welcome to meme & co

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WELCOME TO MEME & CO TAKE A LEAP, BE INSPIRED

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WELCOME TO MEME & CO

TAKE A LEAP, BE INSPIRED

HERE’S WHY WE THINK YOU’LL LOVE BEING

I previously spent many years in the corporate world where egos existed, where office

politics dictated the mood of the day, where managers managed by

intimidation...Meme & Co is anything but! We are all about embracing the freedom to

think and act, we encourage independence, we support a healthy work/life balance

because we understand what matters most.

When I founded Meme & Co I didn’t want to just start a business, I wanted to create a

life I would love. One that happily combined work and family, on my own terms, and I

wanted to create an opportunity for other women too because I knew I wasn’t alone in

my desire to define and create my own success.

I love our beautifully designed and crafted jewellery and accessories, but what really

motivates me, what I’m most passionate about is building a supportive network of

empowered women who get to challenge themselves, to grow and to thrive.

Being a part of our team allows you to live a life by your own design representing a

designer fashion brand in-person, online and in-store. Meme & Co is a vehicle

that allows you to minimise your risk and maximise your potential.

I am creating a community of empowered women who are fully supported on their

journey... where greater freedom and flexibility counts, where being passionate about

what we do counts, where enjoying life counts, where creating a life by our own

design counts and I’m excited for you to join us on this journey.

Take a leap, be inspired.Susan Stevens,

Founder Meme & Co

APART OF OUR TEAM!

BE CONFIDENT,

BE PASSIONATE,

BE EMPOWERED…

TAKE A LEAP AND BE INSPIRED!

To EMPOWER and INSPIRE women with an

entrepreneurial spirit; providing a fun, dynamic,

creative business opportunity that allows

you to thrive and define your own success.

To deliver a Collection of DESIGN-LED and ON-

TREND women’s jewellery and accessories that

are modern and effortlessly chic.

To create a brand you LOVE, a brand you BELIEVE

in, a brand that is aspirational and a brand that is

inspirational.

OUR MISSION

Meme & Co is a design-led jewellery and accessory company, but we’re more than a fashion business...we are about women, we are about living the best life possible.

Meme & Co provides a platform to cultivate your entrepreneurial spirit, we’re disrupting and redefining the workplace for women, offering minimum risk and maximum opportunity. We are a business that offers three revenue streams, giving you the choice to pursue where your passion lies...online, via Pop Up Shops and through boutique stores.

Meme & Co is a vehicle that allows you to be your own boss, work the hours you want

when you want, providing greater freedom and enriching your life by providing total

flexibility to represent a brand that sells itself through design.

At Meme & Co we love our independence, we embrace life and we strive for greater

enrichment.

We have created a business you can be a part of, a business you can be proud of. We

are empowering women to have confidence in their ability, to take a leap and to be

inspired.

When you join Meme & Co you are not only joining a company that supports your

vision but you are also joining a community of like-minded women. We have

partnered with successful business coaches who are committed to helping you

succeed in your business venture, willing to share their knowledge, their experiences

and successes, providing encouragement and support to achieve your goals. Through

our partnerships we offer our Brand Ambassadors access to resources that keep them

accountable and on-track ensuring success within their business and personal life,

providing a community with which they can thrive.

IMAGINE THIS• Not having to sit in traffic to go to work

• Getting up and going for a run with the dog, catching up with friends for a

morning coffee or walking your children to and from school

• Taking the day off to spend with a loved one, because you can

• Going on holiday and not having to put in an annual leave form or having to juggle

annual leave around school holidays

• Not having to feel guilty about taking the day off when your child is sick

• Having more control, greater flexibility and freedom

WHAT YOU GET• Your own business working from home

• Work the hours you want, when you want

• Greater freedom

• Greater flexibility

• Represent a brand of designer jewellery and accessories

• Join a team of like-minded women who are passionate about having fun and

enjoying the journey

• Access to an exclusive community that keeps you accountable and on-track

You’re not just a number, you get support from our community of inspirational women.

You get to have complete control over how you plan your day/your week. If you are

serious about being in control of the journey you are on, YOU provide the drive and a

can-do attitude, YOU ultimately become the HEART and SOUL of this brand.

