university of liverpool student finance information booklet 2012

8/12/2019 University of Liverpool Student Finance Information Booklet 2012

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Student Finance Information BookletTheUniversity of Liverpool L69 7ZXSwitchboard T:+44 (0)151 7942000Enquiriesand ApplicationsT:+44(0)151 7945927F:+44 (0)1517942060www.liverpool.ac.uk

A MEMBEROF THERUSSELL GROUP


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Contents

Introduction 01Government Funding02Tuition Fees for Home/EUUndergraduates05University of LiverpoolScholarships and Bursaries 06NHS Students08Repayments10Managing YourLivingCosts11Support Available13More Information 14Disclaimer15

Choosingauniversitywillbeoneofthemost

importantdecisions youwill ever make.Atthe

University of Liverpool,we offeryouan excellent

all-roundstudentexperience ina renownedRussell

GroupUniversityenvironment,andwehopetogiveyoutheopportunitytobuildthefoundationsfor a

successfulcareer.

Youalreadyknowthatyoudonothavetopayyour

fees up front,but thereisalso a wide rangeof financial

support available forstudentsstartingtheir studies

in2012.Itcanbe complicatedtounderstand, so

this guidesets outthe full rangeoffinancialsupport

available, aswell asadviceon budgetingand sourcesof further help.

Asgovernment policyin thefundingofuniversities

isoftensubject to change, westronglyrecommend

youalso visitliverpool.ac.uk/money forthemost

up-to-datepositionon allfinancialmatters.

Whateveradviceandhelpyoumayneed wehave anentire support networktoguideandassistyouwhileyouarehere atuniversity.Oursupportteamsarehelpful,friendlyandveryexperienced.

SUESPENCERHEADOF STUDENTSERVICES


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The Governmentoffersfinancialsupportfor students resident inEnglandvia the range of loans,grants, scholarships and bursaries

detailedbelow. Students residentin Wales,Northern Ireland andScotlandhave a different rangeoffinancialpackagesopen to them,so check thewebsites detailedonpage14 for the latest details.

LOANSThe Government offers two types of loans,

oneto covertuitionfees,theother tocover

livingor maintenance costs. Bothof these

loanshaveto bepaid back once youhave

graduated, but youwont haveto startyourrepayments until youare earning

over 21,000.

Tuition Fees LoanAs a Home/EU student, the government

will lend youthemoney tocover your tuition

fees foryourfirstdegree,so youdo not have

topay your tuition fees inadvanceor during

yourtime at university.

Ifyou take outthisloan, then the

Government(through theStudentLoan

Company) paysthe tuition feesdirectlyto

theUniversity. You onlystart to repay the

loanwhen youhave graduated,and onlythenwhen youare earning over21,000

(seepage10 forfurther detailson repayment).

Ifyou havenot repaidtheloan30 years

after youhave leftthe University, then

anyremainingdebtwill bewrittenoff.

Government Funding

Minimum Maximumentitlement entitlement

(means-tested)

Living athome 2,844 4,375

Livingawayfromhome(outsideofLondon) 3,575 5,500

NON REPAYABLE FINANCIALHELP (MAINTENANCE GRANT)Students residentin Englandcan applyfor a

nonrepayable grant of up to 3,250in 2012.

Again, the amount you are eligible for will

depend on yourhousehold income, asperthetablebelow. Ifyou areeligiblefor

this grantit willbe paid inthreeinstalments

directlyintoyour bank account.If youare

eligible to receive thenon repayablegrant,

theGovernment will reduce themaximum

amount of student loanfor maintenance

that youareentitledto.

Householdincome MaintenanceGrant

25,0 00 o r l es s 3, 25 0

30,000 2,34135,000 1,432

40,000 523

Over 42,875 0

HOWTO APPLY FORGOVERNMENTFUNDINGPlease visit www.direct.gov.uk/studentfinance andfollow theonlineapplicationprocess. Alternatively you can

callthe Student FinanceEngland customer

helplineon T:08453005090. Werecommendthatyou startyourapplicationfor government

funding early, rather thanwaitingfor anyoffers ofa university placeand that you

submityour application no laterthan the

end ofMayin the yearyouhopeto start

your programme.

Alternatively,it is possible to pay for

allyourtuitionfeesin advance.

StudentLoan for MaintenanceAs well as the tuition fee loan, you are eligible

fora loan tohelpwithmaintenancecosts(ie livingcostssuch as accommodation,

travel, food etc).Thisloanis paid in three

instalments,directly intoyour bankaccount.

