We link your legacy to your community...forever.

2004 ANNUAL REPORT

our VISIONA healthy Niagara that promotes philanthropy

our MISSIONTo realize this vision, the Niagara Community Foundation:

• builds endowments focusing on Niagara’s community needs

• grants monies with integrity, sensitivity and creativity

• collaborates with the community and individuals to meet the philanthropic goals of the donors and the needs of the community

• facilitates individual gifts that will have a long term benefit for the community

guiding PRINCIPLESWe seek recognized leaders who through their skills bring leadership to the community. We nurture and build on our community’s strengths and assets. We engage in practices that are open and accessible, fair and objective, flexible and timely. We form, encourage and support collaborations and partnerships. We evaluate our activities to improve our skills and knowledge and we will share key findings with others. Because our core activities are interdependent, we commit to balance our human and financial resources among them.

These guiding principles are essential to our role as credible and reputable stewards of

community resources.

I am of the opinion that my life belongs

to the community, andas long as I live, it is

my privilege to do for it whatever I can.

— George Bernard Shaw

In our presentations around the region we notice that when we talk about community we find it means different things to different people. It could be the community where one works orlives. It could be the community in which one volunteers or the community one supports. It could also be the community of shared interests.

On the cover of this annual report we say that ‘we link your legacy to your community forever.’This recognizes that we are able to work with donors regardless of how they define their community. Donors who want their funds to be used for projects in their hometown can targettheir gifts to support their local community fund. Donors who have a connection to particularcharities can designate their gifts to support these groups in perpetuity. And donors with shared interests are able to support environmental projects through our new EnvironmentalLegacy Fund for Niagara.

During the past four years, the Foundation’s community has grown in a variety of ways. We now have more than 120 volunteers who provide advice or an extra set of hands when needed. In 2000 our community of donors made gifts totaling $312,000 to our three endowment funds. By the end of 2004, this community had grown and together contributedmore than $2.4 million to 49 different endowment funds. And the community of groups that we support has grown from six in our first year to 63 in 2004

This year we expanded our community by launching our Young Leaders in PhilanthropyProgram in partnership with two student groups at Brock University. You can learn more about this exciting initiative in this report. We also launched a new partnership with the wineindustry through the presentation of Cuvée. The proceeds from this celebration of the best of the best of Ontario wineries will support the work of the Foundation.

This 2004 Annual Report is our opportunity to publicly thank the many communities whocontinue to support the Foundation. We value your support, we honour your contribution and we are thankful for your gifts.

Regards

Andrea Kriluck Liz Palmieri President Executive Director

2004 in review

Photo credit: Dennis Cahill

Community Living Port Colborne-Wainfleetprovides a wide range of support services to adults and children with intellectual disabilities. During the past several years they encountered a significant problem providing employment opportunities foryouth and young adults due primarily to poor social, emotional and behavioural skillsas well as a lack of leadership skills.

With a $5,000 grant from the Foundation,they presented three two-day LeadershipTraining Conferences for 75 students withbarriers and 15 leaders from Port ColborneHigh School. At the end of each conference,the students prepared simple evaluations. Said one student, “I have learned that I have a lot of gifts I did not know I had. This experience has been worthwhile. I learned how to communicate in different ways and to be a better leader. I also learned that there are different things that other people have that makes them a better person.”

St. Catharines Blind BowlersFounded in 2003, the St. Catharines BlindBowlers encourages blind/visually impairedindividuals to be physically active, to gain a support network, to gain confidence towards an independent life and to give backto the community.

The Foundation was approached in the summer of 2004 with a request to help coverthe cost of purchasing or building three stainless steel portable railings. These railingswill enhance the experience for their memberswho are totally blind by providing a guide for aiming and approaching, as well as giving support to those who are less stable. Thisgroup was given a $1,000 grant and the new railings should be in place by the spring of 2005.

we’re MAKING A DIFFERENCEtoday in our community

Left to right: Devon Cook, Rita Smith

YMCA of NiagaraThe YMCA of Niagara fosters opportunitiesthat inspire people to grow, develop and learnthrough its leadership in building a healthyand caring community. In partnership withthe Region of Niagara they administer theProkids Program, providing recreational andcultural opportunities for children and youthfrom across Niagara whose families are inreceipt of social assistance. The Y acts as a broker between the families and more than 50 organizations providing, among otherthings, music lessons, soccer leagues, danceclasses, swimming lessons or karate classes. A grant of $11,000 from the Investing in St. Catharines Youth Fund will help 110 children from the city participate in the recreational opportunity of their choice. This Fund was launched through the leadership of St. Catharines Mayor Tim Rigby and volunteers from the St. Catharines Community Fund.

Peterson Community WorkshopOperating out of the former Chippawa TownHall, the Peterson Community Workshopprovides a place for people of all ages and skill levels to express, teach or develop their creativity through arts and crafts, regardless of physical or mental ability. A Teen Art Clubwas formed providing youth with a space of their own to develop their artistic skills,socialize and exhibit their work on a more regular basis. Some of their members do not attend school full-time and this is an opportunity for the Workshop to encouragethem back into formal education and helpthem develop better self-esteem. Their $3,000 grant provides for equipment, supplies and promotion of a city-wide TeenArt Show and Mural Project in Niagara Falls.

