june 2012 volume iv issue vi outlook… · for sale: lightly used top-of-line peg-perego baby...

THE OUTLOOK

Copyright © 2012 Peel, Inc. The Outlook - June 2012 1

JUNE 2012 VOLUME IV ISSUE VI

OUTLOOKThe

News for the Residents of The Dominion

Plant Some Pigment By Erin Conant

Color is one of the first things we notice when we cast our eyes on a new place. Dark, light, bold, muted, bright, rich and soft are all words we use to describe the color palette of a space. In landscape

design, color truly dictates the character of a garden and sets the stage for the kind of experience you’ll have there.

HERE ARE A FEW WAYS THOUGHTFUL COLOR CHOICES CAN IMPACT YOUR LANDSCAPEAccentuate the positive – Planting bright red roses or sunny yellow esperanzas next to a bench will

draw attention to the area, inviting guests to take a seat and enjoy.Set the mood – Cool colors such as blue, green and grey can induce a sense of calmness and relaxation,

while a warm color like orange is energizing.Attract wildlife – Hummingbirds are notoriously attracted to red, orange and yellow flowers, so

planting trumpet vine or cape honeysuckle could attract those zippy, nectar-loving creatures.To aid in your plant color choices try using a color wheel and refer to SAWS plant list as a guide.

Before long, you’ll have a beautiful, colorful and drought-tolerant landscape!Erin Conant is a conservation consultant for San Antonio Water System.

2 The Outlook - June 2012 Copyright © 2012 Peel, Inc.

THE OUTLOOK

EMERGENCY NUMBERSEMERGENCY ...............................................................911Fire ...................................................................................... 911Ambulance .......................................................................... 911Police Dept – Non-Emergency ............................210-207-7273Fire Dept – Non-Emergency ...............................210-207-7744DOMINION SECURITYChief of Security .................................................210-268-9932Main Gate ...............................210-698-2997 or 210-698-2998North Gate ..............................210-698-7812 or 210-698-1224South Gate ..........................................................210-698-5323CITYCity Customer Service .........................................210-207-6400Solid Waste (Trash) .............................................210-207-6428OTHER NUMBERSCedar Elm Postal Office ......................................210-641-0248NEWSLETTER PUBLISHERPeel, Inc. .............................................................512-263-9181Advertising ........................................... [email protected]

IMPORTANT NUMBERS

MISSION STATEMENTThe Outlook, For The Dominion

The mission of The Outlook is to provide The Dominion Community with one source of local news content that is written by Dominion residents. Our goal is to help build the community by connecting local businesses with residents and residents with relevant neighborhood information.

"Be the community."

ARTICLE INFO The Outlook is mailed monthly to all Dominion residents. Residents, community groups, churches, etc. are welcome to include information about their organizations in the newsletter. Personal news for the Stork Report, Teenage Job Seekers, recipes, special celebrations, and birthday announcements are also welcome. To submit an article for The Outlook please email it to [email protected]. The deadline is the 20th of the month prior to the issue.

PERSONAL CLASSIFIEDSCOLLECTIBLES FOR SALE: Selling my collection of Lalique, Baccaret Erte Bronzes, Sehring Bronzes and many pieces of art work unframed. Other antique items available. If interested, please call Jackie at (210) 698-7071

CAR FOR SALE: 2009 Jaguar XF Silver with gray leather interior. Good condition. Almost, 50,000 miles for $25,000. If interested, please contact Scott at (210) 372-2893

FOR SALE: Lightly used top-of-line Peg-Perego Baby Buggy. Paid over $325, asking $195. Please call Helen at 210-698-3408 for more information or to see item.

FURNITURE FOR SALE: Natuzzi Couches, BDI table and TV stands, Ethan Allen Dining Room set, Storehouse Office set, Como Bedroom set (king size), Crate and Barrel Outdoor Porch set, Kenmore Grill, and other furniture for sale. Email [email protected] or call Barb MacNeill at 609-472-5086 for prices and pictures.

PUPPY TRAINER: Looking for a qualified puppy dog trainer. Smart, lovable 4 month old Sheltie female puppy with a not so smart Mommy. I prefer for the puppy to be trained in my home at the Cottage Estates. Please call Sylvia at 210-363-0883.

