edi book newa - entrepreneurship development institute ... · gpur;ridfis re;jpj;js;nsd;. mdhy;...
TRANSCRIPT
njhopy;KidNthh; ifNaL
ePq;fSk; njhopyK; idNthh;
Mfyhk;
( RªZL AW£u¸r CVeÏm Ru]ôh£ ¨ßY]m )
TôojRNôW§ úLô«p ùRÚ, £húLô ùRô¯túThûP,DdLôhÓRôeLp, ùNuû]-600032.
ùRô¯pØû]úYôo úUmTôhÓ ¨ßY]m
CûQVR[m¥®hPoØLèpùRôûXúT£¨L¬
www.editn.in
https://twitter.com/edichennaitn
Entrepreneurship-Development-Institute Tamil-Nadu
+91-44-22252081/82/83/84
+91-044-22252085
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Ranjhopy; nra;a KbntLj;jy;
njhopy; KidNthhpd; Fzeyd;fs;
njhopy; njhlq;f gbf;fl;Lfs;
m. njhoy; tha;g;Gf;fs; mwpjy;
M. njhopy; Nahrid cUthf;Fjy;
,. njhopy; tbtk; kw;Wk; jpl;l mwpf;if
jahhpj;jy;
<. ];lhz;l; mg; ,e;jpaj;jpl;lk;
njhopy; KidNthh;f;fhd epjpAjtp jpl;lq;fs;.
m. khepy muR jpl;lq;fs;
M. jkpo;ehL Mjpjpuhtplh; tPl;L trjp
Nkk;ghl;L epWtdk; (TAHDCO)
,. gpujhd; ke;jphp Kj;uh Nah[dh (PMMY)
<. rpl;;gp Nkf; ,d; ,e;jpah
jpl;l tiuT jahhpj;jy;
,izg;G:
1. jpl;l mwpf;if khjphp gbtk;
2. njhopy; cjtp epWtdq;fs;
3. khtl;l njhopy; ikaq;fs;
1
2
3
4
5
6
cs;slf;fk;
khzG; kpF jkpof Kjyt; u; FW> rpW kw;Wk;
eLj;ju njhopy;fs; Kd;Ndw;wj;jpw;fhf gy;NtW
jpl;lq;fis mwptpj;Js;shhf; s.; NkYk ;
,g;gpUtpdUff; hf njhopy; Kjy ; jpull; Tk>;
gpizakpyy; h fld;fs; ngwTk;>
njhopwN; gl;ilfspy ; ,lk; xJff; Tk>; gy;NtW
jpl;lq;fis fUj;jstpy ; Vw;Wfn; fhz;Ls;shhf; s.;
,itfs; eilKiw gLj;jg;gLkN; ghJ njhopy;
njhlq;FtJ jkpo;ehlb; y; vspjhd xU nrayha;
mikAk;.njhopy ; njhlqf; kl;Lky;yhky ;
njhopyK; idNthh;fis cUthf;fTk>; jkpof
muR ghpTld ; gy nray;ghLfis
eilKiwg;gLjj; p tUfpwJ. mjd; xU gFjpahf
njhopy; KidNthh; Nkkg; hl;L epWtdk;
njhopyK; idNthh; tpopg;Gzh;T Kfhk; Kjy ;
njhopy ; njhlqf; eljj; VJthf gy gapw;rpfis
Vw;ghL nra;Jss; J. mij Kjwf; l;lkhf njhopy ;
KidNthh ; tpopgG; zh;T Kfhk ; vd;w jiygg; py ;
midjJ; khtl;lq;fspYk; eilngw cs;sJ.
KfTiu
1.Ra njhopy; nraa; KbntLjj; y;
ty;yuR ehlhf tsh;e;J tUk; ,e;jpah kff; s;
njhif ngUf;fk>; Ntiyapyy; h jpz;lhl;lk;> Vida
gpur;ridfshy; ngUk; ghjpgG; fis rej; pj;J tUfpwJ.
jhf; f; hPjpahf Muha;e;e;jhy; mjpf kf;fs ; njhif mjpf
Ntiy mjpf cwg; jj; pahf ,Uf;f Ntz;Lk;. Mdhy;
Ntiyapdi; k ekf;F ngUk ; rthy;. ,jw;F Kf;fpa
fhuzk ; midtUk ; NtiyNjLNthuha ; ,Ug;gJNt.
Ntiy NjLNthhpy ; gyh; Ntiy nfhLgN; ghuha;
cUthFk ; NghJ ,g;gpurr; idfSf;F xU jhP T; fpl;Lk;.
Ra njhopy; vdg; Nj Ntiy nfhLg;Nghiu cUthf;Fk;
#l;Rkk;. Ra njhopiy VwN; ghh ; jdf;F kl;Lkpdw; p
Neubahf kw;Wk; kiwKfkhf> gy Ntiy thag; G; fis
cUthff; ,aYk;.
‘vd;dhy ; KbahJ”> ‘ehd; Njhwf; Nt
gpwej; td”; > Nghd;w vzz; q;fs; Kd;Ndw;wj;jpw;F
nghpa jilahFk.; rhjidfSk; jd; ek;gpf;ifAk;
xdN; whL xdw; hf xl;b ,Ugg; it. MfNt> Ra njhopy;
KidNthh; jilfis mWj;njhpe;J rhjidNa
FwpfN; fhs; vd thog;gpwej; th;fs;. jd;ekg; pfi; f>
cw;rhfk;> njspthd ,yf;F Mfpa %d;Wk; rhjid
vdw; ntw;wptopapd; Kf;fpakhd mk;rq;fs; MFk;.
Ntiyapy;yhky; ,Uf;Fk; xU ,isQd;
NtiyfF; nry;tjh? my;yJ Ra njhopy; nra;tjh?
vd;w Kbit vLgg; J kpfTk ; fbdkhFk;. Ra njhopy ;
jlhfjJ; kPd;> jhDk; cz;L jlhfj;J eiP uAk ;
Rjj; g;gLj;JtJ Nghy jhDk; tho;eJ jd ;
rKjhaj;ijAk ; cahj; ;JtJ Nghd;wjhFk;. ,d;W
rKjhaj;jpy; Vw;gl;Ls;s khw;wq;fs; khlL;
tzb; apypUeJ; Mfha tpkhdk; tiu> fhrpypUeJ; fhR
ml;il tiu> njUf; $j;jpypUe;J njhiyfhl;rptiu>
Gwh J}J Kjy; ,izajsk; tiu ,d;Dk; gy-vy;yhNk
GJikia ehb r%f Nehf;Fld ; nrayhw;wpa njhopy;
KidNthuhy;jhd; rhj;jpakhapw;W vdyhk.; ,gg; bgll;
khw;wq;fs; gzk; <lL; k ; rk;gs Ntiyahy;
miktjpyi; y gzj;jhy; mikAk; njhopyhy ; khlL; Nk
rhj;jpak.; ,e;j rhjj; paNk Ra njhopYfF; Mjuthd
$w;W> ,jid czhe; j; hy ; njhopy ; KidNthuhf
khWtJ vspJ. vdNt
1. fzprkhd tUtha;
2. rKjhaj;jpy; kjpg;G
3. jdf;F jhNd jiytd; vdw; epiy
4. jhd;> jd ; FLk;gk;> jhdr; hh;eJ; s;s rKjhak;
midjj; pw;Fk; ed;ik vd;w rhjfkhd epfoT; fs;
Ntiyf;F nry;tjhy ; mikahJ. Ranjhopyhy;
kl;LNk mikAk; vd mwpe;J mjid rhhe; ;jpUf;f
Ntz;Lk;.
XU NEEDS njhopy; KidNthupd; fij
xU rhjhuz FLk;gj;ijr; Nrh;e;j jpUkjp
ghf;fpayl;Rkp njhopy; KidNthuhd gpd;ddpia
,g;NghJ fhz;Nghk;.
muR NtiyNa Mjhuk; vd;wpUe;j Fk;gj;ijr;
rhh;e;j ghf;fpayl;Rkp jd;Dila gbg;G Kbe;jgpd; xU
kdpjts MNyhrid ikaj;ij epWtpdhh;. rk;gsk;
thq;Ftij tpl gyUf;F rk;gsk; nfhLf;Fk; epiyf;F
Kd;Ndw Ntz;Lk; vd;w Mh;tNk mtUf;F mjpfkhf
,Ue;jJ. vdNt mLj;jgbahf gpd;dy; ,y;yh igfs;
(Non-Woven Plastic Bags) jahhpf;Fk; njhopiy
Muk;gpf;Fk; Kbit vLj;J mjw;fhf jkpof
Kjyikr;rh; mth;fs; mwptpj;j Kjd;ik jpl;lkhd
njhopy;KidNthUf;fhd kw;Wk; njhopy; Nkk;ghl;L
jpl;lk; (NEEDS) %yk; epjp cjtp ngw;W 'vd;tpuhd;
Ngf ;] ;” (Environ Bags ) vd;w e pWtdj;j pd ;
cupikahsuhf cUntLj;Js;shh;.
Rw;W#oy; khRglh tz;zk; jhk;G+yg; igfs;>
Nfhapy; kw;Wk; tzpf epWtdq;fSf;fhd igfs;>
jiyaiz kw;Wk; nkj;ij ciwfs; vd gy
nghUl;fis jahh;nra;J tUfpwhh;. FLk;g jiyth;
kl;Lky;yhky; jhDk; tUkhdk; <l;b FLk;gj;ij
topelj;jp nry;fpwhh;. Kd;idtpl ,g;nghOJ 3 klq;F
mjpf tUtha; <l;Ltjhf mth; ngWikAld;
$wpf;nfhs;fpwhh;. ,d;W mth; epWtdj;jpd; topahf 10
FLk;gq;fs; tho;thjuk; ngw;W tsKld; tho;fpd;wdh;.
cq;fs; thbf;ifahsu;fspy; kfpo;r;rp FiwthdtNu
cq;fs; njhopy; fw;wYf;F Kjy; Mjhuk;...
- gpy; Nfl;];
njhopy; MNyhrfu; (MENTOR)
xU Gjpa njhopy; KidNthUf;F njhopy;
Jtq;FtjpYk; Jtq;fpa gpd;du; xU rpy Mz;LfSf;F
MNyhridfs; toq;fTk; rhty;fis rkhspf;f
topfhl;LjYk; mspf;f xU %j;j njhopy; mjpgupd;
njhlu;G Vw;gLj;jp nfhs;tJ mtrpak;. EDI BYST kw;Wk;
TiE epWtdq;fs; mjw;F cjTk;.
xU njhopy;KidNthh; jdp jpwikfSld;
tpsq;Fk; egu; Mthu;. vdNt Rakhf njhopy;
Nkw;nfhs;Sk; xUth; rpwe;j njhopy; KidNthh;fspd;
Fzeyd;fis fw;W nfhs;Sjy; mtrpak;> fw;wgb
epw;wy; Ntz;Lk;.
