524 saint andrews dr. longmont colorado 80504
TRANSCRIPT
Cloud CMA
BUYER TOUR
PREPARED FOR
BrianJUNE 29, 2015
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
INTROCloud CMA
RESUME
Brian Ellwanger
Affiliation:• Four Sail Realty
Experience:• 11 years
Personal Information:•
Brian was raised in Spearfish, SD and moved to Colorado over 18 years ago because of his love forrock climbing and outdoor adventure. He spent over 6 years in residential and commercialdevelopment along the front range which eventually moved him into Real Estate sales andInvestment properties. He believes that property whether for primary residence or investment isnever a bad decision because “God quit making land along time ago”. He has been activelylicensed in Colorado since 2004. Brian helps both buyers and sellers navigate through the processof buying and selling, and 80% of his business is repeat or referral based. He is also a HUDdesignated agent and Top Ranked agent.
Brian is committed to building life long relationships one client at a time. And the friendship doesn’tend when the transaction closes. Brian will be your real estate consultant for life. We promise!
He moved to Colorado to pursue his interests in rock climbing, snowboarding, mountian biking,running and ultra marathon cycling. Brian in his leisure time participates in triathlon, duathlon,adventure races and in September of 2009 ran his first full marathon (26.2 miles) the BoulderMarathon. He ran the half marathon (Boulder Marathon) in 2011 with his wife Shari and they arealready registered for the 2014 Boulder Marathon in the Half Marathon race this October!
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
INTRO
Download this report (PDF)
What's up with the bar code?This QR code makes it easy for you todownload this report to your smart phone.
1. Make sure your phone can scan a QRcode with its camera. If you don't alreadyhave one, you can try http://cloudcma.com/qron your phone's browser to download anapp, or do a Google search for the model ofyour phone along with the term "QR reader".
2. Now use that app to scan the QR codeabove.
Brian EllwangerFour Sail Realty
Mobile 303-775-4121E-mail [email protected] www.4SailRealty.comFax 303-997-1899Twitter https://twitter.com/BrianEllwanger
Cloud CMA
CONTACT ME
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
INFOCloud CMA
THE HOMEBUYING PROCESS
Follow these StepsGet prequalified - Your lender will look at your income, credit scores, revolving debts, obligations suchas child support as well as the type of loan you choose. Other factors that impact how much home youcan buy is the down payment; smaller down payments mean higher monthly payments. Last, the interestrate and terms (30-year, fixed or adjustable rate) will determine what you can afford in monthlypayments.
Make your wish list - Decide where you want to live and how many bedrooms and baths you’ll need.Consider lifestyle - condominiums offer shared amenities, with little responsibility. Single-family homesoffer more space and privacy, but much more exterior and yard maintenance.
Hire a real estate professional - Your real estate professional should be expert in the area where youwant to live and familiar with the type of home you want to buy. Your agent has house-by-houseexperience in your neighborhood and can offer the best advice on homes in your range.
Select your home - No home is perfect, so don’t let minor flaws influence you. Think long-term. Whichhome best suits the activities and needs of your household now and in the years ahead? Don’t buy morethan you need or can comfortably afford.
Make an offer - Your offer depends on the current market. If a home has been on the market a longtime, you can ask the seller for a price reduction, but if it’s new on the market, the seller is unlikely toaccept a low offer. Ask your real estate professional for advice.
Get an inspection - A home inspection is a professional third-party opinion of the home’s condition. Theinspector will point out the age of systems, and large and small repairs that are needed, so you’ll knowwhat you’re facing as the next owner.
Get an appraisal - The bank appraisal determines market value. If the home doesn’t appraise for thepurchase price, the bank will refuse to make the loan unless you renegotiate with the seller. If itappraises, the lender will move toward closing.
