Solutions for Seniors Welcome Booklet

Please read through to learn about our services and what we

can offer. This booklet was written on behalf of our members

and those seeking information on services involving retired

individuals and their aging.

pg. 2

Table of Contents

Title Page

Introduction 3

Community Groups & Services 4

In-Home Non-Medical (Personal) Care 5

Grants & Loans to Make Your House Safe (Section 504) 6

Relocating & Downsizing 7

Reverse Mortgage 9

Veterans Benefits 10

Elder Law Advice 13

Our Blog & Website 15

Social Media 15

Useful Books 16

Our Director: Thomas Day 19

Other Services 20

pg. 3

Introduction The National Care Planning Council and the

Senior Veterans Service Alliance, its members

and affiliates are committed to helping the

elderly and their loved ones (including Veterans)

in making sure their aging needs are met. If you

are reading this you are most likely interested in

learning how to financially and emotionally assist

yourself or your loved one through their golden

years. Always remember you are not alone.

Aging can be an overwhelming time for

everyone and some think they have little to no

options, others know there are many options,

some of them are hard to understand and

navigate through.

We are here for you, your family and your loved

ones. Our companies can help you understand

what services are available and lead you to

professionals in your area who can help meet

your needs.

pg. 4

Community Groups and Services

There are many private, religious, and

government organizations across the country

that provide supportive services for older people.

Many of these services center around helping

people stay in their homes and avoid having to

go to live in a facility or perhaps move in with

family. Due to the emphasis on helping people

remain independent, many community aging

programs could be viewed as long term care

programs.

Community services may provide socialization or

service opportunities which might include:

Meals served at home or in community

centers

Transportation and shopping for people

who can’t drive

Home repairs, yard work, telephone

support, caregiver support

Find Senior Services in your area: http://www.longtermcarelink.net/a8profiles.htm

pg. 5

In-Home Non-Medical (Personal) Care

Also known as personal care or home care

services agencies, these providers represent a

rapidly growing trend to allow people needing

help with long term care to remain in their homes

or in the community instead of moving to a care

facility. The services offered may include:

Companionship

Grooming and dressing

Recreational activities

Cooking

Handyman services

Medication Reminders

Bathing or showering

Housekeeping/ Laundry

And much, much more.

Find home care services in your area: http://www.longtermcarelink.net/a7homecare.htm

pg. 6

Grants & Loans To Make Your House Safe (Section

504)

Rural Development makes loans for repairs to

improve or modernize a home for families and

individuals with low incomes. These

improvements are intended to make it safer or

more sanitary, and/or even to remove health

hazards. For seniors 62 and older who cannot

afford a loan, grant funds many be available for

these necessary repairs. Continue Reading

pg. 7

Relocation & Downsizing

As people age, they often become attached to their

homes and even though there may be compelling

reasons to find other living arrangements, these folks

will go to extreme lengths to remain in their houses.

There is often times undeniable pressure for seniors to

move into different living arrangements. Consider the

following:

The challenge of maintaining a yard and

providing upkeep to your home.

The need for long term care that can’t be

handled in the home.

The need for supervision that can’t be

provided in the home.

The neighborhood has deteriorated and

safety is a concern.

There is a desire to be near children or

grandchildren (70% of those 65+ live within 1

hour of a child).

The home cannot accommodate disability

needs.

The need to avoid climbing stairs.

Assets are tied up in the home and cash is

needed through selling the property.

pg. 8

Driving is no longer possible and available

local transportation is not adequate.

The desire for a warmer climate, a yearning

for new vistas or a need for challenging new

experiences.

Find a Senior Relocation Specialist in your Area:

http://www.longtermcarelink.net/a7seniorrelocation_

SRES.htm

Find an Assisted Living Facility in your Area:

http://longtermcarelink.net/a7assistedliving.htm

Find a Placement Services in your Area:

http://www.longtermcarelink.net/a7placement_man

agement_services.htm

pg. 9

Reverse Mortgage

For many seniors, the equity in their home is the

largest single asset, yet it is unavailable to use

unless they take out a home-equity loan. Using a

conventional loan really doesn’t free up the

equity because the money has to be paid back

with interest. A reverse mortgage, however, is a

risk free way of tapping into home equity without

creating monthly payments and without

requiring the money to be paid back during a

person’s lifetime.

Find a Reverse Mortgage Specialist in your Area: http://www.longtermcarelink.net/a7reversemortgage.htm

pg. 10

Veterans Benefits

The Department of Veterans Affairs provides

three types of long term care services for

Veterans.

1. VA Healthcare System: For Individuals

who have substantial service-connected

disabilities, who are receiving VA Pension

or who are considered low income.

2. State Veterans Homes: The majority of

these homes offer nursing care but some

may offer assisted living or domiciliary

care. The Department of Veterans Affairs

in conjunction with the states, helps build

and support state veteran’s homes. View

a list of each state Nursing Homes: http://www.longtermcarelink.net/ref_state_vetera

ns_va_nursing_homes.htm

3. Disability Income for Active Duty

Veterans: The first of these disability

incomes is called Compensation and is

designed to award the Veteran a certain

amount of money to compensate for

pg. 11

potential loss of income in the private

sector due to a disability or injury or illness

incurred in the service. The second type

is simply called Pension. Pension is a little-

known veterans' disability income more

commonly referred to as the "Aid and

Attendance Benefit". This benefit is for

war veterans who have disabilities

(usually age related) that are not

connected to their active-duty service.

