mHealth in Kenya

Impact Start-up Fest 2016

mHealth is right at the center

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Consultancy

Health Plans

mHealth

Access to capital

Implementing, initiating, advising

Quality improvement

Research

85%of households use mobile

money

73.9 mmobile money

transactions per month

192.6 bnmobile money transactions

in value (KES/month)

Mobile penetration is booming in Kenya … … which puts mHealth at the center of our activities

?Product concept

Mobile technology

Behavioural data

Target group

3-6 months

Target groups• Patients• Providers• Payers• Producers• Policy makers

Focus• Behaviour• Not intentions

Demand side, e.g.• Savings wallet• Private fund for

dependants• Risk pooling

Supply side, e.g.• Cash advance• Performance

benchmark• Customer rating

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We innovate mHealth in Living Labs

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Our flagship is M-TIBA, a mobile health wallet

• Unique and revolutionary concept that improves access to and financing of healthcare

• Allows family members to pay into a virtual wallet on people's mobile phones

• Contributions are exclusively earmarked for healthcare expenditure

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CLINICSUPPLIER Condition: based on pay-per-use

Condition: only if medical data submitted

1: Preauthorization medical care2: Treatment information3: Equipment usage data4: Reporting on allocated funds

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Money

Data

The platform links payers, clinics and patients

Condition: only for specific purpose

PATIENT

Example: mobile health wallet for HIV/AIDS

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ObjectiveIntroduce an HIV/AIDS mobile wallet, in order to change from supply-side to demand-side financing for the HIV/AIDS “Sunshine” program of Gertrude’s Children’s Hospital in Nairobi

1,715Family wallets

2,637Beneficiaries

(71% women, 839 children)

5,598Visits

77%HIV-related visits

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Example: Cash Advance Loans

Healthcare ProviderM-TIBA/M-PESA

Account

Healthcare Provider

Patients/Customers

• Loans to the smallest clinics and pharmacies in low income areas • Connected to the mobile payment platform• Credit appraisal based on historic mobile revenues• Unsecured short term lending (USD 100 – 5,000)• Automatic repayment via deduction from mobile revenues

(M-PESA and M-TIBA)

Allows MCF to efficiently reach smallest clinics with loans

Mobile revenue via M-PESA or M-TIBA

Automatic loandisbursement viamobile platformunto bank orM-PESA account Automatic deduction

of revenue, until loanis repaid (max. 6 months)

Net revenue (after deduction)available to provider

What are we going to do next Monday?

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Saving for health

Adherence through SMS

Peer-to-peer financing

Other themes we work on with partners… … which brings us to you and Monday

Healthy schools

What should we learn from you?

Please connect Cees Hesp on Linkedin so we can get in touch

Or my colleague Roy Heesakkers