inhouse february 2007 edition

Barnaby Way, Chigwellsee page 22

february 07 inhouse 3

residential sales lettings new homes international investment

www.lawlors.co.uk

inhouseSo here we are in January 2007 with anew base rate to start the New Year. Onewould think an increase in base rateswould spell bad news for the localproperty scene but in this area, notnecessarily so! Obviously this does meansome increase in the cost of mortgagesetc… but because of the shortage ofdesirable properties within the area theeffect of the increase in the base rate ispractically negligible.

Across all of our offices the demand for properties has

picked up extremely quickly and, in some respect, we are

having to review some of the values that previously we

believe would have been unattainable. It may be brave to

make predictions so early in the year but we believe that

2007 will still see an increase in prices across all price

ranges.

The general area of Epping Forest is still regarded as a

highly desirable location to live in, and it seems that more

and more people are looking this way to settle into family

life. We are therefore more confident that prices will rise

at a steady rate throughout the year, possibly by as much

as five percent.

We urgently need new instructions at all price ranges to

satisfy our waiting customers and you will see from our

enclosed pages we already have the “lion’s share” of

quality property in the area.

We offer an unrivalled service and due to our success

over many years we have a reputation that is second to

none.

So if you are serious about selling your property, we are

serious about selling it for you. Contact any one of our

offices for immediate personal attention.

Happy house hunting for 2007!

Regards

James Lawlor F.N.A.E.A

LAWLORSPROPERTY SERVICES

page contents

1 Barnaby Way, Chigwell

2 Devon House

3 State Of Play!

4/5 Chigwell

6 Repton Park

7 Feature Home - Hainault Road

8/9 Loughton

10/11 Woodford

12 Daiglen School & Forest Casuals

13 Savills Private Finance

14/15 Vantis plc

16 Bang & Olufsen

17 - 20 Foskett, Marr, Gadsby & Head

21 BB Partnership

22 - 30 Elite Homes

31 This Months Charity - Interact

32/33 Lettings

34 SG Electrical, All Clear, Ash & Embers

35 SJK Interiors Ltd

36 International

StateOf Play!

Oak Lodge Ave, Chigwell £515,000

Three Bedroom, Detached Property benefiting from two

receptions rooms, kitchen/breakfast room, southerly

aspect garden and close to Grange Hill Station.

Chigwell Rise, Chigwell £859,995

Four Bedroom Detached Property on one of Chigwell's popular roads benefiting

from having four reception rooms, Kitchen/Diner, Utility room, WC/Cloakroom,

en-suite to master bedroom, Integrated garage and Off street parking.

4 inhouse february 07


A selection of properties currently for sale in Chigwell and surrounding areas.

Manor Road, Chigwell £699,995

Five Bedroom, Detached family home Offering spacious

accommodation including two en-suites as well as a family

bathroom, Cloakroom/WC, dining room, kitchen/breakfast

room, utility room, study, lounge and off-street parking.

Parkview, Station Road, Chigwell £639,995

Four Double Bedroom, Detached Property benefiting

from en-suite shower room , family bathroom, two

reception rooms, off-street parking for up to six cars

and being close to Chigwell Station.

Wheeler Close, Chigwell £624,995

Four Bedroom, Detached Family Home located within a quiet

turning. The property benefits from a lounge, dining room,

family room, kitchen, an en-suite to the master bedroom as

well as an additional family bathroom and a detached garage.

Brook Rise, Chigwell £549,995

Four Double Bedroom, Detached Property within a short

walking distance of approx 400 yards to Chigwell

Station and all local amenities and benefits from guest

cloakroom, utility room and an attached garage.


Please call 020 8281 0123 for more information on these and many more.

116 High Road, Chigwell,Essex, IG7 5BJ

t: 020 8281 0123 f: 020 8281 0222e: [email protected]

Lambourne Close, Chigwell £565,000

Three Bedroom, Detached Family Residence in a semi-rural

setting. Property benefits from having an en-suite and dressing

room to the master bedroom, ground floor WC, family

bathroom, four reception rooms and a detached garage.

Grange Crescent, Chigwell £529,995

Four Bedroom, Detached Family Home benefiting from

through lounge with a dining area, separate TV room,

family bathroom to both ground floor and first floor and

off street parking.

Claremont Place, Chigwell £489,995

Two/Three Bedroom, First Floor Modern Apartment in

this purpose-built development. The property benefits

from having private balcony, two en-suite bathrooms as

well as a family bathroom and a fully fitted kitchen.

Gravel lane, Chigwell £479,995

Three Bedroom, Semi-Detached Cottage with three

reception rooms, fitted kitchen, master bedroom with

walk-in wet room & additional family bathroom and off

street parking.

High Road, Chigwell £479,995

Four Bedroom Link-Detached residence, Offering

Cloakroom/WC, lounge/diner, kitchen, family bathroom,

master bedroom with en-suite bathroom, single garage,

off-street parking & shared driveway.

Martham Close £439,995

Four Bedroom Detached residence offering a five year

NHBC guarantee. Cloakroom/WC, lounge, dining room,

kitchen/breakfast room, master bedroom with en-suite,

family bathroom, garage & off-street parking.

Maxwell Court, Chigwell £399,995

Purpose Built Four Bedroom, Semi-Detached Family

Residence benefiting from having a lounge,

kitchen/diner, conservatory, en-suite to the master

bedroom, ground floor cloakroom and family bathroom.

St Marys way, Chigwell £385,000

Four Bedroom, Semi-Detached House benefiting from

having a lounge/diner, seperate family room, ground

floor cloakroom, a detached study and garage as well

as a detached annexe to the side.

Oxford House, Benrek Close Hainault £309,995

Two Bedroom, Duplex Apartment located in one of

Hainault's popular turnings, benefiting from a lounge, an

en-suite bathroom to the master bedroom as well as a

family bathroom.

Bartholomew House £419,995

First Floor 'blank canvass' for a would be enthusiast to create

its own identity as it has a floor space of approx 1550 sq ft.

