4. motion by commissioner redd, second by commissioner ......10. old business. 10.1. motion by...

DIAMONDHEAD WATER AND SEWER DISTRICT

REGULAR MEETING MINUTES

February 8, 2018 - 6:00 p.m. (Central Time)

City Hall, Diamondhead, MS 39525

PRESENT: Chairman David Boan; Vice-Chairman John Kirschenbaum; Commissioner Robert Redd, and Commissioner Ben Taylor.

ABSENT: Secretary/Treasurer Kenny Edmonds.

ALSO PRESENT: General Manager, David Carden; Comptroller, Toni Wilson; Business/Office Manager, John Cumberland; and District Counsel, Tricia Tisdale, Boyce Holleman & Associates.

The presence of a quorum was noted and the meeting was called to order at 6:00 p.m. The public was duly notified in compliance with the District's open meeting policy.

4. Approve Agenda. Motion by Commissioner Redd, second by Commissioner Kirschenbaum to amend Item 10.1. to read "Approve 2018/2019 Risk Insurance Policy Renewal in the amount of $90,647.31 as recommended by Betz Rosetti & Associates." and to approve as amended. Motion carried unanimously.

5. Public Comments. None.

6. General Manager's Report.

6.1. Update of Recent Events. 6.1.A. Win-Can Camera Software training was conducted on January 31 - February 2, 2018 for the CCTV / 1&1 Department. The software is expected to provide greater efficiency for sewer investigations and integration.

6.1.B. On January 30, 2018 a small water service leak was repa ired on Diamond head Drive

East.

6.1.C. During the week of January 29, 2018, maintenance crews repaired a sewer main crossing the drainage ditch west of Ape lehama Road due to erosion.

6.2. WWTP Construction Project. 6.2.A. An underground leak was discovered on a 2" pvc discharge line from the sump pumps at the RAS-WAS pump pit. A portion of the concreted walkway was undermined and will be replaced by the cont ractor. All repairs are covered by warranty.

6.2.B. IT personnel will place the new SCADA server at the WWTP on February 12, 2018, thereby allowing upgrades to take place. Both SCADA computers will be set up, joined into the Domain and made ready for Revere upgrades, which are scheduled to be performed on February 20, 2018.

February 08, 2018 Regular Meeting

6.3. Lift Station Repair & Mitigation. 6.3.A. Item 8.2.A. on the agenda is a motion to pay Request No.4 of Magnolia Construction

Co. in the amount of $713,925.56. $607,580.59 of this is for material costs.

6.4. Utility Service Study. 6.4.A. Linfield Hunter & Junius has modified the Utility Study Phase I to include a possible bypa ss to Lift Station #13 and water main.

6.5. Miscellaneous Items.

6.5.A. The District Annual Water System Inspection will be conducted on February 9, 2018 by the MS Department of Health.

6.5.B. Welcome Commissioner Benjamin Taylor to his first official Board meeting.

7. Minutes.

7.1. Motion by Commissioner Kirschenbaum, second by Commissioner Boan to approve the Minutes for the Regular Meeting held on January 25, 2018. YA Y: Kirschenbaum, Boan, Redd. ABSTAINED: Taylor. Motion carried. (Attachment A).

8. Construction / Engineering Projects.

8.1. WWTP Construction Project. Update in the GM' s report.

8.2. Lift Station Repair and Mitigation PW8429, PW11280 and PW11247.

8.2.A. Motion by Commissioner Redd, second by Commissioner Taylor to approve Magnolia Construction Co. 's Pay Request No. 4 in the amount of $713,925.56 for the period of December 9, 2017 to January 8, 2018. Motion carried unanimously. (Attachment BJ.

8.3. Utility Service Study. Motion by Commissioner Kirschenbaum, second by Commissioner Taylor for discussion purposes only of Lin field, Hunter, & Junius 60% Review Report of the Utility Service Study Report. Motion carried unanimously.

Presentation by John Cumberland regarding t he status of the study as well as possible options regarding future phased construction of the same.

9. Financial Motions.

9.1. Motion by Commissioner Kirschenbaum, second by Commissioner Taylor to approve the Docket of Claims in the amount of $118,584.17. Motion carried unanimously.

(Attachment CJ.

9.1.A. Unapproved Docket of Claims. (Attachment D).

9.1.B. Treasurer's Report @ 1/31/ 18. (Attachment E).

9.1.C. Budget Report @ 1/31/ 18. (Attachment F).

2 I February 08, 2018 Regular Meeting

10. Old Business.

10.1. Motion by Commissioner Taylor. second by Commissioner Kirschenbaum to approve 2018/2019 Risk Insurance Policy Renewal in the amount of $90,647.31 as recommended by Betz Rosetti & Associates. Motion carried unanimously.

(Attachment G}.

Presentation by John Rosetti w ith Betz Rosetti & Associates outlining his renewal recommendat ions to the Board .

10.2. Motion by Commissioner Kirschenbaum. second by Commissioner Redd to spread upon the minutes the Resolution of the Board of Commissioners of the Diamondhead Water and Sewer District opposing House Bill 1039 and Senate Bill 2907. Motion carried unanimously. (Attachment HJ.

10.3. Motion by Commissioner Taylor, second by Commissioner Kirschenbaum to approve the revised District Open Meetings Policy #D-2015-013 as shown in Item C. Motion carried unanimously. (Attachment I).

11. New Business/ Discussion Item.

11.1. Motion by Commissioner Kirschenbaum, second by Commissioner Redd to spread upon

the minutes Resolution 2018-014 passed by the City of Diamondhead to appoint

Benjamin Taylor, as a Commissioner to the Diamondhead Water and Sewer District

with term expiring September 28, 2018. YA Y: Kirschenbaum, Redd, & Boan.

ABSTAINED: Taylor. Motion carried. (Attachment J}.

11.2. Motion by Commissioner Kirschenbaum, second by Commissioner Redd to approve a

deposit refund to Diamondhead Resort. LLC in the amount of $3,091.48. Motion

carried unanimously.

12. Next meeting. The next meeting of t he Board of Commissio ners is scheduled for February 22, 2018 at

6:00 p.m. at Diamondhead City Hall, 5000 Diamondhead Circle, Diamondhead, MS.

13. Adjournment @ 6:42pm. Motion by Commissioner Taylor, second by Commissioner Redd to adjourn meeting. Motion carried unanimously.

/ chairman

February 08, 2018 Regular Meet ing

DIAMONDHEAD WATER AND SEWER DISTRICT REGULAR MEETING MINUTES

January 25, 2018 - 6:00 p.m. (Central Time} City Hall, Diamondhead, MS 39525

PRESENT: Chairman David Boan; Vice-Chairman John Kirschenbaum; Secretary/Treasurer Kenny Edmonds, Commissioner Dick Nolan, and Commissioner Robert Redd.

ABSENT: None.

ALSO PRESENT: General Manager, David Carden; Comptroller, Toni Wilson; Business/Office Manager, John Cumberland; and District Counsel, Tricia Tisdale, Boyce Holleman & Associates.

The presence of a quorum was noted and the meeting was called to order at 6:00 p.m. The public was duly notified in compliance with the District' s open meeting policy.

4. Approve Agenda. Motion by Commissioner Kirschenbaum, second by Commissioner Redd to amend Items 11.1. and 11.4. to limit said items to discussion only and to approve the agenda as amended. Motion carried unanimously.

S. Public Comments. None.

6. General Manager's Report. 6.1. WWTP Construction Project. 6.1.A. The belt press polymer pump motor was rep laced and the belt press is now working in

automatic mode.

6.2. Miscellaneous Items. 6.2.A. The District endured an inclement weather event consisting of below freezing

temperatures during the week of January 15. Components on three (3) wells froze but were immediately attended to by District personnel. Preventative measures were undertaken by staff to prevent future issues. The District responded to approximately 20 ca lls for frozen or burst pipes during the same time period.

6.2.B. Repairs were made to a leak north of Devil's Elbow subdivision and the temporary precautionary boil order was lifted on 1/19/2018.

7. Minutes.

7 .1. Motion by Commissioner Edmonds, second by Commissioner Kirschenbaum to approve the Minutes for the Regular Meeting held on January 11, 2018. YAY: Edmonds, Kirschenbaum, Boan, & Redd. ABSTAINED: Nolan. Motion carried. (Attachment A}.

8. Construction Projects. 8.1. WWTP Construction Project. Update in the GM's report.

8.2. Lift Station Repair and Mitigation PW8429, PW11280 and PW11247.

January 25, 2018 Regular Meeting

Attachment A

8.2.A. Motion by Commissioner Kirschenbaum, second by Commissioner Edmonds to approve Pay Request No.16 from Digital Engineering for special services in the amount of

$8,122.84 for the period of December 17, 2017 to January 13, 2018. Motion carried unanimously. (Attachment B).

8.2.B. John Stein wit h Digital Engineering provided the Board with an update with regard to the st atus of the Lift Station projects. Due to the inclimate weather, the contractor, Magnolia Construction, encountered a construction delay of one (1) week. Mr. Stein advised that said delay did not adversely impact the overall construction schedule and

construction on the project remains ahead of schedule.

8.3. Utility Service Study.

8 .3.A. Motion by Commissioner Edmonds, second by Commissioner Kirschenbaum to approve Lin field, Hunter & Junius, Inc. Invoice #S23488G in the amount of $12,400.00 for the time period of November 25, 2017 to December 30, 2017. Motion carried unanimously. (Attachment C).

9. Financial Motions. 9.1. Motion by Commissioner Redd, second by Commissioner Edmonds to approve the

Docket of Claims in the amount of $34,068.03. Motion carried unanimously. (Attachment D).

9.1.A. Unapproved Docket of Claims. (Attachment E) .

10. Old Business. None.

11. New Business/ Discussion Item.

11.1. Motion by Commissioner Kirschenbaum, second by Commissioner Redd, to discuss

the 2018/2019 Risk Insurance Policy Renewal as proposed by Betz Rosetti & Associates.

(Discussion purposes only). Motion ca rried unanimously. John Rosetti provided the

Board with a proposal for renewal coverage and answered questions from the Board.

Additional information w ill be provided by Mr. Rosetti prior to the Board making a final

renewal decision.

11.2. Motion by Commissioner Kirschenbaum, second by Commissioner Edmonds to

approve the removal of payment drop box located at 5000 Diamondhead Circle

effective 4/1/2018. Motion carried unanimously.

11.3. Motion by Commissioner Redd, second by Commissioner Edmonds to approve the

issuance of a District credit card from Hancock Bank with a limit not to exceed

$25,000.00 to be maintained by the General Manager. Motion carried unanimously.

11.4. Discussion of possible revisions to t he existing Open Meetings Policy #D-2015-

013. No action taken.

January 25, 2018 Regular Meeting

11.5. Motion by Commissioner Nolan, second by Commissioner Kirschenbaum to

appoint Collection System Improvement Committee consisting of: John Kirschenbaum,

Kenny Edmonds, Tink L'Ecuyer, Joe Higginbotham. John Cumberland and. Kirk

Edmonson to evaluate and assess infrastructure. Motion carried unanimously.

11.6. Chairman Boan presented Commissioner Nolan with a plaque in appreciation of

his years of service and dedication as a Commissioner of the DWSD.

12. Executive Session.

Motion by Commissioner Edmonds, second by Commissioner Kirschenbaum to enter into closed session to discuss the need for Executive Session pursuant to the terms of Miss.Code Ann.§25-41-7 (1972}, as amended, at 7:01pm. Motion carried unanimously.

Motion by Commissioner Kirschenbaum, second by Commissioner Edmonds to exit closed session at 7:04pm. Motion carried unanimously.

Motion by Commissioner Kirschenbaum, second by Commissioner Edmonds to enter into Executive Session to discuss House Bill 1039 and Senate Bill 2907 pending before the Mississippi Legislature and the potential effects on the DWSD pursuant to the terms of Miss.Code Ann. §25-41 -7 (4}(e), (1972}, as amended, at 7:05pm. Motion carried unanimously.

