SELLING FOUR TIMES MORE

HOMES THAN ANY OTHER REALTOR IN

MISSISSAUGA* CALL US AT 905.502.1500 TO LET

TEAM McDADI SELL YOUR HOME!* residential transactions Jan.1, 2017 to Aug.31,2017, by total units in Mississauga.

5805 Whittle Road #110Mississauga ONL4Z 2J1CALL: 905.502.1500

Sam McDadi B.Sc., M.B.A. Sales Representative

YOUR COMMUNITYIS MY TOP PRIORITY

Call Sam Today!Direct: 416.801.2400Sam@McDadi.com

PROUDLY SERVING CREDIT MILLS

A stunning custom home located in sought after central Erin Mills and situated on a 64 x 147 ft mature lot. Boasting 4+1 bedrooms, 5 baths and a 3 car garage with a separate entrance to a fi nished basement with games room and a 5th bedroom, this home is just waiting for you. Enjoy a gourmet kitchen featuring a large breakfast area with wrap around

windows, stainless steel appliances and quartz counter tops. The spacious master bedroom features a walk-in closet and a 5 piece ensuite bath. Professionally landscaped front and back yards with interlock stone driveway and patterned concrete walkways only add to the beautiful curb appeal. Centrally located with easy access to highways 403 and Qew.

$2,400,000

5155 FRYBROOK COURT

Canadian Cancer SocietyTrillium Health CareMississauga Food Bank Princess Margaret Hospital Foundation

Tennis CanadaCanadian Diabetes AssociationBuskerfestNiators

PROUD SPONSORS OF:

WE ARE HAPPY TO GIVE BACK TO OUR COMMUNITY

The Art of GivingErindale Little LeagueMississauga Girls Hockey LeagueHeartland Dragons Minor Hockey AssociationTender Years Co-Op

Sick KidsSchizophrenia OntarioRouge Valley Health SystemFamily Jingle and MinglePort Credit Skating Club

#1 FULL-SERVICE REAL ESTATE TEAM IN THE GTA FOR THE SEVENTH YEAR IN A ROW!*** For units/volume sold on the Toronto Real Estate Board for 2011- 2017 as per Redatum stats.

WHAT WILL THE REAL ESTATE MARKET IN SPRING OF 2018 BE LIKE? First of all, let me start by providing a synopsis of 2017. Last year, the real estate market came out of the gates strong and active, right from Janu-ary. We experienced multiple bidding wars and a huge number of bully offers during the fi rst three months of the year. In all of my 27 years as a real estate professional, I hadn’t seen a market so active. It was a strong sellers’ market for those fi rst months. Then, as a means to curtail the activity, the federal government began intervening in April. They fi rst introduced the foreign home buyer tax, a 15% tax that applies to the purchase or acquisition of an interest in residential real property located in the Greater Golden Horseshoe (GGH) area by an individual, foreign corporation, or “taxable trustee”. The real estate market responded with a slowdown, as the public became more cautious and tried to determine what direction the market would go. (As it turns out, foreign buyers represent less than 3% of buyers.)

The Bank of Canada also introduced two mod-est interest rate hikes last year, each a quarter of a percentage point. In my opinion, those increases didn’t have much of an impact on the real estate market as the changes were modest. Lastly, a new mortgage “stress test” came into effect in Canada on January 1 this year. Cana-da’s banking regulator introduced the new rules to extend the requirement for a mortgage stress test to ALL homebuyers, including those with larger down payments. (Previously, the stress test applied only to mortgages with lower down payments and those with a term of less than fi ve years.)The new minimum qualifying rate that has been introduced by the Offi ce of the Superintendent of Financial Institutions (OSFI) is even for uninsured mortgages, which have down payments of 20 per cent or more, and applies to new mortgages as well as mortgage renewals if borrowers switch lenders. In my opinion, home owners could still be privy to larger mortgages, as creative fi nancing options will still be available. (Contact Team McDadi for

further details.) Despite the challenges as outlined above, it is my opinion that 2018 will yield a strong, more normal real estate market. There will be a healthy supply and demand of homes. Also, none of the economic fundamentals have changed in the GTA; conditions remain favourable. We should have solid GDP growth. Immigration should remain high, as will the demand for homes. The public may want to see where the market is going, be-fore committing themselves, but all-in-all, demand will still be there. As a side note, I wish to expand upon the infl u-ence the media had. It is my opinion that they played a signifi cant role in terms of creating un-necessary concerns about the real estate market and a possible slow-down. A similar phenomena may occur in 2018, and I caution the public to think for themselves and research the economic fundamentals which evidently infl uence the real estate market.