Boasting high vaulted ceiling and large double glazed sash

bay windows with stunning views over the grounds.


Chapel Mews £259,995

One Bedroom Apartment located in a Private Mews, benefiting

from a lounge, kitchen/breakfast room, a good double sized

bedroom, There is also a detached garage with off street

parking and additional visitors parking.

Hazel Lane, The Avenue £334,995

Three Bedroom End-Of-Terraced House set within the gated

grounds of The Avenue, Repton Park. The property benefits

from having two receptions, a ground floor cloakroom and an

additional family bathroom.

Bay Tree Close, The Avenue £334,995

Three Bedroom End-of-Terrace residence which is fully double

glazed with fitted kitchen, two reception rooms, downstairs

cloakroom/WC and family bathroom

A selection of properties currently for sale in Repton Park

Bartholomew House £515,000

Stunning Three Bedroom, First Floor Apartment which has been

immaculately maintained with solid wood flooring and Granite

work surfaces. The Apartment also boasts an en-suite to the

master bedroom as well as a family shower room.

Hazel Lane £357,500

Beautiful Three Bedroom End-Of-Terrace House. This property

boasts a 90ft garden with several mature trees and shrubs, it

has a 7 year NHBC guarantee, two reception rooms, and a

ground floor cloakroom.

The Manor £479,995

Two Bedroom, Luxurious Apartment benefiting from a fully

fitted kitchen, an en-suite to the master bedroom, a family

bathroom and no onward chain.

Cadogan House £249,995

One Bedroom, Mews House arranged over two floors offering

beautiful high ceilings and skirtings, ornate covings & staircase

with views over both Devonshire & Kensington Houses with

two allocated parking spaces & communal grounds.

116 High Road, Chigwell,Essex, IG7 5BJ


ReptonPark


Currently we are experiencing a high

demand for sale and rental properties on

Repton Park, if you would be interested in

speaking to one of our negotiators and

arranging a free valuation please contact

our Chigwell Office on

020 8281 0123.


Characteristic Four Bedroom Family Residence benefitingfrom having lounge, dining room, study and fully fittedkitchen/breakfast room.

Guest cloakroom/WC to the ground floor, an en-suite shower roomto the master bedroom as well as a family bathroom and separateWC. This property also has an attached garage and off streetparking for several vehicles and being in close proximity (less thanthird of a mile) to Chigwell Station.

For more information, please contact the Chigwell office on

020 8281 0123

HAINAULT ROAD • CHIGWELLPRICE GUIDE: £675,000 SOLE AGENT


A selection of properties currently for sale in Loughton and surrounding areas.


Forest Heights, Buckhurst Hill £292,000

Second Floor, executive One Bedroom Apartment

offering: communal grounds, kitchen, sitting room with

adjoining dining area, cloakroom/WC, master bedroom

with en-suite, allocated parking & porterage.

Park Hill, Loughton £625,000

Four Bedroom Detached residence, offering Cloakroom/

WC, utility room, kitchen/breakfast room, lounge, sitting

room, master bedroom with en-suite bathroom, family

bathroom, double garage & off-street parking.

Longfield, Loughton £875,000

Four Bedroom Detached family residence offering:

cloakroom/WC, study, lounge, conservatory, TV room,

dining room, kitchen/breakfast room, master bedroom

with en-suite dressing room & shower room.

Hill Hall, Theydon Mount £599,995

Three Bedroom Apartment with accommodation

arranged over three levels. Cloakroom/WC, sitting room,

kitchen, breakfast area, lounge, master bedroom with

en-suite bathroom & family bathroom.

Forest Road, Loughton £285,000

Re-modernised Two Bedroom Victorian Cottage within

close proximity to all local amenities and underground

station. Benefits include: lounge, kitchen, family

bathroom and front & rear gardens.

Smarts Lane, Loughton £625,000

Character newly-built Four Bedroom Detached executive residence,

there will be viewings days held at the property on Saturday 10th and

17th February. Then a third and final viewing day will be held on

Wednesday 28th February. For more information on the above property

please call our Loughton Office.

SSTC



165 High Road, Loughton,Essex, IG10 4LF


Fallow Fields, Loughton £699,995

Four Bedroom family property situated within the

prestigious Great Woodcote Park. Cloakroom/WC,

dining room, study, lounge, kitchen, master bedroom

with en-suite shower room, garage & off-street parking.

Park Hill, Loughton £559,000

Four Bedroom Detached property set over three levels,

offering spacious open-planned lounge to dinning area.

Fitted kitchen, utility room, master bedroom with en-suite

bathroom, shower room with rear garden approx 50ft.

Baldwins Hill, Loughton £529,000

Three Bedroom Chalet-style Bungalow situated in a sought-

after location. The property is offered Chain Free and benefits

from Shower room, lounge, dining area, kitchen, master

bedroom with en-suite, single garage & off-street parking.

Theydon Park Road, Theydon Bois £499,995

Four Bedroom Semi-Detached family residence. One of the

principal features is the rear garden, measuring in excess of 200ft.

Kitchen, lounge/diner and master bedroom with en-suite shower

room, family bathroom, single garage & off-street parking.

Roding Gardens, Loughton £459,995

Four Bedroom Detached residence in excellent decorative

order, boasting a 21ft kitchen/breakfast room, Cloakroom/

WC, lounge, utility room, play room, master bedroom with

en-suite shower room, family bathroom & off-street parking.

Fallow Fields, Loughton £945,000

Five Bedroom family residence. The property has been exceptionally-well

maintained and upgraded to the exacting standards of the current vendors with

many fine bespoke features. Cloakroom/WC, study, dining area, lounge,

conservatory, kitchen/breakfast room, four en-suites additional family bathroom,

double garage, off-street parking & landscaped rear garden.


