web viewsamples of. question. s. for bank exam:-questions of. general awareness:-1.) which of the...
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SAMPLES OF QUESTIONS FOR BANK EXAM:-
Questions of General Awareness:-
1.) Which of the following statement (s) reflects India’s stand on new World Trade Organization’s proposal on the issue of the subsidy to agro products ?
(1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the products if they have to sell them on cheaper rate.
(2) Indian industry needs more flexibility as compared to the industry in developed countries.
(3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue of subsidy and find out a solution to the problem acceptable to all the parties.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
ANS (A)
2.) Which of the following statement (s) is / are true about the 11th five year plan of India ?
(1) The highest priority is given to exports ,education and development of steel sector.
(2) The plan aims at achieving the growth at 10 % level by the end of the plan.
(3) The Rashtriya Krishi Vikas Yojana is revived in such a way so that it can be achieve a growth nof 4 % for agriculture sector.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
ANS (D)
3.) As per the figures released recently the Stock markets in emerging economies made handsome returns last year (2007-08). Which of the following stock markets amongst the BRIC nations registered highest increased (97 %) compared to its performance in 2006-07 ?
(A) Cina
(B) Brazil
(C) Russia
(D) India
(E) None of these
ANS (D)
4.) Bayana which was in news recently is a place in -
(A) Uttar Pradseh
(B) Madhya Pradseh
(C) Bihar
(D) Haryana
(E) Rajasthan
ANS (E)
5.) Which of the following statement (s) is / are correct about the Indo-Russia Bilateral Defence Ties ?
(1) Both the countries have decided to produce a fifth generation fighter aircraft and a multi role cargo plane.
(2) India has agreed to launch Russian missiles from its base at Chandipur incase some other nation attacks on Russia
(3) India and Russia were able to sort out differences over the utilization of Rupee debt fund which is of Rs. 8000 Crore at present.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 3 only
(E) None of these
ANS (A)
6.) India has recently decided to put a wire fence on the 76 km. long border in Dhudri district in Assam. The fence will separate India from -
(A) Nepal
(B) China
(C) Bangladesh
(D) Myanmar
(E) Pakistan
ANS (C)
7.) As we all know the Govt. of India is very keen about providing banking service to the people in rural and remote areas . However , banks feel that the cost of providing services in these areas for financial inclusion is quite high if services are offered through the “traditional branch channel “. What is / are the other alternative cost effective channel (s) to fulfill this aim of the Govt. of India ?
(1) Putting biometric ATMs.
(2) Introduce mobile banking.
(3) Issue credit or debit cards
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
ANS (B)
8.) The Govt. of India recently issued a notification altering constituencies in 24 States and Union territories. This is done as per the provision of which of the following Acts?
(A) Delimitation Act
(B) Census Act
(C) Parliament Act
(D) State Reorganization Act
(E) None of these
ANS (A)
9.) As we read very frequently in the newspaper fraudulent activities in financial world is still continuing despite various efforts made by various countries to prevent them. As an estimate by IMF, what is the probable amount derived from such illegal activities which is laundered through the world’s formal financial systems every year? About -
(A) US$ 500 billion
(B) US$ 800 billion
(C) US$ 1000 billion
(D) US$ 1250 billion
(E) US$ 1500 billion
ANS (D)
10.) Indian Prime Minister during his visit the Arunachal Pradesh a few months back asserted that the State is India’s Land of Rising Sun. Which of the following countries did not like his statement and had raised some objection over his visit to Arunachal Pradesh which is very much a part of India?
(A) Myanmar
(B) China
(C) Bangladesh
(D) Bhutan
(E) Nepal
ANS (B)
11.) Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana?
(A) Rs. 10,000/-
(B) Rs. 20,000/-
(C) Rs. 30,000/-
(D) Rs. 40,000/-
(E) Rs. 50,000/-
ANS (C)
12.) Which of the following is NOT one of the highlights Economic Survey presented in the Lok Sabha for the year 2007-08?
(A) Economy has “moved to higher growth phase”
(B) A trend of acceleration in domestic investment and saving rate is recorded.
(C) Buoyant growth in Govt. revenue.
(D) Indian Economy at market rate of exchange crossed 1 trillion US$ in current fiscal.
(E) Net Foreign direct Investment increased by 350 % .
ANS (E)
13.) Which of the following is / are correct about sub prime crisis which was in news recently?
(1) It has reduced the flow of capital coming of Indian Stock Markets.
