november 2013 reporter

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Volume 6, No. 11 • November 2013 Dates to Remember • The Christmas Party is scheduled for December 12, 2013 at the Elk’s Lodge off Seymour Hwy.. • January General Membership Meeting has been changed from the 1st Thursday of the month due to the New Year’s Holiday and rescheduled for the second Thursday of the month, January 9, 2013. Watch your mail, the NTHBA website, and read your emails for more information on things that are happening with the North Texas Home Builders Association. 4410 Fairway Boulevard • Wichita Falls, TX 76308 • P: 940.692.2211 • F: 940.692.2214 www.nthba.com November 7, 2013 Kemp Center for the Arts 1300 Lamar 11:30 A.M. Guest Speaker: Representative James Frank General Membership Meeting

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Page 1: November 2013 reporter

Volume 6, No. 11 • November 2013

Dates toRemember

• The Christmas Party is scheduled for December 12, 2013 at the Elk’s Lodge off Seymour Hwy..

• January General Membership Meeting has been changed from the 1st Thursday of the month due to the New Year’s Holiday and rescheduled for the second Thursday of the month, January 9, 2013.

Watch your mail, the NTHBA website, and read your emails for more information on things that are happening with the North Texas Home Builders Association.

4410 Fairway Boulevard • Wichita Falls, TX 76308 • P: 940.692.2211 • F: 940.692.2214www.nthba.com

November 7, 2013Kemp Center for the Arts

1300 Lamar11:30 A.M.

Guest Speaker:

Representative James Frank

General MembershipMeeting

Page 2: November 2013 reporter

From the President Hello everyone, my name is Barney Brock and I would first like to say it is both an honor and a privilege to be voted 2013-2014 North Texas Home Builders Association President. So thank you to all the members for voting and selecting me for this vital role in this great organization. I am very eager to take on this new challenge and contribute new ideas to our local community. I look forward to building new relationships as well as grow existing ones with fellow members, city officials and the citizens of Wichita Falls.

Being born and raised in Wichita Falls I have great pride in our community. One of my goals as President is to create a beneficial relationship with the City Building Department therefore increasing the tax revenue by promoting quality homebuilding in Wichita Falls. I have great confidence that our new board will be instrumental in taking the North Texas Home Builders Association to the next level.

I would like to extend an open invitation to all my colleagues, my door is always open and we look forward to listening to our community. Here is to a great year ahead. Thank you, Barney Brock.safe.

Renewals

NovemberBirthdays

Dennis Company...............................Chuck Dennis

Lowe’s...............................................John Thompson

Ferguson Enterprise, Inc.................Frank Schmidt

Stonelake Development..................Bill McGregor

Douglas Custom Homes............Doug McCulloch

First Bank..................................................Scott Flinn

Thanks for Renewing!

New MembersOzona National Bank...........................Karlon Cox

Carolyn Adams Homes..................Carolyn Adams

Welcome!

Happy Birthday!

Kim Holly.......................................................01

John Ferguson..............................................05

Tim Foley.......................................................07

Steve Lane.....................................................13

John Harmon................................................17

Kyle Streich...................................................18

Don Irby.........................................................19

Martin Litteken........................................................21

Bill McGregor..........................................................23

Chuck Dennis..........................................................23

Dave Clark...............................................................27 ery

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Page 3: November 2013 reporter

From the President Hello everyone, my name is Barney Brock and I would first like to say it is both an honor and a privilege to be voted 2013-2014 North Texas Home Builders Association President. So thank you to all the members for voting and selecting me for this vital role in this great organization. I am very eager to take on this new challenge and contribute new ideas to our local community. I look forward to building new relationships as well as grow existing ones with fellow members, city officials and the citizens of Wichita Falls.

Being born and raised in Wichita Falls I have great pride in our community. One of my goals as President is to create a beneficial relationship with the City Building Department therefore increasing the tax revenue by promoting quality homebuilding in Wichita Falls. I have great confidence that our new board will be instrumental in taking the North Texas Home Builders Association to the next level.

I would like to extend an open invitation to all my colleagues, my door is always open and we look forward to listening to our community. Here is to a great year ahead. Thank you, Barney Brock.safe.

