learn how nris can register themselves for the national pension system (nps) via enps

NPS for NRIs Opening of accounts through eNPS

Through either Aadhar card or PAN & bank verification, NRIs can open their NPS Account online

Any individual can open a pension account under NPS through

eNPS using either his Aadhaar Card or PAN card & Bank Account

Verification

1. Registration using Aadhaar

2. Registration using PAN (KYC verification

by Bank

NPS for NRIsOptions for opening an NPS account through eNPS

Opening an Aadhaar based eNPS NRI Account

NRIs having Aadhaar cards can open their NPS Account online

Any Aadhaar holder, aged between 18 to 60

years, who has his mobile number registered with

Aadhaar, can subscribe to the National Pension

System online.

• Age between 18-60 years

• Aadhaar

• Mobile number registered with Aadhaar

• Internet enabled Bank Account

#-Note- Tier II accounts will not be allowed

under eNPS for NRIs

Pre-requisites

List of empanelled Banks

Sr No Bank Sr No List of Bank

1 Allahabad Bank 12 State Bank of India

2 Andhra Bank 13 State Bank of Patiala

3 Bank of India 14 State Bank of Travancore

4 Bank of Maharashtra 15 Syndicate Bank

5 Corporation Bank 16 Tamilnad Mercantile Bank Ltd

6 Dena Bank 17 The Karur Vysya Bank

7 IDBI Bank Limited 18 The Lakshmi Vilas Bank Limited

8 Indian Bank 19 The South Indian Bank Limited

9 Oriental Bank of Commerce 20 UCO Bank

10 State Bank of Bikaner & Jaipur 21 United Bank of India

11 State Bank of Hyderabad 22 Vijaya Bank

Steps to be followed

STEP 5

Demographic details and photo

will be fetched from Aadhaar database and populated in

onlineform.

STEP 1

Click on “Registration”

button and select “New Registration”

option to initiate the registration

process.

STEP 2

Select ‘Non Resident Indian (NRI)’ and Select type of account “Repatriable” or

“Non-repatriable” and select option for registering with as “Aadhaar”.

STEP 3

Enter Passport number and

Aadhaar Number and click on

Generate OTP. Now, Enter OTP received on the mobile number registered with

Aadhaar and click on

continue.

STEP 4

For Repatriable eNPS A/c

Select Bank from list of empaneled banks for Bank verifications and

submit NRE/ NRO account details.

ORFor Non-Repatriable

eNPS A/cBank details of any

bank a/c to be filled and submit NRE/ NRO account details on self-

declaration basis.

STEP 6

Fill up all rest of the mandatory details in

different tabs.

• Enter your name and father’s/mother’s name.

• Provide Mobile number and e-mail ID

• Aadhaar will be automatically considered as Identity proof. Enter date of birth and select its proof from the available list.

• Click on ‘Generate Acknowledgement No’ button.

• You can proceed further or can utilize this Acknowledgement No to submit the details in other tab later.

Filling up Details for eNPS registration of NRIs through Aadhaar

Contact Details Bank & Other Details

Scheme & Nomination

Details

Personal Details

Photo & Signature Details Payment DetailsPersonal Details

• Address will be fetched from Aadhaar database and displayed in this section. The same cannot be edited.

• Click on “Save & Proceed” button to continue.

Filling up Details for eNPS registration

Bank & Other Details

Scheme & Nomination

Details

Contact Details

Photo & Signature Details Payment DetailsPersonal Details Contact Details

• Select the occupation and relevant details from the available option.

• Enter Bank Account details. Bank name should match with the Bank selected initially.

• For Repatriable eNPS NRI account, you have to select any banks out of empaneled ones for verification and submit details

of your NRE/ NRO account. In case of Non-repatriable eNPS NRI Account, details of any NRE/NRO account of any bank may

be filled on a self-declaration basis.



Scheme & Nomination

Details


Photo & Signature Details Payment DetailsPersonal Details Contact Details Bank & Other

Details

• Select the ‘Pension Fund Manger’ and the investment choice (Active or Auto).

• In case of Active Choice, please specify the percentage of allocation in different Asset classes.

• You can nominate up to three nominees and decide the percentage share

• Click on “Save & Proceed” button to continue


Scheme & Nomination Details


Details

Scheme & Nomination

Details

• In case you wish to upload any other image in place of the Aadhaar database image, the same is possible.

• Upload scanned ‘Signature’ and ‘Photograph’ (should be in .jpg format and size of image should be between 4kb and 12 kb).