GOLF TRAVEL CASE: Datrek hard-side carrying case protects bag and clubs. Measures about 52” x 17” x12”. Wheels, pull handle, carry handle, key lock, partially padded interior. Gently used, holds full size golf bag. Asking $50.00. If interested, please call Randy at 210-479-5820.

LOST BRACELET: Lost charm bracelet on Easter Sunday, it has a “fifth avenue” and candy cane charm on it. We believe it was lost on the playground near the pool or around the club after brunch. It holds a great sentimental value for my daughter and would like to offer a $100 reward for its return. Please contact me at [email protected]

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THE OUTLOOK


(Continued on Page 4)

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The Dominion NewsA Dominion HOA Publication - May 2012

From the General Manager

COMMON AREALANDSCAPE MAINTENANCE

One of the functions of The Dominion Homeowners’ Association (HOA) is to maintain the HOA’s grounds or common area. These areas include a collection of street medians, landscape beds, turf areas, natural areas and other open space. Maintenance levels for these areas are as varied as the areas themselves. Some common areas are highly maintained and manicured, while natural or native areas receive little or no maintenance.

Essentially, the HOA’s common areas are divided into two (2) basic categories and maintained at two different levels. Level 1 areas are highly maintained and typically found along the main streets. These areas are usually mowed and edged about once every 7 to 10 days during peak growing season,

roughly every other week during the spring and fall and not at all during the winter. Level 1 areas are irrigated and treated for weed control and fertilized. Unfortunately, during periods of drought such as the one we find ourselves in now, irrigation is greatly reduced.

Level 2 areas are mostly native or natural areas. These areas for the most part are left as is, but mowed once a month during the growing season. However, the Association may perform maintenance in native areas if there is a situation that poses an imminent threat to person or property such as a dead tree or inordinate amount of dead brush. The standard of care in areas where vacant lots meet the hardscape, such as sidewalks or street is to mow a 10 foot strip monthly.

Highly maintained Level 1 areas often intermingle with natural native areas, requiring

the HOA to continually combat weeds and native grasses in turf areas. Even with mowing and treatments, weeds and native grasses continue to infiltrate common areas as seed can be spread by vehicles, animals and wind. While the Association endeavors to provide a high standard of maintenance, the Board of Directors is sensitive to the cost of this to the HOA. The challenge for the Board and HOA staff will continue to be to provide the best service possible with the resources available.

RESIDENT’S CORNERDOMINION ANIMAL ADVOCATESThe Dominion Animal Advocates is a

group of animal lovers who help at-risk animals in the Dominion to have the best chance at a safe, happy, and healthy life. Volunteers work in a variety of ways to


THE OUTLOOKThe Dominion News- (Continued from Page 3)

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provide help with lost and abandoned pets, feral cats and to provide information regarding wildlife issues.

An Animal Advocate recently donated funds to purchase a microchip scanner that lost pets who are micro-chipped can be rapidly returned home. Others have provided foster care and paid for veterinary care for unclaimed dogs. Volunteers have worked to get these unclaimed dogs into no-kill shelters or homes.

Dominion Animal Advocates has members who are active in the Dominion TNR Initiative, a group which seeks to decrease the feral cat population in the neighborhood and to ensure the population is neutered, vaccinated, and healthy. Homeowners have fostered and adopted kittens born to Dominion feral parents and funded medical treatment for injured feral cats who were then placed in rescue facilities or adoptive homes.

The group has also worked with Wildlife Rescue and Rehabilitation, Inc. in Kendalia, Texas to obtain information to help us to successfully cohabitate with the wildlife in our community. WWR is an excellent resource for such questions as what to do with the baby animals or injured wildlife we find in our yards. The Dominion Animal Advocates group is seeking others who wish to participate in any way with their efforts. To get information about this effort or to volunteer, please call Louan LeDoux at (210) 854-8055 or Susan Shaked at (210) 744-1200.