Renewals

NovemberBirthdays

Dennis Company...............................Chuck Dennis

Lowe’s...............................................John Thompson

Ferguson Enterprise, Inc.................Frank Schmidt

Stonelake Development..................Bill McGregor

Douglas Custom Homes............Doug McCulloch

First Bank..................................................Scott Flinn

Thanks for Renewing!

New MembersOzona National Bank...........................Karlon Cox

Carolyn Adams Homes..................Carolyn Adams

Welcome!

Happy Birthday!

Kim Holly.......................................................01

John Ferguson..............................................05

Tim Foley.......................................................07

Steve Lane.....................................................13

John Harmon................................................17

Kyle Streich...................................................18

Don Irby.........................................................19

Martin Litteken........................................................21

Bill McGregor..........................................................23

Chuck Dennis..........................................................23

Dave Clark...............................................................27 ery

Calendar of EventsGeneral Membership.................................... November 7, 2013 Meeting...............................................................................11:30AM

Membership Meetings & .............................November 12, 2013Education Committee Meeting.....................................10:00AM

Publications and Communications ..........November 12, 2013Committee Meeting ........................................................11:00AM

Parade of Homes & Special Events .........November 13, 2013Committee Meeting ........................................................10:00AM

Government Affairs ....................................November 14, 2013Committee Meeting ........................................................11:00AM

Budget & By-Laws Committee .................November 19, 2013Meeting ...............................................................................10:15AM

Board of Directors Meeting ......................November 19, 2013 .............................................................................................11:00AM

TAB Fall Board of Directors...........................................................Meeting, Austin, TX............................November 20 & 21, 2013

NTHBA Office Closed.................................................................... (Teri Vacation).........................................November 25-29, 2013

Happy Thanksgiving..................................... November 28, 2013

Continues on page 4

Put your membershipto work now.Money-saving discounts that benefit yourbusiness, your employees, and your family

www.nahb.org/MA

National Association of Home Builders

R

8.5x5.5_MA_Ad:Layout 1 1/2/13 3:11 PM Page 1

2013 /2014Officers & Directors

President - Barney BrockVice President - John Harmon

Associate Vice President - Johnny McClaneTreasurer - Martin Litteken

Secretary - Tim SawyerImmediate Past President - Steven Hinson

State Director - Jose GarciaAlternate State Director - Steven Hinson

Life Director - Chuck Dennis

Executive Vice President - Teri Gibson

Builder DirectorsDavid Bedingfield - 1yrSteven Klasse - 1yrBobby Rowland - 2yrTroy Thompson - 2yr

Assoicate DirectorsLary Park - 1yr

Sharon Tucker - 2yr

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Continues on page 5

Serving Wichita, Archer and Clay Counties

1920 Elmwood North Ave. Wichita Falls, Texas 76308

Inc.

Jean Taylor, CESA Leslie Lyons [email protected] [email protected]

Escrow Officer

4301 Jacksboro Hwy.Wichita Falls, TX 76302

(940) 763-2265Fax (940) 763-2200

[email protected]

SANDY STROUDPresident

Good Habits for a Stress Free Life

• Identify Stressful people and situations and then make a plan to make them go away forever• Build your own sanctuary where only relaxed people are welcome• Realize that you can't be everything to everybody• Take 15 deep breaths• Avoid hanging out with negative people• Spend less than you make and you will help alleviate money stress• Set reasonable achievable goals

Continues on page 12

November 11, 2013

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Page 5: November 2013 reporter

American National BankMortgage LoansHome Loans From Your Home Town Bankanbhomeloan.com (940)397-2333

Continued on pg 12

Always Remember to do Business with Association Members!BRYAN WAGGONER

3907 Kell Boulevar W Texas 76308(940) 691-3641

E-Mail [email protected]

