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Believe & Achieve

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GET STARTED ON YOUR PATH TO GREATNESS

You joined ValuTeachers because you wanted to change

the direction of your life. You dreamed of forging a new

pathone that you chose. At ValuTeachers, you control

the pace and that means you control your final destina-

tion. Inside, youll find a detailed map showing how you

get on a path to greatness and fulfill your dreams. If you

follow it, ValuTeachers can take you where you want to go.

Believe & Achieve

Starting a business can be a dream come true if one has the financial backing and a system to insure success. Too often start-ups become negative statistics because of the lack of capital and know-how. Franchising is a growing trend because a system, training and continuous support are provided. If youre seek-ing Freedom and Flexibility with Unlimited Income, but lack the capital requirement of a successful franchise, start your Dream-ing Engine Now! ValuTeachers provides everything a franchise would without the cost through its proven success system.

Our Success System is One of A Kind in the 403(b)/457 Marketplace. ValuTeachers has built a System that Makes A Difference for our clients and for our Associates and Leaders. People today are tired of working hard and not getting paid what they are worth; never getting the well deserved promotion; working for supervisors who are not qualified; hating their jobs; and dread going to work every day. Most lack the flexibility to see their children or grandchildren in special events, be their own boss, or make unlimited income. At ValuTeachers our Success System promises everyone who earns it the Opportunity to:

No one will ever be held back if a promotion is earned by the guidelines. But the best part of the Success System is the Opportunity to Build a Team and Build Real Security. There is not another company like ours in our Industry that will work every day to Push You Up!! Take a LookCheck it Out...and Take the Challenge. You may realize some unful-filled Dreams no matter how little your experience. Our Leaders promise to provide you quality Training.

Be In Business for Yourself Respected Territories Enjoy Freedom with Responsibility Amazing Travel Around the World

Guaranteed Career Advancement Continuous Basic and Advanced Training Unlimited Income Opportunity to Go To the Top!

Dream It, Believe It, Achieve It,

Paula Smith

President & Former Educator

BELIEVE & ACHIEVE SUCCESS SYSTEM

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NSD Benefits Honorary Position The NSD Ring The M Club

Builders Bonus Conference Call Program

SPDA Commission Bonus (monthly) NSD Leadership Cash Bonuses (monthly)**

Eligibility for Equity Participation Plan Payroll Slot Bonuses

100% - 150% Advances National Expansion Program

Marketing Organization Program Special NSD Training and Quarterly Meetings

Eligibility for School System Coordinator

*Present and Future Benefits as Designed and Distributed by ValuTeachers, Inc., and The ValuTeachers Board of Directors. Subject to change. ** Subject to Rules and Guidelines which may be changed by LSW and/or NMO.

The NSD RingOutstanding performance deserves prestigious rewards that symbolize Champions. One of ValuTeachers greatest leadership positions is National Sales Director. Every NSD is presented with a world class, custom-designed official National Championship Ring. If youve ever dreamed of being part of a National Championship Team, become an NSD Champion with ValuTeachers.

NSD Benefits*

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NSD Benefits

Global Builders

The Estate Plan is activated upon retirement, disability or death. *12 15 SP products. Guidelines are subject to change due to products and regulations. **Persistency standards must be maintained. Rolex is not a sponsor of ValuTeachers.

FIELD VICE PRESIDENTMARKETING ORGANIZATIONRequirements: $250,000 earner One SNSD (total of 8 NSDs)

400 Apps/month Convention Qualifier

SENIOR FIELD VICE PRESIDENTMARKETING ORGANIZATIONRequirements: $500,000 earner Two SNSD s (total of 16 NSDs)

800 Apps/month Convention Qualifier

the Estate PlanValuTeachers provides a unique benefit to our leaders and top

performers upon separation. The Estate Plan pays out based on performance of the organization the leader built.

Official Presidential Rolex presented to Field Vice President.

FIELD VICE PRESIDENT Renewals .25% override on your organization for 3 years on qualified products* 25% of all increases** Assign a Legacy to work with your clients

SENIOR FIELD VICE PRESIDENT Renewals .25% override on your organization for 5 years on qualified products* 25% of all increases** Assign a Legacy to work with your clients

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Making HistoryTravel the World

ValuTeachers is committed to taking out top leader around the world to extraordinary Five-Star resorts and life changing

events. The Gold Qualifiers earn exclusive privileges be-yond the ordinary and are elevated to a global luxury

ambiance. Our trips build one of a kind memories.

CanadaVermont

Las VegasLos CabosIrelandSpainItalyHawaii

PortugalAlaska

Presidents CabinetSpecial Presidential summit to spend quality time at a fabulous resort. Elected by board.

Torch BearersBy special invitation only. A retreat to historic New England.

International ClubAlaskan Cruise 2008. 1,500,000 personal production credits. 6,000,000 rollup team.(Refer to 2008 Convention Rules)

The Ritz ClubPersonal: 900,000 production credits and 3 new producing recruits. Team: 3.6 mil-lion rollup production credits and 10 new producing recruits. A week at an ocean-front Ritz villa.

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3 Levels of Qualification:

1. Personal production: $1,000,000 paid premium* in one year.

2. NSD Base: $4,000,000 in paid premium from all downline

associates in NSD base (non-NSD downline).

3. NSD Total Team: $8,000,000 in paid premium.

VALUTEACHERS HONORS OUR ELITE NSD PERFORMERS WITH A STERLING REWARD... A HILINE PRESTIGE CAR.

Making History

Rules & restrictions1. *Premium amounts are based on LSWs paid business report.2. 40% of premium totals must be flow.3. NSDs must meet all requirements of NSD, including the ValuTeachers Full-Time Commitment.4. Automobile awarded when paid premium is documented.5. Separate contract with detailed contractual provisions requiring the responsibilities and terms of automobile.6. Minimum of six months - maximum of 12 months with review.

I L L I O N

Wall of Fame...ValuTeachers Greatest Heroes!

Tommy HuffSNSD

Sam ReavisENSD

Ken LoveENSD

Matt BradshawSNSD

Chase Christopher SNSD

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Benjie MacNabbENSD

NSD Champions

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Matt Bradshaw

ChaseChristopher

Sam Reavis

Benjie MacNabb

GaryJohnson

PhronsieStopple

JanHumble

EtterLee-Randall

DeniseSmith

MildredRandall

Joe K.Scott

OwenRoberts

MadelineGoggans

RhondaBryan

ErnestineMcWherter

DonKoepfer

John Monahan

SNSD SNSD ENSD ENSDPatrick Rogers

NSD

NSD NSD NSD NSD

NSD NSD NSD

NSD NSD NSD

NSD NSD NSD

Ken Love

ENSD

Bob Hancock

SharonMacKenzie

NSD NSD

NSD Champions

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RosetteBarner-Harris

NSDCathyJahr

NSDAndy Wales

NSDSteve

Burgess

NSDSusan

Simpson

NSDRogerWalker

NSD

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877.603.403Bwww.valuteachers.com

For internal use only. Not to be distributed to the public. PTG0108