The exact amount available to you

depends on:

your household income (ie howmuch your

parentsor supporters earn). All students

areentitledto 65%of themaintenance

loan, theadditional 35%being dependent

on yourhousehold income (means-tested)

whether ornot youintendlivingat home

asa student

whether youwillbe studying abroadaspartof yourprogramme

whetheryou arestudyingfor a programme

subsidised bythe NHS(seepages 08-09)

whether youarein receipt ofthe non

repayablegrant detailed on page03.

2012/13 Maintenance Loan Rates


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Governmen

tFunding

PROGRAMMES FUNDED BYTHE NHSCurrently, thefollowingprogrammesare

fundedby theNHSand thereforewillnot

besubject tothe 9,000 fee.

BScDiagnostic Radiography

BN Nursing

BScOccupational Therapy

BScOrthoptics

BSc Physiotherapy

BSc Radiotherapy

This also applies to medical and dentalstudentson thefinal year ofa five-year

course. Moreinformationfor students

onNHS programmes canbe foundon

pages08-09.

PROGRAMMESPECIFICADDITIONALCOSTSSomeprogrammes whichinclude

compulsoryfieldworkor additionalelements

suchas thePilots Licence in Aerospace

Engineering may incuradditional costs.

Wherethisis thecase, thosecosts will be

outlinedat on-campuseventssuch as the

UniversityOpen Daysor PostApplication

Visit Days. Information on any additional

costsrelatedto your programmeis also

available online at www.liverpool.ac.uk/money

UNDERGRADUATE FEES 2012For2012/13entry theUniversityof

Liverpoolis charging 9,000 for all eligible

undergraduateprogrammes, except those

detailed below.

Studentswill nothaveto paytuitionfeesup

front, andcanget a loan tocover thecost of

tuition,whichtheywillonlystartto payback

whenthey areearning over21,000a year.

9,000FEE EXCEPTIONS

Foundation ProgrammesThe fee for the FoundationYear of specified

courses basedat Carmel College, St Helens

andBirkenhead SixthForm College for entry

2012is 4,500.

Programmes witha YearinIndustryor a Year AbroadWherestudentswhoare liableto paythe

9,000 feespend eithera full year abroad

oron a placementin industry, thefeefor

thatyear is 1,500.

OTHERGOVERNMENT SUPPORT

NationalScholarship ProgrammeFrom 2012,the Governmentis introducing

national scholarships to help Englishstudents

fromlow income backgrounds. These

national scholarships formpart of the

Universitys Liverpool Bursary detailed

on pages06-07.

DisabledstudentsStudents withdisabilities maybe entitled to

a DisabledStudentsAllowanceto helpyou

withthecostsof studying your programme.

Werecommendthatyou applyfor this

funding as soonas possible, rather than

waiting until youhave confirmedyour place

with us.TheDSA1 form is availableat

www.direct.gov.uk/studentfinance orby calling T:0845 3005090/minicom:08456044434. OurDisabilitySupport

Team can help you with your application,

contactthem on T:01517945117 orE: [email protected]

Students with childrenStudents withdependants may be eligible

for additionalfinancial support. Thissupport

may include additionalgrantssuch as the

Parents LearningAllowance, theAdult

Dependants Grantand theChildcareGrant

whichis usedtowardspaying childcare

costs. Students should applyfor these

grants whilemakingtheirmain application

forfunding(seeHowto Apply for

Government Fundingon page03).Should

youneed furtheradvice youcan contact

the Universitys FinancialSupport Team

on T: 0151 7945861 or E: [email protected]. Forfurther details of theFinancialSupport

Team see page 13.

Access to LearningFundThis Fund provides discretionary financial

help toUK studentsto help them access

andremainin Higher Education,particularly

thosewho need financial help tomeet

extracoststhatcannotbe metfrom

other sourcesof support.

The Fund can also help to alleviate

unexpected financialhardshipand is

administered by theUniversitys Financial

Support Team.See page13 for contact

details.

NHS bursariesStudents on programmes funded by the

NHSareeligible toapplyfor a specific

NHS bursary,see pages 08-09 for details.

Tuition Feesfor Home/EUUndergraduates


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THE LIVERPOOLBURSARYAround a third of the Universitys students

will benefit fromthe LiverpoolBursary,

dependingon theirhousehold income.