MESSAGE FROM THE SECURITY CHIEFPET RESPONSIBILITY

Your Dominion security team is experiencing a high volume of calls regarding homeowner›s dogs. We spend an inordinate amount of time securing loose dogs, responding to resident complaints of excessive barking dogs, and have had several dog bite incidents. Dogs are great companions and can become beloved family members. But, with dog ownership there are extra responsibilities. Dog owners must ensure fencing and gates on their property are appropriately secure to prevent dogs escaping and running free in the neighborhood. Sometimes vendors accidentally let dogs loose when they service your homes, so please make sure your pets are secure in your homes when people are servicing your yards. Also, dogs must be on a leash when you walk them, even in your front yards. And if you do walk your dogs please clean up after them. Basically the only place dogs can be outside and not on a leash is in a fenced yard. Additionally, it is critically important dog owners are aware that in case of a reported dog bite the City of San Antonio mandates that the dog be quarantined for ten days. All of your Dominion neighbors will appreciate appropriate diligence to responsibly care for your dogs.


THE OUTLOOK


The Dominion News- (Continued from Page 4)

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QUICKPASSMany residents have discovered the ease of using the QuickPass Visitor

Management System online. If you are not using it yet, please contact the HOA office or the Chief of Security, Joseph DiStefano, to get your login and password. You can manage your contact information, temporary and permanent guests, residents living in the home, event guest lists, directions to your home, change your login, password and family code, as well as set up email notifications when your guests are admitted to the property. All of your updates replicate at each gate within sixty seconds. Using the online system decreases the call load at our gates and subsequently, lessens the chances for errors or misunderstandings between residents and officers. It also allows our officers to process guests more rapidly. The system is very user friendly, and if you have any issues using it, please contact Chief DiStefano for assistance.Here are some tips for ensuring faster access using QuickPass:

1. Please tell your vendors and service providers to use the north or south gates. Let them know they will need to present a photo ID to enter the property. Residents will be required to pickup guests or vendors that do not have proper Identification.

2. Please ensure anyone residing in the home is listed under the Residents tab in your online account. This will speed up processing for residents who enter the property through the visitor lane.

3. Is your home listed for sale? Please let security know the name of your listing agent/realtor and we can add them to your permanent list to facilitate faster access for them and any potential buyers they escort. Also, be sure to let security know if you wish for your listing agent/realtor to have authority to allow visitors access to your home.

4. Do not use “Mr. and Mrs. Smith” as an entry in QuickPass. Please enter all of your guests by first AND last name, and only one first and last name per line. For example, enter “Sally Smith” as one entry, and then add “John Smith” as another. Your guests names are alphabetized by first name in the system, and our officers will be confirming the driver’s name on their ID to what has been entered in the system. This will help reduce call backs from our officers for your guests.

5. Many times it is impossible to know the names of the drivers for your services and vendors. For example, if you have a delivery coming from SEARS, enter “SEARS” in the system. Or, if you have a plumber coming, please enter the name of the company, such as “AAA Auger Plumbing”. Please avoid generic terms like “furniture delivery” or “Plumber” because our officers will call you for clearance when they arrive.

6. It is very important that security and the HOA office have your correct contact information. When you login to Quick Pass, please ensure your contact numbers are current, and that the number you wish us to call to clear your guests is denoted as “Phone1” in the Description block. Unfortunately, your guests and all other visitors in the lines are delayed when the contact information is incorrect, and may result in your guests or services being denied entry into the Dominion.

Please feel free to contact Chief DiStefano or theHOA office if there are any questions or concerns.

Thanks...The Chief (Continued on Page 6)


THE OUTLOOKThe Dominion News- (Continued from Page 5)


HOA ANNUAL MEETINGThe HOA Annual Meeting was held at the Leon Springs

Elementary School at 7:00 pm on April 24, 2012. During the meeting, we completed the voting process for three positions on the HOA Board. The three vacant Directors positions were filled by Carla Ruiz, Jim Berg and Ted Resnick. The Association appreciates all owners who ran for the vacant positions and welcomes the new Directors. Below are the draft minutes from the meeting which will be approved at the 2013 Annual Meeting. The newly constituted Board met on April 25, 2012 and elected the following officers.