Photo courtesy of YMCA of Niagara

ENVIRONMENT GRANTS PROGRAMCity of St. Catharines: Walker’s Creek Neighbourhood Association $ 3,500 Conservation Niagara Foundation $ 3,000Friends of Fort Erie’s Creeks $ 1,000

OSPREY MEDIA NIAGARA PUBLISHING GROUP CHILDREN’S SUMMER CAMP FUNDAlzheimer Society of Niagara Region $ 1,650 Autism Society of Ontario: Niagara Region Chapter $ 900Big Brothers/Sisters: Grimsby, Lincoln, West Lincoln $ 600Boys and Girls Club of Niagara $ 800Brain Injury Association of Niagara $ 400Carousel Players $ 450 Children's Discovery Centre of Niagara $ 700Community Living: Fort Erie $ 300Community Living: Grimsby, Lincoln and West Lincoln $ 300Community Living: St. Catharines $ 300Community Living: Port Colborne Wainfleet $ 300Fort Erie Community YMCA $ 500 Niagara Child and Youth Services $ 300Niagara Falls Big Brothers Big Sisters Association Inc. $ 600Niagara Foundation for Family and Children's Services $ 920Niagara Support Services $ 300Niagara Symphony Association $ 800Thorold Community Activities Group $ 550Town of Grimsby: Recreation Services $ 558YMCA of Niagara $ 3,000YWCA of St. Catharines $ 750

COMMUNITY GRANTS PROGRAMAutism Society of Ontario: Niagara Region Chapter $ 2,760Canadian Academy of Travel & Tourism $ 2,000Canadian Red Cross, Niagara Area Branches $ 5,000Carousel Players - $ 1,800Children's Discovery Centre of Niagara $ 7,500Community Living: Port Colborne Wainfleet $ 5,200Folk Arts Council of St. Catharines Multicultural Centre $ 4,200Horse Alternative Therapeutic Services (H.A.T.S.) $ 2,250Information Niagara $ 3,600

GRANTS awarded in 2004The Foundation supportsthree granting programs– Environment, SummerCamp and Community.

Grants are also givenfrom our donor funds.

The following is a list of organizations receiving a total

of $596,756in grants in 2004.

Le Centre Polyvalent des aines francophones de Port Colborne $ 2,500Learning Disabililties Association of Niagara Region $ 4,000Niagara Foundation for Family and Children's Services $ 3,000Niagara Performing Arts Centre $ 2,200Niagara Pride Support Services $ 3,360Non-Profit Fort Erie Mobile Service $ 2,160Pelham Public Library $ 4,000Peterson Community Workshop $ 3,000Rotary Club of Fonthill $ 5,000St. Catharines Blind Bowlers $ 1,000St. Catharines Resource Service for Youth (The RAFT) $ 2,500St. John Ambulance Niagara Falls Branch $ 2,000The Foundation of Resources for Teens (FORT) $ 2,000The Niagara Foundation $ 1,500The Showboat Festival Theatre of Port Colborne, Inc. $ 3,000Welland Historical Museum $ 1,350YWCA of St. Catharines $ 2,000

GRANTS FROM DONOR DIRECTED FUNDSAutism Society of Ontario: Niagara Region Chapter $ 985Brock University $ 200,000Brock University $ 1,400CARSA - Niagara Regional Sexual Assault Centre $ 985Chorus Niagara $ 1,000Church of the Transfiguration $ 800City Of St. Catharines: Four Pad Arena $ 71,920CNIB - Ontario Divison - Niagara Branch $ 985Dog Guides of Canada $ 985Heart & Stroke Foundation: Niagara Region $ 985 Knox Presbyterian Church $ 50,000Lincoln County Humane Society $ 985Multiple Sclerosis Society of Canada $ 985Niagara Action for Animals $ 985Niagara College $ 500Niagara College Foundation $ 100,000Osteoporosis Society of Canada $ 985Queen’s University $ 1,000Region of Niagara: Greater Niagara Circle Route $ 42,262St. Catharines General Hospital Foundation $ 975Welland Public Library Board $ 2,000Women's Place (St. Catharines & District) $ 985YMCA of Niagara $ 3,000YMCA of Niagara $ 11,000

In 2001, at the celebration of its 175th anniversary, the Morgan family created theMorgan Funeral Homes Community Fund within the Niagara Community Foundation as their legacy to their community. At the time,brothers Ernie and Jeff Morgan noted, “Our family has always been involved in the community,and the creation of a donor-advised fund withinthe Niagara Community Foundation allows us toexpand and continue our ongoing commitmentfor many years to come.”

With the untimely death of Jeff early in 2004,family, friends and associates honoured him bymaking gifts in his memory to both the GreaterNiagara General Hospital and the MorganFuneral Homes Community Fund. Each year the fund’s advisors will meet with the Foundationto determine which particular charities they willbe supporting. This fund will continue as a livingtestament to the desire both Jeff ’s and Ernie’sfamilies have to making their community a better place in which to live and work.

Doug and Sally Whyte are lifelong residents ofSt. Catharines. Doug is a founding partner ofDurward Jones Barkwell & Company LLP andhas been instrumental in overseeing the growthand success of the firm. Doug is also the Chair of the Advisory Board of the St. CatharinesCommunity Fund. In recognition of their family’s commitment to the city, Doug and Sallycreated the Whyte Family Endowment Fund.This is an open and unrestricted fund within the St. Catharines Community Fund. Doug’sfirm also created the Durward Jones Barkwell & Company LLP Fund. In 1940, Wilfred W.Pollock, C.A. opened an accounting office in St. Catharines, establishing the roots of DJB.Their fund is also part of the St. CatharinesCommunity Fund in recognition of the role the city played in their early success. Each year, a portion of the earnings on both these funds will be used to support worthwhile projects in the city.

