creditrepairsuperguru business funding consulting, llc to justin davis

8/17/2019 CreditRepairSuperGURU Business Funding Consulting, LLC to JUSTIN DAVIS

1/49

Hi Justin,

Rodney Peak Here---

SAMPLE SITES.....i HAVE AFFLIATE RELATIONSHIPS ITH THE

!"A# FOLLOIN$..%tt&'(())).*reditdis&ute&ro.*o+(*redit-re&air(

!"# %tt&'(())).*reditse*retsieoru+.*o+(a+e+er(+e+er.&%&

/SERNAME--00&eaksi1 &ass)ord---00oro)a2r3

!3# ))).*redit+a4i*.*o+(onine( user-- *r+" &)--- 5673"

8888!7# %tt&'(())).dis&utesuite.*o+(ad9an*ed*redit*ourse:

in;*onta*t;keyd=?d6>2=3d?e3@d?=35a>*d"dea?adae2*3"

*?*e>5ad>=**>

I O NOT HAVE A MEMBERSHIP THERE888888

!=# %tt&s'(())).*reditre&air*oud.*o+( I O/L NEE TO OPEN A TRIAL

MEMBERSHIP

!6# %tt&'(())).*redits*orete*%s.*o+(

!2# %tt&s'(())).*reditad+ira.*o+(

I ALSO C/RRENT HAVE = OTHER OMAINS AN 7 S/PPOSELD COMPLETE

SCRIPTS FROM SOME ST/PI ASS THIEF HO AS FIRE THAT IM S/RE $AVE

/S ORTH LESS SHIT BECA/SE I CANT OPEN A AMN THIN$ BECA/SE HE

I NOT $ET IT HOSTE OR ANDTHIN$. I O/L NEE IT ATTACHE IT

ORTH A AMN.

AFTER / LOO OVER THIS AN ECIE RATHER OR NOT E ARE $OIN$ TO

MOVE FORAR OR NOT, THEN E ILL TAL ABO/T THAT.

......

WHAT DO I

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2/49

BRING TO THE

PARTY? FIRST OFF , IIMMEDIATELY KICK IN ON YOUR

PERSONAL CREDIT. THAT INCLUDES

HAVING YOU TALK DIRECTLY WITH

NOT ME BUT MATT MCCOY, THE

PRESIDENT OF THE NATIONAL BOARD

OF CREDIT EDUCATION AKA NBOCE

AND ALSO AN AFFLIATE CREDIT

REPAIR COMANY I WORK WITH HAND

AND HAND. WITH HIM, FOR ONE

COMPLETE YEAR, ON MY DOLLAR IWILL PAY FOR HIM AND I TO DOUBLE

SIDE YOUR PERSONAL CREDIT, AND

WITHIN THE FIRST 21-30 DAYS AT THE

LATEST YOU WILL ALMOST CERTAINLY

BY LAW CAN NOT GUARANTEE OR

ELSE I WOULD! SEE AT LEAST A 100-1"0 POINT INCREASE IN YOUR TRUE

CREDIT SCORES, IF YOU SIMPLY

FOLLOW THE SIMPLE STEPS


3/49

INVOLVED THAT ARE RE#UIRED. SOME

THINGS THERE $UST ARE NO SHORT

CUTS OR WAYS OUT OF BUT THERE IS

WAYS TO REMOVE OFF REPORTS

ONCE CLEARED UP.

WE WILL ALSO ADD FOR ABSOLUTELY

FREE BETWEEN 1-3 TRADELINES

YOUR RESPONSIBLE FOR

MAINTAINING THESE PRIMARY LINESBECAUSE THEY ARE REAL TRUE

ACCOUNTS YOU WILL REALLY OWN!

TO SHOOT YOUR SCORES UP FASTER

EVEN MORE.

AND I WILL KEEP FIGHTING YOURCREDIT FOR YOU FOR AS LONG AS I

PERSONALLY KNOW YOU FOR FREE AS

LONG AS YOU ARE PROVIDING ME

COMPUTER SERVICES IN RETURN.

ON THE BUSINESS SIDE OF THINGS , I

WILL TEACH YOU HOW TO

INCORPORATE AND E%PAND AND

SEPARATE YOURSELF AS &YOU THE

'()*+& AND &YOU THE BUSINESS


4/49

$USTIN & SO THAT YOU CAN APPLY

FOR BUSINESS LOANS WITHOUT A

PERSONAL GUARANTOR WITHOUT

ANYONE BACKING THE LOAN E%CEPT

THE BUSINESS ITSELF! ----THIS IS

VITAL BECAUSE IF YOUR BUSINESS

SUDDENLY FAILS YOU CANT LOSE ANY

PERSONAL FUNDS AND VICE VERSUS.

NEITHER AFFECTS THE OTHER. I WILLTEACH YOU HOW TO SEPARATE THE

TWO ENTITIES.

Here is t%e essentias o +y *o+&any )%i*% I )i e RENAMIN$ to

reditRepairSuperGURU

Business Funding &

onsulting, LL .

CreditRe&airC%a+&ionRAPI-RESCORIN$ oers +any ty&es o &a*ka4es to

+eet your needs.

I you donGt see a &a*ka4e t%at )orks or you &ease *onta*t us.e ILL

MAE A C/STIMIE PLAN FOR DO/R NEES AN ABILITD

Our 4oa is to %e& you and )e *an *o+e u& )it% a nan*ia soution t%at

)orks or your s&e*i* needs DET at a *ost t%at does not sink us eit%er. I you

are a &roessiona roker, auto saes, Ke)eer, anker, or o)n your o)n *redit

re&air usiness e9en E ARE A NO BRAINER------LITERALLD DO/ CAN COLLECT


5/49

CONS/MERS, HAN /S THE ETAILS, PAD /S O/R FEES, E O THE OR

COMPLETE AN F/LLD AT HATEVER SPEE DO/ SELECT

STANAR CREIT REPAIR ! OES NOT INCL/E HAR IN/IRD

REMOVALS#PACA$E EASD"A

FOR ONLD

33" MONTHLD ITH A 2 MONTH MINIM/M OR A ONE TIME "35? FOR " F/LL

DEAR FOR " INIVI/AL OR 777 FOR A CO/PLE PER MONTH ITH 2 MONTH

MINIM/M OR ONE-TIME ">"= FOR " F/LL DEAR. NOTE, THE CREIT ILL BE

CORRECTE FAR IN AVANCE OF 2 MONTHS ! M/CHLESS "3 MONTHS# IN

ALMOST ALL CASES----ONLD REASON NOT SADIN$ IT ILL BE IS /E TO FACT

IT IS ILLE$AL TO MAE S/CH A $/ARANTEE OTHERISE E O/L FEEL

"@@ CONFIENT PLACIN$ S/CH PROMISES ITHO/T A BLIN OR SH/TTER

E ARE S/PER $/R/S FOR A REASONS, O/R RES/LTS ILL PROOF TR/E

AN O/R CLENTS RET/RN OVER AN OVER AN OVER EVEN IF E ARE

TICE OR EVEN THREE TO FO/R TIMES MORE COSTLD THAN OTHER CREIT

AN B/SINESS CONS/LIN$ FIRMS HERE OR ABOAR88888

THIS PACA$E INCL/ES'

!"#/NLIMITE ISP/TIN$ OF DO/R NOT POSITIVE CREIT IE BA CREIT

!3# /NLIMITE RAPI RESCORIN$

!7#ASSISTANCE IN AIN$ MORE $OO CREIT IE POSITIVE CREIT

!=# OR IRECTLD ITH A NATIONALLD BOAR CERTIFIE CREIT EPERT

!6# CREIT SCORIN$ E/CATION Q CONS/LTATION 3N TO NONE

$/ARANTEE, DO/ ILL LEARN HD E AREE THE S/PER$/R/S

STATESIE,IN CANAA, IN THE /, AN IN THE E/ROPEAN ESTERN STATES--

ABSOL/TELD NO OTHER PROFESSIONAL CREIT FIRM IN THE ORL HAS

ABILITD TO NOR NOLE$E TO O S/CH A IE RAN$E OF FAST CREIT

REPAIR AN B/SINESS F/NIN$ Q CONS/LTATION.ONLD THE

CREITREPAIRCHAMPION TEAM HAS THAT ABILITD.

