FinTechTrends & showcases

KNAB Open

Innovatie in de financiële wereld

19 februari 2013

Carlien RoodinkCarlien@hollandfintech.com06 14716657

What is FinTech?

Some showcases:PaymentsBiometrics(Big) DataP2P Lending

About Holland FinTech

What is Fintech?

Conclusion: “FinTech is likely to join the national lexicon in 2015. That's what buzz and big bucks will do for an industry”

Payments

Adyen processed $25B in payment transactions in 2014 and is the leading global payments technology company. Four of the five largest US internet companies are clients of Adyen.Bitpay is an electronic payment processing system for the Bitcoincurrency, with headquarters in Atlanta and Amsterdam.

Adyen partners with Bitpay: Facebook, Airbnb & Spotifycould accept Bitcoins now

Apple gave a boost to mobile payments and introduced the fingerprint on the mobile phone to the general public as means of identification with the launch of Apple Pay last year

Biometrics

+ Mouse movements

The art of cyberware

security firms are turning to data visualizations and graphic representations of attacks to serve

their clients and mitigate online attacks.

“The application of biometrics really began to thrive with the explosive growth in mobile since 2010”, says MacLeod. The attraction of

Behaviosec’s software is that it seamlessly integrated with the web mobile application of banks. “Users don’t need a special device, and don’t need to change their behavior. And it gives the banks what they’re looking for: improved security and a great user experience. And at the same time the technology integrates easily with any existing system.”

“No matter how well developed and accurate the biometrics services are, from a societal point of view, it is necessary to have transparent discussions about the storage and use of data in relation to privacy issues”

(Big) data

“I have worked 18 years for respectively ING Bank, NIBC and BNP Paribas Fortis. I experienced that there is a lot of data available that can be used for an improved credit risk analysis within the financial institutions but they don’t know it or can not deal with it.”

Jeroen BatemaFounder of OSIS:

“We couldn’t get a bank credit ourselves”

How to fill the lending gap?

P2P Lending

The international landscape

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Peer–to–Peer Lending and the Crowdfunding Landscape

Financial crowdfunding (incl P2P lending) has grown fast since 2009.

As of 2012, crowdfunding manages about USD 2.67 billion globally, and in 2013 surpassed USD 5.1 billion in funding volumes.

2014 saw doubling in volume reaching USD 10 billion

All figures are based on public sources.

The World Bank that the volume of crowdfunding globally has the potential to reach $ 93 billion by 2025

Alternative versus Traditional Finance

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Despite the impressive growth, traditional finance is still dominant

Bank lending is the main source of finance to the real economy

Nearly 80% of financing to the real economy in Europe is provided by banks (US =20%)

Source: Alternative finance for SME’s and Mid Market Companies, TheCityUK

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FINTECH KNOWLEDGE CENTRE

Collects, creates and shares insights in latest developments in FinTech worldwide

EVENTS AND ENCOUNTERS FOR THE FINTECH ECOSYSTEM

Organises frequent events for and with key players in the Dutch FinTech ecosystem, such as industry players, startups, regulators, academia, government

SOFT LANDING FOR FINTECH COMPANIES IN THE NETHERLANDS

Supports world-wide innovative FinTech businesses to get foot on the ground in continental Europe

ACCELERATE FINTECH INNOVATION

Helps startups grow and bring the innovations to Dutch and European markets

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