We also have donors to the Foundation whowant to remain anonymous. Some wish toremain anonymous in perpetuity and some desire to be recognized after their passing. The Foundation works with all our donors to ensure that their wishes are honoured. We received a major gift early in 2004 from a donor to the Welland Community Fund. A significant gift from this individual will alsocome through a bequest to the Fund. At thattime, a fund will be named in honour of the family as their legacy in their community.

our donors are LEAVING THEIR LEGACY for tomorrow

Jeff Morgan

In every communitythere is work to

be done. In everynation there arewounds to heal.

In every heart there is the power to do it.

— Marianne Williamson

The Foundation’s endowment grew to $2.3million in 2004, a 40% increase over 2003.Our staff and volunteers met with each donorto determine the type of fund most appropri-ate to his or her philanthropic intent. Weextend thanks to our donors for using theFoundation as the means to leave a legacy tothe community. Donations to create namedfunds can be gifted over a five-year period.

COMMUNITY FUND

A donation to the Community Fund gives theFoundation the greatest flexibility. The earn-ings on this fund enable our board of directorsto respond to current community needsthrough the provision of grants to charitiesthroughout Niagara. Donors can establish anamed fund within our Community Fundwith a $5,000 gift. Donors interested in sup-porting future community needs are able tomake a contribution of any size to theCommunity Fund.

• Alice Helene Downie Bacon Fund• Branscombe Families Fund• Crawford, Smith and Swallow Fund

• Elvi Vicary Fund• George & Doris Shepherd Family Fund• Jan and John Potts Fund• Niagara Credit Union Fund• Waters & Meredith Fund

DONOR DESIGNATED FUNDThis type of fund gives donors the opportunityto specify, at the time the fund is established,which particular charities they would like to support in perpetuity. If unexpectedly anorganization ceases to exist, we can redirectthe funds to a similar cause. The minimumdonation to open a designated fund is$10,000 per beneficiary.

• Alice Helene Downie Bacon Education Fund• Audrey Shimizu Memorial Fund• Church of the Transfiguration Education Fund• Joan E. Marlow Memorial Fund• Luigi and Amalia Setacci Fund• Mayholme Foundation Fund• Morabito Family Fund• Stephen Souter Memorial Fund

ENDOWMENT FUNDS continue to grow

There is a tremendousstrength that is growingin the world through...

sharing together, praying together,

suffering together, and working together.

— Mother Teresa

DONOR ADVISED FUNDThis fund enables donors to have ongoingparticipation in the selection of charities that will benefit from their gift. Donors maychoose this type of fund instead of creating a family trust or private foundation. The minimum donation to open a donor advisedfund is $25,000.

• Casino Niagara Cares Fund• Donald and Barbara Fraser Family Fund• Morgan Funeral Home Community Fund• Niagara Engineering Week Scholarship Fund• Niagara Road Supervisors Fund• Sullivan Mahoney Endowment Fund

FIELD OF INTEREST FUNDSThese funds work much like our CommunityFund, except that donors identify an area ofinterest that they would like to target withtheir support. The minimum donation toopen a field of interest fund is $25,000.However, once established, other donors with similar interests are able to make a contribution of any size to these funds.

• Anna Angelone Endowment Fund (supports homeless youth)

• Environmental Legacy Fund • Niagara CAER® Group Fund• Walker Industries Earth 1st Fund

• Niagara Children’s Chorus Fund (supports youth choral projects)

• Ontario Endowment for Children and Youth in Recreation Fund

• Sunday in the Parks Fund (supports projects for advancement of women and girls)

ENDOWMENT FUNDS continue to grow(cont.)

Only when we give joyfully, without

hesitation or thought of gain,

can we truly know what love means.

— Leo Buscaglia

CHARITABLE ENDOWMENT FUNDSThese funds are created and administered by the Foundation on behalf of registeredcharities. This allows the organization freedom from investment responsibility andgives donors the confidence of knowing that a permanent foundation is in place to professionally administer the charity’s endowment. Once established, the charity can encourage its donors to contribute to itsendowment fund. A donation of $10,000opens this fund.

• Niagara on the Lake Library – Michael Dietsch Family Fund

• Niagara Falls Humane Society Shelter Enhancement Fund

• Niagara Survivor Services Fund

LOCAL COMMUNITY FUNDS OR AFFILIATESThese funds support the work of charitiesoperating within a particular Niagara municipality and operate much like ourCommunity Fund identified earlier. In 2004 a group of volunteers in Niagara West started working to create a local fund to serve Grimsby, Lincoln and West Lincoln.The minimum donation to open this type of fund is $25,000 and once opened, namedfunds can be created with gifts of $5,000.

• Niagara West Community Fund• Matt Zimmerman Memorial Fund

• St. Catharines Community Fund• Durward Jones Barkwell & Company

LLP Fund• Whyte Family Endowment Fund

• Welland Community Fund• Anonymous Donor Fund

ENDOWMENT FUNDS continue to grow(cont.)

There is no better exercise for your heart,

than reaching downand helping to lift

someone up.