Chairman .......................Glen GlassVice Chairman ....... Michael AntieriTreasurer ........................David RaySecretary .................... Jon Trautman

DRAFTTo be Approved at the 2013 Annual MeetingMinutes of The Dominion Homeowners Association’s Annual

Meeting on April 24, 2012I. The meeting was called to order at 7:05 P.M.II. After verifying the requirements of the Bylaws for a quorum,

a quorum was declared.III. With no objection, the Agenda was adopted.IV. With no objection, the Minutes of the April 12, 2011 Annual

Meeting were approved. V. Chairman of the Board and Chairman of the Development

Committee, Rich Dietz introduced members of the Board, Glen Glass was not present, SAFD Representatives, SAPD Representatives, G4S Representatives, Chief DiStefano, Major Hernandez, CPA Auditor Kim Roach with Armstrong, Vaughn & Associates, Attorney Bob Burton with Winstead, PC, and members of the HOA Staff.

VI. Candidates James D. Berg, Angie Brown (not present), Lyn Hicks, Theodore (Ted) Resnick, and Carla Ruiz were introduced. Chairman of the Board and Chairman of the Development Committee, Rich Dietz summarized the election procedures for the Election of Directors to the Board, and there being no nominations from the floor, Chairman of the Board and Chairman of the Development Committee, Rich Dietz declared voting to remain open

for the ensuing thirty (30) minutes, in accordance with the Bylaws. VII. The Association’s General Manager, Rob McDaniel, presented

his Management Report and an overview of new developments within the Dominion PUD.

VIII. The Treasurer, David Ray, presented the 2011 year end financials of the Association and an overview of the Association’s Capital Budget.

VIX. Chairman of the Board and Chairman of the Development Committee, Rich Dietz, presented a Development Committee Report. The presentation covered a review of the SAWS fire hydrant water flow project within the Dominion, refurbishment of the aging irrigation infrastructure in light of significant SAWS rate increases, commissioning of a Landscape Taskforce to create a Dominion Master Landscape Plan for the common areas, and the challenges that an aging infrastructure have on the HOA capital reserve funds.

X. Christine Dickemper, Chair of the Landscape Committee, presented her Landscape Committee report regarding total costs of test sites 1-5, new landscaping, installation of irrigation by Signature, monitor grounds maintenance by Maldonado and 2012 Work Plan.

XI. Chairman of the Board and Chairman of the Development Committee, Rich Dietz presented a Security Report on behalf of Glen Glass regarding opening of the new South Gate, the need for refurbishment of the Main Gate security center, new procedures for vehicle speed control, and operational efficiencies for G4S Security contractor.

XII. Chairman of the Board and Chairman of the Development Committee, Rich Dietz presented the list of all of the volunteers that have participated on various HOA committees. Those committee members present in the audience were asked to stand and be recognized for their volunteering efforts. Christine Dickemper was presented with a plaque by Chairman of the Board and Chairman of the Development Committee, Rich Dietz for Volunteer of the Year.

XIII. Chairman of the Board and Chairman of the Development Committee, Rich Dietz announced the election results: James D. Berg, Ted Resnick, and Carla Ruiz were elected for three year terms.XIV. Outgoing Board Member Rich Dietz was recognized for his accomplishments and service to the Board and was presented a recognition plaque by Secretary Michael Antieri.

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THE OUTLOOK


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THE OUTLOOK

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XV. The next HOA Board Meeting was announced and scheduled for April 25, 2012 at 4 P.M. for the purposes of election of officers and to set the meeting calendar. XVI. During New Business and Questions from the Floor the following issues were raised:XVII.There being no further business, the meeting adjourned at 8:40 P.M.

ARCHITECTURAL CONTROLEXTERIOR MODIFICATIONS

The Architectural Control Committee (ACC) is a volunteer group of residents and builders who work to ensure The Dominion remains The Premier housing development in the San Antonio area. By reviewing plans submitted by both builders of new homes and by homeowners who wish to make modifications to their existing homes, the ACC looks at how the plans will aesthetically affect the surrounding area and if they conform with the CC&R’s.

If a homeowner wishes to make any kind of exterior modification then they need to submit their plans to the ACC. This includes any kind of color change (painting), landscaping renovations, building any kind of outbuilding (including sheds, doghouses, playhouses, etc), house additions, playscapes, hardscape, pools, fencing, etc. All modifications must be approved before any work commences.

