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1 www.dinardirham.com

INTRODUCTION

Dinardirham currently venture into fintech blockchain development startup company and forex broker that fanatically works to digitalize investment grade gold holdings into blockchain concept. We use our 10 years of forex trading platform development expertise to create one of the first 100% gold backed decentralized crypto tokens on blockchain. By design, dinardirham does not hold or control either gold or dinarcoin or gold smart contract. All gold/fiat assets issued in dinardirham will be bridged 100% transparently to the liquidity provider using the latest technology to insure decentralization of backup holdings. All new dinarcoin and gold smart contract are multi-signature issued onto wallets that belong to gold owners which keep their own private key. Dinardirham started in southeast asia as physical gold local marketplace to offer trading between members using dinar as payment method. In july 2015, dinardirham has registered at Hong Kong company that ventures with several other companies involved in forex trading, blockchain and crypto technology to develop a platform for global gold decentralization project. Collaboration between a few technology companies from Romania, UK, China, Malaysia, Singapore, Thailand, Belgium and Ukraine, as well as investors and crypto experts allows dinardirham to further develop and gain global participation. The technology used in DinarDirham project is the product of extensive research in the area of “peer to peer” token cryptography and high frequency trading platform which has the capability to offer physical/paper gold trading marketplace/liquidity where members can claim and collect gold bars from our metals liquidity provider which are available to worldwide. Our development team multi-national located in Singapore, Malaysia, Thailand, Romania, Russia and China consists of multi-national professionals in software development, business, and internet marketing fields.

Company Overview

1 www.dinardirham.com 2www.dinardirham.com

Our Proposal

DinarDirham will provide an operative bullion trading marketplace, client wallets, smart contracts (GSC) and cryptotokens (DNC). DinarDirham will control certain aspects such as the issuance of DNC against XAU spot contracts, and GSC against physical bullion procured from partnering organizations. DinarDirham will be able to issue derived authorization keys to its partners which will be used to issue the blockchain based assets, in a secure and auditable manner. This is consistent with the objective to maintain the overall integrity of the platform and marketplace. DinarDirham proposes to develop a distributed bullion order management system that generates cryptographically verifiable assets, and enables the trading of these assets by anyone who holds the appropriate wallet. The system will easily integrate with a wide range of solutions to allow DinarDirham and its bullion backed currency and assets to become a key means of exchange and asset holding. DinarDirham will also provide numerous trainings and support for this new system to ensure rapid development in the market and increasing global clients adaption.

z Ethereum is by far the most sophisticated platform for smart contracts. z Bitcoin is the mostly widely used blockchain. z A distributed marketplace provides scalability and systemic resilience. z The chosen delivery mechanisms are common to mobile and desktop internet clients. z The security of crypto-currency is proven to be resistant to arbitrary interference. z Dubai launched Blockchain strategy to become paperless by 2020.

Rationale


About Us

DinarDirham is product of a global Fintech company with its headquarter office located in 13A/F, South Tower, World Finance Centre, Harbour City, 17 Canton Road, Tsim Sha Tsui, Kowloon, Hong Kong. DinarDirham has an IBs and representatives in Kuala Lumpur and as well as marketing offices in Malaysia (Kuala Lumpur and Sabah), Thailand (Bangkok), Indonesia (Bandung and Jakarta), Combodia, China, Romania, and also Singapore which also provide online and physical gold, forex and metals investment solutions. With over 10 years of Forex trading platform development, DinarDirham has been established as a decentralized gold and forex investment platform, using the latest technologies to provide transparency, reliability and security. The teams is highly skilled multi-national professionals with extended expertise in forex platforms development, blockchain based solutions, cryptocurrencies, security, internet marketing and worldwide business. DinarDirham carries a mission to allow people to make wise investment decisions in safe assets in a transparent and decentralized manner.


Partners and Providers

ABX is the world’s leading electronic institutional exchange for allocated physical precious metals. ABX brings worldwide trading, price discovery, and clearing facilities

into one standardized and secure online trading environment via MetalDesk.

SABA CAPITAL A money-broking company, that acts as an intermediary in the broad range of financial products from licensed financial institutions. Saba Capital Inc. also

manages deals between foreign exchange and also domestic money markets.

IBF provides a facility for Forex trading, Stock, and Commodities, with spreads that are competitive. You get a dedicated system, constant support, a warm environment for

your transactions, & innovative solutions & technology for your trading activity.

LIQUIDITY PROVIDERS

Koperasi DinarDirham Berhad Is the first union in the world that used Blockchain technology, and is an expert in Digital Wallet technology. They have a vision of becoming the main distributors of physical gold and decentralized gold storage.