Motion by Commissioner Edmonds, second by Commissioner Kirschenbaum to exit Executive Session at 8:03pm. Motion carried unanimously.

The Chairman advised that the Board discussed the potential effects that House Bill 1039 and/or Senat e Bill 2907 may have on the DWSD. No action was taken.

Motion by Commissioner Kirschenbaum, second by Commissioner Redd to authorize legal counsel to draft a Resolution opposing the DWSD's inclusion in House Bill 1039 and Senate Bill 2907. Motion carried unanimously.

13. Next meeting. The next meeting of the Board of Commissioners is scheduled fo r February 8, 2018 at 6:00 p.m. at Diamondhead City Hall, 5000 Diamondhead Circle, Diamondhead, MS.

14. Adjournment @ 8:04pm. Motion by Commissioner Redd, second by Commissioner Kirschenbaum. Motion carried unanimously.

~-f?-;g Date

January 25, 2018 Regular M eeting

~digital ~ engineering 314 Coleman Ave., Waveland, MS 39576

ph: 228-463-0130 Ix: 228-463-0160

February 2, 2018

David Carden General Manager Diamondhead Water & Sewer District 4425 Park Ten Drive Diamondhead, MS 39525

Re: DWSD 2016 FEMA Lift Station Project Contractor Payment Request No. 4

Dear Mr. Carden:

Please find attached three (3) copies of Payment Request No. 4 from Magnolia Construction Company, LLC. for construction on the above referenced project in the amount of $713,925.56.

We have verified all quantities and work completed and we recommend approval for payment. The retainage to date of 5% in the amount of $37,575.03 has been deducted from the earned amount to date of $1,259,339.20, as shown on the Contractor's Application for Payment.

Please allocat e the funding as fo llows: • PW 8429 ......... .... .......... ......... .......... ........ ...... .. ... .. ....... $ 303,884.48 /pf5JOJ 0 • PW 11 240 . . . .. .. . . . .. . . . . . .. . . . . . .. . . . . . . . . . . . . .. . . . . .. . . . . . . . . . . . .. . . . . . . . . . $ 0. 00 5 0 • PW 11247 ... ............ .. ..... .... .. .... .. .. .... .... .. ....... ...... ... ...... $ 206,796.95 (.q "3{)Jl O • PW 11280 ........................ .. ... .......... ..... ... ... ... .... ... ... ... .. $ 117,605_25 ~2140 • HMP (PW8429) ....... ..... ... .... ..... : .... .. ... .... .. .. ..... ...... ......... $ 8,391.93 ~~DID • HMP (PW11280) ................ ..... ... .. ... ............................. $ 57,762.42 {J 4010,t • DWSD ... ....... .... ............ .. ...... . .. ........... ..... ... .. ... ... .. ..... . $ 19,484.53 '5{p"3q0"f

Should you have questions or need additional information, please contact our office.

Sincerely,

cc: Mr. Kenny Roubique, Magnolia

Enclosures

LOUISIANA MISSISSIPPI

Dedicated Engineering for a better community. www.d e ii .net

ALABAMA

Attachment B

Magnolia Construction Company LLC 2654 Mission Drive Baton Rouge LA 70805

Office 225-355-7787 Ext 108 Cell 225-921-3452

LETTER OF TRANSMITTAL

Attn: Mr. John Stein, P.E. Digital Engineering

314 Coleman Avenue Waveland, Ms 39576

Dear Mr. Stein,

We are sending you attached:

February 2, 2018

Re: Application for Payment No. 4 Diamondhead Water and Sewer District 2016 FEMA Lift Stations 2016 FEMA Lift Stations

1) One (1) Electronic copy of the Application for Payment No. 4 For Period: 12·9·17 • 1·8-18

Please review, sign and send along to the owner for payment.

If you have any questions, please calf.

enclosures

nne h Roubique oject Manager

Magnolia Construction Company, L.L.C.

Diamondhead Water and Sewer District 2016 FEMA Lift Stations 2016 FEMA Lift Stations

Application for Payment No. 4 Period: 12-9-17 -1-8·18

Project No. PW's 8429, 11280 &11247

Magnolia Construction Company, L.L.C. 2654 Mission Drive Baton Rouge, La 70605

Original Contract Price $3,334,676.60

Additions to Date: (Change Order #'s ___ ) __ $0=.o;;.;o;..__

Original Contract Price Plus Additions $3,334,676.60

Deductions to Date: (Change Order #'s __ _, __ _,$0=.00::.:... __

Current Contract Amount $3,334,676.60

CURRENT MONTH

Value of Work Completed

Stored Materials

$ 143,920.00

$ 607,580.59

Total Completed & Stored to Date Less: 5% Retainage

Total Less Retainage

Less: Previous Request{s) for Payment

Amount Due This Application

$751,500.59

$37,575.03

$713,925.56

CUMULATIVE THRU

1/8/2018

$ 359,910.00

$ 965,710.21

$1,325,620.21

$66,281.01

$1,259,339.20

$545,413.64

$713,925.56

CONTRACTOR'S CERTIFICATION:

THE UNDERSIGNED CONTRACTOR CERTIFIES THAT (1) ALL PREVIOUS PROGRESS PAYMENTS ABOVE HAVE BEEN APPLIED TO DISCHARGE IN FULL ALL OBLIGATIONS OF CONTRACTOR INCURRED IN CONNECTION WITH WORK COVERED BY PRIOR APPLICATIONS FOR PAYMENT NUMBERED 1 THROUGH 4 INCLUSIVE: AND (2) TITLE TO ALL MATERIALS AND EQUIPMENT INCORPORATED IN SAID WORK OR OTHERWISE LISTED IN OR COVERED BY THIS APPLICATION FOR PAYMENT WILL PASS TO OWNER AT TIME OF PAYMENT FREE AND CLEAR OF ALL LIENS, CLAIMS, SECURITY INTERESTS AND ENCUMBRANCES (EXCEPT SUCH AS COVERED BY BOND ACCEPTABLE TO OWNER).

DATED:

THIS APPLICATION FOR PAYMENT NO. 4 HAS BEEN REVIEWED AND IS RECOMMENDED FOR PAYMENT.