Here is how the ACC approval process works: The submittal checklists can be found in the new Community Manual that is posted on the Dominion HOA website. Fees for submitting and building vary according to the project. Plans must be submitted to the HOA office by 5:00 p.m. Monday afternoon. On Tuesday morning, plans are sent to an architect for professional review. Then on Thursday afternoon, the ACC reviews the plans and the comments from the architect, and then makes their recommendations. By Friday morning, you may contact LoriAnne, ACC Administrator, to obtain your submittal results.

The HOA office will be more than happy to answer any and all questions pertaining to the submittal process, you may contact the HOA at 210-698-1232.

YARD MAINTENANCE Over the past few weeks we have been diligently working to get all

the lots and yards mowed, and with this new batch of rain, we can expect the grass and weeds to once again spring to life. As you might imagine, it is an on-going process as grass and weeds continue to grow and properties needing attention are identified. Once properties are identified, if they are not on our Auto-Mow list, correspondence is sent out to the property owners to remind them to please maintain



THE OUTLOOK


Congratulations, Class of 2012®

63 seniors from TMI – The Episcopal School of Texas earned over $5 million in college scholarship offers

TMI – The Episcopal School of Texas admits students of any race, color, and national or ethnic origin. ■ 20955 West Tejas Trail, San Antonio, TX 78257 ■ www.TMIEpiscopal.org

Megan AbbottMarian AminiMilton BlackTravis BruniNatalia CanalesAna CarcurDouglas CarterMatthew CasillasAbigail ColeSamantha CoxAndrew DoveMario DuronGonzalo FabregaDale FastleEric FernandezJarvis Ford

Thomas FreemanWilliam FrostYue GeCarolina GonzalezAlexander HagerEmalee HamiltonKevin HarariKyle HarrisCarson HunterCierra KwanEvan LaiaAllison LimmerClaudio MartinezJennifer MartinezParker MasseyTyler McCardle

Davis McCutcheonMorgan McMillianMustafa MohammedAlexander MoraCeline OlivarezRainier OsouliAndrew OwensChristopher PeaceJoshua PettBrenham PozziAmy ReadJon ReedKayla RileyHamilton RogersJose Romo CorralesJessica Rosenberg

Stuart SalinasNathanael SherrodCollin ShinkleElizabeth SpencerColin StrongTyler StylesAndrew TawilTaylor WattsAmanda WeiMackenzie WhiteShane WinterChad WisnowskiKari XuIsabella ZorrillaAgustin Zurita

Austin College, Baylor University, Boston College, Boston University, DePaul University, Drexel University, Duke, Indiana University, New York University, Pepperdine University, Princeton University, Rensselaer Polytech Institute, Rhodes College, Rice University, Sewanee: The University of the South, Southern Methodist University, Texas A&M, Texas Christian University, Texas State University, Texas Tech, Trinity, U.S. Military Academy (West Point), University of Bristol (UK), University of Colorado, University of Dallas, University of Mississippi, University of St. Andrews (Scotland), University of Texas, University of the Incarnate Word, and more.

Our 2012 graduates will be heading off to:

their properties. The letters state that the owner has 10 days to complete the work, but if they cannot or will not do so, we will have a maintenance company take care of the property and the account will be billed.

Although we realize that it isn’t pleasant to receive such a letter, if you do, we ask that you please keep in mind that we are striving to keep the Dominion maintained to the standard that we all expect and enjoy. If you are a neighbor of one of the properties in need of care, please keep in mind that a process of notification must be followed before action may be taken. If you receive a letter in error, we apologize and ask for your understanding because we are processing a large volume of letters and mistakes may be made. If the maintenance has been completed by the time you receive the letter, we thank you.

We appreciate the effort that you take in keeping your properties beautiful for all to enjoy!

COMMON AREA UPDATELANDSCAPE COMMITTEE

Master irrigation standards for common areas of new developments within the Dominion and for upgrades or repairs to existing common area irrigation systems have been formalized and await HOA board approval. These standards will ensure that eventually all irrigation systems in all neighborhoods, new and existing, will be the same and centrally controlled for efficient irrigation of all common areas.

New landscape installations have been approved for the entrances at The Cottages, The Estates, The Gardens, The Reserve and The Chateaux. Planting will begin as soon as possible. A variance from SAWS is being requested to augment watering so plants can get established before the summer season. Additional landscaping will be on hold until next Fall, weather permitting.