Serving Texas & Oklahoma since 1971

www.TheEmberShop.com

Fireplaces by

Service and Installation

Xtrordinair

Monessen

Isokern

Stone Age

Mendota

Majestic

Vanguard

Town & Country

Golden Blount

Wood Burning & Gas Wood & Cast Stone Mantels

Outdoor Kitchens

JOHNNY McCLANE4101 McNiel Avenue

Wichita Falls, TX 76308

THE

EmberShop

Commercial ServicesJohn Thompson

Mike SharpMark Miller

3301 Kell Blvd., Wichita Falls, TX 76308 Major Sam Ulmer, commander of the 363rd Training Squadron at Sheppard Air Force Base was the featured speaker and installation officer at the October General Membership Luncheon held on Thursday, Oct. 3, at the Kemp Center for the Arts. In brief remarks, Major Ulmer thanked the community for stepping up to help the military during the government shutdown. He said the shutdown had significantly reduced manpower at SAFB, but that they were still doing their mission. Major Ulmer had the new officers and directors raise their right hands as they took the Oath of Office to uphold the positions they were appointed to. After the installation Major Ulmer gave a 363rd Training Squadron challenge coin to some of last years officers and directors who have taken an active part in many of the 363rd Training Squadron events. The new 2013/2014 officers are: President Barney Brock, Vice President John Harmon, Associate Vice President Johnny McClane, Treasurer Martin Litteken, Secretary Tim Sawyer, and Immediate Past President Steven Hinson. Builder Directors are David Bedingfield, Steven Klasse, Bobby Rowland, and Troy Thompson. Associate Directors are Larry Park and Sharon Tucker.State Directors are Jose Garcia, Steven Hinson (Alternate), and Chuck Dennis (Life Director). Teri Gibson is the executive vice president. The 2013-2014 Committees and members are: Budget & By-Laws, Martin Litteken, chairman, Wayne Pharries, Scott Flinn, Bobby Rowland, and Dave Clark; Parade of Homes & Special Events, John Harmon, chairman, Johnny McClane, co-chairman, Eric Nelson, Cindy David, Jean Taylor, Randy Pebworth, and Scott Hollars; Membership, Meetings & Education, Johnny McClane, chairman, Mason Adams, Eric Nelson, Sharon Tucker, and Dorothy Rhone; Publications & Communications, Tim Sawyer, chairman, Wayne Pharries, and Cassie Ahearn; Nominations, David Bedingfield, chairman, Jose Garcia, Bryan Waggoner, and Steven Hinson; Scholarship Committee, Doug McCulloch, chairman,

Dorothy Rhone, Dennis Probst, Steve Lane, Bobby Diltz, and Pam Esch; Government Affairs Committee, Troy Thompson, chairman, Jose Garcia, Randy Schaffner, Chuck Vergauwen, Stan Mountain, John Harmon, and Wayne Pharries; and Housing Hall of Honor Board of Governors, Bobby Rowland, chairman, Don Wright, Charles Vergauwen, Randy Wachsman,

Larry Park, Ben Shelton, and Jose Garcia.

DON WRIGHT - PresidentCell: (940) 636-56412606 GRANT STREETWICHITA FALLS, TX 76309Tel: (940) 696-2758fax: (940) 691-3757 Let Us Check Your Shorts

BEST ELECTRIC COMPANY

Home Builders InstallNew Officers

The new officers and board of directors is sworn in by Major Sam Ulmer during the installation ceremony at the October General Membership Luncheon of the North Texas Home Builders Association.

New president Barney Brock (right) presents a plaque to outgoing president Steven Hinson.

Martin Litteken, Jr., P.E.

2406 Kell BoulevardWichita Falls, Texas 76309-5326

Phone: (940) 322-6450 Fax: (940) 723-6006

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2015 ICC Hearings: The Good, the Bad and the Ugly Council’s International Residential Code (IRC), International Energy Conservation Code (IECC), and other I-Codes were decided following nine days of hearings earlier this month in Atlantic City, N.J. NAHB scored some impressive wins but also suffered some unfortunate setbacks.

