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ID: 22968838 size: 2.113 by 336.5 BETTER BUSINESS BUREAU OF GHR Take the IB Poll Does Hampton Roads leadership reflect the diversity of the pop- ulation? See results on Page 3. www.InsideBiz.com MAY 7-13, 2012 | $1.00 PAGE 3 PAGE 3 More inside Page 13 The top up-and-comers Page 25 Emeritus leaders

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The currents of power in Hampton Roads continue to ebb and flow freely as business community elders take a step into the backdrop and the young turks find their own places on the stage of leadership and influence. We at Inside Business put a lot of time and careful consideration into gauging these changes and charting them in our 2012 "Power List."

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Page 1: Power Issue Top 75 Hampton Roads May 2012 Inside Business

ID: 22968838size: 2.113 by 336.5BETTER BUSINESS BUREAU OF GHR

Take the IB PollDoes Hampton Roads leadership reflect the diversity of the pop-ulation? See results on Page 3.

www.InsideBiz.com

MAY 7-13, 2012 | $1.00

PAGE 3PAGE 3

More insidePage 13 The top up-and-comers Page 25 Emeritus leaders

Page 2: Power Issue Top 75 Hampton Roads May 2012 Inside Business

2 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

Subscribe to the HR Business Brief e-newsletter at InsideBiz.com.

PUBLISHING

Ed [email protected], 757.222.5354

Mike Herron general manager/associate [email protected], 757.222.3991

ADVERTISING

Bill Blakedirector of business [email protected], 757.222.3165

John P. Kinsleysenior account [email protected], 757.222.5387

Robin Simmonssenior account [email protected], 757.222.5345

Rawles Mageelegals [email protected]: 757.222.5346; fax: 757.222.5362

Olga Curriemarketing & special projects [email protected], 757.222.5394

EDITORIAL

Carol [email protected], 757.222.5349

Mary Flachsenhaarassistant [email protected] 757.222.5350

Philip Newswangersenior staff [email protected] 757.222.5355

Bill Cresenzostaff [email protected] Walkerstaff [email protected], 757.222.5351

Lakeshia Artiseditorial [email protected], 757.222.5356

ADMINISTRATION

Debbi Wilson, business [email protected], 757.222.5341

» THE STAFF

Inside BusinessThe Hampton Roads Business Journal

» CONTENTS

QUOTE OF THE WEEK

Our contention is that the sign is a political protest and my First Amendment rights are being violated.”Bob Wilson, co-owner of Central Radio, Page 36

VOLUME 18, NO. 19

36INJUNCTION IS FILED IN FEDERAL COURT

Data 39

Calendar 41

People 43

Public Records 44

Columns 47

Legal Notices 49

Inside Business (USPS 017-734) is published weekly, by Inside Business Inc., 150 W. Brambleton Ave., Norfolk, VA 23510. Phone: (757) 222-5353; fax: (757) 222-5359. Periodicals postage rates paid at Norfolk, VA. Postmaster, send address changes to INSIDE BUSINESS, 150 W. Brambleton Ave., Norfolk, VA 23510.

Subscriptions To subscribe, call (757) 222-5341 or log on to InsideBiz.com.

Distribution Inside Business is sold in boxes at the following locations: In Chesapeake, 1545 Crossways Blvd., 1230 Progressive Drive, 800 Greenbrier Circle and 300 Cedar Road. In Hampton, 101 W. Queens Way. In Newport News, 11745 Jefferson Ave. and Kings Way, and 2500 Washington Ave. In Norfolk, Main Street and Commercial Place, 3 Commercial Place, Atlantic and Main Street, Monticello Avenue and Market Street, 219 Granby St., Ellsmere Avenue and Robin Hood Road, 1318 Colley Ave. In Portsmouth, 500 Crawford St., 300 High St., 513 High St. and 431 Crawford St. In Suffolk, 441 Market St., 157 N. Main St. and 3881 Bridge Road. In Virginia Beach, 744 Laskin Road, 2110 Great Neck S/C, 2428 Princess Anne Road, 222 Central Park Ave., 128 Pembroke 4, 4460 Corporation Lane and 131 Business Park Drive. In Williamsburg, 425 N. Boundary St. and 201 Monticello Ave.

Letters to the editor Send letters to 150 W. Brambleton Ave., Norfolk, VA 23510 or [email protected]. We reserve the right to edit for brevity and clarity.Copyright Inside Business. All rights reserved. Reproduction or use without permission of editorial or graphic content in any manner is prohibited.

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Page 3: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 3

Issues and Answers Network Inc. in Virginia Beach surveyed 200 people in Hampton Roads by phone April 27 and 28 on the following question:

Do you think the political, cultural and business leadership in Hampton Roads reflects the diversity of the region?

Yes 47.5%

No 33.0%

Not sure 19.5%

Source: Issues and Answers Network Inc.

IB BIZ POLL

LAST YEAR, when I intro-duced the first-ever Inside Business “Power List,” I was quick to note in my pub-

lisher’s letter that the list wasn’t named after me. For 2012, that’s still the case.

But I will say the past 12 months or so brought the great-est number of comments I’ve ever received about my last name. Waitresses, hotel desk clerks, retail folks of all stripe – more and more, people are moved to remark about the name “Power,” virtually always with a positive spin. So I can say at least the name “Power” does project some sort of pow-er, if only to garner a smile or expression of approval. And it may say something about the state of how power is perceived in American culture these days. People seem more and more at-tuned to it than ever.

One other thing struck me in the past 12 months – the number of people who have comment-ed on the Inside Business “Pow-er List.” Many people were in-trigued by our rankings, agreed and disagreed with them, poked fun at them, and, of course, won-dered how they might get on the list. So the list itself quickly be-came imbued with a kind of pow-er, and may even confer a bit of power, or at least the percep-tion of greater power, on those whose names it carries.

While all these dynamics were interesting to me, the thing I

found most striking this year, as we began to sift through last year’s list of more than 75 people, adding and deducting names, going through at least half a dozen revisions, was the striking ebb and flow of power that caused the list to change.

Power is indeed a fluid thing. Money can reinforce it, but once one gets beyond money, the equation of power becomes a highly complex one like one of those Einsteinian constructs that fills a math prodigy’s chalk-board.

The numbers can be changed by promotions or demotions, re-tirements, shifting political for-tunes, boards of trustees’ rela-tionships, club affiliations, and on and on. But it seems no one thing guarantees power to an in-dividual, and in fact, to some de-gree, people achieve power be-cause it is conferred upon them by others.

Take the case of Maurice Jones, the former president and publisher of The Virginian-Pi-lot. Jones just stepped down from his role at Inside Busi-ness’ parent company to accept an appointment from President Barack Obama to be deputy sec-retary of the U.S. Department of Housing and Urban Develop-ment.

In addition to his past four years overseeing The Pilot’s ed-itorial page and a company of more than 800 employees, Jones had joined numerous boards in Hampton Roads, among them Children’s Hospital of The King’s Daughters, Eastern Vir-ginia Medical School, Physicians for Peace, the Virginia Arts Fes-tival and the Crispus Attucks Cultural Center. Jones was also chairman of the Hampton Roads Chamber of Commerce until he stepped down to take on his new job in Washington. He also was active in his church, and some-how managed to help coach his daughter’s basketball team.

» BY ED POWER | PUBLISHER

» SEE POWER, PAGE 5

Currents of power in Hampton Roads continue to ebb and fl ow

FILE PHOTO

Publisher Ed Power says he hears remarks about his last name all the time, and in the last year he’s also heard a lot about the “Power List.”

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Page 4: Power Issue Top 75 Hampton Roads May 2012 Inside Business

4 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

THE VIRGINIAN-PILOT ARCHIVES

GOV. BOB MCDONNELL’S influ-ence, as well as his popularity,

has ebbed and flowed over the past year.

But he has stuck to his conserva-tive Republican principles, to the delight of his base, while angering Democrats and the left for some of his more controversial legislation.

Despite the criticism, Virginia’s 71st governor takes the top slot on this year’s Power List after rank-ing fourth last year.

Here’s why. McDonnell has been mentioned

as a possible vice presidential run-ning mate with presidential con-tender Mitt Romney, even though lately his name has not surfaced in the media.

McDonnell, after intense public pressure, has rolled back the col-lection of tolls until 2014 when the construction of the second tunnel across the Elizabeth River will be-gin.

He has championed offshore drilling at a time when gas pric-

es have hit another historic high, a position that plays well with oil and gas companies, which are gen-erous campaign donors.

But he angered Democrats, es-pecially women, over abortion leg-islation he approved this year, re-quiring women to have an ultra-sound before they have an abor-tion.

The issue reached a crescendo in the final days of the General As-sembly session this year and over-shadowed other contentious legis-lation he supported.

If nothing else, the attorney and Regent University law school graduate captured national head-lines – which seldom happens to Virginia governors.

McDonnell touts his business- first strategy and boasts about the number of jobs he has created since he took office in 2010.

Only a few months in office, McDonnell created a commission on economic development to rec-ommend ways to boost the state’s

economy. Many of the commis-sion’s recommendations became law.

But one of his major legisla-tive successes was the passage of a $4 billion transportation pack-age for 900 projects over the next three years.

The new legislation created the Virginia Transportation Infra-structure Bank, which will be cap-italized by at least $282.7 million to provide grants to local govern-mental entities and loans to pri-vate entities that have entered into public-private transportation act agreements.

Virginia’s economy would ex-pand by $13.1 billion and support 105,642 additional jobs over six years if the governor’s transporta-tion plan is fully implemented, ac-cording to research conducted by Chmura Economics and Analytics, a national consulting firm based in Richmond.

Under his leadership, the state’s unemployment fell from more

than 7 percent to 5.6 percent, which he points to as a sign that his policies have attracted more busi-nesses, jobs and investment to Vir-ginia.

McDonnell can also take credit for Virginia being named by CNBC as “The Best State for Business” based on his economic-develop-ment track record.

McDonnell, who serves as chair-man of the Republican Gover-nors Association, has strong ties to Hampton Roads.

After graduating from law school in 1989 he served as a Vir-ginia Beach prosecutor.

In 1991, McDonnell was elected to the Virginia House of Delegates and served 14 years representing Virginia Beach.

He was elected as the 44th attor-ney general of Virginia in 2005.

McDonnell was raised in Fairfax County.

He graduated from the Universi-ty of Notre Dame, Boston Univer-sity and Regent University.

1. Gov. Bob McDonnell

Page 5: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 5

POWER

McDonnell has seen a quick rise to power

Definitely a man with many con-nections reaching into some of our region’s most visible and vital institutions.

Last year, Jones ranked 12th on our Power List, and this year we have him in the eighth spot be-cause of the amazing network of influence he managed to con-struct during his time in our com-munity. When we learned he was leaving for Washington, D.C., we considered removing him from the list. But ultimately we de-cided to leave his name in hon-or of the many contributions he made while here. Presum-ably, Jones’ ability to influence an agenda – his “power” – will now shift to a national level as he works with the Obama adminis-tration. But next year, his name won’t be found on our list. The tide of Jones’ regional influence will have moved to another, new-er shore.

Another prominent example of a change in this year’s list is with spot No. 1. Last year, Josh-ua P. Darden’s name occupied that slot; this year, it is Gov. Bob McDonnell. Josh Darden has un-questionably exerted one of the most profound forces of leader-ship in the history of Hampton Roads. His philanthropy and civ-ic engagement serve as a mod-el to any community in Ameri-ca. Darden recently capped a ca-reer of philanthropic steward-ship with his chairmanship of a nearly $30 million local fundrais-ing campaign for Norfolk’s Kroc Community Center for which a grant of $58 million was given by the estate of Ray and Joan Kroc, the McDonald’s food chain found-ers.

At the ground-breaking for the Kroc Center that took place ear-lier this year, Darden let it be known that his days of chairing major capital campaigns have come to a close. Having accom-plished more community-build-ing milestones in his life than those of five men, Darden has more than earned his passing of the baton to a younger genera-tion. So Darden’s name now re-sides in a place of honor on our “Emeritus” list.

Meanwhile, McDonnell, whose family home is in Virginia Beach, has established himself as a ris-

ing star on the national political scene, and in the Republican Party. Through his sure-handed grip on Virginia’s economic fortunes, his regular appearances on CNBC’s business cable network and his frequent mention as a possible candidate for vice president or even president, McDonnell’s sto-ry is a classic case of a swift rise to greater power. And he seems to have accomplished it in a way that sits well with both Republicans and many Democrats.

So the currents of power in Hampton Roads continue to ebb and flow freely as the elders take a step into the backdrop and the young turks find their own places on the stage of leadership and in-fluence. We at Inside Business put a lot of time and careful con-sideration into gauging these changes and we hope you find our list worthy of study for what it says about the myriad ways that people are helping build our com-munity in Hampton Roads.

No doubt this year’s list will, like last year’s, create some de-bate in the business community, some heartburn in certain execu-tive suites, and some private sat-isfaction for those who saw their fortunes rise.

As Jones prepared to leave our company a few weeks ago, he joked that he would make sure that this year I’d receive all the phone calls he took last year when the “Power List” made its debut.

So maybe there is at least some logic in my involvement with the “Power List.” When you call, no need to wonder whom to ask for. Just mention the word “power” and you’ll be connected to – well, you get it. IB

» CONTINUED FROM PAGE 3 The currents of power in Hampton Roads continue to ebb and flow freely as the elders take a step into the backdrop and the young turks find their own places on the stage of leadership and influence.

Page 6: Power Issue Top 75 Hampton Roads May 2012 Inside Business

6 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

NOT MUCH HAS CHANGED since last year.

Vince Mastracco, an attorney, is still one of the leading power bro-kers in Hampton Roads, retaining the No. 2 position.

He is firmly entrenched in the power structure of the region and no list of power brokers could ex-clude him.

Everyone knows him.But no one knows him. Mastracco, a partner in the law

firm of Kaufman & Canoles, is a deal-maker.

But he shuns the podium.He shuns the television cameras

and publicity. He sits with the audience instead. He’s elusive, but you can feel his

pervasive and personal influence in many big deals in the region.

People listen when he speaks or gives advice.

Mastracco is a philanthropist and an art collector. He is a major sup-porter of the Chrysler Museum and the YMCA of South Hampton Roads in Norfolk.

He serves on a number of boards,

including Virginia Wesleyan Col-lege, the Hampton Roads Communi-ty Foundation, the Hampton Roads Partnership, University of Virgin-ia and the Virginia Foundation of In-dependent Colleges.

In 2009, he received Norfolk’s First Citizen Distinguished Service Award, which was given by the Cos-mopolitan Club of Norfolk.

In accepting his award, he was quoted, saying, “If you’re going to live in a community, you have an ob-ligation – not in a burdensome way – to make it safe and good and a com-fortable place to raise a family.”

He is also a board member of SunTrust Bank and chairman of the Finance and Investment Committee of Eastern Virginia Medical School.

Mastracco received his under-graduate degree from the Univer-sity of Virginia in 1961 and holds law degrees from the University of Richmond and New York Univer-sity.

He and his wife, Suzanne, have been married for 43 years.

Suzanne was his senior prom date at Granby High School in 1957.

2. Vince Mastracco

THE VIRGINIAN-PILOT ARCHIVES

AFTER SPENDING HIS career building Landmark Commu-

nications, a company he and oth-ers turned into a media giant, John O. “Dubby” Wynne is tackling the region’s economy with its dispa-rate economic, social and political personae.

Wynne, the former CEO of Land-mark Communications, now known as Landmark Media Enterprises LLC, was chosen as the chairman of the board of directors of the Hampton Roads Community Foun-dation and will assume the post in June.

Wynne and his board, along with the new president and CEO, Deb DiCroce, No. 21 on this list, will tackle the region’s problems and try to craft a game plan for mak-ing the region more competitive.

In preparation, foundation em-ployees interviewed 70 leaders in business, higher education and the military to gauge regional prob-lems from their perspective.

One of the criticisms: too many regional groups with many of the same focuses without a coordinat-ed strategy.

This is a new direction for the foundation, which has always fo-

cused on philanthropic issues. “Business and business leaders

need to understand it is in their best interest to engage at a deeper level,” Wynne said in a Virginian-Pilot article.

Wynne, known for his intense, leader-driven personal style, was among a group of Landmark ex-ecutives who built a company from a collection of small newspa-pers into the owner of The Weath-er Channel – which the company sold for $3.5 billion in 2008 – and a chain of newspapers and TV sta-tions.

A Norfolk native, he retired in 2001, just before the national newspaper business began to see profit margins dwindle.

Wynne, a Princeton graduate, achieved his goals, no matter what.

He has served on the board of visitors of Princeton, as well as the University of Virginia.

He has served as one of former Gov. Mark Warner’s advisers.

And he is active in the philan-thropic community, to which he brings power, influence and a will-ingness to get the job done – just as he did at Landmark. He was No. 3 on last year’s Power List too.

3. John O. ‘Dubby’ Wynne

DAN ADDISON PHOTO

Page 7: Power Issue Top 75 Hampton Roads May 2012 Inside Business

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Page 8: Power Issue Top 75 Hampton Roads May 2012 Inside Business

8 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

FRANK BATTEN JR. is rarely seen but his presence is certainly felt not only in

Norfolk but in other Hampton Roads cities.If you’re lucky, you might catch him hav-

ing a modest lunch in a modest restaurant alone, papers and files within reach, some-where in downtown Norfolk.

Batten’s successes are legendary.His investment in Red Hat, a software

company, is usually the one everyone re-members and points to as the product of Batten’s talent and genius.

Otherwise, Batten, who was No. 9 on last year’s list, remains obscure, except in name, and seems to feel more comfortable far from the maddening crowd.

Batten has seen the newspaper business from the bottom to the top.

He sold ads for the Roanoke Times. He pounded a beat as an AP reporter.

Eventually, he was named president and publisher of his family’s flagship newspa-per, The Virginian-Pilot.

He managed this position for four years before he was named CEO of Landmark Communications, now Landmark Media En-terprises.

Landmark owns The Pilot and Inside Business, as well as Dominion Enterpris-es, an information and marketing services company.

The Batten portfolio also includes dozens of small newspapers and TV stations across the country.

While his father used to stroll through The Pilot hallways greeting everyone, Bat-ten Jr. has maintained a distance and he is known for his privacy.

The father was known as a newspaper-man. His son is the tech guy.

In 2008, Landmark’s board decided to sell the company, which resulted in the $3.5 bil-lion sale of The Weather Channel.

Its other assets, such as The Pilot, have not been sold yet, a sign that investors are still leery to buy a mass market newspaper.

One of the wealthiest people in the region, Batten is a generous philanthropist. He and his wife, Aimee, oversee their own private foundation, which gives much of its money to religious causes, including their church and James Dobson’s Focus on the Family, as well as to the multi-denominational Beckett Fund for Religious Liberty.

4. Frank Batten Jr.

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Page 9: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 9

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Page 10: Power Issue Top 75 Hampton Roads May 2012 Inside Business

10 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

CONGRATULATIONS, Wick Moorman.

You presided over the best year Norfolk Southern Corp. ever report-ed, with an annual profit of $1.89 billion, up 28 percent from 2010 and 85 percent from 2009.

You have presided over a $22 bil-lion corporation whose roots are deep in the 19th century, and yet this relic of the past has survived the onslaught of technology and regulations. You’ve also maintained your power position of No. 5 in 2011.

For his efforts, Moorman, a li-censed locomotive engineer, was paid total compensation of $13 mil-lion, up from $11 million in the pre-vious year.

Who could ever have imagined that a railroad would be seen as a green company and one whose carbon footprint was much less than that of its closest competi-tor, trucks? But railroads are here to stay, and so is Norfolk Southern, whose corporate home is located in downtown Norfolk.

Consider this irony – Moorman, chairman, CEO and president, nom-inated to the board of directors at Chevron Corp. Shareholders will decide if he should sit on the board at the company’s annual meeting May 30.

Nothing seems insurmountable for Moorman, who was born in Hat-tiesburg, Miss., in 1953, and is a

graduate of Georgia Tech and Har-vard Business School.

His next challenge is finding ways for three cities to share ser-vices. Moorman joins leaders of other Fortune 500 companies to ex-plore how the region could benefit from sharing services.

The Hampton Roads Partnership is organizing the pilot Hampton Roads Shared Services Project with Management Partners, a Cincinna-ti, Ohio-based management-consult-ing firm that specializes in helping local government leaders. Top exec-utives of Norfolk Southern, Ameri-group, Dollar Tree, Huntington-In-galls and Smithfield Foods will part-ner with officials from Chesapeake, Virginia Beach and Norfolk.

“The ability of business leaders in the region to work successful-ly with government leaders offers a particular opportunity to take ad-vantage of shared services and re-duce the cost of local government,” said Moorman, the group’s chair-man, in a press release announcing

the partnership.Moorman, an avid cyclist, may

ride more than his usual 30 miles a day to relieve the stress of working with three independent localities.

He started at Southern Railway before its merger with Norfolk & Western Railroad to form Nor-folk Southern Corp. He grappled with the integration of Conrail in the 1990s when the former public-ly funded rail company was split by NS and CSX.

Moorman jokes that the company promoted the guy – him – who once managed the company’s failed tele-com venture known as T-Cubed.

He has been chairman of Norfolk Southern Railway Co. since Feb. 1, 2006, chief executive officer since Nov. 1, 2005, and also its president since Oct. 1, 2004.

As a kid, Moorman loved trains. He still likes to tell the story that he likes trains because his mother dropped him on his head and addled his brain. He admits the story isn’t true, but he still likes to tell it.

5. Charles ‘Wick’ Moorman

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Page 11: Power Issue Top 75 Hampton Roads May 2012 Inside Business

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Page 12: Power Issue Top 75 Hampton Roads May 2012 Inside Business

12 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

AFTER SERVING on Virginia Beach City Council for 14 years, Will Sessoms took a

five-year break before running for the mayor’s seat in 2008. When he was elected, he promised that he would work to bring light rail to Virgin-ia Beach.

Since then, The Tide has started rolling in Norfolk, and Sessoms increased his efforts ear-lier this year, when he called for a referendum to allow Virginia Beach residents to vote on the issue. He got his way. And he’s moved up from No. 11 on the Power List.

Voters will now answer the question, “Should the City Council adopt an ordinance approving the use of all reasonable efforts to support the financing and development of The Tide light rail into Virginia Beach?”

When he’s not running the city, Sessoms is the CEO and president of the Virginia Beach Towne Financial Services Group, a division of Towne-Bank, one of the most successful community banks in Virginia. He’s also the chairman of the Hampton Roads Transportation Planning Orga-nization, the Hampton Roads Military & Feder-al Facilities Alliance and the Oceana Land Use Conformity Committee.

Sessoms is up for re-election in November, but so far, no one has stepped forward to chal-lenge him, so it looks as if he’ll remain in power for at least another term.

6. Will Sessoms

THE VIRGINIAN-PILOT ARCHIVES

LIKE HIS VIRGINIA BEACH counterpart, Paul Fraim began his political career on

the city council in 1986. In 1994, he was appointed mayor and won

the seat in 2006, when Norfolk began having mayoral elections.

This year, Fraim now ranks below his Vir-ginia Beach counterpart, but higher on the list. Last year, he was No. 10.

As the mayor of what many consider the business, political and cultural center of Hampton Roads, Fraim, along with members of the city council, oversees a budget of more than $1 billion.

The past year was one of highs and some lows for the mayor. Last year no one was sure if light rail would be a failure or triumph for the mayor. A year later, the Tide has broken ridership projections and there is a move-ment to extend it to Virginia Beach.

The mayor has also overseen the progress that has been made to revive the Waterside Festival Marketplace.

The lows include the death of a Norfolk Po-lice officer during training and the ongo-ing saga of the no-show Community Services Board employee who collected a paycheck for 12 years without working.

He also dealt with the early retirement of City Manager Regina Williams and, along with the council, the hiring of her replace-ment Marcus Jones.

7. Paul Fraim

THE VIRGINIAN-PILOT ARCHIVES

Page 13: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 13

TONY ATWATER PH.D., president of Norfolk State University

LAWRENCE A. BERNERT III CFA, principal and portfolio manager at Wilbanks, Smith & Thomas

Asset Management LLC in Norfolk

JOHN F. BIAGAS, president and CEO of Bay Electric Co. in Newport News

ALONZO C. BRANDON, vice president of university advancement at

Old Dominion University

TANYA BULLOCK and WANDA COOPER, lawyers at Bullock & Cooper in Virginia Beach

TOM BARTON III, president of Beach Ford Virginia Beach, and BOB BARTON, president of Beach Ford Suffolk

JAMES M. BOYD, vice chair of the Virginia Port Authority Board of Commissioners and president of the law firm Boyd & Boyd PC

JAMES A. “JIMMY” GRAY JR., Hampton assistant city manager and president of 200+ Men Inc.

WILLIAM E. HARRELL, president and CEO of Hampton Roads Transit and former city manager of Chesapeake

LUKE HILLIER, CEO of ADS Inc. in Virginia Beach

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Page 14: Power Issue Top 75 Hampton Roads May 2012 Inside Business

14 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

MAURICE JONES is now work-ing inside the Beltway as the

deputy secretary of the U.S. De-partment of Housing and Urban Development, shaking up the bu-reaucrats with notions on how to improve the bottom line and help-ing Americans with their housing needs during one of the worst hous-ing crises this country has ever faced.

He might even be posting photos of himself juggling a basketball and asking for suggestions on how to improve the $40 billion-a-year organization, as he did during his seven-year tenure at The Virgin-ian-Pilot Media Cos.

In 2005, he was named vice pres-ident and general manager of The Virginian-Pilot newspaper and in 2008 he was named president of Pilot Media and publisher of the newspaper. He was hailed as the first black publisher of a large dai-ly newspaper in the country and also the first black publisher in

parent company Landmark’s his-tory, although at the time of his ap-pointment he hoped that he would be seen as the man who could do the job and not just as the first black publisher.

While he was here, Jones, who was No. 12 on last year’s list, made an impression on the community. He sat on a dozen boards of phil-anthropic and business organi-zations, such as Eastern Virgin-ia Medical School, Physicians for Peace and the Hampton Roads Chamber of Commerce.

Jones left the newspaper on a much better footing for the future, although he cautioned that the me-dia, in order to survive, must con-tinue to diversify its revenues.

But Jones made difficult deci-sions, many of which weren’t pop-ular, such as laying off employees. He admitted before he left that his most difficult and heartbreaking decision had been the elimination of jobs.

8. Maurice Jones

HARRY GERWIEN

UP FROM NO. 14 last year, Gary McCollum lands at No. 9 on our

list, having steered Cox Communi-cations Virginia through some ma-jor changes in recent years.

McCollum, the senior vice presi-dent and general manager for Cox Communications’ Virginia system, handles the day-to-day operations of the company’s Hampton Roads, Roanoke, Fairfax County and Fredericksburg operations, which includes more than 2,300 employ-ees serving more than 700,000 households.

Over the past 16 months, Cox Virginia has opened several new Cox Solutions retail stores and cre-ated the Cox Charities program, which began in Hampton Roads, and has awarded grants to 19 local organizations and an additional 13 throughout Virginia.

“In this age of rapidly advanc-ing technology, it’s a tremendously exciting time to be in the telecom-munications business,” McCollum said.

Having grown up in the proj-ects of Richmond, McCollum is an alumnus of the Boys & Girls Clubs in Richmond, and is still heavily in-volved in the organization.

“I’m proud of the tremendous support that our company pro-vides to the Boys & Girls Clubs here in Virginia and nationwide,

including technology grants to help give children in need access to computers and the Internet,” McCollum said.

Prior to joining Cox in 1989 as a manager trainee in Connecti-cut, McCollum served eight years on active duty as a military intel-ligence officer for the U.S. Army and is currently a major in the U.S. Army Reserves. During his active-duty military career, he served with the elite U.S. Army Rangers. McCollum is also a licensed Chris-tian minister.

He is a member or serves on the boards of the Virginia Cham-ber of Commerce; Hampton Roads Chamber of Commerce; Hamp-ton Roads Partnership; Hampton Roads Economic Development Al-liance; Boys & Girls Clubs of the Virginia Peninsula; Smart Begin-nings; the Virginia Cable Telecom-munications Association; and the ACCESS College Foundation. He is rector of the board of visitors of Norfolk State University.

McCollum was the first member of his family to graduate from col-lege, earning a bachelor’s degree in Russian studies and political sci-ence from James Madison Univer-sity. He also earned an MBA at the University of Connecticut, with a concentration in telecommunica-tions.

9. Gary McCollum

KATHY KEENEY

Page 15: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 15

RAMON W. BREEDEN JR. is a driven man.

He was driven to start his own business, The Breeden Cos., out of the trunk of his Pontiac convertible 45 years ago.

He was driven to build a portfolio of apartment communities, homes and shop-ping centers – now in two states, Virginia and North Carolina, including the Hampton Roads, Richmond and Fayetteville, N.C., re-gions.

He is driven to support education at his alma mater, the University of Virginia, and at Virginia Commonwealth University, the Virginia Beach Education Foundation, Old Dominion University and Norfolk Academy.

He supports the arts, animal welfare and other philanthropic pursuits, and has been seen chatting casually with Mayor Will Ses-soms at an event.

Self-made and obsessed with excellence, Breeden’s philosophy is that every proj-ect is a viable one. The words “no” or “can’t be done” are not in his vocabulary. He chal-lenges his employees to make things hap-pen and if they seem untenable at first, he challenges them to look for the potential in a

project and to think outside the box.Nothing is outlandish, everything is pos-

sible, and everyone and everything can do better.

These are the tenets of his company. This ambition and innovation has proved

successful, since the company tripled its revenues in seven years.

Over the past four decades, The Breeden Cos. has developed, built and managed 6,000 apartments, 2 million square feet of com-mercial shopping center and office space, and 1,700 residential homes.

Yet Breeden, who’s on the Power List for the first time, forges ahead. Another 1,140 apartments and 60,000 square feet of shop-ping center are under construction while 800 apartments are on the drawing board.

Born and raised in Richmond, Breeden’s father was a factory superintendent and his mother was a homemaker. He graduated from John C. Marshall High School.

He put himself through U.Va., working odd jobs for tuition, lodging and board. Af-ter college, Breeden taught math for two years in Richmond and did graduate work at the University of Richmond.

10. Ramon W. Breeden Jr.

FILE PHOTO

WHEN HELEN DRAGAS isn’t knee-deep in one of her compa-

ny’s portfolios of residential devel-opments, she may be herding three of her own adolescents to school or dealing with issues as rector of the University of Virginia Board of Vis-itors.

Dragas is president of The Dra-gas Cos., which her father, George, began more than 40 years ago, and which has been a fixture on the re-gional landscape in commercial and residential real estate.

Dragas was named the first fe-male rector of the mostly male board of visitors of the University of Virginia last July.

She joined the first female and the eighth president of the universi-ty, Teresa A. Sullivan, who replaced John T. Casteen III after a 20-year term.

Dragas’ two-year term ends in 2013. In her role, she sets the future course of a university that enjoys a reputation for quality and excel-lence envied by many other public universities.

An alumna of the university, Dra-gas graduated with a double major in economics and foreign affairs in 1984. After working for the family firm for two years, she attended the Colgate Darden School of Business at the university and graduated in

1988 with an MBA. She served on the State Council for Higher Edu-cation in Virginia and the Common-wealth Transportation Board.

Dragas, who moved up on the list from No. 22 last year, is now an in-

dependent director of energy con-glomerate Dominion Resources Inc.

The Dragas Cos., founded by the son of Greek immigrants, is known as one of the country’s top construc-tion firms and one of the top home-

selling real estate firms. In addition to development and construction, the company now runs a proper-ty management division, a real es-tate brokerage firm and a mortgage lending arm.

11. Helen Dragas

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Page 16: Power Issue Top 75 Hampton Roads May 2012 Inside Business

16 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

ALAN WITT, co-founder and CEO of regional accounting

firm Witt Mares – one of the few left here, isn’t content to sit in his office and crunch numbers. He’s in the community, directing, organiz-ing and leading.

A graduate of Christopher New-port University with a degree in business administration with a concentration in accounting , Witt is a humanitarian and supporter of education and health care for the community.

He has an impressive and influ-ential resume, from his profes-

sional affiliations and communi-ty work to the awards and recog-nition he has received over the years.

So Witt joins the elite league of the top 25 power brokers. Last year he was in the lower group of 50.

He has been rector of the board of visitors of his alma mater, sat on Newport News City Council for two years and is former chairman of the Newport News Education-al Foundation, among many other community service affiliations.

Now he is chairman of River-side Health System, on the board of trustees of the Virginia Foundation for Independent Colleges and presi-dent of the Greater Peninsula NOW, which is an affiliate of the Newport News Educational Foundation.

When he’s not guiding a hospi-tal, a university or the economy of Newport News, he’s receiving awards and recognition for his ser-vice apart from and beyond his du-ties and responsibilities at his firm, which also consults with businesses and nonprofit organizations.

He received the Peninsula Hu-manitarian award from the Vir-ginia Center for Inclusive Com-munities in 2010. He was awarded the 1999 Distinguished Communi-ty Service Award from the Rotary Club of Oyster Point. And in 1995, the Daily Press named Witt Citi-zen of the Year.

12. Alan Witt

FILE PHOTO

Page 17: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 17

SCOTT RIGELL, auto dealer and lifelong Republican, has sur-

vived the heart of darkness, which is known as Congress, and might stay there, if voters in the 2nd Dis-trict feel he’s done a good job.

Rigell, who grew up in Titusville, Fla., wants to keep his seat in the House of Representatives, which he won in a contest with incumbent Glenn Nye in the November 2010 election, and is running for a second term. A graduate of Mercer Uni-versity, he represents voters on the Eastern Shore, in Virginia Beach and parts of Norfolk and Hamp-

ton. Last year he was on the Up and Coming section of the Power List.

Rigell, who has an MBA from Re-gent University, has kept a low pro-file and stuck to issues he knows – the military, fiscal conservatism and business growth. He hasn’t strayed into controversial cultural or social issues. Nor has he champi-oned causes that might alienate vot-ers or his congressional brethren.

Rigell achieved a modicum of ce-lebrity when he was invited to meet with financier Warren Buffett in Omaha to discuss a bipartisan ap-proach to congressional reform and debt reduction. After the meeting, Bloomberg TV conducted a live in-terview with Rigell and Buffett about their plans to work together.

Buffett invited Rigell after learn-ing that Rigell had voluntarily been contributing 15 percent of his con-gressional salary toward the nation-al debt .

Rigell and Buffett discussed the best ways to close the gap between U.S. tax revenue and expenditures. They agreed that it would take bi-partisan leadership in Congress to accomplish this goal.

Rigell is the founder and chair-man of Freedom Automotive in Vir-ginia Beach.

He and his wife, Teri, own au-tomobile dealerships in Virgin-ia Beach, Norfolk and Chesapeake, employing more than 240 people.

13. Scott Rigell

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Page 18: Power Issue Top 75 Hampton Roads May 2012 Inside Business

18 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

JOHN R. BRODERICK, the presi-dent of Old Dominion University

in Norfolk, is the hand that guides the university’s six colleges – a re-sponsibility that means oversee-ing a $526 million operating budget and more than 2,500 faculty and staff at the school.

Soon after he stepped into his role as president in 2008, the school drafted a strategic plan for 2009-2014, which included goals to grow and enhance its research arm, residential campus and part-nerships in the Hampton Roads community.

In 2010, Broderick created the ODU Business Gateway, which is located in Innovation Research Park, and was established as a go-to resource for Hampton Roads businesses, and beyond, and sup-port economic development.

Since Broderick became presi-dent, the university has introduced a new Student Success Center and Learning Commons additions to Perry Library, which opened last fall.

In March, Broderick was hon-ored by the American College Per-sonnel Association with the Contri-bution to Higher Education Award.

He was also recognized with community awards in higher edu-cation, including the Virginia Cen-ter for Inclusive Communities’ Humanitarian Award, the Urban League of Hampton Roads’ Marian

Palmer Capps Award, the College Communicators Association Dis-tinguished Service Award, Lead Hampton Roads’ Julian F. Hirst Award for excellence in commu-nity, civic and professional leader-ship, and a 2011 Visionary Award from the Hampton Roads Cham-ber of Commerce.

New this year to the Power List, Broderick said he is most proud to be able to directly contribute to ODU students’ education.

“Every semester I teach either a graduate or undergraduate class,” he said. “I think it’s important that I never forget why I have the priv-ilege of being on the Old Domin-ion University campus – students. That is why I am most proud of the American College Personnel As-sociation’s Contribution to Higher Education Award. It acknowledges the work we have done at Old Do-minion to enhance and support our students’ success.”

Broderick serves as a board member of the Hampton Roads Partnership, Urban League and MacArthur Foundation.

This year, Broderick was elected chair of the NCAA Football Cham-pionship Subdivision Presidents and was appointed to the American Association of State Colleges and Universities Council of State Rep-resentatives. His AASCU term be-gan Jan. 25 and runs through Dec. 31, 2013.

14. John R. Broderick

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Page 19: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 19

COMING IN AT NO. 15, Bruce Thompson climbed up the Power

List from 18th last year. Thompson, the CEO of Gold Key/

PHR Hotels and Resorts in Virgin-ia Beach, has led a number of devel-opments at the Beach, including two mixed-used developments burgeon-ing along the Oceanfront.

31 Ocean, a $72 million public-pri-vate project, will be open for oc-cupancy this fall, bringing luxury apartments, retailers, restaurants and Class A office space between Pacific and Arctic avenues, and 31st and 32nd streets.

Gold Key’s Ocean Beach Club ho-tel will undergo a $60 million expan-sion in the form of a hotel/timeshare property, Oceanaire, featuring 106 hotel suites and 70 additional time-share units at Atlantic Avenue be-tween 34th and 35th streets.

Thompson, a travel industry vet-eran of 25 years, co-founded Gold Key Resorts in 1986, and today his companies own and manage hotels, resorts, restaurants and commercial real estate throughout Virginia and North Carolina, generating annual revenues exceeding $170 million.

Having served as a director of the American Resort Development As-sociation, and various other tour-ism and development organizations, Thompson is an ardent supporter of the travel industry. He served for seven years on the Governor’s Trav-el Advisory Committee, American

Resort Development Association Board, Resort Area Advisory Com-mission, Resort Leadership Council, Virginia Beach Festivals Commit-tee and the Virginia Small Business Financial Authority. Thompson was chairman of Gov. Bob McDonnell’s Transition Team for Film and Tour-ism and was appointed to the Gov-ernor’s Economic Development and Jobs Creation Commission.

In July 2010, Thompson was ap-pointed by the Eastern Virginia Medical School Foundation Board of Trustees to serve on the EVMS Board of Visitors.

In recognition of his accomplish-ments in the timeshare industry, Thompson was awarded “Best In-dustry Leader” in 2012 by Perspec-tive Magazine, the leading trade publication for the timeshare and fractional ownership industry.

In 2009, Thompson designed and secured funding for the world’s first fully accessible oceanfront park for the disabled, JT’s Grommet Is-land Beach Park and Playground for EveryBODY, which opened at the Oceanfront in May 2010.

He received the 2009 ARDA Ace Philanthropic Award, the 2009 Out-standing Community Visionary Award from Amerigroup Founda-tion, and the Virginia Center of In-clusive Committees Humanitarian Award. Gold Key Resorts received the 2010 ARDA Ace Community Ser-vice Award.

15. Bruce Thompson

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Page 20: Power Issue Top 75 Hampton Roads May 2012 Inside Business

20 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

IT WAS THE EARLY 1970S. J. Morgan Davis, now presi-

dent and chief banking officer of TowneBank, was fresh out of col-lege. Yet he wasn’t sure what he wanted to do.

So he walked into the offices of Kellam & Eaton Insurance in Vir-ginia Beach and chatted with Sid-ney Kellam, a principal of the firm and a family friend.

Rather than jawing with Da-vis, Kellam took him next door to a First & Merchants Bank, one of the oldest in Virginia, to make a de-posit.

Entering, Kellam announced to everyone, “Do you all know Mor-gan Davis?”

“The next thing I knew I was in a training program at First & Mer-chants,” said Davis, who related his entrée into the banking world.

Davis, new to the Power List this year, is homegrown and bred.

He graduated from First Colo-nial High School and Old Domin-ion University. For many years, he rode his bicycle to work, which was the First & Merchants Bank at 31st and Pacific in Virginia Beach where he was first introduced.

“I’m a local yokel,” he said. Davis says he loves to travel.

But after six days, he’s yearning to return home to Virginia.

On occasion, he also plays in a

band of musicians of TowneBank employees.

When people ask him what the J. stands for in his name, he says “jamming.”

He has seen his share of bank mergers.

First & Merchants merged with Virginia National Bank in 1983, creating Sovran Bank.

In 1990 Sovran merged with Cit-izens & Southern National Bank to form C&S/Sovran Corp., which in turn merged with NCNB to form NationsBank, now Bank of Amer-ica. Davis left Sovran in 1984 af-ter the first merger and headed for Princess Anne Bank in Virgin-ia Beach.

In 1998, Davis huddled with Bob Aston and others in Aston’s ga-rage to form TowneBank, the larg-est community bank in Hampton Roads in size of assets.

The bank opened the following year and for the next 10 years ex-panded into insurance, real estate and mortgage lending.

Davis explained the one lesson he learned in his business.

“I have a sense of urgency about everything,” he said. “If it’s not any good, let’s move on.”

The man who taught him this les-son was Waterside Capital Corp. founder J. Alan Lindauer, who passed away March 17.

17. J. Morgan Davis

COURTESY PHOTO

B. ROD RODRIGUEZ, No. 15 on last year’s Power List, is known for his philanthro-

py and his involvement in community organiza-tions. But the owner of Bay Mechanical Inc., a mechanical contractor and manufacturer headquartered in Virginia Beach, guards his privacy and plays down his contributions to the community.

But Rodriguez, born in Chesapeake, is more than just the face or name on a plaque or a pa-vilion.

The story begins at Raynor’s, a family-owned grocery store on Route 17 in Chesa-peake.

There, Rodriguez learned a work ethic and probably his drive to succeed.

He started at the store when he was 11. “That was back in the day when supermar-

kets were family-owned,” he said. He stopped working there when he graduat-

ed from high school. His next step proved fortuitous. “I didn’t go to college,” he said. “I went into

an apprentice program for pipefitting and oth-er things.”

In 1980, he began Bay Mechanical, which provides duct work, plumbing, and heating

and cooling systems for hospitals and hospital additions.

“We did every Sentara except for the one at Princess Anne,” he said.

Eastern Virginia Medical School and the

University of Virginia Medical Center are among some of his other medical projects.

In the 1990s, he opened offices in Chapel Hill and Charlotte, N.C.

His customers included Duke University, University of North Carolina at Chapel Hill and North Carolina University.

How many companies can say they were hired to work on the NFL Carolina Panthers stadium?

“That was a nice job for us,” he said. His son, Mike, managed the job. “I think the way I grew up and the things I

had to do made me a better person,” he said. “My thing is to help people who really need help.”

Rodriguez believes that if you do well in life you should give back to the community.

Loyalty is also one of his trademarks and his company is infused with it. Many of his employees have been with the company 20 years or more.

“I have a lot of loyalty in my company and I am very loyal to them,” he said.

His mother is 90 and still drives.Rodriguez may follow in his mother’s foot-

steps.

16. B. Rod Rodriguez

COURTESY PHOTO

Page 21: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 21

JOHN R. LAWSON II, the owner of region-al construction firm W.M. Jordan & Co.,

may have slipped a few notches on the Pow-er List, down from No. 7. But it isn’t because this man who started as a laborer cleaning up trash on a construction site lost his influ-ence in the region.

Au contraire. Lawson, who has worked for the family firm since 1975, is still one of the top 25 most influential individuals in the area and Lawson’s touch is probably on some of the highest-profile buildings in the region, spanning everything from hospitals to stu-dent housing.

A sampling includes Ferguson Enterpris-es corporate headquarters, Ferguson Cen-ter for the Arts, Riverside Regional Medical Center, CHKD Health and Surgery Center, Old Dominion University student housing and Bridgeway Technology Center.

But Lawson is more proud of his employ-ees.

He sees the potential in each one of them and empowers them to achieve their poten-tial.

This may become his legacy. Lawson believes helping others is fun and

powerful. “You get more of out of it than you give,

Lawson said in an interview last year. “It’s not what you say; it’s how you live

your life. I’m not real big on titles in our company. A true leader is the one who has a line outside their door – not because they have a title.”

His career is diverse. He’s worked not only as a field laborer but also on a survey team, poured concrete and supervised teams in the field on construction sites.

But this man who heads one of the region’s largest firms had no idea what he was go-ing to do after college. He never thought he would be in the construction business.

In 1975, he received a generous salary of-fer from oil firm Atlantic-Richfield, but he would have had to work in Houston.

Even though he would get paid a third of what Atlantic-Richfield was offering, it didn’t matter, and so began his career with the family firm.

18. John R. Lawson II

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Page 22: Power Issue Top 75 Hampton Roads May 2012 Inside Business

22 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

DENNIS ELLMER, Priority Au-tomotive’s president and CEO,

has grown his company to 13 deal-erships.

The company started in 1998, when Ellmer purchased Toyota and Chevrolet dealerships on Mil-itary Highway in Chesapeake, and now includes dealerships through-out Hampton Roads, Richmond and North Carolina.

Priority’s newest dealership, an “indoor superstore,” opened in September in Virginia Beach. The concept for the 110 S. Indepen-dence Blvd. store was to make car-shopping convenient for customers regardless of weather.

The used-vehicle dealership near the Virginia Beach Town Center features a good deal of its inven-tory inside in addition to outside.In November, Ellmer spoke about Priority’s expansion into Virginia Beach.

“We want to grow in markets we can better service customers we al-

ready have,” Ellmer said. The in-door superstore “gave us a footprint in Virginia Beach. The area in Town Center probably has one of the high-est traffic counts in the area.”

In 2011, Priority was the 58th largest auto group in the country. According to a report from Auto-Count, the company’s Chesapeake Toyota dealership sold the highest number of cars between January and August of last year among re-gional dealers – 1,199 cars.

Ellmer, a Norfolk native, who moved up from the lower 50 in last year’s Power List, graduated from Norview High School in Norfolk and earned his bachelor’s degree from Old Dominion University.

His career in the automotive in-dustry began in 1975 in Hampton Roads, and now his company em-ploys more than 1,000.

Priority’s inventory includes Toyota, Scion, Nissan, Kia, Volk-swagen, Honda, Hyundai, Chevro-let and Acura brands.

19. Dennis Ellmer

COURTESY PHOTO

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Page 23: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 23

C. MICHAEL PETTERS is the president and CEO of the

largest employer in the state, Hun-tington Ingalls Industries Inc., parent company of Newport News Shipbuilding.

Petters, a graduate of the U.S. Naval Academy who holds an MBA from the College of William and Mary, steered Huntington In-galls through its first year as a publicly traded company.

So Petters, who has been with the Newport News shipyard since 1987, deserves his one notch up from his position on the top 25 most powerful people to 20 in this year’s list.

Last March, Northrop Grum-man spun off Newport News Ship-yard and shipyards in California, Louisiana and Mississippi under the umbrella of Huntington In-galls Industries Inc.

The company, now employ-ing 38,000, went public on the

New York Stock Exchange and its shares began trading under the symbol HII.

Marking its one-year anniversa-ry, Petters signaled the end of the March 29 trading day at the New York Stock Exchange by ringing the closing bell. HII’s shares began trading March 31, 2011.

During its first year, HII had sales of $6.58 billion and maintains a contract backlog of $16.3 billion as of Dec. 31.

Less than two days after it emerged as a new company, HII was awarded a contract worth $1.5 billion for construction of the assault vessel, USS. John P. Murtha. And before its first year ended, HII received a contract for the refueling overhaul of the nuclear-powered aircraft carri-er USS Abraham Lincoln, a con-tract worth $383 million, with op-tions that would boost the contract to $678 million.

20. C. Michael Petters

HUNTINGTON INGALLS INC.

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Page 24: Power Issue Top 75 Hampton Roads May 2012 Inside Business

24 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

SHE SPENT 14 YEARS as president of Tidewa-ter Community College and helped put a new

injection of students into Virginia’s second-largest community college.

When DiCroce left her post earlier this year, 45,000 students were enrolled.

Now, as the head of the Hampton Roads Com-munity Foundation, founded in the 1950s as the Norfolk Foundation, DiCroce is in charge of millions of dollars that go toward scholarships and grants. She’s moved up on the Power List from the lower 50 to the top 25.

In 2010, the foundation teamed with the Vir-ginia Beach one to become the Hampton Roads Foundation. The group has raised and given away millions of dollars in scholarships and grants over the decades, and has left its mark on many of the major projects and attrac-tions in Hampton Roads, including the Virgin-ia Aquarium & Marine Science Center and the Harrison Opera House.

It is the region’s largest scholarship provid-er, with 55 permanent scholarships. This year, more than 350 students have received almost $1 million in scholarships.

Last month, the foundation announced a new round of awards for nonprofits Eggleston Ser-vices, the Judeo-Christian Outreach Center, Planned Parenthood of Southeastern Virginia and Tidewater Winds.

21. Deborah DiCroce

HARRY GERWIEN

DAVID BERND is in the business of providing one of the most in-demand

services. As CEO of Sentara Healthcare in Norfolk,

he guides a $5 billion integrated health sys-tem that includes 10 acute care hospitals and 3,680 physicians.

Sentara, a not-for-profit health care pro-vider in Virginia and North Carolina, was ranked the No. 1 integrated health care net-work in the U.S. consecutively in 2010 and 2011 by Modern Healthcare magazine and is the only health care system in the nation to be named in the top 10 for 14 years.

So Bernd has moved up from the back 50 in the Power List to the top 25.

Sentara has completed three mergers in the last few years, which brought Martha Jefferson Hospital in Charlottesville, RMH Healthcare in Harrisonburg and the former Potomac Hospital in Woodbridge into the health system’s network.

Bernd has also helped to expand the reach of Sentara’s services through oth-er avenues. In March, Sentara announced that the Sentara Health Foundation would award $600,000 in grants to community orga-nizations to improve the health of Hampton Roads citizens.

The initiative provided 31 grants that reached clinics, health centers and local or-ganizations across the region, like the Beach Health Clinic and the Boys and Girls Club of

the Virginia Peninsula.Currently under way is a $126 million

project to replace Sentara Leigh Hospital’s 35-year-old patient wings in Norfolk. The plan is for the new patient towers, two five-story buildings, to be completed by 2015.

Bernd served in several positions at Senta-ra before becoming CEO in 1994. He became the executive vice president/chief operating officer of Sentara Health System in 1985, and also worked as the assistant administrator and administrator of Sentara Norfolk Gener-al, prior to that.

Bernd was named by the secretary of com-merce to serve as a member of the Measur-ing Innovation in the 21st Century Economy Advisory Committee of the Department of Commerce. In 2004, he served as chairman of the American Hospital Association Board of Trustees, making him the top elected official of the largest hospital and health system as-sociation in the U.S.

In addition, he is a fellow in the American College of Healthcare Executives and serves as rector on the board of visitors at Old Do-minion University.

Bernd also serves on the boards of Vital-ize Consulting Solutions and LHP Hospital Group Inc.

In 2010, Bernd was recognized by Mod-ern Healthcare for Sentara’s strides in in-formation technology with the 2010 CEO IT Achievement Award.

22. David Bernd

COURTESY PHOTO

Page 25: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 25

G. ROBERT ASTON JR., chairman and CEO of TowneBank

TOM BARTON JR., founder of Beach Ford and Barton Ford Lincoln-

Mercury

CHARLES BARKER, president and CEO of Charles Barker Automotive

JANE BATTEN, philanthropist, widow of Frank Batten, who founded Landmark Communications

RICHARD BARRY III, retired vice chairman of Landmark Media Enterprises LLC

GEORGE AND SUE BIRDSONG, CEO of Birdsong Corp. in Suffolk and his wife who joins him in philanthropic endeavors

J. ROBERT BRAY, retired executive director of the Virginia Port Authority

L.D. BRITT M.D., the Brickhouse Professor and Chairman, Department of Surgery at Eastern Virginia Medical School

MACON AND JOAN BROCK, chairman and co-founder of Dollar Tree Inc. and his wife

JOSH DARDEN, philanthropist, fundraiser, and business and community leader

GERALD DIVARIS, chairman and

CEO of Divaris Real Estate and determined advocate of the Virginia Beach Town Center

ROBERT DOUMAR, federal judge in U.S. District Court for the Eastern District of Virginia

ELIZABETH “BETSY” DUKE, member of the Board of Governors of the Federal Reserve

JACK EZELL JR., founder of Zel Technologies LLC and KidTech

ANDREW FINE, president of The Runnymede Corp.

DAVID AND SUSAN GOODE, retired chairman of Norfolk Southern and his wife who have worked on behalf of the arts across Virginia

FATHER JOE GREENE, former vice mayor of Norfolk who co-chaired the End of Massive Resistance Commission

CONRAD HALL, retired president and CEO of Dominion Enterprises

KEN HALL, founder and former owner of Hall Automotive

DAN HOFFLER, founder of Armada Hoffler

WINNIE JOHNSON-MARQUART, heiress to SC Johnson & Sons household products fortune and president of Johnson Family Foundation

TOMMY JOHNSON JR., Willcox Savage attorney, partner and chairman of the firm

KATHERINE KATSIAS, owner of real estate firm The Katsias Co.

LINDA KAUFMAN, philanthropist and art collector

HARRY LESTER, president of Eastern Virginia Medical School, fundraiser and environmentalist

ANGELICA LIGHT, an attorney and retired president and CEO of the Hampton Roads Foundation

HARVEY LINDSAY JR., formerly president and CEO and now chairman of Harvey Lindsay Commercial Real Estate

FRED NAPOLITANO SR., founder of Napolitano Homes

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Page 26: Power Issue Top 75 Hampton Roads May 2012 Inside Business

26 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

HIRED AS executive direc-tor of the Virginia Port Au-

thority in 2007, Jerry Bridges has steered the body through a tough economy that is now on the rebound.

Port activity is moving back toward pre-recession levels.

And Bridges has moved from the 26-to-75 grouping to the top 25 of the Power List.

Bridges was recently named the new chairman of the Ameri-

can Association of Port Author-ities.

The Port of Virginia is, direct-ly and indirectly, responsible for 50,000-plus jobs statewide and more than $41 billion in an-nual revenue.

Last year, Bridges signed a six-year contract extension that comes with a $350,000 sal-ary and incentives worth up to $175,000.

23. Jerry Bridges

THE VIRGINIA PORT AUTHORITY

THE PRESIDENT of Eden Capital in Virginia Beach,

Paul Hirschbiel spends his days giving consulting advice to companies and nonprofits on how to invest their money.

And if he gets his way, he will soon be giving his input on how the country should in-vest its money.

Hirschbiel is challenging U.S. Rep. Scott Rigell, R-Vir-ginia Beach, for his seat, and according to reports, the Dem-ocratic National Campaign Committee has put him in the “top tier” of Democratic chal-lengers, based on the amount

of money he has raised and the organization of his cam-paign.

A longtime Democratic sup-porter, Hirschbiel calls him-self a moderate and social progressive, and he’s well-known for his philanthro-py and community service, serving on the boards Smart Beginnings South Hampton Roads and the Virginia Early Childhood Foundation and the Hampton Roads Community Foundation.

Last year he was ranked No. 16 on the Power List, and perhaps he’ll get there again.

24. Paul Hirschbiel

STEPHEN M. KATZ | THE VIRGINIAN-PILOT

Page 27: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 27

CAPT. MARY JACKSON, the first female commanding offi-

cer of Naval Station Norfolk, has an impressive background.

As a surface warfare offi-cer, she has spent her career al-ternating between complex sea and shore assignments in Nor-folk, which includes four ship and three shore assignments.

As the leader of Naval Station Norfolk, Jackson understands the importance of having open com-munication and effectively shar-ing information with the team.

“Naval Station Norfolk is very fortunate to have an experienced and dedicated staff of both mil-itary and civilians who are pas-sionate about what they do,” Jack-son said. “We also enjoy incredi-ble support from our ‘customers’ – ships, squadrons, staffs, fami-lies and our surrounding commu-nities.

“We work hard to instill a sense of ownership,” she said. “Everyone has a stake in our mission one way or another, and when you see the fruits of your labor, it makes all the hard work seem relevant and contributory. That said, none of what we do happens without effec-tive communications at all levels.”

As the first female command-er of a naval station, Jackson is aware of the significance of the appointment.

In a previous interview, Jack-

son said, “I’m the first female commander to assume the role of commander at a naval station, but I really don’t want to focus on that. The focus should be about the naval station and the fact that we have individuals here working hard every day.

“The entire Naval Station Nor-folk team – we are part of a big-ger aspect of Hampton Roads,” she said. “We are part of the com-munity, and I hope that collabo-ration and sense of serving each other only grows. That is what makes Hampton Roads so impact-ful.”

New to the Power List this year, Jackson’s professional and busi-ness activities include serving as a local chapter president and on the national board of directors of the Hampton Roads Surface Navy Association, member of Women in Defense and member of Sea Ser-vice Leadership Association.

She earned a master’s of en-gineering management degree from George Washington Univer-sity in December.

In addition to various service and unit awards, Jackson’s med-als include the Defense Merito-rious Service Medal, the Mer-itorious Service Medal (three awards), the Navy Commendation Medal (three awards), the Navy and Marine Corps Achievement Medal (four awards).

25. Mary Jackson

HARRY GERWIEN

EMERITUS

VALERIE NEFF, fundraiser and arts advocate

ALAN NUSBAUM, chairman of S.L. Nusbaum Realty Co.

G. CONOLY PHILLIPS, former Norfolk city councilman and retired auto dealer

RICHARD AND LEAH WAITZER, owner of Richard Waitzer Properties, arts patrons and involved in children’s issues

DICK ROBERTS, former president of Telecable Corp.

PAT ROBERTSON, founder of Christian Broadcasting Network, Regent University and Operation Blessing

JIM ROSE, chairman and CEO, Rose & Womble Realty

TOY SAVAGE JR., Willcox Savage attorney and partner

DWIGHT SCHAUBACH, chairman and owner of Bay Disposal and Recycling

WILLIAM R. SHEPHERD JR., chairman and CEO of Southern Hospitality Auto Group

ANNE SHUMADINE, chairman of Signature, a wealth management firm

ED SNYDER, founder and president of Checkered Flag

BOB STANTON, commercial real estate developer and founder of Stanton Partners Inc.

PAUL TRIBLE JR., president of Christopher Newport University and former U.S. senator

FRANK WILLIAMS, CEO and president of Frank T. Williams Farms Inc.

» CONTINUED FROM PAGE 25

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Page 28: Power Issue Top 75 Hampton Roads May 2012 Inside Business

28 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

The remaining 50 of the Power List are listed in alphabetical order.

JACKIE AMATOThis is how the president of

TowneBank Mortgage replied when asked if she really did take up skydiv-ing over the past 12 months.

“Heck no. I didn’t even play golf,” said Jack-ie Amato, who loves to play golf.

She’s been busy, very busy, ex-panding TowneBank’s mortgage business in Raleigh and Richmond and attending every conference, event and conference call about the mortgage industry and govern-ment regulations.

“We’re expanding in a big way,” she said. “Last year was a great year for us. I love the Raleigh mar-ket and I’m testing the Richmond market.”

Towne Mortgage is moving into the western part of Virginia as well.

“We’re talking to some folks in Roanoke. I’m encouraged by this,” she said. “I think the next couple of years will be fun. I’m actually glad we’re back to basics.”

Back in the 1960s, the mother of two never dreamed of becoming chief mortgage officer for Towne-Bank, one of Virginia’s largest community banks.

Women had few career choices back then.

Amato ran Hampton Roads Funding, a mortgage lender asso-ciated with home seller William E. Wood and Associates, for 11 years.

In 2000, Hampton Roads Fund-ing merged with TowneBank Mort-gage and Amato was named pres-ident of the newly formed Towne Mortgage.

STEPHEN BALLARD

The owner of S.B. Ballard Con-struction Co., Stephen Ballard

started his busi-ness out of his Norfolk house, before moving to an empty pawn shop. The com-pany now em-ploys 300 peo-ple and the con-tracting business has had a hand

in many major projects around Hampton Roads, including EVMS, Virginia Beach Seawall, Universi-ty Village at Old Dominion Univer-sity, S.B. Ballard Stadium at Fore-man Field, and the Half Moone

Cruise and Celebration Center. His list of community service is

practically endless – CHKD’s Run for the Children, treasurer of the Old Dominion University Educa-tion Foundation, Edmarc Hospice, Associated General Contractors of America and the Virginia Beach Wetlands Committee. He was the 2011 chairman of the American Heart Association’s Start! Heart Walk.

ROBERT M. BOYD

He is a newcomer to the Pow-er List but anyone who’s anyone in the Hampton Roads business com-munity has felt Robert M. Boyd’s influence for years. Boyd is the Hampton Roads regional president for BB&T, but banking is just one facet of his life.

He has served as the chair-man and regional board mem-ber of Hampton Roads Chamber of Commerce, and also serves or has served on the boards of the Greater Norfolk Corp., Hampton Roads Economic Development Al-liance, the Hampton Roads Part-nership, the Virginia Arts Festi-val, ACCESS College Foundation, the Chrysler Museum and the Vir-ginia Aquarium & Marine Science Center.

LINWOOD O. BRANCH III

Linwood Branch III is a staunch supporter of Virginia Beach,

where he oper-ates Oceanfront hotel Days Inn at the Beach. In fact, Branch has served in an ar-ray of capaci-ties to support the city, from the arts community, to municipal and

tourism industry roles. Branch helped raise more than

$14 million for the Sandler Center for the Performing Arts at the Vir-ginia Beach Town Center, through his role as a past president of the Sandler Center Foundation for the Performing Arts.

The Randolph-Macon College graduate is the immediate past chair of the Hampton Roads Cham-ber of Commerce’s Virginia Beach Division.

Having spent his summers in the city as a child, Branch is now in a leadership position to shape the fu-ture of Virginia Beach. From 1992 to 2002, he served on the city coun-cil, and he is a past president of the

Virginia Beach Hotel/Motel Asso-ciation and the Resort Retailers Association, as well as a past mem-ber of the Resort Advisory Com-mission. He serves on the Virginia Beach Development Authority.

JEFFREY BREITSince the fall of 2010, Jeffrey

Breit has been immersed in the de-tails of one of the biggest trials of the century – the BP oil spill case.

Breit, a part-ner at Virginia Beach law firm Breit, Drescher & Imprevento, which was start-ed in 1988, joined

a team of 15 lawyers on the BP case called the plaintiffs’ steering committee. He was selected as one of eight lawyers from that group to try the case, which was resolved in an uncapped settlement re-ported to be as high as $14 billion. Breit was appointed to the commit-tee after representing fishermen in Louisiana and Virginia and dis-bursing $7 million in BP compen-sation payments to his clients in 2010. For those services he did not charge a fee.

Breit is a member of the Mari-time Law Association of the Unit-ed States, the North Carolina Tri-al Lawyers Association and the In-ternational Academy of Trial Law-yers. His past titles and roles in-clude a position as an adjunct law professor at the College of William and Mary and serving as president of Operation Smile and the Virgin-ia Trial Lawyers Association. Breit has served on the Board of Editors for the Maritime Law Reporter and was the Virginia Governor for the American Association for Jus-tice for 25 years, formerly known as the Association of Trial Lawyers of America.

Amato

Branch

Ballard

Breit

DEBORAH H. BUTLER

In the male-dominated railroad industry, Deb Butler is a fresh

voice and face.A graduate of

Agnes Scott Col-lege with a de-gree in English literature, But-ler is executive vice president of planning and chief informa-tion officer for

rail conglomerate Norfolk South-ern Corp.

She can be seen at industry events and earnings conferences, explaining the company’s capital investments and long-term strat-egy. She’s on the starting lineup, which includes Chairman and CEO Wick Moorman.

Butler is the second woman to reach the executive vice president level with Norfolk Southern.

The first was Kathryn B. Mc-Quade, who was executive vice president of planning and chief in-formation officer from 2004 to 2007.

Butler was vice president of cus-tomer service of Norfolk Southern Railway Co. from July 1, 2004, to June 1, 2007.

She joined Norfolk Southern in 1978 as a customer account audi-tor. She was named assistant vice president of transportation cus-tomer services in 2000 and vice president of customer service in 2002.

CARLOS CAMPO

Since Carlos Campo became president of Regent University in

August 2010, the school has re-ceived full ac-creditation from the Commis-sion on Colleg-es of the South-ern Associa-tion of Colleges and Schools. The Christian univer-

sity in Virginia Beach has also em-barked upon a $17 million expan-sion in the Indian River Road cor-ridor.

Projects include work on a 36,645-square-foot school of divin-ity and a 22,164-square-foot cha-pel on the campus. New labs for an applied science and ethics pro-gram, expansion of sports teams from intramural to intercollegiate athletics, and an expanded stu-dent union and additional dormi-tories may also be a part of the ex-pansion, slated to be completed by 2015.

Regent was founded in 1978, and as of last fall, it had an enroll-ment of nearly 6,000 students. The school offers 59 graduate and un-dergraduate degrees.

Campo, who joined Regent in 2008 in the role of vice president for academic affairs, has also cre-ated two new positions at the col-lege – director of church relations and director of military affairs.

The Chesapeake resident has a wife and three adult children, and earned a Ph.D. and master’s de-gree in English and a bachelor’s in

Butler

Campo

Page 29: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 29

theater from the University of Ne-vada Las Vegas.

A fun fact about Campo: He has family ties to showbiz. His father was a Cuban band leader, and his mother was singer Betty Clooney, actor George Clooney’s aunt.

LISA CHANDLER

Born in French Morocco, Africa, the daughter of a U.S. Air Force of-

ficer, Lisa Chan-dler is the exec-utive vice pres-ident of Nan-cy Chandler As-sociates, one of the top real es-tate agencies in Hampton Roads.

Chandler is responsible

for many new construction proj-ects and is the community liaison for the company. She also serves as the director of relocation and managing broker for the Property Management Department.

Although the housing market has been hit hard, Chandler continues to remain hopeful.

“In order to cope with the down-turn in the economy, it has been im-portant to stay focused, get back to basics, keep networking, and make sure we are on top of our technolo-gy opportunities,” Chandler said.

Chandler is a graduate of Old Dominion University, and holds a degree in environmental health. Upon graduation, she was a cater-ing manager for the Omni Hotel in Norfolk until joining Nancy Chan-dler Associates in 1988.

She is a member of several or-ganizations and boards including, a member of the National Associ-ation of Realtors, Virginia Asso-ciation of Realtors and Hampton Roads Realtors Association; plan-ning commissioner, City of Nor-folk; board of directors, Heritage Bank; chairman, Crispus Attucks Cultural Center; president-elect, Rotary Club of Downtown Norfolk; and board of directors, ODU Real Estate Foundation.

In 2010 she was honored as YWCA’s Woman of Distinction in the category of Volunteerism and in 1997 was named an Outstand-ing Professional Woman of Hamp-ton Roads.

REV. DR. HAROLD J. COBB JR.

The Rev. Dr. Harold James Cobb Jr. is in his 17th year as rec-

tor of Grace Episcopal Church in Nor-folk, only the eighth rector in the church’s 150 years. The min-isters at Grace tend to be long-serving and long-living, said Cobb, who in-

tends to maintain the trend.

Cobb came to Hampton Roads from a post as a church rector in his native North Carolina in 1995 in response to a search committee from Grace Episcopal.

“The area embraced me when I came here so I embraced it back,” said Cobb, who is the chairman of the Norfolk International Airport Authority.

He sits on many boards includ-ing the Hampton Roads Community Foundation, Children’s Health Sys-tem, Westminster Canterbury on the Chesapeake Bay as well as Saint Paul’s College in Lawrence ville and Protestant Episcopal Theological Seminary in Alexandria.

He holds an honorary doctor of divinity degree from Saint Paul’s, a master’s in divinity from the Protestant Episcopal seminary in Alexandria and a bachelor’s from the University of North Carolina at Chapel Hill.

He is a staunch cheerleader for Hampton Roads.

“We are a dynamic region, find-ing our own place in the world,” he said.

Programs at the region’s univer-sities and at Eastern Virginia Med-ical School and growth at the port and the airport are putting us on the world map, he said.

Cobb is especially excited about an initiative launched by the Hampton Roads Community Foun-dation that intends to make the business community a more cohe-sive force, to diversify the econ-omy and expand industries in the area.

ANN CRENSHAW

Go to any real estate function or any regional event and you will

find attorney Ann Crenshaw graciously dis-pensing advice or listening in-tently to what’s being said.

The partner with the law firm of Kaufman & Canoles is a

big proponent of regionalism and of contributing to the communi-ty – which in her view is the re-gion and not just Virginia Beach or Norfolk.

To her, Hampton Roads is the community on which everyone should focus.

“I have learned a lot personal-ly about contributing not only to Virginia Beach but to the region,” she said.

She is incoming president of the Civic Leadership Institute, a pro-gram begun by philanthropist Josh Darden to immerse individ-uals in the art of community lead-ership.

She is most proud of her time as president of CREW and men-toring young women in the com-mercial real estate profession and helping them find jobs.

She has two sons, both gradu-ates of the University of Virgin-ia and Woodberry Forest School. Clark, 28, will graduate with an

MBA from the Darden School of Business this month. Gordon, 23, a graduate of U.Va.’s McIntyre School of Commerce, works in New York City.

“I’m so proud of my boys,” she said, saying they are her great-est achievement. “I’m so proud of them I could bust.”

And, by the way, she has been recognized by her peers as one of the best lawyers in America.

ROB CROSSRob Cross is a man for all arts. A Chesapeake native, he works

hard, he’s passionate and he has a vision.

That’s advice he received from his mother, who was single and raised two children on her own.

These attributes suit him well as the executive director of the Vir-ginia Arts Festival, a job he’s had for 16 years.

He also learned loyalty and hard work from his stepfather, who married his mother when he was 5.

Cross, who was trained as a clas-sical musician, attended the Tan-glewood festival in Massachusetts with the Boston Symphony for two summers when he was 16.

It was a turning point for Cross, who then decided that Hampton Roads would be a great place for an arts festival.

Cross always seems surprised by the success and popularity of the Virginia Arts Festival, as if he still can’t believe his dream of an arts festival morphed into reality.

To Cross, the arts are part of the economic fabric of this communi-ty.

He’s an arts evangelist.

Cobb

Crenshaw

Chandler

JOE DORTONow in his 33rd year of working

at Virginia International Termi-nals, Joe Dorto oversees all the business func-tions of the Port of Virginia.

Working in tandem with the Virginia Port Au-thority, Dorto’s role is to make sure that the

port runs smoothly and remains competitive with other East Coast ports.

The Port of Virginia is the third busiest port along the East Coast, after New York and Savannah. And with the opening of the expand-ed Panama Canal, Dorto will be charged with bringing more activi-ty into Virginia.

He said last year that at age 61, he’s not thinking about retirement.

And why should he? He earns $537,379 per year, plus

incentive pay of up to 65 percent of his base pay.

THELMA DRAKEThelma Drake has been a real

estate agent, a congresswoman and a Virginia legislator.

For the past two years, she has been the director of rail and public

transportation for the state of Virginia, a post to which she was named by Gov. Bob McDonnell in his first year in office.

McDonnell picked Drake for the job because

of her knowledge of state and fed-eral transportation issues.

Drake’s job has been to put peo-ple on trains and get them off Vir-ginia’s clogged highways. She’s done that or put in motion plans to do just that. Rail advocates in Hampton Roads applaud her gump-tion and perseverance for get-ting the money and the approvals to launch a passenger rail service between Norfolk, Richmond and Washington, D.C., by the end of this year and for supporting passenger rail throughout Virginia.

She’s been good to the freight railroads also, especially Norfolk Southern Corp., which received $114 million in state grants to up-grade its track and signals be-tween Norfolk and Petersburg.

Drake was born in Elyria, Ohio, but she’s known more as an Ocean View resident, activist and politi-cian.

WENDY DRUCKER

In 1981, Wendy Drucker began working for her family’s property

management and real estate com-pany, Drucker & Falk, in North Carolina.

Drucker relo-cated her fami-ly in 1994 to the headquarters lo-cated in Newport News. Today,

Drucker is a managing director of Drucker & Falk and is responsible for the operations of the firm and planning the firm’s future. She is also involved in new business de-velopment and the renovation of older properties.

She is passionate about her busi-ness and providing a livelihood for nearly 1,000 employees as well as providing safe housing for more than 25,000 families, and takes great pride in working for the firm that her grandfather started in 1938. Her genuine enthusiasm and ability to lead others is apparent to all who meet her.

She serves on numerous boards in the Hampton Roads area, do-nates her time and resources to lo-cal organizations and actively rais-es money each year for the Ameri-can Cancer Society through the lo-cal Relay for Life event. She was inducted into the Hampton Roads Business Hall of Fame by Junior Achievement and was named one of the Women to Watch by Jewish Women International.

Drucker

Drake

Dorto

» CONTINUED ON NEXT PAGE

Page 30: Power Issue Top 75 Hampton Roads May 2012 Inside Business

30 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

RANDY FORBESDel. Randy Forbes, R-Chesa-

peake, sticks to his beliefs. He is a proud defender of the

armed forces, he has disagreed with the closure of the U.S. Joint Forces Command in the region and tried to halt its shutdown, and he has issued repeated warnings about China’s military buildup.

Forbes, whose district stretch-es from Chesapeake through ru-ral eastern Virginia, to Petersburg, has held his seat since 2001.

He was elected to the House of Representatives after serving in both houses of the state legislature since 1989.

Forbes founded and chairs the Congressional Prayer Caucus, a bi-partisan group whose aim is to pro-tect prayer and the nation’s spiri-tual history.

He is also founder and chairman of the Congressional China Cau-cus, which monitors China’s mili-tary and economic ascendancy.

Forbes graduated from Great Bridge High School in 1971, from Randolph-Macon College in 1974 and the University of Virginia School of Law in 1977.

STEVE FREDRICKSON

Steve Fredrickson, chairman, president and CEO of Portfolio Re-

covery Associ-ates Inc., is the only one from the Norfolk-based financial and business ser-vices compa-ny to make this Power List, but he’d like to put his 3,000 employ-

ees on it too.They are the reason the compa-

ny of four employees he co-found-ed in 1996 has seen such impres-sive growth. PRA’s core focus is consumer debt purchase and col-lection, done with sensitivity and patience, Fredrickson says.

“It’s all about being able to find a really good team,” he said about the company’s success. “We look for people who are good listeners, good negotiators at finding middle ground. They need to be compas-sionate and creative.

“For me, the most rewarding part of the business is watching employees grow over time.”

Portfolio Recovery had its best year in 2011, surpassing $100 mil-lion in net income, a 37 percent increase over 2010. Revenue of $458.9 million represented a 23 percent increase over 2010 reve-nue. During 2011, the company’s stock price ranged from a high of $90.95 to a low of $56.76.

Earlier this year, PRA acquired a debt purchase and collection com-pany in Scotland called Mackenzie Hall. Fredrickson says the compa-ny, now in 10 states, looks forward to continued growth.

Asked if an improving economy is bad news for debt collection, he said, “Actually the distressed ac-counts we acquire are created in good times and bad, a byproduct of the consumer lending cycle. We’re used to working with consumers over very extended time periods, maybe taking small payments over several years’ time.”

He said the portfolio of accounts obtained during the last three or four years has “put fuel in the company’s tank.”

PRA has been named to the Forbes 100 Best Small Companies in America list for five years, from 2007 to 2011. It was named one of BusinessWeek’s 100 Hot Growth Companies in 2003, 2005 and 2007, and was recognized by Fortune as one of America’s Top Small Busi-nesses in 2006 and 2007.

Fredrickson holds a number of service positions in the region, in-cluding membership in the Exec-utive Advisory Council of the Col-lege of Business and Public Ad-ministration at ODU.

This year he chaired the Heart Ball, a fundraiser by the American Heart Association. Under his lead-ership, the event raised $150,000 for the cause, an increase of more than 50 percent over last year’s ball.

ROBERT L. ‘BOBBY’ FREEMAN JR.

Bobby Freeman is a CPA, an at-torney and a developer, with the

$500 million mixed-use de-velopment of Port Warwick the crown jew-el of his accom-plishments. Or so you would think.

Freeman is at least as proud

of the Newport News Public Art Foundation, a nonprofit he estab-lished 12 years ago to bring fine art to the city. To date, 14 per-manent pieces of sculpture have been installed around Newport News, and Freeman is working on the delivery of 12 more pieces.

He makes frequent trips to the Italian town of Pietrasanta, near Pisa, where he taps its interna-tional artisan community to pro-duce works that will enrich the Newport News cityscape.

No, Freeman is not an artist himself, simply dedicated to the mission of making art accessible

to everyone.“I’m the curator, I marry mon-

ey with art,” he said. “More peo-ple see our sculptures in a day than visit our museums in a year. That’s what jazzes me up about this.”

The sculptures are support-ed by private money and pub-lic funds from the city. One is at Newport News-Williamsburg In-ternational Airport, one outside Riverside Regional Medical Cen-ter, another at Port Warwick.

Right now, Freeman, the devel-oper, said, there are no more Port Warwicks on the horizon.

“We’re 10 years away from that type of growth,” he said. “But we do have a handful of small expan-sions and niche projects on the drawing board, including a small office development in Glouces-ter.”

After 2008, when the real estate world came to an end from the de-velopment side of things, Free-man switched professional focus to property management, and now his firm, Tower Park Manage-ment, supervises 1 million square feet of commercial property.

Freeman is chairman of the board of Virginia Health Services Inc., a regional convalescent and retirement services company. He also sits on the boards of Advex Corp. in Hampton and the Mari-ners’ Museum in Newport News. In the past, he chaired the board of directors of Virginia Interna-tional Terminals and was a board member of the Industrial Devel-opment Authority of Newport News. He has served on the board of visitors of Virginia Tech and Christopher Newport University.

Fredrickson

Freeman

GORDON GENTRY JR.

In the banking world, Gordon Gentry Jr. is one of the old-timers.

Since 2004, Gentry has sat as chairman of the board of directors of TowneBank Peninsula.

A banker for more than 50 years, he began his banking career at the Bank of Warwick and has been a president, a CEO, chairman and founder. He started Harbor Bank in 1996.

Like many others on the Pow-er List, his life has been steeped in community service, serving as president of the Hampton Roads Jaycees, chairman of the Penin-sula Ports Authority and on vari-ous other commissions, commit-tees and boards, such as River-side Health System, An Achiev-able Dream Foundation and Vir-ginia Peninsula Community Foun-dation.

He is also a retired colonel in the U.S. Army Reserves.

LOUIS S. HADDAD

Armada Hoffler’s president and CEO, Louis S. Haddad has been

with the Virgin-ia Beach-based company for 27 years.

Haddad be-came president of the construc-tion division at the age of 28 and was promoted to president of the

holding company in 1996, adding the role of CEO in 1999. As such, he presides over all operations within the company including the construction, development and as-set management divisions.

The portfolio of properties Ar-mada Hoffler owns and manag-es reaches nearly $800 million in market value, totaling over 5.5 million square feet of real estate.

Although the company has ex-panded throughout the mid-Atlan-tic, some local projects Armada Hoffler is involved in include: The Town Center of Virginia Beach, the Newport News Marriott Hotel and Conference Center, and the Hampton University Proton Ther-apy Institute.

Armada Hoffler was founded in 1979.

Haddad is also a child advocate; he and his wife, Mary, co-founded the Haddad Foundation serving at-risk children.

The Governor’s School for the Arts, United Way, March of Dimes, American Heart Associa-tion, Big Brothers/Big Sisters, and Special Olympics are all organiza-tions Haddad has committed his time and energy to over the years.

EDWARD L. HAMM JR.

In 1980, Edward L. Hamm Jr. founded his own engineering and management consulting firm in Virginia Beach, and was eventu-ally able to use the experience to help other minority businesses.

From 2002 to 2006, Hamm was the director of the Virginia De-partment of Minority Business. The Hampton University gradu-ate was also a special adviser to former Gov. Mark Warner for mi-nority business.

His Beach-based company, E.L. Hamm & Associates, has opera-tions across the country, in Cali-fornia, Illinois and Pennsylvania. It employs about 200 people.

E.L. Hamm clients, over the years, include the Transportation Security Administration, the U.S. Army Corps of Engineers, the U.S. Navy, U.S. Coast Guard, U.S.

Haddad

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Army, the National Institute of Standards & Technology, and the National Aeronautics and Space Administration, among other pub-lic and private entities.

Hamm’s company has had con-tracts with the U.S. Navy and Army totaling $150 million, and he was a past rector of the Board of Visitors for Norfolk State Uni-versity.

He has also served on the Board of Trustees for Hampton Univer-sity and Eastern Virginia Medical School, and the Board of Visitors for Old Dominion University.

WILLIAM R. HARVEY

Quite possibly the best-known president of any Virginia univer-

sity, William R. Harvey began his presidency at the historical black college in 1978.

Since then, he has steered the school into one of the most elite African Amer-

ican colleges in the country. It even made its way into pop cul-ture – many say the university on the popular 1990s show “A Differ-ent World” was based on Hampton University.

A former U.S. Army man and current lieutenant colonel in the U.S. Army Reserves, Harvey graduated from Harvard Univer-sity and is also the owner of a Pep-si Cola bottling company.

More than 6,300 students call Harvey “president,” and the uni-versity has recently made nation-al news for opening the largest proton therapy cancer treatment center in the world.

RODNEY JORDAN

Rodney Jordan believes in the power of the individual coupled with the powers of other individ-uals.

Together, they can make a dif-ference. People power can trans-form neighborhoods.

It can educate children and build crumbling economies.

“I believe in ‘We can make it to-gether,’ so I consider my accom-plishments as done with others, not in isolation,” he said.

Jordan serves as director of community impact for One Econ-omy Corp., a nonprofit that helps individuals, through technolo-gy, to improve their lives, and he has been instrumental in bringing technology to low-income neigh-borhoods and teaching children about the Internet.

His resume and his career are reflective of his belief that the community is where people achieve and succeed, from his stint on Norfolk’s housing author-ity board and the Hampton Roads Workforce Development Board and his time with Norfolk Public Schools.

Jordan was a Norfolk Redevel-opment and Housing Authority commissioner from 2002 to 2009. He was the only African Ameri-can to serve his full term as chair of the board.

Jordan fought hard to de-con-centrate poverty and wrote a pol-icy paper on the subject while at the housing authority.

He believed that public and sub-sidized housing in the same neigh-borhoods perpetuated the cycle of poverty and that such govern-ment housing should be spread throughout the city.

Jordan is a board member of the Joe Jordan Foundation and the Urban League of Hampton Roads.

SUZY KELLYSusan “Suzy” Kelly is CEO of a

woman-owned business, a Chesa-peake City Council member and a big booster of the Foodbank of Southeastern Virginia and St. Mary’s Home for Disabled Chil-dren.

Now she’s on Inside Business’ list of the most influential people in Hampton Roads.

Kelly, a graduate of Old Domin-ion University, manages 60 peo-ple in offices in Chesapeake, Rich-mond and Jacksonville, Fla.

The firm, Jo-Kell, has supplied electrical systems and solutions to the military, commercial ma-rine and industrial marketplaces for over 30 years.

Kelly began her career at Jo-Kell in 1978. Under the leader-ship of Joseph Kelly, the found-er of Jo-Kell, Kelly served as cor-porate treasurer, corporate secre-tary and executive vice president. After the retirement of Joe Kel-ly , Suzy Kelly assumed the title of CEO in 2002.

Her credits, among many oth-ers, include being a member of Gov. Bob McDonnell’s Task Force on State Mandates on Locali-ties, 2011; Chesapeake City Coun-cil member, whose term expires in 2014; a member of Gov. Mc-Donnell’s Commission on Gov-ernment Reform and Restructur-ing; Virginia Chamber of Com-merce board member and execu-tive board member; and vice chair of Chesapeake’s GOP party.

Harvey

CATHY LEWISAfter Gov. Bob McDonnell cut

funding for public television, Cathy Lewis lost her PBS tele-vision show, “What Matters,” in 2011. But she still remains one of the area’s top discussion-makers.

Her radio show, “Hearsay with Cathy Lewis” on WHRV FM helps lead the business, political, social and cultural conversations that make up daily life in Hampton Roads. When local leaders want a forum to speak to thousands of people, they go on “Hearsay.”

In addition to her broadcasting duties, Lewis is the executive di-rector of the Civic Leadership In-stitute, which provides leader-ship training for Hampton Roads

power players and power players in-the-making.

JOHN MALBONVirginia Beach native John Mal-

bon owns oil distribution compa-ny PAPCO Inc., which opened the region’s first public biodiesel pump in 2006.

Malbon, PAP-CO’s president and CEO, bought the company in 1976 at a bank-ruptcy auction.

In January, PAPCO was named the 2011 Associate of the Year by Tidewater Associated General Contractors. PAPCO is recognized as a premier petroleum marketing company in the region.

Malbon is a graduate of James Madison University and is in-volved in many leadership posi-tions in Virginia Beach.

He is the co-chair of the Envi-sion Virginia Beach 2040 Commit-tee, which focuses on the 30-year future of the city, and serves as the vice chair of the board of the di-rectors for the Virginia Economic Development Partnership.

Malbon’s past roles include chairman of Sentara Healthcare’s board of directors, president of Virginia Beach Vision and member of the Resort Advisory Commis-sion. He serves on Sentara’s board of directors.

In 2006, Malbon was named King Neptune, and in 2007 he was named the First Citizen of Virginia Beach by the Virginia Beach Jay-cees.

He is on the TowneBank Virgin-ia Beach advisory board, and on the board for the Hampton Roads Community Foundation and the Virginia Beach Neptune Festival.

MIKE MCCABE SR.

Mike McCabe Sr. has steered his company through dangerous wa-ters for the past year and is head-ing for the tranquility of a good economy.

The president and CEO of Har-vey Lindsay Commercial Real Es-tate has done this by motivating his brokers, the men and women who beat the streets for sales and leasing deals every day.

He has urged them to stay fo-cused, to keep their eye on the big picture and to maintain their rela-tionships.

McCabe has spent a lifetime vol-unteering for various organiza-tions.

But he’s not an elitist. He admits to pulling for the underdog.

As a Norfolk Academy board member, McCabe pushed to ex-pand financial aid for those who couldn’t afford the tuition for the private school.

McCabe learned his lessons from his Irish Catholic mother and father. His father was born in Kan-sas and his mother was born in Memphis.

He was born in Charlotte and the family moved to Cape Charles when he was four where his father worked as a sales manager for GL Webster, a vegetable canner.

About his father: “He was first and foremost a gentleman.” His advice: “Always tell the truth.”

McCabe went to Cape Charles High School with 75 students and later attended Virginia Tech.

JEFF MCWATERS

State Sen. Jeff McWaters, R-Vir-ginia Beach, is a long way from Pa-ducah, Ky., where he was born and raised.

Now the founder of managed-care company Amerigroup is a Virginia state senator and plays in a band called Guava Jam.

The University of Kentucky graduate won re-election to his General Assembly seat last No-vember. He ran unopposed. His term ends in 2016. A conservative Republican representing the east-ern portion of Virginia Beach that is the 8th district, McWaters won his seat in Virginia’s senate in a landslide victory over Democrat Bill Fleming in 2010.

McWaters championed a slew of bills this year in Virginia’s 2012 General Assembly session.

But the one that grabbed head-lines was his “conscience clause bill,” which would allow private adoption agencies to refuse child placement to prospective parents based on the organization’s beliefs. Gov. Bob McDonnell signed the bill into law April 9.

McWaters, after a few years at accounting and health care firms, wrote a business plan at his kitch-en table that was the blueprint for Amerigroup, now a Fortune 500 company based in Virginia Beach.

DELCENO C. MILES

For the second year in a row, Delceno C. Miles, president and

CEO of The Miles Agency, a Virginia Beach-based niche mar-keting and pub-lic relations firm she founded 23 years ago, has made the Power List.

“I’m still try-ing to figure out how I made the list last year,” Miles said. “There are so many fascinating people who call Hampton Roads home who are making a difference in their communities.”

Her areas of expertise are com-munity outreach, promotions, mar-keting, media and public relations, and special event planning.

Former U.S. Sen. George Allen appointed her to two boards while he was governor. Gov. Bob McDon-nell has appointed her to the Chris-topher Newport University Board of Visitors and the Board of

Malbon

Miles

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Professional and Occupational Regulation.

Other boards she serves on include the Hampton Roads Cham-ber of Commerce (regional and Virginia Beach Division); Beach-events Steering Committee; Vir-ginia Aquarium and Marine Sci-ence Center; Contemporary Art Center; Senior Services of South-eastern Virginia – where she is the immediate past board presi-dent; Red Cross Coastal Virginia – where she chairs the Communi-cations Committee; NCP Commu-nity Development Federal Cred-it Union, where she is vice chair; and the Sandler Center for the Per-forming Arts. She has also served as a Neptune Festival and STOP Organization board member.

Miles was appointed in 2002 as the first African American and only the third woman chair of the Hampton Roads Chamber of Com-merce regional board.

“I’m amazingly blessed that my business is thriving in this chal-lenging economy,” Miles said. “All the more reason to give back to the community that has given so much to me.”

AUGUSTUS C. ‘GUS’ MILLER

Under the direction of Augus-tus “Gus” C. Miller, Miller Oil Co. was transformed from Exxon Co. USA’s home heating oil business

of the ’70s, into one of Inc. Mag-azine’s 500 fast-est-growing companies in the ’80s.

Miller, the oil company’s CEO, purchased the home heating segment from

Exxon in 1977, and founded Nor-folk-based Miller Oil Co. The oil company now offers service sta-tions, convenience stores, heat-ing and air conditioning servic-es, a home heating oil division and a commercial fuel division. Mill-er Oil Co. has more than 400 em-ployees.

Miller worked for Exxon Corp. prior to buying Miller Oil Co., and serves on the corporate adviso-ry board for Exxon USA, Mobil Oil Corp. and BP. His service roles in-clude being the past chairman of the Children’s Hospital of The King’s Daughters and past chairman of the Chrysler Museum of Art.

He is also on the board of direc-tors for the Miller Oil Foundation, a board member for the Smithson-ian Institute and on the President’s Advisory Committee on the Arts for The Kennedy Center in Wash-ington, D.C.

A.C. Miller

JEFF MILLERJeff Miller entered the fami-

ly business in 1981 after working for five years in the restau-rant business in Washington, D.C. At Mill-er Oil Co., he worked in vari-ous capacities in each division ul-timately leading up to his present

position of president.Miller says giving back to the

community is one of the corner-stones of Miller Oil.

“My father, Gus, has been very active in the community since he started the business in 1977,” Miller said. “I am proud to fol-low in his footsteps by supporting organizations like Hope House Foundation, CHKD, St. Mary’s and many others.

“That tradition is guaran-teed to carry on as we estab-lished the Miller Oil Foundation a few years back,” he said. “It is chaired by my mother, Deanne, and my daughter, Lindsay, is the executive director. The founda-tion seeks to impact our commu-nity by helping people help them-selves.”

In 2004, Miller was elected to the board of directors of the Na-tional Association of Convenience Stores, which represents the in-terests of more than 2,000 conve-nience retailers from around the world.

He has served on the execu-tive committee as vice chairman of member services; vice chair-man of NACSPAC, treasurer and most recently NACS chairman. As chairman, he testified before Congress on behalf of the conve-nience store industry and repre-sented the industry at events all over the world.

Miller has served on the exec-utive committee of TowneBank Norfolk. He is also a member of the board of directors of the Nor-folk YMCA. He is past president of the d’Art Center, past chair-man of Hope House Foundation and past president of Retail Alli-ance.

He was recognized with an Alli Award for Outstanding Contribu-tion to the Cultural Life of Great-er Hampton Roads in 2001 and re-ceived the Jefferson Award for Outstanding Volunteer Service to the Hampton Roads Community in 2002.

“I’m not sure how influential I am, but it is a real honor to know that I am considered to be part of the fabric that makes Hampton Roads a great place to live and do business,” Miller said.

JERROLD MILLER

As president of Earl Industries, Jerrold Miller oversees a work-force of more than 900 people who are responsible for repairing the Navy’s ships. With $200 million in revenues each year, the compa-ny was founded in 1985, and Miller was its second full-time employee before buying it in 1989.

The company hit a rough spot in 2011, when the Navy cancelled a $75 million contract, but Earl In-dustries remains one of the top ship repair businesses in the Unit-ed States.

Its energy arm, Earl Energy, in-troduced lexGen, a system that is helping the Navy and Marines re-duce fuel consumption and shrink their carbon footprint

W. SHEPPARD MILLER III

W. Sheppard Miller III, a Nor-folk native for many genera-tions back, says he gives back to his community because he has been so blessed.

He owns two Virginia Beach

companies, KITCO Fiber Optics, where he is chairman of the board, and Light Tech Fiber Optics, where he is president and CEO.

