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July 31, 2020
FUNDFACT SHEET
A fund that helps you spot the right mix of Large Cap and Mid Cap Stocks, which may give you an opportunity for capital appreciation.
Kotak Equity Opportunities Fund
It finds opportunities for youIt finds opportunities for you
KOTAK EQUITY OPPORTUNITIES FUND(Large & Mid Cap Fund- An open ended equity scheme investing in both large cap and mid cap stocks)
Suitable for investors who are seeking*:
• Long term capital growth.
• Investment in portfolio of predominantly equity & equity related securities of large & midcap companies.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Past performance of the Sponsor/AMC/Fund does not indicate the schemes future performance. Risk Factors on page 63.Mutual fund investments are subject to market risks, read all scheme related documents carefully.
July 31, 2020Expert Speak
Dear Friends,
We are experiencing the perfect storm of medical, financial and real life crisis. The huge liquidity influx by central bankers has helped push up the asset prices. Major countries have announced massive fiscal stimulus to the tune of US $7.4 trillion in response to the COVID-19. The resultant fall in interest rates has seen around 86% of global debt instruments go below the 2% yield mark. This extremely high liquidity and extremely low interest rates around the world has helped markets both on the bond side as well as on the equity side recover from the lows seen in Mar-Apr 2020.
But there is extreme polarization that is happening between the leaders and the rest. Top companies in some sectors such as Technology, Pharma & FMCG have seen more interest from investors while the followers are seeing very limited focus. Top quality companies with little-to-no leverage and working capital efficiency are drawing investor attention. The same trend seems to be true for US equities market. There, the top tech companies seem to be outperforming the broader S&P index 500 significantly. The miracle economy is China from the Virus originated which is showing economic activity levels anywhere between 80-100% of pre-covid levels. And this growth seems to be coming on back of very high debt.
On the Indian economy front, overall expectations of GDP contraction range from -5% to around -10% for FY-21. Earnings of Indian companies has also come down drastically. It is estimated that around 30% of companies in India make RoCE at least 2% higher than cost of debt. In FY10, this number was close to 90%. This shows that the space to service overall debt has declined.
Business resumption seems to be stuck as capital formation remains lukewarm. When your capacity utilization is low you will shy away from investing in additional capital. Fund raising will also be hurt for corporate India as nearly half of the credit ratings across rating agencies have fallen into issuer not cooperating category. If we can improve our ease of doing business on the ground then things can be very different and growth can recover substantially. In this scenario, Rural India may come as a saving grace for the economy. The government support to the rural sector by way of NREGA and PM KISAN scheme is cushioning the impact. Relatively normal monsoon and strong sowing patterns also indicate a possibility of Bharat supporting the GDP.
Having said that, the consumption metrics of urban India is also showing some revival. Power consumption has reached back to same level of demand as seen last year. Mobility trend for workplaces is also showing improvements. But there are companies across various sectors which have been able to improve their working capital cycle by reduction in both inventory days and debtor days.
From Market point of view EPS estimates have seen sharp cuts in the past few months and may also further drop. Going forward markets would be moving like pendulum between optimism & fear based on various factors like valuation levels, US-china relationship, US presidential election results, trends in consumption, trade & supply chain behavior, medical solution progress on covid-19 etc. Current Nifty 50 levels @~11,000 levels is discounting lower gold imports, lower oil prices and lower trade deficit with China, rebound in economic activities, smooth execution of economic package reforms, monetary stimulus, potential higher FPI inflows, medical solution round the corner. If actually situation is better than this, then markets will continue to rise & if it's worse than this then markets would fall.
In this testing time, the investors have to be selectively optimistic, focus on quality companies, and follow asset allocation strategy. From March 2020 onwards we suggested to be overweight equities but now we believe that it is time to be neutral to equity allocation looking at the sharp run up in prices & valuation and the potential crisis ahead.
Lumpsum investors can utilize this time to invest in high quality short duration debt funds and can initiate STP into a BAF or equity Funds. Looking at 2008 experience, we suggest that investors must keep steady on SIP. SIP lessons from 2008 crisis show that those who continued with their SIP, rather than pause it or cancel, generated wealth over long term.
Distributors can add value by suggesting prudent asset allocation to their clients. Prudent asset allocation will be critical in helping ride out this period. Equity overweight investors can consider dynamic asset allocation strategy. A BAF strategy that has low downside risk and higher upside potential provides a good investing option. Conservative investors can consider a debt hybrid strategy where the equity component is 25% or less. This strategy keeps the equity risk limited and allows for debt component to anchor the investment and keeps volatility low and the equity component may deliver when equity markets enter bullish period.
We had been suggesting investors to look at Gold allocation since beginning of March 2020 as we believe it is likely to do well. We are still bullish as central banks continue to cut rates and pump liquidity. Gold ETFs across the world have received significant flows and today Gold ETF inflows are higher than equity ETF flows.
On the debt fund side, we had been suggesting investors not to redeem in good quality credit risk funds as it was opportune time to stay invested. Please go through the performance of our credit risk fund in this factsheet to see how investors who stayed invested have fared. Investors can continue to invest in Credit risk category from a 3 year perspective as the current elevated credit spreads provide attractive opportunity to invest. We believe that it is time to be long on duration. The long term inflation is on downward trajectory. RBI has also adopted a benign and accommodative stance in the market and have more room to cut rates in future. In this scenario, investors can look at dynamic bond funds from a 3 year plus perspective. This is time to take one step on duration as interest rates are soft and likely to come further down.
Regards,
Nilesh Shah
Managing Director
INDEX
Contents Page no.
Market Overview 1
Equity Market Snapshot 2
Debt Market Snapshot 3
How to read Fact Sheet 4
Fund Name/Scheme Name New SEBI scheme category
Equity Funds Kotak Standard Multicap Fund Multi Cap Fund 5
Kotak Emerging Equity Fund Mid Cap Fund 6
Kotak Equity Opportunities Fund Large & Mid Cap Fund 7
Kotak Focused Equity Fund Focused Fund 8
Kotak Bluechip Fund Large Cap Fund 9
Kotak Small Cap Fund Small Cap Fund 10
Kotak Tax Saver Fund ELSS 11
Kotak India EQ Contra Fund Contra Fund 12
Kotak Pioneer Fund Thematic 13
Kotak India Growth Fund Series 4 14
Kotak India Growth Fund Series 5 15
Kotak Infrastructure & Economic Reform Fund Sectoral/Thematic 16
Kotak India Growth Fund Series 7 17
Hybrid FundsKotak Equity Arbitrage Fund Arbitrage Fund 18
Kotak Balanced Advantage Fund Balanced Advantage 19
Kotak Equity Hybrid Fund Aggressive Hybrid Fund 20
Kotak Equity Savings Fund Equity Savings 21
Kotak Debt Hybrid Fund Conservative Hybrid Fund 22
Debt FundsKotak Overnight Fund Overnight Fund 23
Kotak Liquid Fund Liquid Fund 24
Kotak Money Market Fund Money Market Fund 25
Kotak Savings Fund Ultra Short Duration Fund 26
Kotak Low Duration Fund Low Duration Fund 27
Kotak Floating Rate Fund Floater Fund 29
Kotak Corporate Bond Fund Corporate Bond Fund 30
Kotak Banking & PSU Debt Fund Banking & PSU Fund 31
Kotak Bond Short Term Fund Short Duration Fund 32
Kotak Credit Risk Fund Credit Risk Fund 34
Kotak Medium Term Fund Medium Duration Fund 36
Kotak Dynamic Bond Fund Dynamic Bond 38
Kotak Bond Fund Medium to Long Duration Fund 39
Kotak Gilt Fund Gilt Fund 40
Exposure 41
Fund of Funds SchemeKotak Asset Allocator Fund FOF (Domestic) 43
Kotak Global Emerging Market Fund FOF (Overseas) 44
ETF FundsKotak Gold ETF ETF 45
Kotak Nifty ETF ETF 46
Kotak Sensex ETF ETF 47
Kotak Banking ETF ETF 48
Kotak PSU Bank ETF ETF 49
Scheme Performance 50
About Our Fund Managers 57
Dividend History 60
Risk Factors 63
1
Stretched
Bubble
Cheap Over Invest80% - 90%
Attractive Neutral +65% - 75%
Fair Neutral50%
Fair ValuePlus
Neutral -35% - 45%
Under Invest15%- 25%
Exit5% - 10%
Market Equity Allocaion
Market Valuation Indicators
Suggested equity allocation
(Assuming 50% equity
allocation as neutral)
Strategy for Investments in the Current Scenario
Key Events for the Month of July 2020:
Market Overview
12-month forward Sensex P/E (x)
Nifty (+7.5%) made new highs (breaching 200DMA & 11k for the first time since March fall) in July but more than half of its gains
were contributed by just two stocks.
After a sharp recovery (>+50%) from April lows, activity levels peaked in early-July and were still >15% below pre-Covid levels.
The MPC, unanimously, kept the repo rate unchanged at 4% but retained the 'accommodative' stance.
Headline CPI moderated to 6.1% for June after peaking at 7.2% in April. Core Inflation at 5.1% was still elevated in June
suggesting that despite the subdued demand, the supply disruption led CPI to spike
After almost 18 years, India reported a trade surplus of $0.8bn in June driven by broad-based export rebound and still weak import demand. Oil imports were suppressed by low oil, but non-oil trade improved sharply
Centre's fiscal deficit during 1Q of this fiscal stood at ~83% of Budget Estimate. Reports suggested that actual fiscal deficit for FY21 could be as high as 7.6%, almost 2x budget
Source: Axis Capital Internal Estimates
STP/Short Term
STP/Long Term
NIFTY P/B (x) - 1 Year Forward
Source: Motilal Oswal
Sensex In 'Fair Value' Range in P/BV Terms
At 2.4x, the Nifty 12-month forward P/B is also well below the historicalaverage of 2.7x
2.4
1.5
2.3
3.0
3.8
4.5
Jun-
05
Jun-
06
Jun-
07
Jun-
08
Jun-
09
Jun-
10
Jun-
11
Jun-
12
Jun-
13
Jun-
14
Jun-
15
Jun-
16
Jun-
17
Jun-
18
Jun-
19
Jun-
20
Average: 2.7x
Market Cap-to-GDP Ratio �Marginally Above Long Term Average
Source: Motilal Oswal
OW Equities =Ratio Below Historical Lows Neutral Equities = Ratio at Historical Average
42
52
82 83
103
55
9588
7164 66
8169
7983
79
56
71
FY04
FY05
FY06
FY07
FY08
FY09
FY10
FY11
FY12
FY13
FY14
FY15
FY16
FY17
FY18
FY19
FY20
FY21
E
Average of 73% for the
Lowestsince the
GFC
No. of tradedcompanies
stood at just 2,640 in 2004 v/s 3,861 in
Mar�20
GFC: Peak of 149% in
10000
14000
18000
22000
26000
30000
34000
38000
42000
Fair Value Plus 17x 20x
Fair 13x 17x
Attractive 10x 13x
Cheap 8x 10x
Aug
-17
Sep-
17
Oct
-17
Nov
-17
Dec
-17
Jan-
18
Feb-
18
Mar
-18
Apr
-18
May
-18
Jun-
18
Jul-1
8
Aug
-18
Sep-
18
Oct
-18
Dec
-18
Jan-
19
Feb-
19
Mar
-19
Apr
-19
May
-19
Jun-
19
Jul-1
9
Aug
-19
Sep-
19
Oct
-19
Nov
-19
Dec
-19
Jan-
20
Mar
-20
Apr
-20
May
-20
Jun-
20
Jul-2
0
Stretched 20x 24x
Market cap-to-GDP ratio: Market rebound brings ratio above long term average
2
Due to Covid-19 lockdown , near term momentum is down though medium term outlook continues to be encouraging
Due to Covid-19 lockdown , near term momentum is down though medium term outlook continues to be encouraging
India stands out among global asset classes with prospects of strong long term growth given favorable demographics
Long runaway of growth in financialization of savings
Higher disinvestment target and repair of leveraged balance sheet to create supply in markets
Now that elections are over, expect improved reform momentum
Economy
Corporate Earnings
FII Flow
DII Flow
Supply of paper
Policy/Reform Initiative
Key Variables Short - term Medium - term Remarks
Signifies growth
Key Variables & their Impact On Equities
Equity Market Snapshot
Recent Trend In Super-high-frequency Indicators
Bharat Leads Recovery And Outperforms India
Source: *vs Jan-Feb levels. **Inverted. Govt. of India, CMIE, Jefferies
Source: Spark Capital Research
Summary of high-frequency indicators vs. pre-COVID levels
Daily Avg. Tractor Registration has jumped sharply on Jul�20(stood at 65% higher vs. the FY20 level) Jul-20 industry fertilizer volume growth of 23% YoY
43
Items Jul-20 Jun-20 1 Month Change Jul-19 1 yr Change
Reverse repo 3.35% 3.35% NIL 5.50% -215 bps
Repo 4.00% 4.00% NIL 5.75% -175 bps
CRR 3.00% 3.00% Nil 4.00% -100 bps
SLR 18.00% 18.00% Nil 18.75% -75 bps
Mibor Overnight 3.86% 3.89% -3 bps 5.75% -189 bps
Call ON 3.48% 3.65% -17 bps 5.55% -207 bps
CBLO 3.10% 2.00% 110 bps 5.73% -263 bps
1 yr TBILL 3.46% 3.45% 1 bps 5.93% -247 bps
10 Gsec 5.78% 5.89% -11 bps 6.37% -59 bps
5 Year AAA 5.50% 5.67% -17 bps 7.37% -187 bps
USD/INR `74.77 `75.53 0.76 paise `68.86 -5.91 rupees
Source: RBI; Bloomberg.
Key Variables & their Impact On Interest Rates
Denotes fall in interest rates
Medium � term(6months � 2 years)Key Variables
Inflation
Rupee
Credit Demand
Government Borrowing
RBI Policy
Global Event Risk
Corporate bond Spread
Debt FII flow
Liquidity
Short - term(3-6 months)
Debt Market Snapshot
Yield Curve Must Flatten To Boost Lending & Growth
Remarks
Elevated Headline CPI is expected to fall in Q3 FY 21 below 4% and will open more space for easing as RBI will remain accommodative till growth revives
INR performed quite well in the near term thanks to deal like RIL Jio stake sale etc. However, going ahead it will depend on the relative economic growth. We believe in absence of any geo political event, INR is expected to be stable and shall appreciate as economic growth stabilizes.
Credit growth is expected to remain muted despite unlocking activity resumes in phases. Globally, situation is similar and this may accentuate the situation further. However, easy rates may help some demand pickup post the lock down is lifted till then credit growth will not impact rates negatively. .
Upto 7 yr Gilt curve is responding well to rates cuts and liquidity. Yield Curve 7 yr and above is adjusting to new demand supply equation. However as the RBI refrained from cutting rates, the profit booking in short term curve took rates higher and it impacted long end as well as the supply continues to be in the long end. Market awaits OMO or other similar measures while absorbing huge supply without much impact.
RBI remains committed and is taking all possible steps, but pauses this time.
Nothing major happened on incremental basis however, stance from FED and other major central banks remain aggressive in terms of cut in rates and other measures to contain rates lower will help India too.
GDP is expected to contract this year and this is an unprecedented phenomena. This will lead to demand for relatively safer assets hence spreads compression is likely to happen
Too many moving parts are making it difficult for any one to take a call outside their own country. We believe we will have to wait till the index inclusion happens for sustainable flows.
With Cut in CRR, LTRO and TLTRO Liquidity has been flushed in the banking system is expected to remain in SUPER surplus zone. It is therefore likely to have a positive impact on Interest rates
Sovereign Curve Steepest Since 2010Source: CMIE, Edelweiss Research. Note: India Yield curve represents India 10y Gilt minus 3m Gilt
Source: Bloomberg, RBI
� Since June 2019, India�s yield curve has steepened despite sharp deceleration in credit growth. Covid-19 has widened this divergence� Normally steep curve means growth in economy however as we are in contraction zone its matter of time the curve will flatten as the economy is unlikely to gallop as discounted by the curve.
Extreme Divergence Between Credit Growth & India Yield Curve
� The Yield Curve is one of the steepest in recent history. We believe the term premia is quite high and expect the curve to flatten over the year� Abundant liquidity anchored the short-term G-Sec yields closer to the policy repo rate� Long-term rates have not fallen commensurately with T-Bill yields due to additional borrowing by the government necessitated by COVID-19� Central & State Government can increase borrowings in the long tenor of the curve, this should help reduce gross borrowing in the coming years. This will help bring long-term yields down and provide opportunity to private sector to borrow at favourable rates when the demand picks up
How to read Fact Sheet
Fund ManagerAn employee of the asset management company such as mutual fund or life insurer, who manages investments of the scheme. He is usually part of larger team of fund managers and research analysts.
Application amount for fresh subscriptionThis is the minimum investment amount for a new investor in a mutual fund scheme
Minimum Additional AmountThis is the minimum investment amount for an existing investor in a mutual fund scheme
Yield to MaturityThe yield to maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond�s current market price, par value, couple interest rate and time to maturity
SIPSIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAVThe NAV or net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which investors enter or exit the mutual fund
BenchmarkA group of securities , usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmark include the Nifty, Sensex, BSE 200, BSE 500, 10-year Gsec
Entry LoadA mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor /agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit loadExit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is RS 100and an exit load is 1%, the redemption price would be Rs. 99 per unit
Modified DurationModified duration is the price sensitivity and the percentage change in price for a unit change in yield.
Standard deviationStandard deviation is statistical measure of the range of an investment�s performance. When a mutual fund has a high standard deviation, it means its range of performance is wide, implying greater volatility.Sharp RatioThe Sharpe Ratio, named after its founder the Noble laureate William Sharpe, is measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
BetaBeta is a measure of an investment�s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security�s price will be more volatile than the market.
AUMAUM or assets under management refers to the recent / updated cumulative market value of investments managed by Mutual fund or any investment firm.
HoldingsThe holdings or the portfolio is a mutual fund�s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of SchemeThe investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.
Rating ProfileMutual funds invest in securities after evaluating their credit worthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their rating becomes the rating profile of the fund. Typically, this is a feature of debt funds.
4
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, generally focused on a few selected sectors. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) B) Direct Plan Regular Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and of ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.65%; Direct: 0.73%
17.42%
0.96
0.03
20.74%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Term Deposit as provided above is towards margin for derivatives transactions Equity Derivative Exposuer is 1.58%
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 9.50HDFC Bank Ltd. Banks 5.15ICICI Bank Ltd. Banks 5.14Infosys Ltd. Software 4.52Ultratech Cement Ltd. Cement 4.24Tata ConsultancyServices Ltd. Software 4.04Hindustan Unilever Ltd. Consumer Non Durables 3.91Larsen And Toubro Ltd. Construction Project 3.55Axis Bank Ltd Banks 3.00Britannia Industries Ltd. Consumer Non Durables 2.60Petronet LNG Ltd. Gas 2.58SRF Ltd. Industrial Products 2.45Shree Cement Ltd. Cement 2.22Indraprastha Gas Ltd. Gas 2.19The Ramco Cements Ltd Cement 1.97Kotak Mahindra Bank Ltd. Banks 1.93ICICI Lombard GeneralInsurance Company Ltd Finance 1.91AU Small Finance Bank Ltd. Banks 1.82Bharat Electronics Ltd Industrial Capital Goods 1.76Cadila Healthcare Ltd. Pharmaceuticals 1.65JubilantFoodworks Limited Consumer Non Durables 1.64Balkrishna Industries Ltd Auto Ancillaries 1.47Container Corporationof India Ltd. Transportation 1.40Jindal Steel & Power Ltd. Ferrous Metals 1.39Hero MotoCorp Ltd. Auto 1.37Inter Globe Aviation Ltd Transportation 1.27Bharat PetroleumCorporation Ltd. Petroleum Products 1.26Godrej ConsumerProducts Ltd. Consumer Non Durables 1.25State Bank Of India Banks 1.24SBI Life InsuranceCompany Ltd Finance 1.15HDFC Standard LifeInsurance Company Ltd. Finance 1.13Lupin Ltd. Pharmaceuticals 1.07MRF Limited Auto Ancillaries 1.04Mahindra & Mahindra Ltd. Auto 0.99United Breweries Ltd. Consumer Non Durables 0.94
This product is suitable for investors who are seeking*:� Long term capital growth� Investment Portfolio of predominantly equity & equity
related securities generally focused on a few selected sectors across market capitalisation.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Multi cap fund - An open-ended equity scheme investing across large cap, mid cap, small cap stocks
KOTAK STANDARD MULTICAP FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Scheme Inception : - September 11, 2009. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Standard Multicap Fund NAV as on July 31, 2020: `21.444 (Dividend Option), `23.356 (Direct Dividend Option), `34.054 (Growth Option), `36.675 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
5
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harsha
Upadhyaya*
AAUM: `29,099.01 crs
AUM: `29,360.86 crs
Benchmark: Nifty 200 TRI
Allotment date: September 11, 2009
Folio count: 14,79,198
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on July 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
HDFC Ltd. Finance 0.85GAIL (India) Ltd. Gas 0.83Bata India Ltd. Consumer Durables 0.81Thermax Ltd. Industrial Capital Goods 0.80Kec International Ltd. Construction Project 0.77Bajaj Finserv Ltd. Finance 0.74Page Industries Ltd Textile Products 0.67AIA Engineering Limited Industrial Products 0.61Max Financial Services Ltd. Finance 0.59RBL Bank Ltd Banks 0.52Bayer Cropscience Ltd. Pesticides 0.49SBI Cards & PaymentServices Pvt. Ltd. Finance 0.47Solar IndustriesIndia Limited Chemicals 0.37Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.36BEML Ltd Industrial Capital Goods 0.21Whirlpool of India Ltd. Consumer Durables 0.20Arvind Fashion Ltd. Retailing 0.04Arvind Ltd Textile Products 0.02Equity & EquityRelated - Total 94.09Futures CNX NIFTY-AUG2020 1.76Hero MotoCorp Ltd.-AUG2020 -0.18Futures (Market valuerepresents NotionalValue) - Total 1.58Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Britannia Industries Ltd. ( ) CRISIL AAA 0.01Corporate Debt/FinancialInstitutions - Total 0.01TERM DEPOSITS HDFC Bank Ltd. 0.19Term Deposits - Total 0.19Triparty Repo 5.60Net Current Assets/(Liabilities) -1.47Grand Total 100.00
Monthly SIP of ) 10000(`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty 200 (TRI) Returns (%)
Alpha
Nifty 200 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
13,10,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
25,77,540 22,17,864 11,73,222 6,95,673 3,67,336 1,22,807
11.84 11.81 9.39 5.86 1.31 4.38
9.08 9.10 7.62 5.77 1.55 7.55
2.76 2.71 1.77 0.09 -0.23 -3.18
21,92,904 19,20,770 11,01,456 6,94,077 3,68,642 1,24,824
21,91,542 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
9.07 9.05 7.88 6.83 3.14 7.88
30.95
25.64
15.80
16.72
14.92
11.37
13.51
8.56
2.39
8.43
0.89
5.83
5.80
4.69
2.31
4.314.31
5.59
2.73
Benchmark
Scheme
Financial Services Energy Consumer Goods Information Technology Cement & Cement Products
Industrial Manufacturing Automobile Construction Cash & Cash Equivalent Pharma
6.79
20.05
19.27
12.54
20.46
12.06
3.51
8.71
9.34
7.38
10.26
6.31
2.40
6.25
3.03
5.07
2.15
4.43
1.37
4.28
Benchmark
Scheme
Industrial Manufacturing Consumer Goods Financial Services Fertilisers & Pesticides Pharma
Automobile Cement & Cement Products Construction Metals Chemicals
7
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid companies. The scheme may also invest in debt and money market instruments, as per the asset allocation table. There is no assurance that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.86%; Direct: 0.62%
15.62%
0.86
-0.02
24.06%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Equity & Equity related Supreme Industries Limited Industrial Products 5.74CoromandelInternational Ltd. Fertilisers 4.54P I Industries Ltd Pesticides 4.18The Ramco Cements Ltd Cement 3.87Schaeffler India Ltd Industrial Products 3.26Sheela Foam Ltd Consumer Durables 2.79Thermax Ltd. Industrial Capital Goods 2.57Cadila Healthcare Ltd. Pharmaceuticals 2.56AU Small Finance Bank Ltd. Banks 2.31Tata ConsumerProducts Ltd Consumer Non Durables 2.27Atul Ltd. Chemicals 2.18Solar IndustriesIndia Limited Chemicals 2.10SRF Ltd. Industrial Products 2.09Kajaria Ceramics Ltd. Construction 2.03Page Industries Ltd Textile Products 1.94Torrent Pharmaceuticals Ltd. Pharmaceuticals 1.91Shree Cement Ltd. Cement 1.84Voltas Ltd. Consumer Durables 1.84Apollo HospitalsEnterprises Ltd. Healthcare Services 1.80Exide Industries Ltd Auto Ancillaries 1.78Bharat Electronics Ltd Industrial Capital Goods 1.70SKF India Ltd Industrial Products 1.64Oberoi Realty Ltd Construction 1.61Balkrishna Industries Ltd Auto Ancillaries 1.60Persistent Systems Limited Software 1.60Max Financial Services Ltd. Finance 1.58Cummins India Ltd. Industrial Products 1.56Ratnamani Metals &Tubes Ltd. Ferrous Metals 1.52APL Apollo Tubes Limited Ferrous Metals 1.50Jindal Steel & Power Ltd. Ferrous Metals 1.41Amara Raja Batteries Ltd. Auto Ancillaries 1.38Lux Industries Limited Textile Products 1.25Bata India Ltd. Consumer Durables 1.24Godrej Agrovet Ltd Consumer Non Durables 1.20Hindustan PetroleumCorporation Ltd Petroleum Products 1.17V-Guard Industries Ltd. Consumer Durables 1.14Sundaram Finance Ltd. Finance 1.11Alkem Laboratories Ltd Pharmaceuticals 1.04Eris Lifesciences Ltd Pharmaceuticals 1.04Larsen And Toubro Ltd. Construction Project 1.03
Hawkins Cooker Ltd Household Appliances 1.02Federal Bank Ltd. Banks 0.98Motherson SumiSystems Ltd. Auto Ancillaries 0.98Axis Bank Ltd Banks 0.88Mahindra & MahindraFinancial Services Ltd. Finance 0.88Indraprastha Gas Ltd. Gas 0.83Laurus Labs Ltd Pharmaceuticals 0.83Finolex Cables Ltd. Industrial Products 0.82RBL Bank Ltd Banks 0.81Emami Ltd. Consumer Non Durables 0.79ICICI Bank Ltd. Banks 0.76Blue Star Ltd. Consumer Durables 0.73Gujarat State Petronet Ltd. Gas 0.72State Bank Of India Banks 0.67Shriram City UnionFinance Ltd. Finance 0.61Kalpataru PowerTransmission Ltd. Power 0.56MRF Limited Auto Ancillaries 0.56Amber EnterprisesIndia Ltd Consumer Durables 0.54JK Cement Ltd. Cement 0.54City Union Bank Ltd. Banks 0.53Mahindra & MahindraFinancial Services Ltd. -Rights Issue Finance 0.49Cholamandalam FinancialHoldings Limited Finance 0.46BEML Ltd Industrial Capital Goods 0.45PNC Infratech Ltd Construction 0.40Kewal KiranClothing Limited. Textile Products 0.36Navneet Education Ltd. Media and Entertainment 0.32Kirloskar Oil Engines Ltd. Industrial Products 0.17WPIL Ltd Industrial Products 0.04Equity & EquityRelated - Total 98.65TERM DEPOSITS HDFC Bank Ltd. 0.07Term Deposits - Total 0.07Triparty Repo 1.20Net Current Assets/(Liabilities) 0.08Grand Total 100.00
Term Deposit as provided above is towards margin for derivatives transactionsLarge Cap, Midcap and Small cap stocks as a % age of Net Assets: 16.5%, 65.11% & 17.04%.
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities
predominantly in mid cap companies.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Mid cap fund - An open-ended equity scheme predominantly investing in mid cap stocks
KOTAK EMERGING EQUITY FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - March 30, 2007. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Emerging Equity Fund NAV as on July 31, 2020: `20.62 (Dividend Option), `24.428 (Direct Dividend Option), `37.543 (Growth Option), `41 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
6
Investment style
Value Blend Growth Size
Large
Medium
Small
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Fund Manager: Mr. Pankaj Tibrewal*
AAUM: `6,706.41 crs
AUM: `6,853.70 crs
Benchmark: Nifty Midcap 100 TRI
Allotment date: March 30, 2007
Folio count: 4,03,646
Data as on July 31, 2020
Since Inception 10 years 7 years 5 years 3 years 1 year
16,10,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
40,63,899 23,73,025 12,11,296 6,67,861 3,58,578 1,23,766
12.88 13.08 10.28 4.24 -0.26 5.88
9.32 7.86 5.05 -0.25 -6.05 4.45
3.57 5.21 5.23 4.49 5.79 1.44
31,15,387 17,99,838 10,05,142 5,96,165 3,27,505 1,22,853
31,39,829 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
9.42 9.05 7.88 6.83 3.14 7.88
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Midcap 100 (TRI) Returns (%)
Alpha
Nifty Midcap 100 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
7
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in portfolio of predominantly equity &
equity related securities of large & midcap companies.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Term Deposit as provided above is towards margin for derivatives transactions.Note: Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 52.76%, 40.66% & 4.43%.
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 7.52Infosys Ltd. Software 4.67CoromandelInternational Ltd. Fertilisers 4.05Tata ConsultancyServices Ltd. Software 4.05HDFC Bank Ltd. Banks 3.96Dr ReddysLaboratories Ltd Pharmaceuticals 3.53Hindustan Unilever Ltd. Consumer Non Durables 3.49SRF Ltd. Industrial Products 3.34Britannia Industries Ltd. Consumer Non Durables 3.26ICICI Bank Ltd. Banks 3.16Gujarat State Petronet Ltd. Gas 2.68Indraprastha Gas Ltd. Gas 2.64Jindal Steel & Power Ltd. Ferrous Metals 2.63Larsen And Toubro Ltd. Construction Project 2.47Ultratech Cement Ltd. Cement 2.46DR.Lal Pathlabs Ltd Healthcare Services 2.42Petronet LNG Ltd. Gas 2.33ICICI Lombard GeneralInsurance Company Ltd Finance 2.22Shree Cement Ltd. Cement 2.16AIA Engineering Limited Industrial Products 2.10Max Financial Services Ltd. Finance 2.06The Ramco Cements Ltd Cement 1.97Axis Bank Ltd Banks 1.91Balkrishna Industries Ltd Auto Ancillaries 1.88Bharat Electronics Ltd Industrial Capital Goods 1.85Page Industries Ltd Textile Products 1.69Thermax Ltd. Industrial Capital Goods 1.64AU Small FinanceBank Ltd. Banks 1.58Bata India Ltd. Consumer Durables 1.53JubilantFoodworks Limited Consumer Non Durables 1.47
JK Cement Ltd. Cement 1.41SupremeIndustries Limited Industrial Products 1.19Cummins India Ltd. Industrial Products 1.14Blue Star Ltd. Consumer Durables 1.06Godrej Agrovet Ltd Consumer Non Durables 1.04Schaeffler India Ltd Industrial Products 1.03ABB Ltd. Industrial Capital Goods 1.02United Breweries Ltd. Consumer Non Durables 1.01Linde India Ltd. Chemicals 1.00Techno Electric &EngineeringCompany Limited Construction Project 0.94Kotak Mahindra Bank Ltd. Banks 0.78GAIL (India) Ltd. Gas 0.65Cholamandalam FinancialHoldings Limited Finance 0.59Kalpataru PowerTransmission Ltd. Power 0.59BEML Ltd Industrial Capital Goods 0.50State Bank Of India Banks 0.49Dalmia Bharat Limited Cement 0.35Heritage Foods Ltd Consumer Non Durables 0.30Arvind Fashion Ltd. Retailing 0.04Equity & EquityRelated - Total 97.85Preference Shares 6% Redm Preference Sh ZeeEntertainment Enterprises Ltd. Media and Entertainment 0.01Preference Share - Total 0.01TERM DEPOSITS HDFC Bank Ltd. 0.30Term Deposits - Total 0.30Triparty Repo 1.79Net Current Assets/(Liabilities) 0.05Grand Total 100.00
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. The scheme will invest predominantly in a mix of large and mid cap stocks from various sectors, which look promising, based on the growth pattern in the economy. There is no assurance that the investment objective of the scheme will be achieved.Available Plans/OptionsA) B) Direct Plan Regular Plan Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans) Dividend FrequencyTrustee�s DiscretionRatios
$Source: ICRA MFI Explorer. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.03%; Direct: 0.84%
46.78%
0.94
0.03
20.65%
Portfolio Turnover
$Beta
$Sharpe ##
$Standard Deviation
Large & mid cap fund - An open-ended equity scheme investing in both large cap and mid cap stocks
KOTAK EQUITY OPPORTUNITIES FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - September 09, 2004. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Equity Opportunities Fund NAV as on July 31, 2020: ̀ 22.321 (Dividend Option), ̀ 24.463 (Direct Dividend Option), ̀ 120.606 (Growth Option), ̀ 130.685 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
7
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harsha
Upadhyaya*
AAUM: `3,446.06 crs
AUM: `3,517.10 crs
Benchmark: Nifty 200 TRI
Allotment date: September 9, 2004
Folio count: 1,76,267
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on July 31, 2020
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty 200 (TRI) Returns (%)
Alpha
Nifty 200 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
19,10,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
57,03,651 21,22,414 11,67,222 7,06,208 3,77,282 1,25,744
12.60 10.98 9.24 6.46 3.07 9.01
10.39 9.10 7.62 5.77 1.55 7.55
2.21 1.88 1.63 0.69 1.52 1.46
46,62,215 19,20,770 11,01,456 6,94,077 3,68,642 1,24,824
47,05,527 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
10.49 9.05 7.88 6.83 3.14 7.88
30.95
16.76
15.80
16.40
0.89
13.82
14.92
13.17
13.51
8.72
2.39
8.34
0.81
4.05
5.59
3.53
2.31
3.41
2.10
2.63
Benchmark
Scheme
Financial Services Energy Industrial Manufacturing Consumer Goods Information Technology
Cement & Cement Products Fertilisers & Pesticides Pharma Construction Metals
7
An open ended equity scheme investing in maximum 30 stocksin large-cap, mid-cap and small-cap category
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 9.65Infosys Ltd. Software 7.90HDFC Bank Ltd. Banks 7.30ICICI Bank Ltd. Banks 5.61Tata ConsultancyServices Ltd. Software 4.58Hindustan Unilever Ltd. Consumer Non Durables 4.55Bharti Airtel Ltd. Telecom - Services 4.16Shree Cement Ltd. Cement 4.08Britannia Industries Ltd. Consumer Non Durables 3.55Larsen And Toubro Ltd. Construction Project 3.37Alkem Laboratories Ltd Pharmaceuticals 3.26Maruti Suzuki India Limited Auto 3.19Supreme Industries Limited Industrial Products 2.81Mahindra & Mahindra Ltd. Auto 2.55HDFC Standard LifeInsurance Company Ltd. Finance 2.53The Ramco Cements Ltd Cement 2.44ICICI Lombard GeneralInsurance Company Ltd Finance 2.36Kotak Mahindra Bank Ltd. Banks 2.36Max Financial Services Ltd. Finance 2.18
Gujarat State Petronet Ltd. Gas 2.14Hindustan PetroleumCorporation Ltd Petroleum Products 2.10Gujarat Gas Ltd Gas 2.06Page Industries Ltd Textile Products 1.98AU Small Finance Bank Ltd. Banks 1.96SRF Ltd. Industrial Products 1.95P I Industries Ltd Pesticides 1.89Aavas Financiers Ltd Finance 1.55Kajaria Ceramics Ltd. Construction 1.43Apollo HospitalsEnterprises Ltd. Healthcare Services 1.41Kalpataru PowerTransmission Ltd. Power 1.00Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.38
Equity & EquityRelated - Total 98.28Triparty Repo 1.66Net Current Assets/(Liabilities) 0.06Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
8
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.09%; Direct: 0.33%
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities across market capitalisation in maximum 30 stocks* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
36.08%Portfolio Turnover
Fund Manager: Ms. Shibani Kurian & Mr. Harish Krishnan*
AAUM: ` crs 1,664.59
AUM: ` crs1,675.75
Benchmark: Nifty 200 TRI
Allotment date: July 16, 2019
Folio count: 73,998
PORTFOLIO
SECTOR ALLOCATION (%)
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on July 31, 2020
KOTAK FOCUSED EQUITY FUND
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Since Inception 1 year
1,30,000 1,20,000
1,33,989 1,23,880
5.35 6.06
5.94 7.55
-0.59 -1.49
1,34,422 1,24,824
1,34,645 1,25,030
6.24 7.88
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty 200 TRI (%)
Alpha
Nifty 200 TRI ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Scheme Inception : - July 16,2019. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). The debt component of the index is TRI since inception.Alpha is difference of scheme return with benchmark return.