DATED: 1--pjtfl Digital Engineering

Payment of

2-05-2018 07:55 AM DOCKET OF CLAIMS PAGE: 1

VENDOR DOCKET *--------------------INVOICE-------------------*

NUMBER NAME NUMBER COMMENT NUMBER DATE AMOUNT

01-1117 AT&T 241773 WEBSITE/83120007467113 I 0227230406 1/07/2018 16.00

WEBSITE/83120007467113 201-00-00.537300 5.28

WEBSITE/83120007467113 202-00-00.537300 10.72

01-1117 AT&T 241774 OFFICE PHONES/8310007134920 I 5953701408 1/19/2018 0.36

OFFICE PHONES/8310007134920 201-00-00.537300 0.12

OFFICE PHONES/8310007134920 202-00-00.537300 0.24

01-1117 AT&T 241775 OFFICE PHONES/8310007134910 I 7864920408 1/19/2018 756.16

OFFICE PHONES/8310007134910 201-00-00.537300 249.53

OFFICE PHONES/8310007134910 202-00-00.537300 506.63

01-0640 ATT 241776 WWTP PHONES/2285866846 I 201801315417 1/25/2018 172.67

WWTP PHONES/2285866846 201-00-00.537300 56.98

WWTP PHONES/2285866846 202-00-00.537300 115.69

01-0034 C SPIRE WIRELESS 241777 CELL PHONES-JAN.2018 I 201802025418 1/31/2018 12.54

CELL PHONES-JAN.2018 201-00-00.537300 4.14

CELL PHONES-JAN.2018 202-00-00.537300 8.40

01-1065 CABLE ONE OAK PARK 241778 INTERNET-MAINT BLDG I 201801305415 1/23/2018 85.44

INTERNET-MAINT BLDG 201-00-00.537300 28.20

INTERNET-MAINT BLDG 202-00-00.537300 57.24

01-0028 CABLE ONE PARK TEN 241779 INTERNET - ADMIN BLDG I 201801305416 1/23/2018 85.44

INTERNET - ADMIN BLDG 201-00-00.537300 28.20

INTERNET - ADMIN BLDG 202-00-00.537300 57.24

01-0914 CINTAS CORPORATION 240 241780 CLEAN EE UNIFORMS 2/1/18 I 240513245 2/01/2018 71.84

CLEAN EE UNIFORMS 2/1/18 201-00-00.514100 23.71

CLEAN EE UNIFORMS 2/1/18 202-00-00.514100 48.13

01-0047 COAST CHLORINATOR and PUM 241781 REBULD CHLOR REG#2 I 67346 1/18/2018 895.00

PM KIT VR,200 SERIES 201-00-00.537350 86.00

FLOW TUBE 201-00-00.537350 3.00

INLET CAPSULE ASSY K 201-00-00.537350 38.00

BACK BODY 200 SERIES 201-00-00.537350 150.00

INLET VALVE PLUG 201-00-00.537350 85.00

VENT PLUG 201-00-00.537350 59.00

INLET ADAPTER 201-00-00.537350 162.00

BOTTOM METE FTG 100 201-00-00.537350 72.00

YOKE ONLY,200 SERIES 201-00-00.537350 150.00

LABOR 201-00-00.537350 90.00

01-0047 COAST CHLORINATOR and PUM 241782 REBUILD CHLORINE REG#1 I 67347 1/18/2018 197.00

PM KIT VR,200 SERIES 201-00-00.537350 86.00

FLOW TUBE 201-00-00.537350 3.00

INLET CAPSULE ASSY K 201-00-00.537350 38.00

LABOR 201-00-00.537350 70.00

01-1099 DAVID F. BOAN 241783 REGULAR MEETING 1/25/18 I 201801295410 1/29/2018 84.00

Attachment C




01-1099 DAVID F. BOAN 241783 REGULAR MEETING 1/25/18 I 201801295410 1/29/2018 84.00 CONT

REGULAR MEETING 1/25/18 201-00-00.531800 28.00

REGULAR MEETING 1/25/18 202-00-00.531800 56.00

01-1006 DIAMONDHEAD HARDWARE LLC 241784 25' PHONE CORD-ADMIN BLDG I A193136 1/30/2018 7.49

25' PHONE CORD-ADMIN BLDG 201-00-00.521100 2.47

25' PHONE CORD-ADMIN BLDG 202-00-00.521100 5.02

01-1118 DIAZ BROS PRINTING 241785 VINYL STICKERS I 24524 1/22/2018 30.00

VINYL STICKERS 201-00-00.521100 10.00

VINYL STICKERS 202-00-00.521100 20.00

01-1118 DIAZ BROS PRINTING 241786 BUSINESS CARDS I 24524B 1/22/2018 154.00

(3)BUSINESS CARDS 201-00-00.521100 66.00

(4)BUSINESS CARDS 202-00-00.521100 88.00

01-0977 DMS MAIL MANAGEMENT INC 241787 (318) DELINQ LTRS 1/11/18 I 201876643-1612 1/15/2018 200.02

(318) DELINQ LTRS 1/11/18 201-00-00.538100 66.01

(318) DELINQ LTRS 1/11/18 202-00-00.538100 134.01

01-0977 DMS MAIL MANAGEMENT INC 241788 (4240) STATEMENTS 1/22/18 I 201876745-1612 1/30/2018 2,730.56

(4240) STATEMENTS 1/22/18 201-00-00.538100 901.08

(4240) STATEMENTS 1/22/18 202-00-00.538100 1,829.48

01-0463 ENVIRONMENTAL ENTERPRISES 241789 WWTP BIO ESSAY TEST I 99717 1/22/2018 1,800.00

WWTP BIO TEST 202-00-00.538600 850.00

WWTP BIO ESSAY TEST 202-00-00.538600 800.00

PICKUP/DELIVERY 202-00-00.538600 150.00

01-0245 FASTENAL 241790 GREASE GUN I MSGUL111320 1/08/2018 293.99

DEWALT GREASE GUN 202-00-00.524100 293.99

01-0022 HACH COMPANY 241791 PLANT LAB SUPPLIES I 10804822 1/23/2018 937.37

1353001-FILTER MEMBR 202-00-00.538600 154.00

1471799-PETRI DISH 202-00-00.538600 120.70

2428550-ROSOLIC ACID 202-00-00.538600 156.70

TNT830-AMMONIA TNTPL 202-00-00.538600 109.58

TNT843-PHOSPHORUS TN 202-00-00.538600 110.30

2927403-GLOVES NITRI 202-00-00.538600 95.00

2551400-GLASS FIBER 202-00-00.538600 121.38

SHIPPING 202-00-00.538600 69.71

01-1111 HALLS ENGRAVING 241792 PLAQUE - DICK NOLAN I 24506 1/23/2018 28.95

PLAQUE - DICK NOLAN 201-00-00.521100 9.55

PLAQUE - DICK NOLAN 202-00-00.521100 19.40

01-0437 HENLEY CONSTRUCTION 241793 30YDS FILL SAND I 148931 1/31/2018 300.00

BACKFILL SAND 201-00-00.523500 100.00

BACKFILL SAND 202-00-00.523500 200.00

01-1120 JOHN KIRSCHENBAUM 241794 REGULAR MEETING 1/25/18 I 201801295412 1/29/2018 84.00

REGULAR MEETING 1/25/18 201-00-00.531800 28.00




01-1120 JOHN KIRSCHENBAUM 241794 REGULAR MEETING 1/25/18 I 201801295412 1/29/2018 84.00 CONT

REGULAR MEETING 1/25/18 202-00-00.531800 56.00

01-1121 KENNETH J. EDMONDS JR. 241795 REGULAR MEETING 1/25/18 I 201801295411 1/29/2018 84.00

REGULAR MEETING 1/25/18 201-00-00.531800 28.00

REGULAR MEETING 1/25/18 202-00-00.531800 56.00

01-0532 LOWES BUSINESS ACCOUNT 241796 BULBS,LIGHTS FOR WELLS I 6210171 1/17/2018 19.52

BULBS,LIGHTS FOR WELLS 201-00-00.523500 19.52

01-0131 MICRO METHODS LABORATORY 241797 1/18 BOIL WATER-DEVILS ELBOW I 1801317-565 1/19/2018 80.00

1/18 BOIL WATER-DEVILS ELBOW 201-00-00.538600 80.00

01-0819 MS DEPT ENVIRONMENTAL QUA 241798 PERMIT FEE - WELL#4 I GWSW-00002295 1/31/2018 10.00

PERMIT FEE - WELL#4 201-00-00.541400 10.00

01-0819 MS DEPT ENVIRONMENTAL QUA 241799 PERMIT FEE - WELL#5 I GWSW-00002296 1/31/2018 10.00

PERMIT FEE - WELL#5 201-00-00.541400 10.00

01-0071 MS UTILITIES SUPPLY 241800 HEAT TAPE KITS I 0589513 1/18/2018 86.00

HEAT TAPE KITS 201-00-00.523500 86.00

01-0087 OFFICE DEPOT 241801 TONER,PAPER CLIPS,SOAP,MAT,HIL I 100461840001 1/23/2018 306.45

TONER,PAPER CLIPS,SOAP,MAT,HIL 201-00-00.521100 101.13

TONER,PAPER CLIPS,SOAP,MAT,HIL 202-00-00.521100 205.32

01-0087 OFFICE DEPOT 241802 (3)METAL DESK SIGNS I 100461944001 1/26/2018 47.97

(3)METAL DESK SIGNS 201-00-00.521100 15.83

(3)METAL DESK SIGNS 202-00-00.521100 32.14

01-0087 OFFICE DEPOT 241803 BOXES,PENS,TISSUE,LYSOL,CLNR I 101937258001 1/26/2018 393.19

BOXES,PENS,TISSUE,LYSOL,CLNR 201-00-00.521100 129.75

BOXES,PENS,TISSUE,LYSOL,CLNR 202-00-00.521100 263.44

01-0087 OFFICE DEPOT 241804 (2)PAPER TOWELS-WWTP I 101937410001 1/26/2018 41.86

(2)PAPER TOWELS-WWTP 201-00-00.521100 13.81

(2)PAPER TOWELS-WWTP 202-00-00.521100 28.05

01-0087 OFFICE DEPOT 241805 (2)MOPHEADS,GLASS CLEANER I 101937413001 1/26/2018 28.47

(2)MOPHEADS,GLASS CLEANER 201-00-00.521100 9.40

(2)MOPHEADS,GLASS CLEANER 202-00-00.521100 19.07

01-0087 OFFICE DEPOT 241806 TRASHBAGS - WWTP I 101937414001 1/26/2018 11.50

TRASHBAGS - WWTP 201-00-00.521100 3.80

TRASHBAGS - WWTP 202-00-00.521100 7.70

01-0570 OREILLY AUTO PARTS 241807 TRK#21 BRAKES I 1040-425129 1/11/2018 46.40

TRK#21 REAR BRAKES 201-00-00.522210 21.48

TRK#21 FRONT BRAKES 202-00-00.522210 24.92

01-0969 REGIONS CORPORATE TRUST S 241808 BOND PAYMENT - FEB.2018 I 201801305414 1/30/2018 80,629.17

BOND PAYMENT - FEB.2018 201-00-00.101109 26,607.63




01-0969 REGIONS CORPORATE TRUST S 241808 BOND PAYMENT - FEB.2018 I 201801305414 1/30/2018 80,629.17 CONT

BOND PAYMENT - FEB.2018 202-00-00.101109 54,021.54

01-1123 ROBERT F. REDD 241809 REGULAR MEETING 1/25/18 I 201801295409 1/29/2018 84.00

REGULAR MEETING 1/25/18 201-00-00.531800 28.00

REGULAR MEETING 1/25/18 202-00-00.531800 56.00

01-1041 ROBERT S WILSON 241810 IT SUPPORT (8hrs)-JAN.2018 I 2274 1/31/2018 480.00

IT SUPPORT (8hrs)-JAN.2018 201-00-00.538100 158.40

IT SUPPORT (8hrs)-JAN.2018 202-00-00.538100 321.60

01-0743 ROUSES ENTERPRISES LLC 241811 DISTILLED WATER-LAB TESTING I 385676 1/31/2018 11.88

DISTILLED WATER-LAB TESTING 202-00-00.538600 11.88

01-0098 SEA COAST ECHO 241812 AD - 16/17 FINANCIAL STATEMENT I 01556717-001 1/20/2018 33.72

AD - 16/17 FINANCIAL STATEMENT 201-00-00.521100 11.13

AD - 16/17 FINANCIAL STATEMENT 202-00-00.521100 22.59

01-1054 SEYMOUR ENGINEERING 241813 GM(211.25hrs) 11/8/17-12/29/17 I 6450 1/22/2018 24,293.75

GM(211.25hrs) 11/8/17-12/29/17 201-00-00.531110 8,016.94

GM(211.25hrs) 11/8/17-12/29/17 202-00-00.531110 16,276.81

01-0247 SOUTH MS BUSINESS MACHINE 241814 COPIERS MTCE(FEB)+JAN OVRGE I AR317391 1/31/2018 31.71

COPIERS MTCE(FEB)+JAN OVRGE 201-00-00.521100 10.46

COPIERS MTCE(FEB)+JAN OVRGE 202-00-00.521100 21.25

01-0731 STAGE CLEANING SERVICES L 241815 JANITORIAL SERVICE-FEB.2018 I 2571 2/01/2018 397.25

JANITORIAL SERVICE-FEB.2018 201-00-00.538100 131.09

JANITORIAL SERVICE-FEB.2018 202-00-00.538100 266.16

01-0903 TEAM WASTE OF GULF COAST 241816 GARBAGE PICKUP-FEB.2018 I 0000142724 1/20/2018 202.00

GARBAGE PICKUP-FEB.2018 201-00-00.537300 66.66

GARBAGE PICKUP-FEB.2018 202-00-00.537300 135.34

01-0037 TYLER TECHNOLOGIES INCOD 241817 PYMT IMPRT MTCE-3/1/18-2/28/19 I 025-212203 1/24/2018 455.33

PYMT IMPRT MTCE-3/1/18-2/28/19 201-00-00.538100 150.26

PYMT IMPRT MTCE-3/1/18-2/28/19 202-00-00.538100 305.07

01-1047 VOICENATION LLC 241818 ANSWERING SERV-FEB.2018 I 1071-131783 2/01/2018 173.27

ANSWERING SERV-FEB.2018 201-00-00.537300 57.18

ANSWERING SERV-FEB.2018 202-00-00.537300 116.09

01-0313 WALMART COMMUNITY GECRB 241819 CORDS,COUPLERS-OFFICE PHONES I 802600044011 1/30/2018 27.40

CORDS,COUPLERS-OFFICE PHONES 201-00-00.521100 9.04

CORDS,COUPLERS-OFFICE PHONES 202-00-00.521100 18.36

01-0147 WATER and WASTE SPECIALIS 241820 (15)CHLORINE,(55)ACCUTABS I 20596 1/23/2018 1,656.50

(15)CHLORINE,(55)ACCUTABS 201-00-00.538600 1,656.50

----------------------------

TOTAL = 118,584.17

============================

2-05-2018 03:41 PM DOCKET OF CLAIMS PAGE: 1



01-1114 MAGNOLIA CONSTRUCTION COM 241821 LIFT STATIONS 12/19-1/8/18 I 4 2/02/2018 713,925.56

LIFT STATIONS 12/19-1/8/18 203-00-00.651010 312,276.41

LIFT STATIONS 12/19-1/8/18 203-00-00.654010 175,367.67

LIFT STATIONS 12/19-1/8/18 203-00-00.653010 206,796.95

LIFT STATIONS 12/19-1/8/18 202-00-00.563904 19,484.53

----------------------------

TOTAL = 713,925.56

============================

UNAPPROVED

ON AGENDA FOR APPROVAL

Attachment D

Pending FEMA Proceeds 6,638,907.60$ DWSD Bank Accounts:

