West Bend’s Home and Highway Policy

What makes the Home and Highway unique?

The power of ONE…ONE comprehensive policy for auto, home, umbrella, motorcycle, motor home, watercraft, recreational vehicle, inland marine, and rental properties…

What makes the Home and Highway unique?

The power of ONE…ONE complete and easy-to-read bill with many flexible ways to pay including EFT, on-line, and credit card…

What makes the Home and Highway unique?

The power of ONE…The Home and Highway policy SIMPLIFIES the insurance process, saving you valuable time and energy…

What makes the Home and Highway unique?

Coverage Flexibility!• In addition to insuring your autos, primary home,

umbrella, and rental properties on a Home and Highway policy, you can add coverage for motorcycle, motor home, classic or antique auto, recreational trailer, seasonal or secondary home, recreational vehicle, or watercraft.

• Many optional coverages for your auto and home are also available to tailor the policy to your specific and changing needs.

What makes the Home and Highway unique?

Underwriting Flexibility!• The Home and Highway is a great insurance

program for many homeowners, condo owners, and renters. Where available, we have an auto market to accommodate those who have problematic driving records.

What makes the Home and Highway unique?

Pricing Flexibility!• The Home and Highway offers many levels of

driver and home tier pricing all on one policy. A variety of auto and home discounts and surcharges allows for even greater pricing flexibility.

What makes the Home and Highway unique?

The many innovative coverages and features!

Home and Highway General Coverages and Features

• The Home and Highway policy pays even if you don’t have a claim!

• With our unique CLAIM FREE AWARD, five percent of your annual premium is returned to you in cash EACH year you don’t have a claim!

Home and Highway General Coverages and Features

Get associated with savings!• Through our innovative ASSOCIATION PLUS

program, you can enjoy significant discounts on all your Home and Highway coverages if you belong to an eligible association, group, or corporation.

Home and Highway General Coverages and Features

You won’t have to pay multiple deductibles!• Through our Coordination of Deductible clause,

you’ll pay ONLY ONE deductible if you have losses that involve multiple deductibles! This results in significant savings!

Home and Highway General Coverages and Features

Broader Coverages• We promise the Home and Highway policy will

always be one of the best package policies in the marketplace, providing you with solid insurance protection, unique coverage features, and many optional auto and home coverages to meet your current and changing needs.

Home and Highway Automobile Coverages and Features

• Automatic coverage for damage you cause to borrowed or rented vehicles.

• First aid expense coverage for aid provided at the scene of a covered accident.

• Basic Transportation Expense coverage of $30/day up to a maximum of $900.

Home and Highway Automobile Coverages and Features

• We’ll waive the collision deductibles if two vehicles insured under a Home and Highway policy collide.

• After market parts are used ONLY at your discretion.

Home and Highway Automobile Coverages and Features

• Take advantage of our exclusive 24-hour emergency road-side protection called TravelNet. Coverage options of $100, $150, and $175 are available.

Home and Highway Automobile Coverages and Features

Discounts are available for:• Financial stability • Association Plus• Elite & Preferred drivers• Good students• Resident students• Anti-lock brakes• Multi-car

Home and Highway Homeowners Coverages and Features

PROTECTOR Coverages • $250 in Food Spoilage coverage;• Property Damage Coverage for non-owned

recreational vehicles or watercraft that you damage; and

• $1,000 in medical payments coverage for the INSURED if injured due to an assault or robbery.

Home and Highway Homeowners Coverages and Features

PROTECTOR Coverages • Pet Aid• Environmental Safety and Efficiency

Improvements• Personal Injury coverage

Home and Highway Homeowners Coverages and Features

Other Broader Coverages• Higher limits for money, jewelry, securities,

and silverware;• $500 for tapes, CDs, and other media while in a

motor vehicle;• $1,000 coverage for theft or unauthorized use of

credit cards and bankcards;• Liability coverage for non-owned watercraft and

recreational vehicles.

Home and Highway Homeowners Coverages and Features

Discounts are available for:• Financial stability• Association Plus• New homes• Elite homes• Preferred homes• Protective devices and construction methods• Suburban rating

Home and Highway Homeowners Coverages and Features

• The Home and Highway offers a wide variety of OPTIONAL COVERAGES. Here are just some of the many optional coverages available:

• Identity Theft Coverage;• Water Backup and Sump Overflow;• Watercraft and Recreational Vehicle coverage;• In-Home Business;• Home Computer

Home and Highway Homeowners Coverages and Features

Optional Coverages• Earthquake; • Protector Grand Coverage; and• Protector Plus Coverage

Association Plus

Association Plus is a program that provides discounted pricing to members of participating associations, corporations, and other special groups. It’s specifically designed for PROFESSIONAL organizations or groups with at least 1,000 members and for companies or corporations with at least 300 employees.

Association PlusExamples of eligible programs:

• Architects• Attorneys• Bankers• Certified Public

Accountants• Chiropractors• Dentists• EducatorsNote – Some programs may not be

available in all states.

• Engineers• Law Enforcement• Nurses• Optometrists• Pharmacists• Seniors (Prime

Rewards Plus)• Veterinarians

West Bend

• West Bend is committed to providing our policyholders with “Silver Lining” service through our people, product, and pricing.

• Rated A+ since 1973• Member of Ward’s 50 Benchmark Group

Thank you for choosing West Bend and the Home and Highway program.

We value your business!