CreditRe&airC%a+&ionRAPI-RESCORIN$ SDSTEMGS

IN/IRD REMOVAL E"A PACA$E'


6/49

"36 MONTHLD FOR ONE INIVI/AL !2 MONTH MINIM/M# OR ONE-TIME FEE

OF "355 OR "?> MONTHLD FOR CO/PLES !MARRIE OR NOT# ITH 2

MONTHS MINIM/M OR A ONE-TIME FEE OF ">"=...THIS CAN BE FOR " OR

"@,@@@ IN/IRIES, OES NOT MATTER, SAME PRICE SAME RES/LTS.AT A

MINIM/M E ILL OR O/R FILES FOR SI!2# MONTHS EVEN AFTER DO/

ARE SATISFIE, A NE IN/IRD POPS /P E /MP IT IN THECreditRe&airC%a+&ion-RAIRESCORIN$ RIP-IT-TO-SHRES-SDSTEM-RI$HT-

NO MECHANISM EVISE BD S/PER $/R/ RONED E/$ENE PEA

;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;

THIS IN/IRD REMOVAL ONLD E"A PACA$E INCL/ES' !"#/NLIMITE

ISP/TIN$ OF DO/R IN/IRIES /NLESS THED ARE ATTACHE TO OPEN

POSITIVE ACCO/NTS











S/PER $/R/ E"A PREMIER CREIT REPAIR ! 88888OES INCL/E HAR

IN/IRD REMOVALS#PACA$E EASD"A

THIS PACA$E INCL/ES'

!"#/NLIMITE ISP/TIN$ OF DO/R NOT POSITIVE CREIT IE BA CREIT






7/49







!2# /NLIMITE ISP/TIN$ OF DO/R IN/IRIES

HD CHOOSE /S O/R $/ARANTEE Hi4%er S*ores In

6-5 ays

A ra&id restore *an your *redit in a %urry. ItGs an uno*ia u&datin4 o t%e

*redit e so you donGt %a9e to )ait t%e standard 7@ days. A e) *redit s*ore

&oints *an +ean a dieren*e et)een a 4reat rate and a ousy one.

e Are Rated U" In A*%ie9in4 Credit S*ore In*reases For t%e ast "" DEARS

CONSEC/TIVE )e %a9e een rated U" in o9er-a M/LTI-NATIONAL *redit

s*ore in*reases IN NOT J/ST PERSONAL CREIT SCORES B/T ALSO B/SINESS

CREIT SCORES !36 DEARS CONSEC/TIVE IN B/SINESS CREIT# . e &ride

ourse9es in &ersona attention and *usto+er ser9i*e. e *usto+i1e ea*%

re&air in order to a*%ie9e +ai+u+ resuts. %at se&arates us ro+ our

Co+&etition is t%at )e address and re&air a 9e a*tors t%at ae*t your

*redit s*ores. Pease re9ie) t%e &ie *%art eo) to see %o) your *redit s*ores

are +ade u&.

O/R PROCESS

e use a &ro&rietary 6-Ste& Credit Re&air Pro4ra+


8/49

A 6 Ste& Credit Re&air Pro4ra+ %as &ro9en 6 ti+es +ore ee*ti9e, yiedin4

t%e 4reatest in*rease in your *redit s*ores, in t%e s%ortest a+ount o ti+e.

FICO desi4ned Credit S*ores ased on 6 9ery dierent unda+enta a*tors.

no)in4 t%is, )eG9e en4ineered a 6 Ste& Credit Re&air Pro4ra+ t%at

su**essuy re&airs and i+&ro9es a 6 o t%ose a*tors

HO E OR ITH

e Truy Care

e 4enuiney *are aout your *redit and your e&erien*e, and it s%o)s. Our

rst-ti+e *usto+ers *ontinuay e*o+e our on4 ter+ *usto+ers ti+e and

ti+e a4ain, *%oosin4 us or a t%eir *redit needs.

Our Pro+ise to Dou

e &ro+ise to a)ays &ro9ide 9aue and outstandin4 ser9i*e, re4ardess o

your situation.

$enera Consu+ers

Maye youGre tryin4 to uy a %ouse, a ne) *ar, uidin4 a usiness or si+&y

stayin4 on to& o your nan*es. e *an %e&.

Fraud and Identity T%et Vi*ti+s

I you %a9e een t%e 9i*ti+ o raud or %a9e rauduent ite+s on your *redit

re&ort )e *an %e&. $i9e us a *a or 4uidan*e and su&&ort.

Loan O*ers

Tired o osin4 56 o your eads e*ause your *ient *anGt uaiy. Ca us

dire*ty or %a9e your *ient *a us. e *an 4et t%ose +issed o&&ortunities

a*k in your &i&eine.

Cor&orate A**ounts and Finan*ia Ad9isors

e +ana4e *redit or +any ee*uti9es indi9iduay and %a9e *or&orate

a**ounts )%ere )e +ana4e e+&oyees *redit &roe. $i9e us a *a today to

dis*uss your needs.


9/49

Our A)ards and Certi*ates

Ca For A Free Consutation !36"# 276-???6

MEMBERS OF THE NATIONAL BOAR OF CREIT E/CATION.

CREIT REPAIR APPLICATION

Pease *o+&ete t%is or+ and one o our S/PER $/R/ Credit E&erts )i

*onta*t you s%orty.

8Reuired Fieds

Pease Read t%e Ter+s o Ser9i*e.

NAME;;;;;;;;;;;;;;;;;;;;;;;; ;;;;;;;;;;

ARESS ;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;

CONTACT PHONE;;;;;;;;;;;;;;;;;;;;;;;;;

EMAIL;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;

P/RPOSE:!INIVI/AL(PROFESSIONIAL(TRAININ$#;;;;;;;;;;;;;;;;;;

COMMENTS';;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;

888888NOTE88888E RE/IRE A FREE " HO/R CONS/LTATION PRIOR TO DO/

SELECTIN$ A PACA$E ITH O/R FIRM.E RE/IRE IT /E TO FAC IT IS


10/49

VITAL FOR ALL PARTDGS INVOLVE TO NO THAT E ILL /NER NO

CIRC/MSTANCE FOR AND AMO/NT OF F/NS OFER /TILIE AN MANNER OR

TACTIC THAT IS /NETHICAL. E AN "@@ POINT O/T EACTLD O/R PROCESS

IT SO ORERE TO O SO, B/T IT IS HI$HL S/CESSF/L OBVIO/SLD AN

SO/$HT O/T BD O/R COMPETITION AT AND COST EVEN LIES AN ECEIT.

THAT SAI, E ILL NOT $IVE O/T O/R MATHO O/T TO ANDONE EVENAFFLIATES, ITHO/T A CO/RTORER TO O SO B/T THE TR/TH OF IT IS

THIS, IT IS SO /LTRA SIMPLE STPI THAT EVEN THE EVERDAD AVERA$E JOE

AN S/E AT HOME ITH ONLD "@ MIN/TES RESEARCHIN$ THE FCRA AN THE

FCBA BD-LAS TO ISCOVER HAT IT IS THAT E O TO $ET ITEMS REMOVE

ALMOST IMMEIATELD IN OVER ?6->6 ERO$ATORD ITEMS

QQQQQQQQQQQQQQQQQQQQ

CREIT

E/CATION

THE TR/TH ABO/T CREIT SCORES

Many o you readin4 t%is arti*e +i4%t t%ink you %a9e a &retty 4ood idea o

%o) *redit s*ores )ork. But do you reay: Dou )oud e sur&rised to earn

t%at +u*% o )%at you t%ink %e&s or %urts your *redit s*ore )i a*tuay do

t%e *ontrary or %a9e no ee*t at a. T%ere are so +any ru+ors, ies,

ea44erations and uran +yt%s, )%en it *o+es to %o) ea*ty *redit s*oresare *a*uated. Dou )i e s%o*ked to kno) t%at ony 76 o your *redit s*ore

is ae*ted y your &ay+ent %istory. So )%at aout t%e ot%er 26: %at ese

esides &ay+ent %istory is ae*tin4 +y *redit s*ore:

$i9en t%e a*t t%at *redit &ays a %u4e ro in our i9es as A+eri*an

*onsu+ers, donWt you t%ink t%at *redit edu*ation )oud e a &ri+ary *on*ern

or our yout%s: But you donWt earn t%is stu in s*%oos. Dou donWt earn t%is

stu )%en you o&en a *redit *ard.

A**ordin4 to Neie Mae sur9ey, X3" o under4raduates )it% *redit *ards

*arry aan*es et)een 7@@@ and 5@@@.Y

Credit *ard soi*itors &ay *oe4es ad+ission ees to *o+e onto *a+&us, set

u& taes, and se *redit *ards to students.