STAGING SERVICES INCLUDING FURNISHING AND ACCESSORIZING YOUR HOME

When buying a home, it is important that you dream big to envision all of the pos-sibilities for what your home may be like. By following these easy steps, you can most easily purchase the right home for you.

Create a List of Needs and Wants If you are like most peo-ple who are preparing to buy a dream property, you may have a considerable idea of features you want in the home. You may also have a specifi c size or style of home that you desire. It is imperative that you create a written list of needs and wants before buying a home in the local area.

Get Pre-Qualifi ed for Fi-nancing It may seem like you are jumping the gun to get pre-qualifi ed for a home before you fi nd the right property to buy. Howev-er, through a mortgage prequalifi cation, you can better learn about the loan size and terms that you are qualifi ed for. This can then be used to determine what your monthly payment will be and how affordable that payment will be.

Select a Real Estate Agent The best agent will have experience selling the types of properties that you are interested in. For example, some agents have

considerable experience selling multi-million dollar properties. If you plan to buy a special property, such as a luxury home, ensure that you work with an expe-rienced real estate agent in the specifi ed niche.

Be Discerning Yet Flexible It can be frustrating and stressful to attempt to fi nd a property that fully meets all of your needs. If you discov-er that parts of your needs list are diffi cult to satisfy, it may be necessary to make some concessions. Through your fl exibility, you can more easily fi nd the perfect home to purchase.

We are proud to have helped more than 10,400 families and friends with their real estate needs, and to have sold more than $4.9 billion in real estate**We are proud to have helped more than 875 friends and families with their real estate needs last year.***

CALL FOR YOUR FREE HOME EVALUATION

NO HOME IS TOO BIG OR TOO SMALL FOR TEAM McDADI

* Month of May, 2016 redatum stats** Career sales - both independent and with team 1988-current

*** Based on ReDatum stats plus exclusive, builder and non-treb sales and leases 2017, both independent and with team ***** as per ReDatum statistics, for homes worth $3,000,000 or more, sold in Mississauga between Jan. and Oct. 2016*

Sales Representatives: Abraham Azraq, Ahmad Shehab-Eldin, Alvin Tung, Ben Sadeg, Bill McFarland, Craig Yaffe, Fadi Abou-Chalha, Helen O’Brecht, Isaiah Bayley-Hay, John Athanasiou, Julie Jones, Kayla Ie, Leanne Binsell, Lisa Lee, Marcello Marchese, Mark Powell, Marwa Nadr, Maryam Kermani, Marzena Ciecielag, Mase Rasti, Michelle Delemos, Mike Azraq, Mona Azraq, Norm Wilkie, Obie Khwaja, RJ Shahi, Ron Barlay, Sam McDadi, Sara Azraq, Sean Johnny, Shannon Bowen, Tom Gusić, Zaheer Shaw, Zareer Divecha. Brokers: Ashkan Khaleghi, Harry Nanda, Jim Yurchuk, Leonard Howell, Sabrina Nagar.

Because of your unwavering loyalty and support, we are again the #1 Full Service Real Estate Team on the Toronto Real Estate Board. We set another record for units sold and dollar volume in the GTA.***

905.502.1500Sam McDadiB.Sc., M.B.A.Owner/Salesperson

• Over 28 Years of Real Estate Experience• Team that Speaks More than 25 Languages• Free Home Evaluations• Free Staging, Furniture and Accessories• Storage• Pre Home-Inspections and Reports• Full-time Marketing Team• Customized, Expansive Print/Online Marketing• Local, GTA, National, International Ads• Full-time Photographers/Videographers• Drone Pictures• Floor Plans and Virtual Tours• Access to Lawyers/Mortgage Advisors• Access to All Trades• Complimentary Home Cleaning / Detailing

Services

OUR SERVICES

LET US SHOW YOU THE McDADI DIFFERENCE

HOW TO FIND YOUR DREAM HOME