Kendal Close, Woodford Green £720,000

Four Bedroom detached family residence benefiting from

two good sized receptions, downstairs WC, kitchen,

garden approximately 90' x 71', en-suite to master

bedroom and plasma set to wall in family bathroom.

A selection of properties currently for sale in Woodford Green and surrounding areas.

Belmont Close, Woodford Green £845,000

Benefits include views over the Woodford Wells Cricket

and Tennis club as well as its Four double bedrooms, two

bathrooms, three receptions, kitchen/morning room,

cloakroom/WC, off street parking, rear garden and garage.

Oak Hill, Woodford Green £599,995

Four bedroom, two receptions, 1930's end of terrace

property, the property also benefits from approx 70ft

rear garden, large kitchen/breakfast room, en suite wash

room, garage with additional study room.

High View Road, Woodford Green £550,000

Four bedroom semi detached property within close

proximity to Snaresbrook and Wanstead stations. Within

the property there is two receptions, study, kitchen, two

bathrooms, garage and off street parking.

Princes Road, Buckhurst Hill £499,999

Benefits include two receptions, kitchen/morning room,

conservatory, rear garden with separate detached self-

contained cottage and off street parking. Located within

close proximity of Buckhurst Hill Central Line Station.

Woodland Way, Woodford Green £865,000

A Four Bedroom Detached Property benefits include two reception rooms, kitchen /

breakfast room, downstairs WC, double garage with utility area, separate study. four

bedrooms and a family bathroom. Garden in access of 80ft.


SSTC

SSTC


Percival House Woodford Green £289,000

A unique two bedroom, two bathrooms split level

apartment with further benefits of lounge, dining area,

kitchen and allocated parking. The property has been

kept to high standard by the current owner.


457 High Road Woodford Green,Essex, IG8 0XE


Shorepoint, Buckhurst Hill £355,000

The property benefits from an open plan lounge / kitchen with

double doors leading to a patio area, en-suite shower room to

the master bedroom. Immediate viewing is recommended to

fully appreciate the level of accommodation on offer.

Monkhams Avenue, Woodford Green £700,000

Detached Five Bedroom property which benefits from

having three en suite bathrooms, two reception rooms,

amtico flooring to the ground floor off street parking

and garage. Located on the popular Monkhams estate.

Somerset Court, Buckhurst Hill £285,000

Two bedroom first floor apartment in the popular

location of Queens Road within close proximity of

Buckhurst Hill Central Line Station. Benefiting from

underground parking and communal gardens.

St Albans Crescent, Woodford Green £284,995

Two Bedroom Ground floor Edwardian conversion within

close proximity to South Woodford Central Line Station. The

property benefits from Lounge, integrated Kitchen/Breakfast

room, Family bathroom and own rear Garden.

Lords Bushes, Buckhurst Hill £275,000

Offered to market is this three bedroom second floor

property. Benefiting from mezzanine level from lounge to

second bedroom, including dressing area, balcony, kitchen,

family bathroom, allocated parking and communal garden.

Grove Park, Wanstead £629,995

Detached Two Bedroom bungalow benefiting from a large

through lounge/dining area and groundfloor bathroom.

Both bedrooms benefit from fitted wardrobes offering

ample storage with a wonderful garden also.

Hillington Gardens, Woodford Green £540,000

Four bedroom semi detached property benefiting from

three receptions, kitchen with utility area and bonus loft

room, family bathroom, down stairs cloakroom, off

street parking and rear garden.

Raine Gardens, Woodford Green £285,000

BRAND NEW Two bedroom, Two bathroom first floor

apartment, benefiting from open planned kitchen/lounge

and allocated parking. Viewing by appointment only via

Lawlors property Services Woodford Green.

SSTC


PREPARATORY SCHOOL FOR BOYS & GIRLS

68 Palmerston Road, Buckhurst Hill, Essex, IG9 5LG

Tel: 0208 504 7108

OPEN MORNINGThe Daiglen School, provides a warm, friendly environment for your child. Staff focus onindividual abilities and needs, enabling all children to fulfil their potential.

Subject specialists nurture talents and interests, challenging and extending the most able in ahappy, well-disciplined environment which promotes self-esteem and respect for others.

Politeness and good manners are expected and kindness to others is strongly stressed.

Come and see our school in actionon 21st March, 9.30 until 11.30For more information call Mrs M Bradfield, Headteacheron 020 8504 7108 or visit our website at

www.daiglenschool.co.uk

By WENDY DOCHERTY, consultant

SAVILLS PRIVATE FINANCE

Demand for property in the prime housing market - homes costing

£500,000 and above - is on the increase, partly due to the rise in bonuses

and remuneration levels in the City of London, which are having a ripple

effect outside the capital.

According to the Centre for Economics and

Business Research (CEBR), more than 4,000 City

workers will take home £1m bonuses this year,

with a total of around £8.8 billion set to be paid.

Yolande Barnes, director of residential research at

Savills, believes much of this cash will find its way

into the housing sector. ‘We estimate that £5.5

billion from City bonuses will go into housing at

the top end of the market in 2007,’ she forecasts.

With a lot of money pouring into the top end of

the market, demand is likely to be stiff for the most

desirable properties. You can’t afford to hang

about if you’ve seen something you really want as

you may miss out.

One way of helping you move quickly as soon as

you find a property you like is to consult an

independent mortgage broker before you start

house hunting. A broker who specialises in

arranging mortgages at the prime end of the

market, such as Savills Private Finance (SPF), should

be able to help you find the most suitable deal for

your circumstances.

Consulting a broker before you start house

hunting helps to ensure you know exactly how

much you can borrow, which may be more than

you think. It also means that they can start the

application process for you, so that once you have

found a property they can move quickly.

You may be wondering why it helps to use a

broker in the first place; after all, what is wrong

with simply walking into the local branch of your

high-street bank and getting a mortgage that

way? Well, if, like some purchasers at this level,

you hope to borrow as much as possible to secure

the property of your dreams – even with a big

bonus behind you – this could be difficult by

approaching a lender direct.

