORT ON FOREST RDBEHIND THE AIRPORT ON FOREST RD INSIDE THE NICEVILLE BY PASSINSIDE THE NICEVILLE BY PASS PROPERTY ANNEXED BY CITY OF NICEVILLEPROPERTY ANNEXED BY CITY OF NICEVILLE MIXED USE DEVELOPMENT MIXED USE DEVELOPMENT

1100 ACRES, 4400 UNITS1100 ACRES, 4400 UNITS SINGLE FAMILY, TOWNHOMES, CONDOS, COMMERCIALSINGLE FAMILY, TOWNHOMES, CONDOS, COMMERCIAL

HUFF HOMES-NEW HOUSING DEVHUFF HOMES-NEW HOUSING DEV APPROX 30 HOMES OFF FORREST RDAPPROX 30 HOMES OFF FORREST RD

ROCKY BAYOU STABLES AREAROCKY BAYOU STABLES AREA

SPECIALSPECIAL INTERESTINTEREST ITEMSITEMS NICEVILLE BY PASS WORK CONTINUESNICEVILLE BY PASS WORK CONTINUES

COLLEGE & FOREST RD WILL BE WIDENEDCOLLEGE & FOREST RD WILL BE WIDENED COMPLETION IN 2014COMPLETION IN 2014

PARKING OFF DRIVEWAY-PLS DON’T!!PARKING OFF DRIVEWAY-PLS DON’T!! CRIME IN OUR AREASCRIME IN OUR AREAS

IT’S AROUND-TAKE PREVENTIVE STEPSIT’S AROUND-TAKE PREVENTIVE STEPS WATER METER REPEATERSWATER METER REPEATERS

SOME IMPROVEMENT SEENSOME IMPROVEMENT SEEN

PUBLIC SEWERAGE-no immediate plansPUBLIC SEWERAGE-no immediate plans

GOING FORWARDGOING FORWARD 2013 WILL BE A BUSY YEAR2013 WILL BE A BUSY YEAR

COVENANT EXTENSIONSCOVENANT EXTENSIONS DEVELOP PLAN FOR UNITS 1 & 2DEVELOP PLAN FOR UNITS 1 & 2

(LESS THAN HALF OF THESE PROPERTIES ARE (LESS THAN HALF OF THESE PROPERTIES ARE

IN RBOA/MAJORITY NEEDED TO EXTENDIN RBOA/MAJORITY NEEDED TO EXTEND

CONSIDER ANNUAL DUES INCREASECONSIDER ANNUAL DUES INCREASE SPECIAL ASSESSMENT - BY LAWS CHANGESPECIAL ASSESSMENT - BY LAWS CHANGE MANAGEMENT COMPANYMANAGEMENT COMPANY

COST/FEASIBILITY STUDYCOST/FEASIBILITY STUDY PROJECTS/IMPROVEMENTSPROJECTS/IMPROVEMENTS

SHOW PROGRESS—YOUR IDEAS WELCOMESHOW PROGRESS—YOUR IDEAS WELCOME

THANK YOU FOR COMINGTHANK YOU FOR COMING

HAVE A GOOD YEAR!!HAVE A GOOD YEAR!!