HAT ITEMS ARE IN DO/R CREIT REPORT:

Identiyin4 Inor+ation !na+e, address, date o irt%, e+&oy+ent

inor+ation. /&dates to t%is inor+ation *o+e ro+ inor+ation you su&&y to


11/49

enders#

Trade Lines !A o your *redit *ards and ot%er a**ountsZ date t%at you o&ened

t%e a**ounts, your *redit i+it, %i4% aan*e, *urrent aan*e &ay+ent %istory

et*#

Credit Inuiries !Vountary and in9ountary inuires su*% as' A**ount Re9ie)

Inuiries, Hard Inuiries, Pro+otiona Inuiries#

Pui* Re*ords and Coe*tions !Coe*tions, Bs, Fore*osures, Suits, a4e

$arnis%+ents, Liens and Jud4+ents#

ITEMS THAT ARE NOT INCL/E IN DO/R CREIT SCORE

At%ou4% t%is inor+ation +ay e re[e*ted ese)%ere on your *redit re&ort, it

is not taken into *onsideration or your *redit s*ore.

Dour A4e

Ra*e, Coor, Rei4ion, Nationaity, Se or Marita Status

O**u&ation, Saary, E+&oyer, Len4t% o Ti+e o E+&oy+ent

Lo*ation o Residen*e

Interest rates *%ar4ed to you on *redit *ards or ot%er a**ount

Any ite+ re&orted as C%id Su&&ort or Renta History

Certain Ty&es o Inuiries !*onsu+er initiated inuires or &ro+otiona

inuiries#

HAT $OES INTO CALC/LATIN$ MD CREIT SCORE:::

%at 4oes into your *redit s*ore *an e 4rou&ed into 6 4enera *ate4ories

T%e i+&a*t o ea*% a*tor *an 9eriy due to dierent *redit s*enarios

PADMENT HISTORD !76 o your s*ore#

Pay+ents +ade on ti+e !Car oans, Mt4s, retai a**ounts, insta+ent oans,

*redit *ards et*.#

Pui* Re*ords !Bs, Jud4+ents, Ta Liens, Suits, a4e AdKust+ents#


12/49

Se9erity o einuen*y !en4t% o ti+e &ast due#

A+ount &ast due on a**ounts or *oe*tions

Ti+e sense deinuen*y or atta*%+ent o &ui* re*ord or *oe*tion

Nu+er o &ast due or dero4atory a**ounts

A**ount &aid as a4reed

AMO/NTS OE !7@ o your s*ore#

A+ounts o)ed on Re9o9in4 a**ounts

A+ounts o)ed on a a**ounts

In so+e rare *ases, La*k o aan*es

Nu+er o a**ounts )it% aan*es

Pro&ortion o Baan*e to Credit Li+its on Bank Re9o9in4 or ot%er Re9o9in4

a**ounts

Pro&ortion o Baan*e sti o)in4 on insta+ent a**ounts

LEN$TH OF HISTORD !"6 o your s*ore#

Ti+e sin*e a**ounts %a9e een o&ened

Nu+er o re*enty o&ened a**ounts

Ti+e sin*e a**ount a*ti9ity

Pro&ortion o ne) *redit 9s estais%ed *redit

Re-Estais%+ent o ne) *redit oo)in4 ad9erse &ay+ent &roe+s

TDPES OF CREIT /SE !"@ o your s*ore#

Nu+er i 9arious ty&es o a**ounts oo)in4 &ast &ay+ent &roe+s

Nu+er o 9arious ty&es o a**ounts !Credit *ards, Retai A**ounts,

insta+ent oans, +ort4a4es, *onsu+er nan*e a**ounts, et*.#


13/49

NE CREIT(IN/IRIES !"@ o your s*ore#

Nu+er o re*enty o&ened a**ounts

Nu+er o re*ent inuiries

Ti+e sin*e inuiry

Ti+e sin*e a**ount o&enin4

Dour *redit s*ore takes into *onsideration a o t%ese a*tors. In so+e

situations, one a*tor *an %a9e a ar4er in[uen*e on one &ersons *redit s*ore.

T%is de&ends on ea*% indi9idua *redit situations and *redit %istory. It is

a+ost i+&ossie to say ea*ty %o) +u*% ea*% a*tor )i in[uen*e ones

*redit s*ore due to t%e i+itess &ossiiities.

AVICE $IVEN BD CREIT B/REA/S IN RE$ARS TO HAVIN$ AN IMPROVE

CREIT SCORE' X+ana4e *redit res&onsiy o9er ti+e.Y

PADMENT HISTORD TIPS

Pay your is on ti+e !O9ious. Ne) ate &ay+ents o *oe*tions %a9e t%e

ar4e i+&a*t on t%e s*ore. Ony 7@, 2@, >@, "3@, "6@, "?@ ates re&ort on

your *redit.#

I you are &ast due or any reason, $et Current !T%e on4er you re+ain*urrent and &ay your i on ti+e, t%e %i4%er you *redit s*ore )i e#

Payin4 o a *oe*tion or any ot%er ty&e o a**ount )i not re+o9e it ro+

your *redit re&ort.

Be *areu aout *osin4 a**ounts !t%is +ay resut in osin4 9auae *redit

s*ore &oints asso*iated )it% t%at a**ount#

AMO/NT OE TIPS

ee& aan*es o) on *redit *ards and ot%er re9o9in4 a**ounts !A 4enera

rue o t%u+ %ere is to kee& your aan*es eo) 6@ o t%e *redit i+it or

%i4% aan*e. In +ost *ases it is ene*ia to re+ain under 7@ o t%e *redit

i+it or %i4% aan*e#

Pay o det instead o +o9in4 it around. !One o t%e +ost ee*ti9e )ays to

i+&ro9e your *redit s*ore is to &ay do)n t%e aan*es on your *redit *ards or


14/49

ot%er re9o9in4 a**ounts. O)in4 t%e sa+e a+ount ut %a9in4 e)er o&en

a**ounts +ay resut in a o)er *redit s*ore. ee& as +any o your re9o9in4

a**ount eo) 6@ o t%e *redit i+its o %i4% aan*e. It +ay e ene*ia to

*onsoidate det onto one a**ount i you *an 4et t)o or +ore a**ount

aan*es eo) 6@ o t%e *redit i+it or %i4% aan*e t%at )ere ot%er)ise

ao9e t%at i+it.

onWt o&en ne) a**ounts to in*rease your a9aiae *redit. !T%is *an a*kre

and a*tuay o)er your s*ore. T%is is +ost ikey due to t%at idea t%at ne)

a**ounts +ay o)er your *redit s*ore and add inuiries#

LEN$TH OF CREIT HISTORD TIPS

I you %a9e a *redit %istory t%at is not )e seasoned, stay a)ay ro+ o&enin4

ne) a**ounts to ra&idy. !Ne) a**ounts 4eneray rin4 t%e s*ores do)n

te+&orariy es&e*iay i you %a9e a a*k o *redit or a a*k o estais%ed

*redit %istory. Ra&id a**ount uid u& *an e seen as a risk a*tor.#

Re-Estais% yourse ater &rior &ay+ent %istory &roe+s. !O&enin4 ne)

a**ounts res&onsiy and &ayin4 t%e+ o on ti+e )i in*rease your *redit

s*ore in t%e on4 ter+. T%is +ay not e a suitae strate4y or in*reasin4 t%e

s*ores in t%e s%ort ter+#

Try to a9oid Consu+er Finan*e *o+&anies )%en &ossie. Too +any

*onsu+er nan*e *o+&anies *an e seen as an ad9erse a*tor. %at is a

*onsu+er nan*e *o+&any: It is a *reditor kno)n to end to *onsu+ers )it%

ess t%an &ere*t *redit %istory.

TDPES OF CREIT TIPS

A&&y or and o&en a**ounts ony as needed. !O&enin4 ne) a**ounts is not a

s%ort ter+ soution.#

It is a 4ood rue o t%u+ to %a9e 6 o&en and a*ti9e re9o9in4 a**ounts aon4

)it% 3 insta+ent a**ounts

CREIT IN/IRIES

A *redit inuiry )i a&&ear on your *redit re&ort )%en your *redit re&ort is

&ued. T%ere are +any ty&es o *redit inuiries. Inuiries +ust e +ade )it%

Per+issie Pur&ose. Dou do not ne*essariy need to 4i9e a *reditor or &arty

aut%ori1ation or t%e+ to %a9e &er+issie &ur&ose.