Those lenders who do offer bigger loans may

charge higher rates for the privilege. Part of the

reason behind this is that borrowers taking on

deals this size tend to be more sophisticated than

the average mortgage customer. They are more

likely to ‘churn’ or move onto a better deal once

the offer period ends, rather than put up with a

higher, less competitive rate. And they are more

likely to clear their mortgage more quickly, paying

off large chunks as, and when, they receive their

bonuses.

This is where a broker with the right contacts

comes into their own. We are able to negotiate

lower rates on bigger loans as we can achieve

discounts off the lender’s standard mortgage

offering. This helps us to get you similar terms as

those taking out smaller mortgages, which can

save you a great amount of money.

If you require an interest-only deal rather than a

repayment mortgage, this should also be possible

to arrange. You may also require more flexibility

than a standard fixed or discounted mortgage can

offer, and at SPF we can help find a product to suit

your particular needs. Because your situation is

likely to be far from straightforward, a cocktail of

rates may be more suitable – some floating, some

fixed – to tie in with your future earning

expectations. This can provide more

flexibility, which can be vital

with a fluctuating

income. By fixing

part of your

mortgage you buy

yourself some certainty,

which may be useful if

interest rates rise again in the

New Year. And by leaving a portion

of your mortgage on a variable rate

you retain flexibility: you can pay down part of this

using bonuses or other income, without paying a

penalty for doing so.

It is not unusual for agents to demand that

exchange of contracts occurs within 10 working

days. Given that the average property transaction

in England and Wales takes closer to 12 weeks, if

you apply direct to the lender it may take much

longer than the agent’s deadline to obtain a big

enough loan, process the offer and exchange

contracts.

Most lenders aren’t equipped to proceed more

quickly but a broker can help ensure that the

mortgage goes through in a restricted timeframe

so that you don’t miss out on your dream home.

For mortgage advice, please contact

Wendy Docherty at Savills Private Finance

on 020 7715 4183 or 07968 553377

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances and loan amount, we estimate that the fee will be 0.73% of the amount borrowed. The views expressed and the informationcontained herein is generic and does not constitute advice. Savills Private Finance Limited (SPF) is authorised and regulated by the Financial Services Authority (FSA). The FSA does not regulate buy-to-let or commercialmortgages and taxation advice. Savills Private Finance Limited, 25 Finsbury Circus, London EC2M 7EE. October 2006.



WHY VALUE THE BUSINESS?

There can be many reasons for wanting to establish the value of either a businessor an interest in a business, apart from the obvious reasons of potential sale oracquisition. They could involve future planning for the purposes of transferringshares elsewhere, tax planning, valuations associated with employee incentiveschemes or simply a desire to reflect the benefit of years of hard work.

WHAT AFFECTS THE VALUATION OF COMPANIES?

Many factors can influence the value of a company, including its historicalconsistency in profit terms, the quality of its assets, the certainty of its futureearnings, the nature of its trading activities, the consistency of dividenddistributions, the market share that the company controls and of course the levelof other competitors in the same trade or geographical location.

The valuation of a company can be adversely affected by a dependence on anyone large supplier or customer, a dependence on one particular individual withinthe company, its association with outdated technology or fashion or adeteriorating profit trend, together with poor assets.

What’s your business worth?(and how can you make it more valuable?)IN THIS ARTICLE, JOHN MCBRIDE, THE LOCATION DIRECTOR OF VANTIS IN LOUGHTON SETS OUT SOME INTERESTING POINTERS

WHICH WILL CONTRIBUTE TOWARDS THE ANSWER TO THIS PROBLEM!!!


VALUATION TECHNIQUES

Companies can be valued by reference to their assets, the earningstream, the anticipated future revenue, a discounted cashflow

based on historical results, a comparison of similar companies inthe same field or left to what is known as an “Earn-out”, which

effectively will determine the consideration for the company,based on its future results, after it has been sold.

TYPES OF SALE

In general circumstances the sale arrangementseither involve an asset sale, as would be the case

with any unincorporated business, or where acompany decides to sell its assets and in the

alternative a share sale agreement wherebythe company’s shares are sold for value.

There could be many different factorsdetermining which avenue is followed,

the principal ones of which are therequirements of the purchaser and also the tax

profile of the vendor.

MAINTAINABLE PROFITS

In any number of private companies, it is not unusual to find that there areexcessive or non-recurring expenses (e.g., excessive Directors remuneration orpensions), which need to be reflected by way of “Add-back” in order todetermine precisely what the maintainable profit is. Obviously the more that canbe substantiated by way of increasing the maintainable profits, the higher theultimate price will be.

In thinking of some of the historic transactions that we have undertaken it is quiteremarkable that disposals of loss making companies and those with hugesuccession problems have been achieved at very significant amounts ofconsideration. Whilst it is a very difficult decision to reach in finally disposing of acompany, many factors can drive the decision, including health, lack of succession,or simply a desire to get out of the rat race and move to a better life.

Tax issues are particularly important in business disposals and no one should payanymore than 10% tax on the capital gain - but only if the structure is right.Getting the structure right often involves a lead period of up to two years.Planning and considering the way in which a disposal will take place, takes timebut the pay back can be enormous. The Chancellor provides very attractive taxtreatment for the disposal of private company shares and businesses.

The sale process does take time and periods from three months to a year canelapse, depending upon the nature of the company and the purchasersavailable. The time also has to be found in addition to the normal operation ofthe business and the effect of this cannot be underestimated.

HOW TO INCREASE THE VALUE OF THE SALE?

Provided there is time to groom the company towards a sale, increased value willbe derived as a result. Simple matters such as ensuring that the sales terms andconditions, employment contracts with staff and other legal matters are broughtup to date and more particularly to make sure that there is no litigation in beingwhen a purchaser is approached. Because of the uncertainty of litigation therecould be a large cost to pay as a result by way of the purchaser seeking to retainpart of the consideration until the litigation is settled.