Additional plants have been installed at

the HOA office to improve the appearance along Dominion Drive.

Landscape plans were submitted by the owners of Dominion Hills, and were approved for immediate installation.

Landscape plans were previously submitted by the owner of the property formerly known as the Sales Pavilion by the front gate. These plans were approved March 1, 2012. The Committee has advised the property owner to immediately implement the plans approved March 1, 2012.

PARADE OF HOMESThe 2012 Parade of Homes will be held in

The Dominion from May 26th to June 3rd, 2012. The Parade location is a collection of 12 homes on the new Brenthurst Lane extension in a new development called Aragon and Andalucia. The hours of operation for the Parade will be as follows:




THE OUTLOOKMemorial Day & Weekends ............8:30 am to 6:00 pmWeekdays ....................................... 3:00 pm to 9:00 pm

Parking for the Parade will be located at Oak Hills Church on the IH-10 access road where shuttle buses will carry visitors to The Dominion. This is the only form of entry for the general public to the Parade. The shuttle buses will enter The Dominion via the new south gate at Tejas Trail and drop off patrons at the Parade main entrance at the Aragon development. Shuttle buses will depart The Dominion via Brenthurst and Dominion Drive through the main gate. Dominion residents will not be able to drive or walk to the Parade location by car or golf cart. Residents will either have to park at Oak Hills Church and use the buses or use a special pickup for Dominion residents only that depart from the HOA office. This special pickup and entry will be by official Parade of Homes golf carts only. Parking for the special Dominion resident pickup can be at the HOA office or at the Club for members.

Brenthurst Lane from Tejas Trail to the inside gate at Vail Abbey will be closed to all traffic (autos & pedestrians) from Thursday, May 24th through June 3rd, 2012. This is required since the Parade structures will obstruct Brenthurst Lane and for safety reasons. Security for the Parade of Homes will be provided by off-duty uniformed SAPD officers.

Sincerely, Glen Glass, ChairmanThe Dominion Homeowners Association, Inc


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YES! YOUR NEWSLETTER IS PROVIDED100% FREE OF CHARGE TO YOUR HOAand is made possible by the advertisers within. Please frequenttheir businesses and let themknow where you saw their advertisement. While there, be sure to say “Thanks!”

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Real Estate StatsSubmitted by: Matthew Resnick

We are almost half way through 2012! 20 Dominion homes have sold year to date, down approximate 17% over 24 homes that sold during the same time period of 2011. Since January 2012, inventories have increased approximate 10% to total of 109 homes for sale.

Report date range is all activity for 2012(1-1-11 to 5-21-12)

HOUSES

20 houses Sold

Sold price range Low $337,500 High $1,590,000 Median price range $597,500Price per sq. ft. Low $91.78 High $263.62

4 Houses Pending:

List Price range Low $459,000 High $1,899,000 Median price range $579,000Price per sq. ft. Low $101.33 High $303.20

109 homes Active for sale:

List Price range Low $369,000 High $3,500,000 Median price range $749,900Price per sq. ft. Low $98.10 High $467.60

LOTS

50 Lots active for sale:

List Price range Low $105,000 High $1,500,000 Median price range $237,500 Median price per Sq. Foot $10.04

0 Lots pending:

3 Lots Sold:

Sold Price range Low $225,000 High $500,000

THE OUTLOOK


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DISCLAIMER: Articles and ads in this newsletter express the opinions of their authors and do not necessarily reflect the opinions of Peel, Inc. or its employees. Peel, Inc. is not responsible for the accuracy of any facts stated in articles submitted by others. The publisher also assumes no responsibility for the advertising content with this publication. All warranties and representations made in the advertising content are solely that of the advertiser and any such claims regarding its content should be taken up with the advertiser.* The publisher assumes no liability with regard to its advertisers for misprints or failure to place advertising in this publication except for the actual cost of such advertising.* Although every effort is taken to avoid mistakes and/or misprints, the publisher assumes no responsibility for any errors of information or typographical mistakes, except as limited to the cost of advertising as stated above or in the case of misinformation, a printed retraction/correction.* Under no circumstances shall the publisher be held liable for incidental or consequential damages, inconvenience, loss of business or services, or any other liabilities from failure to publish, or from failure to publish in a timely manner, except as limited to liabilities stated above.* The Dominion HOA does not endorse any of the advertisers contained in The Outlook.