THE OPPORTUNITY OPTION 1. BECOME A MEME & CO BRAND AMBASSADOR IN NEW ZEALAND OR AUSTRALIA

For an investment of only NZ$1497.00 you receive: Meme & Co PLATINUM

BUSINESS PACKAGE with our top selling designer jewellery and accessories

• A selection of pieces best suited to showcase in Boutique Stores and

Pop Up Shops

• Your own personalised virtual Meme & Co me-Store to drive online sales

• Access to Meme & Co website dashboard to run your business

• Meme & Co Product Catalogue

• Meme & Co Order Form Pad to assist with booking overwhelm

• Meme & Co Wholesale List

• FREE access to online me-Lounge Facebook closed group & Meme & Co

online Forum

• Access to high level outsourced training

• Access to outsourced business coaches and Founder Susan Stevens to help

you stay accountable and on-track

• Access to a community of like-minded business woman

OPTION 2.BECOME A MEME & CO BRAND AMBASSADOR IN NEW ZEALAND OR AUSTRALIA

For an investment of only NZ$697.00 you receive: Meme & Co PREMIUM

BUSINESS PACKAGE with key pieces selected from our Premium Business

Package

• A selection of pieces best suited to showcase in Boutique Store

• Your own personalised virtual Meme & Co me-Store to drive online sales

• Access to Meme & Co website dashboard to run your business

• Meme & Co Product Catalogue

• Meme & Co Order Form Pad to assist with booking overwhelm

• Meme & Co Wholesale List

• Exclusive access to online me-Lounge Facebook closed group & Meme & Co

online Forum

• FREE access to an online personal development me-Course programme

• Access to high level outsourced training

• Access to outsourced business coaches and Founder Susan Stevens to help

you stay accountable and on-track

• Access to a community of like-minded business women

OPTION 3:

BECOME A MEME & CO BRAND AMBASSADOR IN NEW ZEALAND OR AUSTRALIA.

For an investment of only NZ$397.00 you receive Meme & Co STARTER BUSINESS

PACKAGE with a few key pieces from our Collection.

• A selection of pieces to accompany your own personalised virtual Meme & Co

me-Store to drive online sales

• Access to Meme & Co website dashboard to run your business

• Meme & Co Product Catalogue

• Exclusive access to online me-Lounge Facebook closed group & Meme & Co

online Forum

• FREE access to an online personal development me-Course programme

• Access to high level outsourced training

• Access to outsourced business coaches and Founder Susan Stevens to help you

stay accountable and on-track

• Access to a community of like-minded business women

OPTION 4. BECOME A MEME & CO GLOBAL AFFILIATE

For an investment of only US$197.00 you receive:

• Your own personalised virtual Meme & Co me-Store to drive online sales

• Access to Meme & Co website dashboard to run your business

• Exclusive access to online me-Lounge Facebook closed group & Meme & Co

online Forum

• FREE access to an online personal development me-Course programme

• Access to high level outsourced training

Access to outsourced business coaches and Founder Susan Stevens to help

you stay accountable and on-track

• Access to a community of like-minded business woman

WE LOVE OUR INDEPENDENCE, WE EMBRACE LIFE AND WE STRIVE FOR GREATER ENRICHMENT.

MEME & CO VISION

With Meme & Co you play a significant role in shaping an innovative

business that you truly control and you truly own. Although you are in business for

yourself, you are not in business by yourself; surrounded by

a community of like-minded women who have passion and purpose.

We provide the tools; gorgeous jewellery and accessories, access to training and an

online supportive community plus, your own online me-store curated by you, and a

platform to leverage and grow you business.

You provide a can-do, driven attitude and ultimately you become the heart and

soul of this brand.

At Meme & Co we love our freedom, we love our independence,

we love flexibility.

Be confident, be passionate, be empowered…

take a leap & be inspired!

WE ARE JUST LIKE YOU

THE MEME & CO STORY

SUSAN STEVENS, FOUNDER

SO, WHO IS SUSAN STEVENS ANYWAY!

I grew up in New Zealand. I am married to a very supportive husband and have three

beautiful children. My husband and I spent over two years travelling around the world in

our early 20’s exploring different cultures and worked for a period of time in London.

I have over 20 years experience in sales, marketing and advertising. I climbed the

corporate ladder within the media industry and at the peak of my career was a General

Manager. I was very driven and committed to my corporate career but my priorities

changed when I had children and I returned to work with a completely different focus, it

was no longer about how much money I earned, it became all about achieving a work/

life balance.