The Good The NAHB Construction, Codes and Standards staff and builder volunteers provided excellent testimony at the hearings, and NAHB was successful on 85% of the hundreds of proposals that the association supported or opposed for the 2015 IRC. Of particular importance to the home building community are five key proposals that NAHB fought against to keep building codes flexible, cost effective and product-neutral. NAHB’s success on these proposals represents total construction savings of up to $40,000 per house: Additional Requirements for Exterior Foam Plastics. A proposal was disapproved that would have required all single-family homes or townhouses with foam plastics in the wall or roof system within 10 feet of the property line to be protected on both the interior and the exterior by a thermal barrier. It also prohibited the use of any siding that includes foam insulation as a backer product. Had this proposal been approved, it would have required builders to sheath the entire exterior of their homes in a layer of drywall or wood sheathing, or maintain a distance of 10 feet from all property lines. In some cases, this could have resulted in an additional cost of up to $20,000 per home. Additional Stairs and Ramps. A proposal that would have required all single-family homes and townhouses with multiple levels to have a stair or ramp within 50 feet of any habitable portion of the home was disapproved. The 2012 IRC requires a single stairway or ramp to connect all habitable levels. If approved, the proposal could have cost builders anywhere from $10,000 to $15,000 per home.Residential Accessibility. A proposal was disapproved that would have required all one- and two-family homes to be designed so people with disabilities could enter unassisted, have a zero-clearance entrance, an elevator or lift, an accessible bathroom, bedroom and (if on the accessible level) a kitchen with 40 inches of clear floor space at all counters. If approved, the cost of compliance would have been $2,000 to $3,000 per house.Wood Deck General Provisions. Expanded provisions for constructing wood decks were approved in Atlantic City. Among provisions that were considered but were ultimately disapproved were guard post, stair stringer and lateral connection requirements that would have added at least $300 in additional hardware costs. Also, provisions that could have led to engineering being required for decks were limited in scope or defeated, saving approximately $1,000 in engineering design costs per home. Foundation Walls in Flood Zones. A proposal that would have required reinforced short stem walls in riverine flood

zones (FEMA Zone A) was disapproved. Cost savings are in the range of $300 to $1,000 per house, depending on height and total length of walls. "The staff members from the NAHB Construction, Codes and Standards Department fought day in and day out on behalf of everyone in the residential construction industry," said Lee Schwartz, vice president of government affairs for the HBA of Michigan. "It’s not just the ICC hearings where these unsung warriors do battle; it’s at the NFPA, ASHRAE, ASTM, NFRC, ANSI and IAPMO committee meetings and hearings as well. Without their hard work and support, Michigan would not have won the code victories that we achieved in our state."

The Bad While NAHB posted resounding victories for the 2015 edition of the IRC, only about 60% of the changes proposed in favor of cost-effective, energy-efficient new homes were approved for the 2015 IECC.

Key proposals to restore mechanical equipment trade-offs, and to provide trade-offs for building tightness and window area, were soundly defeated despite testimony from dozens of builders, NAHB staff

and building officials. "To date, six states have adopted the 2012 IECC and only one state has adopted it without reduced stringency," said Pennsylvania home builder Frank Thompson. “Clearly there is a disconnect between the model codes and what jurisdictions are willing to adopt." "We need to be able to determine what is the best alternative for our customers," added Michigan home builder Don Pratt, who also serves as chairman of the NAHB Construction, Codes and Standards Committee.

The Ugly Trade-offs are energy-neutral by definition and allow builders and their customers to make choices based on affordability, marketability, or just plain personal preference. Unfortunately, there was concerted effort by opponents of home builders to maintain the reduced flexibility of the 2012 IECC and mandate that builders meet the stringent requirement of the energy code without exception. For instance, another energy-neutral proposal to allow a builder to get credit in the performance path of the code when installing solar panels was disapproved, with opponents arguing that builders could possibly skimp on insulation to save money. The idea that a builder or home owner would spend tens of thousands of dollars on photovoltaic panels to save money on electricity costs and not appropriately insulate is simply ludicrous.

Builders, code officials line up to testify in favor of energy efficiency trade-offs.