FEMA/Non-Interest 931,707.08$ Bond Payments 330,313.09$

Bond Reserve Fund 969,964.95$ Customer Deposits $ 521,138.38

O&M $ 1,945,263.36 Bond Proceeds -$

Reserve 230,821.86$ Emergency Reserve Fund 600,787.35$

CIP 8,308,421.96$ Grand Total 20,477,325.63$

Allocated Funds:Pending FEMA Proceeds 6,638,907.60$

FEMA/Non-Interest 931,707.08$ Bond Payments 330,313.09$

Bond Reserve Fund 969,964.95$ Customer Deposits 521,138.38$

Allocated Subtotal: 9,392,031.10$

Grand Total 20,477,325.63$ Allocated Subtotal (9,392,031.10)$

Total Available: 11,085,294.53$

Total Available 11,085,294.53$

Principal Debt Balance 11,340,000.00$

Diamondhead Water & Sewer DistrictTreasurer's Report

01/31/2018

Attachment E

Total Annual Budget

Total Monthly Budget

Total Year-to-Date Actual

Total Monthly Actual % Spent

% Remaining

Water/Sewer Revenues 3,770,000.00$ 314,166.67$ 1,092,811.10$ 328,247.21$ 29% 71%

Water Service Fees 39,000.00$ 3,250.00$ 11,853.24$ 3,041.92$ 30% 70%

Water/Sewer Taps 13,800.00$ 1,150.00$ 7,050.00$ 1,200.00$ 51% 49%

Total OPR Revenues: 3,822,800.00$ 318,566.67$ 1,111,714.34$ 332,489.13$ 29% 71%

Non-OPR Revenues: -$ -$ 6,863.74$ 26.34$ 0% 0%

Total All Revenues: 3,822,800.00$ 318,566.67$ 1,118,578.08$ 332,515.47$ 29% 71%

Wages 1,001,420.00$ 83,451.67$ 282,918.80$ 88,451.04$ 28% 72%

401K Contributions 65,122.00$ 5,426.83$ 20,209.27$ 4,798.93$ 31% 69%

Uniforms 12,000.00$ 1,000.00$ 1,569.30$ 296.48$ 13% 87%

Training 5,000.00$ 416.67$ 300.00$ 300.00$ 6% 94%

Employee Insurance 331,332.00$ 27,611.00$ 109,979.73$ 23,644.51$ 33% 67%

Unemployment 3,080.00$ 256.67$ 28.09$ -$ 1% 99%

Payroll Taxes 76,609.00$ 6,384.08$ 21,352.40$ 5,406.73$ 28% 72%

Office Expense 17,000.00$ 1,416.67$ 2,160.59$ 472.95$ 13% 87%

Office Equipment 11,000.00$ 916.67$ 85.49$ -$ 1% 99%

Vehicle Expense 36,000.00$ 3,000.00$ 5,249.23$ 1,021.19$ 15% 85%

Field Supplies 90,000.00$ 7,500.00$ 3,758.15$ 115.51$ 4% 96%

Field Equipment 25,000.00$ 2,083.33$ 293.99$ 293.99$ 1% 99%

Legal Services 60,000.00$ 5,000.00$ 12,406.42$ 6,041.42$ 21% 79%

Professional Services 189,800.00$ 15,816.67$ 77,558.75$ 50,093.75$ 41% 59%

Commissioner Services 10,942.00$ 911.83$ 2,520.00$ 924.00$ 23% 77%

Travel 3,000.00$ 250.00$ -$ -$ 0% 100%

Insurance Premiums 120,000.00$ 10,000.00$ 46,136.83$ -$ 38% 62%

Utilities 265,000.00$ 22,083.33$ 82,709.86$ 22,154.00$ 31% 69%

Repairs & Maintenance 20,000.00$ 1,666.67$ 1,690.96$ 1,690.96$ 8% 92%

Outside Services 84,000.00$ 7,000.00$ 14,872.36$ 5,037.49$ 18% 82%

Lab, Chemicals & Testing 65,000.00$ 5,416.67$ 12,827.52$ 4,986.87$ 20% 80%

Equipment Rental 12,000.00$ 1,000.00$ 2,152.35$ 623.82$ 18% 82%

Fees/Dues 10,000.00$ 833.33$ 685.00$ 20.00$ 7% 93%

Bond Interest Expense 371,325.00$ 30,943.75$ 158,375.00$ -$ 43% 57%

Total Expenses: 2,884,630.00$ 240,385.83$ 859,840.09$ 216,373.64$ 30% 70%

Revenues - Expenses: 938,170.00$ 78,180.83$ 258,737.99$ 116,141.83$

Bond Principal Note 585,000.00$ 48,750.00$ 585,000.00$ -$ 100% 0%

BUDGET vs ACTUALMonth Ending 1/31/2018

Attachment F

CIP Annual Budget

CIP Monthly Budget

CIP Year-to-Date Actual CIP Monthly Actual % Spent % Remaining

Fire Hydrants-System Imprvmt 37,500.00$ 3,125.00$ -$ -$ 0% 100%

Well #3 Chlorine Imprvmts. 55,000.00$ 4,583.33$ -$ -$ 0% 100%

Radio Read Meters 1,000,000.00$ 83,333.33$ -$ -$ 0% 100%

I&I System Improvements 200,000.00$ 16,666.67$ -$ -$ 0% 100%

I&I CCTV Software/Cradle 30,000.00$ 2,500.00$ 34,640.00$ -$ 115% -15%

Lift Station Repairs (9) 2,000,000.00$ 166,666.67$ 31,635.71$ -$ 2% 98%

Scada Upgrades 100,000.00$ 8,333.33$ 2,019.31$ 2,019.31$ 2% 98%

Sewer Expansion (2016/2017) -$ -$ 2,497.70$ -$ 0% 0% Last FY Budget

Maintenance Restroom 10,000.00$ 833.33$ -$ -$ 0% 100%

Maintenance Shop Lean Too 15,000.00$ 1,250.00$ 2,705.72$ -$ 18% 82%

Door Awnings@Shop/Admin 2,200.00$ 183.33$ -$ -$ 0% 100%

Subtotal 3,449,700.00$ 287,475.00$ 73,498.44$ 2,019.31$

Water Tower 70,000.00$ 5,833.33$ -$ -$ 0% 100%

Equipment Purchase 48,000.00$ 4,000.00$ 15,774.40$ -$ 33% 67%

Truck Purchase 82,000.00$ 6,833.33$ -$ -$ 0% 100%

Subtotal 200,000.00$ 16,666.67$ 15,774.40$ -$

Total CIP: 3,649,700.00$ 304,141.67$ 89,272.84$ 2,019.31$ 2% 98%

Annual Budget YTD in BankPrevious Year:

Tower Reserve 140,000.00$ 140,000.00$ Equipment Purchase 20,000.00$ 20,000.00$ Truck Purchase 80,000.00$ 46,304.43$

+Interest 237.92$ Beginning Account Balance 206,542.35$

Current Year:Tower Reserve 70,000.00$ 23,333.33$ Equipment Purchase 10,000.00$ (12,441.07)$ Truck Purchase 40,000.00$ 13,333.33$

Total 120,000.00$ 24,225.60$ + Interest 53.91$

Reserve Acct. 230,821.86$

CIP BUDGET vs ACTUAL (non-FEMA)Month Ending 1/31/2018

Beginning Budget

Year-to-Date Actual Monthly Actual % Spent % Remaining

Bond Proceeds Cash@10/1/17 -$

Plus Interest Income -$

Less Funds Spent:

WWTP - PW11240 1,231,513.40$ -$

LS REPAIRS - PW8429 314,508.30$ 5,361.07$

LS #13 - PW11247 22,471.22$ 649.83$

LS #1 & #27 - PW11280 229,645.43$ 2,111.94$

Total Public Assistance: -$ 1,798,138.35$ 8,122.84$

-$ 100% Construction being advanced from FEMA on all PWs.

PUBLIC ASSISTANCE BUDGET vs ACTUAL (FEMA)Month Ending 1/31/2018

Balance to Spend:

AN INSURANCE PROPOSAL PREPARED FOR:

DIAMONDHEAD WATER & SEWER DISTRICT

4425 PARK TEN DRIVE

DIAMONDHEAD, MS 39525

PRESENTED BY:

JOHN M. ROSETTI III, CIC, CMS BETZ ROSETTI & ASSOCIATES, INC.

2304 19TH STREET, SUITE 102 GULFPORT, MS 39501

03/01/18 To 03/01/19

DISCLAIMER - The abbreviated outlines of coverages used throughout this proposal are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a

basic understanding of coverages. This is only a summary and the terms and conditions of any policy issued will take precedence over the proposal.

Attachment G

SERVICING TEAM

John M. Rosetti III, CIC, CMS 228-701-0200 OfficeProducer 228-860-1023 Cell

[email protected]

Haidee Gerald, CISR, CRIS, CSRM 228-701-0200 OfficeAccount Manager 228-867-2500 Fax

[email protected]

Lauren Jordan 228-701-0200 OfficeClaims Manager 228-867-2500 Fax

[email protected]

Ashley Singer 228-701-0200 OfficeAssistant Claims Manager 228-867-2500 Fax

[email protected]

1

COMMERCIAL PROPERTY

CARRIER: AMERICAN ALTERNATIVE INSURANCE CORPORATION

CAUSE OF LOSS FORM USED: SPECIAL

Special Form: Provides coverage against All Risk of direct physical loss or damage, except those perils that are specifically excluded in the policy.

PRM# BLD# SUB. OF INS. AMOUNT COIN% DED. VALUATION

000 000 Buildings & $2,282,774 N/A $ 1,000 RC Business Personal Property

2% Inflation Guard

WIND/HAIL EXCLUDED

COVERAGES C AND D: SCHEDULE OF LIMITS Loss of Income Loss sustained up to: $250,000 per occurrence Extra Expense Loss sustained up to: $250,000 per occurrence

PROPERTY COVERAGE EXTENSIONS & LIMITS Extension Limit of Insurance

Accounts Receivable: $250,000 Fine Arts (without certified appraisal): $25,000 (subject to $1,500 per item) Fine Arts (with certified appraisal): $50,000 In Transit or Off Premises: $100,000 Valuable Papers & Records: $50,000 Outdoor Property: $150,000 Trees, Shrubs, Plants and Lawns: $25,000 Software: $500,000

EARTHQUAKE Limit of Insurance - Each Occurrence: $2,282,774 Limit of Insurance - Annual Aggregate: $2,282,774 Deductible - Each Occurrence: $25,000

LOSS PAYEE: Pitney Bowes Global Financial Services, LLC, 2225 American Drive, Neenah, WI 54956

Pitney Bowes Postage Machine

2

COVERAGE HIGHLIGHTS

The following apply unless noted otherwise in this proposal:

Accounts Receivable

• Pays the costs you incur in restoring your accounts receivable records following a covered loss.

• Also pays amounts you are unable to collect if your accounts receivable records cannot berestored.

• Applies on-premises or away from premises.

• Pays up to the limit shown in the above schedule in any one occurrence; optional limits may beavailable.

• Coverage deductible applies subject to maximum $500.

Commandeered Property

• Pays at your request for direct physical loss or damage to commandeered property caused by orresulting from any covered cause of loss.

• Coverage applies only for the time you officially use the commandeered property to manage anemergency situation and the time to return the property.

• Pays the "replacement cost" of the commandeered property and loss of use.

Debris Removal

• Covers up to 25% of the amount paid for direct physical loss to covered property if the expense isincurred as a result of a covered cause of loss.

• Pays up to an additional $100,000 if the debris removal expense exceeds the 25% provided above.

• Pays up to $5,000 of the limit available for debris removal of trees that are damaged by a coveredcause of loss, provided that the trees have damaged your covered real or personal property orprevent access to your premises.

Deductible Waiver

• If a Property claim occurs in conjunction with a claim under a Glatfelter Public Practice AutoPhysical Damage or Inland Marine coverage, only one deductible, the largest, will apply to alllosses.

Equipment Breakdown

• Extends property coverage to include the mechanical breakdown of equipment or the explosion ofpressure vessels at a covered premises. Covered equipment includes such items as covered realproperty or personal property that generates, transmits or utilizes energy, including electroniccommunications and data processing equipment; or during normal usage, operates under vacuumor pressure, other than the weight of its contents. Coverage is extended to include electroniccircuitry impairment, green enhancements and cloud computing. Please refer to the actualProperty Coverage Part for equipment not covered.

• Covers loss of income or extra expense you may suffer if utilities are interrupted as a result of anaccident to covered equipment owned by a landlord or utility company.

• Subject to applicable Property limits and sub-limits as noted here:o Loss of Income: Refer to the property schedule in this proposalo Extra Expense: Refer to the property schedule in this proposalo Expediting Expenses: $100,000 o Hazardous Substances: $250,000

3

o Spoilage: $100,000 o Data Restoration: $500,000 o Green Coverage: $100,000 o Off-Premises Equipment Breakdown: $25,000 o Public Relations: $5,000

Fine Arts

• Pays the fair market value to restore fine arts to its pre-loss condition or replace the item with anidentical object.

• Pays up to $25,000 in any one occurrence (subject to $1,500 per item) without a certifiedappraisal.