PASSION MAKES ORDINARY PEOPLE DO EXTRAORDINARY THINGS

After returning from maternity leave with my second daughter I found myself

working in a suppressive culture, where I clocked in and clocked out, where I was

micromanaged and intimidated by someone who didn’t know how to inspire…

ultimately, I lost my passion.

I made a terrifying leap leaving a six figure salary in search of something more fulfilling,

something that gave me meaning and purpose. In November 2014, after 20 months of

developing my business idea, I founded a company called Meme & Co.

Meme & Co is a design-led jewellery and accessory company, but we’re more than a

fashion business…we are about women, we are about living the best life possible. We

are an opportunity to have ownership in a fashion business with a hybrid model that

incorporates selling affordable quality jewellery and accessories in-person, online and

instore. We are very fortunate to collaborate with local NZ designers as well as overseas

designers whose focus is on quality, design detail and craftmanship.

When I founded Meme & Co I didn’t want to just start a business, I wanted to create a life I

would love. One that happily combined work and family, on my own terms, and I wanted

to create an opportunity for other women too because I knew I wasn’t alone in my desire

to define and create my own success.

Meme & Co is an opportunity for women with an entrepreneurial spirit to step out

on their own with minimum risk but maximum opportunity. It’s a community of

empowered women who want to create a life by their own design, to work on their own

terms, to be in control and have greater freedom and flexibility.

I’M PASSIONATE ABOUT EMPOWERING WOMEN TO LIVE A LIFE BY THEIR OWN DESIGN

The name, pronounced `Me Me’ is what my son called my daughter Aimee, as an 18

month old. On a personal level Meme & Co represents my children Jessica, Aimee,

William & my husband Tim – my family are ultimately my driving force. On a business

level `Meme’ is the heart of the business and the `Co’ is the soul with all our amazing

partnerships that contribute to the success of the company.

I’m committed to ensuring Meme & Co’s success, to ensuring the company continues to

evolve and remain innovative. But more importantly I get to work on my own terms, I’m

living a life by my own design and I’ve never been happier or more content.

My mission is to inspire women with an entrepreneurial spirit, who either want to take

their own leap and pursue their dream of finding greater freedom or have already

taken the leap but are experiencing doubt and unsure of their next step. I’ve created

an opportunity to join our company but I’m also sharing my learnings, experiences and

knowledge I’ve accumulated whilst on my entrepreneurial journey, to empower and

inspire others to have the courage and confidence to fulfil their true potential.

ANYTHING IS POSSIBLE IF YOU HAVE THE COURAGE TO FOLLOW YOUR HEART AND THE

CONVICTION TO SEE IT THROUGH.

WHAT OTHERS HAVE TO SAY...From the moment Susan told me about her Meme & Co concept I was excited. What girl doesn’t love stylish jewellery & accessories. I became a Meme & Co Brand Ambassador when Susan first launched the company and have enjoyed successful Pop Up Shops as well as on going training and tips. Susan is always available for questions or advise & has built an amazing support team around the Meme & Co business. If you are looking to have freedom to work the hours you want and love stylish jewellery then Meme & Co could be for you!

Helen Wolfgramm, Meme & Co Brand Ambassador

Becoming a Brand Ambassador for Meme & Co has opened up a whole new world of wonderful opportunities for me. Not having anything to do with sales in the past was not at all a set-back. I am a people person naturally and being passionate about the products comes naturally, their exceptional quality, uniqueness and just wearing them makes me feel extra special and I am proud to be associated with Meme & Co. Susan is so passionately driven and such a lovely person at the same time, its fun being around her. A constant wealth of support and is always there for anything, creating learning resources and wanting us to be the best we possibly can in what we do. I certainly have no regrets and am excited that I made the decision to be part of the future of Meme & Co.

Colette Blitvich, Meme & Co Brand Ambassador

I first met Susan Stevens, the founder of Meme & Co, at a National Direct Sales Association of Australia conference. This is where industry leaders gather to share, discover, discuss and champion the sensational industry we are a part of. Susan has a passion for her company, her team and a genuine desire to deliver a beautiful range of products to Meme & Co customers. With an authentic commitment to grow a successful business with her Meme & Co Brand Ambassadors, Susan has a wonderful sense of curiosity to be the best she can be so her business and associates soar too.