2.njhopy;KidNthupd; jpwikfs;
rhjid njhopy;KidNthu;fs; ngw;w ntw;wpf;fhd
fhuzq;fs; gw;wp cyfmstpyhd Muha;r;rpapd;
mbg;gilapy; rpwe;j njhopy;KidNthupd; jpwikfs;
gl;bayplgl;Ls;sd :
vr;#o;epiyapYk; jhq;fshfNt Kd; te;J
nrayhw;Wtu;. Gjpa njhopy; rpe;jidfis mwpe;J Gjpa
njhopy; tha;g;Gf;fis fz;lwpe;J> mjw;fhd epjp
Mjhuq;fis jpul;Lk; ty;yik gilj;jtu;.
1. KaYjy; kw;Wk; tha;g;G Njly;
2. ,lu; Vw;wy; kw;Wk; vjpu; nfhs;Sjy;
jhdhfNt njhopypy; Vw;gl;l tha;g;Gila
,lu;ghLfis fzpj;J mtw;iw vjpu;nfhs;sTk;
fisaTk; Mtd nra;tu;. njhopy; ,lu;ghLfis
vjpu;nfhs;s jd;id Kd;dpWj;Jtu;.
Ntfkhf> jpwikahf vspikahf nrayhw;Wtu;.
xg;Gnfhs;sgl;l juj;Jld; thbf;ifahsu; mspj;j
fhytuk ;g pw ;f ;Fs; nrayhw ;Wk ; topKiwfis
fz;lwptu;.
3. jpwd; kw;Wk; juk; vl;ly;
4. tplh Kaw;rp
ve;jtif jlq;fy;fs; Vw;gbDk; kPz;Lk; kPz;Lk;
Kad;W khw ;W topfspy ; Kad;W njhopy ;
gpur;ridfis KbTf;F nfhz;LtUgtu;.
xg;Gf; nfhz;l Ntiyia Kbf;f jpahfq;fs; nra;J
mrhjuzkhf Kay;th;. Ntiyahl;fSld; ,ize;J
FWfpa fhy gyd;fis Jwe;J> ePz;l fhy gyd;fis
ehb thbf;ifahshfs; Njitia epiwT nra;th;.
5.Vw;Wf; nfhz;l Ntiyapy; KO <LghL
thbf;ifahsh;fs;> tpw;gidahsh;fs;> Nghl;bahsh;fs;
Mfpa vy;yh jug;gpdhplkpUe;Jk; jfty; ngw;W mtw;iw
Ma;e;J ty;Yeh;fspd; MNyhridfs; Vw;W nghUl;fs;
cw;gj;jp nra;J kw;Wk; Nritfs; toq;Fth;.
6.jfty; Njly;
rhj;jpakhd> rthyhd njhopy; (tpw;gid> ,yhgk;)
,yf;Ffs; eph;zapj;J njhiyNehf;Fld; nray;gLth;.
7.,yf;F eph;zapj;jy;
8. jpl;lkply; fz;fhzpj;jy;
Xg;ge;jq;fis epiwNtw;Wk;NghJ Nkw;nfhs;sg;gl
Ntz;ba gzpfis rpwpajhf gpupj;J cw;gj;jp/Nrit
jpl;lk; jahupj;J re;ij #oy;> kw;Wk; jfty;fs;
mbg;gilapy; mt;tg;NghJ jpl;lj;jpy; khw;wq;fs;
nra;J nray;gLtu;. tuT nryT fzf;Ffis Neub
Nkw;ghu;itapy; epu;tfpj;J tzpf KbTfis vLg;gtu;.
9. nry;thf;if ngUf;Fjy; / gad;gLj;jy;
kw;Wk; ,izjy;
thbf;ifahsu;fs; Nghd;w njhopy; njhlu;Gfis jd;
tag;gLj;jp njhopy; Kd;Ndw;wj;ij mila njhlu;e;J
Kar;rpg;gtu;. thbf;ifahsu;> njhopy; uPjpahd
cwTfisAk;> njhlu;GfisAk; ,izg;GfisAk;
Vw;gLj;jp gyg;gLj;jp gad;gLj;jp nfhs;gtu;.
10. jd;dk;gpf;if kw;Wk; Rarhu;G
gpwiu rhu;e;J njhopy; Mw;Wgtu; my;y. vjpu;g;Gfs;
kw;Wk; Muk;gfhy Njhy;tpfshy; ghjpf;fg;glhky;
Rakhf KbntLg;gu;. rpukkhd> rthyhd fhupakhapDk;
jd;dk;gpf;ifAld; nrayhw;Wtu;.
Muk;gfl;lj;jpy; cq;fs; thbf;ifahsu;fis
fz;lwpAk; gzpia ahuplKk; xg;gilf;fhjPu;. Kjy;
100 thbf;ifahsu;fSld; xg;ge;jj;ij ePq;fNs
Vw;gLj;j Ntz;Lk;.
- rrhfd;F ( PRACTO epWtdu;)
Vo;ikahd FLk;gj;ij Nrh;e;jtu; jpUkjp md;gurp. ,thpd; je;ij xU jdpahh; epWtdj;jpy; $yp Ntiy ghh;j;J FLk;gj;ij fhg;ghw;wp te;Js;shh;. md;gurpf;F jpUkzk; nra;Ak; nghWg;ig Vw;w je;ij ey;y FLk;gj;jpy; gpwe;j yhhp biutuhf gzpGhpgtiu kzKbj;J itj;Js;shh;. ,uz;L Foe;ijfSf;F jhahd md;gurp tPl;by; gzf;f~;lk;> fztUila Fiwe;j tUkhdj;ij nfhz;Lk; FLk;gj;ij elj;jp nry;y Kbahj epiy. vd;d nra;tJ VJ nra;tJ vd;W njhpahky; jpifj;J epd;w mth; jd; fztUld; Nrh;e;J rpe;jpj;Js;shh;. mg;NghJ fztUf;F xU Gjpa Nahrid te;jJ
m];tpd; lau; uPl;Nubq; : md;gurpapd; Kaw;rp
Nfhbf; fhzf;fhd yhhp; lah;fs; rPf;fpukhf
Nja;fpwij czu;jtu;> lah;fis hPbNubq;
nra;Ak; njhopy; gw;wp Nahrpj;jhu;. Vw;fdNt Kd; mDgtk; kw;Wk;
re;ij tha;g;Gfisgw;wp ed;F njhpe;j mth;
kidtpf;F Ra njhopy;
Jtq;f cjtp nra;Ak; nghUl;L mhpaY}h; khtl;l njhopy; ikaj;jpy; UYEGP jpl;lj;jpd; fPo; fld; ngw nghJ Nkyhsiu re;jpj;J MNyhridfs; ngw;W y~;kp tpyh]; tq;fp> tpyhq;Fbapy; &.3>00>000-j;ij fldhf ngw;W n[ak;nfhz;lk; nkapd; Nuhl;by; “m];tpd; lah; hPl;Nubq; xh;f;]; vd;w ngahpy; Jtq;fpdhh;. muR khdpakhf &.45>000 tiu fpilj;jjhy; fld; Rik XusT Fiwe;jJ. ,e;j flDjtp nfhz;L ,ae;jpuq;fs;> `Pl;lh; Nuhypq; kp~pd;> ,ae;jpuk;> %yg;nghUl;fs; Mfpatw;iw jpUr;rp khtl;lj;jpypUe;J thq;fp ,uT gfy; ghuhJ cw;gj;jpapy; <Lgl;lhh;. khjk; 70 lah; tiu hPl;Nubq; nra;tjhy; khjk; &. 20>000 yhgk; fpilf;fpwJ. njhopy; njhpe;j ehd;F NgUf;F ey;y rk;gsj;jpy; NtiyAk; nfhLj;J tUfpwhh;. njhopypd; gpur;ridahf mth; $Wifapy;
S.AnbarasiNo.196/6, Jayamkondam Road,
V. Kaikatti, Thelur Post, Ariyalur District - 621704
Mob: 9655879974
“fld; Kiwapy; nra;J nfhLf;fpwjdhy me;j gzj;ij jpUk;gp thq;FuJy f~;lk;” GJrh etpd ,ae;jpuq;fs; fpilj;jhy; ey;y ,yhgk; fpilf;Fk; vd;W mth; $wpdhh;. md;gurpapd; ,e;j Kd;Ndw;wj;jpw;F fhuzkhdth; fzth;jhd; vd;gNjhL ,d;g Jd;gj;jpy; vdf;F cWJizahf ,Ue;jth;. fld; ngWtjw;F Kd; gy gpur;ridfis re;jpj;Js;Nsd;. Mdhy; fld; fpilj;j gpd;G jdf;nfd xU ,yf;if Vw;gLj;jpf; nfhz;L thbf;ifahsh;fSf;F Vw;whh;Nghy; lah;fis Fwpj;j Neuj;jpy; epahatpiyapy; jpUg;jpahf nra;JnfhLf;fpNwd;. ,jdhy; thbf;ifahsh;fs te;jtz;zk; cs;sdh;. ,e;j gzj;ij nfhz;L FLk;g nryT Nghf tq;fp flid
khjk;NjhWk; jtwhky; jpUg;gp nrYj;jp tUtjhy; tq;fp Nkyhshpd; ed;kjpg;ig ngw;Ws;Nsd;. rpy rkaq;fspy; vdf;F Njitahd
nghUl;fisAk; vd; tUthapypUe;Nj thq;fpf;nfhs;s KbfpwJ. vd;Dila ntw;wpf;F Kaw;rp> gzpT> nghWik> flik> ciog;G> ey;y vz;zk;> gapw;rp> MfpaitNa fhuzk;.
thbf;ifahsu; vjph;ghh;g;;gpw;F xUgbNky;nray; gLq;fs;.
- yhupNg[; ( $Fy; epWtdu; )
3. njhopy; Jtf;fgazg; gbff; lL; fs;
m) cq;fis jahu; gLj;jp nfhs;Sjy;
njhopy; nra;a KbntLj;jg;gpd; Kjypy; ekf;Fs;
vOfpd;w tpdh vd;d njhopy; nra;tJ vd;gJNt.
me;Neuk; ehk; fUj;jpy; nfhs;sNtz;bait :
· ehd; ahh;? vdf;F vJ gpbf;Fk;?
· vdJ FLk;g #oy;> fy;tp.
· vdJ gyk; gytPdk;.
· vdJ nghUshjhu epiyik
Et\ôo, E\®]o, SiToLs, BúXôNû]Ls AWÑ
RLYp ûUVeLs GuTY]Ytû\ Sô¥ ARu êXm
ùRô¯p úVôNû]Ls (Business Idea) LiP±VXôm.