15/49

HAR IN/IRIES !T%ese inuiries ae*t your *redit s*ore. %en you a&&y or

a +ort4a4e, auto oan, *redit *ard or ot%er ty&e o a**ount, you aut%ori1e t%e

ender to otain a *o&y o your *redit re&ort. T%ese ty&es o *redit inuiries

)%en &ro+&ted y your o)n a*tions a&&ear on your *redit re&ort and )ii+&a*t your *redit s*ore.#

A9oid an e*essi9e a+ount o inuiries. !%at is e*essi9e: T%is de&ends on

t%e de&t% o t%e *redit &roe. 6 inuiries +ay e e*essi9e or &eo&e )it%

a a*k o *redit#

I you are s%o&&in4 or a +ort4a4e or auto+oie and you kno) you )i in*ur

+uti&e inuiries +ake sure you %a9e your *redit &ued )it%in in a s%ort,

o*used a+ount o ti+e. e&endin4 on )%i*% s*orin4 syste+ you are deain4

)it%, you +ay %a9e a "6 day, 7@ day or =6 day )indo) to s%o& or and a&&y

or *redit or t%e &ur&ose o otainin4 a +ort4a4e o auto+oie nan*in4

t%us in*urrin4 inuires )it%out t%e inuiries *ountin4 a4ainst you se&aratey.

T%e s*orin4 syste+ re*o4ni1es t%at you are s%o&&in4 and )i *ount t%e

+uti&e inuires as a sin4uar inuiry i it as )it%in t%e aotted ti+e ra+e.

ACCO/NT REVIE IN/IRIES Q CONS/MER BASE IN/IRIES

T%ese ty&es o inuiries do not ae*t your *redit s*ore. %en you *%oose to

&u your o)n *redit re&ort t%rou4% an onine resour*e su*% as TrueCredit.*o+or My*o.*o+ it is *onsidered a *onsu+er ased inuiry and )i not ae*t

your *redit s*ore. Aso, +any o your *reditors or *oe*tion a4en*ies %a9e t%e

aiity to &u your *redit re&ort to re9ie) your a**ount a*ti9ity. Credit re&orts

&ued y a &ros&e*ti9e e+&oyer )%en a&&yin4 or e+&oy+ent )i not

ae*t your s*ore.

PROMOTIONAL IN/IRIES

In +any *ases a *o+&any )i &u your *redit re&ort in order to send you &re-

a&&ro9ed *redit oers or ot%er &ro+otiona oerin4s. T%ese inuiries do not

ae*t your *redit s*ore at%ou4% t%ere is +u*% non-sense aout an in*rease

o *redit s*ores u&on &ro%iitin4 t%e aiity o *reditors to &u a &ro+otiona

inuiry.

To &ro%iit t%e aiity o *reditors &uin4 your *redit re&ort or Pro+otiona

&ur&oses you +ust OPT Out y *ain4 ???-?25-?2??


16/49

AVERA$E CREIT STATISTICS !Fro+ Fair Isaa*#

A9era4e *onsu+er %as "7 *redit oi4ations

O t%ese "7 ite+s, > are ikey to e *redit *ards and = are ikey to einsta+ent oans

=@ o *redit *ard %oders *arry a aan*e o ess t%an "@@@

=? o *onsu+ers *arry ess t%an 6@@@ o det on a non-+ort4a4e oans

75 *arry +ore t%an "@,@@@ in non-+ort4a4e reated det

Ty&i*a *onsu+er %as a**ess to ">,@@@ on a *redit *ards *o+ined

More t%an %a o a *onsu+ers )it% *redit *ards *arry a aan*e ess t%an

7@ o t%eir tota *redit i+its

"= o &eo&e are usin4 o9er ?@ o t%eir tota *redit i+its.

T%e a9era4e *onsu+erWs odest a**ount is "= years od.

36 o *onsu+ers %a9e *redit %istories on4er t%an 3@ years

" in 3@ *onsu+ers %a9e *redit %istories ess t%an 3 years od

QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

$ET BAC AT THE COLLECTION A$ENCIES AN THE SAME CREITORS HO

I DO/ IRTD , LE$ALLD AN ETHICALLD AN THED CAN O ABSOL/TELD

NOTHIN$ TO STOP IT B/T HINE AS DO/ ATCH IT SHINE ,LOL ---ALL AS

DO/R ON FILES ARE BEIN$ CLEANSE AN DO/ ARE COLLECTIN$ FEES

FROM THEM ON THEM NOT EALIN$ FAIRLD ITH THE EBT THED

ORI$INALLD ALLE$E DO/ OE E CALL THIS METHO THE SHELLIN$

THE SNAIL METHO OF AIN$ TRAELINES AT SAME TIME OF REMOVIN$NE$ATIVE ACCO/NTS ESPECIALLD COLLECTIONS. IT IS INEE S/PER EASD

CHEESD AN THIS IS A FREEBD SNEA PEE FOR THE SPEACIAL FE HOM I

ELECTECTE TO SEN THIS MESSA$E TO. ONLD 7-= PEOPLE IN THE ORL

NO THIS TACTIC, ELL NO DO/ O AS ELL EEP IT SECRET AS LON$

AS DO/ CAN BECA/SE AS SOON AS IT $ETS IN THE NOLE$E OF THE

CREIT B/REA/S BI$ I$S E ALL NO NE LAS ILL BE CREATE TO

SOON SH/T IT ON. REMEMBER, AS LON$ AS DO/ ARE THININ$ ITHO/T


17/49

LIMITATIONS AN ITH A ILLIN$NESS TO FI$HT THE CREIT B/REA/S AN

CREITORS IN A CO/RTROOM, AN IF DO/ ARE NOT O/ NEE TO $ET O/T

OF THIS B/SINESS IT IS NOT FOR DO/B/T IF DO/R A RIS TAER AN A

$AME CHAN$ER OR AT LEAST ILLIN$ TO BE ONE----DO/ HAVE HAT IT

TAES TO BE A S/PER $/R/ IN THE CREIT REPAIR IN/STRD .

Put yourse in t%e &osition o a *oe*tion *o+&any. Dou &ur*%ase a det

ro+ a *reditor at a dis*ount. Dou no) *an re&ort t%is det to t%e *redit

ureaus as a ne4ati9e to t%e *onsu+ers *redit !HICH IS no) THE

COLLECTION A$ENCD,LOL#, o)erin4 t%eir *redit s*ores. Dour +ain

+oti9ation is no) to try and *oe*t as +u*% as you *an on t%is det. I your

det is ein4 dis&uted y t%e *onsu+er, youWre ans)erin4 t%ese dis&utes to

t%e *redit ureaus to kee& t%e ne4ati9e on t%e re&ort, kee&in4 THEIR s*ores

o) !RECALL THAT IN B/SINESS EVEN ONE BA ACCO/NT NOCS DO/R

PADE ON AT LEAST ?-"6 POINTS, THAT IS LIE TAIN$ A "@@-"56 POINT

HIT ON PERSONAL CREIT.# On*e t%e det is setted--IF SO ELECT TO SETTLE,

HICH DO/ MAD ECIE NOT J/ST TO ESTROD THEM THE SAME AD THEDH/SSLE DO/ B/T IN NO TERMS SETTLE, MAE THEM PAD F/LL "@@ OF THE

BALANCE, you +o9e on to t%e net det t%atWs o)ed and 4%tin4 to kee& t%at

on a *redit re&ort. Dou no) are ess +oti9ated to ans)er a dis&ute or

deetion e*ause youW9e een &aid.

IW9e earned t%is o9er t%e years deain4 )it% re+o9in4 *oe*tions ro+ *redit

re&orts. In *on9ersations I %a9e )it% *ients, IW9e een tod t%at in t%e &ast

)%ie usin4 a *redit re&air *o+&any t%at t%ey )ere instru*ted not to sette

*oe*tions. Not to )orry, t%eyW e deeted )it%out sette+ent.

T%is +ay sound a&&eain4, ut %o)e9er is not ee*ti9e or a &er+anent

deetion.

In t%e s+a *%an*e t%at t%e *oe*tion *o+&any doesnWt ans)er t%e dis&ute

and is re+o9ed, t%ereWs a 9ery stron4 &roaiity t%at t%e *oe*tion )i re-

re&ort. T%is )i dro& t%e s*ores a4ain.

So any ti+e you %ear XdonWt )orry, )eW deete your *oe*tions, donWt &ay

t%e+Y IWd re*o++end ndin4 anot%er *redit re&air *o+&any.


18/49

Part o a su**essu *redit s*ore in*rease is ein4 &re&ared or *redit re&air.

T%is &re&aration is %a9in4 t%e nan*es to &ay your dets. Beore I enro any

ne) *ient )e %a9e t%is dis*ussion. I t%eyWre not ready I ad9ise t%e+ to

e4in settin4 t%eir dets, and t%en *o+e a*k to us. Paid *oe*tions %a9e a

%i4%er deetion rate t%an un&aid, t%is is )%at +akes our &ro4ra+ and *ients

su**essu.

