FACTSHEET

Scheme DetailsNature of Scheme An open ended Liquid FundDate of Allotment February 5, 2009Entry Load NilExit Load NilNAV Calculation Everyday including Saturdays, Sundays & HolidaysLiquidity Sales / Repurchase at NAV on every Business Day.Minimum Investment Rs. 1 Crore (Instititional), Rs. 10,000/- (Retail)NAV As on February 28, 2009 Baroda Pioneer Liquid Fund - Daily Dividend 10.0606 Baroda Pioneer Liquid Fund - Dividend 13.0601 Baroda Pioneer Liquid Fund - Growth 15.2413 Baroda Pioneer Liquid Fund - Inst Plan - Daily Div 10.0063 Baroda Pioneer Liquid Fund - Inst Plan - Growth 10.0394AUM INR 110,679.81 (lacs) Fund Management Team Head Fixed Income - Alok Sahoo, Fund Manger - Hetal ShahRating “Credit Risk Rating mfA1+” by ICRA*

Holding as on February 28, 2009 Name of Instruments Ratings / % to Net Industry AssetsMONEY MARKET INSTRUMENTS Certificate of Deposit** Union Bank of India P1+ 7.91 Allahabad Bank P1+ 7.47 Punjab National Bank P1+ 4.39 Canara Bank P1+ 2.20 Vijaya Bank P1+ 2.19Total 24.16Commercial Paper** IDBI Home Finance P1+ 4.50 Bajaj Auto Finance P1+ 4.50 Shriram Transaport Finance F1+ (ind) 4.50 Tata Capital A1+ 4.32 L&T Finance PR1+ 2.25 Tata Motors P1 2.25 Tata Motors P1 2.24 Reliance Capital P1+ 2.17 Reliance Capital P1+ 2.16 IL&FS P1+ 0.22

Total 29.11BONDS & NCD’s Birla Global Finance FRN A1+ 6.77 Berger Paints India FRN P1+ 4.52 Global Trade Finance FRN A1+ 4.52 ICICI Securities Primary Dealership FRN P1+ 4.52 L&T Infrastructure Finance FRN A1+ 4.52 Canbank Factors P1+ 4.52 Birla TMT Holdings P1+ 4.52 Berger Paints India FRN P1+ 2.71 IL&FS FRN A1+ 2.71 L&T Infrastructure Finance FRN A1+ 2.26 Birla TMT Holdings FRN P1+ 1.36 Kotak Mahindra Prime FRN P1+ 1.36 Kotak Mahindra Prime P1+ 0.80

Total 45.09Fixed Deposit ICICI Bank 1.36Total 1.36Cash & Cash Equivalent CBLO / Reverse Repo Investments 0.16 Net Receivables / Payables 0.12Total 0.28GRAND TOTAL 100.00 Modified Duration 0.00yrs, Average Maturity 0.00 yrs All corporate ratings are assigned by rating agencies like CRISIL, CARE, ICRA, FITCH. **Thinly traded / Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

Baroda Pioneer Liquid Fund - Institutional PlanFebruary 28, 2009

investment objective performance – liquid growth option

rating allocation of liquid fund

0 10 20 30 40 50 60 70

P1+

A1+

F1+(ind)

P1

Fixed Deposits

Cash & Equivalent

PR1+

Please note that past performance may or may not be sustained in future.Performance of dividend plan for investor would be net of dividend distribution tax as applicable.

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

“Credit Risk Rating mfA1+” by ICRA*

Scheme CRISIL liquid Fund Index

0

0.1

0.2

0.3

0.4

0.5

0.6

7 Days 14 Days Since

Inception

FACTSHEET

SCHEME DETAILSNature of Scheme An open ended Growth Fund

Date of Allotment Sep 12, 2003

Fund Manager Deepak Acharya

NAV Growth Plan : Rs. 24.67 Dividend Plan : Rs. 15.55

NAV Calculation Every Business Day

AUM INR 429.52 (lacs)

Benchmark BSE Sensex

Entry Load Up to Rs. 2 crore : 2.25%, Above Rs. 2 crore : Nil

Exit Load Up to Rs. 2 crore : 1% if redeemed on or before 12 months; Above Rs. 2 crore : Nil

Minimum Rs. 5,000 & in multiples of Rs. 1,000 Investment thereof.)

SIP Rs. 1,000/- Month - 6 Months Rs. 1,500/- Month - 4 Months

Dividend April 06 - 101%

Liquidity Sales / Repurchase at NAV on every Business Day.