Household income under25,000Ifyouarea UKstudent living inEngland

whose household incomeis lessthan

25,000 youwill be eligiblefor a Liverpool

Bursaryof 3,000(3,000fee waiver or

2,000fee waiver plus1,000 cashbursary)

in thefirstyear ofstudy, and2,000 for

subsequent years.

Ifyouarea UKstudent living outsideofEnglandwhosehousehold incomeis less

than 25,000 youwill be eligiblefor a

Liverpool Bursaryof 2,000in each

yearof study.

Household incomebetween25,001 35,000If youare a UKstudent whose household

incomeis between25,001and 35,000

youwill be eligiblefor a Liverpool Bursary

of1,000foreach year ofstudy.

The LiverpoolBursary can be takenas

either a feewaiveror cashaward.

NHS STUDENTSStudents studyingon an NHS-funded

programme willnot be eligiblefor the

Liverpool Bursary. ForUK studentsa means

tested bursaryis offered by theNHS toassistwithlivingexpensesand study costs,along

withreduced ratestudentloans.For more

information pleasesee pages08-09.

SPORTSSCHOLARSHIPSThe Sport Liverpool Scholarship Scheme is

designed to helptalentedathletes combine

excellencein academic studyand sporting

performance by offeringthe flexibility

andsupport required to compete at the

highest level.

Scholarshipsof upto 3,000 perannum are

available to thevery beststudentathletesin

anysportingdisciplinewho arecompeting

at a Junior,Under 21, or Senior International

level,or whoarepartof a NationalGoverning

Body Performance Pathway.

Once anaward hasbeenoffered,a specific

package of support will be agreed between

theathleteand theUniversitys performance

officer. Formore information and

an application formplease visit

www.liverpool.ac.uk/sports/scholarships orcontactHannah Whittonon T:0151794 4335or E: [email protected]

ELIAHOU DANGOORSCHOLARSHIPS30 scholarships worth1,000 areavailable

for homestudents froma household income

background of lessthan 20,817applying

to programmes in a science,technology,

engineering or mathematics subject.

For further details, visit

www.liverpool.ac.uk/money

University of LiverpoolScholarships andBursaries

HouseholdIncome Award

Under 25,000 3,0001 inYearOne Availableasfeewaiverof3,000,or 2,000fee waiver plus1,000cashbursary

2,000insubsequentyears Available aseither a feewaiver

or cashbursary

Between25,001 1,000eachyearof study Availableas eithera feewaiverand 35,000 or cash bursary

Household Government Government TheLiverpool TotalsupportIncome Grant(non LivingCosts Bursary

repayable) loan

Under25,000 3,250 3,875 3,000YearOne1 10,125 YearOne2,000subsequently 9,125subsequently

30,000 2,341 4,330 1,000 7,671

35,000 1,432 4,784 1,000 7,216

40,000 523 5,239 0 5,762

45,000 0 5,288 0 5,288

50,000 0 4,788 0 4,788

55,000 0 4,288 0 4,288

60,000 0 3,788 0 3,788

Over 62,500 0 3,575 0 3,575

Notethistableis based onstudentslivingaway from home andstudyingat the

University ofLiverpool.It doesnotincludethe feeloanavailable tocoverTuitionFees.

See www.direct.gov.uk/studentfinance formore detailon UK governmentfunding.

1 3,000in YearOneif UKstudent livingin England

2,000inYearOneif UKstudentlivingoutsideEngland

1 3,000in YearOneif UKstudent livingin England

2,000in YearOneif UKstudent livingoutsideEngland

TOTAL SUPPORTAVAILABLE BASEDON HOUSEHOLDINCOME


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Currentlythe followingprogrammes are

fundedby theDepartmentof Healthfor

Home/EU studentsand therefore will

notbe subject tothe 9,000fee:

BScDiagnostic Radiography

BN Nursing

BScOccupational Therapy

BScOrthoptics

BSc Physiotherapy

BSc Radiotherapy

The Department of Health also covers the

tuition feesof medical anddental students

onthe finalyear ofa five-yearprogramme.

GRADUATE ENTRYPROGRAMMES

Studentson thefour yearGraduateEntrymedical anddental programmes will have

toself-fund their first year tuition fees tothe

valueof 3,375.

In theirsecond,third andfourth year, the

Departmentof Health will coverthis 3,375

contribution.Tuition fee loans to cover the

remaining5,625will be available in allyearsof study.