— Bernard Meltzer

Many community foundations across Canada have youth in philanthropy programs. Workingmainly with secondary school students, the goal is to encourage young people to volunteer, to participate in civic life, to fundraise and to act as catalysts for promoting good in society.

Given the size of Niagara, the large number of secondary schools and our limited resources, it was vital that our program achieve the above goals in spite of these constraints. At the instigation of Wade Stayzer, a member of our Professional Advisors Committee, we decided to focus our program on those young people who will be part of the next generation ofbusiness leaders.

We launched our Young Leaders in Philanthropy Program in the fall of 2004 in partnershipwith the MBA Program at Brock University. We are also working with ACE Brock, which is organized for the purpose of providing its participants with a working understanding of business and entrepreneurship and encourages its members to become socially responsible business citizens.

Students sit on our Finance, Marketing and Grants Committees. They also provided consulting services to some of our grant applicants. The Foundation organized a presentationfor the MBA Students Association featuring Pat Kahnert, an expert on corporate communityinvestment programs. ACE Brock is developing a project in partnership with the Friends of Short Hills Park and five secondary schools from across Niagara. They are also planning a major fundraising project to support a grants program in 2006 along with the creation of the ACE Brock Environmental Endowment Fund.

OUR VOLUNTEERS lead the way

Back row left to right: Justin Banninga, Steve Latinovich, Lee Wang, Matthew PetreFront row left to right: Gillian Kemp, Abeer Haddad, Beverley Cho

JAY MERRINJay volunteers as a member of the Niagara-on-the-Lake Fund Development Committee. He moved to Niagara in 1996 from Kingston to establish his own financial planning firm. We approached him early in 2001 to help us raise our profile in his community and he puttogether a great team of volunteers. They have hosted several events in Niagara-on-the-Lake and continue to provide invaluable assistance to make sure that our message is relevant. We value his sense of humour, his commitment to his new community and to the Foundation and his great golf stories!

DARRELL NEUFELDDarrell was one of the first volunteers recruited by the Foundation to serve on our Marketing and Communications Committee. Living in Vineland, he is currently the Manager of Corporate Communications for Niagara College. An avid nature photographer, he contributed beautiful shots of the region for our Environmental Legacy Fund for Niagarabrochure. Whether providing feedback on the Foundation’s strategic direction or proofing the latest media release, he is there when we need him.

BERNADETTE CORBINUntil recently, Bernadette was the Executive Director of the Community Resource and ActionCentre in Welland. She sat as a member of our Grants Committee from 2001 until 2004 providing us with timely insight and perspectives on grant applicants from Welland. We wishher all the best in her new role as Operations Manager of the Grimsby Benevolent Fund.

OUR VOLUNTEERS lead the way(cont.)

A pessimist, they say,sees a glass of wateras being half empty; an optimist sees the

same glass as half full. But a giving person

sees a glass of waterand starts looking for someone who

might be thirsty.

— G. Donald Gale

For Years Ended December 31, 2004 and 2003BALANCE SHEET

2004 2003

AssetsCash 234,455 132,171Temporary investments 216,702 430,689Accounts receivable 19,414 2,263Prepaid expenses 28,162 1,933Investments 2,082,316 1,570,892Fixed assets-note 2 4,554 5,008

TOTAL ASSETS 2,585,603 2,142,956

Liabilities and Fund Balances

LiabilitiesAccounts payable and accrued liabilities 17,179 5,918Deferred revenue 167,290 396,191TOTAL LIABILITIES 184,469 402,109

Fund BalancesOperating fund-note 3 63,036 83,980Endowment fund 2,338,098 1,656,867TOTAL FUND BALANCES 2,401,134 1,740,847

TOTAL LIABILITIES AND FUND BALANCES 2,585,603 2,142,956

summarized FINANCIAL INFORMATION

The summarized financial information presented here was extracted from the audited financial statements of the Niagara Community Foundation. The firm of Crawford, Smith and SwallowChartered Accountants LLP performed the audit and issued an auditor’s report on the financial statements. Complete audited financial statements, with accompanying notes, are available from the Foundation upon request.

Notes to the Financial StatementsOrganization – Niagara Community Foundation was incorporatedwithout share capital in April, 2000 as a non-profit corporation under the laws of Canada. The Foundation is a public foundation registeredunder the Income Tax Act (Canada) and, as such, is exempt from income taxes and able to issue donation receipts for income tax purposes. Niagara Community Foundation services the Niagara Peninsula by building permanently endowed charitable funds for the changing needs and opportunities in the community.

Revenue Operating Fund Endowment Fund 2004 2003Donations 30,305 559,743 590,048 357,408Restricted donations 558,619 558,619 139,300Investment income 603 212,886 213,489 179,759Special events and sundry 32,610 32,610 40,040Trillium grant 6,795 6,795Other grants 14,606 14,606 39,437

TOTAL REVENUE 84,919 1,331,248 1,416,167 755,944

ExpensesAdvertising and promotion 4,824 4,824 5,588Depreciation 1,373 1,373 1,237Grants 596,756 596,756 137,691Investment counsel fees 21,605 21,605 15,219Office and administration 35,250 3,596 38,846 30,761Salaries and benefits 72,276 72,276 67,116Special events and projects 20,200 20,200 37,631

TOTAL EXPENSES 133,923 621,957 755,880 295,243

Excess of Revenue over Expenses for the Year (49,004) 709,291 660,287 460,701Fund Balance, Beginning of Year 83,980 1,656,867 1,740,847 1,280,146Transfers

Administrative fee 16,180 (16,180)Other 11,880 (11,880)

FUND BALANCE, END OF YEAR 63,036 2,338,098 2,401,134 1,740,847

STATEMENT OF REVENUE, EXPENSES AND FUND BALANCES

Significant Accounting Policies The financial statements have, in management’s opinion, been properly prepared within reasonable limits of materiality and within the framework of the accounting policies summarized below:

Fund Accounting – The operating fund reports resources availablefor the foundation’s general operating activities including fixed assets. The endowment fund reports resources that are required to be maintainedby the foundation on a permanent basis.