Continues on page 7

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Common-sense proposals to improve the flexibility, cost-effectiveness and product neutrality of the energy codes were too often thwarted by a coalition of energy-efficiency advocates funded by those businesses with the most to gain from more stringent codes. Product manufacturers also sent representatives to the hearings as well, and some of them gleefully admitted that the results would enable them to sell more insulation, windows or other products. These advocates – many of whom have never even set foot on a job site or know anything about how a home is actually built – talked in the abstract and called these code proposals "rollbacks." Despite the best efforts of NAHB staff, home builders from across the nation who volunteered their time, and building officials who attended the hearings, they were ultimately unable to compete with those who fought against cost-effective and sensible code proposals. Too many building officials did not have the funds or time to come to Atlantic City on a weekend to vote in favor of energy code changes that were necessary, practical and cost-effective. Consequently, eligible voters not involved with code enforcement influenced many of the critical proposals that were meant to fix the broken 2012 IECC. Despite these setbacks, NAHB was still able to hold its own as the 2015 residential energy requirements will not be more stringent than the 2012 and could actually turn out to be a bit less stringent. Moreover, adoption of the 2012 IECC is facing unprecedented resistance at the local level. State and local jurisdictions adopt building codes, and performance matters. Building officials from across the nation are unlikely to implement the 2015 IECC without significant amendments because it is too difficult to put into practice and too expensive to use. For more information about this item, please contact Neil Burning at 800-368-5242 x8564 or via email at [email protected].

Continued from page 6

CHRI DOCKMA COMPANY2071 FM 171

Wichita Falls, Texas 76305Phone & Fax (940) 767-9710

Cell (940) 704-3471 Jerry Fillmon, Owner/Manager 940-782-3805

8011 Se Wichita Falls, TX 76310

During World War 1, American volunteers from all parts of the country filled the newly formed flying squadrons. Some were wealthy scions attending colleges such as Yale and Harvard who quit in mid-term to join the war. In one squadron, a wealthy lieutenant ordered medallions struck in solid bronze and presented them to his unit. One young pilot placed the medallion in a small leather pouch that he wore about his neck. Shortly after acquiring the medallions, the pilots’ aircraft was severely damaged by ground fire. He was forced to land behind enemy lines and was immediately captured by a German patrol. In order to discourage his escape, the Germans took all of his personal identification except for the small leather pouch around his neck. In the meantime, he was taken to a small French town near the front. Taking advantage of a bombardment that night, he escaped. However, he was without personal identification. He succeeded in avoiding German patrols by donning civilian attire and reached the front lines. With great difficulty, he crossed no-man's land. Eventually, he stumbled onto a French outpost. Unfortunately, saboteurs had plagued the French in the sector. They sometimes masqueraded as civilians and wore civilian clothes. Not recognizing the young

Challenge Coin History

Continues on page 11

1300 Hatton RoadWichita Falls, TX 76301Phone: (940) 767-2506

Commercial/Residential Plumbing, Builder Sales, Appliances, Lighting

Fax: (940) 761-5563(888) 266-1387

www.ferguson.com

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2013 4th Annual 4 PersonScramble Charity Golf Tournament

The NTHBA hosted the 4th Annual 4 Person Scramble Charity Golf Tournament at Champions Course at Weeks Park on September 26, 2013. Sharon Tucker & Atmos Energy, sponsored the hamburger lunch and drinks while Jeff Boyd owner of Lone Star Wastewater sponsored the range balls. We were blessed with many of our members and nonmembers graciously donating their time, door prizes, hole prizes and goody bag items as well as sponsoring holes. 25 teams played in the tournament with Hamilton Bryan’s team – Scott Hamilton, Jason Potts, Michael Williams and Kevin Bradley taking 1st Place. The Dennis Company team of - Alan Hinson, Mike McElroy, Steve Fikes and Dusty McElroy came in 2nd Place while the David Bedingfield Homes team of – David Bedingfield, Carl Stewart, Steve Moser and Keith Veitenheimber took 3rd Place. The NTHBA will take great pleasure in awarding Children’s Aid Society, Faith Refuge, Patsy’s House and Straight Street the proceeds from this tournament. Thank you all for your continued support to the NTHBA and giving us the opportunity to give back to the community and help these organizations who help others.

The NTHBA would like to thank Cindy David, Sandra Trevino and Griselda Trevino of Landmark Title Company, Dorothy Rhone of Rhone Building Corporation and Bobby Faulkner of Archer Title of Texas for spending the day helping with the tournament and everyone who participated in any way.

NTHBA REPORTER MONTHLYADVERTISING RATES

AD SIZEFULL PAGE AD ...................................................$300.00HALF PAGE AD ..................................................$150.00QUARTER PAGE AD ...........................................$75.003 1/2 X 3 ..................................................................$50.003 1/2 X 2 1/2 ............................................................$45.003 1/2 X 2 .....................................................................40.003 1/2 X 1 3/4 .............................................................$30.003 1/2 X 1 ..................................................................$20.001 3/4 X 1 ..................................................................$15.00

Always Remember to do Business with Association Members!We always have room for more ads!