• Click on “Save” button to continue and confirm all the details provided.


Photo & Signature Details


Details

Scheme & Nomination

Details

• Make initial contribution online (Minimum amount of Rs. 500).

• After submitting the payment detail, you will be redirect to payment gateway.

• After successful payment, Permanent Retirement Account Number (PRAN) will be allotted to you.

• In case of Repatriable eNPS NRI account, the subsequent contributions have to be made through the account which has been

provided during registration process.

• For Non-repatriable eNPS NRI account, initial and subsequent contributions can be through any mode- net banking,

credit card and debit card.



Scheme & Nomination

Details

Payment Details


Opening an PAN & Bank verification based eNPS NRI Account

NRIs with PAN card can open their NPS Account online

Any Indian citizen aged between 18 to 60 years,

who has a PAN card and a bank account (out

of the empaneled banks) can subscribe to

the National Pension System online.

• Age between 18-60 years

• Permanent Account Number (PAN)

• Bank account with the empanelled Bank

for KYC verification

• #-Note- Tier II accounts will not be

allowed under eNPS for NRIs

Pre-requisites

List of empanelled Banks

Sr No Bank Sr No List of Bank

1 Allahabad Bank 12 State Bank of India

2 Andhra Bank 13 State Bank of Patiala

3 Bank of India 14 State Bank of Travancore

4 Bank of Maharashtra 15 Syndicate Bank

5 Corporation Bank 16 Tamilnad Mercantile Bank Ltd

6 Dena Bank 17 The Karur Vysya Bank

7 IDBI Bank Limited 18 The Lakshmi Vilas Bank Limited

8 Indian Bank 19 The South Indian Bank Limited

9 Oriental Bank of Commerce 20 UCO Bank

10 State Bank of Bikaner & Jaipur 21 United Bank of India

11 State Bank of Hyderabad 22 Vijaya Bank

Steps to be followed

STEP 5

Make the payment towards your NPS account through Internet Banking

STEP 1

Click on “Registration”

button and select “New Registration”

option to initiate the registration

process.

STEP 2

Select ‘Non Resident Indian (NRI)’ and Select type of account “Repatriable” or

“Non-repatriable” and select option

for registering with as “PAN”.

STEP 3 STEP 4

For Repatriable eNPS A/c OR Non-

Repatriable eNPS A/cSelect Bank from list of empaneled banks for Bank verifications and

submit NRE/ NRO account details.

Enter Passport number and PAN

Number.

• Enter your name and father’s/mother’s name. These details should match with the details maintained by your bank

• Provide Mobile number and e-mail ID

• PAN (verified by the Bank) will be automatically considered as Identity proof. Enter date of birth and select its proof from

the available list.

• Click on ‘Generate Acknowledgement No’ button.

• You can proceed further or can utilize this Acknowledgement No to submit the details in other tab later.


Contact Details Bank & Other Details

Scheme & Nomination

Details

Personal Details

Photo & Signature Details Payment DetailsPersonal Details

• You would need to fill in the Address and Contact details. The details should be the same as the details available in the Bank

database.




Scheme & Nomination

Details

Contact Details


• Select the occupation and relevant details from the available option.

• Enter Bank Account details. Bank name should match with the Bank selected initially.



Scheme & Nomination

Details



Details

• Select the ‘Pension Fund Manger’ and the investment choice (Active or Auto).

• In case of Active Choice, please specify the percentage of allocation in different Asset classes.

• You can nominate up to three nominees and decide the percentage share

• Click on “Save & Proceed” button to continue


Scheme & Nomination Details


Details

Scheme & Nomination

Details

• Upload scanned ‘Signature’ and ‘Photograph’ (should be in .jpg format and size of image should be between 4kb and 12 kb).

• Click on “Save” button to continue and confirm all the details provided


Photo & Signature Details


Details

Scheme & Nomination

Details

• Make initial contribution using net banking (Minimum amount of Rs. 500). The initial contribution is allowed only through

the Bank selected.

• After submitting the payment detail, you will be redirect to payment gateway

• After successful payment, Permanent Retirement Account Number (PRAN) will be allotted to you.

• The subsequent contributions can be through any mode- net banking, credit card and debit card.



Scheme & Nomination

Details

Payment Details


Visit www.npstrust.org.in or www.enps.nsdl.co.in for more details.

After completing the registration process, print the system

generated form, paste photograph & affix signature and submit

the Form to CRA within 90 days or else the account will be

frozen.

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Call: 1800-110-708

learn how nris can register themselves for the national pension system (nps) via enps

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