Investments – Investments are recorded at year-end market values.

Thank you to the following donors

for their gifts to theFoundation or to

a fund created in memory of a loved

one. Every effort hasbeen made to ensure

accuracy in the list.However, if your name has been

omitted, misspelled or incorrectly

placed, please accept our apology

and let us know.

A N Myer Secondary School

Martha Abra

Frank Adamson

Margaret Aitken

Robert and Roberta Aitken

Alderson and Company

Communications and Design Inc.

Alderson Caters and Hardy

Algoma Central Corporation

Dwight Alguire

Alice Redman Gooch Estate

Aloha Customs Brokers

Alton Caskets

Margaret Andrewes

Dorian Andrewes

Anna Angelone

Catherine Annable

Anonymous

Tom Arkell

T. J. Arkinson

Norm Armitage

Artell Developments Limited

Rosemary Auld

Rosemary Austin

Melanie Austin

Brian Babcock

Shafee Bacchus

Barbara Bain

Peter Banwell

Barrington Group

Norman Beal

Joel & Elaine Beane

Murray & Lu Beange

Peter Bedard

Bell Canada

Robert & Kim Bentley

Ann & Leon Betzner

John & Linda Beyer

Cornelio and Anne Biscaro

Board and Staff of CAA Niagara

Chris Bodnar

Michael Bonomi

John & Wendy Bosela

Milutin & Branka Boskovic

Julie Bowen

Lori Bowerman

Sam Bowie

Wendy Bowle-Evans

Randy Boyce

Jim Bradley

Norm Bradshaw

Ann-Louise Branscombe

Mildred Branscombe

Winnifred Branscombe

Branscombe Family Foundation

Brian G. Whittaker & Associates

Brock Elevator

Broderick & Partners

M. A. Brohman

Carol A. Brophy

Betty Brown

G. Brown

Tina Brown

Valerie Brown

Joanne & Darryl Browne

Ruth Buchanan

Bude & Desa Budisavljevic

Wayne Burdon

Gary and Sarah Burroughs

J. R. Bush

Steve & Rosalia Butz

C.D. Henderson & Associates, Inc.

D. Calabrese

Gwen M. Calvert

Corwin & Grace-Ann Cambray

Diane Cameron

Nelson Campbell

Andrew Lewis and Virginia

Campbell

Canadian Tire Financial Services Ltd.

Rebecca Cann

Dina and Frank Caplan

Elena Carlomusto

John & Bev Carter

Ron & Judy Casselman

Jamie & Kathy Caswell

Caters Hardy Design Studio

Carla Cavasin

CH2M Hill Canada Limited

Helen Chalcraft

George E. Christian

City of Burlington Municipal Offices

City of Port Colborne

City of St. Catharines

City of Welland

Community Care of

St. Catharines & Thorold

Complex Supply

Frank Cooper

Cooper Wealth Management

Fred Copfer

Corby's Flowers

Bill & Sally Cowan

Joan Crawford

Creek House Consultants

Jim Cringan

Peter and Marg Cronin

Kate Crowe

Phil & Anna Cuccia

Rob Culliton

Mary and Mark Cupolo

Danny D'Addio

Joe Dallal

David & Audrey Dancy

Tom & Edwina Davies

Day Ford Lincoln

Phyllis Dean

Pauline Deguire

Rachel Delaney

Queenie Dennis

Vera & Al Derbyshire

Betty Di Carlo

Domenic Di Lalla

Mike & Rose Dilonardo

Allan Ditor

Maleka Dittrick

N. M. Dixon

Kelly Ann Doan

Dawn Dodge

Alicia Dorn

Brian Draves

Raymond & Linda Duc

Mildred Ducker

Diane Dunk

Susan Dunlop

Duomax Developments Limited

Durward Jones Barkwell &

Company LLP

Norman C. Durwood

Albert Dyson

Earth Tech Canada Inc.

Susan Eliason

Viviane Elltoft

Employees - Ministry of

Transportation - Program Mgmt

Branch

Susan Erskine

Fred & Judy Evans

Evergreen Crematorium

Betsy Eyman

F. Ingham Construction Company Ltd.

Fairview Cemetery

Fairview Mausoleum

Bob Fast

David J. Fast and Karen Stearne

Jacob Fast

Jonathan Fast

Kathy Fast

Manfred Fast and Karen Stearne

Alexandra Felton

John & Debbie Fessler

Filion Wakely Thorup Angeletti

Bill Finley

J.Y. & Alice Fleming

F. William Ford

Jack Forlin

Robin and Kevin Foster

W.G. & Joanne Fotheringham

Bruno & Mary Franz

Derek Fraser

Ian Fraser

Janet Fraser

Mike Frena

G. M. Bird Development Ltd.

Gallaway & Lehnen

Gartner Lee Limited

Brian Gaudet

Debbie Gelinas

William George

John & Gloria Ghetti

2004 Donors

Margaret & Robert Gibson

Mary-Ellen Gibson

Gibson's Jewellers

Jon & Karen Ginsburg

Karl Hammond & Mr. Clement

Gonsalves

Joseph Gottli

Jennifer Gould

Colleen Graham

Grape & Tender Fruit (Ontario) Ltd.