He lives in the Larchmont neigh-borhood, on a street that’s been home to five generations of his family.

His long list of community com-mitments grew a bit longer last year, when he was appointed to a four-year term as a member of the Commonwealth Transportation Board, the organization that de-cides how highway maintenance and construction funds will be spent throughout Virginia.

The work is challenging, he said, “a combination of a lack of resources to do what needs to be done and trying to divide up the baby, so to speak.”

For the last eight years Miller has chaired the Norfolk Redevel-opment and Housing Authority, whose mission is to provide hous-ing and supportive services to low-income people and to redevelop neighborhoods. He is also chair of Hampton Roads Ventures, a for-profit owned by NRHA that ap-plies for New Markets Tax Cred-its and then sells them to spur eco-nomic development.

He is the chairman of the politi-cal action committee of the Hamp-ton Roads Chamber of Commerce and serves on the boards of the Norfolk division of Monarch Bank,

the Hampton Roads Economic De-velopment Alliance and Hampden-Sydney College, his alma mater.

DR. KEITH NEWBY SR.

Dr. Keith Newby Sr. has faced recent setbacks, with a fire that forced his med-ical practice to leave Fort Nor-folk Plaza, but the cardiologist is still keeping the business go-ing.

Newby, who lobbied for the $70 million Fort Norfolk Plaza medical office de-velopment to be built, finally saw the project completed in 2010, af-ter construction had been delayed three years. The nine-story devel-opment was subsidized by the city.

The fire struck Fort Norfolk April 9, and caused Newby’s prac-tice, Fort Norfolk Plaza Cardiolo-gy Associates, and the property’s other medical groups, to move into the Wainwright building at 229 W. Bute St. in Norfolk.

Newby, a jazz enthusiast, started the James Newby Jr. MD Founda-tion, in memory of his father.

He received a bachelor of sci-ence from Norfolk State Universi-ty, his medical degree from East-ern Virginia Medical School, and completed his internship and res-idency at the Emory University School of Medicine.

The cardiologist also complet-ed a fellowship in clinical training in cardiology at Duke University Medical Center.

He is a member of the Society for Vascular Ultrasound and Nor-folk Academy of Medicine Inc., and on TowneBank’s board of di-rectors. Newby is also a fellow of the American College of Cardiol-ogy.

J. CHRISTOPHER PERRY

Chris Perry has fond memories of Wards Corner. As a youngster, he often visit-ed his grandpar-ents, who lived in that Norfolk neighborhood. He remembers getting haircuts and patroniz-ing retailers at

the four quadrants that were once called the “Times Square of the South.”

Jeff Miller

Newby

Perry

W.S. Miller III

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His father, J. Douglas Per-ry, and his uncle, Macon Brock, were co-founders, along with Ray Compton, of Dollar Tree, now a Fortune 500 company of more than 4,000 stores, based in Ches-apeake. The first Dollar Tree was located at Wards Corner.

Perry said he hopes that the Harris Teeter grocery store that his company, Norfolk-based Sub-urban Asset Management, will develop on the southeast quad-rant will be the first step in a re-vitalization that will bring the ail-ing shopping district back to life. Empty storefronts and parking lots plague Wards Corner today.

The Harris Teeter proj-ect, which will begin with de-molition this summer, with the 53,000-square-foot store sched-uled to open for business in 2014, will also include about a dozen small shops, Perry said, and an outparcel that could house a bank.

“This project means more to us than any other because of the history of this space in our fami-ly,” said Perry, whose family has owned the southeast quadrant since the 1950s.

Perry founded Suburban As-set Management, a real estate in-vestment and management firm with a focus on shopping centers and storage facilities, in 2007. The company, headquartered in Do-minion Tower, has assets from here to Florida, including 26 shop-ping centers.

Perry sits on the boards of Chil-dren’s Health System, the Vir-ginia Arts Festival, ForKids, the Business Consortium for Arts Support and the Patricia and Douglas Perry Foundation, which is his family’s charitable founda-tion.

C. LARRY POPEC. Larry Pope has served as

president and chief executive of-ficer of Smithfield Foods Inc. since 2006.

Pope joined Smithfield Foods in 1980 as controller, became vice president of finance in 1999, chief financial officer in 2000, and was named president and chief operat-ing officer in 2001.

Prior to joining Smithfield Foods, Pope spent four years with Coopers & Lybrand.

His nearly 30-year career at the company spans a variety of senior management roles and responsi-bilities that bring in-depth expe-rience in operational, finance, ac-counting and risk management matters.

VAN ROSETo keep his head above water in

a down economy, J. Van Rose Jr. lives by this re-cruiting man-tra subscribed to by potential new marines – “run to chaos.”

“That may seem strange but once understood it is beyond pow-

erful,” said Rose, president of Rose & Womble Enterprises.

The mantra reads “Most peo-ple hear the sounds of chaos and run in the opposite direction. But there are a few who listen intent-ly for these sounds, not in the hope of hearing them, but to help rid the world of them. They are the few forged in the crucible of training to respond quickly and decisive-ly in the midst of chaos and uncer-tainty and when the time comes to move they are the first to move to-ward the sounds of tyranny, injus-tice, and despair. They are the first to move because the only things louder than the sounds of chaos are the sounds of the few moving toward them.”

“It is this motto of running to chaos that gives purpose to my life and helped me not only face the challenges of a troubled market but run to it with passion and pur-pose to right the wrongs, to lift the distressed and to lead with the sole purpose of improving life around me because few are going to run with you to chaos,” Rose said.

Rose is also president of Rose & Womble Realty Co., New Homes Division.

“My goal each day is to make an impact on someone’s life in a pos-itive manner,” Rose said. “That alone gives me focus and helps me stay passionate.”

JACK ROSS Jack Ross, president and chief

operating officer of Dominion En-terprises and president of Land-mark Media Enterprises LLC, oversees a media empire that in-cludes The Virginian-Pilot Me-dia Cos., The News and Record in Greensboro, N.C., the Roanoke Times, two TV stations, and more than three dozen community news-papers nationwide.

He began his career in 1984 as an ad sales rep with The Virgin-ian-Pilot and worked his way up through Landmark’s ranks as gen-eral manager of the Norfolk Auto Trader, vice president of the Em-ployment Guide, which he helped launch, and then vice president of Trader Publishing Co.

In 2007, he became president of Dominion Advertising LLC before becoming president and chief op-erating officer in 2009.

A graduate of Old Dominion Uni-versity, he is also an Eagle Scout and is involved in numerous civic activities, including CHKD, Unit-ed Way and the Union Mission.

BOB SASSER2011 was a banner year for Bob

Sasser, president and CEO of Ches-apeake-based Dollar Tree.

Earnings hit record highs; the retailer opened more than 270 stores. Earnings for the full year were $4.03 per diluted share, an increase of 24.8

percent, compared with $3.23 per share last year, and net income for the year rose 18 percent to $488.3 million.

The company also expanded its Georgia distribution center to 1 million square feet from 600,000.

Sasser began his career at the retailer in 1999, when he was named chief operating officer, af-ter a career at Michaels and Roses. He was named president in 2001 and CEO in 2004.

“The success of Dollar Tree as it has always been is based on our fo-cus on the customer,” Sasser said during a conference call earlier this year. “We aim our efforts at in-creasing the value of the merchan-dise for $1, improving the quality of our shopping environment, and providing the infrastructure that supports the business.”

BURRELL SAUNDERS

Architect Burrell Saunders has planned and designed seven ma-

jor town centers in Virginia, and more than 50,000 acres of mixed-use develop-ments through-out the eastern seaboard.

Saunders founded CMSS Architects

in 1982, and designed Virgin-ia Beach’s Town Center, Sandler Center, City Center at Oyster Point in Newport News and Do-minion Enterprises’ tower in Nor-folk.

CMSS was acquired by Hankins and Anderson Inc., a Glen Allen engineering firm, in 2010. In No-vember, Saunders moved to Ly-all Design at the World Trade Cen-ter in Norfolk, where he is a prin-cipal, and is pursing architectur-al projects, concentrating on ur-ban design, including the Roanoke Riverfront, an urban mixed-use village, and Southern Village in Richmond.

In Henrico County, he’s also working on the Innsbrook, a cor-porate park where 20,000 people work, helping to transition it into a full mixed-use central business district.

He is a past president of the Vir-ginia Arts Festival – he designed its building, naturally – and a member of its board.

He is the mission advancement chair for the Hampton Roads Ur-ban Land Institute and on the board of the Virginia Beach Cen-tral Business District Association.

BRAD SCHWARTZ

The president of Monarch Fi-nancial Holdings, Schwartz has helped guide the community bank into one of the region’s success stories.

Each quarter, it seems, the bank has topped itself, reporting re-cording earnings in March, a net income of $2.5 million, up 83 per-

cent over the same quarter 2011, and the best all-time and first

quarter profits in the company’s history.

Schwartz joined the bank in 2004, was named CEO of Monarch Bank in 2009 and CEO of Monarch Fi-nancial in 2010,

taking the place of William “Tree” Rountree, who died last year.

A CPA, he spends his spare time working with Virginia Beach Court Appointed Special Advo-cates, Junior Achievement and the Hampton Roads Partnership.

ROBERT C. ‘BOBBY’ SCOTT

U.S. Rep. Robert C. “Bobby” Scott, D-Newport News, repre-

sents the 3rd district of Vir-ginia in Con-gress.

Scott began serving his 10th term on Jan. 5, 2011. Pri-or to serving in the U.S. House of Representa-

tives, Scott served in the Virginia House of Delegates from 1978 to 1983 and in the Senate of Virginia from 1983 to 1993.

During his political career, Scott has focused on laws benefi-cial to Virginians including health care, education, employment, economic development, crime prevention, social services and consumer protection.

Scott serves on the Committee on the Judiciary, where he is the ranking member of the Subcom-mittee on Crime, Terrorism and Homeland Security and a mem-ber of the Subcommittee on the Constitution.

He also serves on the Commit-tee on Education and the Work-force where he is a member of the Subcommittee on Early Child-hood, Elementary and Secondary Education and the Subcommittee on Health, Employment, Labor, and Pensions.

When Scott was elected to the U.S. House of Representatives in 1992, he made history by becom-ing the first African American elected to Congress from Virgin-ia since Reconstruction and only the second African American elected to Congress in Virginia’s history.

He is a graduate of Harvard College and Boston College Law School. After graduating from law school, he returned to New-port News and practiced law from 1973 to 1991. He received an honorable discharge for his service in the Massachusetts Na-tional Guard and the U.S. Army Reserve.

RoseSasser

Scott

» CONTINUED ON NEXT PAGE

Schwartz

Saunders

Page 34: Power Issue Top 75 Hampton Roads May 2012 Inside Business

34 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

WALTER SEGALOFF

Walter Segaloff wields his own brand of power, perhaps the best

kind: He helps others, especial-ly the disenfran-chised, find pow-er and talent in-side themselves so that they can lead fulfill-ing, meaningful lives.

In 1992, Sega-loff was driving through Newport News’ East End when he saw three kids, probably about 13, on the ground, handcuffed by police. His first thought was, “What an enor-mous waste.”

He did a lot more thinking after that, and the first result, later that year, was his summer program for at-risk kids. That became an after-school program, which eventually morphed into a public college-prep school in Newport News called An Achievable Dream, which gradu-ated its first high school class in 2011. As he grew this dream, Sega-loff used that magical power of his to win the support of the local busi-ness community, Newport News Public Schools and the city of New-port News. The school won state, federal and private grants.

And Segaloff gained a reputa-tion in the community as a master fundraiser.

His Jewish faith motivated him to tackle a project as bold and big as the school, he said in an inter-view last year.

“The Jewish faith teaches us that if I save one life, then I have saved the world,” he said.

By profession, Segaloff was a retailer, the president of Virgin-ia Specialty Stores Inc., a woman’s clothing chain of 107 stores in the eastern United States. Segaloff’s father, Charles, started the compa-ny in 1947 with one store in New-port News. Walter sold the compa-ny in 1992.

Long before he launched An Achievable Dream, Segaloff was winning humanitarian awards – from the Jaycees, the Chamber of Commerce, the National Confer-ence of Christians and Jews.

Since founding the school, he’s received so many more includ-ing the Hampton Roads Black Me-dia Professionals 1999 Award for Outstanding Service in Academia; recognition by the State of Vir-ginia Board of Education in 2000; recognition as a “Living Legend” by the Newport News branch of the NAACP in 2004; the Albert B. “Buck” Gornto Jr. Regional Ser-vice Award from Old Dominion University.

His awards, of course, are not

Segaloff

the focus of this humble man. His focus is growing award-winners at An Achievable Dream.

PRESCOTT SHERROD

As one of 10 children from a low-er middle-class family, Prescott

Sherrod has ris-en to become a key player in the minority-owned systems integra-tion, operations and management services arena.

Sherrod is president, CEO and owner of

PEMCCO Inc., which he founded 15 years ago with his wife. His cor-porate office is located in Virgin-ia Beach, with remote presences in Arlington; Charleston, S.C.; Roch-ester, N.Y.; and Long Island, N.Y.

Sherrod keeps his company above water by staying positive.

“It is a very tough economy,” Sherrod said. “Prayer and staying focused have helped us to endure as well as persevere through the challenges we have and continue to face every day.

“We’ve found that during this slow economy we’ve had to alter our business culture in ways par-allel to the economic conditions we’ve faced. Our customers’ de-mands remain high but their bud-gets low. As a result we’ve had to be creative and come up with in-novate methods for providing sim-ilar services at reduced costs. We realized that if we didn’t do this for our customers, our competition would.”

Sherrod was the third African American to serve on the Virgin-ia Beach City Council. In addition, he has served on numerous boards and organizations including past chair of the Virginia Beach Minor-ity Business Council; former com-missioner of the Virginia Beach Development Authority; member of Virginia Beach Public Schools’ General Advisory Council for Technical and Career Education; board member of Virginia Beach Community Development Corp.; board member of the Planning Council; and member of the board of TowneBank Virginia Beach.

PHILIP SHUCETDuring his two years as the head

of Hampton Roads Transit, Philip Shucet is credited with turning the beleaguered agency around.

He was brought in after its for-mer president, Michael Townes, left the job in the wake of accusa-tions of mismanagement related to Virginia’s first and only light rail,

the Tide. The controversial project was

millions of dol-lars over bud-get, and Shucet was hired to rein things in and get the Tide rolling.

After his ar-rival, several top HRT exec-utives left and Shucet promised

to make HRT the most transparent public agency in Hampton Roads.

By last August, the Tide was on track and last month, it celebrated its 1 millionth ride.

Shucet left the post in March to concentrate on his transportation consulting business.

DIGBY SOLOMON

“This is an exciting time to be in the world of community journal-

ism,” said Digby Solomon, presi-dent, publisher and chief exec-utive officer of The Daily Press Media Group.

Prior to return-ing to the Dai-ly Press, Sol-omon had two

tours of duty there and spent three years as president of Hoy, Tribune Publishing Co.’s Spanish-language daily newspaper, with editions in New York, Los Angeles and Chica-go. Under his leadership, Hoy be-came the fastest-growing Spanish language newspaper in the U.S., reaching more than 1.5 million readers.

Previously, he served as general manager of the Chicago Tribune’s Internet business and director of electronic media at the South Flor-ida Sun-Sentinel.

“Consumers are quickly shift-ing their habits in how they con-sume the news, but they still need reliable, accurate and nonpar-tisan journalism that tells them what vested interests would rath-er keep quiet, as well as advertis-ing that helps them spend their money wisely in difficult econom-ic times,” Solomon said. “That’s something only trained journal-ists and professional marketers can do, and can’t be replaced by computer algorithms or popular-ity votes on websites. We deliver it in any channel they want, which is why our audiences continue to grow.”

He serves as treasurer of the Southern Newspaper Publishers Association and is past treasurer of the National Association of Mi-nority Media Executives. His com-munity affiliations include serving

as vice chairman of the Hampton Roads Partnership and of Greater Peninsula Now. He is a past mem-ber of the advisory board of Chris-topher Newport University’s Luter School of Business.

CHRISTOPHER STONE

This year is an unusual one for Chris Stone PE, a structural en-

gineer who has been president of Clark Nexsen PC since 2000.

Since he be-gan a one-year term as the president of the National Society of Professional Engineers last

summer, Stone has been on the road 75 percent of the time.

That road has led to Rome, where he spoke last year to a consortium of professionals about engineering licensure in the U.S., and it will take him to Japan and Korea in the near fu-ture.

As national president, Stone also visits every state, where he is usually asked to be the key-note speaker at the state’s annual engineering conference.

He is thrilled to have the op-portunity to see the world, he said, honored to address so many professional engineers, grateful that his Clark Nexsen colleagues fill the void in his absence as he embraces what is almost a full-time job.

Back in Norfolk, the headquar-ters for Clark Nexsen, a firm of 550 architects and engineers that also has eight other offices in Virginia, the District of Colum-bia, North Carolina and Georgia, the focus is on the firm’s next big local project – an all-new courts complex for the city of Norfolk.

This is one more in the long list of high-profile local projects ex-ecuted by the firm, which also works internationally.

Stone’s personal favorites have been the Virginia Beach Conven-tion Center and the Half Moone Cruise and Celebration Center in Norfolk. Clark Nexsen also worked on the Ocean Beach Club Resort in Virginia Beach, the Norfolk State University RISE Center project, the Hybrid Au-tomotive Training Facility at Tidewater Community College, among many others.

Stone obtained his master of engineering degree from the University of Virginia in 1980 and a bachelor of science in structural engineering from Virginia Military Institute in 1978.

Solomon

Stone

Shucet

Sherrod

Page 35: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 35

E.J. STRELITZE.J. Strelitz, CEO of Haynes Fur-

niture in Virginia Beach, comes from a long line of businessmen. In fact, his grandfather, Ellis Stre-litz, bought the furniture company from L.D. Haynes in 1930.

E.J. Strelitz took on the role of CEO in the late ’80s, and the Haynes brand now has five loca-tions in North Carolina and Virgin-ia.

Haynes operates discount furni-ture store The Dump, which has lo-cations across the country – 10 in Virginia, Pennsylvania, New Jer-sey, Texas and Arizona.

In 1998, the Eastern Virginia Strelitz Diabetes Center opened, after a donation of $1 million from E.J. Strelitz’s father.

DICK THURMOND

As the president of real estate firm William E. Wood and As-

sociates Real-tors in Virgin-ia Beach, Dick Thurmond helps guide about 500 agents and di-rects branch-es throughout Hampton Roads, Elizabeth City, and Moyock,

N.C. Thurmond, the sole owner of

the company, entered the firm as an agent in 1980. William E. Wood and Associates generated more than $1.2 billion worth of real es-tate in 2011. Last year, the com-pany sold more than 4,500 homes and was named one of the top 100 real estate brokerages in the na-tion, by Real Trends industry newsletter.

Thurmond is a past director of the Cape Henry Rotary Club and is a director for TowneBank. In 2010 he received the Old Do-minion University Distinguished Alumni Award. He is also on the board of Chesapeake Bay Acade-my.

MOLLY JOSEPH WARD

Molly Joseph Ward, mayor of Hampton, is proud of Hampton’s

many accom-plishments such as the efforts to make Fort Mon-roe a national monument.

“Working with citizen groups, state lawmak-ers and the gov-ernor’s office,

our congressional delegation and the White House, we achieved our goal of making Fort Monroe part of the National Park Service last year,” she said. “That bipartisan effort showed that it is possible to accomplish the seemingly impos-sible when we keep our focus on what is truly important.”

Ward has received numerous

awards for her leadership and service from diverse groups, in-cluding the President’s Volunteer Service Award 2012 Drum Ma-jor for Service and the leadership award from the Alpha Phi Alpha Fraternity’s Hampton Chapter for “leading the effort to secure na-tional monument status for Fort Monroe.”

She topped Veer magazine’s list of the most “culturally important people” in Hampton Roads for 2011.

Ward, re-elected to another term last Tuesday, said she hopes to build on that over the next four years.

“In Hampton, that would in-volve setting us on a path for the future that is community-driven and lasts longer than any elected official’s tenure, including mine,” Ward said. “It must encour-age further development of our strengths – high-tech research and jobs, a strong retail core, and beaches and historical attractions that make this a great place to live and visit.

“For Fort Monroe, we must en-sure that future uses respect the history and beauty of that very special place and maintain public access. For the region, we must find a way to work together to find a real solution to our trans-portation issues and to maintain our federal institutions.”

ROBERT ‘BOB’ WILLIAMS

Robert “Bob” Williams, former Portsmouth and Newport News city manager and owner of Tri-City Developers, is a hero.

Williams pitched an attrac-tive deal for Portsmouth’s new 203,000-square-foot courthouse.

Costing $78 million, Williams was able to combine the offices of the sheriff’s department, the com-monwealth’s attorney, court ser-vices and all the courts into one major complex on 11 acres that includes a parking lot of 600 park-ing spaces .

“I’m a hero for the judges,” he said.

At the University of Virginia, he played baseball and football.

After graduation, he joined the city of Portsmouth as finance di-rector in 1966, and was city man-ager from 1975 to 1981 and New-port News city manager from 1981 to 1986.

Williams joined Goodman Segar Hogan in the development of Har-bour View, a 2,000-acre housing development in Suffolk.

Last April, Williams was hon-ored as Portsmouth’s First Citi-zen and as 2010 Sports Person of the year by the Portsmouth Sports Club.

Williams has devoted much of his time to the construction of an indoor batting and pitching facili-ty at Churchland High School and the Oasis Social Ministry building in Portsmouth.

The baseball facility was donat-ed to the school in honor of Wil-liams’ son, Steve, who died in 1982.

Ward

Thurmond

BY BILL [email protected]

Technology Hampton Roads named its 2012 technology leaders last week during its annual Tech Nite Awards.

The awards are designed to rec-ognize and promote Hampton Roads businesspeople and educa-tors who represent the best in the technology fields. The event was held Thursday evening at the Vir-ginia Beach Convention Center.

Joel Nied, a partner at LeClair-Ryan, won the High Tech Leader-ship Award.

“Over the past decade, Joel has been at the forefront of promoting technology in Hampton Roads,” the judges said.

“Joel founded and served on the board of the Entrepreneurs Forum of Hampton Roads. He has served on both the Modeling and Simula-tion Advisory Committee and the Hard Sciences Advisory Commit-tee to the Virginia General Assem-bly Joint Commission on Technol-ogy and Science. Joel is part of the Lead Hampton Roads Class of 2003, was listed as Inside Business Magazine’s Top Forty Under 40, and was a mentor for Start Nor-folk in both 2011 and 2012.”

The High Tech Emerging Com-pany award went to Grow Inter-active in Norfolk, “a digital agen-cy that creates high-end, interac-tive experiences for the world’s top brands, both directly and in partnership with major advertis-ing agencies.”

“Grow creates websites, mo-bile websites, mobile and social applications,” the judges said. ”In the past year, Grow has engaged major projects for Google, HBO, FedEx, Sprint, and BFGoodrich among others, grown revenues by 80 percent and increased staff to 23 people. The company and its projects have been recognized in Fast Company, the New York Times, the Wall Street Journal, Wired, Gizmodo and Mashable.”

Josh Roberto, the co-founder of Savage IO, which designs, makes and sells converged data storage systems, won the High Tech Entre-preneur award.

“Savage products have been suc-cessfully introduced into a mar-

ket of extreme competition from the likes of IBM, Dell, HP, NetApp and EMC,” the judges said. “They have found success by separating themselves from the flock based on hardware, design and costs.”

Lori Rose, a fifth-grade teach-er at Thoroughgood Elementa-ry School in Virginia Beach, won the STEM Educator of the Year Award.

“Lori has spearheaded the STEM efforts of her school in sev-eral ways,” the judges said. “First, she mentored several teams in a robot-building competition enti-tled Stack Attack. Lori has also worked with three First Lego League teams that had to build and program robots to carry out spe-cific tasks in the Green City Chal-lenge. Lori is already in the plan-ning stages for continuing these two activities next year. Finally, her classes build rockets, egg rac-ers, marble movers, solar ovens and airplanes to deepen student understanding of the curriculum.”

The Technology Commercializa-tion Center (TeCC) won the Tech-nology Resource Award.

“TeCC has been a constant re-source to Technology Hampton Roads and its members,” the judg-es said. “It assists industry, uni-versities and federal laboratories to realize the commercial poten-tial of their inventions through ef-fective marketing strategies and licensing support. It guides orga-nizations through the technology commercialization process, from how tech transfer works to a de-tailed description of the technolo-gies currently available for licens-ing or partnerships.”.

Wayne Zettler was named Volun-teer of the Year. “Over the past year, Wayne has been a constant source of support for THR,” the judges said. “He has participated in almost ev-ery THR initiative, driven atten-dance to our events, and has made countless introductions leading to new members and Tech Partners. Additionally, he sits on the Board of Innovate for Profit and is invaluable to its planning.”

Tech Nite Awards conferredJoel Nied won High Tech Leadership; Grow Interactive won Emerging Company

NeWS

IB

Nied

An article on RoomStore exit-ing the Texas market incorrect-ly referenced Mattress Discount-

ers Group LLC as having stores in Hampton Roads. MDG has stores in Virginia, but none in the region.

CORRECTION

Page 36: Power Issue Top 75 Hampton Roads May 2012 Inside Business

36 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

NeWS

Injunction fi led in eminent domain sign caseBY PHILIP [email protected]

The Institute for Justice, a pub-lic interest law firm, has filed an injunction in federal court to stop the city of Norfolk from penaliz-ing a company for hanging a ban-ner protesting the condemnation of the property it sits on.

Central Radio, a government contractor, must tear down the sign by May 5 or face penalties of $1,000 a day from the city.

The Institute for Justice says the city is violating the First Amendment rights of Central Ra-dio, which employs 100 workers and has been operating in Norfolk for 78 years.

Institute for Justice attorneys Steve Simpson and Erica Smith, and Bob Wilson, co-owner of Cen-tral Radio, held a press confer-ence last Wednesday announcing the action.

The appearance of the public in-terest group, which has litigated some high-profile cases, adds a new twist to Wilson’s fight to keep his property. It’s a fight that until now has captured minimal public attention.

Institute for Justice attorneys represented the Connecticut ho-meowners, led by Suzette Kelo, in the case that started the nation-al dialogue about property rights and the taking of property.

In Kelo v. the city of New Lon-don, Conn., the city proposed con-demning a block of homes for a private developer, New London Development Co., for the devel-opment of an office campus for pharmaceutical giant Pfizer.

The U.S. Supreme Court re-viewed the case and ruled in fa-vor of New London, but the high court’s ruling allowed states to set their own eminent domain laws.

In a case that mirrors Wilson’s free speech protest, the Institute for Justice represented Jim Roos, a St. Louis, Mo., property own-er and activist for the poor, who painted a mural on the side of one of his buildings condemned by the city protesting the city’s taking of 24 of his homes.

The city cited him for violating the city’s sign ordinance, saying a permit was required. So Roos ap-plied for a permit. But the city re-fused to give him one.

In protest, Roos refused to re-move the mural, citing his right to free speech. In response, the city took him to court.

Last July, the 8th Circuit Court of Appeals ruled in Roos’ favor, ruling that the government isn’t allowed to restrict free speech based on the message.

The city took the case to the U.S. Supreme Court, but the high court refused to hear it and the Court of Appeals decision was upheld in

February of this year. Roos won, backed by Institute

for Justice attorneys.Central Radio’s Wilson is also

fighting the taking of his proper-ty and his right to protest, and In-stitute for Justice attorneys are trying to protect his constitution-al rights.

“Our contention is that the sign is a political protest and my First Amendment rights are being vi-olated,” Wilson said prior to the press conference.

Wilson said the effort to fill out an application for a permit to hang the banner is futile. Even if the city approved the permit, he

would have to reduce the sign to one-sixth of its present size.

“They could drag the decision on for months,” he said. “The pro-cess for filing is a dead-end street. Once you go down that street, you never come back.”

Steve Simpson, lead attorney for the Institute for Justice, said, “Cit-ies have broad authority to regu-late the design of signs, but not the language of the signs.”

Robert Dean, chairman of the Tidewater Libertarian Party, said the case was a perfect exam-ple of why the General Assembly crossed hurdles to bring a consti-tutional amendment to Virginia voters.

The constitutional amendment would, if passed on Nov. 6, shift more power to property owners.

“That referendum is going to pass, 90 percent to 10 percent,” Dean said.

Among other things, it would compensate property owners for their loss of business, as well as their loss of property. It makes clear that the condemnation of property for private use or for economic development is prohib-ited.

The Virginia Association of Counties and the Virginia Munic-ipal League fought to have the amendment axed.

Virginia Beach city officials warned its city council of the dan-gers of having the amendment, saying it would be more expen-sive to develop streets and neigh-borhoods.

But the item was dropped from the city’s legislative agenda at council’s urging and the behind-the-scenes prompting of Virginia Beach’s state legislators.

Norfolk Redevelopment and Housing Authority, whose seven board members are selected by Norfolk City Council, condemned Wilson’s property last year, and Norfolk Circuit Court upheld the condemnation.

A trial to determine the value of Wilson’s property and his equip-ment was scheduled for last week but has been delayed.

Neither Wilson nor his local at-torney, Joe Waldo, know when the court will reschedule the trial.

Wilson’s property is an island amid Old Dominion University’s University Village, a conglomera-tion of student dormitories, park-ing garages, office space, shops and restaurants, most of which is owned by the university’s non-profit real estate foundation.

The university and the city laid plans for University Village in the late ’90s, which included the buy-ing or taking of property.

The plans also proposed a shop-ping center at the corner of 38th Street and Hampton Boulevard, an area that includes Wilson’s property.

PHILIP NEWSWANGER PHOTOS

The 600-square-foot sign on Central Radio is too large, according to Norfolk city officials. It cannot be more than 60 square feet, they say.

Institute for Justice attorneys Erica Smith, left, staff attorney, and Steve Simpson, lead attorney, join Central Radio co-owner Bob Wilson at a press conference last week supporting Wilson’s First Amendment right to free speech.

Our contention is that the sign is a political protest and my First Amendment rights are being violated.”BOB WILSON,co-owner of Central Radio

IB

Page 37: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 37

RETAIL ALLIANCE LAUNCHES CRIME-ALERT SYSTEM

Want to keep tabs on shoplifting, robberies and other retail crimes in your community? Retail Alliance now offers a free crime-alert service for members.

The Norfolk-based alliance, which represents some 3,000 storefronts throughout Hampton Roads, launched Retail Crime Alert in mid-April. Alliance members can sign up to receive the alerts through email and/or text messages. Updates are available from the Peninsula, Southside or both regions.

To offer the new service, Retail Alliance partnered with local law enforcement. Police departments and other agencies will post information on crimes such as theft, counterfeiting, forgeries, bank robberies and carjackings.

“They’ve committed to go into this

system and download a criminal alert,” said Retail Alliance President & CEO Ray Mattes. “The system will alert our members. So, if you have a bank robbery in Phoebus, how important would it be for the people in Hampton to know about it?”

The service is the brainchild of the Retail Alliance Loss Prevention Task Force, which meets monthly and includes local retailers, law enforcement officers and security company partners.

The alliance spent the last several months soliciting “every police jurisdiction in all Hampton Roads for their commitment,” Mattes said. The online system was designed for Retail Alliance by Customer Magnetism, an Internet marketing agency in Virginia Beach.

So far, between 50 and 75 alliance

members have signed up for the crime alerts, Mattes said. Currently, seven law enforcement agencies are posting alerts, including police departments in Norfolk, Portsmouth, Virginia Beach and Chesapeake.

Once trained on the system, Newport News and Hampton police will post alerts. Mattes hopes to include the FBI and other agencies. The service will also post Amber Alerts.

To join the alliance, visit www.retail-alliance.com. An annual membership is $245.

To subscribe to Retail Crime Alert, call Rhonda Zentkovich at 455-9310 or visit www.retailcrimealert.com.

– Teresa Talerico

Tip of the week

Coming next weekWorkplace wellness programs

Visit www.coxsbn.comAll content produced under the direction of the Inside Business news team.

Continue the conversation. Ask for expert advice. Post comments. Relevant and accurate. Produced under direction of the Inside Business news team.Free registration. Get access to resource links for topics such as management, marketing, fi nance, legal, insurance and technology.Providing your small business with the tools to succeed.

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BY BILL [email protected]

The Virginia Chamber of Com-merce has named a Virginia Beach defense contracting firm the fastest-growing small busi-ness in the commonwealth.

Valkyrie Enterprises LLC topped the chamber’s 2012 “Fan-tastic 50” list, which is based on revenue growth. The chamber and Virginia Business Magazine, which co-sponsors the contest, said the company’s revenues grew 4,731 percent over the past four years. It has 156 employees and provides engineering and tech-nical services to the U.S. Navy, NATO and commercial clients.

“Many of our areas of exper-tise are critical to the Navy’s fu-ture capabilities; because of this, despite defense budget cuts, we are able to thrive,” said Kat Ciesielski, a company spokes-woman. “We can also attribute our success to diversification. Our industry is constantly chang-ing and we have to adjust ac-cordingly. We are working hard

to expand our footprint in areas in which we previously did not serve with respect to both servic-es as well as geography.”

Virginia Business made note of the fact that last year, all the com-panies that made the list were technology- or service-based. This year, a retailer made the list – SteelMaster of Virginia Beach, as did a manufacturer, Heattex America.

The other Hampton Roads com-panies that made the list are:

No. 5, Rand Enterprises Inc. of Newport News

No. 9, Insignia Technology Ser-vices. of Newport News

No. 25, Spectrum of Newport News

No. 29, Grow Interactive of Norfolk

No. 35, Coastal Management Solutions of Virginia Beach

No. 38, Bosh Global Services of Newport News

No. 45, ProLog Inc. of Virginia Beach

No. 48, JES of Virginia BeachNo. 50, SteelMaster Buildings

of Virginia Beach.

Valkyrie named fastest-growing small business in Virginia

IB

FROM STAFF REPORTS

A Virginia Beach payroll compa-ny was named the winner of Mon-arch Bank’s “Top Flight Award” and will receive $50,000 in cash and services.

PayDay Payroll Services was founded in 1985 and provides pay-roll and human resources services to businesses and nonprofits.

The bank announced the winner of its award at its annual meeting Thursday in Virginia Beach.

PayDay Payroll owner CEO and founder Andy Kline will receive $10,000 cash from Monarch Bank; a professional business service package valued at $10,000 from accounting, tax and advisory firm Cherry, Bekaert & Holland LLP; a professional business package val-ued at $10,000 from Cox Business Communications; an advertising package, including the creation of a 30-second commercial and cable airtime, valued at $10,000 from Cox Cable Media; and an advertising

contract with Pilot Media for one year valued at $10,000. Norfolk law firm Vandeventer Black also spon-sored the award.

Fifty-three Hampton Roads busi-nesses entered the contest, which aims to take small businesses to the “next level,” according to the bank.

The other two finalists were SteelMaster Buildings and Taste. Once finalists were selected, the public was able to vote on its favor-ite. The bank said that 2,739 unique votes were received.

Finalists were selected based on growth in revenue and employees, and a narrative about how the com-pany would use the prize package to forward the company and its community service efforts.

Payroll company wins Monarch Bank’s $50K Top Flight Award

PayDay gets its own payday

IB

Page 38: Power Issue Top 75 Hampton Roads May 2012 Inside Business

38 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

NeWS

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Page 39: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 39

DATA Contracts

Apogee Solutions of Chesapeake was awarded two task orders last month.

A task order under the Sustainment Center of Excellence Small Business Pool Contract valued at $1.4 million, with an option year equal to $2.8 million, will support the U.S. Army Quartermaster School.

Work will support the Combined Arms Support Command Sustainment Warrior Field Training Exercise at Fort Lee and Fort AP Hill.

Apogee will fill 54 positions that will help replicate operational environments in preparing sustainment soldiers and leaders for wartime missions. Apogee will hire personnel to provide performance-oriented, hands-on training.

Another task order under the SCoE Small Business Pool Contract is valued at $3.8 million, including option years, to provide instructor support for soldiers being trained in basic electronics maintenance trainer and fire control for advanced individual training for the U.S. Army Ordnance School at Fort Lee.

Apogee will fill 17 positions that will provide field training services.

Apogee Solutions is an economically disadvantaged woman-owned small business that specializes in technology integration services, warfighter training and exercise support, and health care services.

New businesses, locations & services

Gov. Bob McDonnell announced that Engility Holdings Inc., a new company to be publicly traded, and subsidiary L-3 Services Inc., to be renamed Engility Corp., will invest $6.5 million to locate corporate headquarters in Fairfax County, following a spinoff from L-3 Communications.

Engility Corp. provides systems engineering and technical assistance training and operational support services for the Department of Defense and other U.S. government agencies, as well as civil and international customers.

Virginia successfully competed against Maryland for the project, which will create 50 jobs, according to a press release from the governor’s office. In 2011, Engility had sales of $2.18 billion with about 9,200 employees.

Tony Smeraglinolo, executive vice president of L-3 Services Inc., will be appointed Engility’s chief executive officer when the spinoff is complete.

The Virginia Economic Development Partnership worked with the Fairfax County Economic Development Authority to secure the project for Virginia. McDonnell approved a $350,000 grant from the Governor’s Opportunity Fund to assist the county with the project. Through its Virginia Jobs Investment Program, the Virginia Department of Business Assistance will provide funding and services to support the company’s recruitment and training activities.

Finder’s Keepers, a body-piercing boutique, has opened a second location, at 1434 Sams Drive, Suite 104, Chesapeake. It also has a shop at Janaf shopping center in Norfolk.

At 3,000 square feet, the new location is larger than the original space.

Kimberly Summers is the owner and senior piercer of the company.

Effective Leadership 360 has opened in Hampton Roads to provide leadership development, employee training, sales training and hiring tools to support local companies. Effective Leadership 360 is one of about 500 worldwide strategic partners with 360 Solutions based in Waco, Texas.

For information, visit www.EffectiveLeadership360.com or call Bob Tietjen at 497-1581.

JASE Group LLC, a business software company based in Norfolk, has opened a health care division that provides

electronic patient records software and marketing services to the medical industry.

JASE EPR provides 24/7 access to electronic patient records through a web-based cloud system.

JASE Healthcare Websites provides creative templates, a content manager and powerful application plugins, according to a company website.

To learn more, visit http://jaseepr and http://healthcarewebsites.jaseepr.com.

In late April, Bon Secours Mary Immaculate Hospital in Newport News launched an integrated clinical information system. ConnectCare enables health care providers to access a patient’s medical data in a single

electronic health record.Mary Immaculate is the eighth

hospital in the Bon Secours system to go live with ConnectCare.

Syntactical, a Norfolk-based creator of real-time, mobile and predictive applications, announced that it has released the following applications – depInsight.com and depinsight for iPad, and EveInsight.com.

These business intelligence tools are used by chapters of the 500,000-member Project Management Institute. Both apps provide instant access to chapter statistics, quick member lookup an online member directory and the ability to create an images-based member directory. For more information, visit http://depinsight.com/mobile.

EveInsight.com provides business intelligence to the 500,000 players of EVE Online, a multiplayer online role-playing game. For more information, visit http://eveonline.com.

The Department of Housing and Urban Development recently awarded the Southeastern Virginia Homeless Coalition, a recently merged coalition from Norfolk, Chesapeake and Western Hampton Roads, new units of permanent supportive housing for families and single adults.

The award allows the non profit ForKids to expand the housing program for families into Western Hampton Roads with five units.

Norfolk’s My Own Place Housing First program, operated by Virginia Supportive Housing, will go regional with 18 new units, 10 of which are for Norfolk’s chronically homeless single adults.

The annual 2012 Point in Time Count of Homelessness showed a 4 percent increase in the homeless population in Norfolk.

EventsFor the 11th year, Norfolk Fest–events

and the Virginia Arts Festival will partner to produce the Virginia Beer Festival. The event will take place at Norfolk’s Town Point Park on Saturday, May 19, from 2 to 6 p.m. The cost for beer-tasters, 21 and above, is $25 in advance,

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REASON TO SMILE Last month, Operation Smile hosted its two-day Annual Resident Leadership Conference, a gathering of more than 50 resident physicians from all over the world who came together to discuss changes in global health care service delivery. The participants were Regan Fellows, resident physicians who participate in the work of Operation Smile, from Canada, China, Colombia, UK, India, Israel, Italy, Sweden, Kenya, Mexico, Mozambique, Philippines, South Africa, Spain as well as the USA. The meetings took place at the Hilton Garden Inn Virginia Beach April 21-22.

40 YEARS OR MORE OF SERVICE Huntington Ingalls Industries announced that its Newport News Shipbuilding division honored 720 shipbuilders for 40 or more years of continuous service to the shipyard. Shipbuilders who have reached 40 years of continuous service are honored with a “master shipbuilder” designation. Here, Master Shipbuilder David Smith, left, receives his jacket from NNS President Matt Mulherin during the April 26 celebratory banquet at the Hampton Roads Convention Center.

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40 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

$30 on the day of. The cost for non-tasters, 15 and above, is $15. For tickets and other information, call 282-2822 or visit www.vafest.org. Tables must be reserved by May 14.

Awards & honorsThe ANCOR Foundation, a professional

service provider association for people with disabilities, selected Hope House Foundation as the 2012 Service Provider of the Year.

The organization sponsors the annual Community Builder Awards as part of its mission to improve the quality of life for people with disabilities. The awards recognize exemplary initiatives of individuals, communities and organizations that create community inclusivity for people with disabilities. Criteria are based on achievement in three areas – best practices, community focus and partnerships.

Hope House closed its group homes in the 1980s and has a successful history of transitioning people with intellectual and developmental disabilities from institutions and other group settings into their own homes. A report shared with ANCOR Foundation said that 70 percent of those served by Hope House have achieved significant outcomes through its community support program.

Right now Hope House serves 120 people in Norfolk, Portsmouth, Chesapeake and Virginia Beach.

Clark Nexsen, an architecture and engineering firm headquartered in Norfolk, announced that the firm has been named one of the Top National Design Firms on the Engineering News Record Top 500 Design Firms List. It was also ranked on the Top 100 Green Design Firms List.

Clark Nexsen was ranked No. 132 among the top design firms, up 25 points

from the previous year. ENR ranks the largest firms by their annual revenue in a variety of market sectors.

The firm held steady in its No. 30 spot on the Top 100 Green Design Firms list. ENR produces the list based on the volume of sustainable and green projects firms have worked on.

The city of Virginia Beach announced that the Virginia Beach Human Services building, at 3432 Virginia Beach Blvd., has earned the EPA’s Energy Star certification. This distinction requires that the building perform in the top 25 percent of similar facilities nationwide for energy efficiency and meet performance levels set by the EPA.

The city made the following upgrades to the 15-year-old building: HVAC control improvements; ceiling and wall occupancy sensors; occupancy sensors on vending machines; and replacement of about 390 computers and replacement of all old cathode ray tube computer monitors with energy-saving liquid crystal diode.

The retrofits represent an energy reduction of about 32 percent, with an expected savings of more than $25,000 annually.

This is the eighth city of Virginia Beach Energy Star-certified building. Others include six schools and the Visitor Information Center.

The Darden School of Business at the University of Virginia is launching its third annual Tayloe Murphy Resilience Awards competition. Darden is accepting applications and recommendations at www.resilienceawards.org through July 2.

Two of last year’s winners were Melfa-based Blue Crab Bay Co. and Franklin-based Highground Services, a consulting and engineering firm.

The awards honor and support Virginia entrepreneurial businesses that demonstrate sustained vitality and

commitment in areas characterized by high unemployment, widespread poverty and low entrepreneurial activity. This year’s competition emphasizes how Virginia’s most resilient businesses adapted to, and are helping their communities recover from, the economic collapse of 2008.

Each year five award winners receive the recognition and resources to help their company and community grow and succeed. This includes media coverage, opportunities to engage business and government leaders, and enrollment in a

week-long course at Darden’s Executive Education program.

Cities in the region where businesses qualify based on rates of unemployment, poverty and self-employment include Franklin, Hampton, Newport News, Norfolk, Portsmouth and Williamsburg. Counties in the region that qualify include Accomack, Greensville, Southampton and Sussex.

For more information, contact Chris Allerton at (4334) 979-2678 or email [email protected].

HOW TO SUBMIT ITEMS DATA is your business-community bulletin board. We will publish items as space permits. Visit us at www.insidebiz.com. Send items to Inside Business, 150 W. Brambleton Ave., Norfolk, VA 23510 or [email protected].

THEY DIDN’T LAY AN EGG Newport News Shipbuilding, a division of Huntington Ingalls Industries, partnered with Newport News Public Schools last month to host the first Egg Drop Engineering Competition for middle and high school students. The event was sponsored by the NNS Career pathways program. Here, Huntington Middle School students, left to right, Reality Richardson, Brynne Hunter, AmilRiyana Jacobs and Lynetta Haskett work on their strategy, which proved to be a winning one. They won the middle school category.

REGION TO GET A REALITY CHECK Urban Land Institute’s Reality Check will take place May 17 at the Ted Constant Center at ODU. Three hundred participants, seated at tables of 10, will determine guiding land-use principles for the region, using maps, Legos and string, and suggest where future job and population growth should take place. For more information, go to www.realitycheckhr.org.

PIE CONTEST FOR A GOOD CAUSE The Newport News campuses of ECPI University and its School of Health Sciences, Medical Careers Institute, raised more than $3,500 at a Pie-in-the-Face Contest and Raffle on April 19 to support the Muscular Dystrophy Association. That brought the five-year total to more than $15,000. The school also supplies MDA summer camps with physical therapy assistant volunteers.

DATA | continued

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MAY 7MONDAYPeninsula Women’s Network

Lunch from 11:30 a.m. to 1 p.m. at Thai Erawan, 2900-Q Hampton Hwy., Yorktown. Participants pay for lunch. Contact Julie Butts at 377-5207 or email [email protected].

MAY 8TUESDAY“Norfolk Chamber Connect-

Members Only Networking Event” presented by Hampton Roads Chamber of Commerce from 8:30 to 9:30 a.m. at Hampton Roads Chamber of Commerce, 500 East Main St., Suite 700, Norfolk. No cost. Call 622-2312 or visit events.hamptonroadschamber.com.

“Suffolk State of the City” presented by Hampton Roads Chamber of Commerce at 11:30 a.m. at Hilton Garden Inn Suffolk Riverfront Hotel & Conference Center, 100 E. Constance Road. Cost is $45 for members and $65 for nonmembers. For more info, visit events.hamptonroadschamber.com.

MAY 9WEDNESDAY “Educational Roundtable:

Portsmouth/Chesapeake” presented by Retail Alliance from 8:30 to 9:30 a.m. at Bangkok Garden, 5774 Churchland Blvd. No cost. Contact Sarah Kingsley at 455-9324 or email [email protected].

Virginia Beach Parks & Recreation presents “Landscape Management Vendor Open House” from 10 a.m. to noon to learn how to navigate through the city’s procurement process and what you need to become a contractor for the organization. Call 385-1100 or visit VBgov.com/parks.

Hampton Roads Traffic Club meets at 5:30 p.m. at Holiday Inn Greenwich Road in Virginia Beach. Contact Dana Baughman at 423-3655 or email dana-ecs.verizon.net. Visit hamptonroadstrafficclub.org.

MAY 10THURSDAYHampton Roads Chamber of

Commerce present “Business Education Series: Put the Mmmm Back in Marketing”

from 7:45 to 10 a.m. at Hampton Roads Chamber of Commerce, 500 East Main St., Suite 700, Norfolk. Cost is $15 for members and $45 for nonmembers. Call 622-2312 or visit events.hamptonroadschamber.com.

“Educational Roundtable: Suffolk” presented by Retail Alliance from 8:30 to 9:30 a.m. at Array, 700 W. Washington St. No cost. Contact Sarah Kingsley at 455-9324 or email [email protected].

Hampton Roads Society for Human Resource Management holds its May program from 11:30 a.m. to 1 p.m. at Holiday Inn Virginia Beach-Norfolk, 5655 Greenwich Road. HR professional, CEO and consultant Betty Shotton will speak about leadership. Cost is $30 for members, $35 for nonmembers and $20 for students members of SHRM. Contact Bill Heisler at 846-4203, email [email protected] or visit www.hrshrm.org.

“Build the Sales Organization that Would Put Yours Out of Business” presented by The Van Syckle Group from 11:45 a.m. to 2 p.m. at Taylor Executive Center, 7421 Central Business Park Drive, Suite 105A, Norfolk

Call 737-8587 or visit www.vansycklegroup.com.

Hampton Roads Gift Planning Council holds its seminar and networking reception on “Trends in Giving” from 4 to 6 p.m. at Cavalier Golf and Yacht Club, 1052 Cardinal Road, Virginia Beach. There is no cost for members and $35 for nonmembers. Contact Sandi Ayres at [email protected].

MAY 12SATURDAYThe 8th Annual Rotary

Rumble, sponsored by the Great Bridge Rotary Club and The Castaways Riding Club,will be held at 8 a.m. The ride will start at Bayside Harley in Portsmouth and end at the Lazy Horse Saloon in Chesapeake. Contact Paul Schmidt at 376-1468 or visit www.greatbridgerotary.org.

Small Business Development Center of Hampton Roads presents “Owning Your Own Business” from 9 a.m. to noon at Hampton Roads Chamber of Commerce, 500 East Main St., Suite 700, Norfolk. Cost is $20. Call 622-2312 or visit events.hamptonroadschamber.com.

Military Transition Workshop “Getting Out? Now What?”

takes place from 11:30 a.m. to 4:30 p.m. at Virginia Beach Central Library, 4100 Virginia Beach Blvd. Cost is $10 for individual registrant and $15 for two registrants. Pre-register at www.hrshrm.org.

MAY 14MONDAYJMU Hampton Roads Duke Club

presents Robert E. Plecker Memorial Golf Tournament at Heron Ridge Golf Club. Cost is $100 per person; $400 per team. Lunch and beer will be provided. Contact Cameron Miller at 446-4007 or email [email protected].

Hampton Roads Chamber of Commerce presents A Conversation with Congressman Scott Rigell at noon at Sheraton Virginia Beach Ocean Front, 3501 Atlantic Ave., Virginia Beach. Cost is $35 for members and $50 for nonmembers. Call 622-2312 or visit events.hamptonroadschamber.com.

MAY 15TUESDAY

Hampton Roads Small Business Development Center presents “Growing Your Business: Basic Requirements to Developing a Website” from 9 a.m. to noon at Peninsula Workforce Development

Center, 600 Butler Farm Road, Hampton. Cost is $20 pre-registration or $25 at the door. Register at www.hrsbdc.org or contact Farley John at 865-3128 or email [email protected].

Hampton Roads Green Building Council holds its “Learning Series Event: Rainwater Harvesting for WE Credits” from noon to 1:30 p.m. at Damuth Trane, 1100 Cavalier Blvd., Chesapeake. Cost is $20 for members, $35 for nonmembers and $40 for walk-ins. Contact Donna Wilgus at [email protected].

MAY 16WEDNESDAY“Educational Roundtable:

Williamsburg” presented by Retail Alliance from 8:30 to 9:30 a.m. at Town Management, 4801 Courthouse St., Suite 128. Topic is mobile payments. Contact Sarah Kingsley at 455-9324 or email [email protected].

National Association of Women Business Owners holds its meeting from 5:30 to 8 p.m. at Town Point Club, 101 W. Main St., Norfolk. For more info, contact Maggie Ruch at 582-2502, email [email protected] or visit nawboseva.org.

MAY 16 & 19WED & SAT

Workshop for those interested in working with individuals with disabilities hosted by The Virginia Beach Human Services Department on May 16 from 6:30 to 9 p.m. and May 19 from 10 a.m. to noon at Bow Creek Recreation Center, 3425 Clubhouse Road, Virginia Beach. Call Cynthia Buckler at 385-0602 by May 14.

MAY 17THURSDAYThe Isle of Wight-Smithfield-

Windsor Chamber of Commerce announces a representative from the Small Business Development Center of Hampton Roads will meet with business owners and prospective business owners on a one-on-one basis at the Chamber of Commerce office. Contact Lori White at 357-3502.

CALeNDAR

HOW TO SUBMIT ITEMS Calendar is a listing of events in the business community. We will publish items as space permits. Visit us at www.insidebiz.com. Send itemsto Inside Business, 150 W. Brambleton Ave., Norfolk, VA 23510 or [email protected].

PHOTO CREDIT

CIVIL WAR AUTHOR TO SPEAK Fort Monroe in Hampton will host New York Times best-selling author Adam Goodheart on Thursday, May 24, at 7 p.m. in its 400-seat historic theater at 42 Tidball Road, for an informal discussion on the Civil War. Goodheart wrote “1861: The Civil War Awakening.” Don Roberts, WAVY TV 10 morning news anchor and author, will host Goodheart in an interview format. For more information, contact Phyllis Terrell at 251-2754 or email [email protected].

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“How to Win DoD SBIR/STTR Awards” presented by Technology Hampton Roads from 8:30 a.m. to 5:30 p.m. at Ramada on the Beach, 615 Atlantic Ave., Virginia Beach. Cost is $90 per person for Virginia based technology firms and $175 per person for non-Virginia based technology firms. Contact Robert Brooke at [email protected].

Women’s Transportation Seminar’s Second Annual Transportation Reception takes place from 6 to 8 p.m. at the Town Point Club in downtown Norfolk’s World Trade Center. Speakers Sean T. Connaughton, Virginia’s secretary of transportation, and Greg A. Whirley, Virginia commissioner of transportation, will address transportation in Hampton Roads. There will be a silent auction to benefit the WTS Scholarship Fund. Contact Claudette Twichell at [email protected].

Children’s Harbor hosts the “11th Annual Safe Harbor Awards & Silent Auction” at 6 p.m. at Norfolk Plaza Hotel. Cost is $50. Contact Sandra Norfleet at 397-2981 or email [email protected].

Dale Carnegie’s 100th Anniversary Workshop “How to Win Friends and Influence People in the Digital Age” held from 6:30 to 7:30 p.m. at Mount Trashmore Family YMCA, 4441 South Blvd., Virginia Beach. Contact Paul Ariola at 490-1611.

MAY 18FRIDAYNational Speakers Association

of Virginia presents “Negotiate and Read Body Language: How to Negotiate to Get What You Want” from 8 a.m. to noon at Crowne Plaza Williamsburg at Fort Magruder, 6945 Pocahontas Trail, Williamsburg. Visit www.nsavirginia.org.

MAY 19SATURDAYJefferson Lab holds open

house from 9 a.m. to 3 p.m. at Department of Energy’s Jefferson Lab in Newport News. Free admission and parking. For more info, visit https://www.jlab.org/openhouse or call 269-7100.

“11th Annual Virginia Beer Festival” presented by Norfolk Festevents and Virginia Arts Festival from 2 to 6 p.m. at Norfolk’s Town Point in downtown Norfolk. For more info, visit www.festevents.org.

Dream Catcher’s at the Cori Sikich Therapeutic Riding Center in Williamsburg will host its annual “Bridles & Bow Ties” fundraiser at 5:30 p.m. and will include a riding demonstration, seated dinner by The Catering Co. and live auction. Tickets are $100 and can be purchased online at www.dreamcatcherswilliamsburg.org. Call 566-1775.

“Retailer of the Year” presented by Retail Alliance from 6:30 to 10 p.m. at the Wells Theater, Norfolk. Contact Sarah Kingsley at 455-9324 or email [email protected].

MAY 19 & 20SAT & SUN 2nd Annual Run for the

Dream held in Colonial Williamsburg. Proceeds support Achievable Dream and Wounded Warriors. Registration is $50. Visit www.runforachievabledream.com.

Hope House Foundation presents 28th Annual Stockley Garden Springs Art Festival on May 19 from 10 a.m. to 6 p.m. and May 20 from noon to 6 p.m. The park is located on the corner of Stockley Gardens and Olney Road in Norfolk. For more info visit, www.stockleygardens.com.

MAY 22TUESDAYGo Red for Women Executive

Breakfast, a morning of networking, education and awareness on behalf of the American Heart Association, takes place from 8 to 9:30 a.m. at The Westin Virginia Beach Town Center, 4535

Commerce St., Virginia Beach. RSVP by May 15 for this complimentary event. Call 628-2610 or email [email protected].

“Educational Roundtable: Hampton” presented by Retail Alliance from 8:30 to 9:30 a.m. at Virginia Company Bank, 2198 Coliseum Drive. Topic is credit card processing. Contact Sarah Kingsley at 455-9324 or email [email protected].

“Loss Prevention Luncheon” presented by Retail Alliance from 11:30 a.m. to 1 p.m. at Retail Alliance office, 838 Granby St., Norfolk. Contact Sarah Kingsley at 455-9324 or email [email protected].

2012 Hampton Roads Chamber Small Business of the Year Award will be held from noon to 2 p.m. at the Founders Inn & Spa, 5641 Indian River Road, Virginia Beach. To register for the luncheon, visit events.hamptonroadschamber.com or call 622-2312.

“Test Drive Sales Class” presented by The Van Syckle Group from 4:45 to 7 p.m. at Taylor Executive Center, 7421 Central Business Park Drive, Suite 105A, Norfolk. Cost is $39 before May 8th. Call 737-8587 or visit www.vansycklegroup.com.

MAY 23WEDNESDAYHampton Roads PRSA Pinnacle

Awards luncheon takes place from 11:30 a.m. to 1:30 p.m. at Town Center City Club, Virginia Beach. Cost is $35 for members and $45 for nonmembers. Register at

www.prsahr.org.

The Isle of Wight-Smithfield-Windsor Chamber of Commerce holds its “Business After Hours” networking event from 5:30 to 7 p.m. at Bridgewater at Eagle Harbor, 1503 Broad Water Arch, Carrollton. No fee and open to nonmembers. Call 357-3502 or email [email protected].

MAY 24THURSDAY“Educational Roundtable:

Virginia Beach” presented by Retail Alliance from 8:30 to 9:30 a.m. at The Full Cup, 1860 Laskin Road. Topic is business insurance. Contact Sarah Kingsley at 455-9324 or email [email protected].

Hampton Roads Small Business Development Center presents “Social Media and Your Business Growth” from 9 a.m. to noon at Peninsula Workforce Development Center, 600 Butler Farm Road, Hampton. Cost is $20 pre-registration or $25 at the door. Register at www.hrsbdc.org or contact Farley John at 865-3128 or email [email protected].

MAY 25FRIDAYSenior Services of Southeastern

Virginia hosts “New to Medicare” informational and assistance session from 1 to 3 p.m. at Senior Services of Southeastern Virginia Education Center, 6350 Center Drive, Building 5, Room 115, Norfolk. Contact Jim Hutchinson or Marcellus Heath at 461-9481.

MAY 31THURSDAY“Selling for Results” presented

by The Van Syckle Group from 8:15 to 10:30 a.m. at Taylor Executive Center, 7421 Central Business Park Drive, Suite 105A, Norfolk. Call 737-8587 or visit www.vansycklegroup.com.

JUNE 5 & 6TUES & WED

The 4th Annual Historic Triangle Conference Crimes Against Women will be held at Crown Plaza in Williamsburg. Cost is $95. For more info and to register, visit http://www.yorkcounty.gov/Default.aspx?tabid=7514.

JUNE 7, 14, 21 & 28THURSDAYHampton Roads Small Business

Development Center presents “Government Contacting Series” from 9 a.m. to noon at Peninsula Workforce Development Center, 600 Butler Farm Road, Hampton. The cost of the SWAM workshop on June 7th is $20. Each other workshop are $20. Register at www.hrsbdc.org or contact Farley John at 865-3128 or email [email protected].

JUNE 16SATURDAY

Senior Services of Southeastern Virginia hosts “New to Medicare” informational and assistance session from 9 to 11 a.m. at Senior Services of Southeastern Virginia Education Center, 6350 Center Drive, Building 5, Room 115, Norfolk. Contact Jim Hutchinson or Marcellus Heath at 461-9481.

JUNE 28THURSDAY

LEAD Hampton Roads presents “Conversations with Leaders” featuring Teresa Sullivan, president of University of Virginia at 7:45 a.m. at Town Point Club. Cost is $20 for LHR alumni member, $25 for LHR graduate and $30 for LHR guest. Call 664-2516.

JULY 20FRIDAYSenior Services of Southeastern

Virginia hosts “New to Medicare” informational and assistance session from 9 to 11 a.m. at Senior Services of Southeastern Virginia Education Center, 6350 Center Drive, Building 5, Room 115, Norfolk. Contact Jim Hutchinson or Marcellus Heath at 461-9481.

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COURTESY PHOTO

DOG SHOW IS BACK The Virginia Memorial Day Cluster All-Breed Dog Show returns to the Hampton Roads Convention Center May 25-28. Event includes obedience trials, AKC Rally, vendors and more. For more info, call 775-5144 or visit www.langleykennelclub.org or www.gloucesterkennelclub.com.

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Academics

Felicia Blow APR has been named vice president for institutional ad-

vancement for Paul D. Camp Community Col-lege in Franklin.

Prior to join-ing the school, Blow worked at the Southeastern Public Service Authority for nearly 19 years.

She was director of public relations and marketing. More recently, she was director of public affairs at Cox Communications.

Her knowledge and experience include the following areas: philan-thropy and development; media re-lations; environmental education; crisis response and communica-tions; strategic planning; employ-ee communications; community en-gagement; social media; and events management.

Blow has served with several or-ganizations including Franklin-Southampton Economic Develop-ment Inc.; National Public Relations Society of America’s Audit Com-mittee; Urban League of Greater Hampton Roads Board of Directors; USO of Hampton Roads and Cen-tral Virginia Board of Directors; and Virginia Peninsula Chamber of Commerce Board of Directors.

In addition, she is past chair and former member of the PDCCC Lo-cal College Board. Blow also has completed training and certifica-tions from the Cox Communications Executive Foundation Leadership Program; Leading, Education and Development (LEAD) program at the Weldon Cooper Center for Pub-lic Service at University of Virgin-ia; the Leadership Hampton Roads Program at the Hampton Roads Chamber of Commerce; and she re-ceived her accreditation in public relations certification from PRSA.

Blow graduated with a bachelor’s degree in mass media arts from Hampton University. She graduat-ed with a master’s degree in busi-ness administration from Strayer University.

OperaPeter Mark, former artistic direc-

tor of the Virginia Opera, has been named artistic director emeritus of the company. Mark served as ar-tistic director, music director and principal conductor of Virginia Op-era from 1975, shortly following

Virginia Opera’s founding, until No-vember 2010. He also served as the opera’s first general director from 1975 until 2000.

Architecture & engineering

Ashley Van Hoose has been pro-moted to director of business devel-

opment and mar-keting at WPL Site Design. Van Hoose previous-ly was market-ing coordina-tor at the Virgin-ia Beach-based firm. She has sev-en years of mar-keting and adver-

tising experience with specialties in business development, social media management, project coordination, and client relations.

Technology Frank Byrum has been named

chief technology officer of The BOSH Group in Newport News.

Byrum will le-verage his career in technology de-velopment and software engi-neering to formu-late and oversee implementation of TBG’s long-

term technological strategy as mar-kets for unmanned system technol-ogy expand.

Syntactical of Norfolk made the following announcements:

Kelley Matthews has been ap-pointed technical lead for the En-

terprise Perfor-mance Manage-ment business in-telligence proj-ect with the U.S. Navy. Matthews has more than 20 years of expe-rience in archi-tecture and proj-ect management,

and has worked on previous busi-ness intelligence projects with her former employers such as Oracle, Capital One Financial, and Dataline.

Iz’ya Yusufov has been appoint-ed the database and Cognos devel-oper on the EPM business intelli-gence project with the Navy. An ASP.NET, SQL server and certified

Cognos author, Yusufov has more than 15 years of experience work-ing on transactional and web-based solutions.

Jonathan Bowman has been ap-pointed the User Experience De-signer for the EPM business intel-ligence project with the Navy, as well as for independent products marketed by the company. Bow-man has more than 11 years of de-sign experience in graphic design, conceptualization, branding and identity.

Advertising & marketing

Svetlana Gotra, graphic design-er, has joined the art department

at Howell Cre-ative Group in Williamsburg. Gotra, original-ly from Russia, holds a degree in visual com-munication from Northern Illinois University.

Real estateDivaris Real Estate Inc. made the

following announcements:Eric Bucklew was promoted to the

position of vice president in the Vir-ginia Beach headquarters of DRE. Bucklew is a general broker for the company throughout Hampton Roads and Florida.

Krista Costa was promoted to the position of vice president in the Vir-ginia Beach headquarters. Cos-ta handles corporate services ac-counts throughout North America.

Erica Meekins was promoted to the position of vice president in the Virginia Beach headquarters. Meekins specializes in pre-devel-opment and leasing services for mixed-use and lifestyle projects na-tionwide.

Carlotta Lilly was named property manager for Town Center of Virgin-ia Beach.

Melody Almonte was promoted to assistant property manager for

Town Center of Virginia Beach. Peggy Hernandez was made assis-

tant property manager at the Wash-ington, D.C., office.

Awards & honorsJohn Edwards, editor and pub-

lisher of The Smithfield Times, has been named the winner of the Vir-ginia Press Association’s 25th annu-al D. Lathan Mims Award for Edito-rial Leadership in the Community. Edwards has won the Mims award four times.

Darren Schultz, president of Copi-co in Suffolk, received the top man-agement award from CPrint Inter-national as the printer who demon-strated the most significant positive changes in their company over the past six months.

The Downtown Norfolk Coun-cil announced award recipients for 2012:

Randy Wright, former city coun-cilman, has been named 2012 Down-towner of the Year. Wright was the architect or strong supporter of several programs that have made a positive impact on downtown. He was instrumental in the city of Nor-folk adopting a tax abatement pro-gram for older properties citywide and this program has been used ex-tensively in downtown. In addition, Wright was instrumental in bring-ing the USS Wisconsin to downtown Norfolk. He has been a strong sup-porter of MacArthur Center and the Special Services District and has been the champion for the highly successful Tide light rail system.

Thom White of Work Program Architects received the 2012 Roy Badgley Distinguished Service Award. White has donated hours of professional services to help bring The Plot to reality.

Dr. John Harrington, a pediatrician and director of CHKD’s Gener-al Academic Pe-diatrics, has been named a Cen-ters for Disease Control Cham-pion for his ef-forts to promote vaccination. The award recog-

nizes Harrington’s efforts as “go-ing above and beyond to promote or foster childhood immunizations” in his community. Harrington, who is also an associate professor at East-ern Virginia Medical School, notes that General Academic Pediatrics stresses to future pediatricians, pe-diatric residents and medical stu-dents the importance of immuni-zations. He recently conducted re-search, published in Pediatrics, on ways to reduce the pain of immu-nization. In his role , Harrington makes a special effort to empha-size to parents that there is no ev-idence that immunizations can cause autism.

Blow

Van Hoose

Yusufov

Byrum

Bowman

Gotra

Matthews

PeOPLeCHANGeS

HOW TO SUBMIT ITEMS PEOPLE CHANGES is a bulletin of promotions and career advancement. Submit important news involving the people who run your businessor organization to Inside Business, 150 W. Brambleton Ave., Norfolk, VA 23510 or [email protected].

Harrington

Page 44: Power Issue Top 75 Hampton Roads May 2012 Inside Business

44 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

PUBLIC ReCORDS Chesapeake

Aries Transport Service Inc.

Steve Johnson310 Fairfax TerraceChesapeake 23320

Bayside Financial Group Inc.

Robert Messer305 Croft CrossingChesapeake 23320

Denbren Trucking Co. Inc.Dennis Fleming1128 Ivystone Square, #AChesapeake 23320

Express Lawn Care Service Inc.

Sandy L. Smith536 Longdale CrescentChesapeake 23325

Headway Handyman Services Inc.

Tony D. Tyler1069 Kempsville RoadChesapeake 23320

Knuckles ‘N’ Knots Massage Inc.

Lisa Denae Cassidy1580 Crossways Blvd.,

Suite 104Chesapeake 23320

MCRCMP Inc.Carol Gene McCann703 Winston TerraceChesapeake 23323

Revelations ChurchJonathan R. Cash72 Pebble QuayChesapeake 23320

Gloucester

C & C Exhaust & Auto Repair Inc.

David R. Conner4618 Hermitage LaneGloucester 23061

Hampton

Data-Tronix Inc.Marvin Jackson406 Aberdeen RoadHampton 23661

DCC Millenium Holdings Inc.

Jacqueline Davis Clairborne

51 Rotherham LaneHampton 23666

MKS CPA Inc.Stephen L. Grobel122 E. Pembroke Ave.Hampton 23669

New China Hampton Inc.Qing Chen69 N. Mallory St.Hampton 23663

Om Sai Nath Inc.Alkaben Patel11 Kilverstone WayHampton 23669

Newport News

Oriental Spa Inc.Jainbo Zhen1405 Kiln Creek Pkwy.,

#HNewport News 23302

V.A. Fish S. Corp.Hye Mi Lee14353 Warwick Blvd.Newport News 23602

1st Virginia Property Management Inc.

James R. Corbett606 A Thimble Shoals

Blvd., Suite 3Newport News 23606

1st Virginia Commerical Inc.

James R. Corbett606 A Thimble Shoals

Blvd., Suite 3Newport News 23606

1st Virginia Auctioneers Inc.

James R. Corbett606 A Thimble Shoals

Blvd., Suite 3Newport News 23606

1st Virginia Realtors Inc.James R. Corbett606 A Thimble Shoals

Blvd., Suite 3Newport News 23606

Norfolk

Associates in Facilities Products Inc.

J. Jeffrey Tinkham500 East Main St., Suite

1210Norfolk 23510

Bike Norfolk Inc.Brian Wilson328 Fairfax Ave.Norfolk 23507

Boogie Man Express Inc.Jeremy Wilkins818 East 29th St.Norfolk 23504

Celebrity CyclingDaniel Netzer3811 Columbus Ave.Norfolk 23504

CNC East Inc.Charles W. Best IIIP.O. Box 3397Norfolk 23514

Cook Enterprise Inc.Cecil Cook3358 Military Hwy.Norfolk 23518

Free at Last Ministries Inc.

Brenda Floyd1420 Gabriel DriveNorfolk 23502

Invinceable Adams Inc.Vincent Adams5601 E. Virginia Beach

Blvd.Norfolk 23502

Kodiak Ventures Inc.Randy Schonk3675 Foxwell DriveNorfolk 23502

Lundberg Inc.Michael B. Hamar520 W. 21st St., Suite JNorfolk 23517

Pearlmond Corp.Yong Hwan Yi421 Bank St., #306DNorfolk 23510

Suntat Inc.Normida R. Meredith2132 Barbara DriveNorfolk 23518

Sam Whiskey Manager Corp.

Howard E. Gordon1700 Dominion TowerNorfolk 23510

The Kelly Valentine Memorial Fund

Richard C. Mapp III150 W. Main St., Suite

2100Norfolk 23514

Portsmouth

Johnathan David Inc.David L. Hutercherson3613 Greenwood DrivePortsmouth 23701

Lea Entertainment Corp.Larry Eugene Askew5 Belafonte CourtPortsmouth 23701

3 Diseases Project Inc.Barbara Tuck Lovell253 Hatton St.Portsmouth 23704

Suffolk

Nansemond River Pony Baseball League Inc.

Myra McCarthy120 Brittany LaneSuffolk 23435

Plaid Hatter Inc.Jeanette L. Ojeda705 W. Washington St.Suffolk 23434

Virginia Beach

All About Kids Thrift Store Inc.

Justina Renea Green700 Hampshire Place,

#203Virginia Beach 23462

AVM Group Inc.Valerie L. Holzshu956 Iron Bridge Drive,Virginia Beach 23462

Bare Creek Contracting Inc.

James W. Farrington3629 Royal Palm ArchVirginia Beach 23452

Brown Dog Ventures Inc.Northwest Registered

Agent LLC4445 Corporation Lane,

Suite 264Virginia Beach 23462

Chemoil Global Marine Inc.

Klaus-Werner Damm760 Lynnhaven Pkwy.,

Suite 140Virginia Beach 23452

Cliff’s Cargo Carriers Inc.Clifton Lovell Howell5908 Thurston Ave.Virginia Beach 23455

Condo Plex Inc.Larry R. Hale3213 Ashaway RoadVirginia Beach 23452

Concrete Dean and Co.Dean A. Dayton Jr.213 Paladin DriveVirginia Beach 23452

Drescher-Speckhart PCCullen Ann Drescher

Speckhart1208 Smith Cove Circle

Virginia Beach 23455

DL Living Inc.Leighton Oteni Thompson705 Wagons WayVirginia Beach 23462

E-N-E Photography Inc.Erin Clark1005 Alcon CourtVirginia Beach 23456

Environmental Building Services Inc.

Tim Harrell3322 Diana Lee CourtVirginia Beach 23452

Force Congress to Balance the Budget Inc.

Charles D. Pittman Jr. & Associates PC

712 Hillingdon CourtVirginia Beach 23462

Growing Essentials Preschool

Kevin Boddie600 Independence Blvd.Virginia Beach 23452

Heather Berlin Richardson PC

John W. Richardson2101 Parks Ave., Suite 700Virginia Beach 23451

James Davis MinistriesEarle H. Davis5477 Clubhead RoadVirginia Beach 23455

Manila Bay Restaurant Lounge Inc.

Marie C. Stewart4221 Pleasant Valley

Road, #122Virginia Beach 23464

Masters Cleaning Inc.Mikhail Savin4129 Laurel Green CircleVirginia Beach 23456

MTB Cancer Foundation Inc.

Charles D. Pittman Jr. & Associates PC

712 Hillingdon CourtVirginia Beach 23462

Neurowaves Balanced Brain Center Inc.

Lesa Leiden762 Independence Blvd.,

Suite 100CVirginia Beach 23455

Paternity Lab Center Inc.Kip Charles4445 Corporation Lane,

Suite 262Virginia Beach 23462

Pony Trucking Co. Inc.Ponciano Mendoza1813 Clearbrook LaneVirginia Beach 23464

Rycor Inc.Harry W. Jernigan III258 N. Witchduck Road,

Suite CVirginia Beach 23462

Sisters Sowing SeedsRosena T. Johnson3829 River Oak CircleVirginia Beach 23456

Smith Masonry Inc.Pamela Smith1713 Creekstone CourtVirginia Beach 23456

Springer Security Inc.Ian Springer2321 Purple Martin LaneVirginia Beach 23455

Tapatio Great Neck Inc.Jose Ledezma2217 Vadito WayVirginia Beach 23456

We Scoop-N-Walk Foundation Inc.

Christopher L. Graff4912 Athens Blvd.Virginia Beach 23455

3 G Construction Inc.Michael Wayne Price780 Lynnhaven Pkwy.,

Suite 450Virginia Beach 23452

PNI Group Inc.Corporate Creations

Network Inc.4445 Corporation Lane,

2nd FloorVirginia Beach 23462

Smith-Gray Electric Co.Northwest Registered

Agent LLC4445 Corporation Lane,

Suite 264Virginia Beach 23462

Williamsburg

American Treatment Center

Richard A. Campana312 Second St.Williamsburg 23185

Business Development Group Inc.

Mark E. Gottfried109 William ClairborneWilliamsburg 23185

M & M Pond and Garden Inc.

J. Stephen Roberts Sr.905 Richmond RoadWilliamsburg 23185

Yorktown

Acumen Services Inc.Rebecca A. Dirmeyer404 St. Clair Circle, #FYorktown 23693

Eagles Wings Ministry of Faith Inc.

Garcia R. Johnson3301 Hampton Hwy.,

Suite FYorktown 23693

MBST Inc.Anthony Duncan100 Burnt RunYorktown 23692

Yorktown Poquoson Truth Media Inc.

Michael Bruce Ware4000 George Washington

Memorial Hwy.Yorktown 23692

– COMPILED BY LAKESHIA ARTIS

NEW CORPORATIONS

PATENTS

Patent 8,155,794System and method for control of

aeroelasticity effects

A system is provided for control of a structure immersed in a fluid flow regime. The system comprises a plurality of flow sensors disposed on a surface of the structure, the flow sensors including at least one flow bifurcation point sensor. The system further comprises at least one structural sensor attached to the structure for measurement of a structural parameter. A data processor in communication with the flow sensors and the at least one structural sensor is configured for processing the data signals and for generating and transmitting one or more actuator command signals to effect a desired flow and structural state for the structure. The system also comprises at least one actuator in communication with the data processor. Each of the at least one

actuator is configured for effecting, in response to an actuator command signal, one of the set consisting of a structural deformation in at least a portion of the structure, a change in configuration of a control surface of the structure and an operational change in a flow control device embedded in the structure.

Inventors Arun S. Mangalam (Williamsburg), Siva M. Mangalam (Williamsburg)

Assignee Tao of Systems Integration, Inc. (Hampton)

Patent 8,153,240Carbon nanostructures and methods of

making and using the same

Carbon nanoflakes, methods of making the nanoflakes and applications of the carbon nanoflakes are provided. In some embodiments, the carbon nanoflakes are carbon nanosheets,

which are less than 2 nm thick. The carbon nanoflakes may be made using RF-PECVD. Carbon nanoflakes may be useful as field emitters, for hydrogen storage applications, for sensors, and as catalyst supports.

Inventors Jianjun Wang (Williamsburg), Mingyao Zhu (Williamsburg), Brian C. Holloway (Williamsburg), Ronald A. Outlaw (Williamsburg), Dennis M. Manos (Williamsburg), Xin Zhao (Williamsburg)

Assignee College of William and Mary (Williamsburg)

Patent 8,153,406Microorganism

A microorganism which is Rhodococcus rhodochrous strain NCIMB 41164 or a mutant thereof. A method of culturing the microorganism in a culture medium comprising urea or urea derivative is claimed. A nitrile hydratase obtainable

from the microorganism is claimed. Also claimed is a process of preparing an amide from the corresponding nitrile wherein the nitrile is subjected to a hydration reaction in an aqueous medium in the presence of a biocatalyst selected from the group consisting of a microorganism which is a Rhodococcus rhodochrous strain NCIMB 41164, a mutant thereof and a nitrile hydratase obtainable from Rhodococcus rhodochrous strain NCIMB 41164 or a mutant thereof. Also claimed is a method of storing the Rhodococcus rhodochrous NCIMB 41164.

Inventors Jonathan Hughes (Huddersfield, Great Britain), Yvonne Armitage (Holmfirth, Great Britain), Jatinder Kullar (Bradford, Great Britain), Stuart Greenhalgh (Smithfield)

Assignee Ciba Specialty Chemicals Water Treatments Ltd. (West Yorkshire, Bradford, Great Britain)

Page 45: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 45

Accomack County Trevor Lamont Brown and Lakeisa Bailey

Brown 7Thomas C Pruitt Jr. 7Sheri Dunn 7Patricia A. Ayers 7Kishima Yasheka Johnson 7Barbara DiPaula 7

Chesapeake Wendy B. Morris 7Bronwyn Rose Turner 7Michael James Hilton Jr. and Sheana

Amanda Hilton 7Sophia Leonie Bigbie 7Faith Denita Peele 7Kevin Anthony Hinton 7Charline Vanessa Walton 7David Allyn Sage Sr. and Norma Muriel

Sage 7Faye Lynette Miles McGrath 7Shantell Shinell Russell 7James Patrick Fultz and Angela Jayne Fultz 7Caprice LaShay Copeland 7Robin Gail Pendergrass 7Lawrence C. Boor and Sandra J. Fletcher 7Maxie Outen 7Lovell Dominic Davis 7Ronald Brian Kelch 7Angela Simone Mitchell 7Theresa Barbini Robinson 7Ryan Christopher Poage 7Frank Emilio Salabarria 7Precious Putrice Kearney 7Walter A. Ricks 7Reaco Coley Boyd 7Marcus Timothy Gregory Sr. and Veronica

Diann Gregory 7David Cary Johnson 7Patricia Bennett 7Shannon Lynn Vinson 7Michael David Uncapher 7Lynette Anita Snowden 7Darvie Dawn Leao 7Akira Shanai Bond 7Albert Ray Rouson Jr. and Tonya De Neige

Rouson 7Lashelle Privott Welch 7Amy Jones Mabe 7Elaine Elizabeth Baugham 7Christy Henry 7Clyde William Price 7Angel Michelle Burton 7Katina Patrick 7Matthew Strapko and Noelle Ostman 7Patricia F. Thompson 7John B. Fairchild Jr. and Karon M Fairchild 7Jeannene L. Perry 7Dimas Rodriguez Jr. 7Michele L. Gordon 7Donna Gale Foreman 7Richard B. Hodge and Donna D. Hodge 7Adam Mitchell Korab 7Janice Mae Middleton 7Geraldine W. Scott 7Eric Jermaine Boddie 7Lisa Jean Bridegam 7James Dewey Asbury Jr. 7Suzanne Pettyjohn Anderson 13Keith Douglas Lawrence 13Anthony Bruce Rodgers Sr. and Ada Darlene

Rodgers 13Andrew William Economou 13Gerald Lamont Harrell 13Willie James White Jr. and Christine Denise

White 13Dominic Clayton Goodwin and Melodie

Ruffin Goodwin 13Melissa Calvert Rodriguez 13Thomas Lee Long Jr. and Kimberly Mary

Long 13Michelle L. Williams 13Ruth Renee Bryant 13Diana K. Howard 13John Paul Trant and Becki Bryant Trant 13Larry Thomas Whitt 13Tamara Joyce Collins 13Shakare Jammal Ancrum and Sharday

Diana Ancrum 13Mardyess Delano Mangham 13Tony Maurice Davis 13Ann Hopewell Heyer 13Elise Gladys Horne 13Tiffany J. Morrison 13Kenneth Carl Dahlstrom and Cynthia Jane

Dahlstrom 13Mario Michael Bonello 13William C. Foreman 13

Franklin Kevin Michael Klewer and Michelle Diane

Klewer 7Terrance DaVonski Baker and Nickelle

Sherise Russell-Baker 7Henry Blunt 13

Gloucester County Montoya Ronsae Britt 7Angela Dawn Hall 7Paul Louis Knutson and Janiece Hudson

Knutson 7Christina Renee Peters 7William B. Swindeck 7Donna M. Lee 7Jessica Jane Hogge 7Evelyn Mae Anderson 7Doreen Elizabeth Granniss 7Contracting ASG LLC 7Robin Ann Morgan 7Robert Wayne Davis 7Melissa Smith Peacock 7John Richard Armstrong Jr. 13Kenneth Lamar Marsh Jr. and Laura Anne

Marsh 13Daniel H. Gay Sr. 13Concetta F. West 13Kenneth Ray Smith and Bette Carol Smith 13

Hampton Charles M. Monroe III and Shamika D.

Monroe 7Gary Allen Custis and Shelly Edwards

Custis 7Cheryl Denise Anthony 7Glen Alan Doyer Jr. 7Wilbert Page Scott Jr. 7T’Chaundryah Neyosha-denet Cooper 7Michael C. Everitt 7Nichole Anne Moore 7William E. Liberty Jr. 7Thomas Alexander Haynie and Kimberly

Anne Haynie 7Caroline Lorraine Cannon 7Kim L. Charlote 7Jeanette Lewis Robinson 7Patricia Coleman 7Julie Rosenda Evans 7Linda Hamlett Cook 7Elijah Jerel Deese 7Jeffrey Wayne Grant and Kyla Downey

Grant 7Sherell Lorraine Brown-McIntosh 7Nicole Faye Futrell 7Mary Louise Brand 7Moffitt Restoration Services Inc. 7Jennifer Rebecca Johnson 7Brandon D. McAllister and Cecilia Renee

McAllister 7Brandy Walden 7Rhonda L. Harris-Hicks 7Kenya Ratliff 7Tracy Elizabeth Nelson 7Darlene Rhames 7Latisha Vernae Hall 7Antonio D. Carson and Crystal L. Carson 7Jacqueline Illawenette Slade 7Amisha Sherri McNeill 7Janice Marie Phelps 7Lawrence Johnson and Linda Johnson 7Alysia Antionette Claiborne 7Shirelle E. Coleman 7Michael J. Wenzel Jr. and Jessica L. Gagnon-

Wenzel 7John Garrett Jr. and Tammie Justice 7Maria Antionette Hawkins 13Howard Ross Jones 13Felicia Gaye King-Barnum 13Arthur Dereck Bowens and Cindy Kay

Bowens 13Anthony Gerome Davis 13Marilyn Langford 13Alberto Arcia 13Donald William Harden and Mary Katherine

Harden 13Marsha Natalee Gayle 13Robert Anthony Camacho 13Glenn Tracey Allen and Donna Marple Allen

13Randy Todd Crowther and Patricia

Stanbrook Crowther 13Derrick Vernard Jones 13Hilme S. Nous and Samira A. Nous 13Danyelle Lassiter Saunders 13Nichole Raynae Brantley 13Judy Hamrick Ham 13William R. Hutchinson 13James Ray Church II and Tanya Renee

Church 13Lugene Marie McAlister 13Percy Alfred Mason Jr. and Phyllis Rene’

Mason 13Dorian G. Collins 13Christine Marie Townes 13

Isle of Wight County James Cephas Harrison Jr. 7David Jamal Lewis 7John David McNamara 7Timothy Thomas Goetz 7Deborah Douglas 13

Allison R Reynolds 13Kevin Paul Ayer and Katherine Jean Ayer 13

James City CountyMichael Frederick Bahner 7Brownie Wayne Garrett IV and Vickie Lynn

Garrett 7Elaine Brennan-Carlton 7Conor P. Taylor 7William Francis Owens 7Larry Raymond Davenport 7Manuel Antonio Garcia Jr. 7Harlee Ray Patrick and Sandi Marie Patrick

7William LaVancher 7Michelle Marie Taliaferro 7Raymond L. Gold 7Carolyn M. Kelly 13Bryan Neal McLaughlin 13Ilsa L. Greene 13

Newport NewsWilliam Howard Hood 7Randy Lorenzo Causey and La’Shonda

Rainell Causey 7Sandra Kemp Durant 7Debra Kay Roberts 7Frank R. Ramos 7Taneisha Shante Jones 7Valerie Yvette Artis-Pope 7Steven Michael Shepard 7Tionne Byrd 7Yumi Chon 7Aric Randolph Britton Sr. 7Lamont Wallace and Leslie Malette Lewis-

Wallace 7Keisha Janice Tucker 7Steven Roland McKay and LaShon Wyenette

McKay 7Tamara Latrice Bright 7Patricia Ann Nunn 7Aaron Kendrick Wyche 7Mary Elizabeth Oprisko 7Roger Antonio McLain 7Joyce Keyona Martin 7Flossie Callis Greene 7Leroy Porter and Jean Ann Porter 7Allison Louise Albert 7Demondo Dantilius Kindred and Tamara

Cox Kindred 7Thomas Drye 7Maurice Ivan Grant 7Ronald K. Portious and Creola A. Angus 7Rochelle Lynn Jones 7Melissa Darnelle Kressley 7Michael Duane Hill and Janet Aleta Hill 7Keun Taik Kim and Woo Kyung Yun 7Angela Michell Goodwin 7Carol Perry 7Frank Anthony Diodato II 7Rodnesha Shawntrese Hardy 7Antoine Edward Melvin 7Reginald Earley Sr. 7Elijah O. Giddens 7Ricky William Huber and Carol Ann Huber 7Richard W Yox Jr. 7Gail Elizabeth Jones 7Toni Marie Harris 7Edward B. Davis and Kathy T. Davis 7Chester Thomas Wright II and Crystal Gale

Wright 7Erica Nicole Nance 13Lisa R. Harris 13Wesley Bruce Pitt and Linda McCoy Pitt 13Jacqueline Rene McNew 13LaShunn Nichelle Francis 13Tara Holloway-Hughes 13Vicente Floriano Belmonte and Maria

Jesusa Obis Belmonte 13Michelle Renee Mason 13Avis A. Fraser-Williams 13Tammy Mae Bruno 13Jimmy Wayne Leonard and Nancy Rebecca

Leonard 13Timothy Rix Smith 13Alonzo Dennis Bartlett and April Nachelle

Cary 13Shenelle Nicole Spencer 13Joseph Elijah Spurling 13John A. Williams Jr. 13Arnold R. Banks 13Russell A. Johnson Jr. 13James Terrance Ford and Ilanda Yvonne

Ford 13LeVonda Ann Bell 13Thomas Mensah Addaquay and Grace Osei

Addaquay 13Mary Titcomb-Cotton 13Mark Charles Lenz 13

Norfolk Ricky Darnell Lowden 7Robert Clayton Callahan and Anna Croyle

Callahan 7

Aretha Simone Williams 7Linda Rose Gilchrist Jones 7Jonathan T. Beale and Carrie G. Beale 7Yvonne Helene Foreman 7Kimberly Bradley-Redmond 7Brandon Alexander Cain and Shanita

Glennette Blount-Cain 7Erica Ann Atkinson 7Moton Megail White 7Columbus Boone and Laura Elouise Boone 7Melanie C. Freeman 7Karen Romelle Brickhouse 7Natasha Michelle Joyce 7William Franklin Carter Jr. and Janet

Lorraine Carter 7Gwendolyn Avis Bailey 7Mary Louise Johnson 7Carolyn Marie Clark 7Harvey Gilbert Midgette Jr. and Diane P.

Midgette 7Jeanetta D. Freeman 7Richard Dwayne Adams and Carla Carita

Adams 7Humphrey Onginjo Ochieng 7Tanisha Kamier Lee 7Delcine K. Durham 7Jenny Lynn Cox 7Stephen Leron Edmonds and Betty Janelta

Edmonds 7Mary Ann Davidson 7Crystal K. Aldred 7Arlene Marie Granger 7Daniel Mapps Jr. and Shantal Kay Mapps 7Evette Elaine Ford 7Patricia Ann Simpson 7Evan Milburn Driggers Jr. 7Tameka Shereen Ford 7Marie Jane Clinger 7Lanora Pope-Picot 7Deidra Lynn Keyes 7Edward Roosevelt Moss II 7Ronell D. Douglas 7Thelma B. Harris 7Arthur P York and Melba L York 7Richard S. Wright 7Charlie D. Hinton and Sherene L. Jarrett 7Quinyon M. Davis and Lisa Barbara Marie

Davis 7Shannon Marie Sumter 7Brian L. Wiggins 7Pamela Decandas Griffin 7Michael Charles Clayton 7Lutfiye Gunes 7Roshawn Nicole Joynes 7Shyree Christan Johnson 7Terry Allen Burke 7Carolyn Anita Lewis 7David Rosales and Carey Marissa Rosales 7Samantha Lynn Brooks 7Steven A. Baublitz Jr. 7Aleem Codiza Adams 7Roy Allen Yobp 7James Ronald Losey 7Robert Andrew McMahan and Miranda Lynn

McMahan 13Rene Wills Lehr 13Wayne Carl Norton and Debbie Lynn Norton

13Tineaka S. Johnson 13John M. Tignor and Beth B. Tignor 13J. Kellie Y. Evans 13Jesse Ryan Gibson 13Angela M. French 13Catilia T. Riddick 13Carl Davino and Cheryl Lynn Davino 13Tom Karl Malone 13Rickey Evon Wilson and Eunice Yvonne

Wilson 13David Arthur Hinde 13Deborah Jeanette Hines 13Antonio Vondell Jackson and Heather

Michelle Jackson 13John E. Paige and Djuna H. Paige 13Arnold Medillian Vasquez Jr. 13Belinda Fay Parker 13Wallace Dean Brown and Melody Augustine

Brown 13Samantha Lin Baggett and James Allen

Baggett 13Farah Jones Burch 13Priscilla Michelle Newby 13

Northampton County Anthony Todd Stillman 7Denise L. Rivers 13Jean Antoinette Lassiter 13Stewart Todd Bauer and Tricia Potter Bauer

13Rickie Lee Sturgis and Rose Upshur Sturgis

13Dale T. Ballard, Jr. and Dorothy S. Ballard 13

Portsmouth James Barry Taylor and Sandra Pelham

Taylor 7Frank R. Morris Jr. 7Ron Christopher Bailey and Consuelo

Robinson-Bailey 7Robert Earl Freshwater Jr. and Jennifer

Brown Freshwater 7Donna Christine Wallace 7Erica Patrice Langley 7Fredrika Michele Winborne 7

Tomeka Latoya Thomas 7Tommy Lee Neathery 7Janet Ann Rodgers 7Guy A. Widlacki 7Francois Levell Mayfield 7Travis R. Mathena 7Angela Denise Copeland 7Michael A. Weaver 7Kena Denise Williams 7Ginnis Lynn Mobley 7DeSean Larmar Townsend and Timika

Monique Townsend 7Othelia Lafance Young 7Curley Johnson and Joyce Johnson 7Jennifer Elaine Holmes 7Latanya Ann Banks 7Joyce Ann Leary 7Sanita L. Elliott 7James Edward Hillary 7Anita Nicole Pitts 7Marvin Louis Skinner 7Kenneth Allen Stecher 7Joan Delores Overton Gilchrist 7David Allen Hall 7Kahe Infinite Rusan 7Gary Herbert Gup and Debra Cross Gup 13Barbara Ann Bass 13Marcus Crispin White and Sandra Elizabeth

White 13Grant Augustine Piotrowski and Margaret

Mary Piotrowski 13Joseph Francis Buckhannon 13Scott Olsen Masters 13Jason Andrew Eastridge and Shannon

Renee Eastridge 13Earnest Randolph Blanchard and Cynthia

Ann Blanchard 13Janine Brenette Hunter 13Andre Laman Warren and Salesha L.