ùTôÚhLû[ EtTj§ ùNnÕ (A°l× - Supply)
Yô¥dûLVô[oLs úLhûT éoj§ ùNn¡u\]o. JÚ £X
NkûRL°p úLhTûR ®P A§LUôL EtTj§ ùNnYRu
LôWQUôL ùTôÚs®ûX Ïû\¡u\Õ. Uô\ôL úLh×
A°lûT®P A§LTh¥ÚkRôp ®ûX A§L¬lTúRôÓ
EtTj§ûV ùTÚdLÜm Yônl× EÚYôÏ¡u\Õ. CRû]
RLYp úNL¬jÕ U§l©P úYiÓm.
1.jd;idg;gw;wpAk; jd;jpwikfs; gw;wpAk; Neh;ikahd xU Ra myry;:
ePz;l fhykhf Ntiy nra;J tUk; xUtuhy; xU
tpahghhpahf khwp kd epiwT ngw KbAkh? mNj Nghy; xU
tpw;gidahsuhf gy Mz;L ,Ug;gth; xU mYtyfj;;jpy;
milgl;L fple;J nghUl;fis tpw;wypy; jpUg;jp ngw
KbAkh? vdNt jkf;Nfw;w njhopy; vJ vd;gij fz;L
gpbf;f Ntz;Lk;.
N¬Vô] ùRô¯ûX úRokùRÓlT§p £X úVôNû]Ls:
2. njhopiy cw;rhfkhfr; nra;a Ntz;Lk;.
kf;fs; Gjpa nghUl;fs; kw;Wk; Nritfis
mwpKfk; nra;Ak;NghJ kfpo;r;rpahf mitfis
thq;Fthu;fs; vd;W cWjpahf $wKbahJ. tpsk;guk;
,y;yhj nghUl;fs; Mh;tj;ij J}z;lhJ. Mifahy;
cw;rhfkhfTk; jPtpukhfTk; nghUl;fis re;ijgLj;j
Ntz;Lk;.
3. cq;fs; nghUl;fs;my;yJ Nritiag; gw;wp KOtJkhf ePq;fs; mwpe;jpUf;f Ntz;Lk;:njhopy; El;gk;> eph;thfk; gw;wp mwpKfk; ,y;yhj nghUs; jahhpg;gij jtph;f;f Ntz;Lk;. ve;j nghUSf;Fk; ifahSjy; gw;wp KO tptuq;fs;; fpilf;fpwNjh me;j njhopy; tha;g;ig gw;wp MNyhrpf;fyhk;. me;j Jiwapy; cq;fSf;F cs;s mDgtk; gw;wpAk; rpe;jpf;f Ntz;Lk;.
4. nghUs; / Nritapd; re;ij epytuk; gw;wpAk; Muha Ntz;Lk;.
,g;nghUs; my;yJ Nritia mwpKfk; nra;a Vw;w fhykh?
epyTk; Nghl;bapd; eLNt ,e;j nghUSf;F vd;d tha;g;G
cs;sJ? vt;tifahd thbf;ifahsu;fis ehk; ftu
,aYk;? ,jw;F Njit cs;sjh? vd Ma;T nra;a
Ntz;Lk;. ehk; Fwp itf;Fk; thbf;ifahsh;fs; fUj;ijAk;
mwpa Ntz;Lk;.
5. ePq;fs; Njh;T nra;j njhopypy; fzprkhd fhyj;jpw;F vt;tsT Ngh; ntw;wpfukhf nray;gl;L nfhz;bUf; fpwhu;fs; vd fz;lwpa Ntz;Lk;.,j;Jiwapy; ,aq;Fk; epWtdq;fSf;F Nehpy; nrd;W mjd; %yk; ,e ;j njhopypd; ,yhgk; <l ;Lk; jpwid mwpaNtz;Lk;.
6.,j; njhopiy elj;j Njitahd mDgtk;> gapw;rpMfpatw;iw fzf;fpl Ntz;Lk;.
njhopYf;F Njitahd ghlj;jpl;lq;fs; mspf;Fk; gapw;rp
epWtdk; cs;sdth? gapw;rp nryTfs; vd;d? Fiwe;j
fhyj;jpy; ,g;gapw;rpia ek;khy; ngw KbAkh? vd;W mwpa
Ntz;Lk;.
7. njhopypy; ePq;fs; nrytpLk; Neuk;> ciog;G ,it
,yhgj;Jld; xg;gpLifapy; mjd; tpfpjhr;rhuk; vd;d:
ePq;fs; Ntiyf;F nrd;why; khjhe;jpu tUtha; vd;d?
njhopypy; ,ijtpl $Ljyhf ,yhgk; fpilf;Fkh? vd;W
xg;gpL nra;a Ntz;Lk;.
.
8. ,g;NghJ njhopypy; ngWk; tUthia ngUf;FtJ
vt;thW?
,Nj KjyPl;by; ,ijtpl nghpa njhopy; nra;J ,ijtpl
mjpf ,yhgk; ngw KbAkh?
9. gpw njhopy;KidNthu;fs; KjyPl;Lfis vt;thW
rkhspf;fpd;wdh; vd;W njhpe;J nfhs;s Ntz;Lk;.
,g;NghJ ,e;j njhopy; nra;gth;fs; jpUg;jpAld;
,Uf;fpwhh;fsh? mth;fSf;F gpur;ridfs; cs;sdth?
mg;gb cz;lhapd; mit ekf;F nghUe;Jkh? vd;w
tpdhf;fSf;F tpil fhz Ntz;Lk;.
M) re;ijia mwpjy;
ùTôÕYôL JÚ ùRô¯p GuTÕ NkûR«p
Yô¥dûLVô[oLs úLhÏm ùTôÚs ApXÕ úNûY
éoj§ ùNnÙm ØVt£VôÏm. NkûR«p JÚ ùTôÚÞdÏ
ϱl©hP A[Ü úLh× (Demand) CÚdÏm. úLh©û]
éoj§ ùNnV ùRô¯pØû]úYôoLs £Xo ×ÕûU
ApXÕ ×§V LiÓ©¥l×L[ôp úRûYLû[ EÚYôdÏ
¡u\]o. Sôu úRoÜ ùNnR ùTôÚhLs
Yô¥dûLVô[oL°u ØÝúRûYLû[Ùm éoj§
ùNn¡u\]Yô? ApXÕ ùTôÚû[ úUmTÓjR
Yônl×s[Rô? Sôm EtTj§ ùNnÙm ùTôÚhLÞdÏ
NkûR«p A§L úLh× Es[Rô? Sôm úRokùRÓjR
Õû\«p קV ùRô¯pLs EÚlùTß¡u\]Yô?
ùRô¯p Øû]úYôo CdúLs®LÞdLô] ®ûPLs
ùTtß ùRô¯p YônlûT úRoÜ ùNnV úYiÓm.
,) njhopy; tha;g;Gfs; mwpjy;
1 .tzp fk ;
Vw;Wkjp - ,wf;Fkjp rpyy; iu > nkhj;jtzpfk>; Jiw
epy tzpfk;
tptrha tpisnghUl;fs ;
kuk>; ,Uf;iffs;>jsthlk;> Hardware
EfhN; thh; rhjdq;fs;
®ÓØû\ SôhL°p Ye¡«p TQm GÓdL Ø¥VôUp
§iPô¥VYo ùRÚØû]L°p Sôm fhZk; Rô²Ve¡
TQm ThÓYôPô CVk§Wm (H.¥.Gm) EÚYôd¡]o.
ClT¥ Yô¥dûLVô[oLs U]¨ûXûV BWônkÕ
Ïû\Lû[ Lû[Ùm YiQm Sôm JÚ ùRô¯p
úVôNû]ûV úRoÜ ùNnV úYiÓm
Jiwthhpahf njhopy; tha;g;Gfspy; rpy cq;fs; rpe;jidf;F:
kpd;rhuk;/ kpd;dZrhjdq;fs;
cgup ghfq;fs; Miltif nghUl;fs;
thfdq;fs; / ghfq;fs; tptrha njhopy;El;gk;(nrhl;LePu; ghrdk;> gk;G)
,urhad nghUl;fs;
2. cw;gj;jp Jiw
tptrha / czT jahhpg;Gfs;
fhy;eil> kPd; tif jahhpg;Gfs;> tpisnghUl;fs; cw;gj;jp
fl;bl gzp
,ae;jpu rhjdq;fs;> thfd ghfq;fs;>
kpd; kw;Wk; kpd;dD rhjdq;fs;> Ntjpay;>
,urhad jahhpg;G> kUe;J kw;Wk; kUj;Jt rhjdq;fs;>
nkd; nghUs; kw;Wk; Ed;;nghUs; njhopy;El;gk;>
vhprf;jp fl;LghL rhjdq;fs;>
#upa /fhw;W vuprf;jp cw;gj;jp rhjdq;fs;.
3. Nrit Jiw · xg;ge;jq;fs; mDkjpfs;> Kfth;fs;
· xg;ge;j Ntiyfs;
· ,ae;jpu gOJ> Nrh;khdk;
· cly;eyd; MNuhf;fpak;>kUj;JtgupNrhjid
Ma;tfq;fs;
· fy;tp rhh; epWtdq;fs;. (Coching Centres)
· czTfs;> rikayiw gzpfs;> tpoh mikg;G>
· tzpf tshf guhkupg;G ( Hosue Keeping)
· kpd; gzpfs; ( Electrical Works)
· rl;l ctpfs;; ( Legal Services)
· fl;blk; kw;Wk; Foha; gzpfs; ( Civil & Plumbing)
· Fsph;rhjd trjpfs;
· fl;bl Ntiy kw;Wk; tiuT
· cs; myq;fhuk; ( Interior Decoration )
· Ntiy tha;g;G / kdpjtsk; mspg;G
· vhprf;jp Nrkpg;G Nritfs;
· Nghf;Ftuj;J Nritfs;
· myq;fhu Nritfs; (Beauty);
· ; cly; MNuhf;a Nritfs; (Gym , Fitness, Yoga)
· FbapUg;G trjp eph;thfk; (Maintenance Service)
· fopT Nkyhz;ik (Waste Treatment)
· njhiy njhlh;G Nritfs;
· Rw;Wr; #oy; Nritfs;
úRoÜ ùNnÕs[ ùRô¯ûX JÚ úLôoûYVô] Y¥YUôL
£jR¬jÕ, ùRô¯p §hPm RVô¬dL ªLÜm ER®LWUô] JÚ
LÚ®VôL ùRô¯p Uô§¬ Y¥Ym RtúTôÕ EXLùUeÏm
TVuTÓjRlTÓ¡\Õ. CûR ׬kÕ EeLs ùRô¯ÛdLô]
Uô§¬ûV RVô¬dLXôm. (áÓRp ®YWeLÞdÏ Android Phone
App “Business Model Canvas” Google Play TVuTÓj§ ̧ ¯\dLm
ùNnÕ TVuTÓjRXôm) CdLÚ® Tt± ®YWm ©u YÚUôß :
<) ùRô¯p Uô§¬ Y¥Ym ( Business Model )
JqùYôÚ Yô¥dûLVô[o ©¬®tÏm ®ÚlTeLs
úYßTh¥ÚdÏm. ¿eLs GkR ©¬®tÏ ùTôÚs / úNûY
A°dL úTô¡ÈoLs Guß Ø¥Ü ùNnV úYiÓm. Em
Shampoo £±V ©[ôv¥d ùTôhPXeLû[ RVô¬jRôp TôUW
UdLs Yô¥dûLVô[o BYôoLs. Tôh¥pLs RVô¬jRôp EVo
YÚUô]m EûPVYoLs EeLs Yô¥dûLVô[oLs BYôo.
