Its not the product we sell Its really

the advice…It’s the SERVICE we provide.

An ISO 9001 (2008) Certified Company since August 2012.

We provide a personalized and consistent service experience which is the basis of our long term relationships.

We clearly understand what is important to the client and then plan for their solutions. We listen more than we speak!

We are never product centric. We offer solutions not products. Solutions is the product we offer!

About Us

About Us We always preempt and are pro active. Considering these volatile times, the

need for valuable and active wealth management is important. We stress on Wealth Preservation more than Wealth Creation.

We are in this for the long term. There is no short term gains or benefits that will ever last long enough to nurture a lifelong relationship.

There is never a standard solution to any problem. Each client and case is unique. That’s what makes this profession exciting!

About Us

Honesty is the best policy. We deliver what we promise.

We are open, blunt and to the point. If the client understands what he can or cannot achieve in the desired time frame, he can alter his priorities, or we can alter our advise for it to be more practical.

We confront our clients fears and emotions.

About Us Cut the jargon. We have reached a stage with our clients where they know the

level of research we do, and the client accepts what is in his best interest, by doing what we say.

We Understand the role that risk plays for each client and more so, understand what is his / her “risk tolerance”. This way, we communicate the appropriate risk reward expectation in advance to our client.

Investment Advisory Every Client has a different risk profile, Investment objective and time horizon.

We work very close to the clients and tailor their investment portfolio according to their needs.

We implement, manage and reevaluate portfolios on a regular basis.

We provide monthly/ quarterly updates, through regular monitoring and portfolio analysis and recommend changes, profit bookings, if any.

Why Us We have no magic mantras to make you rich overnight.

Through discipline, planning, hard work, sensible investing and monitoring, we have no changes to our simple rules of asset allocation.

Our conservative nature, has ensured our clients are delivered absolute returns in the positive, and this has kept us away from high cost products.

Wealth Management & Creation The first phase of our wealth creation, is the development of a financial plan and

portfolio design. There is a one time fee we charge for this.

The second phase, is ongoing wealth management, preservation and growth. The fee here, is a percentage of the assets under management.

Proper wealth management helps in meeting unforeseen expenses, reducing liabilities, going on a fun vacation (yes!), planning for a goal or just being financially independent!

Competitive Strength & Innovation Client centric service and constant engagement with the client.

Market Analysis and Industry news.

Newsletters on a periodic basis.

Technology driven software where portfolios, dividend reports, capital gains reports, XIRR returns, Cost benefit analysis, unrealized gains are available at the click of a button.

Our core expertise lies in doing what our client needs and constantly work in their interest.

95% of our business comes from referrals.

Competitive Strength & Innovation We have a an integrated website www.dilzer.net with all available information.

Independent online real time user id and password for online portfolio viewing by our clients.

Financial Plan creation and annual review yearly.

Checks on KYC, nominations, mode of holding and SIP outflows.

Point to point returns calculation.

Complete Asset Allocation details and Rebalancing.

Testimonials

• "Dilshad has been our family financial advisor for several years nowand we have been satisfied clients.

• Her detailed retirement planning has been valuable in understanding investing for long term. • We’ve also benefited from her advice on diversifying investments across various categories. • Dilshad is also very approachable – and her dedicated staff at office is very helpful with all paper

work and queries. • Her recent online portfolio update has also been very useful.

Thanks Dilshad for your financial suggestions and advice over the years!“ May 29, 2012 hired Dilshad as a Financial Advisor in 2001, and hired Dilshad more than once

Top qualities : Personable, Expert, High Integrity

Roopashree HM

Testimonials "Dilshad has been handling my financial planning for a few years now. I find that

she brings in the right blend of professionalism, interest in my well-being and financial health to the job. She made it a point, over many discussion, to understand my goals, my status and requirements without being aggressive or overt. And she has gently worked towards my achieving those goals; constantly fine-tuning her approach to resonate with my comfort levels.

Her advice and recommendations have been sound, timely and well deliberated. She does not force fit mass-trends and hyped investments; but she actually takes a balanced view to provide recommendations that work. She makes recommendations based on research and understanding of the market. She has gradually not just increased her span of operations but also depth; also building along the way sensible reports, records and timely reports.

Testimonials All these reflecting how tuned-in she is with her clients' needs.

What I appreciate most about her - is her overall approach: Without being inquisitive, aggressive, or nosey or forceful - she makes bespoke recommendations. Takes time and effort to share her findings.

She is a genuinely nice person, who is not just a natural with finances, but has also taken effort over the years to learn and hone her skills. Her organisation reflects her personality in the warmth, interest, diligence and respect that all her employees extend."May 22, 2012

Testimonials "Dilshad has a good understanding of the markets, and her recommendations

are pragmatic, reasonably safe, and I always get the feeling that they are what she would do herself. Her office has been extremely supportive of the follow-throughs with different Financial Institutions. I think at the end of the day, she has understood our profile, our needs and her recommendations are focused around these."January 15, 2012

Diwakar hired you as a Financial Advisor in 2001 and hired you more than once. Top qualities: Expert, Good Value, High Integrity

Diwakar Menon(client)

Contact UsDilshad Billimoria

BBM, LUTCF CFPCM®Founder and Chief Financial Planner.

Dilzer Consultants.307 Embassy Center,11 Crescent Road, Bangalore 560001.Ph : 91.80.41512337, 91.80 41136147

Email : dilshad@dilzer.net , dilzerconsultants@gmail.com

Website : www.dilzer.net

Dilshad's Linkedin Public Profile http://www.linkedin.com/in/dilshadbillimoria