Kotak Focused Equity Fund NAV as on July 31, 2020: `10.109 (Growth Option), `10.297 (Direct Growth Option), `10.109 (Dividend Option), ̀ 10.298 (Direct Dividend Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST.
17.23 12.48 12.13 8.62 8.10 6.52 5.74 4.76 4.20 4.16 16.06
Banks Software Petroleum Products Finance Consumer Non Durables Cement
Auto Industrial Products Gas Telecom - Services REST
33.16
28.18
16.11
15.60
18.06
14.93
12.64
11.01
5.61
5.87
2.17
4.28
2.38
3.69
3.20
3.41
3.18
3.292.74
Benchmark
Scheme
Financial Services Information Technology Energy Consumer Goods Automobile
Cement & Cement Products Construction Telecom Pharma Cash & Cash Equivalent
Note: Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 84.54%, 9.87% & 2.84%.
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in portfolio of predominantly equity & equity
related securities of large cap companies* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Investment ObjectiveTo generate capital appreciation from a portfolio of predominantly equity and equity related securities falling under the category of large cap companies. There is no assurance that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
$Source: ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `1000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.25%; Direct: 1.08%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
33.89%
0.96
0.06
20.59%
Scheme Inception : - December 29, 1998. The returns are calculated by XIRR approach assuming investment of ̀ 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).As TRI data is not available since inception of the scheme, benchmark SIP Performance is calculated by taking S&P BSE Sensex PRI values from 29th Dec 1998 to 31st May 2007 and TRI Values since 31st May 2007.Alpha is difference of scheme return with benchmark returnKotak Bluechip Fund NAV as on July 31, 2020: ̀ 31.544 (Dividend Option), ̀ 35.014 (Direct Dividend Option), ̀ 234.783 (Growth Option), ̀ 254.371 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Large cap fund - An open-ended equity scheme predominantly investing in large cap stocks
KOTAK BLUECHIP FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
9
Fund Manager: Mr. Harish Krishnan*
AAUM: `1,590.94 crs
AUM: `1,627.29 crs
Benchmark: NIFTY 50 TRI
Allotment date: December 29, 1998
Folio count: 1,14,905
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on July 31, 2020
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 10.29Infosys Ltd. Software 7.72HDFC Bank Ltd. Banks 7.41ICICI Bank Ltd. Banks 5.61Tata ConsultancyServices Ltd. Software 5.19Hindustan Unilever Ltd. Consumer Non Durables 3.53Bharti Airtel Ltd. Telecom - Services 3.41HDFC Ltd. Finance 3.07Larsen And Toubro Ltd. Construction Project 2.95Kotak Mahindra Bank Ltd. Banks 2.90Axis Bank Ltd Banks 2.59Bharat PetroleumCorporation Ltd. Petroleum Products 1.83Ultratech Cement Ltd. Cement 1.82Hero MotoCorp Ltd. Auto 1.81HDFC Standard LifeInsurance Company Ltd. Finance 1.70Persistent Systems Limited Software 1.69Titan Company Ltd. Consumer Durables 1.57Shree Cement Ltd. Cement 1.47SBI Cards & PaymentServices Pvt. Ltd. Finance 1.45Cadila Healthcare Ltd. Pharmaceuticals 1.43ICICI Lombard GeneralInsurance Company Ltd Finance 1.40Nestle India Ltd. Consumer Non Durables 1.22Britannia Industries Ltd. Consumer Non Durables 1.19Maruti Suzuki India Limited Auto 1.19Container Corporationof India Ltd. Transportation 1.16Mahindra & Mahindra Ltd. Auto 1.16CoromandelInternational Ltd. Fertilisers 1.15ITC Ltd. Consumer Non Durables 1.07Asian Paints Ltd. Consumer Non Durables 1.05
Max Financial Services Ltd. Finance 1.03Bajaj Finance Limited Finance 1.02MindTree Ltd. Software 1.00The Ramco Cements Ltd Cement 0.99Solar IndustriesIndia Limited Chemicals 0.94Eicher Motors Ltd Auto 0.89Motherson SumiSystems Ltd. Auto Ancillaries 0.83Pfizer Ltd. Pharmaceuticals 0.81Inter Globe Aviation Ltd Transportation 0.80DR.Lal Pathlabs Ltd Healthcare Services 0.79Schaeffler India Ltd Industrial Products 0.79Tata ConsumerProducts Ltd Consumer Non Durables 0.79Tata Steel Limited. Ferrous Metals 0.75Indraprastha Gas Ltd. Gas 0.74Ipca Laboratories Ltd. Pharmaceuticals 0.63Page Industries Ltd Textile Products 0.61Gujarat State Petronet Ltd. Gas 0.60United Breweries Ltd. Consumer Non Durables 0.58Gujarat Gas Ltd Gas 0.53National Thermal PowerCorporation Limited Power 0.53Rail Vikas Nigam Limited. Construction 0.45Dr Reddys Laboratories Ltd Pharmaceuticals 0.42Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.40Mahindra LifespaceDevelopers Ltd Construction 0.30Equity & EquityRelated - Total 97.25Triparty Repo 2.40Net Current Assets/(Liabilities) 0.35Grand Total 100.00
Since Inception 10 years 7 years 5 years 3 years 1 year
21,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
74,63,900 19,37,344 11,08,126 6,92,844 3,78,398 1,26,089
13.09 9.26 7.79 5.69 3.26 9.56
11.97 9.05 7.88 6.83 3.14 7.88
1.12 0.21 -0.09 -1.14 0.13 1.68
66,49,309 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
68,80,728 19,78,460 11,42,512 7,35,342 3,86,540 1,25,264
12.30 9.66 8.64 8.07 4.68 8.25
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty 50 (TRI) Returns (%)
Alpha
Nifty 50 (TRI) ( )#`
S&P BSE SENSEX (TRI) ( )^`
S&P BSE SENSEX (TRI) Returns (%)
7
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities by investing predominantly in small cap companies.There is no assurance that the investment objective of the Scheme will be achieved
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.15%; Direct: 0.72%
16.74%
0.78
-0.11
26.48%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Equity & Equity related JK Cement Ltd. Cement 3.95Sheela Foam Ltd Consumer Durables 3.62Century Plyboards(India) Ltd. Consumer Durables 3.30Dixon TechnologiesIndia Ltd Consumer Durables 3.13Galaxy Surfactants Ltd Chemicals 3.03Nilkamal Ltd Industrial Products 2.87Hawkins Cooker Ltd Household Appliances 2.84Alkyl Amines Chemicals Ltd. Chemicals 2.78Amber Enterprises India Ltd Consumer Durables 2.78Ratnamani Metals &Tubes Ltd. Ferrous Metals 2.70Persistent Systems Limited Software 2.54P I Industries Ltd Pesticides 2.52Techno Electric & EngineeringCompany Limited Construction Project 2.44Prataap Snacks Ltd Consumer Non Durables 2.43APL Apollo Tubes Limited Ferrous Metals 2.42V.S.T Tillers Tractors Ltd Auto 2.41Carborundum Universal Ltd. Industrial Products 2.37Lux Industries Limited Textile Products 2.36Blue Star Ltd. Consumer Durables 2.35Supreme Industries Limited Industrial Products 2.30Dhanuka Agritech Ltd Pesticides 2.21The Ramco Cements Ltd Cement 2.17Laurus Labs Ltd Pharmaceuticals 2.13Blue Dart Express Ltd. Transportation 2.10Solar IndustriesIndia Limited Chemicals 2.03Great Eastern ShippingCompany Ltd Transportation 2.01ICICI Bank Ltd. Banks 1.95AU Small Finance Bank Ltd. Banks 1.78Heritage Foods Ltd Consumer Non Durables 1.63Cyient Ltd. Software 1.62Cadila Healthcare Ltd. Pharmaceuticals 1.39Apollo Pipes Ltd Industrial Products 1.35Security and IntelligenceServices India Ltd Commercial Services 1.33
Atul Ltd. Chemicals 1.31JMC Projects (India) Ltd Construction 1.31Kajaria Ceramics Ltd. Construction 1.27V-Guard Industries Ltd. Consumer Durables 1.10Aavas Financiers Ltd Finance 1.09Schaeffler India Ltd Industrial Products 1.03CoromandelInternational Ltd. Fertilisers 1.01Hindustan Oil ExplorationCompany Ltd. Oil 0.96Shoppers Stop Ltd. Retailing 0.94Mahindra LifespaceDevelopers Ltd Construction 0.92WPIL Ltd Industrial Products 0.92Varroc Engineering Ltd. Auto Ancillaries 0.90Thermax Ltd. Industrial Capital Goods 0.83Kewal KiranClothing Limited. Textile Products 0.81Finolex Cables Ltd. Industrial Products 0.78Sandhar Technologies Ltd. Auto Ancillaries 0.73BEML Ltd Industrial Capital Goods 0.72RBL Bank Ltd Banks 0.59Mahindra & MahindraFinancial Services Ltd. Finance 0.52Hindustan PetroleumCorporation Ltd Petroleum Products 0.51Motherson SumiSystems Ltd. Auto Ancillaries 0.41Shriram City UnionFinance Ltd. Finance 0.41Torrent Pharmaceuticals Ltd. Pharmaceuticals 0.34Mahindra & MahindraFinancial Services Ltd. -Rights Issue Finance 0.29Equity & EquityRelated - Total 98.54Triparty Repo 1.21Net Current Assets/(Liabilities) 0.25Grand Total 100.00
Note: Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 4.6%, 23.5% & 70.44%.
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities
predominantly in small cap Stocks.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Small cap fund - An open-ended equity scheme predominantly investing in small cap stocks
KOTAK SMALL CAP FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Scheme Inception : - February 24,2005. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Small Cap Fund as on July 31, 2020: ̀ 31.235 (Dividend Option), ̀ 34.576 (Direct Dividend Option), ̀ 68.113 (Growth Option), ̀ 74.892 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56. $ With Effect from 1st November 2019, the Benchmark is changed to Nifty Small Cap 100 TRI from Nifty Small Cap 50 TRI.
10
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Pankaj Tibrewal*AAUM: `1,458.26 crs
AUM: `1,493.57 crsBenchmark: NIFTY Smallcap 100 TRI $ Allotment date: February 24, 2005Folio count: 72,833
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on July 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Smallcap 100 (TRI) Returns (%)
Alpha
Nifty Smallcap 100 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
18,60,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
47,85,601 20,51,441 10,88,102 6,26,160 3,46,187 1,24,457
11.28 10.34 7.28 1.68 -2.53 6.97
5.49 2.95 -0.63 -6.48 -13.16 1.72
5.79 7.39 7.91 8.17 10.63 5.26
29,02,458 13,94,559 8,21,373 5,08,438 2,91,907 1,21,107
43,39,943 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
10.17 9.05 7.88 6.83 3.14 7.88
13.52
21.29
6.41
13.18
9.33
9.16
2.83
8.28
14.91
6.64
3.02
6.12
9.81
5.95
5.33
5.74
2.15
5.12
0.97
4.45
Benchmark
Scheme
Consumer Goods Industrial Manufacturing Chemicals Services Financial Services
Cement & Cement Products Construction Fertilisers & Pesticides Metals Automobile
29.65
17.05
14.81
14.44
14.81
13.74
2.07
9.52
12.78
9.49
2.41
6.99
5.86
5.59
2.59
5.30
5.69
3.25
1.32
3.20
Benchmark
Scheme
Financial Services Consumer Goods Energy Industrial Manufacturing Information Technology
Cement & Cement Products Pharma Construction Automobile Services
7
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `500 and in multiple of `500Additional Investment: `500 & in multiples of ̀ 500Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Exit Load is not applicable for Kotak Tax Saver Fund. (applicable for all plans)
Total Expense Ratio**Regular: 2.26%; Direct: 0.99%
12.75%
0.95
0.02
21.01%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
AIA Engineering Limited Industrial Products 1.17
Cummins India Ltd. Industrial Products 1.17
Container Corporation
of India Ltd. Transportation 1.13
Hindustan Petroleum
Corporation Ltd Petroleum Products 1.12
Solar Industries
India Limited Chemicals 1.12
Gujarat State
Petronet Ltd. Gas 1.11
SKF India Ltd Industrial Products 1.10
ABB Ltd. Industrial Capital Goods 1.06
Blue Star Ltd. Consumer Durables 1.03
Page Industries Ltd Textile Products 1.03
Whirlpool of India Ltd. Consumer Durables 1.03
Techno Electric & Engineering
Company Limited Construction Project 1.01
Max Financial Services Ltd. Finance 0.93
Dalmia Bharat Limited Cement 0.82
Bata India Ltd. Consumer Durables 0.79
APL Apollo Tubes Limited Ferrous Metals 0.77
Kalpataru Power
Transmission Ltd. Power 0.77
Hawkins Cooker Ltd Household Appliances 0.65
JMC Projects (India) Ltd Construction 0.43
Equity & Equity
Related - Total 97.37
Preference Shares
6% Redm Preference Sh Zee
Entertainment Enterprises Ltd. Media and Entertainment 0.02
Preference Share - Total 0.02
Triparty Repo 2.47
Net Current Assets/
(Liabilities) 0.14
Grand Total 100.00
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 8.71
Infosys Ltd. Software 5.22
Hindustan Unilever Ltd. Consumer Non Durables 4.96
Tata Consultancy
Services Ltd. Software 4.27
ICICI Bank Ltd. Banks 4.04
SRF Ltd. Industrial Products 3.31
HDFC Bank Ltd. Banks 3.26
Britannia Industries Ltd. Consumer Non Durables 3.18
Dr Reddys
Laboratories Ltd Pharmaceuticals 3.01
Axis Bank Ltd Banks 2.79
Larsen And Toubro Ltd. Construction Project 2.66
Coromandel
International Ltd. Fertilisers 2.64
Cadila Healthcare Ltd. Pharmaceuticals 2.58
Ultratech Cement Ltd. Cement 2.57
AU Small Finance
Bank Ltd. Banks 2.46
Kotak Mahindra Bank Ltd. Banks 2.27
Shree Cement Ltd. Cement 2.17
Jindal Steel & Power Ltd. Ferrous Metals 2.07
Nestle India Ltd. Consumer Non Durables 2.06
Gujarat Gas Ltd Gas 2.04
Bajaj Auto Ltd. Auto 1.87
Thermax Ltd. Industrial Capital Goods 1.70
The Ramco Cements Ltd Cement 1.44
Blue Dart Express Ltd. Transportation 1.42
United Breweries Ltd. Consumer Non Durables 1.38
Balkrishna Industries Ltd Auto Ancillaries 1.37
ICICI Lombard General
Insurance Company Ltd Finance 1.30
Rail Vikas Nigam Limited. Construction 1.20
Linde India Ltd. Chemicals 1.18
This product is suitable for investors who are seeking*:� long term capital growth with a 3 year lock in� Investment in portfolio of predominantly equity &
equity related securities.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
KOTAK TAX SAVER FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial `and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Tax Saver Fund NAV as on July 31, 2020: ̀ 16.768 (Dividend Option), ̀ 20.638 (Direct Dividend Option), ̀ 43.047 (Growth Option) ̀ 47.335 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
11
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harsha
Upadhyaya*
AAUM: `1,181.26 crs
AUM: `1,202.77 crs
Benchmark: Nifty 500 TRI
Allotment date: November 23, 2005
Folio count: 2,07,686
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on July 31, 2020
Since Inception 10 years 7 years 5 years 3 years 1 year
17,70,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
38,16,862 19,97,428 11,39,071 6,88,179 3,69,977 1,23,071
9.76 9.84 8.56 5.43 1.78 4.79
9.57 9.00 7.44 5.27 0.86 7.58
0.19 0.83 1.12 0.16 0.92 -2.79
37,58,247 19,11,265 10,94,460 6,85,470 3,64,797 1,24,837
37,83,003 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
9.65 9.05 7.88 6.83 3.14 7.88
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty 500 (TRI) Returns (%)
Alpha
Nifty 500 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Riskometer
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in portfolio of predominantly equity & equity
related securities* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 9.56Infosys Ltd. Software 7.08HDFC Bank Ltd. Banks 5.81ICICI Bank Ltd. Banks 5.26Tata ConsultancyServices Ltd. Software 3.43Bharti Airtel Ltd. Telecom - Services 3.18Hindustan Unilever Ltd. Consumer Non Durables 3.13Larsen And Toubro Ltd. Construction Project 2.78Ultratech Cement Ltd. Cement 2.67Kotak Mahindra Bank Ltd. Banks 2.43Shree Cement Ltd. Cement 2.28Maruti Suzuki India Limited Auto 2.23Mahindra & Mahindra Ltd. Auto 2.07Supreme Industries Limited Industrial Products 1.96HDFC Standard LifeInsurance Company Ltd. Finance 1.86Max Financial Services Ltd. Finance 1.79AU Small Finance Bank Ltd. Banks 1.78Gujarat Gas Ltd Gas 1.67MindTree Ltd. Software 1.60Axis Bank Ltd Banks 1.57Britannia Industries Ltd. Consumer Non Durables 1.57Torrent Pharmaceuticals Ltd. Pharmaceuticals 1.54Gujarat State Petronet Ltd. Gas 1.50Apollo HospitalsEnterprises Ltd. Healthcare Services 1.46Hero MotoCorp Ltd. Auto 1.34Hindustan PetroleumCorporation Ltd Petroleum Products 1.21ICICI Lombard GeneralInsurance Company Ltd Finance 1.21Page Industries Ltd Textile Products 1.20CoromandelInternational Ltd. Fertilisers 1.19SRF Ltd. Industrial Products 1.15Bharat Electronics Ltd Industrial Capital Goods 1.12Bharat PetroleumCorporation Ltd. Petroleum Products 1.11Jindal Steel & Power Ltd. Ferrous Metals 1.11Container Corporationof India Ltd. Transportation 1.09Colgate Palmolive (India) Ltd. Consumer Non Durables 1.07
Voltas Ltd. Consumer Durables 1.06Cadila Healthcare Ltd. Pharmaceuticals 1.03HCL Technologies Ltd. Software 1.02Petronet LNG Ltd. Gas 0.92Titan Company Ltd. Consumer Durables 0.90Kajaria Ceramics Ltd. Construction 0.89Dr Reddys Laboratories Ltd Pharmaceuticals 0.85Kalpataru PowerTransmission Ltd. Power 0.83Aavas Financiers Ltd Finance 0.72ITC Ltd. Consumer Non Durables 0.69Bajaj Finance Limited Finance 0.67Inter Globe Aviation Ltd Transportation 0.65Jubilant Foodworks Limited Consumer Non Durables 0.64SBI Life InsuranceCompany Ltd Finance 0.63State Bank Of India Banks 0.59Exide Industries Ltd Auto Ancillaries 0.51The Ramco Cements Ltd Cement 0.47Alkem Laboratories Ltd Pharmaceuticals 0.46Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.40SBI Cards & PaymentServices Pvt. Ltd. Finance 0.36HDFC Ltd. Finance 0.33Mahindra & MahindraFinancial Services Ltd. Finance 0.29Mahindra & MahindraFinancial Services Ltd. -Rights Issue Finance 0.16Equity & EquityRelated - Total 98.08Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Britannia Industries Ltd. ( ) CRISIL AAA 0.01Corporate Debt/FinancialInstitutions - Total 0.01Triparty Repo 1.89Net Current Assets/(Liabilities) 0.02Grand Total 100.00
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
An open-ended equity scheme following contrarian investment strategy
KOTAK INDIA EQ CONTRA FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
SECTOR ALLOCATION (%)
12
Fund Manager: Ms. Shibani Kurian*AAUM: `802.20 crs AUM: `810.64 crsBenchmark: NIFTY 100 TRIAllotment date: July 27, 2005Folio count: 54,744
Investment style
Value Blend Growth Size
Large
Medium
Small
Scheme Inception : - July 27,2005. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final `value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak India EQ Contra Fund NAV as on July 31, 2020: ̀ 17.585 (Dividend Option), ̀ 20.022 (Direct Dividend Option), ̀ 51.016 (Growth Option), ̀ 56.265 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Monthly SIP of 10000(`)
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty 100 (TRI) Returns (%)
Alpha
Nifty 100 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
18,10,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
41,78,511 19,97,394 11,29,318 7,10,236 3,72,195 1,24,907
10.34 9.84 8.32 6.68 2.18 7.69
10.28 9.38 7.99 6.50 2.55 7.94
0.06 0.46 0.33 0.19 -0.38 -0.25
41,55,786 19,49,863 11,16,248 7,06,912 3,74,332 1,25,067
40,07,785 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
9.85 9.05 7.88 6.83 3.14 7.88
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related instruments. The Scheme will invest in stocks of companies, which are fundamentally sound but are undervalued. Undervalued stocks are stocks of those companies whose true long term potentialis not yet recognised by the market. At times, the broad market takes time to appreciate the long-term potential of some fundamentally sound companies.Stocks of such companies are traded at prices below their intrinsic value and are regarded as undervalued stocks.We believe that, over a period of time, the price of a stock reflects the intrinsic value of the underlying company. Thus, the moving up of the price of the undervalued stock towards its intrinsic value will help us generate capital appreciation for investors.
Available Plans/OptionsA) B) Direct Plan Regular Plan Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
$Source: ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load:a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.47%; Direct: 1.05%
Portfolio Turnover$Beta $Sharpe## $Standard Deviation
47.76%1.000.13
21.27%
Product LabelData as on July 31, 2020
32.20
25.47
16.72
17.21
14.46
13.13
14.41
9.07
5.27
6.16
2.39
5.42
0.19
4.23
5.14
3.88
2.22
3.67
2.76
3.18
Benchmark
Scheme
Financial Services Energy Information Technology Consumer Goods Automobile
Cement & Cement Products Industrial Manufacturing Pharma Construction Telecom
21.9110.72
8.748.11
7.476.60
4.904.76
3.603.19
20.00
Overseas Mutual Fund Petroleum Products Finance Pharmaceuticals Auto Banks Industrial Products
Consumer Durables Transportation Industrial Capital Goods REST
For viewing detailed portfolio of CI Signature Global Technology Corporate Class on desktop please visit: Kotak MF website>> Forms & Essentials>>Portfolios>> CI Signature Global Technology Corporate Class. Also you can scan the QR code for CI Signature Global Technology Corporate Class portfolio.
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity, equity related instruments and units of global mutual funds which invests into such companies that utilize new forms of production, technology, distribution or processes which are likely to challenge existing markets or value networks, or displace established market leaders, or bring in novel products and/or business models.However, there can be no assurance that the investment objective of the Scheme will be realized.Available Plans/OptionsA) B) Direct Plan Regular PlanOptions: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans) Dividend FrequencyTrustee�s DiscretionRatios
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and of ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.15%; Direct: 0.44%
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 10.31HDFC Bank Ltd. Banks 6.60
Titan Company Ltd. Consumer Durables 4.76Maruti SuzukiIndia Limited Auto 3.52
Bajaj Finance Limited Finance 3.20Mahindra & Mahindra Ltd. Auto 2.77Cadila Healthcare Ltd. Pharmaceuticals 2.73
Sun Pharmaceuticals
Industries Ltd. Pharmaceuticals 2.61Tata Consumer
Products Ltd Consumer Non Durables 2.40HDFC Standard Life
Insurance Company Ltd. Finance 2.25
Container Corporation
of India Ltd. Transportation 2.22
Bharat Forge Ltd. Industrial Products 2.15
3M India Ltd. Commercial Services 1.78AIA Engineering Limited Industrial Products 1.74
SBI Cards & Payment
Services Pvt. Ltd. Finance 1.73Persistent Systems Limited Software 1.71
Motherson Sumi
Systems Ltd. Auto Ancillaries 1.60ICICI Lombard General
Insurance Company Ltd Finance 1.56Solar IndustriesIndia Limited Chemicals 1.50
Indiamart intermesh ltd. Retailing 1.49P I Industries Ltd Pesticides 1.48
Thematic - An open ended equity scheme investing in pioneering innovations theme.
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Kotak Pioneer Fund NAV as on July 31, 2020: ̀ 10.474 (Dividend Option), ̀ 10.615 (Direct Dividend Option), ̀ 10.474 (Growth Option), ̀ 10.615 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST.
13
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harish Krishnan & Mr. Arjun Khanna*AAUM: `696.49 crs AUM: `711.96 crsBenchmark: 85% IISL Kotak India Pioneering Innovations + 15% MSCI ACWI Information Technology Index TRI.Allotment date: October 31, 2019Folio count: 30,311
Product Label
Data as on July 31, 2020
Divi s Laboratories Limited Pharmaceuticals 1.47Trent Ltd Retailing 1.41Inter Globe Aviation Ltd Transportation 1.38Lupin Ltd. Pharmaceuticals 1.30Thermax Ltd. Industrial Capital Goods 1.29Tata Motors Ltd. Auto 1.18Gujarat State Petronet Ltd. Gas 1.15ABB Ltd. Industrial Capital Goods 1.13APL Apollo Tubes Limited Ferrous Metals 1.03Schaeffler India Ltd Industrial Products 1.01Ratnamani Metals &Tubes Ltd. Ferrous Metals 0.95Page Industries Ltd Textile Products 0.84GE Power India Limited Industrial Capital Goods 0.77Igarashi Motors India Ltd. Auto Ancillaries 0.72Mahindra LifespaceDevelopers Ltd Construction 0.61Affle (India) Ltd. Software 0.45Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.41Rossari Biotech Ltd. Chemicals 0.03
Equity & EquityRelated - Total 77.24Mutual Fund Units Signature Global TechnologyCorporate Class Fund - 994 Overseas Mutual Fund 21.91
Mutual Fund Units - Total 21.91Triparty Repo 0.75Net Current Assets/(Liabilities) 0.10Grand Total 100.00
KOTAK PIONEER FUND
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity and equity related securities of
companies operating with pioneering innovations theme without any market capitalisation and sector bias.
* Investors should consult their financial advisors if in doubtabout whether the product is suitable for them.
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Riskometer
11.45%Portfolio Turnover
SECTOR ALLOCATION (%)
7
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity & equity related instruments across market ........capitalisation and sectors.
There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/Options
A)Regular Plan B) Direct Plan
Options: Dividend Payout & Growth ......(applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountThe scheme is a close ended scheme. The units of the scheme can be traded on the stock exchange.
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular:1.28%; Direct: 0.34%
118.06%Portfolio Turnover
Equity & Equity related ICICI Bank Ltd. Banks 6.13ITC Ltd. Consumer Non Durables 5.98Mahindra & Mahindra Ltd. Auto 4.69Infosys Ltd. Software 4.50Bharti Airtel Ltd. Telecom - Services 4.33Hero MotoCorp Ltd. Auto 4.12Axis Bank Ltd Banks 3.20Emami Ltd. Consumer Non Durables 3.01Britannia Industries Ltd. Consumer Non Durables 2.82State Bank Of India Banks 2.77Larsen And Toubro Ltd. Construction Project 2.70Kotak Mahindra Bank Ltd. Banks 2.68Solara Active PharmaSciences Ltd. Pharmaceuticals 2.45Tata Power Co. Ltd. Power 2.28Reliance Industries Ltd -Partly Paid Shares Petroleum Products 2.25Tech Mahindra Ltd. Software 2.10Persistent Systems Limited Software 2.09Tata Steel Limited. Ferrous Metals 2.06Kalpataru PowerTransmission Ltd. Power 1.92Bharat PetroleumCorporation Ltd. Petroleum Products 1.91Indiamart intermesh ltd. Retailing 1.68CESC Ltd. Power 1.62Maruti Suzuki India Limited Auto 1.59Subros Ltd. Auto Ancillaries 1.56Laurus Labs Ltd Pharmaceuticals 1.48SRF Ltd. Industrial Products 1.45Hindustan PetroleumCorporation Ltd Petroleum Products 1.39Century Plyboards(India) Ltd. Consumer Durables 1.35National Thermal PowerCorporation Limited Power 1.34JMC Projects (India) Ltd Construction 1.31
The Ramco Cements Ltd Cement 1.30JK Cement Ltd. Cement 1.20KNR Constructions Ltd. Construction 1.16Eris Lifesciences Ltd Pharmaceuticals 1.11PNC Infratech Ltd Construction 1.10Thermax Ltd. Industrial Capital Goods 0.93Whirlpool of India Ltd. Consumer Durables 0.91HDFC Standard LifeInsurance Company Ltd. Finance 0.89Rail Vikas Nigam Limited. Construction 0.89Shree Cement Ltd. Cement 0.88Prataap Snacks Ltd Consumer Non Durables 0.85Alkem Laboratories Ltd Pharmaceuticals 0.78Saregama India Ltd. Media and Entertainment 0.53Dhanuka Agritech Ltd Pesticides 0.48Mahindra LifespaceDevelopers Ltd Construction 0.48CESC Ventures Ltd. Software 0.44Reliance Industries Ltd. Petroleum Products 0.38Motherson SumiSystems Ltd. Auto Ancillaries 0.26Equity & EquityRelated - Total 93.33Futures Infosys Ltd.-AUG2020 2.29ITC Ltd.-AUG2020 0.99Motherson SumiSystems Ltd.-AUG2020 0.89Futures (Market valuerepresents NotionalValue) - Total 4.17TERM DEPOSITS HDFC Bank Ltd. 1.53Term Deposits - Total 1.53Triparty Repo 6.10Net Current Assets/(Liabilities) -5.13Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity and equity related securities
without any market capitalisation and sector bias.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Multicap fund - A 36 months close ended equity scheme investing across large cap,midcap and small cap stocks
KOTAK INDIA GROWTH FUND SERIES 4
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak India Growth Fund Series 4 NAV as on July 31, 2020: ̀ 10.326 (Dividend Option), ̀ 10.554 (Direct Dividend Option), ̀ 10.326 (Growth Option), ̀ 10.563 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Devender Singhal* (w.e.f. January 24, 2019)
AAUM: `430.11 crs
AUM: `442.24 crs
Benchmark: Nifty 200 TRI
Allotment date: February 20, 2018
Folio count: 15,133
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on July 31, 2020
14
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 4.17%
14.92
17.58
30.95
15.66
5.80
13.10
15.80
13.07
13.51
10.98
2.31
7.62
5.59
5.82
2.58
4.33
2.39
3.392.55
Benchmark
Scheme
Consumer Goods Financial Services Automobile Energy Information Technology Construction
Pharma Telecom Cement & Cement Products Cash & Cash Equivalent
20.16
17.69
11.65
13.97
18.78
11.08
4.64
10.86
17.93
7.88
14.04
7.14
3.03
6.14 5.78
2.25
5.13
2.22
4.88
Benchmark
Scheme
Financial Services Energy Automobile Industrial Manufacturing Consumer Goods Pharma
Services Metals Fertilisers & Pesticides Information Technology
Investment ObjectiveTo generate capital appreciation from a diversified portfolio of equity & equity related instruments across market .........capitalisation and sectors.
There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountThe scheme is a close ended scheme. The units of the scheme can be traded on the stock exchange.
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 1.45%; Direct: 1.26%
26.27%Portfolio Turnover
Equity & Equity related Reliance Industries Ltd. Petroleum Products 10.63HDFC Bank Ltd. Banks 7.12Titan Company Ltd. Consumer Durables 5.61Maruti Suzuki India Limited Auto 4.51Persistent Systems Limited Software 3.50APL Apollo Tubes Limited Ferrous Metals 3.26Sun PharmaceuticalsIndustries Ltd. Pharmaceuticals 3.19Bajaj Finance Limited Finance 3.08P I Industries Ltd Pesticides 3.00Cadila Healthcare Ltd. Pharmaceuticals 2.61SBI Cards & PaymentServices Pvt. Ltd. Finance 2.61SRF Ltd. Industrial Products 2.59Ratnamani Metals &Tubes Ltd. Ferrous Metals 2.52Solar IndustriesIndia Limited Chemicals 2.48Tata Motors Ltd. Auto 2.42Motherson SumiSystems Ltd. Auto Ancillaries 2.323M India Ltd. Commercial Services 2.30Indiamart intermesh ltd. Retailing 2.28CoromandelInternational Ltd. Fertilisers 2.13ICICI Lombard GeneralInsurance Company Ltd Finance 1.91Container Corporation ofIndia Ltd. Transportation 1.89Amara Raja Batteries Ltd. Auto Ancillaries 1.84
Schaeffler India Ltd Industrial Products 1.82Gujarat Gas Ltd Gas 1.81Inter Globe Aviation Ltd Transportation 1.80HDFC Standard LifeInsurance Company Ltd. Finance 1.71Bharat Forge Ltd. Industrial Products 1.68AIA Engineering Limited Industrial Products 1.67GE Power India Limited Industrial Capital Goods 1.67ABB Ltd. Industrial Capital Goods 1.43Affle (India) Ltd. Software 1.38Lupin Ltd. Pharmaceuticals 1.34Rail Vikas Nigam Limited. Construction 1.34Mahindra LifespaceDevelopers Ltd Construction 1.29CRISIL Ltd. Finance 1.25Hindustan Oil ExplorationCompany Ltd. Oil 1.06Saregama India Ltd. Media and Entertainment 1.00Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.47Vinati Organics Ltd Chemicals 0.31Indian Railway CateringAnd TourismCorporation Ltd Services 0.15Rossari Biotech Ltd. Chemicals 0.06Equity & EquityRelated - Total 97.04Triparty Repo 2.65Net Current Assets/(Liabilities) 0.31Grand Total 100.00
Multicap fund - A 1099 days close ended equity scheme investing across large cap,midcap and small cap stocks
KOTAK INDIA GROWTH FUND SERIES 5
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak India Growth Fund Series 5 NAV as on July 31, 2020: ̀ 9.836 (Dividend Option), ̀ 9.892 (Direct Dividend Option), ̀ 9.836 (Growth Option), ̀ 9.892 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment style
Value Blend Growth Size
Large
Medium
Small
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity and equity related securities
without any market capitalisation and sector bias.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Fund Manager: Mr. Harish Krishnan* (w.e.f. January 24, 2019)
AAUM: `356.92 crs
AUM: `366.80 crs
Benchmark: Nifty 200 TRI
Allotment date: May 15, 2018
Folio count: 4,604
Data as on July 31, 2020
15
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of .........predominantly equity and equity-related securities of companies involved in ........economic development of India as a result of potential investments in infrastructure and unfolding economic reforms. However, there is no assurance that the objective of the scheme will be realized.Available Plans/OptionsA) Regular Plan B) Direct Plan Options: Dividend Payout, Dividend ..........Reinvestment & Growth (applicable for all plans) Dividend FrequencyTrustee�s DiscretionRatios
Source: $ICRA MFI Explorer. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in ........multiples of ̀ 1Ideal Investments Horizon: 3 years & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.51%; Direct: 1.31%
7
7.24%
1.04
-0.32
24.77%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Equity & Equity related
Larsen And Toubro Ltd. Construction Project 6.03
Ultratech Cement Ltd. Cement 5.94
Solar Industries
India Limited Chemicals 5.87
Shree Cement Ltd. Cement 5.82
Reliance Industries Ltd. Petroleum Products 5.48
Bharti Airtel Ltd. Telecom - Services 4.88
Thermax Ltd. Industrial Capital Goods 4.12
Supreme
Industries Limited Industrial Products 3.99
AIA Engineering Limited Industrial Products 3.89
Container Corporation
of India Ltd. Transportation 3.72
Gujarat Gas Ltd Gas 3.58
Schaeffler India Ltd Industrial Products 3.57
H G Infra
Engineering Ltd. Construction Project 3.05
The Ramco Cements Ltd Cement 2.85
GE Power India Limited Industrial Capital Goods 2.83
APL Apollo Tubes Limited Ferrous Metals 2.66
PNC Infratech Ltd Construction 2.61
Ratnamani Metals &
Tubes Ltd. Ferrous Metals 2.59
National Thermal Power
Corporation Limited Power 2.51
Rail Vikas Nigam Limited. Construction 2.38
JMC Projects (India) Ltd Construction 2.04
Bharat Electronics Ltd Industrial Capital Goods 1.98
Hindustan Oil Exploration
Company Ltd. Oil 1.95
Kajaria Ceramics Ltd. Construction 1.95
SKF India Ltd Industrial Products 1.70
Cummins India Ltd. Industrial Products 1.66
Indraprastha Gas Ltd. Gas 1.33
BEML Ltd Industrial Capital Goods 1.32
Kalpataru Power
Transmission Ltd. Power 1.23
GAIL (India) Ltd. Gas 1.20
Mahindra Lifespace
Developers Ltd Construction 1.13
ABB Ltd. Industrial Capital Goods 1.11
WPIL Ltd Industrial Products 1.04
Techno Electric &
Engineering
Company Limited Construction Project 0.74
Sadbhav Engineering Ltd. Construction Project 0.42
Equity & Equity
Related - Total 99.17
Triparty Repo 0.78
Net Current Assets/
(Liabilities) 0.05
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Long term capital appreciation by investing in equity and
equity related instruments of companies contributing to infrastructure and economic development of India
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
An open ended equity scheme following infrastructure & Economic Reform theme
KOTAK INFRASTRUCTURE &ECONOMIC REFORM FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
SYSTEMATIC INVESTMENT PLAN (SIP)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
Scheme Inception : - February 25, 2008. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Infrastructure & Economic Reform Fund NAV as on July 31, 2020: ̀ 13.4 (Dividend Option), ̀ 18.26 (Direct Dividend Option), ̀ 16.755 (Growth Option), ̀ 18.47 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
16
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harish Krishnan*
AAUM: `246.40 crs
AUM: `242.41 crs
Benchmark: India Infrastructure
Index (Customised
Index by IISL)
Allotment date: February 25, 2008
Folio count: 20,169
Riskometer
Product Label
Data as on July 31, 2020
Monthly SIP of ) 10000(`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
India Infrastructure Index (Customised Index by IISL)(TRI) Returns (%)
Alpha
India Infrastructure Index (Customised Index by IISL) (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
15,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
23,62,278 16,20,749 9,28,409 5,54,467 3,09,975 1,13,901
6.98 5.86 2.82 -3.10 -9.48 -9.30
0.59 -0.07 -1.79 -4.60 -9.82 -8.45
6.39 5.93 4.61 1.50 0.34 -0.85
15,56,760 11,95,524 7,88,464 5,33,650 3,08,281 1,14,468
28,30,955 19,16,382 11,11,815 7,12,891 3,77,675 1,25,030
9.66 9.05 7.88 6.83 3.14 7.88
8.82
27.20
8.04
20.33
27.09
17.28
14.14
14.625.87
3.79
5.24
15.42
4.88
5.54
3.720.85
2.58
Benchmark
Scheme
Industrial Manufacturing Construction Energy Cement & Cement Products Chemicals
Metals Telecom Services Cash & Cash Equivalent Automobile
33.16
28.82
18.06
15.43
16.11
13.247.87
7.835.11
2.17
5.103.73
2.38
3.00
3.20
2.87
Benchmark
Scheme
Financial Services Energy Information Technology Others Consumer Goods
Industrial Manufacturing Cement & Cement Products Pharma Construction Telecom
12.64
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity & equity related instruments across market capitalisation and sectors. It also endeavors to manage risks through equity derivatives.
