Inception of

Obopay

Obopay Introduction

• Mobile Money Pioneer – Founded in 2005. Vision of Global Mobile Payments

• Operating live services in 4 markets and 3 continents and growing – US, India, Kenya, Senegal

• Partner centric business model– Industry leading partners including Nokia, Société Générale , Essar and MasterCard

• Offering services for both operating partnerships and as technology provider• Leadership through mobile assets, innovation framework and universal payment model

– Stored value accounts and/or direct connection to existing payment instruments• Broad mobile money capability set. Single platform for both developing and developed markets

– Domestic P2P, cross border remittance, top up, billpay, agents, P2M – Our vision is an inter-connected ecosystem where Obopay and our partners play a key role in

issuing and acquiring• Operational and regulatory expertise

– Operating teams with experience running services on three continents– Licensed money transmitter in all US states

Like us on www.facebook.com/ObopayMobilePayments Corporate Website

Obopay is rolling out in key market around the world

Obopay’s strong partnerships, best of breed functionality and differentiated technology enable it to roll-out services around

the world

YU Cash Wallet in Kenya and expanding in East Africa

Launching most comprehensive mobile payments service in India with broadest retail agent distribution

Powering MasterCard MoneySend offering domestic (US) and cross border

SG Obopay Service in Senegal and expanding in West Africa

FIS and STAR are offering Obopay wallet services to their bank customers

Follow us on http://twitter.com/ObopayCorporate Website

Investors

Read our http://blog.obopay.comCorporate Website

Mobile Expertise and Assets

Like us on www.facebook.com/ObopayMobilePayments Corporate Website

Extensive Mobile Capability

• Technical solutions for all phones; Basic SMS phones to latest smart phones.

• J2ME with Encrypted SMS Bearer for reach to consumers without GPRS Access.

• SMS Encryption using Public Key Technology.• Address Book Integration.• Smartphone “Notification Framework”.• Wake-Up Messaging for Alerts, Bill Pay Notification

and Request Money.• Mobile Web Services API for Partners to develop

and deploy custom clients.• Configurable and Secure Multi-Factor

Authentication.• SIM Toolkit with OTA support and Encryption Plug

In on SmartTrust 1.2/1.3

Follow us on http://twitter.com/ObopayCorporate Website

Universal Access for Mobile and Web

SMS &Hosted

IVR

Widgets

NFC Proto

Smart Phones

SIMToolkit & USSD

J2MEGPRS

J2ME SMS Bearer

MobileAPI

Read our http://blog.obopay.comCorporate Website

Mobile Experience Across HandsetsRapidly port, deploy and support

• Experience in multiple countries with Carrier technical integration and co-marketing.

• Work with handset manufacturers to customize and preload applications.• Rapid implementation via reference ports and certification programs.

smsnu

mbe

r of d

evic

es

platf

orm

s

200

400

600

Join us on www.linkedin.com/company/obopayCorporate Website

Thank You

www.linkedin.com/company/obopay

http://blog.obopay.com/

http://twitter.com/Obopay

www.facebook.com/ObopayMobilePayments