TECHNOLOGY PROVIDERS

Is a company that ultimately focuses on the extraction of the maximum potential from extraordinary Distributed Ledger Innovations. Blockchain Lab is constantly striving for

technology that opens up new frontiers.

Metaquotes Software Corp. Is a B@B software development company established in 2000. Its most successful product, MetaTrade 4, is the most popular Forex trading

platform in the world.

A global IT company which offers & develops the latest technologies to provide clients with the most efficient IT solutions. Technology related to the financial markets is their

focus.

Is a private investment company offering tailored education and services for saving and trading in physical precious metals and in cryptocurrencies. With a team that’s experienced in financial technology and cybersecurity, Quantified gives their services

with high competency and professionalism.

A company that’s focused on the maintenance and working of trading servers based on the MetaTrader platform and server administration. Both highly dedicated and professional, MTexpert creates highly functional and easy to use solutions for brokers.

Otonomos is the world first initiator blockchain-chartered company. Otonomos offered digital shared wallet on the blockchain.It enables users to transfer equity peer-to-peer to attract co-founders, remunerate collaborators, invite new private investors, or get

funding from the crowd at large.

A web-based high performance trading platform that allows buyers and sellers to trade digital currencies easily. Waxis is for private investors and institutional clients who

provide secure and stable trading solutions.


Profit of Minting New DinarCoin Crypto Asset

Profit of Buyback Dinar Coin Crypto Asset

FINANCIAL STATEMENT

1 DNC (DINARCOIN CRYPTO ASSET)

PRODUCTBID

(We Buy)ASK

(We Sell) SPREAD1 GRAM

PRICE

-10%($157.64)

+10%($201.34) $43.7 $47.37

MYR671.62 MYR857.80 MYR186.18 MYR201.82

Proposed price1 Dinar

Price in MYR(real-time 4.0)

z For every new 1 DinarCoin purchased by member, an amount of USD201.34 to in MT4 will be sent Liquidity Provider to back the DinarCoin Asset 1:1 value of gold.

z 1 Dinar (4.25 gram) which cost $201.34 must bridge the liquidity to Liquidity Provider 100% to Saba Capital DinarDirham will use another 100% of the money to buyback and reproduces to buy second hand gold from member using “We Buy” price and to be re- produced as 1 Dinar Gold 999.9 DinarDirham at “We Sell” price.

z The remaining $20.13 or 10% will go to the developer and partners.

PROJECTION NETT PROFIT (10%)

3 Months

DinarCoin MYR MYR

1400 281,876.00 28,187.60

14000 2,818,760.00 281,876.00

42000 8,456,280.00 845,628.00

700000 140,938,000.00 14,093,800.00

9 Months

1.6 Years

3 Years

PRODUCTS SOLD

z Buyback Price : USD157.64/MYR 671.62 z Selling Back Price : USD 201.34/MYR 857.80 z Profit Margin : 28%. z 9 Based on WE SALE in DinarDirham Website.


1 BITCOIN ( BITCOIN CRYPTO ASSET)

Products

Proposed price 1Bitcoin

Price in MYR(realtime 4.0)

BID (We Buy) Ask (We Sell)

SPREAD ADMINPROFIT

-5% ($2,613.01)

MYR 11,141.87

+5%($2,888.06)

MYR12304.44

$ 275.05

MYR1172.81

10%

Products

Proposed price 1Ethereum

Price in MYR(realtime 4.0)

BID (We Buy) Ask (We Sell)

SPREAD ADMINPROFIT

-5% ($355.87)

MYR1516.17

+5%($393.34)

MYR1675.81

$ 37.47

MYR146.86

10%

z 1 Ethereum will cost $ 374.61 Profit of BUYBACK Bitcoin Crypto Asset : Buyback Price = USD355.87 / MYR1516.17 Selling Back Price = USD393.34 / MYR1675.81 Profit Margin : 11%

z 1 Bitcoin will cost $ 2750.54Profit of BUYBACK Bitcoin Crypto Asset : Buyback Price = USD2,613.01/ MYR11141.87 Selling Back Price = USD2,888.06 / MYR12304.44 Profit Margin : 11 %

1 ETHEREUM ( ETHEREUM CRYPTO ASSET)


OUR PRODUCT

WHAT IS THE DINARDIRHAM WALLET?The DinarDirham Wallet provides a well secured ewallet

for your digital currency. With this wallet you can easily trade, buy, or sell, any of the selected digital currencies. And it’s fully integrated with website, mobile , and desktop ( Universal Bitcoin Wallet )

WHAT IS DINARCOIN?DinarDirham’s cryptocurrency created on the Ethereum

blockchain. Registered both on the Ethereum Blockchain and on the Bitcoin Blockchain. Can be used as a trading instrument, a good investment, and also as a method of payment.