(2) The sub prime crisis is the major financial crisis whose origin is in the Russia and Brazil. It has adversely affected the economy of Europe and USA.
(3) The crisis started when some people started trading with false Share certificates of major blue chip US companies in the stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
ANS (D)
14.) The Prime Minister Gram Sadak Yojana (PMGSY) has a target to connect all habitations of which of the following levels with all weather roads by 2008-09?
(A) 1000+
(B) 2000+
(C) 3000+
(D) 4000+
(E) None of these
ANS (A)
15.) As we all know the value of the Indian rupee has appreciated in the recent past . The value of the Rupee is direct dependent on which of the following?
(A) Availability of commodities in the market.
(B) VAT introduced by the Govt. on various commodities.
(C) Size of total Forex Reserve of India currently.
(D) Capital flow in the market during a given period of time.
(E) None of these
ANS (A)
16.) Which of the following banks has taken over the Centurion Bank of Punjab?
(A) ICICI Bank
(B) IDBI Bank
(C) HDFC Bank
(D) AXIS Bank
(E) None of these
ANS (C)
17.) As per provision made in Bharat Nirman programme the pace of creation of irrigation facilities is required to be raised from present level of 1.42 million hectare per year in such a way so that it can achieve the target level fixed for the same?
(A) 1.50 million hectares / year
(B) 1.75 million hectares / year
(C) 2.00 million hectares / year
(D) 2.25 million hectares / year
(E) 2.50 million hectares / year
ANS (D)
18.) Inflation has become major area of concern in India these days. What measures do the Govt. pf India / RBI normally take to control the same?
(1) Fixation of Maximum Price of the Commodities
(2) System of Dual prices.
(3) Increased in supply of food grains.
(4) Control on credit and liquidity in market.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2,3 & 4
(E) All 1,2,3 & 4
ANS (D)
19.) How much edcation cess is being levied on all the taxes to support elementary education for the children of age group of 6-14 years under Sarva Shiksha Abhiyan (SSA)?
(A) 0.50%
(B) 0.75%
(C) 1.00%
(D) 1.5O%
(E) 2.00%
ANS (E)
20.) Which of the following is / are correct about various concessions given in the Union Budget for 2008-09?
(1) Five years tax holidays for setting up hospitals in Tier II & Tier III regions for providing health care in rural areas.
(2) Commodities tax transaction to be introduced.
(3) Banking cash transaction tax withdrawn.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 & 3
(E) All 1,2 & 3
ANS (E)
21.) Which of the following statements reflects the aim (s) Jawaharlal Nehru National Urban Renewal Mission (JNNURM)?
(1) Give focused attention to integrated development of infrastructure in selected cities.
(2) Provide basic services to the urban poors
(3) Scale up civic amenities and provision of utilities in urban areas.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) None of these
ANS (D)
22.) The Press Freedom Day is observed on which of the following days?
(A) 1st May
(B) 1st June
(C) 3rd May
(D) 3rd June
(E) 10th June
ANS (C)
23.) As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means it will now be applicable to about-
(A) 200 districts
(B) 300 districts
(C) 400 districts
(D) 500 districts
(E) 600 districts
ANS (E)
24.) As per the reports published by the Ministry of Finance recently the overseas borrowings by the Corporates and currency fluctuation has gone up by which of the following percentage points? About -
(A) 1%
(B) 2%
(C) 3%
(D) 4%
(E) 5%
ANS (C)
25.) The Govt. of India and Reserve Bank of India is planning to set up an autonomous “ATM corporation of India” in which various banks can get together for common ATM operations. If this happens how will we all be benefited by the same?
(1) It will be a cost effective measure as each bank can share its operational cost with others.
(2) Clients can withdrawn money from any ATM from any location. They are not required to go to their banks’ ATM only.
(3) It will indirectly help the IT business also as India has a large pool of IT skilled manpower waiting for suitable placement.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) All 1,2 & 3
(E) None of these
ANS (C)
26.) Oscar Awards are given for the excellence in the field of -
(A) films
(B) Literature
(C) Sports
(D) Politics
(E) Status
ANS: (A)
27.) Which of the following is not a food crop ?
(A) Wheat
(B) Barley
(C) Maize
(D) Gram
(E) Cotton
ANS: (E)
28.) Union Budget always presented first in -
(A) The Loksabha
(B) The Rajyasabha
(C) Joint session of Parliament
(D) Meeting of the Union cabinet
(E) The State Assemblies
ANS: (A)
29.) The Government of India has earmarked about Rs. 70,000 crore in Union Budget to help which of the following sections of the society ?