Beverley Unitt, Be You Success Coaching

“As a mother of two young children flexibility is key, and I love that I amin control of my own business schedule and creating my own success.Our range of quality jewellery and accessories is stunning. Customerslove their Meme & Co pieces and seem to be continuously keeping akeen eye on what will be their next purchase, which is fabulous!

Susan’s passion and enthusiasm for Meme & Co and all that it represents is not only inspiring but it is contagious. She is incredibly present and supportive to her team, ensuring we have all the training, development and support tools we need to succeed.

I am super excited to be on board for the journey as a Meme & Co BrandAmbassador.”

Nikki, Meme & Co Brand Ambassador

If I had to describe Susan, she has amazing stamina and strength to bring her vision alive...that in itself is very contagious. She has the ability to not only have a big vision but understands the skills and intricacies involved to bring it to life. One of her key strengths includes a positive can-do attitude on how to make it work, for any situation. She is someone I truly admire because of her courage and unrelenting belief that it will work. She has skin in the game and she is the star player, putting herself on the line for her team.

Susan is committed on building a long lasting international company that prides itself on developing strong foundations and having key partnerships to support the women. Her passion is to grow the business by building a community of like-minded women who all share a similar journey and support each other. As one of the key partnerships I see her hours of dedication and her massive commitment not only to the women’s success BUT to the outstanding quality of the brand.

Natalie Tolhopf, Catapult Your Career, Business Coach

FAQ’S1. WHAT DO I GET WHEN I JOIN MEME & CO?

• Your own business working from home • Work the hours you want, when you want • Greater freedom • Greater flexibility • Represent a brand of designer jewellery and accessories • Join a team of like-minded women who are passionate about having fun and enjoying the journey • Access to an exclusive community that keeps you accountable and on-track

2. WHAT IS THE OPPORTUNITY WITH MEME & CO?

Join our team in New Zealand or Australia on either our Platinum Business Package

NZ$1497.00, our Premium Business Package NZ$697.00 or our Starter Business Package NZ$397.00.

If you live outside of New Zealand or Australia you can join our company as a Global Affiliate for US$197.00.

3. WHAT ELSE WILL I NEED TO INVEST IN?

• A monthly fee of NZ$29.00 is deducted from the Brand Ambassador or Global Affiliate

designated bank account. The monthly fee covers hosting, maintenance, backups, security and access. • Table displays, mirror & black table cloth to showcase your jewellery & accessories • The following is not compulsory but we strongly recommend you also invest in o Meme & Co business cards (ordered via Head Office), see sample below. o Training workshops provided by the company which may be part-funded

Jane SmithBrand Ambassador

m/ 021 234 5678e/ [email protected]/ memeandco.com/me-store/

jane.smith

facebook.com/memeandco.ltdinstagram.com/memeandco.ltd

pinterest.com/memeandco

4. WHAT IS THE ACTUAL OPPORTUNITY?

When you join Meme & Co you receive a selection of pieces from our Collection, dependent on the package purchased. You also receive a customised Meme & Co virtual storefront with your own uniqe URL to promote your business. We provide all the necessary resources for you to run your business via three avenues; in-person, direct to customers via Pop Up Shops (i.e. in-home, markets, cafes etc), online via your customised Meme & Co me-store (utilising social media to gain exposure and drive customers online) and direct to boutique retail stores.

5. HOW MUCH DO I GET PAID?

You make 20% commission on any item you sell during a Pop Up Shop or through your me-Store from the Meme & Co Collection. Brand Ambassadors are eligible for a 10% commission on all sales made through any retail outlet who becomes a Meme & Co stockist.

We pay commissions and any bonuses on the 10th of the month following. Breakdown of commission and bonus structure is set out in Meme & Co reward documentation.

6. WHAT SUPPORT DO I RECEIVE?

• As part of your Meme & Co business, you have access to free basic training as well as part-funded high level outsourced training with advice and strategies you can readily apply to help you create and build a sustainable business.

• Free exclusive access to Meme & Co me-Lounge (closed Facebook group) and online forum

• Paired up with an Accountability Partner from the Meme & Co team to help you stay focused and on-track

• Access to an outsourced coaching team who run programmes on goal setting and staying accountable, setting up your business, building your business, understanding social media as well as healthy & wellness to support you in both your business and personal life

7. HOW DO I ADD MERCHANDISE TO MY COLLECTION?

We have a merchandise builder programme available, when you generate set sales levels in a calendar month you earn me-Money to add pieces to your Collection.

