focus on yoru future (pei gov financial info)
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8/7/2019 Focus on yoru future (PEI gov financial info)
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Allan CampbellMinister of Innovation and Advanced Learning
Message from the Minister
Dear Student:
It is my pleasure to share with you the 2009-2010 Prince Edward Island StAssistance Program Guide, Focus on Your Future.
Deciding to pursue a post-secondary education is a major decision for bothGovernment, through its Student Financial Services office, offers assistanceto help pay for the costs of a post-secondary education. Student Financialvariety of programs that help to make post-secondary education both acce
This guide will help you and your family better understand the types of assavailable to you. I encourage you to read through the booklet so that youof assistance available to you and what you are responsible for with respecmay receive.
The Department of Innovation and Advanced Learning is committed to helfamilies realize their dreams of pursuing a post-secondary education.
Best of luck in your studies,
Allan CampbellMinister of Innovation and Advanced Learning
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www.studentloan.pe.ca Page 5
Section 1: Changes this Year
1.1 Processing Changes
New Deadline Dates- All applications must be submitted by July 17, 2009 to guarantee your loanis approved before classes start. For all other deadlines, please see Section 12.
Canada Student Grant Programs: The Canada Access and Canada Study Grants have beenreplaced by these seven Canada Student Grants:
Students From Low Income Families
Students From Middle Income Families
Students With Permanent Disabilities
Special Services and Equipment for Students With Permanent Disabilities
Students With Dependents
High-Need Part-Time Students
Part-Time Students With Dependents
Millennium PEI Access Grant and Millennium Scholarship Foundation Bursary: Thesefederal programs will not be available for the 2009 - 2010 loan year. Last year (2008 - 2009) wasthe last year for this program.
Checkwww.studentloan.pe.ca for up to dateprogram information and changes.
www.studentloan.pe.ca
Section 2: Before You Apply
2.1 How Will I Pay for My Education?
Post secondary education is a big investment! It is important that you plan ahthat you are able finance your program of choice.
If you have been wondering how you will pay for your post-secondary edaware of all of your options.
A student loan is just one of the many choices to consider when you are decidprogram. It is a good idea to explore other financial opportunities such as emscholarships to minimize your debt load.
Some of these other options may include the follow ing:
Existing funds/personal savings
Family contributions
Registered Education Savings Plan(RESP)
Jobs - full/part-time work
Bursaries and scholarships
Co-op Programs
Bank loans
Employment Insurance benefits and/or
training allowances
Pension benefits (including CanadaPension and Superannuation)
Assets/investments (stocks, bonds, GICs, RRSPs, etc.)
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S fi i l I tit ti /b k
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www.studentloan.pe.ca Page 43
17.2 Contacts for Negotiating Your P EI Student Loan
Metro Credit Union
Charlottetown
Phone: 902 629-1927
Contact: Laura Bain Christy
www.lbain@metro.creditu.net
Tignish Credit Union
Alberton
Phone: 902 853-4112
Consolidated Credit Union
Borden-Carleton
Phone: 902 855-2066
Malpeque Bay Credit Union
Kensington
Phone: 902 836-3030
Montague Credit Union
Montague
Phone: 902 838-3636
Morell Credit Union
Morell
Phone: 902 961-2735
Stella Maris Credit Union
North Rustico
Phone: 902 963-2543
Central Credit Union
OLeary
Phone: 902 859-2266
Metro Credit Union
Stratford
Phone: 902 569-6900
Consolidated Credit Union
Summerside
Phone: 902 436-9218
Tignish Credit Union
Tignish
Phone: 902 882-2303
Evangeline Credit Union
Tyne Valley
Phone: 902 831-2900
Evangeline Credit Union
Wellington
Phone: 902 854-2595
Loans issued prior to August 1, 2001: Contact the financial institution/bank
www.studentloan.pe.ca
Some financial Institutions/banks:
- CIBC 1 800 563-2422
- Royal Bank 1 800 565-1446
- National Bank 1 877 926-9477
- Scotia Bank 1 888 284-3044
- PEI Credit Unions (see listing below)
Loans issued after August 1, 2001: Contact your PEI Credit Union branch
Student Financial Services
Department of Innovation and Advanced Learning
16 Fitzroy Street, 3rd Floor, Sullivan Building
PO Box 2000
Charlottetown, PE C1A 7N8
Phone: 902 368-4640
Fax: 902 368-6144
E-mail: studentloan@edu.pe.ca
Website: www.studentloan.pe.ca
Office Hours Monday to Friday
June 1, 2009 - October 2, 2009 8:00 am to 4:00 pm
October 5, 2009 - May 28, 2010 8:30 am to 5:00 pm
17.3 Student Financial Services
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