There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Minimum Investment AmountThe scheme is a close ended scheme. The units of the scheme can be traded on the stock exchange.
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 1.26%; Direct: 0.18%
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 9.80
Infosys Ltd. Software 8.45
HDFC Bank Ltd. Banks 7.89
ICICI Bank Ltd. Banks 6.23
Tata Consultancy
Services Ltd. Software 4.78
Hindustan Unilever Ltd. Consumer Non Durables 4.17
Kotak Mahindra Bank Ltd. Banks 3.25
Larsen And Toubro Ltd. Construction Project 3.00
Bharti Airtel Ltd. Telecom - Services 2.87
Maruti Suzuki
India Limited Auto 2.84
Coromandel
International Ltd. Fertilisers 2.77
Supreme Industries Limited Industrial Products 2.70
Shree Cement Ltd. Cement 2.61
HDFC Standard Life
Insurance Company Ltd. Finance 2.53
Torrent
Pharmaceuticals Ltd. Pharmaceuticals 2.49
Ultratech Cement Ltd. Cement 2.49
SRF Ltd. Industrial Products 2.41
Britannia Industries Ltd. Consumer Non Durables 2.39
Axis Bank Ltd Banks 2.36
AU Small Finance
Bank Ltd. Banks 2.16
Bharat Petroleum
Corporation Ltd. Petroleum Products 1.99
Gujarat State Petronet Ltd. Gas 1.92
Aavas Financiers Ltd Finance 1.30
Colgate Palmolive
(India) Ltd. Consumer Non Durables 1.27
Kalpataru Power
Transmission Ltd. Power 1.27
Dr Reddys Laboratories Ltd Pharmaceuticals 1.24
ICICI Lombard General
Insurance Company Ltd Finance 1.11
Bajaj Finance Limited Finance 1.00
SBI Cards & Payment
Services Pvt. Ltd. Finance 0.99
Reliance Industries Ltd -
Partly Paid Shares Petroleum Products 0.45
Equity & Equity
Related - Total 90.73
Options
CNX NIFTY - 11400.000 -
Put Option - June 2021 6.33
CNX NIFTY - 11200.000 -
Put Option - June 2021 1.55
Options - Total 7.88
Net Current Assets/
(Liabilities) 1.39
Grand Total 100.00
Multicap Fund - A 36 months close ended equity scheme investing across large cap,midcap and small cap stocks.
KOTAK INDIA GROWTH FUND SERIES 7
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak India Growth Fund Series 7 NAV as on July 31, 2020: ̀ 10.731 (Dividend Option), ̀ 10.955 (Direct Dividend Option), ̀ 10.731 (Growth Option), ̀ 10.955 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment style
Value Blend Growth Size
Large
Medium
Small
This product is suitable for investors who are seeking*:� Long term capital growth.� Investment in equity and equity related securities
without any market capitalisation and sector bias.*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Fund Manager: Ms. Shibani Kurian*
AAUM: `33.93 crs
AUM: `34.68 crs
Benchmark: Nifty 50 TRI
Allotment date: August 31, 2018
Folio count: 561
Data as on July 31, 2020
17
35.00%Portfolio Turnover
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 7.88%
For detailed portfolio log on to
www.kotakmf.com/funds/equity-funds/Kotak-Equity-Arbitrage-Fund/Reg-G
Also you can scan the QR code for detailed portfolio.
Maturity
Short Medium Long Volatility
Low
Medium
High
7
An open-ended scheme investing in arbitrage opportunities
KOTAK EQUITY ARBITRAGE FUND
Fund Manager: Mr. Hiten Shah*
AAUM: `15,582.80 crs
AUM: `15,363.74 crs
Benchmark: Nifty 50 Arbitrage Index
Allotment date: September 29, 2005
Folio count: 39,599
Investors understand that their principal will be at moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Income from arbitrage opportunities in the equity market� Investment in arbitrage opportunities in the cash &
derivatives segment of the equity market.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Riskometer
Product Label
*For Fund Manager experience, please refer page 57-59, Mr. Hiten Shah has been managing the fund since 03/10/2019. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Data as on July 31, 2020
Issuer/Instrument Industry/Rating % to Net Assets % to Net Assets Derivatives
Equity & Equity related
HDFC Ltd. Finance 5.79 -5.82
ICICI Bank Ltd. Banks 4.31 -4.33
Reliance Industries Ltd. Petroleum Products 4.26 -4.29
Bharti Airtel Ltd. Telecom - Services 3.38 -3.37
Hindustan Unilever Ltd. Consumer Non Durables 3.10 -3.12
Infosys Ltd. Software 2.11 -2.12
Axis Bank Ltd Banks 1.88 -1.89
Tata Consultancy Services Ltd. Software 1.86 -1.87
State Bank Of India Banks 1.86 -1.87
Asian Paints Ltd. Consumer Non Durables 1.20 -1.21
Others 35.92 -36.02
Equity & Equity Related - Total 65.67 -65.91
Mutual Fund Units 8.97
TERM DEPOSITS 17.82
Triparty Repo 4.21
Net Current Assets/(Liabilities) 3.33
Grand Total 100.00
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and by investing the balance in debt and money market instruments.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyFortnightly (Every alternate Monday from the 1st record date), Monthly (Monday preceding the last Thursday of the month), Bimonthly (Monday preceding the last Thursday of the following months - January, March, May, July, September, November)
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 months & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemptions/switch outs (including SIP/STP) within 30 days from the date of allotment of units: 0.25%b) For redemptions/switch outs (including SIP/STP) after 30 days from the date of allotment of units: Nil
Total Expense Ratio**Regular: 0.99%; Direct: 0.45%
381.82%
0.61
2.47
0.76%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Top 10 Holdings
Kotak Equity Arbitrage Fund NAV as on July 31, 2020: ̀ 10.6852 (Monthly Dividend Option), ̀ 11.1644 (Direct Monthly Dividend Option), ̀ 28.3434 (Growth Option), `29.4287 (Direct Growth Option), `19.9345 (Bimonthly Dividend), `20.127 (Direct Bimonthly Dividend), `22.9796 (Fortnightly Dividend), `23.4602 (Direct Fortnightly Dividend)
SECTOR ALLOCATION (%)
Term Deposit as provided above is towards margin for derivatives transactions
18
22.039.30
8.988.97
8.706.12
6.126.07
3.553.22
16.94
TREP & Term Deposits & Rev.Repo Banks Finance Unrated Consumer Non Durables
Pharmaceuticals Software Petroleum Products Telecom - Services Cement REST
For detailed portfolio log on to
www.kotakmf.com/funds/hybrid-funds/Kotak-Balanced-Advantage-Fund/Reg-%20G
Also you can scan the QR code for detailed portfolio.
7
An open ended dynamic asset allocation fund
KOTAK BALANCEDADVANTAGE FUND
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Wealth creation over a long period of time.� Investment in equity, equity related securities &
debt, money market instruments while managing risk through active allocation.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
Fund Manager: Mr. Harish Krishnan
Mr. Hiten Shah
Mr. Abhishek Bisen*
AAUM: `3,962.02 crs
AUM: `4,039.89 crs
Benchmark: NIFTY 50 Hybrid Composite Debt
50:50 Index
Allotment date: August 3, 2018
Folio count: 91,401
Investment style
Value Blend Growth Size
Large
Medium
Small
Maturity
Short Medium Long Volatility
Low
Medium
High
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee's Discretion
Ratios
Minimum Investment AmountInitial Investment: `1000 and in multiple of `1 for purchase and of ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.00%; Direct: 0.74%
80.74%Portfolio Turnover
Issuer/Instrument Industry/Rating % to Net Assets % to Net Assets Derivatives
Equity & Equity related Reliance Industries Ltd. Petroleum Products 5.44 CNX NIFTY-AUG2020 -5.21CNX BANK INDEX-AUG2020 -4.21HDFC Bank Ltd. Banks 3.90 Infosys Ltd. Software 3.65 ICICI Bank Ltd. Banks 2.91 Tata Consultancy Services Ltd. Software 2.59 Reliance Industries Ltd - Partly Paid Shares Petroleum Products 2.22 Bharti Airtel Ltd. Telecom - Services 2.02 Hindustan Unilever Ltd. Consumer Non Durables 1.90 Others 41.18 -6.97Equity & Equity Related - Total 65.81 -16.39Mutual Fund Units 0.89 Debt Instruments Debentures and Bonds 8.83 Government Dated Securities 8.54 TERM DEPOSITS 1.62 Triparty Repo 10.03 Net Current Assets/(Liabilities) 4.28 Grand Total 100.00
Top 10 Holdings
Kotak Balanced Advantage Fund � Asset Allocation
Source: Internal Analysis. As on 31st July 2020. Automatic: A fund that gives you freedom from managingequity and debt allocation manually during the market ups and down, giving you a balanced growth.Mutual fund investment are subject to market risk, read all scheme related documents carefully
Term Deposit as provided above is towards margin for derivatives transactions
19
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - August 03,2018. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). The debt component of the index is TRI since inception.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.Kotak Balanced Advantage Fund NAV as on : ̀ 11.391 (Dividend Option), ̀ 11.638 (Direct Dividend Option), ̀ 11.391 (Growth Option) ̀ 11.638 (Direct Growth Option)July 31, 2020*For Fund Manager experience, please refer page 57-59, Mr. Hiten Shah has been managing the fund since 03/10/2019. **Total Expense Ratio includes applicable B30 fee and GST. For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
SECTOR ALLOCATION (%)
Since Inception 1 year 2,40,000 1,20,000 2,64,023 1,29,396
9.48 14.87 9.18 13.12 0.29 1.74
2,63,265 1,28,315
2,45,439 1,25,030 2.17 7.88
Monthly SIP of ( ) 10000`
Total amount invested ( )`Total Value as on July 31, 2020 ( )`
Scheme Returns (%)NIFTY 50 Hybrid Composite Debt 50:50 Index Returns (%) AlphaNIFTY 50 Hybrid Composite Debt 50:50 Index ( )# `
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Data as on July 31, 202011.65
10.529.52
8.838.54
7.95.84
5.463.58
3.0425.12
TREP & Term Deposits & Rev.Repo Banks Petroleum Products Debentures and Bonds Government Dated Securities
Software Finance Consumer Non Durables Cement Auto REST
10198.40
10724.40
11157.00
10946.20
12106.90
7610.25
11073.45
51.5
35.8 35.2
43.5
38.4
79.0
50.33
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
7000.00
8000.00
9000.00
10000.00
11000.00
12000.00
Au
g-18
Oct-18
No
v-18
Dec-18
Feb-19
Mar-19
Ap
r-19
Jun
-19
Jul-19
Au
g-19
Oct-19
No
v-19
Dec-19
Feb-20
Mar-20
Ap
r-20
Jun
-20
Jul-20
Nifty 50 KBAF Net Equity
K-BAFNet Equity (RHS)
Nifty 50 IndexValue (LHS)
Portfolio Details % of Net AssetsNet Equity 50.33Arbitrage 6.95
Debt and Cash 42.72
7
An open-ended hybrid scheme investing predominantly in equityand equity related instruments
KOTAK EQUITY HYBRID FUND
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 0.04%
Equity & Equity related HDFC Bank Ltd. Banks 5.12ICICI Bank Ltd. Banks 4.89Reliance Industries Ltd. Petroleum Products 4.55Infosys Ltd. Software 4.11JK Cement Ltd. Cement 2.93Kotak Mahindra Bank Ltd. Banks 2.52Dr Reddys Laboratories Ltd Pharmaceuticals 2.45Tata ConsultancyServices Ltd. Software 2.22State Bank Of India Banks 2.02HDFC Ltd. Finance 1.89Bharat PetroleumCorporation Ltd. Petroleum Products 1.87Larsen And Toubro Ltd. Construction Project 1.85Sun PharmaceuticalsIndustries Ltd. Pharmaceuticals 1.81Thermax Ltd. Industrial Capital Goods 1.77Axis Bank Ltd Banks 1.75P I Industries Ltd Pesticides 1.74Solar Industries India Limited Chemicals 1.66The Ramco Cements Ltd Cement 1.59Mahindra & Mahindra Ltd. Auto 1.48Shree Cement Ltd. Cement 1.46Supreme Industries Limited Industrial Products 1.41Cadila Healthcare Ltd. Pharmaceuticals 1.39Century Plyboards (India) Ltd. Consumer Durables 1.37V.S.T Tillers Tractors Ltd Auto 1.36Schaeffler India Ltd Industrial Products 1.33ITC Ltd. Consumer Non Durables 1.28Techno Electric & EngineeringCompany Limited Construction Project 1.18Galaxy Surfactants Ltd Chemicals 1.16ICICI Lombard GeneralInsurance Company Ltd Finance 1.15APL Apollo Tubes Limited Ferrous Metals 1.10Gujarat Gas Ltd Gas 1.09GAIL (India) Ltd. Gas 0.98Maruti Suzuki India Limited Auto 0.98HDFC Standard LifeInsurance Company Ltd. Finance 0.91Tech Mahindra Ltd. Software 0.85Coromandel International Ltd. Fertilisers 0.84Kajaria Ceramics Ltd. Construction 0.79National Thermal PowerCorporation Limited Power 0.78Lupin Ltd. Pharmaceuticals 0.77Emami Ltd. Consumer Non Durables 0.72Hindustan Unilever Ltd. Consumer Non Durables 0.72Blue Dart Express Ltd. Transportation 0.67AU Small Finance Bank Ltd. Banks 0.62Mahindra LifespaceDevelopers Ltd Construction 0.60Motherson SumiSystems Ltd. Auto Ancillaries 0.55
MRF Limited Auto Ancillaries 0.51Bajaj Auto Ltd. Auto 0.43JMC Projects (India) Ltd Construction 0.42Finolex Cables Ltd. Industrial Products 0.32SBI Cards & PaymentServices Pvt. Ltd. Finance 0.31Kirloskar Oil Engines Ltd. Industrial Products 0.30Exide Industries Ltd Auto Ancillaries 0.25Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.17Equity & EquityRelated - Total 76.99Options CNX NIFTY - 10700.000 -Put Option - August 2020 0.04Options - Total 0.04Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Tata Projects Ltd. FITCH IND AA 1.00Bahadur Chand InvestmentsPrivate Limited ICRA AA 0.83Reliable Devices Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 0.13LIC Housing Finance Ltd. CRISIL AAA 0.04Corporate Debt/FinancialInstitutions - Total 2.00Public Sector Undertakings Canara Bank FITCH IND AAA 1.28Rural ElectrificationCorporation Ltd. CRISIL AAA 1.03U P Power Corporation Ltd( Guaranteed By UPState Government ) CRISIL A+(CE) 0.84Bank Of Baroda CRISIL AA+ 0.82Power FinanceCorporation Ltd. CRISIL AAA 0.44National Bank for Agriculture& Rural Development CRISIL AAA 0.06Public SectorUndertakings - Total 4.47GovernmentDated Securities 6.19% Central Government SOV 9.485.79% Central Government SOV 2.076.79% Central Government SOV 0.88Government DatedSecurities - Total 12.43Triparty Repo 3.45Net Current Assets/(Liabilities) 0.62Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
20
Investment ObjectiveInvestment objective of the scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyHalf Yearly (25th of Mar/Sep)
Ratios
$Source: ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.20%; Direct: 0.92%
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities
balanced with income generation by investing in debt & money.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
-0.03
18.17%
$Sharpe##
$Standard Deviation
16.10%
1.27
Portfolio Turnover
$Beta
Fund Manager: Mr. Pankaj Tibrewal & Mr. Abhishek Bisen*
AAUM: `1,209.42 crs
AUM: `1,205.81 crs
Benchmark: NIFTY 50 Hybrid Composite Debt
65:35 Index $
Allotment date: November 25, 1999
Folio count: 37,650
PORTFOLIO
SECTOR ALLOCATION (%)
Scheme Inception : - November 03, 2014. The returns are calculated by XIRR approach assuming investment of ̀ 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Equity Hybrid Fund NAV as on July 31, 2020: ̀ 14.72 (Dividend Option), ̀ 16.855 (Direct Dividend Option), ̀ 24.797 (Growth Option) ̀ 27.223 (Direct Growth Option)For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56. $ With Effect from 1st November 2019, the Benchmark is changed to Nifty 50 Hybrid Composite Debt 65:35 Index from Nifty 50 Hybrid Composite Debt 70:30 Index.
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on July 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Maturity
Short Medium Long Volatility
Low
Medium
High
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
NIFTY 50 Hybrid Composite Debt 65:35 Index Returns (%)
Alpha
NIFTY 50 Hybrid Composite Debt 65:35 Index ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 5 years 3 year 1 year
6,90,000 6,00,000 3,60,000 1,20,000
7,92,411 6,71,635 3,71,184 1,23,273
4.75 4.46 2.00 5.11
6.74 6.71 3.80 2.61
-1.98 -2.25 -1.80 2.49
8,34,771 7,06,867 3,80,302 1,21,436
8,38,244 7,12,891 3,77,675 1,25,030
6.69 6.83 3.14 7.88
16.9212.43
7.186.59
6.476.42
5.984.26
4.253.45
26.05
Banks Government Dated Securities Software Petroleum Products Debentures and Bonds
Pharmaceuticals Cement Finance Auto TREP & Term Deposits & Rev.Repo REST
For detailed portfolio log on to
www.kotakmf.com/funds/hybrid-funds/Kotak-Equity-Savings-Fund/Reg-%20G
Also you can scan the QR code for detailed portfolio.
7
An open-ended scheme investing in equity, arbitrage and debt
KOTAK EQUITY SAVINGS FUND
Investment style
Value Blend Growth Size
Large
Medium
Small
Maturity
Short Medium Long Volatility
Low
Medium
High
Fund Manager: Mr. Harish Krishnan
Mr. Hiten Shah
Mr. Abhishek Bisen*
AAUM: `1,397.30 crs
AUM: `1,385.91 crs
Benchmark: 75% NIFTY 50 ARBITRAGE + 25% Nifty 50 TRI
Allotment date: October 13, 2014
Folio count: 15,163
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
This product is suitable for investors who are seeking*:� Income from arbitrage opportunities in the equity
market & long term capital growth� Investment predominantly in arbitrage opportunities in
the cash & derivatives segment of the equity market and equity & equity related securities
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Data as on July 31, 2020
Equity & Equity related
Grasim Industries Ltd. Cement 7.19 -7.19
Reliance Industries Ltd. Petroleum Products 4.81
CNX BANK INDEX-AUG2020 -3.43
Infosys Ltd. Software 3.35
HDFC Bank Ltd. Banks 3.25
ICICI Bank Ltd. Banks 2.74
HDFC Ltd. Finance 2.52 -2.52
CNX NIFTY-AUG2020 -2.49
Tata Consultancy Services Ltd. Software 2.12
Bharti Airtel Ltd. Telecom - Services 1.90 -1.90
Others 41.21 -18.08
Equity & Equity Related - Total 69.09 -35.61
Mutual Fund Units 8.45
Debt Instruments
Debentures and Bonds 3.69
TERM DEPOSITS 6.63
Triparty Repo 11.13
Net Current Assets/(Liabilities) 1.01
Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets % to Net Assets Derivatives
Top 10 Holdings
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every month) Quarterly (20th of March, June, September and December of every year)
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in .......multiples of `1 for purchase and for `0.01 for switchesIdeal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil.Exit Load:a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.19%; Direct: 1.24%
75.83%Portfolio Turnover
0.25
8.22%
$Sharpe##
$Standard Deviation
1.53$Beta
Term Deposit as provided above is towards margin for derivatives transactions
Scheme Inception : - October 13, 2014. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR `helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Equity Savings Fund NAV as on July 31, 2020: `15.0841 (Growth Option), `11.3183 (Monthly Dividend Option), `11.2036 (Quarterly Dividend Option), `15.7336 (Direct Growth Option), ̀ 11.6092 (Direct Monthly Dividend Option), ̀ 11.2354 (Direct Quarterly Dividend Option)*For Fund Manager experience, please refer page 57-59, Mr. Hiten Shah has been managing the fund since 03/10/2019. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
SECTOR ALLOCATION (%)
21
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
75% NIFTY 50 ARBITRAGE + 25% Nifty 50 Returns (%)
Alpha
75% NIFTY 50 ARBITRAGE + 25% Nifty 50 ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 5 years 3 year 1 year
7,00,000 6,00,000 3,60,000 1,20,000
8,52,834 7,08,735 3,92,236 1,25,680
6.69 6.60 5.65 8.91
5.73 5.64 4.66 4.19
0.96 0.96 0.99 4.72
8,29,001 6,91,870 3,86,433 1,22,687
8,53,333 7,12,891 3,77,675 1,25,030
6.71 6.83 3.14 7.88
17.769.53
8.978.58
7.86.65
6.546.36
3.763.69
20.36
TREP & Term Deposits & Rev.Repo Banks Cement Finance Unrated Consumer Non Durables
Software Petroleum Products Telecom - Services Debentures and Bonds REST
Fund Manager: Mr. Devender Singhal & Mr. Abhishek Bisen*
AAUM: `244.65 crs
AUM: `252.86 crs
Benchmark: CRISIL Hybrid 85+15 -
Conservative Index
Allotment date: December 02, 2003
Folio count: 5,275
Investment ObjectiveThe investment objective of the scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the schemes will be realised.Available Plans/OptionsA) Regular Plan B) Direct PlanOptions: Dividend Payout, Dividend ............Reinvestment & Growth (applicable for all plans)Dividend FrequencyMonthly (12th of every Month) Quarterly (20th of Mar/Jun/Sep/Dec)Ratios
$Source: ICRAMFI Explorer.Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns. Minimum Investment AmountInitial Investment: (i) Dividend Re-investment & Growth and Dividend Payout (Quarterly) - `5000 & above (ii) Dividend Payout (Monthly) - `50,000 & above Additional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon - 1 year & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.29%; Direct: 1.15%
This product is suitable for investors who are seeking*:� Income & capital growth over a long term horizon� Investment in a portfolio of debt instruments with a
moderate exposure in equity & equity related instruments
* Investors should consult their financial advisors if in doubtabout whether the product is suitable for them.
Riskometer
Investors understand that their principal will be at moderate risk
Equity & Equity relatedITC Ltd. Consumer Non Durables 2.01ICICI Bank Ltd. Banks 1.67Bharti Airtel Ltd. Telecom - Services 1.26Mahindra & Mahindra Ltd. Auto 1.20Hero MotoCorp Ltd. Auto 1.03State Bank Of India Banks 0.87HDFC Bank Ltd. Banks 0.82Indiamart intermesh ltd. Retailing 0.80Emami Ltd. Consumer Non Durables 0.79Axis Bank Ltd Banks 0.78Britannia Industries Ltd. Consumer Non Durables 0.76Kalpataru PowerTransmission Ltd. Power 0.66Solara Active PharmaSciences Ltd. Pharmaceuticals 0.64National Thermal PowerCorporation Limited Power 0.63Laurus Labs Ltd Pharmaceuticals 0.61SRF Ltd. Industrial Products 0.60The Ramco Cements Ltd Cement 0.57Infosys Ltd. Software 0.55CESC Ltd. Power 0.54Bharat PetroleumCorporation Ltd. Petroleum Products 0.52Kotak Mahindra Bank Ltd. Banks 0.49Tech Mahindra Ltd. Software 0.46Ultratech Cement Ltd. Cement 0.42Blue Dart Express Ltd. Transportation 0.39Huhtamaki PPL Ltd Industrial Products 0.39Alkem Laboratories Ltd Pharmaceuticals 0.38Century Plyboards(India) Ltd. Consumer Durables 0.38Rail Vikas Nigam Limited. Construction 0.38Larsen And Toubro Ltd. Construction Project 0.36ICICI Lombard GeneralInsurance Company Ltd Finance 0.35Dhanuka Agritech Ltd Pesticides 0.33Hindustan PetroleumCorporation Ltd Petroleum Products 0.32Saregama India Ltd. Media and Entertainment 0.32Prataap Snacks Ltd Consumer Non Durables 0.31Eris Lifesciences Ltd Pharmaceuticals 0.29Castrol (India) Ltd. Petroleum Products 0.27Subros Ltd. Auto Ancillaries 0.25Thermax Ltd. Industrial Capital Goods 0.25JK Cement Ltd. Cement 0.24V.S.T Tillers Tractors Ltd Auto 0.23KNR Constructions Ltd. Construction 0.21
Hindustan Unilever Ltd. Consumer Non Durables 0.19JMC Projects (India) Ltd Construction 0.17CESC Ventures Ltd. Software 0.13Mahindra LifespaceDevelopers Ltd Construction 0.12Equity & EquityRelated - Total 24.94Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Bahadur Chand InvestmentsPrivate Limited ICRA AA 3.98Hindalco Industries Ltd. CRISIL AA 0.30Corporate Debt/FinancialInstitutions - Total 4.28Public Sector Undertakings Power FinanceCorporation Ltd. CRISIL AAA 6.84Rural ElectrificationCorporation Ltd. CRISIL AAA 5.01Canara Bank(Basel III Tier II Bonds) FITCH IND AAA 4.06Indian Railway FinanceCorporation Ltd. CRISIL AAA 3.71U P Power Corporation Ltd( Guaranteed By UPState Government ) CRISIL A+(CE) 1.58NHPC Ltd. ICRA AAA 0.29Public SectorUndertakings - Total 21.49GovernmentDated Securities 6.19% Central Government SOV 29.735.79% Central Government SOV 6.706.79% Central Government SOV 4.198.27% StateGovernment-Rajasthan SOV 2.148.42% StateGovernment-Tamil Nadu SOV 1.52Government DatedSecurities - Total 44.28TERM DEPOSITS HDFC Bank Ltd. 0.16Term Deposits - Total 0.16Triparty Repo 4.16Net Current Assets/(Liabilities) 0.69Grand Total 100.00
yletaredo
M
Moderate
Low
Low
High
LOW HIGH
ModeratelyH
igh
An open-ended hybrid scheme investing predominantly indebt instruments
KOTAK DEBT HYBRID FUND
22
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Scheme Inception : - December 02, 2003. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.Kotak Debt Hybrid Fund NAV as on July 31, 2020: `34.3106 (Growth Option), `37.1655 (Direct Growth Option), `11.7454 (Monthly Dividend), `12.3318 (Direct Monthly Dividend), ̀ 13.3752 (Quarterly Dividend), ̀ 14.1745 (Direct Quarterly Dividend)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 3.86% (FBIL Overnight MIBOR rate as on 31st July 2020).**Total Expense Ratio includes applicable B30 fee and GST. For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Product Label
Data as on July 31, 2020
Investment style
Value Blend Growth Size
Large
Medium
Small
Maturity
Short Medium Long Volatility
Low
Medium
High
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
CRISIL Hybrid 85+15 - Conservative Index Returns (%)
Alpha
CRISIL Hybrid 85+15 - Conservative Index ( )#`
CRISIL 10 Year Gilt Index ( )^`
CRISIL 10 Year Gilt Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
20,00,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
40,64,153 18,67,699 11,20,586 7,22,343 4,02,903 1,26,978
7.96 8.57 8.10 7.36 7.46 10.99
9.02 9.70 9.92 9.82 10.82 14.85
-1.05 -1.13 -1.81 -2.46 -3.37 -3.86
44,88,077 19,82,686 11,95,462 7,68,076 4,23,340 1,29,376
37,87,208 18,23,710 11,42,528 7,45,775 4,21,205 1,26,554
7.21 8.11 8.65 8.64 10.47 10.31
ALLOCATION (%)
RATING PROFILE (%)
Term Deposit as provided above is towards margin for derivatives transactions
44.28 25.77 24.94 4.32 0.69
Government Dated Securities Debentures and Bonds Equities TREP & Term Deposits & Rev.Repo Net Current Assets
64.19 24.944.32
4.281.58
0.69
AAA, IND AAA, SOV Equities TREP & Term Deposits & Rev.Repo AA A+(CE) Net Current Assets
Macaulay Duration
Modified Duration
Portfolio Yield
4.86 yrs
4.68 yrs
6.20%
$Standard Deviation 9.18%
Average Maturity 6.82 yrs
23
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities having
maturity of one business day.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investment ObjectiveThe primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B)Direct Plan
Dividend FrequencyDaily, Weekly (Every Monday) (applicable for all plans)
Ratios
Minimum Investment AmountInitial Investment: ̀ 5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of `1 for purchase and for 0.01 for switches
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 0.20%; Direct:0.10%
0.01 yrs
KOTAK OVERNIGHT FUND
An open ended debt scheme investing in overnight securities
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at low risk
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `5,036.62 crs
AUM: `4,494.17 crs
Benchmark: NIFTY 1D Rate index
Allotment date: January 15, 2019
Folio count: 5,733
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Kotak Overnight Fund NAV as on : `1075.1857 (Growth Option), `1076.1867 (Direct Growth Option), `1004.7568 (Regular Daily Dividend), `1003.6055 (Direct Daily Dividend), `1067.1012 (July 31, 2020 Weekly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Data as on July 31, 2020
MaturityShort Medium Long Volatility
Low
Medium
High
Reverse Repo 52.75
Triparty Repo 46.15
Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
Portfolio Yield 3.20%
Modified Duration
0.01 yrsAverage Maturity
98.90 1.10
TREP & Term Deposits & Rev.Repo Net Current Assets
Macaulay Duration 0.01 yrs
98.90 1.10
TREP & Term Deposits & Rev.Repo Net Current Assets
$Standard Deviation 0.30%
Investment ObjectiveThe investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures & Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout,Dividend Reinvestment & Growth(applicable for all plans)
Dividend FrequencyDaily, Weekly (Every Monday) (applicable for all plans)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: ̀ 500 and in multiple of ̀ 1 for purchases and of ̀ 0.01 for switchesAdditional Investment: `500 and in multiples of `1 for purchases and of ̀ 0.01 for switchesIdeal Investment Horizon: 1 - 15 days
Total Expense Ratio**Regular: 0.25%; Direct: 0.20%
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Reliance Industries Ltd. CRISIL AAA 1.85HDB Financial Services Ltd. CRISIL AAA 1.23Mahindra & MahindraFinancial Services Ltd. FITCH IND AAA 1.08Tata Sons Private Ltd. CRISIL AAA 0.69HDFC Ltd. CRISIL AAA 0.18Tata Capital FinancialServices Limited CRISIL AAA 0.09L & T Finance Ltd. CARE AAA 0.05Corporate Debt/FinancialInstitutions - Total 5.17Public Sector Undertakings Rural ElectrificationCorporation Ltd. CRISIL AAA 3.15National Bank for Agriculture& Rural Development CRISIL AAA 2.82Power FinanceCorporation Ltd. CRISIL AAA 2.13Public SectorUndertakings - Total 8.10GovernmentDated Securities 8.04% StateGovernment-Chattisgarh SOV 0.08Government DatedSecurities - Total 0.08Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions Reliance Jio Infocomm Ltd. CRISIL A1+ 8.24HDFC Ltd. CRISIL A1+ 3.59LIC Housing Finance Ltd. CRISIL A1+ 3.41Reliance Industries Ltd. CRISIL A1+ 3.06Tata Steel Ltd. ICRA A1+ 2.60Muthoot Finance Ltd. CRISIL A1+ 2.43Bajaj Finance Ltd. CRISIL A1+ 1.53Mahindra & MahindraFinancial Services Ltd. CRISIL A1+ 1.53Tata Capital HousingFinance Ltd. CRISIL A1+ 1.46Tata Motors Finance Ltd. CRISIL A1+ 1.07Tata Power Company Ltd. FITCH IND A1+ 1.07AXIS Bank Ltd. CRISIL A1+ 0.92Bharti Airtel Ltd. CRISIL A1+ 0.92Chambal Fertilisers &Chemicals Ltd. CRISIL A1+ 0.92Tata Capital FinancialServices Limited CRISIL A1+ 0.77L & T InfrastructureFinance Company Ltd. CRISIL A1+ 0.76
Tata Motors Finance Ltd. ICRA A1+ 0.76Bharti Telecom Ltd. CRISIL A1+ 0.61Manappuram Finance Ltd. CRISIL A1+ 0.46Tata Motors FinanceSolutions Ltd. ICRA A1+ 0.46ICICI Securities Limited CRISIL A1+ 0.31Tata Power Company Ltd. CRISIL A1+ 0.31Motilal Oswal FinancialServices Limited CRISIL A1+ 0.30Deutsche InvestmentsIndia Pvt. Ltd. CRISIL A1+ 0.15Network18 Media &Investments Ltd. FITCH IND A1+ 0.15AXIS Finance Ltd. CRISIL A1+ 0.08Corporate Debt/FinancialInstitutions - Total 37.87Public Sector Undertakings National Thermal PowerCorporation Ltd. CRISIL A1+ 4.58National Bank for Agriculture& Rural Development ICRA A1+ 4.57National Housing Bank CRISIL A1+ 2.45Chennai PetroleumCorporation Ltd. CRISIL A1+ 1.84Bharat PetroleumCorporation Ltd. CRISIL A1+ 1.53National Thermal PowerCorporation Ltd. ICRA A1+ 1.52Indian Oil Corporation Ltd. ICRA A1+ 1.22Steel Authority of India Ltd. FITCH IND A1+ 1.07Steel Authority of India Ltd. CARE A1+ 0.46Punjab National Bank CRISIL A1+ 0.31Public SectorUndertakings - Total 19.55Treasury Bills 84 Days Cash ManagementBill 20/08/2020 SOV 12.64364 Days TreasuryBill 10/09/2020 SOV 6.1191 Days TreasuryBill 29/10/2020 SOV 3.0491 Days TreasuryBill 13/08/2020 SOV 1.99182 Days TreasuryBill 24/09/2020 SOV 1.53364 Days TreasuryBill 17/09/2020 SOV 1.31364 Days TreasuryBill 15/10/2020 SOV 1.2291 Days TreasuryBill 03/09/2020 SOV 0.76Treasury Bills - Total 28.60Triparty Repo 0.03Net Current Assets/(Liabilities) 0.60Grand Total 100.00
KOTAK LIQUID FUNDMaturityShort Medium Long Volatility
Low
Medium
High
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Kotak Liquid Fund NAV as on July 31, 2020: `4056.6292 (Growth Option), `4071.9294 (Direct Growth Option), `1000.4733 (Weekly Dividend), `1005.441 (Direct Weekly Dividend), ̀ 1222.81 Daily Dividend), ̀ 1222.81 (Direct Daily Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
An open-ended liquid scheme
Data as on July 31, 2020
24
Load StructureEntry Load: Nil. (applicable for all plans)
Exit Load Structurewith effect from October 20, 2019.1. Exit load shall applicable be as per the graded basis asspecified below:
Any exit load charged (net off Goods and Services tax, if any)shall be credited back to the Scheme. Units issued on reinvestment of dividends shall not be subject to entry and exit load.