CúR úTôuß ùNuû] UhÓUô ApXÕ RªZLm GeÏm
EeLs úNûY / ùTôÚs ®tLlTÓUô, Y¦L ̈ ßY]jÕdLô
ApXÕ ÅhÓ ETúVôLj§tLô, YúVô§LÚdLô ApXÕ
Cû[OoLÞdLô úTôu\ úLs®LÞm T§p ùT\ úYiÓm.
I.Yô¥dûLVô[o ©¬ÜLs ( Customer Segments )
EeLs ùTôÚs ApXÕ úNûY Yô¥dûLVô[oLÞdÏ
Gu] ®RUô] U§l× ApXÕ TVû] RÚm? AYoL°u
YôrdûL RWjûR úUmTÓjR GqYôß ERÜm? AYoLs
Au\ôP YôrdûL«p Nk§dÏm ©WfNû]dÏ ¾oYôL
AûUÙUô ? ùNXûY Ïû\dÏUô ? YN§ûV A§L¬dÏUô ?
BúWôd¡Vj§tÏ ERÜUô ? TVuTÓjR G°ûUVôL
CÚdÏUô ? úSWjûR ªfNlTÓjÕUô ? קV úRûYLû[
éoj§ ùNnÙUô ? úTôu\ úLs®LÞdÏ T§p úRPÜm.
II.Yô¥dûLVô[oLÞdLô] U§l× ( Value Preposition )
ùTôÚs / úNûYûV GqYôß Yô¥dûLVô[oLÞdÏ
®[mTWTÓjÕÅoLs ? GqYôß ®¨úVô¡lÀoLs ? Gu]
®tTû] Øû\Ls TVuTÓjRlTÓm ? LûP Yô«XôLYô, ÅÓ
ÅPôLYô, CûQVm êXUôLYô, ùRôûXúT£ êXUôLYô,
ùUôjR ®VôTô¬Ls êXUôLYô, ®¨úVôLvRoLs
êXUôLYô, Yô¥dûLVô[oLs CÚl©Pj§tÏ ùTôÚhLû[
ùLôiÓ úNolTÕ GqYôß ? ®tTû]dÏ ©u
Yô¥dûLVô[oLs Ïû\Lû[ Lû[YÕ GqYôß ?
קV Yô¥dûLVô[oLû[ LiP±kÕ ùRôPo×
HtTÓjÕYÕ GqYôß RtúTôÕs[ Yô¥dûLVô[oLû[
RdLûYlTÕ GlT¥ ? áÓRXôL ®tTû] ùNnYÕ GqYôß ?
Yô¥dûLVô[oLs EeLû[ ùRôPo× ùLôsYÕ GqYôß ?
®tTû]dÏ ©u HtTÓm ©WfNû]Lû[ Sôm ùR¬kÕ
ùLôsYÕ GlT¥ ? ùT¬V Yô¥dûLVô[oLÞdÏ R²lThP
úNûYLs A°lTÕ GqYôß ? ùTôÚs ApXÕ úNûYûV
A°jR ©u AûYLû[ úUmTÓjR Yô¥dûLVô[oL°u
LÚjÕLû[ ùTßYÕ GqYôß ?
®¨úVôL Øû\Ls ( Distribution Channels )III.
IV.Yô¥dûLVô[o E\ÜØû\ ( Customer Relationships )
Yô¥dûLVô[o ùRô¯ u CRVm Gu\ôp, YÚYôn GuTÕ yp
CWjR ÏZôn BÏm ! JqùYôÚ Yô¥dûLVô[o ©¬Üm GqY[Ü
®ûX ùLôÓdL RVôWôL Es[]o ? GkR ùTôÚ°u ®ûXûV
A§L¬dLXôm ? Sôm RVô¬dÏm ùTôÚs ApXÕ A°dÏm
úNûYLû[ Ntú\ Uôt± AûUjÕ ®tTû]ûV
A§L¬dLXôUô ? ùTôÚs úNûYL°u Th¥Vp ®ûX GlT¥
¨oQ«lTÕ ? áÓRp AmNeLs Utßm RWm APe¡V
ùTôÚhL°u GqY[Ü A§L¬lTÕ ? JqùYôÚ Yô¥dûLVô[o
©¬®tÏm ®ûX GqYôß AûUdL úYiÓm ?
Yô¥dûLVô[ÚPu GqYôß ®ûX úT£ Ø¥Ü ùNnVlTÓm ?
úTôh¥Vô[oL°u ®ûX GqYôß Es[] ? JlTkR A[®u
A¥lTûP«p ®ûX ¨oQ«dLXôUô ? ®ûXVô]Õ §]N¬
ApXÕ YôWm JÚØû\ ApXÕ UôRm JÚ Øû\ Uôt±
AûUdLlTP úYiÓUô ?
V. YÚYôn ©¬ÜLs ( Revenue Streams )
ùTôÚs EtTj§dÏ ApXÕ úNûY A°dL Gu] YûLVô]
YN§Ls úRûY ? Lh¥PeLs ? Lh¥PeLs TWl× ?
CVk§WeLs ? YôL]eLs ? T¦Vô[oLs ? ùRô¯pÖhTm
CûYLs Sôm ùLôsØRp ùNnV úYiÓUô ApXÕ ?
YôPûLdÏ / ÏjRûLdÏ GÓdLXôUô ? ̈ § BRôWm Ge¡ÚkÕ
§WhPlTÓm ? CÓ ùTôÚs YZeÏm ¨ßY]eLs LPu
YN§ÙPu ùTôÚs YZeÏUô ?
VI. Ød¡V BRôWeLs ( Key Resources )
ùRô¯p ùNnÙm úTôÕ Gu] ®RUô] SPY¥dûLLs
úUtùLôsÞRp úYiÓm GuTÕ Tt± ùR°Ü HtTP
úYiÓm. Ød¡VUôL EtTj§ GqYôß úUtùLôs[lTÓm ?
CÓùTôÚhLs Ge¡ÚkÕ ùLôsØRp ùNnVlTÓm ?
®tTû]dÏl©u HtTÓm úNûYLÞdÏ Vôo ùTôßl× ?
LQdÏ TWôU¬l× Vôo úUtùLôsYôoLs ? CÕ úTôu\
T¦Lû[ LiP±kÕ AûYLû[ LY²lTRtÏ Øû\Ls /
LôXdùLÓdLÞm ̈ oQ«dLlTP úYiÓm.
VII.Ød¡VUô] SPY¥dûLLs
JÚ £\kR ùRô¯pØû]úYôo ©\ ùRô¯p NôokR
SToLs, ¨ßY]eLs Utßm AûUl×LÞPu TXUô]
ùRôPo×Lû[ HtTÓjR ØtTÓm. CqYô\ô] CûQl×dLs
RLYp ùTßYRtÏm, CPoTôÓL[ôp HtTÓm BTjÕdLû[
Ïû\dLÜm, ùNXÜLû[ Ïû\lTRtÏm, קV
Yô¥dûLVô[oLû[ DolTRtÏm TVu Es[RôL AûUÙm.
úTôh¥Vô[oLs ùTôÚs YZeÏm ùRô¯p ¨ßY]eLÞPu
JlTkReLû[ HtTÓjRXôm.
EeLs ùRô¯p úUtùLôsY§p HtTÓm ùNXÜLs
GqYûLVô]ûY ? JqùYôÚ ùNXÜ ©¬ÜLû[Ùm
LY]jÕPu BWônkÕ AûYLû[ Ïû\lTRtÏ Y¯YûL
LôQ úYiÓm. ̈ ûXVô] ùNXÜLû[ ( Fixed Cost )
LhÓlTÓjR Gq®RUô] SPY¥dûL GÓdL úYiÓm.
EtTj§ûV ùTÚd¡ ®tTû] ®ûXûV Ïû\dL
Yônl×dLs Es[Rô ?
VIII.Ød¡V TeLô°Ls ( Key Partners )
IX. ùNXÜ YûLLs ( Cost Structure )
ùRô¯p Uô§¬ Y¥Ym CûQdLlThÓs[Õ. CRû]
TVuTÓj§ EeLs ùRô¯p Tt±Vô] ØÝ®YWeLû[
NkûR«ÚkÕ úNL¬jRl©u ùRô¯p §hPm ( Business Plan /
Project Report ) RVô¬dL RVôWôLXôm. §hP A±dûLûV
N¬Vô] ×s° ®YWeLÞPu RVô¬jRôp UhÓúU ùRô¯p
BWm©dÏm úTôÕ ̈ § Tt\ôdÏû\ûV R®odLXôm.
vd;Dila njhopy; vd;ntd;W KbT nra;j gpd; mjd;
tzpf tbtk; gw;wp jPh;khdk; nra;a Ntz;Lk;.
mj;njhopypd; mikg;G> cUtk; vd;d mjw;fhd
Njitfs; vd;d vd;d vd;gtw;iw jPh;khdk; nra;a
Ntz;Lk;. fPNo tUk; ml;ltiz njhopy; tbtk; gw;wp
rpe;jpf;f Ntz;ba mk;rq;fshFk;.
1. ehd; Vd; ,e;j njhopiy Njh;e;njLj;Njd;?
2.vdJ tho;tpd; ,yf;F vd;d mij ,e;j njhopy;
vdf;F ngw;Wj;jUkh?
3.ve;j Jiwapy; vdf;F tpUg;gk; kw;Wk;
jpwikAs;sJ?
4.vg;Ngh;gl;l thbf;ifahsh;fis> vq;Nf
,Ug;gth;fis ehd; Fwpitf;fpNwd;?
5.vd;Dila Nghl;bahsh;fs; ahh;? mth;fs;
toq;Fk; jahhpg;Gfs;/ Nritfs; vd;d?
6.vdJ njhopy; %yk; ehd; toq;Fk; jahhpg;Gfs; /
Nritfs; vd;d ?
7.,j;njhopYf;Fj; Njitahd fhyk; kw;Wk;
ciog;ig vd;dhy; nrytpl KbAkh?
8.re;ijapypUf;Fk; gpwhplkpUe;J vdJ Nahrid
vg;gb NtWgl;L epw;fpwJ?
9.vd; njhopYf;F jFe;j ,lk; vJ?
10. vj;jid vt;tifahd Ntiyahl;fs; Njit?