Ho) To

One o t%e +ost di*ut osta*es &eo&e %a9e is understandin4 %o) to raise

t%eir *redit s*ores. T%ere are +any )ays to 4o aout t%is, ut )%ere do you

e4in:

o you sette *oe*tions: o you &ay o your *redit *ards and *ose t%e+:

o you add yourse to anot%er &ersons 4ood *redit a**ount:

A o t%ese uestions )i &roay 4o t%rou4% your +ind, and you need to e

*areu aout )%at you do. Be*ause you *an +ake a +istake and it *an not

e XundoneY.

One o t%e rst t%in4s I re*o++end is si4n u& or *redit +onitorin4 onine.

T%is )i 4i9e you a**ess to a 7 *redit re&orts ro+ Trans/nion, E&erian, and

Euia. It )i aso tra*k your s*ores +ont%y. So as you +ake

i+&ro9e+ents, you *an see t%ose re[e*ted in your s*ores.

I &ersonay re*o++end Pri9a*y $uard or Credit C%e*k Tota . T%ey are ot%

user riendy sites t%at %a9e desi4ned t%eir *redit re&orts to e easy to read

and understand. T%eir +ont%y *osts are o) !around "6-3@(+o.#. So+e

sites )i *%ar4e ro+ 7@-2@ &er +ont% or t%e sa+e inor+ation.

On*e you %a9e your re&orts, 4o t%rou4% t%e a**ount inor+ation and aso

re9ie) t%e su++ary at t%e end o t%e re&ort. It )i %i4%i4%t t%e &ositi9e and

ne4ati9e issues )it% your *redit. T%is is t%e startin4 &oint to raisin4 your

s*ores.


19/49

T%ere are 3 *o+&onents to your *redit s*ores t%at ee*t t%e+ t%e +ost,

&ay+ent %istory and *redit *ard aan*es. T%ese aone are res&onsie or

26 o your FICO s*ores.

T%e +ost i++ediate *ontro you %a9e o9er your *redit s*ores are t%e

aan*es on your *redit *ards. ItWs ad9ised to *arry no +ore t%an 7@ o a

aan*e(i+it o9er a iin4 *y*e. On*e you *arry ar4er aan*es and t%ey

are re&orted to t%e *redit ureaus, it e4ins to o)er your s*ores.

Pay+ent %istory is a*tuay a &retty road *ate4ory. T%is in*udes on ti+e

&ay+ents and ate &ay+ents, ut aso in*udes *oe*tion a**ounts,

Kud4e+ents, ankrut&*y, ta iens, and *%ar4e-os. T%is *an e t%e +ore*%aen4in4 area to *ean u&.

Coe*tion a**ounts are ty&i*ay )%ere your net o*us s%oud ie. Coe*tion

a**ounts t%at are &aid, sti ee*t your s*ores as t%ey are on t%e re&ort. ItWs

est to re+o9e t%ose *oe*tions t%rou4% a dis&ute &ro*ess. Paid *oe*tions

%a9e a ?@ *%an*e o deetion t%rou4% +y *redit re&air &ro*ess. So it is

a+ost a)ays ad9ised to sette your *oe*tions. I say Xa+ostY a)ays,

e*ause you need to note )%en t%e a**ount )as ast re-a4ed to t%e *redit

ureaus.

%at is re-a4in4 o a *oe*tion:

T%is is reres%in4 t%e *oe*tion to re&ort as ike it )as a ne) *oe*tiona**ount. T%e ne)er t%e a**ount, t%e +ore o an i+&a*t to your s*ores. T%e

*oe*tion *o+&anies do t%is to kee& your s*ores o) to +oti9ate you to

sette.

%atWs t%e est &an to sette your *oe*tion:


20/49

IWd re*o++end ookin4 at your ud4et. I you %a9e 3,@@@ to sette

*oe*tions, I re*o++end settin4 t%e +ost re*enty re-a4ed, t%e o)est doar

a+ount, and as +any a**ounts as you *an t%at )i t inside o your ud4et.

It is NOT t%e doar a+ount t%at ee*ts your s*ores, itWs t%e *oe*tion a**ountas a unit.

Ho) +u*% do you sette your *oe*tion or:

/nderstand t%at t%e *oe*tion *o+&any &ur*%ased t%e det ro+ t%e ori4ina

*reditor at a dis*ount. So+eti+es "@-7@ o t%e ori4ina a+ount, and try

to *oe*t in u. T%e dieren*e is t%eir &rot. no)in4 t%is, oer =@ o

)%atWs o)ed. DouWd e sur&rised at %o) +u*% +oney you *an sa9e. Aso askor a deetion o t%e a**ount. So+e )i a4ree to t%is, ut not a.

Can you i+&ro9e your *redit s*ore y "@@ &oints:

Is a "@@-&oint i+&ro9e+ent reaisti*: Rod $rin, dire*tor o &ui* edu*ation

or *redit ureau E&erian, says yes.

XT%e o)er a &ersonWs s*ore, t%e +ore ikey t%ey are to a*%ie9e a "@@-&ointin*rease,Y %e says. XT%atWs si+&y e*ause t%ere is +u*% +ore u&side, and

s+a *%an4es *an resut in 4reater s*ore in*reases. ItWs %arder to i+&ro9e

s*ores )%en you aready %a9e a stron4 *redit %istory.Y

I youWre tra*kin4 eorts to i+&ro9e your s*ore, $rin says, re+e+er t%at

t%ere are +any ty&es o *redit s*ores. Make sure youWre *%e*kin4 t%e sa+e

s*ore t%rou4% t%e sa+e *o+&any ea*% ti+e.

And ear in +ind t%at t%ere are no o9erni4%t es or ad *redit. Ti+e *an

erase +any ne4ati9es on your *redit re&ort \ ut ony i you +ake s+art

*%oi*es in t%e +eanti+e.

Here are t%ree ui*k )ays you *an si4ni*anty i+&ro9e your s*ore'


21/49

no*k t%e errors o your *redit re&orts

First, 4o to AnnuaCreditRe&ort.*o+ or a ree ook your re&orts ro+ t%e t%ree

+aKor *redit re&ortin4 ureaus' Euia, E&erian and Trans/nion. T%e re&orts

ook inti+idatin4, ut t%is 4uide *an +ake t%e+ *o+&re%ensie.

T%ese re&orts are t%e asis or *redit s*ore or+uas.

A**ordin4 to t%e Federa Trade Co++ission, aout 6 o *onsu+ers %a9e an

error on t%eir *redit re&orts t%at is ad enou4% to resut in a %i4%er &ri*e or a

nan*ia &rodu*t or insuran*e. Aout " in = re&orts *ontain errors t%at +i4%t

%a9e at east a s+a, ne4ati9e ee*t on *onsu+er s*ores. I you see+istakes, dis&ute t%e+.

XI a *oe*tion a**ount re*enty s%o)ed u& on your *redit re&orts t%at

s%oudnWt e t%ere, you s%oud see a i4 Ku+& in your s*ores )%en you 4et it

re+o9ed,Y says Nerdaet *ou+nist Li1 eston, aut%or o t%e ook XDour

Credit S*ore.Y

Pay your is on ti+e, a t%e ti+e

I youWre a+on4 t%e 6 o &eo&e )it% serious errors on your *redit re&ort,

in4 t%e+ +ay 4i9e your s*ore a i4 oost. But i youWre not:

XAter *%e*kin4 or errors, ook or any a**ounts t%at +i4%t e &ast due,Y

ad9ises Bru*e M*Cary, s&okes+an or t%e Nationa Foundation or Credit

Counsein4. XPay+ent %istory a**ounts or +ore t%an a t%ird o t%e *redit

s*ore, so kee&in4 a**ounts u& to date is 9ita in order to +aintain t%e

%eat%iest ratin4.Y

Brin4in4 an a**ount u& to date )onWt undo t%e da+a4e ro+ &ast ate

&ay+ents, so itWs sti i+&ortant to &ay your is on ti+e. Late &ay+ents stay

on your *redit re&ort or se9en years, and t%e +ore re*ent t%e deinuen*y,

t%e )orse it is or your *redit s*ores.


22/49

XA sin4e ski&&ed &ay+ent *an kno*k +ore t%an "@@ &oints o a 4ood *redit

s*ore,Y eston says. XT%e or+uas donWt reay distin4uis% et)een a i you

*anWt &ay and one you or4ot to &ay.Y

onWt 4o any)%ere near your *redit i+it

Ater your &ay+ent %istory, your *redit utii1ation \ t%at is, t%e a+ount o

your *redit *ard aan*e you use reati9e to your *redit i+it \ %as t%e

i44est i+&a*t on your s*ore.