2. The revised exit load shall be effective for all fresh investments (i.e. units allotted on purchases or switch-ins (including through systematic investments under existing enrolments/registrations) on or after October 20, 2019.
3. The revised load structure will be applicable for Insta Redemption facility as per the applicable circular.
4. Applicability of revised exit load on redemption /switch-out of units would be done on First in First out Basis (�FIFO�).
Investor exit uponsubscription
Exit load as a % of redemptionproceeds
Day 1 0.0070%Day 2 0.0065%Day 3 0.0060%Day 4 0.0055%Day 5 0.0050%Day 6 0.0045%Day 7 onwards 0.0000%
Fund Manager: Mr. Deepak Agrawal*
Benchmark: Nifty Liquid Index
November 4, 2003Allotment date:
48,567Folio count:
AAUM: `36,280.23 crs
AUM: `31,232.32 crs
Average Maturity
Modified Duration
Portfolio Yield
0.10 yrs
0.10 yrs
3.49%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at low risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Macaulay Duration 0.10 yrs
57.42 28.6 13.27 0.600.08
0.03
Commercial Paper (CP)/Certificate of Deposits (CD) Treasury Bills Debentures and Bonds
Net Current Assets Government Dated Securities TREP & Term Deposits & Rev.Repo
99.370.60
0.03
A1+, AAA, IND A1+, IND AAA, SOV Net Current Assets TREP & Term Deposits & Rev.Repo
$Standard Deviation 0.25%
Product Label
Investment ObjectiveThe investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realised.
Available Plans/OptionsA) Regular Plan B) Direct PlanOptions: Dividend Payout (w.e.f May 15, 2017, Under Monthly Dividned option only), Dividend Reinvestment & Growth (applicable for all plans
Dividend FrequencyDaily, Weekly (Every Monday) and Monthly (12th of every Month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 Under growth, weekly dividend and monthly dividend option & `1,00,000 under Daily Dividend Reinvestment option,Additional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 1-15 days
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.29%; Direct: 0.17%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in money market securities* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at Moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Average Maturity
Modified Duration
Portfolio Yield
0.49 yrs
0.49 yrs
3.81%
Government Dated Securities 8.36% StateGovernment-Madhya Pradesh SOV 5.976.82% StateGovernment-Punjab SOV 2.717.64% StateGovernment-Chattisgarh SOV 2.367.88% StateGovernment-Karnataka SOV 2.358.15% StateGovernment-Rajasthan SOV 2.118.04% StateGovernment-Chattisgarh SOV 1.787.56% StateGovernment-Andhra Pradesh SOV 1.607.8% Central Government SOV 1.478.12% Central Government SOV 1.288.51% StateGovernment-Maharashtra SOV 1.207.00% Central Government SOV 0.836.99% StateGovernment-Punjab SOV 0.598.46% StateGovernment-Gujarat SOV 0.398.14% StateGovernment-Himachal Pradesh SOV 0.308.54% StateGovernment-Maharashtra SOV 0.30Government DatedSecurities - Total 25.24Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions Reliance Industries Ltd. CRISIL A1+ 10.18LIC Housing Finance Ltd. CRISIL A1+ 7.49Larsen and Toubro Ltd. CRISIL A1+ 5.16HDFC Ltd. CRISIL A1+ 4.55Hero FinCorp Ltd. CRISIL A1+ 2.87
Hindustan Zinc Ltd. CRISIL A1+ 2.83Kotak MahindraInvestments Ltd. CRISIL A1+ 1.71Manappuram Finance Ltd. CRISIL A1+ 1.71Can Fin Homes Ltd. ICRA A1+ 1.67Bahadur Chand InvestmentsPrivate Limited ICRA A1+ 1.35IndusInd Bank Ltd. CRISIL A1+ 1.16Sundaram BNP ParibasHome Finance Ltd CRISIL A1+ 1.15Standard CharteredInvestment & Loan India Ltd. CRISIL A1+ 1.14Sundaram Finance Ltd. CRISIL A1+ 1.14Godrej Properties Limited CRISIL A1+ 0.87AXIS Bank Ltd. CRISIL A1+ 0.86Corporate Debt/FinancialInstitutions - Total 45.84Public Sector Undertakings National Bank for Agriculture& Rural Development FITCH IND A1+ 5.62Export-Import Bank of India CRISIL A1+ 4.59Small IndustriesDevelopment Bank Of India CARE A1+ 3.41National Bank for Agriculture &Rural Development ICRA A1+ 3.13Punjab National Bank CRISIL A1+ 1.48Export-Import Bank of India CRISIL AAA 1.13Public SectorUndertakings - Total 19.36Treasury Bills 84 Days Cash ManagementBill 20/08/2020 SOV 2.3291 Days TreasuryBill 13/08/2020 SOV 1.16Treasury Bills - Total 3.48Triparty Repo 3.29Net Current Assets/(Liabilities) 2.79Grand Total 100.00
25
RATING PROFILE (%)
Fund Manager: Mr. Deepak Agrawal*
AAUM: `8,728.27 crs
AUM: `8,508.17 crs
Benchmark: Nifty Money Market
Index
Allotment date: July 14, 2003
Folio count: 11,157
KOTAK MONEY MARKET FUNDMaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended debt scheme investing in money market instruments
Product LabelRiskometer
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Scheme Inception : - July 14, 2003. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark. Alpha is difference of scheme return with benchmark return.Kotak Money Market Fund NAV as on July 31, 2020: `3379.8719 (Growth Option), `3394.1177 (Direct Growth Option), `1024.3349 (Weekly Dividend), `1022.0773 (Direct Weekly Dividend), `1017.6697 (Monthly Dividend), ̀ 1010.6639 (Direct Monthly Dividend), ̀ 1020.2254 (Daily Dividend), ̀ 1020.5812 (Direct Daily Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
ALLOCATION (%)
Macaulay Duration 0.49 yrs
65.2 25.243.48
3.292.79
Commercial Paper (CP)/Certificate of Deposits (CD) Government Dated Securities Treasury Bills
TREP & Term Deposits & Rev.Repo Net Current Assets
93.92 3.29 2.79
A1+, AAA, IND A1+, SOV TREP & Term Deposits & Rev.Repo Net Current Assets
$Standard Deviation 0.40%
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Money Market Index Returns (%)
Alpha
Nifty Money Market Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
20,50,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
41,68,697 18,07,477 11,00,434 7,23,633 4,03,160 1,24,332
7.77 7.94 7.59 7.43 7.50 6.78
7.85 7.71 7.26 6.95 6.82 6.04
-0.08 0.23 0.33 0.48 0.68 0.74
42,01,275 17,85,724 10,87,383 7,14,971 3,99,121 1,23,868
37,39,072 17,38,616 10,84,694 7,17,160 4,02,251 1,24,468
6.63 7.20 7.19 7.07 7.34 7.00
Investment ObjectiveThe investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyDaily, Monthly (12th of every Month) and Weekly (Every Monday)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: (i) Dividend Re-investment & Growth- `5000 & above (ii) Dividend Payout (Weekly) - ̀ 1,00,00,000 & aboveAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 1-3 months
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.76%; Direct: 0.32%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities with
portfolio Macaulay duration between 3 months & 6 months
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions HDFC Ltd. CRISIL AAA 10.01Bharti Telecom Ltd.(^) CRISIL AA+ 5.03Rent A Device Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 4.02Kotak Mahindra Prime Ltd. CRISIL AAA 3.71Bajaj Housing Finance Ltd. CRISIL AAA 3.49Reliable Devices Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 2.44Reliance Industries Ltd. CRISIL AAA 2.29Aditya Birla Finance Ltd. ICRA AAA 1.54Muthoot Finance Ltd. CRISIL AA 1.16Nabha Power Ltd. ( backedby unconditional andirrevocable guarantee byLarsen & Toubro Ltd ) ICRA AAA(CE) 1.15Bharti Airtel Ltd. CRISIL AA 1.08Kotak MahindraInvestments Ltd. CRISIL AAA 1.03LIC Housing Finance Ltd. CARE AAA 0.77HDB Financial Services Ltd. CRISIL AAA 0.73LIC Housing Finance Ltd. CRISIL AAA 0.71Godrej Properties Limited ICRA AA 0.50First Business ReceivablesTrust ( Originator RelianceIndustries Ltd ) CRISIL AAA(SO) 0.48ICICI Home FinanceCompany Limited CRISIL AAA 0.26Manappuram Finance Ltd. CRISIL AA 0.20Tata Projects Ltd. FITCH IND AA 0.20Tata Motors Ltd. CARE AA- 0.10Corporate Debt/FinancialInstitutions - Total 40.90Public SectorUndertakings Rural ElectrificationCorporation Ltd.(^) CRISIL AAA 8.57Power FinanceCorporation Ltd. CRISIL AAA 4.03U P Power Corporation Ltd( Guaranteed By UPState Government ) FITCH IND AA(CE) 0.61Food Corporation of India CRISIL AAA(CE) 0.41National Bank forAgriculture & RuralDevelopment CRISIL AAA 0.22
Public SectorUndertakings - Total 13.84GovernmentDated Securities 8.04% StateGovernment-Chattisgarh SOV 3.348.55% StateGovernment-Uttar Pradesh SOV 3.057.88% StateGovernment-Karnataka SOV 2.038.12% Central Government SOV 1.023.48% Central Government SOV 0.41Government DatedSecurities - Total 9.85Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions AXIS Bank Ltd. CRISIL A1+ 2.72Hindustan Zinc Ltd. CRISIL A1+ 2.45AXIS Finance Ltd. CRISIL A1+ 0.25Corporate Debt/FinancialInstitutions - Total 5.42Public Sector Undertakings Export-Import Bank of India CRISIL A1+ 6.95Indian Oil Corporation Ltd. ICRA A1+ 4.76National Bank for Agriculture& Rural Development FITCH IND A1+ 3.88Punjab National Bank CRISIL A1+ 2.46National Bank for Agriculture& Rural Development ICRA A1+ 1.97ONGC ManglorePetrochemicals Ltd. CRISIL A1+ 1.00Public SectorUndertakings - Total 21.02Treasury Bills 91 Days TreasuryBill 13/08/2020 SOV 3.5184 Days Cash ManagementBill 20/08/2020 SOV 2.5091 Days TreasuryBill 10/09/2020 SOV 1.0091 Days TreasuryBill 03/09/2020 SOV 0.50Treasury Bills - Total 7.51Triparty Repo 0.49Net Current Assets/(Liabilities) 0.97Grand Total 100.00
Average Maturity
Modified Duration
Portfolio Yield
0.50 yrs
0.48 yrs
4.04%
26
KOTAK SAVINGS FUNDMaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended ultra-short term debt scheme investing in instruments such that themacaulay duration of the portfolio is between 3 months and 6 months
Fund Manager: Mr. Deepak Agrawal*
AAUM: `9,824.96 crs
AUM: `9,966.24 crs
Benchmark: NIFTY Ultra Short Duration Debt Index
Allotment date: August 13, 2004
Folio count: 36,159
Investors understand that their principal will be at Moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - August 13, 2004. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark. Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 6.52% of the net assets.Kotak Savings Fund NAV as on July 31, 2020: `10.0798 (Daily Dividend Option), ̀ 10.365 (Daily Dividend - Direct), `32.9374 (Growth Option), `10.5105 (Monthly Dividend Option), `10.4104 (Weekly Dividend Option), `15.2645 (Monthly Dividend - Direct), ̀ 10.3573 (Weekly Dividend - Direct), ̀ 33.7681 (Growth - Direct Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
Macaulay Duration 0.49 yrs
54.74 26.449.85
7.510.97
0.49
Debentures and Bonds Commercial Paper (CP)/Certificate of Deposits (CD) Government Dated Securities
Treasury Bills Net Current Assets TREP & Term Deposits & Rev.Repo
89.66 8.880.97
0.49
A1+, AAA, AAA(CE), AAA(SO), IND A1+, SOV AA+, AA, IND AA, IND AA(CE), AA-
Net Current Assets TREP & Term Deposits & Rev.Repo
$Standard Deviation 0.54%
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Ultra Short Duration Debt Index Returns (%)
Alpha
Nifty Ultra Short Duration Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
19,20,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
37,86,033 18,11,011 11,02,072 7,23,291 4,02,938 1,24,554
7.97 7.98 7.64 7.41 7.46 7.13
8.27 8.10 7.70 7.47 7.43 6.63
-0.30 -0.12 -0.06 -0.06 0.03 0.50
38,88,393 18,22,204 11,04,495 7,24,395 4,02,768 1,24,235
33,88,264 17,38,490 10,84,633 7,17,078 4,02,238 1,24,468
6.72 7.20 7.19 7.07 7.34 7.00
Investment ObjectiveThe primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/Options
A) Regular B) Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth (dividend payout is available under monthly dividend only) (applicable for all plans)
Dividend FrequencyWeekly (every Monday), Monthly (12th of every month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of `1 for purchase and for `0.01 for switches.Ideal Investment Horizon: 1-3 months
Load StructureEntry Load: Nil. Exit Load: Nil.Any exit load charged (net off Service Tax, if any) shall be credited back to the Scheme;
Total Expense Ratio**Regular: 1.10%; Direct: 0.36%
Average Maturity
Modified Duration
Portfolio Yield
1.03 yrs
0.90 yrs
5.41%
This product is suitable for investors who are seeking*:� Regular Income over short term� Income by focussing on low duration securities with
portfolio Macaulay duration between 6 months and 12 months
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Debt Instruments
Debentures and Bonds
Corporate Debt/
Financial Institutions
HDFC Ltd.(^) CRISIL AAA 8.77
Tata Steel Ltd. (Perpetual Bonds) CARE AA- 4.18
LIC Housing Finance Ltd.(^) CRISIL AAA 2.73
Nabha Power Ltd. (backed by
unconditional and irrevocable
guarantee by Larsen & Toubro Ltd) ICRA AAA(CE) 2.51
Manappuram Finance Ltd.(^) CRISIL AA 2.20
Kotak Mahindra Prime Ltd. CRISIL AAA 2.16
Muthoot Finance Ltd. CRISIL AA 2.08
Embassy Office Parks Reit CRISIL AAA 1.96
Reliance Industries Ltd.(^) CRISIL AAA 1.94
Mobil Trust Series-07 Ptc
20-06-2022 - (C)(Mobil
Trust Series - 07) CRISIL AAA(SO) 1.37
L & T Infrastructure Finance
Company Ltd.(^) CRISIL AAA 1.23
Indostar Capital
Finance Limited ( ) CARE AA- 1.19
Reliable Devices Trust (Underlying
customer Reliance Retail) ICRA AAA(SO) 1.16
Tata Projects Ltd. FITCH IND AA 1.14
Rent A Device Trust (Underlying
customer Reliance Retail ) ICRA AAA(SO) 1.03
First Business Receivables Trust
( Originator Reliance
Industries Ltd ) CRISIL AAA(SO) 0.97
Sundaram BNP Paribas
Home Finance Ltd ICRA AA+ 0.92
Bharti Telecom Ltd.(^) CRISIL AA+ 0.63
Bahadur Chand Investments
Private Limited(^) ICRA AA 0.61
Godrej Properties Limited ICRA AA 0.60
Mobil Trust Series-08 Ptc
20-06-2022 (A)(Mobil
Trust Series - 08) CRISIL AAA(SO) 0.36
Sikka Ports & Terminals Ltd.
( Mukesh Ambani Group ) (^) CRISIL AAA 0.35
Coastal Gujarat Power Ltd.
( Guarenteed by TATA
Power Co. Ltd ) (^) CARE AA(CE) 0.25
Aditya Birla Finance Ltd. ICRA AAA 0.19
Shriram Transport
Finance Co Ltd. CRISIL AA+ 0.18
Corporate Debt/Financial
Institutions - Total 40.71
Public Sector
Undertakings
Rural Electrification
Corporation Ltd. CRISIL AAA 6.45
Power Finance
Corporation Ltd. CRISIL AAA 4.22
U P Power Corporation Ltd
( Guaranteed By UP
State Government ) FITCH IND AA(CE) 3.41
Punjab & Sind Bank
(Basel III Tier I Bonds) ICRA A- 0.83
Union Bank of India
(Basel III Tier I Bonds) CARE A+ 0.52
U P Power Corporation Ltd
( Guaranteed By UP
State Government ) CRISIL A+(CE) 0.49
PNB Housing Finance Ltd. CARE AA 0.10
Small Industries Development
Bank Of India CARE AAA 0.09
Public Sector
Undertakings - Total 16.11
Government
Dated Securities
8.12% Central Government SOV 7.65
7.68% Central Government SOV 4.40
5.62% State
Government-Orissa SOV 3.68
7.43% State
Government-Chattisgarh SOV 3.40
7.93% State
Government(^)-Chattisgarh SOV 1.96
5.78% State
Government-Orissa SOV 1.85
8.00% State
Government-Rajasthan SOV 0.07
Government Dated
Securities - Total 23.01
Money Market Instruments
Commercial Paper(CP)/
Certificate of Deposits(CD)
Corporate Debt/
Financial Institutions
IndusInd Bank Ltd. CRISIL A1+ 4.98
AXIS Finance Ltd. CRISIL A1+ 1.79
IIFL Wealth Finance Ltd. CRISIL A1+ 1.20
JM Financial Products Limited CRISIL A1+ 0.90
ICICI Bank Ltd. ICRA A1+ 0.06
Corporate Debt/Financial
Institutions - Total 8.93
Public Sector
Undertakings
National Bank for Agriculture
& Rural Development ICRA A1+ 5.90
PNB Gilts Ltd. CRISIL A1+ 1.20
Punjab National Bank CRISIL A1+ 0.53
Public Sector
Undertakings - Total 7.63
Treasury Bills
91 Days Treasury
Bill 10/09/2020 SOV 1.80
Treasury Bills - Total 1.80
Triparty Repo 0.32
Net Current Assets/
(Liabilities) 1.49
Grand Total 100.00
27
MaturityShort Medium Long Volatility
Low
Medium
High
KOTAK LOW DURATION FUND
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `7,666.63 crs
AUM: `8,301.11 crs
Benchmark: NIFTY Low Duration Debt Index
Allotment date: March 6, 2008
Folio count: 79,790
An open ended low duration debt scheme investing in instruments such thatthe Macaulay duration of the portfolio is between 6 months and 12 months
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Data as on July 31, 2020
Macaulay Duration 0.94 yrs
$Standard Deviation 1.81%
ALLOCATION (%)
RATING PROFILE (%)
KOTAK LOW DURATION FUND
An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
Scheme Inception : - March 06, 2008. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 8.69% of the net assets.Kotak Low Duration Fund NAV as on ̀ 2552.7375 (Regular Plan-Growth Option), ̀ 1015.1481 (Regular Plan-Weekly Dividend), ̀ 1025.4643 (Regular Plan-Monthly Dividend), ̀ 2680.4574 (Direct Plan- Growth July 31, 2020: Option), ̀ 1199.7865 (Direct Plan- Weekly Dividend), ̀ 1155.8471 (Direct Plan- Monthly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Low Duration Debt Index Returns (%)
Alpha
Nifty Low Duration Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
14,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
25,54,460 18,53,443 11,28,967 7,37,108 4,09,015 1,26,066
8.30 8.42 8.31 8.17 8.47 9.54
8.23 8.16 7.87 7.71 7.93 7.96
0.07 0.26 0.44 0.46 0.55 1.58
25,25,799 18,15,943 11,04,357 7,24,196 4,03,157 1,24,325
23,38,434 17,38,490 10,84,633 7,17,078 4,02,238 1,24,468
6.98 7.20 7.19 7.07 7.34 7.00
28
56.82 23.0116.56
1.801.49
0.32
Debentures and Bonds Government Dated Securities Commercial Paper (CP)/Certificate of Deposits (CD)
Treasury Bills Net Current Assets TREP & Term Deposits & Rev.Repo
78.8617.49
1.841.49
0.32
A1+, AAA, AAA(CE), AAA(SO), SOV AA+, AA, AA(CE), IND AA, IND AA(CE), AA- A+, A+(CE), A-
Net Current Assets TREP & Term Deposits & Rev.Repo
79.89 15.54 4.57
AAA, AAA(CE), AAA(IND), SOV AA+ Net Current Assets
Investment ObjectiveThe primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
Available Plans/Options
A) Regular B) Direct Plan
Options: Growth, Dividend Payout and Dividend Reinvestment.
Dividend FrequencyWeekly Dividend Option-Every MondayMonthly Dividend Option-12th of every month
Ratios
$Source: KMIS & ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Purchase: ̀ 5000 and in multiple of ̀ 1 for purchase and for ̀ 0.01 for switchesAdditional Purchase: `1000 & in multiples of `1 for purchase and for `0.01 for switches.
Load StructureEntry Load: Nil (Applicable for All Plans) Exit Load: Nil (Applicable for All Plans)
Total Expense Ratio**Regular: 0.63%; Direct: 0.23%
Modified Duration
Portfolio Yield
3.03 yrs
6.08%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities having
maturity of one business day* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Jamnagar Utilities & PowerPrivate Limited( Mukesh Ambani Group ) CRISIL AAA 9.60LIC Housing Finance Ltd. CRISIL AAA 8.98ICICI Bank Ltd.(^)(Basel III Tier I Bonds) CRISIL AA+ 8.34Sikka Ports & Terminals Ltd.( Mukesh Ambani Group ) CRISIL AAA 7.68AXIS Bank Ltd. CRISIL AAA 4.07Reliance Industries Ltd. CRISIL AAA 1.80HDFC Ltd. CRISIL AAA 0.47HDB Financial Services Ltd. CRISIL AAA 0.23Corporate Debt/FinancialInstitutions - Total 41.17Public SectorUndertakings National Bank for Agriculture& Rural Development(^) CRISIL AAA 9.91
Rural ElectrificationCorporation Ltd.(^) CRISIL AAA 9.83Power FinanceCorporation Ltd. CRISIL AAA 9.38ONGC PetroAdditions Ltd.(^) ICRA AAA(CE) 9.35Bank Of Baroda(^)(Basel III Tier I Bonds) FITCH AAA(IND) 7.70State Bank Of India.(Basel III Tier I Bonds) CRISIL AA+ 5.39Bank Of Baroda(^)(Basel III Tier I Bonds) CRISIL AA+ 1.81Public SectorUndertakings - Total 53.37GovernmentDated Securities 5.18% Central Government SOV 0.89Government DatedSecurities - Total 0.89Net Current Assets/(Liabilities) 4.57Grand Total 100.00
29
MaturityShort Medium Long Volatility
Low
Medium
High
KOTAK FLOATING RATE FUND
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `310.92 crs
AUM: `437.75 crs
Benchmark: NIFTY Ultra Short Duration Debt Index
Allotment date: May 14, 2019
Folio count: 659
An open ended debt scheme predominantly investing in floating rate instruments.
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - May 14, 2019. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark. Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 31.07% of the net assets.Kotak Floating Rate Fund NAV as on ̀ 1119.6623 (Growth Option), ̀ 1044.6303 (Weekly Dividend), ̀ 1085.4268 (Dividend Option), ̀ 1123.6831 July 31, 2020: (Direct Growth Option),`1075.0554 (Direct dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST.
Data as on July 31, 2020
Average Maturity 3.74 yrs
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Ultra Short Duration Debt Index Returns (%)
Alpha
Nifty Ultra Short Duration Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 1 year
1,50,000 1,20,000
1,61,716 1,28,290
11.91 13.10
7.07 6.97
4.85 6.13
1,56,120 1,23,794
1,57,031 1,24,468
7.13 7.00
Macaulay Duration 3.22 yrs
94.544.57
0.89
Debentures and Bonds Net Current Assets Government Dated Securities
$Standard Deviation 2.75%
0.77
N/A: Field not applicable to the scheme owing to its investment theme. Risk Factor: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Continuous offer of units of all schemes available at NAV based prices.
DEBT + CASH
LARGECAP
SMALLCAP
MIDCAP
stDetails provided are as on July 31 , 2020. Ratio Source: ICRA MFI Explorer. Risk free rate assumed to be 3.86% . Alpha = Difference between Scheme returns & Benchmark Index TRI of the scheme. In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). * The given market cap data is on the basis of new AMFI guidelines wherein Stocks are categorised as per given AMFI list "For Tax Saver Fund : Minimum Initial Investment: 500. Additional Investment: 500 & inmultiples of 500. For all other Equity Schemes : Minimum Initial Investment: 5000. Additional Investment: 1000 & inmultiples of 1" ^Total Expense Ratio is of Regular Plan
Equity Funds Ready Reckoner
Key FeaturesInvestment Theme
a. Identifies ""flow related"" companies - These benefit from spending from government, private and household (in terms of properties). They are not asset owners.b. Focus on high quality companies exhibiting superior ROE, positive cash flow, low leverage in an otherwise challenging environment
Fund Manager
Mr. Abhishek
Bisen,Mr. HarishKrishnan
&Mr.Hiten
Shah
Scheme Name
AUM
(Rs. Crs)stas on 31
July 2020
BenchmarkMcap (%) /
Asset Allocation(%)
Underweight Beta
Nifty 200 TRI
Overweight Standard Deviation
(%)
Sharpe
6,853.70
52.1240.90
4.442.53
-0.321.04 24.77 3.21
Kotak Small Cap Fund
4.5623.3170.271.86
Mr. Harish Krishnan
India Infrastructure
Index (Customised
Index by IISL)
242.41
36.6635.9226.40 1.01
1. Industrial Manufacturing2. Construction3. Chemicals
1. Financial Services2. Telecom3. Energy
Product Positioning
Kotak Equity Opportunities Fund
Large and Midcap
Identifies investment opportunities across market capitalisation and sectors Mr. Harsha Upadhyaya
Nifty 200 TRI 3,517.10Spotting the hidden gems
Kotak Standard Multicap Fund
Multi Cap
a. Invests in a few sectors as the various sectors of the economy tend to perform differently at different points of timeb. Flexibility to move across market caps depending on their attractiveness during the economic phase
Mr. Harsha Upadhyaya Nifty 200 TRI 29,360.86
Focus on few selected sectors
Kotak Tax SaverFund
ELSSa. Portfolio is diversified across sectors and market capitalization segments b. Offers dual benefits of growth and tax savings
Mr. Harsha Upadhyaya Nifty 500 TRI 1,202.77
Tax advantage with potential equity growth
KotakInfrastructure & Economic Reform Fund
Thematic: Infrastructure
True to label
Balanced Advantage
Conservative portfolio with a blend of:a. A fund that gives you freedom from managing equity and debt allocation manually during market ups and downs, giving you a balanced growth.b. Emphasis on back tested P/E* based model d. Better volatility managemente. Better tax efficiency by leveraging arbitrage opportunitiesf. Immunity from market timing to ensure disciplined investing
Takes care of Asset Allocation
1,493.57Small Cap
a. Identifies the hidden growth potential of small cap sized companiesb. Portfolio exhibits higher volatility than large caps and Midcaps however tends to have a higher return potential in the long runc. Buy and hold strategy
Mr. Pankaj Tibrewal
Nifty Smallcap 100
TRI
Spot them young, watch them grow
a. Stands for winning investment ideas across the mid & small cap range offering decent growth trajectory over the medium to long term horizonb. Buy and hold strategyc. Riskier than a large cap fund but offers faster growth rate since it has a smaller based. 0%-35% allocation to large cap or small cap opportunities as tactical plays
Mr. Pankaj Tibrewal
Nifty Midcap 100
TRI
16.6165.1516.941.30
60.0028.57
8.403.03
77.0817.69
1.034.20
5 yearsAlpha (%)
-0.110.78 26.48 6.041. Consumer Goods2. Industrial Manufacturing3. Services
1. Financial Services2. Information Technology3. Pharma
2.15
2.51
EquitySavings
Conservative portfolio with a blend of:a. Income generation - through arbitrage opportunities & debt investment.b. Growth potential - through moderate participation in equity marketsc. Tax efficiency - through equity orientation
75% of Nifty 50 Arbitrage
Index + 25% of Nifty 50
1,385.91 N/A
N/A
N/A
N/A
0.251.53 8.22 0.89 2.19
711.96
1,675.75
Nifty 50 Hybrid
Composite Debt 50:50
Index
4,039.89 N/AN/A N/A N/A 2.00
Kotak Equity Hybrid Fund
Kotak Equity Arbitrage Fund
Aggresive Hybrid
EquityArbitrage
a. Equity portion: Multi cap strategy to identify outstanding companies having well managed and durable businesses with predictable earnings powerb. Debt portion: Actively managed with medium to long term maturityc. Lower volatility than a pure equity or debt fund
a. Discovers arbitrage opportunities by simultaneously entering transactions of long position in cash and exactly off-setting short position in futuresb. Equity position is completely hedged
Mr. Pankaj Tibrewal
& Mr. Abhishek
Bisen
Mr.Hiten ShahNifty 50
Arbitrage Index
1,205.81
15,363.74 N/A N/A N/A
-0.03
2.47
1.27
0.61
18.17
0.76
-2.55
0.93
Best of both worlds: equity
& debt
Arbitrage opportunities
Nifty 50 Hybrid
Composite Debt
65:35 Index
2.20
0.99
Total Expense Ratio
(TER %)^
Kotak BluechipFund
84.679.962.802.57
a. Favours industry leaders in cost, innovation, brand, competence, etc. with a proven execution track record across cyclesb. High conviction and long term calls taken
Large cap Mr. Harish Krishnan
Nifty 50 TRI 1,627.29Invest with
industry leaders
1. Cement & Cement Products2. Services3. Construction
1. Financial Services2. Energy3. Consumer Goods
0.060.96 20.59 -1.17 2.25
74.6822.51
0.831.98
Kotak India EQ Contra Fund
Contra/Value Fund
a. Focus on sustainable large cap stories which can withstand market shocksb. These are companies with pricing power for their competitive advantage or entry barriers
Ms. Shibani Kurian
Nifty 100 TRI 810.64Long term
wealth creators
1. Industrial Manufacturing 2. Cement & Cement Products3. Healthcare Services
1. Financial Services2. Consumer Goods3. Information Technology
0.131.00 21.27 0.08 2.47
1. Industrial Manufacturing2. Cement & Cement Products3. Fertilisers & Pesticides
1. Financial Services2. Information Technology3. Automobile
0.030.94 20.65 0.57 2.03
1. Cement & Cement Products2. Industrial Manufacturing3. Construction
1. Financial Services2. Information Technology3. Consumer Goods
0.030.96 20.74 0.85 1.65
1. Industrial Manufacturing2. Cement & Cement Products3. Construction
1. Financial Services2. Information Technology3. Telecom
0.020.95 21.01 -0.37 2.26
Kotak Pioneer Fund
Kotak Focused Equity Fund
It's Future Ready
Performance Through Core
Conviction
Sectoral - Thematic
Focused
N/AN/A N/A 2.15N/A
Kotak Emerging Equity Fund Mid Cap Emerging leaders -0.020.86 24.06 2.99
1. Industrial Manufacturing2. Fertilisers & Pesticides3. Cement & Cement Products
1. Financial Services2. Consumer Goods3. Energy
1.86
Kotak Equity Savings Fund
Kotak Balanced Advantage Fund
Mr. Harish Krishnan
Mr. Harish Krishnan
& Ms. Shibani
Kurian
85% IISL Kotak India Pioneering
Innovations +15% MSCI ACWI Information
Technology Index TRI
N/AN/A N/A 2.09N/A
67.2417.9414.82
a. Concentrated Portfolio:25-30 high growth and good quality businesses with sustainable and scalable earnings potential over the long termb. Leveraging On Research CapabilitiesStock picking through the BMV model- �Business, Management and Valuation� c. Suitable For Long Term InvestorsThose looking to benefit from the structural growth opportunity in Indian equitiesd. Bottom Up Approach To Stock Picking : With a top down thematic overlay.
Conservative portfolio with a blend of:a. 80-100% in pioneering innovations theme Upto 20% in other than pioneering innovations theme Focus on growth oriented / High impact companiesb. Upto 35% may be invested in overseas funds/etfs/securities investingin similar theme access to global techs c. The fund is from the Kotak Mutual Fund stable and has structured investment processes
Net Equity
Arbitrage
Debt & Cash
50.33
6.95
42.72
Net Equity
Arbitrage
Debt & Cash
33.53
29.64
36.83
1. Cement & Cement Products2. Industrial Manufacturing3. Construction
1. Industrial Manufacturing2. Services3. Metals
1. Industrial Manufacturing2. Cement & Cement Products3. Pharma
1. Consumer Goods2. Financial Services3. Pharma
1. Automobile2. Consumer Goods3. Pharma
1. Consumer Goods2. Information Technology3. Financial Services
69.9120.0410.05
73.2024.08 0.95 1.77
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Kotak Bluechip
Kotak Standard Multicap
Kotak Tax Saver
Kotak Emerging Equity Scheme
Equity Scheme
Kotak Equity Hybrid Fund
Kotak Equity Savings Fund
Kotak Equity Arbitrage Fund
� Long term capital growth � Investment in portfolio of predominantly equity & equity related securities of large cap companies
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities generally focused on a few selected sectors
� Long term capital growth with a 3 year lock in� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in equity & equity related securities predominantly in mid & small cap companies.
� Long term capital growth� Investment in equity & equity related securities balanced with income generation by investing in debt & money market instruments
� Income from arbitrage opportunities in the equity market & long term capital growth� Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the equity market and equity & equity related securities
� Income from arbitrage opportunities in the equity market
� Investment in arbitrage opportunities in the cash & derivatives segment of the equity market.
� Long term capital growth� Long term capital appreciation by investing in equity and equity related instruments of companies contributing to infrastructure and economic development of India
Kotak Infrastructure &
Economic Reform Fund
Kotak Bond
Kotak Medium Term Fund
Kotak LowDuration
Kotak Mahindra Liquid Scheme
Kotak Floating Rate
Kotak Overnight Fund
Kotak Savings Fund
Kotak Dynamic Bond
Kotak CorporateBond Fund
Kotak Banking andPSU Debt Fund
Kotak Bond Short Term
Kotak Credit Risk
� Income over a short term investment horizon� Investment in money market securities
� Income over a short term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 3 months and 6 months
� Income over a medium term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 1 year and 3 years
� Income over a medium term investment horizon� Investment in debt & money market securities across duration
� Regular Income over short term� Income by investing in fixed income securities of varying maturities and predominantly in AA+ and above rated corporate bonds
� Income over a medium term investment horizon� Investment predominantly in AA and below rated corporate bonds (Excluding AA+ rated corporate bonds )
� Income over a short to medium term investment horizon� Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, Government Securities & Municipal Bonds
� Income over a short term investment horizon� Investment in debt & money market securities
� Income over a short term investment horizon.� Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments.
� Income over a short term investment horizon� Investment in debt & money market securities having maturity of one business day.
� Regular Income over short term� Income by focusing on low duration securities with portfolio Macaulay duration between 6 months and 12 months
� Income over a medium term investment horizon� Investment in debt, government securities & money market instruments with portfolio Macaulay duration between 3 years and 4 years
� Income over a long investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 4 years and 7 years
� Income over a long investment horizon� Investments in sovereign securities issued by the Central and/or State Government(s) and / or reverse repos in such securities.