Warren 13Cheryl Anne Patterson 13Richard Donald Herring Jr. 13Thomasine C. Flores 13Todd Dion Elliott 13Freddie Mason 13William Augustus Whitfield 13Joyce Benita Baker 13Jonathan D. Prescott 13Michael Dewayne Perry 13Desiree D. Williams 13Teresa Marie Caputo 13Leron Williams and Sasha Devon Williams 13Gregory Henry Thomas and Brenda Patricia

Thomas 13

Southampton CountyGil Tryvai Boney 7Carolyn Yvette Mackey-Perry 7James Edward Shamlee Sr. and Jacqueline

Rodgers Shamlee 7Joshua Michael Downing 7Latoya Lakesha Adkins 7Annette Turner Ricks 13Eleanor Turner Best 13

Suffolk Gregory Douglas Peebles and Clarice Nicole

Peebles 7Teresa Ann Parker 7Loretta Council Felgentreu 7David Warren Gibson and Norma Whitby

Gibson 7Darren L. Piper 7Lonnie Randoph Perry 7Ian Jacob Bradshaw and Erika Renee

Bradshaw 7Shakisha Danyell Nottingham-Jackson 7Gregory Louis Shepherd 7Myrna Joy White 7Michael Edward McClain 7Audrey Gwen Johnson 7Karen Kay Quick 7George Harl Smith and Melanie Celeste

Smith 7Jamal Melique Smith and Eryka Keila Smith

7Tracy Michelle Powell 7Sally Ann Smith 7Cara Nichole Byrd 7Dora E. Teal 7Leroy Malette Jr. and Joyce Elaine Malette 7Jobena Renee Davis-Lyons 11Robert Allen Daniel and Kristi Lynn Daniel 13Melanie Northam Stith 13James K. Lee and Evelyn L. Lee 13Terrance Dante Johnson Sr. and Annette

Copeland Johnson 13Horace Ray Davis and Sandra Dee Davis 13Wilbur E. McDonald Jr. and Marian

McDonald 13Darryle L. Smith Sr. 13Stevie Larnell Green and Shaniqua

Massenberg-Green 13Walker Ladon Dykes 13Janice W. Holland 13Jerome C. Jackson and Maisha T. Jackson 13Richard Charles Patterson and Lelia Aqulia

Patterson 13Margarita Alston Clark 13Anthony Ruzell Parker Jr. and Demetrice

Lanet Parker 13Juan Carlos Anderson 13

BANKRUPTCY FILINGSFiled in U.S. Bankruptcy Court March 24-April 20, 2012

Page 46: Power Issue Top 75 Hampton Roads May 2012 Inside Business

46 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

You’re feeling a little like a warrior.

Every day, it’s another bat-tle. You’ve got your fierce-face on and yes, you win most times but combat takes a lot out of you. Still, your doctor has your back, and there’s no way you’re giving up this fight with cancer.

But what if your weapons gained power, mid-skirmish? What if you could bring a whole arsenal to do battle with the disease? In the new book “Beyond the Magic Bul-let: The Anti-Cancer Cock-tail” by Raymond Chang MD, you’ll find out how.

More than 40 years ago, the National Cancer Act declared “war” on one of the most dreaded diseases known. In the past four de-cades, we’ve learned a lot about cancer, but we still can’t completely cure it.

What complicates things for researchers is that there is no one cancer – there are more than 100 distinct ones –

and each can mutate differ-ently, depending on the pa-tient. Therefore, since there is no singular cancer, there is no singular treatment.

“Simply put,” says Chang, “the current strategy and standards for treating can-cer are inadequate.”

He points out that there are four basic common treat-ments for cancer now – ra-diation, chemotherapy, sur-gery and hormone therapy – but these treatments alone are not working well enough. He advocates a “cocktail” to attack the disease.

What would happen, he says, if two or more “special-ized cancer therapies” are added to a “classic” treat-ment? Or how might East-ern medicine help kill can-cer cells if used in conjunc-tion with Western medicine? Many cancer treatments are ministered one at a time; what would happen if several methods were used simulta-neously to “achieve the crit-

ical mass needed to reverse the tide”?

We know the latter course of action works with HIV; why not with cancer?

Chang says that you may already be consuming foods and medicines that could en-hance treatment; many off-label medicines do double-duty. Conversely, you may need to embrace a macrobi-otic diet and eliminate artifi-cial ingredients or processed foods while under a physi-cian’s care.

Find the right doctors to work with you and to tailor your treatment, Chang says. Become informed. Set goals and use conventional medi-cine “as a backbone.” And be sure your entire plan is evi-dence-based and “synergis-tic,” not “antagonistic.”

When a doctor says the C-word to someone, it’s natu-ral that they panic and think the worst. If it’s happened to you, though, take a deep breath. Then take a look at this book.

Though there’s a lot of medico-speak here – which can be a bit confusing – “Be-yond the Magic Bullet” oth-erwise makes a lot of sense.

Chang advocates some-thing radically different, his words are soothing and reas-suring, and it’s empowering for patients to take the can-cer-bull by the horns.

But will Chang’s methods work?

I couldn’t say, but I do think that this is a great book to take with you next time you see your oncologist, and ask.

For you, “Beyond the Mag-ic Bullet” may be the weap-on you need for a fighting chance at survival.

Terri Schlich-enmeyer is the owner of The Bookworm Sez LLC, which is based in La-Crosse, Wis. She can be reached via e-mail at the [email protected].

» REVIEWS BY TERRI SCHLICHENMEYER

BOOKS Beyond the Magic Bullet: The Anti-Cancer CocktailRaymond Chang MD, Square One Publishers, 190 pages, includes appendices and index

Your boss can be such a ty-rant.

He makes you labor ex-tra hours; in fact, he thinks it’s natural that work has consumed your life. She’s a workaholic and believes you are, too. He’s obsessed with the biz, hopes you’re the same and by the way, he’s your spouse, so now what?

How does one survive when half of a marriage em-braces entrepreneurship but that half isn’t you? What do you do when you didn’t sign on for workaholism? Find out by reading “For Better or For Work” by Meg Cadoux Hirsh-berg.

Your spouse has a dream of being his own boss. He’s filled out reams of paper-work, commandeered a cor-ner of the basement, and quit his “day job” to throw him-self into the endeavor. This, of course, affects you, your family and your bank-book, not necessarily in that order.

So when an “entrepreneur-

ial business sucks the entire family into its vortex” and credit cards are maxed on something you fear may fail, how do you cope? How can you trust, remain supportive and keep the faith?

First of all, says Hirshberg, expect challenges. Business-es, like babies, need constant nurturing – although proba-bly for a longer time. Work and home will overlap – es-pecially if you work for the biz, too – and you’ll have dis-agreements, but remember that there are “no don’t-go-to-bed-angry policies” in your new HR manual.

Always, always communi-cate. Decide how much stress you can both tolerate, and how much risk. Where will the money come from, and are you prepared to ask rela-tives – a whole ‘nother stress-source – for funds?

Be willing to set limits. While it’ll be impossible to avoid bringing work home, non-work activities are im-

portant, too. Continue to fair-ly divvy up childcare and household chores; know when to dumb down the smart-phone; and if yours is a home-based business, remember that the kids live there, too.

Finally, says Hirshberg, be prepared for surprises. Don’t hide resentments. Watch for fissures in the marriage and talk things out. Sketch out a dissolution plan, even if you’re not thinking along those lines, because it’s “easy

to fall in love with” an entre-preneur and just as easy to fall out.

If ever there’s been a must-read for starting a business, this one’s it – but if you’re the starter, “For Better or For Work” is not for you.

Using interviews and her own experiences as the wife of a business-builder, Hirsh-berg shows a keen under-standing of what a spouse goes through when married to an entrepreneur.

What’s really great is that Hirshberg “tried to examine every major area where en-trepreneurship and domes-tic life intersect” and in do-ing so, she gives non-entre-preneurial spouses food for thought and ways to steel themselves for what’s surely to come.

That’s beneficial beyond belief.

This book is honest, it’s filled with examples, it has talking points at the end of each chapter and if you’ve hitched your star to a future business star, then you abso-lutely need it.

For richer and for poorer, “For Better or For Work” can only help.

For Better or For WorkMeg Cadoux Hirshberg, Inc. Original, 254 pages

A

AA

AAAAAA

Page 47: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 47

Our nation’s aging workforce is increasingly on the minds of any-one who owns or manages a busi-ness where planning for the fu-ture means taking a serious look at what we call “aging in place.” The term is also used for seniors who want to remain in their homes

throughout their lifetime rather than transition to a retirement op-tion.

The adage is quite appropri-ate for employ-ees, too, with our demographics in-creasingly riding the “Silver Tsu-nami” wave. By 2025, the popula-

tion of older workers (55 and over) will reach an astounding 20 per-cent. Studies show that older work-ers have no intention of retiring to golf courses, gardening and re-tirement destinations when they reach 62 either. Many want to con-tinue working, whether for the sat-isfaction or the paycheck – or both – and that’s good news for our busi-nesses.

Older workers are loyal, consci-entious, efficient, dependable, pa-tient and above all, experienced.

They are a valuable asset in al-most every industry and yet there are physical realities we must con-front with age such as diminished flexibility, strength, range of mo-tion, vision and hearing as well as the ability to heal. The other reali-ty is that there are jobs where em-ployees must be able to function at optimal physical performance or face safety risk factors. That’s where solid health care manage-ment policies and practices in place best benefit companies. Cer-tainly your occupational health and medical care professional can help with the application of those processes to ensure they meet reg-ulatory and legal requirements and help with the complexities and challenges of managing an aging workforce that can actually ex-ceed productivity goals.

It is a truism that medical costs rise with age. Between the ages of 40 and 50 it’s a 25 percent in-crease that jumps to 35 percent for ages 50 to 60. The good news – or perhaps it’s not such good news – is that age is less of a factor in health care costs than the pres-ence of high health risk factors such as smoking, obesity, lack of exercise and diabetes. Yes, I’m go-ing to beat the wellness drum here again. There is such a thing as “ag-

ing productivity” that is most defi-nitely leading to an upswing in im-plementing employee wellness programs. Wellness programs work but you can’t give up on them as some companies do when they don’t see results immediately.

According to a University of Michigan study of a Midwest util-ity company’s workplace wellness program, it was found that over nine years, the company saved close to $5 million, a savings well worth the wait and investment.

Balancing the scale of esca-lated medical costs among old-er workers is the fact that pro-ductivity actually increases when there is a higher rate of workers 55 and over. They are not absent as much, are most satisfied with their jobs and have fewer work-place accidents because they tend to be careful and focused.

Realizing the value of older workers, especially those most loyal who want to stay with your company, can have surprising ben-efits in the area of productivity.

I was so inspired by the story of German automaker BMW when the company decided to meet the challenge of its aging employees. BMW developed a strategy and proved that older workers are not synonymous with low production standards. It created an assem-bly line skewed to its older demo-graphics and it asked its workers what it could change to improve the work environment to increase productivity. BMW modified the assembly line using simple, cost-effective techniques such as pro-

viding special shoes that kept em-ployees from experiencing pain-ful feet when required to stand for lengthy periods; they enlarged computer screens; and provided workers with special tools to re-duce physical strain.

Of course, it’s much easier to maintain safety in an office envi-ronment as compared to industri-al, marine and manufacturing set-tings, but knowing what to pre-pare for, as BMW did, is more than half the battle.

As an example, among older workers, falls comprise one-third of injuries and remember, old-er bodies don’t mend as fast as younger ones so when there is an injury such as a fall, absenteeism and workers compensation pay-outs rise and productivity falls.

Preventing falls by implement-ing frequent inspections to relo-cate hoses, lines, electrical cords and other trip factors and paying attention to areas where there are slippery surfaces will go far in minimizing injuries.

And it doesn’t cost that much to employ the “ounce of prevention” adage.

Small steps can most definitely yield large results in planning for and protecting your older work-ers and it’s a good investment no matter what type of business you operate.

Caroline Taylor is an RN and president of Taylor Made Diagnostics, based in Chesapeake. She can be reached by calling 494-1688 or visit www.tmdoccmed.com.

Keep older workers thriving at your company

CAROLINE TAYLOR

WELLNESS

THe eXPeRTS

Who hasn’t sent a text message, programmed their GPS or dialed their cellphone while driving? I’ve had a few close calls but lucky enough to never have been in an

accident. I should know

better than to take these chanc-es. Why? I am a personal inju-ry attorney with clients I’ve nev-er met because they were killed due to distracted driving.

There was a re-cent news article

about a young woman in a car acci-dent because she was text messag-ing while driving. The last text mes-sage she sent was to her boyfriend and it read, “I love you too and I will do all I can to make you happy.”

Unfortunately, soon after she sent that message her vehicle slammed into the back of a tractor trailer and she died.

Each day I see more and more incidences similar to this story where distracted driving was the cause of a deadly accident. Dis-tracted driving is responsible for more than 5,000 deaths and close to 450,000 accidents in the U.S. ev-ery year. Text messaging creates a crash risk 23 times worse than driving while not distracted.

The University of Utah re-searcher David Strayer has been studying distracted drivers for 10 years. Strayer’s research has found that talking on a cellphone quadruples your risk of an acci-dent. This means when someone is talking on a cellphone it’s equiv-alent to driving drunk in terms of distractions. In addition, if you’re text messaging and driving the

risk is twice as much!As part of April’s National Dis-

tracted Driving Awareness Month, I teamed up with The Casey Feld-man Foundation, EndDD.org and 60 for Safety as a speaker in an End Distracted Driving: Student Awareness Initiative.

Locally, I spoke with juniors and seniors at First Colonial and Prin-cess Anne high schools in Virgin-ia Beach.

Here are some tips to help end distracted driving today:

• Drive without text messaging.• Drive without making or re-

ceiving calls. It’s easy to pull over

to a safe location to send a text or make a call

• Call or text before you leave. We want you to feel safe and we don’t want others to worry about you. Before you leave, send a text or call and tell them you are on your way.

• When alone, turn your cell-phone off / on vibrate when you start to drive.

• If you need to call or text, just pull over where it is safe.

• Deputize your passenger. If you are not alone in the car, give the phone to your passenger and let them text or call.

• If you know your friend is driv-ing, don’t text or call them.

• Speak up for your safety. If your driver starts driving danger-ously you can feel more comfort-able asking them to be safer or of-fering to make calls or texts for them, right?

That is something we all need to do.

Don Marcari is an attorney at Marcari, Russotto, Spencer & Balaban PC. He can be reached by email at [email protected] or call 963-2800.

Here are tips to end distracted driving

DON MARCARI

SAFETY

THINKSTOCK.COM

If you need to call or text, just pull over where it is safe.

Page 48: Power Issue Top 75 Hampton Roads May 2012 Inside Business

48 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

In my book, “Employees, Kids & Pets,” I talk about how the lack of proper and disciplined com-munication can lead to unhappy employees and business owners. What I don’t talk about is how that unhappiness can affect your bot-tom line.

When I say “communicate with employ-ees” I don’t mean day-to-day stuff or even formal “task” training. What I mean is properly com-municating your organizational needs and wish-es. For instance, how many of

your employees know what your mission or vision statement is? Have you ever specifically stat-ed it to them or do you just assume they know?

Here is a good test: Pick a hand-ful of lower-level employees and ask them to explain, in their own words, what the company actually does. Then ask them who your tar-get customer is? Finally, ask them what is most important to upper management/owners? If they can’t answer these questions suitably, then there is an opportunity for improvement.

If you explain your expecta-tions, then there are a million oth-er little things employees can fig-ure out for themselves because they know the general direction.

For tasks, you can say, “This is

the order in which to assemble this car.” But with mission and vision you can say, “We do everything here perfectly and we absolutely want to treat our customers better than anyone else. So, when you are building this car, we want to make sure that no customer ever has a problem and it never has a defect. When you’re building it, know that our mission is for it to be perfect, no matter what.”

Armed with that communi-cation, employees are now empowered to deal with all kinds of issues that you could never begin to foresee. For instance, say a car comes down the assembly line in an auto plant and the employee notices a mistake done by the person before them on the line. Now, let’s assume these employees are best friends and the one who discovered the mistake knows the other employee’s husband lost his job. Assume they were trained on “how to handle a mistake” but were never given any moral direction on “how to handle a mistake made by your best friend when her husband just lost his job!” What is the line for our torn employee? Maybe she would call attention to the mistake like she is supposed to if her friend’s husband still had a job, but that one little detail might make all the moral difference in the world to her.

If the employees were never told how important perfection is to the company and only told

what to do for a mistake, then they can justify a deviation. However, go back up and read the company expectations and tell me you don’t clearly know what the company wants and where they stand on this matter or any other situations surrounding a mistake. Employees of that company know, “This car is going to go down the line with a defect and that’s not good! I need to do something about this or it will be my butt.”

The same thing can happen to a white collar service business as well . For instance, I have seen employees block sales because they don’t like a salesperson in a company that relies on sales to stay in business; or the employee who purposely treated customers poorly because they didn’t like them. The main reason they do this is because no one ever told them that every single sale and customer is important.

The potential fallout from the assembly line employee making the wrong choice is infinite. The defect could harm another employee down the line and send them out on workers’ compensation or disability.

If terminated, the employee might get unemployment . The defect could end up on the road and cause an injury lawsuit against the company that could result in all your insurance going up or worse.

The white collar scenarios can be even worse. Business can be lost, but poor morale can severely lower productivity and result in workplace violence, harassment lawsuits and stress-related medical issues.

Communicating in a clear, sensible and consistent manner is not difficult, but two things tend to get in the way. The first is the

assumption that everyone already knows. “Common sense” is over- estimated.

For instance, a scientist might think it is common sense not to mix potassium chlorate and sulfur. A contractor might think it is common sense not to walk a job site with sneakers. A mechanic might think it is common sense not to touch a spark plug wire. But a “common” person would need to experience or be told that potassium chlorate and sulfur explode, nails go through sneakers and sparkplug wires shock. If you want them to know, you must tell them in a clear, sensible and consistent manner.

The second is conflict avoidance. When an employee who may already have an edge about them does something wrong, the manager might have a tendency to let it slide. The next time they do it, you are distracted or sick and think, “I’ll say something the third time.”

The problem with ignoring bad behavior multiple times is something I call “Now you’re the bad guy.” When someone does something – whether they know it is wrong or not – and gets away with it multiple times, it becomes standard. So when you finally work up the courage to confront them, they look at you like you’re crazy.

Don’t be the bad guy and don’t assume your employees know any more than you tell them. It’s not fair to them, your company or your bottom line.

Eric Egeland, CPCU, AU, the president of Capacity Consulting Inc., provides management and business consulting services. He can be reached at [email protected] and by phone at 845-430-1347.

Improve your income and lower cost of benefi ts

ERIC EGELAND

COMMUNICATION

THe eXPeRTS

Referrals are essential when it comes to making future sales.

Here are the best ways to increase your referrals:

1. Set expec-tations early in meetings, pref-erably the first meeting that you will be asking for referrals.

2. Make sure your client pro-file sheet includes

boards they serve on currently and in the past, trade associations, hobbies, sports, extracurricular activities, work divisions or departments, etc.

a. Use these for referral chan-nels for each client.

3. Set referral meetings where the agenda is clear the meeting is to re-ceive referrals. Do not try and have a referral meeting during other visits.

4. Spend a minimum of 30 minutes preparing for a referral meeting.

a. Identifying specific refer-ral channels (#2) to help them go through their “rolodex” in their

head.b. Decide exactly how many re-

ferrals you will walk out with, set a goal.

5. Ask to be personally introduced, not referred. Upgrade your referrals.

6. Educate them on how to re-fer you. Offer them a script so they know:

a. What to say.b. How to say it.

7. In a referral meeting:a. Walk them through referral

channels (#2) you have identified for them.

b. Walk them through an ideal client profile worksheet.

c. Get the name and cellular number of the referral.

d. If they will not personally in-troduce you, time bound when they will make the call or talk with the

referral.

8. Learn how to ask for referrals to create an emotional response.

9. Identify six to 10 strategic alli-ances that serve your target mar-kets. These alliances should be ones:

a. That will reciprocate.b. Are influential.c. Share similar values.

10. Be proactive and give more re-ferrals.

Owen Van Syckle is the founder of The Van Syckle Group, a sales acceleration firm. He is the chairman of Sales and Marketing Executives International Hampton Roads and can be contacted at [email protected], 757- RESULTS or visit www.vansycklegroup.com.

Top 10 ways to accelerate referrals

OWEN VAN SYCKLE

SALES

Page 49: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 49

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6932 PARTRIDGE ST, NORFOLK, VA 23513-2950

SAMUEL I. WHITE, P.C.

7135 HUNTERS CHASE, NORFOLK, VA 23518-4449

SAMUEL I. WHITE, P.C.

7471 MILLBROOK ROAD, NORFOLK, VA 23505

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA,

SUBSTITUTE TRUSTEES, C/O SHAPIRO BROWN & ALT, LLP

1224 CURIE COURT NORFOLK, VA 23513

NECTAR PROJECTS, INC. SUBSTITUTE TRUSTEES

2820 MARLBORO AVENUE NORFOLK, VA 23504

NECTAR PROJECTS, INC. SUBSTITUTE TRUSTEES

CHESAPEAKE 1216 SAINT BRIDES ROAD W, CHESAPEAKE, VA 23322-2370

SAMUEL I. WHITE, P.C

1829 HEARTHSIDE COURT, CHESAPEAKE, VA 23325

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

3221 OLD MILL ROAD, CHESAPEAKE, VA 23323

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

3804 CANNON POINT DRIVE, CHESAPEAKE, VA 23321

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1431 LILAC AVENUE, CHESAPEAKE, VA 23325

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

437 DUPONT STREET, CHESAPEAKE, VA 23320

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1514 HAMBLEDON LOOP, CHESAPEAKE, VA 23320.

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1820 REEF KNOT COURT, CHESAPEAKE, VA 23321

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1216 FORDYCE DRIVE, CHESAPEAKE, VA 23322

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

628 BLACK THORNE DRIVE, CHESAPEAKE, VA 23322

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

2481 OLD GREENBRIER ROAD, CHESAPEAKE, VA 23325

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

515 PINE VIEW COURT, CHESAPEAKE, VA 23320

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1321 EAGLESTONE ARCH, CHESAPEAKE, VA 23322

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1024 FALLCREEK RUN, UNIT # 58, CHESAPEAKE, VA 23322

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

2004 WILLOW POINT ARCH, UNIT # 5, CHESAPEAKE, VA 23320

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

755 SAND WILLOW DRIVE, CHESAPEAKE, VA 23320

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1311 WILLOW AVENUE, CHESAPEAKE, VA 23325

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

3211 HOLLY RIDGE DRIVE, CHESAPEAKE, VA 23323-1032

SAMUEL I. WHITE, P.C

628 SEDGEFIELD COURT, CHESAPEAKE, VA 23322-8340

SAMUEL I. WHITE, P.C

1305 DANIELLE COURT, CHESAPEAKE, VA 23320

(TAX ID NO. 0387001000690) GLASSER AND GLASSER, P.L.C. AND/

OR ATLANTIC TRUSTEE SERVICES, L.L.C., SUBSTITUTE TRUSTEES

1916 ROKEBY AVENUE, CHESAPEAKE, VA 23320

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA,

SUBSTITUTE TRUSTEES, C/O SHAPIRO BROWN & ALT, LLP

2904 BIG BEND DRIVE UNIT 147, CHESAPEAKE, VA 23321

(TAX ID NO. 0094003001470)ATLANTIC TRUSTEE SERVICES, L.L.C.,

SUBSTITUTE TRUSTEES

2015 LIBERTY STREET, CHESAPEAKE, VA 23324-3563

SAMUEL I. WHITE, P.C.

2644 KING COURT, CHESAPEAKE, VA 23324SAMUEL I. WHITE, P.C.

405 BLUEWATER COURTCHESAPEAKE, VA 23320

GLASSER AND GLASSER, P.L.C., AND/OR ATLANTIC TRUSTEE SERVICES,

L.L.C., SUBSTITUTE TRUSTEES

617 SHADOW BROOKE DRIVECHESAPEAKE, VA 23320NECTAR PROJECTS, INC. SUBSTITUTE TRUSTEES

644 CORBY GLEN AVENUE, CHESAPEAKE, VA 23322

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA,

SUBSTITUTE TRUSTEES, C/O SHAPIRO BROWN & ALT, LLP

PORTSMOUTH4832 DEEP CREEK BOULEVARD,

PORTSMOUTH, VA 23702BWW LAW GROUP, LLC, ATTORNEYS

FOR EQUITY TRUSTEES, LLC

102 SHORE DRIVE, PORTSMOUTH, VA 23701

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

5628 CARISBROOKE LANEPORTSMOUTH, VA 23703-3703

COMMONWEALTH ASSET SERVICE, LLC

519 NORMANDY STREET, PORTSMOUTH, VA 23701

(TAX MAP NO. 05190200 )GLASSER AND GLASSER, P.L.C. AND/

OR ATLANTIC TRUSTEE SERVICES, L.L.C., SUBSTITUTE TRUSTEES

3742 PEPPERWOOD CT, PORTSMOUTH, VA 23703-2758

SAMUEL I. WHITE, P.C.

1506 DANDRIDGE DRIVE, PORTSMOUTH, VA 23701

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA,

SUBSTITUTE TRUSTEES, C/O SHAPIRO BROWN & ALT, LLP

7 PEACHTREE COURT, PORTSMOUTH, VA

CECIL G. MOORE, AND JO ANN HUTCHINSON, SUBSTITUTE TRUSTEE(S)

HAMPTON 4 OVERLOOK COURT,

HAMPTON, VA 23669-1057 SAMUEL I. WHITE, P.C

435 HUNLAC AVE, HAMPTON, VA 23664-1523

SAMUEL I. WHITE, P.C

11 ASHE MEADOWS DR, HAMPTON, VA 23664-2069

SAMUEL I. WHITE, P.C

34 HARWOOD AVENUE, HAMPTON, VA 23664-1067

SAMUEL I. WHITE, P.C

110 TUCKER LANE, HAMPTON, VA 23669-2271

SAMUEL I. WHITE, P.C

33 FORTH WORTH STREETHAMPTON, VA 23669

A/K/A 33 FORT WORTH STREETHAMPTON, VA 23666ALG TRUSTEE, LLC,

C/O ATLANTIC LAW GROUP, LLC

506 CARTERS GROVE COURT, HAMPTON, VA 23663

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

211 EASTFIELD COURT, HAMPTON, VA 23666

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

1934 DEMETRO DRIVE, HAMPTON, VA 23663

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

8 MIZZEN CIRCLE, UNIT # 8,

HAMPTON, VA 23664BWW LAW GROUP, LLC, ATTORNEYS

FOR EQUITY TRUSTEES, LLC

17 CAPE DOREY DR, HAMPTON, VA 23666-6201

SAMUEL I. WHITE, P.C

1408 DORENE CT, HAMPTON, VA 23663-1925

SAMUEL I. WHITE, P.C

3619 VICTORIA BOULEVARD, HAMPTON, VA 23661-1511

SAMUEL I. WHITE, P.C

18 FREDA COURT, HAMPTON, VA 23666

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

26 BONAIRE DRIVE, HAMPTON, VIRGINIA

CECIL G. MOORE, AND JO ANN HUTCHINSON, SUBSTITUTE TRUSTEE(S)

8406 KENNEDY DRIVE, HAMPTON, VA

CECIL G. MOORE, AND JO ANN HUTCHINSON, SUBSTITUTE TRUSTEE(S)

NEWPORT NEWS 703 WOODNOTE LN,

NEWPORT NEWS, VA 23608-0903 SAMUEL I. WHITE, P.C

853 YORKSHIRE LANE,

NEWPORT NEWS, VA 23608-9327 SAMUEL I. WHITE, P.C

885 CASCADE DRIVE, NEWPORT NEWS, VA 23608

(TAX ID NO. 096000440)GLASSER AND GLASSER, P.L.C. AND/

OR ATLANTIC TRUSTEE SERVICES, L.L.C., SUBSTITUTE TRUSTEES

10 LOIS LANE, NEWPORT NEWS, VA 23608

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA,

SUBSTITUTE TRUSTEES, C/O SHAPIRO BROWN & ALT, LLP

14248 OLD COURTHOUSE WAY, NEWPORT NEWS, VA 23602-3725

SAMUEL I. WHITE, P.C

383 BRIDGEWATER DRIVE, NEWPORT NEWS, VA 23603-1435

SAMUEL I. WHITE, P.C.

670 HARPERSVILLE ROAD, NEWPORT NEWS, VA 23601-1654

SAMUEL I. WHITE, P.C.

1310 23RD STREET, NEWPORT NEWS, VA

CECIL G. MOORE, AND JO ANN HUTCHINSON, SUBSTITUTE TRUSTEE(S)

186 LEES MILL DRIVE, NEWPORT NEWS, VA

CECIL G. MOORE, AND JO ANN HUTCHINSON, SUBSTITUTE TRUSTEE(S)

517 KERRY LAKE DRIVENEWPORT NEWS, VA 23602

ROSENBERG & ASSOCIATES, LLC(ATTORNEY FOR COMMONWEALTH

TRUSTEES, LLC)

108 HENRY CLAY ROAD, NEWPORT NEWS, VA 23601

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

74 SHANNON DRIVE, NEWPORT NEWS, VA 23608

BWW LAW GROUP, LLC, ATTORNEYS FOR EQUITY TRUSTEES, LLC

VIRGINIA BEACH

TRUSTEE SALE 241 Dillon Drive, Virginia

Beach, VA 23452-6735

In execution of a Deed of Trust in the original principalamount of $127,500.00, dated December 23, 2009recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20100105000012170 , default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 24, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as: Lot 6, Block 7-A,Section 6, Princess Anne Plaza, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006870-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024378

TRUSTEE SALE 5237 Mile Course Walk,

Virginia Beach, VA23455-2566

In execution of a Deed of Trust in the original principalamount of $138,400.00, dated September 28, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061002001490080 , default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 24, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as: Unit 5237 in theStaplesmill Chase Condominium, together with anundivided fractional interest in certain commonelements appurtenant to said Unit

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-009512-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024490

TRUSTEE SALE 5313 Leesburg Dr,

Virginia Beach, VA 23462

In execution of a Deed of Trust in the original principalamount of $242,400.00, dated August 1, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument200508170130765, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 24, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 18, in Block F, Ridglea, Section 2, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006160-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024447

Page 50: Power Issue Top 75 Hampton Roads May 2012 Inside Business

50 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE SALE 5313 Leesburg Dr,

Virginia Beach, VA 23462

In execution of a Deed of Trust in the original principalamount of $242,400.00, dated August 1, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument200508170130765, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 24, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 18, in Block F, Ridglea, Section 2, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006160-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024447

TRUSTEE SALE 420 Mango Drive, Virginia

Beach, VA 23452-4410

In execution of a Deed of Trust in the original principalamount of $158,800.00, dated July 19, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument200507210113089, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 24, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as: Lot 40, Malibu,Section 1, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008858-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024203

TRUSTEE'S SALE OF 3633Smokey Chamber Drive,Virginia Beach, VA 23462. Inexecution of a certain deed of trust dated September 29,2006, in the original principal amount of $136,800.00recorded in the Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20061003001505660, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 31, 2012, at 9:40 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, LYING,SITUATE AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND BEING KNOWN, NUMBERED, ANDDESIGNATED AS LOT 9, BLOCK P-P, AS SHOWN ON THATCERTAIN PLAT ENTITLED "SUBDIVISION OF TOWNHOMESAT CHIMNEY HILL, SECTION THREE", WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 147, AT PAGE 44. IT BEING THE SAMEPROPERTY CONVEYED TO DANYELL M. MARTIGANI, BYDEED DATED SEPTMBER 29, 2006 FROM KEITH L.LESHER, II AND SUZANNE LESHER, AND DELIVERED TO BERECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA,IMMEDIATELY PRIOR HERETO..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 138871 A-424039605/07/2012, 05/14/2012 23023927

TRUSTEE'S SALE OF 1021Grand Oak Lane, VirginiaBeach, VA 23455. In execution of a certaindeed of trust dated December 02, 2004, in the originalprincipal amount of $204,000.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200412080192925, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:41 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN PROPERTYDESCRIBED AS UNIT NO. 117-1201 IN THAT CERTAINCONDOMINIUM KNOWN AS "TRADITIONS AT CYPRESSPOINT, A CONDOMINIUM" TOGETHER WITH AN UNDIVIDEDINTEREST IN THE COMMON ELEMENTS AND THE LIMITEDCOMMON ELEMENTS, IF ANY, APPURTENANT THERETO, ASDEFINED AND DESCRIBED IN THE DECLARATION ENTITLED"DECLARATION SUBMITTING REAL PROPERTY TO THECONDOMINIUM ACT AND CREATING AND ESTABLISHING ACONDOMINIUM KNOWN AS TRADITIONS AT CYPRESSPOINT, A CONDOMINIUM", DATED JUNE 1, 1998, WHICH ISRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INDEED BOOK 3963, AT PAGE 0001, AND THEAMENDMENTS THERETO, AS THE SAME ARE DULYRECORDED IN THE AFORESAID CLERK'S OFFICE. SAIDUNIT IS DEPICTED ON THE PLATS AND PLANS REFERREDTO IN THE DECLARATION AND/ OR THE AMENDMENTSTHERETO, AS SAID PLATS AND PLANS MAY HAVE BEENAMENDED, ALL AS DULY RECORDED IN THE AFORESAIDCLERK'S OFFICE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 142529 A-424039305/07/2012, 05/14/2012 23023921

TRUSTEE'S SALE OF5950 Beechwalk Drive

Virginia Beach, VA 23464In execution of a Deed of Trust in the original principalamount of $17,600.00, from Nathan Linwood Browna/k/a Nathan Linwood Brown, Jr., Grantor(s), datedDecember 7, 2007, recorded among the land records ofthe Circuit Court for the County of Virginia Beach onJanuary 2, 2008 as Instrument #20080102000005010,the undersigned appointed Substitute Trustee will offer forsale at public auction at the main entrance of theCourthouse for the Circuit Court of the City ofVirginia Beach, 2425 Nimmo Parkway, VirginiaBeach, VA on May 23, 2012 at 1:45PM, the propertywith the improvements thereon, if any, to wit: All Thatcertain lot, piece or parcel of land, with the buildings andimprovements thereon and the appurtenances thereuntobelonging, situate, lying and being in the KempsvilleBorough of the City of Virginia Beach, Virginia, anddesignated as Lot 23, in Block Z as shown on the platentitled ''Plat of The Villages Subdvision, Phase 3, Part 1,(Formerly Pinewood Village), Kempsville Borough-VirginiaBeach, Virginia'', dated July 28, 1977 and made by Talbotand Associates, Ltd., said plat duly recorded in the Clerk'sOffice of the Circuit Court of the City of Virginia Beach,Virginia in Map Book 121, at page 48: reference to whichplat is hereby made for a more particular description ofsaid lot. And more fully described in the above Deed ofTrust. Commonly known as 5950 Beechwalk Drive,Virginia Beach, VA 23464. Tax ID: 456-40-9017-0000.TERMS OF SALE: ALL CASH. A bidder's deposit of$2,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Conv (Trustee # 526322)Substitute Trustee: ALG Trustee, LLC, C/O AtlanticLaw Group, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287994) 23023153

TRUSTEE'S SALE OFTIMESHARE ESTATES AT

BOARDWALK RESORT HOTELAND VILLAS

VIRGINIA BEACH, VIRGINIA

In execution of that certain deed of trust dated June 30,2001 from Michael A. McIvor and A. Marlene McIvor,recorded in the Clerk's Office of the Circuit Court of theCity of Virginia Beach, Virginia, in Deed Book 4487, atPage 2198, default having been made in the payment ofthe debt thereby secured, Michael H. Levinson, as soleacting trustee will offer for sale at public auction at theLaw Offices of Michael H. Levinson, 303 34th Street, Suite6, Virginia Beach, Virginia 23451 on May 25, 2012 at10:00 a.m., the Time-Share Estate Unit/Week 0305/22located in Boardwalk Resort Hotel and Villas, aTime-Share, 1601 Atlantic Avenue, Virginia Beach,Virginia.

The sale shall be made subject to all liens, encumbrances,easements and restrictive covenants as they may lawfullyaffect the subject property, including the Time-ShareInstrument for Boardwalk Resort Hotel and Villas, aTime-Share dated May 18, 2001 and recorded June 13,2001 in Deed Book 4437, at page 821, as amended.

Terms: Cash .Settlement to be ten (10) days after date ofsale. A bidders deposit not to exceed 10% of the saleprice may be required as to each time-share estate.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Michael H. Levinson, Sole Acting TrusteeFor more information contact:Foreclosure Department303 34th Street, Suite 6Virginia Beach, VA 23451(757) 437-0171 23023123

TRUSTEE SALE 1040 Briarwood Pt, Virginia

Beach, VA 23452-4606

In execution of a Deed of Trust in the original principalamount of $294,000.00, dated January 18, 2005recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument200501310016378, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 24, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 10, Briar-Cliff, recorded in Map Book 62, Page40, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-017844-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024172

TRUSTEE SALE 1509 Frost Rd, VirginiaBeach, VA 23455-4209

In execution of a Deed of Trust in the original principalamount of $148,500.00, dated December 14, 2005recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20051229002084340, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 31, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as: Lot13, Block 4, fronting 50 feet on Second Street (nowFrost Street), in Map Book 74, at page 495, withimprovements thereon.

LESS & EXCEPT conveyance by Deed dated11/12/1986 and recorded 11/12/1986, in DeedBook 2564 page 274 to City of Virginia Beach,Commonwealth of Virginia.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-023010-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23024397

TRUSTEE'S SALE OFTIMESHARE ESTATES AT

BEACH QUARTERS,BOARDWALK RESORT HOTEL

AND VILLASAND TURTLE CAY

VIRGINIA BEACH, VIRGINIA

In execution of certain deeds of trust from the Grantorsdescribed below (the "Deeds of Trust"), each of which wererecorded in the Clerk's Office of the Circuit Court of theCity of Virginia Beach, Virginia (the "Clerk's Office"), as theInstrument Numbers described below, default having beenmade in the payment of the respective debts therebysecured, PATA Service Corp., as trustee will offer for saleat public auction at the Law Offices of Michael H.Levinson, 303 34th Street, Suite 6, Virginia Beach, Virginia23451 on May 25, 2012, at 10:05a.m., the Time-Share Estates listed below, located inBeach Quarters, a Time-Share Project, 501 AtlanticAvenue, Boardwalk Resort Hotel and Villas, a Time-Share,1601 Atlantic Avenue and Turtle Cay, a Time-ShareProject, 600 Atlantic Avenue, respectively, in VirginiaBeach, Virginia, and more particularly described in theDeeds of Trust listed below and appertaining to eachnamed Grantor(s):

GRANTOR(S); TIME-SHARE ESTATE UNIT/WEEKDATE OF TRUST; INSTRUMENT NO.

Derrick L. McCollum and Sonya R. McCollumBeach Quarters, Unit/Week 1210/18Dated 7/11/2009; Inst # 20090727000865810

Elmo C. Picott IVBeach Quarters, Unit/Week 1204/24Dated 8/1/2011; Inst # 20110822000854860

Joseph L. Peyton II and Kelly A. PeytonBoardwalk Resort Hotel and Villas, Unit/Week 0505/23Dated 5/16/2007; Inst # 20070611000781640

Wayne Gorman and Gloria J. GormanTurtle Cay, Unit/Week 0217/18Dated 4/16/2011; Inst # 20110509000462210

The sale shall be made subject to all liens, encumbrances,easements and restrictive covenants as they may lawfullyaffect the subject property, including "A First Amendedand First Restated Time-Share Instrument for BeachQuarters, a Time-Share Project" dated May 30, 1997,recorded June 20, 1997 in Deed Book 3753, at page1836, as supplemented, the "Times-Share Instrument forBoardwalk Resort Hotel and Villas, a Time-Share" datedMay 18, 2001 and recorded June 13, 2001 in Deed Book4437, at page 821, as amended, and the "Time-ShareInstrument for Turtle Cay, a Time-Share Project" datedJune 11, 1997 and recorded July 1, 1997 in Deed Book3758, at page 1636, as supplemented.

Terms: Cash. Each time-share estate shall be soldseparately. Settlement to be ten (10) days after date ofsale. A bidders deposit not to exceed 10% of the saleprice may be required as to each time-share estate.

PATA Service Corp., TrusteeMichael H. Levinson, President

For more information contact:Foreclosure Department303 34th Street, Suite 6Virginia Beach, VA 23451(757) 437-0171 23023073

TRUSTEE'S SALE OF625 25th Street

Virginia Beach, VA 23451In execution of a Deed of Trust in the original principalamount of $323,258.67, from Paulita M. Biddle, a/k/aPaulita Biddle, Grantor(s), dated November 15, 2007,recorded among the land records of the Circuit Court forthe City of Virginia Beach on December 10, 2007 asInstrument #20071210001636000, the undersignedappointed Substitute Trustee will offer for sale at publicauction at the Courthouse Steps for the Circuit Courtof the City of Virginia Beach, 2425 Nimmo Parkway,Virginia Beach, VA on May 23, 2012 at 1:45PM, theproperty with the improvements thereon, if any, to wit: Allthat certain lot, piece or parcel of land, with the buildingsand improvements thereon, and being in the City ofVirginia Beach, Virginia, and being known numbered anddesignated as Lot 23, in Block Numbered 128 on MapNo.6 of property of Virginia Beach Development Company,which said plat is duly recorded in the Clerk's Office of theCircuit Court of the City of Virginia Beach, Virginia, in MapBook 5, at page 103. And more fully described in theabove Deed of Trust. Commonly known as 625 25thStreet, Virginia Beach, VA 23451. Tax ID:24178986020000.TERMS OF SALE: ALL CASH. A bidder's deposit of$13,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Conv (Trustee # 522629)Substitute Trustee: ALG Trustee, LLC, C/O Atlantic LawGroup, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287992) 23023370

TRUSTEE'S SALE OF 3316Crabapple Road, VirginiaBeach, VA 23452. In execution of a certaindeed of trust dated April 16, 2007, in the original principalamount of $169,600.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20070425000559570, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:42 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, AND THE APPURTENANCESTHEREUNTO BELONGING, LYING , SITUATE AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWNNUMBERED AND DESIGNATED AS LOT 5, BLOCK I, ASSHOWN ON THAT CERTAIN PLAT ENTITLED "SUBDIVISIONOF THE LAKES, SECTION 1, PART D", WHICH SAID PLATDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 117, AT PAGE 55..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144372 A-424039005/07/2012, 05/14/201223023924

BWW# 146870

TRUSTEE'S SALE OF 1049Purrington Court, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated August 31, 2007, in the originalprincipal amount of $244,800.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20070911001240450, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:40 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: THE FOLLOWING DESCRIBEDPROPERTY: ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THE CITY OFVIRGINIA BEACH, VIRGINIA, BEING KNOWN, NUMBEREDAND DESIGNATED AS LOT 47, BLOCK A, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "SUBDIVISION OF OCEANLAKES, PHASE TWO, SECTION ONE, PRINCESS ANNEBOROUGH, VIRGINIA BEACH, VIRGINIA", WHICH PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INDEED BOOK 2478, AT PAGES 1240 THROUGH1245.TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23023954

TRUSTEE SALE 420 Mango Drive, Virginia

Beach, VA 23452-4410

In execution of a Deed of Trust in the original principalamount of $158,800.00, dated July 19, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument200507210113089, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 24, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as: Lot 40, Malibu,Section 1, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008858-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024203

TRUSTEE'S SALE OF5950 Beechwalk Drive

Virginia Beach, VA 23464In execution of a Deed of Trust in the original principalamount of $17,600.00, from Nathan Linwood Browna/k/a Nathan Linwood Brown, Jr., Grantor(s), datedDecember 7, 2007, recorded among the land records ofthe Circuit Court for the County of Virginia Beach onJanuary 2, 2008 as Instrument #20080102000005010,the undersigned appointed Substitute Trustee will offer forsale at public auction at the main entrance of theCourthouse for the Circuit Court of the City ofVirginia Beach, 2425 Nimmo Parkway, VirginiaBeach, VA on May 23, 2012 at 1:45PM, the propertywith the improvements thereon, if any, to wit: All Thatcertain lot, piece or parcel of land, with the buildings andimprovements thereon and the appurtenances thereuntobelonging, situate, lying and being in the KempsvilleBorough of the City of Virginia Beach, Virginia, anddesignated as Lot 23, in Block Z as shown on the platentitled ''Plat of The Villages Subdvision, Phase 3, Part 1,(Formerly Pinewood Village), Kempsville Borough-VirginiaBeach, Virginia'', dated July 28, 1977 and made by Talbotand Associates, Ltd., said plat duly recorded in the Clerk'sOffice of the Circuit Court of the City of Virginia Beach,Virginia in Map Book 121, at page 48: reference to whichplat is hereby made for a more particular description ofsaid lot. And more fully described in the above Deed ofTrust. Commonly known as 5950 Beechwalk Drive,Virginia Beach, VA 23464. Tax ID: 456-40-9017-0000.TERMS OF SALE: ALL CASH. A bidder's deposit of$2,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Conv (Trustee # 526322)Substitute Trustee: ALG Trustee, LLC, C/O AtlanticLaw Group, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287994) 23023153

TRUSTEE'S SALE OF 1021Grand Oak Lane, VirginiaBeach, VA 23455. In execution of a certaindeed of trust dated December 02, 2004, in the originalprincipal amount of $204,000.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200412080192925, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:41 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN PROPERTYDESCRIBED AS UNIT NO. 117-1201 IN THAT CERTAINCONDOMINIUM KNOWN AS "TRADITIONS AT CYPRESSPOINT, A CONDOMINIUM" TOGETHER WITH AN UNDIVIDEDINTEREST IN THE COMMON ELEMENTS AND THE LIMITEDCOMMON ELEMENTS, IF ANY, APPURTENANT THERETO, ASDEFINED AND DESCRIBED IN THE DECLARATION ENTITLED"DECLARATION SUBMITTING REAL PROPERTY TO THECONDOMINIUM ACT AND CREATING AND ESTABLISHING ACONDOMINIUM KNOWN AS TRADITIONS AT CYPRESSPOINT, A CONDOMINIUM", DATED JUNE 1, 1998, WHICH ISRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INDEED BOOK 3963, AT PAGE 0001, AND THEAMENDMENTS THERETO, AS THE SAME ARE DULYRECORDED IN THE AFORESAID CLERK'S OFFICE. SAIDUNIT IS DEPICTED ON THE PLATS AND PLANS REFERREDTO IN THE DECLARATION AND/ OR THE AMENDMENTSTHERETO, AS SAID PLATS AND PLANS MAY HAVE BEENAMENDED, ALL AS DULY RECORDED IN THE AFORESAIDCLERK'S OFFICE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 142529 A-424039305/07/2012, 05/14/2012 23023921

TRUSTEE'S SALE OFTIMESHARE ESTATES AT

OCEAN BEACH CLUBVIRGINIA BEACH, VIRGINIA

In execution of certain deeds of trust from Grantorsdescribed below (the "Deeds of Trust"), each of which wererecorded in the Clerk's Office of the Circuit Court of theCity of Virginia Beach, Virginia (the "Clerk's Office"), as theInstrument Numbers described below, default having beenmade in the payment of the respective debts therebysecured, PATA Service Corp., as trustee will offer for saleat public auction at the Law Offices of Michael H.Levinson, 303 34th Street, Suite 6, Virginia Beach, Virginia23451 on May 25, 2012 at 10:10 a.m.,the Timeshare Estates at that certain real estatetimeshare project known as "Ocean Beach Club, aTimeshare", located at 3401 Atlantic Avenue, VirginiaBeach, Virginia, as more fully described in that certainTimeshare Instrument for Ocean Beach Club, a Timeshare,dated May 14, 2004 and recorded July 8, 2004 in theaforesaid Clerk's Office as Instrument Number2004070800104883, as supplemented, and as moreparticularly described in the Deeds of Trust listed belowand appertaining to each named Grantor(s):

GRANTOR(S);DATE OF DEED OF TRUST; INSTRUMENT NUMBER

Tymika T. EdwardDated 6/30/2010; Inst. # 20100806000797030

Conney J. Fletcher and Mozella T. FletcherDated 7/19/2004; Inst. # 200408130127627

John H. Goins Sr. and Tamara F. GoinsDated 2/28/2009; Inst. # 20090316000268070

Michael A. Manning Sr. and Denise R. ManningDated 2/16/2008; Inst. # 20080303000231430

Larry Dean Taylor Sr. and Jennifer Pinto TaylorDated 8/1/2009; Inst. # 20090922001114930

William L. Thompson, Jr. and Tracy L. ThompsonDated 7/27/2008; Inst. # 20080908001059410

Steve A. Turner and Gwendolyn Earlene TurnerDated 4/18/2011; Inst. # 20110509000467570

Carl L. Williams and Gloria E. Price-WilliamsDated 11/8/2008; Inst. # 20081124001342370

The sale shall be made subject to all existing liens,encumbrances, easements and restrictive covenants asthey may lawfully affect the subject property.

Terms: Cash. Each timeshare estate shall be soldseparately. Settlement to be ten (10) days after date ofsale. A bidders deposit not to exceed 10% of the saleprice may be required as to each timeshare estate.

PATA Service Corp., TrusteeMichael H. Levinson, President

For more information contact:Foreclosure Department303 34th Street, Suite 6Virginia Beach, VA 23451(757) 437-0171 23022984

TRUSTEE'S SALE OF 3633Smokey Chamber Drive,Virginia Beach, VA 23462. Inexecution of a certain deed of trust dated September 29,2006, in the original principal amount of $136,800.00recorded in the Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20061003001505660, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 31, 2012, at 9:40 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, LYING,SITUATE AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND BEING KNOWN, NUMBERED, ANDDESIGNATED AS LOT 9, BLOCK P-P, AS SHOWN ON THATCERTAIN PLAT ENTITLED "SUBDIVISION OF TOWNHOMESAT CHIMNEY HILL, SECTION THREE", WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 147, AT PAGE 44. IT BEING THE SAMEPROPERTY CONVEYED TO DANYELL M. MARTIGANI, BYDEED DATED SEPTMBER 29, 2006 FROM KEITH L.LESHER, II AND SUZANNE LESHER, AND DELIVERED TO BERECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA,IMMEDIATELY PRIOR HERETO..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 138871 A-424039605/07/2012, 05/14/2012 23023927

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TRUSTEE'S SALE OFTIMESHARE ESTATES AT

OCEAN BEACH CLUBVIRGINIA BEACH, VIRGINIA

In execution of certain deeds of trust from Grantorsdescribed below (the "Deeds of Trust"), each of which wererecorded in the Clerk's Office of the Circuit Court of theCity of Virginia Beach, Virginia (the "Clerk's Office"), as theInstrument Numbers described below, default having beenmade in the payment of the respective debts therebysecured, PATA Service Corp., as trustee will offer for saleat public auction at the Law Offices of Michael H.Levinson, 303 34th Street, Suite 6, Virginia Beach, Virginia23451 on May 25, 2012 at 10:10 a.m.,the Timeshare Estates at that certain real estatetimeshare project known as "Ocean Beach Club, aTimeshare", located at 3401 Atlantic Avenue, VirginiaBeach, Virginia, as more fully described in that certainTimeshare Instrument for Ocean Beach Club, a Timeshare,dated May 14, 2004 and recorded July 8, 2004 in theaforesaid Clerk's Office as Instrument Number2004070800104883, as supplemented, and as moreparticularly described in the Deeds of Trust listed belowand appertaining to each named Grantor(s):

GRANTOR(S);DATE OF DEED OF TRUST; INSTRUMENT NUMBER

Tymika T. EdwardDated 6/30/2010; Inst. # 20100806000797030

Conney J. Fletcher and Mozella T. FletcherDated 7/19/2004; Inst. # 200408130127627

John H. Goins Sr. and Tamara F. GoinsDated 2/28/2009; Inst. # 20090316000268070

Michael A. Manning Sr. and Denise R. ManningDated 2/16/2008; Inst. # 20080303000231430

Larry Dean Taylor Sr. and Jennifer Pinto TaylorDated 8/1/2009; Inst. # 20090922001114930

William L. Thompson, Jr. and Tracy L. ThompsonDated 7/27/2008; Inst. # 20080908001059410

Steve A. Turner and Gwendolyn Earlene TurnerDated 4/18/2011; Inst. # 20110509000467570

Carl L. Williams and Gloria E. Price-WilliamsDated 11/8/2008; Inst. # 20081124001342370

The sale shall be made subject to all existing liens,encumbrances, easements and restrictive covenants asthey may lawfully affect the subject property.

Terms: Cash. Each timeshare estate shall be soldseparately. Settlement to be ten (10) days after date ofsale. A bidders deposit not to exceed 10% of the saleprice may be required as to each timeshare estate.

PATA Service Corp., TrusteeMichael H. Levinson, President

For more information contact:Foreclosure Department303 34th Street, Suite 6Virginia Beach, VA 23451(757) 437-0171 23022984

TRUSTEE SALE 1232 Owl Ct, Virginia Beach,

VA 23464-4852

In execution of a Deed of Trust in the original principalamount of $167,000.00, dated January 10, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20070122000094720, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 1B, Owl Court Subdivision, recorded in Map Book133, Page 52, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (41924-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022816

TRUSTEE SALE1309 Graylyn Rd, Virginia

Beach, VA 23464-8682

In execution of a Deed of Trust in the original principalamount of $200,000.00, dated October 14, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061025001622700, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as: Lot35, Block C, Rosemont Forest Subdivision, Section10, Part 1, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-017343-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022763

TRUSTEE SALE 598 Pinewood Dr Apt 202,Virginia Beach,VA 23451-4464

In execution of a Deed of Trust in the original principalamount of $156,900.00 , dated July 27, 2007 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument20070730001030200, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 17, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as:

Unit 202, Shadowlawn Villas II Condominiums,Together with an undivided interest in the commonelements.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006802-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022267

TRUSTEE SALE 1500 Garland Way, Virginia

Beach, VA 23453-1827

In execution of a Deed of Trust in the original principalamount of $100,100.00, dated July 6, 2007 recorded inthe Clerk's Office of the Circuit Court of the City Of Vir-ginia Beach, Virginia, in Instrument20070809001081030, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 7, Block 18 (erroneously referenced as Block16), Green Run P.U.D, Section B-2, Part 2, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash or certi-fied check, will be required at the time of sale with set-tlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement, reinstat-ed or paid off the loan prior to the sale. In any such event,the sale shall be null and void, and the Purchaser’s soleremedy, in law or equity, shall be the return of his depositwithout interest. Additional terms may be announced atthe time of sale. Pursuant to the Federal Fair Debt Collec-tion Practices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-009204-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 230022204

TRUSTEE SALE 2610 Bracston Rd, Virginia

Beach, VA 23456-6553

In execution of a Deed of Trust in the original principalamount of $164,000.00, dated October 18, 2004recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument200410200167481, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as: Lot57, FOXFIRE DOWNS, SECTION 2, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001061-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022731

TRUSTEE'S SALE OF 5038Eaton Court, Virginia Beach,VA 23462. In execution of a certain deed of trustdated October 26, 2007, in the original principal amountof $159,608.00 recorded in the Clerk's Office, CircuitCourt for City of Virginia Beach, Virginia, in Instrument No.20071115001536910, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on June 12, 2012, at 9:40 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,TOGETHER WITH THE IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE, AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED ASSITE B-13, ON A CERTAIN PLAT ENTITLED "REVISED PLATOF AMENDED SUBDIVISION OF KEMPSHIRE MANOR",WHICH SAID PLAT IS DULY RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA, IN MAP BOOK 107, PAGE 30, TO WHICHPLAT REFERENCE IS HEREBY MADE FOR A MOREPARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 141915 A-423994105/07/2012, 05/14/2012 23022161

TRUSTEE SALE 2030 Lyndora Rd, Virginia

Beach, VA 23464-8617

In execution of a Deed of Trust in the original principalamount of $160,000.00, dated March 28, 2008recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20080403000380870 , default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 17, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as: Lot 7, Block H,ROSEMONT FOREST SOUTH, SECTION 9, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-009656-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022776

TRUSTEE SALE 2836 Augusta Cir, Virginia

Beach, VA 23453-3306

In execution of a Deed of Trust in the original principalamount of $160,000.00, dated March 12, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20070319000366480, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 9, Block D, Lamplight Manor Subdivision,Section 2, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-007198-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022222

Trustee's Sale3613 Stepping Stone Lane,

Virginia Beach, Virginia 23452(Tax ID No. 14865635560000)

Default having been made in the terms of a certain Deedof Trust dated April 18, 2007, in the original principalamount of $171,500.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument Number 20070419000526850, theundersigned Substitute Trustees will sell at public auctionon May 18, 2012, at 8:45 a.m., in frontof the building housing the Virginia Beach Circuit Court,facing Nimmo Parkway (Building 10), Virginia BeachJudicial Center, 2425 Nimmo Parkway, Virginia Beach, VA,the property designated as Lot 9, in Block E, as shown onthat certain plat entitled "SUBDIVISION OF WINDSOROAKS, Princess Anne Borough, Virginia Beach, Virginia",which plat is duly recorded in the aforesaid Clerk's Officein Map Book 79, at Page 15.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$17,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 91966,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23022837

TRUSTEE SALE 3300 Barberry Ln, Virginia

Beach, VA 23453-5908

In execution of a Deed of Trust in the original principalamount of $235,200.00, dated November 24, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061211001837620, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 17, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as:

Lot 232, Landstown Meadows, Section 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-005479-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022654

TRUSTEE'S SALE OF 1313Bridle Creek Boulevard,Virginia Beach, VA 23464. Inexecution of a certain deed of trust dated August 24,2005, in the original principal amount of $138,900.00recorded in the Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.200508260136635, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on June 12, 2012, at 9:41 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, SITUATE,LYING AND BEING IN THE CITY OF VIRGINIA BEACH, STATEOF VIRGINIA, BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 97, AS SHOWN ON THAT CERTAINPLAT ENTITLED "SUBDIVISION PLAT OF ROSEMONTFOREST SECTION 2, PART 2B, KEMPSVILLE BOROUGH,VIRGINIA BEACH, VA." DATE 2/10/874, SCALE: 1'' = 50'.MADE BY ENGINEERING SERVICES, INC., CIVILENGINEERING - LAND SURVEYING, VIRGINIA BEACH,WHICH PLAT IS DULY RECORDED IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN MAP BOOK 179, AT PAGE 9..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 143230A-4239934 05/07/2012, 05/14/2012 23022140

TRUSTEE SALE1309 Graylyn Rd, Virginia

Beach, VA 23464-8682

In execution of a Deed of Trust in the original principalamount of $200,000.00, dated October 14, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061025001622700, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as: Lot35, Block C, Rosemont Forest Subdivision, Section10, Part 1, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-017343-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022763

TRUSTEE SALE 1500 Garland Way, Virginia

Beach, VA 23453-1827

In execution of a Deed of Trust in the original principalamount of $100,100.00, dated July 6, 2007 recorded inthe Clerk's Office of the Circuit Court of the City Of Vir-ginia Beach, Virginia, in Instrument20070809001081030, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 7, Block 18 (erroneously referenced as Block16), Green Run P.U.D, Section B-2, Part 2, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash or certi-fied check, will be required at the time of sale with set-tlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement, reinstat-ed or paid off the loan prior to the sale. In any such event,the sale shall be null and void, and the Purchaser’s soleremedy, in law or equity, shall be the return of his depositwithout interest. Additional terms may be announced atthe time of sale. Pursuant to the Federal Fair Debt Collec-tion Practices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-009204-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 230022204

TRUSTEE SALE 1232 Owl Ct, Virginia Beach,

VA 23464-4852

In execution of a Deed of Trust in the original principalamount of $167,000.00, dated January 10, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20070122000094720, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 17, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:

Lot 1B, Owl Court Subdivision, recorded in Map Book133, Page 52, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (41924-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022816

TRUSTEE SALE 598 Pinewood Dr Apt 202,Virginia Beach,VA 23451-4464

In execution of a Deed of Trust in the original principalamount of $156,900.00 , dated July 27, 2007 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument20070730001030200, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 CorporateWoods Drive, Suite 120, Virginia Beach, Virginia, onMay 17, 2012 at 3:00 o'clock pmthe property described in said deed, located at the aboveaddress and briefly described as:

Unit 202, Shadowlawn Villas II Condominiums,Together with an undivided interest in the commonelements.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006802-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022267

Page 52: Power Issue Top 75 Hampton Roads May 2012 Inside Business

52 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE'S SALE OF 1313Bridle Creek Boulevard,Virginia Beach, VA 23464. Inexecution of a certain deed of trust dated August 24,2005, in the original principal amount of $138,900.00recorded in the Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.200508260136635, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on June 12, 2012, at 9:41 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, SITUATE,LYING AND BEING IN THE CITY OF VIRGINIA BEACH, STATEOF VIRGINIA, BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 97, AS SHOWN ON THAT CERTAINPLAT ENTITLED "SUBDIVISION PLAT OF ROSEMONTFOREST SECTION 2, PART 2B, KEMPSVILLE BOROUGH,VIRGINIA BEACH, VA." DATE 2/10/874, SCALE: 1'' = 50'.MADE BY ENGINEERING SERVICES, INC., CIVILENGINEERING - LAND SURVEYING, VIRGINIA BEACH,WHICH PLAT IS DULY RECORDED IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN MAP BOOK 179, AT PAGE 9..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 143230A-4239934 05/07/2012, 05/14/2012 23022140

TRUSTEE'S SALE OF 3920Peridot Place, Virginia Beach,VA 23456. In execution of a certain deed of trustdated July 28, 2008, in the original principal amount of$260,347.00 recorded in the Clerk's Office, Circuit Courtfor City of Virginia Beach, Virginia, in Instrument No.20080801000907440, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on June 12, 2012, at 9:44 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, SITUATE,LYING AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 37, IN BLOCK G, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SUBDIVISION OF SALEMVILLAGES, SECTION THREE, PART 2, KEMPSVILLEBOROUGH-VIRGINIA BEACH, VIRGINIA IN MAP BOOK 160,AT PAGE 17. REERENCE IS HEREBY MADE TO SAID PLATFOR A MORE PARTICULAR DESCRIPTION OF SAIDLOT..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post- saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146322 A-423990505/07/2012, 05/14/2012 23021978

TRUSTEE'S SALE OF 4902Kemps Lake Drive, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated August 19, 2005, in the originalprincipal amount of $212,000.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200508230134300, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:43 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN CONDOMINIUMUNIT KNOWN AND NUMBERED AS UNIT 4902 IN THATCERTAIN CONDOMINUIM ENTITLED KEMPS LAKECONDOMINIUM, LOACTED IN THE CITY OF VIRGINIABEACH, VIRGINIA, TOGETHER WITH AN UNDIVIDEDINTEREST IN THE COMMON ELEMENTS APPERTAINING TOSAID UNIT, ALL AS MORE PARTICULARLY DESCRIBED INTHAT CERTAIN CONDOMINIUM DECLARATION DATEDOCTOBER 1, 1997 AND RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA, IN DEED BOOK 359, AT PAGE 1933, ETSEQ., AND THE EXHIBITS AND AMENDMENTS THERETO, TOWHICH CONDOMINIUM DECLARATION AND THE EXHIBITSAND AMENDMENTS THERETO REFERENCE IS HEREBYMADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 136591A-4239876 05/07/2012, 05/14/2012 23021929

TRUSTEE'S SALE OF 1224Eaglewood Drive, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated May 09, 2008, in the original principalamount of $223,236.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20080512000554230, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:45 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTSTHEREON AND THE APPURTENANCES THEREUNTOBELONGING, SITUATE, LYING AND BEING IN THE CITY OFVIRGINIA BEACH, VIRGINIA, AND KNOWN, NUMBERED,AND DESIGNATED AS LOT 33A, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "RESUBDIVISION OF REDWING,SECTION ONE, PART TWO, LOTS 30 A & B THRU 96 A & B,PRINCESS ANNE BOROUGH - VIRGINIA BEACH, VIRGINIA",SCALE 1"=40', DATED NOVEMBER 11, 1980, MADE BYROBERT T. ADDISON AND ASSOCIATES, LTD.,SURVEYING-ENGINEERING, PORTSMOUTH, VIRGINIA, ANDBY MILLER-FOX, P.C., CIVIL ENGINEERS, NORFOLK &VIRGINA BEACH, VIRGINIA, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA IN MAPBOOK 145, PAGE 31, REFERENCE TO WHICH PLAT ISHEREBY MADE FOR A MORE PARTICULAR DESCRIPTIONOF SAID LOT..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145193 A-423987405/07/2012, 05/14/2012 23021861

TRUSTEE'S SALE OF 873Brittlebank Drive, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated May 27, 2005, in the original principalamount of $334,400.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200506060084470, and modified on June11, 2008, to increase the principal balance to$354,982.15. This modification agreement was recordedin Instrument No. 20080917001098050, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:49 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN CONDOMINIUMUNIT, SITUATE, LYING AND BEING IN THE CITY OF VIRGINIABEACH, VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS UNIT NUMBER FORTY-FOUR (44), INPHASE FIVE (5), AS SHOWN ON THAT CERTAIN PLATENTITLED "PARK PLACE AT TOWNE SQUARE, ACONDOMINIUM, PHASE FIVE" RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA AS DOCUMENT NUMBER200401300017162 AND IN THE DECLARATION OFCONDOMINIUM OF PLARK PLACE AT TOWNE SQUARE, ACONDOMINIUM, IN DOCUMENT NUMBER200402050021639, AS AMENDED IN200402230030365, AND THE EXHIBITS ANDAMENDMENTS THERETO, TO WHICH CONDOMINIUMDECLARATION AND THE EXHIBITS AND AMENDMENTSTHERETO REFERENCE IS HEREBY MADE FOR A MOREPARTICULAR DESCRIPTION IS OF SAID UNIT; SAIDCONDOMINIUM BEING A PORTION OF THE TOWNE SQUAREDEVELOPMENT RECORDED AS #200211043059021DEVELOPED BY SANDLER DEVELOPMENT AT TOWNESQUARE L.L.C RECORDED IN THE AFORESAID CLERK'SOFFICE..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144631 A-423986705/07/2012, 05/14/2012 23021809

TRUSTEE'S SALE OF 3901Thalia Trace Court, VirginiaBeach, VA 23452. In execution of a certaindeed of trust dated May 19, 2009, in the original principalamount of $126,400.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20090529000598060, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on June 12, 2012, at9:42 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON AND THE APPURTENANCESTHEREUNTO BELONGING, LYING, SITUATE AND BEING INTHE KEMPSVILLE BOROUGH, VIRGINIA BEACH, VIRGINIA,KNOWN, NUMBERED AND DESIGNATED AS LOT 1, BLOCKG, SECTION 3, THALIA TRACE, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "SUBDIVISION OF THALIA TRACE,SECTION 3", DATED DECEMBER, 1980, WHICH SAID PLATIS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN MAP BOOK 151, AT PAGE 47.TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 143808A-4239933 05/07/2012, 05/14/2012 23022054

TRUSTEE'S SALE OF 220 MattLane, Virginia Beach, VA23454. In execution of a certain deed of trust datedMarch 18, 2010, in the original principal amount of$197,728.00 recorded in the Clerk's Office, Circuit Courtfor City of Virginia Beach, Virginia, in Instrument No.20100324000275160, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 31, 2012, at 9:46 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE INTHE CITY OF VIRGINIA BEACH, COMMONWEALTH OFVIRGINIA, AND BEING MORE PARTICULARLY DESCRIBEDAS FOLLOWS: ALL THAT CERTAIN LOT, PIECE OR PARCELOF LAND, WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THE CITY OFVIRGINIA BEACH, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 75, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "PLAT 'A' OF ADDITIONALLOTS, WEST OCEANA GARDEN", WHICH PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN MAP BOOK 29, PAGE16..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145550 A-423987105/07/2012, 05/14/2012 2302183

TRUSTEE'S SALE OF 5117Indian River Road, VirginiaBeach, VA 23464. In execution of a certaindeed of trust dated December 17, 2007, in the originalprincipal amount of $238,322.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20080204000127730, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:47 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN TRACT, PIECE ORPARCEL OF LAND. SITUATE, LYING AND BEING IN THE CITYOF VIRGINIA BEACH (FORMERLY PRINCESS ANNECOUNTY), VIRGINIA, CONTAINING .27 ACRES OF LAND,MORE OR LESS, AND KNOWN AND DESIGNATED ASPARCEL "A", .27 AC., AS SHOWN AND DESCRIBED ONTHAT CERTAIN PLAT ENTITLED "PROPERTY OF ST.MATTHEW A.M.E. CHURCH, LOCATED NEAR MEARSCORNER - PRINCESS ANNE COUNTY, VIRGINIA, SCALE: lINCH - 50', OCTOBER IS, 1958, W.B. GALLUPCOUNTYSURVEYOR, WHICH SAID PLAT IS RECORDED IN DEEDBOOK 696 AT PAGE 355; REFERENCE TO THE SAID PLATBEING HEREBY MADE FOR A MORE PARTICULARDESCRIPTION AND LOCATION OF THE SAID PARCEL OFLAND. LESS AND EXCEPT THAT PIECE OF PROPERTYCONVEYED TO THE CITY OF VIRGINIA BEACH RECORDEDDECEMBER 4, 1989 IN DEED BQOK 2875 AT PAGE1235..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 136601 A-423986605/07/2012, 05/14/2012 23021778

TRUSTEE'S SALE OF 5129Andover Road, Virginia Beach,VA 23464. In execution of a certain deed of trustdated May 15, 2006, in the original principal amount of$175,500.00 recorded in the Clerk's Office, Circuit Courtfor City of Virginia Beach, Virginia, in Instrument No.20061206001820370, and modified on March 28, 2008,to increase the principal balance to $191,707.60. Thismodification agreement was recorded in Instrument No.20101216001327620, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 31, 2012, at 9:44 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, SITUATE,LYING AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 25, IN BLOCK A, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "PLAT OF INDIAN LAKESSUBDIVISION, SECTION B-1, KEMPSVILLE BOROUGH,VIRGINIA BEACH", SAID PLAT BEING DULY RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITYOF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK 102, PAGES49 AND 50.TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145134 A-423987505/07/2012, 05/14/2012 23021876

TRUSTEE'S SALE OF 1308Snowflake Circle, VirginiaBeach, VA 23453. In execution of a certaindeed of trust dated November 24, 2010, in the originalprincipal amount of $155,417.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20101130001260080, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on June 12, 2012, at9:45 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, LYING, BEING AND SITUATE INTHE CITY OF VIRGINIA BEACH, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 57, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "GREEN RUNP.U.D. SUBDIVISION, SECTION B-5, PART B-2", WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN DEED BOOK 2431, AT PAGES 929 AND930.TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146323 A-423990405/07/2012, 05/14/2012 23021968

TRUSTEE'S SALE OF 720 GrantAvenue, Virginia Beach, VA23452. In execution of a certain deed of trust datedFebruary 10, 2009, in the original principal amount of$167,575.00 recorded in the Clerk's Office, Circuit Courtfor City of Virginia Beach, Virginia, in Instrument No.20090218000166830, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on June 12, 2012, at 9:43 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, SITUATE,LYING AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATEDAS LOT THIRTEEN (13), AS SHOWN ON THE PLATENTITLED "SUBDIVISION OF HEJDO TERRACE, PRINCESSANNE BOROUGH, VIRGINIA BEACH, VA." MADE BY MARSHAND BASGIER, INC., P.C.,ENGINEERS-SURVEYORS-PLANNERS AND DATED MARCH1976, WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA IN MAP BOOK 113, AT PAGE56..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145029 A-423992805/07/2012, 05/14/2012 23022029

TRUSTEE'S SALE OF 873Brittlebank Drive, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated May 27, 2005, in the original principalamount of $334,400.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200506060084470, and modified on June11, 2008, to increase the principal balance to$354,982.15. This modification agreement was recordedin Instrument No. 20080917001098050, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:49 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN CONDOMINIUMUNIT, SITUATE, LYING AND BEING IN THE CITY OF VIRGINIABEACH, VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS UNIT NUMBER FORTY-FOUR (44), INPHASE FIVE (5), AS SHOWN ON THAT CERTAIN PLATENTITLED "PARK PLACE AT TOWNE SQUARE, ACONDOMINIUM, PHASE FIVE" RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA AS DOCUMENT NUMBER200401300017162 AND IN THE DECLARATION OFCONDOMINIUM OF PLARK PLACE AT TOWNE SQUARE, ACONDOMINIUM, IN DOCUMENT NUMBER200402050021639, AS AMENDED IN200402230030365, AND THE EXHIBITS ANDAMENDMENTS THERETO, TO WHICH CONDOMINIUMDECLARATION AND THE EXHIBITS AND AMENDMENTSTHERETO REFERENCE IS HEREBY MADE FOR A MOREPARTICULAR DESCRIPTION IS OF SAID UNIT; SAIDCONDOMINIUM BEING A PORTION OF THE TOWNE SQUAREDEVELOPMENT RECORDED AS #200211043059021DEVELOPED BY SANDLER DEVELOPMENT AT TOWNESQUARE L.L.C RECORDED IN THE AFORESAID CLERK'SOFFICE..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144631 A-423986705/07/2012, 05/14/2012 23021809

TRUSTEE'S SALE OF 1224Eaglewood Drive, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated May 09, 2008, in the original principalamount of $223,236.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20080512000554230, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:45 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTSTHEREON AND THE APPURTENANCES THEREUNTOBELONGING, SITUATE, LYING AND BEING IN THE CITY OFVIRGINIA BEACH, VIRGINIA, AND KNOWN, NUMBERED,AND DESIGNATED AS LOT 33A, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "RESUBDIVISION OF REDWING,SECTION ONE, PART TWO, LOTS 30 A & B THRU 96 A & B,PRINCESS ANNE BOROUGH - VIRGINIA BEACH, VIRGINIA",SCALE 1"=40', DATED NOVEMBER 11, 1980, MADE BYROBERT T. ADDISON AND ASSOCIATES, LTD.,SURVEYING-ENGINEERING, PORTSMOUTH, VIRGINIA, ANDBY MILLER-FOX, P.C., CIVIL ENGINEERS, NORFOLK &VIRGINA BEACH, VIRGINIA, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA IN MAPBOOK 145, PAGE 31, REFERENCE TO WHICH PLAT ISHEREBY MADE FOR A MORE PARTICULAR DESCRIPTIONOF SAID LOT..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145193 A-423987405/07/2012, 05/14/2012 23021861

TRUSTEE'S SALE OF1820 KATHLEEN COURT,

VIRGINIA BEACH, VA 23464

In execution of a Deed of Trust in the original principalamount of $256,000.00, with an annual interest rate of6.3750% from Deborah Ann Melvin F/K/A Deborah AnnGray dated January 25, 2007, recorded among the landrecords of the Circuit Court for the City Of Virginia Beachas Deed Book/Instrument Number20070209000189700, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe City Of Virginia Beach, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 30, 2012 at 11:30AM, the property with improvements to wit:

LOT 14, BLOCK I, AS SHOWN ON THAT CERTAIN PLATENTITLED "CHARLESTOWNE LAKES SOUTH SECTION 3,PART "B", KEMPSVILLE BOROUGH, VIRGINIA BEACH,VIRGINIA", WHICH PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA IN MAP BOOK 170 AT PAGE 9.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 09-166202D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23021597

TRUSTEE'S SALE OF 4902Kemps Lake Drive, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated August 19, 2005, in the originalprincipal amount of $212,000.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200508230134300, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:43 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN CONDOMINIUMUNIT KNOWN AND NUMBERED AS UNIT 4902 IN THATCERTAIN CONDOMINUIM ENTITLED KEMPS LAKECONDOMINIUM, LOACTED IN THE CITY OF VIRGINIABEACH, VIRGINIA, TOGETHER WITH AN UNDIVIDEDINTEREST IN THE COMMON ELEMENTS APPERTAINING TOSAID UNIT, ALL AS MORE PARTICULARLY DESCRIBED INTHAT CERTAIN CONDOMINIUM DECLARATION DATEDOCTOBER 1, 1997 AND RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA, IN DEED BOOK 359, AT PAGE 1933, ETSEQ., AND THE EXHIBITS AND AMENDMENTS THERETO, TOWHICH CONDOMINIUM DECLARATION AND THE EXHIBITSAND AMENDMENTS THERETO REFERENCE IS HEREBYMADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 136591A-4239876 05/07/2012, 05/14/2012 23021929

Page 53: Power Issue Top 75 Hampton Roads May 2012 Inside Business

MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 53

TRUSTEE'S SALE OF1820 KATHLEEN COURT,

VIRGINIA BEACH, VA 23464

In execution of a Deed of Trust in the original principalamount of $256,000.00, with an annual interest rate of6.3750% from Deborah Ann Melvin F/K/A Deborah AnnGray dated January 25, 2007, recorded among the landrecords of the Circuit Court for the City Of Virginia Beachas Deed Book/Instrument Number20070209000189700, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe City Of Virginia Beach, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 30, 2012 at 11:30AM, the property with improvements to wit:

LOT 14, BLOCK I, AS SHOWN ON THAT CERTAIN PLATENTITLED "CHARLESTOWNE LAKES SOUTH SECTION 3,PART "B", KEMPSVILLE BOROUGH, VIRGINIA BEACH,VIRGINIA", WHICH PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA IN MAP BOOK 170 AT PAGE 9.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 09-166202D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23021597

NOTICE OF DEFAULT ANDFORECLOSURE SALE

WHEREAS, on November 13, 2006, a certain MortgageDeed of Trust was executed by William E. Councilman,as mortgagors, in favor of FINANCIAL FREEDOM SENIORFUNDING CORPORATION as mortgagee and Robert E.Ruloff as Trustee, and was recorded on November 21,2006, as Instrument Number 20061121001754580, inthe Office of the Circuit Court for the City of Virginia Beach;Virginia; and

WHEREAS, the Mortgage Deed of Trust was insured bythe United States Secretary of Housing and UrbanDevelopment (the Secretary) pursuant to the NationalHousing Act for the purpose of providing single familyhousing; and

WHEREAS, the Mortgage beneficial interest in theDeed of Trust is now owned by the Secretary, pursuant toan assignment dated June 9, 2010, and recorded on July12, 2010, as Instrument Number 20100712000696640,in the Office of the Circuit Court, City of Virginia Beach,Virginia; and

WHEREAS, a default has been made in the covenantsand condition of the Mortgage Deed of Trust in that thepayment due on November 24, 2011 was not made andremains wholly unpaid as of the date of this notice, and nopayment has been made sufficient to restore the loan tocurrency; and

WHEREAS, the entire amount delinquent as of May 29,2012 is $308,852.31 and

WHEREAS,by virtue of this default, the Secretary hasdeclared the entire amount of the indebtedness securedby the Mortgage Deed of Trust to be immediately due andpayable;

NOW THEREFORE, pursuant to powers vested in me bythe Single Family Mortgage Foreclosure Act of 1994, 12U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and bythe Secretary's designation of me as ForeclosureCommissioner, recorded on February 11, 2011, asInstrument Number 20110211000150080, notice ishereby given that on May 29, 2012 at 2:30p.m. local time, all real and personal property at orused in connection with the following described premises("Property") will be sold at public Auction to the highestbidder:

Commonly known as: Lot 33, Section 2, Subdivision ofKempsville Colony With a Property address of: 5112 Rochelle Road Virginia Beach, Virginia 23464

The Sale will be held on May 29, 2012 at 2:30 p.m. atthe main entrance to the building housing the Circuit Courtfor City of Virginia Beach, Virginia, 2425 Nimmo Parkway,Building 10, 4th Floor Virginia Beach, VA 23456-9017

The Secretary of Housing and Urban Development will be$308,852.31

There will be no proration of taxes, rents or otherincome or liabilities, except that the purchaser will pay, ator before closing, his prorata share of any real estatetaxes that have been paid by the Secretary to the dated ofthe foreclosure sale.

When making their bids, all bidders except theSecretary must submit a deposit totaling $30,000.00,10% of the Secretary's bid, in the form of a certified checkor cashier's check made out to the Secretary of HUD.(Deposit & Bid amounts subject to change) Each oral bidneed not be accompanied by a deposit. If the successfulbid is oral, a deposit of $30,000.00 must be presentedbefore the bidding is closed. The deposit isnonrefundable. The remainder of the purchase price mustbe delivered within 30 days of the sale or at such othertime as the Secretary may determine for good causeshown, time being of the essence. This amount, like thebid deposits, must be delivered In the form of a certifiedor cashier's check. If the Secretary is the high bidder, heneed not pay the bid amount in cash. The successfulbidder will pay all conveyance fees, all real estate andother taxes that are due on or after the delivery of theremainder of the payment and all other costs associatedwith the transfer of title. At the conclusion of the sale, thedeposits of the unsuccessful bidders will be returned tothem.

The Secretary may grant an extension of time withinwhich to deliver the remainder of the payment. Allextensions will be for 15-day increments for a fee of$500.00, paid in advance. The extension fee shall be inthe form of a certified or cashier's check made payable tothe Secretary of HUD. If the high bidder closes the saleprior to the expiration of any extension period, the unusedportion of the extension fee shall be applied toward theamount due.

If the high bidder is unable to close the sale within therequired period, or within any extensions of time grantedby the Secretary, the high bidder may be required to forfeitthe cash deposit or, at the election of the foreclosurecommissioner after consultation with the HUD Field Officerepresentative, will be liable to HUD for any costs incurredas a result of such failure. The Commissioner may, at thedirection of the HUD Field Office Representative, offer theProperty to the second highest bidder for an amount equalto the highest price offered by that bidder.

There is no right of redemption, or right of possessionbased upon a right of redemption, in the mortgagor orothers subsequent to a foreclosure completed pursuant tothe Act. Therefore, the Foreclosure Commissioner willissue a Deed to the purchaser (s) upon receipt of theentire purchase price in accordance with the terms of thesale as provided herein. HUD does not guarantee that theproperty will be vacant.

The scheduled foreclosure shall be cancelled or adjournedif it is established, by documented written application ofthe mortgager to the Foreclosure Commissioner not lessthan 3 days before the date of sale, or otherwise, that thedefaults upon which the foreclosure is based did not existat the time of service of this notice of default andforeclosure sale, or all amounts due under the mortgageagreement are tendered to the Foreclosure Commissioner,in the form of a certified or cashier's check payable to theSecretary of HUD, before public auction of the property iscompleted.

The Amount that must be paid if the Mortgage is to bereinstated prior to the scheduled sale $308,852.31 as ofMay 29, 2012, plus all other amounts that would be dueunder the mortgage agreement if payments under themortgage had not been accelerated, advertising costs andpostage expenses incurred in giving notice, mileage by themost reasonable road distance for posting notices and forthe Foreclosure Commissioner's attendance at the sale,reasonable and customary costs incurred for title and lienrecord searches, the necessary out-of-pocket costsincurred by the Foreclosure Commissioner for recordingdocuments, a commission for the ForeclosureCommission, and all other costs incurred in connectionwith the foreclosure prior to reinstatement.

Tender of payment by certified or cashier's check orapplication for cancellation of the foreclosure sale shall besubmitted to the address of the Foreclosure Commissionerprovided below.

Foreclosure CommissionerFriedman & MacFadyen, P.A.FOR INFORMATION CONTACT:1601 Rolling Hills Drive, Suite 125Richmond, Virginia 23229(804)288-0088 Phone(804)288-0052 FaxFile #232009

AD Dates: May 7, 2012 May 14, 2012 May 21, 201223031381

BWW# 80736

TRUSTEE'S SALE OF 3903Thalia Trace Court, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated August 04, 2006, in the originalprincipal amount of $144,900.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20060808001206350, and modified onAugust 01, 2009, to increase the principal balance to$155,644.96, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Virginia Beach, 2425 Nimmo Parkway,Municipal Center, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:46 AM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE AND BEING IN THE KEMPSVILLE BOROUGH,VIRGINIA BEACH, VIRGINIA, KNOWN, NUMBERED ANDDESIGNATED AS LOT 2, IN BLOCK G, SECTION 3, THALIATRACE, SECTION 3, DATED DECEMBER 1980, WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN MAP BOOK 151, AT PAGE 47. TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable tothe Substitute Trustee must be present at the time of thesale. The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Saleis subject to post sale confirmation that the borrower didnot file for protection under the U.S. Bankruptcy Code priorto the sale, as well as to post-sale confirmation and auditof the status of the loan with the loan servicer including,but not limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703 )548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 230212264

TRUSTEE'S SALE OF419 ADKINS ARCH

Virginia Beach Virginia

Pursuant to the terms of a deed of trust dated December2, 2005, in the original principal amount of $175,000.00,recorded in the Clerk's Office, Circuit Court for the City ofVirginia Beach, Virginia, as Instrument Number20051212001984210, the property briefly describedbelow will be offered for sale at public auction.

Unit 419, Building 9, Adkins Reserve, A Condominium, asthe same is duly dedicated, platted and recorded in DeedBook 4155 at page 584, among the land records for theCity of Virginia Beach, Virginia, as more particularlydescribed in the referenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at1:00 p.m. at the main entrance of the buildinghousing the Circuit Court for the City of Virginia Beach, Vir-ginia.

Terms: A deposit in the form of certified funds in theamount of $15,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt Collec-tion Practices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229,Telephone: (804) 288-0088Ref#232225

Ad dates: May 7, 2012 May 14, 201223021093

TRUSTEE'S SALE OF 1521 NewYork Avenue, Virginia Beach,VA 23454. In execution of a certain deed of trustdated October 14, 2010, in the original principal amountof $196,000.00 recorded in the Clerk's Office, CircuitCourt for City of Virginia Beach, Virginia, in Instrument No.20101018001095180, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 22, 2012, at 9:45 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, LYING,BEING SITUATE IN THE CITY OF VIRGINIA BEACH, VIRGINIA,AND BEING KNOWN, NUMBERED AND DESIGNATED ASLOT EIGHT (8), IN BLOCK B, AS SHOWN ON THAT CERTAINPLAT ENTITLED, "OCEANA TERRACE", WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 7, AT PAGE 147. LESS, SAVE AND EXCEPTTHAT PROPERTY CONVEYED TO THE CITY OF VIRGINIABEACH, ON MAY 26, 1999, BY INSTRUMENT RECORDED INDEED BOOK 4098 AT PAGE 742..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, websi te :www.bwwsales .com. BWW# 143619 A-423895705/07/2012, 05/14/2012 23019786

TRUSTEE'S SALE OF4111 MACARTHUR ROAD,

VIRGINIA BEACH, VA 23453

In execution of a Deed of Trust in the original principalamount of $82,000.00, with an annual interest rate of7.3500% from AMY CAMPBELL AND NANCY CAMPBELLdated March 23, 2005, recorded among the land recordsof the Circuit Court for the CITY OF VIRGINIA BEACH asDeed Book/Instrument Number 200507080104059, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF VIRGINIA BEACH, ATTHE FRONT OF THE LAW OFFICE OF SHAPIRO BROWN &ALT, LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE215, VIRGINIA BEACH, VIRGINIA on June 6, 2012at 11:30 AM, the property with improvements towit:

LOT NUMBERED ONE HUNDRED THIRTY-SEVEN (137), ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "GREEN RUNP.U.D. SUBDIVISION, SECTION E-4 (PREVIOUSLY SHOWNAS G-4), PART 2", WHICH SAID PLAT IS DULY RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUIT COURT FOR THECITY OF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK 144 ATPAGE 41.

AND further described in the above Deed of Trust. (TaxMap No. 1475-98-9198-0000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$8,200.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 10-201356V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23019495

NOTICE OF DEFAULT ANDFORECLOSURE SALE

WHEREAS, on November 13, 2006, a certain MortgageDeed of Trust was executed by William E. Councilman,as mortgagors, in favor of FINANCIAL FREEDOM SENIORFUNDING CORPORATION as mortgagee and Robert E.Ruloff as Trustee, and was recorded on November 21,2006, as Instrument Number 20061121001754580, inthe Office of the Circuit Court for the City of Virginia Beach;Virginia; and

WHEREAS, the Mortgage Deed of Trust was insured bythe United States Secretary of Housing and UrbanDevelopment (the Secretary) pursuant to the NationalHousing Act for the purpose of providing single familyhousing; and

WHEREAS, the Mortgage beneficial interest in theDeed of Trust is now owned by the Secretary, pursuant toan assignment dated June 9, 2010, and recorded on July12, 2010, as Instrument Number 20100712000696640,in the Office of the Circuit Court, City of Virginia Beach,Virginia; and

WHEREAS, a default has been made in the covenantsand condition of the Mortgage Deed of Trust in that thepayment due on November 24, 2011 was not made andremains wholly unpaid as of the date of this notice, and nopayment has been made sufficient to restore the loan tocurrency; and

WHEREAS, the entire amount delinquent as of May 29,2012 is $308,852.31 and

WHEREAS,by virtue of this default, the Secretary hasdeclared the entire amount of the indebtedness securedby the Mortgage Deed of Trust to be immediately due andpayable;

NOW THEREFORE, pursuant to powers vested in me bythe Single Family Mortgage Foreclosure Act of 1994, 12U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and bythe Secretary's designation of me as ForeclosureCommissioner, recorded on February 11, 2011, asInstrument Number 20110211000150080, notice ishereby given that on May 29, 2012 at 2:30p.m. local time, all real and personal property at orused in connection with the following described premises("Property") will be sold at public Auction to the highestbidder:

Commonly known as: Lot 33, Section 2, Subdivision ofKempsville Colony With a Property address of: 5112 Rochelle Road Virginia Beach, Virginia 23464

The Sale will be held on May 29, 2012 at 2:30 p.m. atthe main entrance to the building housing the Circuit Courtfor City of Virginia Beach, Virginia, 2425 Nimmo Parkway,Building 10, 4th Floor Virginia Beach, VA 23456-9017

The Secretary of Housing and Urban Development will be$308,852.31

There will be no proration of taxes, rents or otherincome or liabilities, except that the purchaser will pay, ator before closing, his prorata share of any real estatetaxes that have been paid by the Secretary to the dated ofthe foreclosure sale.

When making their bids, all bidders except theSecretary must submit a deposit totaling $30,000.00,10% of the Secretary's bid, in the form of a certified checkor cashier's check made out to the Secretary of HUD.(Deposit & Bid amounts subject to change) Each oral bidneed not be accompanied by a deposit. If the successfulbid is oral, a deposit of $30,000.00 must be presentedbefore the bidding is closed. The deposit isnonrefundable. The remainder of the purchase price mustbe delivered within 30 days of the sale or at such othertime as the Secretary may determine for good causeshown, time being of the essence. This amount, like thebid deposits, must be delivered In the form of a certifiedor cashier's check. If the Secretary is the high bidder, heneed not pay the bid amount in cash. The successfulbidder will pay all conveyance fees, all real estate andother taxes that are due on or after the delivery of theremainder of the payment and all other costs associatedwith the transfer of title. At the conclusion of the sale, thedeposits of the unsuccessful bidders will be returned tothem.

The Secretary may grant an extension of time withinwhich to deliver the remainder of the payment. Allextensions will be for 15-day increments for a fee of$500.00, paid in advance. The extension fee shall be inthe form of a certified or cashier's check made payable tothe Secretary of HUD. If the high bidder closes the saleprior to the expiration of any extension period, the unusedportion of the extension fee shall be applied toward theamount due.

If the high bidder is unable to close the sale within therequired period, or within any extensions of time grantedby the Secretary, the high bidder may be required to forfeitthe cash deposit or, at the election of the foreclosurecommissioner after consultation with the HUD Field Officerepresentative, will be liable to HUD for any costs incurredas a result of such failure. The Commissioner may, at thedirection of the HUD Field Office Representative, offer theProperty to the second highest bidder for an amount equalto the highest price offered by that bidder.

There is no right of redemption, or right of possessionbased upon a right of redemption, in the mortgagor orothers subsequent to a foreclosure completed pursuant tothe Act. Therefore, the Foreclosure Commissioner willissue a Deed to the purchaser (s) upon receipt of theentire purchase price in accordance with the terms of thesale as provided herein. HUD does not guarantee that theproperty will be vacant.

The scheduled foreclosure shall be cancelled or adjournedif it is established, by documented written application ofthe mortgager to the Foreclosure Commissioner not lessthan 3 days before the date of sale, or otherwise, that thedefaults upon which the foreclosure is based did not existat the time of service of this notice of default andforeclosure sale, or all amounts due under the mortgageagreement are tendered to the Foreclosure Commissioner,in the form of a certified or cashier's check payable to theSecretary of HUD, before public auction of the property iscompleted.