XDou *an oost your *redit s*ores ast i youW9e 4ot your nan*ia a*t to4et%er

and so+e +oney to *orre*t t%e errors o your &ast,Y eston says. XOne o t%eest )ays to do t%at is to &ay o your *redit *ards, &arti*uary i t%eyWre

any)%ere near t%eir i+its.Y

Fortunatey, your *urrent *redit utii1ation is a t%at +atters. On*e you 4et

your aan*es do)n to an a**e&tae e9e and it %as een re&orted to t%e

*redit ureaus, you )onWt e &enai1ed or t%e &ast.

M*Cary says itWs est to kee& aan*es to 7@ or ess o your *redit i+its. Iyou *anWt &ay t%e+ do)n t%at +u*%, &ay )%at you *an, %e su44ests. Maye

your ta reund *an %e& you kno*k t%at det do)n or out. Dou *an aso ask to

re*ei9e tet or e+ai aerts )%en your aan*e is nearin4 a i+it you set.

I you %a9e a un*% o +aed-out *redit *ards, you *oud oost your s*ores

y neary "@@ &oints y &ayin4 t%e+ a o, says Jo%n /1%ei+er, a *redit

s*ore e&ert )%o %as )orked at FICO and Euia. Dou )oudnWt %a9e to )ait

on4, eit%er.

XI you )ent ro+ "@@ utii1ation and "@ *ards )it% aan*es to @

utii1ation and @ *ards )it% a aan*e, you )oud see t%e in*rease in ess t%an

7@ days,Y %e says.


23/49

I youWre not sittin4 on enou4% *as% to &u t%at o, *onsider a det

*onsoidation oan t%at +o9es your re9o9in4 *redit *ard det o9er to t%e

insta+ent side o t%e *redit-s*ores ed4er \ as on4 as you *an s*ore a

&ersona oan at a etter rate t%an your *redit *ards %a9e, eston says

Ra&id Res*ore and Credit Re&air Resuts

eW9e desi4ned t%e est )ay to raise a *redit s*ore in a 9ery s%ort a+ount o

ti+e. Most are ske&ti*a ut not%in4 s&eaks 9ou+es ike resuts.

Beo) you *an see t%e resuts o our &ro*ess. e started t%is *ient on

""(7(3@"6 and Kust u&dated %is *redit re&ort on "3(""(3@"6. As you *an see

%is s*ores )ere 6?>, 6?2, 6?2. His s*ores are no) 57@, 57@, 57= )%i*%

oosted %is s*ores "=", "==, and "=? &oints.

T%e &roo in our &ro*ess are in t%e resuts. Many *redit re&air *o+&anies *an

take +ont%s i not years to see t%ese kind o resuts, a t%e )%ie t%ey *%ar4e

you +ont%y ees. A o our *ients need ast resuts and )e dei9er.

I you or anyone you kno) needs %e& raisin4 t%eir *redit s*ores ui*ky and

need %onest and s&e*i* dire*tion on %o) )e *an %e&, &ease *onta*t +e

dire*t at 36"-276-???6 or 9isit our )esite(EMAIL at

*reditre&air*%a+&ion*]%ot+ai.*o+ or RodPeak]%ot+ai.*o+ or

PeakBi1]ao.*o+

Sin*erey,

Rodney Eu4ene Peak P% MME MMS MBA MBS Es.

888888a itte etra onus88888

REAL Strate4ies T%at o not Su*k t%at *n a*tuay e used o^ine

Hey ,


24/49

O9er T)enty-Fi9e years o *oe4e usiness s*%oo trainin4, )orkin4 at

edera reser9e, and at se9era nan*ia institutions aon4 )it% t%ousands o

%o+e +eetin4s )it% ot%er t%en su&er 4urus %as tau4%t +e one t%in4...

T%ey su*k. Lo. At rst, )%en I started +akin4 4os o +oney onine -

I s)ore o any kind o Go^ineG strate4y. I t%ou4%t'

%y t%e HELL )oud anyone )ant to do t%is

orin4, od stu )%en you *an si4n u& &eo&e,

instanty onine:

T%en... ...I dis*o9ered 3 si+&e strate4ies.

Bot% )ere auto+ati*.

And no +eetin4s )ere reuired, o any kind.

One o t%e+ )as so ee*ti9e, t%at it )as LITERALLD i+&ossie to do )it%out

+akin4 a e) t%ousand doars.

Bot% are e&ained to rst "@@ *ients or FREE

I %a9e a *on*e&t I de9eo&ed around +ont% t%ree -

*aed t%e GMarketin4 Trian4eG. I you a&&y it, it

)i *%an4e your usiness.


25/49

DouG e t%e &erson )%oGs a)ays t%ere...

...in ront o your &ros&e*ts...

!)%et%er you )ork or not#

T%ese si+&e strate4ies donGt Kust +ake a dieren*e...

...t%ey donGt Kust attra*t t%ree ti+es t%e *o++issions, eit%er.

T%ey turn you into a riend, a trusted ad9isor...

...and )i dei9er Bea*% Money to your ront door.

Dou *an earn i you are one o +y rst "@@ *ients, or ree.

T%ereGs one t%in4 t%at youG need to +ake t%is )ork, t%ou4%... and I )i

*ontinue to send you daiy or e9ery ot%er day ne)s-etters to u&date you on

)%at is and )%at is not )orkin4 in t%e *redit re&air usiness.

AM I HI$H PRICE: DES I AM IS MD SERVICES ORTH IT:

ELL, ONLD DO/ NO THAT ANSER

.......IF DO/ ALREAD ARE P/LLIN$ IN =6@@ CLIENTS OR MORE AN

RETAININ$ THEM MONTHLD THEN $ETTIN$ THEIR CREIT ISS/ES ACT/ALLD

SOLVE ITHIN 7@-7? ADS ON AVERA$E AN AT A MAIM/M "3@ ADS CAN

RE$/LARLD ACHIEVE IMPROVEMENTS OF CONS/MER CREIT SCORES BD 3@@

POINTS THEN DO/ LIELD ARE FINE HERE DO/R AT. STAD SETTLE

B/T IF DO/ ARE NOT RAIN$ IN AT LEAST "3@@-"6@@ CLIENTS T/RNOVER PER

MONTH S/CCESSF/LLD !S/CCESSF/LLD BEIN$ AT LEAST A ?@ ELETION


26/49

RATE OF ALL ISP/TE ITEMS# THEN DO/ TR/LD NEE TO SIT BAC AN

CONSIER THE EALTH OF NOLE$E AN IT O/L BOOMERAN$ DO/R

B/SINESS INTO O/TERSPACE

I HAVE LITERALLD TAEN A " MAN SHOP THAT HA ONLD 7 CLIENTS IN 3

DEARS AN MAE HIM A MILLIONAIRE IN THAT VERD SAME DEAR, $RANTEHE P/RCHASE EVERDTHIN$ I OFFERE AN HA MD TEAM O ALL THE

PROCESSIN$ SO LITERALLD HE ONLD P/T /P A EBSITE TO RA IN

C/STOMERS THEN SENT ME THEIR INFO AN I I THE OR FOR HIM FIRST

HAN MDSELF PERSONALLD. I EVEN STAMPE EVERD OC/MENT ITH HIS

COMPAND LO$O SO HIS CLIENTS O/L HAVE NO IEA HE O/TSO/RCE

AN HE O/L BE THE HERO. MD ONLD INTEREST IS IN THE LON$TERM

S/CCESS OF DO/R B/SINESSES AN ITH THAT THE $AININ$ OF DO/R

CONS/LTIN$ CONTRACTS AN TO BE DO/R AVISOR THAT IS HD I $IVE

O/T SO M/CH FOR FREE, ITS FREE B/T IT BENEFITS ME AS ELL.

...and you *an see t%at, %ere. Look out in your e+ai to+orro).

eG &ut it a to4et%er......into a or+ua t%at )i +ake you unsto&&ae.

See you t%en.


27/49

CHEXSYSTEMS SWEEP

REPAIRED

T%is &ro4ra+ is &ere*t or &eo&e )%o %a9e een denied t%e o&&ortunity too&en a ank a**ount. So+eti+es od ank a**ounts and in*orre*t ank

re&ortin4 on o9erdrats and oun*ed *%e*ks *an %ar+ you ar into t%e uture.

onWt et t%is %od you a*k. T%is &ro4ra+ *an re+o9e'

Boun*ed C%e*k re&ortin4s

O9erdrat Re&ortin4s

Cosed A**ount Re&ortin4s

einuent Cosed A**ount Re&ortin4s

T%e &ro*ess takes any)%ere ro+ 7@-=6 days to *o+&ete. In so+e rare *ases

)e %a9e seen *o+&ete deetion in as itte as 5 usiness days.