(A) Children who are bonded labour
(B) Persons working in hazardous industries
(C) Farmers
(D) People living below poverty line
(E) None of these
ANS: (E)
30.) Jose Louise has taken over as the prime minister of -
(A) France
(B) Argentina
(C) Spain
(D) New zealand
(E) Italy
ANS: (C)
31.) As per the reports in the newspapers what has been the average growth of GDP during 10th plan period (2002-2007) ?
(A) 9 %
(B) 9.3 %
(C) 8 %
(D) 8.7 %
(E) 7.6 %
Ans (E)
32.) Which of the following is/are not part(s) of the Union Budget 2008-09 presented in the Lok Sbha in February 2008 ?
(1) Defence allocation is increased by 10% to reach more than Rs. 1,00,000 crore.
(2) National Rural Guarantee Act is extended to all the rural districts.
(3) Debt Waiver Scheme launched to help all farmers irrespective of their land holdings.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) Only 3
(E) None of these
Ans (D)
33.) Which of the following States has been declared 2008 as the “Year of Education” ?
(A) Haryana
(B) Bihar
(C) Gujarat
(D) Uttar Pradesh
(E) None of these
Ans (A)
34.) Who amongst the following is selected as the “Banker of the year 2007″ by the Business Standard ?
(A) M.V.Kamath
(B) K.C.Chakrabarty
(C) Anil Khandelwal
(D) O.P.Bhatt
(E) None of these
Ans (D)
35.) Which of the following is /are not the constituent sector(s) of the Gross Domestic Product (GDP) of India ?
(1) Agriculture & allied activities
(2) Foreign Exchange Reserve
(3) Industry
(A) Only 1
(B) All 1,2 & 3
(C) Only 3
(D) Both 1 & 2
(E) Only 2
Ans (E)
Questions of English :-
Direction: In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, four words are suggested. One of which fills the blank appropriately. Find out appropriate word in each case.
The Reserve Bank has taken a bold (46) in the development of money, the government securities and the foreign exchange markets in (47) of their critical role in overall growth and development of the economy and (48) in the transmission mechanism of monetary policy. The approach has been one of simultaneous movements on several fronts, graduated and callibrated, with an (49) on institutional and infrastructural development and improvements in market microstructure. The pace of reforms was contingent (50) putting in place appropriate systems and procedures, technologies and market practices. Initiatives taken by the Reserve Bank have brought about a (51) transformation of various segments of the financial market. These developments by improving the depth and liquidity in domestic financial markets have (52) to better price discovery of interest rates and exchange rates, which, in turn, hae led to greater (53) in resource allocation in the economy. The increase in size and depth of financial market has (54) the way for (55) use of indirect instruments.
1. (1) interest
(2) participation
(3) step
(4) role
(5) None of these
Ans:- (3 )
2. (1) point
(2) tune
(3) view
(4) pursuit
(5) None of these
Ans:- (4 )
3. (1) decisively
(2) reluctantly
(3) visibly
(4) particularly
(5) None of these
Ans:- (4 )
4. (1) equilibrium
(2) emphasis
(3) appeasement
(4) overload
(5) None of these
Ans:- (2 )
5. (1) by
(2) for
(3) against
(4) upon
(5) None of these
Ans:- (4)
6. (1) trivial
(2) jubilant
(3) fastidious
(4) significant
(5) None of these
Ans:- (4)
7. (1) addressed
(2) contributed
(3) initiated
(4) evolved
(5) None of these
Ans:- (1 )
8. (1) measures
(2) activism
(3) debacle
(4) efficiency
(5) None of these
Ans:- (1)
9. (1) paved
(2) repaired
(3) dug
(4) elevated
(5) None of these
Ans:- (3 )
10. (1) revolutionised
(2) indiscriminate
(3) flexible
(4) arbitrary
(5) None of these
Ans:- (3 )
Question of Computer Knowledge
1.) Buffer is device/storage area–
1. Where data are temporarily stored
2. Where data is permanently stored
3. Where data error occurs
4. All of the above
5. None of these
Ans.- (1)
2.) A network geometric arrangement in which a single connecting line is shared by a number of nodes is called–
1. Car Topology
2. Bus Topology
3. Truck Topology
4. All of the above
5. None of these
Ans.- (2)
3.) An error in a computer program is referred as–
1. Bug
2. Bit
3. Virus
4. All of the above
5. None of these
Ans.- (1)
4.) Circuits that provide a communication path between two or more devices of a digital computer system is–
1. Car
2. Bus
3. Truck
4. All of the above
5. None of these
Ans.- (2)
5.) A fixed number of adjacent bits that represent a particular character or symbol are referred as–
1. Byte
2. Octal
3. Bubble
4. All of the above
5. None of these
Ans.- (1)
6.) Cache memory is a–
1. Small buffer storage
2. Permanent storage
3. Main memory
4. All of the above
5. None of these
Ans.- (1)
7.) The total number of digits (symbols) available to represent numbers in a positional number system is referred as–
1. Number system
2. Base
3. Power
4. All of the above
5. None of these
Ans.- (2)
8.) Cache memory is–
1. Smaller and faster than main storage
2. Bigger and slower than main storage
3. Smaller but slower than main memory
4. Bigger and faster than main memory
5. None of these
Ans.- (1)