Bruce & Patti Green

Ronald Greenspan, Q.C.

Mary Griffith

Grimsby Fire Fighters Association

Grimsby Firefighter Ladies

Grimsby Town Youth Soccer Club

Mary Ellen Groom

John Guay

Renee Guay

John & Eileen Halbert

Alison Hall

Stephanie Hamilton

Hamilton Chamber of Commerce

Michael & Carol Hanna

Hard Rock Paving Co. Ltd.

Carol & Dave Harrod

Gord Harry

Bev Harvey

Bill & Sue Haskitt

Heelis Williams and Little

Patricia Heidebrecht

Brian and Marcia Heit

Hellingman Communications Inc.

Brenda & Ed Helsinki

Isabel Henning

John Henning

Henry Walser Funeral Home Ltd.

Judy Hewko

Doug Heximer

Gary Heximer

Leonard Heximer

Joyce Hildebrandt

Martin & Jill Hildreth

Laura Hills

Kenneth & Margaret Hipkin

Bill Hodgson

John Hodgson

Honeymoon City Toastmasters

Carol Hopgood

Vija Howe

Gladys & George Huffman

Glenn Hunter

Brian & Sue Hutchings

Jennifer Hutchison

I. Kaneff Charitable Foundation

Frank Ianniello

Robert and Nancy Iannizzi

In Touch Communications

Darlene Inglis

Rebecca Iudiciani

J. J. Patterson and Sons Funeral

Residence Ltd.

Sean Jackson

Amanda Jaeger

Wendy Jaeger

Doug Jaggs

Jardine Funeral Homes

Sandra and Jim Jeffery

Robert Jones

Bev Jong

Joseph's Estate Winery

Junior Ranks -

Lincoln & Welland Regiment

Donald Justice

Kane & Fetterly Inc.

Graham Keene

Anne Kemp

Ed Kendall

Larry & Eleanor Kent

Robert Kerr

Kerry T. Howe Engineering Limited

Katharine King

Lucy Klingender

Ray & Pat Konkle

Kim Koz

Peter & Dee Kozlowski

Doug Krause

Andrea Kriluck

Marv Kriluck

Susan Lampman

Land Care Niagara

Maxine Lane

Catherine Langford

Walter & Carol Lastewka

Rose Lattanzi

Jeffrey & Susanna Laustsen

Tim & Cathy Leach

League of Friends

Susan Lee

Ken Lenchyshyn

Paul Leon

Marita Lescak

Geraldine Lewis

Roberta Librock

Lincoln Fabrics

Guy & Karen Lindley

Dalton and Beatrice Lindsay

Lisa Ling

Loblaw Properties Inc.

Kristi Lockyer

Philip & Cynthia Loforti

Loss, Grief &

Growth Educational Projects Inc.

D. Craig Lyons

David MacAlpine

Alison MacDonald

Bruce MacDonald

Charlene MacDonald

Don & Sheila MacDonald

Sharon MacKay

MacViro Consultants Inc.

Robyn Madere

Magasin Michel Demers Inc.

S. Allan Magnacca

Maid of the Mist Steamboat Company

Christine Malaguti

Mary Mangiacasale

Pamela Manning

Rosanne Marsh

Suzanne Martin

Martin Home and Auto Limited

Martin Sheppard Fraser LLP

Carmen Masi

Bosco Masonovitch

May Court Club of St. Catharines

Ellen Mazzei

Glenn McCann

Jack & Penny McCollum

Debi McCord

Garnett McFarlane

Marion McGarry

Woody McKaig

Rob & Anita McKinley

Joanne & Bob McKinley-Molodynia

Robert McMahon

Brian McMullan

Scott & Pat McNeil

Pat Meikle

Laura Menechella

Maria Menechella

June and Ron Mergl

Meridian Credit Union

Ellen Merrin

Jay Merrin

Merry Maid

Rick & Cairen Metcalfe

Hans & Jill Meuser

Linda and Glenn Meyers

Michael Brady Financial

Services Limited

Kathleen P. Miller

Mitchell Westlake

Molsons Canada

Raymond Montague

Joanne Monych

Patricia Moore

Dale Morgan

Gordon & Betty Morgan

Morgan Commemorative

Services Limited

Nick Morganelli

Joyce Morocco, CSEP

Sheila Morra

Morse & Son Funeral Home

Franca Moss

Madeline Muir

Multi-Area Developments Inc.

Ardes Mundy

Victor Muratori

Linda and Paul Murphy

Maureen Murphy

Carol Myers

Brian & Claudette Nash

Susan Naylor

Arthur Neal

Rob & Pat Neill

Juan & Darlene Neumann

Ian Neville

Niagara Artist's Company

Niagara CAER Group

Niagara Catholic District School Board

Niagara Child Development

Centre Foundation

Niagara Children's Chorus

Niagara Engineering

Week Committee

Niagara Falls Humane Society

Niagara Falls Review

Niagara Fallsview Casino Resort

Niagara Health System -

Board and Senior Staff

Niagara Peninsula

Conservation Authority

Niagara Scotia Bankers Association

Rob Nicholson

John Nicol

Gary Niven

Lloyd Niven

Ray Niven

Stephanie Niven

Northland Pointe Management Team

Nuko Investments Ltd.