NET IS THE EBOO

redit Repair Do It Your Self Kit,

2!" dispute letters

CREDIT REPAIR DO IT YOUR SELF KIT

In t%is au*tion you are idin4 on a do ityour se kit on %o) to re&air your o)n


28/49

*redit.It )i in*ude o9er 37@ dis&uteetters to send to *reditors,*oe*tiona4en*ies and *redit ureaus.T%is too kit is

not in-tented or a *redit re&airor4ani1ation sin*e you )i need to oo)your state a)s in o&eratin4 a *redit re&airor4ani1ation.I you oo) +y instru*tions&ro9ided you )i in*rease and *ean your*redit re&orts e4ay. Dou )i see resuts)it%in 7@ days o round ".

&ease ask uestions eore you &ur*%asei )i not issue a reund on t%is ite+ on*es%i&&ed..

Do#It Yourself redit s$eep Kit


29/49

Do#It Yourself redit s$eep Kit %

red it fi Solutions

GU'R'( )**D R*DI) D*L*)I+(

-'() '( ''/I(G L*G'L )++L

)+ D*L*)* '(Y DIS0U)*D

' +U() FR+ Y+UR R*DI)

R*0 +R) I( 1 D'YS F+R L*SS 3

IF Y+U4R* S*RI+US 'B +U)

R* +5I(G (*G')I5* ' +U( )S,

6UDG*()S & 7'RG* +FF4S )7*(

Y+U (**D )+ BUY )7IS )++LKI)

(+-.

BUY )7IS R*D I) R*0'IR )++LKI)

RIG7) (+-..8 8 I) +U LD 7'(G *

Y+UR LIF*..8 8

(+ (**D )+ S0*(D 7U(DR*DS +F

D+LL'R S +( R*DII) R*0'IR

FIRS -7*( )7IS )* 7(I9U*

-+RKS B *))*R )7'( )7*IR


30/49

USU'L D IS0U)* '( D 5'LID')I+(

L*))* RS, '(D I)4S L*G 'L )++. I)4S

F*D *R'L L' -. .I)4S S)')*

L'- ..'(D I) -+RK S I( 1 D'YS +R

L*SS.

L*) * S7'R * S+* I0+R)'()

F' )S -I)7 Y+U 'B+U ) )7*

GU'R'()**D R*DI) D*L*)I+(

)++LKI)3

+U) )++LKI) +FF*RS Y+U

SI0LI I)Y '(D R*LI'BILI)Y.

)7*R* 'R* (+ 7'R0I(GS 'B+U)

)7* R*DI) SYS)*, R*DI)

S +R*S, 7+- FI +4S 'R*

'L UL')*D, '(D G*(*R I

I(F+R')I+( 'B+U ) R*DI)

R*0'IR. )7* )++LKI) F+ US*S +(

+(* )7I(G, '(D )7* +(* )7I(G

+( LY: 0R+5IDI(G Y+U - I)7 )7 *

L*G'L K(+-L*DG*, S'0L*

L*))*R, '))' 7 *()S, '(D )7* ;


31/49

9UI K '(D SI0L* )7I(GS )+ D+

I( +RD*R )+ 'IL Y+UR L*))*R

)+ 'LL R'4S, '( D -') 7 )7*

D*L*)*D Y+UR DIS0U)*D

' +U( )S I( 1 D'YS +R L*SS.

)7IS IS ' FULL 0R++F ' (D SI0L*

*)7 +D F+R 0*+ 0L* LIK* Y+U )+

R* 0'IR )7*IR +- ( R*D I), SI0LY

'( D 9U I KLY.

Y+U 'R* GU'R'()**D )+ G*)

R*SUL)S FR+ )7* R*DI)

BUR*'US.

)7* SI(GL* L*))*R Y+U - ILL

S*(D )+ *' 7 R' D+*S )7* 6+B.

I) R* I)*S )7* L'- , 0R+5ID*S

)7* *SS*( )I'L '))' 7 *() S,

'(D L'RI)Y '(D +( IS*(*SS

S+ U 7 S+ )7') I) L*'5*S )7*

R' -I)7 (+ +)7*R 7+I * BU)

)+ R*+5* +R D*L*)* )7*

DIS0U)* ( *G')I5* R*0+R )I(G.

I)4S )7') U) '( D DRY.


32/49

-I)7 GU'R'()**D R*DI)

D*L*)I+( Y+U G*):

*9UIF'< R*DI) S- **0

I(S)RU )I+(S

)= is report $ ill gi>e step ?@ step

direAtions on =o$ to perfor @our

o$n *Cuifa Aredit report s$eep

t=at Ao panies and ?roers are

A=arging up$ards of E1!! for t=e

sae ser>iAe.


33/49

(+ DIS0U)* L*))*R S )+ S*(D. (+

*R)IFI*D 'ILI(GS. 'LL D +(*

FR+ )7* 0RI5' Y +F Y+UR 7+ *

)=is is *'SY ?ut 0+- *RFUL

infor ation and on l@ taes !#;

inutes to perfor . You $ill ?e

a aed =o$ uA= finanAal freedo

@ou $ ill reAei>e fro a =ig=er Aredit

sAore.

)7')HS RIG7)##'BS+LU)* LY ( +

DIS0U)* L*))*RS )+ S*(D. (+

*R)IFI*D 'ILI(GS. 'LL D +(*

FR+ )7* 0RI5' Y +F Y+UR

7+*.

See our *Cuifa Lender List to =a>e

aAAess to ?an $ =o +( LY pul l


34/49

eCuifa. Get Funded on @our o$n

after @ou s$ee p @our f i les.

)= is et=od is GR *') for

foreAlosures, A=arge#off 4s,

AolleAtions, , lates, BK, Liens and

ore. ' ) (+-. D+ (4) D*L'Y

eCuifa Aredit s$eep e?oo no$

priAe ust J.; @ou Aan ord er no$

)7* GU'R'()**D R*DI)

D*L*)I+( )++LKI) % +UR SYS)*

)7') S7+-S Y+U)7* B*S) - 'Y

)+ R*0'IR Y+UR R*D I), F'S) '(D

- I)7 GR *') R*SUL).

2 ' +( IS*, )+#)7*#0+ I(), (+

FRILLS SU ' RY +F )7* S)*0S

)+ F+LL+- I( +RD*R )+ G*)

GU'R'()**D R*DI) D*L*)I+( +F

DIS0U)*D ' +U() S. S' 0L*

L*))* R )+ S*(D )+ 'LL R'4S.

)7* (* *SS'RY

*( L+SUR *S )7') 'R* 5I)'L )+


35/49

*(SUR* )7* GU'R'()**D R*DI)

D*L*)I+(.

J 'DDI)+('L R*S+U R *

R*'DI(G F+ R Y+U )+

U(D*RS)'(D 7+- '(D - 7Y )7*

DIS0U)*D ' +U()S 'R*

GU'R'()**D )+ B* D*L*)*D

FR+ Y+UR R*DI) R*0+R)

)7IS IS ' +( * +F ' KI(D SYS)*

)7') Y+U - ILL FI(D (+- 7*R*

*LS*.. 8 8

I)4S 0' K*D - I)7 5I)'L

R*S+UR * '(D *( L+SUR*S )7')

'R* 'LL D*SIG(*D )+ GU'R'()**

D*L*)I+( +F DIS0U)*D R*DI)

' +U()S +R 6UDG*()S +R

7'RG* +FFS '(D '5+ID 7'5I(G

)+ S0* (D E!!! D+I(G I). 0LUS

Y+UR S')ISF' )I+( IS !!

GU'R'()**D.. 8

LI K 7*R* )+ +RD*R )7*


36/49

GU'R'( )**D R*DI) D*L*)I+(

)++LKI) )+D'Y88

B*S) +F 'LL )7* GU'R'()**D

R*DI) D*L*)I+( )++LKI)

SYS)* - +RKS.

- * '(4) S'Y )7') *(+UG 7. - *

7'5* R*'D )7 * FI(* 0RI()S +F

)7* L'- '(D ' 00LI*D I) )+ )7*

)++LKI) S+ )7') Y+U '( 7'5*

)7* B*S) R*DI) R*0'IR SYS)*

'5'IL'BL*.

+UR *FF+R)S 7'5* R*SUL)*D I( '

)++LKI) )7') D+* S *


37/49

)++LKI) IS )7* '( S-*R )+ Y+UR

R*DI) R*0'IR 0R+BL* S.

Y+U (*5*R 7'5* )+ -R I)*

L*(G)7 Y '(D + 0LI ')*D

L*))*RS )+ R*DI)+RS +R )7*

R*DI) BUR*'US.

2 R*DI) BUR*'US - ILL

(*5*R S*(D Y+UR DIS0U)*

R*9U*S)S B' K B* 'US* )7*Y

F*L) )7*Y - *R* FRI5+L+US3

Y+U '( S** R*SUL)S

5*RY 9UI KLY % I) *R*LY )'K*S

D'YS )+ G*) )7* D IS0U)*D

' +U()S R*+5*D.