The Amount that must be paid if the Mortgage is to bereinstated prior to the scheduled sale $308,852.31 as ofMay 29, 2012, plus all other amounts that would be dueunder the mortgage agreement if payments under themortgage had not been accelerated, advertising costs andpostage expenses incurred in giving notice, mileage by themost reasonable road distance for posting notices and forthe Foreclosure Commissioner's attendance at the sale,reasonable and customary costs incurred for title and lienrecord searches, the necessary out-of-pocket costsincurred by the Foreclosure Commissioner for recordingdocuments, a commission for the ForeclosureCommission, and all other costs incurred in connectionwith the foreclosure prior to reinstatement.

Tender of payment by certified or cashier's check orapplication for cancellation of the foreclosure sale shall besubmitted to the address of the Foreclosure Commissionerprovided below.

Foreclosure CommissionerFriedman & MacFadyen, P.A.FOR INFORMATION CONTACT:1601 Rolling Hills Drive, Suite 125Richmond, Virginia 23229(804)288-0088 Phone(804)288-0052 FaxFile #232009

AD Dates: May 7, 2012 May 14, 2012 May 21, 201223031381

Trustee's Sale1632 Pattington Circle,

Virginia Beach, Virginia 23454(Tax ID No. 24156469621632)

Default having been made in the terms of a certain Deedof Trust dated February 28, 2006, in the original principalamount of $199,192.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument Number 20060301000324310, theundersigned Substitute Trustees will sell at public auctionon June 1, 2012, at 8:45 a.m., in front ofthe building housing the Virginia Beach Circuit Court,facing Nimmo Parkway (Building 10), Virginia BeachJudicial Center, 2425 Nimmo Parkway, Virginia Beach, VA,the property designated as Unit No. 1632, in Wellington atDam Neck Condominium, together with an undividedinterest in the common elements, as defined anddescribed in the Declaration of Wellington at Dam NeckCondominium dated October 17, 1996, which is recordedin the aforesaid Clerk's Office in Deed Book 3673, at Page1017.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$19,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. AtlanticTrustee Services, L.L.C., Substitute Trustee, Crown CenterBuilding, Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 97979, Tel: (757) 321-6465, Between10:00 a.m. & 12:00 noon only.

TRUSTEE'S SALE OF1319 TAIT CLOSE,

VIRGINIA BEACH, VA 23456

In execution of a Deed of Trust in the original principalamount of $108,000.00, with an annual interest rate of6.6250% from George C. Bunch dated October 19, 2007,recorded among the land records of the Circuit Court forthe City of Virginia Beach as Deed Book/InstrumentNumber 20071026001448720, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Virginia Beach, AT THE FRONT OFTHE LAW OFFICE OF SHAPIRO BROWN & ALT, LLPLOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 23, 2012 at11:30 AM, the property with improvements to wit:

Building 700, Unit 702, in that certain condominiumentitled Lake Princess Anne, A Condominium, located inthe City of Virginia Beach, Virginia, all as more particularlydescribed, designated and shown in that certainCondominium Declaration dated August 15, 1986, andrecorded in the Clerk's office of the Circuit Court of theCity of Virginia Beach, Virginia, in Deed Book 2573, atpage 1723, and more particular description of said unit.Less and except that portion of property conveyed to theCity of Virginia Beach, Virginia, by Deed recorded in DeedBook 3779, at page 1197.

AND further described in the above Deed of Trust. (TaxMap No. 1475-88-2041-3300)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$10,800.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 12-225925.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23019476

BWW# 143688

TRUSTEE'S SALE OF 1205Reardon Circle, VirginiaBeach, VA 23453. In execution of a certaindeed of trust dated January 12, 2007, in the originalprincipal amount of $242,000.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20070118000079810, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:48 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THERERON, SITUATE, LYING AND BEINGIN THE CITY OF VIRGINIA BEACH, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 5, INBLOCK D, AS SHOWN ON THAT CERTAIN PLAT ENTITLED"GREEN RUN P.U.D. SUBDIVISION SECTION A-4, PART 1",WHICH SAID PLAT IS DULY RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT FOR THE CITY OF VIRGINIABEACH, VIRGINIA, IN MAP BOOK 135, PAGES 26 AND27.TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23021237

BWW# 139146

TRUSTEE'S SALE OF 3904Cromwell Park Drive, VirginiaBeach, VA 23456. In execution of a certaindeed of trust dated September 20, 2006, in the originalprincipal amount of $300,000.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20060926001462890, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on June 05, 2012, at9:41 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN CONDOMINIUMUNIT LOCATED IN THE CITY OF VIRGINIA BEACH, VIRGINIA,DESIGNATED AS UNIT 3904 CROMWELL PARK DRIVE,CROMWELL PARK AT SALEM, A CONDOMINUM, TOGETHERWITH AN UNDIVIDED FRACTIONAL INTEREST IN CERTAINCOMMON ELEMENTS APPURTENANT TO SAID UNIT, ALL ASMORE PARTICULARLY DESCRIBED, DESIGNATED ANDSHOWN IN THAT CERTAIN DECLARATION OFCONDOMINIUM ESTABLISHING A CONDOMINIUM KNOWNAS "CROMWELL PARK AT SALEM, A CONDOMINIUM",DATED APRIL 28, 2004, AND RECORDED IN THE OFFICEOF THE CLERK OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, AS INSTRUMENT NUMBER200404280066749. A DESCRIPTION OF THE UNIT, THECOMMON ELEMENTS AND THE FRACTIONAL INTEREST,WHICH WILL CHANGE FROM TIME TO TIME DEPENDINGUPON THE NUMBER OF UNITS CREATED, CAN BEDETERMINED BY REFERENCE TO SAID DECLARATIONSAND TO PLATS AND PLANS RECORDED IN SAID CLERK'SOFFICE..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23021299

TRUSTEE'S SALE OF 1521 NewYork Avenue, Virginia Beach,VA 23454. In execution of a certain deed of trustdated October 14, 2010, in the original principal amountof $196,000.00 recorded in the Clerk's Office, CircuitCourt for City of Virginia Beach, Virginia, in Instrument No.20101018001095180, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 22, 2012, at 9:45 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, LYING,BEING SITUATE IN THE CITY OF VIRGINIA BEACH, VIRGINIA,AND BEING KNOWN, NUMBERED AND DESIGNATED ASLOT EIGHT (8), IN BLOCK B, AS SHOWN ON THAT CERTAINPLAT ENTITLED, "OCEANA TERRACE", WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 7, AT PAGE 147. LESS, SAVE AND EXCEPTTHAT PROPERTY CONVEYED TO THE CITY OF VIRGINIABEACH, ON MAY 26, 1999, BY INSTRUMENT RECORDED INDEED BOOK 4098 AT PAGE 742..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, websi te :www.bwwsales .com. BWW# 143619 A-423895705/07/2012, 05/14/2012 23019786

TRUSTEE'S SALE OF2165 Catworth Drive

Virginia Beach, VA 23456In execution of a Deed of Trust in the original principalamount of $286,000.00, from Shunita L. Vaughan,Grantor(s), dated July 1, 2005, recorded among the landrecords of the Circuit Court for the City of Virginia Beachon July 8, 2005 as Instrument #200507080104414, theundersigned appointed Substitute Trustee will offer forsale at public auction at the Courthouse Steps for theCircuit Court of the City of Virginia Beach, 2425Nimmo Parkway, Virginia Beach, VA on May 23,2012 at 1:45PM, the property with theimprovements thereon, if any, to wit: All That certaincondominium unit located in the City of Virginia Beach,Virginia, designated as Unit 2165 (IRTA 2615), CromwellPark at Salem, a Condominium, together with anundivided fractional interest in certain common elementsappurtenant to said Unit, all as more particularlydescribed, designated and shown in that certainDeclaration of Condominium establishing a condominiumknown as ''Cromwell Park at Salem, a condominium'',dated April 28, 2004, and recorded in the Office of theClerk of the Circuit Court of the City of Virginia Beach,Virginia, as Instrument Number 200404280066749. Adescription of the Unit, the common elements and thefractional interest, which will change from time to timedepending upon the number of Units created, can bedetermined by reference to said Declaration and to platsand plans recorded in said Clerk's Office. And more fullydescribed in the above Deed of Trust. Commonly known as2165 Catworth Drive, Virginia Beach, VA 23456. Tax ID:14749777010326.TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Conv (Trustee # 522696)Substitute Trustee: ALG Trustee, LLC, C/O AtlanticLaw Group, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287768) 23019163

TRUSTEE'S SALE OF419 ADKINS ARCH

Virginia Beach Virginia

Pursuant to the terms of a deed of trust dated December2, 2005, in the original principal amount of $175,000.00,recorded in the Clerk's Office, Circuit Court for the City ofVirginia Beach, Virginia, as Instrument Number20051212001984210, the property briefly describedbelow will be offered for sale at public auction.

Unit 419, Building 9, Adkins Reserve, A Condominium, asthe same is duly dedicated, platted and recorded in DeedBook 4155 at page 584, among the land records for theCity of Virginia Beach, Virginia, as more particularlydescribed in the referenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at1:00 p.m. at the main entrance of the buildinghousing the Circuit Court for the City of Virginia Beach, Vir-ginia.

Terms: A deposit in the form of certified funds in theamount of $15,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt Collec-tion Practices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229,Telephone: (804) 288-0088Ref#232225

Ad dates: May 7, 2012 May 14, 201223021093

BWW# 80736

TRUSTEE'S SALE OF 3903Thalia Trace Court, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated August 04, 2006, in the originalprincipal amount of $144,900.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20060808001206350, and modified onAugust 01, 2009, to increase the principal balance to$155,644.96, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Virginia Beach, 2425 Nimmo Parkway,Municipal Center, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:46 AM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE AND BEING IN THE KEMPSVILLE BOROUGH,VIRGINIA BEACH, VIRGINIA, KNOWN, NUMBERED ANDDESIGNATED AS LOT 2, IN BLOCK G, SECTION 3, THALIATRACE, SECTION 3, DATED DECEMBER 1980, WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN MAP BOOK 151, AT PAGE 47. TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable tothe Substitute Trustee must be present at the time of thesale. The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Saleis subject to post sale confirmation that the borrower didnot file for protection under the U.S. Bankruptcy Code priorto the sale, as well as to post-sale confirmation and auditof the status of the loan with the loan servicer including,but not limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703 )548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 230212264

Page 54: Power Issue Top 75 Hampton Roads May 2012 Inside Business

54 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE'S SALE OF2165 Catworth Drive

Virginia Beach, VA 23456In execution of a Deed of Trust in the original principalamount of $286,000.00, from Shunita L. Vaughan,Grantor(s), dated July 1, 2005, recorded among the landrecords of the Circuit Court for the City of Virginia Beachon July 8, 2005 as Instrument #200507080104414, theundersigned appointed Substitute Trustee will offer forsale at public auction at the Courthouse Steps for theCircuit Court of the City of Virginia Beach, 2425Nimmo Parkway, Virginia Beach, VA on May 23,2012 at 1:45PM, the property with theimprovements thereon, if any, to wit: All That certaincondominium unit located in the City of Virginia Beach,Virginia, designated as Unit 2165 (IRTA 2615), CromwellPark at Salem, a Condominium, together with anundivided fractional interest in certain common elementsappurtenant to said Unit, all as more particularlydescribed, designated and shown in that certainDeclaration of Condominium establishing a condominiumknown as ''Cromwell Park at Salem, a condominium'',dated April 28, 2004, and recorded in the Office of theClerk of the Circuit Court of the City of Virginia Beach,Virginia, as Instrument Number 200404280066749. Adescription of the Unit, the common elements and thefractional interest, which will change from time to timedepending upon the number of Units created, can bedetermined by reference to said Declaration and to platsand plans recorded in said Clerk's Office. And more fullydescribed in the above Deed of Trust. Commonly known as2165 Catworth Drive, Virginia Beach, VA 23456. Tax ID:14749777010326.TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Conv (Trustee # 522696)Substitute Trustee: ALG Trustee, LLC, C/O AtlanticLaw Group, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287768) 23019163

TRUSTEE SALE 1900 HaywardsHeath Virginia Beach, VA.23456 In execution of a Deed of Trust fromRaymond E. Smith and Janice M. Smith dated May 12,2006 and recorded in the Clerk's Office, Circuit Court, Cityof Virginia Beach, Virginia, as instrument number20060522000768570, securing a loan which wasoriginally $205,000.00. Default having occurred in thepayment of the Note thereby secured, and at the requestof the holder of said Note, the undersigned SubstituteTrustees will offer for sale at public auction at the City ofVirginia Beach City Hall Municipal Building #1, near thecorner of Princess Anne & North Landing, the mainentrance, Virginia Beach Virginia on May 18,2012 at 8:30 AM, the property described insaid Deed of Trust, located at the above address andbriefly described as: Lot 188, Subdivision of KempsvillePlantation, Part 1. Tax ID/PIN: 14756436010000 Theproperty will be conveyed by Special Warranty Deed,subject to all existing easements, restrictions and anyother conditions that may affect title to the property. TheNoteholder reserves the right to bid at the said sale.TERMS: CASH: A bidder's deposit of $10,000.00, cash orcertified check, will be required at the time of sale withthe settlement and full payment of the purchase pricewithin (15) fifteen days from the date of the sale.Additional terms will be announced at the time of sale andthe successful bidder will be required to execute anddeliver to the Substitute Trustee a memorandum orcontract of the sale at the conclusion of bidding. Thisnotice is an attempt to collect on a debt and anyinformation obtained will be used for that purpose. LoanType: CONV VT1225810 FOR INFORMATION CONTACT:Between 8 - 11 AM Nectar Projects, Inc. - SubstituteTrustees P.O. Box 2848 Purcellville VA 20134 (540)751-1260 A-4236880 05/07/2012, 05/14/201223017083

TRUSTEE'S SALE OF 2249Trant Lake Drive, VirginiaBeach, VA 23454. In execution of acertain deed of trust dated May 19, 2009, inthe original principal amount of $319,113.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20090520000558420, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:42 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON AND APPURTENANCES THEREUNTOBELONGING, LYING, SITUATE AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT NUMBER FIFTEEN (15), BLOCK A, ASSHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF LAUREL COVE, SECTION ONE,LYNNHAVEN BOROUGH, VIRGINIA BEACH,VIRGINIA", DATED FEBRUARY 1969, MADE BYFRANK D. TARRELL, JR. AND ASSOCIATES,SURVEYORS AND ENGINEERS, WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA IN MAP BOOK 80,AT PAGE 19..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145339 A-4237285 04/30/2012,05/07/2012 23012533

TRUSTEE SALE3215 Lakecrest Rd, Virginia

Beach, VA 23452-4909

In execution of a Deed of Trust in the originalprincipal amount of $88,000.00, datedJanuary 24, 2005 recorded in the Clerk'sOffice of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument200501310016326, default having occurredin the payment of the Note thereby securedand at the request of the holder of said Note,the under-signed Substitute Trustee will offerfor sale at public auction at the entrance tothe Law Offices of Samuel I.White, P.C., 5040 CorporateWoods Drive, Suite 120, VirginiaBeach, Virginia, on May 17, 2012at 3:00 o'clock pm the propertydescribed in said deed, located at the aboveaddress and briefly described as:Site 1, Block B, SUBDIVISION PLAT OFPRINCESS ANNE PLAZA, Section 17,PARCEL B, recorded in Map Book 84, atpage 6, with improvements thereon.

Together with the right of ingress andegress over that certain strip of land 24feet wide.

TERMS OF SALE: CASH: A deposit of$7,500.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006446-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23012403

TRUSTEE'S SALE OF 5212Nuthall Drive, Unit # 306,Virginia Beach, VA 23455. Inexecution of a certain deed of trust dated April07, 2008, in the original principal amount of$180,002.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia,in Instrument No. 20080409000405220,default having occurred in the payment of theNote thereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City of VirginiaBeach, 2425 Nimmo Parkway, MunicipalCenter, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:40 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN CONDOMINIUM UNIT LOCATED IN THECITY OF VIRGINIA BEACH, VIRGINIA,DESIGNATED AS UNIT 5212-306, SOUTHMOORAT RIDGLEY MANOR, A CONDOMINIUM,TOGETHER WITH AN UNDIVIDED FRACTIONALINTEREST IN CERTAIN COMMON ELEMENTSAPPURTENANT TO SAID UNIT, ALL AS MOREPARTICULARY DESCRIBED, DESIGNATED ANDSHOWN IN THE CERTAIN DECLARATION OFCONDOMINIUM, ESTABLISHING ACONDOMINIUM KNOWN AS "SOUTHMOOR ATRIDGLEY MANOR, A CONDOMINIUM", DATEDMARCH 13, 2008 AND DULY RECORDED INTHE OFFICE OF THE CLERK OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN INSTRUMENT NUMBER20080317000295350. A DESCRIPTION OFTHE UNIT, THE COMMON ELEMENTS AND THEFRACTIONAL INTEREST, WHICH WILL CHANGEFROM TIME TO TIME DEPENDING UPON THENUNBER OF UNITS CREATED, CAN BEDETERMINED BY REFERENCE TO SAIDDECLARATION AND TO PLATS AND PLANSRECORDED IN THE SAID CLERK'SOFFICE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145120A-4237287 04/30/2012, 05/07/201223012160

TRUSTEE'S SALE OF 5417 SirBarton Drive, Virginia Beach,VA 23462. In execution of a certain deedof trust dated March 26, 2008, in the originalprincipal amount of $249,032.00 recorded inthe Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20080401000363350, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:43 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDWITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE IN THE CITY OF VIRGINIABEACH, VIRGINIA, AND KNOWN, NUMBEREDAND DESIGNATED AS LOT SIX (6), IN BLOCK R,AS SHOWN ON THE PLAT OF OF SUBDIVISIONOF CAROLANNE FARMS, SECTION THREE (3),WHICH SAID PLAT IS DULY OF RECORD IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 55, AT PAGE 1..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145334 A-4237274 04/30/2012,05/07/2012 23012524

TRUSTEE'S SALE OF 1308Wythe Lane, Virginia Beach,VA 23451. In execution of a certain deedof trust dated December 16, 2005, in theoriginal principal amount of $600,000.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20051221002044420, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:44 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE ORPARCEL OFLAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT ONE (1) IN BLOCK "K" AS SHOWN ONTHE PLAT ENTITLED "SECTION 1, BAY COLONYDEVELOPMENT, PRINCESS ANNE COUNTY,VIRGINIA, SCALE: 1" = 100', JOHN M.BALDWIN, C. E., NORFOLK, VA" WHICH PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA IN MAP BOOK 22, AT PAGE5, REFERENCE TO WHICH PLAT IS HEREBYMADE FOR A MORE PARTICULARDESCRIPTION OF SAID PROPERTY.TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144484 A-4237289 04/30/2012,05/07/2012 23012175

TRUSTEE'S SALE OF129 SAW GRASS BEND 14D1,VIRGINIA BEACH, VA 23451

In execution of a Deed of Trust in the original principalamount of $111,000.00, with an annual interest rate of8.2500% from Benjamin E. Wilde dated August 21, 2006,recorded among the land records of the Circuit Court forthe City of Virginia Beach as Deed Book/InstrumentNumber 20060828001299610, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Virginia Beach, AT THE FRONT OFTHE LAW OFFICE OF SHAPIRO BROWN & ALT, LLPLOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 23, 2012 at11:30 AM, the property with improvements to wit:

ALL THAT certain condominium unit, designated as Unit14D-1, situated, lying and being in the condominiumproject as "SAWGRASS CONDOMINIUM" a condominiumlocated in the City of Virginia Beach, Virginia, together withan undivided fractional interest in certain commonelements appurtenant to said unit, all as more particularlydescribed, designated and situated in the certainDeclaration establishing a condominium known as"SAWGRASS CONDOMINIUM", dated the 1st day of April,1984 and duly recorded in the Clerk's Office of the CircuitCourt of the City of Virginia Beach, Virginia, in Deed Book2374, at page 1924 and Amendments duly recorded inthe aforesaid Clerk's Office pertaining to said Unit, saidDeclaration being hereinafter sometimes referred to asthe "Declaration", the fee simple interest in the landcomprising part of the common elements of saidcondominium has been subjected by the Declaration tothe condominium and the description of the said land andthe buildings and their respective areas can bedetermined by reference to the Declaration and recordedplats and plans.

AND further described in the above Deed of Trust. (TaxMap No. 241-763-39670-078)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$11,100.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-224844.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23018676

TRUSTEE'S SALE OF 925Norfleet Road, Virginia Beach,VA 23464. In execution of a certain deedof trust dated September 30, 2009, in theoriginal principal amount of $201,286.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20091001001157020, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:41 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING,SITUATE, LYING AND BEING IN THE CITY OFVIRGINIA BEACH (FORMERLY KEMPSVILLEMAGISTERIAL DISTRICT, PRINCESS ANNECOUNTY), VIRGINIA, KNOWN, NUMBERED ANDDESIGNATED AS LOT NUMBERED FOUR (4), INBLOCK TWO (2), ON THE "PLAT OF BALLYLINNFARM", PROPERTY OF C. W. NORFLEET, MADEBY W.B. GALLUP, COUNTY SURVEYOR, AMY15TH, 1951, AND RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN MAP BOOK 27,AT PAGE 55, REFERENCE BEING MADE TOSAID PLAT FOR A MORE PARTICULARDESCRIPTION THEREOF..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of theoriginal principal balance of the subject deedof trust, whichever is lower, in the form of cashor certified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post- sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145180 A-4237286 04/30/2012,05/07/2012 23012149

TRUSTEE SALE 4847 TunlawCourt Virginia Beach, VA.23462 In execution of a Deed of Trust from Karen L.Campbell dated March 29, 1995 and recorded in theClerk's Office, Circuit Court, City of Virginia Beach, Virginia,in Deed Book 3485, at page 1976, securing a loan whichwas originally $79,050.00. Default having occurred in thepayment of the Note thereby secured, and at the requestof the holder of said Note, the undersigned SubstituteTrustees will offer for sale at public auction at the City ofVirginia Beach City Hall Municipal Building #1, near thecorner of Princess Anne & North Landing, the mainentrance, Virginia Beach Virginia on May 18,2012 at 8:30 AM, the property described insaid Deed of Trust, located at the above address andbriefly described as: Lot 216, Block A, AmendedSubdivision of Kempsville Lake, Phase 5, KempsvilleBorough. Tax ID/PIN: 14760825080000 The property willbe conveyed by Special Warranty Deed, subject to allexisting easements, restrictions and any other conditionsthat may affect title to the property. The Noteholderreserves the right to bid at the said sale. TERMS: CASH: Abidder's deposit of $5,000.00, cash or certified check, willbe required at the time of sale with the settlement and fullpayment of the purchase price within (15) fifteen daysfrom the date of the sale. Additional terms will beannounced at the time of sale and the successful bidderwill be required to execute and deliver to the SubstituteTrustee a memorandum or contract of the sale at theconclusion of bidding. This notice is an attempt to collecton a debt and any information obtained will be used forthat purpose. Loan Type: CONV VT1225884 FORINFORMATION CONTACT: Between 8 - 11 AM NectarProjects, Inc. - Substitute Trustees P.O. Box 2848Purcellville VA 20134 (540) 751-1260 A-423721405/07/2012, 05/14/2012 23017041

TRUSTEE'S SALE OF 2249Trant Lake Drive, VirginiaBeach, VA 23454. In execution of acertain deed of trust dated May 19, 2009, inthe original principal amount of $319,113.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20090520000558420, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:42 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON AND APPURTENANCES THEREUNTOBELONGING, LYING, SITUATE AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT NUMBER FIFTEEN (15), BLOCK A, ASSHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF LAUREL COVE, SECTION ONE,LYNNHAVEN BOROUGH, VIRGINIA BEACH,VIRGINIA", DATED FEBRUARY 1969, MADE BYFRANK D. TARRELL, JR. AND ASSOCIATES,SURVEYORS AND ENGINEERS, WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA IN MAP BOOK 80,AT PAGE 19..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145339 A-4237285 04/30/2012,05/07/2012 23012533

TRUSTEE'S SALE OF2412 HOOD DRIVE,

VIRGINIA BEACH, VA 23454

In execution of a Deed of Trust in the original principalamount of $380,000.00, with an annual interest rate of3.0000% from John Michael Talliere and Lori MichelleTalliere dated June 14, 2006, recorded among the landrecords of the Circuit Court for the CITY OF VIRGINIABEACH as Deed Book/Instrument Number2006061600906500, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF VIRGINIA BEACH, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 23, 2012 at 11:30 AM,the property with improvements to wit:

LOT ONE HUNDRED FORTY-SEVEN (147) AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SECTION THREESOUTHERN POINTS", SAID PLAT BEING DULY RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF THECITY OF VIRGINIA BEACH, VIRGINIA IN MAP BOOK 62, ATPAGE 12.

AND further described in the above Deed of Trust. (TaxMap No. 1498-83-3402-0000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-214555D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23017117

TRUSTEE SALE3215 Lakecrest Rd, Virginia

Beach, VA 23452-4909

In execution of a Deed of Trust in the originalprincipal amount of $88,000.00, datedJanuary 24, 2005 recorded in the Clerk'sOffice of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument200501310016326, default having occurredin the payment of the Note thereby securedand at the request of the holder of said Note,the under-signed Substitute Trustee will offerfor sale at public auction at the entrance tothe Law Offices of Samuel I.White, P.C., 5040 CorporateWoods Drive, Suite 120, VirginiaBeach, Virginia, on May 17, 2012at 3:00 o'clock pm the propertydescribed in said deed, located at the aboveaddress and briefly described as:Site 1, Block B, SUBDIVISION PLAT OFPRINCESS ANNE PLAZA, Section 17,PARCEL B, recorded in Map Book 84, atpage 6, with improvements thereon.

Together with the right of ingress andegress over that certain strip of land 24feet wide.

TERMS OF SALE: CASH: A deposit of$7,500.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006446-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23012403

TRUSTEE'S SALE OF 5212Nuthall Drive, Unit # 306,Virginia Beach, VA 23455. Inexecution of a certain deed of trust dated April07, 2008, in the original principal amount of$180,002.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia,in Instrument No. 20080409000405220,default having occurred in the payment of theNote thereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City of VirginiaBeach, 2425 Nimmo Parkway, MunicipalCenter, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:40 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN CONDOMINIUM UNIT LOCATED IN THECITY OF VIRGINIA BEACH, VIRGINIA,DESIGNATED AS UNIT 5212-306, SOUTHMOORAT RIDGLEY MANOR, A CONDOMINIUM,TOGETHER WITH AN UNDIVIDED FRACTIONALINTEREST IN CERTAIN COMMON ELEMENTSAPPURTENANT TO SAID UNIT, ALL AS MOREPARTICULARY DESCRIBED, DESIGNATED ANDSHOWN IN THE CERTAIN DECLARATION OFCONDOMINIUM, ESTABLISHING ACONDOMINIUM KNOWN AS "SOUTHMOOR ATRIDGLEY MANOR, A CONDOMINIUM", DATEDMARCH 13, 2008 AND DULY RECORDED INTHE OFFICE OF THE CLERK OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN INSTRUMENT NUMBER20080317000295350. A DESCRIPTION OFTHE UNIT, THE COMMON ELEMENTS AND THEFRACTIONAL INTEREST, WHICH WILL CHANGEFROM TIME TO TIME DEPENDING UPON THENUNBER OF UNITS CREATED, CAN BEDETERMINED BY REFERENCE TO SAIDDECLARATION AND TO PLATS AND PLANSRECORDED IN THE SAID CLERK'SOFFICE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145120A-4237287 04/30/2012, 05/07/201223012160

TRUSTEE'S SALE OF 1325Sierra Drive, Virginia Beach,VA 23453. In execution of a certain deedof trust dated October 13, 2009, in the originalprincipal amount of $136,482.00 recorded inthe Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20091015001209950, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:43 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT 4, IN BLOCK N, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "PLAT OF GREENRUN P.U.D. SUBDIVISION, SECTION M-2, PART2, PRINCESS ANNE BOROUGH, VIRGINIABEACH, VIRGINIA", WHICH PLAT IS RECORDEDIN THE CLERK'S OFFICE, CIRCUIT COURT, CITYOF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK106, PAGE 30, AND TO WHICH REFERENCE ISHEREBY MADE FOR A MORE PARTICULARDESCRIPTION OF THE PROPERTY..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145361 A-4237283 04/30/2012,05/07/2012 23012142

TRUSTEE SALE 1900 HaywardsHeath Virginia Beach, VA.23456 In execution of a Deed of Trust fromRaymond E. Smith and Janice M. Smith dated May 12,2006 and recorded in the Clerk's Office, Circuit Court, Cityof Virginia Beach, Virginia, as instrument number20060522000768570, securing a loan which wasoriginally $205,000.00. Default having occurred in thepayment of the Note thereby secured, and at the requestof the holder of said Note, the undersigned SubstituteTrustees will offer for sale at public auction at the City ofVirginia Beach City Hall Municipal Building #1, near thecorner of Princess Anne & North Landing, the mainentrance, Virginia Beach Virginia on May 18,2012 at 8:30 AM, the property described insaid Deed of Trust, located at the above address andbriefly described as: Lot 188, Subdivision of KempsvillePlantation, Part 1. Tax ID/PIN: 14756436010000 Theproperty will be conveyed by Special Warranty Deed,subject to all existing easements, restrictions and anyother conditions that may affect title to the property. TheNoteholder reserves the right to bid at the said sale.TERMS: CASH: A bidder's deposit of $10,000.00, cash orcertified check, will be required at the time of sale withthe settlement and full payment of the purchase pricewithin (15) fifteen days from the date of the sale.Additional terms will be announced at the time of sale andthe successful bidder will be required to execute anddeliver to the Substitute Trustee a memorandum orcontract of the sale at the conclusion of bidding. Thisnotice is an attempt to collect on a debt and anyinformation obtained will be used for that purpose. LoanType: CONV VT1225810 FOR INFORMATION CONTACT:Between 8 - 11 AM Nectar Projects, Inc. - SubstituteTrustees P.O. Box 2848 Purcellville VA 20134 (540)751-1260 A-4236880 05/07/2012, 05/14/201223017083

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TRUSTEE'S SALE OF 1325Sierra Drive, Virginia Beach,VA 23453. In execution of a certain deedof trust dated October 13, 2009, in the originalprincipal amount of $136,482.00 recorded inthe Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20091015001209950, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:43 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT 4, IN BLOCK N, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "PLAT OF GREENRUN P.U.D. SUBDIVISION, SECTION M-2, PART2, PRINCESS ANNE BOROUGH, VIRGINIABEACH, VIRGINIA", WHICH PLAT IS RECORDEDIN THE CLERK'S OFFICE, CIRCUIT COURT, CITYOF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK106, PAGE 30, AND TO WHICH REFERENCE ISHEREBY MADE FOR A MORE PARTICULARDESCRIPTION OF THE PROPERTY..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145361 A-4237283 04/30/2012,05/07/2012 23012142

TRUSTEE'S SALE OF 813Armistine Court, VirginiaBeach, VA 23462. In execution of acertain deed of trust dated August 19, 2004,in the original principal amount of $85,000.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 200408230133869, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:45 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING INWEBLIN POINTE, VIRGINIA BEACH, VIRGINIA,AND KNOWN, NUMBERED AND DESIGNATEDAS LOT 3, IN BLOCK B, AS SHOWN ON THATCERTAIN PLAT ENTITLED "RESUBDIVISION OFLOTS 62, 63, 64, 65, 66, 67, 68, 69, 70, 71,72, 73, 74, 75 AND 76, LAKE EDWARDNORTH, SECTION SIX-A, NOW KNOWN ASWEBLIN POINTE" WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA, IN MAP BOOK 162 AT PAGE26..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146335A-4237279 04/30/2012, 05/07/201223012090

TRUSTEE'S SALE OF 3074 BlitzCourt, Virginia Beach, VA23453. In execution of a certain deed oftrust dated July 15, 2008, in the originalprincipal amount of $166,460.00 recorded inthe Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20080721000856790 and re-recorded asInstrument No. 20081112001306800, defaulthaving occurred in the payment of the Notethereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City of VirginiaBeach, 2425 Nimmo Parkway, MunicipalCenter, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:41 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OFLAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 21, SITE 2, BLOCK D, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "RESUBDIVISION OFPRINCESS ANNE PLAZA, SECTIONTWENTY-TWO (22), MAGIC HOLLOW PUD",WHICH PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 90, AT PAGE 9..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144886 A-4237277 04/30/2012,05/07/2012 23012073

TRUSTEE'S SALE OF 1425Collingswood Trail, VirginiaBeach, VA 23464. In execution of acertain deed of trust dated February 22, 2010,in the original principal amount of$203,245.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia,in Instrument No. 20100226000185520,default having occurred in the payment of theNote thereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City of VirginiaBeach, 2425 Nimmo Parkway, MunicipalCenter, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:42 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDWITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, BEING AND SITUATE IN THECITY OF VIRGINIA BEACH, VIRGINIA AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 32, IN BLOCK I, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "SUBDIVISION OFROSEMONT FOREST, SECTION 8, PART 1,KEMPSVILLE BOROUGH, VIRGINIA", WHICHSAID PLAT IS DULY RECORDED IN THECELRK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA INMAP BOOK 182 AT PAGE 49..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144912 A-4237276 04/30/2012,05/07/2012 23012049

TRUSTEE'S SALE OF 1221Tyler Court, Virginia Beach,VA 23456. In execution of a certain deedof trust dated November 06, 2007, in theoriginal principal amount of $302,800.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20071113001523610, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 15, 2012, at 9:41 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED ASLOT 15, AS SHOWN ON THAT CERTAIN PLATENTITLED "SUBDIVISION OF GLENWOOD,PHASE 5B, SECTION 2, KEMPSVILLEBOROUGH, VIRGINIA BEACH, VIRGINIA",WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 231 AT PAGE 25..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144939 A-4237272 04/30/2012,05/07/2012 23011971

TRUSTEE'S SALE OF 4851Tunlaw Court, Virginia Beach,VA 23462. In execution of a certain deedof trust dated July 26, 2008, in the originalprincipal amount of $224,845.00 recorded inthe Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20080731000899630, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 15, 2012, at 9:40 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: THEFOLLOWING DESCRIBED PROPERTY, TO-WIT:ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYINGAND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, BEING KNOWN, NUMBERED ANDDESIGNED AS LOT 218, BLOCK A, AS SHOWNON THAT CERTAIN PLAT ENTITLED, "AMENDEDSUBDIVISION OF KEMPSVILLE LAKE, PHASEFIVE, (REFERNCE MB 181, PAGE42),KEMPSVILLE BOROUGH, VIRGINIA BEACH,VIRGINIA BEACH, VIRGINIA", WHICH PLAT ISRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIABEACH, IN MAP BOOK 185, AT PAGE27..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post- saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144227A-4237273 04/30/2012, 05/07/201223011986

Trustee's Sale473 Adkins Arch, Virginia

Beach, Virginia 23462(Tax ID No. 14676890870473)

Default having been made in the terms of acertain Deed of Trust dated July 11, 2007, inthe original principal amount of $166,500.00and recorded in the Clerk's Office of the CircuitCourt of the City of Virginia Beach, Virginia asInstrument No. 20070730001028680, theundersigned Substitute Trustees will sell atpublic auction on May 11, 2012, at8:45 a.m., in front of the building housingthe Virginia Beach Circuit Court, facing NimmoParkway (Building 10), Virginia Beach JudicialCenter, 2425 Nimmo Parkway, Virginia Beach,VA, the property designated as Unit 473,Building 7, Adkins Reserve, a condominium,located in the aforesaid City and as furtherdesignated and described in that certainCondominium Declaration entitled"Declaration of Condominium of AdkinsReserve, a Condominium", recorded October12, 1999 in the aforesaid Clerk's Office inDeed Book 4155, at Page 564, together withits applicable undivided interest in certaincommon elements, all as more particularlydescribed and allocated in the Declaration, asamended from time to time.Sale is subject to all prior liens, easements,restrictions, covenants, and conditions, if any,of record, or other matters which would bedisclosed by an accurate survey or inspectionof the premises. TERMS: CASH. A deposit of$16,500.00 or 10% of the sale price,whichever is lower, will be required of thesuccessful bidder at time of sale. Prior to thesale, interested bidders will be required toregister with and must present a bid depositwhich may be held during the sale by thetrustee. The bid deposit must be certifiedfunds and/or cash, but no more than$10,000.00 of cash will be accepted. Thesuccessful bidder’s deposit will be retained atthe sale and applied to the sale price. If heldby the trustee, all other bid deposits will bereturned to the unsuccessful bidders.Settlement is to be made within 15 days. Thesuccessful bidder will be required to execute aMemorandum of Trustee's Sale, available forreview on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additionalterms of sale and settlement. A Trustee’s Deedwill be prepared by Trustee’s attorney at highbidder’s expense. This is a communicationfrom a debt collector. Glasser and Glasser,P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building,Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 97288, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.23011517

TRUSTEE'S SALE OF 4341Duffy Drive, Virginia Beach,VA 23462. In execution of a certain deedof trust dated December 11, 2008, in theoriginal principal amount of $192,261.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20081212001406650, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:44 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN CONDOMINIUM UNIT LOCATED IN THECITY OF VIRGINIA BEACH, VIRGINIA,DESIGNATED AS UNIT 4341, THE VILLAS ATBELLAMY, TOGETHER WITH AN UNDIVIDEDFRACTIONAL INTEREST IN CERTAIN COMMONELEMENTS APPURTENANT TO SAID UNIT, ALLAS MORE PARTICULARLY DESCRIBED,DESIGNATED AND SHOWN IN THAT CERTAINDECLARATION OF CONDOMINIUMESTABLISHING A CONDOMINIUM KNOWN AS"THE VILLAS AT BELLAMY, A CONDOMINIUM",DATED JUNE 5, 2007, AND RECORDED IN THEOFFICE OF THE CLERK OF THE CIRCUIT COURTOF THE CITY OF VIRGINIA BEACH, VIRGINIA, ASINSTRUMENT NUMBER 20070608000779970A DESCRIPTLON OF THE UNIT, THE COMMONELEMENTS AND THE FRACTIONAL INTEREST,WHICH WILL CHANGE FROM TIME TO TIMEDEPENDING UPON THE NUMBER OF UNITSCREATED, CAN BE DETERMINED BYREFERENCE TO SAID DECLARATION AND TOPLATS AND PLANS RECORDED IN SAIDCLERK'S OFFICE..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post- sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145593 A-4237282 04/30/2012,05/07/2012 23012135

TRUSTEE'S SALE OF 4833Afton Court, Virginia Beach,VA 23462. In execution of a certain deedof trust dated September 22, 2006, in theoriginal principal amount of $135,299.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20060928001475570, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:40 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT 161, BLOCK A, AS SHOWN ON THATCERTAIN PLAT ENTITLED "AMENDEDSUBDIVISION OF KEMPSVILLE LAKE, PHASEFIVE (REF. M.B. 181, PG 42), KEMPSVILLEBOROUGH, VIRGINIA BEACH, VIRGINIA",WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 185, AT PAGE 27. IT BEING THESAME PROPERTY CONVEYED TO BRIAN M.CHERWA AND MICHELLE A. CHERWA,HUSBAND AND WIFE, BY DEED FROM BRIANM. CHERWA DATED 4-28-05 AND RECORDED5-10-05 AT INSTRUMENT NUMBER200505100070117..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of theoriginal principal balance of the subject deedof trust, whichever is lower, in the form of cashor certified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 132656 A-4237278 04/30/2012,05/07/2012 23012081

TRUSTEE'S SALE OF 1425Collingswood Trail, VirginiaBeach, VA 23464. In execution of acertain deed of trust dated February 22, 2010,in the original principal amount of$203,245.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia,in Instrument No. 20100226000185520,default having occurred in the payment of theNote thereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City of VirginiaBeach, 2425 Nimmo Parkway, MunicipalCenter, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:42 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDWITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, BEING AND SITUATE IN THECITY OF VIRGINIA BEACH, VIRGINIA AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 32, IN BLOCK I, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "SUBDIVISION OFROSEMONT FOREST, SECTION 8, PART 1,KEMPSVILLE BOROUGH, VIRGINIA", WHICHSAID PLAT IS DULY RECORDED IN THECELRK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA INMAP BOOK 182 AT PAGE 49..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144912 A-4237276 04/30/2012,05/07/2012 23012049

Trustee's Sale612 16th Street, Virginia

Beach, Virginia 23451(Tax ID No. 24179671100000)

Default having been made in the terms of acertain Deed of Trust dated December 22,2005, in the original principal amount of$195,000.00 and recorded in the Clerk'sOffice of the Circuit Court of the City of VirginiaBeach, Virginia as Instrument No.20051229002087600, the undersignedSubstitute Trustees will sell at public auctionon May 11, 2012, at 8:45 a.m., infront of the building housing the Virginia BeachCircuit Court, facing Nimmo Parkway (Building10), Virginia Beach Judicial Center, 2425Nimmo Parkway, Virginia Beach, VA, theproperty designated as Lots 27 and 28, inBlock 17, as shown on that certain platentitled "Plat of Lakewood", which said plat isduly recorded in the aforesaid Clerk's Office inMap Book 7, at page 100.Sale is subject to all prior liens, easements,restrictions, covenants, and conditions, if any,of record, or other matters which would bedisclosed by an accurate survey or inspectionof the premises. TERMS: CASH. A deposit of$19,500.00 or 10% of the sale price,whichever is lower, will be required of thesuccessful bidder at time of sale. Prior to thesale, interested bidders will be required toregister with and must present a bid depositwhich may be held during the sale by thetrustee. The bid deposit must be certifiedfunds and/or cash, but no more than$10,000.00 of cash will be accepted. Thesuccessful bidder’s deposit will be retained atthe sale and applied to the sale price. If heldby the trustee, all other bid deposits will bereturned to the unsuccessful bidders.Settlement is to be made within 15 days. Thesuccessful bidder will be required to execute aMemorandum of Trustee's Sale, available forreview on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additionalterms of sale and settlement. A Trustee’s Deedwill be prepared by Trustee’s attorney at highbidder’s expense. This is a communicationfrom a debt collector. Glasser and Glasser,P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building,Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 92910, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.23011515

TRUSTEE'S SALE OF 1221Tyler Court, Virginia Beach,VA 23456. In execution of a certain deedof trust dated November 06, 2007, in theoriginal principal amount of $302,800.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 20071113001523610, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 15, 2012, at 9:41 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED ASLOT 15, AS SHOWN ON THAT CERTAIN PLATENTITLED "SUBDIVISION OF GLENWOOD,PHASE 5B, SECTION 2, KEMPSVILLEBOROUGH, VIRGINIA BEACH, VIRGINIA",WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 231 AT PAGE 25..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144939 A-4237272 04/30/2012,05/07/2012 23011971

TRUSTEE'S SALE OF 813Armistine Court, VirginiaBeach, VA 23462. In execution of acertain deed of trust dated August 19, 2004,in the original principal amount of $85,000.00recorded in the Clerk's Office, Circuit Court forCity of Virginia Beach, Virginia, in InstrumentNo. 200408230133869, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center,Building #10., Virginia Beach, Virginia, onMay 22, 2012, at 9:45 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING INWEBLIN POINTE, VIRGINIA BEACH, VIRGINIA,AND KNOWN, NUMBERED AND DESIGNATEDAS LOT 3, IN BLOCK B, AS SHOWN ON THATCERTAIN PLAT ENTITLED "RESUBDIVISION OFLOTS 62, 63, 64, 65, 66, 67, 68, 69, 70, 71,72, 73, 74, 75 AND 76, LAKE EDWARDNORTH, SECTION SIX-A, NOW KNOWN ASWEBLIN POINTE" WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIABEACH, VIRGINIA, IN MAP BOOK 162 AT PAGE26..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146335A-4237279 04/30/2012, 05/07/201223012090

TRUSTEE'S SALE OF 3074 BlitzCourt, Virginia Beach, VA23453. In execution of a certain deed oftrust dated July 15, 2008, in the originalprincipal amount of $166,460.00 recorded inthe Clerk's Office, Circuit Court for City ofVirginia Beach, Virginia, in Instrument No.20080721000856790 and re-recorded asInstrument No. 20081112001306800, defaulthaving occurred in the payment of the Notethereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City of VirginiaBeach, 2425 Nimmo Parkway, MunicipalCenter, Building #10., Virginia Beach, Virginia,on May 22, 2012, at 9:41 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OFLAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF VIRGINIA BEACH, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 21, SITE 2, BLOCK D, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "RESUBDIVISION OFPRINCESS ANNE PLAZA, SECTIONTWENTY-TWO (22), MAGIC HOLLOW PUD",WHICH PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 90, AT PAGE 9..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144886 A-4237277 04/30/2012,05/07/2012 23012073

BWW# 110847

TRUSTEE'S SALE OF 805Hampstead Court, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated April 02, 2009, in the original principalamount of $188,078.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20090407000369040, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:46 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING, AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS SITE THREE (3), LOTTHREE (3), AS SHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF WEBLIN PLACE, SECTION ONE, BAYSIDEBOROUGH, VIRGINIA BEACH, VIRGINIA," WHICH SAID PLATIS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 84, AT PAGE 36..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsaleconfirmation that the borrower did not file for protectionunder the U.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of the status of theloan with the loan servicer including, but not limited to,determination of whether the borrower entered into anyrepayment agreement, reinstated or paid off the loan priorto the sale. In any such event, the sale shall be null andvoid, and the Purchaser's sole remedy, in law or equity,shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23011501

Page 56: Power Issue Top 75 Hampton Roads May 2012 Inside Business

56 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

BWW# 110847

TRUSTEE'S SALE OF 805Hampstead Court, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated April 02, 2009, in the original principalamount of $188,078.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20090407000369040, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:46 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING, AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS SITE THREE (3), LOTTHREE (3), AS SHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF WEBLIN PLACE, SECTION ONE, BAYSIDEBOROUGH, VIRGINIA BEACH, VIRGINIA," WHICH SAID PLATIS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 84, AT PAGE 36..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsaleconfirmation that the borrower did not file for protectionunder the U.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of the status of theloan with the loan servicer including, but not limited to,determination of whether the borrower entered into anyrepayment agreement, reinstated or paid off the loan priorto the sale. In any such event, the sale shall be null andvoid, and the Purchaser's sole remedy, in law or equity,shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23011501

TRUSTEE SALE3208 Lark Street, Virginia

Beach, VA 23452-6625

In execution of a Deed of Trust in the originalprincipal amount of $175,500.00, dated June23, 2005 recorded in the Clerk's Office ofthe Circuit Court of the City Of VirginiaBeach, Virginia, in Instrument200506270097339, default having occurredin the payment of the Note thereby securedand at the request of the holder of said Note,the under-signed Substitute Trustee will offerfor sale at public auction at the entrance tothe Law Offices of Samuel I.White, P.C., 5040 CorporateWoods Drive, Suite 120, VirginiaBeach, Virginia, on May 10, 2012at 3:00 o'clock pm the propertydescribed in said deed, located at the aboveaddress and briefly described as:Lot 15, in Block 3, Princess Anne Plaza,Section 9, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$15,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-007767-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011198

TRUSTEE SALE1220 Glenside Dr, Virginia

Beach, VA 23464-5808

In execution of a Deed of Trust in the originalprincipal amount of $240,000.00, datedOctober 15, 2007 recorded in the Clerk'sOffice of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument20071108001509430, default havingoccurred in the payment of the Note therebysecured and at the request of the holder ofsaid Note, the under-signed Substitute Trusteewill offer for sale at public auction at theentrance to the Law Offices ofSamuel I. White, P.C., 5040Corporate Woods Drive, Suite120, Virginia Beach, Virginia, onMay 10, 2012 at 3:00 o'clock pmthe property described in said deed, located atthe above address and briefly described as:Lot 23, Bellamy Manor, Section C3, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006929-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011152

Trustee's Sale1598 Crescent Pointe Lane,

Virginia Beach, Virginia 23453(Tax Map No.

14854883090000)

Default having been made in the terms of acertain Deed of Trust dated October 19, 2009,in the original principal amount of$135,073.00 and recorded in the Clerk'sOffice of the Circuit Court of the City of VirginiaBeach, Virginia as Instrument No.20091023001242390, the undersignedSubstitute Trustees will sell at public auctionon May 11, 2012, at 8:45 a.m., infront of the building housing the Virginia BeachCircuit Court, facing Nimmo Parkway (Building10), Virginia Beach Judicial Center, 2425Nimmo Parkway, Virginia Beach, VA, theproperty designated as Lot 15, as shown onthat certain plat entitled “Subdivision of thePoint Townhouses-Section Two Princess AnneBorough-Virginia Beach, Virginia”, which plat isduly recorded in the aforesaid Clerk’s Office inMap Book 153, at Page 26.Sale is subject to all prior liens, easements,restrictions, covenants, and conditions, if any,of record, or other matters which would bedisclosed by an accurate survey or inspectionof the premises. TERMS: CASH. A deposit of$13,500.00 or 10% of the sale price,whichever is lower, will be required of thesuccessful bidder at time of sale. Prior to thesale, interested bidders will be required toregister with and must present a bid depositwhich may be held during the sale by thetrustee. The bid deposit must be certifiedfunds and/or cash, but no more than$10,000.00 of cash will be accepted. Thesuccessful bidder’s deposit will be retained atthe sale and applied to the sale price. If heldby the trustee, all other bid deposits will bereturned to the unsuccessful bidders.Settlement is to be made within 15 days. Thesuccessful bidder will be required to execute aMemorandum of Trustee's Sale, available forreview on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additionalterms of sale and settlement. A Trustee’s Deedwill be prepared by Trustee’s attorney at highbidder’s expense. This is a communicationfrom a debt collector. Glasser and Glasser,P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building,Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 94713, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.23011064

TRUSTEE'S SALE658 Waters Drive,

Virginia Beach, VA 23462GPIN 1486-05-1872-8420

Pursuant to the terms of a deed of trust datedJune 25, 2007, in the original principalamount of $125,000.00, recorded in theClerk's Office of the Circuit Court of the City ofVirginia Beach, Virginia as Instrument No.20070626000862720, the property brieflydescribed below will be offered for sale atpublic auction:

Unit 658, Holland Mews, A Condominium, asestablished by Declaration recorded in theaforesaid Clerk's Office in Deed Book 2479,Page 2132, and as more particularly describedin the referenced deed of trust.

The sale will take place on MAY 17, 2012AT 12:30 P.M., at the front entrance tothe building housing the Circuit Court of theCity of Virginia Beach, located at 2425 NimmoParkway (Court Bldg. 10 entrance), VirginiaBeach, VA.

The property and the improvements thereonwill be sold "AS IS" and without representationor warranties of any kind. The sale is subjectto all liens, encumbrances, conditions,easements and restrictions, if any, superior tothe mentioned deed of trust and lawfullyaffecting the property.

Terms: A deposit in the form of CERTIFIEDFUNDS in the amount of $11,000.00 or10% of the successful bid, whichever is lower,is required of any bidder at the time of sale.Closing within fifteen (15) days of sale. Timeis of the essence. Additional terms will beannounced at sale. Purchaser to pay allclosing costs. Sale subject to sellerconfirmation. Pursuant to the Federal FairDebt Collection Practices Act, we advise youthat this firm is a debt collector attempting tocollect the indebtedness referred to herein,and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer,Assistant to Julian A. Bryant, Jr., at Evans &Bryant, PLC, Substitute Trustee, 2101 ParksAvenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228032). 23010808

TRUSTEE'S SALE1946 Darnell Drive,

Virginia Beach, VA 23455GPIN 1469-16-8033-1946

Pursuant to the terms of a deed of trust datedJuly 30, 2008, in the original principal amountof $171,101.00, recorded in the Clerk's Officeof the Circuit Court of the City of VirginiaBeach, Virginia as Instrument No.20080805000925930, the property brieflydescribed below will be offered for sale atpublic auction:

Unit 1946, Phase III, Village SpringsCondominium, as established by Declarationrecorded in the aforesaid Clerk's Office inDeed Book 2354, Page 983, et seq., asamended, and as more particularly describedin the referenced deed of trust.

The sale will take place on MAY 17, 2012AT 12:30 P.M., at the front entrance tothe building housing the Circuit Court of theCity of Virginia Beach, located at 2425 NimmoParkway (Court Bldg. 10 entrance), VirginiaBeach, VA.

The property and the improvements thereonwill be sold "AS IS" and without representationor warranties of any kind. The sale is subjectto all liens, encumbrances, conditions,easements and restrictions, if any, superior tothe mentioned deed of trust and lawfullyaffecting the property.

Terms: A deposit in the form of CERTIFIEDFUNDS in the amount of $10,000.00 or10% of the successful bid, whichever is lower,is required of any bidder at the time of sale.Closing within fifteen (15) days of sale. Timeis of the essence. Additional terms will beannounced at sale. Purchaser to pay allclosing costs. Sale subject to sellerconfirmation. Pursuant to the Federal FairDebt Collection Practices Act, we advise youthat this firm is a debt collector attempting tocollect the indebtedness referred to herein,and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer,Assistant to Julian A. Bryant, Jr., at Evans &Bryant, PLC, Substitute Trustee, 2101 ParksAvenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228016). 23010779

TRUSTEE'S SALE1056 Level Green Boulevard,

Virginia Beach, VA 23464GPIN 1456-41-5551-0000

Pursuant to the terms of a deed of trust datedAugust 25, 2009, in the original principalamount of $115,862.00, recorded in theClerk's Office of the Circuit Court of the City ofVirginia Beach, Virginia as Instrument No.20090901001035920, the property brieflydescribed below will be offered for sale atpublic auction:

Lot 5, Block G, Level Green, Site 1, Part 2, asshown on a plat recorded in the aforesaidClerk's Office in Map Book 89, Page 24, andas more particularly described in thereferenced deed of trust.

The sale will take place on MAY 17, 2012AT 12:30 P.M., at the front entrance tothe building housing the Circuit Court of theCity of Virginia Beach, located at 2425 NimmoParkway (Court Bldg. 10 entrance), VirginiaBeach, VA.

The property and the improvements thereonwill be sold "AS IS" and without representationor warranties of any kind. The sale is subjectto all liens, encumbrances, conditions,easements and restrictions, if any, superior tothe mentioned deed of trust and lawfullyaffecting the property.

Terms: A deposit in the form of CERTIFIEDFUNDS in the amount of $11,000.00 or10% of the successful bid, whichever is lower,is required of any bidder at the time of sale.Closing within fifteen (15) days of sale. Timeis of the essence. Additional terms will beannounced at sale. Purchaser to pay allclosing costs. Sale subject to sellerconfirmation. Pursuant to the Federal FairDebt Collection Practices Act, we advise youthat this firm is a debt collector attempting tocollect the indebtedness referred to herein,and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer,Assistant to Julian A. Bryant, Jr., at Evans &Bryant, PLC, Substitute Trustee, 2101 ParksAvenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228051). 23010855

TRUSTEE SALE 2225 West Admiral Drive,

Virginia Beach, VA23451-1737

In execution of a Deed of Trust in the original principalamount of $417,000.00, dated January 25, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20060126000141570 and modified in Instrument20100325000278820, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 10, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:Parcel 1: Lot 150 as shown on plat entitled,"Amended Subdivision of Cape Henry Shores,Section 2" and recorded in Map Book 64, page 2.Parcel 2: All of the interest of the grantors in and tothe South 25 feet of Cape Henry Drive from theWestern Edge of Kendall Street to the western edgeof Lot 150, Cape Henry Shores (Map Book 62,page2), except that portion acquired by the City ofVirginia Beach in Deed Book 1466, page 265, withimprovements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (41183-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011111

TRUSTEE SALE3449 Robinson Rd, Virginia

Beach, VA 23456-4137

In execution of a Deed of Trust in the originalprincipal amount of $290,000.00, dated May3, 2007 recorded in the Clerk's Office ofthe Circuit Court of the City Of VirginiaBeach, Virginia, in Instrument20070509000634910, default havingoccurred in the payment of the Note therebysecured and at the request of the holder ofsaid Note, the under-signed Substitute Trusteewill offer for sale at public auction at theentrance to the Law Offices of SamuelI. White, P.C., 5040 CorporateWoods Drive, Suite 120, VirginiaBeach, Virginia, on May 10, 2012at 3:00 o'clock pm the propertydescribed in said deed, located at the aboveaddress and briefly described as:Lot C-1, Capps Subdivision, on a platdated April 13, 1966, sited in Deed Book962, page 585, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005775-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011161

TRUSTEE SALE5128 Shenstone Drive,

Virginia Beach, VA23455-3218

In execution of a Deed of Trust in the originalprincipal amount of $309,000.00, datedOctober 31, 2005 recorded in the Clerk'sOffice of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument20051109001820390 and modified inInstrument 20070104000016040, defaulthaving occurred in the payment of the Notethereby secured and at the request of theholder of said Note, the under-signedSubstitute Trustee will offer for sale at publicauction at the entrance to the LawOffices of Samuel I. White, P.C.,5040 Corporate Woods Drive,Suite 120, Virginia Beach,Virginia, on May 10, 2012 at 3:00o'clock pm the property described in saiddeed, located at the above address and brieflydescribed as:Parcel 1, Resubdivision of Property ofTract B, Subdivision of Property of W. R.Ricks & Parcel B, Subdivision of Tract 14,Plat of Tract 14 of E. E. Vick Farm,recorded in Deed Book 294, at page 67,with improvements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-027708-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011212

TRUSTEE'S SALE3851 Chimney Creek Drive,Virginia Beach, VA 23462GPIN 1486-34-8372-0000

Pursuant to the terms of a deed of trust datedOctober 30, 2007, in the original principalamount of $178,660.00, recorded in theClerk's Office of the Circuit Court of the City ofVirginia Beach, Virginia as Instrument No.20071031001473200, the property brieflydescribed below will be offered for sale atpublic auction:

Lot 8, Block VV, Townhomes at Chimney Hill,Sec. 4, as shown on a plat recorded in theaforesaid Clerk's Office in Map Book 161,Pages 21-22, and as more particularlydescribed in the referenced deed of trust.

The sale will take place on MAY 17, 2012AT 12:30 P.M., at the front entrance tothe building housing the Circuit Court of theCity of Virginia Beach, located at 2425 NimmoParkway (Court Bldg. 10 entrance), VirginiaBeach, VA.

The property and the improvements thereonwill be sold "AS IS" and without representationor warranties of any kind. The sale is subjectto all liens, encumbrances, conditions,easements and restrictions, if any, superior tothe mentioned deed of trust and lawfullyaffecting the property.

Terms: A deposit in the form of CERTIFIEDFUNDS in the amount of $15,000.00 or10% of the successful bid, whichever is lower,is required of any bidder at the time of sale.Closing within fifteen (15) days of sale. Timeis of the essence. Additional terms will beannounced at sale. Purchaser to pay allclosing costs. Sale subject to sellerconfirmation. Pursuant to the Federal FairDebt Collection Practices Act, we advise youthat this firm is a debt collector attempting tocollect the indebtedness referred to herein,and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer,Assistant to Julian A. Bryant, Jr., at Evans &Bryant, PLC, Substitute Trustee, 2101 ParksAvenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1227988). 23010753

TRUSTEE'S SALE658 Waters Drive,

Virginia Beach, VA 23462GPIN 1486-05-1872-8420

Pursuant to the terms of a deed of trust datedJune 25, 2007, in the original principalamount of $125,000.00, recorded in theClerk's Office of the Circuit Court of the City ofVirginia Beach, Virginia as Instrument No.20070626000862720, the property brieflydescribed below will be offered for sale atpublic auction:

Unit 658, Holland Mews, A Condominium, asestablished by Declaration recorded in theaforesaid Clerk's Office in Deed Book 2479,Page 2132, and as more particularly describedin the referenced deed of trust.

The sale will take place on MAY 17, 2012AT 12:30 P.M., at the front entrance tothe building housing the Circuit Court of theCity of Virginia Beach, located at 2425 NimmoParkway (Court Bldg. 10 entrance), VirginiaBeach, VA.

The property and the improvements thereonwill be sold "AS IS" and without representationor warranties of any kind. The sale is subjectto all liens, encumbrances, conditions,easements and restrictions, if any, superior tothe mentioned deed of trust and lawfullyaffecting the property.

Terms: A deposit in the form of CERTIFIEDFUNDS in the amount of $11,000.00 or10% of the successful bid, whichever is lower,is required of any bidder at the time of sale.Closing within fifteen (15) days of sale. Timeis of the essence. Additional terms will beannounced at sale. Purchaser to pay allclosing costs. Sale subject to sellerconfirmation. Pursuant to the Federal FairDebt Collection Practices Act, we advise youthat this firm is a debt collector attempting tocollect the indebtedness referred to herein,and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer,Assistant to Julian A. Bryant, Jr., at Evans &Bryant, PLC, Substitute Trustee, 2101 ParksAvenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228032). 23010808

Trustee's Sale1598 Crescent Pointe Lane,

Virginia Beach, Virginia 23453(Tax Map No.

14854883090000)

Default having been made in the terms of acertain Deed of Trust dated October 19, 2009,in the original principal amount of$135,073.00 and recorded in the Clerk'sOffice of the Circuit Court of the City of VirginiaBeach, Virginia as Instrument No.20091023001242390, the undersignedSubstitute Trustees will sell at public auctionon May 11, 2012, at 8:45 a.m., infront of the building housing the Virginia BeachCircuit Court, facing Nimmo Parkway (Building10), Virginia Beach Judicial Center, 2425Nimmo Parkway, Virginia Beach, VA, theproperty designated as Lot 15, as shown onthat certain plat entitled “Subdivision of thePoint Townhouses-Section Two Princess AnneBorough-Virginia Beach, Virginia”, which plat isduly recorded in the aforesaid Clerk’s Office inMap Book 153, at Page 26.Sale is subject to all prior liens, easements,restrictions, covenants, and conditions, if any,of record, or other matters which would bedisclosed by an accurate survey or inspectionof the premises. TERMS: CASH. A deposit of$13,500.00 or 10% of the sale price,whichever is lower, will be required of thesuccessful bidder at time of sale. Prior to thesale, interested bidders will be required toregister with and must present a bid depositwhich may be held during the sale by thetrustee. The bid deposit must be certifiedfunds and/or cash, but no more than$10,000.00 of cash will be accepted. Thesuccessful bidder’s deposit will be retained atthe sale and applied to the sale price. If heldby the trustee, all other bid deposits will bereturned to the unsuccessful bidders.Settlement is to be made within 15 days. Thesuccessful bidder will be required to execute aMemorandum of Trustee's Sale, available forreview on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additionalterms of sale and settlement. A Trustee’s Deedwill be prepared by Trustee’s attorney at highbidder’s expense. This is a communicationfrom a debt collector. Glasser and Glasser,P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building,Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 94713, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.23011064

TRUSTEE SALE1220 Glenside Dr, Virginia

Beach, VA 23464-5808

In execution of a Deed of Trust in the originalprincipal amount of $240,000.00, datedOctober 15, 2007 recorded in the Clerk'sOffice of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument20071108001509430, default havingoccurred in the payment of the Note therebysecured and at the request of the holder ofsaid Note, the under-signed Substitute Trusteewill offer for sale at public auction at theentrance to the Law Offices ofSamuel I. White, P.C., 5040Corporate Woods Drive, Suite120, Virginia Beach, Virginia, onMay 10, 2012 at 3:00 o'clock pmthe property described in said deed, located atthe above address and briefly described as:Lot 23, Bellamy Manor, Section C3, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006929-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011152

TRUSTEE SALE3208 Lark Street, Virginia

Beach, VA 23452-6625

In execution of a Deed of Trust in the originalprincipal amount of $175,500.00, dated June23, 2005 recorded in the Clerk's Office ofthe Circuit Court of the City Of VirginiaBeach, Virginia, in Instrument200506270097339, default having occurredin the payment of the Note thereby securedand at the request of the holder of said Note,the under-signed Substitute Trustee will offerfor sale at public auction at the entrance tothe Law Offices of Samuel I.White, P.C., 5040 CorporateWoods Drive, Suite 120, VirginiaBeach, Virginia, on May 10, 2012at 3:00 o'clock pm the propertydescribed in said deed, located at the aboveaddress and briefly described as:Lot 15, in Block 3, Princess Anne Plaza,Section 9, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$15,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-007767-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23011198

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MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 57

TRUSTEE SALE 1905 Chantilly Court Unit

903, Virginia Beach, VA 23451

In execution of a Deed of Trust in the original principalamount of $123,200.00, dated June 14, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfVirginia Beach, Virginia, in Instrument20060616000906400, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 10, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:Unit 903, Chesterfield Station Condominium,together with an undivided interest in the commonelements.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-026482-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23009601

TRUSTEE SALE 322 Windship Cove, Virginia

Beach, VA 23454-1850

In execution of a Deed of Trust in the original principalamount of $199,500.00, dated November 9, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061113001710250, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 Corporate WoodsDrive, Suite 120, Virginia Beach, Virginia, on May 10,2012 at 3:00 o'clock pm the propertydescribed in said deed, located at the above address andbriefly described as:

Unit Y-5, Herons Cove Condominiums, together withan undivided interest in the common elements.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001509-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23009327

Trustee's Sale1449 Old Virginia Beach Road,Virginia Beach, Virginia 23454(Tax ID No. 24171733480000)

Default having been made in the terms of a certain Deedof Trust dated August 29, 2007, in the original principalamount of $139,055.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument No. 20070906001213750, the undersignedSubstitute Trustees will sell at public auction on May11, 2012, at 8:45 a.m., in front of thebuilding housing the Virginia Beach Circuit Court, facingNimmo Parkway (Building 10), Virginia Beach JudicialCenter, 2425 Nimmo Parkway, Virginia Beach, VA, theproperty designated as Parcel A, as shown on that certainplat entitled Subdivision of Property of Butts, , et ux, et al,Being a Portion of Plat 23, Oceana Gardens, LynnhavenBorough, Virginia Beach, Virginia", dated October 11, 1983and duly of record in the aforesaid Clerk's Office in MapBook 173, at Page 24.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$13,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 96634,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23007920

TRUSTEE'S SALE OF5370 UPPERVILLE COURT,

VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $352,500.00, with an annual interest rate of1.6200% from Peggy E. Van Wagner dated April 27, 2006,recorded among the land records of the Circuit Court forthe City of Virginia Beach as Deed Book/InstrumentNumber 20060504000678000, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Virginia Beach, AT THE FRONT OFTHE LAW OFFICE OF SHAPIRO BROWN & ALT, LLPLOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 23, 2012 at11:30 AM, the property with improvements to wit:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,TOGETHER WITH THE IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE AND BEING IN THE BOROUGH OF KEMPSVILLE,CITY OF VIRGINIA BEACH, VIRGINIA, AND DESIGNATEDAND DESCRIBED AS LOT NUMBERED 22, IN BLOCKNUMBERED F, ON A CERTAIN PLAT OF SURVEY ENTITLED"SUBDIVISION OF HUNTINGTON, SECTION 2", DATEDNOVEMBER, 1961, AND MADE BY FRANK D. TARRALL, JR.,AND ASSOCIATES, SURVEYORS AND ENGINEERS, WHICHPLAT IS DULY OF RECORD IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF VIRGINIA BEACH, VIRGINIA, IN MAPBOOK 56, PAGE 20, REFERENCE TO WHICH PLAT ISHEREBY MADE FOR A MORE PARTICULAR DESCRIPTIONOF SAID LOT.

THE IMPROVEMENTS THEREON BEING KNOWN AS 5370UPPERVILLE COURT, VIRGINIA BEACH, VIRGINIA - 23462.

AND further described in the above Deed of Trust. (TaxMap No. 14673046680000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 12-225261.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23007802

TRUSTEE'S SALE OF 3548Clubhouse Road, VirginiaBeach, VA 23452. In execution of a certaindeed of trust dated October 17, 2006, in the originalprincipal amount of $216,826.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20061019001585820, and modified onFebruary 05, 2009, to increase the principal balance to$234,117.31. This modification agreement was recordedin Instrument No. 20100405000312140, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on June 05, 2012, at9:40 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE IN THE CITY OFVIRGINIA BEACH, VIRGINIA, AND BEING KNOWNNUMBERED AND DESIGNATED AS LOT 10, IN BLOCK 74,AS SHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF PRINCESS ANNE PLAZA, SECTIONTHREE", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN MAP BOOK 49, AT PAGE 5(INCORRECTLY REPORTED AS PAGE 3)..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 141622A-4235905 04/30/2012, 05/07/2012 23007368

TRUSTEE'S SALE OF 1405Woodscape Lane, VirginiaBeach, VA 23462. In execution of a certaindeed of trust dated June 02, 2008, in the original principalamount of $154,574.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20080617000717320, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:40 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 108, AS SHOWNON THAT CERTAIN PLAT ENTITLED, "AMENDED PLAT OFSUBDIVISION OF LOTS 4 - 113 OF WOODSCAPE,FORMERLY SADDLEBROOK (M.B. 182, P. 35)", WHICHPLAT IS RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN MAP BOOK 186 AT PAGES 5 - 9; EXPECT FORTHAT PORTION OF SAID LOT SHOWN ON SAID PLAT ASPART OF A "COMMON AREA" AND THEREFORE CONVEYEDTO THE WOODSCAPE COMMUNITY ASSOCIATION, INC. BYDEED OF NAPOLITANO ENTERPRISES, INC., ANDRECORDED IN THE AFORESAID CLERK'S OFFICE IN DEEDBOOK 2388 AT PAGE 2096..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post- sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 116754 A-423590304/30/2012, 05/07/2012 23007352

TRUSTEE'S SALE OF 5496Glenville Circle, VirginiaBeach, VA 23464. In execution of a certaindeed of trust dated March 26, 2009, in the originalprincipal amount of $212,300.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20090409000377860, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 15, 2012, at9:46 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, BELONGING, LYING ANDSITUATE IN THE CITY OF VIRGINIA BEACH, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED AS LOT 196, ASSHOWN ON THATCERTAIN PLAT ENTITLED, "CHATHAMHALL, PHASE 5, KEMPSVILLE BOROUGH, VIRGINIA BEACH,VIRGINIA," WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN MAP BOOK 146, AT PAGE26.TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144699 A-423590904/30/2012, 05/07/2012 23007380

TRUSTEE SALE 4616 Guam St, VirginiaBeach, VA 23455-1412

In execution of a Deed of Trust in the original principalamount of $300,000.00, dated October 24, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061026001625830 , default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed SubstituteTrustee will offer for sale at public auction at the entranceto the Law Offices of Samuel I. White, P.C., 5040Corporate Woods Drive, Suite 120, Virginia Beach,Virginia, on May 10, 2012 at 3:00o'clock pm the property described in said deed,located at the above address and briefly described as:Unit 4616, Guam Street Condominium; Together withan undivided interest in the common elements.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-013258-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23009299

TRUSTEE'S SALE OF2412 APIARY COURT,

VIRGINIA BEACH, VA 23454

In execution of a Deed of Trust in the original principalamount of $393,500.00, with an annual interest rate of4.7500% from John L. Wildermuth dated July 9, 2010,recorded among the land records of the Circuit Court forthe Virginia Beach as Deed Book/Instrument Number20100712000697020, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe Virginia Beach, AT THE FRONT OF THE LAW OFFICE OFSHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 30, 2012 at 11:30AM, the property with improvements to wit:

All that certain lot, piece or parcel of land , with thebuildings and improvements and the appurtenancesthereunto belonging, lying, situate and being in the City ofVirginia Beach, Virginia , and being known , numbered anddesignated as Lot 19, as shown on that certain platentitled "Subdivision of London Bridge Crossing (M.B. 304,P.80; M.B. 6, P.307; M.B.26, P.42) Virginia Beach,Virginia", which said plat is duly of record in the Clerk'sOffice of the Circuit Court of the City of Virginia Beach,Virginia, in Instrument #20070822001146150.

AND further described in the above Deed of Trust. (TaxMap No. 1497-92-1067-0000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 12-225243.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23007819

TRUSTEE'S SALE OF1563 PENROSE ARCH

UNIT 17BVirginia Beach Virginia

Pursuant to the terms of a deed of trust dated January 19,2006, in the original principal amount of $123,200.00,recorded in the Clerk's Office, Circuit Court for the City ofVirginia Beach, Virginia, as Instrument Number20060130000151260, the property briefly describedbelow will be offered for sale at public auction.

Unit 17B, A Condominium, Princess Anne Gardens, as thesame is duly dedicated, platted and recorded in DeedBook 2700 at page 2048, among the land records for theCity of Virginia Beach, Virginia, as more particularlydescribed in the referenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at1:00 p.m. at the main entrance of the buildinghousing the Circuit Court for the City of Virginia Beach,Virginia.

Terms: A deposit in the form of certified funds in theamount of $10,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232096

Ad dates: April 30, 2012 May 7, 201223009445

TRUSTEE'S SALE OF 3228Sacramento Drive, VirginiaBeach, VA 23456. In execution of a certaindeed of trust dated April 08, 2003, in the original principalamount of $146,200.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200305270081889, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:41 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON AND THE APPURTENANCESTHEREUNTO BELONGING, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 80, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "SUBDIVISIONOF PARCEL 2C- 2, COURTHOUSE ESTATES, PHASE 3,SECTION H-3, APRIL 24, 1996, PRINCESS ANNE BOROUGH- VIRGINIA BEACH, VIRGINIA, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 257, AT PAGE 24 THROUGH 29,INCLUSIVE..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 128347 A-423590104/30/2012, 05/07/2012 23007320

TRUSTEE'S SALE OF 3548Clubhouse Road, VirginiaBeach, VA 23452. In execution of a certaindeed of trust dated October 17, 2006, in the originalprincipal amount of $216,826.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20061019001585820, and modified onFebruary 05, 2009, to increase the principal balance to$234,117.31. This modification agreement was recordedin Instrument No. 20100405000312140, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on June 05, 2012, at9:40 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE IN THE CITY OFVIRGINIA BEACH, VIRGINIA, AND BEING KNOWNNUMBERED AND DESIGNATED AS LOT 10, IN BLOCK 74,AS SHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF PRINCESS ANNE PLAZA, SECTIONTHREE", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN MAP BOOK 49, AT PAGE 5(INCORRECTLY REPORTED AS PAGE 3)..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 141622A-4235905 04/30/2012, 05/07/2012 23007368

Trustee's Sale433 Lakewood Circle, Virginia

Beach, Virginia 23451(Tax ID No. 24271506570000)

Default having been made in the terms of a certain Deedof Trust dated September 15, 2008, in the originalprincipal amount of $400,000.00 and recorded in theClerk's Office of the Circuit Court of the City of VirginiaBeach, Virginia as Instrument No. 20080923001118370,the undersigned Substitute Trustees will sell at publicauction on May 25, 2012, at 8:45 a.m.,in front of the building housing the Virginia Beach CircuitCourt, facing Nimmo Parkway (Building 10), Virginia BeachJudicial Center, 2425 Nimmo Parkway, Virginia Beach, VA,the property designated as Lots 14 and 15 in Block 100as shown on the Plat of Lakewood, dated June 22, 1925,which said plat is duly recorded in the aforesaid Clerk'sOffice in Map Book 7, at Page 100.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. The property will be soldsubject to the right of redemption of the Internal RevenueService. TERMS: CASH. A deposit of $40,000.00 or 10% ofthe sale price, whichever is lower, will be required of thesuccessful bidder at time of sale. Prior to the sale,interested bidders will be required to register with andmust present a bid deposit which may be held during thesale by the trustee. The bid deposit must be certified fundsand/or cash, but no more than $10,000.00 of cash will beaccepted. The successful bidder’s deposit will be retainedat the sale and applied to the sale price. If held by thetrustee, all other bid deposits will be returned to theunsuccessful bidders. Settlement is to be made within 15days. The successful bidder will be required to execute aMemorandum of Trustee's Sale, available for review onthe Foreclosure Sales page of www.glasserlaw.com,outlining additional terms of sale and settlement. ATrustee’s Deed will be prepared by Trustee’s attorney athigh bidder’s expense. This is a communication from adebt collector. Glasser and Glasser, P.L.C., and/orAtlantic Trustee Services, L.L.C., Substitute Trustees,Crown Center Building, Suite 600, 580 East Main Street,Norfolk, VA 23510, File No. 92992, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only. 23008149

TRUSTEE'S SALE OF5370 UPPERVILLE COURT,

VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $352,500.00, with an annual interest rate of1.6200% from Peggy E. Van Wagner dated April 27, 2006,recorded among the land records of the Circuit Court forthe City of Virginia Beach as Deed Book/InstrumentNumber 20060504000678000, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Virginia Beach, AT THE FRONT OFTHE LAW OFFICE OF SHAPIRO BROWN & ALT, LLPLOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 23, 2012 at11:30 AM, the property with improvements to wit:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,TOGETHER WITH THE IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE AND BEING IN THE BOROUGH OF KEMPSVILLE,CITY OF VIRGINIA BEACH, VIRGINIA, AND DESIGNATEDAND DESCRIBED AS LOT NUMBERED 22, IN BLOCKNUMBERED F, ON A CERTAIN PLAT OF SURVEY ENTITLED"SUBDIVISION OF HUNTINGTON, SECTION 2", DATEDNOVEMBER, 1961, AND MADE BY FRANK D. TARRALL, JR.,AND ASSOCIATES, SURVEYORS AND ENGINEERS, WHICHPLAT IS DULY OF RECORD IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF VIRGINIA BEACH, VIRGINIA, IN MAPBOOK 56, PAGE 20, REFERENCE TO WHICH PLAT ISHEREBY MADE FOR A MORE PARTICULAR DESCRIPTIONOF SAID LOT.

THE IMPROVEMENTS THEREON BEING KNOWN AS 5370UPPERVILLE COURT, VIRGINIA BEACH, VIRGINIA - 23462.

AND further described in the above Deed of Trust. (TaxMap No. 14673046680000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 12-225261.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23007802

TRUSTEE SALE 322 Windship Cove, Virginia

Beach, VA 23454-1850

In execution of a Deed of Trust in the original principalamount of $199,500.00, dated November 9, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Virginia Beach, Virginia, in Instrument20061113001710250, default having occurred in thepayment of the Note thereby secured and at the requestof the holder of said Note, the under-signed Trustee willoffer for sale at public auction at the entrance to the LawOffices of Samuel I. White, P.C., 5040 Corporate WoodsDrive, Suite 120, Virginia Beach, Virginia, on May 10,2012 at 3:00 o'clock pm the propertydescribed in said deed, located at the above address andbriefly described as:

Unit Y-5, Herons Cove Condominiums, together withan undivided interest in the common elements.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001509-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23009327

Trustee's Sale1449 Old Virginia Beach Road,Virginia Beach, Virginia 23454(Tax ID No. 24171733480000)

Default having been made in the terms of a certain Deedof Trust dated August 29, 2007, in the original principalamount of $139,055.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument No. 20070906001213750, the undersignedSubstitute Trustees will sell at public auction on May11, 2012, at 8:45 a.m., in front of thebuilding housing the Virginia Beach Circuit Court, facingNimmo Parkway (Building 10), Virginia Beach JudicialCenter, 2425 Nimmo Parkway, Virginia Beach, VA, theproperty designated as Parcel A, as shown on that certainplat entitled Subdivision of Property of Butts, , et ux, et al,Being a Portion of Plat 23, Oceana Gardens, LynnhavenBorough, Virginia Beach, Virginia", dated October 11, 1983and duly of record in the aforesaid Clerk's Office in MapBook 173, at Page 24.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$13,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 96634,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23007920

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TRUSTEE'S SALE OF 3228Sacramento Drive, VirginiaBeach, VA 23456. In execution of a certaindeed of trust dated April 08, 2003, in the original principalamount of $146,200.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 200305270081889, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:41 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON AND THE APPURTENANCESTHEREUNTO BELONGING, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 80, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "SUBDIVISIONOF PARCEL 2C- 2, COURTHOUSE ESTATES, PHASE 3,SECTION H-3, APRIL 24, 1996, PRINCESS ANNE BOROUGH- VIRGINIA BEACH, VIRGINIA, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 257, AT PAGE 24 THROUGH 29,INCLUSIVE..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 128347 A-423590104/30/2012, 05/07/2012 23007320

TRUSTEE'S SALE OF 4405Loring Road, Virginia Beach,VA 23456. In execution of a certain deed of trustdated October 17, 2008, in the original principal amountof $215,710.00 recorded in the Clerk's Office, CircuitCourt for City of Virginia Beach, Virginia, in Instrument No.20081023001235370, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 22, 2012, at 9:45 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, LYING,SITUATE AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED ASLOT 31, BLOCK C, AS SHOWN ON THAT CERTAIN PLATENTITLED "RESUBDIVISION OF LOTS 31 AND 32, BLOCK C,SALEM WOODS, SECTION SIX", WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA IN MAPBOOK 155, AT PAGE 36..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post- sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 128317 A-423589804/30/2012, 05/07/2012 23007119

TRUSTEE'S SALE OF 5981Clear Springs Court, VirginiaBeach, VA 23464. In execution of a certaindeed of trust dated July 18, 2008, in the original principalamount of $127,991.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20080721000856380, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:48 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE KEMPSVILLE BOROUGH OF THE CITY OF VIRGINIABEACH, VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 6, BLOCK F, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "PLAT OF PINEWOOD VILLAGESUBDIVISION, PHASE 1, KEMPSVILLE BOROUGH, VIRGINIABEACH, VIRGINIA" WHICH SAID PLAT IS DULY RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF THECITY OF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK 106, ATPAGE 21.TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145365 A-423587004/30/2012, 05/07/2012 23007020

TRUSTEE'S SALE OF 3843Winthrope Circle, VirginiaBeach, VA 23452. In execution of a certaindeed of trust dated July 11, 2007, in the original principalamount of $470,000.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20070717000961580, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 15, 2012, at9:42 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT SEVENTY-NINE (79),AS SHOWN ON THAT CERTAIN PLAT ENTITLED, "PLAT OFKINGS GRANT SECTION 10B, PART TWO", WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN MAP BOOK 92 AT PAGE 34..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 144260A-4235858 04/30/2012, 05/07/2012 23006895

Trustee's Sale1517 Five Forks Road, Virginia

Beach, Virginia 23455(Tax ID No. 14795295340000)

Default having been made in the terms of a certain Deedof Trust dated January 10, 2006, in the original principalamount of $295,000.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument No. 20060124000115620, the undersignedSubstitute Trustees will sell at public auction on May11, 2012, at 8:45 a.m., in front of thebuilding housing the Virginia Beach Circuit Court, facingNimmo Parkway (Building 10), Virginia Beach JudicialCenter, 2425 Nimmo Parkway, Virginia Beach, VA, theproperty designated as SITE 524 on the plat entitled"SECTION FOUR, THOROUGHGOOD", which said plat is dulyrecorded in the aforesaid Clerk's Office, in Map Book 42,at page 53.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$29,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C., and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 92577,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23006428

TRUSTEE'S SALE OF 1152Clydesdale Lane, VirginiaBeach, VA 23464. In execution of a certaindeed of trust dated September 30, 2008, in the originalprincipal amount of $177,993.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20081001001152910, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 31, 2012, at9:42 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THE CITY OFVIRGINIA BEACH, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 2, BLOCK G, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "PLAT OFLEVEL GREEN SUBDIVISION, SITE TWO (2), PART TWO A(2A)", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN MAP BOOK 95, AT PAGE37..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post- saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 131676 A-423589904/30/2012, 05/07/2012 23007302

Trustee's Sale304 Riveranne Court,Unit 313,Virginia Beach, Virginia 23462(Tax ID No. 14666915503130)

Default having been made in the terms of a certain Deedof Trust dated December 21, 2001, in the originalprincipal amount of $123,371.00 and recorded in theClerk's Office of the Circuit Court of the City of VirginiaBeach, Virginia in Deed Book 4589, at Page 1099, theundersigned Substitute Trustees will sell at public auctionon May 25, 2012, at 8:45 a.m., in frontof the building housing the Virginia Beach Circuit Court,facing Nimmo Parkway (Building 10), Virginia BeachJudicial Center, 2425 Nimmo Parkway, Virginia Beach, VA,the property designated as Unit 313, in that certainCondominium entitled "Riveranne at Kempe's Landing, aCondominium, Phase 4", located in the City of VirginiaBeach, Virginia, together with a proportionate interest inthe common elements appertaining to said unit, all asmore particularly described, designated and shown in thatcertain Condominium Declaration entitled "Declaration ofRiveranne at Kempe's Landing, a Condominium, datedFebruary 22, 2000, and recorded in the aforesaid Clerk'sOffice in Deed Book 4211, at Page 230 and as amendedfrom time to time in the aforesaid Clerk’s Office. Sale issubject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$12,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 97919,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23006407

TRUSTEE'S SALE OF 1008Spindle Crossing, VirginiaBeach, VA 23544. In execution of acertain deed of trust dated March 24, 2009, in the originalprincipal amount of $214,165.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20090330000331430, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 15, 2012, at9:43 AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, AND KNOWN,NUMBERED AND DESIGNATED AS LOT 19, BLOCK K, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "WESLEYANCHASE, PHASE 1, PART 1, SUBDIVISION OF THEPROPERTY OF KEMPSVILLE LAKE NO. 1, PARTNERSHIP, AVIRGINIA GENERAL PARTNERSHIP, CONSISTING OFR.G.MOORE BUILDING CORPORATION, A VIRGINIACORPORATION AND INDEPENDENT DEVELOPERS, LTD., AVIRGINIA CORPORATION, AS SHOWN IN M.B. 1872, PG.16, VIRGINIA BEACH, VIRGINIA", WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK 187,AT PAGE 60..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest.Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144296 A-423585704/30/2012, 05/07/2012 23006865

TRUSTEE'S SALE OF 1796Sword Dancer Drive, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated October 04, 2005, in the originalprincipal amount of $94,500.00 recorded in the Clerk'sOffice, Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20051025001727680, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 15, 2012, at9:40 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 5, BLOCK TTTTT, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "SUBDIVISIONOF OCEAN LAKES, PHASE THREE-SECTION ONE-B,PRINCESS ANNE BOROUGH, VIRGINIA BEACH, VIRGINIA",WHICH PLAT IS RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN MAP BOOK 188, AT PAGES 52 THROUGH 55.IT BEING THE SAME PROPERTY CONVEYED TO ELLENDENISE BRYANT FROM HORACE CHILDS BRYANT, JR. ANDELLEN DENISE BRYANT VIA DEED OF GIFT DATED JULY 21,2005 AND RECORDES AS INSTRUMENT NUMBER200508090124843..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143659 A-423586004/30/2012, 05/07/2012 23006956

TRUSTEE'S SALE OF 1222Gunn Hall Drive, VirginiaBeach, VA 23454. In execution of a certaindeed of trust dated April 17, 2009, in the original principalamount of $250,381.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20090420000417230, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:47 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, AND KNOWN,NUMBERED AND DESIGNATED AS LOT 3A, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SUBDIVISION OF LOTS 1THRU 6, INCLUSIVE, BLOCK A, GUNN-HALL MANOR,SECTION ONE (MB.B. 60, P. 52) AND LOTS 7 AND 8,BLOCK A, RESSUBDIVISION OF LOTS 7 & 8, BLOCK "A",LOTS 8 AND 9, BLOCK "B" AND LOTS1, 2, 3, & 4, BLOCK"D" GUNN-HALL MANOR, SECTION ONE (M.B. 64, P. 27)VIRGINIA BEACH, VIRGINIA", WHICH PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, ASINSTRUMENT NO. 20080417000441230..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 139893A-4235871 04/30/2012, 05/07/2012 23007064

TRUSTEE'S SALE OF 3509Terrazzo Trail, Virginia Beach,VA 23452. In execution of a certain deed of trustdated November 18, 2008, in the original principalamount of $202,991.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20081126001357300, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:46 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, AND THE APPURTENANCESTHEREUNTO BELONGING, LYING, SITUATE AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 7, INBLOCK 18 B, AS SHOWN ON THAT CERTAIN PLATENTITLED "SUBDIVISION OF PRINCESS ANNE PLAZA,SECTION THREE (3)", WHICH PLAT IS DULY RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITYOF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK 49, AT PAGE5..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 139205 A-423589704/30/2012, 05/07/2012 23007281

TRUSTEE'S SALE OF1620 DEARBORN DRIVE,

VIRGINIA BEACH, VA 23451

In execution of a Deed of Trust in the original principalamount of $172,800.00, with an annual interest rate of6.5000% from Richard E. Leopold dated October 26,2007, recorded among the land records of the CircuitCourt for the CITY OF VIRGINIA BEACH as DeedBook/Instrument Number 20071114001531010, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF VIRGINIA BEACH, ATTHE FRONT OF THE LAW OFFICE OF SHAPIRO BROWN &ALT, LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE215, VIRGINIA BEACH, VIRGINIA on May 23,2012 at 11:30 AM, the property withimprovements to wit:

LOT 20, AS SHOWN ON THAT CERTAIN PLAT ENTITLED"PLAT OF LAUREL MANOR", WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA IN MAPBOOK 34, AT PAGE 53-A

AND further described in the above Deed of Trust. (TaxMap No. 2408-80-5223-0000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever is lower,will be required in cash, certified or cashier's check.Settlement within fifteen (15) days of sale, otherwiseTrustees may forfeit deposit. Additional terms to beannounced at sale. Loan type: Conventional. Trustee'sFile No. 10-204160D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23005201

Trustee's Sale1517 Five Forks Road, Virginia

Beach, Virginia 23455(Tax ID No. 14795295340000)

Default having been made in the terms of a certain Deedof Trust dated January 10, 2006, in the original principalamount of $295,000.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument No. 20060124000115620, the undersignedSubstitute Trustees will sell at public auction on May11, 2012, at 8:45 a.m., in front of thebuilding housing the Virginia Beach Circuit Court, facingNimmo Parkway (Building 10), Virginia Beach JudicialCenter, 2425 Nimmo Parkway, Virginia Beach, VA, theproperty designated as SITE 524 on the plat entitled"SECTION FOUR, THOROUGHGOOD", which said plat is dulyrecorded in the aforesaid Clerk's Office, in Map Book 42,at page 53.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$29,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C., and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 92577,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23006428

TRUSTEE'S SALE OF 3843Winthrope Circle, VirginiaBeach, VA 23452. In execution of a certaindeed of trust dated July 11, 2007, in the original principalamount of $470,000.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20070717000961580, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 15, 2012, at9:42 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF VIRGINIA BEACH, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT SEVENTY-NINE (79),AS SHOWN ON THAT CERTAIN PLAT ENTITLED, "PLAT OFKINGS GRANT SECTION 10B, PART TWO", WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN MAP BOOK 92 AT PAGE 34..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 144260A-4235858 04/30/2012, 05/07/2012 23006895

TRUSTEE'S SALE932 Chigwell Road,

Virginia Beach, VA 23454

IN EXECUTION of Deed of Trust dated September 2,2005, made by Myles Edward Billups, Jr. and Mary LouiseBillups, recorded in the City of Virginia Beach Circuit CourtClerk's Office as Instrument Number 200509200152512,securing Note in original principal amount of$208,430.00, default having been made in payment ofdebt thereby secured, and at request of beneficiarythereunder, the undersigned, will offer for sale at publicauction to the highest bidder, for cash, at the front door ofthe Law Offices of McKenry, Dancigers, Dawson & Lake,P.C. 192 Ballard Court, Virginia Beach, Virginia, on May8, 2012 at 11:00 a.m., the propertiesconveyed in said Deed of Trust and briefly described asfollows:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS ANDIMPROVEMENTS, LYING, SITUATE AND BEINGIN THE CITY OF VIRGINIA BEACH, VIRGINIAAND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 23, BLOCK C, ASSHOWN ON THAT CERTAIN PLAT ENTITLED "SUBDIVISION OF OCEAN LAKES, PHASE ONEPART TWO, PRINCESS ANNE BOROUGH, CITYOF VIRGINIA BEACH, VIRGINIA", WHICH SAIDPLAT IS DULY RECORDED IN THE CLERKSOFFICE OF THE CIRCUIT COURT OF THE CITYOF VIRGINIA BEACH, VIRGINIA IN DEED BOOK2629, AT PAGES 1240 THROUGH 1244.TAX MAP #24146775410000

TERMS OF SALE: CASH. Property is being sold "AS IS",without any representations or warranties, SUBJECT to therights of any person in possession and to all covenants,conditions, restrictions, easements, defects,encumbrances, adverse claims, or liens, whether filed orinchoate, which have priority over the Deed of Trust.