Dorothy Nytko

Ogden Funeral Homes

Greg & Cheryl Olsen

Roman Olszewski

Ontario Fruit and Vegetable

Growers' Assoc.

Ontario Funeral Service Association

Nicoletta Paduraru

John & Janie Palmer

Liz Palmieri

Mike Palmieri

Mark Palumbi

Peter Papp

Jean-Pierre Paroyan

Peter and Betsy Partington

Peter Partridge

Jenny Pasco

Michael Pasco

Andy & Marie Paterson

Patrick J. Darte Holding Ltd.

Olive & Jim Patterson

Sharon Pazzaglia

Dwight & Heather Peacock

Peninsula Marble Company

Michael Peterson

Michael Philbrick

Philips Engineering Ltd.

Dave Pietrangelo

Pillitteri Estates Winery

Bonnie Polych, M.Ed

Marilyn and Gordon Polych

Port Colborne

General Hospital Foundation

Port Colborne

Volunteer Fire Company

Port Dalhousie Management

Corporation

Tamu Pottinger

John & Jan Potts

Sara Premi

Heather Pullan

Jennifer Purcer

Quality Hotel Parkway

Convention Centre

Vincent Quaranta

R. C. Hohs and Associates

R.V. Anderson Associates Limited

Adriana & Abraham Radix

Rankin Construction Inc.

Douglas Rapelje

Steve & Paula Ratkovsky

RBC Dominion Securities Inc

Regional Municipality of Durham

Regional Municipality of Halton

Regional Municipality of Niagara

Pat Heidebrecht, Regional

Municipality of Niagara -

Community Services Dept. -

Pro-Kids Initiative

Reid Funeral Home Ltd.

Maureen Reiser

Thomas Richardson

Gini & Tim Rigby

Christina Robertson

Karen Robinson

Joe Rocca

Rosa Rocca

Norm Rockwell

Nancy Rodgers

Rotary Club of St. Catharines South

Michele Rouse

Lisa Roy

Pearle Roy

Bob and Sue Ruttan

Sharon Salci

Peter Samuels

Mark Sargeson

John & Mary Schock

School Council and Community -

Grand Ave. School

Scotiabank

Carol Scott

Lory Segato

Ken Seiling

Select Community Funeral Homes Inc.

Selected Independent Funeral Homes

- Group 2

Fred & Laura Sentineal

Luigi Setacci

Kathy Seymour

Tamara Shanahan

Shaw Festival Benefit Committee

Philip Sheehan

George Shepherd

Archibald Sheppard

Sheraton Fallsview Hotel

& Conference Centre

Doug Sider

Andrea Sinclair

Greg Washuta & Kathy Sirotnik

Slade Family

Kathleen Smeltzer

Bob Smith

Chuck & Judy Smith

Ian & Sonja Smith

Paul & Gina Smith

Nancy Smith-Merritt

Smith's Funeral Home

Philip & Rose Sottile

Betty-Lou & Ken Souter

Speck Family and Staff,

Henry of Pelham

Janet St. Amand

St. Catharines Downtown Association

St. George Serbian Orthodox Church

Howard & Wendy Staff

Stangl's Enviro Pro Care

Karen Stearne

R.Corey Stearne

Steckley Gooderham Inc.

David & Lynne Steele

Ted Stephen

Rob Steven

Kathleen Stewart

Robert & Mabel Stewart

Chris & Lisa Stoehr

Nick Stoehr

Sullivan Mahoney

John Swallow

Sheri Sykes

Lindsay Taddeo

Pat and Greg Taras

Corlene Taylor

Allan & Joyce Teather

John Teibert

Susan Tellier

George Hesketh & Cathy Thacker

The Clark Family

The Standard

The Tribune

Kathryn Thompson

Edward Timak

Wendy Tollar

Paul and Barbara Tomlinson

Totten Sims Hubicki Associates

Town of Grimsby

Town of Niagara on the Lake

Township of Wainfleet

Township of West Lincoln

William Trelford

Dorothy Tremblay

Trevor Cooper

Mike & Jane Trojan

Barb Troup

Bradley Troup

Norm Tubbe

TVN Niagara Inc.

Twenty Valley Tourism Association

Rocky Vacca

Claudia Valle

George and Karen Vanderburgh

Domenic Ventresca

Vincor International Inc.

Vineland Estates Winery

Vineland Firefighters Association

Vineland Growers Co-operative Ltd.