Presentation is important and it is necessary to make sure that the premises looksatisfactory for the first impression of the purchaser; marketing material is up todate and so too the accounting records.

The fixed assets will need to be reviewed to make sure that there are none whichare old or redundant; maintenance agreements in relation to the equipment arekept up to date; and an asset register is brought into being.

Stock and debtors should be reviewed to make sure that a realistic appraisal istaken of the realisability of both and, where appropriate, to make arrangementsto dispose of old or redundant stock at knock down values to provide cash.

Careful planning for an exit with the benefit of time can add very substantialsums to the ultimate sale price and in turn make retirement that much morecomfortable. It is certainly not a transaction to be entered into without thebenefit of tried and trusted professionals.

Previous Vantis articles can be read on-line at www.lawlors.co.uk/publications.asp

Vantis has a vibrant local office in

Loughton, with a team of experts

who know the area and its

businesses well. Vantis is the 13th

largest firm of accountants, tax and

business advisers in the UK and has

the specialist skills to advise on all

aspects of taxation.

Call John McBride atVantis in Loughton,on

020 8502 0411www.vantisplc.com/loughton

The content of this document is intended for general guidance only and, where relevant, represents ourunderstanding of current law and HM Revenue and Customs practice. Action should not be taken withoutseeking professional advice. No responsibility for loss by any person acting or refraining from action as a resultof the material in this document can be accepted and we cannot assume legal liability for any errors oromissions this document may contain. © Vantis, February 2007. All rights reserved. Vantis Group Ltd, a Vantisplc group company, is regulated by the Institute of Chartered Accountants in England and Wales for a rangeof investment business activities.

Vantis - business

Interested in finding out more about how muchyour business is worth...

Why not attend our free seminar What’s Your BusinessWorth? being held on Thursday 15th March 2007 at theWaltham Abbey Marriott Hotel.

Whether you are buying, selling or simply running a business,this is your chance to spend a couple of hours with Vantisexperts in this field.

To register your interest in attending this event, simply [email protected] with “What’s Your Business Worthseminar registration” in the subject heading and we will let youhave full details by return. Alternatively contact Sue on020 8502 0411.


Probate

Business

Litigation

Commercial

Property

Residential

Conveyancing

Employment

Originally being a general practice,providing advice to a broad crosssection of the local community thepractice has developed over the yearssuch that the client base is nownationwide and in some instancesinternational.

The requirements of our clients areconstantly changing and we haveadapted over the years to meet thesedemands. As a consequence we havedeveloped a progressive and efficientservice responsive to the needs of ourclients.

This approach has driven the creationof the specialist teams with detailsoverleaf.

Howard Parkinson

Senior Partner

Our firm dates back to 1920 when it was establishedunder the name of A.A.Lewis. It now practices asFoskett Marr Gadsby & Head from offices in Eppingand Loughton in Essex.


In the field of commercial property we havedeveloped a strong reputation over the years.

We act on behalf of a number of builders and developersin the acquisition and development of all types ofcommercial sites and in the sales of residentialdevelopments.

We have developed an expertise in the specialised fieldof planning law, advising clients with regard to planningapplications and appeals, disputes and enforcementmatters. We offer particular expertise in licensingmatters affecting clubs, public houses hotels andrestaurants. We have an extensive knowledge ofbusiness leases and advise both landlords and tenantsin connection with the negotiation, termination andrenewal together with disputes which can arise as aconsequence.

Moving house can be stressful, but we believe thatour individual approach to each client's specificneeds helps to overcome any difficulties that may beencountered.

Our team of lawyers combine a personal service withtheir individual expertise and offer a broad experience inthe sale and purchase of both freehold and leaseholdproperties and in connection with mortgage and re-mortgage transactions.

Our involvement goes beyond simply dealing with thelegal aspects of a transaction. We discuss with clientsthe most appropriate marketing policy for existingproperties and the best type of survey arrangements fora proposed acquisition.

We actively support e-conveyancing which we believewill streamline the conveyancing process to the benefitof all concerned.

We are setting up a department to provide HIPs.

Our Business Team offers a level of specialistexpertise normally only found in major commercialcentres.

We specialise in a wide range of business matters,advising clients from sole traders and family firms topublic companies.

Our advice is based on an understanding of the nature ofeach client’s needs and their particular requirements.

When setting up a business we will assist at the outsetby advising on the appropriate business structure,whether it be sole trader, partnership, limited liabilitypartnership or company and in the preparation, wherenecessary, of partnership and shareholders agreements.

We advise on business acquisitions and disposals.Clients will benefit from our experience in managementbuyouts, share sales and purchases, franchiseagreements and business restructuring arrangements.

We provide advice on all aspects relating to the use andoccupation of commercial premises including thenegotiation and renewal of leases.

The need often arises for carefully worded contracts andagreements to be prepared and we are able to deal withthese.

We can also advise on trading terms and conditions thatare appropriate to the client’s business.

Application with reputation,excellence and trust.

Howard Parkinson - SENIOR PARTNERCOMMERCIAL PROPERTY

Duncan Gadsby - PARTNERRESIDENTIAL CONVEYANCING

John Worby - PARTNERBUSINESS TEAM HEAD


It is a fact of life that disputes will arise, whether inyour personal life or in business.

It could be the breakdown of a relationship giving riseto substantial property claims or contact and residenceapplications involving children. Our lawyers have wideexperience in financial claims including high worthclients and those involving business and land.

At such a time of emotional distress our family lawyerswill do their best to give you clear and straightforwardadvice to help you through this period.

You may wish to pursue a claim for damages arisingfrom injuries following an accident or have acontractual dispute with another business. Someonemay owe you money or there may be a dispute with aneighbour concerning boundaries which needs to beresolved.

Whatever the issue our litigation department will aim toresolve the dispute as quickly and as economically aspossible and to our clients maximum advantage. We willendeavour to achieve this without the need to institutecourt proceedings but should these become necessarythen our experience in this area will be utilised to ourclients advantage.