Baroda Pioneer Growth FundFebruary 28, 2009

INVESTMENT OBJECTIVE

To generate long term Capital appreciation from

an actively managed portfolio of equity related

instruments.

SECTORIAL BRAEKDOWN

HOLDING AS ON FEBRUARY 28, 2009Name of Instruments Ratings / % to Net Industry Assets

EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesReliance Industries Petroleum Products 10.32 Infosys Technologies Software 8.60 Oil & Nat ural Gas Corpn Oil 6.44 Bharti Airtel Telecom - Services 6.39 State Bank of India Banks 4.78 NTPC Power 4.31 HDFC Bank Banks 4.14 Hindustan Unilever Diversified 4.13 ICICI Bank Banks 3.81 Tata Consultancy Services Software 3.37 GAIL (India) Gas 3.32 Bharat Heavy Electricals Industrial Capital Goods 3.27 ITC Consumer Non Durables 3.20 Housing Development Finance Corporation Finance 2.97 Larsen & Toubro Construction Project 2.86

Top 15 Total 71.91

Total 83.86

PREFERENCE SHARES Listed / awaiting listing on the stock exchanges Tata Steel Ferrous Metals 0.49

Total 0.49

CASH & CASH EQUIVALENT CBLO / Reverse Repo Investments 18.12 Net Receivables / Payables -2.47

Total 15.65

GRAND TOTAL 100.00

* Total Exposure to illiquid securities is 0.00% of the portfolio i.e. Rs. 0.00 lakh# Pending Listing on Stock Exchange

PERFORMANCE – GROWTH OPTION

*Performance less than one year not analysed. Please note that past performance may or may not be sustained in future. Performance of dividend plan for investor would be net of dividend distribution tax as applicable.

0 2 4 6 8 10 12 14 16 18

Cash & Equivalent

Banks

Software

Petroleum Products

Oil

Telecom - Services

Power

Construction Project

Industrial Capital Goods

Diversified

Gas

Consumer Non Durables

Finance

Cement

Ferrous Metals

Non - Ferrous Metals

Automobile

Pharmaceuticals

(60.00)

(50.00)

(40.00)

(30.00)

(20.00)

(10.00)

-

10.00

20.00

30.00

1 month

3 month

6 month 1 year 3 year

5 year SinceInception

Scheme BSE Sensex

FACTSHEET

SCHEME DETAILSNature of Scheme An open Ended Tax Benefit - Cum -

Growth Scheme with insurance cover

Date of Allotment Mar 31, 1996

Fund Manager Dipak Acharya

NAV Dividend Plan : Rs. 12.6950

NAV Calculation Every Business Day

AUM INR 587.24 (lacs) as on Jan 31, 2009

Benchmark BSE Sensex

Entry Load 2.25%

Exit Load Nil

Minimum Rs. 1,000/- & in multiples of Rs. 500/-

Investment

SIP Rs. 1,000/- Month - 6 Months

Rs. 1,500/- Month - 4 Months

Dividend Feb 07 - 60%, Dec 05 - 110%,

Mar 05 - 20%

Liquidity Sales / Repurchase at NAV on

every Business Day.

Baroda Pioneer ELSS ’96 FundFebruary 28, 2009

INVESTMENT OBJECTIVE

The main objective of the scheme is to provide the

investor long term capital growth as also tax benefit

under section 88 of the Income Tax Act, 1961.

SECTORIAL BRAEKDOWN

HOLDING AS ON FEBRUARY 28, 2009Name of Instruments Ratings / % to Net Industry Assets

EQUITY & EQUITY RELATED Bharti Airtel Telecom - Services 6.52 Reliance Industries Petroleum Products 6.47 Oil & Natural Gas Corpn Oil 5.30 HDFC Bank Banks 4.54 ICICI Bank Banks 4.46 Larsen & Toubro Construction Project 4.18 Bharat Heavy Electricals Industrial Capital Goods 3.59 NTPC Power 3.15 Infosys Technologies Software 3.15 ITC Consumer Non Durables 3.12 Indian Oil Corporation Petroleum Products 2.98 Siemens Industrial Capital Goods 2.97 MphasiS Software 2.87 Reliance Petroleum Petroleum Products 2.60 Aditya Birla Nuvo Diversified 2.48

Top 15 Total 58.37

Total 87.05

PREFERENCE SHARES Listed / awaiting listing on the stock exchanges Tata Steel Ferrous Metals 0.06

Total 0.06

CASH & CASH EQUIVALENT CBLO / Reverse Repo Investments 10.76 Net Receivables / Payables 2.13

Total 12.89

GRAND TOTAL 100.00

*Total Exposure to illiquid securities is 0.00% of the portfolio i.e. Rs.0.00 lakh #Pending Listing on Stock Exchange

*Performance less than one year not analysed.Please note that past performance may or may not be sustained in future.Performance of dividend plan for investor would be net of dividend distribution tax as applicable.