Sam & Rita Visca

Stephanie Wainman

Helen Dawson & Delpha Wake

Brian & Sylvia Walker

Walker Industries Holdings Limited

Tom Wall

Edward & Eleanor Warner

Mary Ellen Warren

Mickie Warren

Rob Weier

John & Audrey Wells

George Werner

Jack and Delphine Weser

Westlane Secondary School

Vincent & Nancy White

Alma Whiteman

Gerald & Aline Whittaker

Douglas Whyte

Gordon Wiggins

John Wilkinson

Robin Williams

Robert Wilson

Jennifer & Dave Wilson & Family

Wine Council of Ontario

Wormald Masse Keen Lopinski

Scott Wright

Bill & Doreen Wychopen

Hugh Bonham, Geoff,

Heather & Dave Yellow

John & Barbara Yielding

YMCA of Niagara

Lennett Yorke

Stella Ziff

Ron Zimmerman

Hank & Jan Zuzek

MEMORIAL AND TRIBUTE GIFTSThis year we received donations in memory or in honour ofMalcolm Alexandroff, Rino Bragagnolo, Joyce Dunn, RobertDurward, Deborah M. Fischer, Janet Fraser, Jeannine and IanFraser, Helen Gilbert, Thomas L. Gillespie, Lola Hunter, HughMahoney, Olya Makerewich, Laura Marinelli, Jeff Morgan,Niagara Falls Rotary Club, Niagara Falls Zonta Club, BettyOliphant, Liz Palmieri, Franklin T. Pearson, Linda Pulice,George Roger, Igna Ruhek, Audrey Shimizu, Stephen Souter,the marriage of Karen Stearne and David Fast, Daniel Terry,Lana Thompson, Catherine Vanhorn, Daryl Wells, John White,Matt Zimmerman.

DEFERRED GIFTSBy including the Foundation in one’s estate plan donors canmake a real difference in our community’s future. We wouldlike to thank the following people who have named the NiagaraCommunity Foundation in their will, donated a life insurancepolicy or will be donating the proceeds from their RRSPs:anonymous donor, Norm Bradshaw, Elizabeth Connor-Elliott,F. William Ford, Anne Kemp, June Munro, Chuck & JudySmith, Liz Palmieri and Jessie Thompson.

The influence of a beautiful,

helpful character is contagious,

and may revolutionize

a whole town.— Collier Graham

The contribution of time and talents of ourvolunteers, donors and staff is the ‘intangiblewealth’ of the Foundation.

BOARD OF DIRECTORS: Brian Babcock, Ann-Louise Branscombe (Past President),Frank Caplan (representing St. CatharinesCommunity Fund), Pat Darte (Secretary), Eric Gilbert, Mel Groom, Brad Hutchings(Treasurer), Sean Jackson, Andrea Kriluck(President), Paul Leon, Victor Muratori,Robert Neill, John Palumbo, Stan Pettit, John Potts, Betty-Lou Souter, Norris Walker.Honorary Patron - Debbie Zimmerman

ST. CATHARINES COMMUNITY FUNDADVISORY BOARD AND VOLUNTEERS:Rosemary Auld, Linda Bramble, Roy Cairns,Frank Caplan (Secretary), Harry Daniel,Rosalyn Hatch, David Howes (Vice-Chair),Vicki Little, Ron Matsushita, Peter PartridgeJr., Bob Ruttan, Mark Sherk, Paul Speck, Doug Whyte (Chair), Don Wiley

WELLAND COMMUNITY FUNDADVISORS: Gordon Burnett, AlbertIannantuono, Paul Leon, Allan Root

VOLUNTEERS: Martha Abra, FrankAdamson, Tom Arkell, Alison Braithwaite, Bill Amadio, Margaret Andrewes, SusanAucoin, Justin Banninga, Dean Bell, DennisBell, Chris Blake, Patti Bosco, Randy Boyce,Peter Brown, Steve Butz, Rebecca Cann,Amber Cantell, Beverley Cho, ChristineClark, Bernadette Corbin, Bill Costello, Gregde Prinse, Ken Douglas, Sarah Edwards, Sande Farrauto, Manfred Fast, Wayne Fertich,

Bill Finley, John Fisher, Tim Foster, DerekFretz, Peter Gamble, Diane Garrington, Abeer Haddad, Laura Hills, Steve Hudson,Rob Hunt, Suzanne Janke, Graham Keene,Anne Kemp, Gillian Kemp, Chris Knapp,Steven Latinovich, Dan McDonell, CarolMarotta, Rosanne Marsh, Glenn McCann,Terry McDougall, Brian McMullan, Tim McVicar, Maria Menechella, Jay Merrin,Jim Merritt, Kathleen Miller, Dave Morgan,Ernie Morgan, Maureen Murphy, DarrellNeufeld, Astrid Neuland, Angelo Nitsopolous,Gary Niven, Steve O’Brien, Janie Palmer, Ted Palmer, Andy Panko, Peter Papp, DanPatterson, Matthew Petre, Kristen Peacock,Jackie Phelan, Michael Philbrick, SharonPazzaglia, Deborah Pratt, Michael Price, JoePyng, John Rednall, Jennifer Ricci, MikeRose, Sandra Skog, Wade Stayzer, LauraStones, Carol Stymiest, Donald J. Taliano,Wendy Thompson, Katie Trombetta, Lee Wang

SPONSORS AND SUPPORTERS:Au Marché 2004, Bank of Montreal,Canadian Tire Financial Services, Cuvée 2004,Durward Jones Barkwell & Company LLP, J.W. McConnell Family Foundation, NesbittBurns, Niagara Credit Union, OntarioTrillium Foundation, Regional Chair’s CharityGolf Tournament, Royal Bank of Canada,Scotia McLeod, Sullivan Mahoney LLP, The Standard

STAFF: Liz Palmieri (Executive Director),Shereen Greenland (Administrative Assistant),Lisa Berketto (Bookkeeper)

THANK YOU!

17 Queen Street, St. Catharines, ON L2R 5G5, Phone: 905.684.8688, Fax: 905.684.2337

Email: ncf@becon.org • www.niagaracommunityfoundation.org