Go to closing - Once final negotiations are complete, the parties to the transaction meet at the escrowoffice. This could be a title company, real estate attorney, or whatever is customary in your area. Allpaperwork is signed by both parties. The lender pays the seller, minus any liens against the home suchas the seller’s mortgage. Once all the disbursements have been made, you get the keys to your newhome, according to your agreement. Congratulations! You’re ready to move into your new home
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
LISTINGSCloud CMA
MAP OF ALL LISTINGS
MLS # Status Address Price1 766936 A 524 Saint Andrews Dr, Longmont $450,000
Status: A = Active
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
MLS #766936Cloud CMA
PROPERTY DETAILS
$450,000524 Saint Andrews Dr, Longmont
Listing informationMLS#: 766936 Beds: 4 Sq Ft: 4,345 List Date: 6/18/15Status: Active Baths: 4.00 Year Built: 1997 DOM: 12
FeaturesHOA Name: Spring Valley at Ute Creek Cooling: Central Air Conditioning, Ceiling Fan Heating:Forced Air Electric: City Gas: Xcel Energy Utilities: Natural Gas, Electric, Cable TV Available,Satellite Avail, High Speed Avail Water Sewer: City Water, City Sewer Fireplaces: 2+ Fireplaces,Multi-sided Fireplace Construction: Wood/Frame, Brick/Brick Veneer, Composition Siding DesignFeatures: Cathedral/Vaulted Ceilings, Open Floor Plan, Pantry, Washer/Dryer Hookups, WoodFloors Location Description: Abuts Golf Course, Golf Course Neighborhood
RemarksBeautiful 4BR + office home in Ute Creek Glf Course commty that backs to 14th hole yet private.Generous master bedrm retreat w/bonus rm & huge walk in clst. Entertaining/chefs dream kitchfeatures tons counter space/storag.Vaulted & arched walls & built in shelvs.Windows w/life timewarranty.New ceiling fans in family/Master bedrms. New HE furnace. R&R on the back deck w/permanent gazebo & natural gas infrared Grill perfect for those long summer nights! Enormousbasement for storage or rec rm.
Source: IRESInformation is deemed reliable but not guaranteed.
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
MLS #766936
How do you rate this property?
Cloud CMA
BUYER COMMENTS
$450,000524 Saint Andrews Dr, Longmont
Listing informationMLS#: 766936 Beds: 4 Sq Ft: 4,345 List Date: 6/18/15Status: Active Baths: 4.00 Year Built: 1997 DOM: 12
Comments:
Source: IRESInformation is deemed reliable but not guaranteed.
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
MLS #766936Cloud CMA
LISTING PHOTOS
$450,000524 Saint Andrews Dr, Longmont
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
MLS #766936Cloud CMA
MORE LISTING PHOTOS
$450,000524 Saint Andrews Dr, Longmont
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
MORTGAGECloud CMA
LOAN SCENARIOS
$450,000524 Saint Andrews Dr, Longmont
3% Down ($13,500) Rate Principal + Interest Tax Insurance Total30 year fixed 3.0% $2,073 $186 $80 $2,33915 year fixed 3.0% $3,026 $186 $80 $3,2925/1 ARM 2.0% $1,804 $186 $80 $2,070
10% Down ($45,000) Rate Principal + Interest Tax Insurance Total30 year fixed 3.0% $1,921 $186 $80 $2,18715 year fixed 3.0% $2,799 $186 $80 $3,0655/1 ARM 2.0% $1,643 $186 $80 $1,909
15% Down ($67,500) Rate Principal + Interest Tax Insurance Total30 year fixed 3.0% $1,814 $186 $80 $2,08015 year fixed 3.0% $2,643 $186 $80 $2,9095/1 ARM 2.0% $1,551 $186 $80 $1,817
20% Down ($90,000) Rate Principal + Interest Tax Insurance Total30 year fixed 3.0% $1,706 $186 $80 $1,97215 year fixed 3.0% $2,490 $186 $80 $2,7565/1 ARM 2.0% $1,487 $186 $80 $1,753
* Insurance is being estimated based on the zip code of this property. Tax comes from the MLS data for this listing.
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
COMMUNITYCloud CMA
THE NEIGHBORHOOD
$450,000524 Saint Andrews Dr, Longmont
Who Lives Here?Power Singles - High-income urban singles. Highly educated professionals, many with advanced degrees. Theydraw a handsome salary and have reasonable living expenses while living a hip, upscale life in an urban center.
