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$215,041,280 14% Average Reduction on Projected Ultimate Mitigated Client Claims Cost By 29% Average Reduction on Reserve Liabilities 31% Average Reduction on Existing Collateral Insurers will accelerate A reduction in collateral for all ZOOM® Clients Insurers will lower deductible/excess workers’ compensation premiums for ZOOM® clients With ZOOM® analytics, we present A stronger marketing submission CLIENT RESULTS ZOOM® systematically pinpoints the “critical few” opportunities for improvement. Our ZOOM® process utilizes customized workers’ compensation data analysis to generate actionable analytics that are specifically designed to reduce loss costs. Central to our approach is our deep measurement and analysis of our client’s business . ZOOM ® ACTIONABLE TOOLS Average Return On Investment $14 to $1 ZOOM ® CLIENT SAMPLE LISTING Customized Scorecards Claim Attribute Trend (CAT) Scan Vendor Management Tools Historical Claims Priority Score Tool Joint Steering Committee JSC Client Centric Claims Modeling Community Health Systems HCA Memorial Health Caesars Entertainment Columbia Sussex AutoZone DS Services Georgia Pacific Bealls, Inc. Interstate Hotel Group Marriott International McKee Foods Nissan Randstad Staffing Brinks Security Schwan’s Food The Coca-Cola Company Xerox IN ON YOUR BIGGEST RISK ZOOM ®

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$215,041,280

14% Average Reduction on Projected Ultimate

Mitigated Client Claims Cost By

29% Average Reduction on Reserve Liabilities

31% Average Reduction on Existing Collateral

Insurers will accelerate A reduction in collateral for all ZOOM® Clients

Insurers will lower deductible/excess workers’ compensation premiums for

ZOOM® clients

With ZOOM® analytics, we present A stronger marketing submission

CLIENT RESULTS

ZOOM® systematically pinpoints the “critical few” opportunities for improvement. Our ZOOM® process utilizes customized workers’ compensation data analysis to generate actionable analytics that are specifically designed to reduce loss costs. Central to our approach is our deep measurement and analysis of our client’s business .

ZOOM®

ACTIONABLE TOOLS

Average Return On Investment

$14 to $1 ZOOM® CLIENT SAMPLE LISTING

Customized Scorecards

Claim Attribute Trend (CAT) Scan

Vendor Management Tools

Historical Claims Priority Score Tool

Joint Steering Committee JSC

Client Centric Claims Modeling

Community Health Systems HCA Memorial Health Caesars Entertainment Columbia Sussex AutoZone DS Services Georgia Pacific Bealls, Inc.

Interstate Hotel Group Marriott International McKee Foods Nissan Randstad Staffing Brinks Security Schwan’s Food The Coca-Cola Company Xerox