• Pays up to the limit shown in the above schedule in any one occurrence with a certified appraisal.

Fire Department Charge

• Pays the fire department charges assumed by contract prior to a covered loss; or when required bylocal ordinance.

• Charges are payable only when a fire department is called to save or protect real property orpersonal property at a premises described in the Declarations.

• No deductible.

• Pays up to $25,000 in any one occurrence.

Fire Extinguishing Recharge Costs

• Will pay the cost to recharge fire extinguishing equipment at your premises regardless of whetherthe discharge was accidental or was the result of a covered cause of loss.

• No deductible.

Limited Fungus, Wet Rot, Dry Rot and Bacteria

• Protects against loss by fungus, wet rot, dry rot or bacteria arising out of occurrences ofwindstorm, hail, explosion, civil commotion, vehicles, aircraft, smoke, vandalism, sprinklerleakage, sinkhole collapse, volcanic action, falling objects, the weight of ice / snow / sleet, orwater damage (and flood if optional flood coverage is purchased).

• Pays up to $25,000 total for all occurrences. Will not pay more than $25,000 even if it continuesto be present or active, or recurs, in a later policy period.

Newly Acquired Property

• Covers newly acquired buildings, buildings under construction, construction materials andsupplies and contents at newly acquired locations.

• Up to 90 days or the end of the policy period.

• Limits are $1,000,000 for buildings and $500,000 for contents.

Ordinance Coverage

• Applies to buildings on a replacement cost basis when damaged by a covered loss.

• Coverage applies to any undamaged portion of your building caused by any law or ordinance that:o Requires demolition of parts of your building not damagedo Regulates the construction or repair of buildings or establishes zoning or land use

requirements, ando Is in force at the time of loss

4

• Includes the cost to demolish and clear the site of the undamaged part of the property and theincreased cost to repair, rebuild or construct the affected building.

• The total paid for the undamaged portion is included within the building limit and does notincrease that limit. The most we will pay for the cost to demolish the undamaged part of theproperty or the increased cost to repair or rebuild shall not exceed 100% of the amount paid forthe initial physical loss or damage or $1,000,000, whichever is greater.

Outdoor Property

• Covers fixed or permanent: items such as exterior signs, antennas, fences, benches, playgroundequipment, hydrants, dumpsters, electric utility power transmission and distribution lines, polesand related equipment owned by the insured not at scheduled premises, if you have buildingcoverage with Glatfelter Public Practice.


Personal Effects

• Will pay the replacement cost for direct physical loss to property on your premises that belongs toyou, your officers, managers, elected or appointed officials, employees, or volunteer workers.


Pollution Remediation Expenses

• Applies on-premises only.

• You have up to 180 days after the date of loss to notify us.

• Pays up to $25,000 in any policy period resulting from a covered cause of loss.

• Pays up to $100,000 in any policy period resulting from a specified cause of loss.

• No coverage for fungus, wet rot, dry rot, virus, bacteria or asbestos.

Preservation of Property

• Pays for any direct physical loss or damage to real or personal property if it is necessary to movethe property from a premises for the purpose of preserving it from direct physical loss or damageby a covered cause of loss.

• Coverage applies while it is being moved or while temporarily stored at another location.

• Loss or damage must occur within 90 days after the property is first moved.

Real or Personal Property in Transit or Off Premises


• Coverage applies to covered real or personal property while in transit or temporarily off premises.Computer hardware is covered while off premises.

Software

• Coverage for the cost of restoring, researching, replacing, or reproducing electronic data or themedia on which it is stored and any resulting loss of income and extra expense.

• Covered causes of loss include computer virus and intentional destruction by employee.



5

Trees, Shrubs, Plants & Lawns

• Covers against loss by fire, lightning, explosion, civil commotion, aircraft, vehicles andvandalism up to $25,000 any one occurrence subject to a $1,000 maximum for any single tree,plant or shrub.

Valuable Papers & Records

• Coverage for the cost of restoring, researching, replacing, or reproducing your documentsfollowing a covered loss.



• Coverage deductible applies subject to maximum $500.

Arson, Theft or Vandalism Information Reward

• We will reimburse you for the payment of rewards that you actually incur which provideinformation related to arson fire, theft or vandalism, subject to certain conditions.

• Pays up to $25,000 per loss.

• No deductible applies.

Lock Replacement

• Covers the necessary expense you incur to replace locks, lock cylinders and keys, electronic orotherwise, after a covered theft of your covered property.

• Pays up to $25,000 per occurrence.

• No deductible.

Spoilage due to Off "Premises" Electrical Service Interruption

• Covers damage and expense that are the result of an interruption of electrical power service toyour premises. The interruption must result from direct physical loss or damage by a coveredcause of loss to the off premises power supply equipment.

• Coverage applies to:o Physical damage to perishable goods due to spoilage;o Physical damage to perishable goods due to contamination from the release of refrigerant,

including but not limited to ammonia;o Any necessary expenses you incur to reduce the amount of loss and does not exceed the

amount of loss.


Water Contamination Notification Expense Coverage

• Pays all necessary printing, mailing and other expenses you incur when you are required by lawor regulatory authority to notify your customers of actual or possible water contamination.

• Pays up to $25,000 in any one policy period.

• No deductible.

Claim Expense

• Covers the cost of your employees taking inventories and preparing statements of loss.


• Coverage is not extended for any expenses billed by an independent or public adjuster to prepareclaims.

6

Building Glass - Tenant

• Covers loss or damage to building glass if you are a tenant and have a contractual responsibilityto insure the glass.

Damage to Building from Theft

• Covers damage caused by theft or attempted theft to a building that you occupy, but do not own,and for which you have a contractual obligation.


Non-Owned Detached Trailers

• Covers non-owned trailers used in your business in your care, custody or control at the premises,and for which you have a contractual obligation.


Crisis Incident Response Coverage (Municipalities & Special Districts)

• Covers crisis response management expenses and post-crisis counseling services.

• Pays up to $25,000 in any one crisis incident.


• Coverage only applies to your operations that are not related to educational institutions.

7

COMMERCIAL PROPERTY (4475 MAIN OFFICE/STORAGE)

CARRIER: LLOYD'S OF LONDON

CAUSE OF LOSS FORM USED: SPECIAL

Special Form: Provides coverage against All Risk of direct physical loss or damage, except those perils that are specifically excluded in the policy.

LOC# BLD# SUB. OF INS. AMOUNT COIN% DED. VALUATION

4475 Park Ten Drive, Diamondhead, MS 39525 – Main Office

1 1 BUILDING $ 2,968,782 0% $ 5,000 RC

BPP $ 100,000 0% $ 5,000 RC

4475 Park Ten Drive, Diamondhead, MS 39525 – Storage Building

1 2 BUILDING $ 80,200 0% $ 5,000 RC

ADDITIONAL COVERAGES SUBLIMIT

Debris Removal 25% of Loss or $10,000 Preservation of Property 30 Days Fire Department Service Charge $10,000 Pollutant Clean up And Removal $10,000 Increased Cost of Construction Lesser of 5% of Building Limit or $10,000 Electronic Data $5,000

COVERAGE EXTENSIONS SUBLIMIT

Newly Acquired or Constructed Property - Building Lesser of Building Limit or $250,000 Newly Acquired Business Personal Property Lesser of BPP Limit or $100,000 Personal Effects and Property of Others $5,000 Property Off Premises $15,000 Outdoor Property $10,000 Limited to $250, per tree, plant or shrub Non-Owned Detached Trailers Lesser of BPP Limit or $5,000

Coverages Under ICAT Endorsements

Coverage Sublimit

Sewer, Drain, and Sump Back-Up, or Overflow Cause of Loss Extension $15,000 Perimeter Extension Increased to 1000 Feet Utility Services - Direct Damage: $10,000 Wind Driven Rain $100,000

The following coverages apply only if a Limit for Business Personal Property ("BPP") is shown. These

coverages are limited to the lesser of the sublimit listed below or the Limit shown for BPP:

Theft, Disappearance, or Destruction of Money and Securities $2,500

11

Robbery of a Custodian or Safe Burglary (Money and Securities Only) $2,500 Accounts Receivable $25,000 Valuable Papers and Records $25,000 Commercial Fine Arts $10,000 Tenant Glass $10,000 Spoilage $10,000

Equipment Breakdown Additional Coverages and Sublimits

These coverages are limited to the lesser of the sublimit listed below or the Policy Limit

Pollutant Clean Up and Removal: $250,000 Expediting Expenses: Included Refrigerant Contamination: $250,000 Spoilage: $250,000 CFC Refrigerants: Included Computer Equipment: Included Valuable Papers and Records: Part of Valuable Papers and Records Limit Stated Above Environmental, Safety, & Efficiency Improvements: Up to 150% of non-"Improved" Replacement Property Green Environmental & Efficiency Improvements: Lesser of 150% of non-"Green" Cost or 100,000 Service Interruption: Included if coverage for BI/EE is Shown Above

TERMS AND CONDITIONS

• Cancellation by Named Insured may result in a material wind-season cancellation penalty if coveragewas provided for any portion of wind season (June 1st through November 30th).

• Minimum earned premium is 25%.• Coinsurance does not apply.• All policy and inspection fees are fully earned.• Risks located on the National Historic Registry are not eligible for coverage.• Certain risks are subject to financial review.• All bound risks will be inspected. Any bound risks which do not meet underwriting guidelines or

which differ from the information submitted to Us may be subject to increased premium orcancellation.

• Flood coverage is excluded.• Occurrence Limit of Liability• Additions under Construction Changes and Limitations• Additional Property Not Covered.• Aluminum Wiring Exclusion.• Asbestos and Sick Building Exclusion.• Prior Loss Exclusion.• Seepage and Pollution Exclusion.• NBCR Exclusion.• Electronic Data Recognition Exclusion.• NMA0464 War and Civil War Exclusion• OFAC Notice

12

General Liability


COVERAGE WRITTEN ON: OCCURRENCE FORM

COVERAGE LIMITS

LIABILITY: General Aggregate Limit $ 3,000,000 Products/Completed Operations Aggregate Limit $ 3,000,000 Personal/Advertising Injury Limit $ 1,000,000 Each Occurrence $ 1,000,000 Fire Damage Limit - Any One Fire $ 1,000,000 Medical Payments Expense - Any One Person $ 10,000

General Liability Schedule of Exposures

CLASS CLASSIFICATION PREM BASIS

99943/98810 Water Companies/Sewage Disposal 650,000 44444 Failure to Supply If Any

Vacant Land (311 Noma Drive) 6.2 Acres

This coverage contains the following three sections:

Coverage A. Bodily Injury and Property Damage Liability protects you when claims are made against you because of injury to others or damage to their property, unless caused by an auto.

Coverage B. Personal and Advertising Injury Liability protects you when claims are made against you because of injury to others arising from offenses such as slander or violation of a person´s privacy.

Coverage C. Medical Expense pays medical expenses requested by you in writing for bodily injury caused by an accident on your premises or because of your operation. These expenses are payable even if the injury occurred through no fault of your own.

Water or Wastewater Professional Activity Liability

Covers you for liability for acts, errors or omissions from your activities treating potable water or the collection and treatment of wastewater.

13

COVERAGE HIGHLIGHTS


Defense Costs

• Payable in addition to the Limits of Insurance.

Bodily Injury

• Bodily Injury includes mental anguish and mental injury, shock, fright or death resulting frombodily injury, sickness or disease.

Contractual Liability

• Covers you for the liability you agreed to assume of another party, either orally or in writing, butnot for the sole negligence of the other party.

• The claim must be otherwise covered (not excluded).

Damage to Property of Persons Receiving Services

• Covers you for liability for a personal property loss suffered by a member of the public receivingservices from you, provided the loss is caused by theft, physical damage or disappearance.

• Subject to a $100 deductible each occurrence.