NHSSTUDENT GRANTSThis new package of support will provide

newstudentswith a smallnon-means-

tested grant, a means-tested bursary and a

reduced ratenon-means-tested loan.From

September2012,all neweligible students

willbe eligible fora 1,000grant.Theywill

alsobe eligible for a means-testedbursary

and a maintenance loan. Differentrates of

means-tested bursary andloan will apply

accordingto where a student livesand

studies, whether in London,outsideofLondon,or withtheir parents.

The following tables show typical support

available to studentson a 30-weekcourse

or a 45-weekcourse.

NHS Students

HELPWITHMAINTENANCECOSTSPleasenote themaintenanceloan is reduced

inthe finalyear ofstudyto 1,811if you

areliving outside London and 1,324

forstudentswho livewith their parents

whilst studying.

In addition to thebasic bursary,students can

apply fora numberof additional allowances if

theymeet specific criteria.These allowances

provide support to disabled studentsand

additionalsupportfor students with

dependentadults and children.

Studentscan alsoclaim helpwith travel

costs to theirplacements,if theyincur

additionalcosts to those incurred when

travellingto theiruniversity.

Moreinformation forstudentsonNHS programmes canbe found

at www.nhsbsa.nhs.uk/students

Studying a nd l iving Non-means- Means- tested Non-means-during term time: tested grant bursary tested

(maximum) maintenanceloan

STUDENTS STUDYING UP TO30 WEEKS EACH YEARWILL RECEIVE

Outside London but in 1,000 2,591 2,324

England(or UKfor medicalanddental students)andliving in student/rentedaccommodation/yourownhome

Anywhere in England 1,000 2,163 1,744(orUKfor medical anddental students)andliving withyour parents

STUDENTS STUDYING 45 WEEKS OR MOREEACHYEAR WILLRECEIVE

Outside London but in 1,000 4,395 2,324England(or UKfor medicalanddental students)andliving in student/rented

accommodation/yourownhome

Anywhere in England 1,000 3,351 1,744(orUKfor medical anddental students)andliving withyour parents


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ManagingYourLivingCosts

WORKING WHILE YOUSTUDYIfyou arelooking toboost your income

whilstyoustudy, orimproveyour CVand

skills,the Careers & Employability Service

provides access to an online jobsdatabase

of part-time,full-time, voluntaryand work

experienceopportunities (over 3,500

vacancieshave beenadvertised so far in

2011). You canalso browse a selectionof

vacanciesin theCareers ResourceCentre

andin Careers Express inthe courtyardof

theGuild of Students.

As well as help on finding part-time work,

theService offers a comprehensivecareers

support programmeincludingadviceand

guidanceon:

Career options

Work experience

Vacationwork

Graduate opportunities

Specialised helpwith job searchtechniques suchas CVs,applications

andinterviews.

We recommendthat part-timework is kept

toa maximum of15hoursperweek soas

notto interferewith academic study.

Find outmore at

www.liverpool.ac.uk/careers

THEFINANCIAL SUPPORTTEAM (FST)The Financial Support Team offers help

andguidance ona rangeof financial

matters including:

Discretionary financial helpthroughthe

Access to Learning Fund for those

experiencing financial hardship

Advice on statutory funding

Liaison withfundingbodies regarding

problems withfunding

Advice for EEA migrant workers

Calculation of welfare benefitsand

helpwith appeals if necessary.

If youhave any previoushigher education

study, or youare planningto withdraw,

suspend or transferfrom yourprogramme,

yourentitlementto statutoryfundingmay be

affectedand youare encouraged to contact

theTeamforadviceon your current and

future funding.

The FST are part of the Money Doctors

programme, a national project running in

numerousinstitutionsacross theUK. The

project aimsto improve studentsfinancial

capability. Throughout theyear,the Team

will be running various events andactivities

aimedat highlighting waysof careful

budgeting.Duringthe lastacademicyear

wehelda clothesswapand rana cooking

competition where students hadto design

andcook a menu forthemselvesandthreefriends for 5.

BUDGETINGTIPSMake sure youaregettingall ofthe funding

youareentitledto if youarenot sure visit

theFST whowill check yourentitlement

to funding

Dontbe tempted torushout andspend

allof your student loan/grant atthe start

ofthe term rememberyour funding

hasto last until your next instalment

Setup arrangementsto payyourrentfirst

this willbe by faryourbiggestexpense

Think about your expenditure for the whole

year include thingslikefieldtripsand

oneoff expenses likeChristmas

Lookat gaining part-timeemployment

visitthe Careers & Employability Service

Canyouminimiseyourbills?Whynot look

at yourphone contract

Buysupermarket ownbrandsor try

shopping latein theeveningwhen food

is often reduced

Useon-linebankingto keep a check

of yourexpenditure

Dontfoodshopon anemptystomach

youwillonlybuy what youwant andnot

whatyou need!