8. HOW DO I PURCHASE ADDITIONAL PIECES FOR MY COLLECTION?

You need to send your order details i.e item & payment method to head office for processing.

9. IF AN ITEM IN THE COLLECTION IS NO LONGER AVAILABLE AS A BRAND AMBASSADOR

WHAT CAN I DO WITH IT?

Any items dis-continued in the Collection that are in your merchandise box can be either kept or sold as an end of line/sample sale for cash, which you keep.

10. WHAT IF I WANT TO CREATE MARKETING MATERIAL TO PROMOTE MY BUSINESS

• You can use official Meme & Co images available, guidelines on use are set out in Meme & Co policy documentation.

• You can create flyers, posters etc but you must adhere to guidelines set out in Meme & Co policy documentation. All use of Meme & Co logo, trade name etc must be approved and signed off by Head Office.

• Images downloaded into our image library tab in your dashboard are available to use

11. WHERE CAN I PROMOTE MY ME-STORE?

Your Meme & Co me-Store is an integral part of driving and growing your business, you should promote it wherever you can i.e. via your social media pages, blogs, newsletters, email, marketing and advertising material etc. Guidelines are set out in Meme & Co policy documentation.

12. DO WE INCENTIVISE THE HOST WHO HOLDS A POP UP SHOP?

The host is an important person who we work very closely with to ensure a successful outcome. We support those who support us so we have created a multi-level host reward programme that thanks the host for her time and effort, incentivises sales on the day (redeemed on the day of her Pop Up Shop), with further incentives for helping secure future Pop Up Shops (redeemed after additional event has taken place).

13. HOW DO I WORK WITH BOUTIQUE RETAIL STORES?

We provide you with a wholesale list on key pieces in our Meme & Co Collection that are available to sell to boutique retail stores. You are restricted to promoting Meme & Co Wholesale Range to the Retail Sector. The retail outlet places an order with the Brand Ambassador and purchases product directly with Head Office. The retail outlet is then responsible for on-selling Meme & Co product directly to their customer. The Brand Ambassador is responsible for sourcing new retailers and managing on-going customer service.

14. CAN I APPROACH ANY RETAIL BOUTIQUE?

Prior to approaching a retail outlet you must have approval to contact the retail outlet from Head Office to ensure brand synergies exist, that no other Brand Ambassador is talking to the retail outlet and to ensure the Brand Ambassador is able to effectively manage on-going relationships.

15. WHERE CAN I HOLD A POP UP SHOP?

Pop Up Shops can be held in the home, in the workplace, at markets and expos, anywhere you can Pop Up.

In some instances written permission must be sought from Head Office as per the guidelines set out in Meme & Co policy documentation.

16. DO I HAVE TO PAY TAX AND GST?

A Brand Ambassador is an independent contractor. As an independent contractor you are in business on your own account, and not an employee or agent of

Meme & Co therefore you are responsible for ACC levies, insurance, superannuation, tax/GST, holiday and sick leave and must be compliant with legislative requirements in relation to the conduct of your own business. We have partnered with a Financial Coach to provide further advice and direction.

17. WHAT EXPENSES CAN I CLAIM?

You are in business for yourself so you are allowed to claim legitimate business expenses that are directly related to the day to day running of your business, i.e. laptop/tablets/phones, business cards/marketing material, training courses etc

18 DO I NEED AN ACCOUNTANT?

We recommend you set your business up properly from the very start, if you are capable of managing your finances, have an understanding of what is required and have the time to do it then you don’t need to pay for someone else’s service. However, if you do need advice and direction we have partnered with a Financial Coach who provides programmes for our Brand Ambassadors

19. DOES HEAD OFFICE PROVIDE INCENTIVES TO HELP ME GET FUTURE BOOKINGS?

From time to time Head Office will provide incentives for either the Brand Ambassador to book Pop Up Shops within a specified period to qualify or incentivise potential hosts to book Pop Up Shops.

20. HOW DO I GET STARTED?

We have all the resources available for you to help you get off to a great start but ultimately it comes down to you and your commitment to your business. We are here to support you in every way we can as we want to see you succeed in building a sustainable business.