11. vdf;F Ntz;ba %yg;nghUl;fs; vd;d?
vdf;F Nrit mspg;Nghh;fs; ahh;?
12. vd; ,ae;jpu Njitfs; vd;d vd;d?
13. vt;tsT ,lk; / fl;blk; Njit?
c. jpl;lmwpf;if jahupj;jy;
14. %yjdk; - epue;juk; kw;Wk; eilKiw - vt;tsT Njit?
15. %yjdj;jpw;fhd epjp Mjhuq;fs; cs;sdth?
16. jahhpg;Gfs; my;yJ Nritfs; cUg;ngw
vt;tsT fhyk; MFk;?
17. ,yhgk; <l;l vt;tsT fhyk; MFk;?
18. Nghl;bfspd; kj;jpapy; vg;gb tpiy eph;zak;
nra;Ntd;?
19. vd; njhopypd; mikg;G vd;d?
20. vd;d vd;d mDkjpfs;> fhg;gPLfs; Njit?
21. eph;thf Kiwfs; vd;d?
22. re;ij gLj;j iftrk; cs;s jpl;;lq;fs; vd;d?
Nkw;fz;l tp\aq;fis fzf;fpy; vLj;J njhopy;
tbtk; cUthf;fp mjw;fhd jpl;l mwpf;if jahh;
nra;a Ntz;Lk;.
“ePq;fs; njhopy; ,lu;ghLfis jd;dk;gpf;ifAld;vjpu;nfhs;s jahuy;y vd;why;>njhopy; nra;tjypUe;J tpyFtNj Nky;”
-Nu Nfuhf; (nkf; Nlhdhy;l; epWtdu;)
bjhêš Kidnth® nk fh éU¡F« bjhêš mj‹
brašKiw, bjhêš E£g«, ãWtd mik¥ò g‰¿a
KoÎfis bjçªbjL¤j¥Ã‹ mt® jdJ ãÂ
n j i t f S ¡ f h d  £ l § f i s t F ¡ f n t © L « .
bgU«ghY« bjhêš Ka‰Á¡fhd ã cjéfŸ, t§»fŸ
k‰W« ika khãy ã ãWtd§fëläUªJ bgwKoÍ«.
ã njitfis KoÎ brŒÍ« bghU£L bjhêš
Kidnth® xU £l tiuÎ jahç¥gJ mtÁakh»wJ.
ã ãWtd§fS¡fhf k£Lkšyhkš j‹Dila bjhêš
ãiyfis g‰¿ m¿ªJ bfhŸsΫ £l tiuÎ
njit¥gL»wJ.
xU £l tiuÎ v‹gJ Ñœf©l m«r§fis cilaJ:
1. bjhêšKidnthiu g‰¿a m¿Kf«
2. nj®ªbjL¡f¥g£l bjhêiy¥g‰¿a étu§fŸ
3. nj®ªbjL¡f¥g£l bjhêš c‰g¤Â r«gªj¥g£lJ
v‹whš c‰g¤Â brŒÍ«Kiw nrit r«gªj¥g£lJ
v‹whš nrit tH§F« Kiw M»at‰iw g‰¿a
étu§fŸ.
4. jahç¡F« Kiw, rªij¥gL¤Jjš M»at‰iw g‰¿a
étu§fŸ
5. bjhêèš bghUshjhu« g‰¿a m¿¡if tuÎ bryÎ
£l§fŸ, 㤠njitfŸ g‰¿a étu§fŸ
6. ãuªju k‰W« eilKiw _yjd njitfŸ
7. flid ÂU¥Ã brY¤J« £l«
Ϫj £l m¿¡if K‰¿Ykhf bjhêiy¥ g‰¿a
v®gh®¥òfis mo¥gilahf¡ bfh©lJ. mit
Ïa‹wtiuæš c©ikahfΫ v£l¥glToa
Ïy¡Ffis cilajhfΫ ÏU¡fnt©L«.
‰b Ÿs ,
m›thW mika Ï›tiuÎ m¿¡if jahç¥gj‰F K‹
rªij MŒÎ nk‰bfhŸs nt©L«. mªj rªij
MŒéš »il¤j jftšfë‹ mo¥gilæš Â£l
m¿¡if mikant©L«.
xU £l m¿¡if xU bjhêY¡F njitahd
bkh¤j _yjd« v›tsÎ v‹gij mWÂæ£L
Twnt©L«. Ïš ãiyahd _yjd«(Fixed Capital),
eilKiw _yjd« (Working Capital) v‹git
ml§F«.
c‰g¤Â bryÎ mšyJ nrit¢ bryÎ
M»at‰iw fz¡»£L bkh¤j bryéd§fis
fh£lnt©L«. Ï¢bryéd§fëš t§» flD¡F
f£lnt©oa t£o, mrš M»adΫ ml§F«.
c‰g¤Â brŒj bghUŸ mšyJ nrit
bjhêyhdhš mj‹ _y« »il¡F« tUthŒ
M»at‰iwÍ« msé£L £ltiuÎ m¿¡if
jahç¡f¥glnt©L«.
Ï›thW tuÎ bryÎ Ïu©ilÍ« bghU¤J
mªj bjhêš <£LtJ Ïyhg« mšyJ eZl« v‹gij
F¿¥Ãlnt©L«. Ïyhg« mšyJ eZl« Ïšyh ãiy
vJ v‹gijÍ« fh£lnt©L«.
bghJthf Ïit mid¤ijÍ« fl‹brY¤J»‹w
fhy msΡF¥bghUªJ« t©z« _‹W tUl§fŸ,
IªJ tUl§fŸ v‹W KG fhy msé‰F mik¡f
nt©L«.
Fiwªjg£r flD¡fhd Á¿a bjhêY¡F
njit¥gL»‹w xU khÂç got« ,izg;gpy; fhz;f:
,izg;G I (Annexure –I).
C) njhopy; mikf;Fk; gazgbf;fl;Lfs;
tzpf cw;gj;jp njhlq;Fjy;
,ae;jpuq;fs;> jsthlq;fs; kw;Wk;
cgfuzq;fis nfhs;Kjy; nra;jy;
fld; kw;Wk; epjpAjtpfs;
ngWjYf;fhd Kaw;rpfs;
muR jpl;lq;fs; / tq;fp jpl;lq;fs; gw;wp
KbTnra;J mjw;F tpz;zg;gpj;jy;
epjp jpul;ly; gw;wpa KbntLj;jy;
jpl;l mwpf;if jahhpj;jy;
,ae;jpuq;fs;> jsthlq;fs; kw;Wk; cgfuzq;fs;
njhpT nra;jy;
njhopy; nra;a ,lk; Njh;e;njLj;jy;
njhopy; tbtk; cUthf;Fjy; (Business Model)
njhopy; Nahrid cUthf;Fjy;
10
9
8
7
6
5
4
3
2
1
,t;thwhf njhopy; Nahrid> njhopy; tbtk; jpl;l
mwpf;if Mfpatw;iw jahhpj;j gpd; njhopiy njhlq;f
flf;f Ntz;ba gbf;fl;Lfs;
PMEGP jpl;lk; : fjph;-RjPh; Ml;NlhNkrd;
jpU ghz;bad; njhopy;KidNthuhd fijAk;
ePq;fs; mwpaNtz;baJ mtrpak;.
ehkf;fy; gs;spapy; gapd;W mjd;gpd;dh; BE
Kjy;jiyKiw gl;ljhhp Mfp vd;d nra;tnjd;W
mwpahky; ,uz;L epWtdq;fspy; nghwpahsuhf 10
tUlk; fopj;jhh;. tho;f;ifapy; Kd;Ndw;wq;fis fhz
Kbatpy ;iy ; jha ;je ;ijaiu kf po ;r ;r pahf
itj;Jf;nfhs;s Kbatpy;iy; ifapy; fpilf;Fk;
rk;gsk; igapy; NghFKd;Nd nrythd fijfs; jhd;
md;whl eltbf;iffs;. gakpd;wp JzpTld; jhNd>
jdf;nfd;W xU njhopy; Ntz;Lnkd;W KbTnra;J
jd; nghwpahshh; jpwikfis Kd;itj;J xU
epWtdk; Jtq;f KbTnra;jhh;. gpujk ke;jphpapd;
Ntiytha;g;Gj; jpl;lk; PMEGP %ykhf jhdpaq;fp
r h j d q ; f i s ( A u t o m a t i o n ) t b t i k j ; J
cUthf;fpdhh;. ,d;iwf;F gy jahhpg;Gfs;- jhdhfNt
NkYk ; f POk ; ,aq ;Fk ; kUe ;jf gLf ;if>
thbf;ifahsh; Njitf;fhd nghUl;fs; tbtikg;G>
fhw;wpy; Mf;]p[d; msit fz;lwpAk; fUtp-
cUthf;fpAs;shh;.
,th; 10 NgUf;F Ntiytha;Gfs; toq;fp
mth;fisAk; mth;fs; FLk;gj;jhiuAk; tho
topnra;Js;shh;. ,th; epWtdk; rpW> FW eLj;ju
fz;fhl;rpapy; Kjy; gj;Jf;Fs; ghpR ngw;Ws;sJ.
tskhd FLk;gk;> eykhd tho;T vd;W ,uz;L
Foe;ijfs;> fztd; kidtp vd;w tz;zk;
tho ;e ;JtUfpwhh ;fs; . jq;fs; ngw ;NwhiuAk;
mutidj;J kfpo;fpwhh;fs;.
njhlu;e;J fw;wy; vd;gJ vj;JiwapYk;
ntw;wpf;fhd Fiwe;jgl;r jFjpahFk;
- nld;dp]; ntapl;yp
4.njhopy; KidNthUff; hd epjpAjtp jpl;lq;fs;
FW> rpW kw;Wk ; eLjj; u njhopy;fis
Cf;Ftpf;Fk; tifapy ; kjj; pa> khepy muRfs; epjpAjtp
jpll; qf; s; gytw;iw toq;fpAs;sd. njhopy;
jpll; qf; is Ma;e;J mjj; pl;l kjpgg; lP ;bw;F Vww; thW
ehk; jpl;lq;fis njhpT nra;J tpz;zgg; pff; yhk;.
khtll; njhopy; ikajj; pw;F tpz;zg;gq;fs;
nfhLf;fgg; lL; mit xU FOtpd; %ykhf ghpe;Jiu
nra;agg; lL; tq;fpfSf;F fld; xg;Gjy; ngWtjw;fhf
mDg;gg;gLk.; njhopy; KidNthh ; tq;fpapy ; fld;
xgG; jy; ngw;w gpd; njhopy;KidNthh ; gapw;rp xd;W
Nkwn; fhz;L mjdg; pd;dh ; tqf; papy ; fldf; is
ngwyhk;. ,t;thW ngwgg; Lk; fld;fSf;f muR jpl;lq;
fis nghWj;J khdpaq;fs ; toq;Ffpd;wd.
