visa - consejo monetario centroamericano · 2010. 10. 22. · visa and participant in the visa...

Visa // Processing Digital Currency

VisaNet – Processing Digital Currency 2

NOTICE OF CONFIDENTIALITY This presentation is furnished to you solely in your capacity as a customer of Visa and participant in the Visa payments system. By accepting this presentation, you acknowledge that the information contained herein (the “Information”) is confidential and subject to the confidentiality restrictions contained in Visa’s operating regulations, which limit your use of the Information. You agree to keep the Information confidential and not to use the Information for any purpose other than in your capacity as a customer of Visa or as a participant in the Visa payments system. The Information may only be disseminated within your organization on a need-to-know basis to enable your participation in the Visa payments system. Please be advised that the Information may constitute material nonpublic information under U.S. federal securities laws and that purchasing or selling securities of Visa Inc. while being aware of material nonpublic information would constitute a violation of applicable U.S. federal securities laws.


About Visa - VisaNet

VisaNet - Processing Digital Currency Agenda

VisaNet - Network Processing

VisaNet - Value added Services

Closing/Q&A


Visa A global brand and a payments technology company

Brand assets Processing assets


Visa Processing

Network Processing • Transaction authorization, clearing, and settlement processing

• In-flight transaction risk services

• Exception item processing

• Establishment of business practices and standards

• Gateway services

Issuer Processing • Transaction processing – authorization, settlement, ATM Driving

• Fraud/Risk services

• Back office tools/operations

• Card management

• Network Connectivity / Gateway Services

• Call Center services

Acquirer Processing • Merchant set-up and ongoing maintenance

• POS terminal setup and servicing

• Billing statement management

• Help desk and technical support

• Connectivity to Network

• Risk Fraud management

• Gateway services

Acquirer Issuer

Payments Value Chain

Consumer Merchant Issuer Processor

Acquirer Processor Network






Closing/Q&A

VisaNet – Processing Digital Currency 7 7

VisaNet Overview A global, centralized and modular payments network, providing three core services in one complete, flexible package

Risk Management

•  Protect against:

– Fraud

– Theft

– Unauthorized use

•  Deliver real-time fraud scoring and multiple layers of security

•  Chargeback monitoring

Information & Analytics •  Transformation of data to

business intelligence

•  Optimization of revenue

•  Enrichment of the cardholder experience

•  Empowerment of governments and businesses to better manage expenditures

•  130 million transactions every day

•  165 currencies

•  Over 195 countries

•  Over 16,000 financial institutions

•  Capable of handling over 20,000 transaction messages per second

Transaction Processing


Integrated processing solutions

Cha

rgeb

ack

Red

uctio

n

Serv

ice

Visa Resolve

Online

Processing

Routing Services

Authentication

Encryption

Risk

Credit Gateway

Value-Added

Reporting M

erch

ant

Verif

icat

ion

Transaction Research

VisaNet

Network Processing

Connect






Closing/Q&A


VisaNet Enables Innovation

Increasing the number of participants in Visa’s network

Growing the number of interactions between participants

Enhancing the value of each interaction for all stakeholders

Approach to Innovation

VisaNet


Commercial •  Spend Intelligence •  Multinational Reporting •  Supplier Matching •  Tax Reporting

Client •  Portfolio Analysis •  Account Updater •  Visa Incentive Network •  Visa Online

Authentication •  Verified by Visa •  Address Verification •  PIN,CVV,CVV2

Encryption •  Key Management •  Dynamic key exchange •  Dynamic Cryptograms •  Endpoint encryption

Consumer •  Account Level Processing •  Alerts, mobile and

Statement Credits

VisaNet – Suite of services

Network based Value Added Services

Fraud and Risk •  Fraud Detection •  Bankruptcy Predict •  Compromised Accounts •  Advanced Auth






Closing/Q&A

visa - consejo monetario centroamericano · 2010. 10. 22. · visa and participant in the visa...

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