For both employers and employees life is becomingincreasingly regulated and contentious. There arenumerous employment regulations which we allmust follow and our employment departmentstrives to guide both employers and employeesthrough those regulations.

We prepare contracts of employment, employeehandbooks and all the necessary policies to sit hand inhand with the contracts of employment.

We provide advice on all employment issues associatedwith the buying and selling of businesses.We have awealth of experience in dealing with employmentmatters when the relationship breaks down resulting inTribunal proceedings or compromise agreements.

We have a specialist department dedicated to thepreparation of Wills and the administration of trustsand estates.

When advising a client with regards to making a Will orpreparing a document to give effect to the client’swishes, we can also provide advice on the broadertaxation and other implications. Taxation can have avery significant impact on the value of the estate whicheventually passes to the beneficiaries. Often this resultsin the client making various arrangements during theirlifetime to reduce the tax burden on the estate.

We deal with the administration of trusts and estatesand our knowledge and expertise in this area enablesthem to be managed and to the best advantage of thebeneficiaries. Also many clients are unaware of thepossibility of varying the provisions in wills within twoyears from the date of the death and this can result insignificant tax savings for the family.

We are frequently consulted by clients in connection withthe creation of Powers of Attorney and have a broadexperience of dealing with Court of Protectionapplications, which become necessary in instanceswhere clients or their relatives are no longer able toadminister their own affairs.

We have also developed an expertise in dealing withclaims against estates by disappointed relatives and canadvise fully on the implications of the Inheritance(Provision for family and dependants) Act.

Jane Maton - PARTNERLITIGATION

Robin Cearns - PARTNEREMPLOYMENT

John Jones - PARTNERPROBATE


Epping Office

181 High Street Epping Essex CM16 4BQ

Tel 01992 575642 Fax 01992 577660

[email protected]

Loughton Office

181 High Street Epping Essex CM16 4BQ

Tel 01992 575642 Fax 01992 577660

[email protected]

Probate | Business | Litigation | Commercial Property | Residential Conveyancing | Employment

or visit us at: www.foskettmarr.co.uk

If we think something doesn’t make sensewe question it. We’ll look for a better way,then help you get there.


Four Bedroom, Detached Family Residence.

Benefiting from three reception rooms, a fully

fitted kitchen/breakfast room, master bedroom with

an en-suite, a further en-suite shower room to

bedroom two, rear garden 116'0 approx with

swimming pool and an integrated garage.

TOMSWOOD ROAD CHIGWELL PRICE GUIDE: £1,029,995

For more information, please contactour Chigwell office on

020 8281 0123

BARNABY WAYCHIGWELL PRICE GUIDE: £1.1M

Four Double Bedroom, Family Detached home

which benefits from a block paved carriage

driveway.

Benefits from two reception rooms, three en-

suites, contemporary kitchen, 'Bose' sound system

which spans the whole house, hot water relay

system and Cat 6 Internet connections.


020 8581 0123

LAWLORS• E L I T E H O M E S •


Six Bedroom Character Detached family

residence situated within this sought-after road.

Drawing room, family room, breakfast room,

kitchen, rear lobby, cloakroom/WC, games room,

utility room, master bedroom with en-suite shower

room, family bathroom, carriage driveway & off-

street parking.

PALMERSTON ROAD BUCKHURST HILL PRICE GUIDE: £1.1M

CHIGWELL RISECHIGWELL

PRICE GUIDE: £1,275,000

Seven Bedroom, Detached Family Residence,

with spacious living accommodation.

Including three reception rooms, study, fully fitted

kitchen/breakfast room, ground floor WC, family

bathroom and an en-suite and dressing room to

the master bedroom.


020 8281 0123

For more information, please contactour Loughton office on

020 8502 5588


A stunning ground floor wing of this delightful

converted Mansion.

The Property benefits include: imposing communal

entrance hall, luxury fitted kitchen, conservatory,

drawing room, dining room, master bedroom with

en-suite bathroom, further double bedroom,

shower room, own private garden in addition to

approx 8 acres of communal grounds and garage.

WARREN HILL MANSIONS LOUGHTON PRICE GUIDE: £1.3M


020 8502 5588

ABRIDGE ROADEPPING PRICE GUIDE: £1.35M

Set on the historic Parsonage Hall Farm, which

is believed to date back to around the15th

Century, we are pleased to offer this four

bedroom barn conversion with four en suites.

The owners have maintained the property to an

excellent standard and we would advise an internal

inspection to fully appreciate this property.


020 8502 5588



Set within the grounds of the Woolston

Manor 18 hole Golf Course is This gated Five

Bedroom

Detached Property benefiting from three en-suite

bathrooms, additional family bathroom, lounge

33'6 x 14'6, dining room and a fully fitted hand

crafted kitchen/breakfast room.

GROVE LANE, CHIGWELL PRICE GUIDE: £1.399M

THE DRIVEWANSTEAD

PRICE GUIDE: £1.425M

A Unique chance to acquire this wonderful

Four Bedroom detached home, situated on the

ever Popular, The Drive in Wanstead..

Benefiting from Lounge, Dining Room

Kitchen/Morning Room, Cloakroom,

Master Bedroom En-Suite Bathroom, Family

Bathroom and

Off Street Parking.

For more information, please contactour Woodford office on

020 8506 0828


020 8281 0123


Five Bedroom, Detached Residence, benefiting

from excellent living accommodation

including an impressive hallway with Marble

flooring, spacious lounge, fully fitted hand crafted

kitchen/breakfast room, three bathrooms, a

detached garage and carriage driveway. With no

on-going chain an early inspection is highly

recommended

STRADBROKE DRIVE CHIGWELL PRICE GUIDE: £1,450,000


020 8281 0123

HAINAULT ROADCHIGWELL PRICE GUIDE: £1.45M

A Beautifully Presented Four Bedroom

Detached Property backing Chigwell Golf

Course .