J )7*R* IS (+ (**D F+R

DIS0U) * +R 5'LID')I+( L*) )*RS


38/49

- I)7 )7* R*DI) BUR*'US. +(*

L*))*RS )+ *' 7 R*DI) BUR*'U

IS 'LL I) )'K*S.

; +UR SYS)* (+R 'LLY

S*LLS F+R E11.;

7+- *5*R, )+ 'SSIS) 0*+0L* G*)

)7* G++D R*DI) )7*Y D*S*R5*,

-* 7'5* R*DU *D )7* 0RI * +F

)7* )++LKI) )+ +( LY E. )+

'K* I) + R* 'FF+RD'BL* )+ '

L'RG*R (U B*R +F 0*+L* )7')

(**D )7IS S*R5I * .

I) I0'R)S S0* IFI L*G' L

K(+-L*DG* )+ 'K* I) -+RK.3

GU'R'()**D R*DI) D*L*)I+(

)++LKI) S7+-S I)S (+) )7*

L*(G)7 +F '( *B++K )7')

'))*R, BU) I)S +( )*( ).

0L*'S* )RY )7IS SYS)*, I)

-+RK S 8 I) I0'R)S S0* IFI

L*G'L K(+-L*DG* )+ ' K* I)


39/49

-+RK. )7'(KS 'G'I( F+R 'LL

)7* 'SSIS). I 7+0* ' LL )7+ S*

- 7+ F*L) 7*L0L*SS B*F+R* )7*

R*DI) BUR*'US (+- 7'5*

' U(I)I+( )+ FIG7) B' K '(D

D*F*') )7* R*DI) BUR*'US.

'dd )radelines

to Your redit

Report


40/49

'dd )radelines to Your redit Repo rt

Super# =arged ost 'AAurate and

o plete et=od to redit

*n=anAe ent8 -e teaA= @ou =o$ to

aAAess and report ?an issued

priar @ A redit lines plaAed in @our

na e t=at are B' KD')*D8 -e also

inAlude A redit s$eep instruA tions

for t=ose $ =o need it.

)=is *Aourse is !! L*G' L '(D

*)7I 'L8

redit )radeline * ourse


41/49

professional eAourse $ as originall@

designed for serious Are dit eperts,

Aredit repair speAialists, attorne@s

and finanAial ?roers8FaAt is, t=at

adding 0+SI)I5* S*' S+(*D

0RI'RY )R 'D*LI(*S $it=out

using t=e U fil ing s@ster to a

Aredit report is R*' L '(D )R U* ?ut

>er@ fe$ people real l@ no$ =o$ to

do it. -e teaA= @ou =o$ to uti lie

t=e lega l and finanAial loop=o les in


42/49

t=e de?t and Aredit reporting

s@ste. )=e eAourse teaA=es @ou

t=e $a@ to ae t=e Fair redit 'At

$or for @ou ?@ uti liing t=e legal

praAtiAe of de?t and Aredit

repor ting. It is @our rig=t as an

' eriAan Aitien to uti l ie t=ese

rig=ts.U0D')*D F+R 2!J R*D I)

I(DUS)RY 2!J 'D5'( *D

L++07+L*S I( LUD*S R*DI)

S- **0 I(S)RU )I+(S G*)

I(S)'() )R'D*LI(*S G *)

I(S)'() 0*RF* ) R*DI) !!

L*G'L 0*R '(*( )LY S)I K )+

R*DI) R*0+R) L+- B'L'( *S,

7IG7 LII)S Y+U +()R+L Y+UR

R*DI) S +R*S 'LL )Y0*S +F

S*'S+(*D )R'D*LI(*S

R*5+L5I(G, R*D I) 'RD S, 'U)+

L+'(S S* UR*D '(D U(S* UR*D

L+'(S, (+) 'U)7+RI/*D U S*R

*)7+D (+) U *)7+D) =ere is


43/49

(+ speAial soft$are to do$nload8

)= ere is (+ registering $it= t=e

redit Bureaus ) =is

et=od is S*RI+US and does (+)

in>ol>e U +R 'U !! L*G'L

'(D *)7I 'L8 )=ese pr iar@

tradeline aAAounts inAlud ?ut no t

l iited to: +(SU *R ' +U( )S

+(SU *R L+'(S I(S)'LL*()

' +U() S R*5+L5I(G ' +U( )S

'U)+

L+'(S +R)G'G * It is not using


44/49

t=e i llegal et=od of posting

t=roug= F'K* ?usinesses and F'K*

aAAounts $ =iA= $ ill land @ou in ai l.

)= is Aourse is (+) t=e ' ut=oried

User et=od )=is Aourse is (+) t=e

U Filing et=od. )= is Aourse is

(+ ) reporting uti lit@ ?i lls, )=is

Aourse is (+) setting up seAured

Aredit Aard or online purA=asing

Aards and pa@ing on t i e to re#

esta?lis= Aredit =istor@.#

-e $ ill tae on all t=e ris ?eAause

$e no$M t=is s@ste $ ors and

@ou $ ill ?e Ao pletel@ satisfied.

0UR 7'S* )R'D *LI(* )R'I(I(G *#

+U RS* priAe J.


45/49

BUSI(*SS R*DI) -I)7 (+

0*RS+('L GU'R'()+RS

7o$ )o 'ACuire 'n 'ged

orporationNLL For U(D *R E!!8

*'SY8 BIG redit Lines88

Bure au redit Deletions

redit Dispute Letters redit Repair

S@ste G uaranteed to -or


46/49

THIS LETTER SDSTEM IS FOR EBTS THATARE ACT/ALLD DO/RS- $/ARANTEE TOOR

I rst started )orkin4 in t%e *reditusiness +any years a4o. My rst Ko )as)orkin4 as a oans o*er or a nationa


47/49

ank. My Ko )as to 4et nan*in4 or&eo&e )it% 9ery s%aky *redit.

Mu*% o +y &ay )as *o++ission ased. T%is reay dro9e +e to %e& &eo&e 4ett%e oans t%ey needed. T%e ony )ay todo t%is )as to ra&idy in*rease t%eir *redits*ore.

At rst t%is see+ed i+&ossie ut ater a*%an*e en*ounter )it% a +an na+ed To+Bradey t%in4s started to *%an4e.

To+ )orked at a nationa *redit ureauand )e +et at a usiness *on9entionaout +ort4a4es.

To+ s%o)ed +e +any te*%niues on

Ra&id Res*orin4 and ui*k Credit Re&air Te*%niues.

Me and To+ stayed in tou*% and a e)years eore %e retired %e 4ot +e a Ko at%is *redit ureau. %en I rst 4ot t%ere I)as 9ery sur&rised at %o) %i4% u& in t%e

*o+&any %e )as. He took +e under %is)in4 and t%atGs )%en s*%oo 4ot ki*kedinto %i4% 4ear.

e )orked > %our days and e9ery se*ondSaturday. Tak aout a esson on t%e *redit


48/49

industry. He s%o)ed +e t%in4s t%at )oude t%e dieren*e et)een so+eone osin4t%eir %ouse or not. It )as 9ery &o)eru

stu.

I *oud 4o on and on %ere aout +ye&erien*e )orkin4 as a *redit ureau+ana4er or %o) I )as a oans o*er or 2years ut I )onGt ore you )it% a t%edetais.

T%is reay is not aout +e any)ays. ItGsaout you and your *redit. Dou *an*%oose to eie9e +e or not.

But %ere are so+e t%in4s to *onsider

"# I a+ a rea &erson, )it% +y etters I

in*ude +y &%one nu+er and e+ai.3# onWt e9er 4et your ree re&ort ro+annua*reditre&ort T%is 4i9es t%e ureauWs=6 days to res&ond instead o 7@ days.

7# %en you 4et your re&ort O&t out o t%e+andatory aritration a4ree+ent or you

are aready startin4 to ose t%e 4a+e.=# Dour *redit dis&ute %as eenO/TSO/RCE TO INIA.

6# T%is etter syste+ )orks in 3@"2 not


49/49

so+e od syste+ &eo&e try to te you )i)ork.

I a+ 4oin4 to send you +y is&ute LetterSyste+

I a+ 4oin4 to te you )%y it )orks

I a+ 4oin4 to send you ste& y ste&instru*tions

ItGs ike %a9in4 a riend in t%e usiness

PS' I %a9e o9er 3@@@ etters ro+*usto+ers )it% deeted ite+s. Dou )i et%e net.

creditrepairsuperguru business funding consulting, llc to justin davis

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