Download - Welcome Booklet
Solutions for Seniors Welcome Booklet
Please read through to learn about our services and what we
can offer. This booklet was written on behalf of our members
and those seeking information on services involving retired
individuals and their aging.
pg. 2
Table of Contents
Title Page
Introduction 3
Community Groups & Services 4
In-Home Non-Medical (Personal) Care 5
Grants & Loans to Make Your House Safe (Section 504) 6
Relocating & Downsizing 7
Reverse Mortgage 9
Veterans Benefits 10
Elder Law Advice 13
Our Blog & Website 15
Social Media 15
Useful Books 16
Our Director: Thomas Day 19
Other Services 20
pg. 3
Introduction The National Care Planning Council and the
Senior Veterans Service Alliance, its members
and affiliates are committed to helping the
elderly and their loved ones (including Veterans)
in making sure their aging needs are met. If you
are reading this you are most likely interested in
learning how to financially and emotionally assist
yourself or your loved one through their golden
years. Always remember you are not alone.
Aging can be an overwhelming time for
everyone and some think they have little to no
options, others know there are many options,
some of them are hard to understand and
navigate through.
We are here for you, your family and your loved
ones. Our companies can help you understand
what services are available and lead you to
professionals in your area who can help meet
your needs.
pg. 4
Community Groups and Services
There are many private, religious, and
government organizations across the country
that provide supportive services for older people.
Many of these services center around helping
people stay in their homes and avoid having to
go to live in a facility or perhaps move in with
family. Due to the emphasis on helping people
remain independent, many community aging
programs could be viewed as long term care
programs.
Community services may provide socialization or
service opportunities which might include:
Meals served at home or in community
centers
Transportation and shopping for people
who can’t drive
Home repairs, yard work, telephone
support, caregiver support
Find Senior Services in your area: http://www.longtermcarelink.net/a8profiles.htm
pg. 5
In-Home Non-Medical (Personal) Care
Also known as personal care or home care
services agencies, these providers represent a
rapidly growing trend to allow people needing
help with long term care to remain in their homes
or in the community instead of moving to a care
facility. The services offered may include:
Companionship
Grooming and dressing
Recreational activities
Cooking
Handyman services
Medication Reminders
Bathing or showering
Housekeeping/ Laundry
And much, much more.
Find home care services in your area: http://www.longtermcarelink.net/a7homecare.htm
pg. 6
Grants & Loans To Make Your House Safe (Section
504)
Rural Development makes loans for repairs to
improve or modernize a home for families and
individuals with low incomes. These
improvements are intended to make it safer or
more sanitary, and/or even to remove health
hazards. For seniors 62 and older who cannot
afford a loan, grant funds many be available for
these necessary repairs. Continue Reading
pg. 7
Relocation & Downsizing
As people age, they often become attached to their
homes and even though there may be compelling
reasons to find other living arrangements, these folks
will go to extreme lengths to remain in their houses.
There is often times undeniable pressure for seniors to
move into different living arrangements. Consider the
following:
The challenge of maintaining a yard and
providing upkeep to your home.
The need for long term care that can’t be
handled in the home.
The need for supervision that can’t be
provided in the home.
The neighborhood has deteriorated and
safety is a concern.
There is a desire to be near children or
grandchildren (70% of those 65+ live within 1
hour of a child).
The home cannot accommodate disability
needs.
The need to avoid climbing stairs.
Assets are tied up in the home and cash is
needed through selling the property.
pg. 8
Driving is no longer possible and available
local transportation is not adequate.
The desire for a warmer climate, a yearning
for new vistas or a need for challenging new
experiences.
Find a Senior Relocation Specialist in your Area:
http://www.longtermcarelink.net/a7seniorrelocation_
SRES.htm
Find an Assisted Living Facility in your Area:
http://longtermcarelink.net/a7assistedliving.htm
Find a Placement Services in your Area:
http://www.longtermcarelink.net/a7placement_man
agement_services.htm
pg. 9
Reverse Mortgage
For many seniors, the equity in their home is the
largest single asset, yet it is unavailable to use
unless they take out a home-equity loan. Using a
conventional loan really doesn’t free up the
equity because the money has to be paid back
with interest. A reverse mortgage, however, is a
risk free way of tapping into home equity without
creating monthly payments and without
requiring the money to be paid back during a
person’s lifetime.
Find a Reverse Mortgage Specialist in your Area: http://www.longtermcarelink.net/a7reversemortgage.htm
pg. 10
Veterans Benefits
The Department of Veterans Affairs provides
three types of long term care services for
Veterans.
1. VA Healthcare System: For Individuals
who have substantial service-connected
disabilities, who are receiving VA Pension
or who are considered low income.
2. State Veterans Homes: The majority of
these homes offer nursing care but some
may offer assisted living or domiciliary
care. The Department of Veterans Affairs
in conjunction with the states, helps build
and support state veteran’s homes. View
a list of each state Nursing Homes: http://www.longtermcarelink.net/ref_state_vetera
ns_va_nursing_homes.htm
3. Disability Income for Active Duty
Veterans: The first of these disability
incomes is called Compensation and is
designed to award the Veteran a certain
amount of money to compensate for
pg. 11
potential loss of income in the private
sector due to a disability or injury or illness
incurred in the service. The second type
is simply called Pension. Pension is a little-
known veterans' disability income more
commonly referred to as the "Aid and
Attendance Benefit". This benefit is for
war veterans who have disabilities
(usually age related) that are not
connected to their active-duty service.