Benefits from three receptions and a fully fitted

kitchen/breakfast room. An early viewing is highly

recommended as there is no onward chain.


020 8281 0123



ALDERTON HILL, LOUGHTONPRICE GUIDE: £1.75M

MANOR ROADCHIGWELL


Modern, Nine Bedroom, Detached Home

benefiting from having a combined lounge,

kitchen and dining area

Five en-suite bathrooms and being very individual

in design. This property has an added feature of a

self contained lower ground floor apartment, an

attached garage and parking for several vehicles.


020 8281 0123


020 8502 5588

An opportunity to purchase this NEW BUILD

Executive residence situated in what is

popularly regarded as the areas Premier road.

The property is currently under construction and it

is our vendor client's intention to work in

conjunction with a prospective purchaser in terms

of finishing (subject to stage of construction).

Plans are available for inspection at our Loughton

Office by appointment. The property will be built to

the highest specification throughout and is ideally

located for the shopping facilities of the High Street

and the Central line with its transport links to the

City and the West End. Property benefits include:

spacious kitchen, utility room, cloakroom, two

master bedroom suites with en-suite dressing

rooms and bathroom, four further bedrooms

(two with en-suite facilities), family bathroom,

games room/gym/study, carriage driveway and

integral garage.


This Seven Bedroom, Detached Property is

totally bespoke and is designed to reflect 21st

Century modern living accommodation.

This property boasts many features including an

automation system which includes curtains closure,

mood lighting, control keypad video entry system.

TOMSWOOD ROAD, CHIGWELL PRICE GUIDE: £1,950,000


020 8281 0123

WOOLSTON HOUSEABRIDGE ROADPRICE GUIDE: £1.950M

Set within the grounds of the Woolston

Manor 18 hole Golf Course is This gated Five

Bedroom

, Detached Property benefiting from three en-suite

bathrooms, additional family bathroom, lounge

33'6 x 14'6, dining room and a fully fitted hand

crafted kitchen/breakfast room.


020 8281 0123



An Exceptional Five Bedroom Detached family

residence, situated within this exclusive gated

location within a semi-rural environment.

This stunning residence was imaginatively

converted under the auspices of the well renowned

English Heritage. A residence of such calibre

exudes modern day living combining traditional

craftsmanship complemented by contemporary

internal design. Viewing is exclusively via Lawlors

Property Services.

BEECH HILL PARK, HIGH BEECHPRICE GUIDE: £2.5M

MANOR ROADCHIGWEL


A Stunning Six Bedroom Detached Residence

backing Chigwell Golf Course

This property benefits from having three reception

rooms, six bathrooms including en-suites and spiral

staircase leading into the most magnificent heated

indoor swimming pool complex including: Jacuzzi

and sauna and surround with Italian antique

marble flooring.


020 8281 0123


020 8502 5588

30 inhouse february 0730 inhouse february 07

A Fine Five Bedroom, Detached Family Home

with a superb indoor swimming pool complex

which is an integral part of the main home

Two of the bathrooms have their own dressing

room facilities, the rear garden widens at the most

to 120ft and includes a brick built covered breeze

house all equipped for out door barbequing and

eating.

TOMSWOOD ROAD, CHIGWELL PRICE GUIDE: £2,799,995


020 8281 0123

RODING LANECHIGWELL PRICE GUIDE: £4.5M

Merleswood is a charming family home

situated on Chigwell's most enviable settings.

All the reception rooms, kitchen/breakfast room

and all but one of the six bedrooms over look the

beautiful mature gardens which include a tennis

court, fish pond and a generous paved patio.

Within the grounds there is an indoor swimming

pool with steam room and a snooker/games room

that gives you a real leisurely and relaxing feel.

Adjacent to the leisure facilities there is a self

contained dwelling and various outbuildings

including detached garaging.


020 8281 0123


BRIDGES TO WORK based locally in

Waltham Abbey, provide ‘Back to

Work’ training for people recovering

from mental ill health. Our main aim is

to “help people to help themselves” by

offering support and training within a

relaxed and professional environment.

Over the years, we have seen an

increase in the number of people being

referred due to work-related stress or

self-employment where many feel

isolated.

We are specifically focused on getting

people back to work by setting realistic

targets with regular Personal Action

Plans. Computer training to CLAIT level

is provided as a ‘tool’ to revise previous

IT skills and/or achieve new skills. Our

exercises are based on achieving and

preparation for the work place. Other

provision is via Job Club, Employment

Preparation Courses, Voice Training and

much, much more. A Client Focus

Group ensures that we listen and react

to training needs and fulfil and support

individual needs. We constantly

monitor and regularly evaluate our

clients’ progress.

WHO IS MORE LIKELYTO EXPERIENCE MENTAL OR

EMOTIONAL STRESS?

The answer is Women

Women are more likely than men to

experience mental and emotional

distress. This situation reflects the greater

stresses many women now fact.

However, the good news is that women

are more likely to seek help and, as a

result, are more likely to make a good

recovery. If this follows a long absence

from the workplace, many women will

want to return to work but may have lost

confidence and feel lacking in work skills.

We encourage social skills through

learning, team building, external

courses and Client Away Days and

project fundraising. Volunteering and

work experience opportunities with local

employers are provided in order for

clients to gain transferable skills and

confidence within the work place.

Our Employment Adviser is responsible

for advice and guidance and, also, for

monitoring Supported Permitted Work.

Clients are positively encouraged to get

fit for work through exercise, sport and

healthy eating. Clients are treated as

individuals and receive holistic support

in order to move forward.

Clients can self-refer, although most

referrals come from Community Mental

Health Teams, Doctors’ surgeries,

agencies and partners etc. Registration

is based on satisfactory completion of a

Gateway Application Form and Risk

Assessment.

Support is provided by two full time

members of staff together with a

dedicated multi-skilled team of volunteers.