• Coverage is limited to firefighting, emergency medical services or rescue squad units.

"Good Samaritan" Liability

• Covers volunteer members and employees for liability arising from actions on their own to renderservices at the scene of an emergency requiring immediate action.

• Applies to professional health care or any other services.

• To qualify as a "Good Samaritan", the individual must act independently of your organization orany other organization.

Damage to Premises Rented to You (including Fire Damage Legal Liability)

• Covers you for liability for damages, due to "property damage" caused by "specified perils", toany one premises while rented to you or temporarily occupied by you with permission of theowner.

Unmanned Aircraft (Drones)

• Covers you for unmanned aircraft owned, operated, rented or loaned to you.

• Unmanned aircraft means an aircraft weighing 15 pounds or less that is not designed,manufactured or modified after manufacture to be controlled directly by a person from within oron the aircraft.

• Unmanned aircraft includes equipment used with the unmanned aircraft, provided suchequipment is attached to or essential for its operation.

Pollution Liability

• Covers you for bodily injury or property damage arising out of a pollution incident resulting fromany of the following:

o heat, smoke or fumes from a hostile fireo escape of fuels or lubricants from mobile equipment

14

o escape or back-up of sewage or wastewater if property damage occurs away from landyou own or lease

o storage and/or application of pesticides or herbicideso potable water which you supply to otherso chemicals you use in your water or wastewater treatmento chemicals you use or store in your classrooms and laboratorieso chemicals you apply, use or store for your ownership, maintenance or operation of

swimming pools application, use or storage of road salt or similaro substances designed and used for snow and ice removal from road and similar surfaceso natural gas or propane gas used in your treatment process

All pollution incidents must be accidental, unintended and stopped as soon as possible.

Watercraft Liability

• Covers you for bodily injury or property damage arising from your use of the following:o non-owned boats (unless carrying persons or property for a charge)o owned boats that are not powered by motorso owned boats that are powered by motors of not more than 100 horsepower, and jet skis

and wave runners regardless of horsepower

Failure to Supply Water

• Coverage is included for failure to supply water and is not subject to the ISO sudden andaccidental restriction.

Public Use of Property

• No coverage is provided for claims arising out of the principles of eminent domain, includingcondemnation, adverse possession, and dedication by adverse use, or inverse condemnation.

15

Equipment Floater / Inland Marine


SCHEDULED EQUIPMENT

DEDUCTIBLE $1,000

VALUATION: ACTUAL CASH VALUE

ITEM YEAR DESCRIPTION ID/SERIAL # LIMIT 1 FAST RESP DIESEL MOBILE GENERATOR 279537 $ 30,000

KOHLER 125R0ZJ71 2 2005 BACKHOE CAT0420DPFD24502 $ 50,000

CATERPILLAR 420D 3 2010 BACKHOE DJL00207 $ 90,000

CATERPILLAR CAT420E

4 2008 250 KW GENERATOR-MOBILE 2099038 $ 50,000 ESSE SD135

5 2008 GENERATOR WEATHERHOUSE ENCLOSURE GWE-A2 $ 25,000 ESSE SD135

6 2015 EXCAVATOR AR1K12184 $ 41,000 BOBCAT E35X

7 2014 2.5" RHPPDF MOLE INC L SONDE KIT 136312 $ 9,802 EARTHTOOL/HAMMERHEAD

8 2015 BYPASS PUMP W/TRAILE R 14623353/06 $ 38,990 GODWIN CD150M6

9 2016 ENCLOSED CARGO TRAILER GH034328 $ 80,000 ARISING 714STDW

$ 414,792

LIMIT DEDUCTIBLE Coverage A - Blanket Tools and Equipment: $10,000 * $1,000 Coverage B - Scheduled Equipment: See schedule above See schedule above Coverage C - Blanket Emergency Services Equipment: Not Covered * subject to a per item limit of $10,000

Rented or Borrowed Equipment Extension Limit: $100,000

Watercraft Extension Limit: $25,000

16

This coverage contains the following three sections:

• Coverage A. Blanket Tools and Equipment protects you for direct physical loss or damage causedby or resulting from any covered cause of loss to your tools and equipment.

Tools and equipment means any portable equipment or tool, together with attached devices,accessories and trailers that are used in your operations. This covers tools or equipment, such as handtools, power tools, mechanics tools, saws, maintenance or diagnostic equipment, generators, aircompressors, materials handling equipment, outdoor portable seating, food service trailers notlicensed for road use. It also includes mobile equipment such as bulldozers, backhoes, excavators andgraders.

Note: If an item is scheduled under Coverage B. Scheduled Equipment, there is no coverage for suchitem under Coverage A Blanket Tools and Equipment or Coverage C Blanket Emergency ServicesEquipment.

A deductible applies to Blanket Tools and Equipment coverage.

• Coverage B. Scheduled Equipment protects for direct physical loss or damage caused by orresulting from any covered cause of loss to equipment owned by you that is specifically listed.

A deductible applies to each Scheduled Equipment item. The amount of the deductible(s) is indicatedin the Coverage B - Scheduled Equipment section below.

• Coverage C. Blanket Emergency Services Equipment protects for direct physical loss or damagecaused by or resulting from any covered cause of loss to Blanket Emergency Services Equipmentowned by you.

Emergency Services equipment means items such as portable law enforcement, firefighting,ambulance, rescue, and communications equipment, including trailers whose primary purpose is totransport covered Emergency Services equipment. It also includes firearms, radar speed timing units,training videos, manuals, and mannequins.

A deductible applies to Blanket Emergency Services Equipment coverage.

17

COVERAGE HIGHLIGHTS


Debris Removal

• Pays the expense you incur in removing debris of covered tools and equipment, emergencyservices equipment, or scheduled equipment after direct physical loss or damage caused by orresulting from any covered cause of loss.


Tools and Equipment Owned by Your Employees

• Pays the replacement cost of tools and equipment used in the course of your operation belongingto your employees or volunteers.


• Pays up to $25,000 in any one occurrence (if no other coverage is available to the owner of thetools and equipment).

Emergency Services and Law Enforcement Personal Effects

• Extends Blanket Emergency Services Equipment to pay the cost to replace personal effectsbelonging to emergency service or law enforcement employees or volunteers while away fromyour premises and en route to, performing, or returning from an emergency service or lawenforcement duty.

• Pays up to the actual replacement cost, on a primary basis, for the lost or damaged personaleffects in any one occurrence.

• No deductible applies under this extension.

Rented or Borrowed Equipment

• Coverage A and C: Extended to pay for Tools and Equipment and Emergency ServicesEquipment not owned by you, but that is temporarily in your possession; pays up to the lesser ofthe replacement cost of the item or $10,000 in any one occurrence.

• Coverage B Scheduled Equipment: Extended to pay for equipment not owned by you, but that istemporarily in your possession; the most paid in any one occurrence is the lesser of the actualcash value of the damaged equipment or $100,000; higher limits are available.

• $1,000 deductible applies.

• The coverage provided is primary.

Rental Reimbursement for Scheduled Equipment

• Coverage B Scheduled Equipment: Extended to reimburse you for the expenses you incur to rentsubstitute equipment while your scheduled equipment is inoperable due to direct physical loss ordamage caused by or resulting from a covered cause of loss.

• A 72-hour waiting period applies.

Unmanned Aircraft (Drones)

• Pays to repair or replace your lost or damaged unmanned aircraft.

• Coverage does not apply when the unmanned aircraft is:o rented, leased or loaned to others without an operator who is your employee or volunteero used in any professional or organized racing, demolition or stunting activity. This

includes practicing for such activity.

18

• $500 deductible applies.


Fire Department Charge

• Pays the fire department charges as a result of direct physical damage to your tools andequipment, scheduled equipment, or emergency service equipment due to a covered cause of loss.

• No deductible.


Fire Extinguishing Recharge Costs

• Will pay the cost to recharge fire extinguishing equipment at your premises regardless of whetherthe discharge was accidental or was the result of a covered cause of loss.

• No deductible.

Newly Acquired Scheduled Equipment

• Covers newly acquired Scheduled Equipment or similar to that listed in the respective schedules,for a period of 30 days from date of acquisition.

• $1,000 deductible applies.

• Pays replacement cost not to exceed purchase price.

Deductible Waiver

• If an Inland Marine claim involving Coverage A and/or Coverage C occurs in conjunction with aclaim under a Glatfelter Public Practice Auto Physical Damage or Property coverage, only onedeductible, the largest, will apply to all losses.

19

Commercial Crime – Blanket Employee


INSURING AGREEMENT LIMIT OF DEDUCTIBLE

INSURANCE AMOUNT

Employee Theft $25,000 per Loss $250 per Loss

Forgery or Alteration $25,000 per Occurrence $250 per Occurrence

Inside the Premises - Theft of Money & Securities

$25,000 per Occurrence $250 per Occurrence Inside the Premises - Robbery/Safe Burglary

$5,000 per Occurrence $250 per Occurrence

Outside the Premises $25,000 per Occurrence $250 per Occurrence

Computer and Funds Transfer Fraud $20,000 per Occurrence $250 per Occurrence

Money Orders $10,000 per Occurrence $250 per Occurrence

Fraudulent Impersonation $10,000 per Occurrence $250 per Occurrence

Coverage provides reimbursement for the loss of your money or other property on a loss sustained basis resulting from dishonest acts of your employees or volunteers. For governmental entities, Glatfelter Public Practice insures these employee theft exposures on the Government Crime form on a Per Employee or Per Loss basis. A Faithful Performance of Duty coverage extension is included if statutorily required. On the Commercial Crime form for non-governmental entities, Glatfelter Public Practice insures Employee Theft on a Per Loss basis. Other Crime coverages include Forgery or Alteration, Money & Securities, Computer and Funds Transfer Fraud, Money Orders and Counterfeit Paper Currency, and Fraudulent Impersonation.

Coverage does not apply to any public officials or employees whose positions require separate bonds such as a tax collector or treasurer.

20

Commissioner Bond

CARRIER: OLD REPUBLIC

COVERAGES LIMIT DED.

SCHEDULE:

John Kirschenbaum $50,000 $250

Kenneth J. Edmonds, Jr $50,000 $250

David Ferrell Boan $50,000 $250

Robert F. Redd $50,000 $250

Ben Taylor $50,000 $250

21

Commercial Automobile


Coverage Symbol Limit

Combined Single Limit for Bodily Injury 1 $1,000,000 & Property Damage (each accident):

"No Fault" or Statutory Personal Injury Protection:

Auto Medical Payments: 7 $5,000

Uninsured Motorists: 2 $1,000,000

Underinsured Motorists: 2 $1,000,000

Physical Damage Comprehensive: 7, 8 see schedule below

Physical Damage Collision: 7, 8 see schedule below

22

VEHICLE SCHEDULE:

YEAR MAKE MODEL COMP

DED. COLL

DED. GARAGE LOC. VEHICLE I.D.