The purpose of this benefit is to provide
supplemental income to disabled or
older veterans who have a low income or
significant ongoing medical expenses.
The reason for using "aid and
attendance" to refer to Pension is that
many veterans or their single surviving
spouses can become eligible if they have
a regular need for the aid and
attendance of a caregiver or if they are
housebound.
To get assistance with Veteran’s Benefits you can
find a Veteran’s Advocate in your area:
pg. 12
http://www.longtermcarelink.net/a7veteransbenefitsspecial
ist.htm
To learn more about any VA Benefit, please visit: www.VeteransAidBenefit.org
pg. 13
Elder Law Advice Elder Law attorneys specialize in legal issues
affecting the elderly. They are expert in
Medicare and Medicaid programs and work
with the elderly in assisting them and their families
with all aspects of planning (including trusts,
living wills, estate planning and implementing
necessary legal documents).
Qualified legal help is available from most elder
law attorneys to help individuals apply for and
pg. 14
accelerate payments for Medicaid. An elder law
attorney can also help with disputes with
Medicaid. Likewise, attorneys who specialize in
Medicare can help with disability claims.
Sometimes this help is the only way claims are
ever granted.
To find an Elder Law Specialist in your area: http://www.longtermcarelink.net/a2cfindattorney.htm
pg. 15
Our Blog & Website
Blog: http://longtermcarelink.wordpress.com
Articles: longtermcarelink.net/a13information_article.htm
Articles on our website and blog are published
multiple times a month and deal with a large
variety of concerns.
Social Media
Join our social media pages. We post interesting
and informative articles about Caregiving,
Veterans, Senior Services, etc.
The Seniors Veterans Service Alliance
Facebook: facebook.com/seniorveteransservicealliance
Twitter: twitter.com/theSVSA
National Care Planning Council
Facebook: facebook.com/NationalCarePlanningCouncil
Twitter: twitter.com/thencpc
Linked In: linkedin.com/pub/national-care-planning-
council/61/99b/31/
pg. 16
Useful Books:
Our books are great resources for everyone.
How to Apply for Department of
Veterans Affairs Benefits for Senior
Veterans and Their Survivors: This
book is a welcome and needed
resource for veterans, their
families, and for those who assist
veterans. It provides information
and detailed instructions on how to submit claims
for 25 different types VA benefits and uses the
successful "Fully Developed Claim Process" for
faster decisions. Includes a claim support data.
414 pages $79.00
http://longtermcarelink.net/a16_How-to-Apply-for-
Department-Of-Veterans-Affairs-Benefits.htm
How to Deal with 21 Critical Issues
Facing Aging Seniors: Aging seniors
and their families are often
confounded by the complexity of
issues facing the elderly. Not only
pg. 17
do older Americans have to contend with
declining income, increased debt and poor
investment returns, but they have to deal with
declining health, medical crises, complex
insurance programs, long term care challenges,
who-gets-what decisions, end-of-life, where to
live in their final years and a whole range of other
difficult situations requiring hard decisions. This
book takes a comprehensive approach to issues
facing aging seniors and attempts to address
these problems and provide solutions to many of
the challenges. 310 pages $44
http://longtermcarelink.net/a16_21-Critical-Issues-Facing-
Aging-Seniors.htm
The 4 Steps of Long Term Care
Planning: Filled with references,
check sheets, and planning forms,
the book guides you in 4 easy steps
to creating a plan for you or a
loved one’s long term care. Comes
with a FREE BOOKLET! Community
Solutions for Eldercare. The booklet contains
community and professional elder care
pg. 18
resources you should know about. These
resources can help you obtain pertinent
medical, legal, financial and geriatric
information. 4 steps book is 162 pages $18.95.
http://longtermcarelink.net/a16four_steps_book.htm
Medicaid Secrets: This book is a
financial and legal guide to the ins
and outs of the only government
program that will pay for the long term
nursing home care of your family
member. 247 pages long. $47.00
http://longtermcarelink.net/a16Medicaid_secrets_book.htm
pg. 19
Our Director: Thomas Day
Tom is passionate about
helping our senior population
solve the problems that arise
with aging. This passion spans
from his experience dealing
with a difficult health
condition in his senior years.
The treatment he received
from his condition from the VA
healthcare system saved his life, and now
enables him to devote his later years with
payback to helping other seniors deal with aging
issues. Tom is actively involved in promoting and
providing life resource planning. Tom has a 20-
year background in retirement planning,
financial products and insurance products. He
has a BA in physics and an MBA from the
University of Utah. He also holds the CLU
designation for the American College. Tom has
an exquisite passion for helping seniors and
Veterans.
pg. 20
Other Services
The National Care Planning Council embodies a
group of professionals across the country who
provide a myriad of services to seniors. Some of
these services (not mentioned above) include
Retirement Planning, Care Management,
Alzheimer's Care, Funeral Planning, Placement,
and Long Term Care Insurances services. If you
are looking for help in any of these areas, we
invite you to browse around our site. You will find
listings of local providers and services in every
state who are qualified to help seniors and their
families. We are dedicated to helping families
recognize the need for long term care planning
and to helping implement that planning.
Integrity, honesty, and a genuine concern for
those who are in need of (or may need) long
term care are at the heart of our services. If you
would like to reach out to us we would love to
hear from you.
Sincerely,
The National Care Planning Council
Longtermcarelink.net