9.) Cache memory–
1. Is a Static RAM
2. Increases the speed of processing by making current programs and data available to the CPU at a rapid rate
3. Both 1. and 2. are true .
4. Both 1. and 2. are false
5. None of these
Ans.- (3)
10.) Following is false for BASIC–
1. Beginners All-Purpose Symbolic Instruction Code
2. High-level interactive programming language
3. Works in time sharing environment
4. Low level object oriented language
5. None of these
Ans.- (4)
11.) A unit for measuring data transmission speed that describes the capacity of a carrier is referred as–
1. Baud
2. Bit
3. Bond
4. All of the above
5. Batch
Ans.- (1)
12.) A process of trying out a new product by independent users before it is finally manufactured/developed–
1. Alpha test
2. Beta Test
3. Gamma test
4. All of the above
5. None of these
Ans.- (2)
13.) A selection, choice, or condition involving two possibilities is referred as–
1. Unary
2. Binary
3. Octal
4. All of the above
5. None of these
Ans.- (2)
14.) Base band System is–
1. A networking system
2. Where the channel support a single digital signal
3. Both 1. and 2. are true
4. All of the above
5. None is true
Ans.- (3)
15.) One of the early coding systems, based on the idea of converting each digit of a decimal number into its binary equivalent rather than converting the entire decimal value into a pure binary form is–
1. ASCII code
2. BCD
3. ASCII-8
4. All of the above
5. None of these
Ans.- (2)
16.) In Batch processing–
1. Several computer programs runs one after another without human interaction to run each program individually
2. Several computer programs runs one after another with human interaction to run each program individually
3. Selected computer programs runs one after another with human interaction to run each program individually
4. All of the above
5. None is true
Ans.- (1)
17.) BISYNC is–
1. Binary synchronous
2. A process of transmitting data
3. A half-duplex, character oriented, synchronous data communication transmission method
4. All of the above
5. None of these
Ans.- (4)
18.) A device that is used to transmit data from one location to another is referred as–
1. Storage
2. Memory
3. Carrier
4. All of the above
5. None of these
Ans.- (3)
19.) Programs developed by an outside supplier and provided to the user in a machine readable form is known as–
1. Canned programs
2. Beta program
3. Alpha program
4. All of the above
5. None of these
Ans.- (1)
20.) A binary numbers are represented by–
1. Digits 0 and 1
2. Digits 0, 1, ..., 8
3. Digits AB, C,...
4. All of the above
5. None of these
Ans.- (1)
21.) BIOS is responsible for
1. Handling the particulars of input/output operations
2. Output operations
3. Input operations
4. All of the above
5. None of these
Ans.- (1)
22.) BIOS is an abbreviation for–
1. Binary Input/Binary Output
2. Binary synchronous
3. Binary digit
4. All of the above
5. None of these
Ans.- (1)
23.) BISYNC is an abbreviation for–
1. Binary Input/Binary Output
2. Binary synchronous
3. Binary digit
4. All of the above
5. None of these
Ans.- (2)
24.) The overall design, construction, organiz-ation and interconnecting of the various components of a computer system is referred as–
1. Computer Architecture
2. Computer Flowchart
3. Computer Algorithm
4. All of the above
5. None of these
Ans.- (1)
25.) A number system with a base of two is referred as–
1. Unary number system
2. Binary number system
3. Octal number system
4. All of the above
5. None of these
Ans.- (2)
Question of Numerical Ability
1.) The sum of three consecutive natural numbers each divisible by 3 is 72. What is the largest among them?