For further information or to makean appointment please telephone

01992 716616

Pauline Reeves – Project Manager

Our funding issupported

by the EuropeanSocial Fund

One in four people will suffer from some form of mental ill health in their lifetime.InterAct, a charity whose aim is to remove the stigma runs several projects to assist those

disadvantaged in our society.

From their base in Chelmsford, several projects including Circles of Support, Bridges toEducation and Bridges to Work successfully help vulnerable people to improve their lives.

“I have found the help, advice andencouragement that I have receivedfrom all the team at Bridges toWork extremely beneficial to me.If I had not become a programmemember, I really do believe that Iwould not be ready to return towork, and I would not have had theconfidence to apply for the jobwhich I am about to start onMonday.I have received such great help andsupport in every aspect of returningto work and am most grateful.”

October 2006This client had not worked for over twelve years!



Parkmore Close, Sunset Avenue £925 pcm

• AVAILABLE 26TH FEBUARY - UNFURNISHED

• Two Bedroom

• Second Floor Apartment

• Allocated Parking Space

Snakes Lane East, Woodford Green £1,100 pcm

• AVAILABLE NOW - PART FURNISHED

• Three Bedrooms

• Close to Woodford Station

• Garage

Shorepoint, Buckhurst Hill £1,250 pcm

• AVAILABLE NOW - UNFURNISHED

• Two Bedrooms,

• Master with en-suite shower room

• Open plan Lounge/Kitchen

Smarts Lane, Loughton £1,300 pcm


• Three Bedrooms

• Immaculate Throughout

• Integral Garage

Fontayne Avenue, Chigwell £1,400 pcm

• AVAILABLE JANUARY - FURNISHED

• Three Bedrooms

• Two Bathrooms

• Off Street Parking

Devonshire House, Woodford Green £1,400 pcm

• AVAILABLE FEBRUARY - UNFURNISHED

• Two Bedroom


• Two Allocated Parking Spaces

Sands Way, Woodford Green £895 pcm

• AVAILABLE NOW - FURNISHED OR UNFURNISHED

• Two Bedrooms

• Neutral Decor

• Newly Fitted Kitchen

Woodland Road, Loughton £1,250 pcm

• AVAILABLE NOW - PART FURNISHED

• Three Bedrooms

• Neutral Decor

• Well Maintained Garden

Sutherland House, Repton Park £1,300 pcm

• AVAILABLE 25 FEBRUARY 2007 - UNFURNISHED

• Two Bedroom


• Allocated Parking

A selection of properties available to let in West Essex and the surrounding areas.

LAWLORS• L E T T I N G S •

LETLET

LET


Crownhill Road, Woodford Green


• Two Bedrooms

• 50ft Garden

• Fitted Kitchen

£875 pcm

Sunset Avenue, Woodford Green


• Three Bedrooms

• Balcony

• Views over Woodford golf course

£1,100 pcm

Boleyn Court, Buckhurst Hill


• Two Bedrooms

• Two Balconies

• Two Bathrooms

£1,150 pcm

Hill Hall, Epping


• Two Bedrooms

• Loft Conversion

• Located with 20 acres of landscaped gardens

£1,700 pcm

The Lindens, Loughton


• Four Bedrooms

• Double garage & off street parking

• Executive detached property

£1,900 pcm

LATEST

LETTINGS

Patrick Grove, Waltham Abbey £2,500 pcm

• AVAILABLE - FURNISHED OR UNFURNISHED

• Five Bedrooms

• Gated Development

• Neutral Décor

Manor Road, Chigwell £4,000 pcm

• AVAILABLE NOW - FURNISHED

• Five Double Bedrooms

• Stunning Tropical Gardens

• Viewing Highly Recommended

Manor Road, Chigwell £6,500 pcm

• AVAILABLE NOW - FURNISHED OR UNFURNISHED

• Six Bedrooms

• Stunning Indoor Pool

• Golf Course Views

Cleves Close, Loughton £1,900 pcm

• AVAILABLE FEBRUARY 2007 - UNFURNISHED

• Four Bedrooms

• Double garage

• Close to Loughton Station

Hillcrest Road, Loughton £2500 pcm

• AVAILABLE MID JANUARY - FURNISHED

• Four Bedrooms

• En-suite to Master Bedroom

• Excellent Decorative Order

Alderton Hill, Loughton £6,000 pcm

• AVAILABLE SOON - UNFURNISHED

• Five Large Bedrooms

• New Build

• Five Bathrooms


165 High Road, Loughton,Essex, IG10 4LF


LET


For further information on how to advertise inInhouse, please call Andrea on

020 8502 5588or email: [email protected]

residential sales lettings new homes international investment

www.lawlors.co.uk

inhouse

SGELECTRICAL ENGINEERS

LANDLORD NICEIC CERTIFICATES

P.A.T. TESTING

REWIRING

GENERAL MAINTENANCE

24 HR CALL OUT

FREE QUOTATIONS

FAULT FINDING

INTERNAL/EXTERNAL LIGHTING

WE OFFER A WIDE RANGE OF SERVICES

NO JOB IS TOO BIG OR TOO SMALL

PLEASE CONTACT

JOHN 077-666-58-203 OR

RICKY 079-676-71-568QUOTING REFERENCE IN01

INTERNATIONAL CITY, DUBAIThe Residencies Phase III apartments from £47,000

An unrivalled opportunity to buy a furnished, freehold property incosmopolitan Dubai that will benefit from capital appreciation whilethe property is rented and managed.

• 30% desposit (70% mortgage available) deposits from £14,100

• Guaranteed rental for 3 years at 10% gross of purchase price

• Air conditioned • Furnished

• 3 years residency visa • Allocated parking

Please call Sam at the Loughton office on 020 8502 5588, or register your interest [email protected] or alternatively visit www.lawlors.co.uk for more information.

BUY TO LET

OPPORTUNITY

FINAL PHASE

inhouse february 2007 edition

Documents

chigwell station

bedroom detached property

chigwell rise

utility room

double bedroom

dining room

ofquality property

new year