21. HOW DO I BOOK A POP UP SHOP?

• Once you have made contact with a host and secured a time and day for the Pop Up Shop, all the details need to be entered and recorded in your dashboard under Your Pop Up Shops, Create a Pop Up Shop.

• Once bookings have been processed, you can view and confirm the appointment in your dashboard, under Enquiries.

• Once confirmed an auto-responder email is sent to Head Office and also to your host confirming the details.

• This booking is automatically uploaded to your dashboard Calendar tab so you can keep a record of what Pop Up Shops you have booked each month.

• You’re Invited’ Pop Up Shop invites for Facebook and email as well as a `Thank You’ image in your dashboard is available to send to hosts to make the process simple and effortless

22. CAN I SET UP MY POP UP SHOPS ONLY IN THE AREA THAT I LIVE?

Brand Ambassdors are restricted to hosting Pop Up Shops in their country but there are no restrictions in place in terms of territory. Brand Ambassadors are allowed to make international sales online.

23. HOW LONG DOES IT TAKE TO DO A POP UP SHOP FROM SETTING UP TO LEAVING

THE EVENT?

We recommend arriving ½ an hour before guests arrive to set up. Keep the event very structured with initial introductions to the Collection, demonstrating some pieces on the host, encouraging guests to try on and then taking orders before packing up and leaving. You should be able to run a successful Pop Up Shop within 2-21/2 hours. You also need to invest time prior to the event training the host and following the event to thank the host and discuss any potential opportunities with guests who attended.

24. WHAT OTHER WAYS CAN I BUILD MY BUSINESS?

Meme & Co is a unique business model, we are a business that offers three revenue streams, giving you the choice to pursue where your passion lies; online, via Pop Up Shops or through boutique stores. Build your Meme & Co presence online, you can utilise content published from Head Office and images available in your image library. Providing superior customer service will ensure you receive repeat purchases from both customers and boutique stores.

25. HOW ELSE DOES HEAD OFFICE SUPPORT ME?

Every month Head Office sends out a newsletter to all customers of Meme & Co, providing them an update on how the business is going, anything new that is happening or newsworthy within the company. Where applicable, we drive customers back to the Meme & Co Brand Ambassadors contact page for Pop Up Shops or online sales.

26. WHO ARE THE DESIGNERS THAT MEME & CO WORK WITH?

We work with MichaelJohn Jewellery, Zabbana, Veronica B & Stash Jewels, all NZ designed jewellery and accessories is designed in NZ and handcrafted to order. The black navigation banner at the bottom of Meme & Co website & the Brand Ambassador dashboard has a link through to our designers with information on their designs.

27. WHO DISPATCHES THE ORDERS TO MY CUSTOMERS?

Head office sends all orders out to customers. The brand is extremely important to us as is providing exceptional customer service, by managing packaging and dispatch we can maintain a high level of quality control and ensure optimum turnaround.

28. HOW ARE MEME & CO PACKAGES SENT TO CUSTOMERS?

All packages beautifully wrapped are couriered directly from Head Office to the client with track and trace and signature required.

29. IS THERE A COURIER CHARGE?

We do charge a courier fee, however any orders over NZ$199.00 qualifies for free shipping.

30. CAN WE COURIER PACKAGES OVERSEAS?

Meme & Co website is set up to take sales from overseas countries. Courier fees vary depending on where packages are sent. There is a link to Shipping & Delivery terms on the Meme & Co website and in the Brand Ambassador dashboard.

31. HOW LONG DOES IT TAKE FOR CUSTOMERS TO RECEIVE THEIR ORDERS?

Depending on the item purchased, we deliver the package to our customers anywhere between 2 and 10 days unless an item is out of stock which may take up to 6 weeks.

32. WHAT HAPPENS IF SOMETHING IS FAULTY OR BROUGHT AS A GIFT AND THEY

WANT TO RETURN?

• Customers can return unworn item in saleable condition with tags attached, in original packaging and with original proof of purchase, within 10 days. Returns received within 10 days are eligible for a Meme & Co credit to the total cost of the returned item.

• In the event that Meme & Co ascertain there is a fault with an item we will happily provide an exchange, in line with our Warranty Policy.

memeandco.com

YOUR JOURNEY BEGINS…