a look inside prime lending 2013

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About PrimeLending

Bank-owned: strong, stable, and growing

Nearly 300 branches in 41 states; licensed to lend in 49 states

Originator licensing exemption

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Our Momentum is Building

#4 IN THE NATION for non-cash purchase units in 2012*

Top ratings by Mortgage Executive Magazine1

– #1 of Top 100 Mortgage Companies– 27 Loan Officers on Top 1% of Mortgage Originators in America– 10 Loan Officers on Top 200 of Mortgage Originators in America

Top ratings by Scotsman Guide2

– 7 Loan Officers of Top 200 Originators on Top Dollar Volume.– 10 Loan Officers of Top 150 Originators on Most Loans Closed– 14 Loan Officers of Top 25 Originators on USDA Volume

*As listed by Marketrac® Powered by CoreLogic for Jan-Dec 20121 Top 100 Mortgage Companies in America for 2011 based on closed mortgage volume; announced March 2012, Seattle, WA2Top Originators 2011 rankings by dollar volume, number of loans and more; Scotsman Guide Media, April 2012, Bothell, WA

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Core Convictions

Honesty and Integrity

People Centric Culture

Agile

Service Beyond Expectations

One Team, One Purpose

Core Purpose

Working together to have a profound and positive impact on the lives of all we serve.

Move forward.

Maintain values.

Experience growth.

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Recognition & Rewards

Prime Power Producer awards trip

– Chairman’s Circle

– President’s Club

Recognition all year long

– Prime Awards

– Annual Sales Rally

– Branch Contests and Friendly Competitions

Gratitude.

Appreciation.

Success.

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PrimeLending Technology

Programs, Services, and

Advancements for you

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PrimeCloud by PrimeLending’s Technology Department is the answer to the ever-changing mortgage business.

Uses the most current programs available to allow you to perform at the highest level of service.

Some of the programs include:– PrimePath– impact, the CRM helping you make a difference– E-signature tool

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PrimePath is PrimeLending's 100% web-based loan origination and mortgage lending software solution.

Integrated system: from secure online loan application to post-closing

Ensures regulatory requirements are met with built-in data checks

Intuitive and user-friendly navigation

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PrimeLending’s solution for managing and maintaining your customer contacts throughout the mortgage process and beyond.

A proprietary CRM tool for PrimeLending

Some key features of impact are:

– Cloud-based solution allows access from any computer or mobile device

– Loan Officer wizard setup

– Automated email triggers based on loan status to Borrower/Co-Borrower, Selling Agent, Listing Agent, and/or Builder

– Calendar reminder tasks based on loan status to help you better manage your day (virtual assistant)

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E-Signatures/Fulfillment

Better Customer Service– Our borrower’s experience with signing disclosures is easier,

quicker and more accurate through eSign.

Better Experience for the Loan Officer– Loan Officers receive signed disclosures from their

customers that are accurately executed in a timely manner.– eSign automatically files the signed disclosures in XDoc,

saving the Loan Officers a step in the work process.

Better RESPA Compliance– eSign ensures that we set an accurate initial disclosure date.

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Our Departments

How each team benefits the whole

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Secondary Marketing

Sharing product and pricing information

Competitive pricing

Negotiation Desk email for quick results

Accessibility to decision makers

High-level Support.

Service to Loan Officers.

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Underwriting

Turn times consistently less than 48 hours, great reputation!

Underwriting Quick Fix email for Loan Officer support

Underwriters located across the U.S.

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Branch Performance & Analysis

Communicates regularly on Loan Officer production and financial reporting, margins, and prices relative to the various regions

Researches any P&L questions and responds in a timely manner

Provides monthly reports

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Marketing Department

A centralized group dedicated to

supporting your marketing,

advertising and promotional needs

Provides an array of highly

personalized marketing programs and

tools to fulfill our brand promises and

help you increase sales

Supplies consultative support through

Regional Marketing Coordinators and

an in-house creative team

Support available to you 24/7 on

Marketing Square

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Providing personalized tools for your success.

Flyers Advertisements Postcards Brochures & Packets Co-branded Materials Presentations Event Items Wall Art

Forward-thinking marketing solutions for Loan Officers.

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Professional Development

Branch Manager Advisory Board

Leader Development Program

Mentoring Loan Officer Program

Building Champions Coaching

Quality.

Training.

Progress.

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Human Resources

Each eligible employee may choose from a comprehensive set of benefits designed to protect their personal and financial health.

Some of these benefits are:– Medical/Prescription Benefits – Dental and Vision Benefits – 401(k) Retirement Plan Benefits – Flexible Spending Accounts – Life Insurance Programs– Vacation & Sick Pay – Holiday Pay – Work-Life Balance Plans

Support.

Care.

Benefits.

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Ask me how to get your new career started with PrimeLending.

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© 2013 PrimeLending, a PlainsCapital Company. PrimeLending, a Plains Capital Company, is an equal opportunity employer and ensures that all applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, disability, genetic, pregnancy or any other status as protected by federal, state or local law.