WHAT IS A GOLD SMART CONTRACT?A smart contract on the Ethereum blockchain that

denotes ownership of physical gold bullion. Gold Smart Contracts can be verified on both the Ethereum blockchain and on the Bitcoin blockchain. The gold bullion is secured in the vaults of the bullion providers.

WHAT IS DINARDIRHAM PHYSICAL GOLD 999.9?

DinarDirham’s physical gold price is based on the real-time, current, worldwide gold spot price. DinarDirham Physical Gold can also be converted into any of their selected cryptocurrencies such as DinarCoin, BitCoin, Ethereum, Zcash, etc.


DINARDIHAMPHYSICAL GOLD

Third Edition (1 Dinar)Weight : 4.25gDiameter : 20mm

Thickness : 1mmFineness : AU 999.9

First Edition (1 Dinar)Weight : 4.25gDiameter : 20mm


Fourth Edition (Limited)Weight : 4.25gDiameter : 20mm


Second Edition (1 Dinar)Weight : 4.25gDiameter : 20mm


Fourth Edition (1 Dinar)Weight : 4.25gDiameter : 20mm


First Edition (1 Gram)Weight : 4.25gDiameter : 20mm


Second Edition(10 Gram)

Weight : 4.25gDiameter : 20mmThickness : 1mmFineness : AU 999.9


ETHEREUM BLOCKCHAIN

Ethereum Implementation.

These are some of the companies or organization that have a positive impact on the early stage of ethereum technology:

Ukraine Goverment

A group of Ukrainian officials signed a memorandum to move multiple levels of elections to the Ethereum blockchain using E-vox, a platform developed by a group of companies including Ambisafe, Distributed Lab, and Kitsoft. The goal of this memorandum is to create “a decentralized, transparent and accessible system for group decisions making via blockchain-based instruments” for political primaries, elections and online petitions or referenda.

Japan GovernmentJapan’s Ministry of Economy, Trade and

Industry (METI) has been discussing about the potential impact of blockchain technology on its domestic finance industry. According to notes from the 16th October meeting of METI’s FinTech study group, the government agency has become aware of the increasing interest in the blockchain and distributed ledgers in the US as part of a wider inquiry into financial technology.

IBM & Samsung’s ADEPT Airlock Project

The Ethereum powered Airlock is called “the next generation keyless protocol.” The platform uses two primary users lockmasters and keyholders which can lock or unlock a lockbox mechanism. Airlock states on its website, “Lockmasters seamlessly grant permission to Keyholders who can access a property or lockbox under specified conditions.” The advantage of using Ethereum’s smart contracts allows Airlock’s DApp (Decentralized Application) to create a programmable environment that can operate device automation.

In January of 2015, IBM revealed its ADEPT proof of

concept in a paper called “Device Democracy Saving

the future of the Internet of Things.” The report explains the importance of the blockchain and its

use case scenarios within the IoT environment is becoming

“revolutionary as a transaction processing tool.” ADEPT has chosen to use a fork of the Ethereum code for its mission and the use of autonomous telemetry. IBM’s paper describes how they envision the project.


Algorythmix is a blockchain based credit rating and KYC platform that won the first prize in the Citi Mobile Challenge. The platform “Cetas” is a decentralized prototype that uses blockchain technology to bifurcate the traditional way credit ratings are handled. Algorythmix gave a statement to IBTimes UK saying, “Cetas is a decentralized platform which enables sharing of the KYC data using blockchain. The platform has an added a layer of decentralized credit rating function and advanced functionalities to address the problem of scale.” The blockchain service also has other projects which have not been conceived yet. One is Basil that can calculate cyber security risk for cyber insurance, and Hermes a platform for sensor networks for industrial IoT application.

Microsoft Azure

Microsoft announced its new cloud-based Blockchain as a Service (BaaS) platform Azure. The company has announced many different types of distributed ledgers within the projects research and development. Blockchains such as Ripple, Factom, and Emercoin have been introduced to the system, but the media has focused its attention on Ethereum. Just recently R3 CEV told the world it was using the Ethereum protocol through Azure to connect 11 banks together for a Bank-to-Bank (B2B) platform. The Microsoft cloud platform has also revealed its first Technical Preview of Azure Stack, which shows the public the projects manifestation.

Nasdaq

Nasdaq information security specialist Martin Holst Swende has officially joined the Ethereum Foundation as its full-time security lead. Despite it being one of his first days on the job, Swende was highly visible at Devcon2, the non-profit’s annual conference. There, he moderated a panel on smart contract security and gave an overview of his view on the state of the blockchain-based decentralized application network. Swende told CoinDesk that his now former colleagues at Nasdaq (he wasn’t involved in its blockchain work) were largely positive about the move, suggesting the stigma of leaving the financial industry for a blockchain start-up may be dissipating.