Stable Nuclears - Higher-income urban family. Middle-age couples with children, pulling in combined householdincomes nearing six figures. Most own their own homes. Some have a college education and work in a variety ofoccupations, including management-level positions.
Bright Lights, Big City - Very mobile singles living in the city. Singles ranging in age from early 20s to mid-40swho have moved to an urban setting. Most rent their apartment or condo. Some have a college education andwork in services and the professional sector.
Carefree Urban Couples - Younger married couples without children. Young childless couples living in the city.Most own their own homes. Education varies from high school to college with some holding mid-managementpositions.
Bringing Up Baby - Younger urban couples just starting families. Mixed educational status with some having ahigh school education and some college. Income from the low- to high-end.
See more Longmont real estate information at Zillow.com.
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
COMMUNITY
Data provided by
Cloud CMA
AREA SCHOOLS
$450,000524 Saint Andrews Dr, Longmont
School Type Phone DistanceAlpine Elementary School Public/PK-5 (720) 652-8140 0.38 miSkyline High School Public/9-12 (720) 494-3741 0.6 miHeritage Middle School Public/6-8 (303) 772-7900 0.77 miLoma Linda Elementary School Public/PK-5 (303) 772-4280 0.78 miSpangler Elementary School Public/PK-5 (720) 494-3761 1.18 miAspen Christian School Private/K-8 (303) 776-5866 1.19 mi
Pleasant Hill Academy Private,Alternative/12 (303) 682-5309 1.3 mi
Fall River Elementary School Public/PK-5 (720) 652-7920 1.4 miHopewell Baptist Academy Private/PK,K-12 (303) 651-1325 1.53 mi
Scribbles Academy
Private, EarlyChildhood
Program/DayCare Center/
PK,K
(303) 485-9313 1.6 mi
See more information on Longmont schools from Education.com.©Education.com, Inc. 2010. Use is subject to Terms of Service.
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
COMMUNITY
Photos provided by Panoramio are under the copyright of their owners.
Cloud CMA
AREA PHOTOS
$450,000524 Saint Andrews Dr, Longmont
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
COMMUNITYCloud CMA
AREA RESTAURANTS
$450,000524 Saint Andrews Dr, Longmont
Name Type Distance Rating
Nicolo's Chicago Style Pizza Pizza 0.33 mi 25 reviews
Mac's Place Breakfast & Brunch, American(Traditional) 0.56 mi 29 reviews
Marco's Hot Dogs and Elia'sBurritos Mexican, Hot Dogs 0.99 mi 34 reviews
Five Guys Burgers and Fries Fast Food, Burgers 1.05 mi 50 reviews
Thai Kitchen Thai 1.07 mi 49 reviews
East Moon Asian Bistro Asian Fusion 1.09 mi 58 reviews
Aunt Alice's Kitchen American (Traditional) 1.11 mi 40 reviews
Brooklyn Deli the Delis, Sandwiches 1.14 mi 17 reviews
Everest Restaurant Indian 1.15 mi 47 reviews
Tacos Don Jose Mexican 1.19 mi 21 reviews
Freddy's Frozen Custard &Steakburgers
Burgers, Fast Food, Ice Cream &Frozen Yogurt 1.2 mi 32 reviews
Noodles & Company Comfort Food, Italian, Asian Fusion 1.21 mi 7 reviews
Las Americas Tortilleria Mexican 1.29 mi 7 reviews
El Fogon Mexican 1.33 mi 31 reviews
La Panda Bakery II Mexican 1.37 mi 15 reviews
Hidden Cafe Diners, Cafes 1.64 mi 13 reviews
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899
VALUATIONCloud CMA
ONLINE VALUATION SUMMARY
Address List Price Zestimate Last Updated524 Saint Andrews Dr $450,000 $379,049 Jun 25, 2015
Brian Ellwanger | Four Sail Realty | Mobile: 303-775-4121 | [email protected] | www.4SailRealty.com |Fax: 303-997-1899