Name of the Scheme
Kotak Mahindra Gilt Unit Scheme 98 - Investment plan
Kotak Bluechip Fund
Kotak Small Cap Fund
Kotak Equity Opportunities Fund
Kotak India EQ Contra Fund
Kotak Standard Multicap Fund
Kotak Tax Saver Fund
Kotak Emerging Equity Fund
Equity Scheme
Kotak Equity Hybrid Fund
Kotak Equity Savings Fund
Kotak Balanced AdvantageFund
Kotak Focused Equity Fund
Kotak Equity Arbitrage Fund
� Long term capital growth� Investment in equity & equity related securities predominantly in small cap stocks
� Long term capital growth � Investment in portfolio of predominantly equity & equity related securities of large & midcap companies� Long term capital growth � Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities generally focused on a few selected sectors across market capitalisation.
� Long term capital growth with a 3 year lock in� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in equity & equity related securities predominantly in mid cap companies
� Long term capital growth� Investment in equity & equity related securities across market capitalisation in maximum 30 stocks
� Long term capital growth� Investment in equity & equity related securities balanced with income generation by investing in debt & money instruments � Income from arbitrage opportunities in the equity market & long term capital growth � Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the equity market and equity & equity related securities
� Wealth creation over a long period of time� Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation
� Income from arbitrage opportunities in the equity market
� Investment in arbitrage opportunities in the cash &
derivatives segment of the equity market.
� Long term capital growth� Long term capital appreciation by investing in equity and equity related instruments of companies contributing to infrastructure and economic development of India
� Long term capital growth� Investment in equity and equity related Securities of companies operating with Pioneering innovations theme Without any market Capitalisation and Sector bias
Kotak Infrastructure & Economic Reform Fund
Kotak Pioneer Fund
This product is suitable for investors who are seeking*
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at Moderately low risk
Low High
Kotak Bond Fund
Kotak Medium Term Fund
Kotak Low Duration Fund
Kotak Liquid Fund
Kotak Floating Rate Fund
Kotak Overnight Fund
Kotak Savings Fund
Kotak Dynamic Bond Fund
Kotak CorporateBond Fund
Kotak Banking andPSU Debt Fund
Kotak Bond Short Term
Kotak Credit Risk Fund
� Income over a short term investment horizon � Investment in money market securities
� Income over a short term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 3 months and 6 months
� Income over a medium term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 1 year and 3 years
� Income over a medium term investment horizon� Investment in debt & money market securities across duration
� Regular Income over short term� Income by investing in fixed income securities of varying maturities and predominantly investing in AA+ and above rated corporate bonds
� Income over a medium term investment horizon� Investment predominantly in AA and below rated corporate bonds (Excluding AA+ rated corporate bonds)
� Income over a short to medium term investment horizon� Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, Government Securities & Municipal Bonds
� Income over a short term investment horizon� Investment in debt & money market securities
� Income over a short term investment horizon.� Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments.
� Income over a short term investment horizon� Investment in debt & money market securities having maturity of one business day.
� Regular Income over short term� Income by focusing on low duration securities with portfolio Macaulay duration between 6 months and 12 months
� Income over a medium term investment horizon� Investment in debt, government securities & money market instruments with portfolio Macaulay duration between 3 years and 4 years
� Income over a long investment horizon� Investment in debt & money market securities with a portfolio Macaulay duration between 4 years and 7 years
� Income over a long investment horizon� Investment in sovereign securities issued by the Central and/or State Government(s) and / or reverse repos in such securities.
Kotak Gilt Fund
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at Moderately High risk
Low High
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at moderately low risk
Low High
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at moderate risk
Low High
Investors understand that their principal will be at High risk
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Low High
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at low risk
Low High
Kotak Money Market Fund
An open ended scheme investing in arbitrage opportunities
Large Cap Fund- An open ended equity schemepredominantly investing in large cap stocks
Small Cap Fund- An open ended equity schemepredominantly investing in small cap stocks
Large & Mid Cap Fund- An open ended equity scheme investing in both large cap and mid cap stocks
An open ended equity scheme following contrarian investment strategy
An Open-Ended Equity Linked Saving Scheme with a statutory lock in of 3 years and tax benefits
Mid Cap Fund - An open ended equity schemepredominantly investing in mid cap stocks
Multi Cap Fund - An open ended equity schemeinvesting across large cap, mid cap, small cap stocks
An open ended hybrid scheme investingpredominantly in equity and equity related instruments
An open ended scheme investing in equity, arbitrage and debt
An open ended dynamic asset allocation fund
An open ended equity scheme investing in maximum 30 stocks in large-cap, mid-cap and small-cap category
An open ended equity schemeinvesting in pioneering innovations theme.
An open ended equity scheme following Infrastructure & Economic Reform theme
Debt SchemeDebt Scheme
An open ended debt scheme investing in money market instruments
An open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months
An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years
An open ended dynamic debt scheme investing across duration
An open ended debt scheme predominantly investing in AA+ and above rated corporate bonds
An open ended debt scheme predominantly investing in AA and below rated corporate bonds(Excluding AA+ rated corporate bonds)
An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
An open ended debt scheme predominantly investing in floating rate instruments
An open ended liquid scheme
An open ended debt scheme investing in overnight securities
An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 years and 4 years
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years
An open ended debt scheme investing in government securities across maturity
RiskometerType of Scheme
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cu
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t A
sset
s, C
BLO
, Ter
m D
epo
sit
and
Rev
rep
o. F
or
Ko
tak
Gilt
Fu
nd
: Cas
h a
nd
Cas
h
Equ
ival
ent
is in
clu
ded
un
der
Gilt
. Fo
r Li
qu
id s
chem
es (
Ko
tak
Liq
uid
Sch
eme
and
Ko
tak
Flo
ater
Sh
ort
Ter
m )
an
d L
iqu
id p
lus
sch
emes
(K
ota
k Tr
easu
ry A
dva
nta
ge
and
Ko
tak
Low
Du
rati
on
) T-
bill
is in
clu
ded
in A
AA
. *
The
revi
sed
exi
t lo
ad s
hal
l be
effe
ctiv
e fo
r al
l fre
sh in
vest
men
ts (
i.e. u
nit
s al
lott
ed o
n p
urc
has
es o
r sw
itch
-in
s (i
ncl
ud
ing
th
rou
gh
sys
tem
atic
inve
stm
ents
un
der
exi
stin
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nro
lmen
ts/r
egis
trat
ion
s) o
n o
r af
ter
Oct
ob
er 2
0, 2
019.
^ T
ota
l Exp
ense
Rat
io is
of
Reg
ula
r Pl
an**
Rev
ised
load
str
uct
ure
is e
ffec
tive
fro
m M
ay 1
3, 2
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Sch
eme
Nam
eC
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Posi
tio
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31,2
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Ko
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nd
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% A
AA
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8,50
8.17
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to 3
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ney
Mar
ket
91.1
1% A
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ow
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966.
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3 M
on
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Kot
ak S
avin
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und
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ra S
ho
rt D
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80.6
9% A
AA
1.72
% A
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elo
w A
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8,30
1.11
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5,26
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Bo
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7
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% A
AA
84.
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.54%
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+
Co
rpo
rate
Bo
nd
7,82
9.85
6 M
on
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and
ab
ove
Ko
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PS
U D
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+11
.97%
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kin
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14,1
92.7
46
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Term
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nd
55.3
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1,94
8.64
1 Ye
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ab
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Ko
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k Fu
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AA
5.19
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+61
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red
it R
isk
1,40
9.96
2 Ye
ars
and
ab
ove
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Med
ium
Te
rm F
un
d
47.6
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10.2
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ilt2.
47%
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+39
.70%
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ow
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+
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ium
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m
(Acc
rual
Str
ateg
y)
1,45
8.23
1 Ye
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ab
ove
Ko
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Dyn
amic
Bo
nd
Fu
nd
38.8
3% A
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44.7
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ilt9.
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+7.
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ow
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+D
ynam
ic
4,49
4.17
1 d
ayK
ota
k O
vern
igh
t Fu
nd
100
% G
iltO
vern
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t
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t Po
rtfo
lio
Qu
alit
y**
Idea
l In
vest
men
t H
ori
zon
AU
M (
Rs
cro
res)
as
on
st
31 J
uly
202
0
437.
751-
3 M
on
ths
Ko
tak
Flo
atin
g R
ate
Fun
dFl
oat
ing
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e
1,39
8.89
1 Ye
ar a
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ab
ove
Ko
tak
Bo
nd
Fu
nd
30
.77%
AA
A58
.78%
Gilt
2.83
% A
A+
7.62
% B
elo
w A
A+
Med
ium
to
Lo
ng
D
ura
tio
n
0.25
0.29
0.76
1.10
0.61
0.75
1.14
1.89
1.92
1.08
0.20
0.63
1.91
1.46
969.
121
Year
an
d a
bo
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ota
k G
ilt F
un
d 1
00%
Gilt
23.
96%
Gilt
Gilt
Mac
aula
yD
ura
tio
n(y
ears
)
3.49
0.10
Mat
uri
ty <
91
day
s0.
100.
10
Nil
3.81
0.49
Mat
uri
ty <
1 y
ear
0.49
0.49
4.04
0.50
Mac
aula
y d
ura
tio
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6 m
on
ths
Nil
0.48
0.49
Nil
5.41
1.03
Mac
aula
y d
ura
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12 m
on
ths
0.90
0.94
5.06
2.11
1.80
80-1
00%
co
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bo
nd
exp
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re in
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+ &
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1.88
5.80
4.37
Pred
om
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tly
Hig
h q
ual
ity
Ban
kin
g &
PSU
ass
ets
Nil
3.28
3.45
5.16
3.13
Mac
aula
y d
ura
tio
n 1
-3 y
ears
Nil
2.51
2.62
9.41
3.40
Min
imu
m 6
5% in
bel
ow
AA
+ in
stru
men
ts
Wit
hd
raw
al u
p t
o 6
% o
f in
vest
men
t am
t w
ith
in 1
yr:
Nil,
> a
bo
ve li
mit
of
wit
hd
raw
al w
ith
in 1
yea
r : 1
%,
Aft
er 1
yea
r : N
il.**
2.39
2.56
8.42
4.69
Mac
aula
y d
ura
tio
n 3
-4 y
ears
(1-4
yea
rs w
hen
def
ensi
ve)
Wit
hd
raw
al u
p t
o 9
% o
f in
vest
men
t am
t w
ith
in 1
8 m
on
ths:
Nil,
> a
bo
ve
limit
of
wit
hd
raw
al w
ith
in 1
8 m
on
ths
: 2%
, Aft
er 1
8 m
on
ths
: Nil.
**
3.40
3.62
6.61
7.87
Dyn
amic
str
ateg
y -
inve
stm
ent
acro
ss d
ura
tio
nN
il5.
585.
85
3.20
0.01
On
e D
ay M
atu
rity
N
il0.
010.
01
YTM
%A
vera
ge
Mat
uri
ty
(yea
rs)
Key
Dif
fere
nti
ato
rM
od
ifie
dD
ura
tio
n(y
ears
)
6.08
Nil
3.74
Ave
rag
e M
atu
rity
- W
ith
in
10-3
0 d
ays
3.03
3.22
6.43
9.51
Mac
aula
y d
ura
tio
n 4
-7 y
ears
(1-7
yea
rs w
hen
def
ensi
ve)
*Wit
hin
3 m
on
ths:
0.2
0%
Aft
er 3
mo
nth
s: N
IL
6.58
6.84
5.91
11.8
0G
ilt F
un
d w
ith
Dyn
amic
stra
teg
y, n
o c
ap o
n d
ura
tio
nN
il8.
058.
29
Inve
sto
r Ex
it U
po
n
sub
scri
pti
on
*Ex
it L
oad
as
a %
of
red
emp
tio
n P
roce
ed
Day
1D
ay 2
Day
3D
ay 4
Day
5D
ay 6
Day
7 o
nwar
ds
0.00
70%
0.00
65%
0.00
60%
0.00
55%
0.00
50%
0.00
45%
0.00
00%
Deb
t Fu
nd
s R
ead
y R
ecko
ner
Exit
Lo
ad
Tota
l Ex
pen
seR
atio
(T
ER %
)^
100
% A
AA
Liquidity Position OfKotak Mutual Fund Debt Funds
As on 31 July 2020
� Kotak Mutual Fund Liquidity profile remains robust
Scheme CategoryScheme Name
Non-Credit Strategies
% of AUM in AAA (Long Term) or A1+ (Short Term),Sovereign Debt, Cash & NCA
Kotak Liquid Fund 100.00
Kotak Money Market Fund
Kotak Corporate Bond Fund
Kotak Bond Short Term Fund
Kotak Savings Fund
Kotak Bond Fund
Kotak Banking and PSU Debt Fund
Kotak Dynamic Bond Fund
Kotak Low Duration Fund
Kotak Medium Term Fund
Kotak Credit Risk Fund
Money Market Fund
Corporate Bond Fund
Short Duration Fund
Ultra Short Duration Fund
Medium to Long Duration Fund
Banking and PSU Fund
Dynamic Bond Fund
Low Duration Fund
Medium Duration Fund
Credit Risk Fund
Liquid Fund
It is the prerogative of the fund manager to ascertain whether any security provides investment benefit to the fund and is in keeping with the larger investment goal, strategy and the investment & operational mandate of the fund. As such the fund manager may or may not choose to invest in a particular credit paper. The portfolio construction is the purview of the Fund Manager and allocation may change from time to time. Internal Source. Please refer to the disclaimer slides for scheme details
91.11
89.55
83.96
83.55
80.69
57.83
36.95
100.00
100.00
100.00
Credit Strategies
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Investment ObjectiveThe investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA+ and above rated corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend .........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every Month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of `1for purchase and for `0.01 for switches.Ideal Investment Horizon: 1 Year & Above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 0.61%; Direct: 0.32%
Average Maturity
Modified Duration
Portfolio Yield
2.11 yrs
1.80 yrs
5.06%
This product is suitable for investors who are seeking*:� Regular Income over short term� Income by investing in fixed income securities of
varying maturities and predominantly investing in AA+ and above rated corporate bonds.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt InstrumentsDebentures and Bonds Corporate Debt/Financial Institutions HDFC Ltd. CRISIL AAA 10.01Nabha Power Ltd. ( backed byunconditional and irrevocableguarantee by Larsen& Toubro Ltd ) ICRA AAA(CE) 8.64HDB Financial Services Ltd. CRISIL AAA 6.34LIC Housing Finance Ltd.(^) CRISIL AAA 5.54Sikka Ports & Terminals Ltd.( Mukesh Ambani Group ) CRISIL AAA 4.81Bajaj Finance Ltd. CRISIL AAA 2.38LIC Housing Finance Ltd. CARE AAA 1.99L & T InfrastructureFinance Company Ltd. CRISIL AAA 1.93Reliance Industries Ltd. CRISIL AAA 1.48Grasim Industries Ltd.(^) CRISIL AAA 1.47Jamnagar Utilities & PowerPrivate Limited( Mukesh Ambani Group ) CRISIL AAA 1.29First Business ReceivablesTrust ( Originator RelianceIndustries Ltd ) CRISIL AAA(SO) 1.05Tata Capital FinancialServices Limited CRISIL AAA 1.05ICICI Bank Ltd.(^)(Basel III Tier II Bonds) ICRA AAA 0.97AXIS Bank Ltd. CRISIL AAA 0.72Kotak Mahindra Prime Ltd. CRISIL AAA 0.35Tata Sons Private Ltd. CRISIL AAA 0.25Mahindra & MahindraFinancial Services Ltd. FITCH IND AAA 0.20Bhopal Dhule TransmissionCompany Ltd. ( Operationalpower transmission project ) CRISIL AAA 0.08Corporate Debt/FinancialInstitutions - Total 50.55Public SectorUndertakings Power FinanceCorporation Ltd. CRISIL AAA 7.77
Rural ElectrificationCorporation Ltd. CRISIL AAA 7.06Small IndustriesDevelopment Bank Of India CARE AAA 3.13National Bank for Agriculture& Rural Development CRISIL AAA 0.98Food Corporation of India CRISIL AAA(CE) 0.52State Bank Of India.(^)(Basel III Tier II Bonds ) CRISIL AAA 0.52Indian Railway FinanceCorporation Ltd.(^) CRISIL AAA 0.31Small IndustriesDevelopment Bank Of India ICRA AAA 0.30Public SectorUndertakings - Total 20.59GovernmentDated Securities 7.68% Central Government SOV 5.187.79% StateGovernment-Himachal Pradesh SOV 3.807.52% StateGovernment-Tamil Nadu SOV 3.067.27% Central Government(^) SOV 2.698.65% StateGovernment-Kerala SOV 2.077.59% StateGovernment(^)-Gujarat SOV 2.057.59% Central Government SOV 1.578.62% StateGovernment-Maharashtra SOV 1.048.64% StateGovernment-Madhya Pradesh SOV 1.048.63% StateGovernment-Tamil Nadu SOV 1.038.45% StateGovernment-Punjab SOV 0.237.32% Central Government SOV 0.21Government DatedSecurities - Total 23.97Triparty Repo 0.43Net Current Assets/(Liabilities) 4.46Grand Total 100.00
30
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended debt scheme predominantly investing in AA+ and above rated corporate bonds
KOTAK CORPORATE BOND FUND
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: 5,499.94 crs`
AUM: `5,266.51 crs
Benchmark: CRISIL Corporate Bond Composite Index
Allotment date: September 21, 2007
Folio count: 33,474
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - September 21, 2007. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 4.65% of the net assets.Kotak Corporate Bond Fund NAV as on July 31, 2020: ̀ 2814.8929 (Regular Plan-Growth Option), ̀ 1046.4294 (Regular Plan-Monthly Dividend), ̀ 2890.2044 (Direct Plan- Growth Option), ̀ 1097.9749 Direct Plan- Monthly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
Macaulay Duration 1.88 yrs
71.14 23.974.46
0.43
Debentures and Bonds Government Dated Securities Net Current Assets TREP & Term Deposits & Rev.Repo
95.114.46
0.43
AAA, AAA(CE), AAA(SO), IND AAA, SOV Net Current Assets TREP & Term Deposits & Rev.Repo
$Standard Deviation 1.58%
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
CRISIL Corporate Bond Composite Index Returns (%)
Alpha
CRISIL Corporate Bond Composite Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
15,50,000 1200000.00 840000.00 6,00,000 3,60,000 1,20,000
27,84,070 1898129.47 1158420.86 7,52,414 4,16,644 1,27,176
8.64 8.87 9.03 8.99 9.73 11.31
9.55 9.59 9.71 9.74 11.08 14.99
-0.91 -0.71 -0.67 -0.75 -1.35 -3.68
29,68,992 1970965.43 1186575.01 7,66,666 4,24,954 1,29,466
24,73,575 1738489.81 1084633.23 7,17,078 4,02,238 1,24,468
6.94 7.20 7.19 7.07 7.34 7.00
Investment ObjectiveTo generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government & State Governments, and / or any security unconditionally .........guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every Month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: Dividend Payout, Dividend Re-investment & Growth ̀ 5000 & above.Additional Investment: ̀ 1000 & in multiples of ̀ 1.Ideal Investment Horizon: 1-3 months
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.75%; Direct: 0.31%
Average Maturity
Modified Duration
Portfolio Yield
4.37 yrs
3.28 yrs
5.80%
This product is suitable for investors who are seeking*:� Income over a short to medium term investment
horizon.� Investment in debt & money market securities of
PSUs, Banks, Public Financial Institutions, government securities, and Municipal Bonds.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions AXIS Bank Ltd.(^) CRISIL AAA 2.13ICICI Bank Ltd.(Basel III Tier I Bonds) CRISIL AA+ 1.41ICICI Bank Ltd.(Basel III Tier I Bonds) ICRA AA+ 0.67ICICI Bank Ltd.(Basel III Tier I Bonds) CARE AA+ 0.26Corporate Debt/FinancialInstitutions - Total 4.47Public Sector Undertakings Power FinanceCorporation Ltd. CRISIL AAA 8.62Rural ElectrificationCorporation Ltd. CRISIL AAA 5.49National Bank for Agriculture& Rural Development(^) ICRA AAA 5.29Indian Railway FinanceCorporation Ltd. CRISIL AAA 3.90National Bank for Agriculture& Rural Development(^) CRISIL AAA 3.20Union Bank of India(Basel III Tier I Bonds) FITCH IND AA 3.20State Bank Of India.(Basel III Tier II Bonds) CRISIL AAA 3.13Bank Of Baroda(Basel III Tier II Bonds) FITCH IND AAA 2.97Food Corporation of India CRISIL AAA(CE) 2.91Bank Of Baroda(Basel III Tier I Bonds) ICRA AA 2.48Indian Bank(^)(Basel III Tier II Bonds) CRISIL AA- 2.43National HighwaysAuthority Of India(^) CRISIL AAA 2.05Union Bank of India(Basel III Tier I Bonds) CARE AA- 1.76Canara Bank(^)(Basel III Tier II Bonds) FITCH IND AAA 1.31U P Power Corporation Ltd( Guaranteed By UPState Government ) FITCH IND AA(CE) 0.91Power Grid Corporationof India Ltd. CRISIL AAA 0.75National Thermal PowerCorporation Ltd. CRISIL AAA 0.68Bank Of Baroda(Basel III Tier II Bonds) FITCH AAA(IND) 0.67Hindustan PetroleumCorporation Ltd. CRISIL AAA 0.67Punjab National Bank(Basel III Tier II Bonds) CRISIL A+ 0.67Indian Oil Corporation Ltd. ICRA AAA 0.64Punjab National Bank(Basel III Tier II Bonds) CRISIL AA+ 0.64State Bank Of India.(Basel III Tier I Bonds) CRISIL AA+ 0.62Bank Of Baroda(Basel III Tier I Bonds) CRISIL AA+ 0.47Small Industries DevelopmentBank Of India ICRA AAA 0.45
Bank Of Baroda(Basel III Tier I Bonds) CARE AA 0.31Punjab National Bank(Basel III Tier II Bonds) CRISIL A+ 0.20Public SectorUndertakings - Total 56.42GovernmentDated Securities 7.59% Central Government SOV 7.607.27% Central Government SOV 3.626.79% Central Government SOV 3.597.68% Central Government SOV 3.137.35% Central Government SOV 1.398.12% Central Government SOV 1.305.79% Central Government SOV 1.277.32% Central Government SOV 1.246.19% Central Government SOV 0.776.9% Central Government SOV 0.677.69% StateGovernment-Assam SOV 0.627.79% StateGovernment-Himachal Pradesh SOV 0.547.26% Central Government SOV 0.428.88% StateGovernment-Haryana SOV 0.427.82% StateGovernment-Assam SOV 0.358.39% StateGovernment-Rajasthan SOV 0.358.64% StateGovernment-Andhra Pradesh SOV 0.356.45% Central Government SOV 0.338.71% StateGovernment-Uttar Pradesh SOV 0.188.65% StateGovernment-Kerala SOV 0.148.74% StateGovernment-Rajasthan SOV 0.14Government DatedSecurities - Total 28.42Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions AXIS Bank Ltd. CRISIL A1+ 1.26AXIS Bank Ltd. ICRA A1+ 0.64ICICI Bank Ltd. ICRA A1+ 0.57Corporate Debt/FinancialInstitutions - Total 2.47Public SectorUndertakings Export-Import Bank of India CRISIL AAA 1.87Public SectorUndertakings - Total 1.87Treasury Bills 84 Days Cash ManagementBill 20/08/2020 SOV 1.27Treasury Bills - Total 1.27Triparty Repo 1.68Net Current Assets/(Liabilities) 3.40Grand Total 100.00
31
MaturityShort Medium Long Volatility
Low
Medium
High
KOTAK BANKING AND PSU DEBT FUND
Investors understand that their principal will be at Moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `7,848.90 crs
AUM: `7,829.85 crs
Benchmark: CRISIL Banking and PSU Debt Index
Allotment date: December 29,1998
Folio count: 15,487
An open-ended debt scheme predominantly investing in debt instruments of banks,public sector undertakings, public financial institutions and municipal bonds
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Scheme Inception : - December 29, 1998. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark. Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 8.79% of the net assets.Kotak Banking And PSU Debt Fund NAV as on July 31, 2020: ̀ 49.0828 (Growth Option), ̀ 50.1218 (Direct Growth Option), ̀ 10.5024 (Monthly Dividend), ̀ 10.497 (Direct Monthly Dividend) *For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
ALLOCATION (%)
RATING PROFILE (%)
Macaulay Duration 3.45 yrs
60.89 28.424.34
3.401.68
1.27
Debentures and Bonds Government Dated Securities Commercial Paper (CP)/Certificate of Deposits (CD)
Net Current Assets TREP & Term Deposits & Rev.Repo Treasury Bills
78.8915.16
3.401.68
0.87
A1+, AAA, AAA(CE), AAA(IND), IND AAA, SOV AA+, AA, IND AA, IND AA(CE), AA- Net Current Assets
TREP & Term Deposits & Rev.Repo A+
$Standard Deviation 2.50%
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
CRISIL Banking and PSU Debt Index Returns (%)
Alpha
CRISIL Banking and PSU Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
26,00,000 1200000.00 840000.00 6,00,000 3,60,000 1,20,000
64,26,582 1917341.41 1166813.46 7,62,489 4,22,888 1,28,168
7.64 9.06 9.24 9.52 10.75 12.90
NA 9.38 9.43 9.47 10.52 12.50
NA -0.31 -0.19 0.05 0.23 0.40
NA 1949050.30 1174884.28 7,61,530 4,21,470 1,27,921
55,78,316 1738489.81 1084633.23 7,17,078 4,02,238 1,24,468
6.51 7.20 7.19 7.07 7.34 7.00
Investment ObjectiveThe investment objective of the Scheme is to provide reasonable returns and .............reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth (applicable for all plans)
Dividend Frequency
Monthly (12th of every Month), Half Yearly (20th of Mar/Sept) and normal (as decided by Trustees)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: (i) Dividend Re-investment & Growth - `5000 & above (ii) Dividend Payout (Monthly Dividend) - `50,000 & aboveAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 6 months & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil.
Total Expense Ratio**Regular: 1.14%; Direct: 0.34%
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment in debt & money market securities with
portfolio Macaulay duration between 1 year & 3 years* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions HDFC Ltd.(^) CRISIL AAA 8.97LIC Housing Finance Ltd. CARE AAA 3.59Jamnagar Utilities & PowerPrivate Limited( Mukesh Ambani Group ) (^) CRISIL AAA 2.69Mahindra & MahindraFinancial Services Ltd. FITCH IND AAA 2.25Aditya Birla Finance Ltd. ICRA AAA 1.99First Business ReceivablesTrust ( Originator RelianceIndustries Ltd ) CRISIL AAA(SO) 1.44Fullerton IndiaCredit Co. Ltd. CRISIL AAA 1.44Grasim Industries Ltd. CRISIL AAA 1.32Bajaj Finance Ltd. CRISIL AAA 1.14Tata Capital FinancialServices Limited CRISIL AAA 1.12Sikka Ports & Terminals Ltd.( Mukesh Ambani Group ) CRISIL AAA 1.00HDB Financial Services Ltd. CARE AAA 0.88Tata Capital HousingFinance Ltd. CRISIL AAA 0.73Bhopal Dhule TransmissionCompany Ltd. ( Operationalpower transmission project ) CRISIL AAA 0.72Reliable Devices Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 0.64Tata Capital FinancialServices Limited ICRA AAA 0.51Nabha Power Ltd. ( backed byunconditional and irrevocableguarantee by Larsen &Toubro Ltd ) ICRA AAA(CE) 0.38Reliance Industries Ltd. CRISIL AAA 0.28ICICI Bank Ltd.(Basel III Tier II Bonds) ICRA AAA 0.18Jamnagar Utilities & PowerPrivate Limited( Mukesh Ambani Group) CRISIL AAA 0.18LIC Housing Finance Ltd. CRISIL AAA 0.18Kotak Mahindra Prime Ltd. CRISIL AAA 0.09IOT Utkal Energy Services Ltd. CRISIL AAA 0.05HDB Financial Services Ltd. CRISIL AAA 0.02Tata Sons Private Ltd. CRISIL AAA 0.02Bajaj Housing Finance Ltd. CRISIL AAA 0.01Corporate Debt/FinancialInstitutions - Total 31.82Public SectorUndertakings Power FinanceCorporation Ltd. CRISIL AAA 6.49Rural ElectrificationCorporation Ltd. CRISIL AAA 5.13National Bank for Agriculture& Rural Development CRISIL AAA 2.84State Bank Of India.(^)(Basel III Tier II Bonds) CRISIL AAA 1.13Bank Of Baroda(Basel III Tier II Bonds) FITCH IND AAA 0.76National Bank for Agriculture& Rural Development ICRA AAA 0.74Canara Bank(Basel III Tier II Bonds) FITCH IND AAA 0.72Indian Oil Corporation Ltd. ICRA AAA 0.71ONGC Petro Additions Ltd. ICRA AAA(CE) 0.63Indian Railway FinanceCorporation Ltd. CRISIL AAA 0.36Rural ElectrificationCorporation Ltd. FITCH IND AAA 0.32Bank Of Baroda(Basel III Tier II Bonds) FITCH AAA(IND) 0.13Power Grid Corporationof India Ltd. CRISIL AAA 0.07National Thermal PowerCorporation Ltd. CRISIL AAA 0.04
Small Industries DevelopmentBank Of India ICRA AAA 0.02Public SectorUndertakings - Total 20.09GovernmentDated Securities 7.59% Central Government SOV 7.187.27% Central Government SOV 3.115.79% Central Government SOV 3.057.68% Central Government SOV 3.047.32% Central Government SOV 2.907.82% StateGovernment(^)-Assam SOV 2.266.79% Central Government SOV 1.728.59% StateGovernment-Andhra Pradesh SOV 1.537.93% StateGovernment(^)-Chattisgarh SOV 1.257.35% Central Government SOV 0.966.97% Central Government SOV 0.767.77% StateGovernment-Orissa SOV 0.768.00% StateGovernment-Rajasthan SOV 0.746.44% StateGovernment-Maharashtra SOV 0.678.21% StateGovernment-Haryana SOV 0.648.39% StateGovernment-Rajasthan SOV 0.568.45% StateGovernment-Punjab SOV 0.426.9% Central Government SOV 0.408.72% StateGovernment-Bihar SOV 0.377.69% StateGovernment-Assam SOV 0.348.26% StateGovernment-Uttar Pradesh SOV 0.308.45% StateGovernment-Jammu & Kashmir SOV 0.238.5% StateGovernment-Jammu & Kashmir SOV 0.236.45% Central Government SOV 0.228.58% StateGovernment-Gujarat SOV 0.198.61% StateGovernment-Uttar Pradesh SOV 0.173.48% Central Government SOV 0.157.68% StateGovernment-Madhya Pradesh SOV 0.158.27% StateGovernment-Rajasthan SOV 0.158.21% StateGovernment-Rajasthan SOV 0.121.44% Central Government SOV 0.088.45% StateGovernment-Bihar SOV 0.089.36% StateGovernment-West Bengal SOV 0.088.69% StateGovernment-Kerala SOV 0.057.26% Central Government SOV 0.048.66% StateGovernment-Tamil Nadu SOV 0.045.18% Central Government SOV 0.01Government DatedSecurities - Total 34.95Treasury Bills 91 Days TreasuryBill 13/08/2020 SOV 6.5184 Days Cash ManagementBill 20/08/2020 SOV 1.7691 Days TreasuryBill 29/10/2020 SOV 1.40Treasury Bills - Total 9.67Triparty Repo 2.49Net Current Assets/(Liabilities) 0.98Grand Total 100.00
Average Maturity
Modified Duration
Portfolio Yield
3.13 yrs
2.51 yrs
5.16%
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended short term debt scheme investing in instruments such that themacaulay duration of the portfolio is between 1 year and 3 years
KOTAK BOND SHORT TERM FUND
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `13,362.21 crs
AUM: `14,192.74 crs
Benchmark: NIFTY Short Duration Debt Index
Allotment date: May 2, 2002
Folio count: 19,674
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Data as on July 31, 2020
32
Macaulay Duration 2.62 yrs
$Standard Deviation 1.70%
Scheme Inception : - May 02,2002. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 5.13% of the net assets.Kotak Bond Short Term Fund NAV as on July 31, 2020: `39.8733 (Growth Option), `42.2062 (Direct Growth Option), ̀ 10.1863 (Monthly Dividend), `13.2254 (Direct Monthly Dividend), ̀ 14.529 (Half Yearly Dividend), `14.9623 (Direct Half Yearly Dividend), ̀ 12.5356 (Direct Normal Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
ALLOCATION (%)
RATING PROFILE (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
An open-ended short term debt scheme investing in instruments such that the macaulay duration of the portfolio is between 1 year and 3 years
KOTAK BOND SHORT TERM FUND
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Short Duration Index Returns (%)
Alpha
Nifty Short Duration Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
21,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
49,06,017 18,62,351 11,39,604 7,47,100 4,17,166 1,27,646
8.19 8.51 8.57 8.71 9.82 12.06
8.32 8.72 8.66 8.71 9.56 11.41
-0.13 -0.20 -0.08 0.00 0.25 0.66
49,71,733 18,82,492 11,42,940 7,47,137 4,15,641 1,27,243
41,40,907 17,38,490 10,84,633 7,17,078 4,02,238 1,24,468
6.55 7.20 7.19 7.07 7.34 7.00
33
51.91 34.95 9.672.49
0.98
Debentures and Bonds Government Dated Securities Treasury Bills
TREP & Term Deposits & Rev.Repo Net Current Assets
96.532.49
0.98
AAA, AAA(CE), AAA(IND), AAA(SO), IND AAA, SOV TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.Available Plans/OptionsA) Regular Plan B) Direct PlanOptions: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)Dividend FrequencyWeekly (Every Monday), Monthly (12th of every Month), Quarterly (20th of Mar, Jun, Sep and Dec of every Year), Annual (12th of March).Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switches
Additional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 1 year & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 1.89%; Direct: 0.85%
Average Maturity
Modified Duration
Portfolio Yield
3.40 yrs
2.39 yrs
9.41%
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment predominantly in AA and below rated
corporate bonds (Excluding AA+ rated corporate bonds)
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
34
KOTAK CREDIT RISK FUND
An open-ended debt scheme predominantly investing in aa and below ratedcorporate bonds (excluding AA+ rated corporate bonds)
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
Product Label
Riskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `1,975.39 crs
AUM: `1,948.64 crs
Benchmark: Nifty Credit Risk
Bond Index $
Allotment date: May 11, 2010
Folio count: 17,634
Data as on July 31, 2020
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
Talwandi Sabo Power Ltd.
( Unconditional and Irrevocable Corporate Guarantee of Vedanta Ltd.) CRISIL AA(CE) 9.56
Reliance Industries Ltd. CRISIL AAA 5.56
Coastal Gujarat Power Ltd. ( Guarenteed by TATA Power Co. Ltd ) (^) CARE AA(CE) 5.16
Future Lifestyle Fashions Ltd. CRISIL A+ 5.06
L & T Infrastructure Finance Company Ltd. CRISIL AAA 4.18
Bahadur Chand Investments Private Limited ICRA AA 3.87
Godrej Properties Limited ICRA AA 2.56
Vizag General Cargo Berth Pvt. Ltd.