jpll; qf; is gw;wpa xU RUff; khd tiuaiu
ml;ltizia fPNo fhzyhk.;
m. jkpo; ehL muR jpl;lq;fs;
t. vz;
mk;rq;fs; UYEGP PMEGP NEEDS
1 jpll; kjpg;G &. 3.00
&.10
&. 5.00 fF; k ;Nky ; &.100.00 tiu
Nritj; Jiw
cw;gjj; pj; Jiw &.5.00 &.25
rpy;yiu tzpfk; Jiw
&.1.00 NIL NIL
2 gadhspfs; 10% 10% 10%
I.PMEGP, UYEGP, NEEDS jpl;lq;fs;
&. ylr; jj; py; &. ylr; jj; py; &. ylr; jj; py;
gq;fspg;G 05% 05% 05%
3 jFjp Gjpa jpll; qf;s;
Gjpa jpll; qf; s;
Kjy ;jiyKiw njhopy;KidNthh;
eilKiwapy; ,UfF; k ; jpl;lqf; s; kwW; k ;tzpfq;fSf;F mZkjp ,yi; y.
m taJ 18 - 35 tiuaiu ,y;iy
21-35
rpwg;GgphptpdUf;F rYif
45 taJ tiu
45 taJ tiu
M fy;tpj ; jFjp 8 Mk; tFg;G Njh;rr; p
gl;lgg; bg;G / gl;lagg; bg;G
cw;gjj; pg; gphptpy; 10 ,yl;rj;jpw;Fk; Nkyhd jpl;l kjpg;gPL
Fiwej; gl;rk; 8Mk; tFg;G Njh;rp
Nrit gphptpy; 5 ,ylr; j;jpw;Fk ;Nkyhd jpl;lk;
, tUkhd tuk;G MzL;
FLkg; tUkhdk; &. 1.50 f;F foP ;
,y;iy ,y;iy
4 khdpak; 25%
nghJ
15% rpwg;G
25%efh;Gwk;
fpuhkgG; wk; 25% 25% 35%
epue;ju %yjdnjhifapy;25% (m) mjpfk; &.25 ,yl;rk;(FiwthdJ)
5 gpd;Kiz tlb; khdpak;
,y;iy ,y;iy 3%
6 jpll; kjpg;G fzff; LP
,aej; puk;kw;Wk ;
rhjdq;fs; kjpg;G
1. fl;bl thlif Kd;gzk;
2. ,aej; pu jsthlqf; s; kjpg;G
3. eilKiw %yjdk;
1. ,lk ;kw;Wk; fl;bl kjpg;G 25% tiu
2. ,aej; pu jsthlq;fs; kjpg;G
3. eilKiw %yjdj;jpd; gadhsp gq;fspg;G
7 gapw;rp 7 ehl;fs;
1. 5 ,ylr; k; tiuapy; 6 ehl;fs ;
2. 5 ,ylr; j;jpw;F Nky; 10 ehl;fs;
25 ehlf; s;
(M) jkpo;ehL Mjpjpuhtplh; tPl;L
trjp Nkk;ghl;L epWtdk; (TAHDCO)fld;jpl;lq;fs;
,izajsk; : www.tahdco.tn.gov.in
1. jdpegUf;fhd jpl;lq;fs;
· &. 60>000 - 7.50 ,yl;rk; tiu cs;s Ntshz;
rhuh nghUshjhu jpl;lq;fs; kw;Wk; &. 60000
Kjy; 7.50 ,yl;rk; tiu cs;s Ntshz;
njhopy; jpl;lq;fs;
·
· Neub> kiwKf Ntshz; njhopy;fSf;F
&.60>000 tiuapyhd jpl;lq;fs; khdpak;
50%; my;yJ &. 25>000/-
· tq;fpfs; %ykhf vQ;rpa njhiffSf;F
fhyf;fld;fs;.
2.jFjp tWikf;Nfhl;bw;F fPNo cs;s Mjpjpuhtplh;
kw;Wk; goq;Fbapdh; kl;Lk; tpz;zg;
gpf;fyhk;. Mjpjpuhtplh; kw;Wk; goq;Fbapdh;
jdpahfNth> SC/ST rhuh egh;fSld;
,ize;j FOtpy; ,Ue;Jk; tpz;zg;gp
f;fyhk;.
3. gadhspfspd; Njh;T Kiw:
tl;lhu mstpy; mike;Js;s FOf;fs;
%ykhf gadhspfs; Njh ;T nra;ag ;
gLfpd;wdh;. FOtpy; jhl;Nfh> tq;fp> khtl;l
njhopy; ikak;> Mjpjpuhtplh; tphpthf;f
mYtyh; rhh;e;j mjpfhhpfs; cWg;gpdh;fshf
,Ug;gh;.
t pz ;zg ; gq ; fs ; k htl ; l Nkyhsh ;
mYtyfq;fs;> tl;lhu mYtyfq;fs;
(Mjpjpuhtplh;)> Mjp jpuhtplh; tphpthf;f
mYtyh; Vida ,lq;fspy; ,Ue;J ngw;Wf;
nfhs;syhk;. khw;whf ,izajsk; %yKk;
tpz;zg;gpf;fyhk;.
jpl;l kjpg;gPl;by; 30% my;yJ &. 25>000
,. kj;jpa muR jpl;lq;fs;
,jj; pll; j;jpd; foP ; toq;fgg; Lk; fld; tiffs:;
rpRNyhd;
&. 10 ,yl;rk; tiu
Ryg jtizfs; rpwe;j fhy
fld;fSf;F rpwe;j tlb; ,ilntspfs;
nrhj;J gpizak; vJTk;
Njitapy;iy
fldpy; vQ;rpa njhiff;F
(Balance ) kl;LNk tl;b
Kju; h fhh;L %yk ; ATM trjp
I.gpujhd; ke;jphp Kj;uh Nah[dh (PMMY)
fpN\hh; Nyhd; jUz;; Nyhd;
&. 50>000 tiu
&. 50>000 Kjy; &. 5>00>0000
&. 5>00>000 Kjy; &. 10>00>0000
njhopy; njhlq;fapUf;Fk; njhopy; KidNthh;
Vw;fdNt njhopypy; <Lgl;L ,Uf;Fk; njhopy;
KidNthh; midtUk; ,jd;%yk; gadilayhk;.
gy;NtW Jiwfs;> rhd;whf> Nghf;Ftuj;J> rKfk;
kw;Wk; jdp egh; gzpfs;> czTj; Jiw> Jzp kw;Wk;
Mil Jiw> tzpfk; kw;Wk; rpy;yiu tpahghupfspd; rpW
epWtdq;fSf;fhd ,ae;jpu Njitfs; Nghd;w gy
JiwfSf;F fld; trjpfs;.
,f;fld;fis tq;fpfspy; Neubahf ngwyhk;.
jFjp:
eype;j jho;jj; g;gl;l kw;Wk; kfsph;f;fhd rpwg;Gj ;
jpll; k.; Nkwg; b ,g;gphpitr; Nrh;e;j
njhopy;KidNthhf; s; cw;gj;jp> Nrit kw;Wk; tzpfk;
rk;gej; gg; l;l gRik njhopy;fSf;F Njitahd epjp
cjtpfs; fldhf toq;fgg; Lk.;
jFjp:
1. 18 tajpwF; Nkyhd SC/ST gphptpdh; kw;Wk;
ngz ; njhopy;KidNthh;fs;
2. Nkwg; b gphptpdhpd; Kjy ; njhopy;fs; cwg; j;jp
Nrit kw;Wk; rpy;yiu tzpfk; rhhe; j;
njhopy;fSfF; fld; trjpfs ;
toq;fgg; Lfpd;wd.
3. jdpahh; my;yhj njhopy;fshapd; Fiwe;jJ 51
tpOff; hL eph;thf fl;Lg;ghLld ; $ba KjyLP
SC/ST gphptpdh; myy; J ngz ;
njhopy;KidNthhf; s; trk; ,Uff; Ntz;Lk;.
4. fld; ngWNthh; NtW ve;j tqf; papNyh my;yJ
epjp epWtdq;fspNyh jtiz flej;
fldhspaha ; ,Uf;f $lhJ.
II.];lhz;l; mg; ,e;jpah jpl;lk;
(STANDUP INIDA)
,izajsk; : www.standupmitra.in
fld; jd;ik:
fhyf; fld ; kw;Wk; eilKiw fldhf 10 &.
,ylr; k; Kjy; 100 ,ylr; k ; tiu toq;fg;gLk.;&.
fld; Nehf;fk:;
SC/ST gphptpdh; kw;Wk; ngz;
njhopy;KidNthhf; s; JtqF; k ; Gjpa cwg; jj; p my;yJ
Nrit my;yJ tzpf epWtdq;fSf;fhd Njit.
tl;b tpfpjk;:
tq;fpapd; mbgg; il tlb; + 3%
fld; nrYjJ; k; fhyk;:
18 khjq;fs ; fld ; tpLg;G fhyk; cl;gl 7
tUlqf; s;
gazhspapd; gq;fspg;G:
kjj; pa khepy jpll; qf; is xjj; tifapy;
gq;fspg;ghf Fiwe;jgl;rk; 10% Kjy; 25% tiu.
III. rpl;gp Nkf; ,d; ,e;jpah
(SIDBI-MAKE IN INDIA)
,izajsk; : www.sidbi.in
Nehf;fk;:
FW> rpW kw;Wk; eLj;ju njhopy;fSf;F ,yF
fld; epjp cjtp (Smile)
rpW> FW kw;Wk; eLj;ju njhopy;fs; epWt
Njitahd fld; - Kjy; tpfpjhr;rhu eph;zapj;jpw;F
Njitahd epjp cjtp KjyPl;L gq;fhf toq;Fk; ,yF
fld; cjtp.
,yf;F:
Nkf ; ,d ; ,e ;j pah j pl ;lj ;j pd ; f Po ;
njhpe;njLf;fg;gl;l 25 Jiwfs; kw;Wk; mjpy;
,izf;ftpUf;Fk; gpw Jiwfs; ,J jtpu jFjp
tha;e;j jpl;lq;fSk; ghprPypf;fg;gLk;.
jpl;l kjpg;gPL:
Gjpa cw;gj;jp kw;Wk; Nrit rhh;e;j njhopy;
e pWtdq ;fs ; . elg ; g py ; ,Uf ;Fk ; njho py ;
epWtdq;fSf;F tphpthf;fk;> njhopy;El;g tphpthf;fk;
Nghd;w NjitfSf;F epjp cjtp toq;fg;gLk;.
jFjp:
rpW> FW kw;Wk; eLj;ju njhopy;fs; rl;lk; 2006 d;fPo;
gjpT nra;ag;gl;l epWtdq;fs; ,jpy; jFjp ngWk;.
gadhspfs; gq;fspg;G:
&. 1 Nfhb tiuapyhd jpl;l kjpg;gPl;bw;F 15%.
vQ;rpAs;s jpl;lq;fSf;F 20%.
fhyf;fld;:
&. 1 Nfhb tiuapyhd jpl;lq;fSf;F 75%.
vQ;rpAs;s jpl;lq;fSf;F 2/3 gq;F.