2004 Ford F350 Super Diamondhead 1FDWF36S14EC95374

2005 Internatio 7400 1,000 1,000 Diamondhead 1HTWCAZR05J187270

2008 Ford F250 Super 1,000 1,000 Diamondhead 1FTSX20578EA08087

2007 Ford F150 4x4 1,000 1,000 Diamondhead 1FTPW14V27FA82183

2011 Freightlin M2106 1,000 1,000 Diamondhead 1FVACXDT6BDAX0758

2012 Chevrolet TahoeC1500 1,000 1,000 Diamondhead 1GNLC2E00CR240973

2012 Dodge Ram 1500 1,000 1,000 Diamondhead 1C6RD6KT5CS323143

2013 Chevrolet C3500 Silv 1,000 1,000 Diamondhead 1GB3CZCG8DF115700

2013 Chevrolet C2500 Silv 1,000 1,000 Diamondhead 1GB2CVCG7DZ176488

2013 Chevrolet C2500 Silv 1,000 1,000 Diamondhead 1GB2CVCG6DZ178099

2000 C & W Diamondhead 46CFB1626YM000880

2010 Kaufman Diamondhead 5VGFD2223AL002870

2013 GEM ES 1,000 1,000 Diamondhead 52CG2SGA0D0003709




2014 Ford F550 Super 1,000 1,000 Diamondhead 1FDUF5HY1EEB68579

2015 Ford F150 Super 1,000 1,000 Diamondhead 1FTEX1CF9FFB14298

2016 Ford F150 1,000 1,000 Diamondhead 1FTMF1C8XGFA65159

2016 Nissan FrontierSV 1,000 1,000 Diamondhead 1N6BD0CT0GN741200

2016 Nissan FrontierSV 1,000 1,000 Diamondhead 1N6BD0CT7GN739928

2016 Freedom Cargo Diamondhead 5WKBE1216G1039745

2005 Chevrolet C7500 1,000 1,000 Diamondhead 1GBM7C1C35F530592

2016 ARISING 714STDW Diamondhead 5YCBE1420GH034328

2017 Ford F250 1,000 1,000 Diamondhead 1FT7X2A64HED33423

23

DRIVER SCHEDULE:

NAME

Cheryl Ladner

Robyn Reiter

Toni Wilson

Lacey Barr

Gilbert Tosso

Kirk Edmonson

John Cumberland

Jeromy Cuevas

Donald Scheid

Totee Sharkey

Russell Necaise

Heath Dubuisson

Ryan Ralph

Kodie Koenenn

Joseph Higginbotham

Jarvis Bracknell

Victor Hammett

Joshua Wood

Jody Ivy

Thomas Carden

Lawrence Dambrino

24

COVERAGE HIGHLIGHTS


Liability on "Any Auto" basis

• Covers your liability for owned, hired or non-owned autos

Temporary Substitute Vehicle Liability

• Coverage is provided when a replacement vehicle is loaned to you while a coveredvehicle is temporarily out of service.

• Coverage is on a primary basis.

Uninsured Motorist/Underinsured Motorist

• Covers bodily injury (and property damage where required by law) sustained by aneligible party caused by a negligent uninsured/underinsured motorist per state laws.

Hired Car Physical Damage

• Coverage for hired, borrowed or commandeered vehicles on an actual cash value basis.

• Coverage is primary.

Deductible Waiver

• If an Auto Physical Damage claim occurs in conjunction with a claim under a GlatfelterPublic Practice Inland Marine or Property coverage, only one deductible, the largest, willapply to all losses.

Airbag Coverage

• Covers loss caused by accidental discharge of an airbag.

Elected or Appointed Officials - Commissions as Insureds

• Covers your elected or appointed officials while using a covered auto you do not own,hire or borrow, while performing duties related to the conduct of your business.

• Covers commissions, authorities, boards or agencies, their commissioners, officers andmembers while using a covered auto you do not own, hire or borrow, but only whileacting within the authority granted by you and only performing duties related to theconduct of your business.

Knowledge of Accident

• Failure of any agent, volunteer worker or employee of the insured, other than anemployee authorized by you to give or receive notice of an accident, claim, suit or loss, tonotify us of any accident, shall not invalidate insurance afforded by the policy.

25

Public Officials and Management Liability


This coverage contains the following two sections:

Coverage A. Liability for Monetary Damages protects you when claims are made against you for monetary damages arising out of a wrongful act, employment practices offense or employee benefits administration offense resulting from your operations. Coverage does not apply to bodily injury, property damage or personal and advertising injury, except when resulting from a covered employment practices offense.

Coverage B. Defense Expense for Injunctive or Declaratory Relief reimburses reasonable defense expenses you incur to defend an injunctive or declaratory relief action arising out of a wrongful act, employment practices offense or employee benefit administration offense resulting from your operations.

Policy Type: Claims Made

COVERAGES LIMIT

Coverage A: Coverage A includes Employee Benefits Liability $1,000,000 Each Wrongful Act or Offense

Coverage B: $5,000 Each Action

Aggregate Limit: $3,000,000 Coverage A and B Combined

Coverage A Deductible: $0

Retroactive Date: 3/1/2011 Applies to Claims Made coverage only

26

Workers Compensation

CARRIER: BRIDGEFIELD CASUALTY

COVERAGE LIMIT PER

WORKERS COMPENSATION BENEFITS (A): States: MS

EMPLOYERS LIABILITY (B): Bodily Injury by Accident $ 1,000,000 Each Accident Bodily Injury by Disease $ 1,000,000 Policy Limit Bodily Injury by Disease $ 1,000,000 Each Employee

ADDITIONAL COVERAGES: Other States Coverage / (Except Monopolistic States)

TERMS AND CONDITIONS Partners or Officers to be Excluded:

John Kirschenbaum Kenneth J. Edmonds, Jr David Ferrell Boan Robert F. Redd Ben Taylor

EXPERIENCE MODIFICATION: Experience Modification Factor .81

ESTIMATED PAYROLLS:

CLASSIFICATION STATE CODE PAYROLLS

Waterworks Op & Dvrs MS 7520 $ 217,818 Sewage Disposal Plnt MS 7580 $ 583,542 Clerical MS 8810 $ 185,214

27

Umbrella Liability Proposal


COVERAGE LIMIT PER

Limit of Liability $5,000,000 Each Occurrence

$5,000,000 Annual Aggregate

Excess Liability coverage protects you with the following:

• Excess limits above the limits of your applicable scheduled underlying Auto Liability, GeneralLiability, Public Officials and Management Liability and Cyber Liability coverage parts subjectto specific exclusions or limitations shown on the Excess Liability coverage.

• Excess coverage will apply when scheduled underlying policies have been exhausted.

Policy Type: Follow Form Excess

UNDERLYING COVERAGES:

Commercial Liability $1,000,000 Each Occurrence $3,000,000 General Aggregate $3,000,000 Products Aggregate $1,000,000 Personal Injury

Auto Liability $1,000,000 Combined Single Limit

Employers Liability $1,000,000 B.I. Each Accident$1,000,000 B.I. by Disease Policy Limit$1,000,000 B.I. by Disease ea. Emp.

Public Officials and Management Liability $1,000,000 Each Wrongful Act or Offense $3,000,000 Aggregate

Cyber Liability $1,000,000 Each Electronic Info Sec Event

28

WIND

CARRIER: LLOYDS OF LONDON


4425 Park Ten Drive, Diamondhead, MS 39525 Main Admin Bldg.

1 1 BUILDING $ 300,000 80% 2%/$25k RC BPP $ 200,000 80% 2%/$25k RC

5331 Oak Park Drive, Diamondhead, MS 39525 Maintenance & Garage Building

2 1 BUILDING $ 354,000 80% 2%/$25k RC BPP $ 100,000 80% 2%/$25k RC

2% Named Storm Deductible $25,000 All Other Wind Deductible Premium Fully Earned

29

WIND

CARRIER: MS WINDSTORM UNDERWRITING ASSN


4455 Park Ten Drive, Diamondhead, MS 39525 LS#28 Pump/Motor/Elec Panel

1 1 BUILDING $ 25,594 90% 2% RC

8813-1 Alawai Ave, Diamondhead, MS 39525 LS#19 Pump/Motor/Elec Panel

2 1 BUILDING $ 25,594 90% 2% RC

8930-1 Ana Hola Court, Diamondhead, MS 39525 LS#18 Pump/Motor/Elec Panel

3 1 BUILDING $ 25,594 90% 2% RC

10815 Apua Street, Diamondhead, MS 39525 LS#13 Pump/Motor/Elec Panel

4 1 BUILDING $ 25,594 90% 2% RC

994-1 Polo Ct, Diamondhead, MS 39525 LS#16 Pump/Motor/Elec Panel

5 1 BUILDING $ 25,594 90% 2% RC

4425 Park Ten Drive, Diamondhead, MS 39525 Trailer 1 6 1 BUILDING $ 30,000 90% 2% RC

BPP $ 25,000 90% 2% RC

4425 Park Ten Drive, Diamondhead, MS 39525 Trailer 2

6 2 BUILDING $ 30,000 90% 2% RC

BPP $ 25,000 90% 2% RC

Wind deductible is 2%, subject to a minimum of $750

30

FLOOD

CARRIER: NATIONAL FLOOD INSURANCE PROGRAM/AMERICAN BANKERS

PROPERTY LOCATION LISTING

LOCATION # ADDRESS

PRM# BLD# SUB. OF INS. AMOUNT DED. VALUATION

4425 Park Ten, Diamondhead, MS 39525

2 1 BUILDING $ 350,000 $1,000 RC

31

CYBER LIABILITY & PRIVACY CRISIS MANAGEMENT


Coverage D. Cyber Liability protects you when claims are made against you for monetary damages arising out of an electronic information security event.

Coverage E. Privacy Crisis Management Expense reimburses for expenses you incur as a result of a privacy crisis management event first discovered during the policy period. This first party coverage is intended to provide professional expertise in the identification and mitigation of a privacy breach while satisfying all Federal and State statutory requirements.

Coverage F. Cyber Extortion Expense reimburses for expenses you incur as a result of a cyber extortion threat first made against you during the policy period.

Coverage D - Cyber Liability

Each Event Limit: $1,000,000 Each Electronic Information Security Event Retroactive Date: 10/23/2015

Coverage E - Privacy Crisis Management Expense

Each Event Limit: $250,000 Each Privacy Event Retroactive Date: 10/23/2015 Deductible: $0 Each Privacy Event

Coverage F - Cyber Extortion Expense

Each Event Limit: $20,000 Each Cyber Extortion Threat Deductible: $0 Each Cyber Extortion Threat

Coverage E - Privacy Crisis Management Expense and Coverage F - Cyber Extortion Expense

Aggregate Limit: $250,000 Aggregate

32

COVERAGE HIGHLIGHTS

Cyber Liability

• Coverage applies to each electronic information security event which includes:o Transmission of malware from your computer system to a third party;o The inability of an authorized user to access your web site or your computer system because of a

denial of service attack;o A personal identity event or corporate privacy event caused by information that is obtained or

released directly from your computer system.

• As used in this definition, a denial of service attack means an intentional attack directly on your computersystem that prevents or slows down access to your web site or your computer network. However, a denialof service attack which affects the internet at large and is not directed at your computer system is not anelectronic information security event.

Personal Identity Event or Corporate Privacy Event

• What is a personal identity event or corporate privacy event?o Unauthorized disclosure of or failure to protect identifiable or confidential corporate information

from misappropriation;o The failure to disclose or warn of an actual or potential disclosure of misappropriation of

personally identifiable or confidential corporate information;o Violation of any federal or state privacy statute pertaining to the disclosure or misappropriation of

personally identifiable or confidential corporate information.

Privacy Crisis Management Expense Coverage

• Pays on behalf applicable reasonable and necessary fees because of a privacy event which includes:o To conduct a computer forensic analysis to determine the cause and extent of the privacy event;o Provide a crisis management review and advice by an approved independent crisis management

or legal firm;o Notification to affected parties for printing, advertising, mailing of materials or other costs;o Travel expenses by directors and employees to mitigate damages;o Call center services for credit monitoring as well as identity theft education and assistance for

affected individuals.

• Privacy crisis management expenses shall not include:o Compensation, fees, benefits or overhead of any insured or "employee" of any insured;o Costs or expenses that would have been incurred in the absence of the "privacy event";o Costs or expenses associated with upgrading, maintaining, improving, repairing or remediating

any "computer system", procedures, services or property as a result of a "privacy event".

Privacy Event

• What is a Privacy Event?o Unauthorized disclosure by you of personally identifiable or confidential corporate information or

your failure to protect personally identifiable or confidential corporate information frommisappropriation;

o Failure to disclose or warn of an actual or potential disclosure or misappropriation of personallyidentifiable or confidential corporate information;

o Violation of any federal or state privacy statute pertaining to the disclosure or misappropriation ofpersonally identifiable or confidential corporate information.