1. 25
2. 26
3. 27
4. 30 5. 26
Answer: (3)
2.) The numerator of a non-zero rational number is five less than the denominator. If the denominator is increased by eight and the numerator is doubled, then again we get the same rational number. The required rational number is:
1. 1/8
2. 4/9
3. 2/8
4. 3/8
5. 3/8
Answer: (5)
3.) Find the greatest number that will divide 640, 710 and 1526 so as to leave 11, 7, 9 as remainders respectively.
1. 36
2. 37
3. 42
4. 29
5. 47
Answer: (2)
4.) Jayesh is as much younger than Anil as he is older than Prashant. If the sum of the ages of Anil and Prashant is 48 years, what is Jayesh’s age in years?
1. 29
2. 30
3. 24
4. 25
5. 28
Answer: (3)
5.) A bag contains one rupee, 50-paise and 25-paise coins in the ratio 2 : 3 5. Their total value is Rs. 114. The value of 50 paise coins is:
1. Rs. 28
2. Rs. 36
3. Rs. 49
4. Rs. 72
5. Rs. 50
Answer: (1)
6.) A tempo is insured to the extent of 4 5 of its original value. If the premium on it at the rate of 1.3 percent amounts to Rs. 910, the original value of the tempo is:
1. Rs. 78,000
2. Rs. 78,500
3. Rs. 80,000
4. Rs. 85,000
5. Rs. 87,500
Answer: (5)
7.) By selling 45 lemons for Rs. 40, a man loses 20%. How many should he sell for Rs. 24 to gain 20% in the transaction?
1. 19
2. 18
3. 24
4. 22
5. 23
Answer: (2)
8.) In a ratio, which is equal to 3 : 4, if the antecedent is 12, then the consequent is:
1. 10
2. 16
3. 20
4. 22
5. 18
Answer: (2)
9.) A, B and C are employed to do a piece of work for Rs. 529. A and B together are supposed to do 19/23 of the work and B and C together 8/23 of the work. What amount should A be paid?
1. Rs. 320
2. Rs. 345
3. Rs. 355
4. Rs. 380
5. None of these
Answer: (2)
10.) A boy rides his bicycle 10 km at an average speed of 12 km/hr and again travels 12 km at an average speed of 10 km/hr. His average speed for the entire trip is approximately :
1. 10.4 km/hr
2. 10.8 km/hr
3. 12 km/hr
4. 14 km/hr
5. 13 km/hr
Answer: (2)
11.) From a pack of 52 cards, two cards are drawn together at random. What is the probability of both the cards being kings?
1. 1/19
2. 27/29
3. 35/256
4. 1/121
5. 35/121
Answer: (4)
12.) An automobile financier claims to be lending money at simple interest, but he includes the interest every six months for calculating the principal. If he is charging an interest of 10%, the effective rate of interest becomes:
1. 13%
2. 10.25%
3. 15%
4. 11%
5. None of these
Answer: (2)
13.) A towel, when bleached, was found to have lost 20% of its length and 10% of its breadth. The percentage of decrease in area is:
1. 11%
2. 12%
3. 20%
4. 28%
5. 33%
Answer: (4)
14.) What is the difference in exports between the periods March to May and June to August (in $ million)?
1. 418
2. 592
3. 5790
4. 585
5. None of these
Answer: (4)
15.) If the exports of company B in the year 2003 were Rs. 77 crore, then, what were the imports of the company in that year?
1. 86 crore
2. 107.5 crore
3. 103.95 crore
4. 101 crore
5. None of these
Answer: (3)
Question of Reasoning Ability
1.) Study each of the following table and choose the alternative which can best replace the question mark (?)
1 2 3 2 10 12
2 5 12 10 16 13
1 2 1 ? 10 24
(a) 5
(b) 11
(c) 13
(d) 8
Ans (c)
2.) Study each of the following table and choose the alternative which can best replace the question mark (?)
3 8 10 2 ? 1
6 56 90 2 20 0
(a) 0
(b) 3
(c) 5
(d) 7
Ans (c)
3.) In the following question one term in the number series is wrong. Find out the wrong term.
11, 5, 20, 12, 40, 26, 74, 54
(a) 5
(b) 20
(c) 40
(d) 26
Ans (c)
4.) In the following question one term in the number series is wrong. Find out the wrong term.
8, 14, 26, 48, 98, 194, 386
(a) 14
(b) 48
(c) 98
(d) 194
Ans (b)
5.) Calculate value of each word by the following formula:
Consonants = (2 × Position of the letter in alphabet) - 1
Vowels = (3 × Position in alphabet) + 1
CHANGE
(a) 77
(b) 79
(c) 83
(d) 80
Ans (d)