,yF fld;:
jpl;l tiutpy; 10% my;yJ mjpfgl;rkhf &.20
,yl;rk;
SC/ST kw ;Wk ; khw ;Wj;jpwdhspfSf;F
mth;fspd; jpl;l tiutpy; 15% my;yJ mjpfgl;rkhf
&.30 ,yl;rk;.
Kd;mDkjp fl;lzk;:
0.5% + Nrit thp
tl;b tpfpjk; rYit tpfpjq;fs; mt;tNghJ cs;sg;gb.
Fiwe;jgl;r fld; msT
Gjpa epWtdq;fSf;F &. 50 ,yl;rk;. elg;G
epWtdq;fSf;F &. 20 ,yl;rk;.
jpUg;gp nrYj;Jk; fhyk;:
1 ½ Kjy; 2 tUlj;jpw;F tpLg;Gfhyk; cl;gl 7
tUlq;fs; tiu
,j;jpl;lj;jpd; fPo; <L (Security) tptuq;fs; kw;Wk; gpw
epge;jidfs; gw;wp jpl;lj;jpd; KO tpguq;fspy;
mwpayhk;.
IV.];lhu;l; mg; ,e;jpah jpl;lk;
(START UP INIDA)
,izajsk; : www.startupindia.gov.in
njhopy; El;g uPjpahf Gjpa fz;Lgpbg;Gfis
nghUl;fshfNth> NritfshfNth> xU
njhopy;KidNthu; tbtikj;J njhopy;Jtq;fpdhy;
STARTUP epWtdkhf kj;jpamuR njhopy;nfhs;if
kw;Wk; Kd;Ndw;w Jiw (DIPP) mwptpf;Fk;. ,jw;F
http://www.startupindia.gov.in vd;w ,izajsj;jpy;
gjpT nra;ayhk;. STARTUP Mf mq;fPfhuk; ngw;wgpd;
fPo; fz;l cjtpfis ngwyhk;:
I.%d;W Mz;LfSf;F tUkhd tupapypUe;J tpyf;F
II. kj;jpamuR epWtdq;fSf;F nghUl;fs; tpw;gid
nra;tjw;F Kd; mDgtk; ngwNtz;ba epiy ePf;fk;.
NkYk; gy rYiffis ,izjsj;jpy; fhzyhk;.
5.£l m¿¡if (khÂç¥ got«)
PROFORMA FOR PRELIMINARY PROJECT REPORT
(m) m¿Kf«
(A) Identification particulars / Introduction:
Jt f¥gléU¡F« ãWtd¤Â‹ bga®§ Name of the proposal organization
nj®Î brŒa¥g£l Ïl« k‰W« éyhr« Location of the proposed unit and address
bjhêš Kidnthç‹ bga® k‰W« éyhr« Promoter(s) Name & Address
c‰g¤Â brŒa nj®ªbjL¤j bghUë‹ bga® Product(s) to be manufactured
(1) tUlhªÂu c‰g¤Â msÎ k‰W« mj‹ kÂ¥ò Annual production capacity and its value
msÎ Quantity:
k崘 Value (Rs.):
£l¤Â‰fhd bkh¤j KjÄL Total investment (Rs.)
Own: Loan Amount:
ãWtd tif: Type of organization
g‡Fjhu® ãWtd« / Racçik ãWtd« /T£LwÎ mik¥ò / k‰wit Sole Proprietorship / Partnership / Co -operative Society / Others
(B) Details of the Promoter(s) / Entrepreneur:
bga® k‰W« foj¤ bjhl®Ã‰fhd éyhr«
Name & Address for communication
Ãwªj nj k‰W« taJ
Date of Birth & Age
vªj tF¥Ãid rh®ªjt® (jaÎbrŒJ F¿¥ÃlΫ)
Do you belong to SC / ST / OBC / Others (Please specify)
fšé¤ jFÂ
Educational Qualification
Áw¥ò¥ gæ‰Á (VnjD« ÏU¥Ã‹)
Special training, if any
nj®Î brŒa¥g£l bjhêèš K‹ mDgt«,
Work experience (Past and present)
(Attach separate sheets for each promoter / partner, if the
proposed unit is promoted by more than one entrepreneur)
(M) bjhêš Kidnth® g‰¿a étu fŸ: §
(Ï) £l¤Â‹ KG étu«:
(C) Details of the proposed project:
tçir v© Sl. No.
c‰g¤ÂahF« bghUë‹ bga®
Item / Product / Service activity
tUlhªÂu
c‰g¤ÂasÎ
Total quantity / year
tUlhªÂu é‰gid
Sales Revenue / year
(<) rªij th ¥ò:Œ
(D) Market potential:
c‰g¤Â bghUë‹ njit k‰W« rªij thŒ¥ò¡fis¥
g‰¿ gF¤J MuhŒªJ (xU g¡f mséš) Ï¥got¤Jl‹
Ïiz¡fΫ)
Estimate the demand and availability of the product (A detailed market survey report is to be enclosed).
c. c‰g¤Â KiwfS«, bjhêš E Q ¡f fS« §
(E) Method of manufacture and technical details:
c‰g¤Â Kiw
Production methods Attach separate sheet
incorporating a process flow-sheet, indicating sequence of operations.
ju ã®za« k‰W« f£L¥ghL
Quality control / Standards
M©L c‰g¤Â Ïy¡F Target Production per annum
msÎ Quality: kÂ¥ò Value:
(C) ãiyahd _yjd‡fŸ / KjÄLfŸ
(F) Fixed Capital
1. ãy« k‰W« f£ol«
Land and building
ãy« (gu¥gsÎ rJu Û£lçš) _____________________ r.Û
k崘 %.__________________ Land (Area in square meters)
____________________ sq.m: Value Rs.
f£ol« (f£ol¤Â‹ msÎ k‰W« gu¥ò)
Buildings (specify the size / dimensions, area) : Value
(njit¥gL« f£ol« thlif¡F vL¡f¥gLkhdhš mj‹
étu§fis Ïju bryÎfŸ jiy¥Ãš F¿¥ÃlΫ)
(If the factory premise is proposed to be hired on rent,
mention the details under the sub-head 'Other Expenses')
tçir v© S. No.
étu« Descrip tion
v©â¡if Nos. required
éiy Price / Unit (Rs.)
bkh¤j kÂ¥ò Total value (Rs.)
é‰gidahsç‹ bgaU« KftçÍ« Name / Address of suppliers
Total (A)
gçnrhjid¢ rhjd§fŸ
Testing equipments
ä‹rhjd fŸ k‰W« §
ÏaªÂu fŸ ãWΫ §
bryÎ (ÏaªÂu éiyæš 10 rjÅj«) Electricals, erection & commissioning charges @ 10% of machinery cost
m¢R k‰W« fUéfŸ Moulds, dies and fixtures
mYtyf¢ rhjd§fŸ Furniture, Office Equipments
Total (B)
Total (A+B)
3. K‹gzK« it¥ò¤ bjhifÍ«Non-refundable advances & deposits
4. v®ghuhj bryéd‡fŸ
Contingency expenses
ãiyahd bkh¤j KjÄL
Fixed capital : F(1+2+3+4)
2. ,ae;jpu rhjdq;fs; Machineries / Equipments:
(v) eilKiw _yjd«
(G) Working Capital
(1) f¢rh¥ bghUŸfŸ (tUlhªÂu njit)
Raw materials (per Annum ):
tçir v©S. No
étu«
Item
tUlhªÂu njit
Total Annual requirements
é‰gidahsç‹ bgaU« KftçÍ«Names / Address of
suppliers msÎ
Quantity k崘 Value
bkh¤j« (%) Total (Rs.)
(2) c‰g¤Â¡fhd Ïju bghU£fŸ (tUlhªÂu njit)
tçir v© S. No
étu§fŸ Particulars
tUlhªÂu njit Annual
requirement
tUlhªÂu bkh¤j bryÎ Total Annual
expenses
F¿¥òRemarks
ä‹rhu« Electricity
j©Ù® Water
ãy¡fç / vç v©bzŒ Coal / Oil
bkh¤j« (%.) Total (Rs.)
Utilities (per Annum ):
thlif Rent
ã®thf¢ bryÎfŸ
Administrative Expenses –
Postage, Stationery etc.
é‰gid k‰W« és«gu¢ bryÎfŸ
Sales Expenditures including advertising and Publicity
gGJ k‰W« Óuik¥ò bryÎfŸ Repairs and Maintenance
ngh¡Ftu¤J bryÎfŸTransport Expenses
tçÍ«, fh¥ÕL« Taxes / Insurance
k‰wit Others
bkh¤j«
(&) Total
tçir v©
S. No.
étu‡fŸ
Particulars v©â¡if
Nos.
khj r«gs«
Salary / Month / employee
bkh¤j TèÍ« r«gsK« (%) (tUlhªÂu bryÎ)
Total wages & Salaries (Rs.)
(3) gâahs® njitfS« / CÂa étu‡fS« (tUlªÂu
bryÎ) Man power requirements & wage details (per Annum ):
(4) Ïju bryéd‡fŸ (tUl¤Â‰F)
Other Expenses (per Annum ):
Working Capital for 3 months = (Total of (1)+(2)+(3)+(4) x 3 = Rs. _____________________
(V) eilKiw _yjd¤Â‰fhd kÂ¥ÕL
(H) Estimation of working capital
tçir v©
S. No.
bghU£fŸ
Item fhy msÎ
Duration msÎ
Quantity k崘 (%)Value (Rs.)
1. Raw materials stock
2. Semi-finished Goods stock
3. Finished Goods stock
4. Production expenses
(Utilities + Wages + Other
expenses)
Total
(I) £l¤Â‰fhd bkh¤j _jÄL
(I) Cost of the Project (Rs.)
ãiyahd KjÄL
Fixed Capital
eilKiw _yjd« Working Capital (3 months = (1+2+3+4) x 3
c‰g¤Â bjhl§Ftj‰F K‹ghd bryÅd§fŸ Pre-operative Expenses
bkh¤j« Total
(x) _yjd tuÎ
(J) Sources of Finance:
tçir v©
S. No.
étu§fŸ
Particulars k崘
Value (Rs.) F¿¥òfŸ
Remarks
1.
fhy fl‹
Term Loan
2. eilKiw _yjd«
Working Capital Loan
3. brhªj KjÄL Own Investment
4. khåa« Subsidy
5.
k‰w bryÎfŸ Any other
(X) M©L é‰gid:
(K) Annual Sales:
bghU£fŸ
Item / Product
msÎ
Unit (MT/Kg. /
Ltr.)