Deposit of 10% cash, certified or cashier's check, willbe required of successful bidder immediately after sale;settlement must be within 10 days from date of sale, TIMEBEING OF THE ESSENCE, or property to be resold at cost todefaulting purchaser, and Trustee shall be entitled torecover from defaulting purchaser any deficiency resultingfrom resale. All costs of conveyancing, examination oftitle, recording and settlement charges, grantor's taxes,etc. to be at cost of purchaser. Noteholder reserves theright to bid and trustee reserves right to reject any bids,keep bidding open for any length of time, waive depositrequirements, extend time for settlement, announceadditional terms of sale and cancel or rescind sale solelyat trustee's discretion.

THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USEDFOR THAT PURPOSE.

McKenry, Dancigers, Dawson & Lake, P.C.Substitute Trustee

FOR INFORMATION CONTACT:Angela Flores192 Ballard Court, Suite 400Virginia Beach, Virginia 23462(757) 461-2500 23004798

TRUSTEE'S SALE OF 5981Clear Springs Court, VirginiaBeach, VA 23464. In execution of a certaindeed of trust dated July 18, 2008, in the original principalamount of $127,991.00 recorded in the Clerk's Office,Circuit Court for City of Virginia Beach, Virginia, inInstrument No. 20080721000856380, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Virginia Beach,2425 Nimmo Parkway, Municipal Center, Building #10.,Virginia Beach, Virginia, on May 22, 2012, at9:48 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE KEMPSVILLE BOROUGH OF THE CITY OF VIRGINIABEACH, VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 6, BLOCK F, AS SHOWN ON THATCERTAIN PLAT ENTITLED, "PLAT OF PINEWOOD VILLAGESUBDIVISION, PHASE 1, KEMPSVILLE BOROUGH, VIRGINIABEACH, VIRGINIA" WHICH SAID PLAT IS DULY RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF THECITY OF VIRGINIA BEACH, VIRGINIA, IN MAP BOOK 106, ATPAGE 21.TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145365 A-423587004/30/2012, 05/07/2012 23007020

TRUSTEE'S SALE OF 4405Loring Road, Virginia Beach,VA 23456. In execution of a certain deed of trustdated October 17, 2008, in the original principal amountof $215,710.00 recorded in the Clerk's Office, CircuitCourt for City of Virginia Beach, Virginia, in Instrument No.20081023001235370, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Virginia Beach, 2425 NimmoParkway, Municipal Center, Building #10., Virginia Beach,Virginia, on May 22, 2012, at 9:45 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, LYING,SITUATE AND BEING IN THE CITY OF VIRGINIA BEACH,VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED ASLOT 31, BLOCK C, AS SHOWN ON THAT CERTAIN PLATENTITLED "RESUBDIVISION OF LOTS 31 AND 32, BLOCK C,SALEM WOODS, SECTION SIX", WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA IN MAPBOOK 155, AT PAGE 36..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post- sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 128317 A-423589804/30/2012, 05/07/2012 23007119

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TRUSTEE'S SALE932 Chigwell Road,

Virginia Beach, VA 23454

IN EXECUTION of Deed of Trust dated September 2,2005, made by Myles Edward Billups, Jr. and Mary LouiseBillups, recorded in the City of Virginia Beach Circuit CourtClerk's Office as Instrument Number 200509200152512,securing Note in original principal amount of$208,430.00, default having been made in payment ofdebt thereby secured, and at request of beneficiarythereunder, the undersigned, will offer for sale at publicauction to the highest bidder, for cash, at the front door ofthe Law Offices of McKenry, Dancigers, Dawson & Lake,P.C. 192 Ballard Court, Virginia Beach, Virginia, on May8, 2012 at 11:00 a.m., the propertiesconveyed in said Deed of Trust and briefly described asfollows:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS ANDIMPROVEMENTS, LYING, SITUATE AND BEINGIN THE CITY OF VIRGINIA BEACH, VIRGINIAAND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT 23, BLOCK C, ASSHOWN ON THAT CERTAIN PLAT ENTITLED "SUBDIVISION OF OCEAN LAKES, PHASE ONEPART TWO, PRINCESS ANNE BOROUGH, CITYOF VIRGINIA BEACH, VIRGINIA", WHICH SAIDPLAT IS DULY RECORDED IN THE CLERKSOFFICE OF THE CIRCUIT COURT OF THE CITYOF VIRGINIA BEACH, VIRGINIA IN DEED BOOK2629, AT PAGES 1240 THROUGH 1244.TAX MAP #24146775410000

TERMS OF SALE: CASH. Property is being sold "AS IS",without any representations or warranties, SUBJECT to therights of any person in possession and to all covenants,conditions, restrictions, easements, defects,encumbrances, adverse claims, or liens, whether filed orinchoate, which have priority over the Deed of Trust.

Deposit of 10% cash, certified or cashier's check, willbe required of successful bidder immediately after sale;settlement must be within 10 days from date of sale, TIMEBEING OF THE ESSENCE, or property to be resold at cost todefaulting purchaser, and Trustee shall be entitled torecover from defaulting purchaser any deficiency resultingfrom resale. All costs of conveyancing, examination oftitle, recording and settlement charges, grantor's taxes,etc. to be at cost of purchaser. Noteholder reserves theright to bid and trustee reserves right to reject any bids,keep bidding open for any length of time, waive depositrequirements, extend time for settlement, announceadditional terms of sale and cancel or rescind sale solelyat trustee's discretion.

THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USEDFOR THAT PURPOSE.

McKenry, Dancigers, Dawson & Lake, P.C.Substitute Trustee

FOR INFORMATION CONTACT:Angela Flores192 Ballard Court, Suite 400Virginia Beach, Virginia 23462(757) 461-2500 23004798

TRUSTEE'S SALE OF2241 LYNN ROAD,

VIRGINIA BEACH, VA 23451

In execution of a Deed of Trust in the original principalamount of $406,300.00, with an annual interest rate of5.3750% from JONATHAN D. DICKERSON AND MOLLYRANDALL dated January 31, 2008, recorded among theland records of the Circuit Court for the CITY OF VIRGINIABEACH as Deed Book/Instrument Number20080205000135390, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF VIRGINIA BEACH, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 16, 2012 at 11:30AM, the property with improvements to wit:

DESIGNATED ON A CERTAIN PLAT AND SURVEY THEREOFMADE BY ALONZO L. CHERRY, SURVEYORS, NOVEMBER,1995, MARKED "SECTION NUMBER FOUR (4) LYNNHAVENCOLONY", RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN MAP BOOK 40, AT PAGE 10, AS LOTNUMBERED ONE HUNDRED SIXTY-FIVE (165), SAID LOTBEING OF THE SIZE AND DIMENSIONS SHOWN ON SAIDPLAT..

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-220014D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23004734

TRUSTEE SALE4004 W. Colonial Pkwy.

Virginia Beach, VA. 23452

In execution of a Deed of Trust from Christopher T.Bennett and Charlotte T. Bennett dated October 17, 2008and recorded in the Clerk's Office, Circuit Court, City of Vir-ginia Beach, Virginia, as instrument number20081028001253390, securing a loan which was origi-nally $183,027.00. Default having occurred in the pay-ment of the Note thereby secured, and at the request ofthe holder of said Note, the undersigned Substitute Trust-ees will offer for sale at public auction at the City of Virgin-ia Beach City Hall Municipal Building #1, near the cornerof Princess Anne & North Landing, the main entrance, Vir-ginia Beach Virginia on May 11, 2012 at8:30 AM, the property described in said Deed ofTrust, located at the above address and briefly describedas: Lot 34, Block 3, Subdivision of Windsor Woods, Sec-tion 8 - Part 1 of Lineberry Construction Corporation. TaxID/PIN: 14871033850000

The property will be conveyed by Special WarrantyDeed, subject to all existing easements, restrictions andany other conditions that may affect title to the property.The Noteholder reserves the right to bid at the said sale.

TERMS: CASH: A bidder's deposit of $10,000.00, cashor certified check, will be required at the time of sale withthe settlement and full payment of the purchase pricewithin (15) fifteen days from the date of the sale. Addi-tional terms will be announced at the time of sale and thesuccessful bidder will be required to execute and deliver tothe Substitute Trustee a memorandum or contract of thesale at the conclusion of bidding.

This notice is an attempt to collect on a debt and anyinformation obtained will be used for that purpose. LoanType: FHA

VT1124655FOR INFORMATION CONTACT:Between 8 - 11 AMNectar Projects, Inc. - Substitute TrusteesP.O. Box 2848Purcellville VA 20134(540) 751-1260 23004576

TRUSTEE'S SALE OF627 BLUFF COURT UNIT 203,VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $87,550.00, with an annual interest rate of8.0000% from DOROTHY M. JOHNSON dated December14, 2006, recorded among the land records of the CircuitCourt for the CITY OF VIRGINIA BEACH as DeedBook/Instrument Number 20061220001886480, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF VIRGINIA BEACH, ATTHE FRONT OF THE LAW OFFICE OF SHAPIRO BROWN &ALT, LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE215, VIRGINIA BEACH, VIRGINIA on May 16,2012 at 11:30 AM, the property withimprovements to wit:

UNIT 203, IN BUILDING 5, IN THAT CERTAINCONDOMINIUM ENTITLED NEWPOINTE, A CONDOMINIUM,LOCATED IN THE CITY OF VIRGINIA BEACH, VIRGINIA,TOGETHER WITH AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS APPERTAINING TO SAID UNIT, ALLAS MORE PARTICULARLY DESCRIBED, DESIGNATED ANDSHOWN IN THAT CERTAIN CONDOMINIUM DECLARATIONDATED DECEMBER 6, 1984 AND RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN DEED BOOK 2388, AT PAGE697, ET SEQ.

AND further described in the above Deed of Trust. (TaxMap No. 1467-39-6499-5930)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$8,700.00 or 10% of the sale price, whichever is lower,will be required in cash, certified or cashier's check.Settlement within fifteen (15) days of sale, otherwiseTrustees may forfeit deposit. Additional terms to beannounced at sale. Loan type: Conventional. Trustee'sFile No. 11-218678V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004263

TRUSTEE'S SALE OF4437 SEGOVIA COURT,

VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $130,489.00, with an annual interest rate of5.7500% from VIVIAN E. BLAIZE dated July 28, 2005,recorded among the land records of the Circuit Court forthe CITY OF VIRGINIA BEACH as Deed Book/InstrumentNumber 200508110126700, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF VIRGINIA BEACH, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 9, 2012 at 11:30 AM,the property with improvements to wit:

UNIT 4437, COLUMBUS STATION EAST CONDOMINIUMS,ACCORDING TO DECLARATION OF CONDOMINIUMSRECORDED 1/28/88 IN BOOK 2706, PAGE 1094, PARCELID NUMBER 14776376935940.

AND further described in the above Deed of Trust. (TaxMap No. 14776376935940)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$13,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 10-193798D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.22986729

TRUSTEE'S SALE OF1589 CRESCENT POINTE LANE,

VIRGINIA BEACH, VA 23453

In execution of a Deed of Trust in the original principalamount of $135,000.00, with an annual interest rate of6.5000% from ALIZA M. WILLIAMS dated December 15,2005, recorded among the land records of the CircuitCourt for the CITY OF VIRGINIA BEACH as DeedBook/Instrument Number 20060110000049520, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF VIRGINIA BEACH, ATTHE FRONT OF THE LAW OFFICE OF SHAPIRO BROWN &ALT, LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE215, VIRGINIA BEACH, VIRGINIA on May 16,2012 at 11:30 AM, the property withimprovements to wit:

LOT 74, ON THAT CERTAIN PLAT ENTITLED, "SUBDIVISIONOF THE POINTE TOWNHOUSES - SECTION TWO - PRINCESSANNE BOROUGH, VIRGINIA BEACH, VIRGINIA", AND DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA IN MAPBOOK 153 AT PAGE 26.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$13,500.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-222401V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23004717

TRUSTEE'S SALE OF5156 CONDOR STREET,

VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $96,000.00, with an annual interest rate of7.0000% from Shirlene Chowyuk dated June 21, 2005,recorded among the land records of the Circuit Court forthe City of Virginia Beach as Deed Book/InstrumentNumber 200508110126266, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe City of Virginia Beach, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 16, 2012 at 11:30AM, the property with improvements to wit:

LOT 3 IN BLOCK N, AS SHOWN ON THAT CERTAIN PLATENTITLED, "SUBDIVISION OF NORTHRIDGE, SECTIONTHREE, BAYSIDE BOROUGH, VIRGINIA BEACH, VIRGINIA",RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF VIRGINIA BEACH, VIRGINIA, INMAP BOOK 149 AT PAGE 9.

AND further described in the above Deed of Trust. (TaxMap No. 146-777-9533-0000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$9,600.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-217794V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004315

Trustee's Sale525 Abbot Muse,

Virginia Beach, Virginia 23452(Tax ID No. 14962909731011)

Default having been made in the terms of a certain Deedof Trust dated June 21, 2005, in the original principalamount of $61,502.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Virginia Beach, Virginia asInstrument No. 200507080103783, the undersignedSubstitute Trustees will sell at public auction on May18, 2012, at 8:45 a.m., in front of thebuilding housing the Virginia Beach Circuit Court, facingNimmo Parkway (Building 10), Virginia Beach JudicialCenter, 2425 Nimmo Parkway, Virginia Beach, VA, theproperty designated as "Unit No 1-102", in that certaincondominium project known as "LYME REGISCONDOMINIUM", and as further designated and describedin that certain Condominium Declaration dated June 27,1984, and recorded in the aforesaid Clerk's Office in DeedBook 2360, at page 1765, and amendments thereto.Together with an undivided interest as tenants in commonin certain common easements, all as more particularlydescribed in said Declaration.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$6,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 91824,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 22993816

NORFOLK

TRUSTEE SALE 200 Poplar Avenue,

Norfolk, VA 23523

In execution of a Deed of Trust in the original principalamount of $136,000.00, dated February 15, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 070006782,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lot 2, in Block 7, on the Plat of The Hardy Property,which plat is recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake, (formerlyNorfolk County, Virginia in Map Book 6, at page 15.,with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-000596-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23-24519

TRUSTEE'S SALE OF1004 GOLDLEAF COURT,

VIRGINIA BEACH, VA 23464

In execution of a Deed of Trust in the original principalamount of $143,000.00, with an annual interest rate of5.7500% from Gregory S. Hyatt and Athena A. Hyatt datedOctober 13, 2004, recorded among the land records of theCircuit Court for the City of Virginia Beach as DeedBook/Instrument Number 200410190166974, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City of Virginia Beach, AT THEFRONT OF THE LAW OFFICE OF SHAPIRO BROWN & ALT,LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 16, 2012 at11:30 AM, the property with improvements to wit:

LOT 2, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,"SUBDIVISION OF WHITEHURST WOODS", DATED APRIL12, 1988, MADE BY GALLUP SURVEYORS & ENGINEERS,LTD., AND DULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA, IN DEED BOOK 2805, AT PAGES 1001 AND1002.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$14,300.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 10-200227D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004766

TRUSTEE'S SALE OF3944 DUPREE LANE,

VIRGINIA BEACH, VA 23456

In execution of a Deed of Trust in the original principalamount of $199,750.00, with an annual interest rate of7.8990% from Patricia P. Whitehurst and Dwight M.Whitehurst dated September 25, 2006, recorded amongthe land records of the Circuit Court for the City of VirginiaBeach as Deed Book/Instrument Number20061006001523460, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe City of Virginia Beach, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 16, 2012 at 11:30AM, the property with improvements to wit:

Lot 23, as shown on that certain plat entitled "Subdivisionof Rock Creek, Phase II", which said plat is duly recordedin the Clerk's Office of the Circuit Court of the City ofVirginia Beach, Virginia in Deed Book 2510, Page 1472.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-223115V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23004704

TRUSTEE'S SALE OF3780 STRATHMOOR CIRCLE,VIRGINIA BEACH, VA 23452

In execution of a Deed of Trust in the original principalamount of $228,600.00, with an annual interest rate of7.9900% from Michael H. Woolard dated February 15,2006, recorded among the land records of the CircuitCourt for the City of Virginia Beach as DeedBook/Instrument Number 20060222000283520, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City of Virginia Beach, AT THEFRONT OF THE LAW OFFICE OF SHAPIRO BROWN & ALT,LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 16, 2012 at11:30 AM, the property with improvements to wit:

All that certain lot, site, tract or parcel of land, with theappurtenances thereunto belonging, situate in the City ofVirginia Beach, Virginia, as shown on that certain platentitled "Plat of Birchwood South Subdivision", which platis duly recorded in the Clerk's office of the Circuit Court ofthe City of Virginia Beach, Virginia, in map book 109, atpage 39, known as lot 9, block B.

AND further described in the above Deed of Trust. (TaxMap No. 1487-45-0922-0000)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 12-225246.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004280

TRUSTEE'S SALE OF1032 COLLECTION CREEK WAY#5,VIRGINIA BEACH, VA 23451

In execution of a Deed of Trust in the original principalamount of $359,188.00, with an annual interest rate of6.2500% from Billie G. Fraser dated April 25, 2007,recorded among the land records of the Circuit Court forthe City of Virginia Beach as Deed Book/InstrumentNumber 20070426000566600, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Virginia Beach, AT THE FRONT OFTHE LAW OFFICE OF SHAPIRO BROWN & ALT, LLPLOCATED AT 236 CLEARFIELD AVENUE, SUITE 215,VIRGINIA BEACH, VIRGINIA on May 9, 2012 at11:30 AM, the property with improvements to wit:

UNIT 105, IN THAT CERTAIN CONDOMINIUM ENTITLED"MILL CREEK II CONDOMINIUM", LOCATED IN THE CITY OFVIRGINIA BEACH, VIRGINIA, ALL AS MORE PARTICULARLYDESCRIBED, DESIGNATED AND SHOWN IN THAT CERTAINCONDOMINIUM DECLARATION ENTITLED DECLARATION OFCONDOMINIUM MILL CREEK II CONDOMINIUM, DATEDMARCH 6, 2007, AND RECORDED IN THE CLERK'S OFFICEOF THE CITY OF VIRGINIA BEACH, VIRGINIA, ON MARCH21, 2007 AS INSTRUMENT NUMBER20070321000375960.

AND further described in the above Deed of Trust. (TaxMap No. 2408-44-5692-1032)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-203346D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.22990788

TRUSTEE SALE1220 and 1222 Midland St,

Norfolk, VA 23523-1742

In execution of a Deed of Trust in the original principalamount of $70,000.00, dated February 9, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 080024311,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lots 129 and 131 as shown on the plat of the tractknown as the John M. Hodges Tract duly recorded inthe Clerk's Office of the Circuit Court of the City ofChesapeake, Virginia, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $5,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008924-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024466

TRUSTEE SALE4004 W. Colonial Pkwy.

Virginia Beach, VA. 23452

In execution of a Deed of Trust from Christopher T.Bennett and Charlotte T. Bennett dated October 17, 2008and recorded in the Clerk's Office, Circuit Court, City of Vir-ginia Beach, Virginia, as instrument number20081028001253390, securing a loan which was origi-nally $183,027.00. Default having occurred in the pay-ment of the Note thereby secured, and at the request ofthe holder of said Note, the undersigned Substitute Trust-ees will offer for sale at public auction at the City of Virgin-ia Beach City Hall Municipal Building #1, near the cornerof Princess Anne & North Landing, the main entrance, Vir-ginia Beach Virginia on May 11, 2012 at8:30 AM, the property described in said Deed ofTrust, located at the above address and briefly describedas: Lot 34, Block 3, Subdivision of Windsor Woods, Sec-tion 8 - Part 1 of Lineberry Construction Corporation. TaxID/PIN: 14871033850000

The property will be conveyed by Special WarrantyDeed, subject to all existing easements, restrictions andany other conditions that may affect title to the property.The Noteholder reserves the right to bid at the said sale.

TERMS: CASH: A bidder's deposit of $10,000.00, cashor certified check, will be required at the time of sale withthe settlement and full payment of the purchase pricewithin (15) fifteen days from the date of the sale. Addi-tional terms will be announced at the time of sale and thesuccessful bidder will be required to execute and deliver tothe Substitute Trustee a memorandum or contract of thesale at the conclusion of bidding.

This notice is an attempt to collect on a debt and anyinformation obtained will be used for that purpose. LoanType: FHA

VT1124655FOR INFORMATION CONTACT:Between 8 - 11 AMNectar Projects, Inc. - Substitute TrusteesP.O. Box 2848Purcellville VA 20134(540) 751-1260 23004576

TRUSTEE'S SALE OF2241 LYNN ROAD,

VIRGINIA BEACH, VA 23451

In execution of a Deed of Trust in the original principalamount of $406,300.00, with an annual interest rate of5.3750% from JONATHAN D. DICKERSON AND MOLLYRANDALL dated January 31, 2008, recorded among theland records of the Circuit Court for the CITY OF VIRGINIABEACH as Deed Book/Instrument Number20080205000135390, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF VIRGINIA BEACH, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 16, 2012 at 11:30AM, the property with improvements to wit:

DESIGNATED ON A CERTAIN PLAT AND SURVEY THEREOFMADE BY ALONZO L. CHERRY, SURVEYORS, NOVEMBER,1995, MARKED "SECTION NUMBER FOUR (4) LYNNHAVENCOLONY", RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF VIRGINIA BEACH,VIRGINIA IN MAP BOOK 40, AT PAGE 10, AS LOTNUMBERED ONE HUNDRED SIXTY-FIVE (165), SAID LOTBEING OF THE SIZE AND DIMENSIONS SHOWN ON SAIDPLAT..

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-220014D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23004734

TRUSTEE'S SALE OF627 BLUFF COURT UNIT 203,VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $87,550.00, with an annual interest rate of8.0000% from DOROTHY M. JOHNSON dated December14, 2006, recorded among the land records of the CircuitCourt for the CITY OF VIRGINIA BEACH as DeedBook/Instrument Number 20061220001886480, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF VIRGINIA BEACH, ATTHE FRONT OF THE LAW OFFICE OF SHAPIRO BROWN &ALT, LLP LOCATED AT 236 CLEARFIELD AVENUE, SUITE215, VIRGINIA BEACH, VIRGINIA on May 16,2012 at 11:30 AM, the property withimprovements to wit:

UNIT 203, IN BUILDING 5, IN THAT CERTAINCONDOMINIUM ENTITLED NEWPOINTE, A CONDOMINIUM,LOCATED IN THE CITY OF VIRGINIA BEACH, VIRGINIA,TOGETHER WITH AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS APPERTAINING TO SAID UNIT, ALLAS MORE PARTICULARLY DESCRIBED, DESIGNATED ANDSHOWN IN THAT CERTAIN CONDOMINIUM DECLARATIONDATED DECEMBER 6, 1984 AND RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFVIRGINIA BEACH, VIRGINIA, IN DEED BOOK 2388, AT PAGE697, ET SEQ.

AND further described in the above Deed of Trust. (TaxMap No. 1467-39-6499-5930)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$8,700.00 or 10% of the sale price, whichever is lower,will be required in cash, certified or cashier's check.Settlement within fifteen (15) days of sale, otherwiseTrustees may forfeit deposit. Additional terms to beannounced at sale. Loan type: Conventional. Trustee'sFile No. 11-218678V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004263

TRUSTEE'S SALE OF4437 SEGOVIA COURT,

VIRGINIA BEACH, VA 23462

In execution of a Deed of Trust in the original principalamount of $130,489.00, with an annual interest rate of5.7500% from VIVIAN E. BLAIZE dated July 28, 2005,recorded among the land records of the Circuit Court forthe CITY OF VIRGINIA BEACH as Deed Book/InstrumentNumber 200508110126700, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF VIRGINIA BEACH, AT THE FRONT OF THE LAWOFFICE OF SHAPIRO BROWN & ALT, LLP LOCATED AT 236CLEARFIELD AVENUE, SUITE 215, VIRGINIA BEACH,VIRGINIA on May 9, 2012 at 11:30 AM,the property with improvements to wit:

UNIT 4437, COLUMBUS STATION EAST CONDOMINIUMS,ACCORDING TO DECLARATION OF CONDOMINIUMSRECORDED 1/28/88 IN BOOK 2706, PAGE 1094, PARCELID NUMBER 14776376935940.

AND further described in the above Deed of Trust. (TaxMap No. 14776376935940)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$13,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 10-193798D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.22986729

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TRUSTEE SALE1220 and 1222 Midland St,

Norfolk, VA 23523-1742

In execution of a Deed of Trust in the original principalamount of $70,000.00, dated February 9, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 080024311,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lots 129 and 131 as shown on the plat of the tractknown as the John M. Hodges Tract duly recorded inthe Clerk's Office of the Circuit Court of the City ofChesapeake, Virginia, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $5,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008924-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024466

TRUSTEE SALE 3015 Pleasant Ave,

Norfolk, VA 23518-1331

In execution of a Deed of Trust in the original principalamount of $79,000.00, dated October 13, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 060044285,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as: Lots 2, 4, and 6, Block26, Plat A, Section 1, East Ocean View LandCompany, Inc., recorded in Virginia Beach, in MapBook 2, page 55, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-028808-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024319

BWW# 117705

TRUSTEE'S SALE OF 626Georgia Avenue, Norfolk, VA23508. In execution of a certain deed of trust datedJuly 15, 2005, in the original principal amount of$206,250.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.050028330, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 31, 2012, at 1:02 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, NOWKNOWN AS 626 GEORGIA AVENUE, SITUATED IN THE CITYOF NORFOLK, STATE OF VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 38 AND THEWESTERN OR ADJOINING ONE-HALF OF LOT 37, IN BLOCK47, AS SHOWN ON THE PLAT OF COLONIAL PLACE WHICHPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF NORFOLK, VIRGINIA, INMAP BOOK 4, AT PAGE 36 AND IN MAP BOOK 1 AT PAGE20-A..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703) 548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23023950

TRUSTEE'S SALE OF 8232Briarwood Circle, Norfolk, VA23518 . In execution of a certain deed of trust datedNovember 17, 2010, in the original principal amount of$166,359.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No. 100024674,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia, onJune 12, 2012, at 1:01 PM, the propertydescribed in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THEBUILDINGS AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, SITUATE,LYING AND BEING IN THE CITY OF NORFOLK, VIRGINIA,AND BEING KNOWN, NUMBERED AND DESIGNATED ASLOT 3, BLOCK 6, ON THE PLAT OF SECTION 1, FORESTPARK PROPERTY OF DALIS CONSTRUCTIONCORPORATION, NORFOLK COUNTY, VIRGINIA, WHICH SAIDPLAT IS RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE (FORMERLYNORFOLK COUNTY) VIRGINIA, IN MAP BOOK 34(ERRONEOUSLY SHOWN AS 31 IN PRIOR DEEDS) AT PAGE15..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146331 A-424035505/07/2012, 05/14/2012 23023915

NOTICE OF SUBSTITUTETRUSTEE'S SALE

1300 STOCKLEY GARDENS#205, NORFOLK, VA 23517

By virtue of the Power and authority contained in aDeed of Trust from Aaron C. Nesbit dated May 5, 2006,and recorded in Instrument No. 060040480 in the Clerk'sOffice of the Circuit Court for the City of Norfolk, Virginia,with an original principal balance of $100,000.00, theholder of the indebtedness secured by said Deed of Trusthaving appointed as Substitute Trustees STEVEN L.BROWN and JOHN F. SAWYER, by instrument dulyexecuted, acknowledged and delivered, default havingoccurred under the terms thereof, and at the writtenrequest of the party secured thereby, the SubstituteTrustee will offer for sale at public auction at the frontsteps of the Circuit Court for the City of Norfolk, VA, at100 St. Paul's Blvd., Norfolk, Virginia, on

May 16, 2012 at 8:30 a.m.

Improved real property known as 1300 StockleyGardens, #205, Norfolk, VA 23517, and more fullydescribed as:

A parcel of land situated in the state of Virginia,County of Norfolk City, with a street locationaddress of 1300 Stockley Gdns, Apt. 205,Norfolk, VA 23517-1865 currently owned byAaron c. Nesbit having a tax identificationnumber of 27794672 and being the sameproperty more fully described in book/page ordocument number 5487 dated 2/28/2002 andfurther described as 1, 4-12 / pts 3 / 13 blk 3Unit 205.

The address of this property is 1300 StockleyGardens, #205, Norfolk, VA 23517

TERMS OF SALE: Cash. A deposit of $10,000.00 or tenpercent (10%) of the sale price, whichever is lower, in cashor certified check payable to the Substitute Trustee shallbe required of the successful bidder at the time of salebefore the bidding will be closed. The balance of thepurchase price will be due within fifteen (15) days of sale.

Written notice of this Substitute Trustee's sale, asrequired by Section 55-59.1 of the 1950 Code of Virginia,as amended, has been sent to the property owners astheir addresses appear in the records of the noteholder,and to all parties prescribed therein.

Additional terms of sale will be announced at the sale.

STEVEN L. BROWNJOHN F. SAWYER

Wolcott Rivers GatesConvergence Center IV

301 Bendix Road, Suite 500Virginia Beach, VA 23452

(757) 497-6633

FOR INFORMATION CONTACT:Steven L. Brown

Wolcott Rivers GatesConvergence Center IV

301 Bendix Road, Suite 500Virginia Beach, VA 23452

(757) 497-663323022914

TRUSTEE'S SALE OF 1746Pope Avenue, Norfolk, VA23509. In execution of a certain deed of trust datedMay 31, 1997, in the original principal amount of$73,100.00 recorded in the Clerk's Office, Circuit Court forCity of Norfolk, Virginia, in Instrument No. 970009766,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia, onMay 22, 2012, at 1:04 PM, the propertydescribed in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND,WITH THE BUILDINGS AND IMPROVEMENTS THEREON,SITUATE IN THE CITY OF NORFOLK, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED AS LOTSSEVENTEEN (17) AND EIGHTEEN (18), IN BLOCK ONE (1),AS SHOWN ON THE "PLAT OF GOWRIE PARK", WHICHSAID PLAT IS DULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OF NORFOLK, VIRGINIA,IN MAP BOOK 5, AT PAGE 24..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146372 A-424035705/07/2012, 05/14/2012 23023911

TRUSTEE SALE 813 Norman Ave,

Norfolk, VA 23518-2517

In execution of a Deed of Trust in the original principalamount of $75,000.00, dated April 23, 2007 recorded inthe Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 070017306, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Trustee will offer for sale at public auction atthe entrance to the Courts Building, 100 St. Paul'sBlvd., Norfolk, Virginia, on May 22, 2012 at10:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as: Lot 27, Block 2, Watts Property, on platrecorded in deed 20, page 19, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-009110-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024433

BWW# 141539

TRUSTEE'S SALE OF 5332Silvey Drive, Norfolk, VA23502 . In execution of a certain deed of trust datedOctober 19, 2006, in the original principal amount of$172,521.03 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.060044449, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 31, 2012, at 1:03 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN PARCEL OF LAND IN NORFOLK,COMMONWEALTH OF VA, AS MORE FULLY DESCRIBED INBOOK 2530, PAGE 0541 ID# 15687475, BEING KNOWNAND DESIGNATED AS LOT 14, BLOCK J. PLAT ENTITLEDSUBDIVISION OF RIVER OAKS, SECTION II, FILED IN MAPBOOK 34 AT PAGE 76.TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023947

TRUSTEE SALE 178 West Leicester Ave,

Norfolk, VA 23503-4344

In execution of a Deed of Trust in the original principalamount of $225,000.00, dated October 31, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 060050192,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lots 61 and 62, Block 16, Pamlico RealtyCorporation, recorded in the Clerk’s office of theCircuit Court, City of Chesapeake, Virginia, in MapBook 16, at Page 3, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00 , or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-009214-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024146

TRUSTEE SALE 1200 Bunsen Court,

Norfolk, VA 23513-1904

In execution of a Deed of Trust in the original principalamount of $32,800.00, dated March 30, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 050014010, at page002746, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Trustee will offer for sale atpublic auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May17, 2012 at 9:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Site 20, Block 1, Wellington Oaks, withimprovements thereon.

Subject to restrictions, covenants, easements,requirements as shown in Deed Book 2730 at page869.

TERMS OF SALE: CASH: A deposit of $2,500.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008871-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 230222554

Trustee's Sale514&516 Boissevain Avenue,

Norfolk, Virginia 23508(Tax ID No. 18695205)

Default having been made in the terms of a certain Deedof Trust dated May 21, 2007, in the original principalamount of $315,000.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Norfolk, Virginia asInstrument No. 070020682, the undersigned SubstituteTrustees will sell at public auction on May 22,2012, at 9:10 a.m., in front of the buildinghousing the Norfolk Circuit Court, 100 St. Paul'sBoulevard, Norfolk, VA, the property designated as Lots 12and 13, in Block 13, as shown on that certain plat entitledPlat Of The Ghent Company And The Norfolk Company,which said plat is duly recorded in the aforesaid Clerk'sOffice, in Map Book 1, at Page 28A and 28B.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$31,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. AtlanticTrustee Services, L.L.C., Substitute Trustee, Crown CenterBuilding, Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 97860, Tel: (757) 321-6465, Between10:00 a.m. & 12:00 noon only. 23023171

TRUSTEE SALE3815 Atterbury St,

Norfolk, VA 23513-4215

In execution of a Deed of Trust in the original principalamount of $208,000.00, dated March 17, 2009recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 090006345,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lots 6, 7 , 8 and 9, In Block 8, as shown on thatcertain plat entitled "Plat of Overbrook", which saidplat is duly recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake, Virginia inMap Book 16, at page 7, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-027993-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23024352

TRUSTEE'S SALE OF 8232Briarwood Circle, Norfolk, VA23518 . In execution of a certain deed of trust datedNovember 17, 2010, in the original principal amount of$166,359.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No. 100024674,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia, onJune 12, 2012, at 1:01 PM, the propertydescribed in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THEBUILDINGS AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, SITUATE,LYING AND BEING IN THE CITY OF NORFOLK, VIRGINIA,AND BEING KNOWN, NUMBERED AND DESIGNATED ASLOT 3, BLOCK 6, ON THE PLAT OF SECTION 1, FORESTPARK PROPERTY OF DALIS CONSTRUCTIONCORPORATION, NORFOLK COUNTY, VIRGINIA, WHICH SAIDPLAT IS RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE (FORMERLYNORFOLK COUNTY) VIRGINIA, IN MAP BOOK 34(ERRONEOUSLY SHOWN AS 31 IN PRIOR DEEDS) AT PAGE15..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146331 A-424035505/07/2012, 05/14/2012 23023915

BWW# 117705

TRUSTEE'S SALE OF 626Georgia Avenue, Norfolk, VA23508. In execution of a certain deed of trust datedJuly 15, 2005, in the original principal amount of$206,250.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.050028330, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 31, 2012, at 1:02 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, NOWKNOWN AS 626 GEORGIA AVENUE, SITUATED IN THE CITYOF NORFOLK, STATE OF VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 38 AND THEWESTERN OR ADJOINING ONE-HALF OF LOT 37, IN BLOCK47, AS SHOWN ON THE PLAT OF COLONIAL PLACE WHICHPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF NORFOLK, VIRGINIA, INMAP BOOK 4, AT PAGE 36 AND IN MAP BOOK 1 AT PAGE20-A..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703) 548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23023950

Trustee's Sale1530 West Little Creek Road,

Norfolk, Virginia 23505(Tax ID No. 27174500)

Default having been made in the terms of a certain Deedof Trust dated April 12, 2006, in the original principalamount of $252,967.45 and recorded in the Clerk's Officeof the Circuit Court of the City of Norfolk, Virginia asInstrument No. 060018439, the undersigned SubstituteTrustees will sell at public auction on May 29,2012, at 9:10 a.m., in front of the buildinghousing the Norfolk Circuit Court, 100 St. Paul'sBoulevard, Norfolk, VA, the property designated as Lot No.One as shown on the plat entitled “Subdivision of NorthMeadowbrook” dated November 1951 duly recorded in theaforesaid Clerk’s Office, in Map Book 14 at Page 80.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$25,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 95695,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23022424

NOTICE OF SUBSTITUTETRUSTEE'S SALE

1300 STOCKLEY GARDENS#205, NORFOLK, VA 23517

By virtue of the Power and authority contained in aDeed of Trust from Aaron C. Nesbit dated May 5, 2006,and recorded in Instrument No. 060040480 in the Clerk'sOffice of the Circuit Court for the City of Norfolk, Virginia,with an original principal balance of $100,000.00, theholder of the indebtedness secured by said Deed of Trusthaving appointed as Substitute Trustees STEVEN L.BROWN and JOHN F. SAWYER, by instrument dulyexecuted, acknowledged and delivered, default havingoccurred under the terms thereof, and at the writtenrequest of the party secured thereby, the SubstituteTrustee will offer for sale at public auction at the frontsteps of the Circuit Court for the City of Norfolk, VA, at100 St. Paul's Blvd., Norfolk, Virginia, on

May 16, 2012 at 8:30 a.m.

Improved real property known as 1300 StockleyGardens, #205, Norfolk, VA 23517, and more fullydescribed as:

A parcel of land situated in the state of Virginia,County of Norfolk City, with a street locationaddress of 1300 Stockley Gdns, Apt. 205,Norfolk, VA 23517-1865 currently owned byAaron c. Nesbit having a tax identificationnumber of 27794672 and being the sameproperty more fully described in book/page ordocument number 5487 dated 2/28/2002 andfurther described as 1, 4-12 / pts 3 / 13 blk 3Unit 205.

The address of this property is 1300 StockleyGardens, #205, Norfolk, VA 23517

TERMS OF SALE: Cash. A deposit of $10,000.00 or tenpercent (10%) of the sale price, whichever is lower, in cashor certified check payable to the Substitute Trustee shallbe required of the successful bidder at the time of salebefore the bidding will be closed. The balance of thepurchase price will be due within fifteen (15) days of sale.

Written notice of this Substitute Trustee's sale, asrequired by Section 55-59.1 of the 1950 Code of Virginia,as amended, has been sent to the property owners astheir addresses appear in the records of the noteholder,and to all parties prescribed therein.

Additional terms of sale will be announced at the sale.

STEVEN L. BROWNJOHN F. SAWYER

Wolcott Rivers GatesConvergence Center IV

301 Bendix Road, Suite 500Virginia Beach, VA 23452

(757) 497-6633

FOR INFORMATION CONTACT:Steven L. Brown

Wolcott Rivers GatesConvergence Center IV

301 Bendix Road, Suite 500Virginia Beach, VA 23452

(757) 497-663323022914

TRUSTEE SALE 3015 Pleasant Ave,

Norfolk, VA 23518-1331

In execution of a Deed of Trust in the original principalamount of $79,000.00, dated October 13, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 060044285,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as: Lots 2, 4, and 6, Block26, Plat A, Section 1, East Ocean View LandCompany, Inc., recorded in Virginia Beach, in MapBook 2, page 55, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-028808-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024319

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Trustee's Sale1530 West Little Creek Road,

Norfolk, Virginia 23505(Tax ID No. 27174500)

Default having been made in the terms of a certain Deedof Trust dated April 12, 2006, in the original principalamount of $252,967.45 and recorded in the Clerk's Officeof the Circuit Court of the City of Norfolk, Virginia asInstrument No. 060018439, the undersigned SubstituteTrustees will sell at public auction on May 29,2012, at 9:10 a.m., in front of the buildinghousing the Norfolk Circuit Court, 100 St. Paul'sBoulevard, Norfolk, VA, the property designated as Lot No.One as shown on the plat entitled “Subdivision of NorthMeadowbrook” dated November 1951 duly recorded in theaforesaid Clerk’s Office, in Map Book 14 at Page 80.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$25,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 95695,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23022424

TRUSTEE SALE 8803 Semmes Ave,

Norfolk, VA 23503-4825

In execution of a Deed of Trust in the original principalamount of $151,200.00, dated June 4, 2007 recorded inthe Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 070022987, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Substitute Trustee will offer for sale at publicauction at the entrance to the Courts Building, 100 St.Paul's Blvd., Norfolk, Virginia, on May 17,2012 at 9:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as: Lot 42, Commodore Park,recorded in Map Book 10, page 72, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00 , or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-017467-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23022253

BWW# 126652

TRUSTEE'S SALE OF 634 West36th Street, Norfolk, VA23508. In execution of a certain deed of trust datedJanuary 06, 2006, in the original principal amount of$120,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.060005930, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 22, 2012, at 1:00 PM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THOSE CERTAINLOTS, PIECES OR PARCELS OF LAND, WITH THEBUILDINGS AND IMPROVEMENTS THEREON, NOW ORFORMERLY KNOWN AS 634 W. 36TH STREET IN THE CITYOF NORFOLK, VIRGINIA, AND BEING KNOWN, NUMBEREDAND DESIGNATED AS LOTS 10 AND 12, BLOCK "0", ASSHOWN ON THE "PLAT OF KENSINGTON", WHICH PLAT ISRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 4, AT PAGE 78, SAID PROPERTY FRONTING 50 FEETON THE NORTHERN SIDE OF W. 36TH STREET, ANDEXTENDING BACK BETWEEN PARALLEL LINES 100 FEET,THE PROPERTY WESTERN SIDE BEING PARALLEL WITHAND 100 FEET EAST OF THE EASTERN STREET LINE OFGOSNOLD AVENUE, REFERENCE BEING MADE TO THEAFORESAID PLAT FOR A MORE PARTICULAR DESCRIPTIONOF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23021363

TRUSTEE'S SALE OF3509 Granby Street,

Norfolk, Virginia

In execution of a Deed of Trust in the original amountof $636,000.00 recorded in the Clerk's Office of theCircuit Court of the City of Norfolk, Virginia, as Instrumentnumber 080008899 (and rerecorded as Instrumentnumber 080029076) and default having occurred in thepayment of the Note secured thereby, at the request ofthe holder the undersigned Trustee will offer for sale atpublic auction at 9:10 A.M. on May 29,2012, on the front steps of the Circuit Court of the Cityof Norfolk, Virginia, 100 St. Paul's Boulevard, Norfolk,Virginia, the property set forth in the deed of trust andbriefly described as follows:

Lots Numbered 9, 10, 11, 12, 15, 16 andsouthern portion of Lot 13, Block 16 as shown onthat certain plat entitled "Virginia Place" dulyrecorded in the Clerk's Office of the Circuit Courtfor the City of Chesapeake in Map Book 4, pages60 and 61; and Lot A, on that certain plat entitled"Subdivision of Part of Lot 14 and Part of Lot 13,Block 16, Virginia Place" duly recorded in theCircuit Court for the City of Chesapeake in MapBook 17, page 103.

TERMS: CASH: A deposit of $15,000.00 by cashier's checkor cash and settlement held within fourteen (14) days;subject to such other terms as are announced at the sale.

JAMES M. PICKRELL, JR., Trustee403 Boush Street, Suite 300Norfolk, VA 23510Telephone: 757-627-8365

To be published in Inside Business on May 7, 14, 21, and28, 2012. 23020033

TRUSTEE'S SALE OF7471 MILLBROOK ROAD,

NORFOLK, VA 23505

In execution of a Deed of Trust in the original principalamount of $214,500.00, with an annual interest rate of12.3500% from Barry S. Bernstein and Eleanor P.Bernstein dated January 17, 2006, recorded among theland records of the Circuit Court for the City of Norfolk asDeed Book/Instrument Number 060006205 and Modifiedat Deed Instrument Number 100019156, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Norfolk, at the front of the CircuitCourt building for the City of Norfolk located at 100 St.Pauls Blvd, Norfolk, Virginia on May 23, 2012at 9:30 AM, the property with improvements towit:

Lot 57, on the plat of subdivision of Wexford Terrace,which plat is recorded in the Clerk's office of the CircuitCourt (formerly Corporation Court) of the City of Norfolk,Viriginia, in Map Book 14, at page 44.

AND further described in the above Deed of Trust. (TaxMap No. 1736800)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 11-224171.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23019458

TRUSTEE SALE 6932 Partridge St,

Norfolk, VA 23513-2950

In execution of a Deed of Trust in the original principalamount of $126,000.00 , dated May 22, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 060022733, at page000345, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Trustee will offer for sale atpublic auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May 15,2012 at 10:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as:

Lot 10, as shown on Plat dated April 1952, andrecorded in the Clerk's Office of the Circuit Court ofthe City of Chesapeake, Virginia in Map Book 34,Page 43, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-022869-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23019708

Trustee's Sale1550 Johnstons Road,Norfolk, Virginia 23518(Tax ID No. 03706400)

Default having been made in the terms of a certain Deedof Trust dated May 1, 2006, in the original principalamount of $255,272.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Norfolk, Virginia asInstrument No. 060019105, the undersigned SubstituteTrustees will sell at public auction on June 5,2012, at 9:10 a.m., in front of the buildinghousing the Norfolk Circuit Court, 100 St. Paul'sBoulevard, Norfolk, VA, the property designated as Lot 17,in Block Numbered 13, on a plat entitled, "Subdivision ofLarrymore Lawns, Section 6, Norfolk, Virginia, …PrincessAnne County, VA," recorded in the aforesaid Clerk's Office,in Map Book 19, at Page 96.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$25,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. AtlanticTrustee Services, L.L.C., Substitute Trustee, Crown CenterBuilding, Suite 600, 580 East Main Street, Norfolk, VA23510, File No. 98169, Tel: (757) 321-6465, Between10:00 a.m. & 12:00 noon only. 23021150

TRUSTEE'S SALE OF1576 MILTATE AVENUE,

NORFOLK, VA 23502

In execution of a Deed of Trust in the original principalamount of $124,800.00, with an annual interest rate of3.1250% from William W. Redding, III dated May 15,2007, recorded among the land records of the CircuitCourt for the City of Norfolk as Deed Book/InstrumentNumber 070019832, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe City of Norfolk, at the front of the Circuit Court buildingfor the City of Norfolk located at 100 St. Pauls Blvd,Norfolk, Virginia on May 30, 2012 at 9:30AM, the property with improvements to wit:

Lot 32, siutate in the City of Norfolk, Virginia as shown onthe plat entitled, Plat of West Fox Hall, as the same is dulydedicated, platted and recorded in Map Book 22, at Page36 among the Land Records of the City of Chesapeake,Virginia, except for a strip of land fronting 18 feet on theEastern side of Miltate Avenue and running back betweenparallel lines, the Northern line of said strip being parallelwith and 18 feet north of the line dividing Lots 32 and 33on said plat.

AND further described in the above Deed of Trust. (TaxMap No. 3067-6700)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$12,400.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 12-225895.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23022319

TRUSTEE SALE 1224 CurieCourt Norfolk, VA. 23513 Inexecution of a Deed of Trust from Shirley A. Madison andFelicia Patrice Madison dated December 3, 2004 andrecorded in the Clerk's Office, Circuit Court, City of Norfolk,Virginia, as instrument number 040048052 andRerecorded as instrument number 050017076, securing aloan which was originally $42,000.00. Default havingoccurred in the payment of the Note thereby secured, andat the request of the holder of said Note, the undersignedSubstitute Trustees will offer for sale at public auction atthe City of Norfolk Circuit Courthouse, 100 St. PaulsBoulevard, the main entrance, Norfolk Virginia on May18, 2012 at 12:00 PM, the propertydescribed in said Deed of Trust, located at the aboveaddress and briefly described as: Site 19, Block 6,Wellington Oaks. Tax ID/PIN: 73061040 The property willbe conveyed by Special Warranty Deed, subject to allexisting easements, restrictions and any other conditionsthat may affect title to the property. The Noteholderreserves the right to bid at the said sale. TERMS: CASH: Abidder's deposit of $5,000.00, cash or certified check, willbe required at the time of sale with the settlement and fullpayment of the purchase price within (15) fifteen daysfrom the date of the sale. Additional terms will beannounced at the time of sale and the successful bidderwill be required to execute and deliver to the SubstituteTrustee a memorandum or contract of the sale at theconclusion of bidding. This notice is an attempt to collecton a debt and any information obtained will be used forthat purpose. Loan Type: CONV VT1225853 FORINFORMATION CONTACT: Between 8 - 11 AM NectarProjects, Inc. - Substitute Trustees P.O. Box 2848Purcellville VA 20134 (540) 751-1260 A-423698105/07/2012, 05/14/2012 23018650

TRUSTEE'S SALE OF762 BURKSDALE ROAD,

NORFOLK, VA 23518

In execution of a Deed of Trust in the original principalamount of $87,600.00, with an annual interest rate of7.5000% from CORRINNA L. K. JENNINGS dated Novem-ber 7, 1997, recorded among the land records of the Cir-cuit Court for the CITY OF NORFOLK as DeedBook/Instrument Number 2961 AT PAGE 0188, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF NORFOLK, at thefront of the Circuit Court building for the City of Norfolklocated at 100 St. Pauls Blvd, Norfolk, Virginia on June6, 2012 at 9:30 AM, the property withimprovements to wit:

LOT 17, AS SHOWN ON THE PLAT ENTITLED, "NORVAHOMES", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 27, AT PAGE 19.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$8,700.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale, other-wise Trustees may forfeit deposit. Additional terms to beannounced at sale. Loan type: VA. Trustee's File No.11-221602V.PROFESSIONAL FORECLOSURE CORPORATION OF VIRGIN-IA, Substitute Trustees, C/O SHAPIRO BROWN & ALT, LLP,236 Clearfield Avenue, Suite 215, Virginia Beach, Virginia23462 (757) 687-8777. 23021499

TRUSTEE'S SALE OF8915/8917 Brighton Street,

Norfolk, Virginia

In execution of a Deed of Trust in the original amountof $276,000.00 recorded in the Clerk's Office of theCircuit Court of the City of Norfolk, Virginia, as Instrumentnumber 080014314 and default having occurred in thepayment of the Note secured thereby, at the request ofthe holder the undersigned Trustee will offer for sale atpublic auction at 9:00 A.M. on May 29,2012, on the front steps of the Circuit Court of the Cityof Norfolk, Virginia, 100 St. Paul's Boulevard, Norfolk,Virginia, the property set forth in the deed of trust andbriefly described as follows:

Lots Numbered 21, 22, 23, and 24, Block H, onthe West side of Brighton Street, as shown onthat certain plat entitled "Ocean View Syndicate",duly recorded in the Circuit Court of the City ofChesapeake (formerly Norfolk County), Virginia, inMap Book 8, page 41.

TERMS: CASH: A deposit of $2500.00 by cashier's checkor cash and settlement held within fourteen (14) days;subject to such other terms as are announced at the sale.

JAMES M. PICKRELL, JR., Trustee403 Boush Street, Suite 300Norfolk, VA 23510Telephone: 757-627-8365

To be published in Inside Business on May 7, 14, 21,and 28, 2012. 23020057

TRUSTEE SALE 7135 Hunters Chase,

Norfolk, VA 23518-4449

In execution of a Deed of Trust in the original principalamount of $235,000.00 , dated August 25, 2008recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 080025340,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May15, 2012 at 10:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as: Lot 40, Waters Edge,with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-004005-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23019584

TRUSTEE SALE 7441 Davidson St,

Norfolk, VA 23513-1731

In execution of a Deed of Trust in the original principalamount of $131,250.00, dated August 8, 2008recorded in the Clerk's Office of the Circuit Court of theCity Of Norfolk, Virginia, in Instrument 080023038,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Courts Building,100 St. Paul's Blvd., Norfolk, Virginia, on May17, 2012 at 9:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lots 28 and 29, Block 3, Washington Park, recordedin Map Book 4, page 68, in the Clerk's Office of theCircuit Court of the City of Chesapeake, Virginia,with improvements thereon.

Subject to that easement described in Deed Book2026 at page 629.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-022834-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net2302286

TRUSTEE SALE1343 Bayville St, Norfolk, VA

23503-1003

In execution of a Deed of Trust in the originalprincipal amount of $183,191.00, dated April20, 2009 recorded in the Clerk's Office ofthe Circuit Court of the City Of Norfolk,Virginia, in Instrument 090009459, defaulthaving occurred in the payment of the Notethereby secured and at the request of theholder of said Note, the under-signedSubstitute Trustee will offer for sale at publicauction at the entrance to the CourtsBuilding, 100 St. Paul's Blvd.,Norfolk, Virginia, on May 15, 2012at 10:30 o'clock am the propertydescribed in said deed, located at the aboveaddress and briefly described as:Lot 6, Block 38, Willoughby Beach,recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake,Virginia (formerly Norfolk County,Virginia), Map Book 5, pages 80 and 81,with improvements thereon.Less and Except that portion of theproperty conveyed to the Commonwealthof Virginia in Deed Book 1076, page 77.

TERMS OF SALE: CASH: A deposit of$15,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-020778-10/VA)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012381

BWW# 126652

TRUSTEE'S SALE OF 634 West36th Street, Norfolk, VA23508. In execution of a certain deed of trust datedJanuary 06, 2006, in the original principal amount of$120,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.060005930, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 22, 2012, at 1:00 PM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THOSE CERTAINLOTS, PIECES OR PARCELS OF LAND, WITH THEBUILDINGS AND IMPROVEMENTS THEREON, NOW ORFORMERLY KNOWN AS 634 W. 36TH STREET IN THE CITYOF NORFOLK, VIRGINIA, AND BEING KNOWN, NUMBEREDAND DESIGNATED AS LOTS 10 AND 12, BLOCK "0", ASSHOWN ON THE "PLAT OF KENSINGTON", WHICH PLAT ISRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 4, AT PAGE 78, SAID PROPERTY FRONTING 50 FEETON THE NORTHERN SIDE OF W. 36TH STREET, ANDEXTENDING BACK BETWEEN PARALLEL LINES 100 FEET,THE PROPERTY WESTERN SIDE BEING PARALLEL WITHAND 100 FEET EAST OF THE EASTERN STREET LINE OFGOSNOLD AVENUE, REFERENCE BEING MADE TO THEAFORESAID PLAT FOR A MORE PARTICULAR DESCRIPTIONOF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23021363

TRUSTEE'S SALE OF3509 Granby Street,

Norfolk, Virginia

In execution of a Deed of Trust in the original amountof $636,000.00 recorded in the Clerk's Office of theCircuit Court of the City of Norfolk, Virginia, as Instrumentnumber 080008899 (and rerecorded as Instrumentnumber 080029076) and default having occurred in thepayment of the Note secured thereby, at the request ofthe holder the undersigned Trustee will offer for sale atpublic auction at 9:10 A.M. on May 29,2012, on the front steps of the Circuit Court of the Cityof Norfolk, Virginia, 100 St. Paul's Boulevard, Norfolk,Virginia, the property set forth in the deed of trust andbriefly described as follows:

Lots Numbered 9, 10, 11, 12, 15, 16 andsouthern portion of Lot 13, Block 16 as shown onthat certain plat entitled "Virginia Place" dulyrecorded in the Clerk's Office of the Circuit Courtfor the City of Chesapeake in Map Book 4, pages60 and 61; and Lot A, on that certain plat entitled"Subdivision of Part of Lot 14 and Part of Lot 13,Block 16, Virginia Place" duly recorded in theCircuit Court for the City of Chesapeake in MapBook 17, page 103.

TERMS: CASH: A deposit of $15,000.00 by cashier's checkor cash and settlement held within fourteen (14) days;subject to such other terms as are announced at the sale.

JAMES M. PICKRELL, JR., Trustee403 Boush Street, Suite 300Norfolk, VA 23510Telephone: 757-627-8365

To be published in Inside Business on May 7, 14, 21, and28, 2012. 23020033

TRUSTEE'S SALE OF7471 MILLBROOK ROAD,

NORFOLK, VA 23505

In execution of a Deed of Trust in the original principalamount of $214,500.00, with an annual interest rate of12.3500% from Barry S. Bernstein and Eleanor P.Bernstein dated January 17, 2006, recorded among theland records of the Circuit Court for the City of Norfolk asDeed Book/Instrument Number 060006205 and Modifiedat Deed Instrument Number 100019156, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Norfolk, at the front of the CircuitCourt building for the City of Norfolk located at 100 St.Pauls Blvd, Norfolk, Virginia on May 23, 2012at 9:30 AM, the property with improvements towit:

Lot 57, on the plat of subdivision of Wexford Terrace,which plat is recorded in the Clerk's office of the CircuitCourt (formerly Corporation Court) of the City of Norfolk,Viriginia, in Map Book 14, at page 44.

AND further described in the above Deed of Trust. (TaxMap No. 1736800)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 11-224171.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23019458

TRUSTEE SALE 8803 Semmes Ave,

Norfolk, VA 23503-4825

In execution of a Deed of Trust in the original principalamount of $151,200.00, dated June 4, 2007 recorded inthe Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 070022987, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Substitute Trustee will offer for sale at publicauction at the entrance to the Courts Building, 100 St.Paul's Blvd., Norfolk, Virginia, on May 17,2012 at 9:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as: Lot 42, Commodore Park,recorded in Map Book 10, page 72, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00 , or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-017467-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23022253

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62 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE SALE1015 Norchester Ave, Norfolk,

VA 23504-3723

In execution of a Deed of Trust in the originalprincipal amount of $142,800.00, datedFebruary 2, 2007 recorded in the Clerk'sOffice of the Circuit Court of the City OfNorfolk, Virginia, in Instrument070005116, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCourts Building, 100 St. Paul'sBlvd., Norfolk, Virginia, on May15, 2012 at 10:30 o'clock am theproperty described in said deed, located at theabove address and briefly described as: Asthe Northern one-third (1/3) of lotsnumbers 23, 24 and 25 in Block 3, of A WCornick, Subdivision Number 1, recordedin Chesapeake, Virginia, in Map Book 3, atPage 87, with improvements thereon. TERMS OF SALE: CASH: A deposit of$10,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-014709-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012321

TRUSTEE'S SALE OF 9630 28thBay Street, Norfolk, VA23518. In execution of a certain deed oftrust dated July 24, 2008, in the originalprincipal amount of $716,000.00 recorded inthe Clerk's Office, Circuit Court for City ofNorfolk, Virginia, in Instrument No.080022217, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul'sBlvd., Norfolk, Virginia, on June 05, 2012,at 1:00 PM, the property described in saiddeed of trust, located at the above address,and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE IN THECITY OF NORFOLK, VIRGINIA, AND KNOWN,NUMBERED AND DESIGNATED AS LOT 4-59,BLOCK 4-G, AS SHOWN ON THAT PLATENTITLED "SUBDIVISION OF EAST BEACHPHASE 4, NORFOLK, VA FOR NORFOLKREDEVELOPMENT AND HOUSING AUTHORITY",DATED DECEMBER 5, 2005, PREPARED BYROUSE-SIRINE ASSOCIATES, LTD, WHICH SAIDPLAT WAS DULY RECORDED DECEMBER 16,2005, IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF NORFOLK, VIRGINIA, INMAP BOOK 59, AT PAGES 133A THROUGH140A, INCLUSIVE..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143015 A-4237270 04/30/2012,05/07/2012 23012039

TRUSTEE'S SALE OF 512Connecticut Avenue, Norfolk,VA 23508. In execution of a certain deedof trust dated August 31, 2009, in the originalprincipal amount of $234,900.00 recorded inthe Clerk's Office, Circuit Court for City ofNorfolk, Virginia, in Instrument No.090021197, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul'sBlvd., Norfolk, Virginia, on May 31, 2012,at 1:01 PM, the property described in saiddeed of trust, located at the above address,and more particularly described as follows:ALL THOSE CERTAIN LOTS, PIECES ORPARCELS OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYINGAND BEING IN THE CITY OF NORFOLK,VIRGINIA, AND KNOWN, NUMBERED ANDDESIGNATED AS THE WESTERN TWENTY (20)FEET OF LOT THIRTY-ONE (31) AND THEEASTERN FIFTEEN (15) FEET OF LOTTHIRTY-TWO (32), IN BLOCK SIXTEEN (16) ONTHE REVISED PLAT OF COLONIAL PLACECORPORATION, OF RECORD IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFNORFOLK, VIRGINIA, IN MAP BOOK 4, AT PAGE36, MORE PARTICULARLY DESCRIBED ASFOLLOWS: BEGINNING ON THE NORTHERNSIDE OF CONNECTICUT AVENUE AT A POINTFIVE (5) FEET FROM THE SOUTHWEST CORNEROF LOT THIRTY (30) IN BLOCK SIXTEEN (16),ON THE AFOREMENTIONED PLAT; THENCERUNNING IN A WESTERLY DIRECTION ALONGTHE NORTHERN SIDE OF CONNECTICUTAVENUE THIRTY-FIVE (35) FEET; THENCENORTHERLY AT RIGHT ANGLES TOCONNECTICUT AVENUE ONE HUNDRED TEN(110) FEET; THENCE EASTERLY AND PARALLELWITH CONNECTICUT AVENUE THIRTY-FIVE (35)FEET TO A POINT DISTANT FIVE (5) FEET FROMTHE NORTHWEST CORNER OF LOT NUMBERTHIRTY (30) IN BLOCK SIXTEEN (16), ON SAIDPLAT; AND THENCE SOUTHERLY ANDPARALLEL WITH COLONIAL AVENUE ONEHUNDRED TEN (110) FEET TO THE POINT OFBEGINNING..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143552 A-4237269 04/30/2012,05/07/2012 23012028

TRUSTEE'S SALE OF6052 FORESTTOWN DRIVE,

NORFOLK, VA 23502

In execution of a Deed of Trust in the original principalamount of $127,991.00, with an annual interest rate of4.2500% from Douglas A. Edwards dated May 20, 2008,recorded among the land records of the Circuit Court forthe City Of Norfolk as Deed Book/Instrument Number080014868 AND MODIFIED AT 110012403, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City Of Norfolk, at the front ofthe Circuit Court building for the City of Norfolk located at100 St. Pauls Blvd, Norfolk, Virginia on May 30,2012 at 9:30 AM, the property withimprovements to wit:

SITE 17, CORRECTED SUBDIVISION OF EASTON FORESTTOWNHOUSES, WHICH SAID PLAT IS DULY RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITYOF NORFOLK, VIRGINIA, IN MAP BOOK 27 AT PAGE 13.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 11-223305V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23009189

TRUSTEE'S SALE2714 Peronne Avenue,

Norfolk, VA 23509Account No. 19550500 /

GPIN 1438735921

Pursuant to the terms of a deed of trust dated November5, 2007, in the original principal amount of $154,082.00,recorded in the Clerk's Office of the Circuit Court of theCity of Norfolk, Virginia as Instrument No. 070040715, theproperty briefly described below will be offered for sale atpublic auction:

Lot 7, Block X, Lafayette Terrace, as shown on a platrecorded in the aforesaid Clerk's Office in Map Book 10,Page 7, and as more particularly described in the refer-enced deed of trust.

The sale will take place on MAY 17, 2012 AT10:30 A.M., at the front entrance to the buildinghousing the Circuit Court of the City of Norfolk, located at100 St. Paul's Boulevard, Norfolk, VA.

The property and the improvements thereon will be sold"AS IS" and without representation or warranties of anykind. The sale is subject to all liens, encumbrances, condi-tions, easements and restrictions, if any, superior to thementioned deed of trust and lawfully affecting the proper-ty.

Terms: A deposit in the form of CERTIFIED FUNDS inthe amount of $14,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the time ofsale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt Collec-tion Practices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein, and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to JulianA. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee,2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228071). 23008990

TRUSTEE'S SALE OF 9506Alpine Street, Norfolk, VA23503. In execution of a certain deed oftrust dated August 18, 2005, in the originalprincipal amount of $183,870.00 recorded inthe Clerk's Office, Circuit Court for City ofNorfolk, Virginia, in Instrument No.050034600, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul'sBlvd., Norfolk, Virginia, on May 22, 2012,at 1:03 PM, the property described in saiddeed of trust, located at the above address,and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, LYING, SITUATEAND BEING IN THE CITY OF NORFOLK,VIRGINIA, AND BEING KNOWN, NUMBEREDAND DESIGNATED AS LOT 16, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "PLAT OFWILLOW TERRACE, SECTION 5", WHICH SAIDPLAT IS DULY REOCRDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFNORFOLK, VIRIGNIA, IN MAP BOOK 18, ATPAGE 105..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 135182 A-4237266 04/30/2012,05/07/2012 23012003

Trustee's Sale9261 Phillip Avenue,

Norfolk, Virginia 23503(Tax ID No. 10380200 &

10380220)

Default having been made in the terms of a certain Deedof Trust dated March 27, 2006, in the original principalamount of $41,000.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Norfolk, Virginia asInstrument No. 060015892, the undersigned SubstituteTrustees will sell at public auction on May 8,2012, at 9:10 a.m., in front of the buildinghousing the Norfolk Circuit Court, 100 St. Paul'sBoulevard, Norfolk, VA, the property designated as 9261(formerly 834) Phillips Avenue, situate in the City ofNorfolk, Virginia, known, numbered and designated asLots 28, 29 and 30, in Block 4, as shown on the plat ofDuvall Land Corporation, which plat is recorded in theClerk's Office of the Circuit Court of the City ofChesapeake, in Map Book 7, at Page 41? EXCEPT thatpart of said lots conveyed to the Commonwealth ofVirginia for the purpose of constructing Interstate Route64 by deed recorded in the Clerk's Office of the CircuitCourt of Norfolk, Virginia, in Deed Book 1088, at Page196.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$4,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 97316,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23007897

Trustee's Sale696 Mowbray Arch, Unit 350,

Norfolk, Virginia 23507(Tax ID No. 10587500)

Default having been made in the terms of a certain Deedof Trust dated July 14, 2006, in the original principalamount of $226,900.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Norfolk, Virginia asInstrument No. 060029718, the undersigned SubstituteTrustees will sell at public auction on May 8,2012, at 9:10 a.m., in front of the buildinghousing the Norfolk Circuit Court, 100 St. Pauls Boulevard,Norfolk, VA, the property designated as Unit Number 350,in 696 Mowbray Arch, a Condominium, situated in the Cityof Norfolk, State of Virginia, as shown on that certain platentitled, "696 Mowbray Arch, a Condominium", which platis duly recorded in the aforesaid Clerk's Office in MapBook 40, at Page 117, et. Seq. And admitted to record asan exhibit to a Condominium Declaration for 696 MowbrayArch, a Condominium, which Declaration, dated October 4,1984, duly recorded in the aforesaid Clerk's Office in DeedBook 1779, at Page 1, together with a one thirteen(1/13th) undivided interest in the common areas of saidCondominium as set forth in the aforesaid Declaration, aswell as other appurtenances and rights accruing to saidunit as are set forth in said Declaration, said pro rata onethirteen (1/13th) interest subject to revision by futureamendments to said Declaration converting additionalareas to the Condominium regime as specified in saidDeclaration. Sale is subject to all prior liens, easements,restrictions, covenants, and conditions, if any, of record, orother matters which would be disclosed by an accuratesurvey or inspection of the premises. TERMS: CASH. Adeposit of $22,500.00 or 10% of the sale price, whicheveris lower, will be required of the successful bidder at timeof sale. Prior to the sale, interested bidders will berequired to register with and must present a bid depositwhich may be held during the sale by the trustee. The biddeposit must be certified funds and/or cash, but no morethan $10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 95261,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23009135

TRUSTEE'S SALE OF 512Connecticut Avenue, Norfolk,VA 23508. In execution of a certain deedof trust dated August 31, 2009, in the originalprincipal amount of $234,900.00 recorded inthe Clerk's Office, Circuit Court for City ofNorfolk, Virginia, in Instrument No.090021197, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul'sBlvd., Norfolk, Virginia, on May 31, 2012,at 1:01 PM, the property described in saiddeed of trust, located at the above address,and more particularly described as follows:ALL THOSE CERTAIN LOTS, PIECES ORPARCELS OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYINGAND BEING IN THE CITY OF NORFOLK,VIRGINIA, AND KNOWN, NUMBERED ANDDESIGNATED AS THE WESTERN TWENTY (20)FEET OF LOT THIRTY-ONE (31) AND THEEASTERN FIFTEEN (15) FEET OF LOTTHIRTY-TWO (32), IN BLOCK SIXTEEN (16) ONTHE REVISED PLAT OF COLONIAL PLACECORPORATION, OF RECORD IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFNORFOLK, VIRGINIA, IN MAP BOOK 4, AT PAGE36, MORE PARTICULARLY DESCRIBED ASFOLLOWS: BEGINNING ON THE NORTHERNSIDE OF CONNECTICUT AVENUE AT A POINTFIVE (5) FEET FROM THE SOUTHWEST CORNEROF LOT THIRTY (30) IN BLOCK SIXTEEN (16),ON THE AFOREMENTIONED PLAT; THENCERUNNING IN A WESTERLY DIRECTION ALONGTHE NORTHERN SIDE OF CONNECTICUTAVENUE THIRTY-FIVE (35) FEET; THENCENORTHERLY AT RIGHT ANGLES TOCONNECTICUT AVENUE ONE HUNDRED TEN(110) FEET; THENCE EASTERLY AND PARALLELWITH CONNECTICUT AVENUE THIRTY-FIVE (35)FEET TO A POINT DISTANT FIVE (5) FEET FROMTHE NORTHWEST CORNER OF LOT NUMBERTHIRTY (30) IN BLOCK SIXTEEN (16), ON SAIDPLAT; AND THENCE SOUTHERLY ANDPARALLEL WITH COLONIAL AVENUE ONEHUNDRED TEN (110) FEET TO THE POINT OFBEGINNING..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143552 A-4237269 04/30/2012,05/07/2012 23012028

TRUSTEE SALE7932 Thompson Road Unit A,

Norfolk, VA 23518-3522

In execution of a Deed of Trust in the originalprincipal amount of $238,400.00, datedJanuary 12, 2007 recorded in the Clerk'sOffice of the Circuit Court of the City OfNorfolk, Virginia, in Instrument070001830, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCourts Building, 100 St. Paul'sBlvd., Norfolk, Virginia, on May15, 2012 at 10:30 o'clock am theproperty described in said deed, located at theabove address and briefly described as: Lot B,Block 1, Cook Property, recorded in mapbook 33, page 77, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-027025-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012308

TRUSTEE'S SALE OF2420 BARRAUD AVENUE,

NORFOLK, VA 23504

In execution of a Deed of Trust in the original principalamount of $120,000.00, with an annual interest rate of1.6200% from Viola M. Baker A/K/A Viola Baker datedMarch 19, 2007, recorded among the land records of theCircuit Court for the City of Norfolk as DeedBook/Instrument Number 070011831, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the City of Norfolk, at the front of the CircuitCourt building for the City of Norfolk located at 100 St.Pauls Blvd, Norfolk, Virginia on May 23, 2012at 9:30 AM, the property with improvements towit:

ALL THOSE TWO (2) CERTAIN LOTS OF LAND SITUATE INTHE CITY OF NORFOLK, VIRGINIA, AND DESIGNATED ASLOTS NUMBERED THREE (3) AND FOUR (4) IN BLOCKNUMBERED TWENTY-NINE (29), AS SHOWN ON THE PLATOF BARRAUD TRACT OF RECORD IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OF CHESAPEAKE,FORMERLY NORFOLK COUNTY, VIRGINIA IN MAP BOOK16, AT PAGE 55.

AND further described in the above Deed of Trust. (TaxMap No. 01733700)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price, whichever islower , will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 12-225639.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23007793

TRUSTEE'S SALE OF5901 ADDERLEY STREET

Norfolk Virginia

Pursuant to the terms of a deed of trust dated March 21,2006, in the original principal amount of $133,600.00,recorded in the Clerk's Office, Circuit Court for the City ofNorfolk, Virginia, as Instrument Number 060014266 andre-recorded as Instrument Number 060039018, theproperty briefly described below will be offered for sale atpublic auction.

Lots 19 and 20, Block 1, Glenrock, as the same is dulydedicated, platted and recorded in Map Book 3 at page135, among the land records for the City of Virginia Beach,Virginia, as more particularly described in the referencedDeed of Trust, (the "Property").

The sale will take place on May 22, 2012 at3:00 p.m. at the main entrance of the buildinghousing the Circuit Court for the City of Norfolk, Virginia.

Terms: A deposit in the form of certified funds in theamount of $10,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232032

Ad dates: April 30, 2012 May 7, 201223009710

TRUSTEE'S SALE2714 Peronne Avenue,

Norfolk, VA 23509Account No. 19550500 /

GPIN 1438735921

Pursuant to the terms of a deed of trust dated November5, 2007, in the original principal amount of $154,082.00,recorded in the Clerk's Office of the Circuit Court of theCity of Norfolk, Virginia as Instrument No. 070040715, theproperty briefly described below will be offered for sale atpublic auction:

Lot 7, Block X, Lafayette Terrace, as shown on a platrecorded in the aforesaid Clerk's Office in Map Book 10,Page 7, and as more particularly described in the refer-enced deed of trust.

The sale will take place on MAY 17, 2012 AT10:30 A.M., at the front entrance to the buildinghousing the Circuit Court of the City of Norfolk, located at100 St. Paul's Boulevard, Norfolk, VA.

The property and the improvements thereon will be sold"AS IS" and without representation or warranties of anykind. The sale is subject to all liens, encumbrances, condi-tions, easements and restrictions, if any, superior to thementioned deed of trust and lawfully affecting the proper-ty.

Terms: A deposit in the form of CERTIFIED FUNDS inthe amount of $14,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the time ofsale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt Collec-tion Practices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein, and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to JulianA. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee,2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228071). 23008990

TRUSTEE'S SALE OF 3426Sewells Point Road, Norfolk,VA 23513. In execution of a certain deed of trustdated September 29, 2006, in the original principalamount of $135,920.00 recorded in the Clerk's Office,Circuit Court for City of Norfolk, Virginia, in Instrument No.060042127, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 22, 2012, at 1:02 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, NOWKNOWN AS #3426 AND #3428 SEWELLS POINT ROAD,SITUATE IN THE CITY OF NORFOLK, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 2 INBLOCK 1, ON THE PLAT ENTITLED "SUBDIVISION NO. 1 OFELMHURST, PROPERTY OF BROAD ACRES HOMECORPORATION, NORFOLK COUNTY, VIRGINIA", WHICHPLAT IS DULY RECORDED IN THE CLERK'S OFFICE,CIRCUIT COURT, CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 17, PAGE 70..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146415 A-423591004/30/2012, 05/07/2012 23007450

TRUSTEE'S SALE OF 9630 28thBay Street, Norfolk, VA23518. In execution of a certain deed oftrust dated July 24, 2008, in the originalprincipal amount of $716,000.00 recorded inthe Clerk's Office, Circuit Court for City ofNorfolk, Virginia, in Instrument No.080022217, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul'sBlvd., Norfolk, Virginia, on June 05, 2012,at 1:00 PM, the property described in saiddeed of trust, located at the above address,and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE IN THECITY OF NORFOLK, VIRGINIA, AND KNOWN,NUMBERED AND DESIGNATED AS LOT 4-59,BLOCK 4-G, AS SHOWN ON THAT PLATENTITLED "SUBDIVISION OF EAST BEACHPHASE 4, NORFOLK, VA FOR NORFOLKREDEVELOPMENT AND HOUSING AUTHORITY",DATED DECEMBER 5, 2005, PREPARED BYROUSE-SIRINE ASSOCIATES, LTD, WHICH SAIDPLAT WAS DULY RECORDED DECEMBER 16,2005, IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF NORFOLK, VIRGINIA, INMAP BOOK 59, AT PAGES 133A THROUGH140A, INCLUSIVE..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143015 A-4237270 04/30/2012,05/07/2012 23012039

TRUSTEE'S SALE OF6052 FORESTTOWN DRIVE,

NORFOLK, VA 23502

In execution of a Deed of Trust in the original principalamount of $127,991.00, with an annual interest rate of4.2500% from Douglas A. Edwards dated May 20, 2008,recorded among the land records of the Circuit Court forthe City Of Norfolk as Deed Book/Instrument Number080014868 AND MODIFIED AT 110012403, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City Of Norfolk, at the front ofthe Circuit Court building for the City of Norfolk located at100 St. Pauls Blvd, Norfolk, Virginia on May 30,2012 at 9:30 AM, the property withimprovements to wit:

SITE 17, CORRECTED SUBDIVISION OF EASTON FORESTTOWNHOUSES, WHICH SAID PLAT IS DULY RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITYOF NORFOLK, VIRGINIA, IN MAP BOOK 27 AT PAGE 13.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 11-223305V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23009189

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TRUSTEE'S SALE OF 3426Sewells Point Road, Norfolk,VA 23513. In execution of a certain deed of trustdated September 29, 2006, in the original principalamount of $135,920.00 recorded in the Clerk's Office,Circuit Court for City of Norfolk, Virginia, in Instrument No.060042127, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 22, 2012, at 1:02 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, NOWKNOWN AS #3426 AND #3428 SEWELLS POINT ROAD,SITUATE IN THE CITY OF NORFOLK, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED AS LOT 2 INBLOCK 1, ON THE PLAT ENTITLED "SUBDIVISION NO. 1 OFELMHURST, PROPERTY OF BROAD ACRES HOMECORPORATION, NORFOLK COUNTY, VIRGINIA", WHICHPLAT IS DULY RECORDED IN THE CLERK'S OFFICE,CIRCUIT COURT, CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 17, PAGE 70..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 146415 A-423591004/30/2012, 05/07/2012 23007450

TRUSTEE'S SALE OF 3130North Stonebridge Drive,Norfolk, VA 23504. In execution of acertain deed of trust dated May 17, 2007, in the originalprincipal amount of $457,500.00 recorded in the Clerk'sOffice, Circuit Court for City of Norfolk, Virginia, inInstrument No. 070020037, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul's Blvd.,Norfolk, Virginia, on May 31, 2012, at 1:00PM, the property described in said deed of trust, locatedat the above address, and more particularly described asfollows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE IN THE CITY OF NORFOLK, STATE OFVIRGINIA, AS MORE FULLY DESCRIBED IN DEED INST#030040945, ID# 7008-8047, DESIGNATED AS SITE 889AS SHOWN ON SHEET 2 OF A PLAT ENTITLED"SUBDIVISION OF STONEBRIDGE CROSSING SECTION TWO(2), NORFOLK, VIRGINIA," DATED JANUARY 8, 1997,PREPARED BY ROUSE-SIRINE ASSOCIATES, LTD., WHICHPLAT IS RECORDED IN MAP BOOK 50, AT PAGE 101THROUGH 104..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 140887 A-423591304/30/2012, 05/07/2012 23007405

TRUSTEE SALE 6417 Crafford Ave,

Norfolk, VA 23518-5220

In execution of a Deed of Trust in the original principalamount of $136,800.00, dated May 31, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 050023734, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Substitute Trustee will offer for sale at publicauction at the entrance to the Courts Building, 100 St.Paul's Blvd., Norfolk, Virginia, on May 8, 2012at 10:30 o'clock am the property describedin said deed, located at the above address and brieflydescribed as:

Lot 7, Block 2, Wilburn Farms Subdivision, recordedin Map Book 17, Page 57, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005966-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23006691

BWW# 129904

TRUSTEE'S SALE OF 146Burrage Road, Norfolk, VA23503 . In execution of a certain deed of trust datedApril 13, 2007, in the original principal amount of$227,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.070016369, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 15, 2012, at 1:01 PM, theproperty described in said deed of trust, located at theabove address. Tax ID: 36192210. TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23994684

SUBSTITUTE TRUSTEE'SSALE OF

300 YARMOUTH STREET, UNIT 301

NORFOLK, VA 23510

In execution of a Deed of Trust from MIRIAN A. POPEand EBONEE J. POPE Grantors, to S. FREAR HAWKINS, IIand MELISSA L. BURROUGHS, Grantees, dated August 8,2007, and recorded in the Clerk's Office of the CircuitCourt of Norfolk, Virginia (the "Clerk's Office"), asInstrument Number 070030464, (the "Deed of Trust"), theundersigned, under that certain Appointment of SubstituteTrustee dated March 15, 2012 and recorded in the Clerk’sOffice as Instrument Number 120006401 will offer forsale at public auction on May 9, 2012 at8:30 a.m., at the Norfolk Circuit Court, 100 St.Paul’s Blvd., Norfolk, Virginia, subject to the terms setforth below, the following described real property, togetherwith all and singular the improvements, ways, easements,rights, privileges, and appurtenances to the samebelonging, or in any way appertaining (collectively, the"Property"):

That certain condominium unit known as “UnitNo. 331,” in Archer’s Walk Condominium, locatedin the City of Norfolk, Virginia, and as furtherdesignated and described in that certaindeclaration entitled, “DECLARATION OFCONDOMINIUM OF ARCHER’S WALKCONDOMINIUM,” dated July 7, 1988, andrecorded July 18, 1988, in the Clerk’s Office ofthe Circuit Court of the City of Norfolk, Virginia(the “Clerk’s Office”) in Deed Book 2115, at Page406, (hereinafter referred to as the “Declaration”)together with its applicable undivided interest incertain common elements, all as moreparticularly described and allocated in theDeclaration, as amended from time to time andtogether with the exclusive use of parking spacenumbers 56 & 66 as shown on that certain platentitled, “Condominium Document Garage Plan,”dated July 8, 1988, and recorded August 18,1998, in the Clerk’s Office in Map Book 44, atPage 153B, which parking space had beenassigned as Limited Common Elementappurtenant to the Unit pursuant to Exhibit F ofthat certain Amendment Number One to theDeclaration recorded in the Clerk’s Office in DeedBook 2124, at Page 154.

TERMS OF SALE: CASH. The Property is to be sold "ASIS" and "WITH ALL FAULTS", without any representationsor warranties, SUBJECT TO the rights of any person(s) inpossession, to the extent any such rights exist and havepriority over the Deed of Trust, and to any covenants,conditions, restrictions, easements, defects,encumbrances, adverse claim, and liens, whether recordedor inchoate, that have priority over the Deed of Trust. Thesuccessful bidder shall be required to execute amemorandum of sale and will be required to provide adeposit of 10% of the successful bid in cash or certified orcashier's check before the sale becomes final. TheProperty will be conveyed by Special Warranty deed.Settlement must occur within thirty (30) days from date ofsale, TIME BEING OF THE ESSENCE, or the SubstituteTrustee, without limitation, may apply the deposit to theexpenses of sale and the indebtedness secured by theDeed of Trust, resell the Property at the cost of thedefaulting purchaser, and the Substitute Trustee shall beentitled to recover from any defaulting purchaser anydeficiency resulting from such resale, or sue the defaultingpurchaser for specific performance. The SubstituteTrustee reserves the right to remove the Property fromsale at any time before the sale is announced as final, toreject any and all bids, keep bidding open for any length oftime, waive deposit requirements, extend time forsettlement, and announce additional terms of sale. Termsof sale announced at the public auction will supersede alladvertised terms of sale. All closing costs, other than thepreparation of the Substitute Trustee's deed and thegrantor's tax, shall be borne by the successful bidder.Real estate taxes shall be prorated as of the date of sale.The risk of loss or damage to the Property bycondemnation, fire or other casualty shall be borne by thesuccessful bidder from and after the time of sale. TheSubstitute Trustee is not obligated to deliver possession ofthe Property to the successful bidder, who shall be solelyresponsible for obtaining possession of the Property.

The below named is a debt collector within themeaning of the Fair Debt Collection Practices Act. Thiscommunication is an attempt to collect a debt, and anyinformation obtained will be used for that purpose.

For information contact:Richard E. Biemiller, Esquire (VSB #29017)Wolcott Rivers GatesConvergence Center IV301 Bendix Road, Suite 500Virginia Beach, Virginia 23452Phone: (757) 497-6633Substitute Trustee 23004503

BWW# 140585

TRUSTEE'S SALE OF 4507Kennebeck Avenue, Norfolk,VA 23513. In execution of a certain deed of trustdated September 01, 2005, in the original principalamount of $160,000.00 recorded in the Clerk's Office,Circuit Court for City of Norfolk, Virginia, in Instrument No.050037274, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 15, 2012, at 1:02 PM, the prop-erty described in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THEBUILDINGS AND IMPROVEMENTS THEREON, LYING, SITU-ATE AND BEING IN THE CITY OF NORFOLK, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATED AS LOT 5,AS SHOWN ON THAT CERTAIN PLAT ENTITLED "KENNE-BECK HEIGHTS, NORFOLK, VIRGINIA", DATED JUNE 8,1961, MADE BY BALDWIN AND GREGG, CIVIL ENGINEERSAND SURVEYORS, WHICH SAID PLAT IS DULY RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF THECITY OF NORFOLK, VIRGINIA, IN MAP BOOK 18, AT PAGE100..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S. Bank-ruptcy Code prior to the sale, as well as to post-sale con-firmation and audit of the status of the loan with the loanservicer including, but not limited to, determination ofwhether the borrower entered into any repayment agree-ment, reinstated or paid off the loan prior to the sale. Inany such event, the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract to pur-chase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703) 548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 2300655

TRUSTEE SALE 2622 Chesterfield Boulevard,

Norfolk, VA 23504-4532

In execution of a Deed of Trust in the original principalamount of $155,000.00, dated April 19, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 06018504A, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Substitute Trustee will offer for sale at publicauction at the entrance to the Courts Building, 100 St.Paul's Blvd., Norfolk, Virginia, on May 8, 2012at 10:30 o'clock am the property describedin said deed, located at the above address and brieflydescribed as:

All of Lot 25 and the eastern 20 feet of Lot 26, inBlock 1, Chesterfield Heights, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-007691-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23006715

TRUSTEE'S SALE OF3429 EAST BONNER DRIVE,

NORFOLK, VA 23513

In execution of a Deed of Trust in the original principalamount of $189,050.00, with an annual interest rate of6.6250% from Steven W. Harris dated December 29,2006, recorded among the land records of the CircuitCourt for the City of Norfolk as Deed Book/InstrumentNumber 070000052, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe City of Norfolk, at the front of the Circuit Court buildingfor the City of Norfolk located at 100 St. Pauls Blvd,Norfolk, Virginia on May 16, 2012 at 9:30AM, the property with improvements to wit:

All that certain lot, piece or parcel of land, with thebuildings and improvements thereon, situate, lying andbeing in the City of Norfolk, Virginia, known, numberedand designated as Lot 92, as shown on that certain platentitled, "Subdivision of Estabrook Park, Plat 1(erroneously referred as Plat 2 in previous deed)", whichsaid plat duly recorded in the Clerk's Office of the CircuitCourt of the City of Norfolk, Virginia, in Map Book 27, atPage 8.

AND further described in the above Deed of Trust. (TaxMap No. 3323-8600)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 12-225953.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004637

TRUSTEE'S SALE OF 1089Johnstons Road, Norfolk, VA23513 . In execution of a certain deed of trust datedNovember 23, 2005, in the original principal amount of$199,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No. 050051455,and modified on April 24, 2008, to increase the principalbalance to $213,536.52. This modification agreementwas recorded in Instrument No. 080016330, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder, the undersignedSubstitute Trustee will offer for sale at public auction inthe front of the Circuit Court building for the City ofNorfolk, 100 St. Paul's Blvd., Norfolk, Virginia, on May22, 2012, at 1:01 PM, the propertydescribed in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THEBUILDINGS AND IMPROVEMENTS THEREON, SITUATE, ANDLYING AND BEING IN THE CITY OF NORFOLK, VIRGINIANUMBERED AND DESIGNATED AS LOT E, AS SHOWN ONTHE PLAT OF "RESUBDIVISION OF THE EASTERN 17.75' OFLOT 19, LOTS 20, 21, 22 AND THE REMAINDER OF LOT23, BLOCK 3, PLAN OF OAKWOOD, NORFOLK, VIRGINIA(MAP BOOK 3, PAGE 59) - CHES, VA" SAID PLAT BEINGDULY RECORDED IN THE CIRCUIT COURT OF THE CITY OFNORFOLK, VIRGINIA, IN MAP BOOK 51, AT PAGE78..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 136529 A-423591204/30/2012, 05/07/2012 23996419

TRUSTEE'S SALE OF708 HOWARD PLACE,NORFOLK, VA 23504

In execution of a Deed of Trust in the original principalamount of $108,799.20, with an annual interest rate of9.9500% from Sheila D. Bailey dated August 24, 2006,recorded among the land records of the Circuit Court forthe City of Norfolk as Deed Book/Instrument Number070001735, the undersigned appointed SubstituteTrustee will offer for sale at public auction in the City ofNorfolk, at the front of the Circuit Court building for theCity of Norfolk located at 100 St. Pauls Blvd, Norfolk,Virginia on May 16, 2012 at 9:30 AM,the property with improvements to wit:

All that certain lot, piece or parcel of land, known as Site"5", as shown on a Plat entitled, "Subdivision of Parcel D,Subdivision of Barbersville, property of NorfolkRedevelopment & Housing Authority, Norfolk, Virginia" ,dated December 10, 1984, prepared by Lee S. Rood, landsurveyor, which plat is recorded in the Clerk's Office of theCircuit Court of the City of Norfolk, Virginia, in Map Book41, at Page 49 reference being made to said plat for amore particular description of the property

AND further described in the above Deed of Trust. (TaxMap No. 7167-9030)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$10,800.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-201889V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004349

TRUSTEE SALE 9410 Phillip Ave,

Norfolk, VA 23503-3330

In execution of a Deed of Trust in the original principalamount of $153,600.00, dated May 16, 2007 recordedin the Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 070019331, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Substitute Trustee will offer for sale at publicauction at the entrance to the Courts Building, 100 St.Paul's Blvd., Norfolk, Virginia, on May 8, 2012at 10:30 o'clock am the property describedin said deed, located at the above address and brieflydescribed as:

Lots 14 and 15 Block E, Willoughby HeightsCorporation, recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake, Virginia,recorded in Map Book 7, at page 25, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-023035-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23006307

SUBSTITUTE TRUSTEE'SSALE OF

300 YARMOUTH STREET, UNIT 301

NORFOLK, VA 23510

In execution of a Deed of Trust from MIRIAN A. POPEand EBONEE J. POPE Grantors, to S. FREAR HAWKINS, IIand MELISSA L. BURROUGHS, Grantees, dated August 8,2007, and recorded in the Clerk's Office of the CircuitCourt of Norfolk, Virginia (the "Clerk's Office"), asInstrument Number 070030464, (the "Deed of Trust"), theundersigned, under that certain Appointment of SubstituteTrustee dated March 15, 2012 and recorded in the Clerk’sOffice as Instrument Number 120006401 will offer forsale at public auction on May 9, 2012 at8:30 a.m., at the Norfolk Circuit Court, 100 St.Paul’s Blvd., Norfolk, Virginia, subject to the terms setforth below, the following described real property, togetherwith all and singular the improvements, ways, easements,rights, privileges, and appurtenances to the samebelonging, or in any way appertaining (collectively, the"Property"):

That certain condominium unit known as “UnitNo. 331,” in Archer’s Walk Condominium, locatedin the City of Norfolk, Virginia, and as furtherdesignated and described in that certaindeclaration entitled, “DECLARATION OFCONDOMINIUM OF ARCHER’S WALKCONDOMINIUM,” dated July 7, 1988, andrecorded July 18, 1988, in the Clerk’s Office ofthe Circuit Court of the City of Norfolk, Virginia(the “Clerk’s Office”) in Deed Book 2115, at Page406, (hereinafter referred to as the “Declaration”)together with its applicable undivided interest incertain common elements, all as moreparticularly described and allocated in theDeclaration, as amended from time to time andtogether with the exclusive use of parking spacenumbers 56 & 66 as shown on that certain platentitled, “Condominium Document Garage Plan,”dated July 8, 1988, and recorded August 18,1998, in the Clerk’s Office in Map Book 44, atPage 153B, which parking space had beenassigned as Limited Common Elementappurtenant to the Unit pursuant to Exhibit F ofthat certain Amendment Number One to theDeclaration recorded in the Clerk’s Office in DeedBook 2124, at Page 154.

TERMS OF SALE: CASH. The Property is to be sold "ASIS" and "WITH ALL FAULTS", without any representationsor warranties, SUBJECT TO the rights of any person(s) inpossession, to the extent any such rights exist and havepriority over the Deed of Trust, and to any covenants,conditions, restrictions, easements, defects,encumbrances, adverse claim, and liens, whether recordedor inchoate, that have priority over the Deed of Trust. Thesuccessful bidder shall be required to execute amemorandum of sale and will be required to provide adeposit of 10% of the successful bid in cash or certified orcashier's check before the sale becomes final. TheProperty will be conveyed by Special Warranty deed.Settlement must occur within thirty (30) days from date ofsale, TIME BEING OF THE ESSENCE, or the SubstituteTrustee, without limitation, may apply the deposit to theexpenses of sale and the indebtedness secured by theDeed of Trust, resell the Property at the cost of thedefaulting purchaser, and the Substitute Trustee shall beentitled to recover from any defaulting purchaser anydeficiency resulting from such resale, or sue the defaultingpurchaser for specific performance. The SubstituteTrustee reserves the right to remove the Property fromsale at any time before the sale is announced as final, toreject any and all bids, keep bidding open for any length oftime, waive deposit requirements, extend time forsettlement, and announce additional terms of sale. Termsof sale announced at the public auction will supersede alladvertised terms of sale. All closing costs, other than thepreparation of the Substitute Trustee's deed and thegrantor's tax, shall be borne by the successful bidder.Real estate taxes shall be prorated as of the date of sale.The risk of loss or damage to the Property bycondemnation, fire or other casualty shall be borne by thesuccessful bidder from and after the time of sale. TheSubstitute Trustee is not obligated to deliver possession ofthe Property to the successful bidder, who shall be solelyresponsible for obtaining possession of the Property.