33

Cyber Extortion Expense

• Reimburses you for expenses paid in response to a cyber extortion threat.

Cyber Extortion Threat

• What is a cyber extortion threat? A cyber extortion threat is a demand for monetary payment based on acredible threat directly involving your computer system (not the internet at large) to:

o Launch a denial of service attack;o Steal, release or publish personally identifiable information or confidential corporate information;o Alter, damage or destroy electronic data;o Cause you to transfer, pay or deliver any funds or property without your authorization.

Coverage Territory

• For cyber liability, privacy crisis management expense and cyber extortion expense coverage, thecoverage territory means worldwide, but the event and suit must take place in the U.S., Puerto Rico orCanada.

34

Premium Summary

COVERAGE EXPIRING PREMIUM RENEWAL PREMIUM

Commercial Package * $54,852.00 $46,722.00

Workers Compensation $16,071.34 $16,939.02

Wind/Hail – Lloyds $ 9,126.98 $6,460.74

Wind/Hail – MWUA $ 4,214.00 $ 3,341.00

Employee Theft & Forgery – Blanket $Included in Package $Included in Package

Employee Theft & Forgery – Scheduled $Included in Package $Included in Package

Flood $ 4,071.00 $ 1,886.00

Property (4475 Main Office/Storage) $11,096.08 $14,638.55

Commissioner Bond $Included in Package $ 660.00

Total $99,431.40 $90,647.31

*Expiring Premiums listed above are actual premiums paid. Positive and Negative endorsements

throughout the year have been calculated in these premiums.

* PACKAGE POLICY INCLUDES THE FOLLOWING COVERAGES:

Property (excluding wind) Inland Marine/Equipment Floater General Liability Cyber Liability and Privacy Crisis Management Expense Public Officials and Management Liability Commercial Crime – Blanket Employee Business Auto Umbrella Commissioner Bond

35

NOTES:

Property (Package Policy)– Last years’ renewal proposal showed a total insured value of $3,113,774. This year’s total insured value is $2,282,774.

• On 07/01/17, the Trailer #2 BPP limit was amended from $130,000 to $25,000.

Description Address BPP Decrease

Trailer 2 4425 Park Ten Drive $ 25,000 $ (105,000)

• On 07/25/17 the below locations were removed from coverage for a total of $726,000.

Description Address Building BPP

Plant Storage Building 311 Noma Drive $ 5,000 $ 10,000

Plant Office Building 311 Noma Drive $ 5,000 $ 61,000

Plant Lab Building 311 Noma Drive $ 5,000 $ 35,000

Plant Restroom 311 Noma Drive $ 5,000

Plant Sludge Press Building 311 Noma Drive $ 200,000 $ 400,000

$ 220,000 $ 506,000

$ 726,000

Property (4475 Main Office/Storage) – The expiring premium was $11,096.08. Note that the storage building was added to the policy effective 06/09/17 therefore only a prorated premium of $498.71 was charged.

Workers Compensation – The estimated payroll at renewal was $654,843. After the 2016/2017 audit was performed, the 2017/2018 payroll was automatically adjusted by the carrier to $911,983. The estimated payroll for the renewal is $986,574. The Experience Mod has decreased from .83 to .81. Although the payroll increased, the rates decreased.

General Liability – The Medical Payments Expense - Any One Person was increased by the carrier from $5,000 to $10,000.

36

Auto – Last years renewal proposal showed a total of 21 autos and 4 trailers. This year’s renewal shows 21 autos and 4 trailers. A 2017 Ford F250 was added to the schedule and a 2008 Ford F250 was removed from the schedule.

Year Make Model Vin Cost New Premium Description

2017 Ford F250 1FT7X2A64HED33423 $ 34,870 +871.00 Added 05/03/17

2008 Ford F250 Super Duty 1FTSX20558EA08086 $ 24,000 -$513.00 Removed 08/17/17

MWUA – Last year’s renewal proposal showed a premium of $5,792. On 07/01/17, the Trailer #2 BPP limit was amended from $130,000 to $25,000 which amounted to a return premium of $1,578.

Description Address BPP Decrease

Trailer 2 4425 Park Ten Drive $ 25,000 $ (105,000)

Flood – Last year’s renewal proposal showed a premium of $8,780 for five buildings located at 311 Noma Drive and one building located at 4425 Park Ten Drive. On 07/25/17 the flood coverage was cancelled for the five buildings located at 311 Noma Drive. The renewal premium listed in this proposal is only for the building located at 4425 Park Tend Drive. There was no change in premium for this building.

On 05/24/17 a flood policy was put in place for the Main Office located at 4475 Park Ten and on 07/09/17 a flood policy was put in place for the Storage Building located at 4475 Park Ten. These two properties are not listed in this proposal as the carrier has not issued a renewal quote at this time.

37

Commissioner JOHN KIRSCHENBAUM moved the adoption of the following Resolution:

RESOLUTION OF THE BOARD OF COMMISSIONERS OF IBE DIAMONDHEAD WATER AND SEWER DISTRICT OPPOSING HOUSE BILL 1039 AND SENATE BILL 2907 AUTHORIZING THE CONSOLIDATION OF RURAL UTILITY DISTRICTS WITHIN HANCOCK COUNTY, MISSISSIPPI

WHEREAS, House Bill 1039 is currently being considered for approval and referral to the

Mississippi House of Representatives by the House County Affairs and Public Utilities Committees; and

WHEREAS, Senate Bill 2907 is currently being considered for approval and referral to the

Mississippi Senate by the Senate Energy Committee; and

WHEREAS, both Bills would allow, upon approval by the Hancock County Board of

Supervisors, the consolidation of rural utility districts within Hancock County, Mississippi; and

WHEREAS, the Diamondhead Water and Sewer District is considered a rural utility district

created by Miss. Code Ann. § 19-5-151 et seq. (1972), as amended, formed prior to the incorporation of

the City of Diamondhead; and

WHEREAS, the Diamondhead Water and Sewer District's service area lies primarily within the

municipal boundary of the City of Diamondhead; and

WHEREAS, current vers ions of both Bills fail to address issues relating to rates, the transfer of

assets and preservation of services which insure the public health, safety and welfare of ratepayers; and

WHEREAS, the Board of Commissioners is of the opinion that passage of any version of House

Bill 1039 and/or Senate Bill 2907 which includes the Diamondhead Water and Sewer District would be

detrimental and harmful to the ratepayers of said District.

NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF

THE DIAMOND HEAD WATER AND SEWER DISTRICT AS FOLLOWS:

SECTION I. As a result of the failure of House Bill I 039 and Senate Bill 2907 to address

issues relating to rates, the transfer of assets and the preservation of services which insure that the health,

safety and welfare of ratepayers served by the Diamondhead Water and Sewer District, the Board of

Commiss ioners of the Diamondhead Water and Sewer District opposes the inclus ion of the Diamondhead

1

Attachment H

Water and Sewer District in House Bill I 039 and 2907 and respectfully requests that said District be

excluded from said Bills.

SECTION II. The opposition expressed herein is expressly limited to inclusion of the

Diamondhead Water and Sewer District within House Bill I 039 and/or Senate Bill 2907.

SECTION III. The Secretary of the District is hereby authorized and directed to forward a

certified copy of this Resolution to the appropriate legislative officials relating to the matter.

Commissioner ROBERT REDD seconded the motion to adopt the above and foregoing

Resolution, whereupon the question was put to a vote with the following results:

Commissioner DA VLD BOAN

Commissioner KENNY EDMONDS

Commissioner JOHN KIRSCHENBAUM

Commissioner DICK NOLAN

Commissioner ROBERT REDD

voted

voted

voted

voted

voted

AYE

AYE

AYE

AYE

AYE

The majority of the members present having voted in the affirmative, the motion was declared

carried and the Resolution adopted on this the 251h day of January, 2018 .

.,

Board Chairman

2

OPEN MEETINGS POLICY

OF

DIAMONDHEAD WATER AND SEWER DISTRICT #D-2018-013

MEETING AND AGENDA POLICY AND PROCEDURE

The purpose of this Policy and Procedure Statement is to inform the citizens of the Diamondhead Water

and Sewer District of the District's public meeting policy and procedure in an effort to encourage

informed, active and orderly citizen attendance during all public meetings.

A. Regular Meetings

The Board of Commissioners meets in regular session, commencing at 6:00 p.m. on the 2nd and 4 th

Thursdays of each month at City Hall, 5000 Diamond head Circle, or at any other place as the Board of

Commissioners may designate at its preceding meeting. When a scheduled meeting date falls on a legal

holiday, the regular meeting shall be cancelled unless otherwise rescheduled by Board action. The day,

time, and place of the meeting may be changed by a majority vote of the Board of Commissioners.

B. Agenda of Meetings

The Agenda of each meeting of the Board of Commissioners shall be posted upon the District's web site

as soon as it is distributed to the Commissioners. Copies of the Agenda only shall be made available to

the public to pick up in advance of the meeting without public records request or charge.

C. Order of Business - Regular Meeting

The business of all regular meetings of the Board of Commissioners shall generally be transacted in the

following order, unless the Board of Commissioners, by majority vote, changes the order.

1. Call to Order (Include invitation for public comments to sign up with Comptroller) 2. Approve Agenda

3. Review and Approval of Minutes of Preceding Meetings 4. General Manager's Report 5. Public Comments 6. Engineers/ Construction Report 7. Approve Claims Docket - Financial motions

8. Old Business 9. New Business 10. Adjournment/Recess

D. Open Meetings Act/Executive Session

Pursuant to the Mississippi Open Meetings Act (Miss. Code Ann. §25-41-1, et seq.), all meetings of the

Board are to begin and thereafter be held in open session and may be attended by the general public

except as to matters properly subject to "executive session." An executive session may be declared

during an open meeting of the Board and the meeting declared closed at which time the public may be

excluded only in accordance with law for one or more of the following purposes:

Approved: S/14/201S Revision: 2/8/2018

Attachment I

1. Transaction of business and discussion of personnel matters job performance,

character, professional job performance, character, professional competence, or physical

or mental health of a person holding a specific position;

2. Strategy sessions or negotiations with respect to prospective litigation, litigation, or issuance of an appealable order when an open meeting would have a detrimental effect on the litigation

position of the public body;

3. Transaction of business and discussion regarding the report, development or course of action

regarding security personnel or devices;

4. Investigative proceedings by any public body regarding allegations or misconduct or violation

of law;

5. Anybody of the legislature which is meeting on matters within the jurisdiction of the body;

6. Cases of extraordinary emergency which would pose immediate or irrevocable harm or damage to persons and/or property within the jurisdiction of a public body;

7. Transaction of business and discussion regarding the prospective purchase, sale or leasing of

lands;

8. Discussion between a school board and individual students who attend school within the

jurisdiction of the school board or the parents or teachers of the students regarding problems of

the students or their parents or teachers;

9. Transaction of business and discussion concerning the preparation of tests for admission to

practice in recognized professions;

10. Transaction of business and discussions or negotiations regarding the location, relocation or expansion of a business or an industry; and

11. Transactions of business and discussions regarding employment or job performance of a

person in a specific position or termination of an employee holding a specific position, including

the right to enter into executive session concerning a line item in a budget which might affect

the termination of an employee or employees.

This policy shall be deemed amended from time to time comply with and always limit executives sessions to only those purposes allowed under the Mississippi Open Meetings Act ,Miss. Code Ann. §25-

41-1, et seq.

At an executive session, attendance shall be limited to members of the Board and only those persons

invited by the Board to be present to assist the Board.

Approved: 5/14/ 2015 Revision: 2/8/2018

Attachment J

4. motion by commissioner redd, second by commissioner ......10. old business. 10.1. motion by...

Documents