éiy %
Unit Price (Rs.)
bkh¤j«
%
Total (Rs.)
(xs) £l Ïyhg¡ fz¡fhŒÎ (L) Project Profitability Analysis:
tçir v©
S. No.
étu«
Description k崘 (%)
Value (Rs.)
1.
é‰gid tUkhd«
Sales Revenue
2. c‰g¤Â¢ bryÎfŸ
Manufacturing Expenses
(Raw materials + Utilities + Salaries & Wages)
3. é‰gid bryÎfŸ
Selling & Distribution Expenses
4. ã®thf bryÎfŸ Adminisitrative Expenses
5. t£o Interest
6. njŒkhd« Depreciation
7. ãfu Ïyhg« Gross profit (1 minus 2+3+4+5+6)
8.
tUkhd tç
Income Tax
9.
bkh¤j Ïyhg« Net Profit L (7-8)
úRôp®L°ÚkÕ ¿eLsTôPm LtLô®hPôp,úUÛm úRôp®LsEeLû[ Lôj§Úd¡\Õ!
f. K¡»a é»j§fŸ
(M) Key Ratios:
1. ãfu yhg« rjÅj« Profitablility ratio
M©L ãfu yhg« x100M©L bkh¤j é‰giz
Net profits x 100 Sales
2.
ÂU«ò« KjÄL
Return on investment
M©L ãfu tUkhd« x 100_yjd«
Net profits x 100 Capital Employed
3.
Debt: Equity Ratio
Debt
Equity
4.
Debt Service Coverage
(Net profit
after tax + Depreciation + interest) for one year
(Installments + Interest) for one year
5.
Current Ratio
Current Assets
Current liabilities
6.
Return on Equity
NPAT x 100
Equity
7.
Percentage of Break-Even
Fixed Expenses
Expected ContributionExpected Contribution = Income
from Sales –Variable expenses
TLjš étu« (VnjD« ÏU¥Ã‹)
(N) Supplementary details, if any:
(1)
(2)
Do you own house / property etc.
Are you prepared to offer security for the loan, if
insisted by the Bank / financial institution?
njÂ:
Date:
Ïl«:
Place: Signature of
the promoter / Authorized signatory
,izg;G 2 (Annexure 2)
njhopy; cjtp epWtdq;fs;
khepy mstpy ; ,aqF; k; cjtp epWtdqf; s;
t.
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njhopy; kw;Wk; tzpfj ; Jiw epWtdk ;(IC&DIC)
jpU.tp.fh njhopw;Ngl;il>
rpl;Nfh tshfk;
fpzb; > nrdi; d -
32.
2.
,iz ,af;Feh ;njhopy; kw;Wk; tzpf kz;ly mYtyfk;
(RJD )
jpU.tp.fh njhopw;Ngl;il>
fpzb; > nrdi; d - 32.
3. njhopy;KidNthh; Nkk;ghlL; epWtdk; (EDI)
rpl;Nfh njhopw;Ngl;il> <f;fhlL; jj; hq;fy;> nrd;id - 32.
4. rpl;Nfh (SIDCO)
5. Jkpo;ehL njhopy; epjp epWtdk ;(TIIC)
6.
Njrpa rpW njhopy; epWtdk;
(NSIC)
7.
,e;jpa rpW njhopy; tshr; ;rp tqf; p (SIDBI)
044-22505003, [email protected]
044- 22318620, 22318622 [email protected]
044-22252081/ [email protected]
044-22501461, 22501422,
044-24306100 [email protected]
692. mz;zh rhiy>
ee;jdk;.
nrd;id 35.
422. mz;z rhiy>
nrd;id 35.
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nrd;id 35.
044-28293347 [email protected]
044-28413716
jpU.tp.f. njhopy;Ngl;il fpz;b
khtl;l njhopy; ikaqf; s;
t. vz;
khtl;lk;
Kfthp
njh.Ng vz;
kpd;dQ;ry;
1.
mhpaY}h;
56 gp> uh[h[p efh;> mhpaY}h;
-
621 713
04329-224555
/ 5556
2.
Nfhak;Gj;J}h;
vz;. 2 uh[h njU> Nfhak;Gj;J}h;
0422-2391678
/ 2397311
www.diccbe.in
3.
jhk; Ghp
rplN; fh njhopw;Ngl;il> Nryk;
neLQ;rhiy> jhk; Ghp –
636701
04342-230892 / 231081
www.dicdpi.in
4.
<NuhL
rplN; fh njhopw;Ngl;il tshfk;> <NuhL –
638001
0424-2275283 / 2275859
www.dicerd.in
5. fd;dpahFkhp Nfhzk; ehfh;Nfhapy;- 629004
04652-260008
www.dicngl.in
6. fpU\;zfphp njhopw;Ngl;il> fpU\;zfphp
04343-235567
[email protected] www.dickgri.in
7. nrd;id fpzb; > njhopw;Ngl;il> nrd;id – 32
044-22318620 / 22318622
[email protected] www.rjdchn.in
8.
flY}h;
Nrkhd;lyk; njhopw;Ngl;il> Nrkhd;lyk;> flY}h ; -01
04142-290116
/
290192
www.diccud.in
9.
jpzL; f;fy;
v].; Mh;. kpy;] ;rhiy> rpl;Nfh njhopw;Ngl;il> jpzL; f;fy;-
624003
0451-2470893
[email protected] www.dicdgl.in
10.
fhQ;rpGuk;
khtl;l Mlr; pahsh; mYtyf tshfk;> fhQ;rpGuk; -
631501
044-27238837
www.dickpm.in
11.
f&h;
[tfh; gpshrh>152 Kjy ; jsk>; [tfh ;
04324-264272
www.dickrr.in
grhh;> f&h; 639001
12. kJiu mofh ; Nfhapy ;rhiy> kJiu –
625002
0452-2537621 / 2537128
www.dicmdu.in
13.
ehfg;gl;bdk;
Nejh[p NuhL> ehfg;gl;bdk;
-
611110
04365-241193
14.
ePyfphp
vyf; ;`py; NuhL> ePyfphp –
643006
0423-2443947
15.
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khtl;l Mlr; pahsh; tshfk;> GJfN; fhli; l -
622005
04322-221794
16.
Nryk;
njhopw;Ngl;il> Nryk; -
636004
0427-2448505 / 2447878
17.
jQ;rhT+h;
eQr; fN; fhli; l NuhL> jQ;rhT+h; -
613006
04362-255318 / 25080
www.ductnj.in
18. jpUr;rpuhg;gs;sp
khtl;lMlr; pahsh; mYtyf tshfk;> jpUr;rp – 620001
0431-2460823 / 2460331
www.dictiruchi.in
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0428- 627751
20.
nguk;gY}h;
Nf.[p.vk;. mLf;Fkhb FbapUg;G> Nf.[p.vk; efh;> Gjpa NgUe;J epiyak; mUfpy;> nguk;gY}h; -
621220
0432
-828291595
21.
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gl;bzk;fhj;jhd; mQr; y;> Ntyp gl;bzk; top> ,uhkehjGuk ; -
625005
04567-230497 / 232329
www.dicrmd.in
22.
rptfq;if
khtl;l Mlr; pahsh; mYtyf tshfk;> rptfq;if –
04575-240257 / 240407
623560
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Njdp
khtl;l Mlr; pahsh;
FbapUg;G> Njdp –
625531
04546-252081
www.dictni.in
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141> fyY; }hpr;rhiy> jpUg;G+h; -
641602
04212244007
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fhff; Y}h; njhopw;Ngl;il> jpUts;Sh ; -
Mtb
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602003
044-2766787 / 27663796
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04366-24028
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627001
0462-
2572162 / 2572384
www.dictirunelveli.in
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0414- 6223616
[email protected] www.dicvpm.in
29. jpUtz;zhkiy
vz;. 5 b> kiz vz;. 35> gh.T.rh. efh;> khe;NjhgG; > jpUtz;zhkiy –
605601
04175- 254849
[email protected] www.dictvm.in
30.
J}j;Jf;Fb
ghisak;Nfhl;il rhi> Gwtoprr; hiy mUfpy>; Nfhuk;gss; k>; J}j;Jf;Fb
-
628101
0461-2340152 / 2340053
[email protected] www.dictui.in
31.
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632006
0416-2242512 / 2242413
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32.
tpUJefh;
khtl;l Mlr; pahsh; mYtyf tshfk;> tpUJefh;
04562-252739
www.dicvnr.in
Useful Websites1. Government of Tamilnadu http://www.tn.gov.in/
2. Entrepreneurship Development Institute htttp://www.editn.in/
3. Directorate of Industries and Commerce, http://www.indcom.tn.gov.in/
Government of Tamilnadu http://www.msmeonline.tn.gov.in/
4. Minsitery on Micro, Small and Medium http://www.msme.gov.in
Enterprises. Government.of.India
5. Devopment Commisoner - MSME, http://www.dcmsme.gov.in
Government.of.India
6. Investing in Tamilnadu. Government of http://investingintamilnadu.com/
Tamilnadu
7. Startup India http://startupindia.gov.in/
8. Ministry of Skil Development & http://www.mede.gov.in/
Entrepreneurship
9. Electronics Corporation of Tamilnadu http://www.elcot.in/
Limited ( ELCOT)
10. Khadi and Village Industries http://www.kvic.org.iin
Commission (KVIC), Govt.of.india
11. National Institute of MSME http://en.nimsme.org/
12. National Skill Development Corporation http://www.nsdcindia.org/
13. National Small Industries Corporation http://www.nisc.co.in
14. Small Industries Corporation http://www.sidbi.in/
15. EDI, Ahmedabadhttp http://www.ediindia.org/
16. National Institute for Entrepreneurship &http://www.niesbud.nic.in
Small Business Development ( NIESBUD)
17.SME Toolkit Inida http://www.india.smetoolkit.org/india
18. Indian Handlooms Cluster http://indianhandloomsclusterdchl.net
19. Tamilnadu Small & Tiny Industries http://www.tanstia.org.in
Association
20. Ministry of Commerce & Industry (Dept http://www.dipp.nic.in
.of Indl.Policy & Promotion)
21. State Industries Promotion Corporation http://www.sipcot.com
of Tamilnadu(SIPCOT)
22. Tamilnadu Industrial Investment http://www.tiic.org
CorporationTIIC
23.Federation of Indian Export Organizations http://www.fieo.org
24. Rajiv Gandhi Udyami Mitra Yojana (RGUMY) http://www.rgumy.nic.in
25.Tamil Nadu Corporation for Development http://www.tamilnaduwomen.org/
of Women Ltd., (TNCDW)
26.National Institute for Entrepreneurship http://www.niesbud.nic.in /
and Small Business Development
27. Standup India http://www.standupmitra.in/
28. Bharat Yuva Shakti Trust http://www.bystonline.org/
29. The Indus Entrepreneurs, Chennai http://www.chennai.tie.org/