Please contact NTHBA 692-2211 to set up your ad.

1204 28th StreetWichita Falls

(940) 766-3291

Continue to pray for our members’ health,families, and businesses as well as the

armed forces, our leaders, and our country.We ask for special prayer for George Medlen,

Doug McCulloch. Condolences toWayne Pharries for the loss of his

grandmother

2525 Kell Blvd., Suite 100Wichita Falls, TX 76308940.763.2100 (main line)940.763.2101 (fax)[email protected]

Lance Cannedy

Meet Your MembersTEXAS CARPET OUTLET - We’ll Floor You Texas Carpet Outlet has been owned and operated by Lane Landes since 1996. Lane has been involved in the flooring retail business his entire life, following a family tradition started by his grandfather, Loys Landes, in 1962, and continuing through his father, Larry Landes.He operates his business along the same principles as his grandfather, where the customer comes first, honesty and integrity are expected by all employees, a hard work ethic is evident, and service to the customer doesn’t stop after the sale.

How We Do Business

We ListenNobody knows what you want better than you, so we listen hard to assist you in discovering the perfect flooring solution!

We Treat You Like We Want to be TreatedRespect and professionalism are not extras at TCO – they are the foundation of our service.

Our ServicesTexas Carpet Outlet provides virtually every type of professional installation for your new flooring. And we’re proud to say we have the very best installers as part of the Texas Carpet Outlet team.Lifetime Guarantee on InstallationsIndustry Leading/Certified InstallersFurniture MovingExpert Technical AdviceFree Professional In-Home MeasuringFree In-Home Sample and Design ConsultationFull Service Installation on all products we sell.Carpet/Floor Removal and DisposalCarpet Binding – from small throw rugs to large custom made area rugs, Texas Carpet Outlet can help you find the right piece for your home or business.Counter Tops – there’s lots to choose from, from ceramic tile to slab granite, and we offer a fantastic selection of counter tops for every style home.Free Estimates – there’s never a charge for getting you the best price!Consulting Services – our professional consulting services will take you through every step of the process from start to finish.Special Orders/Services - Its Texas Carpet Outlet’s goal to meet your flooring needs. If you have a question or

Continues on page 10

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NTHBA REPORTER MONTHLYADVERTISING RATES

AD SIZEFULL PAGE AD ...................................................$300.00HALF PAGE AD ..................................................$150.00QUARTER PAGE AD ...........................................$75.003 1/2 X 3 ..................................................................$50.003 1/2 X 2 1/2 ............................................................$45.003 1/2 X 2 .....................................................................40.003 1/2 X 1 3/4 .............................................................$30.003 1/2 X 1 ..................................................................$20.001 3/4 X 1 ..................................................................$15.00

Always Remember to do Business with Association Members!We always have room for more ads!

Please contact NTHBA 692-2211 to set up your ad.

1204 28th StreetWichita Falls

(940) 766-3291

Continue to pray for our members’ health,families, and businesses as well as the

armed forces, our leaders, and our country.We ask for special prayer for George Medlen,

Doug McCulloch. Condolences toWayne Pharries for the loss of his

grandmother

2525 Kell Blvd., Suite 100Wichita Falls, TX 76308940.763.2100 (main line)940.763.2101 (fax)[email protected]

Lance Cannedy

Meet Your MembersTEXAS CARPET OUTLET - We’ll Floor You Texas Carpet Outlet has been owned and operated by Lane Landes since 1996. Lane has been involved in the flooring retail business his entire life, following a family tradition started by his grandfather, Loys Landes, in 1962, and continuing through his father, Larry Landes.He operates his business along the same principles as his grandfather, where the customer comes first, honesty and integrity are expected by all employees, a hard work ethic is evident, and service to the customer doesn’t stop after the sale.

How We Do Business

We ListenNobody knows what you want better than you, so we listen hard to assist you in discovering the perfect flooring solution!

We Treat You Like We Want to be TreatedRespect and professionalism are not extras at TCO – they are the foundation of our service.