( backed by unconditional and irrevocable guarantee of Vedanta Ltd ) CRISIL AA(CE) 2.55
Muthoot Finance Ltd. CRISIL AA 2.26
Shriram Transport Finance Co Ltd. CRISIL AA+ 1.50
Aarish Solar Power Ltd.# CARE AA-(CE) 0.65
Aashman Energy Pvt. Ltd.# CARE AA-(CE) 0.65
Divyesh Power Pvt. Ltd.# CARE AA-(CE) 0.65
Elena Renewable Energy Pvt. Ltd.# CARE AA-(CE) 0.65
Pratyash Renewable Pvt. Ltd.# CARE AA-(CE) 0.65
SEI Baskara Power Pvt. Ltd.# CARE AA-(CE) 0.65
SEI Enerstar Renewable Energy Pvt. Ltd.# CARE AA-(CE) 0.65
SEI Mihir Energy Pvt. Ltd.# CARE AA-(CE) 0.65
Shreyas Renwable Energy Pvt. Ltd.# CARE AA-(CE) 0.65
Zuvan Energy Pvt. Ltd.# CARE AA-(CE) 0.65
Jamnagar Utilities & Power Private Limited ( Mukesh Ambani Group ) (^) CRISIL AAA 0.55
Fullerton India Credit Co. Ltd. CRISIL AAA 0.18
Shriram City Union Finance Ltd. CARE AA+ 0.06
HDFC Ltd. CRISIL AAA 0.05
LIC Housing Finance Ltd. CRISIL AAA 0.04
JM Financial Credit Solutions Ltd. ICRA AA 0.01
Corporate Debt/Financial Institutions - Total 49.65
Public Sector Undertakings
U P Power Corporation Ltd ( Guaranteed By UP State Government ) CRISIL A+(CE) 8.59
Power Finance Corporation Ltd.(^) CRISIL AAA 8.15
Union Bank of India (Basel III Tier I Bonds) CARE A+ 8.00
Punjab & Sind Bank (Basel III Tier I Bonds) ICRA A- 7.12
National Bank for Agriculture & Rural Development ICRA AAA 6.79
Rural Electrification Corporation Ltd. CRISIL AAA 1.40
National Highways Authority Of India CRISIL AAA 0.55
Punjab National Bank (Basel III Tier II Bonds) CRISIL A+ 0.27
Small Industries Development Bank Of India CARE AAA 0.24
National Bank for Agriculture & Rural Development CRISIL AAA 0.15
Public Sector Undertakings - Total 41.26
Government Dated Securities
6.12% State Government-Karnataka SOV 2.56
6.57% State Government-Gujarat SOV 1.56
6.97% State Government-Maharashtra SOV 1.07
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
MaturityShort Medium Long Volatility
Low
Medium
High
Macaulay Duration 2.56 yrs$Standard Deviation 4.34%
35
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
KOTAK CREDIT RISK FUND
An open-ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Scheme Inception : - May 11, 2010. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 10.07% of the net assets.Kotak Credit Risk Fund NAV as on July 31, 2020: ̀ 22.4256 (Growth Option), ̀ 24.0444 (Direct Growth Option), ̀ 10.0211 (Weekly Dividend), ̀ 10.4472 (Direct Weekly Dividend), ̀ 10.3573 (Monthly Dividend), ̀ 10.5502 (Direct Monthly Dividend), ̀ 11.0483 (Quarterly Dividend), ̀ 10.3877 (Direct Quarterly Dividend), ̀ 10.3766 (Annual Dividend), ̀ 18.0597 (Direct Annual Dividend).$ With Effect from 1st November 2019, the Benchmark is changed to NIFTY Credit Risk Bond Index from CRISIL Composite AA Short Term Bond Index.*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Government Dated Securities - Total 5.19
Triparty Repo 1.12
Net Current Assets/(Liabilities)^^ 2.78
Grand Total 100.00
ALLOCATION (%)
RATING PROFILE (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
NIFTY Credit Risk Bond Index Returns (%)
Alpha
NIFTY Credit Risk Bond Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
12,30,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
18,95,647 18,28,759 11,09,707 7,22,306 4,01,815 1,24,448
8.17 8.17 7.83 7.36 7.27 6.97
9.29 9.30 9.06 8.83 9.24 10.48
-1.12 -1.13 -1.23 -1.47 -1.97 -3.51
20,14,535 19,40,968 11,59,413 7,49,378 4,13,693 1,26,664
17,97,782 17,38,490 10,84,633 7,17,078 4,02,238 1,24,468
7.19 7.20 7.19 7.07 7.34 7.00
# (Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee of Greenko Energies Pvt. Ltd.)
ISIN Name of the Security
INE528G0839409.00% Yes Bank Ltd. (Basel III Tier I)
Perpetual Call-18/10/2022 (L)
^^Includes Securities Below Investment grade or Default
Total
Value Recognised inNAV(Rs. In Lacs)
% toNet Assets
Total Security Value(Rs. In Lacs)
0.00 0.00 9040.89
0.00 0.00 9,040.89-
90.91 5.192.78
1.12
Debentures and Bonds Government Dated Securities Net Current Assets TREP & Term Deposits & Rev.Repo
34.03 33.03 29.042.78
1.12
AA+, AA, AA(CE), AA-(CE) AAA, SOV A+, A+(CE), A- Net Current Assets TREP & Term Deposits & Rev.Repo
Investment ObjectiveThe investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or ...guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyQuarterly (20th of Mar, Jun, Sep and Dec of every Year), Annually (12th of March)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Purchase: ̀ 5,000/- and in multiples of 1 for purchases and for ̀ 0.01 for switches.Additional Purchase: `1000 & in multiples of `1.for purchases and for `0.01 for switches.Ideal Investment Horizon: 2.5 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 9% of the initial investment amount (limit) purchased or switched in within 18 months from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 18 months from the date of allotment: 2%c) If units are redeemed or switched out on or after 18 months from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.92%; Direct: 1.05%
Average Maturity
Modified Duration
Portfolio Yield
4.69 yrs
3.40 yrs
8.42%
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment in debt, government securities & money
market instruments with portfolio Macaulay duration between 3 years & 4 years
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
36
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended medium term debt scheme investing in instrumentssuch that the macaulay duration of the portfolio is between 3 years and 4 years
KOTAK MEDIUM TERM FUND
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: crs`1,419.54
AUM: `1,409.96 crs
Benchmark: NIFTY Medium Duration Debt Index
Allotment date: March 21, 2014
Folio count: 9,878
Data as on July 31, 2020
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
Coastal Gujarat Power Ltd. ( Guarenteed by TATA Power Co. Ltd ) CARE AA(CE) 9.63
Reliance Industries Ltd. CRISIL AAA 5.43
Embassy Office Parks Reit CRISIL AAA 3.96
Talwandi Sabo Power Ltd.
( Unconditional and Irrevocable Corporate Guarantee of Vedanta Ltd.) CRISIL AA(CE) 3.80
Shriram Transport Finance Co Ltd. CRISIL AA+ 2.26
Aarish Solar Power Ltd.# CARE AA-(CE) 0.30
Aashman Energy Pvt. Ltd.# CARE AA-(CE) 0.30
Divyesh Power Pvt. Ltd.# CARE AA-(CE) 0.30
Elena Renewable Energy Pvt. Ltd.# CARE AA-(CE) 0.30
Pratyash Renewable Pvt. Ltd.# CARE AA-(CE) 0.30
SEI Baskara Power Pvt. Ltd.# CARE AA-(CE) 0.30
SEI Enerstar Renewable Energy Pvt. Ltd.# CARE AA-(CE) 0.30
SEI Mihir Energy Pvt. Ltd.# CARE AA-(CE) 0.30
Shreyas Renwable Energy Pvt. Ltd.# CARE AA-(CE) 0.30
Zuvan Energy Pvt. Ltd.# CARE AA-(CE) 0.30
Tata Sons Private Ltd. CRISIL AAA 0.22
The Indian Hotels Company Ltd. CARE AA+ 0.21
Muthoot Finance Ltd. CRISIL AA 0.04
IOT Utkal Energy Services Ltd. CRISIL AAA 0.02
Corporate Debt/Financial Institutions - Total 28.57
Public Sector Undertakings
Punjab & Sind Bank (Basel III Tier I Bonds) ICRA A- 10.86
Power Finance Corporation Ltd. CRISIL AAA 9.67
Rural Electrification Corporation Ltd. CRISIL AAA 7.70
U P Power Corporation Ltd ( Guaranteed By UP State Government ) CRISIL A+(CE) 6.10
ONGC Petro Additions Ltd. ICRA AAA(CE) 5.30
Punjab National Bank (Basel III Tier I Bonds) FITCH IND A 4.82
National Highways Authority Of India CRISIL AAA 3.76
National Bank for Agriculture & Rural Development ICRA AAA 3.70
Indian Railway Finance Corporation Ltd. CRISIL AAA 3.04
PNB Housing Finance Ltd. CARE AA 1.42
State Bank Of India. (Basel III Tier II Bonds ) CRISIL AAA 0.80
Steel Authority of India Ltd. FITCH IND AA- 0.05
Public Sector Undertakings - Total 57.22
Government Dated Securities
6.97% State Government-Maharashtra SOV 2.21
5.79% Central Government SOV 1.77
6.44% State Government-Maharashtra SOV 1.45
1.44% Central Government SOV 1.23
Government Dated Securities - Total 6.66
Treasury Bills
91 Days Treasury Bill 13/08/2020 SOV 3.54
Treasury Bills - Total 3.54
Triparty Repo 1.08
Net Current Assets/(Liabilities)^^ 2.93
Grand Total 100.00
# (Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee of Greenko Energies Pvt. Ltd.)
Macaulay Duration 3.62 yrs$Standard Deviation 5.59%
85.796.66
3.542.93
1.08
Debentures and Bonds Government Dated Securities Treasury Bills
Net Current Assets TREP & Term Deposits & Rev.Repo
37
An open-ended medium term debt scheme investing in instruments such that the macaulay duration of the portfolio is between 3 years and 4 years
KOTAK MEDIUM TERM FUND
Scheme Inception : - March 21, 2014. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.Kotak Medium Term Fund NAV as on July 31, 2020: `16.6593 (Growth Option), `17.6323 (Direct Growth Option), `10.7722 (Quarterly Dividend), `10.8399 (Direct Quarterly Dividend), `10.6165 (Annual Dividend), `17.6321 (Direct Annual Dividend).*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
ALLOCATION (%)
RATING PROFILE (%)
ISIN Name of the Security Value Recognised inNAV(Rs. In Lacs)
% toNet Assets
Total Security Value(Rs. In Lacs)
INE528G0839409.00% Yes Bank Ltd. (Basel III Tier I)
Perpetual Call-18/10/2022 (L) 0.00 0.00 4427.34
^^Includes Securities Below Investment grade or Default
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Medium Duration Index Returns (%)
Alpha
Nifty Medium Duration Index ( )#`
CRISIL 10 Year Gilt Index ( )^`
CRISIL 10 Year Gilt Index Returns (%)
Since Inception 5 years 3 years 1 year
7,70,000 6,00,000 3,60,000 1,20,000
9,78,994 7,14,991 3,99,171 1,25,115
7.39 6.95 6.83 8.02
9.45 9.65 11.20 14.79
-2.07 -2.70 -4.37 -6.77
10,47,025 7,64,822 4,25,691 1,29,350
10,19,741 7,45,714 4,21,143 1,26,554
8.64 8.63 10.47 10.31
Total -
53.8 21.78 20.412.93
1.08
AAA, AAA(CE), SOV A+(CE), IND A, A- AA+, AA, AA(CE), AA-(CE), IND AA-
Net Current Assets TREP & Term Deposits & Rev.Repo
0.00 0.00 4427.34
50.54 44.734.32
0.41
Debentures and Bonds Government Dated Securities TREP & Term Deposits & Rev.Repo Net Current Assets
38
Debt Instruments
Debentures and Bonds
Corporate Debt/
Financial Institutions Coastal Gujarat Power Ltd.
( Guarenteed by TATA
Power Co. Ltd ) CARE AA(CE) 6.21
HDFC Ltd. CRISIL AAA 3.54
ICICI Bank Ltd.(^)
(Basel III Tier I Bonds) CRISIL AA+ 2.43
Sikka Ports & Terminals Ltd.
( Mukesh Ambani Group ) CRISIL AAA 1.82
Jamnagar Utilities & Power
Private Limited
( Mukesh Ambani Group ) CRISIL AAA 0.74
Corporate Debt/Financial
Institutions - Total 14.74
Public Sector
Undertakings
Power Finance
Corporation Ltd. CRISIL AAA 9.79
Rural Electrification
Corporation Ltd.(^) CRISIL AAA 8.32
Indian Railway Finance
Corporation Ltd.(^) CRISIL AAA 7.07
Bank Of Baroda
(Basel III Tier I Bonds) CRISIL AA+ 6.57
National Bank for Agriculture
& Rural Development ICRA AAA 1.70
Union Bank of India
(Basel III Tier I Bonds) FITCH IND AA 1.24
National Highways
Authority Of India(^) CRISIL AAA 1.11
Public Sector
Undertakings - Total 35.80
Government
Dated Securities
7.26% Central Government SOV 19.32
5.79% Central Government SOV 9.57
6.19% Central Government SOV 7.56
6.44% State
Government-Maharashtra SOV 3.66
6.12% State
Government-Karnataka SOV 3.43
1.44% Central Government SOV 1.19
Government Dated
Securities - Total 44.73
Triparty Repo 4.32
Net Current Assets/
(Liabilities) 0.41
Grand Total 100.00
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment in debt & money market securities across
durations.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investment ObjectiveThe investment objective of the Scheme is to maximise returns through an active management of a portfolio of debt and money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B)Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth(applicable for all plans)
Dividend FrequencyMonthly Dividend Payout & Reinvestment (12th of every Month) (w.e.f June 1, 2017), Q u a r t e r l y D i v i d e n d P a y o u t a n d Reinvestment (20th of March, June, September and December of every year) (applicable for all plans)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: ̀ 5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investment Horizon: 6 months & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil
Total Expense Ratio**Regular: 1.08%; Direct: 0.45%
Average Maturity
Modified Duration
Portfolio Yield
7.87 yrs
5.58 yrs
6.61%
KOTAK DYNAMIC BOND FUNDMaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended dynamic debt scheme investing across duration
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `1,488.46 crs
AUM: `1,458.23 crs
Benchmark: Nifty Composite Debt Index
Allotment date: May 26, 2008
Folio count: 17,383
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - May 26, 2008. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 Jul 2020 is 6.60% of the net assets.Kotak Dynamic Bond Fund NAV as on : `28.3417 (Growth Option), `29.6939 (Direct Growth Option), `11.3249 (Quarterly Dividend), `11.1267 (Direct Quarterly Dividend), `21.7514 (Regular Monthly July 31, 2020Dividend), ̀ 22.386 (Direct Monthly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Composite Debt Index Returns (%)
Alpha
Nifty Composite Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
14,70,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
26,89,576 19,79,935 11,93,794 7,74,332 4,26,851 1,28,524
9.40 9.67 9.88 10.14 11.39 13.47
8.91 9.15 9.47 9.59 11.33 14.27
0.50 0.52 0.41 0.55 0.05 -0.80
25,83,721 19,12,114 11,67,704 7,57,906 4,22,730 1,27,675
22,94,207 17,38,490 10,84,633 7,17,078 4,02,238 1,24,468
6.99 7.20 7.19 7.07 7.34 7.00
Macaulay Duration 5.85 yrs
78.82 16.454.32
0.41
AAA, SOV AA+, AA(CE), IND AA TREP & Term Deposits & Rev.Repo Net Current Assets
$Standard Deviation 2.81%
Investment ObjectiveThe investment objective of the Scheme is to create a portfolio of debt instruments such as bonds, debentures, Government Securities and money market instruments, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be achieved.Available Plans/OptionsA) Regular Plan B) Direct PlanOptions: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)Dividend FrequencyQuarterly (20th of Mar/Jun/Sep/Dec), Half Yearly (20th of Mar/Sept), Annual (12th of Mar) (applicable for all plans)Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 1 year & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemptions/switch outs (including SIP/STP) within 3 months from the date of allotment of units: 0.20%b) For redemptions/switch outs (includingSIP/STP) after 3 months from the date ofallotment of units: NilNote: The aforesaid revised exit load structure will be applicable only on a prospective basis for Units purchased /SIP/STP registered on or after February 22, 2018.Total Expense Ratio**Regular: 1.91%; Direct: 0.80%
Average Maturity
Modified Duration
Macaulay Duration
9.51 yrs6.58 yrs
6.84 yrs
This product is suitable for investors who are seeking*:� Income over a long investment horizon� Investment in debt & money market securities with a
portfolio Macaulay duration between 4 years & 7 years.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments
Debentures and Bonds
Corporate Debt/
Financial Institutions
Muthoot
Finance Ltd. CRISIL AA 2.20
Bahadur Chand Investments
Private Limited ICRA AA 2.16
Mobil Trust Series-07 Ptc
20-06-2022 - (C)(Mobil
Trust Series - 07) CRISIL AAA(SO) 0.82
Hindalco Industries Ltd. CRISIL AA 0.02
Corporate Debt/Financial
Institutions - Total 5.20
Public Sector
Undertakings
Rural Electrification
Corporation Ltd. CRISIL AAA 8.57
Canara Bank
(Basel III TIER II Bonds) FITCH IND AAA 8.07
Power Finance
Corporation Ltd. CRISIL AAA 6.42
Bank Of Baroda
(Basel III TIER I bonds) CRISIL AA+ 2.83
Punjab National Bank
(Basel III TIER II Bonds) CRISIL A+ 1.87
Export-Import Bank
of India CRISIL AAA 1.81
Bank Of Baroda
(Basel III TIER II Bonds) FITCH AAA(IND) 1.51
Punjab National Bank
(Basel III TIER II Bonds) ICRA A+ 1.09
U P Power Corporation Ltd
( Guaranteed By UP
State Government ) CRISIL A+(CE) 0.29
National Highways
Authority Of India CRISIL AAA 0.12
Public Sector
Undertakings - Total 32.58
Government
Dated Securities
6.19%
Central Government SOV 34.25
5.79%
Central Government SOV 19.06
7.57%
Central Government SOV 2.36
6.79%
Central Government SOV 2.27
1.44%
Central Government SOV 0.83
Government Dated
Securities - Total 58.77
Triparty Repo 2.05
Net Current Assets/
(Liabilities) 1.40
Grand Total 100.00
39
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended medium term debt scheme investing in instruments such that themacaulay duration of the portfolio is between 4 years and 7 years
KOTAK BOND FUND
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Fund Manager: Mr. Abhishek Bisen*
AAUM: crs`1,582.08
AUM: `1,398.89 crs
Benchmark: NIFTY Medium to Long Duration Debt Index
Allotment date: November 25, 1999
Folio count: 4,472
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - November 25,1999. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.Kotak Bond Fund NAV as on July 31, 2020: ̀ 59.5064 (Growth Option), ̀ 63.4103 (Direct Growth Option), ̀ 12.7168 (Quarterly Dividend), ̀ 17.1618 (Direct Quarterly Dividend), ̀ 36.4575 (Annual Dividend), ̀ 22.8396 (Direct Annual Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on July 31, 2020 ( )`
Scheme Returns (%)
Nifty Medium to Long Duration Debt Index Returns (%)
Alpha
Nifty Medium to Long Duration Debt Index ( )#`
CRISIL 10 Year Gilt Index ( )^`
CRISIL 10 Year Gilt Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
24,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
64,87,328 18,60,496 11,43,856 7,49,993 4,23,553 1,28,762
8.42 8.49 8.68 8.86 10.86 13.86
NA 9.06 9.47 9.58 11.46 14.93
NA -0.57 -0.79 -0.72 -0.61 -1.08
NA 19,03,075 11,67,776 7,57,674 4,23,490 1,28,022
NA 18,23,649 11,42,467 7,45,714 4,21,143 1,26,554
NA 8.11 8.65 8.63 10.47 10.31
Portfolio Yield 6.43%
58.77 37.782.05
1.40
Government Dated Securities Debentures and Bonds TREP & Term Deposits & Rev.Repo Net Current Assets
86.09 7.21 3.25 2.05 1.40
AAA, AAA(IND), AAA(SO), IND AAA, SOV AA+, AA A+, A+(CE)
TREP & Term Deposits & Rev.Repo Net Current Assets
$Standard Deviation 2.97%
98.71 7.56-6.27
SOV TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government ...and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however ...........emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount.Available Plans/OptionsA) Regular Non Direct Plan, B) PF & Trust Non Direct Plan, C) Regular Direct Plan,D) PF & Trust Direct Plan.Options: Dividend Payout, Dividend .........Reinvestment & Growth (applicable for all plans)Dividend FrequencyQuarterly (20th of Mar/Jun/Sep/Dec)Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 1 year & aboveLoad StructureEntry Load: (a) Regular Plan - Entry: Nil. (b) PF & Trust Plan - Entry: Nil. (applicable for all plans)Exit Load: (a) Regular Plan - Exit: Nil. (b) PF&Trust Plan-Exit: Nil. (applicable for all plans) Total Expense Ratio**Regular: 1.46%; Direct: 0.45%
This product is suitable for investors who are seeking*:� Income over a long investment horizon� Investment in sovereign securities issued by the
Central and/or State Government(s) and/or reverse repos in such securities
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
GovernmentDated Securities 6.19% CentralGovernment SOV 49.755.79% CentralGovernment SOV 18.516.79% CentralGovernment SOV 11.487.57% CentralGovernment SOV 9.76
5.77% CentralGovernment SOV 9.21Government DatedSecurities - Total 98.71Triparty Repo 7.56Net Current Assets/(Liabilities) -6.27Grand Total 100.00
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended debt scheme investing in government securities across maturity
KOTAK GILT FUND
Fund Manager: Mr. Abhishek Bisen*
AAUM: crs`912.11
AUM: `969.12 crs
Benchmark: Nifty All Duration G-Sec Index
Allotment date: Regular Plan - December 29, 1998;
PF & Trust Plan - November 11, 2003
Folio count: 3,844
Product Label
Riskometer
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
ALLOCATION (%)
RATING PROFILE (%)
Kotak Gilt Fund NAV as on July 31, 2020: ̀ 74.4791 (Regular-Growth), ̀ 80.3237 (Regular-Growth-Direct), ̀ 14.7437 (Quarterly-Dividend), ̀ 18.1405 (Quarterly-Dividend Direct), ̀ 76.1967 (PF & Trust-Growth), ̀ 82.263 (PF & Trust-Growth Direct), ̀ 12.0596 (PF & Trust-Quarterly Dividend )*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
40
$Standard DeviationA)Regular PlanB) PF & Trust Plan
3.65%3.65%
Modified Duration
Portfolio Yield
8.05 yrs
5.91%
Average Maturity 11.80 yrs
98.71 7.56-6.27
Government Dated Securities TREP & Term Deposits & Rev.Repo Net Current Assets
Macaulay Duration 8.29 yrs
AU Small Finance Bank Ltd. 0.02AXIS Bank Ltd. 0.92AXIS Finance Ltd. 0.32Aarish Solar Power Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Aashman Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Aditya Birla Finance Ltd. 0.53Bahadur Chand Investments Private Limited 0.27Bajaj Finance Ltd. 1.13Bajaj Housing Finance Ltd. 0.66Bank Of Baroda 0.86Bharat Petroleum Corporation Ltd. 0.45Bharti Airtel Ltd. 0.39Bharti Telecom Ltd. 0.68Bhopal Dhule Transmission Company Ltd. ( Operational power transmission project ) 0.16Birla Corporation Ltd. 0.04Can Fin Homes Ltd. 0.13Canara Bank 0.39Central Government 20.28Chambal Fertilisers & Chemicals Ltd. 0.27Chennai Petroleum Corporation Ltd. 0.54Coastal Gujarat Power Ltd. ( Guarenteed by TATA Power Co. Ltd ) 0.31Dalmia Cement (Bharat) Ltd 0.06Deutsche Investments India Pvt. Ltd. 0.04Divyesh Power Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Embassy Office Parks REIT 0.20Elena Renewable Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Export-Import Bank of India 1.23First Business Receivables Trust ( Originator Reliance Industries Ltd ) 0.35Food Corporation of India (Guaranteed by Govt of India) 0.27Fullerton India Credit Co. Ltd. 0.21Future Lifestyle Fashions Ltd. 0.09Godrej Properties Limited 0.20Grasim Industries Ltd. 0.27HDB Financial Services Ltd. 1.34HDFC Bank Ltd. 0.06HDFC Ltd. 4.91HPCL Mittal Energy Ltd. 0.08Hero FinCorp Ltd. 0.22Hindalco Industries Ltd. 0.00Hindustan Petroleum Corporation Ltd. 0.05Hindustan Zinc Ltd. 0.44ICICI Bank Ltd. 0.35ICICI Home Finance Company Limited 0.02ICICI Securities Limited 0.09IIFL Home Finance Ltd. 0.11IIFL Wealth Finance Ltd. 0.09IOT Utkal Energy Services Ltd. 0.01Indian Bank 0.17Indian Oil Corporation Ltd. 0.93Indian Railway Finance Corporation Ltd. 0.48Indostar Capital Finance Limited 0.13IndusInd Bank Ltd. 0.51JM Financial Credit Solutions Ltd. 0.02JM Financial Products Limited 0.14Jamnagar Utilities & Power Private Limited ( Mukesh Ambani Group ) 0.48Kotak Mahindra Investments Ltd. 0.23Kotak Mahindra Prime Ltd. 0.74L & T Finance Ltd. 0.03L & T Housing Finance Ltd. 0.09L & T Infrastructure Finance Company Ltd. 0.48LIC Housing Finance Ltd. 3.14Larsen and Toubro Ltd. 0.40Mahindra & Mahindra Financial Services Ltd. 1.07Manappuram Finance Ltd. 0.45Mobil Trust Series - 07 ( Originator Shriram City Union Finance Ltd ) 0.11Mobil Trust Series - 08 ( Originator Shriram City Union Finance Ltd ) 0.03Motilal Oswal Financial Services Limited 0.09Muthoot Finance Ltd. 1.08NHPC Ltd. 0.00Nabha Power Ltd. ( Guaranteed by Larsen & Toubro Ltd ) 0.80National Bank for Agriculture & Rural Development 5.33National Highways Authority Of India 0.26National Housing Bank 0.72
41
Details of exposure across all Debt Funds of Kotak Mahindra Mutual Fund as on July 31, 2020
Issuer Name %age of Exposure to Debt AUM $
Issuer Name
Industry / Sector %age of Exposure to Debt AUM $BANK 5.36CASH (TREP/REVERSE REPO) 5.57CORPORATES 20.61FINANCIAL SERVICES 28.24GOI/TBILLS 30.12NBFC 10.10Total 100.00
42
%age of Exposure to Debt AUM $
National Thermal Power Corporation Ltd. 1.86Network18 Media & Investments Ltd. 0.05Nuvoco Vistas Corporation Ltd. 0.09ONGC Manglore Petrochemicals Ltd. 0.09ONGC Petro Additions Ltd. 0.19Punjab National Bank 0.74PNB Gilts Ltd. 0.09PNB Housing Finance Ltd. 0.09Power Finance Corporation Ltd. 3.98Power Grid Corporation of India Ltd. 0.09Pratyash Renewable Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Punjab & Sind Bank 0.33Reliable Devices Trust ( Underlying customer Reliance Retail ) 0.39Reliance Industries Ltd. 3.26Reliance Jio Infocomm Ltd. 2.44Rent A Device Trust ( Underlying customer Reliance Retail ) 0.44Rural Electrification Corporation Ltd. 4.79SEI Baskara Power Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02SEI Enerstar Renewable Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02SEI Mihir Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02SP Jammu Udhampur Highway Ltd. ( Operational road project with annuity from NHAI ) 0.06Shreyas Renwable Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Shriram City Union Finance Ltd. 0.06Shriram Transport Finance Co Ltd. 0.07Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) 0.45Small Industries Development Bank Of India 0.63Standard Chartered Investment & Loan India Ltd. 0.09State Bank Of India. 0.47State Government 9.84Steel Authority of India Ltd. 0.45Sundaram Home Finance Ltd 0.16Sundaram Finance Ltd. 0.41TREP/REVERSE REPO 5.57Talwandi Sabo Power Ltd. (Guaranteed by Vedanta Ltd.) 0.31Tata Capital Financial Services Limited 0.58Tata Capital Housing Finance Ltd. 0.58Tata Motors Finance Ltd. 0.54Tata Motors Finance Solutions Ltd. 0.14Tata Motors Ltd. 0.07Tata Power Company Ltd. 0.41Tata Projects Ltd. 0.18Tata Sons Private Ltd. 0.47Tata Steel Ltd. 1.09The Indian Hotels Company Ltd. 0.05U P Power Corporation Ltd ( Guaranteed By UP State Government ) 0.65Union Bank of India 0.55Vedanta Ltd. 0.00Vizag General Cargo Berth Pvt. Ltd. (Guaranteed by Vedanta Ltd ) 0.05YES Bank Ltd. 0.00Zuvan Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Total 100.00
Key Credit Brief provides the Key Highlights for select counterparties in our portfolio.Please for the updated Key Credit Brief.click hereFor viewing this on the desktop please visit: Kotak MF website>> Market & Funds >> Fund Updates >> Key Credit Brief. Also you can scan the QR code for Key Credit Brief.
Investment ObjectiveTo generate long-term capital appreciation from a portfolio created by investing in specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout,Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s DiscretionMinimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) 1% if exit before 1 year from date of allotment. b) Nil if exit after 1 year from the date of allotment.Exit Load shall be applicable incase of switch from Regular Plan (where broker code is mentioned) to Direct PlanExit Load shall not be applicable: Incase of switch from Regular Plan (where no broker code is mentioned) to Direct Plan In case of switch from Direct Plan to Regular Plan.
Total Expense Ratio**Regular:0.75%; Direct: 0.34%
Equity & Equity related
Mutual Fund Units
Kotak Equity Opportunities
Fund Direct Growth Equity Scheme 32.75
Kotak Emerging Equity Fund
Direct Growth Equity Scheme 19.46
Kotak Corporate Bond Fund
Direct Growth Debt Scheme 17.90
Kotak Standard Multicap Fund
Direct Growth Equity Scheme 15.10
Kotak Small Cap Fund
Direct Growth Equity Scheme 7.51
Kotak Infrastructure & Economic
Reform Fund Direct Growth Equity Scheme 2.52
Kotak Mahindra Liquid Fund
Direct Plan Growth Debt Scheme 2.13
Mutual Fund Units - Total 97.37
Triparty Repo 2.42
Net Current Assets/
(Liabilities) 0.21
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in open-ended diversified equity schemes
and debt schemes of Kotak Mahindra Mutual Fund* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
An open-ended fund of fund scheme investing in specifiedopen-ended equity, and debt schemes of Kotak Mahindra Mutual Fund
KOTAK ASSET ALLOCATORFUND
Investment style For Equity:
Value Blend Growth Size
Large
Medium
Small
Maturity For Debt:
Short Medium Long Volatility
Low
Medium
High
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Fund Manager: Mr. Devender Singhal Mr. Arjun Khanna*AAUM: `54.70 crsAUM: `56.10 crsBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index Allotment date: August 9, 2004Folio count: 3,533
Kotak Asset Allocator Fund NAV as on July 31, 2020: ̀ 90.089 (Dividend Option), ̀ 94.289 (Direct Dividend Option), ̀ 92.551 (Growth Option), ̀ 96.017 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Data as on July 31, 2020
43
97.372.42
0.21
Unrated TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout,Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For exit within 1 year from the date of allotment of units: 1%.b) For exit after 1 year from the date of Allotment of units: Nil
Total Expense Ratio**Regular: 1.66%; Direct: 1.16%
Equity & Equity related
Mutual Fund Units
Signature Emerging
Markets Fund - 974 Overseas Mutual Fund 98.84
Mutual Fund Units - Total 98.84
Triparty Repo 1.71
Net Current Assets/
(Liabilities) -0.55
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in overseas mutual fund schemes that invest
in a diversified portfolio of securities in global emerging markets
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
An open-ended fund of fund scheme investing in overseas mutual fundschemes investing in global emerging markets
KOTAK GLOBAL EMERGING MARKET FUNDInvestment style
Value Blend Growth Size
Large
Medium
Small
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak Global Emerging Market Fund NAV as on July 31, 2020: ̀ 18.434 (Dividend Option), ̀ 19.573 (Direct Dividend Option), ̀ 18.432 (Growth Option), ̀ 19.49 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Fund Manager: Mr. Arjun Khanna* (w.e.f. May 09, 2019)AAUM: `88.84 crsAUM: `90.24 crsBenchmark: MSCI Emerging Market indexAllotment date: September 26, 2007Folio count: 20,060
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Riskometer
Data as on July 31, 2020
44
98.84 1.71-0.55
Overseas Mutual Fund TREP & Term Deposits & Rev.Repo Net Current Assets
Kotak Gold ETF NAV as on July 31, 2020: `467.6822*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment ObjectiveThe investment objective of the scheme is to generate returns that are in line with the returns on investment in physical gold, subject to tracking errors.
Available PlanRegular Plan
Minimum Investment AmountThrough Exchange:10 Units,Through AMC: 10000 Units,Ideal Investment Horizon: 3 years and....... above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.55%
7
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Equity & Equity related
Gold 1 Kg Fineness 0.995 ** GOVERNMENT 98.61
Equity & Equity
Related - Total 98.61
Net Current Assets/
(Liabilities) 1.39
Grand Total 100.00
This product is suitable for investors who are seeking*:� Returns in line with physical gold over medium to long
term, subject to tracking error� Investment in physical gold* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
KOTAK GOLD ETF
An open-ended scheme replicating/ tracking physical gold prices
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Tracking Error: 0.07%
Fund Manager: Mr. Abhishek Bisen & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `1,195.64 crs AUM: `1,352.64 crsBenchmark: Price of GoldAllotment date: July 27, 2007Folio count: 40,052
Product LabelRiskometer
Data as on July 31, 2020
45
98.61 1.39
Gold Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to provide returns before expenses that closely correspond to the total returns of the Nifty 50 subject to tracking errors. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available PlanRegular Plan
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 50000 Units,Ideal Investment Horizon: 3 years and above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.14%
7
Portfolio Turnover:
Tracking Error:
26.08%
0.09%
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 13.95
HDFC Bank Ltd. Banks 9.53
Infosys Ltd. Software 7.53
HDFC Ltd. Finance 6.56
Tata Consultancy
Services Ltd. Software 5.10
ICICI Bank Ltd. Banks 4.78
Kotak Mahindra Bank Ltd. Banks 4.26
Hindustan Unilever Ltd. Consumer Non Durables 4.20
ITC Ltd. Consumer Non Durables 3.61
Bharti Airtel Ltd. Telecom - Services 2.84
Larsen And Toubro Ltd. Construction Project 2.38
Axis Bank Ltd Banks 2.07
Bajaj Finance Limited Finance 1.83
Maruti Suzuki
India Limited Auto 1.77
Asian Paints Ltd. Consumer Non Durables 1.65
HCL Technologies Ltd. Software 1.63
State Bank Of India Banks 1.56
Nestle India Ltd. Consumer Non Durables 1.25
Mahindra & Mahindra Ltd. Auto 1.24
Sun Pharmaceuticals
Industries Ltd. Pharmaceuticals 1.22
Dr Reddys Laboratories Ltd Pharmaceuticals 1.17
Ultratech Cement Ltd. Cement 1.01
HDFC Standard Life
Insurance Company Ltd. Finance 0.97
Power Grid Corporation
Of India Ltd Power 0.97
Britannia Industries Ltd. Consumer Non Durables 0.96
Titan Company Ltd. Consumer Durables 0.93
National Thermal Power
Corporation Limited Power 0.90
Tech Mahindra Ltd. Software 0.90
Wipro Ltd. Software 0.89
Bajaj Auto Ltd. Auto 0.83
Bajaj Finserv Ltd. Finance 0.80
Cipla Ltd. Pharmaceuticals 0.78
Hero MotoCorp Ltd. Auto 0.74
Bharat Petroleum
Corporation Ltd. Petroleum Products 0.71
IndusInd Bank Ltd. Banks 0.67
Shree Cement Ltd. Cement 0.62
Eicher Motors Ltd Auto 0.61
Oil & Natural Gas
Corporation Ltd. Oil 0.61
Coal India Ltd. Minerals/Mining 0.58
Tata Steel Limited. Ferrous Metals 0.58
UPL Ltd Pesticides 0.56
Grasim Industries Ltd. Cement 0.53
Hindalco Industries Ltd Non - Ferrous Metals 0.51
Adani Port and Special
Economic Zone Limited Transportation 0.50
Indian Oil
Corporation Ltd Petroleum Products 0.48
JSW Steel Ltd. Ferrous Metals 0.48
Tata Motors Ltd. Auto 0.40
GAIL (India) Ltd. Gas 0.38
Bharti Infratel Ltd. Telecom - Equipment &
Accessories 0.35
Zee Entertainment
Enterprises Ltd Media and Entertainment 0.27
Equity & Equity
Related - Total 99.65
Net Current Assets/
(Liabilities) 0.35
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
KOTAK NIFTY ETF
An open-ended scheme replicating/ tracking nifty 50 index
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `1,084.81 crs AUM: `1,098.24 crsBenchmark: Nifty 50 TRIAllotment date: February 2, 2010Folio count: 12,032
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Kotak Nifty ETF NAV as on July 31, 2020: ̀ 115.1319*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
46
22.87 16.05 15.1411.67
10.165.59
3.172.84
2.382.16
7.97
Banks Software Petroleum Products Consumer Non Durables Finance Auto
Pharmaceuticals Telecom - Services Construction Project Cement REST
7
Investment ObjectiveThe investment objective of the scheme is to provide returns before expenses that closely correspond to the total returns of the BSE SENSEX subject to tracking errors. However, there is no assurance or ..........guarantee that the investment objective of the scheme will be achieved.