MicrosoftTomson ReutersThomson Reuters has

revealed it will soon launch an identity verification platform for Ethereum smart contract developers. Conceived as part of the mass media company’s recent Ethereum “hackethons”, the tools will be available in beta via the BlockOne ID website starting next week. The goal, as explained by Thomson Reuters, is to allow developers to limit the use of

decentralized applications (“dapps”) to users who accept the terms and conditions, making it easier to comply with common regulatory requirements, for example. Thomson Reuters head of engineering, applied innovation, Richard Collin, explained that BlockOneID combines standard authentication practices with the blockchain.


TIMELINE & FUTURE PLAN


MERCHANT PAYMENT

Biggest Mining MachineIn South Asia


ATTACHMENTS

As seen in this international portal news

DinarDirham is using blockchain to �x the problems persist when using physical gold as main source of currency by developing its own digital currency which value being based on gold spot price, mitigating the volatility factor of the most advanced digital form of money, cryptocurrencies.

How gold can be stored on blockchains22 Aug, 2016

By : Pawel Tomczyk

DinarDirham created a digital currency on blockchain based on gold’s spot price to promote stability and reliability in the digital currency �eld and solved the volatility problem.

Future of gold: asset stored on blockchains17 Aug, 2016

By : Pawel Tomczyk

DinarDirham is launching an innovative and perfect union of blockchain technology and gold investment. DinarDirham will launch its own decentralized wallet with an in-built exchange that supports popular digital currencies as well as its own.By : Julia Daimio

DinarDirham: Where Gold Meets Blockchain13 July, 2016

DinarDirham is creating gold-backed crypto wallet using which, users are able to trade and manage their own gold in its integrated exchange. DinarDirham is introducing a reliable cryptocurrency by linking the price to gold.

27 June, 2016Blockchain company DinarDirham to creategold-backed crypto wallet.

By : Andrew Levich

DinarDirham introduces a technology called blockchain that enable citizens to trade, own and give gold in a manageable way. Hence, reintroducing gold-backed currencies into the global circulation.

07 July, 2016Bitcoin and Ethereum Backed by Gold -Industry’s Game Changer?

By : Julia Daimio

DinarDirham will expand its operations by 2020 by opening 100 branches, 20 of which will be in Malaysia.

By : Nurul Jannah Kamaruddin

DinarDirham Founder Aims To Open100 Outlets By 2020. 18 OCT, 2016


Key Notes EventsDubai, May 2016

Ethereum SingaporeVitalik Buterin Keynote Special (Meetup)

Devcon TwoShanghai, China, 2016


The Future And BlockchainTechnology (Conference), Pwtc4th September 2016

PWTC, KUALA LUMPUR

DinarDirham brings innovation in blockchain industry and will continue to organize networking events. This event is the biggest networking opportunity for Malaysia and South East Asia to know about DinarDirham and how we impact FinTech industry. Our events are a great place to understand deeper about blockchain technology, our worldwide products and future projects in FinTech.

Keynotes Masterclass Events, DubaiOctober 2016


Forex Expo 2016, Shenzen, China28 October 2016

Money, Blockchain, London, United KingdomNovember 2016

A two day event from October 28th – October 29th. Arai Ezzra, Co-Founder DinarDirham shared a 20 minute slide presentation regarding our product and how it works. DinarDirham also awarded at the event as the “Most Innovative Gold Fintech Provider” of 2016 – it was 1 of 38 other awards nominated at the event.

On November 6th - 7th of 2016, the Blockchain: Money Conference was held in London, England, just outside of the Bishop’s Gate. Among the participants of the conference were Cryptoverse, Bitcoin, Airbitz, Genesis, Augur, Bitfury, Circle, and DinarDirham, to name a few. DinarDirham was pleased to have a booth at this event, as well as to present their innovative products on stage, alongside these companies DinarDirham presented a presentation entitled “Understanding The Southeast Asia Market” by Arai Ezzra, Co-Founder of DinarDirham.


Dinar Dirham was pleased to be part of this amazing festival by taking part in the Singapore FinTech Exhibition 2016 from the 14th-18th of Nov and displaying our products for giants in the industry. DinarDirham presented a presentation entitled “DinarDirham Fitntech Solution” by Arai Ezzra, Co-Founder and Romeo Ganit, Marketing Director in DinarDirham.

Singapore Fintech FestivalNovember 2016

DinarDirham presented a presentation entitled “Crypto in Southeast Asia” by Arai Ezzra, Co-Founder of DinarDirham.

The North American Bitcoin ConferenceJanuary 2017


iFX EXPO Asia Bitcoin ConferenceFebruary 2017

Keynote World Blockchain ForumMarch 2017

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