At no time will any source be allowed to use The Outlook contents, or loan said contents, to others in anyway, shape or form, nor in any media, website, print, film, e-mail, electrostatic copy, fax, or etc. for the purpose of solicitation, commercial use, or any use for profit, political campaigns, or other self amplification, under penalty of law without written or expressed permission from Peel, Inc. The information in The Outlook is exclusively for the private use of Peel, Inc.

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THE OUTLOOKFUEL YOUR CHILD’S CREATIVITY QUOTIENT

Submitted by Sugandha Jain

The impact of a high creativity quotient (CQ) is evident even among the top management in business. Results from 2010 IBM Global CEO study reveal that highly effective CEO’s place the greatest emphasis on creative leadership. In order to achieve top results, CEO’s are not fearful of experimenting. These CEO’s lead the new generation by continually thinking of new ways and fresh approaches.

However, the sad reality is that creativity scores have been decreasing in children since 1990. In their book, The Creativity Crisis: New Thinking about children, authors Po Bronson and Ashley Merryman, cite evidence on how creative quotient in children has plummeted.

As parents, we have to ask ourselves some

tough questions. Is our education system so hyper-focused on testing that we are squeezing out the innate creativity of our children? Are we pushing our children so hard that we are leaving no room for creativity? What can we do to turn things around?

The good news is that creativity can be nurtured and learned. Exposing children to a creative environment can assist in enhancing their CQ. Creativity training actually changes brain function. It creates new neurons in key parts of the brain and builds new connections between these neurons.

So, what is the recipe for sparking creativity in children? The right amount of sleep, nutrition and avoiding pessimism can work wonders. Positive thinking is so powerful that

it can attract unimaginable successful results in a person’s life. Teaching children to trust themselves is a vital ingredient as creativity comes from trusting your instincts.

Asking ‘What if ’ questions to your children can increase their CQ. Leo Burnett says that curiosity about life in all of its aspects is the secret of great creative people. Solving open-ended problems also nurtures creativity. Parents and children who work together to solve challenging problems gain understanding on mastering uncomfortable feelings that these problems present. Families that create together stay together!

Sugandha Jain is a Master Registered Texas Trainer& Director of Accreditation at a local preschool

THE OUTLOOK


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THE OUTLOOKFinancial Focus - Occupy Your Wallet

Submitted by Rich Keith

People often ask, “What things can we do keep our financial stability during financially volatile times such as these?” There are defensive strategies which anyone can employ regardless of their financial position. The answer, fortunately, has remained the same over many years. We have heard the importance of saving heavily and keeping debt low. But what about investing in your career, planning for a global financial tumble, or how about staying with your bank or leaving it behind? These practical questions are important in today’s world.

First, the basics. Make sure you have an “emergency fund” of at least $1,000 to cover a home or car repair. More is better: an amount equal to six months of expenses is best. Save at least 20% of what you make; this keeps you from using credit. While we’re on the subject of credit, let’s look at how much you’re spending on servicing your debt. Are you carrying a credit card balance at 18 percent? Pay it down quickly because that’s like getting an 18 percent risk-free return on your money. “If I could make 18 percent, I’d do it right now!” I’ve heard before. To further improve your cash flow, elect high deductibles on your car and home insurance. Basic family protection includes making sure you have your wills and powers of attorney in place and buy inexpensive term life insurance to cover your loved ones in the event the main wage earner dies prematurely. “Buy term life insurance,

it’s the right product for families,” says noted financial whiz Suze Orman.

If anyone believes that our current low inflation rates will not increase dramatically as a result of the largest printing of money in the history of the world, then they are simply not paying attention. Prices will rise. Taxes will rise. Loans will become much more expensive. There is a trend in America toward renting more and more, from homes to party gowns, known as the “Rentership Society.” Having a big home loan straps you down and won’t let you easily leave for greener pastures. But renters can quickly move to the place where jobs are. In fact there are studies which have linked chronic unemployment to home ownership. Run the numbers, and then consider renting your next home.