Our ServicesTexas Carpet Outlet provides virtually every type of professional installation for your new flooring. And we’re proud to say we have the very best installers as part of the Texas Carpet Outlet team.Lifetime Guarantee on InstallationsIndustry Leading/Certified InstallersFurniture MovingExpert Technical AdviceFree Professional In-Home MeasuringFree In-Home Sample and Design ConsultationFull Service Installation on all products we sell.Carpet/Floor Removal and DisposalCarpet Binding – from small throw rugs to large custom made area rugs, Texas Carpet Outlet can help you find the right piece for your home or business.Counter Tops – there’s lots to choose from, from ceramic tile to slab granite, and we offer a fantastic selection of counter tops for every style home.Free Estimates – there’s never a charge for getting you the best price!Consulting Services – our professional consulting services will take you through every step of the process from start to finish.Special Orders/Services - Its Texas Carpet Outlet’s goal to meet your flooring needs. If you have a question or

Continues on page 10

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ACME BRICK COMPANY

6701 Seymour Hwy.Wichita Falls, TX 76310

Harold NewtonBranch Manager

(940) 691-9679 office(940) 691-2560 office(940) 691-9678 [email protected]

RWP SERVICES OCE of Texas

Randy PebworthFencing

Custom GatesLandscaping

(940) 691-4212

“Masters in Home Makeovers”

special need, we welcome your call at 940-692-5734 or come by and see us at 2801 Kell Blvd, Wichita Falls, TX. 76308.

Wanting to “Go Green”?

TCO even offers products for the conservation-conscious that won't break the bank!

Let TCO be your one stop for all your carpet, flooring and countertop projects.

BUILDERS LUMBER COMPANY - Trade Where the Pro’s Do!

For over 20 years, Builders Lumber Company has been providing the tools and materials needed for home improvements in the Wichita Falls area and beyond. In that time, we've developed long-term relationships with our customers. We've worked hard to establish our reputation of honesty, integrity, and expertise. Hundreds of builders, contractors, companies, and families have placed their trust and their building needs in our hands. And we here at Builders Lumber would love the opportunity to assist you with your next project.

We offer free delivery to Wichita Falls, Iowa Park, Burkburnett, Holliday, Henrietta. We also key locks, make keys, cut glass, and load customers no matter what the size of the load they are picking up.

Scott Hollars of Builders Lumber is ready to fill your order call (940)322-1101 or visit 2903 Holliday Road, Wichita Falls, TX. 76301

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2801 Midwestern Parkway, Suite 200Wichita Falls, Texas 76308

NTHBA Member since 1972

703 E. ScottWichita Falls, TX 76308

Always Remember to do Business with Association Members!BRYAN WAGGONER

3907 Kell Boulevar W Texas 76308

WINDOWS, DOORSAND MORE!

522 Beverly DriveWichita Falls, Texas 76309 723-1436

“In everything give thanks, for this is the will of God in Christ Jesus

concerning you.”1 Thessolonians 5:18

“In everything give thanks, for this is the will of God in Christ Jesus

concerning you.”1 Thessolonians 5:18

pilot's American accent, the French thought him to be a saboteur and made ready to execute him. He had no identification to prove his allegiance, but he did have his leather pouch containing the medallion. He showed the medallion to his would-be executioners and one of his French captors recognized the squadron insignia on the medallion. They delayed his execution long enough for him to confirm his identity. Instead of shooting him they gave him a bottle of wine. Back at his squadron, it became tradition to ensure that all members carried their medallion or coin at all times. This was accomplished through challenge in the following manner - a challenger would ask to see the medallion. If the challenged could not produce a medallion, they were required to buy a drink of choice for the member who challenged them. If the challenged member produced a medallion, then the challenging member was required to pay for the drink. This tradition continued on throughout the war and for many years after the war while surviving members of the squadron were still alive. Note: A "Coin Check" consists of a Challenge and a Response.