The below named is a debt collector within themeaning of the Fair Debt Collection Practices Act. Thiscommunication is an attempt to collect a debt, and anyinformation obtained will be used for that purpose.

For information contact:Richard E. Biemiller, Esquire (VSB #29017)Wolcott Rivers GatesConvergence Center IV301 Bendix Road, Suite 500Virginia Beach, Virginia 23452Phone: (757) 497-6633Substitute Trustee 23004503

TRUSTEE SALE 6417 Crafford Ave,

Norfolk, VA 23518-5220

In execution of a Deed of Trust in the original principalamount of $136,800.00, dated May 31, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfNorfolk, Virginia, in Instrument 050023734, defaulthaving occurred in the payment of the Note therebysecured and at the request of the holder of said Note, theunder-signed Substitute Trustee will offer for sale at publicauction at the entrance to the Courts Building, 100 St.Paul's Blvd., Norfolk, Virginia, on May 8, 2012at 10:30 o'clock am the property describedin said deed, located at the above address and brieflydescribed as:

Lot 7, Block 2, Wilburn Farms Subdivision, recordedin Map Book 17, Page 57, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005966-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23006691

TRUSTEE'S SALE OF507 FAUQUIER STREET,

NORFOLK, VA 23523

In execution of a Deed of Trust in the original principalamount of $169,200.00, with an annual interest rate of6.0000% from ANTHONY K. GRIFFITH AND MARISHA A.GRIFFITH dated February 4, 2008, recorded among theland records of the Circuit Court for the CITY OF NORFOLKas Deed Book/Instrument Number 080004007, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF NORFOLK, at thefront of the Circuit Court building for the City of Norfolklocated at 100 St. Pauls Blvd, Norfolk, Virginia on May23, 2012 at 9:30 AM, the property withimprovements to wit:

SITE 6, AS SHOWN ON A PLAT ENTITLED 'RESUBDIVISIONOF PARTS OF LOTS 2, 4, 6, 8, 10, 11, 12 & 13, IN ANUN-NUMBERED BLOCK SITUATE AT THE NORTHEASTCORNER OF BERKLEY AVENUE AND FREDERICK STREET,PLAT OF THE NASH LAND AND ALL OF BLOCK 4, PLAT OFHARDY PROPERTY, NORFOLK, VIRGINIA', RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF NORFOLK,VIRGINIA IN MAP BOOK 51, AT PAGE 71.

AND further described in the above Deed of Trust. (TaxMap No. 7948-7422)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 10-198838V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.22995906

TRUSTEE'S SALE OF 3130North Stonebridge Drive,Norfolk, VA 23504. In execution of acertain deed of trust dated May 17, 2007, in the originalprincipal amount of $457,500.00 recorded in the Clerk'sOffice, Circuit Court for City of Norfolk, Virginia, inInstrument No. 070020037, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Norfolk, 100 St. Paul's Blvd.,Norfolk, Virginia, on May 31, 2012, at 1:00PM, the property described in said deed of trust, locatedat the above address, and more particularly described asfollows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OFLAND, WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE IN THE CITY OF NORFOLK, STATE OFVIRGINIA, AS MORE FULLY DESCRIBED IN DEED INST#030040945, ID# 7008-8047, DESIGNATED AS SITE 889AS SHOWN ON SHEET 2 OF A PLAT ENTITLED"SUBDIVISION OF STONEBRIDGE CROSSING SECTION TWO(2), NORFOLK, VIRGINIA," DATED JANUARY 8, 1997,PREPARED BY ROUSE-SIRINE ASSOCIATES, LTD., WHICHPLAT IS RECORDED IN MAP BOOK 50, AT PAGE 101THROUGH 104..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 140887 A-423591304/30/2012, 05/07/2012 23007405

BWW# 129904

TRUSTEE'S SALE OF 146Burrage Road, Norfolk, VA23503 . In execution of a certain deed of trust datedApril 13, 2007, in the original principal amount of$227,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Norfolk, Virginia, in Instrument No.070016369, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Norfolk, 100 St. Paul's Blvd., Norfolk, Virginia,on May 15, 2012, at 1:01 PM, theproperty described in said deed of trust, located at theabove address. Tax ID: 36192210. TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23994684

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64 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE'S SALE OF507 FAUQUIER STREET,

NORFOLK, VA 23523

In execution of a Deed of Trust in the original principalamount of $169,200.00, with an annual interest rate of6.0000% from ANTHONY K. GRIFFITH AND MARISHA A.GRIFFITH dated February 4, 2008, recorded among theland records of the Circuit Court for the CITY OF NORFOLKas Deed Book/Instrument Number 080004007, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF NORFOLK, at thefront of the Circuit Court building for the City of Norfolklocated at 100 St. Pauls Blvd, Norfolk, Virginia on May23, 2012 at 9:30 AM, the property withimprovements to wit:

SITE 6, AS SHOWN ON A PLAT ENTITLED 'RESUBDIVISIONOF PARTS OF LOTS 2, 4, 6, 8, 10, 11, 12 & 13, IN ANUN-NUMBERED BLOCK SITUATE AT THE NORTHEASTCORNER OF BERKLEY AVENUE AND FREDERICK STREET,PLAT OF THE NASH LAND AND ALL OF BLOCK 4, PLAT OFHARDY PROPERTY, NORFOLK, VIRGINIA', RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF NORFOLK,VIRGINIA IN MAP BOOK 51, AT PAGE 71.

AND further described in the above Deed of Trust. (TaxMap No. 7948-7422)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: FHA. Trustee's FileNo. 10-198838V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.22995906

BWW# 145519TRUSTEE'S SALE OF 1829Hearthside Court, Chesapeake,VA 23325. In execution of a certain deed of trustdated November 15, 2007, in the original principalamount of $174,500.00 recorded in the Clerk's Office,Circuit Court for City of Chesapeake, Virginia, in DeedBook 7286 Page 428, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307 Albemarle Drive,Chesapeake, Virginia, on June 05, 2012, at10:56 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, LYING, SITUATE AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, AND KNOWN,NUMBERED AND DESIGNATED AS LOT 59, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SUBDIVISION OFGEORGETOWN MANOR-SECTION ONE, WASHINGTONBOROUGH-CHESAPEAKE, VIRGINIA" DATED SEPTEMBER 7,1984, MADE BY ROUSE SIRINE ASSOCIATES, LTD.SURVEYORS, VIRGINIA BEACH, VIRGINIA, WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE, VIRGINIA INMAP BOOK 78, AT PAGE 44..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703 )548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023942

BWW# 132484

TRUSTEE'S SALE OF 3804Cannon Point Drive,Chesapeake, VA 23321. In executionof a certain deed of trust dated July 28, 2006, in theoriginal principal amount of $206,000.00 recorded in theClerk's Office, Circuit Court for City of Chesapeake,Virginia, in Deed Book 6677 Page 488, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, on May 31,2012, at 11:00 AM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, LYING, SITUATE AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 189 ON THATCERTAIN PLAT ENTITLED, "SUBDIVISION OF POINTELIZABETH, SECTION 3", DATED APRIL 13, 1972, MADEBY HASSELL AND FOLKES, SURVEYORS AND ENGINEERS,DULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA IN MAPBOOK 53 AT PAGE 81 AND 81A, EXPRESS REFERENCE TOWHICH IS HEREBY MADE FOR A MORE PARTICULARDESCRIPTION OF SAID PROPERTY .TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703 )548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023933

TRUSTEE'S SALE OF 437Dupont Street, Chesapeake,VA 23320. In execution of a certain deed of trustdated March 25, 2009, in the original principal amount of$202,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 07754Page 621, default having occurred in the payment of theNote thereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:55AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT FIFTY-NINE (59), ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "ADDITION OFOAK GROVE HOMES, INCORPORATED, SUBDIVISION OAKGROVE WASHINGTON DISTRICT, NORFOLK COUNTY,VIRGINIA", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 38, AT PAGE 84.LESS AND EXCEPT THAT PORTION OF PROPERTYCONVEYED TO THE COMMONWEALTH OF VIRGINIA TOIMPROVE ROUTE 168 RECORDED IN DEED BOOK 1751 ATPAGE 826..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 117766 A-424035605/07/2012, 05/14/2012 23023908

TRUSTEE'S SALE OF 1820Reef Knot Court, Chesapeake,VA 23321. In execution of a certain deed of trustdated April 13, 2007, in the original principal amount of$400,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 7042 Page0429, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:57AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 57, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SUBDIVISION OF DOCKHARBOUR, WESTERN BRANCH BOROUGH, CHESAPEAKE,VIRGINIA", DATE: JUNE 30,2003, WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 145, PAGES 75, 75A-G..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 138112 A-424034905/07/2012, 05/14/2012 23023899

TRUSTEE'S SALE OF1477 LONGDALE DRIVE,

NORFOLK, VA 23513

In execution of a Deed of Trust in the original principalamount of $53,500.00, with an annual interest rate of8.5000% from Vance L. Moore and Brenda G. Moore datedFebruary 27, 1987, recorded among the land records ofthe Circuit Court for the City of Norfolk as DeedBook/Instrument Number 1992 PAGE 635, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City of Norfolk, at the front ofthe Circuit Court building for the City of Norfolk located at100 St. Pauls Blvd, Norfolk, Virginia on May 30,2012 at 9:30 AM, the property withimprovements to wit:

All that certain lot, piece or parcel of land, with thebuildings and improvements thereon and appurtenancesthereunto belonging, situate in the city of Norfolk, Virginia,and being known, numbered and designated as Site C-3,as shown on that certain plat entitled "Resubdivision of St.Andrews place phase one - townhouses - Norfolk, Virginia",Scale 1" = 50', dated August 21, 1973, and prepared byJohn E. Sirine and Associates, Surveyors and Engineers,Virginia Beach, Virginia, and which plat is duly of record inthe Clerk's office of the Circuit Court of the City of Norfolk,Virginia in Map Book 28, at page 14.

AND further described in the above Deed of Trust. (TaxMap No. 44618500)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$5,300.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: VA. Trustee's FileNo. 12-225645.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.22995748

TRUSTEE'S SALE OF 1216Fordyce Drive, Chesapeake,VA 23322. In execution of a certain deed of trustdated December 26, 2007, in the original principalamount of $297,395.00 recorded in the Clerk's Office,Circuit Court for City of Chesapeake, Virginia, in Deed Book07332 Page 236, default having occurred in the paymentof the Note thereby secured and at the request of theholder, the undersigned Substitute Trustee will offer forsale at public auction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307 Albemarle Drive,Chesapeake, Virginia, on June 12, 2012, at10:58 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREUNTO BELONGING, LYING SITUATEAND BEING IN THE PLEASANT GROVE BOROUGH OF THECITY OF CHESAPEAKE, VIRGINIA BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 29, AS SET FORTHON THAT CERTAIN PLAT ENTITLED, "SUBDIVISION OFBATTLEFIELD MEADOWS, SECTION 2, PLAESANT GROVEBOROUGH, CHESAPEAKE, VIRGINIA", DATED AUGUST,1995, REVISED APRIL 19, 1976, MADE BY HASSELL ANDFOLKES SURVEYORS AND ENGINEERS, AND DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 60, AT PAGE 7, REFERENCE IS HEREBY MADE TOSAID PLAT FOR A MORE PARTICULAR DESCRIPTION OFSAID LOT..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 139919 A-424035005/07/2012, 05/14/2012 23023892

TRUSTEE'S SALE OF 1514Hambledon Loop, Chesapeake, VA23320. In execution of a certain deed of trust datedNovember 24, 2009, in the original principal amount of$197,256.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 07992Page 877, default having occurred in the payment of theNote thereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:56AM, the property described in said deed of trust, locatedat the above address, and more particularly described asfollows: ALL THAT CERTAIN CONDOMINIUM UNIT LOCATEDIN THE CITY IF CHEASAPEAKE, VIRGINIA, DESIGNAMED ASUNIT 199, BRIGHTON PARK AT GREENBRIER, ACONDOMINIUM TOGETHER WITH AN UNDIVIDEDFRACTIONAL INTEREST IN CERTAIN COMMON ELEMENTSAPPURTENANT TO SAID UNIT, ALL AS MOREPARTICULARLY DESCRIBED, DESIGNATED AND SHOWN INTHAT DERTAIN DECLERATION OF CONDOMINIUMESTABLISHING A CONDOMINIUM KNOW AS "BRIGHTONPARK AT GREENBRIER, A COMDOMINIUM", DATEDAUGUST 5, 2005, AND DULY RECORDED IN THE OFFICE OFTHE CLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITYOF CHESAPEAKE, VIRGINIA, IN DEED BOOK 7571, PAGE24. A DESCRIPTION OF THE UNIT, THE COMMONELEMENTS AND THE FRACTIONAL INTEREST, WHICH WILLCHANGE FROM TIME TO TIME DEPENDING UPON THENUMBER OF UNITS CREATED, CAN BE DETERMINED BYREFERENCE TO SAID DECLARATION AND TO PLATS ANDPLANS RECODED IN SAID CLERK'S OFFICE..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 136141A-4240358 05/07/2012, 05/14/2012 23023902

BWW# 132616

TRUSTEE'S SALE OF 1431Lilac Avenue, Chesapeake, VA23325. In execution of a certain deed of trust datedOctober 12, 2006, in the original principal amount of$197,200.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6799 Page827, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 31, 2012, at 11:01 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND,WITH THE BUILDINGS AND IMPROVEMENTS THEREON,KNOWN BY THE PRESENT STREET NUMBERING SYSTEMAS 1431 LILAC AVENUE, LYING, SITUATE, AND BEING INTHE CITY OF CHESAPEAKE (FORMERLY NORFOLKCOUNTY), VIRGINIA, BEING KNOWN, NUMBERED ANDDESIGNATED AS LOTS NUMBERED FIFTEEN (15) ANDSIXTEEN (16), IN BLOCK NUMBER TWENTY (20), ASSHOWN ON THE PLAT OF NORFOLK HIGHLANDS,SUBDIVISION #1, WHICH PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE (FORMERLY NORFOLK COUNTY), VIRGINIA,IN MAP BOOK 6, AT PAGE 93; SAID LOTS BEING OF THEDIMENSIONS AS SHOWN ON SAID PLAT, TO WHICHREFERENCE IS HEREBY MADE FOR A MORE PARTICULARDESCRIPTION ON THE SAME..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023930

BWW# 68531

TRUSTEE'S SALE OF 3221 OldMill Road, Chesapeake, VA23323 . In execution of a certain deed of trust datedSeptember 29, 2006, in the original principal amount of$200,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6774 Page468, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 31, 2012, at 10:59 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE IN THE DEEP CREEK MAGISTERIAL DISTRICT OFTHE CITY OF CHESAPEAKE, VIRGINIA, AND KNOWN,NUMBER AND DESIGNATED AS LOT NUMBER SEVEN(7) ONTHAT CERTAIN PLAT ENTITLED, "SUBDIVISION OFPROPERTY OF W.D. JOYNER, DEEP CREEK MAGISTERIALDISTRICT, NORFOLK, CO., VA", MADE BY T.R. PETIT, REG.ENGINEER, DATED MARCH 1940, AND DULY RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF THECITY OF CHESAPEAKE, VIRGINIA, IN MAP BOOK 23, PAGE50, TO WHICH PLAT REFERENCE IS HEREBY MADE. LESSAND EXCEPT THAT PORTION CONVEYED TO JOHN W.MIMS, SR. ET US RECORDED IN DEED BOOK 1058 ATPAGE 347 OF THE AFORESAID CLERK'S OFFICE. ANDFURTHER LESS AND EXCEPT THAT PORTION OF SAID LOT7 CONVEYED TO NORMAN TALMAGE WHITE, ET UX BYDEED OF ADA KATHRYN WEISS, WIDOW, DATED JUNE 22,1976 AND RECORDED IN THE AFORESAID CLERK'SOFFICE IN DEED BOOK 1739 AT PAGE 465..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable tothe Substitute Trustee must be present at the time of thesale. The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Saleis subject to post sale confirmation that the borrower didnot file for protection under the U.S. Bankruptcy Code priorto the sale, as well as to post-sale confirmation and auditof the status of the loan with the loan servicer including,but not limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703) 548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023936

CHESAPEAKE

TRUSTEE SALE 1216 Saint Brides Road W,Chesapeake, VA 23322-2370

In execution of a Deed of Trust in the original principalamount of $256,500.00, dated November 7, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 7278, atpage 520, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Trustee will offer for sale atpublic auction at the entrance to the Circuit Court ofthe City of Chesapeake (main entrance), 307Albemarle Drive, Chesapeake, Virginia, on May22, 2012 at 9:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as: Lot 6, "Division ofBrown Estate, Pleasant Grove Borough, Chesapeake,Virginia", with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-013975-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23024246

TRUSTEE'S SALE OF 628 BlackThorne Drive, Chesapeake, VA23322. In execution of a certain deed of trust datedAugust 10, 2007, in the original principal amount of$351,350.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 7220 Page860, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:59AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE APPURTENANCESTHEREUNTO BELONGING, LYING, SITUATE AND BEING INTHE PLEASANT GROVE BOROUGH, CITY OF CHESAPEAKE,VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATEDAS LOT 8, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,"PLAT OF ETHERIDGE MANOR, SECTION 5, PHASE ONE, BYETHERIDGE MANOR CORP., PLEASANT GROVE BOROUGH,CHESAPEAKE, VIRGINIA," DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA IN MAP BOOK 85 AT PAGE 57,57A AND 57B..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143232 A-424035105/07/2012, 05/14/2012 23023881

TRUSTEE'S SALE OF 1820Reef Knot Court, Chesapeake,VA 23321. In execution of a certain deed of trustdated April 13, 2007, in the original principal amount of$400,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 7042 Page0429, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:57AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 57, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SUBDIVISION OF DOCKHARBOUR, WESTERN BRANCH BOROUGH, CHESAPEAKE,VIRGINIA", DATE: JUNE 30,2003, WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 145, PAGES 75, 75A-G..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 138112 A-424034905/07/2012, 05/14/2012 23023899

TRUSTEE'S SALE OF 437Dupont Street, Chesapeake,VA 23320. In execution of a certain deed of trustdated March 25, 2009, in the original principal amount of$202,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 07754Page 621, default having occurred in the payment of theNote thereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:55AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT FIFTY-NINE (59), ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "ADDITION OFOAK GROVE HOMES, INCORPORATED, SUBDIVISION OAKGROVE WASHINGTON DISTRICT, NORFOLK COUNTY,VIRGINIA", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 38, AT PAGE 84.LESS AND EXCEPT THAT PORTION OF PROPERTYCONVEYED TO THE COMMONWEALTH OF VIRGINIA TOIMPROVE ROUTE 168 RECORDED IN DEED BOOK 1751 ATPAGE 826..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 117766 A-424035605/07/2012, 05/14/2012 23023908

BWW# 132484

TRUSTEE'S SALE OF 3804Cannon Point Drive,Chesapeake, VA 23321. In executionof a certain deed of trust dated July 28, 2006, in theoriginal principal amount of $206,000.00 recorded in theClerk's Office, Circuit Court for City of Chesapeake,Virginia, in Deed Book 6677 Page 488, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, on May 31,2012, at 11:00 AM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, LYING, SITUATE AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 189 ON THATCERTAIN PLAT ENTITLED, "SUBDIVISION OF POINTELIZABETH, SECTION 3", DATED APRIL 13, 1972, MADEBY HASSELL AND FOLKES, SURVEYORS AND ENGINEERS,DULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA IN MAPBOOK 53 AT PAGE 81 AND 81A, EXPRESS REFERENCE TOWHICH IS HEREBY MADE FOR A MORE PARTICULARDESCRIPTION OF SAID PROPERTY .TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703 )548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023933

BWW# 145519TRUSTEE'S SALE OF 1829Hearthside Court, Chesapeake,VA 23325. In execution of a certain deed of trustdated November 15, 2007, in the original principalamount of $174,500.00 recorded in the Clerk's Office,Circuit Court for City of Chesapeake, Virginia, in DeedBook 7286 Page 428, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307 Albemarle Drive,Chesapeake, Virginia, on June 05, 2012, at10:56 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, LYING, SITUATE AND BEING INTHE CITY OF CHESAPEAKE, VIRGINIA, AND KNOWN,NUMBERED AND DESIGNATED AS LOT 59, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "SUBDIVISION OFGEORGETOWN MANOR-SECTION ONE, WASHINGTONBOROUGH-CHESAPEAKE, VIRGINIA" DATED SEPTEMBER 7,1984, MADE BY ROUSE SIRINE ASSOCIATES, LTD.SURVEYORS, VIRGINIA BEACH, VIRGINIA, WHICH SAIDPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE, VIRGINIA INMAP BOOK 78, AT PAGE 44..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703 )548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23023942

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TRUSTEE'S SALE OF 628 BlackThorne Drive, Chesapeake, VA23322. In execution of a certain deed of trust datedAugust 10, 2007, in the original principal amount of$351,350.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 7220 Page860, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on June 12, 2012, at 10:59AM, the property described in said deed of trust,located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, WITH THE APPURTENANCESTHEREUNTO BELONGING, LYING, SITUATE AND BEING INTHE PLEASANT GROVE BOROUGH, CITY OF CHESAPEAKE,VIRGINIA, BEING KNOWN, NUMBERED AND DESIGNATEDAS LOT 8, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,"PLAT OF ETHERIDGE MANOR, SECTION 5, PHASE ONE, BYETHERIDGE MANOR CORP., PLEASANT GROVE BOROUGH,CHESAPEAKE, VIRGINIA," DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA IN MAP BOOK 85 AT PAGE 57,57A AND 57B..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143232 A-424035105/07/2012, 05/14/2012 23023881

TRUSTEE'S SALE OF 515 PineView Court, Chesapeake, VA23320. In execution of a certain deed of trust datedApril 24, 2006, in the original principal amount of$150,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6502 Page0321, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 31, 2012, at 10:56 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE AND BEING IN THE CITY OF CHESAPEAKE,VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT FIFTY-SEVEN (57), IN PART "B-2", ASSHOWN ON THAT CERTAIN PLAT ENTITLED "SUBDIVISIONPLAT OF DOMINION PINES, SECTION 1, PARTS 'B-1 &B-2'", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 66, AT PAGES 20& 20A..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 136352 A-424034705/07/2012, 05/14/2012 23023870

TRUSTEE'S SALE OF 1024Fallcreek Run, Unit # 58,Chesapeake, VA 23322. In executionof a certain deed of trust dated July 11, 2008, in theoriginal principal amount of $248,833.00 recorded in theClerk's Office, Circuit Court for City of Chesapeake,Virginia, in Deed Book 7555 Page 0074, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, on May 31,2012, at 10:58 AM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAINCONDOMINIUM UNIT IN THE CITY OF CHESAPEAKE,VIRGINIA, DESIGNATED AS UNIT 58, IN THE CEDARWOODCONDOMINIUM, TOGETHER WITH AN UNDIVIDEDFRACTIONAL INTEREST IN CERTAIN COMMON ELEMENTSAPPURTENANT TO SAID UNIT, ALL AS MOREPARTICULARLY DESCRIBED, DESIGNATED AND SHOWN INCERTAIN DECLARATION OF CONDOMINIUM ESTABLISHINGA CONDOMINIUM KNOWN AS "CEDARWOODCONDOMINIUM, PHASE 8", RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN DEED BOOK 2955, PAGE 506,AND SUBSEQUENT AMENDMENTS THERETO OF RECORD. ADESCRIPTION OF THE UNIT, THE COMMON ELEMENTS ANDTHE FRACTIONAL INTEREST, WHICH WILL CHANGE FROMTIME TO TIME DEPENDING UPON THE NUMBER OF UNITSCREATED, CAN BE DETERMINED BY REFERENCE TO SAIDDECLARATION AND TO PLATS AND PLANS RECORDED INSAID CLERK'S OFFICE IN MAP BOOK 108, AT PAGE 115,AND PLATS AND PLANS RECORDED SUBSEQUENTTHERETO..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143954 A-424034405/07/2012, 05/14/2012 23023857

TRUSTEE'S SALE OF 755 SandWillow Drive, Chesapeake, VA23320. In execution of a certain deed of trust datedMay 22, 2006, in the original principal amount of$331,500.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6575 Page0281, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 22, 2012, at 10:57 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OF LAND, WITH THEBUILDING AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, SITUATE INTHE CITY OF CHESAPEAKE, VIRGINIA, AND KNOWNNUMBERED AND DESIGNATED AS LOT 114, AS SHOWNON THAT CERTAIN PLAT ENTITLED "SUBDIVISION OFOAKBROOKE, SECTION THREE, WASHINGTON BOROUGH,CHESAPEAKE, VIRGINIA", MADE BY HASSELL & FOLKES,P.C., ENGINEERS, SURVEYORS, PLANNERS, DATEDOCTOBER 20, 1995, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE FO THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 116, AT PAGES 55 AND 55A. REFERENCE TOWHICH IS HEREBY MADE FOR A MORE PARTICULARDESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 134797 A-424030005/07/2012, 05/14/2012 23023799

TRUSTEE SALE 628 Sedgefield Court,

Chesapeake, VA 23322-8340

In execution of a Deed of Trust in the original principalamount of $180,465.00, dated December 8, 2010recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 8385, atpage 299, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the Circuit Court of the City ofChesapeake (main entrance), 307 Albemarle Drive,Chesapeake, Virginia, on May 17, 2012 at10:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as:

Lot 135, Section 8, Cedar Mill Townhouses, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-008334-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022297

TRUSTEE'S SALE OF 1311Willow Avenue, Chesapeake,VA 23325. In execution of a certain deed of trustdated October 31, 2007, in the original principal amountof $208,801.00 recorded in the Clerk's Office, CircuitCourt for City of Chesapeake, Virginia, in Deed Book 7279Page 674, default having occurred in the payment of theNote thereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 22, 2012, at 10:58 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, SITUATE,LYING AND BEING IN THE CITY OF CHESAPEAKE, VIRGINIA,AND BEING KNOWN, NUMBERED AND DESIGNATED ASLOT 23, BLOCK 56, AS SHOWN ON THAT CERTAINAMENDED PLAT ENTITLED NORFOLK HIGHLANDSSUBDIVISION NO.1, CHESAPEAKE, VIRGINIA, WHICH PLATIS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE, VIRGINIA,IN MAP BOOK 6, AT PAGE 93..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143221 A-424029905/07/2012, 05/14/2012 23023771

TRUSTEE'S SALE OF 1321Eaglestone Arch, Chesapeake,VA 23322. In execution of a certain deed of trustdated May 05, 2006, in the original principal amount of$375,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6522 Page0309, and modified on December 11, 2009, to increasethe principal balance to $390,515.02. This modificationagreement was recorded in Deed Book 8083, Page 191,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 31, 2012, at 10:57 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, SITUATE,LYING AND BEING IN THE CITY OF CHESAPEAKE, VIRGINIAAND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT167, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,"SUBDIVISION OF ETHERIDGE LAKES, SECTION THREE-B,PLEASANT GROVE BOROUGH, CHESAPEAKE, VIRGINIA",DATED JULY 21, 1998, MADE BY HASSELL & FOLKES,P.C., ENGINEERS-SURVEYORS-PLANNERS, AND DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA IN MAP BOOK 131, AT PAGES 29,29A, 29B, 29C, 29D, 28E, 29F AND 29G..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 136890A-4240345 05/07/2012, 05/14/2012 23023862

TRUSTEE'S SALE OF 2004Willow Point Arch, Unit # 5,Chesapeake, VA 23320. In executionof a certain deed of trust dated October 20, 2005, in theoriginal principal amount of $183,850.00 recorded in theClerk's Office, Circuit Court for City of Chesapeake,Virginia, in Deed Book 6247 Page 741, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, on May 22,2012, at 10:56 AM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAINCONDOMINIUM UNIT IN THE CITY OF CHESAPEAKE,VIRGINIA, DESIGNATES AS UNITC-2004, WILLOW POINT IIAT RIVERWALK, TOGETHER WITH AN UNDIVIDEDFRACTIONAL INTEREST IN CERTAIN COMMON ELEMENTSAPPURTENANT TO SAID UNIT, ALL AS MOREPARTICULARLY DESCRIBED, DESIGNATED AND SHOWN INTHAT CERTAIN DECLARATION OF CONDOMINIUMESTABLISHING A CONDOMINIUM KNOWN AS "WILLOWPOINT II AT RIVERWALK, A CONDOMINIUM", DATEDFEBRUARY 17, 1999, AND RECORDED IN THE OFFICE OFTHE CLERK OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN DEED BOOK 3839 AT PAGE220, AMENDED IN DEED BOOK 3917, AT PAGE 326, ANDDEED BOOK 3986 AT PAGE 595 AND AMENDED IN DEEDBOOK 4016 AT PAGE 421. A DESCRIPTION OF THE UNIT,THE COMMON ELEMENTS AND THE FRACTIONALINTEREST, WHICH WILL CHANGE FROM TIME TO TIMEDEPENDING UPON THE NUMBER OF UNITS CREATED, CANBE DETERMINED TO SAID DECLARATION AND TO PLATSAND PLANS RECORDED IN SAID CLERK'S OFFICE..TERMSOF SALE: ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 120918A-4240316 05/07/2012, 05/14/2012 23023849

TRUSTEE'S SALE OF 2481 OldGreenbrier Road, Chesapeake,VA 23325. In execution of a certain deed oftrust dated December 08, 2004, in the original principalamount of $179,450.00 recorded in the Clerk's Office,Circuit Court for City of Chesapeake, Virginia, in Deed Book5802 Page 846, default having occurred in the paymentof the Note thereby secured and at the request of theholder, the undersigned Substitute Trustee will offer forsale at public auction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307 Albemarle Drive,Chesapeake, Virginia, on May 31, 2012, at10:55 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN CONDOMINIUMUNIT IN THE CITY OF CHESAPEAKE, VIRGINIA DESIGNATEDAS UNIT ER, A/K/A UNIT 15 A/K/A UNIT 2481, BUILDING2, 2481 PROVIDENCE POINTE CONDOMINIUM, TOGETHERWITH AN UNDIVIDED FRACTIONAL INTREST IN CERTAINCOMMON ELEMENTS APPURTENANT TO SAID UNIT, ALL ASMORE PARTICULARLY DESCRIBED, DESIGNATED ANDSHOWN IN THAT CERTAIN DECLARATION OFCONDOMINIUM ESTABLISHING A CONDOMINIUM KNOWNAS "PROVIDENCE POINT CONDOMINIUM", DATE MAY 17,2004 AND RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHEASPEAKE, VIRGINIA,IN DEED BOOK 5469, AT PAGE 324 AND SUBSEQUENTAMENDMENTS THERETO, A DESCRIPTION OF THE UNIT,THE COMMON ELEMENTS AND THE FRACTIONALINTEREST, WHICH WILL CHANGE FROM TIME TO TIMEDEPENDING UPON THE NUMBER OF UNITS CREATED, CANBE DETERMINED BY REFERENCE TO SAID DECLARATIONAND TO THE PLATS AND PLANS RECORDED IN SAIDCLERK'S OFFICE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 136219 A-424034605/07/2012, 05/14/2012 23023877

Trustee's Sale1305 Danielle Court,

Chesapeake, Virginia 23320(Tax ID No. 0387001000690)

Default having been made in the terms of a certain Deedof Trust dated May 13, 2009, in the modified principalamount of $413,963.52 and recorded in the Clerk's Officeof the Circuit Court of the City of Chesapeake, Virginia inDeed Book 07826, Page 277 and as amended by a LoanModification Agreement, recorded in Deed Book 08414,Page 757, the undersigned Substitute Trustees, will sell atpublic auction on June 6, 2012, at 8:30a.m., in front of the building housing the ChesapeakeCircuit Court, 307 Albemarle Drive, Chesapeake, VA, theproperty designated as Lot 69, as shown on that certainplat entitled “Subdivision Plat of Hunningdon Woods,Section 2, Washington Borough, Chesapeake, Virginia”,which said plat is duly recorded in the aforesaid Clerk’sOffice in Map Book 93 at Pages 55, 55A – 55E. Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$41,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 96156,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23021739

TRUSTEE SALE 3211 Holly Ridge Drive,

Chesapeake, VA 23323-1032

In execution of a Deed of Trust in the original principalamount of $204,800.00, dated January 27, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 6364, atpage 316, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the entrance to the CircuitCourt of the City of Chesapeake (main entrance),307 Albemarle Drive, Chesapeake, Virginia, onMay 17, 2012 at 10:30 o'clock amthe property described in said deed, located at the aboveaddress and briefly described as:

Lot 259, “RESUBDIVISION PLAT OF LOTS 258 AND259, MILL CREEK, SECTION 4, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-025637-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022795

TRUSTEE'S SALE OF 1024Fallcreek Run, Unit # 58,Chesapeake, VA 23322. In executionof a certain deed of trust dated July 11, 2008, in theoriginal principal amount of $248,833.00 recorded in theClerk's Office, Circuit Court for City of Chesapeake,Virginia, in Deed Book 7555 Page 0074, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, on May 31,2012, at 10:58 AM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAINCONDOMINIUM UNIT IN THE CITY OF CHESAPEAKE,VIRGINIA, DESIGNATED AS UNIT 58, IN THE CEDARWOODCONDOMINIUM, TOGETHER WITH AN UNDIVIDEDFRACTIONAL INTEREST IN CERTAIN COMMON ELEMENTSAPPURTENANT TO SAID UNIT, ALL AS MOREPARTICULARLY DESCRIBED, DESIGNATED AND SHOWN INCERTAIN DECLARATION OF CONDOMINIUM ESTABLISHINGA CONDOMINIUM KNOWN AS "CEDARWOODCONDOMINIUM, PHASE 8", RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN DEED BOOK 2955, PAGE 506,AND SUBSEQUENT AMENDMENTS THERETO OF RECORD. ADESCRIPTION OF THE UNIT, THE COMMON ELEMENTS ANDTHE FRACTIONAL INTEREST, WHICH WILL CHANGE FROMTIME TO TIME DEPENDING UPON THE NUMBER OF UNITSCREATED, CAN BE DETERMINED BY REFERENCE TO SAIDDECLARATION AND TO PLATS AND PLANS RECORDED INSAID CLERK'S OFFICE IN MAP BOOK 108, AT PAGE 115,AND PLATS AND PLANS RECORDED SUBSEQUENTTHERETO..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143954 A-424034405/07/2012, 05/14/2012 23023857

TRUSTEE'S SALE OF 755 SandWillow Drive, Chesapeake, VA23320. In execution of a certain deed of trust datedMay 22, 2006, in the original principal amount of$331,500.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6575 Page0281, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 22, 2012, at 10:57 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OF LAND, WITH THEBUILDING AND IMPROVEMENTS THEREON AND THEAPPURTENANCES THEREUNTO BELONGING, SITUATE INTHE CITY OF CHESAPEAKE, VIRGINIA, AND KNOWNNUMBERED AND DESIGNATED AS LOT 114, AS SHOWNON THAT CERTAIN PLAT ENTITLED "SUBDIVISION OFOAKBROOKE, SECTION THREE, WASHINGTON BOROUGH,CHESAPEAKE, VIRGINIA", MADE BY HASSELL & FOLKES,P.C., ENGINEERS, SURVEYORS, PLANNERS, DATEDOCTOBER 20, 1995, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE FO THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 116, AT PAGES 55 AND 55A. REFERENCE TOWHICH IS HEREBY MADE FOR A MORE PARTICULARDESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 134797 A-424030005/07/2012, 05/14/2012 23023799

TRUSTEE'S SALE OF 515 PineView Court, Chesapeake, VA23320. In execution of a certain deed of trust datedApril 24, 2006, in the original principal amount of$150,000.00 recorded in the Clerk's Office, Circuit Courtfor City of Chesapeake, Virginia, in Deed Book 6502 Page0321, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Chesapeake, 307 Albemarle Drive, Chesapeake,Virginia, on May 31, 2012, at 10:56 AM,the property described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON, AND THEAPPURTENANCES THEREUNTO BELONGING, LYING,SITUATE AND BEING IN THE CITY OF CHESAPEAKE,VIRGINIA, AND BEING KNOWN, NUMBERED ANDDESIGNATED AS LOT FIFTY-SEVEN (57), IN PART "B-2", ASSHOWN ON THAT CERTAIN PLAT ENTITLED "SUBDIVISIONPLAT OF DOMINION PINES, SECTION 1, PARTS 'B-1 &B-2'", WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 66, AT PAGES 20& 20A..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 136352 A-424034705/07/2012, 05/14/2012 23023870

TRUSTEE'S SALE OF1916 ROKEBY AVENUE,CHESAPEAKE, VA 23320

In execution of a Deed of Trust in the original principalamount of $116,000.00, with an annual interest rate of6.3750% from LINWOOD K. RIGGS AND SUSAN E. RIGGSdated May 10, 2005, recorded among the land records ofthe Circuit Court for the CITY OF CHESAPEAKE as DeedBook/Instrument Number 6004 PAGE 462, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF CHESAPEAKE, at thefront of the Circuit Court building for the City ofChesapeake located at 307 Albemarle Drive, Civic Center,Chesapeake, Virginia on May 30, 2012 at1:30 PM, the property with improvements to wit:

LOTS THIRTY -SEVEN (37) & THIRTY-NINE (39), IN BLOCK55, LOCATED IN INDIAN RIVER PARKS AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "PLAT OF NORFOLKHIGHLANDS-PROPERTY OF INDIAN RIVER PARK &IMPROVEMENT CO." WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 17, AT PAGE 79.

AND further described in the above Deed of Trust. (TaxMap No. 0206001001750)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$11,600.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-191578D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23020390

TRUSTEE SALE 628 Sedgefield Court,

Chesapeake, VA 23322-8340

In execution of a Deed of Trust in the original principalamount of $180,465.00, dated December 8, 2010recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 8385, atpage 299, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the Circuit Court of the City ofChesapeake (main entrance), 307 Albemarle Drive,Chesapeake, Virginia, on May 17, 2012 at10:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as:

Lot 135, Section 8, Cedar Mill Townhouses, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-008334-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23022297

Page 66: Power Issue Top 75 Hampton Roads May 2012 Inside Business

66 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE'S SALE OF1916 ROKEBY AVENUE,CHESAPEAKE, VA 23320

In execution of a Deed of Trust in the original principalamount of $116,000.00, with an annual interest rate of6.3750% from LINWOOD K. RIGGS AND SUSAN E. RIGGSdated May 10, 2005, recorded among the land records ofthe Circuit Court for the CITY OF CHESAPEAKE as DeedBook/Instrument Number 6004 PAGE 462, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF CHESAPEAKE, at thefront of the Circuit Court building for the City ofChesapeake located at 307 Albemarle Drive, Civic Center,Chesapeake, Virginia on May 30, 2012 at1:30 PM, the property with improvements to wit:

LOTS THIRTY -SEVEN (37) & THIRTY-NINE (39), IN BLOCK55, LOCATED IN INDIAN RIVER PARKS AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "PLAT OF NORFOLKHIGHLANDS-PROPERTY OF INDIAN RIVER PARK &IMPROVEMENT CO." WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 17, AT PAGE 79.

AND further described in the above Deed of Trust. (TaxMap No. 0206001001750)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$11,600.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-191578D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23020390

TRUSTEE SALE 2644 King Court,

Chesapeake, VA 23324

In execution of a Deed of Trust in the original principalamount of $56,700.00, dated September 24, 2004recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 5713, atpage 381, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the entrance to the CircuitCourt of the City of Chesapeake (main entrance),307 Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012 at 9:30 o'clock amthe property described in said deed, located at the aboveaddress and briefly described as:

Lot 5, Section 4, Subdivision Sunrise Hills, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $5,000.00 , or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008489-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23109647

TRUSTEE SALE705 Rue Marseille,

Chesapeake, VA 23320-6673

In execution of a Deed of Trust in the originalprincipal amount of $131,200.00, datedMarch 17, 2009 recorded in the Clerk'sOffice of the Circuit Court of the City OfChesapeake, Virginia, in Deed Book 7755,at page 36, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court of the City ofChesapeake (main entrance), 307Albemarle Drive, Chesapeake,Virginia, on May 15, 2012 at 9:30o'clock am the property described in saiddeed, located at the above address and brieflydescribed as:Unit 3-705 Les Chateaux Condominiums,together with an undivided interest in thecommon elements.

TERMS OF SALE: CASH: A deposit of$10,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-014308-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012425

TRUSTEE'S SALE OF 3300Eight Star Way, Chesapeake,VA 23323. In execution of a certain deedof trust dated August 28, 2009, in the originalprincipal amount of $337,171.00 recorded inthe Clerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 07931Page 623, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 22, 2012, at 10:55 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 20, AS SHOWN ON THAT CERTAIN PLATENTITLED, "SUBDIVISION OF OLDE MILL RUNPHASE ONE, SECTION 2 REF: M.B. 143-PG 24,24A DEEP CREEK BOROUGH CHESAPEAKE,VIRGINIA", DATED JANUARY 30, 2004, MADEBY HASSELL & FOLKES, P.C.,ENGINEERS-SURVEYORS-PLANNERS, ANDDULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA IN MAP BOOK 147, ATPAGES 6,6A - 6G..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145355 A-4237263 04/30/2012,05/07/2012 23011927

TRUSTEE'S SALE OF 905Meadowhill Court,Chesapeake, VA 23320-3587.In execution of a certain deed of trust datedDecember 04, 2006, in the original principalamount of $303,200.00 recorded in theClerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 6869Page 060, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012, at 10:56 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE IN THE CITY OF CHESAPEAKE,VIRGINIA, AND KNOWN, NUMBERED ANDDESIGNATED AS LOT 135, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "SUBDIVISIONOF OAKBROOKE MEADOWS, SECTION SEVENAND THE REMAINING OF WICKWOOD ARCH TOWHEATFIELD WAY, WASHINGTON BOROUGH,CHESAPEAKE, VIRGINIA", MADE BY HASSELL& FOLKES, P.C., ENGINEERS-SURVEYORS-PLANNERS, DATED SEPTEMBER 29, 1997,WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 128, AT PAGES 47, 47A THROUGH 47D,INCLUSIVE..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 142491 A-4237261 04/30/2012,05/07/2012 23011761

Trustee's Sale2904 Big Bend Drive Unit 147,Chesapeake, Virginia 23321(Tax ID No. 0094003001470)

Default having been made in the terms of a certain Deedof Trust dated August 28, 2008, in the original principalamount of $209,407.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Chesapeake, Virginia inDeed Book 07592, at page 390, the undersignedSubstitute Trustees will sell at public auction on June6, 2012, at 8:30 a.m., in front of thebuilding housing the Chesapeake Circuit Court, 307Albemarle Drive, Chesapeake, VA, the property designatedas Unit 147, Phase 65, situate, lying and being in thecondominium project known as Western BranchCommons, A Condominium, located in the Western BranchBorough of the City of Chesapeake, Virginia, together withan undivided percentage interest in certain commonelements appurtenant to said unit, all as more particularlydescribed, designated and shown in that certaindeclaration establishing condominium known as WesternBranch Commons, A Condominium, recorded in theaforesaid Clerk’s Office in Deed Book 3683, Page 581 andAmendments duly recorded in the aforesaid Clerk’s Officepertaining to said unit. Sale is subject to all prior liens,easements, restrictions, covenants, and conditions, if any,of record, or other matters which would be disclosed by anaccurate survey or inspection of the premises. TERMS:CASH. A deposit of $20,500.00 or 10% of the sale price,whichever is lower, will be required of the successfulbidder at time of sale. Prior to the sale, interested bidderswill be required to register with and must present a biddeposit which may be held during the sale by the trustee.The bid deposit must be certified funds and/or cash, butno more than $10,000.00 of cash will be accepted. Thesuccessful bidder’s deposit will be retained at the sale andapplied to the sale price. If held by the trustee, all otherbid deposits will be returned to the unsuccessful bidders.Settlement is to be made within 15 days. The successfulbidder will be required to execute a Memorandum ofTrustee's Sale, available for review on the ForeclosureSales page of www.glasserlaw.com , outlining additionalterms of sale and settlement. A Trustee’s Deed will beprepared by Trustee’s attorney at high bidder’s expense.Atlantic Trustee Services, L.L.C., Substitute Trustees,Crown Center Building, Suite 600, 580 East Main Street,Norfolk, VA 23510, File No. 95678, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

TRUSTEE'S SALE OF 2052Spadina Avenue, Chesapeake,VA 23324. In execution of a certain deedof trust dated June 10, 2010, in the originalprincipal amount of $156,887.00 recorded inthe Clerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 08149Page 544, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onJune 05, 2012, at 10:55 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT OF LAND, SITUATED IN THE CITYOF CHESAPEAKE (FORMERLY CITY OF SOUTHNORFOLK) IN THE CITY OF NORFOLK(FORMERLY COUNTY OF NORFOLK), IN THESTATE OF VIRGINIA, KNOWN, NUMBERED ANDDESIGNATED AS LOT NUMBER 177, ON THEPLAT OF THE PROPERTY OF THECAMPOSTELLA DEVELOPMENT COMPANY,INCORPORATED, RECORDED IN MAP BOOK 6,AT PAGE 11, IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE,VIRGINIA..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 141891 A-4237259 04/30/2012,05/07/2012 23011664

TRUSTEE SALE1404 Buxton Drive,

Chesapeake, VA 23322-3906

In execution of a Deed of Trust in the originalprincipal amount of $272,000.00, datedSeptember 25, 2007 recorded in the Clerk'sOffice of the Circuit Court of the City OfChesapeake, Virginia, in Deed Book 7254,at page 373, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court of the City ofChesapeake (main entrance), 307Albemarle Drive, Chesapeake,Virginia, on May 10, 2012 at 10:30o'clock am the property described in saiddeed, located at the above address and brieflydescribed as: Lot 142, Albemarle Acres,Section IV, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006063-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012363

Trustee's Sale405 Bluewater Court,

Chesapeake, Virginia 23320(Tax ID No. 0378001000890)

Default having been made in the terms of a certain Deedof Trust dated December 13, 2004, in the originalprincipal amount of $360,000.00 and recorded in theClerk's Office of the Circuit Court of the City ofChesapeake, Virginia in Deed Book 5810, at Page 733,the undersigned Substitute Trustees will sell at publicauction on May 16, 2012, at 8:30 a.m.,in front of the building housing the Chesapeake CircuitCourt, 307 Albemarle Drive, Chesapeake, VA, the propertydesignated as Lot 89, as shown on that certain platentitled, "Subdivision of Oak Brooke, Section Three,Washington Borough, Chesapeake, Virginia", datedOctober 20, 1995, which said plat is duly recorded in theaforesaid Clerk's Office in Map Book 116, at pages 55,and 55A.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$36,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 69546,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23018856

TRUSTEE SALE 2015 Liberty Street,

Chesapeake, VA 23324-3563

In execution of a Deed of Trust in the original principalamount of $107,500.00, dated June 27, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfChesapeake, Virginia, in Deed Book 6632, at page101, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit Court ofthe City of Chesapeake (main entrance), 307Albemarle Drive, Chesapeake, Virginia, on May15, 2012 at 9:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as: Lots 65, 66 and 67Waterford, with improvements thereon. Less thatportion conveyed to the Commonwealth of Virginiain Deed Book 3213 at page 400.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008563-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23019730

TRUSTEE'S SALE OF 905Meadowhill Court,Chesapeake, VA 23320-3587.In execution of a certain deed of trust datedDecember 04, 2006, in the original principalamount of $303,200.00 recorded in theClerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 6869Page 060, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012, at 10:56 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE IN THE CITY OF CHESAPEAKE,VIRGINIA, AND KNOWN, NUMBERED ANDDESIGNATED AS LOT 135, AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "SUBDIVISIONOF OAKBROOKE MEADOWS, SECTION SEVENAND THE REMAINING OF WICKWOOD ARCH TOWHEATFIELD WAY, WASHINGTON BOROUGH,CHESAPEAKE, VIRGINIA", MADE BY HASSELL& FOLKES, P.C., ENGINEERS-SURVEYORS-PLANNERS, DATED SEPTEMBER 29, 1997,WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 128, AT PAGES 47, 47A THROUGH 47D,INCLUSIVE..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 142491 A-4237261 04/30/2012,05/07/2012 23011761

TRUSTEE SALE561 Whitehaven Cres,

Chesapeake, VA 23325-4424

In execution of a Deed of Trust in the originalprincipal amount of $221,500.00, datedDecember 5, 2006 recorded in the Clerk'sOffice of the Circuit Court of the City OfChesapeake, Virginia, in Deed Book 6868,at page 867, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the Circuit Courtof the City of Chesapeake (mainentrance), 307 Albemarle Drive,Chesapeake, Virginia, on May 15,2012 at 9:30 o'clock am the propertydescribed in said deed, located at the aboveaddress and briefly described as:Lot 57, Georgetown East, Section 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-023081-09/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012222

TRUSTEE'S SALE OF 3329Country Circle, Chesapeake,VA 23324. In execution of a certain deedof trust dated September 29, 2005, in theoriginal principal amount of $256,919.00recorded in the Clerk's Office, Circuit Court forCity of Chesapeake, Virginia, in Deed Book6297 Page 0047, default having occurred inthe payment of the Note thereby secured andat the request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012, at 10:59 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 17, AS SHOWN ON THAT CERTAIN PLATENTITLED, "SUBDIVISION OF COUNTRYWOODS, SOUTH NORFOLK BOROUGH,CHESAPEAKE, VIRGINIA", SCALE 1" = 4O'DATED FEBRUARY 20, 2004, MADE BY JOHNSE. SIRINE AND ASSOCIATES, LTD.,SURVEYORS-ENGINEERS-PLANNERS, WHICHSAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF CHESAPEAKE, VIRGINIA IN MAPBOOK 145, AT PAGES 194 & 194A..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144485 A-4237258 04/30/2012,05/07/2012 23011646

TRUSTEE SALE705 Rue Marseille,

Chesapeake, VA 23320-6673

In execution of a Deed of Trust in the originalprincipal amount of $131,200.00, datedMarch 17, 2009 recorded in the Clerk'sOffice of the Circuit Court of the City OfChesapeake, Virginia, in Deed Book 7755,at page 36, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court of the City ofChesapeake (main entrance), 307Albemarle Drive, Chesapeake,Virginia, on May 15, 2012 at 9:30o'clock am the property described in saiddeed, located at the above address and brieflydescribed as:Unit 3-705 Les Chateaux Condominiums,together with an undivided interest in thecommon elements.

TERMS OF SALE: CASH: A deposit of$10,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-014308-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012425

TRUSTEE SALE 2644 King Court,

Chesapeake, VA 23324

In execution of a Deed of Trust in the original principalamount of $56,700.00, dated September 24, 2004recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 5713, atpage 381, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the entrance to the CircuitCourt of the City of Chesapeake (main entrance),307 Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012 at 9:30 o'clock amthe property described in said deed, located at the aboveaddress and briefly described as:

Lot 5, Section 4, Subdivision Sunrise Hills, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $5,000.00 , or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008489-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23109647

TRUSTEE'S SALE OF 3300Eight Star Way, Chesapeake,VA 23323. In execution of a certain deedof trust dated August 28, 2009, in the originalprincipal amount of $337,171.00 recorded inthe Clerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 07931Page 623, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 22, 2012, at 10:55 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 20, AS SHOWN ON THAT CERTAIN PLATENTITLED, "SUBDIVISION OF OLDE MILL RUNPHASE ONE, SECTION 2 REF: M.B. 143-PG 24,24A DEEP CREEK BOROUGH CHESAPEAKE,VIRGINIA", DATED JANUARY 30, 2004, MADEBY HASSELL & FOLKES, P.C.,ENGINEERS-SURVEYORS-PLANNERS, ANDDULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA IN MAP BOOK 147, ATPAGES 6,6A - 6G..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145355 A-4237263 04/30/2012,05/07/2012 23011927

Page 67: Power Issue Top 75 Hampton Roads May 2012 Inside Business

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TRUSTEE'S SALE OF 3329Country Circle, Chesapeake,VA 23324. In execution of a certain deedof trust dated September 29, 2005, in theoriginal principal amount of $256,919.00recorded in the Clerk's Office, Circuit Court forCity of Chesapeake, Virginia, in Deed Book6297 Page 0047, default having occurred inthe payment of the Note thereby secured andat the request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012, at 10:59 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 17, AS SHOWN ON THAT CERTAIN PLATENTITLED, "SUBDIVISION OF COUNTRYWOODS, SOUTH NORFOLK BOROUGH,CHESAPEAKE, VIRGINIA", SCALE 1" = 4O'DATED FEBRUARY 20, 2004, MADE BY JOHNSE. SIRINE AND ASSOCIATES, LTD.,SURVEYORS-ENGINEERS-PLANNERS, WHICHSAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF CHESAPEAKE, VIRGINIA IN MAPBOOK 145, AT PAGES 194 & 194A..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144485 A-4237258 04/30/2012,05/07/2012 23011646

TRUSTEE'S SALE OF 653 OakGrove Road, Chesapeake, VA23320. In execution of a certain deed oftrust dated May 26, 2006, in the originalprincipal amount of $315,000.00 recorded inthe Clerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 6564Page 0355, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 31, 2012, at 10:55 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE , LYING, AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 118, AS SHOWN ON THAT CERTAIN PLATENTITLED, "OAK GROVE MEADOWS, PHASETWO, BEING A SUBDIVISION OF THEREMAINING PROTION OF PARCEL A-1 MB 114PG 73-73D MB 114 PG 4 AND OF PARCEL B-1MB 114 PG 4, WASHINGTON BOROUGH,CHESAPEAKE, VIRGINIA" WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OFCHESAPEAKE , VIRGINIA, IN MAP BOOK 119,AT PAGE 64, 64A, 64B AND 64C..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 142138 A-4237257 04/30/2012,05/07/2012 23011587

TRUSTEE SALE455 N George WashingtonHighway, Chesapeake, VA

23323-2007

In execution of a Deed of Trust in the originalprincipal amount of $209,250.00, dated July27, 2007 recorded in the Clerk's Office ofthe Circuit Court of the City OfChesapeake, Virginia, in Deed Book 7177,at page 554, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court of the City ofChesapeake (main entrance), 307Albemarle Drive, Chesapeake,Virginia, on May 10, 2012 at 10:30o'clock am the property described in saiddeed, located at the above address and brieflydescribed as:Lot 1, Deal Subdivision, Map Book 64, atpage 50, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006181-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23011145

TRUSTEE'S SALE OF2369 BUGLE DRIVE EAST

Chesapeake Virginia

Pursuant to the terms of a deed of trust dated November14, 2007, in the original principal amount of$198,050.00, recorded in the Clerk's Office, Circuit Courtfor the City of Chesapeake, Virginia, in Deed Book 7291 atpage 99, the property briefly described below will beoffered for sale at public auction.

Lot 31, Plat of Drum Creek Farms, Section 1, as the sameis duly dedicated, platted and recorded in Map Book 35 atpage 64, among the land records for the City ofChesapeake, Virginia, as more particularly described in thereferenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at11:00 a.m. at the main entrance of the buildinghousing the Circuit Court for the City of Chesapeake,Virginia.

Terms: A deposit in the form of certified funds in theamount of $15,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232081

Ad dates: April 30, 2012 May 7, 201223009393

TRUSTEE'S SALE3010 Roundtable Drive,Chesapeake, VA 23323Tax ID 0241008010040

Pursuant to the terms of a deed of trust dated August 16,2006, in the original principal amount of $204,776.00,recorded in the Clerk's Office of the Circuit Court of theCity of Chesapeake, Virginia in Deed Book 6719, Page 30,the property briefly described below will be offered for saleat public auction:

Lot 1004, Camelot, Sec. 4-D, as shown on a plat recordedin the aforesaid Clerk's Office in Map Book 58, Page 11,and as more particularly described in the referenced deedof trust.

The sale will take place on MAY 17, 2012 AT11:45 A.M., at the front entrance to the buildinghousing the Circuit Court of the City of Chesapeake,located at 307 Albemarle Drive, Chesapeake, VA.

The property and the improvements thereon will be sold"AS IS" and without representation or warranties of anykind. The sale is subject to all liens, encumbrances,conditions, easements and restrictions, if any, superior tothe mentioned deed of trust and lawfully affecting theproperty.

Terms: A deposit in the form of CERTIFIED FUNDS inthe amount of $19,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the time ofsale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein, and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to JulianA. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee,2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228030). 23009014

TRUSTEE'S SALE OF2117 BATTERY PARK ROAD,

CHESAPEAKE, VA 23323

In execution of a Deed of Trust in the originalprincipal amount of $132,000.00, with anannual interest rate of 1.7200% from Letty J.Wescott dated November 13, 1995, recordedamong the land records of the Circuit Court forthe City of Chesapeake as DeedBook/Instrument Number 3287 at page 523,the undersigned appointed Substitute Trusteewill offer for sale at public auction in the Cityof Chesapeake, at the front of the Circuit Courtbuilding for the City of Chesapeake located at307 Albemarle Drive, Civic Center,Chesapeake, Virginia on May 23, 2012at 1:30 PM, the property withimprovements to wit:

All that certain lot, piece or parcel of land, withthe buildings and improvements thereon,situate in the City of Chesapeake, Virginia andknown, numbered and designated as LotThirty-Seven (37), as shown on the plat ofBrentwood, Section Three (3), which said platis duly recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake,Virginia in Map Book 32, at page 66.

AND further described in the above Deed ofTrust. (Tax Map No. 0253005000370)

THIS COMMUNICATION IS FROM A DEBTCOLLECTOR.

TERMS OF SALE: ALL CASH. A bidder'sdeposit of $13,200.00 or 10% of the saleprice, whichever is lower, will be required incash, certified or cashier's check. Settlementwithin fifteen (15) days of sale, otherwiseTrustees may forfeit deposit. Additional termsto be announced at sale.

Loan type: FHA. Trustee's File No.12-226558.

PROFESSIONAL FORECLOSURE CORPORATIONOF VIRGINIA, Substitute Trustees, C/OSHAPIRO BROWN & ALT, LLP, 236 ClearfieldAvenue, Suite 215, Virginia Beach, Virginia23462 (757) 687-8777. 23010350

TRUSTEE'S SALE OF 410Lodge Cove, Chesapeake, VA23323. In execution of a certain deed oftrust dated December 24, 2008, in the originalprincipal amount of $296,530.00 recorded inthe Clerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 07674Page 347, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 15, 2012, at 10:55 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SIUTATE, AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA, AND BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 17, AS SHOWN ON THAT CERTAIN PLATENTITLED, "AMENDED PLAT OF SAWYER'SMEADOW-PHASE ONE, AS SHOWN IN M.B.116, PAGE 44, A-1, SUBDIVISION OFSAWYER'S MILL, PHASE ONE, DEEP CREEKBOROUGH, CHESAPEAKE, VIRGINIA", WHICHSAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 117, AT PAGE 8, 8A-8I.TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 134456 A-4237260 04/30/2012,05/07/2012 23011593

TRUSTEE SALE1305 Fairways Lookout Unit B,Chesapeake, VA 23320-1107

In execution of a Deed of Trust in the originalprincipal amount of $142,500.00, dated May25, 2005 recorded in the Clerk's Office ofthe Circuit Court of the City OfChesapeake, Virginia, in Deed Book 6024,at page 167, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court of the City ofChesapeake (main entrance), 307Albemarle Drive, Chesapeake,Virginia, on May 10, 2012 at 10:30o'clock am the property described in saiddeed, located at the above address and brieflydescribed as:Unit 17-1305B, The Club VillasCondominium at Greenbrier Fairways,together with an undivided interest in thecommon elements.

TERMS OF SALE: CASH: A deposit of$10,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-004968-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23011178

TRUSTEE'S SALE OF1108 CUMBERLAND COURT

Chesapeake Virginia

Pursuant to the terms of a deed of trust dated November5, 2004, in the original principal amount of $332,600.00,recorded in the Clerk's Office, Circuit Court for the City ofChesapeake, Virginia, in Deed Book 5840 at page 335,the property briefly described below will be offered for saleat public auction.

Lot 262, Plat of Kemp Woods Subdivision, Section 4, asthe same is duly dedicated platted, and recorded, in MapBook 91 at page 74, among the land records for the Cityof Chesapeake, Virginia, as more particularly described inthe referenced Deed of Trust, (the "Property"). The sale will take place on May 15, 2012, at2:00 p.m. at the main entrance, to the buildinghousing the Circuit Court for the City of Chesapeake,Virginia.

Terms: A deposit in the form of certified funds in theamount of $30,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone:(804)288-0088Ref#232305Ad dates: April 30, 2012 May 7, 201223009346

TRUSTEE'S SALE OF2004 ANGLER COURT,

CHESAPEAKE, VA 23323

In execution of a Deed of Trust in the original principalamount of $312,000.00, with an annual interest rate of7.9875% from MELVIN V. CHAPMAN AND RITA CHAPMANdated March 24, 2006, recorded among the land recordsof the Circuit Court for the CITY OF CHESAPEAKE as DeedBook/Instrument Number 6449 AT PAGE 124, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF CHESAPEAKE, at thefront of the Circuit Court building for the City ofChesapeake located at 307 Albemarle Drive, Civic Center,Chesapeake, Virginia on May 23, 2012 at1:30 PM, the property with improvements to wit:

LOT 93, AS SHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF MILL CREEK HARBOR, PHASE TWO,DEEP CREEK BOROUGH, CHESAPEAKE, VIRGINIA", DATEDAUGUST 30, 2002, PREPARED BY HASSELL & FOLKES,P.C., ENGINEERS, SURVEYORS, PLANNERS, WHICH SAIDPLAT IS DULY RECORED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE, VIRGINIA,IN MAP BOOK 144, AT PAGES 129, 129A.

AND further described in the above Deed of Trust. (TaxMap No. 0462004000930)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-220042V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-87723007833

TRUSTEE'S SALE OF3817 STONEBRIDGE LANDING

Chesapeake Virginia

Pursuant to the terms of a deed of trust dated February27, 2008, in the original principal amount of$385,000.00, recorded in the Clerk's Office, Circuit Courtfor the City of Chesapeake, Virginia, in Deed Book 7402 atpage 205, the property briefly described below will beoffered for sale at public auction.

Lot 4, Section B, Zone 1, Stonebridge Landing, as thesame is duly dedicated platted, and recorded, in MapBook 59 at page 46, among the land records for the Cityof Chesapeake, Virginia, as more particularly described inthe referenced Deed of Trust, (the "Property"). The sale will take place on May 22, 2012, at2:00 p.m. at the main entrance, to the buildinghousing the Circuit Court for the City of Chesapeake,Virginia.

Terms: A deposit in the form of certified funds in theamount of $35,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone:(804)288-0088Ref#232059Ad dates: April 30, 2012 May 7, 201223009478

TRUSTEE SALE617 Shadow Brooke DriveChesapeake, VA. 23320

In execution of a Deed of Trust from Ashley D. Avery,Sr. and Carolyn C. Avery dated March 2, 2006 andrecorded in the Clerk's Office, Circuit Court, City ofChesapeake, Virginia, in Deed Book 6417, at page 0015,securing a loan which was originally $384,000.00. Defaulthaving occurred in the payment of the Note therebysecured, and at the request of the holder of said Note, theundersigned Substitute Trustees will offer for sale at publicauction at the City of Chesapeake Circuit Courthouse, 307Albemarle Drive, the main entrance, Chesapeake Virginiaon May 18, 2012 at 10:00 AM, theproperty described in said Deed of Trust, located at theabove address and briefly described as: Lot 81,Subdivision of Oak Brooke, Section Two, WashingtonBorough. Tax ID/PIN: 0378001000810

The property will be conveyed by Special WarrantyDeed, subject to all existing easements, restrictions andany other conditions that may affect title to the property.The Noteholder reserves the right to bid at the said sale.

TERMS: CASH: A bidder's deposit of $20,000.00, cashor certified check, will be required at the time of sale withthe settlement and full payment of the purchase pricewithin (15) fifteen days from the date of the sale.Additional terms will be announced at the time of sale andthe successful bidder will be required to execute anddeliver to the Substitute Trustee a memorandum orcontract of the sale at the conclusion of bidding.

This notice is an attempt to collect on a debt and anyinformation obtained will be used for that purpose. LoanType: CONV

VT0921112FOR INFORMATION CONTACT:Between 8 - 11 AMNectar Projects, Inc. - Substitute TrusteesP.O. Box 2848Purcellville VA 20134(540) 751-1260 23009036

TRUSTEE SALE455 N George WashingtonHighway, Chesapeake, VA

23323-2007

In execution of a Deed of Trust in the originalprincipal amount of $209,250.00, dated July27, 2007 recorded in the Clerk's Office ofthe Circuit Court of the City OfChesapeake, Virginia, in Deed Book 7177,at page 554, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court of the City ofChesapeake (main entrance), 307Albemarle Drive, Chesapeake,Virginia, on May 10, 2012 at 10:30o'clock am the property described in saiddeed, located at the above address and brieflydescribed as:Lot 1, Deal Subdivision, Map Book 64, atpage 50, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006181-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23011145

TRUSTEE'S SALE OF 653 OakGrove Road, Chesapeake, VA23320. In execution of a certain deed oftrust dated May 26, 2006, in the originalprincipal amount of $315,000.00 recorded inthe Clerk's Office, Circuit Court for City ofChesapeake, Virginia, in Deed Book 6564Page 0355, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Chesapeake, 307Albemarle Drive, Chesapeake, Virginia, onMay 31, 2012, at 10:55 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE , LYING, AND BEING IN THECITY OF CHESAPEAKE, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 118, AS SHOWN ON THAT CERTAIN PLATENTITLED, "OAK GROVE MEADOWS, PHASETWO, BEING A SUBDIVISION OF THEREMAINING PROTION OF PARCEL A-1 MB 114PG 73-73D MB 114 PG 4 AND OF PARCEL B-1MB 114 PG 4, WASHINGTON BOROUGH,CHESAPEAKE, VIRGINIA" WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OFCHESAPEAKE , VIRGINIA, IN MAP BOOK 119,AT PAGE 64, 64A, 64B AND 64C..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 142138 A-4237257 04/30/2012,05/07/2012 23011587

TRUSTEE SALE 1027 Harwich Drive,

Chesapeake, VA 23322-9529

In execution of a Deed of Trust in the original principalamount of $275,000.00, dated March 16, 2001recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 4233, atpage 356, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the entrance to the CircuitCourt of the City of Chesapeake (main entrance),307 Albemarle Drive, Chesapeake, Virginia, onMay 8, 2012 at 9:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lot 62, Subdivision of Emerald Lakes Estates,Section One, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-015770-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23006763

TRUSTEE'S SALE OF2369 BUGLE DRIVE EAST

Chesapeake Virginia

Pursuant to the terms of a deed of trust dated November14, 2007, in the original principal amount of$198,050.00, recorded in the Clerk's Office, Circuit Courtfor the City of Chesapeake, Virginia, in Deed Book 7291 atpage 99, the property briefly described below will beoffered for sale at public auction.

Lot 31, Plat of Drum Creek Farms, Section 1, as the sameis duly dedicated, platted and recorded in Map Book 35 atpage 64, among the land records for the City ofChesapeake, Virginia, as more particularly described in thereferenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at11:00 a.m. at the main entrance of the buildinghousing the Circuit Court for the City of Chesapeake,Virginia.

Terms: A deposit in the form of certified funds in theamount of $15,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232081

Ad dates: April 30, 2012 May 7, 201223009393

TRUSTEE'S SALE3010 Roundtable Drive,Chesapeake, VA 23323Tax ID 0241008010040

Pursuant to the terms of a deed of trust dated August 16,2006, in the original principal amount of $204,776.00,recorded in the Clerk's Office of the Circuit Court of theCity of Chesapeake, Virginia in Deed Book 6719, Page 30,the property briefly described below will be offered for saleat public auction:

Lot 1004, Camelot, Sec. 4-D, as shown on a plat recordedin the aforesaid Clerk's Office in Map Book 58, Page 11,and as more particularly described in the referenced deedof trust.

The sale will take place on MAY 17, 2012 AT11:45 A.M., at the front entrance to the buildinghousing the Circuit Court of the City of Chesapeake,located at 307 Albemarle Drive, Chesapeake, VA.

The property and the improvements thereon will be sold"AS IS" and without representation or warranties of anykind. The sale is subject to all liens, encumbrances,conditions, easements and restrictions, if any, superior tothe mentioned deed of trust and lawfully affecting theproperty.

Terms: A deposit in the form of CERTIFIED FUNDS inthe amount of $19,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the time ofsale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein, and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to JulianA. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee,2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228030). 23009014

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TRUSTEE SALE 1027 Harwich Drive,

Chesapeake, VA 23322-9529

In execution of a Deed of Trust in the original principalamount of $275,000.00, dated March 16, 2001recorded in the Clerk's Office of the Circuit Court of theCity Of Chesapeake, Virginia, in Deed Book 4233, atpage 356, default having occurred in the payment of theNote thereby secured and at the request of the holder ofsaid Note, the under-signed Substitute Trustee will offer forsale at public auction at the entrance to the CircuitCourt of the City of Chesapeake (main entrance),307 Albemarle Drive, Chesapeake, Virginia, onMay 8, 2012 at 9:30 o'clock am theproperty described in said deed, located at the aboveaddress and briefly described as:

Lot 62, Subdivision of Emerald Lakes Estates,Section One, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-015770-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23006763

TRUSTEE'S SALE OF1708 ATLANTIC AVENUE,CHESAPEAKE, VA 23324

In execution of a Deed of Trust in the original principalamount of $200,000.00, with an annual interest rate of9.6250% from Toria Scott dated January 23, 2006,recorded among the land records of the Circuit Court forthe City of Chesapeake as Deed Book/Instrument Number6356 AT PAGE 233, the undersigned appointed SubstituteTrustee will offer for sale at public auction in the City ofChesapeake, at the front of the Circuit Court building forthe City of Chesapeake located at 307 Albemarle Drive,Civic Center, Chesapeake, Virginia on May 16,2012 at 1:30 PM, the property withimprovements to wit:

LOT 3, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,SUBDIVISION OF PROPERTY OWNED BY C. S. FITCHETT,SOUTH NORFOLK, VIRGINIA, DATED OCTOBER 2, 1962,WHICH PLAT IS DULY RECORDED IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OF CHESAPEAKE(FORMERLY SOUTH NORFOLK), VIRGINIA ON DECEMBER 4,1962, IN PLAT BOOK 2, PAGE 24.

AND further described in the above Deed of Trust. (TaxMap No. 1410000000330)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-217557V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23004239

TRUSTEE'S SALE OF 4832Deep Creek Boulevard,Portsmouth, VA 23702. In executionof a certain deed of trust dated April 23, 2009, in theoriginal principal amount of $155,587.00 recorded in theClerk's Office, Circuit Court for City of Portsmouth, Virginia,in Instrument No. 090005424, default having occurred inthe payment of the Note thereby secured and at therequest of the holder, the undersigned Substitute Trusteewill offer for sale at public auction in the front of theCircuit Court building for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, on May 31,2012, at 12:10 PM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: PARCEL ONE: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ITSAPPURTENANCES, SITUATE, LYING AND BEING IN THE CITYOF PORTSMOUTH, VIRGINIA, AND KNOWN, NUMBEREDAND DESIGNATED AS LOT NUMBER THIRTY-EIGHT (38) INBLOCK A, ON THE PLAN OF LOXLEY PLACE PLAT OFWHICH IS RECORDED IN THE OFFICE OF THE CLERK OFTHE CIRCUIT COURT OF THE CITY OF CHESAPEAKE,VIRGINIA, IN MAP BOOK 26, AT PAGE 5, SAVE ANDEXCEPT THAT PORTION OF LOT THIRTY-EIGHT (38)CONVEYED TO THE COMMONWEALTH OF VIRGINIA BYDEED OF ROY D. TAYLOR, ET UX, ET ALS, DATED APRIL 20,1973, AND DULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OF PORTSMOUTH,VIRGINIA IN DEED BOOK 620 AT PAGE 559. PARCEL 2:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE IN THE CITY OF PORTSMOUTH, VIRGINIA, KNOWNAND DESIGNATED AS A PORTION OF LOT NUMBEREDTHIRTY-SEVEN (37) IN BLOCK A, ON THE PLAN OF LOXLEYPLACE, PLAT OF WHICH IS RECORDED IN MAP BOOK 26,AT PAGE 5, IN THE OFFICE OF THE CLERK OF THE CITY OFCHESAPEAKE, VIRGINIA, AND BEING ALL OF THE SAID LOTNUMBER 37 WHICH WAS NOT CONVEYED TO THECOMMONWEALTH OF VIRGINIA BY DEED DATEDSEPTEMBER 2, 1942, AND RECORDED IN THE AFORESAIDCLERK'S OFFICE IN DEED BOOK 734, AT PAGE 36, SAVEAND EXCEPT THAT PORTION OF LOT THIRTY-SEVEN (37)CONVEYED TO THE COMMONWEALTH OF VIRGINIA BYDEED OF ROY D. TAYLOR, ET UX, ET ALS, DATED APRIL 2,1972, AND DULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRUIT COURT OF THE CITY OF PORTSMOUTH,VIRGINIA IN DEED BOOK 20, AT PAGE 559.TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 144715A-4240297 05/07/2012, 05/14/2012 2302832

TRUSTEE`S SALE OF5628 Carisbrooke Lane

Portsmouth, VA 23703-3703

Pursuant to the terms of a certain Deed of Trust, in theoriginal principal amount of $92,650.00 , dated April 3,2007, and recorded in the Clerk's Office of the CircuitCourt of Portsmouth, Virginia (the "Clerk's Office"), asInstrument Number 070007584, default having beenmade in the payment of the note thereby secured, theundersigned Sole Acting Substitute Trustees, pursuant tothe request of the holder of the Note thereby secured, willoffer for sale at public auction outside of the PortsmouthCircuit Court, located at 601 Crawford Street, Portsmouth,VA 23705 on May 17, 2012 at 10:00AM, the property briefly described as 5628 CarisbrookeLane, Portsmouth, VA 23703-3703, and more particularlydescribed in said Deed of Trust as follows:

City of Portsmouth, State of Virginia Lot 94, as shown onthat certain plat entitled, "Subdivision of Edgefield East,Section 1, Portsmouth, Virginia", which said point is dulyrecorded in the Clerk`s Office of the Circuit Court of theCity of Portsmouth, Virginia, in Map Book 11, at Pages 96and 97, with improvements thereon.

TERMS OF SALE: Cash. A ten percent (10%) bidder'sdeposit in cash or certified check payable to the Trustee(s)shall be required of the successful bidder at the time ofsale before the bidding will be closed; settlement must bemade within twenty (20) days from the date of sale orproperty to be resold at cost of defaulting purchaser. Allcosts of conveyancing, examination of title, recordingcharges, etc. will be at cost of purchaser. Neither theSubstitute Trustees, nor any other party guarantees orcovenants to deliver, or in any way, to obtain possession ofthe premises for any third party purchaser. Additionalterms may be announced at the time of sale.

Commonwealth Asset Services, LLCSole Acting Substitute Trustees

This communication is from a debt collector. This isan attempt to collect a debt and any informationobtained will be used for that purpose.

FOR INFORMATION CONTACT:Commonwealth Asset Services, LLC281 Independence Boulevard, Pembroke One Building, 5thFloor, Virginia Beach, VA 23462www.sykesbourdon.com(757) 965-5097 BETWEEN HOURS OF 9:00 A.M. and11:00 A.M. ONLYOur Case No: CA11-190576-5 23022946

TRUSTEE'S SALE OF1506 DANDRIDGE DRIVE,PORTSMOUTH, VA 23701

In execution of a Deed of Trust in the original principalamount of $77,681.00, with an annual interest rate of6.2500% from Audrey V. Young dated March 28, 2003,recorded among the land records of the Circuit Court forthe City of Portsmouth as Deed Book/Instrument Number030044193, the undersigned appointed SubstituteTrustee will offer for sale at public auction in the City ofPortsmouth, at the front of the Circuit Court building forthe City of Portsmouth located at 601 Crawford Street,Portsmouth, Virginia on May 23, 2012 at10:30 AM, the property with improvements to wit:

All that certain lot, piece or parcel of land with thebuildings and improvements thereon , situate, lying andbeing in the City of Portsmouth, Virginia, being known,numbered and designated as Lot 33, as shown on thatcertain plat entitled Cavalier Manor, Section 17, whichsaid plat is duly recorded in the Clerk's Office of the CircuitCourt of the City of Portsmouth, Virginia, in Map Book 3,Page 108.

AND further described in the above Deed of Trust. (TaxMap No. 0668 0330)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$7,700.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-222754V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23019201

Trustee's Sale519 Normandy Street,

Portsmouth, Virginia 23701(Tax Map No. 05190200 )

Default having been made in the terms of a certain Deedof Trust dated September 29, 2006, in the originalprincipal amount of $228,674.00 and recorded in theClerk's Office of the Circuit Court of the City ofPortsmouth, Virginia as Instrument No. 060021395, theundersigned Substitute Trustees will sell at public auctionon May 16, 2012, at 10:25 a.m., infront of the building housing the Portsmouth Circuit Court,601 Crawford Street, Portsmouth, VA, the propertydesignated as Lot 60, as shown on that certain platentitled “Subdivision Plat creating NEW PORT, Section 2,Portsmouth, Virginia, May 17, 2005” which said plat isduly recorded in the aforesaid Clerk’s Office in Map Book20 at pages 126 through 129, inclusive.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$22,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 91272,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23021125

TRUSTEE'S SALE OF644 CORBY GLEN AVENUE,CHESAPEAKE, VA 23322

In execution of a Deed of Trust in the original principalamount of $346,400.00, with an annual interest rate of6.8750% from JON FREEMAN AND RHONDA FREEMANdated January 11, 2007, recorded among the land recordsof the Circuit Court for the CITY OF CHESAPEAKE as DeedBook/Instrument Number BOOK 6934 PAGE 551, theundersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF CHESAPEAKE, at thefront of the Circuit Court building for the City ofChesapeake located at 307 Albemarle Drive, Civic Center,Chesapeake, Virginia on May 23, 2012 at1:30 PM, the property with improvements to wit:

LOT 107, AS SHOWN ON THAT CERTAIN PLAT ENTITLED"SUBDIVISION OF THE LAKES OF ETHRIDGE, PLEASANTGROVE BOROUGH- CHESAPEAKE, VA", WHICH SAID PLATIS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF CHESAPEAKE, VIRGINIA,IN MAP BOOK 119, AT PAGES 25, 25A THROUGH 25F,INCLUSIVE.

AND further described in the above Deed of Trust. (TaxMap No. 0609002001070)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-191056D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23005177

TRUSTEE'S SALE OFREAL ESTATE

located at 7 Peachtree Court,Portsmouth, Virginia

In execution of the Deed of Trust from ERICA FOX datedSeptember 15, 2005, in the Original Principal Amount of$80,265.00, and recorded in Deed Book Inst. 050019910,and rerecorded as Inst. 060008059, in the Clerk's Officeof the Circuit Court for the City of Portsmouth, Virginia,default having occurred in the payment of theindebtedness thereby secured and at the request of theholder of the Note, the undersigned, as SubstituteTrustees, any one of whom may act, will sell at publicauction at the Front Entrance of the Circuit Court for theCity of Portsmouth on May 22, 2012, at2:30 p.m., the property described as Lot 4,Resubdivision of Section Eight, Peachtree P.U.D., City ofPortsmouth, Virginia, known as 7 Peachtree Court,Portsmouth, Virginia. Tax ID: 0847 0810

TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUTWARRANTY OF TITLE. ADDITIONAL TERMS MAY BEANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.

A deposit of $ 7,200.00 or 10% of the successful bidamount (whichever is lower) will be required immediatelyof the successful bidder, IN CASH, CASHIER'S CHECK ORCERTIFIED FUNDS ONLY PAYABLE TO "CECIL G. MOORE,TRUSTEE", balance to be paid within fifteen days from thedate of sale. ABSOLUTELY NO PERSONAL CHECKSACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes willbe adjusted to the date of sale. All cost of conveyance,deed, examination of title, recording charges and thegrantor's tax will be at the cost of the purchaser. All risksof casualty pass to the successful bidder. THIS IS ACOMMUNICATION FROM A DEBT COLLECTOR ANDANY INFORMATION OBTAINED WILL BE USED FORTHAT PURPOSE.DATED: April 24, 2012CECIL G. MOORE, and JO ANN HUTCHINSON,Substitute Trustee(s)12 092BF (74.37)For Information Contact Trustees At:710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia23608(757) 877-0255 between 9:00 - 10:30 a.m. onlyPublish on: May 7 & 14, 2012 23018885

TRUSTEE'S SALE OF 102 ShoreDrive, Portsmouth, VA 23701.In execution of a certain deed of trust dated August 26,2006, in the original principal amount of $205,700.00recorded in the Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No. 060020925,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Portsmouth, 601 Crawford Street, Portsmouth, Virginia,on May 22, 2012, at 12:10 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:HAVING A TAX IDENTIFICATION NUMBER OF 0651-0090APARCEL OF LAND LOCATED IN THE CITY OF PORTSMOUTH,COUNTY OF PORTSMOUTH CITY, STATE OF VIRGINIA, ANDKNOWN AS: BEING LOT NUMBER 24 BLOCK: 3 IN PARKMANOR AS SHOWN IN THE RECORDED PLAT/MAPTHEREOF IN 23-22 OF PORTSMOUTH CITY COUNTYRECORDS..TERMS OF SALE: ALL CASH. A bidder's depositof ten percent (10%) of the sale price or ten percent (10%)of the original principal balance of the subject deed oftrust, whichever is lower, in the form of cash or certifiedfunds payable to the Substitute Trustee must be presentat the time of the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 136789 A-424029605/07/2012, 05/14/2012 23023826

Trustee's Sale412 Centerville Turnpike

South, Chesapeake,Virginia 23322

(Tax ID No. 0491001000280)

Default having been made in the terms of a certain Deedof Trust dated August 30, 1985, in the original principalamount of $81,450.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Chesapeake, Virginia inDeed Book 2131, at page 802, the undersigned SubstituteTrustees will sell at public auction on May 30,2012, at 8:30 a.m., in front of the buildinghousing the Chesapeake Circuit Court, 307 AlbemarleDrive, Chesapeake, VA, the property designated as Lot 28,as shown on that certain plat entitled "Albemarle Acres,Section 1", which said plat is duly recorded in theaforesaid Clerk's Office in Map Book 43, at pages 20 and21.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$8,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C., Substitute Trustee, Crown Center Building,Suite 600, 580 East Main Street, Norfolk, VA 23510, FileNo. 56560, Tel: (757) 321-6465, Between 10:00 a.m. &12:00 noon only. 22995954

TRUSTEE`S SALE OF712 Poplar Forest CourtChesapeake, VA 23322

Pursuant to the terms of a certain Deed of Trust, in theoriginal principal amount of $403,750.00 , dated October31, 2002, and recorded in the Clerk's Office of the CircuitCourt of Chesapeake, Virginia (the "Clerk's Office"), inDeed Book 4762 at Page 369, default having been madein the payment of the note thereby secured, theundersigned Sole Acting Substitute Trustees, pursuant tothe request of the holder of the Note thereby secured, willoffer for sale at public auction outside of the ChesapeakeCircuit Court, located at 307 Albemarle Drive,

Chesapeake, VA 23322 on May 14, 2012at 11:30 AM, the property briefly described as712 Poplar Forest Court, Chesapeake, VA 23322, andmore particularly described in said Deed of Trust asfollows:

City of Chesapeake, Virginia, known and designated as Lot"A", as shown on that certain plat entitled, "Resubdivisionof Lot 255, Forest Lakes - Sect. 5 and subdivision of theproperty of Frank & Mary Mani", dated December 12,1997, which said plat is duly recorded in the clerk`s officeof the circuit court for the City of Chesapeake, Virginia, inMap Book 132, at Pages 3 and 3A. Reference is furthermade to that certain survey dated October 4. 2002,entitled "Physical Survey of Lot A, Resubdivision of Lot255, Forest Lakes, Section 5 and subdivision of theproperty of Frank & Mary Mani, Chesapeake, Virginia, M.B.132, P. 3 & 3A, with improvements thereon.

TERMS OF SALE: Cash. A ten percent (10%) bidder'sdeposit in cash or certified check payable to the Trustee(s)shall be required of the successful bidder at the time ofsale before the bidding will be closed; settlement must bemade within twenty (20) days from the date of sale orproperty to be resold at cost of defaulting purchaser. Allcosts of conveyancing, examination of title, recordingcharges, etc. will be at cost of purchaser. Neither theSubstitute Trustees, nor any other party guarantees orcovenants to deliver, or in any way, to obtain possession ofthe premises for any third party purchaser. Additionalterms may be announced at the time of sale.

Commonwealth Asset Services, LLCSole Acting Substitute Trustees

This communication is from a debt collector. This isan attempt to collect a debt and any informationobtained will be used for that purpose.

FOR INFORMATION CONTACT:Commonwealth Asset Services, LLC281 Independence Boulevard, Pembroke One Building, 5thFloor, Virginia Beach, VA 23462www.sykesbourdon.com(757) 965-5097 BETWEEN HOURS OF 9:00 A.M. and11:00 A.M. ONLYOur Case No: CA12-190227-1 23004337

TRUSTEE SALE 3742 Pepperwood Ct,

Portsmouth, VA 23703-2758

In execution of a Deed of Trust in the original principalamount of $120,000.00 , dated July 26, 2007 recordedin the Clerk's Office of the Circuit Court of the City OfPortsmouth, Virginia, in Instrument 070015893,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of Portsmouth, 601 Crawford Street,Portsmouth, Virginia, on May 15, 2012 at11:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as: Lot 25, Churchland West, Section 6,with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-003322-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23019611

TRUSTEE SALE18 California Avenue,

Portsmouth, VA 23701-2505

In execution of a Deed of Trust in the original principalamount of $167,200.00, dated May 30, 2007 recordedin the Clerk's Office of the Circuit Court of the CityOf Portsmouth, Virginia, in Instrument 070011919,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Trustee will offer for sale at publicauction at the entrance to the Circuit CourtBuilding of Portsmouth, 601Crawford Street, Portsmouth,Virginia, on May 22, 2012 at 11:30o'clock am the property described in said deed,located at the above address and briefly described as: Lot1, Block 12, Plat 1 Oregon Farms, recorded in MapBook 23, page 83, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-018191-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012391

PORTSMOUTH

TRUSTEE'S SALE OF 4832Deep Creek Boulevard,Portsmouth, VA 23702. In executionof a certain deed of trust dated April 23, 2009, in theoriginal principal amount of $155,587.00 recorded in theClerk's Office, Circuit Court for City of Portsmouth, Virginia,in Instrument No. 090005424, default having occurred inthe payment of the Note thereby secured and at therequest of the holder, the undersigned Substitute Trusteewill offer for sale at public auction in the front of theCircuit Court building for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, on May 31,2012, at 12:10 PM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: PARCEL ONE: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ITSAPPURTENANCES, SITUATE, LYING AND BEING IN THE CITYOF PORTSMOUTH, VIRGINIA, AND KNOWN, NUMBEREDAND DESIGNATED AS LOT NUMBER THIRTY-EIGHT (38) INBLOCK A, ON THE PLAN OF LOXLEY PLACE PLAT OFWHICH IS RECORDED IN THE OFFICE OF THE CLERK OFTHE CIRCUIT COURT OF THE CITY OF CHESAPEAKE,VIRGINIA, IN MAP BOOK 26, AT PAGE 5, SAVE ANDEXCEPT THAT PORTION OF LOT THIRTY-EIGHT (38)CONVEYED TO THE COMMONWEALTH OF VIRGINIA BYDEED OF ROY D. TAYLOR, ET UX, ET ALS, DATED APRIL 20,1973, AND DULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT OF THE CITY OF PORTSMOUTH,VIRGINIA IN DEED BOOK 620 AT PAGE 559. PARCEL 2:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE IN THE CITY OF PORTSMOUTH, VIRGINIA, KNOWNAND DESIGNATED AS A PORTION OF LOT NUMBEREDTHIRTY-SEVEN (37) IN BLOCK A, ON THE PLAN OF LOXLEYPLACE, PLAT OF WHICH IS RECORDED IN MAP BOOK 26,AT PAGE 5, IN THE OFFICE OF THE CLERK OF THE CITY OFCHESAPEAKE, VIRGINIA, AND BEING ALL OF THE SAID LOTNUMBER 37 WHICH WAS NOT CONVEYED TO THECOMMONWEALTH OF VIRGINIA BY DEED DATEDSEPTEMBER 2, 1942, AND RECORDED IN THE AFORESAIDCLERK'S OFFICE IN DEED BOOK 734, AT PAGE 36, SAVEAND EXCEPT THAT PORTION OF LOT THIRTY-SEVEN (37)CONVEYED TO THE COMMONWEALTH OF VIRGINIA BYDEED OF ROY D. TAYLOR, ET UX, ET ALS, DATED APRIL 2,1972, AND DULY RECORDED IN THE CLERK'S OFFICE OFTHE CIRUIT COURT OF THE CITY OF PORTSMOUTH,VIRGINIA IN DEED BOOK 20, AT PAGE 559.TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 144715A-4240297 05/07/2012, 05/14/2012 2302832

TRUSTEE`S SALE OF5628 Carisbrooke Lane

Portsmouth, VA 23703-3703

Pursuant to the terms of a certain Deed of Trust, in theoriginal principal amount of $92,650.00 , dated April 3,2007, and recorded in the Clerk's Office of the CircuitCourt of Portsmouth, Virginia (the "Clerk's Office"), asInstrument Number 070007584, default having beenmade in the payment of the note thereby secured, theundersigned Sole Acting Substitute Trustees, pursuant tothe request of the holder of the Note thereby secured, willoffer for sale at public auction outside of the PortsmouthCircuit Court, located at 601 Crawford Street, Portsmouth,VA 23705 on May 17, 2012 at 10:00AM, the property briefly described as 5628 CarisbrookeLane, Portsmouth, VA 23703-3703, and more particularlydescribed in said Deed of Trust as follows:

City of Portsmouth, State of Virginia Lot 94, as shown onthat certain plat entitled, "Subdivision of Edgefield East,Section 1, Portsmouth, Virginia", which said point is dulyrecorded in the Clerk`s Office of the Circuit Court of theCity of Portsmouth, Virginia, in Map Book 11, at Pages 96and 97, with improvements thereon.

TERMS OF SALE: Cash. A ten percent (10%) bidder'sdeposit in cash or certified check payable to the Trustee(s)shall be required of the successful bidder at the time ofsale before the bidding will be closed; settlement must bemade within twenty (20) days from the date of sale orproperty to be resold at cost of defaulting purchaser. Allcosts of conveyancing, examination of title, recordingcharges, etc. will be at cost of purchaser. Neither theSubstitute Trustees, nor any other party guarantees orcovenants to deliver, or in any way, to obtain possession ofthe premises for any third party purchaser. Additionalterms may be announced at the time of sale.

Commonwealth Asset Services, LLCSole Acting Substitute Trustees

This communication is from a debt collector. This isan attempt to collect a debt and any informationobtained will be used for that purpose.

FOR INFORMATION CONTACT:Commonwealth Asset Services, LLC281 Independence Boulevard, Pembroke One Building, 5thFloor, Virginia Beach, VA 23462www.sykesbourdon.com(757) 965-5097 BETWEEN HOURS OF 9:00 A.M. and11:00 A.M. ONLYOur Case No: CA11-190576-5 23022946

TRUSTEE'S SALE OF1506 DANDRIDGE DRIVE,PORTSMOUTH, VA 23701

In execution of a Deed of Trust in the original principalamount of $77,681.00, with an annual interest rate of6.2500% from Audrey V. Young dated March 28, 2003,recorded among the land records of the Circuit Court forthe City of Portsmouth as Deed Book/Instrument Number030044193, the undersigned appointed SubstituteTrustee will offer for sale at public auction in the City ofPortsmouth, at the front of the Circuit Court building forthe City of Portsmouth located at 601 Crawford Street,Portsmouth, Virginia on May 23, 2012 at10:30 AM, the property with improvements to wit:

All that certain lot, piece or parcel of land with thebuildings and improvements thereon , situate, lying andbeing in the City of Portsmouth, Virginia, being known,numbered and designated as Lot 33, as shown on thatcertain plat entitled Cavalier Manor, Section 17, whichsaid plat is duly recorded in the Clerk's Office of the CircuitCourt of the City of Portsmouth, Virginia, in Map Book 3,Page 108.