The purpose of this benefit is to provide

supplemental income to disabled or

older veterans who have a low income or

significant ongoing medical expenses.

The reason for using "aid and

attendance" to refer to Pension is that

many veterans or their single surviving

spouses can become eligible if they have

a regular need for the aid and

attendance of a caregiver or if they are

housebound.

To get assistance with Veteran’s Benefits you can

find a Veteran’s Advocate in your area:

pg. 12

http://www.longtermcarelink.net/a7veteransbenefitsspecial

ist.htm

To learn more about any VA Benefit, please visit: www.VeteransAidBenefit.org

pg. 13

Elder Law Advice Elder Law attorneys specialize in legal issues

affecting the elderly. They are expert in

Medicare and Medicaid programs and work

with the elderly in assisting them and their families

with all aspects of planning (including trusts,

living wills, estate planning and implementing

necessary legal documents).

Qualified legal help is available from most elder

law attorneys to help individuals apply for and

pg. 14

accelerate payments for Medicaid. An elder law

attorney can also help with disputes with

Medicaid. Likewise, attorneys who specialize in

Medicare can help with disability claims.

Sometimes this help is the only way claims are

ever granted.

To find an Elder Law Specialist in your area: http://www.longtermcarelink.net/a2cfindattorney.htm

pg. 15

Our Blog & Website

Blog: http://longtermcarelink.wordpress.com

Articles: longtermcarelink.net/a13information_article.htm

Articles on our website and blog are published

multiple times a month and deal with a large

variety of concerns.

Social Media

Join our social media pages. We post interesting

and informative articles about Caregiving,

Veterans, Senior Services, etc.

The Seniors Veterans Service Alliance

Facebook: facebook.com/seniorveteransservicealliance

Twitter: twitter.com/theSVSA

National Care Planning Council

Facebook: facebook.com/NationalCarePlanningCouncil

Twitter: twitter.com/thencpc

Linked In: linkedin.com/pub/national-care-planning-

council/61/99b/31/

pg. 16

Useful Books:

Our books are great resources for everyone.

How to Apply for Department of

Veterans Affairs Benefits for Senior

Veterans and Their Survivors: This

book is a welcome and needed

resource for veterans, their

families, and for those who assist

veterans. It provides information

and detailed instructions on how to submit claims

for 25 different types VA benefits and uses the

successful "Fully Developed Claim Process" for

faster decisions. Includes a claim support data.

414 pages $79.00

http://longtermcarelink.net/a16_How-to-Apply-for-

Department-Of-Veterans-Affairs-Benefits.htm

How to Deal with 21 Critical Issues

Facing Aging Seniors: Aging seniors

and their families are often

confounded by the complexity of

issues facing the elderly. Not only

pg. 17

do older Americans have to contend with

declining income, increased debt and poor

investment returns, but they have to deal with

declining health, medical crises, complex

insurance programs, long term care challenges,

who-gets-what decisions, end-of-life, where to

live in their final years and a whole range of other

difficult situations requiring hard decisions. This

book takes a comprehensive approach to issues

facing aging seniors and attempts to address

these problems and provide solutions to many of

the challenges. 310 pages $44

http://longtermcarelink.net/a16_21-Critical-Issues-Facing-

Aging-Seniors.htm

The 4 Steps of Long Term Care

Planning: Filled with references,

check sheets, and planning forms,

the book guides you in 4 easy steps

to creating a plan for you or a

loved one’s long term care. Comes

with a FREE BOOKLET! Community

Solutions for Eldercare. The booklet contains

community and professional elder care

pg. 18

resources you should know about. These

resources can help you obtain pertinent

medical, legal, financial and geriatric

information. 4 steps book is 162 pages $18.95.

http://longtermcarelink.net/a16four_steps_book.htm

Medicaid Secrets: This book is a

financial and legal guide to the ins

and outs of the only government

program that will pay for the long term

nursing home care of your family

member. 247 pages long. $47.00

http://longtermcarelink.net/a16Medicaid_secrets_book.htm

pg. 19

Our Director: Thomas Day

Tom is passionate about

helping our senior population

solve the problems that arise

with aging. This passion spans

from his experience dealing

with a difficult health

condition in his senior years.

The treatment he received

from his condition from the VA

healthcare system saved his life, and now

enables him to devote his later years with

payback to helping other seniors deal with aging

issues. Tom is actively involved in promoting and

providing life resource planning. Tom has a 20-

year background in retirement planning,

financial products and insurance products. He

has a BA in physics and an MBA from the

University of Utah. He also holds the CLU

designation for the American College. Tom has

an exquisite passion for helping seniors and

Veterans.

pg. 20

Other Services

The National Care Planning Council embodies a

group of professionals across the country who

provide a myriad of services to seniors. Some of

these services (not mentioned above) include

Retirement Planning, Care Management,

Alzheimer's Care, Funeral Planning, Placement,

and Long Term Care Insurances services. If you

are looking for help in any of these areas, we

invite you to browse around our site. You will find

listings of local providers and services in every

state who are qualified to help seniors and their

families. We are dedicated to helping families

recognize the need for long term care planning

and to helping implement that planning.

Integrity, honesty, and a genuine concern for

those who are in need of (or may need) long

term care are at the heart of our services. If you

would like to reach out to us we would love to

hear from you.

Sincerely,

The National Care Planning Council

Longtermcarelink.net