Next, invest in yourself. Your income is your “financial engine.” Protect it by making sure you will keep working no matter what happens to your investments. Read, read, read. Be

vigilant about finding the areas of specialization where the world is heading and learn about them. Take someone to lunch who does what interests you and find out how they like it, and if a degree is required. Don’t automatically opt for an advanced degree, especially from the new breed of for-profit career schools. These schools often are expensive, and students incur debt at a higher rate than students at public or nonprofit private schools.

Feel good while you are saving. Your big bank is not your friend. Historically low CD rates, high fees, combined with draconian lending policies, are driving millions of people away from the big banks and toward credit unions, as well as safer investments. Former IMF chief economist Simon Johnson’s book, “13 Bankers: The Wall Street Takeover and the Next Financial Meltdown,” reveals how a “cabal of big banks gambled with our money, wrecked the economy, and then accepted huge taxpayer bailouts, all the while paying out gigantic bonuses and fighting financial reform,” Johnson says. His answer is to remove your money from the six biggest banks: Bank of America, JP Morgan Chase, Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley. Smaller banks and especially nonprofit credit unions offer lower fees, better loan rates and consistently better customer service. For financial peace of mind, work with your financial coach to make sure your family is taken care of.

THE OUTLOOK


Ingredients• 2 T olive oil• 2 leeks, greens trimmed, cut in half, rinsed & sliced• 1 C Arborio rice• 4 C chicken stock• 1/2 C cream• 1/3 C Parmesan, grated• salt and pepper to taste

DirectionsHeat the chicken stock in a small pot over medium heat. I

removed the fibrous green tops from the leeks and cut them in half which makes it easier to clean the sand and grit away. Pat dry and slice thinly. In a sauté pan, add olive oil and sliced leeks and cook over medium heat until the leeks are tender.

Remove to a small bowl and set aside. In the same pan, sauté the Arborio rice for a few minutes. When most of the rice has become white, add your first ladle of simmering chicken stock, stirring frequently until almost all of the broth has been absorbed.

Then add another ladle of broth, and keep stirring. Do this until all the chicken stock is gone. Remove rice from heat and add in cream and Parmesan, stirring well. Add the leeks back into the rice and this is where I added sliced cooked chicken into the risotto. Season with salt and pepper and serve. This made 2 large servings which was perfect for a meal!

Recipie of the MonthLeek Risotto

by the Four Points Foodie

ACROSS1. Arabian 5. Partial 9. Ice cream holder 10. Hoax 11. Acres 12. Smooth tightly twisted

thread 13. Insecure 15. Estimated time of arrival 16. Knife 18. A feminine name 21. Epoch 22. Center of much political

dispute 26. Protective covering 28. Ill-mannered 29. Stair grips 30. Mined metals 31. Tinted 32. Lack

DOWN1. Organization concerned with

civil liberties (abbr.) 2. Colored horse 3. Green Gables dweller 4. Smear 5. __ Lanka 6. Comforts 7. Many 8. Utopian 10. Airmen 14. Steps 17. Linear 18. Facial hair 19. Orderly arrangement 20. Synthetic fabric 23. Manner 24. Eve's garden 25. For fear that 27. Olden

Crossword Puzzle

© 2006. Feature Exchange

ACROSS1. Arabian 5. Partial 9. Ice cream holder 10. Hoax 11. Acres 12. Smooth tightly twisted

thread 13. Insecure 15. Estimated time of arrival 16. Knife 18. A feminine name 21. Epoch 22. Center of much political

dispute 26. Protective covering 28. Ill-mannered 29. Stair grips 30. Mined metals 31. Tinted 32. Lack

DOWN1. Organization concerned with

civil liberties (abbr.) 2. Colored horse 3. Green Gables dweller 4. Smear 5. __ Lanka 6. Comforts 7. Many 8. Utopian 10. Airmen 14. Steps 17. Linear 18. Facial hair 19. Orderly arrangement 20. Synthetic fabric 23. Manner 24. Eve's garden 25. For fear that 27. Olden

Crossword Puzzle

© 2006. Feature Exchange

CROSSWORD PUZZLE

View answers online at www.peelinc.com

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june 2012 volume iv issue vi outlook… · for sale: lightly used top-of-line peg-perego baby...

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