Available PlanRegular Plan
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 10000 Units,Ideal Investment Horizon: 3 years and above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.28%
Portfolio Turnover:
Tracking Error:
21.67%
0.11%
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 16.18
HDFC Bank Ltd. Banks 10.82
Infosys Ltd. Software 8.92
HDFC Ltd. Finance 7.57
Tata Consultancy
Services Ltd. Software 5.93
ICICI Bank Ltd. Banks 5.50
Hindustan Unilever Ltd. Consumer Non Durables 4.88
Kotak Mahindra
Bank Ltd. Banks 4.15
ITC Ltd. Consumer Non Durables 4.09
Bharti Airtel Ltd. Telecom - Services 3.29
Larsen And Toubro Ltd. Construction Project 2.75
Axis Bank Ltd Banks 2.44
Maruti Suzuki
India Limited Auto 2.05
Bajaj Finance Limited Finance 1.98
Asian Paints Ltd. Consumer Non Durables 1.91
HCL Technologies Ltd. Software 1.89
State Bank Of India Banks 1.77
Nestle India Ltd. Consumer Non Durables 1.46
Mahindra & Mahindra Ltd. Auto 1.43
Sun Pharmaceuticals
Industries Ltd. Pharmaceuticals 1.42
Ultratech Cement Ltd. Cement 1.15
Titan Company Ltd. Consumer Durables 1.08
Power Grid Corporation
Of India Ltd Power 1.04
Tech Mahindra Ltd. Software 1.04
Bajaj Auto Ltd. Auto 0.97
Bajaj Finserv Ltd. Finance 0.93
National Thermal Power
Corporation Limited Power 0.91
IndusInd Bank Ltd. Banks 0.78
Tata Steel Limited. Ferrous Metals 0.68
Oil & Natural Gas
Corporation Ltd. Oil 0.61
Equity & Equity
Related - Total 99.62
Net Current Assets/
(Liabilities) 0.38
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
KOTAK SENSEX ETF
An open-ended scheme replicating/ tracking S&P BSE sensex index
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: ` crs 13.21AUM: `13.35 crsBenchmark: S&P BSE SENSEX TRIAllotment date: June 6, 2008Folio count: 1,239
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Kotak Sensex ETF NAV as on July 31, 2020: ̀ 390.1539*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
47
25.46 17.78 16.1812.34
10.484.45
3.292.75
1.951.42
3.90
Banks Software Petroleum Products Consumer Non Durables Finance Auto
Telecom - Services Construction Project Power Pharmaceuticals REST
Investment ObjectiveThe investment objective of the scheme is to provide returns before expenses that closely correspond to the total returns of stocks as represented by the Nifty Bank Index subject to tracking errors. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plan/OptionsRegular Plan Option - Dividend Payout
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 15000 Units,Ideal Investment Horizon: 3 years and .......above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.18%
7
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Equity & Equity related
HDFC Bank Ltd. Banks 26.67
ICICI Bank Ltd. Banks 18.70
Kotak Mahindra Bank Ltd. Banks 16.65
Axis Bank Ltd Banks 14.76
State Bank Of India Banks 11.13
IndusInd Bank Ltd. Banks 4.79
Bandhan Bank Limited. Banks 2.10
Federal Bank Ltd. Banks 1.63
RBL Bank Ltd Banks 1.19
Bank Of Baroda Banks 0.85
IDFC First Bank Limited Banks 0.85
Punjab National Bank Banks 0.64
Equity & Equity
Related - Total 99.96
Net Current Assets/
(Liabilities) 0.04
Grand Total 100.00
Portfolio Turnover:
Tracking Error:
80.83%
0.36%
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
KOTAK BANKING ETF
An open-ended scheme replicating/ tracking nifty bank index
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Product Label
Riskometer
Kotak Banking ETF NAV as on July 31, 2020: ̀ 218.5685*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Data as on July 31, 2020
48
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `4,714.58 crs AUM: `4,629.21 crsBenchmark: Nifty Bank Index TRIAllotment date: December 04, 2014Folio count: 18,440
99.96 0.04
Banks Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to provide returns that closely correspond to the total returns of Nifty PSU Bank Index, subject to tracking errors. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available PlanRegular Plan
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 10000 Units,Ideal Investment Horizon: 3 years and above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.49%
7
Portfolio Turnover:
Tracking Error:
83.66%
0.27%
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Equity & Equity related
State Bank Of India Banks 32.24
Bank Of Baroda Banks 17.34
Punjab National Bank Banks 12.98
Canara Bank Banks 11.61
Union Bank Of India Banks 6.94
Bank of India Banks 6.33
Indian Bank Banks 2.71
Indian Overseas Bank Banks 2.54
Central Bank Of India Banks 2.30
UCO Bank Banks 2.08
Bank of Maharashtra Banks 1.59
The Jammu and Kashmir
Bank Ltd. Banks 1.35
Equity & Equity
Related - Total 100.01
Net Current Assets/
(Liabilities) -0.01
Grand Total 100.00
KOTAK PSU BANK ETF
An open-ended scheme replicating/ tracking nifty PSU bank index
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `25.17 crs AUM: `24.59 crsBenchmark: Nifty PSU Bank TRIAllotment date: November 8, 2007Folio count: 3,102
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Riskometer
Kotak PSU Bank ETF NAV as on July 31, 2020: ̀ 139.1259*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on July 31, 2020
49
100.01-0.01
Banks Net Current Assets
4550
Scheme Performances as on July 31, 2020
Scheme Inception date is 09/09/2004. Mr. Harsha Upadhyaya has been managing the fund since 04/08/2012.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Equity Opportunities Fund - Growth
Since Inception 16.95% 13.88% 3.07% 14.15% 1,20,606 79,044 82,021
Last 1 Year 5.25% 0.79% 4.46% 0.68% 10,525 10,079 10,068
Last 3 Years 2.32% 2.84% -0.52% 4.46% 10,713 10,876 11,400
Last 5 Years 6.91% 6.34% 0.57% 6.66% 13,973 13,602 13,811
Kotak Equity OpportunitiesFund - Growth Nifty 200 TRI# Nifty 50 TRI## Kotak Equity Opportunities
Fund - GrowthNifty 200 TRI# Nifty 50 TRI##ALPHA
Scheme Inception date is 11/09/2009. Mr. Harsha Upadhyaya has been managing the fund since 04/08/2012.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Standard Multicap Fund - GrowthKotak Standard Multicap
Fund - GrowthNifty 200 TRI# Nifty 50 TRI## Kotak Standard Multicap
Fund - GrowthNifty 200 TRI# Nifty 50 TRI##
Since Inception 11.91% 9.27% 2.64% 9.22% 34,054 26,261 26,139
Last 1 Year -0.27% 0.79% -1.06% 0.68% 9,973 10,079 10,068
Last 3 Years 2.22% 2.84% -0.62% 4.46% 10,682 10,876 11,400
Last 5 Years 7.19% 6.34% 0.85% 6.66% 14,154 13,602 13,811
ALPHA
Scheme Inception date is 30/03/2007. Mr. Pankaj Tibrewal has been managing the fund since 27/05/2010.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Emerging EquityFund - Growth
Nifty Midcap100 TRI#
Nifty 50 TRI## Kotak Emerging EquityFund - Growth
Nifty 50 TRI##Nifty Midcap 100 TRI#
Since Inception 10.42% 10.47% -0.05% 9.59% 37,543 37,775 33,968
Last 1 Year 3.99% -1.85% 5.84% 0.68% 10,399 9,815 10,068
Last 3 Years 0.36% -4.85% 5.21% 4.46% 10,109 8,613 11,400
Last 5 Years 6.53% 3.55% 2.99% 6.66% 13,728 11,905 13,811
Kotak Emerging Equity Fund - Growth
ALPHA
Kotak Bluechip Fund- Growth
Nifty 50 TRI# S&P BSE SENSEX TRI## Kotak Bluechip Fund- Growth
Nifty 50 TRI# S&P BSE SENSEX TRI##
Kotak Bluechip Fund - Growth
Since Inception 18.51% 15.98% 2.53% 16.18% 1,95,116 1,33,812 1,37,976
Last 1 Year 4.62% 0.68% 3.94% 1.47% 10,462 10,068 10,147
Last 3 Years 3.04% 4.46% -1.42% 6.20% 10,941 11,400 11,980
Last 5 Years 5.50% 6.66% -1.17% 7.33% 13,071 13,811 14,245
Since inception date of Kotak Bluechip Fund - Reg Growth is 4/02/2003. Mr. Harish Krishnan has been managing the fund since 01/01/2014.Different plans have different expense structure. The performance details provided herein are of regular plan^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR(Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead ofPrice Return Variant (PRI).As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 29th Dec 1998 to 31st May 2007 and TRI Values since 31st May 2007.Since Inception date of Kotak Bluechip Fund- Dividend plan is 29/12/1998. Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Small Cap Fund - Growth
Kotak Small Cap Fund -Growth
Nifty SmallCap 100 TRI# Nifty 50 TRI## Kotak Small Cap Fund -
GrowthNifty Small
Cap 100 TRI# Nifty 50 TRI##
Since Inception 13.23% 9.77% 3.46% 12.93% 68,113 42,197 65,408
Last 1 Year 5.09% -8.20% 13.29% 0.68% 10,509 9,180 10,068
Last 3 Years -2.73% -12.77% 10.05% 4.46% 9,204 6,634 11,400
Last 5 Years 4.41% -1.64% 6.04% 6.66% 12,408 9,207 13,811
Scheme Inception date is 24/02/2005. Mr. Pankaj Tibrewal has been managing the fund since 21/01/2010.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
51
Kotak Infrastructure and Economic Reform Fund - Growth
Kotak Infrastructure andEconomic Reform Fund - Growth
India Infrastructure Index(Customised Index by IISL)# Nifty 50 TRI## Kotak Infrastructure and
Economic Reform Fund - GrowthNifty 50 TRI##
India Infrastructure Index(Customised Index by IISL)#
Since Inception 4.24% -1.40% 5.64% 7.55% 16,755 8,389 24,720
Last 1 Year -12.87% -11.73% -1.14% 0.68% 8,713 8,827 10,068
Last 3 Years -7.02% -8.49% 1.46% 4.46% 8,036 7,662 11,400
Last 5 Years 0.77% -2.44% 3.21% 6.66% 10,393 8,839 13,811
Scheme Inception date is 25/02/2008. Mr. Harish Krishnan has been managing the fund since 01/02/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak India Growth Fund - Series 4 - Growth
Kotak India Growth Fund- Series 4 - Growth
Nifty 200 TRI# Nifty 50 TRI## Nifty 50 TRI##
Since Inception 1.32% 1.90% -0.58% 4.14% 10,326 10,470 11,041
Last 1 Year 15.94% 0.79% 15.15% 0.68% 11,594 10,079 10,068
Scheme Inception date is 20/02/2018. Mr. Devender Singhal has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak India Growth Fund- Series 4 - Growth
Nifty 200 TRI#ALPHA
Kotak India Growth Fund - Series 5 - Growth
Kotak India Growth Fund- Series 5 - Growth
Nifty 200 TRI# Nifty 50 TRI## Nifty 50 TRI##
Since Inception -0.74% 0.62% -1.36% 2.51% 9,836 10,137 10,564
Last 1 Year 11.87% 0.79% 11.08% 0.68% 11,187 10,079 10,068
Scheme Inception date is 15/05/2018. Mr. Harish Krishnan has been managing the fund since 15/05/2018.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak India Growth Fund- Series 5 - Growth
Nifty 200 TRI#ALPHA
Kotak Tax Saver Fund - GrowthKotak Tax SaverFund - Growth
Nifty 500 TRI# Nifty 50 TRI## Nifty 500 TRI# Nifty 50 TRI##
Since Inception 10.44% 11.24% -0.80% 11.70% 43,047 47,877 50,860
Last 1 Year 1.07% 0.98% 0.09% 0.68% 10,107 10,098 10,068
Last 3 Years 1.90% 2.08% -0.18% 4.46% 10,580 10,637 11,400
Last 5 Years 5.80% 6.17% -0.37% 6.66% 13,260 13,492 13,811Scheme Inception date is 23/11/2005. Mr. Harsha Upadhyaya has been managing the fund since 25/08/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Scheme Inception date is 27/07/2005. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak India EQ Contra Fund - Growth
Nifty 100 TRI# Nifty 50 TRI## Kotak India EQ ContraFund - Growth
Nifty 100 TRI# Nifty 50 TRI##Kotak India EQ ContraFund - Growth
ALPHA
Since Inception 11.46% 12.59% -1.13% 12.35% 51,016 59,394 57,537
Last 1 Year 1.32% 1.10% 0.22% 0.68% 10,132 10,110 10,068
Last 3 Years 4.32% 3.76% 0.56% 4.46% 11,355 11,172 11,400
Last 5 Years 6.78% 6.70% 0.08% 6.66% 13,889 13,835 13,811
Kotak Tax SaverFund - Growth
Kotak India Growth Fund - Series 7 - Growth
Kotak India Growth Fund- Series 7 - Growth
Nifty 50 TRI# Nifty 200 TRI## Nifty 200 TRI##
Since Inception 3.75% -1.62% 5.37% -3.40% 10,731 9,691 9,358
Last 1 Year 6.17% 0.68% 5.49% 0.79% 10,617 10,068 10,079
Scheme Inception date is 31/08/2018. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak India Growth Fund- Series 7 - Growth
Nifty 50 TRI#ALPHA
Kotak Balanced Advantage Fund - Growth
Since Inception 6.75% 7.03% -0.28% -0.11% 11,391 11,450 9,978
Last 1 Year 8.74% 8.06% 0.68% 0.68% 10,874 10,806 10,068
Kotak BalancedAdvantage Fund - Growth
Nifty 50 TRI## Nifty 50 TRI##
Scheme Inception date is 03/08/2018. Mr. Harish Krishnan, Mr. Abhishek Bisen have been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHANIFTY 50 Hybrid
Composite Debt 50:50 Index#Kotak Balanced
Advantage Fund - GrowthNIFTY 50 Hybrid
Composite Debt 50:50 Index#
52
Kotak Equity Arbitrage Fund - Growth
Since Inception 7.27% NA NA 11.57% 28,343 NA 50,835
Last 1 Year 4.85% 3.12% 1.73% 0.68% 10,485 10,312 10,068
Last 3 Years 5.88% 4.67% 1.22% 4.46% 11,873 11,468 11,400
Last 5 Years 6.05% 5.12% 0.93% 6.66% 13,416 12,840 13,811
Kotak Equity ArbitrageFund - Growth
Nifty 50 ArbitrageIndex#
Nifty 50 TRI## Nifty 50 TRI##Kotak Equity ArbitrageFund - Growth
Nifty 50 ArbitrageIndex#
Scheme Inception date is 29/09/2005. Mr. Hiten Shah has been managing the fund since 03/10/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Liquid Fund - Growth
Kotak Liquid Fund- Growth NIFTY Liquid Index# CRISIL 1 Year TBill##
Kotak Liquid Fund- Growth
NIFTY Liquid Index# CRISIL 1Year TBill##
Since Inception 7.29% 7.31% -0.02% 6.15% 32,509 32,592 27,172
Last 1 Year 5.11% 5.15% -0.04% 7.24% 10,511 10,515 10,724
Last 3 Years 6.45% 6.42% 0.03% 7.05% 12,065 12,055 12,270
Last 5 Years 6.83% 6.73% 0.10% 7.04% 13,917 13,852 14,055Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Equity Savings Fund - Growth
Kotak Equity SavingsFund - Growth
75% NIFTY 50 ARBITRAGE+ 25% Nifty 50 TRI#
Nifty 50 TRI## Nifty 50 TRI##Kotak Equity SavingsFund - Growth
75% NIFTY 50 ARBITRAGE+ 25% Nifty 50 TRI#
Since Inception 7.34% 6.35% 0.99% 7.35% 15,084 14,296 15,088
Last 1 Year 6.41% 3.48% 2.93% 0.68% 10,641 10,348 10,068
Last 3 Years 5.72% 5.04% 0.68% 4.46% 11,819 11,592 11,400
Last 5 Years 6.73% 5.84% 0.89% 6.66% 13,855 13,285 13,811
Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Equity Hybrid Fund - Growth
Kotak Equity HybridFund - Growth
NIFTY 50 Hybrid CompositeDebt 65:35 Index# Nifty 50 TRI##
Kotak Equity HybridFund - Growth Nifty 50 TRI##
Since Inception 6.05% 7.85% -1.80% 6.37% 14,009 15,430 14,257
Last 1 Year 1.78% 6.21% -4.43% 0.68% 10,178 10,621 10,068
Last 3 Years 1.63% 6.63% -4.99% 4.46% 10,499 12,125 11,400
Last 5 Years 5.51% 8.07% -2.55% 6.66% 13,081 14,745 13,811
NIFTY 50 Hybrid CompositeDebt 65:35 Index#
Kotak Equity Hybrid Fund � Direct plan Scheme Inception date is 25/11/1999 and Kotak Equity Hybrid Fund � Regular plan scheme inception date is 3rd November 2014. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. Mr. Pankaj Tibrewal has been managing the fund since 25/08/2015.Different plans have different expense structure. The performance details provided herein are of regular plan^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).The debt component of the index is TRI since inception. For equity component of the index, as TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values series is used till 31st July 2006 and TRI values is used since 1st Aug 2006. Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Focused Equity Fund - Growth
Since Inception 1.04% -3.85% 4.90% -3.69% 10,109 9,598 9,615
Last 1 Year 0.86% 0.79% 0.07% 0.68% 10,086 10,079 10,068
Kotak FocusedEquity Fund - Growth
Nifty 50 TRI## Nifty 50 TRI##
Scheme Inception date is 16/07/2019. Mr. Harish Krishnan & Ms. Shibani Kurian has been managing the fund since 16/07/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHANifty 200 TRI#Kotak Focused
Equity Fund - Growth Nifty 200 TRI#
53
Kotak Banking and PSU Debt Fund - Growth
Kotak Banking and PSU DebtFund - Growth
CRISIL Banking andPSU Debt Index# CRISIL 1 Year TBill##
CRISIL Banking andPSU Debt Index# CRISIL 1 Year TBill##
Kotak Banking and PSU DebtFund - Growth
Since Inception 7.64% NA NA 6.71% 49,083 NA 40,635
Last 1 Year 11.34% 11.07% 0.27% 7.24% 11,134 11,107 10,724
Last 3 Years 8.87% 8.83% 0.04% 7.05% 12,907 12,892 12,270
Last 5 Years 8.93% 9.07% -0.14% 7.04% 15,341 15,440 14,055
Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHA
Scheme Inception date is 06/03/2008. Mr. Deepak Agrawal has been managing the fund since 01/02/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Low Duration Fund - Growth
Kotak Low Duration Fund -Growth
NIFTY Low DurationDebt Index# CRISIL 1 Year TBill##
NIFTY Low DurationDebt Index# CRISIL 1 Year TBill##
Kotak Low Duration Fund -Growth
Since Inception 7.84% 8.45% -0.61% 6.62% 25,527 27,372 22,160
Last 1 Year 9.11% 7.69% 1.42% 7.24% 10,911 10,769 10,724
Last 3 Years 7.85% 7.55% 0.30% 7.05% 12,548 12,443 12,270
Last 5 Years 8.17% 7.70% 0.47% 7.04% 14,815 14,498 14,055
ALPHA
Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Bond Short Term Fund - GrowthKotak Bond Short Term Fund -
GrowthNIFTY Short Duration
Debt Index#CRISIL 1 Year TBill## CRISIL 1 Year TBill##
Kotak Bond Short Term Fund -Growth
NIFTY Short DurationDebt Index#
Since Inception 7.87% 8.03% -0.16% 6.15% 39,873 40,987 29,727
Last 1 Year 10.67% 10.37% 0.31% 7.24% 11,067 11,037 10,724
Last 3 Years 8.13% 8.21% -0.08% 7.05% 12,645 12,674 12,270
Last 5 Years 8.27% 8.38% -0.12% 7.04% 14,881 14,962 14,055
ALPHA
Kotak Savings Fund - Growth
Kotak Savings Fund -Growth
NIFTY Ultra ShortDuration Debt Index# CRISIL 1 Year TBill## NIFTY Ultra Short
Duration Debt Index#CRISIL 1 Year TBill##
Kotak Savings Fund -Growth
Since Inception 7.75% 8.12% -0.37% 6.25% 32,937 34,797 26,347
Last 1 Year 7.08% 6.78% 0.30% 7.24% 10,708 10,678 10,724
Last 3 Years 7.26% 7.49% -0.23% 7.05% 12,341 12,421 12,270
Last 5 Years 7.51% 7.59% -0.08% 7.04% 14,369 14,420 14,055
Scheme Inception date is 13/08/2004. Mr. Deepak Agrawal has been managing the fund since 01/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHA
Scheme Inception date is 14/07/2003. Mr. Deepak Agrawal has been managing the fund since 01/11/2006.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Money Market Fund - Growth
Kotak Money MarketFund - Growth
NIFTY MoneyMarket Index# CRISIL 1 Year TBill##
NIFTY MoneyMarket Index# CRISIL 1 Year TBill##Kotak Money Market
Fund - GrowthSince Inception 7.40% 7.55% -0.15% 6.13% 33,799 34,636 27,608
Last 1 Year 6.91% 6.17% 0.73% 7.24% 10,691 10,617 10,724
Last 3 Years 7.47% 6.91% 0.56% 7.05% 12,416 12,223 12,270
Last 5 Years 7.47% 7.17% 0.30% 7.04% 14,343 14,144 14,055
ALPHA
54
Kotak Corporate Bond Fund - Growth
Scheme Inception date is 21/09/2007. Mr. Deepak Agrawal has been managing the fund since 01/02/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Corporate BondFund - Growth
CRISIL CorporateBond Composite Index#
CRISIL 1 Year TBill##
Since Inception 8.37% 9.67% -1.29% 6.58% 28,149 32,796 22,707
Last 1 Year 10.30% 12.90% -2.60% 7.24% 11,030 11,290 10,724
Last 3 Years 8.63% 8.50% 0.13% 7.05% 12,823 12,776 12,270
Last 5 Years 8.58% 9.36% -0.78% 7.04% 15,102 15,652 14,055
CRISIL 1 Year TBill##Kotak Corporate Bond
Fund - GrowthCRISIL Corporate
Bond Composite Index#ALPHA
Scheme Inception date is 21/03/2014. Mr. Deepak Agrawal has been managing the fund since 22/06/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Medium Term Fund - GrowthKotak Medium Term Fund
- GrowthNIFTY Medium Duration
Debt Index#CRISIL 10 Year Gilt## Kotak Medium Term Fund
- GrowthNIFTY Medium Duration
Debt Index#CRISIL 10 Year Gilt##
Since Inception 8.35% 9.49% -1.14% 9.05% 16,659 17,811 17,359
Last 1 Year 8.01% 12.94% -4.93% 7.72% 10,801 11,294 10,772
Last 3 Years 6.14% 8.69% -2.55% 6.85% 11,961 12,844 12,203
Last 5 Years 7.55% 9.06% -1.51% 8.40% 14,393 15,437 14,974
ALPHA
Scheme Inception date is 25/11/1999. Mr. Abhishek Bisen has been managing the fund since 01/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Bond Fund - Growth
Kotak Bond Fund- Growth
NIFTY Medium to LongDuration Debt Index# CRISIL 10 Year Gilt##
Kotak Bond Fund- Growth
NIFTY Medium to LongDuration Debt Index# CRISIL 10 Year Gilt##
Since Inception 9.00% NA NA NA 59,506 NA NA
Last 1 Year 10.87% 12.40% -1.54% 7.72% 11,087 11,240 10,772
Last 3 Years 7.39% 8.49% -1.10% 6.85% 12,388 12,773 12,203
Last 5 Years 8.27% 9.13% -0.87% 8.40% 14,883 15,489 14,974
ALPHA
Scheme Inception date is 11/05/2010. Mr. Deepak Agrawal has been managing the fund since 12/04/2010.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Credit Risk Fund - GrowthKotak Credit Risk Fund -
GrowthNifty Credit Risk
Bond Index# CRISIL 1 Year TBill## CRISIL 1 Year TBill##Kotak Credit Risk Fund -
GrowthNifty Credit Risk
Bond Index#
Since Inception 8.21% 9.29% -1.08% 6.89% 22,426 24,821 19,770
Last 1 Year 7.17% 9.88% -2.71% 7.24% 10,717 10,988 10,724
Last 3 Years 6.76% 8.18% -1.42% 7.05% 12,171 12,662 12,270
Last 5 Years 7.83% 8.90% -1.07% 7.04% 14,584 15,323 14,055
ALPHA
Kotak Dynamic Bond Fund - Growth
Kotak Dynamic BondFund - Growth
NIFTY CompositeDebt Index# CRISIL 1 Year TBill## CRISIL 1 Year TBill##
Kotak Dynamic BondFund - Growth
NIFTY CompositeDebt Index#
Since Inception 8.92% 8.75% 0.17% 6.62% 28,342 27,807 21,849
Last 1 Year 10.92% 11.97% -1.04% 7.24% 11,092 11,197 10,724
Last 3 Years 9.21% 8.61% 0.60% 7.05% 13,027 12,815 12,270
Last 5 Years 9.91% 9.15% 0.76% 7.04% 16,049 15,500 14,055
ALPHA
Scheme Inception date is 26/05/2008. Mr. Deepak Agrawal has been managing the fund since 25/11/2012.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Floating Rate Fund - Growth
Kotak Floating RateFund - Growth
NIFTY Ultra ShortDuration Debt Index
CRISIL 1 YearTBill
CRISIL 1 YearTBill
Since Inception 9.74% 7.14% 2.60% 7.47% 11,197 10,875 10,916
Last 1 Year 10.18% 6.78% 3.40% 7.24% 11,018 10,678 10,724
Scheme Inception date is 14/05/2019. Mr. Deepak Agrawal has been managing the fund since 14/05/2019. Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Floating RateFund - Growth
NIFTY Ultra ShortDuration Debt Index
ALPHA
55
Kotak Debt Hybrid Fund - Growth
Scheme Inception date is 02/12/2003. Mr. Abhishek Bisen has been managing the fund since 01/04/2008. Mr. Devender Singhal has been managing the fund since 25/08/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).The debt component of the index is TRI since inception. For equity component of the index, as TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values series is used till 31st July 2006 and TRI values is used since 1st Aug 2006. Alpha is difference of scheme return with benchmark return.
Kotak Debt HybridFund - Growth
CRISIL Hybrid 85 +15 - Conservative Index# CRISIL 10 Year Gilt##
Since Inception 7.67% 8.52% -0.85% 6.03% 34,311 39,107 26,552
Last 1 Year 9.02% 11.54% -2.52% 7.72% 10,902 11,154 10,772
Last 3 Years 5.51% 8.27% -2.76% 6.85% 11,746 12,694 12,203
Last 5 Years 7.77% 9.35% -1.59% 8.40% 14,541 15,645 14,974
CRISIL 10 Year Gilt##CRISIL Hybrid 85 +
15 - Conservative Index#Kotak Debt Hybrid
Fund - GrowthALPHA
Scheme Inception date is 09/08/2004. Mr. Devender Singhal & Mr. Arjun Khanna has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).The debt component of the index is TRI since inception. For equity component of the index, as TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values series is used till 31st July 2006 and TRI values is used since 1st Aug 2006. Alpha is difference of scheme return with benchmark return.
Kotak Asset Allocator Fund - GrowthKotak Asset Allocator
Fund - GrowthNIFTY 50 Hybrid Composite
Debt 50:50 Index#S&P BSE SENSEX
TRI##Kotak Asset Allocator
Fund - GrowthNIFTY 50 Hybrid Composite
Debt 50:50 Index#S&P BSE SENSEX
TRI##Since Inception 14.93% 11.64% 3.30% 14.44% 92,551 58,134 86,430
Last 1 Year 12.30% 8.06% 4.24% 1.47% 11,230 10,806 10,147
Last 3 Years 7.53% 7.32% 0.22% 6.20% 12,437 12,361 11,980
Last 5 Years 9.03% 8.49% 0.54% 7.33% 15,411 15,035 14,245
ALPHA
Scheme Inception date is 26/09/2007. Mr. Arjun Khanna has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Global Emerging Market Fund - Growth
Kotak Global EmergingMarket Fund - Growth
MSCI Emerging Marketindex#
Nifty 50 TRI## Nifty 50 TRI##Kotak Global EmergingMarket Fund - Growth
MSCI Emerging Marketindex#
Since Inception 4.87% 4.33% 0.54% 7.75% 18,432 17,239 26,093
Last 1 Year 19.00% 13.14% 5.86% 0.68% 11,900 11,314 10,068
Last 3 Years 8.36% 5.71% 2.65% 4.46% 12,727 11,814 11,400
Last 5 Years 5.73% 6.97% -1.24% 6.66% 13,217 14,012 13,811
ALPHA
Kotak Overnight Fund - Growth
Kotak OvernightFund - Growth
NIFTY 1D RateIndex
CRISIL 1 YearTBill
CRISIL 1 YearTBill
Since Inception 4.81% 4.92% -0.11% 7.49% 10,752 10,770 11,179
Last 1 Year 4.15% 4.26% -0.11% 7.24% 10,415 10,426 10,724
Scheme Inception date is 15/01/2019. Mr. Deepak Agrawal has been managing the fund since 15/01/2019. Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak OvernightFund - Growth
NIFTY 1D RateIndex
ALPHA
Scheme Inception date is 11/11/2003. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Gilt Fund - PF and Trust - Growth
Kotak Gilt Fund - PF andTrust - Growth CRISIL 10 Year Gilt## CRISIL 10 Year Gilt##
Kotak Gilt Fund - PF andTrust - Growth
Since Inception 7.82% 6.31% 1.51% 5.97% 35,227 27,839 26,367
Last 1 Year 10.09% 10.69% -0.60% 7.72% 11,009 11,069 10,772
Last 3 Years 8.02% 8.90% -0.87% 6.85% 12,609 12,917 12,203
Last 5 Years 9.27% 9.33% -0.06% 8.40% 15,587 15,629 14,974
NIFTY All DurationG-Sec Index#
NIFTY All DurationG-Sec Index#ALPHA
Scheme Inception date is 29/12/1998. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Gilt Fund - GrowthKotak Gilt Fund
- GrowthNIFTY All Duration
G-Sec Index# CRISIL 10 Year Gilt## CRISIL 10 Year Gilt##Kotak Gilt Fund
- GrowthNIFTY All Duration
G-Sec Index#Since Inception 9.74% NA NA NA 74,479 NA NA
Last 1 Year 10.09% 10.69% -0.60% 7.72% 11,009 11,069 10,772
Last 3 Years 8.02% 8.90% -0.87% 6.85% 12,609 12,917 12,203
Last 5 Years 9.25% 9.33% -0.08% 8.40% 15,571 15,629 14,974
ALPHA
56
Scheme Inception date is 27/07/2007. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Gold ETF
Kotak Gold ETF Price of Gold# CRISIL 10 Year Gilt## Price of Gold# CRISIL 10 Year Gilt##
Since Inception 13.67% 14.85% -1.18% 7.18% 53,061 60,701 24,677
Last 1 Year 48.28% 49.69% -1.41% 7.72% 14,828 14,969 10,772
Last 3 Years 21.80% 22.93% -1.13% 6.85% 18,078 18,588 12,203
Last 5 Years 15.46% 16.63% -1.17% 8.40% 20,536 21,596 14,974
Kotak Gold ETFALPHA
Scheme Inception date is 02/02/2010. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Nifty ETF
Kotak Nifty ETF Nifty 50 TRI# S&P BSE SENSEX TRI## Kotak Nifty ETF Nifty 50 TRI# S&P BSE SENSEX TRI##
Since Inception 8.16% 9.56% -1.40% 9.94% 22,790 26,087 27,044
Last 1 Year 0.24% 0.68% -0.44% 1.47% 10,024 10,068 10,147
Last 3 Years 4.21% 4.46% -0.25% 6.20% 11,320 11,400 11,980
Last 5 Years 5.95% 6.66% -0.71% 7.33% 13,357 13,811 14,245
ALPHA
Scheme Inception date is 06/06/2008. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Sensex ETF
Kotak Sensex ETF S&P BSE SENSEX TRI# Nifty 50 TRI## Kotak Sensex ETF S&P BSE SENSEX TRI# Nifty 50 TRI##
Since Inception 7.88% 9.06% -1.17% 8.75% 25,158 28,698 27,728
Last 1 Year 1.12% 1.47% -0.35% 0.68% 10,112 10,147 10,068
Last 3 Years 5.90% 6.20% -0.30% 4.46% 11,880 11,980 11,400
Last 5 Years 6.49% 7.33% -0.84% 6.66% 13,697 14,245 13,811
ALPHA
Scheme Inception date is 10/12/2014. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Banking ETF
Kotak Banking ETF Nifty Bank Index TRI# Nifty 50 TRI## Kotak Banking ETF Nifty Bank Index TRI# Nifty 50 TRI##
Since Inception 3.03% 3.45% -0.43% 6.44% 11,833 12,113 14,226
Last 1 Year -26.03% -24.91% -1.12% 0.68% 7,397 7,509 10,068
Last 3 Years -5.17% -4.55% -0.62% 4.46% 8,527 8,695 11,400
Last 5 Years 2.94% 3.44% -0.50% 6.66% 11,563 11,846 13,811
ALPHA
Scheme Inception date is 08/11/2007. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak PSU Bank ETF
Kotak PSU Bank ETF Nifty PSU Bank TRI# Nifty 50 TRI## Nifty 50 TRI##Kotak PSU Bank ETF Nifty PSU Bank TRI#
Since Inception -5.65% -4.19% -1.45% 6.61% 4,770 5,795 22,610
Last 1 Year -48.97% -48.69% -0.28% 0.68% 5,103 5,131 10,068
Last 3 Years -28.06% -27.60% -0.47% 4.46% 3,719 3,792 11,400
Last 5 Years -16.76% -15.90% -0.86% 6.66% 3,993 4,203 13,811
ALPHA
Kotak India Growth Fund Series 5- Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 15/05/2018. Mr. Harish Krishnan has been managing the fund since 15/05/2018.Kotak Balanced Advantage Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index . Scheme Inception date is 03/08/2018. Mr. Abhishek Bisen & Mr. Harish Krishnan has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.Kotak Equity Savings Fund - Growth, *Name of the Benchmark - 75% NIFTY 50 ARBITRAGE + 25% Nifty 50 TRI, Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Mr. Hiten Shah has been managing the fund since 03/10/2019.Kotak Bluechip Fund - Growth, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 04/02/2003. Mr. Harish Krishnan has been managing the fund since 15/11/2013.Kotak Focused Equity Fund - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 16/07/2019. Mr. Harish Krishnan & Ms. Shibani Kurian has been managing the fund since 16/07/2019.Kotak Infrastructure and Economic Reform Fund - Growth, *Name of the Benchmark - India Infrastructure Index (Customised Index by IISL), Scheme Inception date is 25/02/2008. Mr. Harish Krishnan has been managing the fund since 31/01/2015.
Scheme Names
Kotak Small Cap Fund - Growth
Kotak Equity Hybrid Fund - Growth
Kotak Emerging Equity Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
ABOUT OUR FUND MANAGERSName: Mr. Harsha UpadhyayaMr. Harsha Upadhyaya manages 3 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Equity Opportunities Fund (Sep 9, �04), Kotak Standard Multicap Fund (Sep 11, �09), Kotak Tax Saver Fund (Nov. 23,'05).Business ExperienceMr. Harsha has nearly two decades of rich experience spread over Equity Research and Fund Management. His prior stints have been with companies such as DSP BlackRock, UTI Asset Management, Reliance Group and SG Asia Securities. Mr. Harsha is a Bachelor of Engineering (Mechanical) from National Institute of Technology, Suratkal, a Post Graduate in Management (Finance) from Indian Institute of Management, Lucknow and Chartered Financial Analyst from the CFA Institute.
Name: Mr. Harish KrishnanMr. Harish Krishnan manages 7 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Bluechip Fund (Feb 04, �03), Kotak Infrastructure & Economic Reform Fund (Feb 25, '08), Kotak India Growth Fund Series 5 (May15,�18), Kotak Balanced Advantage Fund (Aug. 03,�18), Kotak Equity Savings Fund (Oct. 13' 14), Kotak Focused Equity fund (Jul 16, '19), Kotak Pioneer Fund (Oct 31, '19).Business ExperienceMr. Harish has a decade of experience spread over Equity Research and Fund Management. Prior to joining Kotak Mutual Fund, he was based out of Singapore and Dubai, managing Kotak's offshore funds. Mr. Harish has also worked at Infosys Technologies Ltd in his earlier stint. He is a Bachelor of Technology (Electronics & Communications) from Government Engineering College, Trichur, a post Graduate in Management from Indian Institute of Management, Kozhikode and a Chartered Financial Analyst from the CFA Institute.