Seek advicefromtheFST if youare

strugglingto manage yourmoney

wecan help youseta budgetplan.

The Team also offers a debt advice service.

If you experienceany problems withdebt

whileyou arestudying,our Money Adviser

candiscuss youroptionsand negotiate

withcreditorsa repaymentplan thatyou

canafford.

ContactFinancial Support Team

T:0151 7946673/5861/5861E: [email protected]/studentsupport/finance

Support Available

Staffinthe Careers & EmployabilityService are friendlyandhelpful. Theyareconcerned about thedevelopmentof studentsandI reallyappreciatedtheadvice they gavemeregardingmy futurecareer.JINGJING WANGBSCMATHEMATICSWITH FINANCE


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DisclaimerEveryeffort hasbeenmadeto ensurethat

information containedwithin thisbookletis

accurateat thetimeof goingto press.The

Universitywill useall reasonable endeavours

to deliver services in accordance withthe

descriptions setout. However, theUniversityreserves theright to makevariations to

thecontents if suchactionis reasonably

considered to be necessaryby theUniversity.

Should industrialactionoccur, or other

circumstances beyond thecontrolof the

University, which willinterferewithits ability

to deliver services in accordance with

descriptions setout in thisbooklet,the

Universitywill try tominimisedisruption as

faras itis practicaltodo so.In accepting

anoffer ofa placeat theUniversityof

Liverpool,students agree to be bound by

theUniversitys rulesand regulations under

whichthe Universityand its studentsmust

operate,the principles ofwhichareset out

in theUniversitys Statutes,Ordinances

andRegulations.The current Statutes,

Ordinances and Regulations are contained

in theUniversityCalendarwhich can

be accessedat www.liverpool.ac.uk/commsec/calendar/calendar.html

Alternatively details can be obtained on

request fromthe CommitteeServicesUnit,

Universityof Liverpool,FoundationBuilding,

Liverpool,L69 7ZX.Beforeadmissiona

student mustprovidesatisfactory evidence

ofability topay allacademicfees, covermaintenance expenditure andpay other

dues.Unless otherwiseagreedwith the

University, a student shall ceaseto bea

registered student if arrangementsfor

payment of feesare notfulfilled.

The University reserves the right to

terminatethe registration of a student who

is subsequently found to haveomittedor

falsified factsor information in connection

withhis/her applicationfor admission.If you

aredissatisfied withthe information givenin

this booklet,or aboutthe wayin whichyour

applicationhas beentreated, theUniversityhasa formal complaintsprocedure.

More InformationFinancial Support TeamT:+44 (0)151 7946673/5861E: [email protected]

Student FeesSection

Student AdministrationServicesT:+44(0)151794 6777E: [email protected]

Disability Support TeamT:+44 (0)151 7944714/6676E: [email protected]

International Recruitmentand RelationsTeamT:+44(0)151794 6730E: [email protected]

Accommodation OfficeT:+44 (0)151 7944715/4726/5873

E: [email protected] England andWaleswww.direct.gov.uk/studentfinancehttp://studentfinanceyoufuture.direct.gov.uk/http://youtu.be/WpgFYNcz54M

Students in Waleswww.studentfinancewales.co.uk

Students in Scotlandwww.saas.gov.uk

Students in Northern Irelandwww.studentfinanceni.co.uk

Student LoanCompanyT:+44(0)845 0262019www.slc.co.uk

NHSGrants UnitT:+44(0)845 3586655E: [email protected]/students

ONLINE INFORMATION SESSIONSWe appreciatethat understandingthe new

universityfee schemes for 2012 andworking

outexactly whatfinancial support youmay

beeligible forcanbe a complicated process.

To help you, were running a series of fees

and finance webinars (online information

sessions) overthe nextfew months:

Thursday13 October 2011 12.30Wednesday1 February 201212.30Thursday29 March 201212.30Wednesday4 July2012 12.30

These are a great opportunity for you, your

parents andsupportersto askourteamany

questionsyou haveconcerning therange

ofsupport wehaveon offer.

The webinar will consist of:

A short presentationon the Universitys

range of financialsupport for 2012

A chance to ask our recruitment team

questionsand getan immediateresponse

Sign uptodayat www.liverpool.ac.uk/study/undergraduate/events


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university of liverpool student finance information booklet 2012

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