1. RULES: A. The challenge is initiated by drawing your coin, holding it in the air by whatever means possible and state, scream, shout or otherwise verbally acknowledge that you are initiating a coin check. Another, but less vocal method is to firmly place it on the bar, table, or floor (this should produce an audible noise which can be easily heard by those being challenged, but try not to leave a permanent imprint). If you accidentally drop your coin and it makes an audible sound upon impact, then you have just "accidentally" initiated a coin check. (This is called paying the price forimproper care of your coin.) B. The response consists of all those persons being challenged drawing their coin in a like manner. C. If you are challenged and are unable to properly respond, you must buy a round of drinks for the challenger and the group being challenged. D. If everyone being challenged responds in the correct manner, the challenger must buy a round of drinks for all those people they challenged. E. Failure to buy a round is a despicable crime and will require that you turn-in your Coin to the issuing agency.

2. WHEN - WHERE: A. Coin checks are permitted, ANY TIME, ANY PLACE.

3. EXCEPTIONS: A. There are no exceptions to the rules. They apply to those clothed or unclothed. At the time of the challenge you are permitted one step and an arms reach to locate your coin. If you still cannot reach it -- SORRY ABOUT THAT!

4. A COIN IS A COIN

Continued from page 7

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Lane Landes, Owner

2801 Kell EastWichita FallsTexas 76308

Phone (940) 692-5734

Fax (940) 692-0391

[email protected]

Delinda DoddMortgage Team

Member

Long Name. Big On Service.

1300 Tenth Str

OVERHEAD DOOR COMPANY OF WICHITA FALLS

The OriginalSince 1921

601 Central Freeway EastWichita Falls, Texas 76302

Phone (940) 767-7788Fax (940) 687-3677

Commercial/ResidentialSales, Service,

Installation

LANDMARKTITLE COMPANY

Your title needs handled promptly

• Talk less/ listen more• Cut down your time spent watching TV, reading bad news newspapers or reading about death and destruction in the world • Fill your mind with positive thoughts• Wear comfortable clothes• Get organized - the more organized you are the less stress you will have - Simplify Your Life - Throw out your junk• Do you have chores? Do them now and make room for some fun• Clear your mind with a great listener• Give yourself extra time to get to your appointments

No matter how bad your day is just remember, "This too shall pass"Copied from discoverfun.com website

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Holiday Season Safety Tips

Planning for the holidays is a busy and joyful time but all of the decorations, extra electrical cords and the parade of people going in and out of your home calls for more safety precautions to help you make this holiday season safe and happy for you and your family.

Here’s a checklist for home holiday safety: • Ask a friend or neighbor to watch your house and take in your newspaper and mail if you plan to spend the holidays away from home. Put lights throughout the house on timers to turn them on and off in your normal living pattern. • If you display a live Christmas tree or live greenery, select the freshest possible. A moist tree is less likely to catch fire. Look for a trunk sticky with sap and for green needles that bend and are secure on the branches. • When using a live Christmas tree, cut the base at a 45-de-gree angle. Place it in a container with water and always keep the water level above the cut.• Place trees a safe distance from stoves, radiators, vents, fireplaces and any other heat source that may dry the tree. Inspect the tree for dryness daily. • Inspect all holiday light wiring. Defective, worn or frayed electrical wiring should be thrown away. Check for the UL label on lights. Also, be sure to use fixtures specifically designed for outdoor use if you decorate your house, trees or yard.• Use no more than three light sets on any one extension cord. Also, don't run electrical cords under rugs. Be sure all lights are turned off before you go to bed or leave the house.• Place candles and other open flames away from decora-tions. Never leave burning candles unattended and always supervise children when burning candles.• Keep a fire extinguisher near your Christmas tree. Make sure your family has a fire emergency escape plan. In case of fire, leave your home and call for help from a neighbor's home. • When buying artificial decorations, check for "flameproof" or "fire retardant" qualities.• Never burn wrapping paper in a fireplace or wood stove. Certain ink pigments react with heat and create airborne particulates that are dangerous to inhale. Also don’t burn evergreens, they could flare out of control and send flames and smoke into your house. • Cooking is a leading cause of home fires and home fire injuries. When you cook, be sure to wear clothes that fit close to the body so they won't be ignited by hot burners. Do not leave items cooking on the stove and be sure that pot handles are turned in.

The decorations around your house, lights, gifts, music and the presence of loved ones make the holiday season festive and fun, and with the proper precautions, safe.