AND further described in the above Deed of Trust. (TaxMap No. 0668 0330)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$7,700.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-222754V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23019201

TRUSTEE'S SALE OF1708 ATLANTIC AVENUE,CHESAPEAKE, VA 23324

In execution of a Deed of Trust in the original principalamount of $200,000.00, with an annual interest rate of9.6250% from Toria Scott dated January 23, 2006,recorded among the land records of the Circuit Court forthe City of Chesapeake as Deed Book/Instrument Number6356 AT PAGE 233, the undersigned appointed SubstituteTrustee will offer for sale at public auction in the City ofChesapeake, at the front of the Circuit Court building forthe City of Chesapeake located at 307 Albemarle Drive,Civic Center, Chesapeake, Virginia on May 16,2012 at 1:30 PM, the property withimprovements to wit:

LOT 3, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,SUBDIVISION OF PROPERTY OWNED BY C. S. FITCHETT,SOUTH NORFOLK, VIRGINIA, DATED OCTOBER 2, 1962,WHICH PLAT IS DULY RECORDED IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OF CHESAPEAKE(FORMERLY SOUTH NORFOLK), VIRGINIA ON DECEMBER 4,1962, IN PLAT BOOK 2, PAGE 24.

AND further described in the above Deed of Trust. (TaxMap No. 1410000000330)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 11-217557V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777. 23004239

TRUSTEE'S SALE OF 4414Pelican Point, Portsmouth, VA23703. In execution of a certain deed oftrust dated October 13, 2007, in the originalprincipal amount of $286,230.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.070020976, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onJune 05, 2012, at 12:10 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THECITY OF PORTSMOUTH, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED ASLOT 121, AS SHOWN ON THAT CERTAIN PLATENTITLED "SUBDIVISION PLAT OF HIDDENCOVE AT HOFFLER CREEK, PHASE FIVE,PORTSMOUTH, VIRGINIA", WHICH SAID PLATIS DULY RECORDED IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OFPORTSMOUTH, VIRGINIA IN MAP BOOK 18, ATPAGE 92 THROUGH 94..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of theoriginal principal balance of the subject deedof trust, whichever is lower, in the form of cashor certified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 129305 A-4237256 04/30/2012,05/07/2012 23011640

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TRUSTEE'S SALE OF 4414Pelican Point, Portsmouth, VA23703. In execution of a certain deed oftrust dated October 13, 2007, in the originalprincipal amount of $286,230.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.070020976, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onJune 05, 2012, at 12:10 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THECITY OF PORTSMOUTH, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED ASLOT 121, AS SHOWN ON THAT CERTAIN PLATENTITLED "SUBDIVISION PLAT OF HIDDENCOVE AT HOFFLER CREEK, PHASE FIVE,PORTSMOUTH, VIRGINIA", WHICH SAID PLATIS DULY RECORDED IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OFPORTSMOUTH, VIRGINIA IN MAP BOOK 18, ATPAGE 92 THROUGH 94..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of theoriginal principal balance of the subject deedof trust, whichever is lower, in the form of cashor certified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 129305 A-4237256 04/30/2012,05/07/2012 23011640

TRUSTEE'S SALE OF 1633Leckie Street, Portsmouth, VA23704. In execution of a certain deed oftrust dated September 23, 2010, in theoriginal principal amount of $149,180.00recorded in the Clerk's Office, Circuit Court forCity of Portsmouth, Virginia, in Instrument No.100009499, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 22, 2012, at 12:12 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH ITS APPURTENANCES, SITUATE IN THECITY OF PORTSMOUTH, VIRGINIA, AND BEINGBOUNDED AND DESCRIBED AS FOLLOWS,TO-WIT: BEGINNING AT A POINT ON THESOUTH SIDE OF LECKIE STREET, 60 FEET EASTOF THE SOUTHEAST INTERSECTION OF LECKIESTREET AND WILLIAMSBURG AVENUE, ANDFROM SAID POINT BEGINNING RUNNINGTHENCE EAST ALONG LECKIE STREET 65 FEETTO A POINT; THENCE SOUTH AND PARALLELWITH WILLIAMSBURG AVENUE 120 FEET;THENCE WEST AND PARALLEL WITH LECKIESTREET 65 FEET; AND THENCE NORTH ANDPARALLEL WITH WILLIAMSBURG AVENUE 120FEET TO THE POINT OF BEGINNING..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145001 A-4237254 04/30/2012,05/07/2012 23011619

TRUSTEE'S SALE OF 2409Greenwood Drive,Portsmouth, VA 23702. Inexecution of a certain deed of trust datedNovember 22, 2006, in the original principalamount of $118,247.00 recorded in theClerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.060025510, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 15, 2012, at 12:10 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN SECTION, LOT, PIECE OR PARCEL OFLAND SITUATE IN DEEP CREEK MAGISTERIALDISTRICT OF THE CITY OF PORTSMOUTH,STATE OF VIRGINIA, AND KNOWN, NUMBEREDAND DESIGNATED AS SECTION TEN (10),BLOCK B, FRONTING SIXTY (60) FEET ON THESOUTH SIDE OF GREENWOOD DRIVE,FORMERLY VIRGINIA AVENUE, ANDEXTENDING BACK AT RIGHT ANGLES TOGREENWOOD DRIVE IN A SOUTHERLYDIRECTION BETWEEN PARALLEL LINES 227FEET TO BARCLAY AVENUE, FORMERLY ROSEAVENUE, AND RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 21,PAGES 68-69, EXCEPTING FROM THE ABOVEDESCRIBED A STRIP OF LAND TEN (10) FEETWIDE ON GREENWOOD DRIVE, FORMERLYVIRGINIA AVENUE, ACROSS THE SAIDPROPERTY WHICH IS RESERVED FOR USE ASA SIDEWALK..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 133990 A-4237252 04/30/2012,05/07/2012 23011599

TRUSTEE'S SALE OF 1700 BainStreet, Portsmouth, VA23704. In execution of a certain deed oftrust dated May 27, 2004, in the originalprincipal amount of $165,550.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.040010367, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 15, 2012, at 12:14 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THOSECERTAIN LOTS, PIECES OR PARCELS OF LANDWITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE IN THE CITY OFPORTSMOUTH, VIRGINIA, AND DESIGNATED ASLOT 48 AND THE EASTERLY TWENTY-FIVE (25)FEET OF LOT 47, AS SHOWN ON A PLATENTITLED: "SYKES & WILDERS ADDITION TOWEST PARK VIEW", OF RECORD IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF PORTSMOUTH, VIRGINIA IN MAPBOOK 1, PAGE 46..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144326 A-4237249 04/30/2012,05/07/2012 23011556

TRUSTEE'S SALE OF 1006Potomac Avenue, Portsmouth,VA 23707. In execution of a certain deedof trust dated April 23, 2010, in the originalprincipal amount of $97,934.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.100004660, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 22, 2012, at 12:13 PM, theproperty described in said deed of trust,located at the above address. Parcel #:03520120. TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145376 A-4237244 04/30/2012,05/07/2012 23011524

Trustee's Sale120 Sykes Avenue,

Portsmouth, Virginia 23701(Tax ID No. 04220480)

Default having been made in the terms of a certain Deedof Trust dated July 27, 2001, in the modified principalamount of $51,357.47 and recorded in the Clerk's Officeof the Circuit Court of the City of Portsmouth, Virginia asInstrument No. 010229 and modified by ModificationAgreement dated October 14, 2004, and recorded asInstrument No. 050005703, the undersigned SubstituteTrustees wil l sell at public auction on May 9 ,2012, at 10:25 a.m., in front of the buildinghousing the Portsmouth Circuit Court, 601 CrawfordStreet, Portsmouth, VA, the property designated as Lot426, on plat of Simonsdale Gardens, which plat is dulyrecorded in the Clerk's Office of the Circuit Court of theCity of Chesapeake, (formerly Norfolk County) Virginia, inMap Book 25, at pages 54, 55 and 56.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate surveyor inspection of the premises. TERMS: CASH. A depositof $5,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which maybe held during the sale by the trustee. The bid depositmust be certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlementis to be made within 15 days. The successful bidder willbe required to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 55992,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noononly. 23009521

TRUSTEE'S SALE OF 21Woodland Street, Portsmouth,VA 23702. In execution of a certain deedof trust dated November 08, 2007, in theoriginal principal amount of $123,322.00recorded in the Clerk's Office, Circuit Court forCity of Portsmouth, Virginia, in Instrument No.070022379, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 15, 2012, at 12:11 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDWITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF PORTSMOUTH, VIRGINIA, ANDKNOWN, NUMBERED AND DESIGNATED ASLOT NUMBERED SIX (6), IN BLOCK NUMBEREIGHTY-THREE (83), AS SHOWN ON THECERTAIN PLAT ENTITLED, "SUBDIVISION OFBLOCKS 80, 83, 84, 85, 86 AND 89, PLAT OFCRADOCK, NORFOLK COUNTY, VIRGINIA, TO BEKNOWN AS CRADOCK GARDENS" MADE BYR.R. SAVAGE, C.E., AND DULY RECORDED INTHE CLERK'S OFFICE OF THE CIRCUIT COURTOF THE CITY OF CHESAPEAKE, VIRGINIA, INMAP BOOK 23, AT PAGE 82.TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143226 A-4237251 04/30/2012,05/07/2012 23011577

TRUSTEE'S SALE OF 3 BrentCrescent, Portsmouth, VA23703. In execution of a certain deed oftrust dated July 21, 2006, in the originalprincipal amount of $219,000.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.060015776, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 15, 2012, at 12:13 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THECITY OF PORTSMOUTH, VIRGINIA, BEINGKNOWN, NUMBERED AND DESIGNATED ASLOT 84, AS SHOWN ON THAT CERTAIN PLATENTITLED "SUBDIVISION PLAT OF CAVALIERFOREST, SECTION FOUR, PORTSMOUTH,VIRGINIA," WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF PORTSMOUTH,VIRGINIA, IN MAP BOOK 8, AT PAGE84..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144161A-4237248 04/30/2012, 05/07/201223011538

TRUSTEE'S SALE OF 337 COURT STREET

Portsmouth Virginia

Pursuant to the terms of a deed of trust dated October 31,2007, in the original principal amount of $385,000.00,recorded in the Clerk's Office, Circuit Court for the City ofPortsmouth, Virginia, as Instrument Number 070023212,the property briefly described below will be offered for saleat public auction.

All that certain lot or parcel of land, lying and being in theCity of Portsmouth, Virginia, beginning at a point on theEast side of North Street 121 feet North of the NortheastIntersection of North and Court Streets, and from thencerunning North along Court Street 25 feet, thence East 56feet, 6 inches, thence South 25 feet, and thence West 56feet, 6 inches to the point of beginning, as the same isduly dedicated platted, and recorded, among the landrecords for the City of Portsmouth, Virginia, as moreparticularly described in the referenced Deed of Trust, (the"Property"). The sale will take place on May 15, 2012, at12:30 p.m. at the main entrance, to the buildinghousing the Circuit Court for the City of Portsmouth,Virginia.

Terms: A deposit in the form of certified funds in theamount of $35,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone:(804)288-0088Ref#231984Ad dates: April 30, 2012 May 7, 201223009423

TRUSTEE'S SALE OF 4020Estates Lane, i/r/t/a 4020Estate Lane, Portsmouth, VA23703. In execution of a certain deed oftrust dated August 17, 2005, in the originalprincipal amount of $610,056.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.050017266, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 22, 2012, at 12:11 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, AND THE APPURTENANCESTHEREUNTO BELONGING, SITUATE, LYING ANDBEING IN THE CITY OF PORTSMOUTH,VIRGINIA, AND BEING KNOWN, NUMBEREDAND DESIGNATED AS LOT 5, AS SHOWN ONTHE CERTAIN PLAT ENTITLED "MAJORSUBDIVISION OF THE ESTATES AT RIVERPOINTE AS SHOWN ON M. B. 13 PG. 140 &M.B.. 15 PG. 50, PORTSMOUTH, VIRGINIA",WHICH SAID PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF PORTSMOUTH, VIRGINIA, IN MAPBOOK 19, AT PAGE 111 THROUGH 114; TOWHICH REFERENCE IS HEREBY MADE FOR AMORE PARTICULAR DESCRIPTION..TERMS OFSALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144102 A-4237255 04/30/2012,05/07/2012 23011626

TRUSTEE'S SALE OF 2409Greenwood Drive,Portsmouth, VA 23702. Inexecution of a certain deed of trust datedNovember 22, 2006, in the original principalamount of $118,247.00 recorded in theClerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.060025510, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 15, 2012, at 12:10 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN SECTION, LOT, PIECE OR PARCEL OFLAND SITUATE IN DEEP CREEK MAGISTERIALDISTRICT OF THE CITY OF PORTSMOUTH,STATE OF VIRGINIA, AND KNOWN, NUMBEREDAND DESIGNATED AS SECTION TEN (10),BLOCK B, FRONTING SIXTY (60) FEET ON THESOUTH SIDE OF GREENWOOD DRIVE,FORMERLY VIRGINIA AVENUE, ANDEXTENDING BACK AT RIGHT ANGLES TOGREENWOOD DRIVE IN A SOUTHERLYDIRECTION BETWEEN PARALLEL LINES 227FEET TO BARCLAY AVENUE, FORMERLY ROSEAVENUE, AND RECORDED IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF THE CITY OFCHESAPEAKE, VIRGINIA, IN MAP BOOK 21,PAGES 68-69, EXCEPTING FROM THE ABOVEDESCRIBED A STRIP OF LAND TEN (10) FEETWIDE ON GREENWOOD DRIVE, FORMERLYVIRGINIA AVENUE, ACROSS THE SAIDPROPERTY WHICH IS RESERVED FOR USE ASA SIDEWALK..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 133990 A-4237252 04/30/2012,05/07/2012 23011599

TRUSTEE'S SALE OF 1700 BainStreet, Portsmouth, VA23704. In execution of a certain deed oftrust dated May 27, 2004, in the originalprincipal amount of $165,550.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.040010367, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 15, 2012, at 12:14 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THOSECERTAIN LOTS, PIECES OR PARCELS OF LANDWITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE IN THE CITY OFPORTSMOUTH, VIRGINIA, AND DESIGNATED ASLOT 48 AND THE EASTERLY TWENTY-FIVE (25)FEET OF LOT 47, AS SHOWN ON A PLATENTITLED: "SYKES & WILDERS ADDITION TOWEST PARK VIEW", OF RECORD IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF PORTSMOUTH, VIRGINIA IN MAPBOOK 1, PAGE 46..TERMS OF SALE: ALL CASH.A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144326 A-4237249 04/30/2012,05/07/2012 23011556

TRUSTEE'S SALE OF 1006Potomac Avenue, Portsmouth,VA 23707. In execution of a certain deedof trust dated April 23, 2010, in the originalprincipal amount of $97,934.00 recorded inthe Clerk's Office, Circuit Court for City ofPortsmouth, Virginia, in Instrument No.100004660, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Portsmouth, 601Crawford Street, Portsmouth, Virginia, onMay 22, 2012, at 12:13 PM, theproperty described in said deed of trust,located at the above address. Parcel #:03520120. TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145376 A-4237244 04/30/2012,05/07/2012 23011524

Trustee's Sale4 Eustis Street,

Portsmouth, Virginia 23701(Tax ID No. 04230230)

Default having been made in the terms of a certain Deedof Trust dated October 21, 2005, in the original principalamount of $125,250.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Portsmouth, Virginia asInstrument No. 050024553, the undersigned SubstituteTrustees will sell at public auction on May 9,2012, at 10:25 a.m., in front of the buildinghousing the Portsmouth Circuit Court, 601 CrawfordStreet, Portsmouth, VA, the property designated as Lot40, on the plat of Section #1 (erroneously referred to asSection #3 in the aforesaid Deed of Trust), SIMONSDALE,which said plat is recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake, State of Virginia inMap Book 23 at Page 62.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$12,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 97068,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23009060

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Trustee's Sale4 Eustis Street,

Portsmouth, Virginia 23701(Tax ID No. 04230230)

Default having been made in the terms of a certain Deedof Trust dated October 21, 2005, in the original principalamount of $125,250.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Portsmouth, Virginia asInstrument No. 050024553, the undersigned SubstituteTrustees will sell at public auction on May 9,2012, at 10:25 a.m., in front of the buildinghousing the Portsmouth Circuit Court, 601 CrawfordStreet, Portsmouth, VA, the property designated as Lot40, on the plat of Section #1 (erroneously referred to asSection #3 in the aforesaid Deed of Trust), SIMONSDALE,which said plat is recorded in the Clerk's Office of theCircuit Court of the City of Chesapeake, State of Virginia inMap Book 23 at Page 62.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$12,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 97068,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23009060

BWW# 105094

TRUSTEE'S SALE OF 2711Magnolia Street, Portsmouth,VA 23704. In execution of a certain deed of trustdated July 23, 1999, in the original principal amount of$83,213.95 recorded in the Clerk's Office, Circuit Court forCity of Portsmouth, Virginia, in Deed Book 1267 Page0645, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Portsmouth, 601 Crawford Street, Portsmouth, Virginia,on May 22, 2012, at 12:10 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON,NUMBERED 2711 MAGNOLIA STREET, SITUATE IN THECITY OF PORTSMOUTH, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 63 ON THE PLAT OFARCADIA HEIGHTS, NO.2, DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFPORTSMOUTH, VIRGINIA, IN MAP BOOK 2, AT PAGE13..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23004871

TRUSTEE'S SALE OF26 AFTON PARKWAY,

PORTSMOUTH, VA 23702

In execution of a Deed of Trust in the original principalamount of $75,600.00, with an annual interest rate of3.6180% from SHUNITA L. VAUGHAN dated July 1, 2004,recorded among the land records of the Circuit Court forthe CITY OF PORTSMOUTH as Deed Book/InstrumentNumber 040013023, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF PORTSMOUTH, at the front of the Circuit Courtbuilding for the City of Portsmouth located at 601Crawford Street, Portsmouth, Virginia on May 16,2012 at 10:30 AM, the property withimprovements to wit:

LOT TEN (10), IN BLOCK SIX (6), AS SHOWN ON THE PLATOF MAP OF CRADOCK, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 17, AT PAGES 93 THROUGH 100, (THE"PROPERTY").

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$7,500.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 11-219719D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004746

TRUSTEE SALE 4 Overlook Court,

Hampton, VA 23669-1057

In execution of a Deed of Trust in the original principalamount of $216,000.00, dated August 18, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 060021952,at page 0308, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the CircuitCourt Building of the City of Hampton, 101 KingsWay, Hampton, Virginia, on May 23, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas: Lot 56, Riverpoint West, Section 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-022353-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024336

TRUSTEE SALE 11 Ashe Meadows Dr,Hampton, VA 23664-2069

In execution of a Deed of Trust in the original principalamount of $357,000.00, dated August 3, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 050020287, at page0376, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 30, 2012 at 9:30 o'clock amthe property described in said deed, located at the aboveaddress and briefly described as:Lot 7, Ashe Meadows, Section 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price, whichever islower, cash or certified check, will be required at the timeof sale with settlement within fifteen (15) days from thedate of sale. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001963-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23024220

TRUSTEE'S SALE3520 Brighton Street,Portsmouth, VA 23707

IN EXECUTION of Deed of Trust dated March 23, 2009,made by David E. Gardner and Mary K. Gardner, recordedin the City of Portsmouth Circuit Court Clerk's Office asInstrument #090003221, securing Note in originalprincipal amount of $66,114.00, default having beenmade in payment of debt thereby secured, and at requestof beneficiary thereunder, the undersigned, will offer forsale at public auction to the highest bidder, for cash, atthe front door of the City of Portsmouth Circuit Court, 601Crawford Street, Portsmouth, Virginia, on May 8,2012 at 2:00 p.m., the properties conveyed insaid Deed of Trust and briefly described as follows:

ALL THOSE certain lots or parcels of land inthe City of Portsmouth (formerly in theWestern Branch Magisterial District in theCounty of Norfolk), Virginia, knownnumbered and designated as Lot Number 20,22 and 24 in Block 107 on the Plat ofSubdivision of Virginia Realty andInvestment Company, which plat is dulyrecorded in the Clerk's Office of the CircuitCourt of the City of Chesapeake, (formerlyNorfolk County), Virginia, in Map Book 7,pages 98, 99 and 100.Tax ID #0315-0720

TERMS OF SALE: CASH. Property is being sold "ASIS", without any representations or warranties, SUBJECT tothe rights of any person in possession and to allcovenants, conditions, restrictions, easements, defects,encumbrances, adverse claims, or liens, whether filed orinchoate, which have priority over the Deed of Trust.

Deposit of 10% cash, certified or cashier's check, willbe required of successful bidder immediately after sale;settlement must be within 10 days from date of sale, TIMEBEING OF THE ESSENCE, or property to be resold at cost todefaulting purchaser, and Trustee shall be entitled torecover from defaulting purchaser any deficiency resultingfrom resale. All costs of conveyancing, examination oftitle, recording and settlement charges, grantor's taxes,etc. to be at cost of purchaser. Noteholder reserves theright to bid and trustee reserves right to reject any bids,keep bidding open for any length of time, waive depositrequirements, extend time for settlement, announceadditional terms of sale and cancel or rescind sale solelyat trustee's discretion.

THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USEDFOR THAT PURPOSE.

McKenry, Dancigers, Dawson & Lake, P.C.Substitute Trustee

FOR INFORMATION CONTACT:Angela Flores192 Ballard Court, Suite 400Virginia Beach, Virginia 23462(757) 461-2500 23004815

TRUSTEE SALE 34 Harwood Avenue,

Hampton, VA 23664-1067

In execution of a Deed of Trust in the original principalamount of $168,300.00, dated August 2, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 070019243,at page 0351, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the CircuitCourt Building of the City of Hampton, 101 KingsWay, Hampton, Virginia, on May 23, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas: Lot 93, Chesapeake Heights Incorporated,Section One, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-008480-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024190

TRUSTEE'S SALE OF3217 CAMELLIA DRIVE,

PORTSMOUTH, VA 23703

In execution of a Deed of Trust in the original principalamount of $276,000.00, with an annual interest rate of of5.0740% from JEANNETTE E. KUBE AND PAUL H. KUBEdated October 31, 2005, recorded among the land recordsof the Circuit Court for the CITY OF PORTSMOUTH as DeedBook/Instrument Number 050023349, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the CITY OF PORTSMOUTH, at the front of theCircuit Court building for the City of Portsmouth located at601 Crawford Street, Portsmouth, Virginia on May16, 2012 at 10:30 AM, the property withimprovements to wit:

All that certain lot, or parcel of land situate in the City ofPortsmouth, State of Virginia, and known, numbered anddesignated as Lot Numbered Forty-five (45) on the platentitled, "Siesta Gardens, Section One, Western BranchMagisterial District, Norfolk County, Virginia" dated August29, 1965, made by ball and Hassell, Portsmouth, Viriginiaand duly recorded in the Clerk's Office of the Circuit Courtof the City of Chesapeake, Virginia, in Map Book 39, atpage 67, reference being hereby made to said plat for amore particular description of said property.

AND further described in the above Deed of Trust. (TaxMap No. 0810-0090)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 11-221963V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004300

TRUSTEE'S SALE12 Harvard Road,

Portsmouth, VA 23701Map & Parcel # 04360070

Pursuant to the terms of a deed of trust dated September21, 2011, in the original principal amount of$126,704.00, recorded in the Clerk's Office of the CircuitCourt of the City of Portsmouth, Virginia as Instrument No.110009016, and assigned by Certificate of Transferrecorded as Instrument No. 110009017, the propertybriefly described below will be offered for sale at publicauction:

Lot 149, Shea Farms, as shown on a plat recorded in theClerk's Office of the Circuit Court of the City ofChesapeake, Virginia, in Map Book 26, Page 62, and asmore particularly described in the referenced deed oftrust.

The sale will take place on MAY 17, 2012 AT11:00 A.M., at the front entrance to the buildinghousing the Circuit Court of the City of Portsmouth,located at 601 Crawford Parkway, Portsmouth, VA.

The property and the improvements thereon will be sold"AS IS" and without representation or warranties of anykind. The sale is subject to all liens, encumbrances,conditions, easements and restrictions, if any, superior tothe mentioned deed of trust and lawfully affecting theproperty.

Terms: A deposit in the form of CERTIFIED FUNDS inthe amount of $12,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the time ofsale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein, and any information we obtain will be used forthat purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to JulianA. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee,2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451.1-757-437-9500 (1228018). 23009002

TRUSTEE SALE 435 Hunlac Ave,

Hampton, VA 23664-1523

In execution of a Deed of Trust in the original principalamount of $136,000.00, dated September 4, 2008recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 080016350,at page 0218, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the CircuitCourt Building of the City of Hampton, 101 KingsWay, Hampton, Virginia, on May 23, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas:

Lot 5, Block B, Buckroe Gardens, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-007699-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024275

TRUSTEE SALE 110 Tucker Lane,

Hampton, VA 23669-2271

In execution of a Deed of Trust in the original principalamount of $96,800.00, dated February 15, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 060004538,at page 71, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Trustee will offer for sale atpublic auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 23, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas:

Lot 15, Block S, Pine Grove Court, recorded in PlatBook 3, Page 113, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (3545-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024130

TRUSTEE'S SALE OF5611 CARISBROOKE LANE,PORTSMOUTH, VA 23703

In execution of a Deed of Trust in the original principalamount of $130,600.00, with an annual interest rate of6.0000% from DOROTHY Y. DEBRAUX dated December13, 2007, recorded among the land records of the CircuitCourt for the CITY OF PORTSMOUTH as DeedBook/Instrument Number 070024221, the undersignedappointed Substitute Trustee will offer for sale at publicauction in the CITY OF PORTSMOUTH, at the front of theCircuit Court building for the City of Portsmouth located at601 Crawford Street, Portsmouth, Virginia on May16, 2012 at 10:30 AM, the property withimprovements to wit:

LOT 62, AS SHOWN ON THAT CERTAIN PLAT ENTITLED,"SUBDIVISION OF EDGEFIELD EAST, SECTION 1," WHICHSAID PLAT IS DULY OF RECORD IN THE CLERK'S OFFICEOF THE CIRCUIT COURT OF THE CITY OF PORTSMOUTH,VIRGINIA, IN MAP BOOK 11, PAGE 96 AND 97.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$13,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-181800D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23994773

Trustee's Sale2905 Elm Avenue,

Portsmouth, Virginia 23704(Tax Map No. 00770020)

Default having been made in the terms of a certain Deedof Trust dated April 11, 2007, in the original principalamount of $150,000.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Portsmouth, Virginia asInstrument No. 070010245, the undersigned SubstituteTrustees will sell at public auction on May 9,2012, at 10:25 a.m., in front of the buildinghousing the Portsmouth Circuit Court, 601 CrawfordStreet, Portsmouth, VA, the property designated as Lots 9and 10, on the "Plat of the property of Welton andThompson known as Elm Place Addition", recorded in theClerk's Office of the Circuit Court of the City of Chesa-peake, (formerly Norfolk County), Virginia, in Map Book11, Page 75.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or other mat-ters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$15,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required to reg-ister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 97401,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 22983306

BWW# 105094

TRUSTEE'S SALE OF 2711Magnolia Street, Portsmouth,VA 23704. In execution of a certain deed of trustdated July 23, 1999, in the original principal amount of$83,213.95 recorded in the Clerk's Office, Circuit Court forCity of Portsmouth, Virginia, in Deed Book 1267 Page0645, default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Portsmouth, 601 Crawford Street, Portsmouth, Virginia,on May 22, 2012, at 12:10 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITHTHE BUILDINGS AND IMPROVEMENTS THEREON,NUMBERED 2711 MAGNOLIA STREET, SITUATE IN THECITY OF PORTSMOUTH, VIRGINIA, AND BEING KNOWN,NUMBERED AND DESIGNATED AS LOT 63 ON THE PLAT OFARCADIA HEIGHTS, NO.2, DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFPORTSMOUTH, VIRGINIA, IN MAP BOOK 2, AT PAGE13..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23004871

TRUSTEE SALE 11 Ashe Meadows Dr,Hampton, VA 23664-2069

In execution of a Deed of Trust in the original principalamount of $357,000.00, dated August 3, 2005 recordedin the Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 050020287, at page0376, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 30, 2012 at 9:30 o'clock amthe property described in said deed, located at the aboveaddress and briefly described as:Lot 7, Ashe Meadows, Section 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price, whichever islower, cash or certified check, will be required at the timeof sale with settlement within fifteen (15) days from thedate of sale. Sale is subject to post sale confirmation thatthe borrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001963-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23024220

TRUSTEE'S SALE OF26 AFTON PARKWAY,

PORTSMOUTH, VA 23702

In execution of a Deed of Trust in the original principalamount of $75,600.00, with an annual interest rate of3.6180% from SHUNITA L. VAUGHAN dated July 1, 2004,recorded among the land records of the Circuit Court forthe CITY OF PORTSMOUTH as Deed Book/InstrumentNumber 040013023, the undersigned appointedSubstitute Trustee will offer for sale at public auction inthe CITY OF PORTSMOUTH, at the front of the Circuit Courtbuilding for the City of Portsmouth located at 601Crawford Street, Portsmouth, Virginia on May 16,2012 at 10:30 AM, the property withimprovements to wit:

LOT TEN (10), IN BLOCK SIX (6), AS SHOWN ON THE PLATOF MAP OF CRADOCK, WHICH SAID PLAT IS DULYRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF CHESAPEAKE, VIRGINIA, IN MAPBOOK 17, AT PAGES 93 THROUGH 100, (THE"PROPERTY").

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$7,500.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional. Trustee's File No. 11-219719D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23004746

TRUSTEE'S SALE OF33 Forth Worth StreetHampton, VA 23669

a/k/a 33 Fort Worth StreetHampton, VA 23666

In execution of a Deed of Trust in the original principalamount of $281,000.00, from Vincent Slade and JoyceSlade, Grantor(s), dated November 26, 2007, recordedamong the land records of the Circuit Court for the City ofHampton on November 27, 2007 as Instrument#070027694, the undersigned appointed SubstituteTrustee will offer for sale at public auction at theCourthouse Steps for the Circuit Court of the City ofHampton, 101 Kings Way, Hampton, VA on May 23,2012 at 9:20AM, the property with the improvementsthereon, if any, to wit: All that certain lot, piece or parcelof land situate, lying and being in the City of Hampton,Virginia, known and designated as Lot NumberedNinety-eight (98), in Block Lettered ''E'', as shown on thatcertain plat entitled, "Holiday Park, Section Seven, City ofHampton, Virginia'', made by C. K. Tudor, Engineers, datedOctober 18, 1972 and recorded in the Clerk's Office of theCircuit Court for the City of Hampton, Virginia, in Plat Book6, page 140. And more fully described in the above Deedof Trust. Commonly known as 33 Forth Worth Street,Hampton, VA 23669. Tax ID: 09K002 07 E 098.TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Federal National Mortgage Association(Trustee # 517940)Substitute Trustee: ALG Trustee, LLC, C/O AtlanticLaw Group, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287991) 23023839

HAMPTON

TRUSTEE SALE 4 Overlook Court,

Hampton, VA 23669-1057

In execution of a Deed of Trust in the original principalamount of $216,000.00, dated August 18, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 060021952,at page 0308, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the CircuitCourt Building of the City of Hampton, 101 KingsWay, Hampton, Virginia, on May 23, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas: Lot 56, Riverpoint West, Section 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-022353-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024336

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TRUSTEE'S SALE OF33 Forth Worth StreetHampton, VA 23669

a/k/a 33 Fort Worth StreetHampton, VA 23666

In execution of a Deed of Trust in the original principalamount of $281,000.00, from Vincent Slade and JoyceSlade, Grantor(s), dated November 26, 2007, recordedamong the land records of the Circuit Court for the City ofHampton on November 27, 2007 as Instrument#070027694, the undersigned appointed SubstituteTrustee will offer for sale at public auction at theCourthouse Steps for the Circuit Court of the City ofHampton, 101 Kings Way, Hampton, VA on May 23,2012 at 9:20AM, the property with the improvementsthereon, if any, to wit: All that certain lot, piece or parcelof land situate, lying and being in the City of Hampton,Virginia, known and designated as Lot NumberedNinety-eight (98), in Block Lettered ''E'', as shown on thatcertain plat entitled, "Holiday Park, Section Seven, City ofHampton, Virginia'', made by C. K. Tudor, Engineers, datedOctober 18, 1972 and recorded in the Clerk's Office of theCircuit Court for the City of Hampton, Virginia, in Plat Book6, page 140. And more fully described in the above Deedof Trust. Commonly known as 33 Forth Worth Street,Hampton, VA 23669. Tax ID: 09K002 07 E 098.TERMS OF SALE: ALL CASH. A bidder's deposit of$12,000.00 or 10% of the sale price will be required incash, certified or cashier's check. Settlement within fifteen(15) days of sale, otherwise Trustee may forfeit deposit.Additional terms to be announced at sale. This notice is anattempt to collect on a debt and any information obtainedwill be used for that purpose.Loan Type: Conv/Federal National Mortgage Association(Trustee # 517940)Substitute Trustee: ALG Trustee, LLC, C/O AtlanticLaw Group, LLC PO Box 2548, Leesburg, VA 20177,703-777-7101, website: http://www.atlanticlawgrp.com(05-07-12, 05-14-12)(287991) 23023839

TRUSTEE'S SALE OF 211Eastfield Court, Hampton, VA23666. In execution of a certain deed of trust datedOctober 11, 2008, in the original principal amount of$156,000.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 080020822,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onMay 21, 2012, at 12:05 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE, LYING AND BEING IN THE CITY OF HAMPTON,VIRGINIA, AND KNOWN AND DESIGNATED ANDDESCRIBED AS LOT NUMBERED SIX (6) IN BLOCK W, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "BETHELPARK, SECTION 11," MADE BY W. B. SOURS, C.L.S., ANDC.E. DATED JUNE 8, 1962, AND RECORDED IN PLAT BOOK4, PAGE 139, IN THE CLERK'S OFFICE OF THE CIRCUITCOURT FOR THE CITY OF HAMPTON, VIRGINIA..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com BWW# 139861A-4240294 05/07/2012, 05/14/2012 23023762

TRUSTEE SALE17 Cape Dorey Dr,

Hampton, VA 23666-6201

In execution of a Deed of Trust in the original principalamount of $51,300.00, dated October 26, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 060028244, at page0944, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way, Hampton,Virginia, on May 16, 2012 at 9:30o'clock am the property described in said deed,located at the above address and briefly described as:

Unit 22A-2-17, Hampton Club Condominium, SectionIIIA, Phase II; Together with an undivided interest inthe common elements.

TERMS OF SALE: CASH: A deposit of $5,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001709-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23021038

TRUSTEE SALE 3619 Victoria Boulevard,Hampton, VA 23661-1511

In execution of a Deed of Trust in the original principalamount of $179,900.00, dated September 20, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 070023208,at page 0218, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the CircuitCourt Building of the City of Hampton, 101 KingsWay, Hampton, Virginia, on May 16, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas: Lot 7 and 25' of Lot 8, Block 1, Otley Plat, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-004917-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23020433

TRUSTEE'S SALE OF REAL ESTATE

located at 8406 KennedyDrive, Hampton, Virginia

In execution of the Deed of Trust from CLINTON LEEGRISHAW, JR. and KATE L. VAUGHN, dated July 25, 2008,in the Original Principal Amount of $165,648.00, andrecorded in Deed Book Inst. 080014020, Page 178, in theClerk's Office of the Circuit Court for the City of Hampton,Virginia, default having occurred in the payment of theindebtedness thereby secured and at the request of theholder of the Note, the undersigned, as SubstituteTrustees, any one of whom may act, will sell at publicauction at the Front Entrance of the Circuit Court for theCity of Hampton on May 22, 2012, at12:35 p.m., the property described as Lot 19,Block Letter "H", Section Eighteen, Newmarket, City ofHampton, Virginia, known as 8406 Kennedy Drive,Hampton, Virginia. Tax ID: 3002388TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUTWARRANTY OF TITLE. ADDITIONAL TERMS MAY BEANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.A deposit of $ 15,000.00 or 10% of the successful bidamount (whichever is lower) will be required immediatelyof the successful bidder, IN CASH, CASHIER'S CHECK ORCERTIFIED FUNDS ONLY PAYABLE TO "CECIL G. MOORE,TRUSTEE", balance to be paid within fifteen days from thedate of sale. ABSOLUTELY NO PERSONAL CHECKSACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes willbe adjusted to the date of sale. All cost of conveyance,deed, examination of title, recording charges and thegrantor's tax will be at the cost of the purchaser. All risksof casualty pass to the successful bidder. THIS IS ACOMMUNICATION FROM A DEBT COLLECTOR ANDANY INFORMATION OBTAINED WILL BE USED FORTHAT PURPOSE.DATED: April 24, 2012CECIL G. MOORE, and JO ANN HUTCHINSON, SubstituteTrustee(s)12 091BF (74.40)For Information Contact Trustees At:710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia23608(757) 877-0255 between 9:00 - 10:30 a.m. onlyPublish on: May 7 & 14, 2012 23019894

BWW# 144027

TRUSTEE'S SALE OF 1934Demetro Drive, Hampton, VA23663 . In execution of a certain deed of trust datedApril 15, 2008, in the original principal amount of$102,060.38 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 080007190,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onMay 21, 2012, at 12:06 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN PARCEL OF LAND IN, HAMPTON CITY,COMMONWEALTH OF VA, AS MORE FULLY DESCRIBED INBOOK 375 PAGE 400 ID #12008291, BEING KNOWN ANDDESIGNATED AS LOT 2, BLOCK 62, SECTION 4CARYBROOK, RECD. ON 11/09/2004 FILED IN PLATBOOK 5, PAGE 93..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23022401

BWW# 101735

TRUSTEE'S SALE OF 18 FredaCourt, Hampton, VA 23666. Inexecution of a certain deed of trust dated May 25, 2007,in the original principal amount of $156,960.00 recordedin the Clerk's Office, Circuit Court for Hampton City,Virginia, in Instrument No. 070015297, default havingoccurred in the payment of the Note thereby secured andat the request of the holder, the undersigned SubstituteTrustee will offer for sale at public auction in the front ofthe Circuit Court building for the City of Hampton, 101Kings Way Mall, Hampton, Virginia, on May 29,2012, at 12:06 PM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND, WITH THE BUILDINGS ANDIMPROVEMENTS THEREON, SITUATE, LYING AND BEING INTHE CITY OF HAMPTON, VIRGINIA KNOWN ANDDESIGNATED AS LOT NUMBERED ELEVEN (11), AS SHOWNON THAT CERTAIN PLAT ENTITLED "MORRIS MANOR,SECTION TWO, HAMPTON, VIRGINIA", DATED APRIL 20,1963, MADE BY R.F. PYLE, C.L.S., WHICH SAID PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF HAMPTON, VIRGINIA, IN MAPBOOK 5, AT PAGE 13. TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229(703) 548-4600. For information contact: BWW LawGroup, LLC, attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23019762

TRUSTEE'S SALE OF 506 CartersGrove Court, Hampton, VA 23663.In execution of a certain deed of trust dated January 16,2009, in the original principal amount of $231,990.00recorded in the Clerk's Office, Circuit Court for HamptonCity, Virginia, in Instrument No. 090000914, default hav-ing occurred in the payment of the Note thereby securedand at the request of the holder, the undersigned Substi-tute Trustee will offer for sale at public auction in the frontof the Circuit Court building for the City of Hampton, 101Kings Way Mall, Hampton, Virginia, on May 21,2012, at 12:07 PM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND SITUATED AND BEING IN THECITY OF HAMPTON, VIRGINIA, KNOWN AND DESIGNATEDAS LOT NUMBERED FORTY-NINE (49), BLOCK K, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "ELIZABETHLAKE ESTATES, SECTION FOUR", MADE BY W. B. SOURS,C.L.S. AND C.E., DATED JULY 29, 1964, AND RECORDED INPLAT BOOK 5, PAGE 83, IN THE CLERK'S OFFICE OF THECIRCUIT COURT FOR THE CITY OF HAMPTON,VIRGINIA.TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S. Bank-ruptcy Code prior to the sale, as well as to post- sale con-firmation and audit of the status of the loan with the loanservicer including, but not limited to, determination ofwhether the borrower entered into any repayment agree-ment, reinstated or paid off the loan prior to the sale. Inany such event, the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract to pur-chase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 145432 A-424029205/07/2012, 05/14/2012 23023817

TRUSTEE SALE3 St Ashley Pl,

Hampton, VA 23669-1678

In execution of a Deed of Trust in the originalprincipal amount of $249,986.00, datedJanuary 16, 2009 recorded in the Clerk'sOffice of the Circuit Court of the City OfHampton, Virginia, in Instrument090000668, at page 0047, default havingoccurred in the payment of the Note therebysecured and at the request of the holder ofsaid Note, the under-signed Substitute Trusteewill offer for sale at public auction at theentrance to the Circuit Court Buildingof the City of Hampton, 101 KingsWay, Hampton, Virginia, on May16, 2012 at 9:30 o'clock am theproperty described in said deed, located at theabove address and briefly described as:Lot 3, Ashley Acres, recorded in Plat Book9, Page 37, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005340-12/VA)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23012294

TRUSTEE SALE 1408 Dorene Ct,

Hampton, VA 23663-1925

In execution of a Deed of Trust in the original principalamount of $190,000.00, dated July 11, 2008 recordedin the Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 080013250, at page0283, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 16, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas:

Lot 21, Von Terrace, recorded in Plat Book 5, Page109, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006938-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23020474

BWW# 70948

TRUSTEE'S SALE OF 8 MizzenCircle, Unit # 8, Hampton, VA23664. In execution of a certain deed of trust datedAugust 31, 2006, in the original principal amount of$259,900.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 060023210,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onJune 04, 2012, at 12:06 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN CONDOMINIUM UNIT KNOWN ANDNUMBERED AS UNIT NUMBER THREE HUNDRED TWO(302), PHASE NO. 3, IN THAT CERTAIN CONDOMINIUMENTITLED, "SOUTHALL CONDOMINIUM, PHASE NO. 3, "LOCATED IN THE CITY OF HAMPTON, VIRGINIA, TOGETHERWITH ALL APPURTENANCES TO SAID UNIT INCLUDING,WITHOUT LIMITATION, AN UNDIVIDED INTEREST INCERTAIN COMMON ELEMENTS, ALL IN ACCORDANCE WITHAND AS MORE PARTICULARLY DESCRIBED, DESIGNATEDAND SHOWN IN THAT CERTAIN DECLARATION OFSOUTHALL CONDOMINIUM, DATED MAY 1, 1987, ANDRECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF HAMPTON, VIRGINIA, IN DEEDBOOK 916, AT PAGE 98, AND THE AMENDMENTS ANDEXHIBITS THERETO (HEREINAFTER REFFERED TO AS THE"DECLARATION"), INCLUDING, BUT NOT LIMITED TO, THETHIRD AMENDMENT TO THE DECLARATION, DATEDNOVEMBER 1, 1989 IN DEED BOOK 970, AT PAGE 1129,TO WHICH DECLARATION REFERENCE IS HEREBY MADEFOR A MORE PARTICULAR DESCRIPTION OF SAIDUNIT..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void,and the Purchaser's sole remedy, in law or equity, shall bethe return of his deposit without interest . Additional termsto be announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC, attorneysfor Equity Trustees, LLC, 4520 East West Highway, Suite200, Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. 23022372

TRUSTEE'S SALE OF REAL ESTATE

located at 26 Bonaire Drive,Hampton, Virginia

In execution of the Deed of Trust from LAWRENCECUNDIFF dated October 30, 2009, in the Original PrincipalAmount of $181,649.00, and recorded in Deed Book Inst.090018003, Page 238, in the Clerk's Office of the CircuitCourt for the City of Hampton, Virginia, default havingoccurred in the payment of the indebtedness therebysecured and at the request of the holder of the Note, theundersigned, as Substitute Trustees, any one of whommay act, will sell at public auction at the Front Entranceof the Circuit Court for the City of Hampton on May22, 2012, at 12:30 p.m., the propertydescribed as Lot 13, Bonaire, City of Hampton, Virginia,known as 26 Bonaire Drive, Hampton, Virginia. Tax ID:11001286

TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUTWARRANTY OF TITLE. ADDITIONAL TERMS MAY BEANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.

A deposit of $ 17,000.00 or 10% of the successful bidamount (whichever is lower) will be required immediatelyof the successful bidder, IN CASH, CASHIER'S CHECK ORCERTIFIED FUNDS ONLY PAYABLE TO "CECIL G. MOORE,TRUSTEE", balance to be paid within fifteen days from thedate of sale. ABSOLUTELY NO PERSONAL CHECKSACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes willbe adjusted to the date of sale. All cost of conveyance,deed, examination of title, recording charges and thegrantor's tax will be at the cost of the purchaser. All risksof casualty pass to the successful bidder. THIS IS ACOMMUNICATION FROM A DEBT COLLECTOR ANDANY INFORMATION OBTAINED WILL BE USED FORTHAT PURPOSE.DATED: April 24, 2012CECIL G. MOORE, and JO ANN HUTCHINSON,Substitute Trustee(s)12 057BF (74.13)For Information Contact Trustees At:710 Denbigh Boulevard, Ste. 6C,Newport News, Virginia 23608(757) 877-0255 between 9:00 - 10:30 a.m. only Publish on: May 7 & 14, 2012 23019026

TRUSTEE'S SALE OF 211Eastfield Court, Hampton, VA23666. In execution of a certain deed of trust datedOctober 11, 2008, in the original principal amount of$156,000.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 080020822,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onMay 21, 2012, at 12:05 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE, LYING AND BEING IN THE CITY OF HAMPTON,VIRGINIA, AND KNOWN AND DESIGNATED ANDDESCRIBED AS LOT NUMBERED SIX (6) IN BLOCK W, ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "BETHELPARK, SECTION 11," MADE BY W. B. SOURS, C.L.S., ANDC.E. DATED JUNE 8, 1962, AND RECORDED IN PLAT BOOK4, PAGE 139, IN THE CLERK'S OFFICE OF THE CIRCUITCOURT FOR THE CITY OF HAMPTON, VIRGINIA..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com BWW# 139861A-4240294 05/07/2012, 05/14/2012 23023762

TRUSTEE SALE42 Hampshire Drive, Hampton,

VA 23669-2130

In execution of a Deed of Trust in the originalprincipal amount of $300,400.00, dated July20, 2007 recorded in the Clerk's Office ofthe Circuit Court of the City Of Hampton,Virginia, in Instrument 070019472, atpage 0388, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court Building of the Cityof Hampton, 101 Kings Way,Hampton, Virginia, on May 16,2012 at 9:30 o'clock am the propertydescribed in said deed, located at the aboveaddress and briefly described as: Parcel D,Whitehouse Preston Tract, recorded inInstrument 040033401, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006180-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23012203

TRUSTEE SALE 3619 Victoria Boulevard,Hampton, VA 23661-1511

In execution of a Deed of Trust in the original principalamount of $179,900.00, dated September 20, 2007recorded in the Clerk's Office of the Circuit Court of theCity Of Hampton, Virginia, in Instrument 070023208,at page 0218, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the CircuitCourt Building of the City of Hampton, 101 KingsWay, Hampton, Virginia, on May 16, 2012 at9:30 o'clock am the property described in saiddeed, located at the above address and briefly describedas: Lot 7 and 25' of Lot 8, Block 1, Otley Plat, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-004917-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23020433

TRUSTEE'S SALE OF REAL ESTATE

located at 8406 KennedyDrive, Hampton, Virginia

In execution of the Deed of Trust from CLINTON LEEGRISHAW, JR. and KATE L. VAUGHN, dated July 25, 2008,in the Original Principal Amount of $165,648.00, andrecorded in Deed Book Inst. 080014020, Page 178, in theClerk's Office of the Circuit Court for the City of Hampton,Virginia, default having occurred in the payment of theindebtedness thereby secured and at the request of theholder of the Note, the undersigned, as SubstituteTrustees, any one of whom may act, will sell at publicauction at the Front Entrance of the Circuit Court for theCity of Hampton on May 22, 2012, at12:35 p.m., the property described as Lot 19,Block Letter "H", Section Eighteen, Newmarket, City ofHampton, Virginia, known as 8406 Kennedy Drive,Hampton, Virginia. Tax ID: 3002388TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUTWARRANTY OF TITLE. ADDITIONAL TERMS MAY BEANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.A deposit of $ 15,000.00 or 10% of the successful bidamount (whichever is lower) will be required immediatelyof the successful bidder, IN CASH, CASHIER'S CHECK ORCERTIFIED FUNDS ONLY PAYABLE TO "CECIL G. MOORE,TRUSTEE", balance to be paid within fifteen days from thedate of sale. ABSOLUTELY NO PERSONAL CHECKSACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes willbe adjusted to the date of sale. All cost of conveyance,deed, examination of title, recording charges and thegrantor's tax will be at the cost of the purchaser. All risksof casualty pass to the successful bidder. THIS IS ACOMMUNICATION FROM A DEBT COLLECTOR ANDANY INFORMATION OBTAINED WILL BE USED FORTHAT PURPOSE.DATED: April 24, 2012CECIL G. MOORE, and JO ANN HUTCHINSON, SubstituteTrustee(s)12 091BF (74.40)For Information Contact Trustees At:710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia23608(757) 877-0255 between 9:00 - 10:30 a.m. onlyPublish on: May 7 & 14, 2012 23019894

TRUSTEE SALE17 Cape Dorey Dr,

Hampton, VA 23666-6201

In execution of a Deed of Trust in the original principalamount of $51,300.00, dated October 26, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 060028244, at page0944, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way, Hampton,Virginia, on May 16, 2012 at 9:30o'clock am the property described in said deed,located at the above address and briefly described as:

Unit 22A-2-17, Hampton Club Condominium, SectionIIIA, Phase II; Together with an undivided interest inthe common elements.

TERMS OF SALE: CASH: A deposit of $5,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001709-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23021038

Page 72: Power Issue Top 75 Hampton Roads May 2012 Inside Business

72 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

TRUSTEE SALE42 Hampshire Drive, Hampton,

VA 23669-2130

In execution of a Deed of Trust in the originalprincipal amount of $300,400.00, dated July20, 2007 recorded in the Clerk's Office ofthe Circuit Court of the City Of Hampton,Virginia, in Instrument 070019472, atpage 0388, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theCircuit Court Building of the Cityof Hampton, 101 Kings Way,Hampton, Virginia, on May 16,2012 at 9:30 o'clock am the propertydescribed in said deed, located at the aboveaddress and briefly described as: Parcel D,Whitehouse Preston Tract, recorded inInstrument 040033401, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of$20,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006180-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23012203

TRUSTEE'S SALE OF 604Newport News Avenue,Hampton, VA 23669. In execution ofa certain deed of trust dated February 22,2008, in the original principal amount of$182,953.00 recorded in the Clerk's Office,Circuit Court for Hampton City, Virginia, inInstrument No. 080004690, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Hampton, 101Kings Way Mall, Hampton, Virginia, on May14, 2012, at 12:06 PM, the propertydescribed in said deed of trust, located at theabove address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND SITUATE, LYINGAND BEING IN THE CITY OF HAMPTON,VIRGINIA, KNOWN AND DESIGNATED AS THEEASTERLY TEN (10) FEET FROM FRONT TOREAR OF LOT NUMBERED ONE HUNDREDSIXTY-SEVEN-A (167-A), AND ALL OF LOTNUMBERED ONE HUNDRED SIXT-EIGHT-A(168-A), ALSO SHOWN ON THAT CERTAIN PLATENTITLED, "WESTHAMPTON, SECTION D",DATED JANUARY 20, 1950, MADE BY GIRARDCHAMBERS, JR., SURVEYOR, AND RECORDEDIN PLAT BOOK 2, PAGE 62, IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF CITY OFHAMPTON, VIRGINIA..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of theoriginal principal balance of the subject deedof trust, whichever is lower, in the form of cashor certified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144701 A-4236965 04/30/2012,05/07/2012 23010910

TRUSTEE'S SALE OF 146 ClydeStreet, Hampton, VA 23669. Inexecution of a certain deed of trust datedDecember 23, 2008, in the original principalamount of $166,098.00 recorded in theClerk's Office, Circuit Court for Hampton City,Virginia, in Instrument No. 080021727, defaulthaving occurred in the payment of the Notethereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City ofHampton, 101 Kings Way Mall, Hampton,Virginia, on May 14, 2012, at 12:05PM, the property described in said deed oftrust, located at the above address, and moreparticularly described as follows: THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE IMPROVEMENTS THEREON ANDAPPURTENANCES THEREUNTO BELONGING,SITUATE, AND BEING IN THE CITY OFHAMPTON, VIRGINIA, AND BEING DESIGNTEDAS LOT TWO (2), IN BLOCK H, AS SHOWN ON ACERTAIN PLAT ENTITLED,"SUSSEX-AT-HAMPTON", WHICH SAID PLAT ISRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF HAMPTON,VIRGINIA, IN PLAT BOOK 2, PAGE 12..TERMSOF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143551 A-4236967 04/30/2012,05/07/2012 23010555

TRUSTEE'S SALE OF66 LUCINDA COURT

Hampton Virginia

Pursuant to the terms of a deed of trust dated December28, 2005, in the original principal amount of$103,600.00, recorded in the Clerk's Office, Circuit Courtfor the City of Hampton, Virginia, as Instrument Number060000462 at page 423, the property briefly describedbelow will be offered for sale at public auction.

Lot 49, Margruder Commons, Section 3, as the same isduly dedicated platted, and recorded, in Plat Book 9 atpage 26, among the land records for the City of Hampton,Virginia, as more particularly described in the referencedDeed of Trust, (the "Property"). The sale will take place on May 15, 2012, at10:00 a.m. at the main entrance, to the buildinghousing the Circuit Court for the City of Hampton, Virginia.

Terms: A deposit in the form of certified funds in theamount of $10,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone:(804)288-0088Ref#231725Ad dates: April 30, 2012 May 7, 201223009212

TRUSTEE'S SALE OF712 GROVE STREET,HAMPTON, VA 23664

In execution of a Deed of Trust in the original principalamount of $100,000.00, with an annual interest rate of6.3750% from Linda Emery a/k/a Linda Diane Emerydated November 9, 2006, recorded among the landrecords of the Circuit Court for the City Of Hampton asDeed Book/Instrument Number 060029607, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City Of Hampton, at theCircuit Court building for the City of Hampton on the KingsWay Side, on the porch with the columns, located at 101Kings Way, Hampton, Virginia on May 22, 2012at 9:30 AM, the property with improvements towit:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,TOGETHER WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THE CITY OFHAMPTON, VIRGINIA, KNOWN AND DESIGNATED AS LOTNUMBERED TWENTY-SIX (26), AS SHOWN ON THATCERTAIN PLAT ENTITLED,"LOCHAVEN PLACE", DATED JULY17, 1947, AND MADE BY J. B. SINCLAIR, JR., CIVILENGINEER, AND DULY OF RECORD IN THE CLERK'S OFFICEOF THE CIRCUIT COURT FOR THE CITY OF HAMPTON,VIRGINIA, IN PLAT BOOK 2, AT PAGE 30, TO WHICHREFERENCE IS HERE MADE.

AND further described in the above Deed of Trust. (TaxMap No. 12006485)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$10,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-177948D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23008095

TRUSTEE'S SALE OF411 ROANE DRIVE,

HAMPTON, VA 23669

In execution of a Deed of Trust in the original principalamount of $103,500.00, with an annual interest rate of7.6000% from HOWARD IRVIN KELLY JR aka HOWARD I.KELLY, JR. dated December 23, 2005, recorded amongthe land records of the Circuit Court for the CITY OFHAMPTON as Deed Book/Instrument Number 050035351,the undersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF HAMPTON, at theCircuit Court building for the City of Hampton on the KingsWay Side, on the porch with the columns, located at 101Kings Way, Hampton, Virginia on May 22, 2012at 9:30 AM, the property with improvements towit:

LOT 29, FAIRVIEW FARMS, AS THE SAME IS DULYDEDICATED, PLATTED AND RECORDED IN PLAT BOOK 3,AT PAGE 100 AMONG THE LAND RECORDS OF THE CITYOF HAMPTON, VIRGINIA.

AND further described in the above Deed of Trust. (TaxMap No. 8002117)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$10,300.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-205534V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23007951

TRUSTEE'S SALE OF 41Hampshire Glen Parkway,Hampton, VA 23669. In execution ofa certain deed of trust dated April 07, 2011, inthe original principal amount of $327,500.00recorded in the Clerk's Office, Circuit Court forHampton City, Virginia, in Instrument No.110004466, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Hampton, 101 KingsWay Mall, Hampton, Virginia, on May 14,2012, at 12:07 PM, the propertydescribed in said deed of trust, located at theabove address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND, WITH ALL THEIMPROVEMENTS THEREON, LYING AND BEINGIN THE CITY OF HAMPTON, VIRGINIA, KNOWNAND DESIGNATED AS LOT 57, SECTION ONE(1) OF HAMPSHIRE GLEN SUBDIVISION ASSHOWN ON THE PALT ENTITLED, "HAMPSHIREGLEN, SECTION ONE", MADE BY COENEN &ASSOCIATES, INC., WHICH PLAT IS RECORDEDIN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF HAMPTON, VIRGINIA,IN PLAT BOOK 12, PAGES 107 TO 110, ANDTO WHICH REFERENCE IS HEREBY MADE FORA MORE PARTICULAR DESCRIPTION OF THEPROPERTY..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144924 A-4236962 04/30/2012,05/07/2012 23010933

TRUSTEE'S SALE OF 258Woodland Road, Hampton, VA23669. In execution of a certain deed oftrust dated February 29, 2008, in the originalprincipal amount of $123,322.00 recorded inthe Clerk's Office, Circuit Court for HamptonCity, Virginia, in Instrument No. 08005061A,default having occurred in the payment of theNote thereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City ofHampton, 101 Kings Way Mall, Hampton,Virginia, on May 29, 2012, at 12:05 PM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE, LYING AND BEING IN THE CITY OFHAMPTON, (FORMERLY BOROUGH OFCHESAPEAKE, CITY OF HAMPTON), VIRGINIA,KNOWN AND DESIGNATED AS LOT NUMBEREDTHIRTY-FIVE (35), IN BLOCK LETTERED "E", ASSHOWN ON THAT CERTAIN PLAT ENTITLED,"AMENDED AND CORRECTED PLAT OFWASHINGTON GARDEN, SECTION FIVE, CITY OFHAMPTON, VIRGINIA:, MADE BY JOHN W.LAWSON, CERTIFIED LAND SURVEYOR, DATEDAPRIL 5, 1955, AND RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT FORTHE CITY OF HAMPTON, VIRGINIA, IN PLATBOOK 3, PAGE 188, TO WHICH REFERENCE ISHERE MADE.TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust,whichever is lower, in the form of cash orcertified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 145738 A-4236970 04/30/2012,05/07/2012 23010537

TRUSTEE'S SALE OF 3810Kecoughtan Road, Hampton,VA 23669. In execution of a certain deedof trust dated March 15, 2005, in the originalprincipal amount of $117,472.00 recorded inthe Clerk's Office, Circuit Court for HamptonCity, Virginia, in Instrument No. 050006363,default having occurred in the payment of theNote thereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City ofHampton, 101 Kings Way Mall, Hampton,Virginia, on May 21, 2012, at 12:07PM, the property described in said deed oftrust, located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE. LYING AND BEING IN THE CITY OFHAMPTON, VIRGINIA, KNOWN ANDDESIGNATED AS LOT NUMBERED SEVENTEEN(17), AS SHOWN ON THAT CERTAIN PLATENTITLED, "SUSSEX-AT-HAMPTON, BLOCK B,REVISED, CITY OF HAMPTON, VIRGINIA", MADEBY C.K. TUDOR, ENGINEERS, INC., NEWPORTNEWS, VIRGINIA, DATED JULY 17, 1890, ANDRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT FOR THE CITY OF HAMPTON,VIRGINIA, IN PLAT BOOK 7, AT PAGE 76, TOWHICH PLAT REFERENCE IS HEREMADE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144029A-4236968 04/30/2012, 05/07/201223010577

TRUSTEE SALE2833 Rosalee DriveHampton, VA. 23661

In execution of a Deed of Trust from Latoya L. Fennerdated June 27, 2008 and recorded in the Clerk's Office,Circuit Court, City of Hampton, Virginia, as instrumentnumber 080012271, securing a loan which was originally$116,471.00. Default having occurred in the payment ofthe Note thereby secured, and at the request of the holderof said Note, the undersigned Substitute Trustees will offerfor sale at public auction at the City of Hampton CircuitCourthouse, 101 Kings Way Street, the main entrance,Hampton Virginia on May 18, 2012 at 2:00PM, the property described in said Deed of Trust,located at the above address and briefly described as: Lotnumbered 94 as shown on that certain plat entitled,Section 20-A-45, Rosalee Gardens, Wythe District, Eliz. TaxID/PIN: 1002113

The property will be conveyed by Special WarrantyDeed, subject to all existing easements, restrictions andany other conditions that may affect title to the property.The Noteholder reserves the right to bid at the said sale.

TERMS: CASH: A bidder's deposit of $10,000.00, cashor certified check, will be required at the time of sale withthe settlement and full payment of the purchase pricewithin (15) fifteen days from the date of the sale.Additional terms will be announced at the time of sale andthe successful bidder will be required to execute anddeliver to the Substitute Trustee a memorandum orcontract of the sale at the conclusion of bidding.

This notice is an attempt to collect on a debt and anyinformation obtained will be used for that purpose. LoanType: FHA

VT1022589FOR INFORMATION CONTACT:Between 8 - 11 AMNectar Projects, Inc. - Substitute TrusteesP.O. Box 2848Purcellville VA 20134(540) 751-1260 23008224

TRUSTEE SALE221 W Gilbert St,

Hampton, VA 23669-2521

In execution of a Deed of Trust in the original principalamount of $280,000.00, dated July 28, 2006 recordedin the Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 060019594, at page706, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 9, 2012 at 9:30o'clock am the property described in said deed,located at the above address and briefly described as:

Lot 11, Sinclair Commons, Parcel 1, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-014210-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m.or visit our website at www.siwpc.net23007649

TRUSTEE'S SALE OF 604Newport News Avenue,Hampton, VA 23669. In execution ofa certain deed of trust dated February 22,2008, in the original principal amount of$182,953.00 recorded in the Clerk's Office,Circuit Court for Hampton City, Virginia, inInstrument No. 080004690, default havingoccurred in the payment of the Note therebysecured and at the request of the holder, theundersigned Substitute Trustee will offer forsale at public auction in the front of the CircuitCourt building for the City of Hampton, 101Kings Way Mall, Hampton, Virginia, on May14, 2012, at 12:06 PM, the propertydescribed in said deed of trust, located at theabove address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND SITUATE, LYINGAND BEING IN THE CITY OF HAMPTON,VIRGINIA, KNOWN AND DESIGNATED AS THEEASTERLY TEN (10) FEET FROM FRONT TOREAR OF LOT NUMBERED ONE HUNDREDSIXTY-SEVEN-A (167-A), AND ALL OF LOTNUMBERED ONE HUNDRED SIXT-EIGHT-A(168-A), ALSO SHOWN ON THAT CERTAIN PLATENTITLED, "WESTHAMPTON, SECTION D",DATED JANUARY 20, 1950, MADE BY GIRARDCHAMBERS, JR., SURVEYOR, AND RECORDEDIN PLAT BOOK 2, PAGE 62, IN THE CLERK'SOFFICE OF THE CIRCUIT COURT OF CITY OFHAMPTON, VIRGINIA..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of theoriginal principal balance of the subject deedof trust, whichever is lower, in the form of cashor certified funds payable to the SubstituteTrustee must be present at the time of thesale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwisePurchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower didnot file for protection under the U.S.Bankruptcy Code prior to the sale, as well asto post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 144701 A-4236965 04/30/2012,05/07/2012 23010910

TRUSTEE'S SALE OF 146 ClydeStreet, Hampton, VA 23669. Inexecution of a certain deed of trust datedDecember 23, 2008, in the original principalamount of $166,098.00 recorded in theClerk's Office, Circuit Court for Hampton City,Virginia, in Instrument No. 080021727, defaulthaving occurred in the payment of the Notethereby secured and at the request of theholder, the undersigned Substitute Trustee willoffer for sale at public auction in the front ofthe Circuit Court building for the City ofHampton, 101 Kings Way Mall, Hampton,Virginia, on May 14, 2012, at 12:05PM, the property described in said deed oftrust, located at the above address, and moreparticularly described as follows: THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE IMPROVEMENTS THEREON ANDAPPURTENANCES THEREUNTO BELONGING,SITUATE, AND BEING IN THE CITY OFHAMPTON, VIRGINIA, AND BEING DESIGNTEDAS LOT TWO (2), IN BLOCK H, AS SHOWN ON ACERTAIN PLAT ENTITLED,"SUSSEX-AT-HAMPTON", WHICH SAID PLAT ISRECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT OF THE CITY OF HAMPTON,VIRGINIA, IN PLAT BOOK 2, PAGE 12..TERMSOF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent(10%) of the original principal balance of thesubject deed of trust, whichever is lower, in theform of cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 143551 A-4236967 04/30/2012,05/07/2012 23010555

TRUSTEE SALE 107 HorseshoeLanding Hampton, VA. 23669In execution of a Deed of Trust from Stanley B.Washington and Thelma L. Washington datedFebruary 8, 2007 and recorded in the Clerk'sOffice, Circuit Court, City of Hampton, Virginia,as instrument number 070005132, securing aloan which was originally $208,000.00.Default having occurred in the payment of theNote thereby secured, and at the request ofthe holder of said Note, the undersignedSubstitute Trustees will offer for sale at publicauction at the City of Hampton CircuitCourthouse, 101 Kings Way Street, the mainentrance, Hampton Virginia on May 18, 2012at 2:00 PM, the property described in saidDeed of Trust, located at the above addressand briefly described as: Lot 11, Block E,Section 1, Willow Oaks. Tax ID/PIN: 08M00101 E 011 The property will be conveyed bySpecial Warranty Deed, subject to all existingeasements, restrictions and any otherconditions that may affect title to the property.The Noteholder reserves the right to bid at thesaid sale. TERMS: CASH: A bidder's deposit of$10,000.00, cash or certified check, will berequired at the time of sale with thesettlement and full payment of the purchaseprice within (15) fifteen days from the date ofthe sale. Additional terms will be announcedat the time of sale and the successful bidderwill be required to execute and deliver to theSubstitute Trustee a memorandum or contractof the sale at the conclusion of bidding. Thisnotice is an attempt to collect on a debt andany information obtained will be used for thatpurpose. Loan Type: CONV VT1225857 FORINFORMATION CONTACT: Between 8 - 11 AMNectar Projects, Inc. - Substitute Trustees P.O.Box 2848 Purcellville VA 20134 (540)751-1260 A-4237047 05/07/2012,05/14/2012 23010480

TRUSTEE'S SALE OF712 GROVE STREET,HAMPTON, VA 23664

In execution of a Deed of Trust in the original principalamount of $100,000.00, with an annual interest rate of6.3750% from Linda Emery a/k/a Linda Diane Emerydated November 9, 2006, recorded among the landrecords of the Circuit Court for the City Of Hampton asDeed Book/Instrument Number 060029607, theundersigned appointed Substitute Trustee will offer forsale at public auction in the City Of Hampton, at theCircuit Court building for the City of Hampton on the KingsWay Side, on the porch with the columns, located at 101Kings Way, Hampton, Virginia on May 22, 2012at 9:30 AM, the property with improvements towit:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,TOGETHER WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, SITUATE, LYING AND BEING IN THE CITY OFHAMPTON, VIRGINIA, KNOWN AND DESIGNATED AS LOTNUMBERED TWENTY-SIX (26), AS SHOWN ON THATCERTAIN PLAT ENTITLED,"LOCHAVEN PLACE", DATED JULY17, 1947, AND MADE BY J. B. SINCLAIR, JR., CIVILENGINEER, AND DULY OF RECORD IN THE CLERK'S OFFICEOF THE CIRCUIT COURT FOR THE CITY OF HAMPTON,VIRGINIA, IN PLAT BOOK 2, AT PAGE 30, TO WHICHREFERENCE IS HERE MADE.

AND further described in the above Deed of Trust. (TaxMap No. 12006485)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$10,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: Conventional.Trustee's File No. 10-177948D.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23008095

TRUSTEE SALE 1410 Brackin Ct,

Hampton, VA 23663-1913

In execution of a Deed of Trust in the original principalamount of $139,000.00, dated April 3, 2006 recorded inthe Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 060008433, at page0805, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 9, 2012 at 9:30o'clock am the property described in said deed,located at the above address and briefly described as:

Lot 11, Brackin Court, recorded in Plat Book 5, Page27, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006943-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23007394

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TRUSTEE SALE 1410 Brackin Ct,

Hampton, VA 23663-1913

In execution of a Deed of Trust in the original principalamount of $139,000.00, dated April 3, 2006 recorded inthe Clerk's Office of the Circuit Court of the City OfHampton, Virginia, in Instrument 060008433, at page0805, default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Circuit CourtBuilding of the City of Hampton, 101 Kings Way,Hampton, Virginia, on May 9, 2012 at 9:30o'clock am the property described in said deed,located at the above address and briefly described as:

Lot 11, Brackin Court, recorded in Plat Book 5, Page27, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-006943-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23007394

TRUSTEE'S SALE OF 1529Peabody Drive, Hampton, VA23666. In execution of a certain deed of trust datedMarch 19, 2010, in the original principal amount of$178,750.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 100004060,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onMay 21, 2012, at 12:05 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE, LYING AND BEING IN THE CITY OF HAMPTON,VIRGINIA, KNOWN AND DESIGNATED AS LOT NUMBEREDFIFTY-EIGHT (58) IN BLOCK LETTERED "E", AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "MAGRUDER HEIGHTSSECTION THREE-C, CITY OF HAMPTON, VIRGINIA", MADEBY SAVAGE & ASSOCIATES, SURVEYORS AND PLANNERS,DATED NOVEMBER 12, 1984, AND RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFHAMPTON, VIRGINIA, IN PLAT BOOK 8, PAGE 56, TOWHICH REFERENCE IS HERE MADE..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post- sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 134667 A-423523604/30/2012, 05/07/2012 23005056

TRUSTEE SALE 853 Yorkshire Lane,

Newport News,VA 23608-9327

In execution of a Deed of Trust in the original principalamount of $228,000.00, dated November 29, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Newport News, Virginia, in Deed Book 2200,at page 0331, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the NewportNews Circuit Court located on 2500 WashingtonAvenue, Newport News, Virginia, on May 23,2012 at 10:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as:

Lot 132, Colony Pines, Section 7-C, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (5011-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024105

TRUSTEE'S SALE OF10 LOIS LANE,

NEWPORT NEWS, VA 23608

In execution of a Deed of Trust in the original principalamount of $162,599.00, with an annual interest rate of5.0000% from MICHAEL R. NIELSEN AND SARAH E.NIELSEN dated February 19, 2010, recorded among theland records of the Circuit Court for the CITY OF NEWPORTNEWS as Deed Book/Instrument Number 100002872,the undersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF NEWPORT NEWS, atthe front of the southern entrance of the Circuit Courtbuilding for the City of Newport News located at 2500Washington Avenue, Newport News, Virginia on June6, 2012 at 10:30 AM, the property withimprovements to wit:

LOT EIGHTEEN (18) IN BLOCK NUMBERED FIVE (5), ASSHOWN ON A CERTAIN PLAT ENTITLED, "STONEYBROOKESTATES, SECTION ONE, WARWICK, VIRGINIA", RECORDEDJANUARY 2, 1957 IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF NEWPORT NEWS (FORMERLY CITYOF WARWICK), VIRGINIA, IN PLAT BOOK 4, PAGES 37 &38.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: VA. Trustee's FileNo. 11-223005V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23021618

TRUSTEE SALE 670 Harpersville Road,

Newport News,VA 23601-1654

In execution of a Deed of Trust in the original principalamount of $150,671.00, dated June 1, 2009 recorded inthe Clerk's Office of the Circuit Court of the City OfNewport News, Virginia, in Instrument 090010575,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Newport NewsCircuit Court located on 2500 Washington Avenue,Newport News, Virginia, on May 16, 2012 at10:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as: Lot 15, Section 3, Robinson Terrace,with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001742-11/VA)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net

TRUSTEE'S SALE OF 33Stratum Way, Hampton, VA23661 . In execution of a certain deed of trust datedSeptember 17, 2010, in the original principal amount of$189,900.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 100011870,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onMay 21, 2012, at 12:06 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN CONDOMINIUM UNIT LOCATED IN THECITY OF HAMPTON, VIRGINIA, DESIGNATED AS UNIT 33,FIELDSTONE GLEN AT ABERDEEN, A CONDOMINIUM,TOGETHER WITH AN UNDIVIDED FRACTIONAL INTEREST INCERTAIN COMMON ELEMENTS APPURTENANT TO SAIDUNIT, ALL AS MORE PARTICULARLY DESCRIBED,DESIGNATED AND SHOWN IN THAT CERTAINDECLARATION OF CONDOMINIUM ESTABLISHING ACONDOMINIUM KNOWN AS "FIELDSTONE GLEN ATABERDEEN, A CONDOMINIUM", DATED APRIL 10, 2009,AND RECORDED IN THE OFFICE OF THE CLERKS OF THECIRCUIT COURT OF THE CITY OF HAMPTON, VIRGINIA, ASINSTRUMENT NO. 090005973. A DESCRIPTION OF THEUNIT, THE COMMON ELEMENTS AND THE FRACTIONALINTEREST, WHICH WILL CHANGE FROM TIME TO TIMEDEPENDING UPON THE NUMBER OF UNITS CREATED, CANBE DETERMINED BY REFERENCE TO SAID DECLARATIONAND TO PLATS AND PLANS RECORDED IN SAID CLERK'SOFFICE AS INSTRUMENT NUMBER 090005972..TERMS OFSALE: ALL CASH. A bidder's deposit of ten percent (10%)of the sale price or ten percent (10%) of the originalprincipal balance of the subject deed of trust, whichever islower, in the form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 141295A-4235233 04/30/2012, 05/07/2012 23005037

TRUSTEE SALE14248 Old Courthouse Way,

Newport News,VA 23602-3725

In execution of a Deed of Trust in the original principalamount of $123,500.00, dated March 9, 2007 recordedin the Clerk's Office of the Circuit Court of the City OfNewport News, Virginia, in Instrument 070007112,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Newport NewsCircuit Court located on 2500 Washington Avenue,Newport News, Virginia, on May 16, 2012 at10:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as: Lot 2, as shown on a certain map datedMay 24, 1943 and recorded in Deed Book 98, Page187, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-015196-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23021053

TRUSTEE'S SALE OF 111Roland Drive, Hampton, VA23669. In execution of a certain deed of trust datedFebruary 09, 2009, in the original principal amount of$131,461.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 090002318,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onJune 04, 2012, at 12:05 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE, LYING AND BEING IN THE CITY OF HAMPTON,VIRGINIA, KNOWN AND DESIGNATED AS LOT NUMBEREDFOURTEEN (14), IN BLOCK LETTERED "D", AS SHOWN ONTHAT CERTAIN PLAT ENTITLED "WESTOVER, SECTION 2",MADE BY GIRARD CHAMBERS AND SON, DATED JANUARY10, 1950, AND RECORDED IN THE CLERK'S OFFICE OFTHE CIRCUIT COURT FOR THE CITY OF HAMPTON, VIRGINIAIN PLATBOOK 2 PAGE 66, TO WHICH REFERENCE IS HEREMADE..TERMS OF SALE: ALL CASH. A bidder's deposit often percent (10%) of the sale price or ten percent (10%) ofthe original principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post-saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 133052 A-423523804/30/2012, 05/07/2012 23005085

TRUSTEE'S SALE OF REAL ESTATE

located at 1310 23rd Street,Newport News, Virginia

In execution of the Deed of Trust from MIKOA B. LOGANdated July 2, 2009, in the Original Principal Amount of$83,950.00, and recorded in Deed Book Inst. 090013404,in the Clerk's Office of the Circuit Court for the City ofNewport News, Virginia, default having occurred in thepayment of the indebtedness thereby secured and at therequest of the holder of the Note, the undersigned, asSubstitute Trustees, any one of whom may act, will sell atpublic auction at the Front Entrance of the Newport NewsCircuit Court adjacent to 25th Street on May 22,2012, at 1:20 p.m., the property described asLot 40 and 41, Block "B", Ivyton Addition to NewportNews, together with that certain portion of alleywayvacated by the City of Newport News pursuant to Ordiance3254-84 recorded in Deed Book 1087, page 1636, City ofNewport News, Virginia, known as 1310 23rd Street,Newport News, Virginia. Tax ID: 308010105

TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUTWARRANTY OF TITLE. ADDITIONAL TERMS MAY BEANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.

A deposit of $ 8,100.00 or 10% of the successful bidamount (whichever is lower) will be required immediatelyof the successful bidder, IN CASH, CASHIER'S CHECK ORCERTIFIED FUNDS ONLY PAYABLE TO "CECIL G. MOORE,TRUSTEE", balance to be paid within fifteen days from thedate of sale. ABSOLUTELY NO PERSONAL CHECKSACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes willbe adjusted to the date of sale. All cost of conveyance,deed, examination of title, recording charges and thegrantor's tax will be at the cost of the purchaser. All risksof casualty pass to the successful bidder. THIS IS ACOMMUNICATION FROM A DEBT COLLECTOR ANDANY INFORMATION OBTAINED WILL BE USED FORTHAT PURPOSE.DATED: April 25, 2012CECIL G. MOORE, and JO ANN HUTCHINSON,Substitute Trustee(s)11 193BF (72.36)For Information Contact Trustees At:710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia23608(757) 877-0255 between 9:00 - 10:30 a.m. onlyPublish on: May 7 & 14, 2012 23018953

Trustee's Sale885 Cascade Drive, Newport

News, Virginia 23608(Tax ID No. 096000440)

Default having been made in the terms of a certain Deedof Trust dated August 15, 2008, in the original principalamount of $207,562.00 and recorded in the Clerk's Officeof the Circuit Court of the City of Newport News, Virginiaas Instrument No. 080017709, the undersigned SubstituteTrustees will sell at public auction on May 24,2012, at 10:00 a.m., in front of the buildinghousing the Newport News Circuit Court, 2500 WashingtonAvenue, at the South Entrance thereof, Newport News, VA,the property designated as Lot 235, as shown on thatcertain plat entitled, “Beechwood, Section Six,” datedFebruary 14, 1963, recorded July 19, 1963, in theaforesaid Clerk’s Office in Plat Book 6, Page 66.

Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$20,500.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 97615,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 23021714

TRUSTEE SALE 383 Bridgewater Drive,

Newport News,VA 23603-1435

In execution of a Deed of Trust in the original principalamount of $135,900.00, dated October 25, 2005recorded in the Clerk's Office of the Circuit Court of theCity Of Newport News, Virginia, in Deed Book 2076,at page 1994, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the NewportNews Circuit Court located on 2500 WashingtonAvenue, Newport News, Virginia, on May 16,2012 at 10:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as:

Unit 5, Building 23, Waters Ridge Condominiums,Phase 8; Together with an undivided interest in thecommon elements.

TERMS OF SALE: CASH: A deposit of $10,000.00 , or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005589-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net23020312

NEWPORT NEWS

TRUSTEE SALE703 Woodnote Ln, Newport

News, VA 23608-0903

In execution of a Deed of Trust in the original principalamount of $235,000.00, dated March 15, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Newport News, Virginia, in Deed Book 2117,at page 2099, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the NewportNews Circuit Court located on 2500 WashingtonAvenue, Newport News, Virginia, on May 23,2012 at 10:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as:

Lot 29, FAWN LAKE, SECTION 1B, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-006084-12/VA)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024305

TRUSTEE'S SALE OF 1529Peabody Drive, Hampton, VA23666. In execution of a certain deed of trust datedMarch 19, 2010, in the original principal amount of$178,750.00 recorded in the Clerk's Office, Circuit Courtfor Hampton City, Virginia, in Instrument No. 100004060,default having occurred in the payment of the Notethereby secured and at the request of the holder, theundersigned Substitute Trustee will offer for sale at publicauction in the front of the Circuit Court building for the Cityof Hampton, 101 Kings Way Mall, Hampton, Virginia, onMay 21, 2012, at 12:05 PM, theproperty described in said deed of trust, located at theabove address, and more particularly described as follows:ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND,SITUATE, LYING AND BEING IN THE CITY OF HAMPTON,VIRGINIA, KNOWN AND DESIGNATED AS LOT NUMBEREDFIFTY-EIGHT (58) IN BLOCK LETTERED "E", AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "MAGRUDER HEIGHTSSECTION THREE-C, CITY OF HAMPTON, VIRGINIA", MADEBY SAVAGE & ASSOCIATES, SURVEYORS AND PLANNERS,DATED NOVEMBER 12, 1984, AND RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OF THE CITY OFHAMPTON, VIRGINIA, IN PLAT BOOK 8, PAGE 56, TOWHICH REFERENCE IS HERE MADE..TERMS OF SALE: ALLCASH. A bidder's deposit of ten percent (10%) of the saleprice or ten percent (10%) of the original principal balanceof the subject deed of trust, whichever is lower, in theform of cash or certified funds payable to the SubstituteTrustee must be present at the time of the sale. Thebalance of the purchase price will be due within fifteen(15) days of sale, otherwise Purchaser's deposit may beforfeited to Trustee. Time is of the essence. Sale is subjectto post sale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post- sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 134667 A-423523604/30/2012, 05/07/2012 23005056

TRUSTEE'S SALE OF REAL ESTATE

located at 186 Lees MillDrive, Newport News, Virginia

In execution of the Deed of Trust from JOY S. GADSONdated July 24, 2009, in the Original Principal Amount of$164,858.00, and recorded in Deed Book Inst.090014662, in the Clerk's Office of the Circuit Court forthe City of Newport News, Virginia, default having occurredin the payment of the indebtedness thereby secured andat the request of the holder of the Note, the undersigned,as Substitute Trustees, any one of whom may act, will sellat public auction at the Front Entrance of the NewportNews Circuit Court adjacent to 25th Street, on May22, 2012, at 1:25 p.m., the propertydescribed as Unit 336, Cobblestone at Lee's MillCondominium, City of Newport News, Virginia, known as186 Lees Mill Drive, Newport News, Virginia. Tax ID:050000849TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUTWARRANTY OF TITLE. ADDITIONAL TERMS MAY BEANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE.A deposit of $ 16,000.00 or 10% of the successful bidamount (whichever is lower) will be required immediatelyof the successful bidder, IN CASH, CASHIER'S CHECK ORCERTIFIED FUNDS ONLY PAYABLE TO "CECIL G. MOORE,TRUSTEE", balance to be paid within fifteen days from thedate of sale. ABSOLUTELY NO PERSONAL CHECKSACCEPTED AS BIDDER'S DEPOSIT. Real estate taxes willbe adjusted to the date of sale. All cost of conveyance,deed, examination of title, recording charges and thegrantor's tax will be at the cost of the purchaser. All risksof casualty pass to the successful bidder. THIS IS ACOMMUNICATION FROM A DEBT COLLECTOR ANDANY INFORMATION OBTAINED WILL BE USED FORTHAT PURPOSE.DATED: April 24, 2012CECIL G. MOORE, and JO ANN HUTCHINSON,Substitute Trustee(s)12 090BF (74.41)For Information Contact Trustees At:710 Denbigh Boulevard, Ste. 6C,Newport News, Virginia 23608(757) 877-0255 between 9:00 - 10:30 a.m. onlyPublish on: May 7 & 14, 2012 23018921

TRUSTEE'S SALE OF10 LOIS LANE,

NEWPORT NEWS, VA 23608

In execution of a Deed of Trust in the original principalamount of $162,599.00, with an annual interest rate of5.0000% from MICHAEL R. NIELSEN AND SARAH E.NIELSEN dated February 19, 2010, recorded among theland records of the Circuit Court for the CITY OF NEWPORTNEWS as Deed Book/Instrument Number 100002872,the undersigned appointed Substitute Trustee will offer forsale at public auction in the CITY OF NEWPORT NEWS, atthe front of the southern entrance of the Circuit Courtbuilding for the City of Newport News located at 2500Washington Avenue, Newport News, Virginia on June6, 2012 at 10:30 AM, the property withimprovements to wit:

LOT EIGHTEEN (18) IN BLOCK NUMBERED FIVE (5), ASSHOWN ON A CERTAIN PLAT ENTITLED, "STONEYBROOKESTATES, SECTION ONE, WARWICK, VIRGINIA", RECORDEDJANUARY 2, 1957 IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF NEWPORT NEWS (FORMERLY CITYOF WARWICK), VIRGINIA, IN PLAT BOOK 4, PAGES 37 &38.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of$15,000.00 or 10% of the sale price, whichever islower, will be required in cash, certified or cashier'scheck. Settlement within fifteen (15) days of sale,otherwise Trustees may forfeit deposit. Additional termsto be announced at sale. Loan type: VA. Trustee's FileNo. 11-223005V.PROFESSIONAL FORECLOSURE CORPORATION OFVIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN &ALT, LLP, 236 Clearfield Avenue, Suite 215, VirginiaBeach, Virginia 23462 (757) 687-8777.23021618

TRUSTEE SALE 670 Harpersville Road,

Newport News,VA 23601-1654

In execution of a Deed of Trust in the original principalamount of $150,671.00, dated June 1, 2009 recorded inthe Clerk's Office of the Circuit Court of the City OfNewport News, Virginia, in Instrument 090010575,default having occurred in the payment of the Notethereby secured and at the request of the holder of saidNote, the under-signed Substitute Trustee will offer for saleat public auction at the entrance to the Newport NewsCircuit Court located on 2500 Washington Avenue,Newport News, Virginia, on May 16, 2012 at10:30 o'clock am the property described insaid deed, located at the above address and brieflydescribed as: Lot 15, Section 3, Robinson Terrace,with improvements thereon.

TERMS OF SALE: CASH: A deposit of $15,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-001742-11/VA)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 853 Yorkshire Lane,

Newport News,VA 23608-9327

In execution of a Deed of Trust in the original principalamount of $228,000.00, dated November 29, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Newport News, Virginia, in Deed Book 2200,at page 0331, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the NewportNews Circuit Court located on 2500 WashingtonAvenue, Newport News, Virginia, on May 23,2012 at 10:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as:

Lot 132, Colony Pines, Section 7-C, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (5011-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23024105

NOTICE OF SUBSTITUTETRUSTEES SALE

517 Kerry Lake DriveNewport News, VA, 23602

By virtue of the power and authority contained in aDeed of Trust dated May 10, 2007, and recorded atInstrument Number 070013871 in the Clerk’s Office forthe Circuit Court for Newport News City, VA, securing aloan which was originally $239,900.00. The appointedSUBSTITUTE TRUSTEES, Commonwealth Trustees, LLC, willoffer for sale at public auction at Main Entrance of theNewport News Courthouse; located at 2500 WashingtonAvenue on

May 18, 2012 at 12:00 PM

improved real property, with an abbreviated legaldescription of Lot One Hundred Fifty-Four-(154), SHOREPARK, SECTION SIX (6), and as more fully described in theaforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,”WITHOUT REPRESENTATION OR WARRANTY OF ANY KINDAND SUBJECT TO conditions, restrictions, reservations,easements, rights of way, and all other matters of recordtaking priority over the Deed of Trust to be announced atthe time of sale. A deposit of $27,000.00, or 10% of thesale price, whichever is lower, in cash or cashier’s checkpayable to the SUBSTITUTE TRUSTEES will be required atthe time of sale. The balance of the purchase price, withinterest at the rate contained in the Deed of Trust Notefrom the date of sale to the date said funds are receivedin the office of the SUBSTITUTE TRUSTEES, will be duewithin fifteen (15) days of sale. In the event of default bythe successful bidder, the entire deposit shall be forfeitedand applied to the costs and expenses of sale andTrustee's fee. All other public charges or assessments,including real property taxes, water/sewer charges, groundrent, condo/HOA dues or assessments, whether incurredprior to or after the sale, and all other costs incident tosettlement to be paid by the purchaser. In the event taxes,any other public charges or condo/HOA fees have beenadvanced, a credit will be due to the seller, to be adjustedfrom the date of sale at the time of settlement. Purchaseragrees to pay the Seller's attorneys at settlement, a fee of$295.00 for review of the settlement documents.

Additional terms will be announced at the time of saleand the successful bidder will be required to execute anddeliver to the Substitute Trustees a memorandum orcontract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:Rosenberg & Associates, LLC

(Attorney for Commonwealth Trustees, LLC)7910 Woodmont Avenue, Suite 750

Bethesda, Maryland 20814301-907-8000

23017242 www.rosenberg-assoc.com

Page 74: Power Issue Top 75 Hampton Roads May 2012 Inside Business

74 » INSIDE BUSINESS » MONDAY, MAY 7, 2012NOTICE OF SUBSTITUTETRUSTEES SALE

517 Kerry Lake DriveNewport News, VA, 23602

By virtue of the power and authority contained in aDeed of Trust dated May 10, 2007, and recorded atInstrument Number 070013871 in the Clerk’s Office forthe Circuit Court for Newport News City, VA, securing aloan which was originally $239,900.00. The appointedSUBSTITUTE TRUSTEES, Commonwealth Trustees, LLC, willoffer for sale at public auction at Main Entrance of theNewport News Courthouse; located at 2500 WashingtonAvenue on

May 18, 2012 at 12:00 PM

improved real property, with an abbreviated legaldescription of Lot One Hundred Fifty-Four-(154), SHOREPARK, SECTION SIX (6), and as more fully described in theaforesaid Deed of Trust.

TERMS OF SALE: The property will be sold “AS IS,”WITHOUT REPRESENTATION OR WARRANTY OF ANY KINDAND SUBJECT TO conditions, restrictions, reservations,easements, rights of way, and all other matters of recordtaking priority over the Deed of Trust to be announced atthe time of sale. A deposit of $27,000.00, or 10% of thesale price, whichever is lower, in cash or cashier’s checkpayable to the SUBSTITUTE TRUSTEES will be required atthe time of sale. The balance of the purchase price, withinterest at the rate contained in the Deed of Trust Notefrom the date of sale to the date said funds are receivedin the office of the SUBSTITUTE TRUSTEES, will be duewithin fifteen (15) days of sale. In the event of default bythe successful bidder, the entire deposit shall be forfeitedand applied to the costs and expenses of sale andTrustee's fee. All other public charges or assessments,including real property taxes, water/sewer charges, groundrent, condo/HOA dues or assessments, whether incurredprior to or after the sale, and all other costs incident tosettlement to be paid by the purchaser. In the event taxes,any other public charges or condo/HOA fees have beenadvanced, a credit will be due to the seller, to be adjustedfrom the date of sale at the time of settlement. Purchaseragrees to pay the Seller's attorneys at settlement, a fee of$295.00 for review of the settlement documents.

Additional terms will be announced at the time of saleand the successful bidder will be required to execute anddeliver to the Substitute Trustees a memorandum orcontract of the sale at the conclusion of bidding.

FOR INFORMATION CONTACT:Rosenberg & Associates, LLC

(Attorney for Commonwealth Trustees, LLC)7910 Woodmont Avenue, Suite 750

Bethesda, Maryland 20814301-907-8000

23017242 www.rosenberg-assoc.com

TRUSTEE SALE820 Enos Court, Newport

News, VA 23608-1170

In execution of a Deed of Trust in the originalprincipal amount of $117,247.00, datedAugust 25, 2009 recorded in the Clerk'sOffice of the Circuit Court of the City OfNewport News, Virginia, in Instrument100001289, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Trustee will offer for sale atpublic auction at the entrance to the Newport News Circuit Courtlocated on 2500 WashingtonAvenue, Newport News, Virginia,on May 16, 2012 at 10:30 o'clockam the property described in said deed,located at the above address and brieflydescribed as:Lot 2, Enos Tract No. 1, Plat Book 15,page 97, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$10,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-008266-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012332

TRUSTEE'S SALE OF 717Mainsail Drive, Newport News,VA 23608. In execution of a certain deedof trust dated August 29, 2006, in the originalprincipal amount of $167,346.00 recorded inthe Clerk's Office, Circuit Court for City ofNewport News, Virginia, in Deed Book 2174Page 0069, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Newport News, 2500Washington Avenue, Newport News, Virginia,on May 21, 2012, at 11:09 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE, LYING AND BEING IN THE CITY OFNEWPORT NEWS, VIRGINIA, KNOWN ANDDESIGNATED AS LOT NUMBERED TWOHUNDRED SEVENTEEN (217), AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "CLIPPERCREEK, SECTION FIVE, CITY OF NEWPORTNEWS, VIRGINIA", DATED JANUARY 2, 1992,MADE BY COENEN & ASSOCIATES, INC.ENGINEERS-PLANNERS-SURVEYORS,RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT FOR THE CITY OF NEWPORTNEWS, VIRGINIA, IN DEED BOOK 1268, PAGE1284, TO WHICH REFERENCE IS HEREBYMADE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144910A-4236958 04/30/2012, 05/07/201223010965

TRUSTEE'S SALE OF378 CIRCUIT LANE UNIT ANewport News Virginia

Pursuant to the terms of a deed of trust dated May 31,2007, in the original principal amount of $138,700.00,recorded in the Clerk's Office, Circuit Court for the City ofNewport News, Virginia, as Instrument Number070015480, the property briefly described below will beoffered for sale at public auction.