PERFORMANCE – ELSS ’96 OPTION

0 2 4 6 8 10 12 14Cash & Equivalent

Petroleum ProductsBanks

Telecom - ServicesIndustrial Capital Goods

SoftwarePower

OilConstruction Project

DiversifiedConsumer Non Durables

PharmaceuticalsFinanceCement

AutoTelecom - Equipment & Accessories

Non - Ferrous MetalsGas

Industrial ProductsFertilisers

ConstructionFerrous Metals

IT Enabled ServicesApplication Software

(60.00)

(50.00)

(40.00)

(30.00)

(20.00)

(10.00)

-

10.00

20.00

1 month

3 month

6 month

1 year

3 year

5 year SinceInception

Scheme BSE Sensex

FACTSHEET

About Baroda Pioneer Asset Management Company

A joint venture between two large and well established financial services companies - Bank of Baroda and Pioneer Global Asset Management S.p.A. We are the Investment Managers to Baroda Pioneer Mutual Fund. As joint venture partners, Bank of Baroda and Pioneer Investments are Sponsors in the mutual fund.

Baroda Pioneer Mutual Fund is positioning itself to serve the varied asset management needs of esteemed clients like yourselves. Since the formation of the joint venture in June 2008, we have been working relentlessly to create an operational and servicing platform suited to the exacting requirements of our clients.

The key to a successful asset management company is the strength and reputation of its shareholders/partners. And we give below a brief summary of our partners.

Bank of Baroda: More than 100 years old, it’s one of India’s largest public sector banks. It currently has more than 2900 branches spread out across the length and breadth of India. The Bank has a strong international presence with around 70 branches in 25 countries outside India. It’s a very tech savvy Bank with high levels of automation and connectivity across its wide network of branches. With its wide suite of products, the bank services around 33 million customers around the world.

Pioneer Investments: It is a global investment management group (the “Group”) with $226.91 billion of total assets under management as at end of November 2008. It’s part of the Unicredit Bank, one of the largest banking groups in Europe. Providing a wide range of investment solutions including mutual funds and structured products to clients that include institutions, corporations, intermediaries and private investors around the world. Institutional clients account for nearly $63.6 billion as at the end of November 2008. With offices in 31 countries, the Group employs approximately 2,400 staff.

Pioneer Investments has 80 years experience in traditional investments, providing appropriate investment strategies to clients and partners. The flagship mutual

fund, Pioneer Fund, is the third oldest mutual fund in the US and exemplifies Pioneer Investments’ history of consistently managing money and helping investors pursue their financial goals. From the global investment centres in Dublin, Boston and Singapore, Pioneer Investments applies its bottom up investment process supported by internal fundamental and quantitative research capabilities.

Contact Points:Registered OfficeBaroda Pioneer Asset Management Company Ltd.501 Titanium, 5th Floor,Western Express Highway,Goregaon (East), Mumbai - 400063.

Phone: +91 22 3074 1000, 22 4219 7999.Fax: +91 22 3074 1001.

Statutory Details: Baroda Pioneer Mutual Fund has been set up as a Trust under the Indian Trust Act, 1882. Sponsors: Pioneer Global Asset Management S.p.A and Bank of Baroda. Trustees: Board of Trustees of Baroda Pioneer Mutual Fund. Investment Manager: Baroda Pioneer Asset Management Co. Ltd. Risk Factors: All Investments in Mutual Fund and securities are subject to market risk and there is no assurance or guarantee that the objective of the Scheme will be achived. The NAV of the scheme can go up or down depending upon the factors and forces affecting the capital market. Past performance of the scheme, the sponsors or its group affiliates are not indicative of and do not guarantee of future performance of the scheme. The sponsor is not responsible or liable for any loss resulting from the operation of the scheme beyond their initial contribution of Rs. 10 lacs towards setting up of the Mutual Fund and such other accretions and additions to the corpus.

Please read the Statement of Additional Information (SAI) and Scheme Information Document (SID) carefully before investing. Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.

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