Name: Mr. Pankaj TibrewalMr. Pankaj Tibrewal manages 3 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Small Cap Fund (Feb. 24,�05), Kotak Emerging Equity Fund (Mar 30,'07), Kotak Equity Hybrid Fund (Nov. 25,'99)Business ExperienceMr. Pankaj is a graduate in Commerce from St. Xavier's College, Kolkata and holds a Master's degree in Finance from Manchester University. He has been associated with the mutual fund industry since 2003 where he has managed several debt and equity schemes. He has been a part of the organization since January 2010. Mr. Pankaj's earlier stint was with Principal Mutual Fund.
Scheme Names
Kotak Equity Opportunities Fund - Growth
Kotak Standard Multicap Fund - Growth
Kotak Tax Saver Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Equity Opportunities Fund - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 09/09/2004. Mr . Harsha Upadhyaya has been managing the fund since 04/08/2012.Kotak Tax Saver Fund - Growth, *Name of the Benchmark - Nifty 500 TRI, Scheme Inception date is 23/11/2005. Mr . Harsha Upadhyaya has been managing the fund since 25/08/2015.Kotak Standard Multicap Fund - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 11/09/2009. Mr . Harsha Upadhyaya has been managing the fund since 04/08/2012.
Kotak Smallcap Fund - Growth, *Name of the Benchmark - NIFTY Smallcap 100 TRI, Scheme Inception date is 24/02/2005. Mr. Pankaj Tibrewal has been managing the fund since 21/01/2010.Kotak Emerging Equity Fund - Growth, *Name of the Benchmark - Nifty Midcap 100 TRI, Scheme Inception date is 30/03/2007. Mr. Pankaj Tibrewal has been managing the fund since 27/05/2010.Kotak Equity Hybrid Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 65:35 Index, Scheme Inception date is 25/11/1999 and Kotak Equity Hybrid Fund - Regular plan scheme inception date is 3rd November 2014. Mr. Pankaj Tibrewal has been managing the fund since 25/08/2015. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.
Scheme Names
Kotak Balanced Advantage Fund - Growth
Kotak Focused Equity Fund
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
5.09 -8.20 -2.73 -12.77 4.41 -1.64 13.23 9.77
3.99 -1.85 0.36 -4.85 6.53 3.55 10.42 10.47
1.78 6.21 1.63 6.63 5.51 8.07 6.05 7.85
57
Kotak India Growth Fund - Series 5 - Growth 11.87 0.79 NA NA NA NA -0.74 0.62
8.74 8.06 NA NA NA NA 6.75 7.03
6.41 3.48 5.72 5.04 6.73 5.84 7.34 6.35 4.62 0.68 3.04 4.46 5.50 6.66 18.51 15.98
0.86 0.79 NA NA NA NA 1.04 -3.85
-12.87 -11.73 -7.02 -8.49 0.77 -2.44 4.24 -1.40
5.25 0.79 2.32 2.84 6.91 6.34 16.95 13.88
1.07 0.98 1.90 2.08 5.80 6.17 10.44 11.24
-0.27 0.79 2.22 2.84 7.19 6.34 11.91 9.27
Kotak Equity Savings Fund - Growth
Scheme Names
Kotak Gold ETF
Kotak Gold Fund - Growth
Kotak Bond Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Top 3
Bottom 3
Name: Mr. Abhishek BisenMr. Abhishek Bisen manages 8 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Equity Hybrid Fund (Nov. 05, 2014), Kotak Debt Hybrid Fund (Dec. 02, �03), Kotak Bond Fund (Regular Plan) (Apr. 15, �08), Kotak Gilt Fund (Regular & PF-Trust) (Dec. 29, �98), Kotak Equity Savings Fund (Oct. 13, '14), Kotak Gold ETF (Jul. 27, �07), Kotak Gold Fund (Mar. 25, '11), Kotak Balanced Advantage Fund (Aug. 03' 18)Business ExperienceMr. Abhishek has been associated with the company since October 2006 and his key responsibilities include fund management of debt schemes. Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. He has been awarded twice as one of the Highly Commended Investors in Indian Rupees Bonds from the Asset magazine Hong Kong. His educational background is B.A (Management) and MBA (Finance).
53.12 49.69 22.59 22.93 15.42 16.63 8.89 10.47
48.28 49.69 21.80 22.93 15.46 16.63 13.67 14.85
10.87 12.40 7.39 8.49 8.27 9.13 9.00 NA
8.74 8.06 NA NA NA NA 6.75 7.03
6.41 3.48 5.72 5.04 6.73 5.84 7.34 6.35
1.78 6.21 1.63 6.63 5.51 8.07 6.05 7.85Kotak Equity Hybrid - Growth
Kotak Balanced Advantage Fund - Growth
Kotak Equity Savings Fund - Growth
Kotak Bluechip Fund - Growth
Since Kotak Pioneer Fund has not yet completed 1 year from Inception, the performance of the scheme is not disclosed.Kotak Pioneer Fund
Kotak Infrastructure and EconomicReform Fund - Growth
Name: Mr. Deepak AgrawalMr. Deepak Agrawal manages 12 funds & All FMPs of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.(Kotak Bond Short Term Fund (May. 02, �02), Kotak Dynamic Bond Fund (May. 26, �08), Kotak Money Market Fund (Nov. 25, �07), Kotak Liquid Fund (Nov. 04, �03), Kotak Banking and PSU Debt Fund (Dec. 29, �98), Kotak Savings Fund (Jul. 11, �07), Kotak Credit Risk Fund (May 11, '10), Kotak Medium Term Fund (Mar. 21, �14), Kotak Low Duration Fund (Jan. 31, �15), Kotak Corporate Bond Fund (Sep. 21, �07), Kotak Overnight Fund (Jan. 15, 19) All Fixed Maturity Plans in existence (Aug. 13,'15), Kotak Floating Fund (May. 14, 2019).Business ExperienceMr. Deepak's career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006. Mr. Deepak is a Post Graduate in Commerce, Chartered Account and Company Secretary.
Scheme Names
Kotak Bond Short Term Fund - Growth
Kotak Dynamic Bond Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Overnight Fund - Growth
Kotak Liquid Fund - Growth
Kotak Money Market Fund - Growth
Top 3
Bottom 3
Kotak Banking and PSU Debt Fund - Growth
Kotak Banking and PSU Debt Fund - Growth, *Name of the Benchmark - CRISIL Banking and PSU Debt Index, Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008.Kotak Dynamic Bond Fund - Growth, *Name of the Benchmark - Nifty Composite Debt Index, Scheme Inception date is 26/05/2008. Mr. Deepak Agrawal has been managing the fund since 25/11/2012.
Kotak Bond Short Term Fund - Growth, *Name of the Benchmark - NIFTY Short Duration Debt Index, Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007.
Kotak Money Market Fund - Growth, *Name of the Benchmark - NIFTY Money Market Index, Scheme Inception date is 14/07/2003. Mr. Deepak Agrawal has been managing the fund since 01/11/2006.
Kotak Liquid Fund - Growth, *Name of the Benchmark - NIFTY Liquid Index, Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007.Kotak Overnight Fund - Growth, *Name of the Benchmark - NIFTY 1D Rate Index, Scheme Inception date is 15/01/2019. Mr. Deepak Agrawal has been managing the fund since 15/01/2019.
55
Kotak India Growth Fund - Series 4 - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 14/02/2018. Mr. Devender Singhal has been managing the fund since 24/01/2019.Kotak Asset Allocator Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index, Scheme Inception date is 09/08/2004. Mr. Devender Singhal & Mr. Arjun Khanna has been managing the fund since 09/05/2019.Kotak Debt Hybrid Fund - Growth, *Name of the Benchmark - CRISIL Hybrid 85+15 - Conservative Index, Scheme Inception date is 02/12/2003. Mr. Abhishek Bisen has been managing the fund since 01/04/2008. Mr. Devender Singhal has been managing the fund since 25/08/2015.Kotak Nifty ETF, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 02/02/2010. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Banking ETF, *Name of the Benchmark - Nifty Bank TRI, Scheme Inception date is 10/12/2014. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak PSU Bank ETF - *Name of the Benchmark Nifty PSU Bank TRI, Scheme Inception date is 08/11/2007. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.
Name: Mr. Devender SinghalMr. Devender Singhal manages 8 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Debt Hybrid Fund - Growth (Dec. 02, �03), Kotak India Growth Fund Series-4 (Feb. 14, '18), Kotak NV20 ETF (Dec. 01, '15), Kotak Banking ETF (Dec. 10, '14), Kotak Sensex ETF (Jun. 06, '08), Kotak Asset Allocator Fund (Aug,. 09, '04), Kotak PSU Bank ETF (Nov. 08, 07), Kotak Nifty ETF (Feb. 02, '10)Business ExperienceMr. Devender has been associated with the Kotak Group since July 2007. He is responsible for the research coverage of FMCG, Automobiles and Media sectors at Kotak AMC since Feb 2009. Devender has an overall working experience of 14 years in equity research and fund management. Prior to joining Kotak AMC, Devender worked with the PMS divisions of Kotak, Religare, Karvy and P N Vijay Financial Services.
11.34 11.07 8.87 8.83 8.93 9.07 7.64 NA
10.92 11.97 9.21 8.61 9.91 9.15 8.92 8.75
10.67 10.37 8.13 8.21 8.27 8.38 7.87 8.03
6.91 6.17 7.47 6.91 7.47 7.17 7.40 7.55
5.11 5.15 6.45 6.42 6.83 6.73 7.29 7.31
4.15 4.26 NA NA NA NA 4.81 4.92
Scheme Names
Kotak Debt Hybrid Fund - Growth
Kotak Nifty ETF
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak India Growth Fund -Series 4 - Growth
Kotak PSU Bank ETF
Top 3
Bottom 3
Kotak Asset Allocator Fund - Growth
15.94 0.79 NA NA NA NA 1.32 1.90 12.30 8.06 7.53 7.32 9.03 8.49 14.93 11.64 9.02 11.54 5.51 8.27 7.77 9.35 7.67 8.52
0.24 0.68 4.21 4.46 5.95 6.66 8.16 9.56
-26.03 -24.91 -5.17 -4.55 2.94 3.44 3.03 3.45
-48.97 -48.69 -28.06 -27.60 -16.76 -15.90 -5.65 -4.19
58
Kotak Gold Fund - Growth, *Name of the Benchmark - Price of Gold, Scheme Inception date is 25/03/2011. Mr. Abhishek Bisen has been managing the fund since 04/03/2011.
Kotak Gold ETF, *Name of the Benchmark - Price of Gold, Scheme Inception date is 27/07/2007. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. & Mr. Satish Dondapati has been managing the fund since 09/05/2019.
Kotak Bond Fund - Growth, *Name of the Benchmark - NIFTY Medium to Long Duration Debt Index, Scheme Inception date is 25/11/1999. Mr. Abhishek Bisen has been managing the fund since 01/04/2008.
Kotak Balanced Advantage Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index . Scheme Inception date is 03/08/2018. Mr. Abhishek Bisen & Mr. Harish Krishnan has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.
Kotak Equity Savings Fund - Growth, *Name of the Benchmark - 75% NIFTY 50 Arbitrage + 25% Nifty 50 TRI, Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Mr. Hiten Shah has been managing the fund since 03/10/2019.
Kotak Equity Hybrid Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 65:35 Index, Scheme Inception date is 25/11/1999 and Kotak Equity Hybrid Fund - Regular plan scheme inception date is 3rd November 2014. Mr. Pankaj Tibrewal has been managing the fund since 25/08/2015. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.
55
Kotak India Growth Fund - Series 7 - Growth, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 31/08/2018. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Kotak India EQ Contra Fund - Growth, *Name of the Benchmark - Nifty 100 TRI, Scheme Inception date is 27/07/2005. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Kotak Focused Equity Fund - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 16/07/2019. Mr. Harish Krishnan & Ms. Shibani Kurian has been managing the fund since 16/07/2019.
Name: Ms. Shibani KurianMs. Shibhani Kurian manages 3 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak India EQ Contra Fund - Growth (July. 27, '05), Kotak India Growth Fund Series 7 (Aug. 31, 18), Kotak Focused Equity fund (Jul 16, '19).Business ExperienceMs. Shibani Sircar Kurian has a total experience of 19 years in the Indian equity markets of which almost more than 11 years have been with Kotak Mahindra Asset Management Company Limited. Her primary responsibilities include equity fund management and heading the equity research team.Prior to joining Kotak Mahindra Asset Management Company Limited, she worked for almost 6 years with UTI Asset Management Company Limited. and for 1 and half years with Dawnay Day AV Financial Services.She holds a PGDM (with a specialization in Finance) from T.A. Pai Management Institute, Manipal and a BSc (Hons) in Economics from St. Xavier�s College, Kolkata.
Scheme Names
Kotak India EQ Contra Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak India Growth Fund Series 7 - Growth 6.17 0.68 NA NA NA NA 3.75 -1.62
1.32 1.10 4.32 3.76 6.78 6.70 11.46 12.59
0.86 0.79 NA NA NA NA 1.04 -3.85
Kotak Banking ETF
Kotak Focused Equity Fund
59
Name: Mr. Satish DondapatiMr. Satish Dondapati manages 6 funds Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak NV20 ETF (Dec. 1, '15), Kotak Banking ETF (Dec. 10, '14), Kotak Sensex ETF (Jun. 06, '08), Kotak Nifty ETF (Feb. 02, '10), Kotak PSU Bank ETF (Nov. 08, '07), Kotak Gold ETF (Jul. 27, '07).Business ExperienceMr. Satish Dondapati has been associated with the company since March 2008. He has over 15 years of experience in MF Product Development and Sales. Prior to joining Kotak Asset Management Company Limited, he was the part of MF Product Team of Centurion Bank Of Punjab.
Scheme Names
Kotak NV20 ETF
Kotak Gold ETF
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak PSU Bank ETF
Kotak Nifty ETF
Kotak Sensex ETF
Kotak Banking ETF
Kotak Gold ETF, *Name of the Benchmark - Price of Gold, Scheme Inception date is 27/07/2007. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak NV20 ETF - *Name of the Benchmark Nifty 50 Value 20 TRI, Scheme Inception date is 01/12/2015. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Sensex ETF, *Name of the Benchmark - S&P BSE SENSEX TRI, Scheme Inception date is 06/06/2008. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Nifty ETF, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 02/02/2010. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Banking ETF, *Name of the Benchmark - Nifty Bank TRI, Scheme Inception date is 10/12/2014. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak PSU Bank ETF, *Name of the Benchmark - Nifty PSU Bank TRI, Scheme Inception date is 08/11/2007. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.
48.28 49.69 21.80 22.93 15.46 16.63 13.67 14.85
5.62 8.86 8.81 10.15 NA NA 12.14 11.84
1.12 1.47 5.90 6.20 6.49 7.33 7.88 9.06
0.24 0.68 4.21 4.46 5.95 6.66 8.16 9.56
-26.03 -24.91 -5.17 -4.55 2.94 3.44 3.03 3.45
-48.97 -48.69 -28.06 -27.60 -16.76 -15.90 -5.65 -4.19
Name: Mr. Hiten ShahMr. Hiten Shah manages 3 fund of Kotak Mahindra Mutual Fund Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Balanced Advantage Fund (Aug. 03, �18), Kotak Equity Savings Fund (Oct. 13, �2014), Kotak Equity Arbitrage Fund (Sep. 29, �05)Business ExperienceMr. Hiten Shah, is a MMS in Finance with over 11 years of work experience. Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a Co-Fund manager and Chief dealer in equities segment. Mr Hiten Shah was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Scheme Names
Kotak Balanced Advantage Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Equity Arbitrage Fund - Growth
Kotak Equity Savings Fund - Growth
Kotak Balanced Advantage Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index . Scheme Inception date is 03/08/2018. Mr. Abhishek Bisen & Mr. Harish Krishnan has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.Kotak Equity Savings Fund - Growth, *Name of the Benchmark - 75% Nifty 50 Arbitrage + 25% Nifty 50 TRI, Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Mr. Hiten Shah has been managing the fund since 03/10/2019. Kotak Equity Arbitrage Fund - Growth, *Name of the Benchmark - Nifty 50 Arbitrage Index, Scheme Inception date is 29/09/2005. Mr. Hiten Shah has been managing the fund since 03/10/2019.
8.74 8.06 NA NA NA NA 6.75 7.03
6.41 3.48 5.72 5.04 6.73 5.84 7.34 6.35
4.85 3.12 5.88 4.67 6.05 5.12 7.27 NA
Name: Mr. Arjun KhannaMr. Arjun Khanna manages 3 funds Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Asset Allocator Fund - Growth (Aug. 09, �04), Kotak Global Emerging Market Fund - Growth (Sep. 26, '07), Kotak Pioneer Fund (Oct 31, '19).Business ExperienceMr. Arjun Khanna has over 10 years of experience in banking and financial companies. Prior to joining Kotak Asset Management Company Limited, he worked in equity research in Principal PNB AMC. He has also worked at Citigroup NA in his earlier stint. He is a Bachelor of Engineering (Electronics) from Mumbai University and a post Graduate in Masters of Management Studies (Finance) from Jamnalal Bajaj Institute of Management Studies. He is a holder of the right to use the Chartered Financial Analyst® designation and is a Financial Risk Manager - Certified by the Global Association of Risk Professionals.
Scheme Names
Kotak Global Emerging Market Fund - Growth
Kotak Asset Allocator Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Global Emerging Market Fund - Growth, *Name of the Benchmark - MSCI Emerging Market index, Scheme Inception date is 26/09/2007. Mr. Arjun Khanna has been managing the fund since 09/05/2019.Kotak Asset Allocator Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index, Scheme Inception date is 09/08/2004. Mr. Devender Singhal & Mr. Arjun Khanna has been managing the fund since 09/05/2019.
19.00 13.14 8.36 5.71 5.73 6.97 4.87 4.33
12.30 8.06 7.53 7.32 9.03 8.49 14.93 11.64
Since Kotak Pioneer Fund has not yet completed 1 year from Inception,the performance of the scheme is not disclosed.Kotak Pioneer Fund Fund
DIVIDEND HISTORY
Equity Schemes
Record Date Cum Dividend NAV `/UnitJul-27-20 10.7021 0.0097Jun-22-20 10.7134 0.028May-26-20 10.7468 0.0541Apr-27-20 10.7151 0.0275Mar-23-20 10.7522 0.0737Feb-24-20 10.7462 0.0416
Kotak Equity Arbitrage Fund - Monthly Dividend Option
60
Jul-27-20 23.0262 0.0311Jul-13-20 22.9951 0.01Jun-29-20 23.0686 0.0387Jun-15-20 23.0354 0.0055Jun-01-20 23.0876 0.0577May-18-20 23.074 0.0441
Kotak Equity Arbitrage Fund - Fortnightly Dividend Option
Record Date Cum Dividend NAV `/Unit
Kotak Equity Arbitrage Fund - Bimonthly Dividend
Jul-27-20 20.0187 0.0707May-26-20 20.1008 0.152Mar-23-20 20.1478 0.2157Jan-27-20 20.1184 0.1401Nov-25-19 20.1331 0.1647Sep-23-19 20.1243 0.1643
Record Date Cum Dividend NAV `/Unit
Dec-23-19 37.059 2.5606Dec-27-18 32.943 0.8677Mar-23-18 35.3566 3.604Dec-28-17 39.2181 1.52Jun-28-17 39.0457 1.5Mar-23-17 35.3566 3.604
Kotak Bluechip Fund - Dividend
Record Date Cum Dividend NAV `/Unit
Kotak India EQ Contra Fund
Jul-20-20 18.519 1.086Jul-25-19 20.628 1.8797Mar-23-18 23.714 4.778Jul-28-17 23.4326 0.7Jul-15-16 19.6923 0.5Nov-20-15 18.54 0.5
Record Date Cum Dividend NAV `/Unit
May-26-20 19.263 0.387Feb-26-20 25.006 0.4533Nov-26-19 24.65 0.4498Aug-23-19 22.548 0.4011May-27-19 25.209 0.4249Feb-26-19 23.43 0.6259
Kotak Equity Opportunities Fund
Record Date Cum Dividend NAV `/Unit
Kotak Small Cap Fund
Feb-27-20 38.797 2.8244Feb-20-19 33.152 0.8942Feb-28-18 45.3733 1.265Feb-27-17 36.4033 1.45Feb-23-16 26.77 1Feb-27-15 30.866 1
Record Date Cum Dividend NAV `/Unit
Kotak Asset Allocator Fund
Aug-30-10 37.774 Individual/ HUF: 0.8784 Others: 0.8186
Record Date Cum Dividend NAV `/Unit
Kotak Emerging Equity Fund
May-20-20 17.646 0.536May-24-19 23.623 1.6123Mar-23-18 26.1532 2.674May-26-17 26.01 1.59May-27-16 21.1956 1.3Apr-28-15 21.499 2.1
Record Date Cum Dividend NAV `/Unit
Record Date Cum Dividend NAV `/Unit
Kotak Standard Multicap Fund
Sep-24-19 24.035 1.2024
Sep-24-18 23.504 1.3281Sep-27-17 23.5921 1.5Sep-30-16 21.3488 1.25Oct-12-15 19.739 1.00Sep-26-14 17.791 1.00
Record Date Cum Dividend NAV `/Unit
Kotak Equity Saving Fund - Monthly Dividend Option
Jul-13-20 11.2263 0.043Jun-12-20 10.9412 0.0398May-12-20 10.5888 0.0786Mar-12-20 10.6721 0.037Feb-12-20 11.6096 0.0386Jan-13-20 11.5748 0.0486
Record Date Cum Dividend NAV `/Unit
Kotak Equity Saving Fund - Quarterly Dividend
Jun-22-20 11.1034 0.221Dec-20-19 11.3744 0.0329Sep-20-19 11.0934 0.1354Jun-20-19 11.2538 0.1576Mar-20-19 11.2372 0.1553Dec-20-18 11.1696 0.1341
Record Date Cum Dividend NAV `/Unit
Kotak Infrastructure and Economic Reform Fund
Feb-21-19 16.252 0.4356
Feb-28-18 20.5821 0.625
Feb-23-17 17.5644 0.5
Jun-23-15 15.2601 0.5
Record Date Cum Dividend NAV `/Unit
Hybrid Schemes
Jun-12-20 13.671 0.068Dec-26-19 15.994 0.139Sep-25-19 15.339 0.1301Jun-25-19 15.572 0.1398Mar-25-19 14.86 0.0858Feb-25-19 14.326 0.1053
Kotak Equity Hybrid Fund
Kotak Tax Saver Fund
Jun-12-20 15.531 0.155Mar-26-20 13.818 0.2878Dec-24-19 19.111 0.3346Sep-26-19 18.653 0.3108Jun-26-19 19.498 0.3488Mar-28-19 19.033 0.3276
Record Date Cum Dividend NAV `/Unit
Kotak Bond Short Term Fund - Half Yearly Dividend
Mar-20-19 12.6446 Individual/ HUF: 0.0039 Others: 0.0036Sep-21-18 12.0475 Individual/ HUF: 0.0042 Others: 0.0039Mar-20-18 11.799 Individual/ HUF: 0.0101 Others: 0.0093
Record Date Cum Dividend NAV `/Unit
61
Kotak PSU Bank ETF
Mar-10-17 334.3964 0.2Feb-21-13 358.8668 19.00
ETF Schemes
Record Date Cum Dividend NAV `/Unit
Kotak Nifty ETF
Mar-10-17 904.9522 10.00May-06-16 785.7880 11.00May-06-13 613.1266 11.00
Record Date Cum Dividend NAV `/Unit
Record Date Cum Dividend NAV `/UnitJul-13-20 11.7364 Individual/ HUF: 0.058 Others: 0.058Jun-12-20 11.4242 Individual/ HUF: 0.0562 Others: 0.0562May-12-20 11.1047 Individual/ HUF: 0.065 Others: 0.065
Kotak Debt Hybrid Fund - Monthly Dividend
Kotak Debt Hybrid Fund - Quarterly Dividend
Jun-22-20 13.1788 Individual/ HUF: 0.1749 Others: 0.1749Mar-20-20 12.4907 Individual/ HUF: 0.1857 Others: 0.172Dec-20-19 13.5893 Individual/ HUF: 0.1823 Others: 0.1688
Record Date Cum Dividend NAV `/Unit
Kotak Bond Fund Regular Plan - Annual Dividend
Mar-20-14 21.2977 Individual/ HUF: 0.2158 Others: 0.2067Mar-20-13 22.5941 Individual/ HUF: 1.4008 Others: 1.2006
Record Date Cum Dividend NAV `/Unit
Kotak Bond Short Term Fund - Monthly Dividend
Jul-13-20 10.403 Individual/ HUF: 0.2283 Others: 0.2283Jun-12-20 10.3002 Individual/ HUF: 0.1255 Others: 0.1255May-12-20 10.2466 Individual/ HUF: 0.0719 Others: 0.0719
Record Date Cum Dividend NAV `/Unit
Kotak Bond Fund Regular Plan - Quarterly Dividend Option
Dec-20-19 12.139 Individual/ HUF: 0.3879 Others: 0.3592Sep-20-17 10.8936 Individual/ HUF: 0.1192 Others: 0.1104Jun-20-17 11.1699 Individual/ HUF: 0.1876 Others: 0.1738
Record Date Cum Dividend NAV `/Unit
Debt Schemes
Kotak SENSEX ETF
Mar-11-17 297.6072 7.50Mar-10-17 297.6072 7.50Jun-18-13 201.3164 7.00
Record Date Cum Dividend NAV `/Unit
Kotak Credit Risk Fund - Annual Dividend
Mar-12-20 11.0635 Individual/ HUF: 0.7027 Others: 0.6507Mar-12-19 10.8959 Individual/ HUF: 0.4539 Others: 0.4203Mar-12-18 10.8586 Individual/ HUF: 0.458 Others: 0.4243
Record Date Cum Dividend NAV `/Unit
Kotak Credit Risk Fund - Monthly Dividend
Record Date Cum Dividend NAV `/UnitJul-13-20 10.3873 Individual/ HUF: 0.0543
Others: 0.0543
Apr-13-20 10.1341 Individual/ HUF: 0.0178 Others: 0.0178Mar-12-20 10.1452 Individual/ HUF: 0.0059 Others: 0.0054
Kotak Dynamic Bond Fund - Quarterly Dividend
Jun-22-20 11.6394 Individual/ HUF: 0.5261 Others: 0.5261Mar-20-20 11.2794 Individual/ HUF: 0.1803 Others: 0.167Dec-20-19 11.3558 Individual/ HUF: 0.1344 Others: 0.1244
Record Date Cum Dividend NAV `/Unit
Kotak Savings Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
Jun-12-20 10.4812 Individual/ HUF: 0.0694 Others: 0.0694May-12-20 10.4747 Individual/ HUF: 0.079 Others: 0.079Apr-13-20 10.4436 Individual/ HUF: 0.0479 Others: 0.0479
Kotak Dynamic Bond Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
Jul-13-20 22.3881 Individual/ HUF: 0.6177 Others: 0.6177
Jun-12-20 22.1207 Individual/ HUF: 0.3503 Others: 0.3503May-12-20 22.1149 Individual/ HUF: 0.3445 Others: 0.3445
Kotak Credit Risk Fund - Quarterly Dividend
Jun-22-20 10.9416 Individual/ HUF: 0.1109 Others: 0.1109Mar-20-20 10.7613 Individual/ HUF: 0.0446 Others: 0.0413Dec-20-19 11.0843 Individual/ HUF: 0.1698 Others: 0.1572
Record Date Cum Dividend NAV `/Unit
Kotak Medium Term Fund - Annual Dividend
Mar-12-20 11.2021 Individual/ HUF: 0.635 Others: 0.588Mar-12-19 11.1171 Individual/ HUF: 0.4473 Others: 0.4142Mar-12-18 11.0849 Individual/ HUF: 0.4674 Others: 0.433
Record Date Cum Dividend NAV `/Unit
62
Kotak Gilt Fund PF and Trust Plan - Quarterly Dividend
Jun-22-20 12.6149 Individual/ HUF: 0.6777 Others: 0.6777Mar-20-20 12.4248 Individual/ HUF: 0.3451 Others: 0.3195Dec-20-19 12.0215 Individual/ HUF: 0.0114 Others: 0.0106
Record Date Cum Dividend NAV `/Unit
Kotak Gilt Fund Regular Plan - Quarterly Dividend
Jun-22-20 15.4225 Individual/ HUF: 0.8284 Others: 0.8284Mar-20-20 15.1903 Individual/ HUF: 0.4219 Others: 0.3907Dec-20-19 14.6971 Individual/ HUF: 0.0139 Others: 0.0129
Record Date Cum Dividend NAV `/Unit
Kotak Money Market Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
Jul-13-20 1022.619 Individual/ HUF: 6.6014 Others: 6.6014Jun-12-20 1019.912 Individual/ HUF: 3.8947 Others: 3.8947May-12-20 1016.989 Individual/ HUF: 3.5733 Others: 3.5733
Kotak Banking and PSU Debt Fund - Monthly Dividend
Jul-13-20 10.6668 Individual/ HUF: 0.1824 Others: 0.1824Jun-12-20 10.5777 Individual/ HUF: 0.1584 Others: 0.1584May-12-20 10.5991 Individual/ HUF: 0.1798 Others: 0.1798
Record Date Cum Dividend NAV `/Unit
Debt Schemes
Kotak Banking and PSU Debt Fund - Annual Dividend
Mar-15-17 16.8762 Individual/ HUF: 1.0169 Others: 0.9421 Mar-14-16 16.6687 Individual/ HUF: 0.884 Others: 0.819Mar-20-15 16.7914 Individual/ HUF: 0.9986 Others: 0.9261
Record Date Cum Dividend NAV `/Unit
Kotak Corporate Bond Fund - Regular Plan Monthly Dividend
Record Date Cum Dividend NAV `/UnitJul-13-20 1063.655 Individual/ HUF: 19.5626 Others: 19.5626Jun-12-20 1055.654 Individual/ HUF: 13.5209 Others: 13.5209May-12-20 1055.5773 Individual/ HUF: 13.4445 Others: 13.4445
Record Date Cum Dividend NAV `/Unit
Kotak Corporate Bond Fund - Regular Quarterly Dividend
Jun-20-17 1070.4266 Individual/ HUF: 15.966 Others: 14.7922Mar-20-17 1062.9423 Individual/ HUF: 11.1398 Others: 10.3208Dec-20-16 1070.3117 Individual/ HUF: 17.6919 Others: 16.3912
Kotak Low Duration Fund - Regular Plan Monthly Dividend
Record Date Cum Dividend NAV `/Unit
Jul-13-20 1038.403 Individual/ HUF: 15.1201 Others: 15.1201Jun-12-20 1036.427 Individual/ HUF: 13.1439 Others: 13.1439May-12-20 1030.407 Individual/ HUF: 7.1245 Others: 7.1245
Kotak Medium Term Fund - Quarterly Dividend
Record Date Cum Dividend NAV `/Unit
Jun-22-20 10.7686 Individual/ HUF: 0.2113 Others: 0.2113Mar-20-20 10.6318 Individual/ HUF: 0.1122 Others: 0.1039Dec-20-19 10.9297 Individual/ HUF: 0.1803 Others: 0.167
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There is no assurance or guarantee to Unit holders as to rate/quantum of dividend distribution nor that the dividends will be paid regularly. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy, if any.Dividend frequency is as per Trustee's discretion.
Kotak Floating Rate Fund
Jul-13-20 1084.858 Individual/ HUF: 3.869 Others: 3.869Apr-13-20 1025.252 Individual/ HUF: 0.4541 Others: 0.4541Mar-12-20 1026.844 Individual/ HUF: 0.3419 Others: 0.3166
Record Date Cum Dividend NAV `/Unit
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.*The rating indicates highest degree of safety regarding timely receipt of payments from the investments that the Scheme has made. The ratings
should, however, not be construed as an indication of expected returns, prospective performance of the Mutual Fund Scheme, NAV or of volatility in its
returns.Disclaimer on market outlooks:The outlook provided is only a subjective understanding of an uncertain market phenomena, which may or may not occur, and may also not have any
effect on the performance of the scheme, clement or otherwise. This outlook should not be construed as a reason for investment into the scheme based
on prospect of future performance, which may not accrue as anticipated by the statement.
RISK FACTORS
For details contact us at:KOTAK MAHINDRA ASSET MANAGEMENT COMPANY LIMITED: 6th Floor, Kotak Infiniti, Building No. 21, Infinity Park, Off Western Express Highway, Gen. A. K.
Vaidya Marg, Malad (East), Mumbai � 400 097. Tel.: 91-22-66056825 Fax: 91-22-6708 2213 E-mail: mutual@kotak.com www.kotakamc.com.Corporate Office Website:
of Asset Management Company: 2nd Floor, 12-BKC, Plot No C-12, G Block, BKC, Bandra (East),Mumbai - 400 051
Contact DetailsAgra: 0562-4009647 / 9721333365
Ahmedabad: 079-26779888/ 26766077
Ajmer: 0145-2628881
Aligarh: 0571-6453223
Allahabad: 0532-2260072
Ambala: 0171-4003033
Amritsar: 0183-5018777
Anand: 02692-650281
Aurangabad: 0240-6611189 / 90
Bangalore: 080-61874600 / 01 / 02 / 03
Belgaum- 0831-4089172
Bareilly: 0581-2510521
Bhavnagar: 0278-2519544 / 3003130 / 9909973263
Bhilai: 0788-2225385
Bhopal: 0755-6461018
Bhubaneshwar: 8114392770
Bhuj: 02832-221572
Borivali: 8879236208 / 8879236194
Calicut: 495-2701031
Chandigarh: 0172-4671885/ 5049476
Chennai: 044-28221333 / 7823911500
Cochin: 0484-4851170/ 9745005122
Coimbatore: 422-6572165
Cuttack: 91-8114392771/ 9776000093
Dehradun: 135-2742900/ 6453000
Dhanbad: 9334235493
Durgapur: 0343-6456038/ 2544609
Goa: 0832-6650490
Gwalior: 0751-2347815
Gorakpur: 0551-2204127
Gurgaon: 0124-4165424/26
Guwahati: 0361-2734784
Hubli: 0836-6450140
Hyderabad: 040-23314052 / 53 / 29
Indore: 0731-6453390
Jabalpur: 9713508228
Jaipur: 0141-2373879
Jalandhar: 0181-2233481/ 9988883566
Jalgaon: 0257-2237131/ 32
Jammu: 0191-2470779
Jamnagar: 0288-2555589
Jamshedpur: 0657-2317041/6543474/ 9570000685
Jodhpur: 0291-2630625
Kanpur: 0512-6454641/ 2541017
Kolhapur: 9823705031
Kolkata: 033- 46021037 / 46037141 /4603740
Kottayam: 0481-2577077
Kota: 9983324038
Lucknow: 522-4021168/ 4021169
Ludhiana: 0161-4646602/ 4646604
Mangalore: 0824-6452006
Meerut: 0121-2658105
Mumbai: 022-66056825
Mumbai: (Thane): 022- 25348353 / 54
Muradabad: 0591-6456667
Mysore: 0821-6541192
Nagpur: 0712-2425052/8577
Nashik: 253-6574255
New Delhi: 011-41100860/65
Panipat: 0180-2632062
Patiala: 0175-5015268
Patna: 0612-6451120
Pondicherry: 9962029229
Pune: 020- 29528111
Raipur: 0771-4270917
Rajkot: 0281-6620735
Ranchi: 0651-6454629/ 2332274/
9709001533
Rourkela: 0661-6450114/ 9776640098
Rohtak- 0180-4022062
Saharanpur - 0132-2724757
Salem: 0427- 4960766 / 9843060099
Shimla: 0177-6451211/ 2807911
Silliguri: 0353-2522012
Surat: 0261-4896767/ 4896768
Trichur: 0471-4470134 / 9745002032 / 9072402033
Trichy: 91 - 0431-4972437
Trivandrum: 0471-4470134/ 9745002032
Udaipur: 0294-6451094 / 09918525666
Vadodara: 0265-2334012 / 2354012 / 9909906370
Vapi: 0260-2400587
Varanasi: 0542-2220727
Vijayawada: 0866-2484895 / 7799978587 /9966400068
Vishakapatnam: 0891-2552145 / 9885714419
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