Lot A in Block 72, Courthouse Green, Section 4, as thesame is duly dedicated, platted and recorded in Plat Book8 at page 193, among the land records for the City ofNewport News, Virginia, as more particularly described inthe referenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at11:00 a.m. at the main entrance of the buildinghousing the Circuit Court for the City of Newport News,Virginia.

Terms: A deposit in the form of certified funds in theamount of $10,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232097

Ad dates: April 30, 2012 May 7, 201223009269

TRUSTEE'S SALE OF 108 HenryClay Road, Newport News, VA23601 . In execution of a certain deed of trust datedAugust 29, 2008, in the original principal amount of$156,937.00 recorded in the Clerk's Office, Circuit Courtfor City of Newport News, Virginia, in Instrument No.080018700, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Newport News, 2500 Washington Avenue,Newport News, Virginia, on June 11, 2012, at11:05 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND SITUATE, LYING AND BEING IN THE CITYOF NEWPORT NEWS (FORMERLY WARWICK), VIRGINIA,KNOWN AND DESIGNATED AS LOT NUMBERED FIVE (5) INBLOCK LETTERED "A" AS SHOWN ON A CERTAIN PLATENTITLED "IVY FARMS, SECTION ONE," WHICH SAID PLATIS DATED OCTOBER 30, 1956, MADE BY R. F. PYLE, C.L.S.,AND DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT, PART TWO, FOR THE CITY OF NEWPORTNEWS, VIRGINIA, IN WARWICK PLAT BOOK 4, PAGE 109,TO WHICH REFERENCE IS HERE MADE..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 117558A-4235240 05/07/2012, 05/14/2012 23006452

TRUSTEE'S SALE OF243 JAMES RIVER DRIVENewport News Virginia

Pursuant to the terms of a deed of trust dated July 20,2009, in the original principal amount of $328,372.00,recorded in the Clerk's Office, Circuit Court for the City ofNewport News, Virginia, as Instrument Number090014909, the property briefly described below will beoffered for sale at public auction.

Lot 3, Block K, as shown on that certain map entitled, "Map of Part of Warwick on the James, Fourth Section, inWarwick County Virginia, Property of Warwick LandCompany, Inc.," as the same is duly dedicated, platted andrecorded in Plat Book 1 at page 152, among the landrecords for the City of Newport News, Virginia, as moreparticularly described in the referenced Deed of Trust, (the"Property").

The sale will take place on May 15, 2012 at11:00 a.m. at the main entrance of the buildinghousing the Circuit Court for the City of Newport News,Virginia.

Terms: A deposit in the form of certified funds in theamount of $30,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232536

Ad dates: April 30, 2012 May 7, 201223009239

TRUSTEE'S SALE OF 2216Buckingham Green, NewportNews, VA 23602. In execution of acertain deed of trust dated July 18, 2003, inthe original principal amount of $168,400.00recorded in the Clerk's Office, Circuit Court forCity of Newport News, Virginia, in Deed Book1831 Page 2372, default having occurred inthe payment of the Note thereby secured andat the request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Newport News, 2500Washington Avenue, Newport News, Virginia,on May 21, 2012, at 11:11 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND,WITH THE BUILDINGS AND IMPROVEMENTSTHEREON, LYING, SITUATE AND BEING IN THECITY OF NEWPORT NEWS, VIRGINIA, ANDBEING KNOWN, NUMBERED AND DESIGNATEDAS LOT 43, AS SHOWN ON THAT CERTAINPLAT ENTITLED, "SOUTHLAKE SUBDIVISION,LOCATED IN NEWPORT NEWS, VIRGINIA",WHICH PLAT IS DULY RECORDED IN THECLERK'S OFFICE OF THE CIRCUIT COURT OFTHE CITY OF NEWPORT NEWS, VIRGINIA, INDEED BOOK 1160, AT PAGES 4 THROUGH 7.TOGETHER WITH ACCESS OVER THE PRIVATESTREETS BY INSTRUMENT IN DEED BOOK1160, PAGES 4 THROUGH 7..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent(10%) of the sale price or ten percent (10%) ofthe original principal balance of the subjectdeed of trust, whichever is lower, in the formof cash or certified funds payable to theSubstitute Trustee must be present at the timeof the sale. The balance of the purchase pricewill be due within fifteen (15) days of sale,otherwise Purchaser's deposit may be forfeitedto Trustee. Time is of the essence. Sale issubject to post sale confirmation that theborrower did not file for protection under theU.S. Bankruptcy Code prior to the sale, as wellas to post-sale confirmation and audit of thestatus of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser's sole remedy, in law or equity, shallbe the return of his deposit without interest .Additional terms to be announced at the sale.A form copy of the Trustee's memorandum offoreclosure sale and contract to purchase realproperty is available for viewing atwww.bwwsales.com. This is a communicationfrom a debt collector and any informationobtained will be used for that purpose. Thesale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100Three Chopt Rd., Suite 240, Richmond, VA23229, (703)548-4600. For informationcontact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway,Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com.BWW# 146657 A-4236955 04/30/2012,05/07/2012 23010921

TRUSTEE SALE715 Spruce Road, Newport

News, VA 23601-3518

In execution of a Deed of Trust in the originalprincipal amount of $176,850.00, datedMarch 16, 2007 recorded in the Clerk'sOffice of the Circuit Court of the City OfNewport News, Virginia, in Instrument070007633, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Substitute Trustee will offer forsale at public auction at the entrance to theNewport News Circuit Courtlocated on 2500 WashingtonAvenue, Newport News, Virginia,on May 16, 2012 at 10:30 o'clockam the property described in said deed,located at the above address and brieflydescribed as:Lot 354, BRENTWOOD ESTATES, SECTIOND, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$15,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-022338-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012262

TRUSTEE'S SALE OF 1061Willow Green Drive, NewportNews, VA 23602. In execution of a certaindeed of trust dated January 09, 2009, in the originalprincipal amount of $153,935.00 recorded in the Clerk'sOffice, Circuit Court for City of Newport News, Virginia, inInstrument No. 090000706, default having occurred in thepayment of the Note thereby secured and at the requestof the holder, the undersigned Substitute Trustee will offerfor sale at public auction in the front of the Circuit Courtbuilding for the City of Newport News, 2500 WashingtonAvenue, Newport News, Virginia, on June 04,2012, at 11:07 AM, the property described insaid deed of trust, located at the above address, and moreparticularly described as follows: ALL THAT CERTAIN LOT,PIECE OR PARCEL OF LAND SITUATE, LYING AND BEING INTHE CITY OF NEWPORT NEWS, VIRGINIA, KNOWN ANDDESCRIBED AS LOT NUMBERED A, IN BLOCK EIGHTEEN(18), SECTION 3, AS SHOWN ON A CERTAIN PLATENTITLED, "WILLOW GREEN, SECTION THREE, CITY OFNEWPORT NEWS, VIRGINIA", MADE BY COENEN &ASSOCIATES, ENGINEERS-PLANNERS-SURVEYORS, DATEDJUNE 17, 1974, RECORDED AUGUST 2, 1974, IN THECLERK'S OFFICE OF THE CIRCUIT COURT FOR THE CITY OFNEWPORT NEWS, VIRGINIA, IN PLAT BOOK 9, PAGE82..TERMS OF SALE: ALL CASH. A bidder's deposit of tenpercent (10%) of the sale price or ten percent (10%) of theoriginal principal balance of the subject deed of trust,whichever is lower, in the form of cash or certified fundspayable to the Substitute Trustee must be present at thetime of the sale. The balance of the purchase price will bedue within fifteen (15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is of theessence. Sale is subject to post sale confirmation that theborrower did not file for protection under the U.S.Bankruptcy Code prior to the sale, as well as to post- saleconfirmation and audit of the status of the loan with theloan servicer including, but not limited to, determination ofwhether the borrower entered into any repaymentagreement, reinstated or paid off the loan prior to thesale. In any such event, the sale shall be null and void, andthe Purchaser's sole remedy, in law or equity, shall be thereturn of his deposit without interest . Additional terms tobe announced at the sale. A form copy of the Trustee'smemorandum of foreclosure sale and contract topurchase real property is available for viewing atwww.bwwsales.com. This is a communication from a debtcollector and any information obtained will be used forthat purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 140982 A-423520004/30/2012, 05/07/2012 23004999

TRUSTEE SALE300 Advocate Ct Unit C,

Newport News, VA23608- 2815

In execution of a Deed of Trust in the original principalamount of $123,250.00, dated July 10, 2008 recordedin the Clerk's Office of the Circuit Court of the CityOf Newport News, Virginia, in Instrument080014784, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to theNewport News Circuit Courtlocated on 2500 WashingtonAvenue, Newport News, Virginia,on May 16, 2012 at 10:30 o'clockam the property described in said deed, located at theabove address and briefly described as:Lot C, Block 30, Courthouse Green, Section 2,recorded in Plat Book 8, Page 73, withimprovements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-004010-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012348

TRUSTEE SALE 151 Colony Road, Newport

News, VA 23602-6646

In execution of a Deed of Trust in the original principalamount of $231,300.00, dated December 15, 2006recorded in the Clerk's Office of the Circuit Court of theCity Of Newport News, Virginia, in Instrument070000041, default having occurred in the payment ofthe Note thereby secured and at the request of the holderof said Note, the under-signed Substitute Trustee will offerfor sale at public auction at the entrance to the NewportNews Circuit Court located on 2500 WashingtonAvenue, Newport News, Virginia, on May 9,2012 at 10:30 o'clock am the propertydescribed in said deed, located at the above address andbriefly described as:

Lot 5, Walden, Section One, with improvementsthereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or10% of the sales price, whichever is lower, cash orcertified check, will be required at the time of sale withsettlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrowerdid not file for protection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-sale confirmation andaudit of the status of the loan with the loan servicerincluding, but not limited to, determination of whether theborrower entered into any repayment agreement,reinstated or paid off the loan prior to the sale. In anysuch event, the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shall be thereturn of his deposit without interest. Additional termsmay be announced at the time of sale. Pursuant to theFederal Fair Debt Collection Practices Act, we advise youthat this firm is a debt collector attempting to collect theindebtedness referred to herein and any information weobtain will be used for that purpose.

SAMUEL I. WHITE, P.C., Substitute Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-026260-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23007719

TRUSTEE'S SALE OF 508Ryans Run, Newport News, VA23608. In execution of a certain deed of trust datedFebruary 12, 2008, in the original principal amount of$201,832.00 recorded in the Clerk's Office, Circuit Courtfor City of Newport News, Virginia, in Instrument No.080003175, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Newport News, 2500 Washington Avenue,Newport News, Virginia, on June 04, 2012, at11:08 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, TOGETHER WITH THE BUILDINGS ANDIMPROVEMENTS THEREON AND THE APPURTENEANCESTHEREUNTO BELONGING, SITUATE, LYING AND BEING INTHE CITY OF NEWPORT NEWS, VIRGINIA, KNOWN ANDDESIGNATED AS LOT 12, AS SHOWN ON THAT CERTAINPLAT ENTITLED, "SUBDIVISION PLAT OF WYNNESUBDIVISION, CITY OF NEWPORT NEWS, VA.", DATED JULY12, 1994, PREPARED BY DAVIS & ASSOCIATES, ANDDULY RECORDED IN THE CLERKS OFFICE OF THE CIRCUITCOURT FOR THE CITY OF NEWPORT NEWS, VIRGINIA, INDEED BOOK 1384, PAGE 1319, TO WHICH REFERENCE ISHERE MADE FOR A MORE PARTICULARDESCRIPTION..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143474 A-423491904/30/2012, 05/07/2012 23004991

TRUSTEE'S SALE OF 717Mainsail Drive, Newport News,VA 23608. In execution of a certain deedof trust dated August 29, 2006, in the originalprincipal amount of $167,346.00 recorded inthe Clerk's Office, Circuit Court for City ofNewport News, Virginia, in Deed Book 2174Page 0069, default having occurred in thepayment of the Note thereby secured and atthe request of the holder, the undersignedSubstitute Trustee will offer for sale at publicauction in the front of the Circuit Courtbuilding for the City of Newport News, 2500Washington Avenue, Newport News, Virginia,on May 21, 2012, at 11:09 AM, theproperty described in said deed of trust,located at the above address, and moreparticularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LANDSITUATE, LYING AND BEING IN THE CITY OFNEWPORT NEWS, VIRGINIA, KNOWN ANDDESIGNATED AS LOT NUMBERED TWOHUNDRED SEVENTEEN (217), AS SHOWN ONTHAT CERTAIN PLAT ENTITLED, "CLIPPERCREEK, SECTION FIVE, CITY OF NEWPORTNEWS, VIRGINIA", DATED JANUARY 2, 1992,MADE BY COENEN & ASSOCIATES, INC.ENGINEERS-PLANNERS-SURVEYORS,RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT FOR THE CITY OF NEWPORTNEWS, VIRGINIA, IN DEED BOOK 1268, PAGE1284, TO WHICH REFERENCE IS HEREBYMADE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale priceor ten percent (10%) of the original principalbalance of the subject deed of trust, whicheveris lower, in the form of cash or certified fundspayable to the Substitute Trustee must bepresent at the time of the sale. The balance ofthe purchase price will be due within fifteen(15) days of sale, otherwise Purchaser'sdeposit may be forfeited to Trustee. Time is ofthe essence. Sale is subject to post saleconfirmation that the borrower did not file forprotection under the U.S. Bankruptcy Codeprior to the sale, as well as to post-saleconfirmation and audit of the status of theloan with the loan servicer including, but notlimited to, determination of whether theborrower entered into any repaymentagreement, reinstated or paid off the loanprior to the sale. In any such event, the saleshall be null and void, and the Purchaser's soleremedy, in law or equity, shall be the return ofhis deposit without interest . Additional termsto be announced at the sale. A form copy ofthe Trustee's memorandum of foreclosure saleand contract to purchase real property isavailable for viewing at www.bwwsales.com.This is a communication from a debt collectorand any information obtained will be used forthat purpose. The sale is subject to sellerconfirmation. Substitute Trustee: EquityTrustees, LLC, 8100 Three Chopt Rd., Suite240, Richmond, VA 23229, (703)548-4600.For information contact: BWW Law Group, LLC,attorneys for Equity Trustees, LLC, 4520 EastWest Highway, Suite 200, Bethesda, MD20814, (301) 961-6555, website:www.bwwsales.com. BWW# 144910A-4236958 04/30/2012, 05/07/201223010965

TRUSTEE'S SALE OF378 CIRCUIT LANE UNIT ANewport News Virginia

Pursuant to the terms of a deed of trust dated May 31,2007, in the original principal amount of $138,700.00,recorded in the Clerk's Office, Circuit Court for the City ofNewport News, Virginia, as Instrument Number070015480, the property briefly described below will beoffered for sale at public auction.

Lot A in Block 72, Courthouse Green, Section 4, as thesame is duly dedicated, platted and recorded in Plat Book8 at page 193, among the land records for the City ofNewport News, Virginia, as more particularly described inthe referenced Deed of Trust, (the "Property").

The sale will take place on May 22, 2012 at11:00 a.m. at the main entrance of the buildinghousing the Circuit Court for the City of Newport News,Virginia.

Terms: A deposit in the form of certified funds in theamount of $10,000.00 or 10% of the successful bid,whichever is lower, is required of any bidder at the timeof sale. Closing within fifteen (15) days of sale. Time is ofthe essence. Additional terms will be announced at sale.Purchaser to pay all closing costs. Sale subject to Sellerconfirmation. Pursuant to the Federal Fair Debt CollectionPractices Act, we advise you that this firm is a debtcollector attempting to collect the indebtedness referredto herein and any information we obtain will be used forthat purpose.

F & M Services, L.C., Substitute Trustees

FOR INFORMATION CONTACT:Friedman & MacFadyen, P.A., 1601 Rolling Hills Drive,Ste. 125, Richmond, Virginia 23229, Telephone: (804)288-0088Ref#232097

Ad dates: April 30, 2012 May 7, 201223009269

TRUSTEE SALE820 Enos Court, Newport

News, VA 23608-1170

In execution of a Deed of Trust in the originalprincipal amount of $117,247.00, datedAugust 25, 2009 recorded in the Clerk'sOffice of the Circuit Court of the City OfNewport News, Virginia, in Instrument100001289, default having occurred in thepayment of the Note thereby secured and atthe request of the holder of said Note, theunder-signed Trustee will offer for sale atpublic auction at the entrance to the Newport News Circuit Courtlocated on 2500 WashingtonAvenue, Newport News, Virginia,on May 16, 2012 at 10:30 o'clockam the property described in said deed,located at the above address and brieflydescribed as:Lot 2, Enos Tract No. 1, Plat Book 15,page 97, with improvements thereon.

TERMS OF SALE: CASH: A deposit of$10,000.00, or 10% of the sales price,whichever is lower, cash or certified check, willbe required at the time of sale with settlementwithin fifteen (15) days from the date of sale.Sale is subject to post sale confirmation thatthe borrower did not file for protection underthe U.S. Bankruptcy Code prior to the sale, aswell as to post-sale confirmation and audit ofthe status of the loan with the loan servicerincluding, but not limited to, determination ofwhether the borrower entered into anyrepayment agreement, reinstated or paid offthe loan prior to the sale. In any such event,the sale shall be null and void, and thePurchaser’s sole remedy, in law or equity, shallbe the return of his deposit without interest.Additional terms may be announced at thetime of sale. Pursuant to the Federal Fair DebtCollection Practices Act, we advise you thatthis firm is a debt collector attempting tocollect the indebtedness referred to herein andany information we obtain will be used for thatpurpose.

SAMUEL I. WHITE, P.C., Trustee

This is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-008266-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30a.m. or visit our website at www.siwpc.net 23012332

TRUSTEE'S SALE OF 108 HenryClay Road, Newport News, VA23601 . In execution of a certain deed of trust datedAugust 29, 2008, in the original principal amount of$156,937.00 recorded in the Clerk's Office, Circuit Courtfor City of Newport News, Virginia, in Instrument No.080018700, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Newport News, 2500 Washington Avenue,Newport News, Virginia, on June 11, 2012, at11:05 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND SITUATE, LYING AND BEING IN THE CITYOF NEWPORT NEWS (FORMERLY WARWICK), VIRGINIA,KNOWN AND DESIGNATED AS LOT NUMBERED FIVE (5) INBLOCK LETTERED "A" AS SHOWN ON A CERTAIN PLATENTITLED "IVY FARMS, SECTION ONE," WHICH SAID PLATIS DATED OCTOBER 30, 1956, MADE BY R. F. PYLE, C.L.S.,AND DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT, PART TWO, FOR THE CITY OF NEWPORTNEWS, VIRGINIA, IN WARWICK PLAT BOOK 4, PAGE 109,TO WHICH REFERENCE IS HERE MADE..TERMS OF SALE:ALL CASH. A bidder's deposit of ten percent (10%) of thesale price or ten percent (10%) of the original principalbalance of the subject deed of trust, whichever is lower, inthe form of cash or certified funds payable to theSubstitute Trustee must be present at the time of the sale.The balance of the purchase price will be due withinfifteen (15) days of sale, otherwise Purchaser's depositmay be forfeited to Trustee. Time is of the essence. Sale issubject to post sale confirmation that the borrower did notfile for protection under the U.S. Bankruptcy Code prior tothe sale, as well as to post-sale confirmation and audit ofthe status of the loan with the loan servicer including, butnot limited to, determination of whether the borrowerentered into any repayment agreement, reinstated or paidoff the loan prior to the sale. In any such event, the saleshall be null and void, and the Purchaser's sole remedy, inlaw or equity, shall be the return of his deposit withoutinterest . Additional terms to be announced at the sale. Aform copy of the Trustee's memorandum of foreclosuresale and contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. BWW# 117558A-4235240 05/07/2012, 05/14/2012 23006452

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TRUSTEE'S SALE OF 508Ryans Run, Newport News, VA23608. In execution of a certain deed of trust datedFebruary 12, 2008, in the original principal amount of$201,832.00 recorded in the Clerk's Office, Circuit Courtfor City of Newport News, Virginia, in Instrument No.080003175, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Newport News, 2500 Washington Avenue,Newport News, Virginia, on June 04, 2012, at11:08 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND, TOGETHER WITH THE BUILDINGS ANDIMPROVEMENTS THEREON AND THE APPURTENEANCESTHEREUNTO BELONGING, SITUATE, LYING AND BEING INTHE CITY OF NEWPORT NEWS, VIRGINIA, KNOWN ANDDESIGNATED AS LOT 12, AS SHOWN ON THAT CERTAINPLAT ENTITLED, "SUBDIVISION PLAT OF WYNNESUBDIVISION, CITY OF NEWPORT NEWS, VA.", DATED JULY12, 1994, PREPARED BY DAVIS & ASSOCIATES, ANDDULY RECORDED IN THE CLERKS OFFICE OF THE CIRCUITCOURT FOR THE CITY OF NEWPORT NEWS, VIRGINIA, INDEED BOOK 1384, PAGE 1319, TO WHICH REFERENCE ISHERE MADE FOR A MORE PARTICULARDESCRIPTION..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 143474 A-423491904/30/2012, 05/07/2012 23004991

BWW# 138226

TRUSTEE'S SALE OF 74Shannon Drive, NewportNews, VA 23608. In execution of a certaindeed of trust dated August 15, 2005, in the originalprincipal amount of $188,079.00 recorded in the Clerk'sOffice, Circuit Court for City of Newport News, Virginia, inDeed Book 2055 Page 1336, default having occurred inthe payment of the Note thereby secured and at therequest of the holder, the undersigned Substitute Trusteewill offer for sale at public auction in the front of theCircuit Court building for the City of Newport News, 2500Washington Avenue, Newport News, Virginia, on June11, 2012, at 11:06 AM, the propertydescribed in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHAT CERTAIN LOT, PIECE OR PARCEL OF LAND SITUATE,LYING AND BEING IN THE CITY OF NEWPORT NEWS,VIRGINIA, KNOWN AND DESIGNATED AS LOT NUMBEREDTWENTY-NINE (29), AS SHOWN ON THAT CERTAIN PLATENTITLED, "WARWICK RIVER ESTATES, SECTION TWO,NEWPORT NEWS, VIRGINIA", MADE BY JOHN W. LAWSON,C.L.S., AND DATED MARCH 8, 1961, A COPY OF WHICHPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT FOR THE CITY OF NEWPORT NEWS,VIRGINIA, IN PLAT BOOK 7, PAGE 190, TO WHICHREFERENCE IS HERE MADE..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23004847

VIRGINIA:

IN THE VIRGINIA BEACH CIRCUIT COURT CLERK'S OFFICE

LLOYD LAWRENCE GODFREYDANIELS

Plaintiff

Vs.

DONNA ANDREA HODGE DANIELS

Defendant

Case No. CL12-786

ORDER OF PUBLICATION

The object of this suit is for the said plaintiff to obtaina divorce from the bonds of matrimony from the saiddefendant, upon the grounds of one-year separation.

It is ORDERED that DONNA ANDREA HODGE DANIELSappear and protect his interests on or before May28, 2012, which date is no sooner than fifty daysafter entry of this order of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks inInside Business, a newspaper of general circulation in thisCity prescribed by this court.

Date: April 3, 2012Tina E. Sinnen, Clerk

By: Svitlana Mathews, Deputy Clerk22980677

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFVIRGINIA BEACH

LUCY SALAZAR,Plaintiff,

v.

JEFFREY SALAZAR,Defendant.

Case No.: CL12-1826

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from thebond of matrimony from the Defendant on the ground ofhaving lived separate and apart for a period exceeding oneyear.

It appearing by affidavit that the Defendant's lastknown address is 1323 Eddy St., Providence, RhodeIsland, 02905, the Defendant's present whereabouts areunknown, and diligence has been used by or on behalf ofthe Plaintiff to ascertain in what county or city theDefendant is without effect, it is ORDERED that theDefendant appear before this Court on or before May 28,2012, and protect his interests herein.

And it is further ORDERED that the above paragraphsbe published once a week for four successive weeks inInside Business, a newspaper of general circulation in theHampton Roads of Virginia. The Clerk of this Court shallpost this Order at the front door of the courthouse, andshall mail a copy of this Order to the defendant at the postoffice address, if any, given in the affidavit of the plaintifffiled herein.

Date: 4/5/12Tina E. Sinnen,

Clerk of the Circuit CourtBy: Svitlana Mathews,, D. C.

22983667

COMMONWEALTH OF VIRGINIACITY OF NORFOLK

CIRCUIT COURT

EDNA SMITH

V.

JAMES C. SMITH

Case No. 710CL12002439-00

ORDER OF PUBLICATION

The object of this suit is to dissolve the marriage ofEdna and Jerry C. Smith and grant final divorce.

It is ORDERED that James C. Smith appear at theabove-named court and protect his/her interests on orbefore May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22984625

TRUSTEE'S SALE OF 1203 76thStreet, Newport News, VA23605. In execution of a certain deed of trust datedOctober 28, 2008, in the original principal amount of$155,626.00 recorded in the Clerk's Office, Circuit Courtfor City of Newport News, Virginia, in Instrument No.080022722, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Newport News, 2500 Washington Avenue,Newport News, Virginia, on June 04, 2012, at11:06 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT OR PARCELOF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREONAND APPURTENANCES THERETO ,. ' BELONGING, LYINGAND BEING IN THE CITY OF NEWPORT NEWS, VIRGINIA,KNOWN AND DESIGNATED AS LOT NUMBERED . D"THIRTEEN (13), BLOCK NUMBERED FIFTY-TWO (52), ASSHOWN ON THAT CERTAIN PLAT ENTITLED, "SECTIONTHIRTEEN, ,~ NEWSMAKET VILLAGE" MADE BY W, B,SOURS. CERTIFIED LAND SURVEYOR AND CIVIL ENGINEER,DATED FEBRUARY 5, 1960, I;;(::A COPY OF WHICH PLAT ISDULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUITCOURT OF THE CITY OF NEWPORT NEWS,' ~ ,VIRGINIA, INPLAT BOOK 5, PAGE 95, TO WHICH REFERENCE ISHEREBY MADE..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 133159 A-423491704/30/2012, 05/07/2012 23004788

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd., Norfolk, VA 23510

VALERIE ANN LEWIS

V.

RICKY ALLEN BOLTON, JR.

Case No. CL12-2595

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce.

It is ORDERED that RICKY ALLEN BOLTON, JR. appearat the above-named court and protect his/her interests onor before May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22984812

TRUSTEE'S SALE OF 842Shields Road, Newport News,VA 23608. In execution of a certain deed of trustdated June 30, 2010, in the original principal amount of$215,916.00 recorded in the Clerk's Office, Circuit Courtfor City of Newport News, Virginia, in Instrument No.100010049 and re-recorded as Instrument No.110002250, default having occurred in the payment ofthe Note thereby secured and at the request of the holder,the undersigned Substitute Trustee will offer for sale atpublic auction in the front of the Circuit Court building forthe City of Newport News, 2500 Washington Avenue,Newport News, Virginia, on June 04, 2012, at11:05 AM, the property described in said deed oftrust, located at the above address, and more particularlydescribed as follows: ALL THAT CERTAIN LOT, PIECE ORPARCEL OF LAND SITUATE, LYING AND BEING IN THE CITYOF NEWPORT NEWS, VIRGINIA, KNOWN AND DESIGNATEDAS LOT NUMBERED TWO (2), AS SHOWN ON THATCERTAIN SURVEY ENTITLED, "PHYSICAL SURVEY OF LOT 2,SECTION 1, REVISED PLAT LINCOLN COMMONS, CITY OFNEWPORT NEWS, VIRGINIA", DATED JUNE 24, 2010 ANDMADE BY DRAPER ADEN ASSOCIATES, A COPY OF WHICHIS ATTACHED HERETO AND MADE A PART OF HEREOF FORA MORE A MORE ACCURATE AND COMPLETEDESCRIPTION..TERMS OF SALE: ALL CASH. A bidder'sdeposit of ten percent (10%) of the sale price or tenpercent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A form copyof the Trustee's memorandum of foreclosure sale andcontract to purchase real property is available for viewingat www.bwwsales.com. This is a communication from adebt collector and any information obtained will be usedfor that purpose. The sale is subject to seller confirmation.Substitute Trustee: Equity Trustees, LLC, 8100 Three ChoptRd., Suite 240, Richmond, VA 23229, (703)548-4600. Forinformation contact: BWW Law Group, LLC, attorneys forEquity Trustees, LLC, 4520 East West Highway, Suite 200,Bethesda, MD 20814, (301) 961-6555, website:www.bwwsales.com. BWW# 123362 A-423491804/30/2012, 05/07/2012 23004964

VIRGINIA: IN THE CIRCUIT COURTOF THE CITY OF NORFOLK

ELIZABETH GERALDINE BARRA,

Plaintiff

v.

HERNAN AUGUSTINE BARRA,

Defendant

Case No. CL 12-2383

ORDER OF PUBLICATION

The object of this suit is to obtain a final decree ofdivorce A VINCULO MATRIMONII from the defendant on thegrounds of separation in excess of one year.

It appearing from an affidavit that the defendant is nota resident of this Commonwealth or that due diligence hasbeen used by or on the behalf of the plaintiff to ascertainin what county or city the defendant is, it is ordered thatthe defendant appear to protect his interests on or beforethis court on May 31, 2012

It is ordered that this Order of Publication be publishedonce a week for four successive weeks in the InsideBusiness.

George Schaefer, Clerk of CourtBy: Toni Duquette, D. C.

Received by IB: April 10, 2012

VIRGINIA:

IN THE VIRGINIA BEACH CIRCUIT COURT CLERK'S OFFICE

MICHONE WILLIAMS BUTLERPlaintiff

Vs.

ANDRE D. BUTLERDefendant

Case No. CL12-1480

ORDER OF PUBLICATION

The object of this suit is for the said plaintiff to obtaina divorce from the bonds of matrimony from the saiddefendant, upon the grounds of one-year separation.

It is ORDERED that ANDRE D. BUTLER appear andprotect his interests on or before May 28,2012, which date is no sooner than fifty days afterentry of this order of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks inInside Business, a newspaper of general circulation in thisCity prescribed by this court.

Date: April 3, 2012Tina E. Sinnen, Clerk

By: Svitlana Mathews, Deputy Clerk22980766

COMMONWEALTH OF VIRGINIANorfolk Circuit Court

STEPHEN V. SHEPHERD

v.

PAMELA JEAN HARGROVE

Case No. CL12-2604

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds that the parties lived separate& apart for one year.

It is ORDERED that PAMELA JEAN HARGROVE appearat the above-named court and protect his/her interests onor before May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22984880

Trustee's Sale726 Tamara Path, Newport

News, Virginia 23601(Tax ID No. 233000457)

Default having been made in the terms of a certain Deedof Trust dated July 12, 2001, in the modified principalamount of $100,106.53and recorded in the Clerk's Officeof the Circuit Court of the City of Newport News, Virginia inDeed Book 1658, at Page 1973, and as modified byAgreement recorded as Instrument Number 100018488the undersigned Substitute Trustees will sell at publicauction on May 31, 2012, at 10:00a.m., in front of the building housing the Newport NewsCircuit Court, 2500 Washington Avenue, Newport News,VA, the property designated as Lot Numbered 19, in BlockLettered "D", as shown on that certain plat entitled"SUBDIVISION OF COURTNEY TRACE, SECTION 5, LOCATEDIN NEWPORT NEWS, VIRGINIA," dated August 28, 1990,and recorded in aforesaid Clerk's Office, in Deed Book1233, page 1153.Sale is subject to all prior liens, easements, restrictions,covenants, and conditions, if any, of record, or othermatters which would be disclosed by an accurate survey orinspection of the premises. TERMS: CASH. A deposit of$10,000.00 or 10% of the sale price, whichever is lower,will be required of the successful bidder at time of sale.Prior to the sale, interested bidders will be required toregister with and must present a bid deposit which may beheld during the sale by the trustee. The bid deposit mustbe certified funds and/or cash, but no more than$10,000.00 of cash will be accepted. The successfulbidder’s deposit will be retained at the sale and applied tothe sale price. If held by the trustee, all other bid depositswill be returned to the unsuccessful bidders. Settlement isto be made within 15 days. The successful bidder will berequired to execute a Memorandum of Trustee's Sale,available for review on the Foreclosure Sales page ofwww.glasserlaw.com , outlining additional terms of saleand settlement. A Trustee’s Deed will be prepared byTrustee’s attorney at high bidder’s expense. This is acommunication from a debt collector. Glasser andGlasser, P.L.C. and/or Atlantic Trustee Services, L.L.C.,Substitute Trustees, Crown Center Building, Suite 600,580 East Main Street, Norfolk, VA 23510, File No. 82928,Tel: (757) 321-6465, Between 10:00 a.m. & 12:00noon only. 22996053

VIRGINIA: IN THE CIRCUIT COURTOF THE CITY OF VIRGINIA BEACH

TIFFANY N. ODOM,

Plaintiff,

V.

WILLIAM D. ODOM,

Defendant.

CIVIL NO.: CL11-6686

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce A VinculoMatrimonii from the Defendant on the grounds that theparties have lived separate and apart for more than oneyear.

It is ORDERED that the Defendant, WILLIAM D. ODOM,appear and protect her interests on or before May28, 2012, which date is no sooner than 50 daysafter entry of this order of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks inINSIDE BUSINESS, a newspaper of general circulation inthis City prescribed by this court.

Date: April 3, , 2012Tina E. Sinnen, Clerk

By: Svitlana Mathews, Deputy Clerk

22984497

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT101 N. KINGS WAY MALL

HAMPTON, VA 23669

HEAVENLY LASETTE SULLIVAN

v.

CLIFFORD JAMES SULLIVANL/K/A 13226 MARGO LANENEWPORT NEWS, VA 23608

Case No. CL12000406-00

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds of parties lived separate &apart for one year.

It is ORDERED that CLIFFORD JAMES SULLIVANappear at the above-named court and protect hisinterests on or before May 23, 2012.

Date: March 28, 2012LINDA B. SMITH, Clerk

By: Karen A. Downing, D. C.

22981426

BWW# 138226

TRUSTEE'S SALE OF 74Shannon Drive, NewportNews, VA 23608. In execution of a certaindeed of trust dated August 15, 2005, in the originalprincipal amount of $188,079.00 recorded in the Clerk'sOffice, Circuit Court for City of Newport News, Virginia, inDeed Book 2055 Page 1336, default having occurred inthe payment of the Note thereby secured and at therequest of the holder, the undersigned Substitute Trusteewill offer for sale at public auction in the front of theCircuit Court building for the City of Newport News, 2500Washington Avenue, Newport News, Virginia, on June11, 2012, at 11:06 AM, the propertydescribed in said deed of trust, located at the aboveaddress, and more particularly described as follows: ALLTHAT CERTAIN LOT, PIECE OR PARCEL OF LAND SITUATE,LYING AND BEING IN THE CITY OF NEWPORT NEWS,VIRGINIA, KNOWN AND DESIGNATED AS LOT NUMBEREDTWENTY-NINE (29), AS SHOWN ON THAT CERTAIN PLATENTITLED, "WARWICK RIVER ESTATES, SECTION TWO,NEWPORT NEWS, VIRGINIA", MADE BY JOHN W. LAWSON,C.L.S., AND DATED MARCH 8, 1961, A COPY OF WHICHPLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THECIRCUIT COURT FOR THE CITY OF NEWPORT NEWS,VIRGINIA, IN PLAT BOOK 7, PAGE 190, TO WHICHREFERENCE IS HERE MADE..TERMS OF SALE: ALL CASH. Abidder's deposit of ten percent (10%) of the sale price orten percent (10%) of the original principal balance of thesubject deed of trust, whichever is lower, in the form ofcash or certified funds payable to the Substitute Trusteemust be present at the time of the sale. The balance ofthe purchase price will be due within fifteen (15) days ofsale, otherwise Purchaser's deposit may be forfeited toTrustee. Time is of the essence. Sale is subject to postsale confirmation that the borrower did not file forprotection under the U.S. Bankruptcy Code prior to thesale, as well as to post-sale confirmation and audit of thestatus of the loan with the loan servicer including, but notlimited to, determination of whether the borrower enteredinto any repayment agreement, reinstated or paid off theloan prior to the sale. In any such event, the sale shall benull and void, and the Purchaser's sole remedy, in law orequity, shall be the return of his deposit without interest .Additional terms to be announced at the sale. A formcopy of the Trustee's memorandum of foreclosure saleand contract to purchase real property is available forviewing at www.bwwsales.com. This is a communicationfrom a debt collector and any information obtained will beused for that purpose. The sale is subject to sellerconfirmation. Substitute Trustee: Equity Trustees, LLC,8100 Three Chopt Rd., Suite 240, Richmond, VA 23229,(703)548-4600. For information contact: BWW Law Group,LLC, attorneys for Equity Trustees, LLC, 4520 East WestHighway, Suite 200, Bethesda, MD 20814, (301)961-6555, website: www.bwwsales.com. 23004847

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd., Norfolk, VA 23510

LOVEY VICK

V.

WILLIAM LEE VICK III

Case No. CL12-2562

ORDER OF PUBLICATION

The object of this suit is to obtain divorce.

It is ORDERED that WILLIAM VICK III appear at theabove-named court and protect his/her interests on orbefore May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22984964

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFVIRGINIA BEACH

LUCY SALAZAR,Plaintiff,

v.

JEFFREY SALAZAR,Defendant.

Case No.: CL12-1826

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from thebond of matrimony from the Defendant on the ground ofhaving lived separate and apart for a period exceeding oneyear.

It appearing by affidavit that the Defendant's lastknown address is 1323 Eddy St., Providence, RhodeIsland, 02905, the Defendant's present whereabouts areunknown, and diligence has been used by or on behalf ofthe Plaintiff to ascertain in what county or city theDefendant is without effect, it is ORDERED that theDefendant appear before this Court on or before May 28,2012, and protect his interests herein.

And it is further ORDERED that the above paragraphsbe published once a week for four successive weeks inInside Business, a newspaper of general circulation in theHampton Roads of Virginia. The Clerk of this Court shallpost this Order at the front door of the courthouse, andshall mail a copy of this Order to the defendant at the postoffice address, if any, given in the affidavit of the plaintifffiled herein.

Date: 4/5/12Tina E. Sinnen,

Clerk of the Circuit CourtBy: Svitlana Mathews,, D. C.

22983667

COMMONWEALTH OF VIRGINIACITY OF NORFOLK

CIRCUIT COURT

EDNA SMITH

V.

JAMES C. SMITH

Case No. 710CL12002439-00

ORDER OF PUBLICATION

The object of this suit is to dissolve the marriage ofEdna and Jerry C. Smith and grant final divorce.

It is ORDERED that James C. Smith appear at theabove-named court and protect his/her interests on orbefore May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22984625

DIVORCE

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

BOONE, ETHEL,

Plaintiff,

v.

BURKE, GREGORY ALLEN,

Defendant.

Civil No. CL12-2707

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from thedefendant on the grounds of separation in excess oftwelve (12) months.

It appearing from an affidavit that the defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the plaintiff to ascertainin what country or city the defendant is, it is ordered thatthe defendant appear to protect her interests on or beforethis court on May 31, 2012.

It is ordered that this Order of Publication be publishedonce a week for four (4) successive weeks in the InsideBusiness, The Hampton Roads Business Journal, 150 W.Brambleton Avenue, Norfolk, Virginia 23510.

Received by IB: April 10, 2012George E. Schaefer, ClerkBy: Toni Duquette, D. C.

22985079

VIRGINIA:

IN THE VIRGINIA BEACH CIRCUIT COURT CLERK'S OFFICE

LLOYD LAWRENCE GODFREYDANIELS

Plaintiff

Vs.

DONNA ANDREA HODGE DANIELS

Defendant

Case No. CL12-786

ORDER OF PUBLICATION

The object of this suit is for the said plaintiff to obtaina divorce from the bonds of matrimony from the saiddefendant, upon the grounds of one-year separation.

It is ORDERED that DONNA ANDREA HODGE DANIELSappear and protect his interests on or before May28, 2012, which date is no sooner than fifty daysafter entry of this order of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks inInside Business, a newspaper of general circulation in thisCity prescribed by this court.

Date: April 3, 2012Tina E. Sinnen, Clerk

By: Svitlana Mathews, Deputy Clerk22980677

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76 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

BOONE, ETHEL,

Plaintiff,

v.

BURKE, GREGORY ALLEN,

Defendant.

Civil No. CL12-2707

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from thedefendant on the grounds of separation in excess oftwelve (12) months.

It appearing from an affidavit that the defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the plaintiff to ascertainin what country or city the defendant is, it is ordered thatthe defendant appear to protect her interests on or beforethis court on May 31, 2012.

It is ordered that this Order of Publication be publishedonce a week for four (4) successive weeks in the InsideBusiness, The Hampton Roads Business Journal, 150 W.Brambleton Avenue, Norfolk, Virginia 23510.

Received by IB: April 10, 2012George E. Schaefer, ClerkBy: Toni Duquette, D. C.

22985079

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT101 N. KINGS WAY MALL

HAMPTON, VA 23669

DAPHANEY LABELL (RAY)PAGE

v.

CHRISTOPHER PAGEL/K/A SACRAMENTO, CA

Case No. CL12000856-00

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds of parties lived separate &apart for one year.

It is ORDERED that CHRISTOPHER PAGE appear atthe above-named court and protect her interests on orbefore June 1, 2012.

Date: April 6, 2012LINDA B. SMITH, Clerk

By: Karen A. Downing, D. C.

22988086

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

MICHAEL SANCHEZBROADWAY

v.

KEYONA LEAKENA BROADWAY

Case No. CL1201180P-03

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce .

It is ORDERED that KEYONA LEAKENA BROADWAYappear at the above-named court and protect his/herinterests on or before June 8, 2012.

Date April 11, 2012Rex A. Davis ,Clerk

By: Brenda Johnson, D. C.

22991792

COMMONWEALTH OF VIRGINIACITY OF NORFOLK

CIRCUIT COURT

BASHA ELIZABETHBROTHERTON

V.

BENETIZ BROTHERTON

Case No. CL12-2749

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce Decree.

It is ORDERED that BENETIZ BROTHERTON appear atthe above-named court and protect his/her interests on orbefore June 8, 2012.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22995177

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT

MARGARET MOLLIETURLINGTON

v.

HARVEY STEPHANTURLINGTONl/k/a 2429 St. Paul, Unit C,Baltimore, MD

Case No. CL12-999 Part 2

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce on thegrounds that the parties have lived separate & apartcontinuously for more than one year.

It is ORDERED that HARVEY STEPHAN TURLINGTONappear at the above-named court and protect his/herinterests on or before June 11, 2012.

Date: April 16, 2012LINDA B. SMITH, Clerk

By: Connie Lee Schmitt, D. C.

22995804

VIRGINIA:

IN THE CIRCUIT COURT OFTHE CITY OF NORFOLK

LISA DAWN ELDER,Complainant,

v.

JUSTIN WILLIAM WOMER,Defendant.

Case No. 12-2857

ORDER OF PUBLICATION

The object of this suit is for the Complainant, LISADAWN ELDER, to obtain a divorce A Vinculo Matrimoniifrom the Defendant, JUSTIN WILLIAM WOMER, on thegrounds of one year's separation, pursuant to §20-91(9)(a)of the Code of Virginia, 1950, as amended.

It appearing from an Affidavit that the Defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the Complainant toascertain in what country or city the Defendant is, it isADJUDGED, ORDERED, and DECREED that the Defendant,JUSTIN WILLIAM WOMER, appear to protect his interestson or before June 8, 2012 which date is no soonerthan fifty-four (54) days after entry of this Order ofPublication.

It is further ADJUDGED, ORDERED, and DECREED thatthis Order of Publication be published once a week forfour (4) successive weeks in Inside Business, a newspaperhaving general circulation in this City.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22995228

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT

SADE AFTON GRANT

v.

MAURICE FORDL/K/A 3317 S. DINGLE DRIVEFLORENCE, SC 29505

Case No. CL12-873 Part I

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii or from the bonds of matrimony.

It appearing from an affidavit that the defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the plaintiff to ascertainin what country or city defendant is.

It is ORDERED that MAURICE FORD appear at theabove-named court and protect his/her interests on orbefore May 31, 2012.

Date: April 4, 2012LINDA B. SMITH, Clerk

By: Connie Lee Schmitt, D. C.

22991167

VIRGINIA:

IN THE CIRCUIT COURT OF THECITY OF NORFOLK

JASON ANTHONY MAHONEY,

Plaintiff,

V.

STEVIE LYNN MAHONEY,

Defendant.

CASE NO.: 710CL12000042-00

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce a vinculomatrimoni i from the defendant on the grounds that theparties have lived separate and apart for more than one(1) year.

It is ORDERED that STEVIE LYNN MAHONEY appear andprotect her interest, on or before June 8, 2012, which date is no sooner than fifty days after entry of thisorder of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks in theINSIDE BUSINESS, a newspaper of general circulation inthis City prescribed by this court.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22994959

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

XIAOYAN ZHENG,

Plaintiff,

Vs.

WEI ZHANG,

Defendant.

Case No. CL12-2193

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from theDefendant on the grounds of the parties have lived sepa-rate and apart without any cohabitation and without inter-ruption for one year.

It appearing from an affidavit that the Defendant is nota resident of this Commonwealth or that due diligence hasbeen used by or on the behalf of the Plaintiff to ascertainin what country or city the Defendant is; it is ordered thatthe Defendant appear to protect her interests on orbefore this court on May 31, 2012.

It is ordered that this Order of Publication be pub-lished once a week for four successive weeks in the InsideBusiness newspaper

Tina E. Sinnen, ClerkBy: S. Mathews, Deputy Clerk

Received by IB 4/10/12

22985188

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

EUGENE H. PATNAUDE, IIIPlaintiff(s)

V.

CHRISTINE JOAN PATNAUDEDefendant(s)

Case No. CL12-2362

ORDER OF PUBLICATION

The object of this suit is for Divorce.

It is ORDERED that CHRISTINE JOAN PATNAUDEappear at the above-named court and protect his/herinterest, on or before June 8, 2012, which date is nosooner than fifty days after entry of this order of publica-tion.

And it is further ORDERED that this order of publica-tion be published once a week for four successive weeksin Inside Business a newspaper of general circulation inthis City prescribed by this court.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22997596

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd.,Norfolk, VA 23510

CALVIN SIMMONS

V.

GLORIA TURNER SIMMONS

Case No. CL12-2352

ORDER OF PUBLICATION

The object of this suit is to grant Calvin Simmons adivorce a vinculo matrimonii from Gloria Turner Simmons.

It is ORDERED that Gloria Turner Simmons appear atthe above-named court and protect his/her interests on orbefore June 8, 2012.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22995269

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

ALGIE COOK

v.

TRACI H. GANTT COOK

Case No. CL120120V-04

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce.

It is ORDERED that TRACI H. GANTT COOK appear atthe above-named court and protect his/her interests on orbefore June 11, 2012.

Date: April 12, 2012Rex A. Davis, Clerk

By: Brenda Johnson, D. C.

22991246

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd., Norfolk, VA 23510

PHILLIP JOSEPH LAVINE, JR.

V.

JENNIFER JONES-LAVINE

Case No. CL12-1544

ORDER OF PUBLICATION

The object of this suit is to obtain divorce.

It is ORDERED that JENNIFER JONES-LAVINE appearat the above-named court and protect his/her interests onor before June 15, 2012.

Date: March 6, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22995106

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd.,Norfolk, VA 23510

CHRISTIAN SCOTT DAVIS

V.

BARBORA DAVIS DURCOVA

Case No. CL12-2330-00

ORDER OF PUBLICATION

The object of this suit is to divorce.

It is ORDERED that BARBORA DAVIS DURCOVA appearat the above-named court and protect his/her interests onor before May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

22985386

COMMONWEALTH OF VIRGINIAPORTSMOUTH CIRCUIT COURT601 CRAWFORD,PORTSMOUTH, VA 23704

CHARLOTTE YVONNE GREENPRICE

V.

MELVIN PRICE, JR.

ORDER OF PUBLICATION

The object of this suit is divorce.

It is ORDERED that MELVIN PRICE, JR. appear andprotect his interest on or before June 21, 2012.

Date: April 13, 2012CYNTHIA P. MORRISON, ClerkBy: Carleathia Vincent, Deputy Clerk23006492

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

EVERETT ADRIAN CURRIE,

Plaintiff,

V.

ANGELA G. CURRIE,

Defendant.

CASE NO.: 12-2788

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce a vinculomatrimonii from the defendant on the grounds that theparties have lived separate and apart for more than oneyear.

It is ORDERED that ANGELA G. CURRIE appear andprotect his interest, on or before June 8, 2012, which date is no sooner than fifty days after entry of thisorder of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks in theINSIDE BUSINESS, a newspaper of general circulation inthis City prescribed by this court.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22995380

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

LASHAUNDA DENISE BROWNMARTIN

v.

KIRK WAYNE MARTIN, JR.

Case No. CL1201186T-01

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce .

It is ORDERED that KIRK WAYNE MARTIN, JR. appearat the above-named court and protect his/her interests onor before June 8, 2012.

Date April 11, 2012Rex A. Davis ,Clerk

By: Brenda Johnson, D. C.

22991347

COMMONWEALTH OF VIRGINIACITY OF NORFOLK

CIRCUIT COURT

BASHA ELIZABETHBROTHERTON

V.

BENETIZ BROTHERTON

Case No. CL12-2749

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce Decree.

It is ORDERED that BENETIZ BROTHERTON appear atthe above-named court and protect his/her interests on orbefore June 8, 2012.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22995177

VIRGINIA:

IN THE CIRCUIT COURT OFTHE CITY OF NORFOLK

PATRICIA ANN BLUNT,Complainant,

v.

THOMAS GARY MANN,Defendant.

Case No. 12-3044

ORDER OF PUBLICATION

The object of this suit is for the Complainant, PATRICIAANN BLUNT to obtain a divorce A Vinculo Matrimonii fromthe Defendant, THOMAS GARY MANN, on the grounds ofone year's separation, pursuant to §20-91(9)(a) of theCode of Virginia, 1950, as amended.

It appearing from an Affidavit that the Defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the Complainant toascertain in what country or city the Defendant is, it isADJUDGED, ORDERED, and DECREED that the Defendant,JUSTIN WILLIAM WOMER, appear to protect his interestson or before June 15, 2012 which date is nosooner than fifty-four (54) days after entry of this Order ofPublication.

It is further ADJUDGED, ORDERED, and DECREED thatthis Order of Publication be published once a week forfour (4) successive weeks in Inside Business, a newspaperhaving general circulation in this City.

Date: April 24, 2012GEORGE E.. SCHAEFER, Clerk

By: Toni Duquette, D. C.23012075

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT101 N. KINGS WAY MALL

HAMPTON, VA 23669

DAPHANEY LABELL (RAY)PAGE

v.

CHRISTOPHER PAGEL/K/A SACRAMENTO, CA

Case No. CL12000856-00

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds of parties lived separate &apart for one year.

It is ORDERED that CHRISTOPHER PAGE appear atthe above-named court and protect her interests on orbefore June 1, 2012.

Date: April 6, 2012LINDA B. SMITH, Clerk

By: Karen A. Downing, D. C.

22988086

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

MICHAEL SANCHEZBROADWAY

v.

KEYONA LEAKENA BROADWAY

Case No. CL1201180P-03

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce .

It is ORDERED that KEYONA LEAKENA BROADWAYappear at the above-named court and protect his/herinterests on or before June 8, 2012.

Date April 11, 2012Rex A. Davis ,Clerk

By: Brenda Johnson, D. C.

22991792

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MONDAY, MAY 7, 2012 » INSIDE BUSINESS » 77

VIRGINIA:

IN THE CIRCUIT COURT OFTHE CITY OF NORFOLK

PATRICIA ANN BLUNT,Complainant,

v.

THOMAS GARY MANN,Defendant.

Case No. 12-3044

ORDER OF PUBLICATION

The object of this suit is for the Complainant, PATRICIAANN BLUNT to obtain a divorce A Vinculo Matrimonii fromthe Defendant, THOMAS GARY MANN, on the grounds ofone year's separation, pursuant to §20-91(9)(a) of theCode of Virginia, 1950, as amended.

It appearing from an Affidavit that the Defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the Complainant toascertain in what country or city the Defendant is, it isADJUDGED, ORDERED, and DECREED that the Defendant,JUSTIN WILLIAM WOMER, appear to protect his interestson or before June 15, 2012 which date is nosooner than fifty-four (54) days after entry of this Order ofPublication.

It is further ADJUDGED, ORDERED, and DECREED thatthis Order of Publication be published once a week forfour (4) successive weeks in Inside Business, a newspaperhaving general circulation in this City.

Date: April 24, 2012GEORGE E.. SCHAEFER, Clerk

By: Toni Duquette, D. C.23012075

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT101 N. KINGS WAY MALL

HAMPTON, VA 23669

JOANN NEWSOME

v.

EARVIN JUNIOR NEWSOMEL/K/A 2818 ROSALEE DRIVEHAMPTON, VA 23661

Case No. CL11002070-00

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds of parties lived separate &apart for one year.

It is ORDERED that EARVIN JUNIOR NEWSOME appearat the above-named court and protect his interests on orbefore June 1, 2012.

Date: April 6, 2012.LINDA B. SMITH, Clerk

By: Karen A. Downing, D. C.

23018608

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

JUSTIN DUNCAN

v.

KATHLEEN DUNCAN

Case No. CL1201366F-15

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce .

It is ORDERED that KATHLEEN DUNCAN appear at theabove-named court and protect his/her interests on orbefore June 18, 2012.

Date: 4/24/12Rex A. Davis ,Clerk

By: N. Allmond, D. C.

23023301

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

ARTEM V. LAZORSKIY,Plaintiff

V.

SHAUNTELL SAMONEBRICKMORE,

Defendant

Case No. CL12-3088

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce a vinculomatrimonii from the defendant on the grounds that theparties have lived separate and apart for more than oneyear.

It is ORDERED that SHAUNTELL SAMONE BRICKMOREappear and protect her interest on or before June22, 2012, which date is no sooner than fifty daysafter entry of this order of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks inINSIDE BUSINESS, a newspaper of general circulation inthis City prescribed by this court.

Date: May 1, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23023989

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

COLIN WINFIELD SHOREY

v.

SARAH REBEKAH SHOREY

Case No. CL1201374F-15

ORDER OF PUBLICATION

The object of this suit is to grant a Divorce .

It is ORDERED that SARAH REBEKAH SHOREYappear at the above-named court and protect his/herinterests on or before June 26, 2012.

Date: 4/27/12Rex A. Davis ,Clerk

By: N. Allmond, D. C.23024006

COMMONWEALTH OF VIRGINIANEWPORT NEWS CIRCUIT COURT

2500 WASHINGTON AVENUE,NEWPORT NEWS, VA 23607

YORDAN GUZMAN

v.

NATHALIE JIMENEZ

Case No. CL1200678T-01

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce pursuant tosection 20-91(A)(9) of the Virginia Code, that is it theparties have lived separate and apart for a periodexceeding one year.

It is ORDERED that NATHALIE JIMENEZ appear at theabove-named court and protect her interests on or beforeJune 9, 2012.

Date: April 20, 2012Rex A. Davis, Clerk

By: S. DeBusk,, D. C.23023992

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd., Norfolk,VA 23510

THERESA MARTINA RHODES

V.

DAVID TYRONE SEABRON

Case No. 710CL12001604-00

ORDER OF PUBLICATION

The object of this suit is to get a divorce.

It is ORDERED that DAVID TYRONE SEABRON appearat the above-named court and protect his/her interests onor before June 22, 2012.

Date: May 1, 2012

George E. Schaefer, III, ClerkBy: Toni Duquette, D. C.

23-19896

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

ALEXANDER TIKHONOV

V.

OLESEA MEREACRE

Case No. 12-2946

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce.

It is ORDERED that OLESEA MEREACRE appear at theabove-named court and protect his/her interests on orbefore June 22, 2012.

Date: May 1, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23024034

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

MICHAEL LAVERNON WHITEPlaintiff,

V.

CHERYL ANNE WHITEDefendant.

Circuit Court Case No.710CL12000980-00

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce a VinculoMatrimoni i from the Defendant on the grounds that theparties have lived separate and apart, without interruptionand without cohabitation for a period in excess of one (1)year.

It appearing from an affidavit that the defendant cannot be found and that diligence has been used by or onbehalf of the plaintiff to ascertain in what country or citythe defendant is, it is ordered that the defendant appearto protect his interest on or before this court on June 27,2012, at 9:00 a.m.

It is ordered that this Order of Publication bepublished once a week for four successive weeks in theInside Business.

Date: May 1, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23023464

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

REBECCA A. SCHAMEL-SOLOMON

V.

JOHN M. SOLOMON, JR

Case No. CL12-3027

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds that the parties lived separate& apart for one year.

It is ORDERED that Defendant, JOHN M. SOLOMON,JR appear at the above-named court and protect his/herinterests on or before JUNE 15, 2012.

Date: April 24, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23012349

VIRGINIA: IN THE CLERK'SOFFICE OF THE CIRCUIT COURTOF THE CITY OF PORTSMOUTHON THE 11th DAY OF APRIL2012

JOHN ED HARRISONPlaintiff,

v.

ACQUILLE VAUGHN HARRISONDefendant.

CIVIL NO. CL12000803-00

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from thebond of matrimony from the defendant on the grounds ofone year separation.

An affidavit having been filed that the defendant is nota resident of the Commonwealth and that diligence hasbeen used by and on the behalf of the complainant toascertain in what county or corporation such defendant iswithout effect, it is required that the defendant appearbefore this Court to protect his interest on or before May30, 2012 which is 50 days after entering of this order.

It is ORDERED that the foregoing two paragraphs bepublished once a week for four successive in InsideBusiness, a newspaper published in the City of VirginiaBeach and having general circulation/

ENTER 4/11/12Kenneth R. Melvin, Judge

A copy, Teste: Cynthia P. MorrisonClerk of the Circuit Court of the City of Portsmouth,

VirginiaBy: Nicole Tabron, D. C.

Received by IB: 4/30/1223024554

COMMONWEALTH OF VIRGINIANORFOLK CIRCUIT COURT

100 St. Paul's Blvd., Norfolk,VA 23510

MARIAN M. MUNFORD

V.

KENNETH A. MUNFORD

Case No. CL12-2996

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce.

It is ORDERED that KENNETH A. MUNFORD appear atthe above-named court and protect his/her interests on orbefore June 22, 2012.

Date: April 24, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23021426

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

EVELYN NICOLE FREDERICK

v.

SEBASTIAN PERNELL KING

Case No. CL1201346F-15

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce .

It is ORDERED that SEBASTIAN PERNELL KINGappear at the above-named court and protect his/herinterests on or before June 22, 2012.

Date: 4/24/12Rex A. Davis ,Clerk

By: S. DeBusk, D. C.

23023995

VIRGINIA:

IN THE CIRCUIT COURT FORTHE CITY OF VIRGINIA BEACH

ABDELHAMID SA’AD JA’AFREHComplainant

V.

HYATT EZZEDDINEDefendant

Case No. CL12-1561

ORDER OF PUBLICATION

The object of this suit is to obtain divorce a vinculomatrimonii on the grounds that the parties have livedseparate and apart, without cohabitation and withoutinterruption, for a period in excess of one year.

It appearing from an affidavit that the defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the plaintiff to ascertainin what country or city the defendant is it is ordered thatthe defendant appear before this court to protect his/herinterests on June 15, 2012.

It is ordered that this Order of Publication be publishedonce a week for four successive weeks in Inside Business.

Date: April 26, 2012Tina E. Sinnen, Clerk

By: Svitlana Mathews, Deputy Clerk23023683

VIRGINIA: IN THE CHESAPEAKECIRCUIT COURT CLERK’S OFFICE

JESSICA RAE THOMPSONPlaintiff,

V.

KRISTOPHER MICHAELTHOMPSON,

1301 Canal Drive, Apt. 4EChesapeake, VA 23323(Last known address)

Case No. CL12-933

ORDER OF PUBLICATION

The object of this suit is for the plaintiff to obtain aDivorce A Vinculo Matrimonii from the defendant upon thegrounds of one year separation. The last known addressof the defendant being 1301 Canal Drive, Apt. 4E,Chesapeake, VA 23323, and that due diligence has beenused by or on behalf of the plaintiff to ascertain in whatcity or county the defendant is residing.

It is ORDERED that KRISTOPHER MICHAELTHOMPSON, appear and protect his interest, on or beforethe June 14, 2012, which date is no sooner than fifty daysafter entry of this order of publication.

And it is further ORDERED that this order ofpublication be published once a week for four (4)successive weeks in Inside Business, a newspaper ofgeneral circulation in this City prescribed by the Court.

Date: April 20, 2012FAYE WATFORD MITCHELL, ClerkBy: Courtney Lee, Deputy Clerk23012642

COMMONWEALTH OF VIRGINIANewport News Circuit Court

TIFFANY DAWN OATES

v.

ERNEST DELMAR OATES, III

Case No. CL12000625V-04

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce a vinculomatrimonii, on the grounds that the parties have livedseparate and apart without cohabitation and withoutinterruption, in excess of one year.

It is ORDERED that the defendant, ERNEST DELMAROATES, III appear at the above-named court and protecthis/her interests on or before June 22, 2012.

Date: 4/23/12Rex A. Davis ,Clerk

By: S. DeBusk, D. C.

23023998

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

CHARLES R. CROCKETT

V.

SHANTEL CROCKETT

Case No. 12-3043

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce from thebonds of matrimony from the Defendant on the grounds ofone year separation.

It is ORDERED that SHANTEL CROCKETT appear at theabove-named court and protect his/her interests on orbefore June 22, 2012.

Date: May 1, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23023261

VIRGINIA:

IN THE CIRCUIT COURT FORTHE CITY OF VIRGINIA BEACH

STEPHANE BOUNA KOTOComplainant

V.

AKLECIA VIOLET MEVOYDefendant

Case No. CL12-1726

ORDER OF PUBLICATION

The object of this suit is to obtain divorce a vinculomatrimonii on the grounds that the parties have livedseparate and apart, without cohabitation and withoutinterruption, for a period in excess of one year.

It appearing from an affidavit that the defendant is nota resident of this Commonwealth or that diligence hasbeen used by or on the behalf of the plaintiff to ascertainin what country or city the defendant is it is ordered thatthe defendant appear before this court to protect his/herinterests on or before June 8, 2012.

It is ordered that this Order of Publication be publishedonce a week for four successive weeks in Inside Business.

Date: April 14,, 2012Tina E. Sinnen, Clerk

By: Svitlana Mathews, Deputy Clerk23024595

VIRGINIA: IN THE NORFOLKCIRCUIT COURT CLERK'SOFFICE

ARTEM V. LAZORSKIY,Plaintiff

V.

SHAUNTELL SAMONEBRICKMORE,

Defendant

Case No. CL12-3088

ORDER OF PUBLICATION

The object of this suit is to obtain a divorce a vinculomatrimonii from the defendant on the grounds that theparties have lived separate and apart for more than oneyear.

It is ORDERED that SHAUNTELL SAMONE BRICKMOREappear and protect her interest on or before June22, 2012, which date is no sooner than fifty daysafter entry of this order of publication.

And it is further ORDERED that this order of publicationbe published once a week for four successive weeks inINSIDE BUSINESS, a newspaper of general circulation inthis City prescribed by this court.

Date: May 1, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.

23023989

COMMONWEALTH OF VIRGINIAHAMPTON CIRCUIT COURT101 N. KINGS WAY MALL

HAMPTON, VA 23669

JOANN NEWSOME

v.

EARVIN JUNIOR NEWSOMEL/K/A 2818 ROSALEE DRIVEHAMPTON, VA 23661

Case No. CL11002070-00

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce a VinculoMatrimonii on the grounds of parties lived separate &apart for one year.

It is ORDERED that EARVIN JUNIOR NEWSOME appearat the above-named court and protect his interests on orbefore June 1, 2012.

Date: April 6, 2012.LINDA B. SMITH, Clerk

By: Karen A. Downing, D. C.

23018608

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

COLIN WINFIELD SHOREY

v.

SARAH REBEKAH SHOREY

Case No. CL1201374F-15

ORDER OF PUBLICATION

The object of this suit is to grant a Divorce .

It is ORDERED that SARAH REBEKAH SHOREYappear at the above-named court and protect his/herinterests on or before June 26, 2012.

Date: 4/27/12Rex A. Davis ,Clerk

By: N. Allmond, D. C.23024006

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

JUSTIN DUNCAN

v.

KATHLEEN DUNCAN

Case No. CL1201366F-15

ORDER OF PUBLICATION

The object of this suit is to obtain a Divorce .

It is ORDERED that KATHLEEN DUNCAN appear at theabove-named court and protect his/her interests on orbefore June 18, 2012.

Date: 4/24/12Rex A. Davis ,Clerk

By: N. Allmond, D. C.

23023301

ABC LICENSE

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

EL RIO CORPORATION

Trading as:

EL RIO MEXICAN RESTAURANT11135 WARWICK BLVD.NEWPORT NEWS, VIRGINIA23601

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine and beer and Mixed Beverages on Premiseslicense to sell or manufacture alcoholic beverages.

Marisol Espindola Garcia - Owner, President

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23008113

Page 78: Power Issue Top 75 Hampton Roads May 2012 Inside Business

78 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

EL RIO CORPORATION

Trading as:

EL RIO MEXICAN RESTAURANT11135 WARWICK BLVD.NEWPORT NEWS, VIRGINIA23601

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine and beer and Mixed Beverages on Premiseslicense to sell or manufacture alcoholic beverages.

Marisol Espindola Garcia - Owner, President

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23008113

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL

2901 Hermitage RoadP. O. Box 27491

Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION -POSTING AND PUBLISHING

Full name(s) of owner(s):

RAMBA, LLC

Trading as:

dba Bean There Coffeehouseaddress 1860 Laskin Rd, #122Va Beach, Va 23454

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aBeer and Wine On license to sell or manufacturealcoholic beverages.

Mark Metzger - Managing Member

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.

Published: April 30 & May 7, 201223012446

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

ALANNAH'S TAQUERIA LLC

Trading as:

ALANNAH'S TAQUERIA517 KEMPSVILLE RD., SUITE ECHESAPEAKE, VIRGINIA 23320

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aRetail Beer On Premises license to sell ormanufacture alcoholic beverages.

Joshua C. Nicol

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23020150

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

CAFÉ STELLA, LLC.

Trading as:

CAFÉ STELLA1907 COLONIAL AVENUENORFOLK, VIRGINIA

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine and Beer /Mixed Beverage license to sell ormanufacture alcoholic beverages.

Mariusz Pomianek, Owner

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23024046

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

IN RE:NAME CHANGE OFMASON NATHANIEL RICKETTS

Case No. CL1201039T-01

ORDER OF PUBLICATION

The object of this suit is to change the name ofMason Nathaniel Ricketts to Mason Nathaniel Davis.

It is ORDERED that Robert Edward Ricketts, Jr.appear at the above-named court and protect his/herinterests on or before May 25, 2012.

Date: 3/28/12Rex A. Davis ,Clerk

By: S. DeBush, D. C.22983052

MISCELLANEOUS

UNITED STATES CUSTOMS ANDBORDER PROTECTION- Notice is herebygiven as required by 19 USC 1607, and in accordance with19 CFR 162.45, of the seizure and intent to forfeit anddispose of according to law, the property listed below,seized in Virginia. Any person desiring to claim theproperty must appear at the Office of the Fines, Penaltiesand Forfeiture officer, U.S. Customs and Border Protection,101 East main Street, Norfolk, Virginia, and file withintwenty (20) days from the date of the first publication ofthe notice, a claim to such property, in default of whichthe property will be disposed of in accordance with thelaw.

CASE #2012140100006501; Seized04/30/2012: DESCRIPTION: $5,500.00 US CURRENCY;LAWS VIOLATED: title 21, United States Code, section 881.23020237

NORFOLK CIRCUIT COURT100 St. Paul's Blvd.,

Norfolk, VA 23510

RE: Adoption ofApril Renae Trim

Case No. CA11-000050-00

ORDER OF PUBLICATION

The object of this suit is to notice Kathleen SandraO'Neil f.k.a. Kathleen Sandra Jeter, a.k.a.. KathleenKaushal, mother of April Renae Trim, born on April 23,1997 of adoption proceedings.

It is ORDERED that Kathleen Sandra O'Neil f.k.a.Kathleen Sandra Jeter, a.k.a.. Kathleen Kaushal appear atthe above-named court and protect her interests on orbefore May 31, 2012.

Date: April 10, 2012George E. Schaefer, III, Clerk

By: Toni Duquette, D. C.22984547

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

ZHI JUAN CHEN

Trading as:

DAI WA SUSHI8401 HAMPTON BLVD., #4NRFOLK, VIRGINIA 23505

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aBeer and Wine On license to sell or manufacturealcoholic beverages.

Zhi Juan Chen, Yend Chen

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23022345

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL

2901 Hermitage RoadP. O. Box 27491

Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION -POSTING AND PUBLISHING

Full name(s) of owner(s):

Hermon Foods, LLC

Trading as:

Granby Bistro225 Granby StNorfolk, VA 23510

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aLimited Catering license to sell or manufacture alcoholicbeverages.

Adel Hagez, Manager

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.

Published: April 30 & May 7, 201223012461

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

SCRAMBLED INC.

Trading as:

SCRAMBLED910 ATLANTIC AVE., UNIT 4VIRGINIA BEACH, VIRGINIA23451

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine & Beer on/Mixed Beverage license to sell ormanufacture alcoholic beverages.

Oshry Clabaugh - President

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23008979

UNITED STATES CUSTOMS ANDBORDER PROTECTION- Notice is herebygiven as required by 19 USC 1607, and in accordance with19 CFR 162.45, of the seizure and intent to forfeit anddispose of according to law, the property listed below,seized in Virginia. Any person desiring to claim theproperty must appear at the Office of the Fines, Penaltiesand Forfeiture officer, U.S. Customs and Border Protection,101 East main Street, Norfolk, Virginia, and file withintwenty (20) days from the date of the first publication ofthe notice, a claim to such property, in default of whichthe property will be disposed of in accordance with thelaw.

CASE #2012140400000901; Seized12/08/2011: DESCRIPTION: $5,000.00 US CURRENCY;LAWS VIOLATED: title 18, United States Code, section 981for violation of title 18, United States Code, section 1956for money laundering. 23020208

VIRGINIA: IN THE VIRGINIABEACH JUVENILE ANDDOMESTIC RELATIONSDISTRICT COURT

IN RE:Connor Anthony HARRISONJuvenile,

VIRGINIA BEACHDEPARTMENT OF HUMANSERVICES,

Petitioner,

v.UNKNOWN FATHER,

Respondent.Party to be served:Unknown FatherLast known address: Unknown

File No: JJ197049

ORDER OF PUBLICATION

Party to be served: Unknown

ORDER OF PUBLICATION

The object of this suit is that on or about the 5th day ofJanuary, 2012, the Virginia Beach Department of HumanServices petitioned this Court for the termination of theparental rights of the Unknown Father of Connor AnthonyHarrison, born October 26, 2009, in Portsmouth, Virginiaat Portsmouth Naval Hospital; said termination beingpursuant to VA CODE section 16.1-283 (C)(1), (C)(2) and(D). The consequences of termination are that a parent orparents forever relinquish all parental rights such as, butnot limited to, the rights of visitation, consent to adoption,companionship, association, education, discipline,guidance, the right to determine religious affiliation, alldecision making concerning the child's welfare and theresponsibility for support.

It is ORDERED that the Unknown Father of ConnorAnthony Harrison appear at the above named Court andprotect his interests on or before June 19, 2012at 11:00 a.m.

Pamela Scott, Clerk of CourtDated: 04/02/12

By: Gloria R. Chappell, Deputy Clerk

I ask for this:Christianna Dougherty-Cunningham, EsquireCity Attorney's Office2401 Courthouse Drive, Room 260Virginia Beach, VA 23456; Phone: (757) 385-4531, Fax:(757) 385-568722986920

UNITED STATES CUSTOMS ANDBORDER PROTECTION- Notice is herebygiven as required by 19 USC 1607, and in accordance with19 CFR 162.45, of the seizure and intent to forfeit anddispose of according to law, the property listed below,seized in Virginia. Any person desiring to claim theproperty must appear at the Office of the Fines, Penaltiesand Forfeiture officer, U.S. Customs and Border Protection,101 East Main Street, Norfolk, Virginia, and file withintwenty (20) days from the date of the first publication ofthe notice, a claim to such property, in default of whichthe property will be disposed of in accordance with thelaw.

CASE #2012140100001601; Seized12/07/2011: DESCRIPTION: $7,140.00 US Currency:Laws violated: title 18 United States Code, §981 inviolation of title 18 United States Code §1956 23004224

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

G GRANBY STREET INC.

Trading as:

GUADS @ GRANBY7515 Granby StreetNorfolk, Virginia 23505

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine & Beer on/Mixed Beverage license to sell ormanufacture alcoholic beverages.

Vicky L. Haskell - President

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23023741

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

H & N CORPORATION

Trading as:

CUISINE @ THE MARINA2100 MARINA SHORES DRIVEVIRGINIA BEACH, VIRGINIA23451

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine & Beer on Premises license to sell ormanufacture alcoholic beverages.

Louise B. Nagourney, Pres.

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23019070

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

COALESCO, INC.

Trading as:

BROTHERS PIZZA401 N. GREAT NECK RD.,SUITE 117VIRGINIA BEACH, VIRGINIA23454

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aMixed Beverage On Premises license to sell or manu-facture alcoholic beverages.

Elijah G. Miller, President

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should be reg-istered at www.abc.virginia.gov or 800-552-3200.23009174

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

JAMES C. SMITH, JR.,SUCCESSOR ADMINISTRATOR,et al.

v.

PARTIES UNKNOWN, ET AL.

Case No. CL1200989P-03

ORDER OF PUBLICATION

The object of this suit is to quiet title to real estatecommonly known as 511 Richneck Road, Newport News,Virginia, Parcel ID No. 054000108.

It is ORDERED that Parties Unknown appear at theabove-named court and protect his/her interests on orbefore .June 8, 2012.

Date: 4/11/12Rex A. Davis ,Clerk

By: S. DeBusk, D. C.22987586

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

CAFÉ STELLA, LLC.

Trading as:

CAFÉ STELLA1907 COLONIAL AVENUENORFOLK, VIRGINIA

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aWine and Beer /Mixed Beverage license to sell ormanufacture alcoholic beverages.

Mariusz Pomianek, Owner

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23024046

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE

CONTROL2901 Hermitage Road

P. O. Box 27491Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION- POSTING AND PUBLISHING

Full name(s) of owner(s):

ALANNAH'S TAQUERIA LLC

Trading as:

ALANNAH'S TAQUERIA517 KEMPSVILLE RD., SUITE ECHESAPEAKE, VIRGINIA 23320

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aRetail Beer On Premises license to sell ormanufacture alcoholic beverages.

Joshua C. Nicol

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.23020150

VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL

2901 Hermitage RoadP. O. Box 27491

Richmond VA 23261www.abc.virginia.gov

RETAIL LICENSE APPLICATION -POSTING AND PUBLISHING

Full name(s) of owner(s):

RAMBA, LLC

Trading as:

dba Bean There Coffeehouseaddress 1860 Laskin Rd, #122Va Beach, Va 23454

The above establishment is applying to the VIRGINIADEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for aBeer and Wine On license to sell or manufacturealcoholic beverages.

Mark Metzger - Managing Member

NOTE: Objections to the issuance of this licensemust be submitted to ABC no later than 30 daysfrom the publishing date of the first of two requirednewspaper legal notices. Objections should beregistered at www.abc.virginia.gov or 800-552-3200.

Published: April 30 & May 7, 201223012446

ADOPTION/NAME CHANGES

COMMONWEALTH OF VIRGINIANewport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

IN RE:NAME CHANGE OFMASON NATHANIEL RICKETTS

Case No. CL1201039T-01

ORDER OF PUBLICATION

The object of this suit is to change the name ofMason Nathaniel Ricketts to Mason Nathaniel Davis.

It is ORDERED that Robert Edward Ricketts, Jr.appear at the above-named court and protect his/herinterests on or before May 25, 2012.

Date: 3/28/12Rex A. Davis ,Clerk

By: S. DeBush, D. C.22983052

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COMMONWEALTH OF VIRGINIACITY OF PORTSMOUTH

CIRCUIT COURT

TIMOTHY PRESTON OWEN ANDJEFFE CABANATAC OWEN

V.

KAHIL PRATTS VALENTIN

IN RE: THE ADOPTION OF ACHILD TO BE KNOWN ASANDREW CABANTAC OWEN

CA-12-4

ORDER OF PUBLICATION

The object of this suit is to give proper notice of theadoption proceedings of the adoption of Andrew KahillPratts Cabantac born to Jeffe Cabantac on September 9,2006, by Timothy Preston Owen and Jeffe Cabantac Owen.

It is ORDERED that KAHIL PRATTS VALENTIN appearat the above-named court and protect his interests on orbefore June 11, 2012.

Date: April 11, 2012.CYNTHIA P. MORRISON, Clerk

By: Susan R. Nespoli, Deputy Clerk22993136

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

KIONNA SINGLETON-WILLIAMSANDMAURICE PROFFESSORWILLIAMS,

Plaintiffs,

V.

SIMON MAKOKO,

Defendant.

CASE NO.: CA12-22

ORDER OF PUBLICATION

The object of this suit is for Maurice ProffessorWilliams to adopt, as a stepparent adoption, the child ofKionna Singleton-Williams and Simon Makoko.

It appearing from an affidavit that the respondent isnot a resident of this Commonwealth or that diligence hasbeen used by or on behalf of the petitioners to ascertain inwhat county or city the respondent is, but respondent hasnot been located.

It is ORDERED that SIMON MAKOKO, appear andprotect his interest, on or before June 8, 2012, which date is no sooner than fifty days after entry of thisorder of publication.

And it is further ORDERED that this order ofpublication be published once a week for four successiveweeks in the INSIDE BUSINESS, a newspaper of generalcirculation in this City prescribed by this court.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Tracey Staples, D. C.22995036

VIRGINIA: IN THE CIRCUITCOURT FOR THE CITY OFCHESAPEAKE

IN RE:

ESTATE OF VIRGINIA B. NERO,DECEASEDM. POWELL PETERS,EXECUTOR

CHANCERY NO. CL12-923

SHOW CAUSE ORDER AGAINST DISTRIBUTION

It appearing to the Court that reports of the accountsof M. Powell Peters, Executor of the above estate and ofthe debts and demands against the estate have been filedin the Clerk's Office of the Circuit Court of Chesapeakeand that six months have elapsed since the qualification,and upon motion of the personal representative

IT IS SO ORDERED that the creditors of, and all othersinterested in, the estate do show cause, if any they can, at9:00 AM on the 23rd day of May,2012, before this Court at its courtroom in Chesapeakeagainst the payment and delivery of the Estate of the saidVirginia B. Nero, deceased, to the distributes named in herWill filed by the Executor with this Court, without requiringrefunding bonds.

It is further ORDERED that this Show Cause Order bepublished once a week for two successive weeks in InsideBusiness, a newspaper published and having generalcirculation in the City of Chesapeake.

It is so ORDERED.

ENTERED this 19th day of April, 2012Faye W. Mitchell, Clerk

Teste: Courtney C. Lee, Deputy Clerk

I ASK FOR THIS:

M. Powell Peters, EsquireWolcott Rivers Gates301 Bendix Road, Suite 500Virginia Beach, Virginia 23452-1385Telephone: (757) 497-6633Fax; (757) 497-7267 23023430

NOTICE

JUDICIAL SALE OF REALPROPERTY

Thirty days after the publication of this notification orthereafter, proceedings will be commenced under theauthority of §58.1-3965, et seq. of the Code of Virginia, tosell the following parcel(s) of real property situated in theCity of Norfolk, Virginia, for payment of delinquent realestate taxes:

2436 Palmyra Street, Norfolk, VA(Tax Account No. 2431-3800)

The owners of any property may redeem them at anytime before the date of the sale by paying all accumulatedtaxes, penalties, reasonable attorney's fees, interest andcosts thereon, including the pro rata cost of publicationhereunder. Partial payment of delinquent taxes, penalties,reasonable attorney's fees, interest or cost shall not besufficient to redeem the property, and shall not operate tosuspend, invalidate or make moot any action for judicialsale brought pursuant to §58.1-3965.

F. Sullivan CallahanAttorney for the City Treasurer

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

CITY OF NORFOLK, a Municipalcorporation,by and through its CITYTREASURER, THOMAS W.MOSS, JR.,

Complainant,

V.

JOHN MCCALL,Trustee of St. Andrews Churchof God in Christ, et als.,

Defendants.

CIVIL CASE NO. CL12-3215

ORDER OF PUBLICATION

TO: John McCall, Vernette Corprew, Andretta Nickens andJames F. Gay as well as Hall Construction, Inc.

The object of this suit is to enforce the lien for taxesassessed by the City of Norfolk, Virginia against certainreal property whose legals are Lot 20 BLK K, Lot 6 BLK K& PT Lot 4 BLK K (75 FT) for Account #7011-3490,7011-3500 & 7011-3505.

An Affidavit having been made and filed that diligencehas been used without effect to ascertain the location ofJohn McCall, Vernette Corprew, Andretta Nickens andJames F. Gay as well as Hall Construction, Inc. , includingits shareholders, officers, directors and trustees inliquidation, and that there are or may be personsinterested in the subject property, because they are theheirs, devisees, and successors in title of John McCall,Vernette Corprew and Andretta Nickens, who may bedeceased, as well as Hall Construction, Inc., whose namesand addresses are unknown, it is hereby ORDERED thateach of the parties appear on or before the 1st dayof June, 2012 and do whatever is necessaryto protect their interests in said property.

It is further ORDERED, pursuant to Va. Code Ann.§8.01-321, that the Order of Publication be publishedonce a week for two successive weeks in InsideBusiness, a newspaper of paid circulation in the City ofNorfolk, and that a copy be posted at the front door of theCourthouse at Norfolk, Virginia.

George E. Schaefer, III, ClerkBy: Toni Duquette, Deputy Clerk

Sent to IB: May 1, 2012

I ask for this:

F. Sullivan CallahanVSB #19520Counsel for Plaintiff327 Duke StreetNorfolk, VA 23510(757) 623-5000 - tel 23023986

NOTICE OF SERVICE PROCESS BYPUBLICATION

STATE OF NORTH CAROLINAMECKLENBURG COUNTY

IN THE GENERAL COURT OF JUSTICEFOR THE ADOPTION OFALORA JEAN RUSSELL

12-SP-000298

TO: The unknown father of Alora Jean Russell, a femalechild, born on April 6, 2012, at Riverside Regional MedicalCenter in Newport News, Virginia.Take notice that a pleading seeking relief against you hasbeen filed by Lisco R. Russell, III and Ida D. Russell beforethe Clerk of Superior Court for Mecklenburg County,Charlotte, NC, in the above-entitled special proceeding.The nature of the relief being sought is for the adoption ofAlora Jean Russell. The child was conceived on September6th, 2011 in Newport News/Hampton, Virginia in anunknown location. The child was born to Shana P.Washington, who is a black female, 5’5”, black hair, browneyes, brown skin tone. The biological mother wasunaware that she was pregnant until time of delivery ofthe child, and the child was born premature. Biologicalmother did not travel outside of the NewportNews/Hampton area during the possible time ofconception and is unknown where or with whomconception occurred.You are required to make defense to such pleading notlater than 40 days after the first date of publication of thisnotice on April 30, 2012. If you fail to do so, the partyseeking service against you will apply to the court for therelief sought. Any parental rights you may have will beterminated upon entry of a Decree of Adoption.This, the 30th day of April, 2012.Lisco R. Russell, III and Ida D. Russell, Pro Se7610 Timber Commons Lane, Apt QCharlotte, NC 28212

23010393 3x

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFCHESAPEAKE

ROBERT MITCHELL andSUSAN MITCHELL,

Petitioners

v.

DJUAN LAROY ARTIS,Respondent.

In re: Marissa Zhane Artis,born January 1, 1995

Case No: CA12-19

ORDER OF PUBLICATION

The object of this suit is for the Petitioners, RobertMitchell and Susan Mitchell, to obtain a Step-ParentAdoption of a minor.

An affidavit having been made and filed that duediligence has been used by the Petitioners without effectto ascertain the location of the Djuan LaRoy Artis, his lastknown address being Decatur Avenue located within theCity of Virginia Beach and that his present address isunknown;

It is ORDERED that Djuan LaRoy Artis appear andprotect his interest, on or before June 6, 2012,which date is no sooner than fifty days after entry of thisorder of publication.

It is further ORDERED that this Order of Publication bepublished once a week for four successive weeks in InsideBusiness, a newspaper of general circulation in this City.

Faye Watford Mitchell, ClerkBy: Courtney C. Lee, D. C.

Date: April 12, 2012

22993224

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

CITY OF NORFOLK, a Municipalcorporation,by and through its CITYTREASURER, THOMAS W.MOSS, JR.,

Complainant,

V.

RAMON L. CORA, et als.,Defendants.

CIVIL CASE NO. CL12-3216

ORDER OF PUBLICATION

TO: Ramon L. Cora, et als.

The object of this suit is to enforce the lien for taxesassessed by the City of Norfolk, Virginia against certainreal property whose legal description is 39 25 FT. forAccount #0944-9900.

An Affidavit having been made and filed that diligencehas been used without effect to ascertain the locationRamon L. Cora and that there are or may be personsinterested in the subject property, because they are theheirs, devisees, and successors in title of Ramon L. Cora,who may be deceased, whose names and addresses areunknown, it is hereby ORDERED that each of the partiesappear on or before the 1st day of June,2012 and do whatever is necessary to protect theirinterests in said property.

It is further ORDERED, pursuant to Va. Code Ann.§8.01-321, that the Order of Publication be publishedonce a week for two successive weeks in InsideBusiness, a newspaper of paid circulation in the City ofNorfolk, and that a copy be posted at the front door of theCourthouse at Norfolk, Virginia.

George E. Schaefer, III, ClerkBy: Toni Duquette, Deputy Clerk

Sent to IB: May 1, 2012

I ask for this:

F. Sullivan CallahanVSB #19520Counsel for Plaintiff327 Duke StreetNorfolk, VA 23510(757) 623-5000 - tel 23023892

TAX/JUDICIAL SALESCOMMONWEALTH OF VIRGINIA

Newport News Circuit Court2500 Washington Avenue,Newport News, VA 23607

In Re: Josephine MariaPitalua, a minor, bornDecember 3, 2007

FRANK H. HUFFMANSUSAN TAYLOR HUFFMAN

v.

PATRICIA MARY TESSLERELIAS PITALUA BASURTO

Case No. CL1200019T-01

ORDER OF PUBLICATION

The object of this suit is to: adoption of JosephineMarie Pitalua, a minor, born December 3, 2007.

It is ORDERED that ELIAS PITALUA BASURTO appearat the above-named court and protect his/her interests onor before June 19, 2012.

Date: 4/20/12Rex A. Davis ,Clerk

By: Brenda Johnson D.. C.23023710

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

CITY OF NORFOLK, a Municipalcorporation,by and through its CITYTREASURER, THOMAS W.MOSS, JR.,

Complainant,

V.

SAMUEL HARRIS, et als.,Defendants.

CIVIL CASE NO. CL12-3112

ORDER OF PUBLICATION

TO: Ernest W. Turnbull and Frances N. Crenwshaw asFleet Mortgage Corp.

The object of this suit is to enforce the lien for taxesassessed by the City of Norfolk, Virginia against certainreal property whose legal description is Lots, 7, 9 & 8FT11 BLK 18 for Account #1903-8000 & 2478-3700

An Affidavit having been made and filed that diligencehas been used without effect to ascertain the location ofErnest W. Turnbull and Frances N. Crenshaw as well asFleet Mortgage Corp., and that there are or may bepersons interested in the subject property, because theyare the heirs, devisees, and successors in title of WillieDavis, Mary M. Davis and Charles D. Bates, who may bedeceased, whose names and addresses are unknown, it ishereby ORDERED that each of the parties appear on orbefore the 25th day of May, 2012 and do whatever isnecessary to protect their interests in said property.

It is further ORDERED, pursuant to Va. Code Ann.§8.01-321, that the Order of Publication be publishedonce a week for two successive weeks in InsideBusiness, a newspaper of paid circulation in the City ofNorfolk, and that a copy be posted at the front door of theCourthouse at Norfolk, Virginia.

George E. Schaefer, III, ClerkBy: Toni Duquette, Deputy Clerk

I ask for this:

F. Sullivan CallahanVSB #19520Counsel for Plaintiff327 Duke StreetNorfolk, VA 23510(757) 623-5000 - tel23012122

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

KIONNA SINGLETON-WILLIAMSANDMAURICE PROFFESSORWILLIAMS,

Plaintiffs,

V.

SIMON MAKOKO,

Defendant.

CASE NO.: CA12-22

ORDER OF PUBLICATION

The object of this suit is for Maurice ProffessorWilliams to adopt, as a stepparent adoption, the child ofKionna Singleton-Williams and Simon Makoko.

It appearing from an affidavit that the respondent isnot a resident of this Commonwealth or that diligence hasbeen used by or on behalf of the petitioners to ascertain inwhat county or city the respondent is, but respondent hasnot been located.

It is ORDERED that SIMON MAKOKO, appear andprotect his interest, on or before June 8, 2012, which date is no sooner than fifty days after entry of thisorder of publication.

And it is further ORDERED that this order ofpublication be published once a week for four successiveweeks in the INSIDE BUSINESS, a newspaper of generalcirculation in this City prescribed by this court.

Date: April 17, 2012George E. Schaefer, III, Clerk

By: Tracey Staples, D. C.22995036

ESTATES

VIRGINIA: IN THE CIRCUIT COURTOF THE CITY OF VIRGINIA BEACH

ESTATE OFREBECCA BLAND DEVANY,DECEASED

PR2011-439

NOTICE

Pursuant to Section 64.1-171 of the Code of Virginia,as amended, at the request of the personal representativeof the Estate of REBECCA BLAND DEVANY, DECEASED, Ihave f i xed the 17th DAY OF MAY2012, at 10:00 a.m., as the time, and myoffice, 4705 Columbus Street, Virginia Beach, Virginia23462, as the place, for receiving proof of debts anddemands against the said decedent or the Estate.

Stephanie C. SmithCommissioner of Accounts

Circuit CourtCity of Virginia Beach, Virginia

23018382

VIRGINIA: IN THE CIRCUITCOURT OF THE CITY OFNORFOLK

CITY OF NORFOLK, a Municipalcorporation,by and through its CITYTREASURER, THOMAS W.MOSS, JR.,

Complainant,

V.

JOHN MCCALL,Trustee of St. Andrews Churchof God in Christ, et als.,

Defendants.

CIVIL CASE NO. CL12-3215

ORDER OF PUBLICATION

TO: John McCall, Vernette Corprew, Andretta Nickens andJames F. Gay as well as Hall Construction, Inc.

The object of this suit is to enforce the lien for taxesassessed by the City of Norfolk, Virginia against certainreal property whose legals are Lot 20 BLK K, Lot 6 BLK K& PT Lot 4 BLK K (75 FT) for Account #7011-3490,7011-3500 & 7011-3505.

An Affidavit having been made and filed that diligencehas been used without effect to ascertain the location ofJohn McCall, Vernette Corprew, Andretta Nickens andJames F. Gay as well as Hall Construction, Inc. , includingits shareholders, officers, directors and trustees inliquidation, and that there are or may be personsinterested in the subject property, because they are theheirs, devisees, and successors in title of John McCall,Vernette Corprew and Andretta Nickens, who may bedeceased, as well as Hall Construction, Inc., whose namesand addresses are unknown, it is hereby ORDERED thateach of the parties appear on or before the 1st dayof June, 2012 and do whatever is necessaryto protect their interests in said property.

It is further ORDERED, pursuant to Va. Code Ann.§8.01-321, that the Order of Publication be publishedonce a week for two successive weeks in InsideBusiness, a newspaper of paid circulation in the City ofNorfolk, and that a copy be posted at the front door of theCourthouse at Norfolk, Virginia.

George E. Schaefer, III, ClerkBy: Toni Duquette, Deputy Clerk

Sent to IB: May 1, 2012

I ask for this:

F. Sullivan CallahanVSB #19520Counsel for Plaintiff327 Duke StreetNorfolk, VA 23510(757) 623-5000 - tel 23023986

Page 80: Power Issue Top 75 Hampton Roads May 2012 Inside Business

80 » INSIDE BUSINESS » MONDAY, MAY 7, 2012

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